At Home Colorado by Prairie Mountain Media

HARD MONEY LENDING | TOP GROWTH/STABILITY MARKETS | SWISS ARMY KNIFE OF MORTGAGE

OCTOBER 13-14, 2023

‘Jewelry on the Street’ Boulder Creek Neighborhoods Limited Edition homes under construction at Baseline in Broomfield

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COLORADO HOME & REAL ESTATE

Boulder and Fort Collins rank in Top 5 for best housing markets for growth and stability

CONTRIBUTING WRITERS Gabe Bodner Duane Duggan Tom Kalinski Sarah Huber Bill Myers TJ Porter ADVERTISING CONSULTANTS Thais Hafer Toni McNeill REAL ESTATE ADVERTISING DIRECTOR Mary Romano MANAGING EDITOR Greg Stone

gstone@prairiemountainmedia.com

Submit your news or home-related events to gstone@dailycamera.com To advertise, call 303.588.8433. A Marketing Feature of

Boulder and Fort Collins sit side-by-side as best housing markets for growth and stability.

Despite a challenging marketplace for homebuyers – think high mortgage rates, low inventory in some areas, and declining home prices TOM in some cities KALINSKI – Boulder and Fort Collins rank in the top five housing markets for growth and stability, according to the 2023 SmartAsset report. These two cities sit side-by-side in the rankings, with Boulder claiming the No. 3 position and Fort Collins at No. 4. Between 1998 and 2022, Boulder’s home prices grew more than 256% — 33rd out of the 400 metro areas. Fort Collins home prices rose 224% over the same period, in the top 20th percentile for growth. Nationwide, home prices increased an average of 154% for the 25 years, compared to an 80% cumulative inflation rate over the same period, reports SmartAsset. To determine the best and worst housing markets for growth and stability, SmartAsset compared home value data from the Federal Housing Administration for 400 metropolitan areas between 1998 and 2022. Analysts calculated cumulative increases and the frequency of significant drops in

value. Key findings of the report show Texas dominated the 20 list for the best housing markets for growth and stability – including the No. 1 ranked Austin, with home prices rising 354% over the period studied. Six Texas metros rank among the top 10 markets for growth and stability, including Austin-Round RockGeorgetown, Midland, Odessa, Dallas-Plano-Irving, San AntonioNew Braunfels and Houston-The Woodlands-Sugar Land. Western cities showed well, too, with Boulder and Fort Collins topping the western metros and Kennewick-Richland, Washington; Billings, Montana; and Cheyenne, Wyoming, hitting the top 20. In many instances, population growth accompanied home price increases, as happened for the Austin metro and Kennewick-Richland, Washington. Here are the top 10 metro areas with the best housing markets for growth and stability.

1. Austin-Round RockGeorgetown, Texas Along with the Austin area’s significant home price increase of 354%, the population nearly doubled in the last 20 years. Large tech companies Apple, Amazon and Tesla claim some responsibility for the influx of residents who support the local economy and drive housing demand.

2. Midland, Texas A West Texas metro, Midland’s home prices increased 255%, more than 91% of the metro areas studied. The economy is bolstered by oil and gas reserves, including the recent discovery of one of the largest U.S. oil reserves. 3. Boulder, Colorado While Boulder’s population hasn’t had the same spike as Austin, its economy is supported by giants like Google and IBM, a long-standing reputation as a haven for startups, and the attraction of the University of Colorado’s flagship campus. Even without population growth, Boulder ranks third-best for housing market growth and stability, with a 256% rise in home prices between 1998 and 2022. 4. Fort Collins, Colorado Located about an hour’s drive north of Denver, Fort Collins hosts a college campus, Colorado State University. Average home prices grew 224% between 1998 and 2022, which puts Fort Collins in the top 20th percentile for growth. 5. Kennewick-Richland, Washington Southeastern Washington’s Kennewick-Richland population CONTINUED – See Page 20

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HOME BUILDING

Northern Colorado Parade of Homes celebrates best in craftsmanship Photography by Timothy Seibert for At Home Colorado

the victor. Their standout entry at 2338 Falcon Drive in Fort Collins, was the people’s pick for best landscaping, bedroom, master suite, kitchen, neighborhood and overall design. Amy Moorehead, Development Expansion Professional for Comcast in the Mountain West and Northern Colorado, judged the Xfinity Smart Home Award. As technology becomes more integrated into our homes, this category grows in significance. All Parade homes featuring smart home technology were in contention, but Bridgewater Homes’ entry at 2045 Morningstar Way, Fort Collins, stood out the most. Moorehead summed it up by saying, “They got it right!” The much-anticipated Golden Key Awards, judged by 13 professionals from diverse backgrounds in the home building industry, had three cost categories this year: $699,999 and Under, $700,000 to $1 Million, and $1 Million and Above. These professionals, ranging from builders

to designers to inspectors, evaluated 22 homes entered by 15 different builders. The Golden Key award winners for 2023 are:

Food and Drinks were provided by local sponsors of the Northern Colorado Homebuilders Association.

More than 140 NoCo HBA members and industry leaders gathered to celebrate not just the award winners but the entire home building industry.

Board Chair Mike Welty, President of Homebuilding at Hartford Homes presents his message from the board.

Nathan Ewert, Regional Vice President for Community Banking at FNBO Mortgage and Parade of Homes Presenting Sponsor speaks to attendees.

Golden Key Award: Best Bedroom & Bathroom in the 699,999 and Below Category Presented to Brightland Homes.

Golden Key Award: Best Kitchen in the 700,000 to $1 Million Category Presented to Trumark Homes.

Golden Key Award: Best Bedroom & Bathroom in the 700,000 to $1 Million Category Presented to Dream Finders Homes.

Golden Key Award: Best Bedroom & Bathroom in the $1 Million and Up Category presented to NoCo Custom Homes.

FORT COLLINS, Colo. – The 2023 Northern Colorado Parade of Homes concluded with fanfare, crowning the best in home design and construction in the region. The Parade, a staple in the community presented by the Northern Colorado Home Builders Association (NoCo HBA), was held on Sept. 8-10 and Sept. 15-17. The crescendo of this year’s Parade was the Denim & Diamonds Golden Key Awards Gala held on Sept. 26 at The Mill in Windsor. More than 140 NoCo HBA members and industry leaders gathered to celebrate not just the award winners but the entire home-building industry and everyone who plays a part in shaping and supporting it. During the Parade, more than 300 attendees cast their votes for the "People’s Picks" category during the two middle weekends of September, crowning NoCO Custom Homes as

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Best Bedroom & Bathroom ($699,999 and Under): Brightland Homes, Entry #11 at 5724 Jedidiah Drive, Timnath.

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Best Kitchen ($700,000 to $1 Million): TruMark Homes, Entry #15, 1788 Barefoot Drive, Windsor

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Best Bedroom & Bathroom ($700,000 to $1 Million): Dream Finders Homes, Entry #2 at 2060 Balley Neal Drive, Fort Collins.

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Best Bedroom & Bathroom ($1 Million and Above): NoCO Custom Homes, Entry #8 at 3448 Falcon Drive, Fort Collins.

It's noteworthy that NoCO Custom Homes was honored by the People’s Picks and also topped the highest category of the Golden Key Awards, showcasing their dedication to excellence and the appreciation of the community for their work. The Parade of Homes, sponsored by FNBO Mortgage for the past three years, serves as an avenue for local builders and showrooms to display their top-tier craftsmanship, allowing the community to revel in and vote on their finest work. The Parade of Homes remains a testament to the thriving home building and design community in Northern Colorado, and with the conclusion of this year's event, it's clear that the region's standards for excellence remain higher than ever. For more information on the Northern Colorado Parade of Homes, visit nocohba.com/ paradeofhomes.

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Loveland-Berthoud Association of Realtors holds annual installation and awards ceremony Photography by Craig Vollmer for At Home Colorado

LOVELAND - The Chilson Senior Center in Loveland was abuzz on Wednesday, Sept. 20, as the LovelandBerthoud Association of

Realtors (LBAR) conducted its annual Installation and Awards Ceremony, ushering in a new board of directors. This year’s event, themed “Running into the Future,” took place amidst an air of anticipation and enthusiasm.

The 2023-2024 Board of Directors, introduced at the event, comprises Troy Zwickle, stepping in as President; Stephanie Lane, designated as President Elect; Erich Menzel, serving as Immediate Past President; Lindsay Chacon,

Tammy Fisher, Leah Ludwick, April Neuhaus, and Rob Proctor, all inaugurated as Directors; David Powell and Sarah Warnock, both assuming roles as CAR Directors; and Adrien Ruckle, joining as Affiliate Representative.

LBAR Past Presidents Meagan Griesel and Erich Menzel pass the gavel to incoming President Troy Zwickle

Incoming 2023/2024 President Troy Zwickle delivers his acceptance message

2023 Realtor® of the Year is awarded to Robert Walkowicz

The Rising Star Award was presented to Matthew Walkowicz

David Powell is presented the the 2023 Miki Roth Distinguished Service Award

Allison Baca is recognized as the 2023 Rookie of the Year.

Debra Mills is recognized as the the 2023 Affiliate of the Year

Erick Menzel is recognized for being LBAR’s 2022/2023 President

2023/2024 LBAR Board of Directors take the oath of office.

F E ST I VA L S // CO N C E R TS A R T // T H E AT E R FOOD + DRINK VIEW ALL EVENTS AT: COLORADOBOXOFFICE.COM

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2 Bedrooms, 2 Bathrooms, 1,740 Square Feet

474 Marine Street #CU2 / $1,590,000

At the base of Flagstaff, this custom crafted one of a kind house has potential to be converted to a three bedroom plus office, plans available.

BOULDER

3 Unit Tri-Plex / 7 Bedrooms, 3 Bathrooms, 2,784 Square Feet

3 Unit Tri-Plex 2019 - 2023 Goss Street / $1,699,000

Rare multi-family investment opportunity in Boulder’s centrally located GossGrove neighborhood.

720.438.9232 cangelovic@livsothebysrealty.com chrisangelovic.com

© 2023 Sotheby’s International Realty. All Rights Reserved. Sotheby’s International Realty® is a registered trademark and used with permission. Each Sotheby’s International Realty office is independently owned and operated, except those operated by Sotheby’s International Realty, Inc. All offerings are subject to errors, omissions, changes including price or withdrawal without notice. Equal Housing Opportunity.

BOULDER

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Hard money lending for real estate When you hear “hard money loans,” you might picture money changing hands in a dark alley and rough collection DUANE DUGGAN techniques when the loan comes due. However, that could not be further from the truth as hard money lending can be a very valuable and useful tool in many real estate transactions. In the “regular” real estate financing world, mortgage lenders for one- to four-unit properties usually need to follow strict guidelines and procedures set out by entities like Fannie Mae or Freddie Mac. Following those guidelines naturally takes time – and in a hot market, time can make the difference between whether an offer on a

piece of real estate is accepted or not. Hard money lenders use their own money or closely affiliated investors to lend. This enables them to make quick decisions on loan approval and funding. Hard money lenders are typically collateral-based, which means they look to the property to secure the loan. Hard money is generally only available for an investment property, and not for owner-occupied properties. Hard money is short-term financing, not your 30-year home mortgage. So why would you want to use hard money?

Real·tor noun

An expert who will search for your dream home. you one. And then volunteer in your Help neighborhood to make it better. Ask your home search app to do all that.

Acquisition In a hot market, time is of the essence and buyers often will compete with cash buyers who can close quickly. Having a pre-approval with a hard money lender can level the playing field, enabling the buyer to submit a winning contract. Renovation or fix and flip A property in need of serious renovation often will not qualify for conventional financing. Hard money is a way to get the property purchased, then structure cash draws to complete the renovation. Once the renovation is complete, the property could qualify for conventional financing or be prepared to be sold. Custom refinance Hard money lenders don’t need to fit into a certain framework or criteria. They often can structure a custom refinance to create a path to meet a particular goal. Advantages of hard money Speed of decision making typically, a decision can be made in a week or less. Hard money lenders make their own assessments and typically don’t need to wait for things such as an appraisal. Speed of funding the loan there is no long process to get funding for closing. Flexibility - the loan can be structured in a variety of ways.

Disadvantages of hard money Upfront expense – a loan fee is charged up front that is higher. Remember, you are paying for speed and flexibility. Higher interest rate – the interest rate is higher than what you would get on a 30-year mortgage. Shorter term – hard money loans seldom exceed a one-year term. Every transaction is different. As a borrower, you will discuss and agree upon all the terms of the loan, such as the down payment required, all fees, interest rates and terms. The lender will secure the loan with a deed of trust against the property to be used in the event of default. Using hard money can be a helpful strategy for buying property and building a real estate portfolio. Taking the time to research and acquire knowledge about hard money can put a very valuable financing tool at your disposal. Duane graduated with a business degree and a major in real estate from the University of Colorado in 1978. He has been a Realtor® in Boulder since that time. He joined RE/MAX of Boulder in 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail duaneduggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

REALTORS® are members of the National Association of REALTORS®

Offering 1, 2, and 3 bedroom apartments.

BOLO REALTORS Working for You! ®

418 Emery St. Longmont • (303) 772-6452

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The unparalleled value of experienced real estate agents for retirees Navigating the world of real estate can be challenging, especially for retirees looking to make a significant change in their living situation. Whether buying or selling, retirees BILL stand to gain a MYERS great deal from the services of an experienced real estate agent. From understanding the local real estate market nuances to advocating for their client’s best interests, professional realtors offer many advantages.

Real estate agents with a SRES certification The value of a Real Estate Agent with an SRES® certification cannot be overstated, mainly when catering to the unique needs of senior clients. SRES® certified agents undergo specialized training, equipping them to address the distinct challenges and decisions faced by property owners aged 50 and above. They possess indepth knowledge about key financial and legal considerations, from pension funds and reverse mortgages to potential tax implications of property sales. Furthermore, these agents are attuned to the emotional aspects of selling a long-held family home or buying a new property more conducive to retirement or senior living. While Bill has participated in many such transactions, he is actively engaged in obtaining an SRES ® Certification at this time. Those with such expertise have an understanding

of the nuances of the real estate market for seniors and offer guidance, support, and resources that align with their clientele’s life stages and aspirations. In essence, an SRES® certified agent represents a blend of real estate acumen and empathetic consulting, ensuring that property transactions for seniors are both financially sound and emotionally satisfying.

Selling a home: The seller’s perspective When retirees decide to downsize or shift to a new home, selling their existing property is often the first significant step. An excellent real estate agent, particularly a seller’s agent, brings in-depth market knowledge that can be instrumental. For instance, in a thriving local market, they can determine the best listing price, ensuring retirees get the best price for their property. Open houses, a traditional staple in the real estate industry, are handled

more efficiently and effectively with an agent’s touch. A retiree might recall the time they attended an open house where the listing agent masterfully highlighted features especially appealing to potential buyers in their age bracket, such as accessibility features and proximity to local amenities. Moreover, experienced realtors are more than just transaction facilitators. They’re emotional support pillars. Selling a home, especially one lived in for years, can evoke an emotional attachment. A good agent understands this dynamic landscape, guiding retirees through the process with sensitivity and expertise.

Buying a new home: Through the buyer’s lens For retirees searching for their next home, having a buyer’s agent by their side can be invaluable. These agents have access to a wide range of real estate websites, including multiple listing services, which provide retirees with a vast selection of home listings tailored to their needs. For example, Mr. and Mrs. Allen were first-time buyers in the retirement phase and were unsure about the entire real estate transaction process. However, with the expert guidance and support of a real estate agent, they found a great neighborhood that matched their price range and benefitted from their agent’s professional network. From home inspectors to mortgage lenders and even a real estate attorney, every step of the process was streamlined, and their agent was there to ensure that they were well-informed and equipped to make decisions that were in their best interests.

ROB PROCTOR

A worthy investment In the grand tapestry of real estate, where every thread represents a skill set, a process, or an obligation, the role of a professional real estate agent CONTINUED – See Page 20

907 44th Ave. Ct., #16 $262,5000

New Laminate flooring. New carpet. New paint. Fireplace and enclosed private patio. 2 car carport. Move in ready! Call for more information on this wonderful townhome.

Broker/Owner, GRI, SRES®, e-PRO, Realtor At Home Real Estate Company www.AtHomeRealEstateCo.com

(970) 481-2133

Experience: The heart of a great real estate agent Retirees often prefer to work with experienced real estate agents with a proven business track record. Whether it’s a tricky deal or the vast amount of paperwork, retirees find solace in knowing an experienced hand is guiding the way. For instance, Mrs. Abraham’s professional realtor advised patience, leading to a much higher offer.

NEW ON THE MARKET!!

ARE YOU THINKING SELLING OR BUYING?

CALL ME for expert advice on selling or buying, I’m with you every step of the way

Moreover, an experienced realtor can use sales data of similar properties and their deep understanding of the local area to ensure that retirees get the best deal, be it a higher or lower price, based on the home’s actual value. This is especially important for retirees on a fixed income who must be mindful of their expenses. By having a knowledgeable and trustworthy agent by their side, retirees can rest assured that they are making informed decisions that will benefit them in the long run. In conclusion, a buyer’s agent can be an invaluable resource for retirees looking to buy a new home. They provide access to a wide range of property listings and have the expertise needed to guide retirees through real estate transactions. With their support and guidance, retirees can make informed decisions to help them find their dream homes and get the best deal possible.

Real Estate

Loni L. Ferrier, REALTOR® 970-689-1192 loniferrier@comcast.net www.loniferrier.homesandland.com

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THE PATRICK DOLAN TEAM Our top team is ready to help you navigate the process! Contact us today: (303) 441-5642 • patrick-dolan.com • patrickdolanteam@gmail.com LOCK & LEAVE!

1360 WALNUT ST. #304, BOULDER 1 Bedroom • 2 Bathrooms • 1,538 SQFT • $1,295,000 Urban Living at its Finest in this Lock & Leave loft-style condo in the heart of Downtown Boulder in a secured luxury building. The spacious corner unit is light-filled with 12’ ceilings, plenty of windows, a red-brick wall, extensive custom built-in/shelving, including a computer work station, cozy gas fireplace & extremely open layout. Private bedroom with a huge floor to ceiling walk-in closet! ATTN CU STUDENTS!

INCOME POTENTIAL!

4232 MONROE DR. #B, BOULDER

1717 IRIS AVE., BOULDER

Prime Opportunity for 1st-time Home Buyers, Investors or CU STUDENTS! This newly updated townhome in Park East Square is a short walk/bus ride to CU’s Campus. The 1-car covered carport leads directly into the unit which is move-in ready with 2 large bedrooms, all new paint, carpet & LVP flooring on the main floor.

Beautifully restored & updated 1910 bungalow on an oversized lot with privacy fence ideally located in Central/ North Boulder convenient to Pearl St., 29th St, trails & public transportation. The previous owner used the finished basement as a short-term rental with separate outside entrance, 3 bedrooms, bath & kitchenette.

2 Bedrooms • 2 Bathrooms • 1,056 SQFT • $539,000

GET IN TOUCH!

(303) 441-5642

5 Bedrooms • 3 Bathrooms • 3,375 SQFT • $1,750,000

patrick-dolan.com

patrickdolanteam@gmail.com

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WANT MORE INFORMATION? Check out these homes and many more at:

tinyurl.com/BoCoFeatured

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ARCHITECTURAL GEM IN CHAUTAUQUA 517 15th St BOULDER $6,500,000, 6 Beds, 7 Baths, 6769 SqFt

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ELEGANT SOMERSET ESTATE 6504 Daylilly Ct NIWOT $2,297,000, 5 Beds, 5 Baths, 6377 SqFt Suzy Williamson 720-491-9885

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CLOSE TO CHAUTAUQUA 860 Aurora Ave BOULDER $2,190,000, 4 Beds, 4 Baths, 3763 SqFt -3 12 un S en Op

FANTASTIC FRONT RANGE VIEWS 3081 Castle Peak Ave SUPERIOR $950,000, 5 Beds, 4 Baths, 2535

RANCH UNIQUE PRIVATE ON GC LOT 756 Club Cir LOUISVILLE $978,800, 4 Beds, 3 Baths, 3319 SqFt Jamie Zimmerman 303-807-1302

ENDLESS VIEWS 7025 Goose Point Ct LONGMONT $1,475,000, 4 Beds, 3 Baths, 3272 SqFt Kevin Murray 303-818-9249

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NEIGHBORHOOD OPEN HOUSE 630 Benton Ln ERIE $875,000, 5 Beds, 5 Baths, 5976 SqFt Jim Thomas 303-543-0625

GORGEOUS TOP FLOOR CORNER UNIT 4585 13th St 1-D BOULDER $824,900, 2 Beds, 2 Baths, 1112 SqFt Mary Romano 303-588-8433

DUPLEX FOR SALE 2170 Reed Dr LAKEWOOD $750,000, 6 Beds, 2 Baths, 3584 SqFt

BEAUTIFUL, UPDATED, OPEN FLOOR PLAN 2326 Watersong Cir LONGMONT $739,900, 4 Beds, 3 Baths, 3399 SqFt

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GREAT HOME, GREAT PRICE 807 Sundance Ln ERIE $764,900, 5 Beds, 4 Baths, 3754 SqFt Mary Romano 303-588-8433

RANCH W/ DREAMY WALKOUT BASEMENT 425 Westview Ct LONGMONT $750,000, 4 Beds, 3 Baths, 3602 SqFt Kit Magley 303-775-5177

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SLICE OF HEAVEN 740 Rangeview Ct BLACK HAWK $575,000, 35 Acres

NEW PRICE 8398 Hoyt Wy ARVADA $625,000, 3 Beds, 2 Baths, 2526 SqFt Sheri Brown 720-217-2188

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IMMACULATE LANDSCAPING, MANY UPGRADES 2142 Sherri Mar St LONGMONT $539,000, 4 Beds, 3 Baths, 1615 SqFt Dan Jones 720-491-2485

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GREAT PRICE, SPECIAL RATE REDUCTION 11237 Colony Row BROOMFIELD $500,000, 2 Beds, 3 Baths, 1638 SqFt Annie Zrubek 303-589-2101

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PRIME STARTER HOME 1706 Cottonwood St BROOMFIELD $475,000, 4 Beds, 2 Baths, 1512 SqFt Lydia Creasey 720-635-8105

Downtown Boulder 303.442.3180 1911 11th St #200 Boulder, CO 80302

EXQUISUTE HOME BY PARKS & SCHOOLS 427 Thistle Pl LONGMONT $535,000, 4 Beds, 2 Baths, 1680 SqFt

LIGHT FILLED TOP FLOOR CONDO 12900 King St BROOMFIELD $465,000, 2 Beds, 3 Baths, 1177 SqFt

Downtown Longmont 303.651.3939

GREAT DAKOTA RIDGE CONDO 1001 Laramie Blvd BOULDER $410,000, 1 Bed, 1 Bath, 690 SqFt Mark Bosley 970-846--5813

Lafayette 303.497.0588

512 4th Ave #101 Longmont, CO 80501

109 N Public Rd Lafayette, CO 80026

Nederland 303.258.7070

Louisville 303.666.6500

286 N Bridge St Nederland, CO 80466

1-1 n1 Su & Sat

225 W South Boulder Rd Louisville, CO 80027

Each office independently owned and operated.

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OPEN HOUSE BOULDER 1001 Laramie Blvd., Unit A $410,000 Sat.& Sun., 11 a.m.-1 p.m. Mark Bosley RE/MAX Alliance (970) 846-5813

3816 Cloverleaf Drive $3,143,000 Sat., 11 a.m.-1 p.m.; Sun., 12-2 p.m. Jenny Oliveira Getting WK Real Estate (970) 534-1188

4585 13th St., #1-D $824,900 Sat., 11 a.m.-1 p.m. Mary Romano RE/MAX Alliance (303) 588-8433

250 Pine Tree Lane $3,599,000 Sat., 12.-2 p.m. Courtney Uyeshiro Compass (720) 315-1636

4525 13th St., #4-A $999,900 Sun., 1-3 p.m. Nick DiDomenico WK Real Estate (303) 880-6495

710 Willowbrook Road $3,750,000 Sun., 1-3 p.m. Kelly Atteridg RE/MAX of Boulder (303) 817-0138

668 Poplar Ave. $1,150,000 Sat., 11 a.m.-1 p.m. DAvid Scott Slifer Smith & Frampton Real Estate (303) 588-8358

BROOMFIELD 11237 Colony Row $500,000 Sun., 1-3 p.m. Annie Zrubek RE/MAX Alliance (303) 589-2101 1272 Clubhouse Drive $920,000 Sat., 11 a.m.-1:30 p.m. Mia Ness Colorado Landmark (720) 273-7567

4639 Cloud Court $1,175,000 Sat., 2-4 p.m.; Sun., 11 a.m.-1 p.m. Abe Moger WK Real Estate (720) 300-4590 2134 S. Walnut St., #21B $1,269,000 Sat., 11 a.m.-2 p.m. Chip Bruss RE/MAX of Boulder (303) 638-8242

15993 Swan Mountain Drive $987,500 Sat., 1-3 p.m. The Bernardi Group (303) 402-6000

2760 14th St. $1,545,000 Sat., 12-2 p.m. The Bernardi Group The Bernardi Group (303) 402-6000

ERIE 807 Sundance Lane $764,900 Sun., 12-3 p.m. Mary Romano RE/MAX Alliance (303) 588-8433

901 Pearl St., #302 $2,325,000 Sat., 10 a.m.-1 p.m. Andrea Meneghel Slifer Smith + Frampton (970) 389-7405

630 Benton Lane $875,000 Sun., 1-3 p.m. Jim Thomas RE/MAX Alliance (303) 543-0625

802 Carbonate Lane $974,900 Sun., 12-3 p.m. Jonathan Pierotti Kentwood Real Estate (720) 261-0963 ESTES PARK 1800 Gray Hawk Court $599,000 Sun., 1-3 p.m. Dennis Culver WK Real Estate (303) 618-3366 FREDERICK 7725 Primrose Grn 165 $260,000 Sat., 2-4 p.m. Katie Kuosman WK Real Estate (720) 937-8076 GREELEY 4672 W. 20th St. Rd. 2011 $365,000 Sun., 12-2 p.m. Kit Magley RE/MAX Alliance - Fort Collins (303) 775-5177 GUNBARREL 5025 Coventry Ct. $985,000 Sun., 1-4 p.m. Patrick Dolan RE/MAX of Boulder (303) 441-5642 5236 Pinehurst Drive $1,797,500 Sun., 1-4 p.m. Patrick Dolan RE/MAX of Boulder (303) 441-5642 LAFAYETTE 300 Lucerne Drive $655,000 Sun., 1-3 p.m. Mary Kathryn Wood WK Real Estate (303) 859-2766 943 Sage Court, Unit A1 $749,000 Sun., 11:30 a.m.-1 p.m.

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QUICK GUIDE Andrew Muller RE/MAX of Boulder (303) 434-6633 316 Jasper Peak Court $749,900 Sat., 2-4 p.m.; Sun., 1-3 p.m. Cynthia Hogarth WK Real Estate (303) 579-4884 9741 Isabelle Road $1,950,000 Sat., 11 a.m.-2 p.m. Jeff Erickson LIV Sotheby’s International Realty (303) 589-2741 LONGMONT 315 Western Sky Circle $750,000 Sun., 1-3 p.m. Judy Pitt WK Real Estate (303) 541-1937 425 Westview Court $750,000 Sat., 10 a.m.-12 p.m. Kit Magley RE/MAX Alliance (303) 775-5177 1077 Purdue Drive $965,000 Sat., 11 a.m.-1 p.m. The Bernardi Group The Bernardi Group (303) 402-6000 13053 E. County Line Road $1,250,000 Sat. & Sun., 1-3 p.m. Jim Green WK Real Estate (303) 775-2553 7025 Goose Point Court $1,475,000 Sat., 12-2 p.m. Kevin Murray RE/MAX Alliance (303) 818-9249

3171 Nelson Road $2,749,000 Sat., 12-3 p.m. Beth Zorgdrager Live West Realty (720) 935-4655 LOUISVILLE 823 Spyglass Circle $975,000 Sat. & Sun., 11 a.m.-1 p.m. April Porterfield RE/MAX Elevate (910) 200-7444 756 Club Circle $978,800 Sat. & Sun., 1-4 p.m. Jamie Zimmerman RE/MAX Alliance (303) 807-1302 770 Owl Court $998,000 Sun., 1:30-3 p.m. Andrew Muller RE/MAX of Boulder (303) 434-6633 735 Treece St. $1,275,000 Sat. & Sun., 11 a.m.-2 p.m. Mike Harris WK Real Estate (303) 501-3621 SUPERIOR 1311 S. Idalia Court $739,900 Sun., 12-2 p.m. Cassie Remington WK Real Estate (303) 253-4916 2804 Quartz Way $950,000 Sat., & Sun., 12-3 p.m. Lisa Rice WK Real Estate (503) 336-0778 1285 Eldorado Drive $955,000 Sun., 12-2 p.m. Barry Remington WK Real Estate (720) 373-9297

To view all open houses or to list your home listing, visit openhomes.athomecolorado.com

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COVERPROFILE

Top Left: Baseline entrance. (Photo: Timothy Seibert). Top Right: Artist Representative Limited Edition Streetscape. Bottom Left: Limited Edition model homes under construction at Parkside West in Baseline. Bottom Right: Lower-Maintenance Lifestyle. (Photos: Boulder Creek Neighborhoods).

‘Jewelry on the Street’

Boulder Creek Neighborhoods Limited Edition homes under construction at Baseline By Sarah Huber At Home Colorado

designs and the sustainable community ethos.

he lifestyle builder Boulder Creek Neighborhoods is stepping into the world of contemporary, modern living with their latest Limited Edition lower-maintenance home designs, available exclusively for Baseline, a master-planned community now under development in Broomfield. “Baseline is a different type of neighborhood it’s a forward-looking progressive community,” said Boulder Creek Architect and Design Principal Mitch Traeger. “They want people to live lives fully and that goes right in line with what we do.” Boulder Creek Neighborhoods’

Urban-meets-city living Baseline will link city and nature with more than 9,000 residencies, regional and pocket parks, a comprehensive trail system, more than 170 acres of open land, a K-12 school and a dining, business and retail district anchored by a pedestrian plaza. Even more, the Butterfly Pavilion, currently based in Westminster and the world’s only stand-alone accredited facility dedicated to invertebrates, is slated to relocate to Baseline. “Our architects were inspired by the nature-friendly Baseline vibe,” said Boulder Creek chief revenue officer Jessica Champlin. The

Mitch Traeger - Design Principle at Boulder Creek Neighborhoods®

two model homes at Baseline are under construction now, with a Grand Opening planned for early next year. Interest in these one-ofa-kind, lower-maintenance homes is high, thanks to their innovative

collection showcases modern designs that “flow seamlessly from the streetscape and reflect the priorities of the Baseline community,” said Traeger. He added, “The architecture becomes the jewelry on the street.”

Nature-inspired designs for ultimate urban living Traeger took his cue for Boulder Creek’s Baseline homes from the main pedestrian plaza, where homeowners can step from nature to retail to home. His majestic floorplans, all three stories, “create homes where the party flows off the streetscape,” he said. “That gives you a strong sense of community. You are interacting more with your neighbors, with the environment.” For Traeger, the Baseline

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collection is intended to be “contemporary, dynamic and vibrant,” he continued. “The homes have been designed to be grand and gracious from every angle.” Thus, in one of his designs, a magnificent two-story entrance with an outdoor fireplace and a stunning bank of windows welcomes homeowners. In a second-floor plan, three large outdoor spaces are tucked onto the side of the home, ensuring privacy while also pouring natural light into each level. In still another plan, the front porch features a privacy screen and plenty of room for potted plants, dining and lounge chairs. Trager said, “The goal has been to make these designs as flexible as they can be.” Boulder Creek’s Baseline floorplans offer three floors of true living spaces. The ground level of each floorplan features both a three-car garage and outdoor living spaces, in addition to a rec room and personalized selections such as an extra bedroom, pocket office, library or crafting studio. “These are the spaces where I envision the kids hanging out, it’s a perfect spot for some privacy,” he said. On the second floor or “main” level, the focus is on functional spaces that stretch from the front of the home to the back. Towering windows make the most of natural light, while entertainer’s kitchen options showcase a six-burner gas cooktop, a built-in double oven, a second dishwasher, prep stations and a butler’s pantry. The generously sized kitchen islands are “perfect

Limited Edition model homes under construction at Parkside West in Baseline. (Photo: Boulder Creek Neighborhoods).

for whatever the homeowners want to do – homework, entertaining or serious baking,” Traeger said. The energy of the main floor radiates from a commanding stairwell or fireplace, depending on the floorplan, and natural light will play beautifully off of the high-end finishes. The intuitive space presents endless opportunities: “You could even forego the couch and put a pool table in here if that’s your thing,” said Traeger with a laugh. On the top level, a third covered porch off either the primary suite or on the side of the home provides a relaxing retreat above the hustle and bustle of daily life. In the primary suite, overstuffed chairs can ring the fireplace for maximum coziness. The highlight of the primary suite may be in the bathroom, where a

glass-wrapped shower room with a soaking bathtub offers a daily spa experience. A fourth or fifth bedroom, or loft and flex spaces, keep the home eminently useable for each age and stage of life. Flexibility extends even to Baseline’s garages. Trager noted, “Another thing we think will be exciting for Colorado buyers is that we have a two-car garage with a one-car garage next to it. So you can park two cars here, and you have a whole bay left over for your bikes, your kayaks, your skis, all that good gear that we get in Colorado.”

Boulder Creek plus Baseline equals maximum efficiency “Boulder Creek homes are always very intentional and focused on living well, and these homes stay

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true to our mission,” Traeger said. Ultra-efficient and crafted with durable materials, Boulder Creek homes are inherently lowermaintenance, and solar panels top every home. He said, “The goal is to not make your house or your yard demand all your time but to free up your time so you can truly live life.” Finally, Boulder Creek’s longstanding dedication to energy efficiency means the award-winning builder is a great fit at Baseline, where construction must adhere to vigorous sustainability guidelines. Alternative energy, LED lighting, drip irrigation and differentiated planting to conserve water are woven into Baseline’s community values. Alongside the trail system, regional park and dozens of pocket parks, Baseline will also feature an amphitheater, sports fields and playgrounds. “This is an ideal place to thrive in every sense of the word,” said Jessica Champlin, Boulder Creek Neighborhood’s chief revenue officer. Boulder Creek’s Limited Edition layouts will offer 2,900 to 3,300 square feet, with 3 to 5 bedrooms and 3-car garage spaces.

Learn more about the Baseline Community Visit DwellBaseline.com to learn more, and join the interest list for invitations to exclusive informational events and updates on pricing and availability.

Artist Representative Limited Edition Streetscape. (Image courtesy: Boulder Creek Neighborhoods).

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MORTGAGE

How to increase your mortgage preapproval amount Can my mortgage preapproval amount be increased? It’s possible that your preapproval amount is too low and won’t fit your needs or work for the market you’re looking to purchase in. Fortunately, you might be able to increase your mortgage preapproval amount in certain circumstances. However, you’ll need to demonstrate to the lender you can afford a more expensive mortgage. How to get preapproved for a higher loan amount Your preapproval will come with some basic details, including the amount that the lender expects you to be able to borrow. It will include details about the loan, including: The best way to get preapproved for a large mortgage amount is to have strong credit, little or no debt and high, steady income. People with lower credit scores, limited or uneven income or high debt levels will see lower preapproval amounts. (Photo: Dreamstime/TNS).

By TJ Porter Bankrate.com (TNS)

he first step to buy a home is to get a mortgage lender’s preapproval for a loan. A preapproval is a written agreement that a lender is likely to finance your mortgage and shows sellers that you’re serious about buying a house. It also provides important information about how much money you can borrow, helping you estimate your monthly mortgage payment and providing a rough sense of how much home you can afford. If, in the course of your house hunting, you feel you need more money, you might be able to increase your mortgage approval sum. Here’s how to do it.

What is mortgage preapproval? Mortgage preapproval is assurance from a lender that you’re likely to qualify for a mortgage. You can get preapproved by more than one lender. The process involves submitting a basic application with some details about your financial situation: assets, income and debts. The lender uses that information to write a document saying whether you’re

preapproved for a loan, and if so, how much you’d be able to borrow. Preapproval does not guarantee that you’ll get a loan or a loan of a particular size if you formally apply. Still, it conveys that you are most likely creditworthy and have the funds to buy a home. Often, sellers demand proof of preapproval before they’ll entertain a buyer’s offer.

How is the mortgage preapproval amount determined? Each lender has specific guidelines for determining preapproval amounts, and the amount also depends on the type of mortgage you’re seeking. That said, the lender will evaluate your credit score, income, debt load, assets and other components of your financial profile to calculate how much you’re potentially eligible to borrow. This amount is an estimate of how much house the lender believes you can afford based on the projected monthly payments. The lender will also want to appraise the property you’re mortgaging, to make sure it is of sufficient value to back the debt, and take other steps to make sure the loan isn’t a high risk.

• • • • • •

Purchase price Loan amount Loan type Type of home Loan term Down payment

Usually, the preapproval shows the maximum purchase price/loan amount the lender will preapprove you for, and comes with an expiration date. If you try to make an offer on a home for an amount higher than you’re preapproved for, sellers are likely to ignore the offer because you won’t get approved for the loan. To get a higher mortgage loan amount, there are a few things you can do:

Improve your credit score Your credit score plays a big role in your ability to get any type of loan. For a loan as large as a mortgage, having strong credit is essential. The higher your credit score, the lower the interest rate of your mortgage will be. That will reduce the loan’s monthly payment. Because one of the key factors limiting your total loan amount is the affordability of its monthly payment, qualifying for a lower rate can help you secure a slightly larger loan — emphasis on the “slightly.” “Having a higher credit score may allow you to qualify for a higher mortgage [amount], but only to a certain extent,” says Matt Hackett,

operations manager at Equity Now, a New York-based mortgage lender. Still, every little bit helps — that extra $10,000 or $20,000 just might make the difference if you get caught in a bidding war. To boost your credit score, be sure to make all your payments on time, and don’t max out the credit you have or apply for more credit while you’re trying to get the mortgage.

Show more income Your income also impacts how much you can borrow. The more you make every month, the more money you’ll have available to put toward a loan. The good news is that you don’t necessarily have to get a much higher-paying job or snag a raise. In addition to salary or wages, you might be able to use other sources of reliable income to qualify, such as: • • • •

•

Interest or dividends from investments Income from rental property Alimony or child support Money earned from a parttime job or side business (provided you’ve earned the income for at least the past two years) Income from a pension, retirement account or Social Security benefits

Realtor Denise Supplee, for example – co-founder of Spark Rental, a Pennsylvania-based website for rental property investors – needed more income to refinance, and thought of her live-in mother. “Originally, my mother was not on the loan, nor did we have her pay any of the expenses,” says Supplee. “However, in the refinancing, I asked our loan officer if we could use her Social Security income to get the job done.” It worked.

Pay off other debt When you apply for a mortgage, the lender looks at your debt-to-income (DTI) ratio, which is the percentage of your monthly earnings you’re shelling out to cover your minimum regular obligations. Generally, a DTI ratio of 36% or less is considered ideal and can help you qualify for a larger loan. Several lenders are comfortable with even higher DTIs.

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Discoveryourdreammountain homeon40acresborderingNationalForestin Quil anGulch!This stunningpostandbeamhousefeatures abrightopenfloorplan,amagnificentgreatroomwithaslatedouble-sidedfireplace,andaspaciouskitchenwithwormymaple cabinetry. Theprimarysuiteincludesafireplaceandafour-piecebath,while thesecondflooroffersaguestbedroom,loftstudy,andfull bathroom. Thewalkoutbasementis fil edwithnaturallightandhousesamedia roomandthirdbedroom.Enjoyhickoryandtile floors,anoversized 2-cargarage,anda2-stall outbuildingwithconcretefloorsanda10’x18’insulateddoor. Just10minutesfromPinewoodReservoir and35 minutestoDowntownLoveland,this propertyoffersbreathtakingviews,recreationalopportunitiesandabundantwildlife!

$50,000 • MLS# 988282 Come take a look at this 1.6~ acre residential lot in the Town of Nunn with no HOA. Level and spacious lot with alley for easy access. Perfect opportunity to purchase now and hold as an investment.

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Increase your mortgage preapproval amount (continued) Paying off a credit card or installment loan can make a huge difference in this figure, says Jennifer Beeston, senior vice president of mortgage lending at Guaranteed Rate in San Francisco, California. “Often, I will see on someone’s credit a debt with a $2,000 balance and $300 monthly payment,” Beeston says. “Paying that off is a quick and easy way to increase how much you qualify for.” Reducing credit card balances with a balance-transfer card (that has a lower APR or an zero-interest period), refinancing an auto loan to lower the payment or consolidating debt into an installment loan could also help. Increasing your income is another way to reduce your DTI ratio, but paying off loans is just as, if not more, effective.

Put at least 20% down You can effectively increase your loan’s value by avoiding extra surcharges on it. While some fees are inescapable, there are some costs you can duck. Private mortgage insurance (PMI) is one such cost. Typically, borrowers making less than a 20% down payment must pay PMI each month. This insurance protects the lender if you stop making payments but you pay the premiums. The average range for PMI premium rates is 0.58-1.86% of your loan principal, according to the Urban Institute, though some lenders, such as Chase, place it as high as 2.25%. Imagine you get pre-approved for a $300,000 loan with a 6% interest rate and 30-year term. Your monthly payment before escrow would be $1,800. If you pay $200 per month in PMI, that makes your total monthly payment $2,000. If you have a big enough monthly payment to avoid the $200 per month PMI payment, you might be able to qualify for a larger loan. A $335,000 loan at 6% has a $2,000 per month payment, meaning avoiding PMI could boost your preapproval amount by as much as 10% in this scenario. Using extra cash to buy down your interest rate could lower your monthly payment further, improving your maximum loan amount. “Not only will you qualify for a higher loan amount, but you

will save thousands of dollars over time, too,” says Casey Fleming, a mortgage advisor and author of “The Loan Guide: How to Get the Best Possible Mortgage.”

Explore different loan types Mortgages tend to come in two types, fixed-rate and adjustable-rate (ARMs). Fixed-rate loans have a set interest rate that does not change. This offers predictability throughout the life of the loan. With an ARM, the rate — and monthly payment — of the loan changes over time. That means less predictability. However, ARMs tend to have lower initial rates than fixed-rate mortgages. That lower starting interest rate on ARMs can help you qualify for a slightly larger mortgage by reducing the monthly payment. ARMs come in several varieties, described as a 7/1 ARM, 5/1 ARM, 10/1 ARM, and so on. The first number is the number of years with the fixed rate. The second is the interval, after the initial period, at which the rate will fluctuate, with “1” meaning annually. Keep in mind that your loan’s rate and payment will likely rise after the initial period, so you’ll need to find a way to afford those higher payments. If you feel comfortable with the rate risk of an ARM, or if you plan to sell your home or refinance your mortgage before the fixed period ends, this option could help you get a lower interest rate and a bigger mortgage. Also consider loan programs outside those of commercial lenders, such as FHA loans, which are insured by the Federal Housing Administration, and VA loans, which are guaranteed by the U.S. Department of Veterans Affairs. These options have more flexible guidelines that could allow you to borrow more. Add a co-borrower Adding a co-borrower to your mortgage, especially if that individual has strong credit and a steady income, might help convince a lender to increase your mortgage preapproval amount. The coborrower’s income, coupled with your own, increases the total income the lender can use to qualify you for

a loan. For example, if you make $50,000 per year, there’s a limit to the amount you can pay toward a mortgage each month, and therefore a limit to how much a lender will approve you for. Adding a coborrower who also makes $50,000 per year increases that ceiling: Now you’re an applicant with $100,000 in income, so because you can show more income for a mortgage, you can better afford a larger loan. Keep in mind that a co-borrower brings their liabilities as well as their assets to the table, though. If the co-borrower has a lot of debt or bad credit, adding them to the application could hurt, rather than help, your chances.

Build cash reserves While you won’t necessarily need cash reserves to qualify for a mortgage, having additional assets in the bank or elsewhere can help you qualify for a bigger loan. Showing that you’re financially responsible and have the savings to cover unexpected expenses or deal with financial issues makes the lender feel like you’re less of a risk. That could help make the lender more comfortable with approving a larger loan. Get more than one quote It’s always a good idea to get multiple rate quotes and loan offers — in fact, studies show comparisonshopping pays off over the course of a loan. There’s another benefit, too, however: If you get multiple preapprovals, you’ll get multiple offers with potentially different amounts. If you really need a big mortgage, like a jumbo loan, you can go with the lender that offers the largest preapproved amount, even if the other aspects of the loan aren’t perfect. With more than one offer, you also have the leverage to go back to a lender and see if they’ll increase the amount they’re willing to lend. You can also try to negotiate better rates and fees, helping you save money. How much will I be preapproved for? There’s no simple formula for determining how much you

get preapproved for. Mortgage underwriters look at dozens, if not hundreds, of data points about you to determine whether to offer preapproval and how large a loan to preapprove you for. The best way to get preapproved for a large amount is to have strong credit, little or no debt and high, steady income. People with lower credit scores, limited or uneven income or high debt levels will see lower preapproval amounts.

Next steps Getting preapproved is just the beginning of the homebuying process. Once you’ve found a home you like and submitted an offer that gets accepted, it’s time to move on to an official mortgage application. Have all of your documents, such as pay stubs and bank statements ready, and be ready to work with your lender to provide all of the information it needs to complete the underwriting process. FAQ about increasing preapproval amount • Can I appeal or request a review of my preapproval amount? Yes, it is possible to request the lender to take a second look at your preapproval amount. Be sure to assess your budget to confirm you can truly afford a higher loan amount before contacting the lender. If you don’t have much luck, consider getting preapproved with another lender to see if they’ll offer a higher preapproval amount. • Can I appeal a lower appraisal to increase my preapproval amount? If your home appraisal comes in low, it could negatively impact your preapproval amount. You can dispute the appraisal, but there are no guarantees the final outcome will be in your favor. • Should I consult with a mortgage professional to explore options for increasing my preapproval amount? It’s worth working with a mortgage professional if you aren’t sure which actions are best to increase your preapproval amount. They can provide you with detailed guidance based on your unique financial situation.

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Rural Property Specialists

5818 Co Rd 22 Lots 4 & 5 Call for pricing Neighboring 5.5-acre lots for sale in rapidly developing part of Firestone.

2231 County Rd 42 $2,100,000 27 acres with 3-bedroom 5,400 sq ft residence, large shop, RV hookups, irrigated hay fields and over 1,000 ft of Little Thompson River flowing through. Very private, but just a 5-minute drive from Berthoud.

985 Ski Rd $965,000 Idyllic mountain living on 2.2 acres located off Ski Rd, Allenspark.

F or

nt Re

621 1st Ave $6,000/month 4-bedroom (1 non-conforming) executive home with 4.5 bathrooms in desirable Lyons.

5445 Wild Ln $3,100,000 Fabulous family compound bordering Devil’s Backbone on 22 acres. 1905 estate home of 6,500 sq ft plus additional residences and outbuildings.

13753 N 115th St $1,950,000 102 acres of irrigated farmland including a 12-acre reservoir with hunting and surface rights, a 50 acre pivot and farmhouse of 1,300 sq ft.

5991 Nelson Rd $1,975,000 35 acres in rural Boulder County. Building Lot Determination in hand.

303.444.3177 klrealty.net team@klrealty.net

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RETIRE RIGHT

The Swiss Army Knife of mortgage Did you know there are thousands of mortgage products in the United States? Maybe you have only ever heard of a 30 or GABE BODNER 15-year fixedrate mortgage or a HELOC (Home Equity Line of Credit). Or maybe you had an ARM (adjustable-rate mortgage) in the past. However, there are thousands of unique loan programs that each serve a very specific purpose. There are programs designed for first-time home buyers while other programs are designed for construction or rehabbing a home, and others are designed for doctors, business owners or rental properties, and so on. What I find fascinating is that each of these loan programs is unique and each program is designed to serve one single purpose or one single type of client. What I love about the Home Equity Conversion Mortgage (HECM) is that the ways to utilize the program are endless and it can be used by virtually anyone age 62 and over with a significant amount of equity in their home. This is why I call a

HECM, the Swiss Army Knife of mortgage products. Let me give you a few examples of how some of our clients have recently used their HECM: To pay off a mortgage: The most common goal for clients using an HECM is to pay off their mortgage so they can eliminate making any more payments of principal and interest.* To consolidate debt: Medical expenses and credit card debt can add up and they require large monthly payments. Using a HECM to pay off debt can greatly improve cash flow. Home improvement: Use your equity to help improve your home and your home’s value. This can be for deferred maintenance, remodeling, handicap accessibility, or just normal upkeep. To cover property taxes and home insurance: Property taxes and home insurance costs have

skyrocketed recently! Allow your home equity to cover the costs of annual taxes and insurance.* To purchase a vacation home: If you have dreams of spending part of the year somewhere else, why not use your home equity to purchase a vacation home and diversify your real estate portfolio? Right-sizing (purchase a new primary residence): Use your equity as a bridge to purchase a new primary residence and avoid making monthly payments of principal and interest.* To cover the cost of assisted living for an ailing spouse: Instead of selling your home to help cover the cost of medical care, use your equity to cover additional medical or living expenses.* To travel more: Are there still places you want to travel to and people you want to visit? Use some of your equity to enjoy your go-go years! Gifting to family members: You do not need to wait until you die to give your kids or grandkids an inheritance. You can give some of your wealth away today while you are alive, and you can watch them enjoy your gift. Gifting to charity/ non-profit organizations: Give a gift to charity while you are alive so

you can see the benefits of your gift. Charities need our help today, why wait if you do not need to? Create a growing line of credit (LOC) for future unplanned expenses: Life is unpredictable. Be prepared for the future and create an LOC today so you have access to money when you need it. Purchase a rental property: Use your equity to buy a rental property to create passive income through an investment property and further diversify your real estate portfolio. This is by no means a complete list of ways to utilize a reverse mortgage. However, I hope these examples help you to better understand the endless possibilities of how a HECM can help you. *You must continue to occupy your home as your primary residence and continue to pay your property taxes, homeowner’s insurance (and HOA dues if applicable) and maintain your home. Gabe Bodner is a retirement mortgage planner and licensed mortgage originator in Colorado. Gabe utilizes the latest research from the top researchers to assist his clients in living for today and planning for tomorrow. To reach Gabe, call 720.600.4870, e-mail gabe@bodnerteam.com

Top housing markets for growth and stability (continued)

Real estate agents for retirees (continued)

grew approximately 40% over the 25 years studied, increasing home prices by 211%. The remaining cities and their corresponding home price increase are: 6. Rapid City, South Dakota – 208% 7. Odessa, Texas – 226% 8. Dallas-Plano-Irving, Texas – 213% 9. San Antonio-New Braunfels, Texas – 204% 10. Houston-The Woodlands-

is undeniably pivotal. For retirees, this couldn’t be truer. As they look to embark on the next chapter of their lives, having a seasoned guide can make all the difference. Whether facilitating open houses, using their communication skills to bridge gaps, or leveraging social media sites for maximum property exposure, the right agent can transform the complex real estate maze into a smooth journey. So, for retirees contemplating a move, investing time in a free intro session

Sugar Land, Texas – 203% home price increase Read the full report at: smartasset.com/data-studies/besthousing-markets-for-growth-andstability-2023 Tom Kalinski is the broker/owner of RE/MAX of Boulder. He has a 40-year background in commercial and residential real estate. For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

with potential real estate professionals might be the best way to begin their next home search journey. Bill Myers is a Colorado native living in Berthoud, who has been a successful real estate agent for more than 45 years as a seller-buyer agent and consultant. You can contact Bill at 970.599.0011 or learn more through his website at billmyersrealtor.com/ blog.

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Wendy Conder

Let’s discuss your real estate goals today!

FEATURED AGENT PATRICK DOLAN RE/MAX of Boulder 303-441-5642 patrickdolanteam@gmail.com

An Experienced Real Estate Agent You Can Trust When it’s Time to Buy or Sell Your Home.

WENDY CONDER

Read Patrick’s At Home profile at:

303-775-0108 • wendy@wendyconder.com

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295 Mohawk Drive

Lovely corner lot location in Table Mesa! This 3 BD, 2 BA, bi-level home has a brand new roof, main level bedrooms, spacious kitchen & dining room, and an oversized 2-car garage. Huge semi-private backyard! Walk to nearby Schools, Viele Lake, Boulder Rec Center, & Table Mesa Center.

Outstanding 2,376 sqft ranch with 4 BD, 3 BA and a finished basement in the coveted Table Mesa neighborhood. Move-in ready! Freshly painted interior, hardwood floors, oversized 1-car garage. Walk to nearby Table Mesa Center, Viele Lake, Boulder Rec Center, & more.

Spacious mid-mod tri-level home in Frasier Meadows with 2,430 sqft, 4 BD, 3 BA located on over 1/4 acre! Vaulted ceilings, large rooms, and great outdoor living areas.

$1,150,000

$1,127,500

$1,000,000

T AC TR ON C R DE UN

DE UN

3735 Martin Drive

906 McIntire Street Immaculate & updated 4 BD, 3 BA, 2-story home in the Park East neighborhood. Cozy front porch, large living areas, updated kitchen, main level family room opens to large deck and private backyard, all bedrooms are upstairs.

$1,000,000

T AC TR ON C R

Updated 1,372 sqft ranch with 4 BD and 2.5 BA in Martin Acres! Garage converted to primary suite. Across from Creekside Elem! Near Boulder trails with access to Table Mesa Center & all of Boulder!

3751 Davidson Place

Tri-level w/ bsmt in Martin Acres! This home features 3 BDs on the upper level, 1 non-conforming BD in the bsmt, 2 full BA, 2,001 sqft. Open main level w/ sunroom addition, hardwood floors, 1 car garage.

$815,000

Steve Altermatt, CRS 303-441-5669

$785,000

www.SteveAltermatt.com • steve@stevealtermatt.com

OCTOBER 13-14, 2023

ATHOMECOLORADO.COM

| AT HOME

4639 Cloud Court Boulder 3816 Cloverleaf Drive Boulder 7725 Primrose Green #165 Frederick Open Sat.2-4pm & Sun.11am-1pm $1,175,000 Open Sat.11am-1pm &Sun.12-2pm $3,143,000 Open Sat. 2-4pm $260,000 Beautiful in coveted Orchard Creek! Paradise in the city! Private with Views!! Charming ranch home in Prairie Greens! www.4639.wkre.com www.3816.wkre.com www.7725.wkre.com Jenny Oliveira Getting: 970-534-1188 Jenny Oliveira Getting: 970-534-1188 Janet Borchert: 303-263-3215

316 Jasper Peak Court Lafayette 1913 Sumner Street Longmont 13053 East County Line Road Longmont Open Sat. 2-4pm & Sun 1-3pm $749,900 Open Sat. 11am-1pm $469,900 Open Sat. & Sun. 1-3pm $1,250,000 Hard to find! Charming farmhouse on 30 acres. Beautifully updated ranch style townhome. Updated 3bd ranch near Garden Acres Park. www.13053.wkre.com www.316.wkre.com www.1913.wkre.com Jim Green: 303-775-2553 Cynthia Hogarth: 303-579-4884 Kelly Myers: 720-340-9936

735 Treece Street Open Sat. & Sun. 11am-2pm Amazing opportunity ! www.735.wkre.com Mike Harris: 303-501-3621

Louisville $1,275,000

207 Sunrise Lane Boulder 1320 Snowberry Lane #102 Louisville New Listing! $1,199,000 New Listing! $599,999 Updated mt. retreat with spectacular views. Modern and Move in Ready in Louisville! www.207.wkre.com www.1320.wkre.com Nick DiDomenico: 303-880-6495 Jenny Oliveira Getting: 970-534-1188

BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com

AT HOME |

OCTOBER 13-14, 2023

ATHOMECOLORADO.COM

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54 52 56

COLORADO

WWW.ATHOMECOLORADO.COM

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38 21

22 23

3 24 2 1

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OCTOBER 13-14, 2023

ATHOMECOLORADO.COM

| AT HOME

To view a more cities and a more complete list of new home communities and builders across the Colorado Front Range, view our interactive map online at: www.AtHomeColorado.com/NewHomeMap

ur region is home to more than 700,000 residents and includes some of the most diverse, natural landscapes and sustainable development along the Northern Front Range of Colorado. It’s no wonder why those who live here stay and why our the area is coveted as a place to relocate to. Here we highlight a selection of the area’s new home communities and which builders are building where.

BERTHOUD 1 Farmstead Builder: Sage Homes 2 Rose Farm Acres

Builder: Richmond American

3 Heron Lakes –

TPC Colorado Builder: Landmark Homes, Lifestyle Custom Homes, Toll Brothers

BOULDER 4 Velo Condos

Builder: Thistle Velo LLC

BROOMFIELD 5 Baseline Colorado

Builders: Boulder Creek Neighborhoods, Meritage Homes, Thrive Home Builders

6 Vive on Via Varra

Builder: Meritage Homes

11 Erie Highlands

Builder: Oakwood Homes

12 Erie Village

Builder: Porchfront Homes

13 Flatiron Meadows

Builder: KB Home, Taylor Morrison, Toll Brothers

14 Morgan Hill

Builder: Lennar

15 Rex Ranch

Builder: Taylor Morrison

16 Westerly

Builder: McStain Neighborhoods, SLC Homes, Wonderland Homes

Builder: Lennar

27 Avalon Meadows

Builder: Von’s Colorado Concepts

28 Silo

Builder: Cornerstone Homes

29 Silver Creek

Builder: Markel Homes

LONGMONT 30 Highlands at Fox Hill

Builders: Dream Finders Homes, Landmark Homes

LOUISVILLE

18 Barefoot Lakes

33 North End

Builder: Brookfield Residential, Creekstone Homes, Lennar, Richmond American Homes

FREDERICK 19 Seasons at Silverstone

Builder: Richmond American Homes

GREELEY 20 Northridge Trails Townhomes

Builder: Hartford Homes

21 Promontory

Builder: Journey Homes

22 Park House

9 Compass

41 Downtown Superior

Builder: Markel Homes

FIRESTONE

7 Coal Creek Commons

Builders: Boulder Creek Neighborhoods, KB Home, Richmond American

26 Blue Sage

32 Terry Street Townhones

Builder: Lennar

JOHNSTOWN

8 Colliers Hill

SUPERIOR

17 Wild Rose

ERIE Builder: Century Communities

LAFAYETTE

Thompson River Ranch Builder: Oakwood Homes

23 The Ridge

Builder: New Leaf Properties

Builder: Markel Homes

LOVELAND

43 Lanterns at Rock Creek

Builder: Boulder Creek Neighborhoods

44 Montmere at

Autrey Shores Builder: Koelbel

45 Rogers Farm

Builder: Boulder Creek Neighborhoods

TIMNATH 46 Harmony

Builder: Landmark Homes

47 Serratoga Falls

Builder: American Legend Homes, Richmond American Homes

35 The Enclave at

49 Trailside

36 Eagle Brook Meadows

50 Wildwing Patio Homes

Mariana Butte Builder: American Legend Homes

Builder: Bridgewater Homes, Challenger Homes

37 The Lakes at Centerra

Builder: Bridgewater Homes, Landmark Homes, KB Home

38 Kinston at Centerra

Builder: Richmond American Homes, Dream Finders Homes

MILLIKEN

24 Pintail Commons at Johnstown

40 Sunfield

Builder: Baessler Homes

Builder: Toll Brothers

48 Timnath Lakes

Builder: Glen Homes

39 Brookstone

25 Mountain View

42 Heights at Downtown Superior

34 The Enclave at Dakota Glen

at Johnstown Builder: Bridgewater Homes Village Builder: Richfield Homes

Builder: Thrive Home Builders, Remington Homes

Builder: Windmill Homes Builder: Windmill Homes

Builder: Toll Brothers Builder: Wonderland Homes

Builder: Hartford Homes

WINDSOR 51 Country Farms Village

Builder: Landmark Homes

52 Greenspire

Builder: Windmill Homes

53 RainDance

Builder: American Legend Homes, Hartford Homes, Wonderland Homes

54 Seasons at

Hunters Crossing Builder: Richmond American Homes

55 Vernazza

Builder: Landmark Homes

56 Village East

Builder: Journey Homes

AT HOME |

REAL ESTATE TRANSACTIONS The following Northern Colorado home sales were supplied by Colorado Weekly Homebuyers List., 303.744.2020. Listed are the buyer, the property and the amount. AULT • •

Tera Radi -- 381 Bozeman Trail, Trent Vibbard, $380,000. Michael & Maureen Byers -54572 County Road 53, Timothy & Jaimie Morton, $570,000.

BERTHOUD • • • • • •

OCTOBER 13-14, 2023

ATHOMECOLORADO.COM

• •

BROOMFIELD • • • • •

Paul Parsons -- 190 Bunyan Ave. Unit 2f, Vincent & Niccole Deister, $180,000. John & Elisabeth Vandegrift -- 532 Franklin Ave., Warren F Krueger, $423,000. Nathan Wysock -- 1059 Spartan Ave., Cb Signature Homes LLC, $426,900. Kenneth & Shelli Swanson -- 106 Se 4th St., Edith Gail Reckase, $472,000. Randall & Alicia Lofquist -- 1470 Harebell St., Heron Townhomes LLC, $639,900. Eileen & Lawrence Coler -- 1680

Rivergate Way, Melody Homes Inc, $677,000. Michael & Michelle Sulek -1293 Burt Ave., Calbuilt LLC, $1,065,000. Jay Panzarella -- 928 S County Road 31, Stephen B Balliet Trust, $2,000,000.

• • • • • •

Donia Achour -- 14300 Waterside Lane Unit J2, Christine J Christensen, $430,000. Kimberly Lona -- 14300 Waterside Lane Unit B1, Moranda L Boles, $475,000. Chase Lustick -- 3692 Red Deer Trail, Donna B Trotter, $500,000. Craig Riley -- 2882 W 167th Way, Thb Baseline LLC, $585,000. Christopher Cornejo -- 1022 Lilac Court, Michael Command, $590,000. Paul Lacjak -- 4837 Spyglass Drive, Congwu Chi, $600,000. Scott Mollenkopf -- 707 Olive St., Lennar Colo LLC, $854,900. Michael Arrington -- 717 Olive St., Lennar Colo LLC, $860,000. Joseph & Audrey Overlie -- 1504 Aspen St., Gary & Robin Machholz, $885,000. Ivy & Kevin Swab -- 460 Himalaya Ave., Christopher & Eryn Mcgrath, $1,127,500. Jessie Hawthorne -- 3464 W 154th Place, Copper Homes Ltd,

$1,594,800. Gloria Pfeif -- 15352 Irving Court, Deborah R Ferguson Trust, $1,924,000.

•

ERIE • • • • • • • • • •

Melissa Auyeung -- 1955 Merrill Circle E, Century Land Holdings LLC, $600,000. Thomas Dowd -- 491 Golden Peak Court, Richmond Am Homes Colo Inc, $665,000. Julia & Mark Dimartino -- 480 Golden Peak Court, Richmond Am Homes Colo Inc, $685,000. Sarah Kim -- 189 Piney Creek Lane, Alexa & Ian Simpson, $730,000. Amrit & Renju Karmacharya -1814 Myron Court, Lennar Colo LLC, $750,000. Lobsang Donzing -- 1966 Merrill Circle W, Century Land Holdings LLC, $780,000. Hayle Morck -- 755 Alpine Ridge St., Richmond Am Homes Colo Inc, $781,900. Eric & Marcy Lysek -- 1338 Rue De Trust, Bradley W Metzger, $920,000. Brian & Tamara Dyck -- 65 Morgan Circle N, Century Land Holdings LLC, $987,100. Billy & Janis Williams -- 421 Dusk Place, Richmond Am Homes Colo Inc, $1,161,600.

• • • • • •

EVANS

Elaina & Carol Whiting -- 4326 Pennyroyal Lane, Kammy L Bullock, $385,000. Thomas Lamb -- 3200 Valmont St., James W Cooley, $389,000. Julian Medina -- 4226 Primrose Lane, D Wp Evans LLC, $425,000. Sandy Garland -- 3209 Sandy Harbor Drive, Purchasing Fund 2023 1 LLC, $433,100. Santiago Razo -- 3517 Golden St., Swan Property Management LLC, $440,000. Julio Torres -- 3610 Cactus Ave., Steven & Sarah Reynolds, $446,400.

FIRESTONE • • •

Jessica Vuckovich -- 5417 Basin Ave., Barefoot Residential LLC, $526,200. Brooke & Ethan Johnston -5306 Inland Ave., Lennar Colo LLC, $565,000. Kyle & Sarah Kasten -- 5977 Tenderfoot Ave., Kimberly Ray Gurule, $637,500.

FREDERICK • • •

Diane Shouse -- 6385 Red Cedar St., Deann Bath, $315,000. Greyden & Patrick Sautter -- 7016 Todd Court, Melody Homes Inc, $408,700. Adam Harris -- 6908 Zig Place,

OPEN HOUSES OPENHOMES.ATHOMECOLORADO.COM

OPEN 1PM -- 3PM 3PM OPEN SUNDAY 1PM 1800 Gray Hawk Court, Estes Park $599,000

EN OP

N SU

-2 12

4672 W 20th St Rd #2011, Greeley

$365,000 | MLS #996604

Main floor living at its BEST! 2 bd | 2.5 bth | 1485 sf Attached 2 car garage

Your own piece of paradise! This 3 bed/3 bath 2-story has 360 views, great patio for entertaining, living room fireplace, awesome kitchen with huge pantry & wood floors throughout Dennis and Jann Culver 303-618-3366 303-888-8594 dculver@wkre.com jculver@wkre.com teamculver.wkre.com

LIST YOUR OPEN HOUSE

main floor. Primary bedroom, primary bath, 2 more bedrooms and Jack & Jill bath on second floor with laundry room. Views out of nearly every room assures the mountain living feel.

Listed by Kit Magley 303-775-5177 kitmagley@remax.net

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329

OCTOBER 13-14, 2023

• • • • • • • • •

Melody Homes Inc, $414,000. Hoaitrung & Luong Nguyen -6102 Rawlings Ave., Richmond Am Homes Colo Inc, $450,000. Brooke Riggin -- 7206 Fraser St., Lgi Homes Colo LLC, $509,900. Amy & Jim Jacobs -- 7212 Clarke Drive, Gregory & Sarah White, $515,000. Steven Martin -- 7449 Ellingwood Circle, Derek & Caryn Moore, $527,000. Sameer Goel -- 7415 Delores Ave., Lgi Homes Colo LLC, $528,900. Jason Bohannan -- 6607 5th St., Lynn & Linda Martin, $529,500. Keith & Amy Amy -- 6189 Bauer Court, Richmond Am Homes Colo Inc, $550,000. Derek Simeon -- 5454 Bauer Drive, Laura & Orvill Jennings, $560,000. James & Jean Higby -- 3035 S Buttercup Circle, Gabriel & Holly Ragsdale, $1,110,000.

ATHOMECOLORADO.COM

• • • • • •

• • • • • • • • • • • • • • • • •

Tyler Fowler -- 1001 B St., Manuel Marquez, $216,000. Ezikiel Quinones -- 5151 29th St. Unit 309, Roberto & Oriana Caceres, $269,000. Miguel Torres -- 908 20th Ave., Samuel J Schall, $312,000. Kody Weiss -- 6911 W 3rd St. Unit 525, Matthew L Alcorn, $319,000. Amelia Gomez -- 2602 W 12th St. Road, J Mora, $350,000. John & Anne Snyder -- 1519 28th Ave., Maria & Maya Oviedo, $360,000. Cesar Aguirre -- 2140 5th St., H H Property LLC, $379,000. Jessica & Dylan Scharrer -- 2511 Balsam Ave., Michael & Tyler Stewart, $385,000. Lorenzo Canales -- 2211 Alpine Ave., Michael & Jeanine Schwan, $395,000. Fidel & Stephanie Sandoval -- 280 50th Ave., Sara M Griess, $420,000. Alison King -- 224 N 49th Ave. Place, Betty Meyer, $420,000. Angel & Lauren Gonzalez -2438 W 24th St. Road, Brent M Woodside, $420,000. Perry & Cheri Meskimen -- 1441 23rd Ave. Court, Mucktadir & Laura Rahman, $421,500. Troy Markgraf -- 1846 12th Ave., Thomas & Dana Stephens, $442,000. Michael Moore -- 122 N 49th Ave. Place, Steven & Karin Oeffling, $466,000. Laura Rodriguez -- 2902 41st Ave., Michael Bohnhoff, $485,000. Juan Arredondo -- 1209 104th Ave. Court, Sage Homes LLC, $500,000. Philip & Tammy Shafer -- 910

LOVELAND • • • • • • •

JOHNSTOWN • •

GREELEY •

52nd Ave., Efrain & Nora Garza, $505,000. Merwin & Teri Havins -- 2914 43rd Ave., Sandra Kay Sheppleman, $508,000. Frank Villanueva -- 5025 W 22nd St. Road, Daniel & Maribelle Hidalgo, $515,000. Joshua & Mari Wheeler -- 219 N 53rd Ave., James & Donna Birdsell, $550,000. John & Helen Love -- 415 Double Tree Drive, Todd & Sherryl Carey, $592,500. Travis Belfiore -- 1904 76th Ave. Court, Carole Cutshall, $715,000. Penelope Keeler -- 7702 Plateau Road, Rory & Desirea Knipple, $790,000.

• • • • • • • • • • •

Jesse & Tabitha Gale -- 301 Cardinal St., Baessler Townhomes Colo LLC, $339,300. James Pittman -- 322 Cardinal St., Baessler Townhomes Colo LLC, $387,900. Brady & Cassie Bullock -- 2626 Grizzly Place, Journey Homes LLC, $456,000. Sara & Bradley Whiteside -- 402 Elbert St., Lennar Colo LLC, $501,000. Matthew Pardoe -- 413 Starling Lane, Melody Homes Inc, $514,000. Danielle & Teigan Zahn -- 412 Elbert St., Lennar Colo LLC, $540,000. Marcus Holguin -- 812 Crestone St., Century Land Holdings LLC, $540,000. Bradley & Lizette Johnson -- 2637 Wren Drive, Melody Homes Inc, $545,000. Bradford Davis -- 802 Crestone St., Century Land Holdings LLC, $555,000. Nancy Garcia -- 4449 Scenic Lane, Aspen View Homes LLC, $589,800. Karen Fraley -- 445 Cameron St., Lennar Colo LLC, $605,000. Janine Bilpush -- 860 Columbia St., Lennar Colo LLC, $624,400. Fabian Gutierrez -- 4524 Scenic Lane, Aspen View Homes LLC, $629,000.

KEENESBURG •

Trevor Grubb -- 202 Dan Lord Ave., Tatum & Michael Craig, $385,000.

LONGMONT • • •

Thanh Le -- 13715 Siltstone St., Melody Homes Inc, $569,900. Adrian Hernandezdelira -- 13717 Siltstone St., Melody Homes Inc, $609,900. Julie Benham -- 7196 Silver Birch Blvd., James D Johnson, $625,000.

• • • • • • • • • • • • • • • • • • • •

Neil & Naomi Sigler -- 3624 Saguaro Drive, Timothy & Bennie Avery, $735,000. Jeffrey Vogel -- 5126 Stoneridge Drive, Blerman Living Trust, $764,000. Steve Verhow -- 1020 Charlotte Court, Lewis & Krystal Reese, $1,600,000. David & Martha Hoffman -- 1772 Muddy Creek Drive, Marie A Ivnik, $725,000. Sammy & Marivel Valdez -- 1408 Arthur Ave., George R Mayhan, $275,000. Michael & Myriah Groover -1704 Ranae Drive, Rex Holdings LLC, $340,000. Cam Mai -- 1867 Halfmoon Circle, Akyla Dominique Mazzuca, $375,000. Susan Charles -- 4180 S Park Drive Unit 100, Datlac LLC, $390,400. Derick & Amanda Haman -4609 Sunshine Court, Helen I Mccoy Trust, $400,000. Jenny Hope -- 529 Radiant Drive, Claudia & Kenneth Nissly, $415,000. Drauzio Filho -- 4180 S Park Drive Unit 201, Datlac LLC, $419,100. Jerome Lawrence -- 1032 Fuschia Court, Forrest & Caroline Blackburn, $420,000. Jeonghun Kim -- 2603 Silverheels Drive, Lennar Colo LLC, $420,000. Shelden Riley -- 827 E 8th St., Amie Blythe Bieber, $425,000. Natalie Gould -- 2603 Painted Turtle Ave., Lennar Colo LLC, $430,000. Anoop Javvadi -- 2607 Painted Turtle Ave., Lennar Colo LLC, $440,000. Lee Huisinga -- 3918 Briar Drive, Shane Curtis Story, $440,000. Jacob & Montana Glenn -- 3233 Mcintosh Court, Charles Files, $440,000. Matthew Rinehart -- 750 Grant Ave., Sunny L Pippin, $450,000. Jason Macallister -- 6251 Wild Rye St., Richmond Am Homes Colo Inc, $455,000. Mary Loes -- 2412 Van Buren Ave., Total 1 Properties LLC, $460,000. Dennis Mills -- 319 Lark Place, Anthony Kyle Starrett, $475,000. Jerry & Cheri Waneka -- 625 E 5th St., James & Donna Bower, $498,000. James Lillie -- 4255 Trapper Lake Drive, Tatlac LLC, $499,900. Timothy & Kathryn Cadigan -- 2745 Cub Lake Drive, Jean A Kyser, $507,000. David & Catherine Michaely -2742 Glendevey Drive, Gina M Lordo, $507,000. Sean & Lydia Mitchell -- 2020

• • • • • • • •

| AT HOME

Sitka Court, Ray & Joan Turner, $525,000. Kristin Haberman -- 2473 Trio Falls Drive, Richard & Cynthia Moneymaker, $529,000. Richard White -- 2075 Nucla Ave., Donna J Petersen, $582,500. Sean Farrar -- 2591 Silverheels Drive, Lennar Colo LLC, $590,000. Charles & Nancy Jack -- 2916 Purgatory Creek Drive, Patricia R Tayler, $642,100. Kathleen Mason -- 6370 Icegrass Ave., Richmond Am Homes Colo Inc, $795,000. Aileen Mendoza -- 2845 Great Egret Ave., Richmond Am Homes Colo Inc, $810,000. Gary & Jennifer Montgomery -- 2621 Bluestem Willow Drive, Bluestem Willow LLC, $950,000. Steven & Karen Bragado -- 1109 Knobcone Place, Ms Thornburgh Family Trust, $1,340,000.

WINDSOR • • • • • • • • •

• • • • • •

Hans Jorgensen -- 360 Rancho Drive Unit 205, Water Valley Vaults LLC, $250,000. Hans Jorgensen -- 360 Rancho Drive Unit 211, Water Valley Vaults LLC, $250,000. Elaine Walsh -- 1788 Iron Wheel Drive Unit 4, Raindance Constr LLC, $352,100. Todd & Sherryl Carey -- 1695 Grand Ave. Unit 2, Sheryl Lee Groves, $409,000. Allen Forkel -- 531 10th St., Brett A Myatt, $410,000. Michael & Wendy Manuel -- 879 Emerald Drive, Janet C Hunter, $505,000. Jacob Huebner -- 929 Keneally Court, Danielle & Teigan Zahn, $507,000. James & Lisa Graham -- 641 Bighorn Court, Melissa & Casey Wiederspan, $535,000. Daniel & Beverly Halperin -- 5700 Shady Oaks Drive, Richmond Am Homes Colo Inc, $690,000. David & Janine Allen -- 6236 Vernazza Way Unit 4, Vernazza Townhomes LLC, $700,200. Brian & Valerie Allen -- 1621 Sundown Run Drive, Th Raindance Windsor LLC, $799,000. Joyce Sandels -- 2065 Sandwater Court, Scott & Karen Shanafelt, $825,000. Richard & Roxie Deane -- 778 Beachside Drive, Th Pelican Shores LLC, $846,600. Timothy Rhey -- 8163 Admiral Drive, Steven & Carrie Cicione, $1,082,000. Jerry & Kathryn Collins -- 5222 Centennial Court, Craig & Rebecca Palmer, $1,132,000.

AT HOME |

OCTOBER 13-14, 2023

ATHOMECOLORADO.COM

NEW TO MARKET OPEN SAT. & SUN. 11 AM - 1 PM

LONGMONT | 1608 MEEKER DRIVE

WESTMINSTER | 1321 W. 132ND PLACE

LOUISVILLE | 823 SPYGLASS CIRCLE

3 BR * 2 BA * 1708 TSF (997451) * $448,500

4 BR * 2 BA * 1956 TSF (997454) * $530,000

3 BR * 4 BA * 2377 TSF (997467) * $975,000

LOUISVILLE | 1606 COTTONWOOD 12S

BOULDER | 1580 KENDALL DRIVE

LAKEWOOD | 60 ESTES STREET

1 BR * 1 BA * 648 TSF (997540) * $315,000

3 BR * 2 BA * 1732 TSF (997559) * $1,150,000

4 BR * 2 BA * 2708 TSF (997602) * $559,000

LONGMONT | 3717 FLORENTINE CIRCLE

BOULDER | 3730 26TH STREET

SUPERIOR | 405 W. WILLIAM STREET

3 BR * 3 BA * 2452 TSF (997611) * $660,000

5 BR * 3 BA * 3596 TSF (997647) * $1,800,000

6 BR * 6 BA * 4648 TSF (997751) * $1,799,000

OPEN SUNDAY 1:30 - 3 PM

LAFAYETTE | 1049 DELTA DRIVE A

BOULDER | 3890 ARMER AVENUE

LOUISVILLE | 770 OWL COURT

2 BR * 1 BA * 1020 TSF (997802) * $399,000

5 BR * 3 BA * 2930 TSF (997806) * $1,495,000

4 BR * 3 BA * 2013 TSF (997829) * $998,000

303.449.7000 | BOULDERCO.COM |

2425 CANYON BLVD #110 |

BOULDER, CO 80302

303.974.5005 | ELEVATEDREALESTATE.COM | 724 MAIN STREET | LOUISVILLE, CO 80027