ANNUAL REAL ESTATE CHECKUP | MORTGAGE RATES FALL | SUSTAINABLE HOME UPDATES
DECEMBER 1-2, 2023
RE/MAX Alliance’s BoulderHomeSource Marks 25 Years of Real Estate Excellence, Expanding Reach Beyond Boulder
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Have you completed your annual real estate checkup? To monitor and maintain your health, you schedule a physical exam with your doctor each year. To ensure your financial well-being, it DUANE is essential to DUGGAN schedule an annual real estate checkup. December is a great time to conduct that review so you can make any adjustments in the year ahead. If you’re not a homeowner yet or don’t own any investment real estate, the real estate checkup can be done pretty quickly. Ask yourself, “Do I own any real estate?” The answer is no – so it’s time to start to lay the groundwork. In general, the sooner you can own real estate in your life, the more likely it will be a useful source of retirement income. Now is a good time to get started. You can meet with a Realtor® and develop a plan to make that first purchase as soon as it is feasible for you. If you already own a home or investment real estate, here are a few things you should evaluate during your annual real estate checkup: Get a market analysis from your Realtor
One of the wonderful things about real estate in our area is that it has gone up in value over time. Sure, it’s had its ups and downs, but looking back when I started my real estate career in 1978, Baseline Subdivision homes, in the city of Boulder, were selling for under $30,000. Now, in 2023, they start at around $750,000. As a homeowner, it is a good idea to get an updated value of your home each year and apply that information to your financial statement. You can use that information for planning and studying your financial future, relative to real estate and anything else you might invest in. Check your insurance coverage on your real estate
As mentioned above, keep track of your real estate values. It is also
a good time to double-check your insurance coverage and see if it is in line with replacement coverage. Remembering our 2013 flood, it is also a good time to check if you need flood insurance, sump pump failure insurance, etc. Check your loan balance on your home and/or your rental properties
If you have an amortized loan on your home, that means the loan balance goes down each month. On a 30-year loan, principal reduction is fairly slow in the first half. If you keep the property and the loan for a long time, at about year 14, the principal reduction happens pretty rapidly. It makes it fun to see how much your equity has increased each year. Remember to have the current amount on your financial statement. Mortgage insurance removal
Mortgage insurance, for purposes of this discussion, will pay off your lender if you default. There is another kind of mortgage insurance that like life insurance, if you die the loan gets paid off so your loved ones don’t have the burden of a mortgage payment. Knowing your loan balance can help you determine if you can get rid of mortgage insurance. Many homes were bought with low down payments. As a result, many homeowners have private mortgage
insurance as part of their payment. The combination of rising values and principal reduction could make you eligible for removing the private mortgage insurance and lowering your payment. Check with your current lender to see if the mortgage insurance can be removed or if you need to refinance to get rid of it. You may not be able to do it now, but you can make a plan for how soon you could get it removed. Check your interest rate
Over time, we tend to forget about the interest rate on our home mortgages. Interest rates have been higher in 2023, but interest rates are expected to drop some in 2024, so now might be a good time to stay in communication with your lender. For example, if you have a five-yearold, 30-year amortized loan, if you refinance, you start over on a new 30-year schedule. Ask your lender if they can do a recast to keep the same number of years left on the loan. On the other hand, refinancing at a lower interest rate and starting over on a new 30-year amortization could substantially lower your payment. If you can eliminate mortgage insurance as well, you might really like your new payment. Decide on your loan term, if you refinance
If starting over on a 30-year loan CONTINUED - See Page 9
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MORTGAGE
30-year mortgage rates keep falling, move below 7.5% By Jeff Ostrowski Bankrate.com (TNS)
The average rate on 30-year fixed mortgages retreated to 7.41% this week, down from 7.55% the previous week, according to Bankrate’s weekly national survey of large lenders. The recent reprieve could signal a prolonged drop in mortgage rates, housing economists say. The average rate on 30-year home loans in October topped 8%, but that’s changing because of a number of factors, including a slowing job market and signs that the Federal Reserve’s ongoing war on inflation is working. “Part of it is the Federal Reserve is pausing on interest rate hikes,” says Lisa Sturtevant, chief economist at Bright MLS, a real estate listing service in the Mid-Atlantic region. “Of course, mortgage rates are affected by things other than what the Fed does. For example, mortgage
on Nov. 1, the Federal Open Markets Committee decided to leave rates unchanged. Now, economists say, it appears that the central bank is done raising rates. What happened to mortgage rates this week
applications are down, and lenders are competing for a shrinking pool of applicants.” Meanwhile, yields on 10-year Treasury bonds, an informal benchmark for 30-year mortgage rates, have dropped from 5% to less than 4.3% in recent weeks. The Fed doesn’t directly control mortgage rates, but it plays a pivotal role. The central bank sets policy that affects the cost of home loans. At the conclusion of its latest meeting
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The 30-year fixed mortgages in this week’s survey had an average total of 0.33 discount and origination points. Over the past 52 weeks, the benchmark 30-year fixed-rate mortgage averaged 6.96%. A year ago, the 30-year fixed-rate mortgage was 6.78%. Four weeks ago, that rate was 7.95%. The 30-year fixed-rate average for this week is 1.14 percentage points higher than the 52-week low of 6.27%. As for other loans: • The 15-year fixed-rate mortgage was 6.78%, down from 6.85% from a week ago.
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The 5/6 adjustable-rate mortgage (ARM) was 7.34%, down from 7.42% a week ago.
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The 30-year fixed-rate jumbo mortgage was 7.4%, down from 7.52% a week ago.
How mortgage rates affect home affordability
The national median family income for 2023 is $96,300, according to the U.S. Department of Housing and Urban Development, and the median price of an existing home sold in October 2023 was $391,800, according to the National Association of Realtors. Based on a 20% down payment and a mortgage rate of 7.41%, the monthly payment of $2,172 amounts to 27% of the typical family’s monthly income. CONTINUED - See Page 16
Boulder’s #1 Broker for over 30 years! Steve sells more homes in Boulder than any other real estate broker or real estate team!
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1580 Kendall Drive
3610 Emerson Ave
295 Mohawk Drive
3751 Davidson Place
Lovely corner lot location in Table Mesa! This 3 BD, 2 BA, bi-level home has a brand new roof, main level bedrooms, spacious kitchen & dining room, and an oversized 2-car garage. Huge semi-private backyard! Walk to nearby Schools, Viele Lake, Boulder Rec Center, & Table Mesa Center.
Outstanding 2,376 sqft ranch with 4 BD, 3 BA and a finished basement in the coveted Table Mesa neighborhood. Move-in ready! Freshly painted interior, hardwood floors, oversized 1-car garage. Walk to nearby Table Mesa Center, Viele Lake, Boulder Rec Center, & more.
Spacious 2,430 sqft mid-mod tri-level home in Frasier Meadows with 4 BD, 3 BA located on over 1/4 acre corner lot! Vaulted ceilings, large rooms, and great outdoor living areas. 2-car detached garage! Build instant equity with some cosmetic updating.
Tri-level w/ bsmt in Martin Acres! This home features 3 BDs on the upper level, 1 non-conforming BD in the bsmt, 2 full BA, 2,001 sqft. Open main level w/ sunroom addition, hardwood floors, 1 car garage.
$1,150,000
$1,127,500
$1,000,000
$785,000
Steve Altermatt, CRS 303-441-5669
www.SteveAltermatt.com • steve@stevealtermatt.com
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RETIRE RIGHT
3 reasons to include family and heirs in your planning Have you ever wondered if your children or heirs will fight or argue over your house and your assets after you pass away? You are not alone. GABE Many older BODNER homeowners have the same worry and that is why having a written plan for what you want to happen when you are gone is so important. This “plan” will outline your wishes and is generally in the form of a Will or a Living Trust. I am not an estate planning attorney; therefore, I highly recommend to all of my clients that you speak with an estate planning attorney to document your plan and wishes in some form or fashion. At the end of the day, if your wishes are not written down, then how will anyone know what you want and where you want your assets to go someday?
Do you want the state or a court to decide for you? As it relates to mortgage planning and how you use your home equity in retirement, I also believe that it is extremely important to include family and heirs in the discussions to ensure transparency of your goals and your wishes. The last thing that anyone wants to see occur is a fight between family members because the heirs feel someone was taken advantage of or left out in the planning process. Including your heirs will also help to provide safeguards and provide clarity on how your plan may impact your family and heir’s future inheritance. Here are 3 top reasons to include your family and/or heirs in your reverse mortgage conversations: Avoid unnecessary surprises
If you do not inform your heirs as to your plan and wishes, it is very possible that they will be surprised and possibly even hold resentment toward you after you are gone. If you are worried about how your heirs are
going to react to your wishes, you should let them know sooner rather than later and address any concerns now while you can. Do not bury your head in the sand and ignore these very important discussions. Reduce or eliminate inter-family arguments and fighting
If you do not include or inform your heirs of your plan and wishes, your heirs will likely argue over what they feel is “fair”. It is also possible that your family will point fingers and blame one another for your decisions. I am not here to say that there will not be any arguments, but I am quite confident that if your heirs know and understand your plan and are involved in the discussions, there will certainly be less to argue over. It will become their responsibility
At the end of the day, your heirs will be the ones who have the ultimate responsibility to handle your affairs as you wish. Why would you not want people to know in advance
auction ONLINE
what your wishes are so that they can ask questions and you can provide absolute clarity and certainty to what you want to occur? Again, if it is their responsibility to sell your home and distribute the equity in your home based on your wishes, they should know in advance that this is your wish, and they will ultimately need to carry out the plan once you are gone. Overall, including family in the discussion fosters trust, minimizes surprises, and allows for a comprehensive plan that considers everyone’s needs and concerns, promoting a smoother transition of assets and responsibilities. Gabe Bodner is a retirement mortgage planner and licensed mortgage originator in Colorado. Gabe utilizes the latest research from the top researchers to assist his clients in living for today and planning for tomorrow. To reach Gabe, call 720.600.4870, e-mail gabe@bodnerteam.com or visit reversemortgagesco.com.
THE WATERSTONE ESTATE BOULDER, CO
ONLINE AUCTION BEGINS MONDAY, DEC. 4TH
PREVIOUSLY $4,800,000 - STARTING BID $1.7M! • Custom Built Estate On 1.24± Acres with Rocky Mountain Views • 6 BR, 6F/3H BA • Gourmet Kitchen • Circular Bar • Heated Floors • Elevator • 2 Waterfalls • Award-Winning Landscaping • Outdoor Kitchen • 2 Garages • Heated Driveway & More! (866) 264-0668 | INTERLUXE.COM/BOULDER
Not an offer to residents of those states where registration is required. Property being offered by the seller. Interluxe is not acting in the capacity of a broker or auctioneer and provides advertising and online bidding services only. For full terms please visit www.interluxe. com/termsofuse.
In coopertion with:
Rachael Steinmetz Lic #: 100093058
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Make one of these great properties yours! Conveniently Located Duplex!
Loveland Investment Opportunity!
2 Parcels, Rural Grazing and Well!
2031 - 2033 Lincoln Street, Longmont 4 Bed • 4 Bath • Duplex • 2,624 SQFT $595,000 • MLS# 998358
4490 - 4492 Grant Avenue, Loveland 4 Bed • 2 Bath • Duplex • 1,924 SQFT $540,000 • MLS# 998363
0 County Road 108, Ault 624 Acres $895,000 • MLS# 997924
Great investment opportunity to own a currently rented duplex in Longmont! Each unit offers 2 bedrooms, 1.5 bathrooms, upstairs loft and a fireplace on the main level. Separately fenced backyards for both units, backing up to the open space and dog park. Directly east of property is Carr Park, complete with playground, tennis courts and more! Close to shopping, restaurants and 8 minutes to Downtown Longmont! Current actual leases are $1,550 for unit 2031 through June 2024 and $1,685 for 2033 through September 2024.
Conveniently located, each unit consists of 2 bedrooms, 1 bathroom and a 1 car garage. Both include access to their own fenced backyards with a patio. Both include access to their own fenced backyards with a patio. Kitchen appliances included. Great corner lot location with mature trees! Close to shopping, restaurants, and Kroh Park! Current actual leases are $1,450 for unit 4490 through April 2024 and $1,400 for 4492 through October 2024.
Historically utilized for cattle grazing, this property offers a wealth of potential.With a history of supporting 50 pairs of cows, this land has proven itself as a haven for livestock. Consisting of two separate parcels, which are being sold together, over half of the north parcel is planted with crested wheatgrass.A well is already installed, providing a reliable source of water to both parcels.
These Sellers trusted me and you can too! Overlooking Carter Lake!
Mountain Home on 40 Acres!
Breathtaking Equestrian Ranch on 40 Acres! NEW PRICE!
1127 Hertha Ridge Road, Berthoud 3 Bed • 5 Bath • 5 Garage Spaces • 5,133 Total SQFT $1,550,000 • MLS# 984340
Enjoy year-round living with amazing views in this custom-built home in the foothills outside Berthoud! Property overlooks Carter Lake with its many recreational opportunities! Enter into 13-foot vaulted ceilings, hardwood floors, arches, skylights, and an open floorplan. Complete with a finished walk-out basement and over 2000 square feet of heated garage space with both a 3 car upper and 2 car lower.
937 Quillan Gulch Road, Loveland 3 Bed • 4 Bath • 2 Garage Spaces • 3,814 SQFT $1,150,000 • MLS# 989422
6014 W County Road 12, Loveland 5 Bed • 5 Bath • 4 Garage Spaces • 6,590 SQFT $2,500,000 • MLS# 990888
Discover your dream mountain home on 40 acres bordering National Forest! This stunning post and beam house features a bright open floor plan, great room with a slate double-sided fireplace, and a spacious kitchen. Bring the horses, as this property has a 2-stall outbuilding with concrete floors and a 10’x18’ insulated door.
Enjoy year-round living with amazing views in this custom-built home in the foothills outside Berthoud! Property overlooks Carter Lake with its many recreational opportunities such as kayaking, fishing, hiking, biking and more!
I AM YOUR NORTHERN COLORADO REAL ESTATE SPECIALIST! 970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!
www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2023 C3 Real Estate Solution, LLC.
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1205 Cedar Drive Berthoud 3816 Cloverleaf Drive Boulder 713 Gold Hill Drive Open Sat. 12-3pm $429,900 Open Sat. 12-2pm $2,995,000 Open Sat. 12-2pm Great Berthoud Location with Mountain Views! Paradise in the city! Private with Views!! Beautiful Home in Colliers Hill! www.1205.wkre.com www.3816.wkre.com www.713.wkre.com Rebecca Weihe: 303-903-3231 Jenny Oliveira Getting: 970-534-1188 Sian Murphy: 720-936-2309
Erie $650,000
1125 Anker Drive Open Sat. 12-2pm Turn key 1/2 Duplex! www.1125.wkre.com Sian Murphy: 720-936-2309
Erie $850,000
Erie $675,000
1216 Ascent Trail Circle Open Sat. 12-2pm Nearly new, single-level living! www.1216.wkre.com Kate Kelley: 303-775-9250
1142 Grant Street Longmont 735 Treece Street Open Sat. 12-2pm $450,000 Open Sat. 12-2pm Wonderful Ranch in the Heart of Longmont! Amazing opportunity! www.1142.wkre.com www.735.wkre.com Laura Chittick: 303-332-4118 Mike Harris: 303-501-3621
BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com
Erie $835,000
2771 Odell Drive Open Sat. 11am-1pm 4 Bed, 4 Bath in Arapahoe Ridge! www.2771.wkre.com Janet Borchert: 720-564-6034
Louisville $1,275,000
2605 W. 107th Place Westminster Open Sat. 11:30am-1:30pm $775,000 Great ranch with mountain views! www.2605.wkre.com Barry Remington Team: 720-373-9297
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THE PATRICK DOLAN TEAM Our top team is ready to help you navigate the process! Contact us today: (303) 441-5642 • patrick-dolan.com • patrickdolanteam@gmail.com
NEW PRICE!
5025 COVENTRY CT., GUNBARREL 3 Bedrooms • 3 Bathrooms • 3,014 SQFT • $967,000 Leave the shovel & lawn mower behind in this Low Maintenance RANCH-STYLE Patio Home just steps from the Boulder Country Club. The main floor offers vaulted ceilings, gleaming hardwood floors, a spacious primary suite with nicely updated primary bath and a main floor den/office/bedroom with full bath. Nicely finished lower level with family room & huge guest suite.
4232 MONROE DR., #B, BOULDER
1717 IRIS AVE., BOULDER
5236 PINEHURST DR., BOULDER
2 Bedrooms • 2 Bathrooms • 1,056 SQFT • $539,000 Newly updated townhome in Park East Square is perfect for CU Students and is just a short walk or bike ride to campus with an attached 1-car carport.
5 Bedrooms • 3 Bathrooms • 3,375 SQFT • $1,750,000 Beautifully restored, updated & maintained 1910 built craftsman-style home in the heart of Boulder. Finished bsmt with separate entrance & kitchenette.
5 Bedrooms • 5 Bathrooms • 7,043 SQFT • $1,797,500 The Best Value at the Boulder Country Club! This impressive 2-story offers room for the entire family w/ generous sized living spaces & tasteful updates.
405 W. WILLIAM ST., SUPERIOR
403 W. WILLIAM ST., SUPERIOR
590 BEAUPREZ, LAFAYETTE
6 Bedrooms • 6 Bathrooms • 4,648 SQFT • $1,699,000 Stunning Brand New Modern Home in “Old Town” Superior with an open floor plan, modern finishes, finished lower level & a 600 SQFT ADU/Apartment.
7 Bedrooms • 7 Bathrooms • 5,291 SQFT • $1,749,000 Buy New NOW in this gorgeous brand new modern home in Old Town/West Superior with a separate 600 SQFT ADU/Apartment above the 2-car garage.
3 Bedrooms • 3 Bathrooms • 2,016 SQFT • $650,000 Meticulously cared for & updated townhome in desirable Indian Peaks with a South-facing enclosed front patio adjacent to the Indian Peaks Golf Course.
GET IN TOUCH!
(303) 441-5642
patrick-dolan.com
patrickdolanteam@gmail.com
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Rural Property Specialists
5991 Nelson Rd $1,975,000 35 acres in rural Boulder County, surrounded by farmland. Water rights.
13781 N 115th St. $3,150,000 107 acres of irrigated farmland just 1.5 miles from Longmont. 3,000 sq ft main residence with 15,000 sq ft in outbuildings and 13,500 sq ft in greenhouses. 10-acre reservoir with hunting and surface rights.
1040 5th Ave Call for pricing Multiple industrial units in Lyons. Easy access, ample parking, and walk to downtown.
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621 1st Ave $6,000/month 4-bedroom executive home with 4.5 bathrooms in desirable Lyons.
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10639 N 65th Street $6,000/month Fully furnished and equipped home. 3 bed and 2 newly remodeled baths. 5445 Wild Ln $3,100,000 Fabulous family compound bordering Devil’s Backbone on 22 acres. 1905 estate home of 6,500 sq ft plus additional residences and outbuildings.
303.444.3177 klrealty.net team@klrealty.net
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HEALTHY FOR THE HOLIDAYS
Mayo urges precaution while shoveling to protect your heart Mayo Clinic News Network (TNS)
Last year’s heavy snow season has many people thinking about what Mother Nature has in store this year. To stay healthy this holiday season and beyond, Mayo Clinic Health System is recommending people pace themselves while clearing snow. “Many people don’t realize the workout involved while shoveling and digging out from a heavy snowfall,” says Vinayak Nagaraja, M.D., interventional cardiologist at Mayo Clinic. “It’s an arduous activity that puts extra strain on your heart, and for those with heart disease, we recommend having someone else clear the snow altogether.” The cardiovascular stressors of shoveling are both physiological and psychological. The physiological stressors include your blood vessels constricting from being out in the cold, which increases
and keep shoveling even though you’re exhausted,” says Dr. Nagaraja. If you have a history of heart problems and are physically inactive, it’s best to consult with your healthcare team before starting heavy exercise like shoveling. In addition, don’t shovel while smoking, eating or right after consuming caffeine since this may place extra stress on your heart. Here are a few other tips to consider: Drink plenty of water (Dreamstime/TNS).
blood pressure. In people with underlying conditions, this alone can lead to chest pain. “The psychological part has to do with the mental stress of being out in the bitter cold and being determined to keep going
Real estate checkup (continued) doesn’t excite you, it is possible to refinance into a 15-year loan. If your goal is rapid principal reduction this is one way to do it. The payment will be higher, however, possibly making it tougher to meet the qualifying requirements. Some lenders will allow you to recast your loan at a new interest rate and over a term you would like. In other words, if you are 10 years into a 30-year loan, a lender might be able to make a new loan at today’s rates, but on a 20-year amortization. You might have the benefit of a lower payment if the interest rate is lower than your current rate, and not add 10 years to the loan. Meet with your real estate lending professional and Realtor
Knowing the current value and loan balances on your property gives you a wealth of information with which to discuss with your mortgage lender and Realtor. By knowing this information, you will learn how
much equity you have. If you have equity, you have options to continue to grow your real estate portfolio. If your family size has increased, you might need a larger home. It could be possible to purchase a larger home and build your real estate portfolio at the same time. You can check into refinancing your old home, rent it, pull cash out for your down payment, and then buy your next personal residence. If you are happy where you are, it might be possible to refinance and pull cash out to buy a rental property. By meeting with your mortgage lender, you can determine if you can qualify, or formulate a plan to be able to qualify in the future. Get a home inspection
A home and a rental property can be an individual or family’s biggest investment in their life. Like anything else that is important to you, it is advisable to take good
Remaining hydrated during cold-weather months is just as important as during warmweather months. Drink water or electrolyte drinks before, during and after your shoveling session, even if you’re not thirsty. Shovel snow while it’s fresh
Freshly fallen snow is lighter
care of it. It is vital to get a home inspection every once in a while. Spring is a great time to do that, to ensure that snow won’t be covering up any potential issues. For example, when was the last time you crawled up in your attic? There might be a family of raccoons living there! The point is, a home inspector can alert you to simple repairs and maintenance items, that might prevent significant problems down the road. This helps you maintain your property and allows you to anticipate big-ticket updates, like a roof or furnace replacement, and budget accordingly. Check into a home warranty
It has been common for an independent home warranty policy to be part of a real estate transaction. These policies cover many working parts of the house, such as the furnace, air conditioners, water heaters, etc. Some of these companies provide coverage for a
than snow that has started melting or has been moved by a plow. Take it slow
Pace yourself and take breaks if you need to. Safety is more important than speed. Listen to your body
This is the No. 1 snow-shoveling tip. If something doesn’t feel normal or you’re tired, it’s time to stop. Go inside, warm up, rest and drink water, tea or coffee. Reevaluate how your body feels before picking up where you left off. Have your phone handy
If you’re experiencing an emergency, call 911 immediately. ©2023 Mayo Clinic News Network. Visit newsnetwork. mayoclinic.org. Distributed by Tribune Content Agency, LLC.
home you are already living in and own. For instance, if a failure of a water heater or furnace at the same time might create financial hardship, it is a good idea to look into the premiums, coverage, and deductibles on such a policy. Get started on your real estate checkup today by contacting your Realtor®, mortgage lender, and home inspector. Duane graduated with a business degree and a major in real estate from the University of Colorado in 1978. He has been a Realtor® in Boulder since that time. He joined RE/MAX of Boulder in 1982 and has facilitated over 2,500 transactions over his career. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail duaneduggan@boulderco.com, call 303.441.5611 or visit boulderco.com.
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COVERPROFILE
RE/MAX Alliance’s BoulderHomeSource Marks 25 Years of Real Estate Excellence, Expanding Reach Beyond Boulder
Marketing Feature
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BoulderHomeSource is located at 1911 11th St. in Boulder. (Photo courtesy: BoulderHomeSource).
n 2023 the real estate market presented a unique set of challenges for sellers, buyers and real estate brokers. However, thanks to the unwavering dedication and teamwork of the BoulderHomeSource (BHS) team at RE/MAX Alliance in Boulder, the team positively navigated these challenges and was able to assist over 200 families with their real estate needs during the past year. “As our motto states ‘It’s a lifestyle’, and our team has remained committed to providing exceptional service while fully embracing the Colorado way of life,” says McLean Smith, director of marketing and inside sales at RE/MAX Alliance.
Since its inception in 1998, BHS has achieved remarkable milestones with more than a billion dollars in sales, and has evolved into one of the top 25 real estate teams in the country due to its dedicated team of agents working in unison to provide their clients with unparalleled customer service. Originated by Greg Smith and Cyndy Hinkelman-Smith, BHS began when Greg and Cyndy were brainstorming for a name for their website. Back then the concept of an online real estate platform was cutting edge! However, Greg and Cyndy were more interested in branding the area they served rather than themselves. Greg’s background in Information Systems and his passion for Search Engine Optimization (SEO) and Search
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“As our motto states, ‘It’s a lifestyle,’ and our commitment to providing exceptional service while fully embracing the Colorado way of life remains at the core of our identity,”
McLean Smith, Joe Gibbs, Greg Smith. (Photo courtesy: BoulderHomeSource).
Engine Marketing (SEM) further fueled their vision. As a result, boulderhomesource.com quickly became one of the most visited websites along the Front Range for property buyers. “Our journey with boulderhomesource.com has allowed us to work with a diverse range of clients, from C-Suite executives to government officials, first responders, teachers and many more,” said Greg Smith. “This breadth of experience has given us valuable insights and expertise, showing us that all our clients share common desires: honesty, followup, area expertise and knowing that we genuinely care about their needs.” Smith continued, “Thanks to our 25-year commitment to SEO and SEM, the reach of boulderhomesource.com has expanded to cover the entire front range, allowing us to cater to clients from Fort Collins to Castle Rock. While our foresight led us to choose the name “BoulderHomeSource,” we now have a presence that extends far beyond Boulder.” As the BHS team continued to grow, it recognized the need to prioritize service by integrating a best-in-class technology suite and utilizing the top-level tools offered by RE/MAX Alliance. With its support, marketing and concierge teams in place, BoulderHomeSource introduced a best-in-class contact relationship manager and engaged a top-notch website team. This shift allowed it to focus on serving its clients more effectively, without the late-night endeavors of Greg developing web
pages and writing blogs across multiple websites. “As our reputation grew, new agents sought to join our team, and even agents from other companies began recommending us to their friends and family who were entering the real estate industry. BHS became known for its significant lead flow, first-class systems, and unparalleled training. Our organic growth has led to over 17 brokers now serving the Front Range, helping over 200 clients each year,” said Smith. When asked what makes BHS special, Greg’s business partners, Joe Gibbs and McLean Smith, emphasized its commitment to helping its agents meet the unique needs of their clients. “We are not about marketing one person.’ Instead, we focus on empowering each individual agent, such as Kevin Murray or Nicole Duke, so that they can provide great experiences to their clients. Our priority is our agents and their clients, with our teams’ name and branding serving to strengthen their brands. We function much like a high-end advertising agency specializing in real estate, promoting our team members and their expertise” said McLean Smith. In the ever-evolving real estate landscape, many models have come and gone, but BHS has learned that the key to success still lies in putting in the extra effort and actively engaging in the local community. It supports the community through donations and volunteer work with organizations such as the Longmont Humane Society, Out
Boulder, Children’s Hospital, youth sports, Chautauqua, University of Colorado, Continental Divide Trail Coalition, Open Studios Boulder and many other organizations that make Colorado a truly special place to call home. What lies ahead for the BHS Team in 2024? After a discussion with its team members, the consensus is clear: the company is excited about the market ahead and look forward to helping our clients achieve their real estate goals. It believes that expertise and a strong work ethic will be the keys to success in 2024. Simply putting up a “For Sale” sign and waiting for the phone to ring is no longer a viable approach to selling a home. “Clients need a true expert to guide them through each step,
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from preparing their home for sale to staging, marketing and navigating the contingencies that lie ahead while maximizing their investment,” Smith says. “For buyers, staying attuned to the market and leaving no stone unturned to help find the perfect home is essential. Watching the MLS is not enough; our BHS agents believe in networking with the agent community, canvassing neighborhoods, and leveraging our over 60,000 registered users on our website to ensure the best fit for our clients. Knowing the right questions to ask, exploring financing options, contingent offers, home warranties and more, is what sets us apart. BHS understands that having a realtor who knows the right questions to ask can be the difference between a successful or unsuccessful transaction. In 2024, we are committed to delivering the highest level of service and expertise to our clients, ensuring they achieve their real estate goals,” Smith said. For more information on BoulderHomeSource at RE/MAX Alliance, call 720.776.9933 or visit boulderhomesource.com
The BoulderHomeSource team. (Photo courtesy: BoulderHomeSource).
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HOME IMPROVEMENT
Top picks for sustainable updates to your home Homebuyers and homeowners are increasingly interested in sustainability and greener features in TOM a home. In KALINSKI fact, energy efficiency emerged as a key selling point for homes, with more than 60% of respondents noting the value of promoting energy efficiency in property listings in a recent survey on the value of sustainability and green features by the National Association of Realtors® (NAR). Upgrading to more energyefficient features can pay off, whether selling your home, seeking to save on energy costs, or reducing your carbon footprint. Here are some of the top eco-friendly choices in a range of costs and installation ease for making your home greener, as Forbes, Popular Mechanics, and Thumbtack reported. Switching to light-emitting diode (LED) light bulbs is an energy-efficient, easy and inexpensive change that 46% of consumers plan to make. For an estimated $240 to change the bulbs in your house to longerlasting LEDs, you could save $200 a year on your utility bill, according to a recent study from Reworking America and Thumbtack. The most extensive use of home energy is typically in heating and cooling the air in your home. Upgrading to double-pane windows, glass doors and new weather stripping can significantly reduce heat loss, lower your heating and cooling costs, and improve the comfort of your home. For an estimated cost of $1,549 to replace five to six windows, you can save $308 per year on your utility bill, reports Thumbtack. Additionally, ceiling fans
With new findings on the adverse effects of cooking with gas on indoor air quality, health and the environment, many are switching to electric appliances.
can help circulate the air in your home, reducing the costs of cooling in the summer and heating in the winter while cutting down on greenhouse gas emissions. With new findings on the adverse effects of cooking with gas on indoor air quality, health and the environment, many are switching to electric appliances. Burning fuel to cook can release harmful carbon monoxide, nitrogen oxides, formaldehyde and particulate matter, according to the EnergyStar.gov website. Energy-efficient electric appliances continue to improve and can be identified by looking for the blue Energy Star® label – the U.S. Environmental Protection Agency (EPA) backed symbol for energy efficiency. The Energy Star program has helped save five trillion kilowatt-hours of electricity, avoid more than $500 billion in energy costs and reduce greenhouse gases by more than 4 billion metric tons of greenhouse gas reductions since 1992. If you’re considering a new cooktop and range, induction technology makes the heating process significantly more
efficient than conventional models, meaning quicker heating and more precise temperature control. Water boils in half the time of conventional cooking methods. Switching to rooftop solar panels cuts carbon emissions and can save on electricity bills. The average savings from solar panels vary based on state electricity rates and other factors like average sun hours, usage, federal tax credits and local incentives. Forbes reports that the average U.S. energy bill is about $125 monthly. If your solar system can supply your entire energy usage, your savings could approach $1,500 a year. However, with snow days and nighttime use, you’ll probably need grid power some of the time, which would reduce your savings on utility bills. Consumers are actively planning to complete a variety of projects in 2023 to improve sustainability, including 46% installing energy efficient lighting, 42% smart thermostats, 41% upgrading insulation, 36% installing solar panels, 33% adding double pane windows, 29% switching to heat pumps
and 26% putting in EV charger ports, according to the survey by Thumbtack and Rewiring America. Read the complete reports at: •
•
•
forbes.com/homeimprovement/home/ eco-friendly-homeimprovements thumbtack.com/guide/ content/sustainable-homeimprovements483288674323783683 popularmechanics.com/ home/a41094376/ sustainable-homeimprovementsfor-any-budget.
Tom Kalinski is the broker/owner of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate. For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.
DECEMBER 1-2, 2023
ATHOMECOLORADO.COM
WANT MORE INFORMATION? Check out these homes and many more at:
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tinyurl.com/BoCoFeatured
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WELCOME TO YOUR DREAM HOME 2377 Plumb Pl ERIE $1,795,000, 5 Beds, 6 Baths, 6094 SqFt
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BEST DEAL IN TOWN 630 Benton Ln ERIE $825,000, 5 Beds, 5 Baths, 5976 SqFt
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FULLY RENOVATED 4625 15th St B BOULDER $700,000, 3 Beds, 3 Baths, 1350 SqFt Jim Thomas 720-317-9621
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QUIET HOME BACKS TO CREEK 2105 Springs Pl LONGMONT $799,000, 4 Beds, 4 Baths, 3488 SqFt Mary Romano 303-588-8433
LUXURY UPGRADES THROUGHOUT 6172 N Liverpool St AURORA $759,000, 5 Beds, 4 Baths, 3546 SqFt
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REDUCED $20K, AWESOME RANCH 1228 Fordham St LONGMONT $699,000, 3 Beds, 3 Baths, 3420 SqFt Duane Caraballo 720-371-8629
FABULOUS RANCH BACKING TO OPEN SPACE 1044 Champion Cir LONGMONT $695,000, 4 Beds, 3 Baths, 3450 SqFt Kit Magley 303-775-5177
OLD TOWN GEM 3033 Benton St WHEAT RIDGE $675,000, 2 Beds, 2 Baths, 1654 SqFt
REMODELED W/ PRIVATE LAKE ACCESS 104 E Dory Way BLACK HAWK $629,000, 3 Beds, 3 Baths, 1956 SqFt
RARE FIND W/ OPPORTUINTY 11659 Quail Rd LONGMONT $625,000, 4 Beds, 3 Baths, 2358 SqFt
LOCATION & PRICE CAN'T BE BEAT 2401 N Estrella Ave LOVELAND $555,000, 4 Beds, 3 Baths, 3511 SqFt
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MOUNTAIN VIEWS & WALKOUT BASEMENT 21 Cornell Dr LONGMONT $675,000 3 Beds, 2 Baths, 2912 SqFt Kit Magley 303-775-5177
2-2 n1 Su n e Op
RANCH W/ MOUNTAIN VIEWS 12761 Crane River Dr FIRESTONE $550,000, 3 Beds, 2 Baths, 2762 SqFt
TURNKEY MOUNTAIN HOME 228 Severance Lodge Rd BLACK HAWK $549,000, 3 Beds, 2 Baths, 1508 SqFt
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PRICE IMPROVEMENT/RANCH ON 1/4 ACRE 726 S Del Norte Ave LOVELAND $439,500, 3 Beds, 2 Baths, 1008 SqFt
BEAUTY FOR THE NEW YEAR 1504 Pinewood Ct LONGMONT $525,000, 3 Beds, 2 Baths, 2294 SqFt
PRIVATE GROUND-LEVEL CONDO 710 Copper Ln 109 LOUISVILLE $460,000, 2 Beds, 2 Baths, 997 SqFt Jim Thomas 720-317-9621
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PRICE REDUCED 1001 Laramie Blvd A BOULDER $399,900, 1 Bed, 1 Bath, 690 SqFt Mark Bosley 970-846-5813
Downtown Boulder 303.442.3180 1911 11th St #200 Boulder, CO 80302
PENTHOUSE IN GREAT CONDITION 1435 Blue Sky Way 8-308 ERIE $375,000, 2 Beds, 2 Baths, 1271 SqFt
Downtown Longmont 303.651.3939
FRONT RANGE SUNNY OASIS 1685 Yellow Pine Ave #33AL BOULDER $229,360, 1 Bed, 2 Baths, 1004 Lawrence Santa 303-500-7353
Lafayette 303.497.0588
512 4th Ave #101 Longmont, CO 80501
109 N Public Rd Lafayette, CO 80026
Nederland 303.258.7070
Louisville 303.666.6500
286 N Bridge St Nederland, CO 80466
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225 W South Boulder Rd Louisville, CO 80027
Each office independently owned and operated.
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To view a more cities and a more complete list of new home communities and builders across the Colorado Front Range, view our interactive map online at: www.AtHomeColorado.com/NewHomeMap
O
ur region is home to more than 700,000 residents and includes some of the most diverse, natural landscapes and sustainable development along the Northern Front Range of Colorado. It’s no wonder why those who live here stay and why our the area is coveted as a place to relocate to. Here we highlight a selection of the area’s new home communities and which builders are building where.
BERTHOUD 1 Farmstead
Builder: Sage Homes
2 Rose Farm Acres
Builder: Richmond American
3 Heron Lakes –
TPC Colorado Builder: Landmark Homes, Lifestyle Custom Homes, Toll Brothers
BOULDER 4 Velo Condos
Builder: Thistle Velo LLC
BROOMFIELD 5 Baseline Colorado
Builders: Boulder Creek Neighborhoods, Meritage Homes, Thrive Home Builders
6 Vive on Via Varra
Builder: Meritage Homes
11 Erie Highlands
Builder: Oakwood Homes
12 Erie Village
Builder: Porchfront Homes
13 Flatiron Meadows
Builder: KB Home, Taylor Morrison, Toll Brothers
14 Morgan Hill
Builder: Lennar
15 Rex Ranch
Builder: Taylor Morrison
16 Westerly
Builder: McStain Neighborhoods, SLC Homes, Wonderland Homes
Builder: Lennar
27 Avalon Meadows
Builder: Von’s Colorado Concepts
28 Silo
Builder: Cornerstone Homes
29 Silver Creek
Builder: Markel Homes
LONGMONT 30 Highlands at Fox Hill
Builders: Dream Finders Homes, Landmark Homes
LOUISVILLE
18 Barefoot Lakes
33 North End
Builder: Brookfield Residential, Creekstone Homes, Lennar, Richmond American Homes
FREDERICK 19 Seasons at Silverstone
Builder: Richmond American Homes
GREELEY 20 Northridge Trails Townhomes
Builder: Hartford Homes
21 Promontory
Builder: Journey Homes
22 Park House
9 Compass
41 Downtown Superior
Builder: Markel Homes
FIRESTONE
7 Coal Creek Commons
Builders: Boulder Creek Neighborhoods, KB Home, Richmond American
26 Blue Sage
32 Terry Street Townhones
Builder: Lennar
JOHNSTOWN
8 Colliers Hill
SUPERIOR
17 Wild Rose
ERIE Builder: Century Communities
LAFAYETTE
Thompson River Ranch Builder: Oakwood Homes
23 The Ridge
Builder: New Leaf Properties
Builder: Markel Homes
LOVELAND
43 Lanterns at Rock Creek
Builder: Boulder Creek Neighborhoods
44 Montmere at
Autrey Shores Builder: Koelbel
45 Rogers Farm
Builder: Boulder Creek Neighborhoods
TIMNATH 46 Harmony
Builder: Landmark Homes
47 Serratoga Falls
Builder: American Legend Homes, Richmond American Homes
35 The Enclave at
49 Trailside
36 Eagle Brook Meadows
50 Wildwing Patio Homes
Mariana Butte Builder: American Legend Homes
Builder: Bridgewater Homes, Challenger Homes
37 The Lakes at Centerra
Builder: Bridgewater Homes, Landmark Homes, KB Home
38 Kinston at Centerra
Builder: Richmond American Homes, Dream Finders Homes
MILLIKEN
24 Pintail Commons at Johnstown
40 Sunfield
Builder: Baessler Homes
Builder: Toll Brothers
48 Timnath Lakes
Builder: Glen Homes
39 Brookstone
25 Mountain View
42 Heights at Downtown Superior
34 The Enclave at Dakota Glen
at Johnstown Builder: Bridgewater Homes Village Builder: Richfield Homes
Builder: Thrive Home Builders, Remington Homes
Builder: Windmill Homes Builder: Windmill Homes
Builder: Toll Brothers Builder: Wonderland Homes
Builder: Hartford Homes
WINDSOR 51 Country Farms Village
Builder: Landmark Homes
52 Greenspire
Builder: Windmill Homes
53 RainDance
Builder: American Legend Homes, Hartford Homes, Wonderland Homes
54 Seasons at
Hunters Crossing Builder: Richmond American Homes
55 Vernazza
Builder: Landmark Homes
56 Village East
Builder: Journey Homes
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DECEMBER 1-2, 2023
ATHOMECOLORADO.COM
HOME IMPROVEMENT
Redecorate the kitchen on a shoestring
Even if you aren’t planning on selling your home in the near future, updating your kitchen can make the whole house feel like new. Now, we aren’t recommending ROB a complete PROCTOR remodel (unless of course you have the budget for that), but freshening it up will not only make the kitchen a more pleasant space to work in but it will give a bit of a punch to your home’s value as well. Paint can transform any room
Paint is a bit of a miracle product; it makes rooms feel cleaner and, depending on the color, can even make the kitchen look larger. Of course the color you choose will be the foundation around which you build the rest of the room’s color
scheme, so if you’re considering selling you’ll want to go with more neutral colors. Sherwin-Williams “Color Visualizer” is a fun tool that will help you decide on wall colors, allowing you to actually visualize the paint color before it’s applied.
Freshen up the cabinets
Kitchen cabinets are easy to work magic on, either by refinishing or painting them. Then, choose new hardware to give them a fresh new look. The big box home improvement stores offer the DIY kitchen makeover artist a dazzling array of cabinet hardware in finishes from hand-forged pewter to ceramic to brass. The final touch: accessories
Kitchen accessories tie all of your hard work together into a cohesive whole, whether they are cosmetic or practical. The former includes artwork, rugs and window
Paint is a bit of a miracle product; it makes rooms feel cleaner and, depending on the color, can even make the kitchen look larger.
coverings, while the latter includes new lighting and fixtures. Again, home improvement stores offer a wide choice of faucets and lighting to make your kitchen gorgeous. If you need ideas, visit a model home community to see the latest trends in kitchen décor or check out the various design websites online.
Rob Proctor is the Broker/Owner of At Home Real Estate Company in Loveland. Born and raised in Loveland, Rob calls Northern Colorado (Loveland, Fort Collins, Greeley and Windsor) his home with his wife and three daughters. To contact Rob, call 970.481.2133, e-mail rob@athomerealestateco.com or visit athomerealestateco.com.
Mortgage rates keep falling (continued) The sharp rise in mortgage rates over the past two years has squeezed affordability and sparked a slowdown in home sales. First-time buyers are especially challenged by this market. Home prices haven’t fallen significantly, and values are unlikely to decline, given the shortage of homes for sale. “Higher mortgage rates have a dual impact on the housing market: reducing affordability for buyers and strengthening the rate lock-in for sellers,” says Odeta Kushi, deputy chief economist at First American. “The combination of reduced affordability and increased strength of the rate lock-in effect is likely to continue to suppress home sales because you can’t buy what’s not for sale, even if you can afford it.” Reflecting the affordability squeeze, the median household income for homebuyers jumped to $107,000 in 2023 from $88,000 last year, according to the National Association of
Realtors’ 2023 Profile of Home Buyers and Sellers. Will mortgage rates go down?
Economists expected to see mortgage rates decrease by the end of 2023, but the strength of the U.S. economy has thrown a wrinkle into those predictions. Now, though, things finally seem to be cooling, especially 10-year Treasury yields. Lawrence Yun, chief economist at the National Association of Realtors, expects mortgage rates to fall below 7% during the winter months. “I believe consumer price inflation will be much lower, and that will allow the Federal Reserve to cut interest rates,” says Yun. Mortgage rates are also chained to inflation, a metric the Fed has been moving to control. At its September and November meetings, the central bank opted to keep rates unchanged. While the Fed doesn’t directly set fixed mortgage rates, it does
set the tone of the interest-rate environment – and as the central bank has boosted its policy rate from zero in early 2022 to a range of 5.25% to 5.5% now, mortgage rates have followed suit. “There is room for mortgage rates to fall further,” Sturtevant says. “The gap between the 10-year Treasury yield and the 30-year fixed rate mortgage rate is historically around 180 basis points. While the gap has narrowed somewhat, the 30-year mortgage rate remains 280 basis points higher than the bond yield.” Methodology
The Bankrate.com national survey of large lenders is conducted weekly. To conduct the National Average survey, Bankrate obtains rate information from the 10 largest banks and thrifts in 10 large U.S. markets. In the Bankrate. com national survey, our
Market Analysis team gathers rates and/or yields on banking deposits, loans and mortgages. We’ve conducted this survey in the same manner for more than 30 years, and because it’s consistently done the way it is, it gives an accurate national apples-to-apples comparison. Our rates differ from other national surveys, in particular Freddie Mac’s weekly published rates. Each week Freddie Mac surveys lenders on the rates and points based on first-lien prime conventional conforming home purchase mortgages with a loan-to-value of 80%. “Lenders surveyed each week are a mix of lender types – thrifts, credit unions, commercial banks and mortgage lending companies – is roughly proportional to the level of mortgage business that each type commands nationwide,” according to Freddie Mac. Visit Bankrate online at bankrate.com. ©2023 Bankrate. com. Distributed by Tribune Content Agency, LLC.
DECEMBER 1-2, 2023
ATHOMECOLORADO.COM
| AT HOME
QUICK GUIDE TO
OPEN HOUSES BERTHOUD 1205 Cedar Drive $429,900 Sat., 12-3 p.m. Rebecca Weihe WK Real Estate (303) 903-3231 BOULDER 1685 Yellow Pine Ave., #33AL $229,360 Sat., 10 a.m.-12 p.m.; Sun., 1-3 p.m. Lawrence Santa RE/MAX Alliance (303) 500-7353 1001 Laramie Blvd., Unit A $399,900 Sat., 11 a.m.-1 p.m. Mark Bosley RE/MAX Alliance (970) 846-5813 4625 15th St., Unit B $700,000 Sat., 11 a.m.-1 p.m. Jim Thomas RE/MAX Alliance (720) 317-9621 690 Gillaspie Drive $949,999 Sun., 12-2 p.m. Mike Harris WK Real Estate (303) 501-3621 5302 Gallatin Place $1,550,000 Sun., 1-3 p.m. Mary Kathryn Wood WK Real Estate (303) 859-2766 875 Grant Place
$1,685,000 Sun., 2-4 p.m. Amie Jablonski RE/MAX of Boulder (303) 888-0693 917 Grant Place $1,810,000 Sun., 12-2 p.m. Amie Jablonski RE/MAX of Boulder (303) 888-0693 3816 Cloverleaf Drive $2,995,000 Sat., 12-2 p.m. Mary Kathryn Wood WK Real Estate (303) 859-2766 ERIE 713 Gold Hill Drive $650,000 Sat., 12-2 p.m. Sean Grycel WK Real Estate (626) 429-2189 1125 Anker Drive $675,000 Sat., 12-2 p.m. Katie Kuosman WK Real Estate (720) 937-8076 220 Bonanza Drive $750,000 Sat., 1-3 p.m. Janet Borchert WK Real Estate (720) 564-6034 1216 Ascent Trail Circle $835,000 Sat., 12-2 p.m.
Mike Moger and Abe Moger WK Real Estate (303) 775-9250 2771 Odell Drive $850,000 Sat., 11 a.m.-1 p.m. Janet Borchert WK Real Estate (720) 564-6034 585 Polaris Circle $999,950 Sat., 10 a.m.-1 p.m. Matt King Kentwood Real Estate (303) 885-6738 LONGMONT 1142 Grant St. $450,000 Sat., 12-2 p.m. Laura Chittick WK Real Estate (303) 332-4118 4159 Da Vinci Drive $559,000 Sun., 11 a.m.-1 p.m. Jim Green WK Real Estate (303) 775-2553 21 Cornell Drive $675,000 Sat., 11 a.m.-1 p.m. Kit Magley RE/MAX Alliance (303) 775-5177 1228 Fordham St. $699,000 Sat., 1 p.m.-3 p.m.; Sun., 12-2 p.m. Duane Caraballo
RE/MAX Alliance (720) 371-8629 2105 Springs Place $799,000 Sun., 12-2 p.m. Mary Romano RE/MAX Alliance (303) 588-8433 LOUISVILLE 710 Copper Lane, #109 $460,000 Sun., 12-2 p.m. Jim Thomas RE/MAX Alliance (720) 317-9621 735 Treece Street $1,275,000 Sat., 12-2 p.m. Mike Harris WK Real Estate (303) 501-3621 LOVELAND 224 Jasper Lake Road $790,000 Sun., 12-2 p.m. Chip Bruss RE/MAX of Boulder (303) 638-8242 SUPERIOR 1285 Eldorado Drive $935,000 Sun., 11:30 a.m.-1:30 p.m. Barry Remington WK Real Estate (720) 373-9297
To view all open houses or to list your home listing, visit openhomes.athomecolorado.com
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REAL ESTATE TRANSACTIONS
• •
The following Northern Colorado home sales were supplied by Colorado Weekly Homebuyers List., 303.744.2020. Listed are the buyer, the property and the amount.
• • •
BERTHOUD • • • • • •
Arlene Brock -- 820 13th St., Gerald P Helfrich, $245,500. Wayne & Tamara Gaffney -- 17804 Keller Drive, Squirrel Holdings Llc, $450,000. Nicole Bayhan -- 607 Bristlecone Court, Taylor Family Trust, $559,000. Sharon & Michael Farley -- 850 Humboldt Peak Lane, Judith G Wright, $575,000. Jeffrey & Brandy Klingenberg -- 3104 Megan Way, Deborah & Dale Hartman, $875,000. Brandon Kortgaard -- 1400 S County Road 17, Carrie Mulder, $1,200,000.
• • • • • •
BOULDER •
DECEMBER 1-2, 2023
ATHOMECOLORADO.COM
Dennis Kessler -- 4875 White Rock Circle Apt D, Karolina Blonskiheflin, $382,400.
•
Erika Galer -- 5942 Gunbarrel Ave. Apt C, Tanya Roussy, $455,000. Samantha Gongora -- 755 Brook Road, Josephine Orba, $600,000. William Colman -- 1205 Hartford Drive, Catherine M Johnson Trust, $780,000. Catherine & Adam Dettelbach -- 145 S 42nd St., Scottrich Properties Llc, $799,000. Chris Doran -- 6919 Hunter Place, Jack & Betty Cox, $825,000. Xia Sun -- 720 Mohawk Drive, Peter & Lydia Willing, $855,000. Lisa & John Mchugh -- 347 Kelly Road E, Robert & Heidi Marchi, $900,000. Donna & Julio Zubillaga -- 6138 Sunshine Canyon Drive, Greene 2016 Family Trust, $1,695,000. Casey Easton -- 2585 Tamarack Ave., Monica Jo Butler, $1,773,000. Joel & Andrea Koch -- 7579 Panorama Drive, Roberto J Iglesias, $1,850,000. Wesley & Marina Kasen -- 3012 Palo Parkway, Kelli K Hodge, $2,000,000. Jon & Lara Andersen -- 2900 Linden Drive, Todd & Michele Younggreen, $2,700,000.
BROOMFIELD
ERIE
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•
• • • • • • •
Terri Macey -- 13714 Stone Circle Unit 101, Fred A Segal, $602,000. Laurie Goodman -- 12692 Meadowlark Lane, Anthony & Theresa Valento, $745,000. Mary & John Kidd -- 16082 Torreys Way, Bonnie J Andresen, $850,000. Saunya & Brandon Pierce -16317 Pikes Peak Drive, Scott Patrick Crosier, $887,500. Casey & Darcie Young -- 17607 Drake St., Kevin & Kristi Carlson, $900,000. Wendi & Paul Rocheleau -15829 Longview Drive, Diane L Scriven, $925,000. Matthew & Margaret Soderman -- 4633 Castle Circle, Michael & Cathle Ehrenfeucht, $1,050,000. Mackenzie Carignan -- 2415 Spruce Meadows Drive, Jessica R Griffith, $6,550,000.
• • • • • •
FIRESTONE •
DACONO • • •
Ines Diaz -- 260 Garfield St., Michel & Judith Cuypers, $535,000. Ryan & Patrick Lynch -- 3464 Switchgrass St., Kb Home Colo Inc, $575,000. Nicholas & Rena Buller -- 3452 Switchgrass St., Kb Home Colo Inc, $613,500.
Daniel & Hannah Terao -- 144 Sassafras St., Brightland Homes Colo Llc, $577,900. Emily & Mark Hendrickson -1058 Acadia Circle, Marisa C Martinez, $600,000. David Bickford -- 1652 Holeman Drive, Brooke M Garrett, $707,000. Michael & Michael Coppa -1815 Willow Drive, Slc Homebuilding Llc, $897,800. Jesse & Shelly Hammonds -1979 Merrill Circle W, Lennar Colo Llc, $899,900. Angela & Brent Crews -- 1875 Burke Drive, Christopher & Kat Shinn, $965,000. Josh & Allison Scott -- 2137 Fountain Circle, Fim Llc, $1,500,000.
• • •
Garry Kamas -- 9125 Owl Lake Drive, Richelle & Jeffery Conway, $325,000. Kaylyn Kilmer -- 12825 Eagle River Road, Opendoor Property Trust I, $518,000. Russell Salter -- 6401 Sparrow Ave., Robert J Hart, $545,000. Rebecca & Charles Lawson -- 5913 Oak Meadows Blvd., Opendoor Property Trust I, $585,000.
FEATURED AGENT MARY ROMANO Re/Max Alliance
303-588-8433 homes@maryromano.com Read Mary’s At Home profile at:
http://athomecolorado.com/mary-romano
SMOKING HOT DEAL! 907 44th Ave. Ct., #16 $254,500 Updated West Greeley Townhouse. Great end unit featuring new laminate flooring, new carpet, and new interior paint. 2 bedrooms, 2 baths, 2 car carport. Ready to call home!
Real Estate
Loni L. Ferrier, REALTOR® 970-689-1192 loniferrier@comcast.net www.loniferrier.homesandland.com
Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.
Offering 1, 2, and 3 bedroom apartments.
418 Emery St. Longmont • (303) 772-6452
Wendy Conder
Let’s discuss your real estate goals today!
An Experienced Real Estate Agent You Can Trust When it’s Time to Buy or Sell Your Home.
WENDY CONDER
303-775-0108 • wendy@wendyconder.com
DECEMBER 1-2, 2023
ATHOMECOLORADO.COM
FORT LUPTON • • •
Roberto Hoyos -- 1103 Pacific Court, Robert Philby, $390,000. Brayden Goodrich -- 10321 County Road 23, Candice Sekich, $400,000. Brian Martella -- 8582 County Road 21, William M Lent, $575,000.
FREDERICK • • • • • •
Nickifor Gromicko -- 3763 Imperial St. Unit B, H B Llc, $252,200. Ronald & Carol Etter -- 7845 Cattail Grn, Susanne K Downing, $310,000. Johnsa Phares -- 308 Linden St., Jacob Ronald Dunham, $480,000. Hayden & Magan Cortez -- 6197 Bauer Court, Richmond Am Homes Colo Inc, $573,100. Mark & Christine Sneden -- 3210 Lump Gulch Way, Michael & Jill Ermentraut, $590,000. Gabriela Escalante -- 6818 Sequoia St., Kamal & Bijaya Karki, $605,000.
GREELEY • • • • • • • • •
Judith & Larry Weber -- 3950 W 12th St. Apt 19, Sandy B Nozick, $342,000. Sandra Hernandez -- 500 31st Ave., Baat Legacy Llc, $345,000. Amireh Nasab -- 907 4th Ave., Ryan Specht, $349,600. Chiniqua Medina -- 2706 33rd Ave. Court, Eugene L Roberts, $359,000. Merlinda Lucero -- 2525 W 13th St., Van Beber Properties Llc, $369,900. Christina Thompson -- 106 N 50th Ave. Court, Donna B Turner, $420,000. Angela & Craig Keith -- 4924 32nd St., Benita Victoria Starr, $425,000. Amber Rivera -- 5239 W 9th St., Maureen V Hastings, $500,000. Dustin & Cindy Axtell -- 402 N Brisbane Ave., Jose Rivera, $745,000.
JOHNSTOWN • • • • • •
Lee Strauss -- 3676 Pinonwood Court, Nicholas & Savannah Metz, $460,000. Alina Vanderveen -- 440 Starling Lane, Melody Homes Inc, $479,900. Anthony Hansen -- 368 Thrush Place, Melody Homes Inc, $510,000. Dalton Hulbert -- 780 Crestone St., Century Land Holdings Llc, $545,000. Trase Peperas -- 1716 Green Wing Drive, Ryan R Douglas, $600,000. Michael Buckley -- 4500 Scenic Lane, Aspen View Homes Llc,
$605,200.
LAFAYETTE • • • • •
Kishor Sinha -- 2541 Van Valkenburg Lane, Lennar Colo Llc, $755,000. Carolina & John Henderson -186 High Country Drive, Dong Kyeong Lee, $766,000. Badrinath Choudavarapu -- 2531 Van Valkenburg Lane, Lennar Colo Llc, $790,000. Daniel & Grace Feldpausch -1750 Stonehenge Drive, Robert & Dianne Ray, $995,000. Scott & Rebecca Lasica -- 771 Keatons Way, Vons 25 Llc, $1,532,900.
LONGMONT • • • • • • • • • • • • • • • • • •
Jose Gomez -- 819 Grand Ave., Eric & Eric Sundman, $400,000. Arthur & Ronel Stevens -- 2639 Elmhurst Circle, Sandra J Fountain, $413,800. Shayne Madsen -- 3626 Oakwood Drive, Stephanie B Szobota, $420,000. Mark & Elizabeth Danielson -- 260 Lincoln St., Katheryn L Paullus, $445,000. Julie Bell -- 350 High Pt. Drive Apt C201, Highlands Foxhill Homes Llc, $450,600. Michael Stompanato -- 1329 Trail Ridge Road, Stephen Scott Hays, $460,000. Hailey Wolfe -- 1724 Spencer St., Tracey L Granger, $506,500. Megan Gomez -- 2202 Calais Drive Unit B, Merrill Bohaning, $520,000. Daniel Gomez -- 2443 Alpine St., Kb Home Colo Inc, $525,000. Taylor Bowman -- 1401 Mount Evans Drive, Andrea M Welch, $525,000. Polly Voss -- 13726 Siltstone St., Melody Homes Inc, $535,000. Nevada Jenkins -- 168 High Pt. Drive, Highlands Foxhill Homes Llc, $546,100. Hannah Rogal -- 2829 Hartwick Circle, Nicholas R Midgley, $547,000. Joseph & Frieda Dempster -- 2171 Winding Drive, Mary J Staples, $675,000. Mark Esposito -- 1517 Goshawk Drive, Todd & Suzanne Dirkes, $720,000. Lucas Sabalo -- 2916 Buffalo Fork Lane, Dfh Mandarin Llc, $726,000. Kurt Blickenstaff -- 3837 Columbia Drive, Ethan & Gwenevere Davis, $795,000. Daniel Dudley -- 6967 Fairways Drive, Scott Nicholas Quill, $949,000.
LOUISVILLE •
Michelle Shockley -- 1965 Cen-
• • • • •
tennial Drive, T Agency Family Trust, $418,500. Carsen Calano -- 1167 Hillside Lane, Glen T Cummings, $435,000. Jordan & Kent Kent -- 1057 W Century Drive Apt 212, John D Lupo, $465,000. Stephen & Lindsey Scheffler -- 335 S Jefferson Ave., Lynda & Richard Kithil, $609,300. Preston Hollis -- 1456 Taft Place, Charlotte R Altimare, $840,000. Amy Allerheiligen -- 812 Spyglass Circle, Kevin & Kristen Anthony, $1,890,600.
LOVELAND • • • • • • • • • •
Eric & Melanie Melanie -- 951 E 7th St., Andrew E Baggen, $385,000. Jennifer Petrik -- 3461 E Fork Drive, Datlac Llc, $424,400. Charlene Mares -- 730 Breccia Ave., Opendoor Property Trust I, $475,000. Christian & Jordyn Sale -- 544 Sundisk Drive, Larry E Abston, $492,200. Cecilia Schultz -- 2444 Cottongrass Ave., Dfh Mandarin Llc, $510,600. Courtney & Edgar Contreras -- 340 Cholla Drive, Kenneth & Sandra Nowlin, $519,800. Matthew & Jean Dolan -- 256 Marcy Drive, Donald D Rontti, $544,900. Timothy & Mary Lynch -- 4163 Trapper Lake Drive, Tatlac Llc, $584,900. Joe Bixler -- 1053 W Us Highway 34 Unit A, Burger Family Trust, $670,000. Kurt & Valerie Pourbaix -5624 Guffey Ave., Cory Clark, $835,000.
LYONS • • • •
Jennifer & Douglas Odden -21005 State Highway 7, Edwin Showers, $450,000. Danielle Murphy -- 220 Jasper Drive, Paul C Rahn, $755,000. Luis Nagaki -- 110 Hopi Court, John R Frazer, $850,000. Stephen & Patricia Kalthoff -- 154 Stone Canyon Drive, Richard & Lisa Pentz, $1,195,000.
George & Mary Horner -- 5425 County Road 32 Unit 10, June A Brumley, $200,000.
•
Stephen Tebo -- 8858 Marathon Road, Surinder & Renae Dahiya, $1,700,000.
PIERCE • •
Justin Smith -- 44685 County Road 29, T Bks22 Llc, $296,800. Bobby Carpenter -- 1315 5th St., Dustin T Long, $485,000.
PLATTEVILLE •
Martin Garcia -- 787 Rodgers Circle, Marcos F Marquezvillalobos, $507,000.
RED FEATHER LAKES •
Shawn & Kimberly Ellis -- 6483 Ottawa Way, Chondale Alaine Pore, $295,000.
SEVERANCE • • •
Ashley Zeller -- 826 Sambar Drive, Michael & Keola Evans, $446,400. Ryan & Josslyn Kemp -- 937 Mt Shavano Ave., Reameo Llc, $485,000. Benjamin Egan -- 228 Haymaker Lane, Melody Homes Inc, $502,500.
SUPERIOR • • • •
Jianliang Xiao -- 770 Superior Drive, Toll Southwest Llc, $761,200. Robyn Larson -- 750 Superior Drive, Toll Southwest Llc, $780,100. Ryan Sommerville -- 760 Discovery Parkway, Toll Southwest Llc, $903,800. Herbert & Maria Vallier -- 1885 Vernon Lane, Jean Marie Grill, $1,103,000.
TIMNATH •
Cody Steele -- 6410 Verna Court, Ryan Patrick Lendrum, $601,900.
WELLINGTON • •
•
Nichole Frank -- 3361 Saratoga St. Unit B, Korrine Persinger, $349,900. Jozef & Danuta Kucharczyk -- 4146 Crittenton Lane Apt 7, Zachary & Melissa Beltz, $363,600. Jebidiah Wolf -- 6551 Coralbell St., Melody Homes Inc, $475,000.
MILLIKEN
WINDSOR
•
•
•
Douglas Kemmer -- 2580 Brookstone Drive Unit B, Windmill Homes Co, $395,000. Michael Jordan -- 126 W Dogwood Court, Travis Little, $429,300.
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NIWOT
MEAD •
| AT HOME
•
Robert Spence -- 1997 Vineyard Drive, Wendy S Roberts, $315,000. Calihan & Carrie Dierenfield -- 1662 Flourish Drive, Th Raindance Windsor Llc, $750,000.
20
AT HOME |
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DECEMBER 1-2, 2023