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Lifefull Living Nestled Against Boulder County Open Space Quick Guide and Featured Open Homes
Should You Borrow From Putting Home Equity Your 401(k) For a Down Payment? to Good Use
Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.
A retirement account loan can be a good option if you have sound financial circumstances, but lack options for acquiring a down payment for a home.
October 14-15, 2016
Daily Camera / Times-Call – AtHomeColorado.com
After careful consideration of the costs and risks involved some may find that a home equity loan may be a good financial decision. AT HOME
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MORTGAGE
Should you borrow from your 401(k) for a down payment? BOULDER – For many Americans today, having inadequate savings to put toward a down payment is the predominant factor that prevents them from being able to purchase a home. This is particularly true among millennials. In lieu of spending years setting aside money for a down payment, another option is to take out a loan from your employersponsored retirement plan. A typical 401(k) loan allows you to borrow up to half of your account balance (up to a maximum of $50,000). In most cases, this amount must be repaid within five years, although that schedule can be extended if you are using the money for a down payment on a home. Before you borrow money from yourself, however, make sure you fully understand the pros and cons that are involved. PROS You pay yourself back Unlike a traditional home loan, where you borrow the money and pay it back to the lender, you’ll pay yourself back through payroll deductions (as an after-tax payment) or monthly savings. The latter, of course, requires a great deal of self-discipline on the part of the borrower. Faster access to funds
Since the loan doesn’t have to be approved by a bank, you can usually access the money sooner than you would with a standard bank loan. Moreover, all of this is done without a credit check. Lower interest rates Interest rates may be lower than those associated with standard bank loans. In some cases, they may be half as much as what a bank might charge you for a personal loan. CONS Losing your job will result in immediate repayment If you lose your job, you’ll need to be prepared to pay the full loan amount back on very short notice. You are typically asked to do so within 60 days of your termination date. Any money that you do not repay will incur current income taxes, as well as a 10 percent early withdrawal penalty if you are under 59.5 years old. You will have less freedom to job search “If you take out a loan from your current employer’s retirement plan, you may be less inclined to quit if a better job comes along,” says Megan
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Guaranteed Rate, Inc. Miller, a wealth manager at Harbor Financial Group. “If you leave your job, you would be required to pay back the outstanding loan amount immediately. Otherwise, you’d be hit with current income taxes and the 10% early withdrawal penalty. This can be a disincentive for changing jobs,” she explains. You’ll forfeit any gains in the market “Another pitfall is the lack of potential growth on the loan amount, as well as future contributions while you are paying back the loan,” Miller explains. Borrowing the money will remove it from investment in the market, and you would forfeit any gains from market increases during the loan payback period. “This can cost thousands over the long term,”
In lieu of spending years setting aside money for a down payment, another option is to take out a loan from your employer-sponsored retirement plan. (Photo courtesy of Pixabay).
Plus, the interest payments you make on the loan aren’t tax-deductible as they would be with a bank loan. You may be biting off more than you can chew Miller suggests that borrowers first take a realistic look at their financial situation before taking a loan from their 401(k). “Taking out a loan from your 401(k) to purchase an asset may signify that you are living beyond your means. Borrowers may want to consider if the home purchase is really affordable for them, given they need to raid their retirement savings to finance it,” she cautions. A retirement account loan can be a good option if you are in
otherwise sound financial circumstances, but lack options for acquiring a down payment for your home. Michaela Phillips is the Vice President of Mortgage Lending at Guaranteed Rate, Inc., the 8th largest retail mortgage company in the country. Since entering the mortgage industry in 1994, she’s consistently been a top producer. Being a VP at Guaranteed Rate offers many advantages to her and her clients including unparalleled customer service, efficiency, and most importantly competitive rates. Contact Michaela at 303.579.5517, e-mail michaela@michaelaphillips.com or visit michaelaphillips.com. NMLS:312874.
Contributing Writers: Michaela Phillips, Suzanne Plewes, Marty Schechter, Tom Kalinski, Rick Jacquemard, A Martin, Carol O’Meara, C. Dwight Barnett, Sophie Miura, Advertising Consultants: Thais Hafer, Toni McNeill, Mary Romano Advertising Features Coordinator: Greg Stone
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MICHAELA PHILLIPS
SEND US YOUR NEWS AND STORY IDEAS: At Home welcomes news on local real estate, hirings, advancements, awards, events, community involvement, tips and other information of interest to the local real estate and home community in the Boulder County/Northern Colorado areas. Submit online at: athomecolorado.com/submit-your-news or athomecolorado.com/news-tips. ADVERTISING INFORMATION: For advertising information, contact Thais Hafer at 303.473.1456. To submit an open home listing, visit athomecolorado.com/submitopenhouse.com.
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October 14-15, 2016
REAL ESTATE
Why colors and furnishing matter when it comes to selling a home LOVELAND – When it comes to selling your home, your wall colors and furnishings can play a big role in buyer impressions. Sure, we all like to think that buyers can look past an owner’s belongings and see a house for what it has to offer. After all, the furnishings don’t come with the house. However, this is extremely difficult if not impossible for most buyers. The impact of colors Colors set the mood for a room and can even alter the perceived amount of space. Bright and soothing colors can create a sense of calm and happiness, whereas dark colors can evoke negative emotions. Additionally, bright colors
SUZANNE PLEWES RE/MAX Alliance
tend to make a room look and feel larger. Dark colors have the reverse effect and make a room feel smaller or even cramped. If you would like potential home buyers to have positive emotions when viewing your home, then it’s worthwhile to change the colors. Bold or dramatic colors
also make it more difficult for potential buyers to envision their belongings in the space. This is why a neutral color palette is often recommended. Neutral does not necessarily mean white and beige colors. You can have splashes of color but on the lighter side of the color spectrum. Buyers view not having to paint as a positive feature of a home, and neutral colors will help achieve that. The impact of furnishings and décor Another important aspect of selling your home is evaluating the impact of your furnishings and décor. Although furnishings are not
included in the sale, they can directly impact your sale price. Here’s how. If you have dated curtains and furniture, it makes your home feel dated as well. In fact, it could make your home feel much older than it actually is. The only exception to this is with antique homes where the furniture compliments the periodic details of the property. An older feeling home otherwise gives buyers the impression that it will need more work, both in the short term and long term. This will ultimately impact the offer price submitted by buyers. Another important consideration is the amount and type of furniture that you have in your home. Too much furniture alters buyers’ perception of space. Homes definitely
feel smaller with more furniture. Extremely large pieces of furniture can have this same effect. You should consider putting some furnishings into storage and taking a minimalist approach to your staging. More visible floor, wall, and countertop space makes a home feel much larger and, thus, worth more money. More home staging tips Every home is unique and may require a slightly different approach to maximizing value and sale price. Contact a real estate professional and get some tips on how to best present your home for sale. Suzanne Plewes is a broker associate at RE/ MAX Alliance. Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.
9432 Memory Lane, Longmont - $1,900,000
2248 Mariner Drive, Longmont - $825,000
*Custom home to be built in gated lake development *5989 sq. ft., 4 bedrms, 6 baths, 4.61 acre lot with views *Call Diane for more details.
*Gorgeous Home Near McIntosh Lake! *5 bedrms, 4 bathrms, BEAUTIFUL VIEWS! 5193 sq. ft. *4 car garage .37 acre lot HOA Pool & Tennis Courts!
UNDER CONTRACT
Diane Stow
726 Sunset Street, Longmont - $250,000
9788 Meadow Ridge Lane - $510,000
*Charming Old Town Bungalow near Sunset golf course! *2 bedrms (1 non-conf. –no closet), 1 bath, *Bsmt for storage, Outbldg, .14 acre lot w/ Trees
*Bring Your Own Builder To Meadow Green Farm! *Refresh your soul & spirit on this Beautiful 7.89 acres Estate Lot *Gated Lake Community. Horse Boarding Facilities Nearby MLS# 676671
ABR, CRS, GRI, SRES, CNE Experience Isn’t Expensive... It’s Priceless
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diane@dianestow.com October 14-15, 2016
TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours,
www.dianestow.com 512 4TH AVE, STE 101 LONGMONT 80501 (303) 651-3939 Each office independently owned and operated. Daily Camera / Times-Call – AtHomeColorado.com
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REAL ESTATE NEWS
Longmont Association of Realtors holds annual Installation Banquet LONGMONT – On October 7, at The Dickens Tavern in Longmont, the Longmont Association of Realtors® (LAR), welcomed a new board into office at its annual Installation Banquet. The theme of this year’s banquet was a “New Direction”. (Photos by Timothy Seibert for Times-Call / At Home).
The annual 2016-2017 LAR Installation Banquet was held at The Dickens Tavern in Longmont.
The Banquet honored previous Board of Directors as well as incoming Directors.
Master of Ceremonies Kyle Snyder from Land Title presided over the event
Attendees browse Silent Auction items at the banquet with proceeds benefiting charity.
Banquet guests look on as Silent Auction items are raffled off.
Michael Marcus from the Realtors® Political Action Committee (RPAC) speaks to attendees.
2016-2017 LAR Board of Directors are sworn in during the installation ceremony in Longmont.
Tyrone Adams, CEO, Colorado Association of Realtors (CAR) introduces James Plaster of ERA Tradewind as 2017 incoming Chair.
2016-2017 Chair, James Plaster of ERA Tradewind gives acceptance speech.
Keynote speaker, Eric Thompson of Windermere Real Estate.
Keynote speaker, Eric Thompson speaks about the changes in local real estate.
James Plaster introduces David Humenik, Chairman, and Jessica Erickson, President/CEO, of the Longmont Economic Development Partnership. 4
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Daily Camera / Times-Call – AtHomeColorado.com
October 14-15, 2016
October 14-15, 2016
Daily Camera / Times-Call – AtHomeColorado.com
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REAL ESTATE NEWS
Boulder County Gold Award
WK Real Estate welcomes Pamela Kruteck
15 years in a row!
2138 Collyer Street
Longmont
Open Sat 2-4pm $250,000 End Unit Townhome w/2 BR, 3 bath, 1 car gar. www.2138.wkre.com Tracy Zaik: 303-859-7271
218 Cardinal Way #D New Listing! Green Built Affordable Home! www.218.wkre.com Laura Chittick: 303-332-4118
Longmont $180,071
BOULDER – WK Real Estate has announced the addition of Broker Associate Pamela Kruteck to its Boulder office. Pamela brings expertise and passion – plus a background in relocation, marketing, knowledge of the local culture and a dedicated work ethic - to every
real estate transaction. Her mission is to provide the highest level of individualized, personal service to each of her clients. Pamela may be reached directly at 303.641.7703 and via e-mail at pkruteck@wkre.com
AROUND THE REGION
1432 Sherri Mar Street
Longmont
3837 Columbia Drive
Longmont
New Listing! $300,000 Desirable area, beautifully maintained, 3 bd! www.1432.wkre.com Barb Bashor: 303-775-2994
New Listing! $449,900 Updated Happy Home in Longmont Estates! www.3837.wkre.com Jeanie Parsons: 303-775-9612
1045 N. Pennsylvania St. #504
4501 Nelson Rd #2501
Denver
Longmont
New Listing! $209,900 Authentically Urban Capitol Hill Condo. www.1045.wkre.com David King: 303-725-0257
3 Bed, 2 Bath $320,000 Spectacular views from this 3 bedroom condo! www.4501.wkre.com Rebecca Weihe: 303-903-3231
3 Dawn Court
692 Mason Street
Erie
Erie
Land $375,000 Approved Subdivision of 7 Estate Lots. www.3.wkre.com Jim Green: 303-775-2553
3 Bed, 3 Bath $489,900 Stunning Ranch Style Patio Home in Erie! www.692.wkre.com Janet Borchert: 720-564-6034
0 Frontier Street
4348 Pebble Beach Drive
Firestone
Land $950,000 Excellent affordable development opportunity. www.frontier.wkre.com Andria Allen: 303-810-8375
5 bed, 6 bath Private Lake and Golf Community! www.4348.wkre.com Chris Haught: 303-947-4074
Timbers at the Pinery breaks ground for single-family custom homes in Parker PARKER – Broker Trent Getsch recently announced Timbers at the Pinery in Parker just broke ground on 27 new single-family custom home lots. “Furthermore, the general population can purchase these lots as opposed to the traditional sale exclusively to our builder group,” said Getsch, of RE/MAX Alliance and Timbers at the Pinery sales center. “Potential buyers will have the opportunity to choose one of our eleven custom builders to build their home. These are truly the best custom builders that Douglas County has to offer.” Timbers at the Pinery is an upscale and secluded, yet convenient, subdivision near Parker that is revered for its beautifully wooded and large custom homesites, built by eleven of Colorado’s best custom builders. Timbers at the Pinery, which recently celebrated its
twentieth anniversary, is also beloved for its natural beauty and quintessential Colorado landscape, which includes massive stands of mature pines, majestic mountain views, rolling terrain and dedicated open space. Its newest phase, which has just began development, will feature 3/4 to 1.5-acre lots. Pricing ranges from $150,000 to $300,000. “The ever-popular Timbers at the Pinery is a highly sought after community that encapsulates the Colorado lifestyle,” said Getsch. For more information about Timbers at the Pinery, call Trent Getsch at 720.771.8953 or visit timbersatthepinery.com. Trent Getsch offers real estate services through RE/MAX Alliance-Greenwood Village in Parker and surrounding areas. For more information, please call 720.771.8953, or visit homesincolorado.com.
Niwot $999,950
SEARCH THE ENTIRE INVENTORY OF LISTINGS IN OUR MARKETPLACE
Check out our free WKRE Mobile App availabe in the Apple App store and The Google Play store. BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344
wkre.com Timbers at the Pinery just broke ground on 27 new single-family custom home lots. 6
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October 14-15, 2016
Longmont Association of REALTORS
INDEPENDENT BROKERS
Sigg
OPEN HOUSE SATURDAY 10AM-2PM
Office: 303-776-2028 Cell: 303-579-3674
9759 Cascade St., Firestone Must see this beautiful 4 bedroom 3 bath home with all of the high end finishes. Upgrades include fully remodeled bathrooms with custom tile work and granite countertops throughout the home and beautiful 5 inch Acacia wood floors. Large back patio with a metal pergola stretching across the entire back of the home. Tuff shed for extra storage. Large 3 Car garage with work benches, shelving, and 220 amp power for the perfect workshop. Large private backyard backing up to open space. $389,000
4830 Saddlewood Cr Johnstown This 4 BR/4BA, 3 level home is picture perfect and full of upgrades, style and space! Open floor plan, large gourmet kitchen and granite counters throughout. Huge master suite with 5 piece bath, spacious secondary bedrooms, and wonderful back yard with covered patio and fire pit. YOU WON’T BE DISAPPOINTED!
655 South Sunset, Suite F, Longmont, CO 80501
303-702-0605
$409,000
www.regelassociates.com
Edward
Kathy
Todd
“Exceeding Your Expectations”
Leaders in Change...Delivering Results! October 14-15, 2016
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REAL ESTATE NEWS
Inventory remains key factor in markets across the state Median sales price for Colorado’s single-family homes dips for second time in three months while condominium/townhouse prices increase Median sales price
By Marty Schechter, Colorado Association of Realtors ENGLEWOOD – The median sales price of a single-family home in Colorado has dropped for the second time in the past three months to $336,700. The one percent dip comes on the heels of a flat August and a nearly three percent dip reflected in the state’s median sales price from June to July. At the same time, the median sales price for condominiums/townhouses in the state increased for the second straight month to $252,000, a two percent increase from August to September and a steady rebound to the only median price decrease (3.6 percent) measured in 2016 in the condo/townhouse category from June to July. Compared to September 2015, single-family median prices were up more than 10 percent and condominiums/townhouses were up just over 13 percent. Median sales price Affordability, based on the relationship between housing prices
and local income levels, remained relatively flat for single-family homes while the affordability index for condominiums/ townhomes decreased slightly in conjunction with reported price increase. The Northwest and Southeast regions of the state remain the most affordable, although median sales prices in those areas have increased eight percent and 10 percent from this time last year, respectively. In addition, sales also declined from August to September, down seven percent to 7,538 single-family homes and 6.6 percent to 2,501 condominiums/townhouses. However, compared to September 2015, singlefamily sales were just one-half of a percent lower while condominiums/ townhouse sales were down five percent. Inventory continues to be a major challenge across the state. There were 8,525 new single-family listings in September, down 13 percent from August but relatively even with the
(Chart courtesy of the Colorado Association of Realtors).
market one year ago. New listings for condominiums/ townhouses decreased 13 percent to 2,566 from August to September and were also even with the market’s new listings one year prior. Overall, there were 25,580 homes on the market in September, nearly 28 percent fewer than a
Sold listings
(Chart courtesy of the Colorado Association of Realtors).
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year ago, providing a three month supply of single-family homes and two month supply of condominiums/townhouses. Sold listings Short supply has driven down the average number of days that homes stay on the market (DOM) before selling. The DOM for single-family homes in September was 51 – up six days from the August DOM. For condominiums/ townhouses it was 46, up just two days from the August report. Both singlefamily and condominium/ townhouse DOM were down compared to a year ago. The Colorado Association of Realtors® Monthly Market Statistical Reports are prepared by Showing Time, a leading showing software and market stats service provider to the residential real estate industry, and are based upon data provided
Daily Camera / Times-Call – AtHomeColorado.com
by Multiple Listing Services (MLS) in Colorado. The September 2016 reports represent all MLS-listed residential real estate transactions in the state. The metrics do not include “For Sale by Owner” transactions or all new construction. The complete reports cited in this press release, as well as regional reports specific to the Denver Metro, Mountain, Northeast, Northwest, Southeast and Southwest markets are available online at ColoradoRealtors. com/HousingStatistics The Colorado Association of Realtors® is the state’s largest real estate trade association representing more than 23,000 members statewide. The association supports private property rights, equal housing opportunities and is the “Voice of Real Estate” in Colorado. For more information, visit ColoradoRealtors.com. October 14-15, 2016
PATRICK DOLAN’S OFFICE 303-441-5642
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www.patrick-dolan.com
LI NE ST W IN G
LI NE ST W IN G
4891 Tanglewood Court 3 Bedroom, 4 Bath, 3400 Sq. Ft.
Offered at $575,900
Charming Gunbarrel 2-story is tucked back towards the end of a quiet cul-de-sac & backs to community open space and adjacent tennis court. The inviting interior offers soaring ceilings with open living areas and a nicely updated kitchen w/ slab granite counters, tile back splash,gas range & stainless appliances.Relax in the cozy south facing sun room or on the back TREX deck. 3 bedrooms on the upper floor and a non-conforming 4th bedroom is in the finished basement w/ a bonus rec/ room. Move-In Ready w/ Newer Roof,A/C, Furnace & updated baths.A GreatValue!
4864 Briar Ridge Court 3 Bedroom, 3 Bath, 2430 Sq. Ft.
Offered at $599,900
Wonderful 2-story end-unit townhome is a gardener’s delight and in an excellent location backing to lush community/hoa maintained open space that provides for incredible family/ neighborhood gathering spaces. The extensively upgraded interior and exterior boasts lovely new outdoor spaces, raised bed vegetable gardens & outdoor lighting.Inside is a comfortable floor plan with new carpet, paint, windows, updated kitchen and bathrooms, new gas fireplace & master w/ relaxing balcony.
LI NE ST W IN G
600 Manhattan Dr. #C2
2 Bedroom, 2 Bath, 1157 Sq. Ft.
$359,900
Completely Remodeled & Updated garden-level condo w/ new kitchen, new bathrooms, new flooring, new appliances, designer stacked stone fireplace, large patio & 1-car carport.
7303 Buckingham Road 4 Bedroom, 4 Bath, 3106 Sq. Ft.
N PR EW IC E
Offered at $610,000
A premium corner lot & location welcomes you to this attractive 2-story with a beautiful backyard, mature trees, flagstone patio & outdoor lighting. The spacious floor plan offers an elegant curved staircase, main floor study w/ built-ins, vaulted ceilings and kitchen with center island is open to family room w/ gas fireplace.All 4 bedrooms are on the upper floor, including the master with bay windows,5-peiece bath & walk-in closet.Finished basement adds a nice bonus space with rec. room, storage and a bath.
1334 S. Weldona Lane
3 Bedroom, 3 Bath, 2286 Sq. Ft.
$499,900
Stylish Rock Creek 2-Story on a corner lot w/ 3-car garage & hip new finishes including newly painted cabinets, trim & doors & new windows. Huge master suite with sitting area/office.
PATRICK DOLAN’S OFFICE 303-441-5642 • www.patrick-dolan.com
CALL US TODAY!
Experienced October 14-15, 2016
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Professional
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October 14-15, 2016
REAL ESTATE
Putting home equity to good use BOULDER – When home prices increase as they have in the Boulder-area, homeowners gain equity in their home. To some, it may feel like sitting on a small fortune. And with interest rates so low, many are taking out home equity loans and home equity lines of credit (HELOCs). But what is the best use of equity? If you are considering taking out a home equity loan or HELOC, the decision should be made carefully and with the guidance of a professional financial advisor. According to Realty Times, after careful consideration of the costs and risks involved some homeowners may find that if the money is used wisely, then taking out a home equity loan may be a good financial decision. Here are four options offered by Realty Times. Make renovations that provide return on investment The most frequent use for a home equity loan is home improvement. Updates that raise
TOM KALINSKI
RE/MAX of Boulder the value of your home can be a good use of home equity, if the homeowner has a cushion of savings or can afford the increased mortgage payments. It’s important to keep in mind that even if the property improvement raises the value of your home, the money won’t be realized until the home is sold. And not all home improvements are equal in terms of resale value. Realty Times points out that an attic remodel may not provide as high of a return on investment as a bathroom update. But a new front door provides curb-appeal and pays back the investment a minimum of 100 percent.
ASK THE EXPERT BOULDER – You have found your dream home and the contract is signed. It is now time for a home inspection. But what does a home inspection report disclose? Buyers often have little knowledge about home construction and its components, and have difficulty deciphering home inspection reports. Many don’t know how to figure out which types of defects are serious or whether their home inspector checked all the essentials. Don’t be afraid to ask questions October 14-15, 2016
Finance your child’s college education With the increased cost of college, more parents need to finance their child’s education with a loan. If the interest rate of the HELOC is lower than another type of education financing, putting your child through school with a home equity loan may be a good choice to make. Interest rates on home equity loans are lower than the roughly seven percent charged for federal PLUS loans for parents. Even so, adding to the debt owed on your home is a decision to make carefully, since it can result in the homeowner delaying retirement or struggling to pay off the home mortgage. Eliminate credit card debt Credit cards carry an average interest rate of more than 15 percent. Compared to a home equity line of credit of around five percent, it can make a lot of sense to use a HELOC to pay off the much higher credit card debt. In addition, the interest on home equity
If you are considering taking out a home equity loan or HELOC, the decision should be made carefully and with the guidance of a professional financial advisor.
loans is tax deductible, which adds to the savings. For that reason “HELOCs are often touted as a great vehicle for consolidating highinterest debt,” according to nerdwallet.com. It’s important to remember the reason home loan interest rates are lower than credit card interest rates: HELOCs are secured by your home, which is also the reason taking out additional home equity debt should be done with careful consideration of the homeowner’s overall financial health. Leave the equity in the home When you borrow against your home, you are betting that you will
be able to pay off the debt, which is a decision to be made with great care. Leaving your equity in your home and allowing it to continue to grow as real estate continues to appreciate and you pay down the outstanding mortgage is the safest choice. But is it the best choice for you? Consult with a financial professional to determine if that growing goldmine could be put to better use. For more information visit http://ow.ly/ yyKd304tiFo. Tom Kalinski is the Owner and Founder of RE/MAX of Boulder. To reach him call 303.441.5620 or e-mail tomkalinski33@gmail.com.
Home inspections
if there are items in your inspection report that you are unsure about. Before issuing a formal request to repair, consider the seller’s incentive to hire the cheapest contractor and to replace appliances with the least expensive brands. Home inspectors may not know or be reluctant to disclose repair costs. Call a contractor to determine the scope and expense to fix problems revealed during an inspection. A repair issue that will be a deal breaker for a
RICK JACQUEMARD
Flatirons Home Inspections first time home buyer, causing the buyer to cancel the contract, will not faze a home buyer versed in home repair. Talk to your agent, family,
and friends and call a few contractors to discuss which types of defects are minor. Perhaps a simple solution is available such as replacing a $1.99 receptacle, which can resolve many outlet problems. Even new homes will have issues noted or flagged in a home inspection. Problems that aren’t readily identifiable to you such as code violations, a furnace that leaks carbon monoxide or a failing chimney, are the types of defects
Daily Camera / Times-Call – AtHomeColorado.com
a home inspector could identify in a new home. Building contractors make mistakes, too.
For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com. AT HOME
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COVERPROFILE
Pat and Linda Connelly decided they’d rather spend their retirement years engaged in fun activities instead of never-ending maintenance. Calmante in Superior was a perfect fit for them.
Low-maintenance living nestled against Boulder County open space By A Martin, At Home. Photography by Timothy Seibert Pat and Linda Connelly’s search for a home was thorough. After both of their boys graduated from college (one from CU), they decided they were ready for a change of scenery, themselves. Longtime residents of Chicago, they chose Colorado in order to be closer to family. Their former house in Chicago was built in 1925. “There were things that always needed to be done to it,” Linda said. The electrical wiring had to be
updated. Pipes rerun. Flooring, fixtures, you name it. While they loved the house, they also put a lot of work into it. When they began their search in Colorado, they initially expected to find something similar. “We didn’t start off looking for a new home,” Linda explained. But the reality of laborious upkeep set in. The Connellys decided they’d rather spend their retirement years engaged in fun activities instead of never-ending maintenance. So they
Pat Connelly looks at the construction of her new townhome at Calmante. 12
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adjusted their search and began looking at new homes in Boulder County. But there was still a problem. “The realtors kept showing us big houses,” Linda said. Neither she nor Pat wanted something small, per se, but the two of them simply don’t need five bedrooms. So they asked to see something with less square footage and began looking at patio homes. Their home search continued, seeing homes either too labor intensive, too big, or too small to fit their lifestyle. For one and a half years, they looked. And then they discovered Boulder Creek Neighborhoods. One day they were out viewing homes in the area when they zeroed in on exactly what they were looking for. Their realtor suggested they check out a Boulder Creek neighborhood, commenting that one of the builder’s townhomes sounded like a perfect fit. They visited two Boulder Creek neighborhoods the following day, one of which was Calmante in Superior. “Almost immediately, I said, ‘Oh, I like this!’” Linda recalls.
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The differences were profound the moment they walked in the door. First, there was more space than they’d seen in the patio homes designed by other builders. The master suite is on the main floor, which means less going up and down the stairs all day. The living room and kitchen are arranged in an open style, but separate enough that both feel like distinct spaces. And there’s plenty of additional room for their sons to visit without having unnecessary space. “We were impressed in the quality and floor plan,” Pat summarized. If you’re familiar with Boulder Creek Neighborhoods, those reactions probably won’t surprise you. Boulder Creek has a reputation as a creative, committed, competent builder because their name is synonymous with both craftsmanship and lifestyle-focused living. Each and every design is the result of meticulous research to introduce home designs that truly fill a gap in the market. Their mission, as lofty as it may sound, is to create homes that October 14-15, 2016
The Connellys and Boulder Creek Neighborhoods team at the construction site of their new home.
make the residents’ lives better. After all, you spend a lot of time in your home. It should be a space that enhances your lifestyle rather than getting in the way of it. Linda’s description of the lowmaintenance lifestyle put it best. “I left my snow blower in Chicago,” she joked. The majority of the outdoor maintenance is taken care of on their behalf. And that’s just the beginning. Inside the home, everything is about comfort and convenience. Daily necessities, like the master
suite, living room, kitchen, and laundry room, are all on the main floor. Even the outlets on the walls are slightly higher than normal, making them easier to reach. Throughout the home, style and practicality abound. And speaking of style, Linda and Pat got to enjoy a unique perk of buying a new home. “Guess who got to pick out all the colors?” Pat teased. “That was fun!” Linda said. Both Linda and Pat enjoyed the process of selecting all the
finishing touches for their new home, from flooring and paint to fixtures and countertops. They had nothing but positive feedback about Boulder Creek’s design center and personnel. Given the number of choices before them, that speaks volumes. “They were very much on top of things,” Pat said. In fact, the Connellys have been impressed by everyone they worked with at Boulder Creek, from the sales team to the construction team at Boulder Creek. Of course, the Connellys didn’t live in a townhome back in Chicago. One can’t help but wonder if the shift to living in a townhome has any downsides. According to the couple, absolutely not. “I don’t feel like it’s a townhome,” Linda said. “It just feels big and spacious to me.” Coming from an older home, this is a change she and Pat can really feel. Not only are the bedrooms and common areas spacious, but there’s plenty of storage, as well. Even in the guest bedrooms. On top of all of that, their new home is in the beautiful Calmante
neighborhood in Superior. The community boasts hiking and biking trails, as well as over 10,000 acres of open space. Access to I-70 is close at hand, too, which makes it a near-perfect location. Plus, the community is a nice mix of people at all stages of life. After attending a recent neighborhood open house, they were once again assured that they made the right call. “These are people we want to go out with,” Pat said of their new neighbors. If you’re currently thinking about a change in lifestyle that a low-maintenance home can enable, now is the time to act. The Calmante neighborhood in Superior starts in the high $600s, and is down to the final 9 homes available. Currently, Calmante offers a beautifully finished quick move in home with a main floor master, and only just a few more remaining homes with walkout lower levels. With so few homes available, it’s difficult to say if your favorite floorplan will be around for long. For more information about Calmante, call 720.459.6262 or visit LiveCalmante.com.
WHY NOT BUY IN NIWOT?
Walk to Charming and Historic Town Center Conveniently Located between Longmont, Boulder, and I-25
Beautiful Homes
8392 Greenwood Drive ~ $1,199,000 Call for viewing and receive lunch in Niwot!
Walk To Schools
Top Rated Restaurants
New Children’s Park, Biking & Running Trails
Town Events & Summer Concerts
Pat Murphy 303-589-7025 303-652-2626 Office • www.niwotrealty.com October 14-15, 2016
Daily Camera / Times-Call – AtHomeColorado.com
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OpenHomes Quick Guide
Visit AtHomeColorado.com for a complete listing and map of open homes in the area.
City
Open Open House House Street Date Time
Price
Agent
Company
Phone
Berthoud Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Broomfield Erie Erie Erie Erie Firestone Longmont Longmont Longmont Longmont Longmont Longmont Longmont Longmont Longmont Longmont Longmont Longmont
Saturday Saturday Sunday Saturday Saturday Saturday Saturday Saturday Sunday Saturday Sunday Saturday Friday Saturday Saturday & Sunday Saturday Saturday Sunday Saturday Sunday Saturday Saturday Saturday & Sunday Sunday Saturday Saturday Sunday Sunday Saturday Sunday Sunday Sunday Saturday Sunday Sunday Sunday Saturday Daily Sunday Saturday & Sunday Saturday Sunday Saturday Saturday Saturday Saturday Saturday Saturday Sunday Saturday Saturday Saturday Sunday Saturday Sunday Daily
Thomas Pringle Jay Kalinski Marcia Cotlar Brian Sundberg John Hinkelman Ty Hart John Hampshire Wendy Daniel Susan Coleman Betzi Barrett Barry Remington Tracy Zaik John Marcotte Donna Voss Jimmy Keith Kristin Kalush Kristin Kalush Candace Newlove-Marrs Dunbar Hardy Keith McQuillen Michelle Trudgeon Sean Gilliam Kimberly Baldwin Michael Rebich Clare Gleason Karen Bernardi Karen Bernardi Joel Thompson Joel Thompson Amanda Salzman Kim Payes Terri Cox Karen Barrocas Karen Barrocas Lynn Ryan Kimberly Fels Susan Martin Roz Giannasi Pinon Joel Thompson Sally Teusch Sue Masterson Chris Carter Lisa Heather Todd Regel Tracy Zaik Katie Patterson Nancy Jessop Sandy Taylor Frank O'Mahony Suzy Williamson Kristen M. Miller Cory Dudley Cory Dudley Suzy Williamson Suzy Williamson Marlita Lazo
RE/MAX Alliance RE/MAX of Boulder, Inc. 8z Real Estate RE/MAX of Boulder, Inc. 8z Real Estate RE/MAX of Boulder, Inc. RE/MAX of Boulder, Inc. Coldwell Banker Coldwell Banker Four Star Realty WK Real Estate WK Real Estate Marcotte Real Estate Group RE/MAX of Boulder, Inc. RE/MAX of Boulder, Inc. RE/MAX Alliance on Walnut RE/MAX Alliance on Walnut RE/MAX Alliance RE/MAX Alliance on Walnut WK Real Estate Goodacre & Company RE/MAX Alliance RE/MAX of Boulder, Inc. ReMax of Boulder Metro Brokers/Clarity Realty The Bernardi Group The Bernardi Group RE/MAX Alliance RE/MAX Alliance RE/MAX Alliance on Walnut RE/MAX Alliance RE/MAX of Boulder, Inc. RE/MAX Alliance RE/MAX Alliance RE/MAX of Boulder, Inc. RE/MAX of Boulder, Inc. RE/MAX Alliance on Walnut Markel Homes: Kalmia38, Northfield Village & Northfield Commons RE/MAX Alliance
303-921-2668 303-415-2268 720-352-9755 303-931-5483 303-818-2344 303-882-7445 303-554-1898 303-818-1056 720-938-2793 303-817-2348 720-373-9297 303-859-7271 720-771-9401 303-810-8671 303-898-2795 303-809-1717 303-809-1717 303-717-0664 303-859-7922 303-589-1432 720-272-9547 970-313-6706 720-771-0193 303-478-3207 303-931-8111 303-402-6000 303-402-6000 303-877-0060 303-877-0060 303-956-4433 720-839-1038 720-323-8460 303-817-6772 303-817-6772 303-489-0309 303-888-5655 720-470-7939 303-442-0309 303-877-0060 720 841-4830 720-352-4802 303-995-5607 303-709-9637 720-352-4344 303-859-7271 720-934-1057 303-547-4460 303-746-0345 720-491-1263 720-491-9885 303-503-9823 303-641-8597 303-641-8597 720-491-9885 720-491-9885 303-522-7928 720-480-6106/ 303-817-7777 303-827-6320 303-817-8650 303-246-8246 303-604-9196 303-823-6814 303-478-3207 303 641 5428 970-412-7833 303-931-7211 303-931-7211 720-465-7005 303-596-6591
11am-1pm 11am-1pm 2pm-4pm 2pm-4pm 12pm-2pm 1pm-3pm 1pm-3pm 11am-1pm 1pm-3pm 11am-3pm 12pm-3pm 11am-1pm 12pm-2pm 12pm-2pm 1pm-4pm 1pm-3pm 2pm-4pm 1pm-3pm 12pm - 2pm 3pm-5pm 1pm-3pm 12pm-2pm 1pm-3pm 1pm-4pm 12pm-2pm 11am-1pm 11am-1pm 10am-12:30pm 10am-2pm 1pm-3pm 1pm-3pm 11am-1pm 1pm-3pm 1pm-3pm 1pm-3pm 1pm-4pm 11am-1pm 11am-5pm 1pm-4pm 12pm-3pm 1pm-3pm 12pm-2pm 3 to 5 10am-12pm 2pm-4pm 11am-1pm 12pm-3pm 1pm-3pm 12pm-2pm 11am-1pm 10am-1pm 11am-2pm 11am-2pm 2pm-4pm 11am-1pm 11am-5pm
820 Jay Pl 2850 E. College Avenue #109 4800 Osage Dr #30 5040 Ralston Street B Baseline Rd. 1-1303 1201 Balsam Avenue #203 3276 Sentinel Drive 4841 Earle Circle, 4841 Earle Circle 3815 Paseo Del Prado 1832 Spruce St. #2 1832 Spruce St. #2 1135 Crestmoor Dr 1127 Ridglea Way 1107 Mountain Pines Road 439 Canyon 439 Canyon 5050 Pierre St A 3658 Pinedale Street 4730 Kincross Court 3665 Cayman Pl 1206 Crestmoor Dr 2040 Joslyn Place 4522 13th Street Unit E 6765 Baseline Road 1300 Kingwood Place 1300 Kingwood Place 858 Marshall Rd 2310 Dennison Ln 3873 57th St 5229 Pierre St 3275 23rd Street 901 Hawthorn Ave 901 Hawthorn Ave 470 Japonica Way 2861 5th Street 2890 Stanford Ave 3092 Big Horn St 3327 Alexander Way 2209 Lupine Place 2602 Wisteria Drive 2602 Wisteria Drive 115 Mooney Pl 9759 Cascade Street 2138 Collyer Street 1601 Geneva Circle 311 Sweet Valley 2220 Sherri Mar 333 Terry St 1895 3rd Ave 641 Ken Mar Ct 536 Collyer Street 536 Collyer Street 1025 Katy Ln 1035 Neon Forest Cir 918 Half Measures Dr
$315,000 $325,000 $375,000 $399,900 $430,000 $510,000 $550,000 $550,000 $550,000 $619,000 $649,000 $649,000 $699,000 $725,000 $725,000 $750,000 $750,000 $815,000 $825,000 $829,000 $829,000 $850,000 $875,000 $875,000 $890,000 $898,500 $898,500 $899,500 $1,100,000 $1,295,000 $1,299,000 $1,350,000 $1,695,000 $1,695,000 $1,895,000 $2,215,000 $2,400,000 $1M + $749,000 $372,000 $377,000 $377,000 $650,000 $389,000 $250,000 $275,000 $365,000 $375,000 $549,000 $574,000 $594,000 $649,000 $649,000 $665,000 $714,000 $600k+
RE/MAX of Boulder, Inc. RE/MAX of Boulder, Inc. Shasta Realty Regel & Associates, LLC WK Real Estate RE/MAX Alliance on Walnut 1 real estate place Keller Williams 1st Equity Colorado RE/MAX Alliance A Perfect Location Realty Old Town Real Estate Co Old Town Real Estate Co RE/MAX Alliance RE/MAX Alliance Markel Homes: Prospect NewTown
Longmont
Thursday - Sunday
12pm-4pm
1437 Moonlight Drive
Starting in the high-$300,000's. Chris Sweeney/Stan Meade
Pedal To Properties
Louisville Louisville Louisville Louisville Lyons Niwot Niwot Platteville Superior Superior Superior Superior
Sunday Sunday Saturday & Sunday Wednesday-Monday By appointment Saturday & Sunday Sunday Saturday Saturday Saturday Saturday Saturday
12pm-2:30pm 12pm-2pm 1pm-3pm 11am-5pm 11am-5pm 1pm-3pm 1pm - 4pm 12pm-3pm 12pm-2pm 12pm-2pm 12pm-2pm 10am-2pm
2129 Dogwood Circle 721 Mead Street 2169 Wagon Way 1805 Blue Star Lane - Model Home 334 McConnell Drive 7157 Bonny Brook Ct 6308 Snowberry Lane 407 N Garden Ct 1422 Hyacinth Way 1422 Hyacinth Way 3126 Goldeneye PL 448 Jasper Way
$515,000 $569,900 $769,900 $700k's+ $500,000+ $850,000 $1,600,000 $525,000 $489,000 $489,000 $500,000 $730,000
Coldwell Banker Residential Brokerage Berkshire Hathaway HomeServices Rky Mtn Realtors Wright Kingdom Real Estate Markel Homes - North End Markel Homes REMAX of Boulder Colorado Landmark Realtors - Niwot C3 Real Estate Solutions Four Star Realty Four Star Realty TrailRidge Realty Coldwell Banker
Teresa Lomax Tom Tyrrell Christine Myers Michele Steward Marlita Lazo Michael Rebich Kamla Chopra Mary Poll Megan Reed Megan Reed Leanne Goff Todd Bloom
For Hafer 303.473.1456 or or Doreen Talarico303.684.5329 303.473.1452 Forinformation informationon onlisting listingyour youropen openhome, home,call callThais Thais Hafer 303.473.1456 Toni McNeill 14
AT HOME
Daily Camera / Times-Call – AtHomeColorado.com
October 14-15, 2016
atHome athomecolorado.com
open Homes OPEN SUNDAY 12PM-2:30PM
OPEN HOUSE SATURDAY 10AM -1PM 641 Ken Mar Ct, Longmont $594,000
2129 Dogwood Circle, Louisville $515,000
Located in old historic Longmont, this sprawling ranch home is a stone’s throw away from Sunset Park, Longmont’s oldest golf course and swimming pool. This all brick home consists of 4 Bedrooms, 2 3/4 Baths, 2 Car Garage with 3394 total square feet and sits on a large corner lot. Gourmet kitchen, hickory wood floors, walkout basement and so much more to come see. http://tours.virtuance.com/564123 or APERFECTLOCATIONREALTY.COM for more information.
Awesome updated 3 bedroom 4-Level Beauty. Move-in Ready! Held Open By: Teresa Lomax (303) 827-6320 Teresa.Lomax@coloradohomes.com
A Perfect Location Realty Kristen M. Miller 303-503-9823
Saturday & Sunday 1-3
OPEN SATURDAY 1-3 PM OPEN SUNDAY 12-2 PM
2384 Buckingham Cir, Loveland $410,000
ERIE | 2602 WISTERIA DRIVE $377,000 | 2,582 SQ FT
Awesome 2 story home w/large 3 car garage backing to A greenbelt in the Emerald Glen Subdivision. T This Jensen built home features a formal dining & living room along w/a family room that opens to the kitchen. New SS appliances & refinished hardwood floors.
Bright, open 3 bed/2 full bath ranch-style home in popular Vista Ridge. Great open floor plan with maple hardwood floors, vaulted ceilings, gas fireplace, lovely deck and easy care landscaping. Walking distance to school and park. Close to Colorado National Golf Course, dining & shopping. Directions: East on Baseline (Hwy 7), left onto Mountain View Blvd, right on Forsythia Dr., right onto Dorwood, left onto Wisteria.
Sue Masterson 720.352.4802 suemasterson@boulderco.com
Danielle Ewing 970-590-8383
Open House Saturday 12-3PM 407 N Garden Ct, Platteville 80651 $525,000
OPEN SATURDAY 1PM-3PM 2220 Sherri Mar St., Longmont Priced at $375,000
4 Beds • 4 Baths • Total Sq. Ft. 2842
Beautiful home featuring 4 bed, 4 bath, wrap-around porch, oversized 3-car heated garage and detached 1200 sq. foot shop situated on 1+ acre lot on a cul-de-sac. No HOA. MLS# 803293
Lovely multi level home featuring 2400+ square feet with 3 BRs, 3 baths, 3 car garage in NW Longmont.
Richard Payne Jr.
Mary Poll
970-412-7833 mpoll@c3-re.com
970-691-5222 richardpaynejr@c3-re.com
Sandy Taylor • Keller Williams 1st • 303-746-0345
Tues-Sat 10-6 • Sun 12-6 10323 Bluegrass St, Firestone $525,000 Fantastic gourmet kitchen w/stainless appliances, granite & h hardwoods - this is one of DR Horton’s most popular plans! Main floor bedroom and bath, plus formal living & dining room, great room, and mud room! Upstairs laundry with closet and shelves. MLS #801828 Visit the model at 10280 Bluegrass St. Kathy Beck 970-213-8475
ET
TO M
Brandi Garifi 720-291-0899
OPEN SATURDAY 1-3 PM
ARK
NEW
Directions: From Foothills & Valmont: Follow Valmont East to Kings Ridge Blvd & turn left. Kings Ridge through the circle to Sentinel & turn right. Home is on the right side of the street. Park on Sentinel.
Bob Skillman 970-631-2257
Model Home Located at 1437 Moonlight Drive, Longmont Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com
Tues-Sat 10-6 • Sun 12-6
BOULDER | 3276 SENTINEL DRIVE $550,000
5404 Neighbors Pkwy, Firestone
Beautifully maintained, 3 bed, 3 bath, 2080 sq ft townhome in Kings Ridge. Updated silestone countertops, and a gas stove in the kitchen. Oversized master bedroom suite & 2nd bedroom & 2 bath on the upper level. Finished basement feels like another 2nd suite with the 3rd bedroom & completely renovated bath.
Spacious 2-story by Dr Horton Express with an open concept floor plan featuring an incredible great room and kitchen combination. Gigantic master suite! Ample sized secondary bedrooms with nice closets! Upstairs laundry too! MLS #800698 Visit the model at 5254 Sandy Ridge.
John Hampshire 303.554.1898 Hampshire.john@gmail.com
$355,000
Kathy Beck 970-213-8475
Brandi Garifi 720-291-0899
For advertising information, please call Toni McNeill 303.684.5329 or Thais Hafer 303.473.1456 For a complete listing and map of open homes in the area visit AtHomeColorado.com October 14-15, 2016
Daily Camera / Times-Call – AtHomeColorado.com
AT HOME
15
HOME AND GARDEN
All American pumpkins BOULDER COUNTY – When I plant my garden each year, two things are guaranteed to happen: I arrogantly predict which crop is going to be a beauty that year, and Mother Nature responds by turning a different crop into the blockbuster. We’ve never seen eye to eye so it came as no surprise to me that, this year, pumpkins ran amok in the garden.
Between Cinderella’s Carriage, Sorcerer, Wee-B-Little, and Pepitas, there are pumpkins all over the place this fall. Each one has endearing attributes and, though all are orange, they serve very different purposes.
So prolific and early were the pumpkins that I had fully ripe ones before harvesting a single cucumber from the patch. The vines climbed up and over beds, roses, and sunflowers to reach the front yard. Friends touring the garden often started counting all of the orange gourds, only to stop in exhaustion because of the sheer number of fruit before them. Tall, flat, round, and itty-bitty, this is the year of the pumpkin for us. I blame All America Selections for this (all-americaselections. org/index.cfm). Between their Cinderella’s Carriage, Sorcerer, Wee-B-Little, and Pepitas, there are
CAROL O’MEARA
Colorado State University Extension, Boulder County pumpkins all over the place. Each one has endearing attributes and, though all are orange, they serve very different purposes. Cinderella’s Carriage AAS describes this as a fairy tale type pumpkin, but don’t worry – it doesn’t reach out and grab toddlers like one of the Grimm Brothers’ tales. Cinderella’s Carriage is eager to grow and shakes off trouble
Professional Home Inspections For Home Buyers and Sellers
Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.
Offering 1, 2, and 3 bedroom apartments.
418 Emery St. Longmont • (303) 772-6452 3918 Buckham Way, Longmont
Custom main floor master w/spacious floor plan. Still time to choose some high end finishes. Stunning kitchen, formal dining room, large great room w/fireplace. Private junior suite up and 2 add’l bdrms w/shared bath & 2nd laundry room up. Unfin basement. Large 3-car garage. On premium .76 ac lot in Somerset Meadows. Great schools. Easy access to Boulder & metro area.
$1,275,000
16
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www.flatironshi.com
FIND HOMES AtHomeColorado.com
1763 Montgomery Circle, Longmont
Impressive home in desirable Sundance. Spacious rooms & gorgeous finishes. Over $108K in builder options & upgrades. 4 bdrms, 4 baths, formal living & dining rooms, main floor study. Full basement & 3-car garage. Nicely landscaped w/garden & easy care yard. Large .23 acre lot. Wonderful golf course neighborhood w/private community pool!
$665,000
Daily Camera / Times-Call – AtHomeColorado.com
303.589.5752
Office 303.459.7308
PatKahler@remax.net
www.PatKahler.com October 14-15, 2016
from Powdery Mildew. The flat, round fruits are bright red and bake up sweet and nutty, perfect for fall soups, stews, or side dishes.
roasting whole.
Sorcerer If you want a big, traditional Jack O’ Lantern, Sorcerer has all the right magic. It has a deep orange color with light ribbing that give it a classic pumpkin look. These were the ones rambling along the garden and producing the show-stoppers; their size and gorgeous coloring had neighbors and friends commenting on them.
Pepitas The real winner in this year’s pumpkin patch was this gorgeous little pumpkin. With stripes and speckles of green against an orange background, this was the plant that produced and ripened fruit before the cucumbers even thought about flowering. From a cook’s perspective, Pepitas has what its larger cousins don’t: naked seeds. So if you love pumpkin seeds but not the dry hull, go naked with Pepitas.
Wee-B-Little A round, adorable little pumpkin that is the perfect miniature of its larger cousins. A 1999 introduction stays fairly compact for its ilk; only eight feet of shoulder room is needed for the vines. The tiny, eight-ounce gourds tuck nicely into cornucopias, on desks, as centerpieces, or entry table décor. As a bonus, they make an unforgettable side dish to meals when baked like winter squash. The flavor is nutty, slightly sweet. Leave them whole for culinary drama, but pierce them before
Help your pumpkin last with these tips: – Strong stems keep the pumpkin fresh, so look for those that are fully attached to the skin. – Choose firm, not mushy pumpkins. Avoid those with cuts in the skin; they’ll rot quickly. – Keep your pumpkin cool, not freezing or overly hot. Store away from direct sunlight, and bring it in if frost is predicted. Once your pumpkin is picked and safely home, keep it fresh and ready for the big night with these tips:
– Wait to carve your pumpkin until one or two days before Halloween. – Scrape out the walls to a thickness of one inch for easiest carving. – Immediately after carving, smear petroleum jelly over the interior and cut surfaces to lock moisture in. – Pumpkins wilt in three days; perk yours up by soaking it in water. Mix one teaspoon of bleach to one gallon of water to prevent
mold from growing. Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, or visit ext.colostate.edu/boulder.
FEATURED AGENT MARY ROMANO
Coldwell Banker Residential 303-588-8433 homes@maryromano.com Read Mary’s At Home profile at:
http://athomecolorado.com/mary-romano
RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties
AtHomeColorado.com/Rentals Complex Name Hover Manor Senior Apartment Residence
Address 1401 Elmhurst Drive, Longmont
Type Senior Living
Rent $905/$910 per month
Bed/Bath
Description
Other Amenities
Information
1 Bed, 1 Bath
62 years and older. Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances and cable TV included. Vouchers accepted
Furnished, pet friendly, laundry facility
303.772.9292; hovercommunity.org
To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com October 14-15, 2016
Daily Camera / Times-Call – AtHomeColorado.com
AT HOME
17
HOME FIX
pooktacular
Preparing your home for fall and winter weather
Sat
By C. Dwight Barnett Tribune News Service (TNS)
20
Enter Your Home by October 16!
Grab your kids and out ghoul your neighbors with the first annual Halloween Home Decorating Contest presented by atHome Colorado.
It’s been a hot summer, but don’t let the pleasant weather catch you off guard. It’s time to prepare your home for the fall and winter weather to come. 1. Clean the exterior glass. As the weather cools it becomes more difficult to dry the windows because cold air cannot hold as much moisture as warm air and the glass will streak. You can clean the inside any time of the year. 2. Make sure gutters and downspouts are clean and that runoff water drains at least six feet from the foundation. Water that pools next to the foundation can seep to the interior of the crawlspace or basement. 3. Inspect and recaulk, if necessary, around all exterior window and door frames. Loose
or missing caulking allows air to penetrate the wall, which increases your utility costs. A typical home with no exterior caulking allows so much air to enter that it is like having a window open all year long. 4. Use a quality silicone caulk to seal cracks in all exterior concrete pads. Driveways, walks and most patios have "control joints" or lines purposely made in the concrete to control the cracking that will eventually occur. Cracks that are open can absorb rain and snowmelt and when the water refreezes it can lift the concrete at the joint or cause the cracks to widen. 5. Inspect the crawlspace area of the home by entering the crawl. If you are unable to crawl under your home, hire a licensed professional home inspector. Check for loose or missing insulation on the perimeter walls
Now, more than ever, Make sure your agent is a Boulder Area REALTOR®
#AtHomeCOHalloweenHouse.
,
atHome Colorado Home and Real Estate
Please note: Home photos an print edition as well as shared on photo/address/city, please
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Details are available at Facebook.com/AtHomeColorado
WWW.ATHOMECOLORADO.COM
u t
d
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e ome
Boulder Area REALTORS® - Building Community for 75 Years!
Daily Camera / Times-Call – AtHomeColorado.com
October 14-15, 2016
Make sure gutters and downspouts are clean and that runoff water drains at least six feet from the foundation.
and rim joists. Make sure that all soils or gravel on the floor of the crawlspace are covered with a 6-mil or heavier plastic vapor barrier and that all seams are lapped and are sealed with tape. Check under the bathrooms and kitchen for signs of leaks or decay to the flooring. All ductwork
should be taped and sealed at all joints and seams. Remove all debris from the crawlspace and insulate and add a seal to the crawlspace door. 6. If you have a wood-burning appliance, make sure the chimney is inspected by a certified chimney sweep. A well-used chimney will
need to be cleaned and inspected at least twice a year. 7. Remove outdoor hoses. A hose left on an outdoor faucet can freeze and burst through the faucet supply pipe inside the home. You can check for a broken faucet by placing your thumb over the faucet to restrict water flow. If the flow stops, you have a broken faucet. 8. If you have a sprinkler or garden watering system, shut off the water supply and clear the lines using an air compressor blowing out one zone and then another. If you don’t have the equipment, have the system winterized by a professional. 9. Check the insulation in the attic to make sure it is sufficient. Your local building official or a home inspector can give you an estimate on the amount of insulation required in your area. Loose fill fiberglass insulation can be blown into piles by winds coming through the soffit vents, or loose fill insulations can be compressed and damaged by walking on the insulation. Workers in an attic often leave a trail where they have walked.
Evenly redistribute or add insulation where needed. Check for openings in the insulation where there are bulkheads on the interior of the home. A bulkhead is a dropped ceiling for kitchen and bathroom cabinets or over stairways. You may find the vertical walls of the bulkheads are exposed and opened to the cold attic air. 10. Change furnace filters every two to three months depending on the quality of the filter and the amount of dust in the environment where you live. A dirty filter can damage the furnace fan and increase your utility costs. Attach a "filter change" card to the furnace to record the date when the filter is changed. Note the airflow arrow on the filter and install the filter in the proper direction. C. Dwight Barnett is a certified master inspector with the American Society of Home Inspectors. Write to him with home improvement questions at C. Dwight Barnett, Evansville Courier & Press, P.O. Box 268, Evansville, Ind. 47702 or e-mail him at d.Barnett@insightbb.com.
OPEN SATURDAY & SUNDAY 1 – 4 PM
BOULDER | 1107 MOUNTAIN PINES ROAD ! " # $ %
& ' (
Wonderful contemporary Sugarloaf home with city & peak views on a beautiful meadow/semi flat site. Home was rebuilt in 2004 with updated everything: SS appliances, high speed internet/wiring for home office, hot water heat, sunny open floor plan and generous passive solar capability. 45 acres of National Forest trails about the property. School bus stops at driveway. Zoned for 2 horses. 14 minutes to Boulder. (798120)
$725,000 Directions: Boulder Canyon, right on Sugarloaf, 3.6 miles to Mtn. Pines. Go right 6 miles to driveway on left.
#) " ! * +++
October 14-15, 2016
Jimmy Keith 303.441.5621 | 303.898.2795 jimmykeith@boulderco.com Daily Camera / Times-Call – AtHomeColorado.com
AT HOME
19
HOME DECOR
10 subtle choices that instantly cheapen your home By Sophie Miura, Domaine (TNS) Creating a thoughtfully styled home takes time, and there’s nothing more frustrating than buying the finishing touch for a room only to step back and feel like something is amiss. Is it the position of the sofa? Is the coffee table too low? When you’re close to a project, these simple styling choices might not seem important, but interior design experts say a few subtle mistakes can instantly cheapen your room. Yes, even if you’ve splurged on a statement sofa or vintage artwork, something as seemingly insignificant as the size of a rug could undermine the space. Curious to know if you’re committing a faux pas? We turned to leading interior design experts to find out about the most common styling mistakes they notice when they first walk into a home. From generic hardware to dated bathroom accessories, it’s clear that small details count. Here are the top 10 subtle styling mistakes that instantly cheapen your home – and how to fix them. Ill-fitting furniture It’s rare to furnish a house from scratch, and when you accumulate items over the years, it’s easy to overlook one key element: scale. “When you get the scale wrong with furniture or even moldings, most of the time it can make you feel like something is seriously off. It can definitely cheapen a space,” says designer Bobby Berk. The fix: Before adding a new piece of furniture to your room, pay close attention to the size and height of existing decor. “Make sure you consider the scale of all of the elements in a room and how they relate to each other, from rug size to art to the scale of furniture and the circulation around it,” he says. The aim is to layer furniture of varying heights 20
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so the silhouette resembles a city skyline, with both high and low accents, to lead the eye around the room. Store-bought art “Everyone can spot cheap art, and this immediately makes a room look cheaper,” says Berk. The solution isn’t necessarily to spend big, though. Instead, he recommends using online custom-art services or searching for unexpected pieces in flea markets or vintage stores. “There are lots of cool custom art services available now, such as Minted and Leftbank Art, which allow you to affordably commission original art or have their prints framed and shipped.” The fix: If you can’t bear to part with artwork you’ve already purchased, pay attention to the frame. “One thing that can make a space look cheaper is mismatched picture frames,” says Lorna Aragon, home editor at Martha Stewart Living. Poorly positioned curtain rods Something as simple as the positioning of window treatments can make an otherwise spacious room look cramped. “It’s a very common mistake,” says Aragon. “People often hang them right above the window, which makes it look smaller.” The fix: “Hang the curtain rod about half a foot above the window frame, and place the wall brackets about 6 to 8 inches out on either end,” says Aragon. “That way, everything looks larger and more opened up, and your room is more elegant.” Cheap lighting Personalizing a rental? One of the most overlooked aspects is swapping out existing light fixtures, which designer and creative director Suzanne Donegan says can instantly transform a room. “Updating lighting fixtures can be an
inexpensive way to really help improve the overall aesthetic of any space, as well as giving a sense of sophisticated elegance and comfort,” she tells MyDomaine. The fix: Berk describes lighting as “the jewelry of interior spaces,” so it’s worth investing in. “Consider an upgrade that you can take with you if you want whenever you move,” he says, such as a plug-in sconce.
generic, overstuffed sofas. “If you’re holding on to old furniture that is the shape of marshmallow, it’s time to consider revamping your living room.” The fix: If you’re yet to purchase a sofa, Markatos says to “choose a high-quality fabric that is luxurious and durable.” If you’re trying to elevate an existing piece, layer throw cushions in one color and multiple textures for an elegant look.
Undersize rugs Interior design experts agree _ choosing the wrong-size rug can instantly cheapen a room. Why? “Placing an area rug that is too small for a seating area instantly throws the room out of scale and gives the impression that you couldn’t afford the larger, correctly sized rug,” says interior designer Marlaina Teich. Berk recommends this simple test to check if your rug is the right size: “Make sure that the rugs touch every piece of furniture so they appear appropriately scaled and make all the furniture pieces in a room relate to one another.” The fix: Thankfully, you don’t have to toss a small rug. Teich says the solution is to layer. “If the client has a rug that they love but it is too small for the space, an easy fix ... is to layer a larger rug under the smaller one. That will not only help highlight the smaller statement rug but also create the scale needed.”
Dated bathroom accessories “This is one of my biggest faux pas,” says Berk of dated accessories like lid covers and toilet rugs. “You don’t see these products sold at high-end stores for a reason. They are highly unsanitary and unsightly _ they look like bad shag rugs, which don’t belong anywhere near the toilet!” The fix: Bathroom accessories can be magnets for bacteria, so make sure you launder and update them frequently. Thankfully, they’re relatively inexpensive to swap out. Berk recommends ditching your toilet rug for “a nice rectangular rug, perhaps a flat weave. And be sure to put it in an appropriate spot in the bathroom, such as in front of the vanity at the sink or where you step out of the shower.”
Overstuffed sofas A quality sofa is one of the first things experts notice when they enter your home; it can instantly elevate the furniture around it. “Invest in a good sofa, especially if you have a family,” says interior designer Christine Markatos Lowe. “An inexpensive sofa won’t wear well and will look much older than its actual age in no time.” Berk agrees and warns against
Stock hardware If we’ve learned anything from IKEA hacks, it’s that updating hardware can instantly elevate an inexpensive cabinet or nightstand. Celebrity designer Lisa Adams of LA Closet Design says it’s an easy way to get an A-lister look without spending big. The fix: If your cabinets and dressers still have their existing stock hardware, it’s time for an upgrade. “Replace drawer and door knobs or pulls with something more decorative and of higher quality,” says Adams.
Daily Camera / Times-Call – AtHomeColorado.com
Too many accessories Carefully styled accessories can give you home character, but too many can look chaotic. “A major pet peeve for me is when a room is just over-cluttered with accessories. It instantly signals ‘cheap’ to me even when the accessories are super expensive,” says Teich. “Accessories should be grouped together to create a pleasing vignette, whether it’s on the cocktail table, buffet, or bookcase.” Takeaway: Less is more. The fix: The best approach is to start with an empty space. “Gather all the accessories together and take them out of the room,” says Teich. Then, “look at the room with fresh eyes and select the spots that accessories will make the most impact and will set the tone for the finished space.” Arrange accessories in sets of uneven numbers, clump small items on trays, and incorporate “metal or mirrored finished to create interest in your vignettes,” she says. Mismatched hangers Granted, Adams’s bestknown clients, like Tyra Banks and Brad Goreski, have luxe-looking homes thanks to their budget, but she says there is a way to elevate any closet: Change the hangers. Mismatched hangers or leftover wire pieces from the laundromat cheapen a bedroom. The fix: It’s time to toss the jumble of plastic and wire hangers. “Replace all hangers so that you have a consistent style and color,” she says. Adams also recommends choosing a different color or style of hangers for the top and bottom of the closet, to organize the space. Get the latest on home decor trends, design ideas, shopping guides and more at DomaineHome.com. October 14-15, 2016
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322 3rd Street, Frederick For Sale By Owner, asking $249,500; 2 Beds, 1 Bath-1931 Original Craftsman Home with half basement situated in the center of block on a huge 9,375 sq. ft. lot. Located less than 30 miles North of Denver in Downtown Frederick. Please call (818) 846-8029 for information, or go to Zillow.com
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40 Years of Keen
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FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, r e l i g i o n , s e x , handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.
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List your car and get ready to roll. $10, 3 lines, 30 days Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com FSBO: Exceptional 2BR Ranch, Trend area, Lngmnt, 424 Verdant Cir. 90% furnace, AC, irrigation sys, new windows, 2-C gar, shown by appt. Call 303-774-6339.
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Apartments for Rent
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6001
Apartments for Rent
5006
NOW LEASING! Visit us on line at: www.boardwalkapartments.com
303-442-0200 Call us 8am-8pm weekdays 9am-6pm weekends!
Rural Real Estate
OPEN HOUSE!! Sat, 10/15, 11am-1pm. 9325 Ogallalla Rd, Lgt 1 Acre Property. Brick, Ranch Style. 3bd/2ba. 2car Gar. Well & Irrig. Water. Great Home. Convenient Location.
2737 Mapleton, Ste. 102
5007
Mobile Home For Sale
5007
Mobile Home For Sale
2001 Sky 28 x 48. Double Wide Manufactured home for sale $69,900.00.
Located in Blue Spruce Village mobile home park in Berthoud Colorado. Park Space Rent $460.00 per month n Utilities not included No Dogs Call for Appointment
970-532-2183
5015
Lots & Tracts
35 acre mountain property at top of a hill. Great views. Quiet road. Longmont Dam Rd. Well/septic needed. Electric atprop. MLS 794411.
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Double wide 3BR 2BA Mobile Home for Sale - $69,900: Large Kitchen w/ Laundry area, Large Living room, Split Floor plan w/ Master Bed/Bath on 1 end & 2 Beds/Bath on the other. Central A/C. Very Nice Home w/ Great Features.
Blue Spruce Village Mobile Home Park Beautiful Berthoud. Park Space Rent: $450 per month, trash service incl. No Dogs. Call for Appointment
970-532-2183
5009
Mountain Real Estate
Water Rights
Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201
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For Sale By Owner: Foothills Property in
Rural Boulder County: Deer & Breath-Taking Views of Mountains, 10 Acre Building Site, Utilities at Driveway, Zoned for Horses, 10 Minutes by Paved Road to Longmont, 25 to Boulder or Estes Park, 45 to Denver,
Appraised at $325k, Reduced from $288k to $280k, Limited Offer. Consider Owner Carry. 970-344-9897 or dorispence@gmail.com
5201
Water Rights
20 Acres of Secluded & Fertile Land in Kings Canyon Ranch: 1 mile
Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201
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S of Poudre River & 26.5 miles NW of Fort Collins. $55,000. Contact Owner
5201
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6000
Homes for Rent
2BR 2BA Ground Level Condo in Central Boulder: All Appliances, W/D, Storage & Parking. No Dogs. Available Now. $1600/month.
303-517-5391.
3BR 1.5BA in Firestone: 2-Car Garage, Fenced Yard, Pets Nego.
$1200/mo + deposit. 303-833-3200.
Idyllic Mountain Retreat. Scenic location. Estes Park. Beautifully furnished. Avail. immediate move-in. 6 mth lease. $2700/mth. 303-444-4901
FIND IT. DRIVE IT. FURNISH IT. OWN IT. WORK IT. SELL IT. 22
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October 14-15, 2016
Real Estate place yoUr ad:
6000
Homes for Rent
6000
303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com
Homes for Rent
6001
Apartments for Rent
6001
Apartments for Rent
Homes for 6004 Rent Furnished Fully Furnished Master Bedroom & Private Bath in 3BR
Home in SW Loveland: Firestone 3BR 2.5 Bath
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3 Bedroom 1 Bath Homes in Longmont: 1224 Gay Street Near Downtown 119 Fairbanks Garage & Nice Yard 2150 Bowen Street Near Large Park $1595/month
Call PWP at 303-447-1502
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1BR Apt in Longmont:
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Don 303-881-1960
Scenic location. Estes Park. Beautifully furnished. Avail. immediate move-in. 6 mth lease. $2700/mth. 303-444-4901
6001
Apartments for Rent
1 & 2 BR Apt Homes Victoria Inn Apts, 2400 17th Ave. For price/availability,
Large, Sunny, Quiet Bldg. $850/mo, Heat Included. No Pets.
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Apartments & Condos: Call PMP Realty
Foothills Apartments 2BR 1BA Units in Loveland: Washer & Dryer in Unit. Starting at $1000/ month, Water, Sewer, Trash incl. No Pets. 1 Year Lease. Avail Now.
970-669-7850
PLACE YOUR AD. Call 303.466.3636 or 970-635-3650
6002
Townhomes/ Condos for Rent
Call 303-772-4667.
303-776-RENT (7368) www.pmprealty.com
2BR 1.5BA Townhome in NW Longmont:
1 BR West Longmont:
SEMI-FURN Rooms/Apts Wkly/mnthly from $125/ wk, Utils/micro/fridge incl (303) 931-7108
303-776-5416.
Excellent Condition. NP/NS. $700/mo MP Mgmt 303-530-2275
W/D Hook ups, A/C, Fenced Yard & Deck, $1100-$1200/month. No Smoking. No Pets.
Shared Kitchen, Living Room, Laundry & Fenced Yard, Deck w/ Mountain Views & Fireplace. Avail 10/1. $700 to $1000 per month, negotiable.
970-215-1717
PLACE YOUR AD. Call 303.466.3636 or 970-635-3650
for 6005 RentApts. Furnished SEMI-FURN Rooms/Apts Wkly/mnthly from $125/ wk, Utils/micro/fridge incl (303) 931-7108
6006
Twnhms./Condos for Rent Furnished
Louisville Luxury. Sunny, 4 BR ranch townhome.1950 sq ft. 2 car att grge, A/C, F/P, hdwood flrs, tall clngs, pvt ctyd, $2150/mth. N/S, N/P. 1 yr plus. 303-665-2596
6006
Twnhms./Condos for Rent Furnished
6014
NIWOT Quiet 1BR, Ground Flr, AC, FP, Storage, Remod. NP/NS, Lse, Avail Now. $975/mo. (303)499-4586 or (303) 817-2596.
Professional exercise physiologist/Pilates pract. seeks Housesitting situation or room in home near Boulder/Laf/Louis. Basement suite, room w/private bth. Entrance & access to kitch if poss. I’m quiet, respectful, N/S and value privacy. Avid reader/artist/multilingual. Ideally my cat would be welcome.Can help w/pets, chores, etc to offset rent. Early to mid-Nov. avail. Call 720-320-1946
PLACE YOUR AD. Call 303.466.3636 or 970-635-3650
6007
Duplexes
2BR at 720 S Bowen: Stove, Fridge, DW & W/D Hook ups. No Smoking. No Pets. $1100/mo + deposit.
303-776-1287 or 303-718-2437
6009
6012
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Housemates/ Roommates
Female to rent 1 or 2 bedrooms or help with house and business. 303-517-0231
Wanted to Rent
PLACE YOUR AD. Call 303.466.3636 or 970-635-3650
6016
Vacation Rentals
www.playincolorado.com
Office Space for Lease
Office for rent in shared suite. 225 sq. ft. 1st flr .$680/mth. 4860 Riverbend Road, Suite 1, Boulder. Call
720-839-4275
FIND IT. OWN IT. WORK IT. SELL IT.
303.466.3636 BoUlder/Broomfield/longmont 970.635.3650 loveland October 14-15, 2016
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BOULDER | 2183 KINCAID PLACE
BOULDER | 699 QUINCE CIRCLE
BROOMFIELD | 14987 NIGHTHAWK LANE
4 BR * 4 BA * 3990 TSF (804156) * $1,249,000
4 BR * 3 BA * 3005 TSF (804199) * $1,580,000
5 BR * 4 BA * 5253 TSF (804213) * $949,000
BOULDER | 2500 30TH STREET C-302
BOULDER | 231 PONDEROSA DRIVE
ERIE | 285 CESSNA DRIVE
Commercial Condo * 774 TSF (804243) * $278,900
3 BR * 4 BA * 4876 TSF (804366) * $1,399,000
3 BR * 5 BA * 2917 TSF (804380) * $679,900
BOULDER | 4544 S. HAMPTON CIRCLE
ERIE | 1945 WINDEMERE LANE
LITTLETON | 7175 W. BELMONT DRIVE
5 BR * 4 BA * 4192 TSF (804418) * $999,000
3 BR * 3 BA * 1826 TSF (804443) * $378,500
2 BR * 2 BA * 2598 TSF (804480) * $450,000
LONGMONT | 804 SUMMER HAWK #6102
LAFAYETTE | 109 N. IOWA AVENUE
BOULDER | 707 MAXWELL AVENUE
2 BR * 2 BA * 1196 TSF (804518) * $249,650
3 BR * 4 BA * 1915 TSF (804558) * $479,900
4 BR * 2 BA * 2803 TSF (804579) * $1,899,900
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October 14-15, 2016