CENTRAL OREGON R E A L
E S T A T E
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M O R T G A G E
H O M E B U Y I N G
T I P S
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A D V I C E
M O R E
RELOCATI ON GUI DE
N M L S
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E Q U A L
H O U S I N G
L E N D E R
HELLO! I'm your mortgage loan expert.
A LITTLE ABOUT ME: I'M AN AVID MOUNTAIN BIKER. I LOVE EXPLORING THE TRAILS IN CENTRAL OREGON. I'M A MUSIC FAN AND ENJOY PLAYING THE GUITAR.
MY GOALS WHEN WORKING WITH CLIENTS:
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Help make the process as smooth as possible through clear and timely communication.
02
Utilize PMR's in-house underwriting to close the loan on time.
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Exceed expectations by providing informative and personalized service every step of the way.
LARA RINIER Loan Officer | NMLS 2067546 (512) 964-2800 | lara.rinier@pmrloans.com www.pmrloans.com/lrinier
HOME LOANS FROM A LOCAL MORTGAGE BANK 01
CONVENTIONAL A home loan with an interest rate that's set for the entire term of the mortgage.
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ADJUSTABLE RATE (ARM) A home loan with an initial rate that's fixed initially, then adjusts periodically.
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VA VA loans are backed by the Department of Veteran's Affairs and are only available to military service members and veterans.
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FHA FHA loans are backed by the government and designed to help borrowers of more modest means buy a home.
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USDA USDA home loans are for buyers in rural and suburban areas. The mortgages are backed by the U.S. Department of Agriculture.
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JUMBO A loan is considered jumbo if the amount exceeds loan-servicing limits set by Fannie Mae and Freddie Mac.
SPECIAL OFFER!
SAVE UP TO $1,495 WHEN YOU BUY OR REFINANCE WITH PREMIER MORTGAGE RESOURCES Mention this booklet, and we will award up to $1,495 in Lender Credit when your home loan closes with Premier Mortgage Resources before December 31, 2021. Plus, we will buy down your rate by 1% in Discount Point without charging an origination fee!* This special offer provides a convenient way to enjoy superior service, local market expertise, and savings on your home loan at closing -- contact me today to get started!
ABOUT PREMIER MORTGAGE RESOURCES:
LOCAL
IN-HOUSE
CLIENT-DRIVEN
Premier Mortgage Resources is local, fast, and flexible.
From beginning to end, we manage every aspect of your loan.
Above all, we're committed to our clients!
This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Offer expires 12/31/2021.
Favorite Waterfall Hike: Tumalo Falls
Favorite National Park Crater Lake
Favorite Brewery: Deschutes Brewery
Favorite Place To Take A Dog Off Leash: Good Dog Trail
Favorite Music Festival: Sisters Folk Festival
Favorite Mountain Biking Trail: Phil's Trail Complex
"Thank you very much for everything you did for me. You did an excellent job, and I appreciate it very much. I now have a mortgage which will save lots of money, and it all went very smoothly because of your expertise and efficiency. I am very grateful… maybe I will see you on the trails!" -Al P.
" I am beyond impressed by Lara and her service to me!" -Angie I.
“Lara was professional, communicative, and patient – a delight to work with! We would recommend her, without hesitation, to others.” -Marty & Christina S.
LARA RINIER Loan Officer | NMLS 2067546 747 SW Mill View Way, Bend, OR 97702 (512) 964-2800 | lara.rinier@pmrloans.com www.pmrloans.com/lrinier
NMLS 1169 | Equal Housing Lender