Property investments...
...with a twist of paradise!
www.positiveplus.info
HOW DIFFERENT WOULD THINGS BE IF YOU KNE W HOW TO INVEST LIKE A PR OFESSIONAL? Professional investors prefer to invest using someone else’s money because this means they can buy even more property and now you can do the same! There has rarely been a better time to introduce an investment opportunity of this nature. WE WILL SHARE WITH YOU HOW TO... Buy your own luxury overseas property for just £1000. This is not the empty box property investment sold by most developers which has to be marketed and maintained by the purchaser. This is the opportunity to buy into 5-star resorts that are tenanted, fully serviced and maintained to the highest luxury standards.
LEARN ALL ABOUT: • A unique method of property investment, providing... • Prime Properties in Prime Locations attracting Prime Tenants, which ensures... • Potential for high Capital Growth and Income Yields, leading to... • Safe, affordable property investments, offering Low Risk and High Reward
WE WILL SHARE WITH YOU A U N IQ U E WAY OF I N V E S T I NG OV E R S E A S I N A PR OPE RT Y T H AT D E L I V E R S . . . • • • •
Purchase prices 40-50% below local current market value Great Rental Income yields (approx 20% net) Capital Growth currently running at between 10 - 15% No money left in the deal on completion!
INTRODUCTION TO THE TEA M Chris Jones, Craig Donovan and Ken Paine of Positive Plus have over 30 years combined experience running businesses primarily within the financial services industry. We now enjoy helping people to discover property investment opportunities that first and foremost have a proven track record and the added potential to fulfil expectations of the investor. Finally, we are excited to be able to offer properties that provide you with a real chance to start building something worth getting excited about. Permit me to share with you my understanding of the here and now. This should help you understand why we do what we do.
The words ‘property investment’ will no doubt still send a shiver down the spine of anyone unfortunate enough to have been caught up in the UK and European property collapse. Quite frankly, who could blame them? The reality of a comfortable retirement is now nothing but a tainted dream. Having dominated the headlines during the latter years of the past decade, even those who did not invest would approach any investment opportunity with the utmost caution. Many have become accustomed to a certain standard of living - one which we would have imagined would take us through to retirement. Children, grandchildren, mortgages, holidays, all are a fundamental part of any retirement package, yet all need providing for. Never have so many faced such an uncertain future. We cannot buy back the years needed to re-accumulate such funds. We don‘t have that luxury. There are still some property investments that will build future prosperity for those with the foresight and determination to grasp an opportunity. We have personal investments in Caribbean property developments and are serious about our work. It is encouraging to hear people are becoming more aware of potential financial challenges they could face in the future. I look forward to welcoming you as a Positive Plus investor. Enjoy the ride because, over time, we believe we will all do very well. We have built up a vast amount of knowledge and experience and will continue to use this knowledge to good effect ensuring our continued success to source incredible low risk – high reward opportunities through property investments. To date only one such opportunity has sparked our interest – this is it!
Chris Jones, Principal Advisor Our golden rule is, to always under promise and over deliver. If it’s not good enough for us then it’s not good enough for you!
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LET US HELP YOU PLAN AND ACHIE VE YOUR FUTURE PROSPERITY We all recognise that times are changing so rapidly and what were once regarded as ‘safe jobs’ and ‘safe investments’ can no longer be regarded in the same way.
Times are changing. The last decade has bailed-out banks and swallowed some very large corporates. Vast black holes have appeared in pension funds hard-earned assets set aside to feed and clothe generations in their retirement years. We have witnessed stock market collapses which have decimated many a ‘safe’ pension fund. We know that the effects of change in economic climates cause many of our friends and colleagues sleepless nights. Positive Plus offers a real alternative to investing in fixed interest investments such as gifts or corporate bonds, and cash deposits. Our property investment opportunities offer a number of benefits for investors.
OUR FOCUS ON POSITIVE RETURNS Investing without loss is our key objective. We seek investments that are easy to understand and where real management skill removes risk and enhances returns. We major in Caribbean property investments, backing exquisite developments that offer exceptional returns without the volatility associated with public (mainstream) stock and bond markets. This is an approach that continually builds our reputation as the home of exceptional investing.
A BRIGHT OUTLOOK The short term investment climate for Caribbean property investing is outstanding. The credit crunch has restricted availability of finance. With a 100% finance option available and all properties’ suitability for SIPP (Self Invested Personal Pension) purchase. Positive Plus is extremely well-placed to secure the best deals in terms of security and rate of return.
COMMITMENT TO INVESTMENT E XCELLENCE We have chosen to partner with international property development specialist Harlequin Property who can deliver highly focussed property investment returns in an equally highly controlled risk environment. Selecting the right specialist partner is vitally important to the success of Positive Plus.
Harlequin Property has first-class credentials. As well as the endorsement from major global brands, this UK based and family-owned company have absolutely no debts on any land worldwide. providing us with a highly competitive edge, offering: • Safe, secure and affordable property investment in... • One of the most desirable tourist destinations in the world which gives.... • High Capital Growth and excellent Rental Yields which make most UK yields look paltry.
IF ANY OR ALL OF THESE B E N E F I T S AT T R A C T Y O U T H E N : • You need to keep reading this brochure and then... • Contact us because... • We can help you to secure your future prosperity through specifically-chosen property investments. Many of our clients have already seized this opportunity and intend to Retire Young and Retire Rich, some buying multiple properties to provide themselves with a wonderful future lifestyle.
A B O U T O U R PR OPE RT Y INVESTMENTS In summary, we aim to give you the best of both worlds superior returns, lower risk and easy access to your investment. We also have key partnerships with established expert advisors for financial planning and tax and estate efficiency planning.
C O M M U N I C AT I N G W I T H Y O U We want you to have a long and profitable relationship with us. We provide a six-monthly performance report across our property portfolio. In addition, Positive Plus holds regular client presentations, enabling you to hear first-hand our investment views and review of performance. Legal Information: The information contained in this document does not constitute advice by Positive Plus. Whilst every attempt has been made to ensure the accuracy of the information contained herein, Positive Plus cannot be held responsible for any errors that may occur. Positive Plus Property Investments is not authorised or regulated by the Financial Services Authority. If you are uncertain whether these products are suitable for you, please contact a financial advisor.
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Miami Nassau
The Bahamas Turks & Caicos Islands 1
Cuba
The Ca
2
Cayman Islands
Jamaica
Dominican Republic
Puerto Rico
1 2 3 4 5
St Vincent & The Grenadin Gren
South America
Pointe Du Cap
Monti Cristi
Gros Islet
Luperon Puerto Plata
Sousa
Gregoria Luperon Airport
Comerette Point
Castries
North Point
Cape Marquis
St George F.L. Charles Airport
Cabarete
Marquis Bay Marquis
Babonneau Nagua La Vega
Speightstown
La Croix Maingot
Moca Pico Duarte
Samana
San Francisco De Macoris
La Ressource
Bathsheba
La Pella Canaries
Holetown
Millet
Hato Mayor Monte Plata Jimani San Cristobal Barahona
San Pedro Santo Domingo De Macoris
Higuey La Romana
Mon Repos
Soufrière Sulphur Springs
Bridgetown Choiseul
Penninsula de Pedernales
Palmetto Bay
Micoud
Bani St Urbain Hewanorra International Airport
Grantley Adams International Airport
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INVESTMENT PROPERTIES IN THE CARIBBEAN
aribbean Basin Invest in a freehold investment property with excellent potential for high capital appreciation and rental income at a luxury 5-star resort in the Caribbean.
Virgin Islands
Our aim is to deliver excellent long-term returns on investment by selling properties off plan at up to 50% below market value and by selecting locations where the property market is experiencing high capital growth which is likely to continue. There must also be demand for hotel accommodation because resorts either are in a location with an established tourist industry or in a new location that is experiencing inward investment in its infrastructure to support tourism. Resorts will have the best design, amenities, management and marketing to bring the best possible rental rates.
Antigua
3
4
St Lucia
nes nada
THE OFFER
Barbados
• All you pay is £1,000 reservation fee. 100% finance* is available – the developer pays the monthly repayment of an interest only loan for the 30% deposit • 70% developer loan available on completion
5
Sandy Bay
Willibou Chateaubelair Bay
Georgetown
Las Canas
Dominican Republic
The Marquis Estate St Lucia
• 30 days free use per year (except SIPP investors)
Buccament Bay
• Own the freehold Owia Bay
Dominican Republic
The Merricks
• Properties are sold off plan at up to 50% below market value with several price rises during construction
Orange Hill
Two Rivers
• Two year 10% rental guarantee followed by 50% net room rate share
• Fully furnished
Fancy
RESORTS
Barbados
St Vincent & The Grenadines Prices range from:
£65,000 to £2.5 million
• Properties are suitable for SIPP investment** • Transparent exit strategy • No default on UK assets
Chateaubelair Wallilabou Bay Pirates of the Caribbean film set
Barrouallia
Layou
Argyle Mesopotamia Kingstown Bay Young Island
Biabou Biabou Bay
Kingstown Stubbs E.T. Joshua Airport
All properties will be built to the highest standards and building specifications that you would expect from a 5-star development. The resorts will be managed, maintained and marketed by a proven world-class management team with over 50 years combined experience managing 5-star hotels worldwide, from the Waldorf Astoria in New York to Le Touessrok in Mauritius. Each resort will be marketed to deliver the highest possible occupancy and an excellent potential return for investors. *Subject to status. Terms & conditions apply. ** Positive Plus Property Investments do not provide advice on SIPP directly. We will introduce all interested clients to an authorised FSA firm for this purpose.
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DOMINICAN REPUBLIC When Christopher Columbus, the Dominican Republic's first tourist, stepped ashore over 500 years ago, he marvelled at the spectacular natural beauty of its mountainous peaks, verdant valleys, cascading waterfalls and breathtaking, palm-fringed beaches. Las Canas is a luxury 5-star resort situated on the Dominican Republic’s north coast along a golden sand beach bordered by lush, tropical forest of coconut palms, mahogany, cedar, wild olive and muskwood trees. Thatched water bungalows will be positioned just offshore and beautiful villas will lie along the riverside and beach front, enjoying the stunning panoramas offered by this idyllic location. The world-class golf course will be interspersed with colonial-style villas affording vistas over the greens and fairways to the magnificent landscape beyond. With an average temperature of 28 degrees, more than 300 sun-filled days every year and warm, clear, turquoise seas make this the perfect place to just lay back and relax.
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The images on this page are computer generated artists’ impressions and actual finishes and details of the properties may change without prior notice.
why invest The Dominican Republic is a major tourist destination for sunseekers and thrillseekers with its average temperature of 28°C, 9 hours of daily sunshine and direct flights from the UK, Europe and the US. The total number of visitors to the Dominican Republic increased by 43% between 2002 and 2007 and in the period January to June 2008 it had the largest number of visitors of any Caribbean Island with stopover arrivals up by 5.2%. Visitors are from Europe, the USA and Canada. There is a huge demand for hotel accommodation and the Government has introduced a number of incentives to
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increase the pace and progress of development in the tourist industry as it is far from fully developed. In 2007, foreign direct investment in the Dominican Republic increased in total by 16.3% including an increase in real estate by 120% and in tourism by 58.1%. Buying a property at the Las Canas Beach Resort is an excellent investment because there are very few 5-star resorts in the Dominican Republic and property is very competitively priced compared to many other Caribbean islands, with prices expected to increase.
The images on this page are computer generated artists’ impressions and actual finishes and details of the properties may change without prior notice.
why invest St Lucia is a long-established holiday destination and one of the world’s foremost wedding and honeymoon destinations. The island attracts many celebrity visitors. Property prices have increased by around 40% per annum over the last 2 years and are projected to continue rising for the next 5 years. The Marquis Estate will boast the first ever Gary Player boutique hotel with the resort units being built around a golf course designed by the “Black Knight” himself. This is an unparalleled opportunity to capitalise on the extremely lucrative golf tourism market.
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st lucia Considered to be one of the most romantic of all destinations in the world, St Lucia is a strikingly beautiful, tropical island located in the Eastern Caribbean. As well as being the perfect place to relax, St Lucia offers visitors a colourful kaleidoscope of attractions. Explore its sultry rainforest and swim in its tropical waterfalls or discover the magnificent array of colourful marine life in the clear turquoise waters surrounding the island which are perfect for snorkelling and diving. The Marquis Estate is situated on the stunning northeast coast of St Lucia just 25 minutes from the George Charles Airport near Castries. Destined to become one of the Caribbean’s finest luxury destinations, this exclusive resort is planned to feature a range of exceptional amenities including a cinema, casino and entertainment venue, as well as a signature golf course, The Island Sanctuary Spa, the Marquis Estate Yacht Club and a marina surrounded by waterfront cafes and shops.
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barbados Barbados is the most easterly Caribbean Island and part of the Lesser Antilles, located where the Atlantic Ocean meets the Caribbean Sea. The Merricks Beach Resort is situated in the south east of Barbados on the stunning Atlantic coast in the parish of St Philip, 4km north of The Crane and next to Sam Lord’s Castle, just 20 minutes from the Sir Grantley Adams International Airport. The ruggedly beautiful Atlantic east coast offers some spectacular panoramas forged over millions of years by the powerful Atlantic Ocean’s winds and waves, and because of its natural topography it is less developed than the west coast. Destined to become one of Barbados’s most luxurious, family-orientated 5-star resorts The Merricks Beach Resort will offer state-of-the-art facilities including The Island Sanctuary Spa, a sports academy and several bars and restaurants.
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The images on this page are computer generated artists’ impressions and actual finishes and details of the properties may change without prior notice.
why invest Barbados is one of the most popular holiday destinations in the world with a well-established tourist industry that is expected to continue growing by 3.13% per annum up to 2012. Property prices on Barbados have never fallen in over 60 years and capital growth is projected to remain consistent at over 15% per annum over the next 4 years. Both these figures offer extremely high returns in terms of both income and capital for the canny investor. High demand and limited supply is an investor’s dream and Barbados gets a massive tick in both boxes with its shortage of both
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property and building land. The Bajan Government sees the tourist industry as the main catalyst for economic development and has created the Tourism Development Act which offers incentives to expand the tourism and hospitality sector. It includes provision for investors in tourism projects to benefit from write-off of capital expenditure and 150% of interest. There is also exemption from import duty, value added tax and environmental levies in respect of furniture, fixtures and equipment as well as building materials, supplies and equity financing.
Some of the images on this page are computer generated artists’ impressions and actual finishes and details of the properties may change without prior notice.
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st vincent St Vincent is the largest and most populated island of the 32 St Vincent & the Grenadines islands and cays. It is part of the Windward Islands chain in the Southern Caribbean region and lies 100 miles west of Barbados. Buccament Bay Beach Resort is situated in a tranquil bay on the west coast of the beautifully unspoilt island of St Vincent just 15 minutes from the airport and is the perfect location from which to explore some of the best sailing and diving in the world. This luxurious 5-star family-oriented resort is being built to the highest specification and will offer state-of-the-art facilities including The Island Sanctuary spa, a sports academy, casino, marina and many exclusive bars and restaurants.
WHY INVEST Since the making of “The Pirates of the Caribbean” movies on St Vincent, the world has taken notice of this underdeveloped and beautiful group of islands that make up St. Vincent and the Grenadines. Visitors are attracted to its unspoilt, lush landscape, superb diving, and magical marine life. The Buccament Bay resort will be St Vincent’s first 5-star accommodation and is sure to be in extremely high demand, providing excellent returns for its investors. Now is the perfect time to make an early investment in this market as an international airport is due to open in 2012. At that point, St Vincent and the beautiful Grenadines will truly come of age as a Caribbean tourism hotspot.
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Escape into an exotic tropical paradise at Alaia, which will be situated within each of Harlequin’s Caribbean resorts. Here guests will experience peace and indulgence as their cares are carried away on a warm, tropical breeze. An exclusive, private oasis made of soft, white sand and hidden from the outside world by a living boundary of lush, tropical greenery, Alaia will be home to a world-class spa and luxurious spa villas designed by ESPA to provide perfect harmony between luxury and nature. Guests will be pampered with luxurious and restorative treatments combining traditions, philosophies and remedies from around the world designed to stimulate, purify, soothe and de-toxify. Skilled therapists will offer hot stone therapy, hydrotherapy, Shiatsu, Aromatherapy and Thai massages as well as a wide range of beauty therapies. Indoor treatment suites will be elegant and peaceful, allowing complete relaxation to gain maximum benefit treatments. Outdoor treatment areas will be bordered by herb gardens and shaded by tropical vegetation, providing the perfect place to feel at one with nature.
YOUR
Each of the Alaia spa villas will sit in its own private grounds secluded from the outside world to provide a haven of comfort and pleasure. Designed to take advantage of the natural beauty of their surroundings, the villas are understated yet sophisticated, offering elegant and spacious accommodation with furnishings that combine oriental simplicity and contemporary luxury. Guests will experience impeccable service and attention to their wellbeing provided by a carefully chosen, internationally-trained staff. A dedicated butler will create an environment that anticipates and satisfies every need with seamless efficiency and gentle discretion. This exclusive, private retreat will be the perfect place in which to revitalise mind and body, spirit and senses and indulge in the serenity, comfort and pleasure of this idyll.
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The images on this page are computer generated artists’ impressions and actual finishes and details of the properties may change without prior notice.
the alaia spa destination s Two Rivers
Dominican Republic
Las Canas
Dominican Republic
The Marquis Estate St Lucia
The Merricks Barbados
Buccament Bay
St Vincent & The Grenadines
SANCTUARY A HOME IN PARADISE
RELAX & INDULGE YOUR SENSES Retreating to a private oasis is a universal fantasy and as the world becomes ever more hurried and pressurised the appeal of an escape into paradise can only increase. Alaia provides the perfect solution for guests to get away from the outside world and relax. This, combined with being located in the most coveted Caribbean destinations, makes purchasing a spa villa at Alaia an excellent investment opportunity.
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EACH OF HARLEQUIN’S R E S O RT S W I L L H AV E 5 S TA R AMENITIES:
T H E H A R L E Q U I N S P ORTS ACADEMY The Harlequin Sports Academy will offer world-class coaching and state-of-the-art facilities for tennis, football and cricket.
• Alaia Spa • The Harlequin Fitness Centre with a full range of cardiovascular and strength training equipment • The Harlequin Sports Academy • Diving and Watersports Centre • A Kids Club and Teen Club with lounge and games room • The Harlequin Performing Arts Academy • Masquerade Night Club • Restaurants and bars offering a choice of cuisine, ranging from fine dining to casual eating
Some of the resorts will also feature a Gary Player Signature Golf Course, marina, equestrian centre, conference facilities and casino.
The Liverpool FC Soccer School will provide unique training and coaching programmes in an environment where everyone will be given the opportunity to play football to the best of their ability, with encouragement and training to develop the skills necessary to enjoy the game at whatever level they wish to play. The football facilities will also be available for professional teams to undertake intensive pre-season training. The Pat Cash Tennis Academy will provide unique training and coaching programmes including video analysis developed from Pat’s many years of learning during his playing career, his analytical approach and most recently the application of his knowledge in coaching on the professional tour. The academies will provide an environment where everyone will be given the opportunity to play tennis to the best of their ability, with encouragement and training to develop the skills necessary to enjoy the game at the level they wish to play. Pat will hold coaching clinics at each of the resorts and play in exhibition matches throughout the year. The Cricket facility will also offer courses for all ages and levels of experience. In particular, it will be a fun environment to encourage youngsters to learn game skills and give them confidence in their own ability. Coaching will cover all the basic cricket skills such as batting, bowling, wicket keeping and fielding, which can be put into practice in game conditions.
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G A RY PL AY E R AWA R D WINNING DESIGN WORKING WITH HARLEQUIN HOTELS A N D R E S ORTS BR I NG I NG HOTEL AND GOLF TO THE CARIBBEAN
TRADER VIC’S
G A RY PL AY E R
Trader Vic’s legendary cocktail bars & restaurants will be located at each of Harlequin’s resorts in the Caribbean. Founded in 1934 by Victor Bergeron in Oakland, his collection of legendary cocktail bars and restaurants are sophisticated and exotic, inspired by the places he visited on his travels. Trader Vic’s restaurants combine elegance and comfort providing the perfect ambience to have a truly memorable evening. Using only the best and freshest ingredients from around the globe, the eclectic array of food is a delicious blend of Pacific Island, Oriental and American cuisines.
The Marquis Estate in St Lucia will be home to a Gary Player Signature Golf Course and the world’s first Gary Player Golf Hotel as well as elegant Gary Player Residential Villas with views over the golf course. The Gary Player Golf Hotel will include a trophy room displaying a selection of Gary Player’s most precious trophies and awards from his triumphant golfing career. Golfing legend Gary Player is one of only five players in history to win all four major golf championships, a career grand slam. His 18 major championship victories and 164 worldwide victories during his 50 year career have ensured the name Gary Player is synonymous with integrity, honour and character in both golf and business.
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THE DE VELOPER
ENVIR ONMENTAL POLIC Y
Harlequin Hotels & Resorts specialises in creating luxury 5-star resorts in the best Caribbean locations for property investment which is expected to deliver excellent long-term returns. Harlequin commission an in-depth feasibility study for each development prior to starting the build to provide a realistic view of the potential rental returns to secure funding and gain substantial gearing. They use experts with local knowledge to assess the tax burden and cost of conveyance. Harlequin ensures that the property market is already established with an existing infrastructure and sound legal system in areas experiencing high capital growth that is expected to continue indefinitely. All properties meet the high standards and building specifications that you would expect from a 5-star development. All their resorts will be managed and maintained to the highest standard by an independent resort management company with an excellent reputation and proven track record for managing the maintenance and rentals of similar 5-star resorts.
Harlequin Hotels & Resorts is committed to supporting the communities in which it operates. It contributes by providing local employment opportunities and encouraging cultural integration. It also works to enhance the local environment and ensures that its developments contribute to its sustainability.
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E X A M P L E C A L C U L AT I O N F O R S I P P I N V E S T O R S Purchase Details Purchase price 30% deposit Outstanding on completion to Harlequin
Calculations based on £100,000 £30,000 £70,000
Value at Completion New estimated valuation of property Developer loan on completion
£200,000 £140,000
Completion Costs
SIPP Contributions
Outstanding Balance of unit purchase price Developer deferred stage payment interest* Total
Year Yr 1 Yr 2 Yr 3 Yr 4 Yr 5
£70,000 £2,900 £72,900
Tax Free Cash Back Developer loan on completion (max 70%) Money owed to Harlequin (completion costs) TAX FREE CASH BACK
£140,000 £72,900 £67,100
Annual Running Costs (within guaranteed period) Service charge (approx 1.5% per annum) Rental Net of service charge Less 30% of income into SIPP Cost of mortgage (circa 8% Int) per annum Total
£1,500 £8,500 £2,550 £11,200 £5,250
Rental Income Guaranteed first 2 years at 10% Estimated total income Yr 3+
£10,000 £34,219
30% 70% 8% 250 125 75% 7.25%
Pension’s ownership in property Non status developer loan Loan interest rate Net nightly room rate 50/50 Net room rate share Assumed occupancy level Deferred stage payment interest
Income £2,550 £2,550 £9,816 £9,816 £9,816
Profit or Loss £2,550 £2,550 £9,816 £9,816 £9,816
Private Income Payments Year Yr 1 Yr 2 Yr 3 Yr 4 Yr 5
Income £10,000 £10,000 £34,219 £34,219 £34,219
Costs £15,250 £15,250 £22,516 £22,516 £22,516
Profit or Loss £5,250 £5,250 £11,703 £11,703 £11,703
All negative values in orange This is an illustration and the guaranteed income is correct as 10% of purchase price. From year 3 onwards figures are based on assumptions as in the above example and cannot be guaranteed. *Stage payments made to the constructor of approx 7.25%. These are made on your behalf and added to the Completion costs.
E X A M P L E C A L C U L AT I O N F O R 1 0 0 % F I N A N C E I N V E S T O R S Purchase Details
Calculations based on
Purchase price £100,000 30% deposit £30,000 Outstanding on completion £70,000 6% monthly ‘interest only’ payment made until completion £150
Assumed monthly ‘interest only’ finance rate Assumed completion (months) Non status developer loan Assumed developer loan interest rate Net nightly room rate 50/50 Net room rate share Assumed occupancy level Deferred stage payment interest
Value at Completion New value of property Mortgage on completion
£200,000 £140,000
Completion Costs Outstanding balance of unit purchase price Monthly payments paid on deposit (i.e. 18 months) Developer deferred stage payment interest** Total
£70,000 £2,700 £2,900 £75,600
Income
Costs
Year Year Year Year
£10,000 £10,000 £34,219 £34,219
£12,700 £12,700 £12,700 £12,700
1 2 3 4+
Profit or Loss £2,700 £2,700 £21,519 £21,519
All negative values in orange
Optional Tax Free Cash Back Developer loan on completion (max 70%) Money owed to Harlequin (completion costs) Pull out original cash/loan deposit Optional Tax Free Cash Back
Year
6% 18 70% 8% 250 125 75% 7.25%
£140,000 £75,600 £30,000 £34,400
This is an illustration and the guaranteed income is correct as 10% of purchase price. From year 3 onwards figures are based on assumptions as in the above example and cannot be guaranteed. **Stage payments made to the constructor of approx 7.25%. These are made on your behalf and added to the Completion costs.
Annual Running Costs Cost of mortgage (circa 8% Int) per annum Service approx 1.5% p/a Total
£11,200 £1,500 £12,700
Rental Income Guaranteed first 2 years at 10% Estimated total income Yr 3+
£10,000 £34,219
The details above represent an example only and is based on current projections. Actual amounts may differ at completion although every effort has been made to present accurate projections.
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Suitable for SIPP
Investment
“A 40 year old man hoping for £20,000 per year in his retirement will need a pension fund of at least £400,000. The reality is that the reported UK average pension fund is just £39,000!”
T: 0845 199 0346 M: 07968 771919 E: info@positiveplus.info
Positive Plus applies stringent due diligence whilst reviewing property investment opportunities. The ONE opportunity which continues to shine through the Global Recession and is one of the UK’s leading international property investment companies providing a SIPP* Approved investment in freehold properties.
www.positiveplus.info
Positive Plus Property Investments do not provide advice on SIPPs direct. We will introduce all interested clients to an authorised FSA firm for this purpose. Positive Plus Property Investments are not regulated by the FSA Positive Plus Property Investments does not offer financial advice.
Harlequin Property and Harlequin Hotels and Resorts are companies that specialise in creating the finest luxury resorts in spectacular locations in the Caribbean.