At Home Colorado

SEPTEMBER 15-16, 2023

Boulder Creek Neighborhoods Introduces Final wee-Cottages at Rogers Farm

Remaining seven homes among last new builds near downtown Superior

CONTRIBUTING WRITERS

Duane Duggan

Cathy Hobbs

Sarah Huber

Tom Kalinski

Sean McIllwain

Bill Myers

Paul F. P. Pogue

Rob Proctor

ADVERTISING CONSULTANTS

Thais Hafer

Toni McNeill

REAL ESTATE

ADVERTISING DIRECTOR

Mary Romano

LAYOUT/PAGE DESIGN

Ben Haney

MANAGING EDITOR

Greg Stone

gstone@prairiemountainmedia.com

To

Colorado is the third-best state in the nation to retire, according to the 2023 analysis by WalletHub. com. e state received the same ranking in 2022.

Many think long and hard about when to retire. While “retiring” typically marks the end of the traditional working life, it’s also the beginning of a time when you can enjoy each day to its fullest. Considering the opportunity for life enjoyment and the need for nancial security, it’s critical to also think deeply about where to retire. Often, retirees choose to move by downsizing to a new home in the same city or relocating to an entirely new city.

Balance.com suggests that preretirees should determine whether a move is necessary before making decisions. ey suggest that if your current hometown is “a ordable and close to family, friends, and activities,” moving may not be for you.

Some may try on a new location part-time, with a condo on the beach and one in the mountains. Buying a second home while you are still working can provide a rental before you retire and serve as an alternate location after you retire. You could continue to rent the house for part of the year and live there the rest of the time.

What makes Colorado a great place to retire?

To identify the most retirementfriendly states, WalletHub compared the 50 states across three key dimensions: a ordability, quality of life and health care. e analysis used 47 metrics scoring each factor: A ordability was ranked by cost of living, tax friendliness and cost of in-home services, among other items; Quality of life was accessed by factors including share of the population aged 65 and up, elderlyfriendly labor market, access to public transportation, access to scenic byways and cultural activities,

violent crime rate and air and water quality; and Healthcare was evaluated by metrics including the percentage of residents 12+ who are fully vaccinated, family medicine physicians and nurses per capita, healthcare facilities per capita, quality of public hospitals and life expectancy.

Colorado ranked 14th in the nation for a ordability, 27th for quality of life and fth for healthcare in the 2023 analysis. e state was down in each category compared to 2022, when the rankings were 11th for a ordability, 21st for quality of life and fourth for healthcare.

Two Colorado cities ranked in WalletHub’s top 50 places to retire: No. 7 — Denver, with a total score of 56.99, ranked 82nd in a ordability, 11th for activities, 71st for quality of life and 39th for healthcare. No. 36 – Colorado Springs, with a total score of 51.58, ranked 37th in a ordability, 82nd for activities, 39th for quality of life and 70th for healthcare. Following are the top ten Best States to Retire, as ranked by WalletHub.

1. Virginia

A ordability rank: 16

Quality of life rank: 11

Healthcare rank: 11

2. Florida

A ordability rank: 9

Quality of life rank: 4

Healthcare rank: 28

3. Colorado

A ordability rank: 14

Quality of life rank: 27

Healthcare rank: 5

4. Wyoming

A ordability rank: 5

Quality of life rank: 9

Healthcare rank: 38

REAL ESTATE Colorado ranks No. 3 as best state to retire in TOM KALINSKI

5. Delaware

A ordability rank: 6

Quality of life rank: 33

Healthcare rank: 18

6. New Hampshire

A ordability rank: 31

Quality of life rank: 5

Healthcare rank: 7

7. South Dakota

A ordability rank: 25

Quality of life rank: 30

Healthcare rank: 9

8. Minnesota

A ordability rank: 40

Quality of life rank: 2

Healthcare rank: 1

9. Idaho

A ordability rank: 15

Quality of life rank: 17

Healthcare rank: 31

10. North Dakota

A ordability rank: 22

Quality of life rank: 25

Healthcare rank: 20

Read the complete list of WalletHub’s 2023 Best States to Retire at wallethub.com/edu/bestand-worst-states-to-retire/18592 and Best Places to Retire at wallethub.com/ edu/best-places-to-retire/6165.

Tom Kalinski is the broker/owner of RE/MAX of Boulder. He has a 40-year background in commercial and residential real estate. For questions, email Tom at  tomkalinski33@gmail.com, call  303.441.5620 or visit boulderco.com.

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REAL ESTATE Benefits of retirement lifestyle in a small rural community

As urbanization continues encroaching on our daily lives, more individuals seek refuge in rural areas.

internet access. Moreover, while you’re far from the social pressures and air pollution of urban living, you’re near modern amenities. If needed, a trip to the city doesn’t involve traveling long distances.

Culinary delights

BILL MYERS

According to a recent report by Business Insider, numerous city dwellers, particularly those from bustling metropolises such as Denver and Colorado Springs, consider small towns and rural communities the perfect retirement havens. One prime example of this trend is Larimer County, CO. With its picturesque landscapes, charming atmosphere, and tightknit community, it’s no surprise that more and more people are choosing to escape the chaos of the city and settle down in more tranquil surroundings.

Nature’s bounty and outdoor recreation

Larimer County, tucked away from the pressures of big cities, offers abundant green space. The breathtaking rural landscape beckons those who thirst for outdoor recreation. With fewer people around, one can truly enjoy the great outdoors in peace. And let’s not forget the fresh air, a welcome respite from the air pollution that plagues many urban areas.

Lifestyle and recreation in Larimer County’s gems

Dotted within Larimer County are picturesque towns and attractions that epitomize Colorado’s beauty and charm. Berthoud, known as the “Garden Spot of Colorado,” is a haven for nature enthusiasts, marked by its lush parks and tree-lined streets. Loveland, the “Sweetheart City,” isn’t just famous for its Valentine’s remailing program and an arts hub with numerous sculpture parks and galleries. Carter Lake is a beloved spot for boating, fishing, and camping, offering breathtaking mountain views reflected in its clear waters—Masonville beckons with rustic charm, ideal for those looking to escape the modern hustle. Wellington’s growth has been fueled

by its mix of small-town charm and proximity to bigger cities, making it an emerging favorite for families. Cache la Poudre River, Colorado’s only nationally designated “Wild & Scenic” river, offers unmatched white-water rafting and fishing experiences. Estes Park, the gateway to Rocky Mountain National Park, is a mountain resort renowned for its wildlife spotting and hiking trails. Lastly, Drake, nestled in the canyon, provides an intimate connection with nature, as the vast beauty of the Rockies surrounds it. These locations offer a mosaic of rural America’s best, from recreation to relaxation.

Economic sense: Affordability

Rural living, particularly in areas like Larimer County, comes with a lower cost of living. Affordable housing is more accessible here than in the city center or suburban area. As real estate prices soar in urban locations, rural houses in smaller cities and towns offer excellent value. The median price of properties here is often much lower than their urban counterparts.

A community like no other

In a world where mental health is increasingly a concern, the sense of community in small towns can be a balm to the soul. The smaller population means tighter-knit community bonds. Residents know each other; small schools often represent smaller class sizes and

more individual attention. Social pressures rampant in big-city life may not weigh as heavily in a smalltown setting. Rural schools, with their school management system often more focused on community involvement, can also offer a supportive environment for kids.

Peace, less stress

One of the great things about rural living is the slower pace of life. With less traffic and less stress, many find their quality of life significantly improved. The serenity of the rural setting, combined with cleaner air and less light pollution, can work wonders for public health and mental well-being.

Preserving heritage, embracing the new

The main streets of Larimer County echo the rich history of rural America. However, the region is not just about protecting the past. There’s ongoing economic development, with many small businesses thriving and local governments playing an active role in community welfare.

Modern amenities, traditional charm

While some might fear that rural locations might mean limited resources, Larimer County dispels such myths. There’s broadband internet for those who seek a remote location but can’t do without

With easy access to fresh produce, many rural residents choose to cook their meals, a boon for those who value nutrition. There’s something deeply satisfying about eating food grown on your property or purchased directly from local farmers.

Why Larimer County is a great choice

For those accustomed to suburban or city life, the idea of country life might seem too far. However, the benefits are numerous. From the chance to own land in rural towns to the opportunity to be a part of a close-knit community, the rural lifestyle has its unique charm.

As more people, especially from larger urban communities, consider the shift, places like Larimer County in North Carolina become a beacon. As the Business Above Insider article points out, smaller communities are often safer, with less crime than their larger counterparts.

In conclusion, while the great outdoors, clean air, and sense of community are undeniable attractions, the benefits of rural living extend far beyond. From economic advantages to better public health and well-being, the rural environment has much to offer. For retirees or even young professionals seeking a life away from the daily grind, Larimer County and similar regions are a great option and perhaps the best choice.

Bill Myers is a Colorado native living in Berthoud who has been a successful real estate agent for more than 45 years as a seller -buyer agent and consultant. You can contact Bill at 970.599.0011 or learn more through his website at billmyersrealtor.com/blog.

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d o n e w

If you’re looking to increase your living space and improve the value of your home, one option to consider is “popping the top” on your house.

This involves adding a second story to an existing single-story home, which provides additional living space and better views. In Boulder, where space is at a premium, popping the top can be a great way to make the most of your property. Let’s explore the benefits of this POPular renovation option. (See what I did there?)

One of the biggest benefits of popping the top is the increase in living space. If you have a small or outdated home, adding

a second story can double your living space and give you the extra room you need. This can be particularly valuable if you have a growing family or if you work from home and need a dedicated workspace.

Here in Boulder, the scenery is one of the main reasons people choose to live in the area. Popping the top can provide you with a better view of the mountains, the city, or other beautiful local features. With

the addition of large windows or a balcony, you can take full advantage of the stunning surroundings.

Popping the top is also a great way to increase the value of your home. By adding more living space and improving the views, your home becomes more desirable to potential buyers. This can be particularly valuable if you are considering selling your home in the future.

Popping the top on a house can also have environmental benefits. By increasing the living space in an existing home, you are reducing the need for new construction. This can help to preserve open space and reduce the environmental impact of new developments.

If you decide to reach for the sky and add that second story, know that the process can be complex, as it requires structural changes to the existing home as

well as compliance with local standards. For example, in 1981, Boulder passed a solar access ordinance, which provides solar access protection to properties in the city. The purpose of the ordinance is to protect properties so that their access to the sun, for solar energy, will not be blocked by neighboring structures, and in some cases, vegetation. With this in mind, it’s important to work with a reputable architect who has experience with this type of renovation. They can help you navigate the process and ensure that your new space is safe, structurally sound, and lest we forget, stunningly scenic.

Sean is the founding broker of Mod Boulder Real Estate. Call 720.252.6051 or visit modboulder.com.

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REAL ESTATE

September 2023 marks the 10-year anniversary of the 2023 flood

When the sun came out and the flood waters receded, many predicted it would take at least 10 years to recover.

Now, at the 10-year mark, it is safe to say they were right. Five years ago, if you drove up Boulder Canyon, a sign proclaimed, “Temporary Road Open, Governor Hickenlooper”. Now, a decade post-flood, the sign is gone, and there is a new and improved highway.

During the last 10 years, new and higher bridges have been built, new roads with flood-resistant construction completed, and floodways reconstructed, all with the intent of surviving the next flood of the same proportion. The question remains, will it be enough to prevent the same level of devastation? We will never know until it actually happens. However, one thing you can do to be better prepared for the next time it happens is to check your insurance coverage.

The typical homeowners’ policy won’t include coverage for flood damage. Some policies will cover damage due to sump pump failure or sewer backup. Often those coverages are additional items added to a policy, so be sure to check with your insurance agent.

Most any home insurance agent is set up to offer you flood insurance through the Federal government. In fact, 2023 marks the 55th anniversary of the National Flood Insurance Act of 1968. The Act came about because of the enormous loss of life and property when Hurricane Betsy made landfall in 1965. Since that time, the program has assisted property owners, renters, and businesses in recovering from major flooding disasters. In addition, the program has encouraged communities to adopt and enforce floodplain management regulations.

It seems as if during my 45-year real estate career, we have always argued over the boundaries of the floodplain. As new construction takes place upstream, drainage patterns can change. The Great Flood of 2013 answered many of those questions about where the flood waters will

go. We learned a great deal from that flood and have made many improvements to help when a flood of that size happens again. You can review information about the current floodplain here: bouldercounty.org/ transportation/floodplain-mapping.

Be sure to contact the city and/ or county for the most up-to-date information.

In the 10 years since our Great Flood, not much has changed relative to residential real estate and flood insurance. The amount of available coverage was at $250,000 in 2013 and it still is. During that same period of time, the average price of a home in Boulder has escalated to over $1,000,000. It doesn’t take a rocket scientist to realize that good coverage can fall short of the need. What if you have a total loss due to the flood? I had clients whose homes were swept down the river.

Today, coverage is available for up to $250,000 for residential and $100,000 for personal property within the home. If you don’t have a loan on the property, there won’t be a lender mandating the type and amount of coverage you need. It will be up to the homeowner to decide. After the flood, many homeowners didn’t understand that their homeowner’s policy didn’t cover flooding. Many learned about damage from seepage, sewer backup, and sump pump failures not being covered under their policy. Be sure to

review your policy to make sure it has the coverage you want.

Additional flood coverage is available from private insurance companies. Additional coverage beyond the $250,000 can be very pricey. In many cases, the lender will only require you to have $250,000 in coverage. However, on a large property in the flood plain, the lender may require additional coverage. Policies should be reviewed with your insurance agent to make sure you have the coverage you need and/or want. When you are buying a property in the flood plain, the lender will require you to have flood insurance in order to close the loan. Flood insurance is also available even if the property is not in the flood plain and it is considerably cheaper than when you are in the flood plain. Many homeowners in 2013 who were not in the flood plain, wish they had coverage and most likely now do have the coverage.

Many condos and townhomes were also affected by the 2013 flood. If the whole complex was in the flood plain, the HOA usually would be required to have a master policy. In some complexes, like Park East Square in Boulder, only the corner of the complex is in the flood plain. In those cases, individual homeowners need to have their own flood policy to satisfy their lender.

Congress must periodically renew the National Flood Insurance Program

(NFIP) statutory authority to operate, which is the case in September 2023. The Realtors Political Action Committee always stands ready to push Congress into action each time this occurs. The National Association of Realtors estimates that 40,000 home closings a month would be in jeopardy without the NFIP.

Flood insurance rates have increased dramatically across the country due to the major disasters across the country and since the 2013 flood. Even with the rate increases the National Flood Insurance program only can make ends meet with the help of Congress. It is likely that there will be changes coming to the National Flood Insurance Program in the future. You can keep updated at floodsmart.gov.

Duane graduated with a business degree and a major in real estate from the University of Colorado in 1978. He has been a Realtor® in Boulder since that time. He joined RE/MAX of Boulder in 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail duaneduggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

DUANE DUGGAN

Boulder Creek Neighborhoods Introduces Final wee-Cottages At Rogers Farm

Remaining seven homes are among the last new builds near downtown Superior

By Sarah Huber At Home Colorado

Of his own admission, Steve MacDonald is the last person you’d expect to relocate across the county, especially after living in the same house, following the same routines and eating the same food for breakfast for more than three decades. “I am the world’s least spontaneous person,” he said.

That’s why “it was unbelievably out of character” for Steve and his wife, Stacy, to stop by – on a whim – an open house by the lifestyle builder Boulder Creek

Neighborhoods, fall in love with Colorado and even put their names on the interest list for a wee-Cottage® at Rogers Farm in Superior.

‘Everything we need, nothing we don’t’

Now, with only seven homes remaining at Rogers Farm, Steve and Stacy are celebrating their extemporaneous move “every time we walk through the front door,” he said. They closed on their weeCottage last spring, though one of their daughters is holding down the fort while the MacDonalds sell their home in Massachusetts.

The wee-Cottage open concept living room. (Photo: Timothy Seibert).

The front porch is a perfect spot to catch up with neighbors. (Photo: Timothy Seibert).

“I think the stars aligned,” said Steve. “This place is perfect. It has everything we need and nothing we don’t want.”

The MacDonalds are at their wee-Cottage as often as feasible but “can’t wait to live at Rogers Farm fulltime,” he said. The couple is leaving a house they built on an acre of land a few miles outside of Boston. “We have apple trees, chickens and raspberry and blueberry bushes, and we thought we would be there forever,” said Steve. “Then our oldest daughter moved to Denver in 2019 for grad school, and my wife and I, who had both never been to Colorado, visited and absolutely fell in love with the state, from the geography to the people to the lifestyle.”

A few years after their initial trip to Colorado, the MacDonalds stumbled upon the wee-Cottages by Boulder Creek Neighborhoods at Riverdale Ranch in Thornton. “The cute name was catchy, and we had nothing else to do on a snowy day, so we stopped by,” he recalled. “I was sure nothing would come of it.”

But then Steve and Stacy toured a cottage and chatted with Micah Davidson, Boulder Creek community manager. “He was so enthusiastic and positive and told us about Rogers Farm in Superior, where more wee-Cottages would soon be built,” Steve said. “We said, ‘Let’s take a ride out to that Superior place,’ and wow, we really liked it.” The single-family cottages were perfectly sized for the MacDonalds’ changing house needs, and the lower-maintenance lifestyle was exactly what they wanted in their future. “These aren’t a condo or an attached home, and they offer plenty of privacy,” Davidson emphasized. “A singlefamily home is something many

people who are ‘right sizing’ from a huge house desire but can’t find in a traditional market. The weeCottage fills that niche.”

Steve explained, “Our daughters are out of the house, which means about half of our house in New England sits empty. The weeCottage was just enough home.” As for the lower-maintenance perks, Steve said, “They were a requirement for us.” He continued, “I love my yard, but I have very limited free time with my job, so my Saturdays are basically for yard work. I want to do other things with my free time.”

Nonetheless, after the MacDonalds added their name to the Rogers Farm interest list, they still were not planning to move. “We knew there were only so many slots and hundreds of people interested,” he said. “We said we’d only do it if we got the floor plan we wanted, if we could be facing the park. We were trying to talk ourselves out of the pipe dream. Of course, the next thing we knew Micah called and said we

were number seven in the lottery.”

To his own surprise, Steve looked at Stacy and said, “Let’s do this.” They settled on a floor plan and homesite (facing the Rogers Farm neighborhood park, as hoped), and construction began.

Impressive design, quality builds

An engineer with one foot in construction, Steve said he was “thoroughly impressed” by the building process. “Micah was super communicable, and we were informed every step of the way,” he said. The design selection process went just as smoothly. “When we built our house in New England, we’d have to go to one place three miles away to select carpet, then another 10 miles in the other direction to look at sinks,” Steve said. “Boulder Creek was so impressive with how structured everything was. We went to their design location, and in four hours, thanks to their efficiency and helpfulness, we were able to pick out the wall colors, doors, finishes, all of it.” Steve noted that the streamlined design process reflected well on the craftsmanship of the wee-Cottages in general. “I felt a supreme confidence that this was a quality build,” he said.

As Boulder Creek Neighborhoods wraps up at Rogers Farm, the last seven wee-Cottages are predicted to sell swiftly. Since Superior is nearly built out, Davidson said, “This is quickly becoming people’s last chance to buy a new home right across from downtown Superior and get all the great benefits like concerts in the park, the Sports Stable and future retail spaces without having to live in the high

density of the downtown area.”

Steve said he and Stacy were drawn to Superior from the start. “We love that we can easily get out to the mountains to hike and mountain bike and the drive to Boulder is beautiful. It’s like we’re in a movie scene.” He frequently heads to Boulder for a session at CrossFit Roots, where his youngest daughter is a coach. Rogers Farm offers easy access to U.S. 36, and the University of Colorado Boulder is just 10 minutes away. Since he flies almost weekly for his job, Steve said the short commute to the Denver International Airport from Superior was also key to their purchase.

For Steve and Stacy, “Our weeCottage lets us jump into all the cool things of Colorado,” he said. “We love the work-life balance here, we love the people and we love the lifestyle.”

Tours available now “Stop by the model home to learn whether a wee-Cottage is perfectly sized for your lifestyle,” Davidson said. The final weeCottages start in the high $500s, with homes finishing up to the high $600s. Floor plans feature 2 to 3 bedrooms, 2.5 bathrooms and up to 1400 square feet. Also available is one quicker move-in home located on the Rogers Farm community park. Expected to finish in December or January, this coveted homesite is sure to go quickly. For more information, visit LiveRogersFarm.com, visit the Rogers Farm model home at 148 East Douglas St. in Superior, or call 303.309.0088 to speak with the Boulder Creek Concierge Team.

Rogers Farm in Superior offers a lower-maintenance lifestyle. (Photo: Timothy Seibert).

Kitchen in a wee-Cottage model. (Photo courtesy: Boulder Creek Neighborhoods).

OPEN HOUSE QUICK GUIDE

BOULDER

4887 White Rock Circle, Unit 15-D

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Tracy Zaik Compass (303) 859-7271

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ERIE

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RE/MAX of Boulder

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Lovato Properties

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LAFAYETTE

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WK Real Estate (303) 819-6494

2300 Lincoln St.

$529,500

Sun., 12-3 p.m.

Katie Kuosman

WK Real Estate (720) 937-8076

2129 Winding Drive

$629,000

Sun., 11 a.m.-2 p.m.

Amy Darcy

LoKation Real Estate (303) 725-3756

315 Western Sky Circle

$750,000

Sat., 11 a.m.-1 p.m.

Janet Borchert

WK Real Estate

(303) 263-3215

1012 Katy Lane

$999,000

Sun., 1-4 p.m.

Will Calkins

RE/MAX of Boulder (303) 818-8599

9982 Plateau Road

$1,975,000

Sat., 12 a.m.-2 p.m.

Brandi Schott

The Colorado Group (303) 875-7223

LYONS

154 Stone Canyon Drive

$1,195,000

Sun., 12-4 p.m.

Karla Bielanski

RE/MAX of Boulder (303) 931-5774

ROLLINSVILLE

140 Arts Lane

$759,000

Sun., 1-3 p.m.

Catherine Camp

RE/MAX Alliance (303) 748-5023

SUPERIOR

3298 W. Yarrow Circle

$785,000

Sat., 12-3 p.m.

Katie Kuosman

WK Real Estate (720) 937-8076

2925 Jade Court

$1,198,000

Sat., 10 a.m.-1 p.m.

The Bernardi Group

The Bernardi Group (303) 402-6000

To view all open houses or to list your home listing, visit openhomes.athomecolorado.com

Open Sat. 12-2 pm $1,175,000

Beautiful in coveted Orchard Creek! w w w 4639 wkre.com

Jenny Oliveira Getting: 970-534-1188

564 Locust Place Boulder

Open Sat. 12-2pm

$1,625,000

NW Boulder 4 Bed, 4 Bath near Open Space. w w w 564 wkre.com

Fred Dodds: 303-898-3586

16021 Williams Place Broomfield

Open Sat. 12-2pm $945,000

Gorgeous Anthem home - 5BR + office + loft. w w w 16021 wkre.com

David Vincent: 720-234-3383

Open Sat. 1-3pm $775,000

Beautifully updated ranch style townhome. w w w.316.wkre.com

Cynthia Hogarth: 303-579-4884

Open Sat. 11am-1pm $529,500

Charming Home on Corner Lot. w w w.2300.wkre.com

Matthew Jensen: 303-819-6494

Open Sat. 11am-1pm $750,000

Beautiful Two Stor y Home in Har vest Junction! w w w.315.wkre.com

Janet Borchert: 303-263-3215

Open Sat. 12-3pm $785,000

Well-maintained home in desirable Rock Creek.

w w w 3298 wkre.com

Katie Kuosman: 720-937-8076

New Listing! $2,000,000

One of the finest homes in the area! w w w.2419.wkre.com

Gary & Elaine Collins: 303-947-6129

BOULDER OFFICE: 303 .443 .2240

LONGMONT OFFICE: 303 776 3344 wkre.com

1301

Valley Circle Fort Lupton New Listing! $265,000

Lot Available in Custom Home Community! w w w.1301.wkre.com

Jim Green: 303-775-2553

4639 Cloud Court Boulder

316 Jasper Peak Court Lafayette

2300 Lincoln Street Longmont

315 Western Sky Circle Longmont

3298 W Yarrow Circle Superior

2419 Targhee Point Lafayette

Thunder

HOME

Autumn DIY project: The mudroom

Mention the word “mudroom”

together. Imagine having the messiness confined to an area where the soiled items can be tossed directly into the washer instead of having to lug everything through the house to the laundry room.

color or a pattern to the room but, if caught early, grime should sponge right off.

Furnishings

The best place, however, at least according to the designers at HGTV, is near whichever door to the house that you use the most.

Make it efficient

ROB PROCTOR

to folks from southern states and you’ll be greeted with a puzzled stare. It’s a room unique to homes in cold and damp regions and one that most residents of those areas take for granted, yet wouldn’t dream of living without.

Mudroom design runs the gamut from lavish to bare-bones. One thing they all have in common, however, is that they get dirty. That’s the point, though, right? A storage area for umbrellas, snow gear and wet, grimy shoes is naturally going to become a bit of a mess.

Whether you lack a mudroom or need to spruce up the one you have, autumn is the ideal season to get to work preparing for winter’s arctic blast.

Location

If you’ll be creating a mudroom you’ll need to locate it strategically, and many experts say to keep it out of sight of guests. The latter depends, however, on the aesthetics of the room. If you’ll be going all-out on the decorating, go ahead and let your guests gaze upon your fabulous mudroom as they enter through the front.

When there’s just no room inside the home, consider using the garage, or, as one new-home trend suggests, combine the utility and mudroom

Efficiency and durability are the watchwords when it comes to considering your mudroom DIY project. The room takes a beating and you’ll want to ensure it cleans up easily.

Start by replacing the carpet in the mudroom with anything but. Choose a product that is durable but also cleans up easily and is slip-resistant. Anything you would choose for a kitchen will work well here.

Walls need to stand up to dirt and grime as well, so when you’re thinking about what to do with them, keep durability in mind. Distressed wood on walls that will eventually become distressed, flat paint, beadboard or wainscoting are all suitable. Consider vinyl wallpaper as well. Not only will it add a pop of

If you have no other piece of furniture in your mudroom, you must have a bench or stools for the family to sit on to remove their boots and shoes. Choose one with a flip seat for boot storage or slip a boot tray underneath the bench. Of course, roomier mudrooms present us with more options, such as the various shoe and boot racks available. Lockers, shelves, hooks and racks will provide a place to set and hang wet hats, scarves, coats and umbrellas. Sure our southern neighbors may not need mudrooms, but it’s only because they miss out on all the fun winter offers.

Rob Proctor is the Broker/Owner of At Home Real Estate Company in Loveland. Born and raised in Loveland, Rob calls Northern Colorado (Loveland, Fort Collins, Greeley and Windsor) his home with his wife and three daughters. To contact Rob, call 970.481.2133, e-mail rob@athomerealestateco.com or visit athomerealestateco.com.

2098 WILLOW BROOK • ERIE

This 4BR, 3BA 3876-SQ FT ranch home in Erie has an amazing and open layout complemented by its incredible location backing to beautiful Open Space The abundance of natural light that streams into the home from floor-to-ceiling windows highlights the house The functional and updated kitchen is tied brilliantly to the breakfast nook and bright living room. Enter taining has never been easier, with ample outdoor space The well appointed primary suite offers views to the private backyard. Just adjacent to the primary are two secondary bedrooms and a hallway bathroom Downstairs you’ll find an enter tainer’s dream. In addition to the four th bedroom and adjacent bathroom, you’ll find ample space to relax, to hide away, or to spread out and play If a theater room or gaming space is your cup of tea, you won’t find a better spot. This space is ideal for all types of exhilarating play endless enjoyment, and family bonding Located close to all the wonderful things Erie has to offer—including BVSD s award-winning schools—this home has something for everyone Don’t miss your chance to establish yourself in one of Boulder County’s most coveted communities

C O LO R A D O

To view a more cities and a more complete list of new home communities and builders across the Colorado Front Range, view our interactive map online at: www AtHomeColorado com/NewHomeMap

ur region is home to more than 700,000 residents and includes some of the most diverse, natural landscapes and sustainable development along the Northern Front Range of Colorado. It’s no wonder why those who live here stay and why our the area is coveted as a place to relocate to Here we highlight a selection of the area ’ s new home communities and which builders are building where.

BERTHOUD

Farmstead Builder: Sage Homes

Rose Farm Acres

Builder: Richmond American

Heron Lakes –

TPC Colorado Builder: Landmark Homes, Lifestyle

Custom Homes, Toll Brothers

BOULDER

Velo Condos

Builder: Thistle Velo LLC

BROOMFIELD

Baseline Colorado

Builders: Boulder Creek

Neighborhoods, Meritage Homes, Thrive Home Builders

Vive on Via Varra

Builder: Meritage Homes

ERIE

Coal Creek Commons

Builder: Century Communities

Colliers Hill

Builders: Boulder Creek

Neighborhoods, KB Home, Richmond American

Compass Builder: Lennar

Erie Highlands Builder: Oakwood Homes

Erie Village Builder: Porchfront Homes

Flatiron Meadows Builder: KB Home, Taylor Morrison, Toll Brothers

Morgan Hill Builder: Lennar

Rex Ranch Builder: Taylor Morrison

Westerly Builder: McStain Neighborhoods, SLC Homes, Wonderland Homes

Wild Rose Builder: Lennar

FIRESTONE

Barefoot Lakes Builder: Brookfield Residential, Creekstone Homes, Lennar, Richmond American Homes

FREDERICK

Seasons at Silverstone

Builder: Richmond American Homes

GREELEY

Northridge Trails Townhomes

Builder: Hartford Homes

Promontory Builder: Journey Homes

JOHNSTOWN

Park House Thompson River Ranch Builder: Oakwood Homes

The Ridge at Johnstown Builder: Bridgewater Homes

Pintail Commons at Johnstown

Village Builder: Richfield Homes

Mountain View Builder: Baessler Homes

LAFAYETTE

Blue Sage

Builder: Markel Homes

Avalon Meadows

Builder: Von’s Colorado Concepts

Silo Builder: Cornerstone Homes

Silver Creek Builder: Markel Homes

LONGMONT

Highlands at Fox Hill

Builders: Dream Finders Homes, Landmark Homes

Terry Street Townhones

Builder: New Leaf Properties

LOUISVILLE

North End Builder: Markel Homes

LOVELAND

The Enclave at Dakota Glen Builder: Glen Homes

The Enclave at Mariana Butte

Builder: American Legend Homes

Eagle Brook Meadows Builder: Bridgewater Homes, Challenger Homes

The Lakes at Centerra Builder: Bridgewater Homes, Landmark Homes, KB Home

Kinston at Centerra

Builder: Richmond American Homes, Dream Finders Homes

MILLIKEN

Brookstone Builder: Windmill Homes

Sunfield Builder: Windmill Homes

SUPERIOR

Downtown Superior Builder: Thrive Home Builders, Remington Homes

Heights at Downtown Superior Builder: Toll Brothers

Lanterns at Rock Creek Builder: Boulder Creek

Neighborhoods

Montmere at Autrey Shores Builder: Koelbel

Rogers Farm Builder: Boulder Creek

Neighborhoods

TIMNATH

Harmony Builder: Landmark Homes

Serratoga Falls

Builder: American Legend Homes, Richmond American Homes

Timnath Lakes Builder: Toll Brothers

Trailside Builder: Wonderland Homes

Wildwing Patio Homes Builder: Hartford Homes

WINDSOR

Country Farms Village Builder: Landmark Homes

Greenspire Builder: Windmill Homes

RainDance Builder: American Legend Homes, Hartford Homes, Wonderland Homes

Seasons at Hunters Crossing Builder: Richmond American Homes

Vernazza Builder: Landmark Homes

Village East Builder: Journey Homes

ASK ANGI

What should I look for when hiring a plumber?

Paul F. P. Pogue

Ask Angi (TNS)

Some problems requiring professional help will always develop, as certain as the sun rising in the east. And foremost among those professions is that of the reliable plumber.

Whether you’ve got frozen pipes, a clogged toilet or a busted water main turning your basement into an impromptu swimming pool, you’ll inevitably need the help of a plumbing pro.

Plumbing stands alongside HVAC and electricity as the lifeblood of your home, the infrastructure behind the walls that makes modern conveniences work. With that much at stake, you want a pro you can rely on.

By the way, the best time to call a plumber for an emergency is long before the emergency happens. In other words, find a good plumbing pro when everything looks to be in good working order, and hire them to conduct an inspection of your plumbing.

Not only will you find small problems before they get out of hand, but you’ll also build a relationship with a plumber that could last a lifetime. You’ll feel better knowing the same team is working on your house every time.

Plus, when you’ve got the relationship established, you’ll know who to call if your pipes blow out on Christmas Eve, rather than just going through the phone book and hoping for the best.

When hiring a plumber, ask these questions:

1. Who will be doing the work?

This is a good question for many contractors, but it’s particularly relevant for plumbers. Plumbers are usually apprentices, journeymen or masters. Each title carries different levels of expertise. You also want to know if the plumber giving you the quote is the one doing the work.

2. Does this job require a permit?

Local rules vary, but smaller plumbing jobs usually don’t need to have a permit. Anytime you’re replacing or moving water pipes,

though, a permit is usually required. Be cautious of contractors who wave off the necessity of permits.

3. What’s your plan if something goes wrong?

Plumbing problems can quickly wreak havoc. Indeed, uncontrolled water flow can be one of the most damaging problems your home may ever encounter. Make sure your plumber has a plan for when something breaks.

4. Can you give me a total cost in writing?

Make sure any estimate you’re given includes labor, materials and a contingency plan for problems. Unscrupulous contractors will often tack on surprise fees after the initial quote.

5. Are you experienced with my particular problem?

Different issues pose different challenges. Make sure your plumber is familiar with this kind of work.

6. Are you licensed, bonded and insured?

Different cities and states have their own requirements. Make sure your plumber meets local regulations. Don’t just take their word for it; ask for it in writing. Licensed contractors will never object to showing proof.

7. What kind of warranty do you offer?

Any reliable contractor will guarantee their work. Materials often have their own warranty. Make sure you know labor and material warranties in writing.

#AskingAngi and we’ll try to answer them in a future column. Visit at angi.com.

DESIGN RECIPES

Cool blues

By Cathy Hobbs Tribune News Service

With winter fast approaching, you might be looking for some more muted or soothing tones to help decorate your home. Blue can be both serene and elegant, and it can help to create a sense of calm without feeling boring or bland.

Looking to integrate blue into your decor? Here are some top tips. Use various tints, tones and shades of blue. Blue is one of those colors with which various shades can be successfully blended together. Blend blue with shades of gray. From light gray to deep charcoal, blue and gray serve as an attractive pairing.

Integrate blue through accessories and accents. Pops of blue can serve as sprinkles of color.

Don’t be afraid to use unexpected materials such as velvet or even denim.

Use a blue as a color-based way to anchor the space. Blend neutral

colors with blue such as white, tan, black and even chocolate brown. Infuse large-scale color opportunities such as artwork. Use blue as a springboard to your color story in social areas such as living and family rooms. Consider using colors with blue undertones as

accents such as green. Use the color to help set a mood. Light blue can help make a room feel soothing and calm, while deep shades can add a more subdued vibe.

winning television host and a nationally known interior design home staging expert and shortterm rental/vacation home designer with offices in New York City and The Hudson Valley. Contact her at info@cathyhobbs. com or visit her website at cathyhobbs.com.

Cathy Hobbs is an Emmy Award-

A nonprofessional photo taken using natural light. (Handout/TNS).

REAL ESTATE TRANSACTIONS

The following Northern Colorado home sales were supplied by Colorado Weekly Homebuyers List., 303.744.2020. Listed are the buyer, the property and the amount.

AULT

• Richard & Debra Hertlein -- 21324 County Road 86, Donna L Starkey, $573,000.

BERTHOUD

• Clifford & Mary Maunz -- 1327 Vantage Parkway, Eddie & Lacey Mayer, $630,000.

• Micki & Scott Cantrall -- 1720 Callado Court, Patrick J Mccarthy, $676,500.

• Stephen & Vivian Dratch -- 3220 Landmark Drive, Jolene L Roseler, $1,350,000.

BOULDER

• Patricia Fontanals -3515 28th St. Apt 303, Wm Assoc Two Llc, $375,000.

• Amanda Betsold -8654 Thunderhead Drive, Dale M Wells, $431,300.

• John Wharton -- 500 Mohawk Drive Apt 607, Hedderich 1996 Trust, $475,000.

• Kristina Chu -- 1895

Alpine Ave. Apt G31, D Chet Tchozewski, $488,000.

• Ben & Yoav Yaakoby -2201 Pearl St. Apt 224, Harold & Martin Holdridge, $490,000.

• Mitchell & Megan Sibley -- 845 32nd St., Robert F Miosek, $740,000.

• Megan & Derek Young -- 5620 Outback Court, Janet & Gregory Freeman, $760,000.

• William Surles -- 3800 Telluride Place, 2008 Jamae Van Eck Trust, $775,000.

• Barbara Mcintyre -6923 Hunter Place, Phyllis J Coelho, $780,000.

• Brent & Sara Vaughn -2941 21st St., Claire E Parker, $840,000.

• Rebecca Hediger -445 S 45th St., Michael G Ryan, $915,000.

• Sean & Elke Sobieraj -- 2926 11th St., Kay S Bierbaum, $1,200,000.

• David & Kathleen Odom -- 36 Ridge Drive, Scott & Julie Griffith, $1,200,000.

• Ethan Berlin -- 535 S 43rd St., Michael Rothschild, $1,285,000.

• Justin Wessels -- 4273 Peach Way, Gregory & Susan Larson, $1,300,000.

• Sarah & Casey Bush -- 4044 New Haven Court, Sally Forester,

$1,505,000.

• Kimberly White -- 2318 Mapleton Ave., Connie Ann King Trust, $1,612,000.

• Daniel Clarkson -3882 Wonderland Hill Ave., Sylvain & Susan Guegan, $1,630,000.

• Katherine & Scott Hungate -- 5166 Forsythe Place, Eric & Dana Emmenegger, $1,795,000.

• Mateusz & Monika Wykurz -- 4870 6th St., Michael & Mary Stickel, $2,337,500.

• Norris & Melissa Wright -- 9428 Gunbarrel Ridge Road, Sebastian Williamskey, $2,480,000.

EVANS

• Richard & Pamela Lindsey -- 1402 Pleasant Acres Drive, Beau Adamson, $378,000.

• Steven Ostendorf -- 3409 Collins Ave., Guadalupe & Minerva Garza, $380,000.

• Raymond Romero -4318 Primrose Lane, D Wp Evans Llc, $415,000.

• Jason & Katherine Goodmanson -- 6301 Burgundy St., Ellen I Laverty, $450,000.

• Mayra & Oscar Escalera -- 3303 San Carlo Ave., Lauren & Kellertwigg, $480,000.

GREELEY

• lucas Eskew -- 2025 26th St. Road, Janice J Groom, $315,500.

• Jennifer Corman -1800 2nd St., Katrina Marie Appspadilla, $330,000.

• Jesus Garcia -- 851 E 20th St. Road, Lisa J Minck, $330,000.

• Carlos Garfio -- 1208 16th Ave., James D Chance, $355,000.

• Anthony & Alysya Rodriguez -- 1414 33rd Ave., Kathy J Kaberline Trust, $365,000.

• Jason Jackson -- 1118 24th Ave., Vanbeber Properties Llc, $380,000.

• William & Cherie Maurice -- 145 N 50th Ave. Place, Todd & Jessica Stoltz, $469,000.

• Thomas & Karen Tomlin -- 1357 43rd Ave. Unit 52, Christopher & Lisa Thompson, $550,000.

• Gabriel Burciaga -- 30 Poste Viejo Lane, Jill E Mounce, $955,000.

HUDSON

• Marvin Meneses -3021 Vantage Drive, Robert & David Powers, $696,000.

JOHNSTOWN

• Josiah & Brooklyn Buhre -- 1025 Jay Ave., Jeanetta Martin,

$355,000.

• Mark & Debbra Fry -913 Crestone St., Lennar Colo Llc, $450,000.

• Jeffrey & Kimberly Greteman -- 4540 Tarragon Drive, Joseph & Kim Mcmurtry, $610,000.

• Ted & Kathrin Barney -- 363 Saxony Road, Jesse D Cassotta, $685,000.

KEENESBURG

• Kevin & Charissa Calderon -- 415 Evans Ave., Michael & Alexis Gomez, $420,000.

• Alberto Acosta -- 510 Evans Ave., Timothy D Zeck, $464,000.

LONGMONT

• Jennifer Mcclellan -- 2339 Bowen St., Sirocco Llc, $365,000.

• Shawn Marshall -414 Fox St., Roman & Kelsey Alvarado, $428,000.

• Tyler & Megan Simpson -- 10684 Forester Place, Betty & George Songer, $445,000.

• Gil Platt -- 10431

Durango Place, Mark & Kathleen Hally, $455,000.

• Alvaro Jacobo -- 4140

Limestone Ave., Melody Homes Inc, $519,000.

• Andrea Welch -- 1401

Mount Evans Drive,

Jose Leonard Martinez, $525,000.

• Garrett Andreson -- 1343 Cedarwood Drive, Sarah Smith, $526,000.

• Richard & Diane Elder -- 3957 Da Vinci Drive, Samuel & Anita Dahlquist, $530,000.

• Patrick Sullivan -- 1122 Hover St., David M Wright, $545,000.

• Pedro Alvarez -- 1743 Foster Drive, Mark Pryor, $555,000.

• Michael Cancilla -3808 Columbia Drive, Christopher Grebe, $575,000.

• Lacey & Blake Lenberg -- 1275 Cumberland Drive, Kimba Kjolhede, $585,000.

• Steven & Janet Chandler -- 2225 Riviera Place, Kenneth T Hayes, $600,000.

• Michael Moore -- 737 Kubat Lane Unit B, Markel Homes Constr Co, $604,000.

• Marco & Sonia Camacho -- 434 Overbrook Lane, Dfh Mandarin Llc, $615,600.

• Steven & Bing Zhang -- 584 Sugar Mill Place, Andrew & Alicia Howell, $620,000.

• Richard & Patricia Chambers -- 1603 S Coffman St., Prabha & Su Thanikasalam, $632,500.

• James & Cynthia John -

son -- 2265 French Circle, Barbara S Levy Trust, $645,000.

• Gregory & Nancy Mccoy -- 2251 Aegean Way, Yvonne & Michael Settles, $750,000.

• Christian Lynette -9177 Ute Highway, William & Rhonda Richardson, $800,000.

• Mary & Monty Schuman -- 2304 Horseshoe Circle, Jeffrey W Nieusma, $900,000.

• Peter & Nancy Mahoney -- 307 Westview Court, Cash Co, $913,500.

• Prafulla & Sharmila Singh -- 1402 Turin Drive, Prafulla & Lakshmi Reddy, $1,200,000.

• Garrett Hoelscher -4221 Birdie Court, Evalie Horner, $1,450,000.

• Joshua Smith -6583 Monarch Park Court, David Coxon, $1,806,900.

• Stephen Tebo -- 1420 Main St., Scf Rc Funding Iv Llc, $2,700,000.

LOVELAND

• Austin Parrott -- 2602 Painted Turtle Ave., Lennar Colo Llc, $380,000.

• Delaney Stonum -- 2618 W 44th St., Pollyann Baird Trust, $415,000.

• Richard & Patricia Roehrs -- 2362 Woody

Creek Circle, Louise Russell, $470,000.

• Brice Sawin -- 330 Wren Place, Mathew Schubert, $486,000.

• Jeremiah & Alexis Klingman -- 5518 Janna Drive, Jordan & Lacy Page, $500,000.

• Roger & Cleo Hansen -- 1286 Inca Dove Circle, Larry D Lemons, $525,000.

• Kam & Robert Walters -- 1208 W Broadmoor Drive, Raymond & Alexi Burgio, $757,000.

• Stephen Smith -- 1016 Meadowridge Court, Sharon & Sharon Koleber, $875,000.

NIWOT

• Theodore Merrin -7217 Spring Creek Circle, Jill & Timothy Bator, $1,800,000.

WINDSOR

• Ginger Mummery -715 Shipman Mountain Court, Halie & Aaron Martinez, $442,500.

• Araceli Burket -- 1813 Garden Flourish Court, Brandon Jones, $500,000.

• Carli & Kiley Engelke -1901 Golden Horizon Drive, Kenneth & Mirand Hobbs, $525,000.

• Aaron & Halie Martinez -- 1338