Porsche Finance Group Romania Fleet Management Financing | Insurance | Fleet Management Mobility of the future
Financial Leasing
Operate Lease
Credit
Insurance
Fleet Management
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Content About us
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Financing
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Insurance
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Maintenance
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Maintenance settlement structures
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Fleet Management Add-on services
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International coverage
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Financial Leasing
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Operate Lease
Credit
Insurance
Fleet Management
About us Porsche Finance Group Romania - Your mobility provider.
Financing, insurance and fleet management services - the full range of services for continuous mobility.
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Porsche Finance Group Romania Porsche Finance Group Romania offers its clients fast, integrated and efficient financing and insurance solutions for the acquisition of their desired vehicle, new or used, according to the “one-stop-shop” concept: leasing or credit financing, car insurance and last but not least efficient fleet management solutions - all directly in the showroom.
Porsche Finance Group Romania means: › Porsche Bank Romania SA › Porsche Leasing Romania IFN SA › Porsche Mobility SRL › Porsche Broker de Asigurare SRL › Porsche Asigurari
Porsche Leasing Romania offers financial leasing for individuals, self employed individuals and legal entities, for both new and used vehicles. orsche Bank Romania – the first bank in Romania specialized on the auto market P offers car credit.
PORSCHE FINANCE GROUP ROMANIA
Porsche Broker de Asigurare completes the group’s service range by intermediating CASCO and MTPL insurances through its 5 insurance partners: Porsche Asigurari, Uniqa, Allianz, Generali, Omniasig. Porsche Mobility offers operate lease and fleet management services.
PORSCHE FINANCE GROUP ROMANIA
Porsche Asigurari closes the circle of Porsche Finance Group’s integrated services. The company offers CASCO insurance, available throughout Europe, for both new or used vehicles, either financed (in leasing or credit through the group’s companies) or bought in cash.
Official financing provider of the brands:
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Fleet Management
Complete solutions for your fleet in one single package Because your time is precious, we have developed integrated packages which include all the necessary services for an efficient management of your fleet. With an international expertise of over 50 years in the vehicle financing field, our group ensures safety and maximum mobility. Everything so you can use your time more efficiently!
We are the pros in the car field
Market leader Complete portfolio of products and services Everything in one place We’re at home anywhere in the world
Your benefits: › Transparent offer › Consultancy over the entire contract period › International expertise of over 50 years in the car financing field › Maximum mobility through an efficient fleet › International coverage through Porsche Bank Group and Volkswagen Financial Services › Additional time allocated to your business - we take care of your fleet. 7
Financial Leasing
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Operate Lease
Credit
Insurance
Fleet Management
Financing Four financing products
We offer you the complete range of financing products so that you can choose the one which best suits you.
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Financial Leasing
The shortest way to your owned fleet
Classic Financial Leasing
Benefits
› The finance provider is the owner of the vehicles over the contract period.
› Transparency: All costs are shown, no monthly administrative fees
› At the end of the contract, the user buys the vehicles.
› The invoicing is done after use: the payment of the first invoice is made after 35 to 50 days from the moment you take over the vehicle. You pay monthly what you used over the previous month.
Parameters
› The management fee is applied exclusively to the financed volume, not to the vehicle price. › You wish to have preferential number plates? You don’t have to pay anything extra, the cost is included.
› Downpayment between 0 and 50% › Contract duration: min 12 - max 72 months › Residual value: min 100 EUR - max 20% › Available in EUR or LEI › Fixed or floating interest rate › Available for both new or used vehicles
› You don’t pay any exchange rate differences to the vehicle acquisition price. › All the necessary documents over the contract period are issued free of charge (ex. mandates). › You have 24hrs free access online to your account and contract information. Simply access your account over www.porschebank.ro. › The insurance is prepaid by the finance provider. Even if you are a few days late with the payment, you are still insured.
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Financial Leasing
The shortest way to your owned fleet
PERFECT LEASING
Benefits
› The finance provider is the owner of the vehicle over the contract period.
› Flexibility - you pay monthly what you use and at
› At the end of the contract, the user has 3 options: - buys the car - extends the financing contract - returns the car and opens a new financing contract for a new car
› Cost efficiency - you pay lower monthly rates,
the end you choose the version that suits you best.
proportional with the use of the vehicle.
› Shorter fleet renewal cycles. › Perfectly adapted to your needs - the monthly
rates reflect the exact use of the vehicle, taking into consideration the annual mileage, the duration of the contract, the chosen brand and engine power.
Parameters › Downpayment between 0% and 40% › Contract duration: min 12 - max 60 months › Variable residual value depending on the annual mileage, brand and engine. › Available in EUR › Fixed or floating interest rate › Available for both new or used vehicles (not older than 12 months). 11
Operate Lease
The most advanced financing solution, available at your dealer
Operate lease
Benefits
› The finance provider is the owner of the vehicle - both during the contract and after the contract ends.
› One-time management fee, paid either entirely at the beginning of the contract or over the contract period.
› The user has to return the vehicle at the end of the contract.
› Invoicing is done after usage: the payment of the first invoice is made after 35-50 days from the moment you take over the vehicle. You pay monthly what you used in the previous month. › You can access only the financing product without fleet management services.
Parameters › Contract duration: min 12 - max 54 months › Available in EUR › On demand, the contract can be recalculated annually, in order to reflect the real usage.
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› The insurance is prepaid by the finance provider. Even if you are a few days late with the payment, you are still insured.
Car Credit
The fleet you need for your business can now be yours
Car Credit › You are the owner of the vehicles since the start of the contract period. › We offer a credit product created especially for vehicle acquisitions.
Benefits › Transparency. All costs are shown. There are no monthly management fees. No fees at contract start. › Simple and fast. You sign all the documentation at the dealer. › You have free online access to your Porsche Bank account at any time. Access our PorscheBank@YOU internet banking platform or download the Mobile@YOU App available in AppStore and Google Play.
Parameters › Minimum downpayment starting from 0%
› The financing is done at the final car price (including VAT). The legal entities deduct the VAT after the acquisition.
› Contract duration: min 12 - max 72 months › Available in LEI or EUR › Fixed or floating interest rate › Available for both new and used vehicles
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Financial Leasing
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Operate Lease
Credit
Insurance
Fleet Management
Vehicle insurance CASCO through Porsche Asigurari and MTPL & CASCO Broker
For a carefree trip, without any unpleasant surprises!
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CASCO insurance from Porsche Asigurari
Easily removes all scratches!
CASCO insurance › So you can enjoy your car, without loosing any time
Benefits › Dedicated Call center, available 24/7. › Road assistance services included, in Romania as well as internationally. › Full coverage throughout Europe regardless of the MTPL insurer, without additional costs.
Parameters › The insurance policy covers a broad category of risks › Available for both financed and cash purchased vehicles. › Coverage throughout Europe, regardless of the MTPL insurer. › Automatic reinstatement of the insured amount. Porsche Asigurari does not require the reinstatement premium for the insured amount after every paid damage. › Direct and exclusive settlement procedure with the authorized services of the group brands. › Fixed deductible per event. 16
› Direct settlement system with the authorized services. You don‘t need a payment acceptance from our side. Your vehicle doesn‘t stay in service any day extra to the repair time.
CASCO and MTPL Broker
We know how important your safety is!
CASCO and MTPL › We offer a wide choice of MTPL and CASCO insurances directly in the showroom.
Benefits › Transparent offer › Quick procedure › Seamless process run directly in showroom, through our ONE-STOP-SHOP system › Complete insurance offer
Our partners are › Porsche Asigurari › Uniqa › Generali › Allianz › Omniasig
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Financial Leasing
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Operate Lease
Credit
Insurance
Fleet Management
Maintenance Customized solutions for your fleet
We offer 4 maintenance versions. You choose what suits you best!
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Vehicle maintenance 4 maintenance versions
SERVICE In case you use the car for to and from the office trips everyday, the SERVICE package offers all the necessary services. Service inspections and oil and filter changes, as per manufacturer specifications are included. The package also includes the Periodic Technical Check imposed by law.
topSERVICE Besides the services in the SERVICE package, topSERVICE includes some additional elements, mostly related to spare parts which need replacement.
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Maintenance PRO We recommend the Maintenance PRO package to all our fleet customers - it includes both regular maintenance and other interventions necessary for the proper functioning of the vehicles. The package covers normal wear and tear, so you can use the cars at optimum level at any time. This service includes all maintenance operations within the limits of normal wear and tear, throughout the contract.
TRANSPARENT Would you rather pay exactly what you use when you use it? You don’t mind the monthly maintenance cost fluctuation, but you would like to outsource the service and not worry about the management and management of your car fleet? Then the TRANSPARENT version fits you best: maintenance costs are invoiced monthly, depending on the operations you perform, in a single centralized invoice. You have full control over the costs.
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Financial Leasing
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Operate Lease
Credit
Insurance
Fleet Management
Maintenance settlement structures
We provide 2 maintenance settlement alternatives so you can choose what fits your particular needs
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Comfort A security plus for your fleet
Concept › You pay a fixed monthly rate based on the agreed terms (contract period and estimated mileage). › Service costs are in our responsibility. We take over all the risks so that you can use your vehicles in optimal safety and comfort conditions.
Benefits › Fixed monthly rate throughout the contract period. › The risk is transfered to us. › Exact budgeting of all costs. › Simplified settlement procedures throughout the entire service network based on the Service Card. › Regular reporting on registered expenses. › Discount on original spare parts.
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Dynamic An efficient management of your fleet
Concept › You pay a fixed monthly rate, based on an estimate of service costs as per the agreed terms (contract period and mileage). › Any discrepancies between the monthly rates paid and the actual maintenance costs are settled at the end of the contract.
Benefits › The ability to accurately budget maintenance costs over the contract period. › No monthly cost fluctuations, you have a fixed monthly installment over the contract period. › Invoice check for maintenance and repairs. › Settlement of actual costs at the end of the contract. › Regular reporting on registered expenses. › Simplified settlement procedures throughout the authorized service network. › Discount on original spare parts.
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Financial Leasing
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Operate Lease
Credit
Insurance
Fleet Management
Additional fleet management services A plus in safety and comfort
Add additional fleet management services to your chosen maintenance package for increased comfort and efficiency.
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Additional services A plus in comfort and safety Tire Management The often time-consuming procedure of tire acquisition, replacement and storage can be fully taken over by Porsche Finance Group Romania in its partner car workshops.
Fuel Management Alongside our partners, we provide you with a network of fuel stations all over Europe. Use your Routex card to pay for the fuel and we take over the invoice management.
Road Assistance Choose our road assistance packages to ensure continuous mobility. The service is available 24/7 throughout Romania.
Pick-up service The pick-up service consists of transportation of the vehicle to the nearest service for inspections, periodic technical checks and tire changes. Don‘t waste any time traveling, we‘ll come and take the car.
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Additional services A plus in comfort and safety Replacement Vehicle Your mobility is ensured through the replacement vehicle service. We can replace your vehicle while it is in service, to ensure your continuous mobility.
GPS tracking Managing vehicles in the organization‘s fleet, setting up routes and allocating vehicles on each route, increasing vehicle usage, and a lot more can be done by using a GPS monitoring system.
Add-on services In addition, we offer a number of related services: › Road tax (Vignette) - we take over all procedures related to road tax purchase, so you can safely use your cars. › Reporting - You have full online access to your fleet status, with details about invoices and usage. › Remarketing - We take over the procedures of reselling vehicles at the end of the contracts.
Ongoing support We offer continuous support and consultancy over the entire contract duration, for a plus in comfort and safety.
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International coverage Efficient mobility throughout Europe International Network We offer support and complete financial, insurance and fleet management services throughout Europe, through the Porsche Bank Group and Volkswagen Financial Services. The international Porsche Bank Group coordinator leads the whole bidding process and, together with your dedicated Key Account Manager, is your contact person for all or any transnational aspects regarding your car fleet. The professional support and the standardized processes ensure an unrestricted information flow for you.
Benefits › Market leader in Austria and many European countries › Efficient mobility in 25 European countries › Internationally standardized processes and services › Cost transparency › Consistent use of savings potential › Fleet management services for all car brands › One single contact person for all your mobility related questions 30
Porsche Finance Group Romania Fleet Management Bd-ul Pipera nr. 2 Voluntari, Ilfov Tel: 021 208 26 01 e-mail: clientiflota@porschebank.ro www.porschebank.ro/en www.managementdeflote.ro/en *All the information in this brochure is valid on the date of printing: August 2017. We reserve the right to change the content.
Fleet management Member of Porsche Bank Group
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