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@JBANDGASS
A STEP BY STEP
GUIDE TO
BUYING YOUR
CONTACT
Gross #remortgage lending +£364m in Sept 2013 to £3.9bn, +10.4% Aug reported by CM & +20.8% than 2012
Did you know that @JBandGass are shortlisted in the NW category of @ lfsconvawards #Conveyancing #Awards 2013?
Registered Office: Smithy Annexe, 112 Adlington Road, Wilmslow, Cheshire, SK9 2LN
T 01625 523988 F 01625 525851 E mail@jbgass.com W www.jbgass.com @JBandGass
NEW HOME
Jackson Barrett & Gass is a trading name of Jackson Barrett & Gass Limited. Jackson Barrett & Gass Limited is a company registered in England under company number 7417266. A list of directors is available for inspection at the registered office. Authorised & Regulated by the Solicitors Regulation Authority.
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@JBandGass
A STEP BY STEP GUIDE TO
BUYING YOUR NEW HOME
1 The sales memorandum is issued by the estate agent
4 Receive contract documentation from your seller’s Solicitor.
2 We write to all parties, including to you, with a client care letter & forms to request further information.
3 All Par
ties
Once the enquiries have been answered, then we will be in a position to proceed to exchange of contracts.
Return client care, ID & search fees
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Submit search applications.
Once searches are received, we will send you a detailed report.
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We will formulate our specific legal enquiries. They are based on the contract papers and will also include any questions you have raised following your report &/or survey results.
Receive a satisfactory mortgage offer from your lender.
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If there is no dependent sale, we can proceed to exchange of contracts at this point. If you do have a dependent sale, however, we can only exchange contracts on your purchase when your own buyers are ready to exchange contracts on your sale. It is our job to ensure that the contracts are exchanged simultaneously.
We will exchange contracts based on the completion date.
ion t e l p Com ate D
10 Send us proof of funds & your deposit if there isn’t a dependent sale.
13 We have a number of tasks to complete between exchange & completion.
15 We undertake final searches & also send the Certificate of Title (COT) to your mortgage lender.
18 We will then send the Stamp Duty Land Tax (SDLT) form to the Inland Revenue & pay any SDLT due. We will then undertake the registration process.
16 We will write to you with the form of Transfer and with the Mortgage Deed (if appropriate), so that you can sign these in readiness for completion and return them to us.
19 We will ring you to confirm you have formally completed & can collect the keys from the estate agent.
14 Prepare your completion accounts & ask you for the balance to complete
We’ve significant experience of #HelptoBuy, First Buy & Home Buy Direct. HTB best to date as Osborne outlines HTB 2 – Follow us @JBandGass
17 On the day of completion, we will forward the full purchase monies to the seller’s Solicitor which includes any mortgage monies you are using.