At Home Colorado - Northern Colorado Edition 03.04.17 by Prairie Mountain Media

REAL ESTATE

Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!

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Make Your Plans to Attend

2017 HOME & REMODELING SHOW Popular annual show runs March 10-12 at The Ranch in Loveland

Quick Guide and Featured Open Homes

A Spring Sprung Too Soon

What you need to know before buying mortgage insurance

Looking for a home? View comprehensive listings of local open homes taking place this weekend from all across the area.

All this warm weather so early in the year may have some lasting impact on your lawn and garden.

If you have less than the standard 20 percent down payment for a new home, mortgage insurance options are something youâ&#x20AC;&#x2122;ll have to deal with

March 4-5 2017

Reporter-Herald â&#x20AC;&#x201C; AtHomeColorado.com

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Lawn and Garden

A spring sprung too soon It started out innocently enough. Strolling past a rose along my drive near the end of February, I noticed CAROL O’MEARA someCSU Extension thing out of the ordinary. Stooping low to get a better view, my fears were confirmed: that plant was starting to leaf out. Shocked, I started lecturing it on its life choices and logical consequences, punctuated by plenty of “whatare-you-thinking?” Out of the corner of my eye I saw my spouse, who had come out to see what the ruckus was about. I stopped my tirade abruptly. Quietly, he said “you know you’re yelling at a rose bush, don’t you?” My response of “yes, but it deserves it,” only elicited a concerned shake of his head. In my defense, it was leafing out in February. The warm spate jump started spring and many plants began to do things they shouldn’t be that early in the year. The question we’ve been getting in the office is: will trees, shrubs, and perennials have been badly damaged by the freeze that followed?

The most likely damage can be to spring-flowering trees and shrubs, such as viburnum, mock orange, forsythia, redbuds and other trees and shrubs that were in bud swell or bloom this early in spring. The freezing storm may also have damaged newly emerging foliage. Fortunately, trees and shrubs have can leaf out again if the first flush of growth is damaged or destroyed. However, the show of flowers might be diminished this year. Healthy, well established trees and shrubs should not be greatly harmed and will leaf out again within a few weeks. Provide the plants with good care during the remainder of the year, such as watering during dry periods.

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With fruit trees, if the tree is still dormant, don’t worry; freezing temperatures don’t harm them. But tender, swelling buds are at risk, especially flowers. As flower buds begin to swell, they deharden, become increasingly vulnerable to cold temperatures. They are most vulnerable just before, during, and after bloom. Apricots and peaches are most prone to damage. As far as my rose and perennials go, the freeze nipped the tender young growth but roots and crowns should be unharmed. They’ll send up a second flush of growth in a few weeks. Pre-emergent weed control is helpful in keeping weeds in lawns at bay, and for best results, plan to

put it on your lawn now. The right time to apply pre-emergent weed control is mid-March to early April, two to four weeks before the seeds germinate. The early warmth works in favor of the weeds, so don’t delay. As with all products, follow the package directions when applying pre-emergent. Regardless of whether it is derived synthetically or naturally, like corn gluten, pre-emergents need only be applied in a light layer across the lawn. Put down too much, and there is a risk of stunting the grass’ root system, causing poor performance later in the summer when heat takes its toll. Corn gluten contains a fair amount of nitrogen, so if you opt to use it, decrease the amount of nitrogen fertilizer you put on your lawn. Too much nitrogen and your lawn mower will become your best friend, since your grass will grow so quickly you’ll need to mow often. Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, or visit ext.colostate.edu/boulder.

Contributing Writers: L.L. Charles, Jessica Damiano, Mary Carol Garrity, Sarita Harbour, Gabrielle Savoie, Carol O’Meara, Cathy Hobbs, Maureen Gilmer, Suzanne Plewes Additional Content: McClatchy-Tribune Media Services Editor/Features Coordinator: Misty Kaiser

ATHOMECOLORADO.COM Visit AtHomeColorado.com for the latest real estate news, home tips, new home listings, area open houses, rentals, featured agents and more.

FACEBOOK.COM/ATHOMECOLORADO ‘Like’ our page on Facebook and stay up to date on the latest real estate news and home improvement ideas.

SEND US YOUR STORY IDEAS: At Home welcomes news on hirings, advancements, awards, classes and other information of interest to the local real estate and home community. Submit information to athome@reporterherald.com. ADVERTISING INFORMATION: For advertising information, contact Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329. To submit an open home listing, visit athomecolorado.com/submitopenhouseloveland

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Reporter-Herald – AtHomeColorado.com

March 4-5, 2017

Home Tips

Which ice-melt product is least harmful to plant, pet and human kind?

By Jessica Damiano, Newsday (TNS) When your driveway and walkways are covered in ice, you need to move quickly to remove it for safety’s sake. Applying a deicer preventively after clearing walkways is an even better course of action. But which product should you buy? Although all deicers work on the same principle — decreasing the temperature at which water freezes — all “salts” are not the same. Determining which deicer is “best” requires more thought than simply figuring out which is most

Open House Saturday & Sunday 11am-1pm

effective at melting ice. It’s best to stay away from sodium chloride. It’s the cheapest rock salt available, but it’s the worst for your pets, plants and the environment. It has the potential to kill plants and trees, and can corrode cars, crack concrete and asphalt, and poison wildlife. Don’t do it. Calcium chloride is a better option, and is quite effective in cold temperatures, but be aware that while it’s safer than sodium chloride, it still isn’t ideal. You’ll see it marketed as “pet safe” because it isn’t as harsh as sodium chloride, but it still can cause irritation to pets’ paws, so be sure to rinse them off and wipe them down if your pet walked over it. And protect your own paws by wearing gloves when handling it. Potassium chloride — yes, the same potassium chloride that’s a component of all balanced fertilizers (it’s the K in the N-P-K ratio listed on packages) actually can harm or even kill plants when applied at rates

high enough to melt ice. Magnesium chloride works well in even colder temperatures, down to about 10 degrees below zero. It dissolves readily to coat ice and melt it quickly, and isn’t as likely to burn pets’ paws. The downside? It can cost up to twice as much as calcium chloride. Always apply the least effective amount when using any of the chloride products. Although they do so to varying extents, all of them hold the potential to damage masonry. Applying a waterproofing sealant to driveways and walkways during warmer weather will offer protection from ice-related cracks for several years. A strange (but unproven as a home remedy) method is actually in use by some municipalities around the country: sugar, beet juice and molasses. When combined with any of the salts — which can be used in lesser quantities than if applied alone — this syrupy concoction is

Featured Property

Bellvue Featured Property

148 Ponderosa Ct, Red Feather Lakes 80545 $280,000 • MLS# 806609 3 Beds • 3 Baths • Total Sq. Ft. 1,919

3054 Suri Trail, Bellvue 80512 $1,850,000 • MLS# 810592 5 Beds • 4 Baths • Total Sq. Ft. 6,075

said to make the salt more effective at even lower temperatures. What’s more, it’s sticky, so it adheres the salt to the pavement, eliminating the kick back that dings passing cars. It’s probably not the best option for your driveway, but it’s interesting nonetheless. Want the greenest option? The one that’s best for pets, plants and groundwater? Stick to plain, nonclumping clay kitty litter or sand. It won’t melt ice, but it will provide some traction to reduce slipping. Regardless of how you choose to keep ice at bay, it’s imperative that you do so without procrastinating. I had a bad slip-and-fall in my own driveway last winter and still haven’t fully recovered from a torn ligament, fractured ankle and broken foot. Keep a supply of your chosen product on hand at all times to ensure you can act quickly.

4 Acre Lot!

Open House Saturday & Sunday 12-3pm

ING

IST WL

1580 Cheetah Place, Loveland 80537 $385,000 4 Beds • 3 Baths • Total Sq. Ft. 3,834

41885 Sage Hill Rd, Fort Collins 80524 $185,000 • MLS# 810121 Bring your own builder or use one of ours. Gorgeous 4 acre lot with spectacular Rocky Mountain Views and only minutes to Fort Collins and Windsor. Gas, Water and Electric are to the property line. 2 horses are allowed.

1902 Los Cabos Dr., Windsor 80550 $489,000 • MLS# 811022 4 Beds • 3 Baths • Total Sq. Ft. 4,108

Spacious ranch in desirable Blackbird Knolls. This charming home has a newly finished basement w/ a wet bar & ample storage space. 4 bds, 3 baths, study, formal dining, eat in kitchen, and a Trex deck. Janelle Carestia 970-290-8066 jcarestia@c3-re.com

Turn Key estate with everything included. This end unit town-home offers 2000 sq. ft. of luxury. Granite slab counter-tops, SS appliances, great room w/ fireplace, vaulted ceilings, 2 master suites & so much more. John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com

This Ranch home features a walk-out basement, main floor office, fitness or craft room, formal dining, gourmet kitchen, guest or in-law retreat & thousands in upgrades. 1077 sq. ft. attached garage and a detached 2177 sq. ft. garage w/ office. John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com

Featured Property

Open House Saturday & Sunday 12-3pm

Open House Saturday & Sunday 10-1pm

Open House Saturday & Sunday 11-2pm

3610 Hyacinth St, Wellington 80549 $325,000 • MLS# 812036 3 Beds • 3 Baths • Total Sq. Ft. 2,955

7018 Ruidoso Dr, Windsor 80550 $579,000 • MLS# 792872 4 Beds • 4 Baths • Total Sq. Ft. 5,001

674 Nicolet Drive, Loveland 80538 $385,000 MLS# 812595 5 Beds • 3 Baths • Total Sq. Ft. 3,230

559 Blue Azurite Ave, Loveland 80537 $325,000 MLS# 812599 3 Beds • 3 Baths • Total Sq. Ft. 2,730

139 Blossom Dr, Loveland 80537 $245,000 3 Beds • 1 Bath • Total Sq. Ft. 1,024

This property shows like a model home and has thousands in upgrades. Family rm w/ fireplace, formal front living rm, master with private bath, main floor laundry, open kitchen, partially finished basement w/ spacious gym & rec rm.

Backs to open space with lots of upgrades! Stucco, stone, granite slab, iron railing & more. Formal dining, great room, family room, main floor master w/ 5 piece bath, loft & 3 spacious beds up. 3 car oversized garage.

Very well maintained ranch style home w/ finished basement and 3 car garage in desirable north Loveland. Built in 2014, enjoy 100% main floor living - master bed/ba and laundry. Vaulted ceilings, gas fireplace and dark hardwood floors.

FULLY remodeled custom Bungalow, 3 bed, 3 bath, rv/boat parking, large yard!

Why rent when you can OWN! NO HOA. Move in ready. Large yard, fully fenced. NEW ROOF this month. All appliances are included along with the washer and dryer. Great Location. Make this home yours!

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Stef Erion 970-415-7598 serion@c3-re.com

Brittany Sall 970-685-8587 sall8587@gmail.com

www.MyColoHome.com March 4-5 2017

Victoria Shelley Maria McLain 970-988-7305 970-217-8500 vshelley@c3-re.com mmclain@c3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

2 story home in Water Valley South. Only 2 months since home was completed. Granite Slab, Stainless Steel, Wood Floors, Fireplace, AC and all the bells and whistles.

Jesse Laner 970-672-7212 jlaner@c3-re.com

Keri Olson 970-420-3674 kolson@c3-re.com

Trent McFall 970-231-0697 tmcfall@c3-re.com

Debbie Sorensen 970-310-6400 dsorensen@c3-re.com

Tamara Yaromy 970-227-1649 tyaromy@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC. Reporter-Herald – AtHomeColorado.com

AT HOME

Home Décor

This is what our readers think is missing from every home. Do you agree? items in a room can make a statement.” What to try for fearlessness: Bold art — something almost everyone agreed is missing in most homes.

By Gabrielle Savoie, Domaine (TNS) Raise your hand if your home is missing a certain je ne sais quoi. In your space, do you ever wonder how you could make it better — what you could subtract to make it feel fresh, balanced and new? When looking at our own decor with little perspective, it can be hard to decipher the missing piece to the puzzle — the one thing that’s stopping our space from looking and feeling just right. Is the sofa too small? What should I add to that wall? Why does my place feel a little sterile? If you’ve ever asked yourself these types of questions, you’re not alone. Recently, we went to the very source of these queries and asked you — our readers — to tell us what you think most homes are missing: lighting, art, antiques, plants, rugs … Everyone had an opinion, but surprisingly, the most common answers had nothing to do with particular objects, but rather characteristics that make a space extra special. After reading through hundreds of answers, we boiled the answers down to seven key things your home might be missing. How does your space stack up?

THOUGHTFUL DESIGN Almost unanimously, readers talked about design details that made a home livable: “A lot of condos and apartments today are built as if you own just five shirts,” joked one reader. “Most homes are missing enough built-in storage and space for managing the home,” said another. The most common storage issues that were reported included inconspicuous TV solutions, walk-in closets and built-in bookcases. “If you have the right kind of storage, you’ll find you don’t actually need that much space,” explained one Instagram follower. “The old saying ‘a place for everything and everything in its place’ is a good mantra to guide you.” What to try for thoughtful design: Storage pieces that serve a purpose. If you can’t build it in, add your organizational system in another way.

HISTORY

ORIGINALITY “We’re so often dazzled by a pin or ’gram that we try to literally create someone else’s space in our own homes,” shared one Instagram follower. “That never works. Get to know your house, work on defining your style, note how you use your space, and then refer to social media for inspiration, not iteration.” Another agreed: “Some homes don’t truly reflect everyone who lives there. To me, a home should tell a story rather than simply follow a trend.” “I love to see rooms that have layers of beautiful, meaningful living,” another chimed in, “a sort of chemistry of personal history combined with beloved items which, for me, always includes the occasional living things like pets and plants.” What to try for originality: Color, pattern and textures you love. Don’t be limited by trends.

SCALE 4

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Dramatic ﬂair, spunk, fearlessness - call it what you will, but your home probably doesn’t have enough of it. (Dreamstime) For other readers, most homes are missing scale, more specifically “furniture that has a good scale and is really comfortable.” Readers pointed out that sofas and rugs are most commonly the wrong scale. If you’re unsure whether or not your pieces are the right scale, ask for external feedback, suggests one reader: “It’s always easier to justify your own design. The power of a professionally inspired cull is amazing! It could be via an agent, designer, or a very honest friend. Honesty is the best policy.” What to try for scale: Larger rugs and furniture pieces that fill the space.

FEARLESSNESS Dramatic flair, spunk, fearlessness — call it what you will, but your home probably doesn’t have enough of it. “Most homes are missing dramatic flair,” said one reader. “You need one piece or feature that sets your home apart, that is uniquely you and sets the tone for your home. People seem too afraid to really go all out.” “Too many people worry about what others will think,” said another, “and hold back on doing something crazy, fun, quirky. Fearlessness is missing.” “Most homes are missing a focal point,” remarked one reader on Instagram. “You don’t need a bunch of cool items. Just one or two unique

Reporter-Herald – AtHomeColorado.com

“Most homes today are missing one or two preloved luxuries,” remarked one reader. “Things that remind us of our past and where we came from — little pops of nostalgia in our beautiful modern environments.” She wasn’t alone — multiple readers chimed in to talk about heirlooms and souvenirs, like this one: “Most homes are missing something personal or passed down — be it framed artwork made by a loved one or a special piece of furniture that has been passed from one generation to another.” Another way to add a sense of history to your space? Collections, suggested one reader: “Most homes are missing collections of porcelains, art, or anything that interests you.” What to try for history: Vintage pieces, souvenirs and heirlooms. Don’t be too quick to throw your hand-me-downs.

PERSONALITY “Most homes miss personality,” March 4-5, 2017

said one Instagram follower. This was to become a theme for most comments we received. “Rooms are too perfectly done, as if no one really lives in them.” “So many homes are filled with what people think is safe and not what represents them and their passions authentically,” said another. “People are quick to buy a cheap piece of art, rather than taking their time looking for a one of kind piece,” suggested another reader. “Replace those stock prints with pictures of your travels, family or things that actually mean something to you.” One Instagram follower had a theory as to why people choose safe designs instead of infusing personality into their spaces: “People are unsure of themselves and often don’t feel like they can bring their design to a magazine-worthy look while leaving it somewhat unfinished and disjointed. Most homes have a lot of beautiful pieces but are missing the final touches to bring the spaces together. They’re missing a cohesive theme and the little details that wrap up each space and tie them together nicely.” What to try for personality: Finishing touches — rugs, window treatments, and pillows that reflect your tastes.

HARMONY What creates a harmonious home? “Harmony comes with the understanding of feng shui,” said one reader. “Sourcing beautiful objects bring into the home good vibes. Ultimately, every home needs those good vibes arranged in harmony with each other.” Most readers also agreed that homes are lacking greenery: “I’d love to see more personal touches like freshly cut herbs or flowers from the garden. It doesn’t cost much to enjoy the simpler things around the home or neighborhood.” Another reader chimed in: “Rooms look so much better with flowers, plants and greenery of some kind.” Beyond greenery, readers spoke about self-care and wellness: “Homes are missing a self-care station. No matter the space or person, every home needs a spot where the owner can nurture who they are.” What to try for harmony: Greenery and natural light — anything to lift your spirits and make you feel at ease. ——— Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com. March 4-5 2017

Style at Home

Tips for styling your collections By Mary Carol Garrity, Tribune News Service (TNS) To me, the best curated home interiors are those that reflect the hearts of the people who live there. A fun way to infuse your home with your personality is to collect treasures that delight you, and use them in creative ways in your displays.

ENJOY THE PROCESS If you’re new to the idea of collecting, my suggestion is to only collect things you love, then enjoy the process of finding new treasures and weaving them into your decor. I love to poke through dusty antique stores or unique shops, scouting for that hidden gem that captures my fancy. Way back when I was in 5th grade, a friend gave me a little decorative box as a gift. That present ignited a love affair with boxes that is still burning bright. Through the years, I’ve had fun collecting everything from porcelain boxes from France to simple wooden boxes. To display them, I group them on tiered servers. If you have a collection of small items, try this trick. It gives your petite pieces prominence.

Celebrate Family Treasures Sometimes you are lucky enough to inherit family collections. When my cousin Anne lucked into these Toby mugs, she used them to add a

To make a grouping more visually appealing, Jean broke up the mass of silver with a few carefully chosen accents, like old books, artwork and dishware. (Handout/TNS) bit of whimsy to her kitchen. The long, thin shelf above her range needed a little something, and this phalanx of mugs was just the ticket. Do you have an open space that needs a spark? Consider using it as a stage for a few of your favorite pieces. You can also work your collections into a display or two in your home. Anne knocked it out of the park when she added one of the Toby mugs to the centerpiece on her kitchen island.

A Nod For Fond Memories

A fun way to infuse your home with your personality is to collect treasures that delight you, and use them in creative ways in your displays. (Handout/TNS)

Often, collections are born when you travel. You are drawn to unique pieces that reflect the culture or natural beauty of a place, and bring back a memento or two. Marsee loves the beach, so she’s amassed a collection of beautiful shells cleverly stashed in a concrete garden urn at the foot of her piano. The secret to success is to curate a few beautiful displays that spotlight your treasures, then stop

Reporter-Herald – AtHomeColorado.com

there. Don’t let your collections take over the house.

Create A Powerful Display One of my favorite ways to display collections is to mass a number of items together in one jaw-dropping presentation. To make a grouping more visually appealing, Jean broke up the mass of silver with a few carefully chosen accents, like old books, artwork and dishware. Similarly, my friend Cynthia has a collection of blue and white pottery that makes my heart hammer with love every time I see it. She picked a few of her favorites to fill the shelves of a butler’s cart and to craft a lovely centerpiece in her dining room. ——— This column was adapted from Mary Carol Garrity’s blog at nellhills.com AT HOME

your price range, how quickly those homes are selling, and what you can expect as a home buyer. With the proper information and guidance, you will be well prepared to take action once the time comes.

Real Estate

Preparing to buy or sell a home this spring

Spring Market Predictions

Spring is coming! This is the time of year that homeowners start preparing their homes for sale and homebuyers start monitoring By Suzanne Plewes new listings. If CRS, ABR, CDPE, GRI you are planning to buy or Broker Associate at sell this spring RE/MAX Alliance or summer, here are some helpful tips.

Preparing to Sell Yes, it’s time to start prepping. It’s still too cold to do much work outside, but there’s plenty that you can do inside of your home to get ready

for selling. First, start decluttering and packing away items that you won’t need. That will save you time during the staging process. Next, look at your home with the fresh eyes of a buyer. Identify necessary repairs and start chipping away at that list. Getting the nitty gritty work out of the way will make preparing your home for showings so much easier come spring.

Preparing to Buy Buying in spring and summer means getting started now! The first

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thing to do is to contact a loan officer for a mortgage preapproval. If any errors are found on your credit report, work diligently to get them fixed. In the meantime, do a little homework to learn about different mortgage programs and what might be the best fit for you so that you know what your options are going in. You should also start saving for your down payment and closing costs, if you haven’t already. The more cash you have in hand the easier it will be in the end. A real estate agent will help you better understand what is available in

Spring is always a busy time of year. There’s typically an influx of new listings and lots of home buyer activity. As a seller, this is good news since it often means shorter selling time (plus higher selling prices). For buyers, expect competition for well priced homes in good condition. Having a preapproval in-hand will be a huge bonus and ensure that you don’t miss out on your dream home. Working with a local real estate agent ensures that you understand current market conditions and have the knowledge and advice to make the smart decisions. Suzanne Plewes is a Broker Associate at RE/MAX Alliance in Loveland. For real estate questions write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

featured properties OPEN SATURDAY & SUNDAY 11AM-2PM 2801 Urban Place, Berthoud $440,000

The Cottages at PrairieStar are an exciting new product in the single-family-home market! These semi-custom built, 3 bedroom homes boast great floor plans, modern touches, and low maintenance lots. In addition, each home has a 1 bedroom, 1 bath carriage house above the garage. The carriage house is a great place for any extended family or friends who live with you; or it can be used as an income property! All of this, and so much more, make these a must-see! MLS# 803330 Hosted by Hosted by Kurt Albers Tom Drouin 970-231-1224 970-825-3558

Open House Saturday & Sunday 12-3pm

OPEN SAT & SUN 1:30-3:00 PM

985 W 10th St. D-4, Loveland 80537 $180,000 2 Beds • 1.5 Baths • Total Sq. Ft. 1184

Ashford Square! 1231 Autumn Purple Dr-Loveland Great home in super area with ideal lot! All newly painted throughout the home, new kitchen counters, newer appliances pre-inspected, includes 1 year home warranty. Fully finished basement with fireplace, large great room, 6 bedrooms, separate dining room, 3 car garage w/shop area-2 patio areas in backyard - ready to enjoy!

Rare opportunity! End unit townhome Under $200K. 2 BD, 2 BA plus loft, carport, backs to open space. Update this townhome by using a renovation loan offered by I Mortgage to qualified Conventional, FHA & VA buyers. Hosted by: Susan Propp

970-691-0754 spropp@c3-re.com

Plains Real Estate, Inc.

Call Maurine Garretson 970-396-9597

For a complete listing and map of open homes in the area visit AtHomeColorado.com 6

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Reporter-Herald – AtHomeColorado.com

March 4-5, 2017

OpenHomes Quick Guide

Visit AtHomeColorado.com for a complete listing and map of open homes in the area.

City

Open House Date

Open House Street Time

Price

Agent

Company

Phone

Fort Collins

Saturday

1pm-4pm

4393 N Highway 1

$435,000

Bob Sprague

Love Northern Colorado Real Estate

970-372-8520

Fort Collins

Saturday

12pm-2pm

1513 Fairway 7 Ct

$550,000

Tara Tooley

The Group Inc

970-690-7252

Loveland

Saturday & Sunday

12pm-3pm

985 W 10th St. D-4

$180,000

Susan Propp

C3 Real Estate Solutions

970-691-0754

Loveland

Saturday & Sunday

11am-2pm

139 Blossom Dr

$245,000

Tamara Yaromy

C3 Real Estate Solutions

970-227-1649

Loveland

Saturday

11am-1pm

103 S Cleveland Ave

$295,000

Kim Summitt

The Group Inc

970-689-6950

Loveland

Saturday

12pm-3pm

559 Blue Azurite Ave

$325,000

Jesse Laner

C3 Real Estate Solutions

970-672-7212

Loveland

Sunday

10am-1pm

559 Blue Azurite Ave

$325,000

Jesse Laner

C3 Real Estate Solutions

970-672-7212

Loveland

Saturday & Sunday

11am-3pm

3108 Duffield Ave

$330,000

Diana Luthi / Tiffany Luthi

The Group Inc

970-481-2692 / 970-691-4838

Loveland

Saturday & Sunday

11am-1pm

1580 Cheetah Place

$385,000

Janelle Carestia

C3 Real Estate Solutions

970-290-8066

Loveland

Saturday & Sunday

12pm-3pm

674 Nicolet Drive

$385,000

Jesse Laner

C3 Real Estate Solutions

970-672-7212

Loveland

Daily

12pm-4pm

3408 Saguaro Dr

$525,000

Venna Hillman

Shorewood Real Estate

970-590-1832

Loveland

Saturday

1pm-3pm

4821 14th St SW

$550,000

Tiffany Luthi / Kristi Collins

The Group Inc

970-691-4838 / 970-389-4660

Loveland

Saturday & Sunday

10am-5pm

1712 Topaz Dr

$360's-$430's

Brittany Munoz

LC Home @ Tulip Creek

(970) 227-1334

Windsor

Saturday & Sunday

12pm-3pm

1902 Los Cabos Dr

$489,000

John Simmons

C3 Real Estate Solutions

970-481-1250

Windsor

Saturday & Sunday

12pm-3pm

7018 Ruidoso Dr

$579,000

John Simmons

C3 Real Estate Solutions

970-481-1250

For information on listing your open home, call Thais Hafer 303.473.1456 or Toni McNeill 303.684.5329

Whether your job is inside or out, you’ll ﬁnd experts to help.

COVERPROFILE

Windows and doors were a hot topic at the 2016 Home & Remodeling Show.

Make Your Plans to Attend

2017 HOME & REMODELING SHOW Popular annual show runs March 10-12 at The Ranch in Loveland

Annual event is the largest home show of its kind in Northern Colorado

By L.L. Charles, At Home The anticipation is building for the 2017 Home & Remodeling Show, Friday, March 10 through Sunday, March 12. The event has become an annual tradition for Do-It-Yourself-

If you are considering remodeling, the Home & Remodeling Show is the perfect one stop shop. 8

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ers, home improvement fans and just about anyone who enjoys making their house a home. You’re practically guaranteed to leave with new ideas and inspirations. The show is proudly presented by the Home Builders Association of Northern Colorado in the First National Bank Expo Hall at The Ranch in Loveland. Attendees can visit over 130 booths displaying the latest trends in decorating, gardening, remodeling, window treatments, solar, landscaping, kitchens and baths, do-it-yourself, flooring, windows and doors, siding, HVAC, spas, outdoor entertainment and many other home related products and services. There will be games and activities for the kids, a live demonstration stage, and entertainment for all. The 4-H dance group and “amazing” dog performances are on the schedule. Local mascots and sports figures will be dropping in for photos and autographs, too. The very popular “Ask a Remodeler” booth returns again this year, staffed by members of the NOCO

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HBA Professional Remodelers Council. Bring your remodeling questions and ideas and get free advice from these local experts. “The support for the show this year is tremendous,” says Gregory Miedema, NOCO HBA executive officer. “The show continues to grow year after year. We have seen a 40 percent increase in the number of exhibitors this year, which is a strong statement for the state of our local businesses and the economy.” The Home Builders Association of Northern Colorado sees the annual show as an excellent opportunity for community outreach and promoting the home building industry. “This includes anyone who may be choosing a career… the home building industry is strong and offers some very well paying jobs that will sustain you across your entire career,” Miedema explains. “We are still working in a situation where demand for our product exceeds the supply, and a skilled, trained workforce is an important part of the solution.” Loveland’s Aims Community March 4-5, 2017

College will be hosting an exhibition trailer promoting their construction management program. Aims staff will be available to answer your questions. Miedema also sees a continued need for more housing for first-time buyers. Anticipated changes currently being worked on in the Colorado legislature are expected to allow builders to shift their focus from apartment construction to attached housing, such as condominiums and townhomes. These homes are often the choice for first-timers who want to participate in the benefits of home ownership. Attendees are encouraged to bring a food item for the Larimer and Weld Food Banks and enter the daily drawings for great prizes. The Home & Remodeling Show is the largest home show of its kind in Northern Colorado. Admission and parking is free to the 2017 NOCO HBA Home & Remodeling Show. Visit NOCO HBA’s website for additional information at nocohba. com or call the NOCO HBA office at 970.686.2798.

Visitors chat with vendors of all variety at the 2016 Home & Remodeling Show.

Even pets can get in on the fun.

MARK YOUR CALENDAR

2017 HOME & REMODELING SHOW Now is the perfect time to make your plans and meet local home experts and contractors. WHEN: Friday, March 10 through Sunday, March 12 Doors open noon on Friday 10 a.m. to 5 p.m. Sat. and Sun. ADMISSION AND PARKING: Free 5280 Arena Circle at The Ranch, Loveland, First National Bank Exhibit Hall For more information, visit nocohba.com.

C3 Real Estate Solutions Agent Spotlight Hello, I’m Ben Wishart, and I’d love to help with any of your Northern Colorado real estate needs! I am committed to providing consistent, personalized service to each of my clients, because long-term relationships are much more important to me than any Ben Wishart single transaction. I build trust 970-402-8119 by making my clients’ goals my bwishart@c3-re.com www.WishartRE.com highest priority, before, during, and after every transaction. I value honesty, hard work, and creative thinking. I am proud to have a committed team with a history of success to support me. At C3 Real Estate Solutions we are all committed to providing personal service with outside-the-box thinking, industry leading marketing, and state-of-the art technology. I’d love to help you buy, sell, invest, or just answer any questions you have! 970.225.5152 • C3 Real Estate Solution, LLC.

www.MyColoHome.com March 4-5 2017

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Real Estate

What you need to know before buying mortgage insurance By Sarita Harbour, GOBankingRates.com (TNS) If you’re like many borrowers who have less than 20 percent of a home’s value in equity or saved for a down payment, you need to know how mortgage insurance affects the cost of buying a home.

WHAT IS MORTGAGE INSURANCE? Mortgage insurance — also known as private mortgage insurance, or PMI — protects lenders from default on conventional mortgages in cases in which the borrower contributes a down payment of less than 20 percent of the home’s purchase price. PMI is different from homeowners insurance, which protects the home and what’s in it. It’s also different from mortgage protection insurance or mortgage life insurance, which is an insurance policy that pays off the mortgage loan if the borrower passes

away. Mortgage insurance is beneficial to both lenders and borrowers. Mortgage insurance lowers a lender’s risk of giving a loan to borrowers with a low down payment. It also benefits the borrower, who, with mortgage insurance, might now qualify for a mortgage he wouldn’t otherwise get approved for.

WHAT YOU’LL PAY FOR MORTGAGE INSURANCE The cost of mortgage insurance depends on the type of home loan you have. You could pay anywhere from 0.3 percent to 1.15 percent of your home loan, according to Realtor.com. Although insurance premium payments usually get paid monthly, you might have the option to pay it up front at closing or roll it into the home loan cost. Check with your lender.

MORTGAGE INSURANCE FOR DIFFERENT TYPES OF HOME LOANS Mortgage insurance programs vary depending on the type of home loan. Generally, mortgage insurance is required when you get a conventional mortgage and put down less than 20 percent or when you refinance a mortgage and your home equity is less than 20 percent. Other types of mortgage insurance include:

Federal Housing Administration mortgage insurance (mortgage insurance premium)

r s! ve O 00 tor 1 bi hi

An MIP is required for all FHA loans. All borrowers pay their mortgage premiums directly to the FHA, and premiums are the same for everyone regardless of credit score — though if your down payment is less than 5 percent, you can expect to pay a little more. If you get an FHA loan, budget for both monthly MIP costs as part of your regular payment and an upfront payment included in your closing costs. FHA mortgage insurance rates are usually about 0.625 percent.

U.S. Department of Agriculture home loan insurance U.S. Department of Agriculture insurance covers USDA home loans. It’s a lot like FHA mortgage insurance but less expensive. USDA home loan insurance requires making a payment both at closing and as part of your monthly payments. You have the option to roll the upfront cost into your mortgage, but if you do this, you’ll increase both your monthly payment and your overall loan cost.

March 10, 11, 12th

VA home loan guarantee

Food Drive | Demo Stage | CRUSH Players Appearance by the Breeze Thru BubbleMan Drawings for Great Prizes | Kids Area and More!

FREE ADMISSION | FREE PARKING Show times: Fri 12pm - 6pm | Sat 10am - 5pm | Sun 10am - 5pm

Call 970-686-2798 | www.nocohba.com First National Bank Exhibit Halls North and South Halls 10

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VA loans come with a mortgage guarantee instead of mortgage insurance, but it provides similar benefits. Instead of a monthly mortgage insurance premium, you’ll pay a funding fee upfront. The fee amount varies depending on factors like your military service type, down payment amount, disability eligibility, whether you are purchasing or refinancing, and if you’ve had a previous VA loan.

ALTERNATIVES TO MORTGAGE INSURANCE Although there are benefits to

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mortgage insurance, having it adds to the cost of getting a home loan. If you want to cut costs or are ready to get rid of PMI, consider these five alternatives to mortgage insurance.

Pay a higher interest rate When financing a home, some lenders might offer the option to avoid PMI by accepting a higher interest rate. If you choose this option, the higher mortgage rate cannot get canceled, so you’ll have to refinance to lower your rate in the future.

Get your home reappraised If you believe you now have at least 20 percent equity in your home due to renovations or the rising local property values, get your home reappraised. You might have enough equity to cancel your mortgage insurance, but you’ll have to pay for the appraisal upfront.

Get a piggyback loan Whether your lender calls them piggyback loans or piggyback mortgages, these home equity loans or credit lines enable borrowers with low down payments to borrow more money. Before applying or signing for one, review the fine print carefully to see if your total monthly cost is actually cheaper than paying for mortgage insurance.

Ask your lender about other programs Some lenders offer programs that don’t require mortgage insurance, even with down payments below 20 percent, though you’ll likely have to prove that you have excellent credit to qualify. Before talking to your lender, focus on building your credit history, especially if you or your spouse has bad credit.

Save more for a down payment Sometimes it pays to wait and save up or to choose a home that requires a down payment you can afford. If you save 20 percent of the home’s purchase price to use as a down payment, you might qualify for a conventional mortgage without mortgage insurance. A conventional loan comes with a lower interest rate, and you’ll be able to avoid the headache of comparing mortgage insurance rates altogether. March 4-5, 2017

Yardsmart

Flowers for the country border By Maureen Gilmer, Tribune News Service (TNS) Life on farms, ranches and larger suburban home sites is all about country. It’s an unpredictable world of animals, plants, kids and weather that has defined American life for the past two centuries. You won’t find fabulous design or cutting edge modern here. This is our tradition in the hinterlands, where we aren’t creating just a pretty picture. We create functional sites that are maintainable and useful today, for us and our families. With all the chores to do, few have time to sweat the details, seek perfection or create glossy magazine looks. It’s just who we are. To bring beauty and ecology into the barnyard or to help fence lines melt into the site, you need a special flower border that’s geared for the dust and neglect and trying summer heat. In early farms and ranches, the first perennials to arrive here are the stalwart wildflowers of range and prairie. Planted from gathered seed, or roots transplanted to the yard from wild stands, these big bold perennials took hold and flourished. They have proven to take the worst conditions and survive, to bring color, wildlife and flavor, without toxicity to pets, livestock or kids.

BEEBALM Monarda didyma is a vigorous north American native perennial that is short statured until it produces three foot tall stalks of incredible lavender flowers. In the colonies, it’s foliage was an alternative to boycotted tea after the Boston Tea Party. This is the quintessential bee draw, hence the name.

BLANKETFLOWER This perennial comes from the drier mesic prairie so it is a valuable choice in the west. Gaillardia pulchella grows low and dense, flowering flowers heavily, and then self sows for many new volunteers next year. This species is not as picky about soil quality for success in leaner gravelly ground. March 4-5 2017

Prairie coneﬂowers are named for the cone shaped center that develops as the seed matures inside. (Handout/TNS)

The informal rural ﬂower border features white Shasta daisy, prairie coneﬂower, fennel and bee balm. (Handout/TNS)

Bright and cheerful, garden varieties of Gaillardia bring hot red and yellow to the front of the border. (Handout/TNS)

PURPLE CONEFLOWER Echinacea purpurea is best known as a supplment, but this is the finest native for borders. Huge magenta daisies take heat in stride followed by striking seed cones favored by song birds later in the year.

SHASTA HYBRIDS This plant is not a native but a curious hybrid invented a century ago by Luther Burbank. It is truly global with Japanese and British ancestry created in California. Snow white flowers of the original have many size variations, with the original proving as long lived and resilient as many natives.

FENNEL This popular kitchen garden herb produces tall plants with umbeliferous flower heads that fill the air

Monarda didyma known as bee balm is a bee lovers dream nectar plant. (Handout/TNS)

with these delicate forms late into the winter. Because a fence line border is a linear application, it’s easy to pack it with plants for an overflowing floriferous look at peak season. More importantly, the plants will flourish so they grow together into a dense mass. This blocks sunlight to the soil beneath so weeds are less likely to sprout. Moisture is retained far longer in shaded soil too. All of the above perennials can be found in garden centers coast to coast and are by and large quite cold hardy. Buy six packs of young plants for a larger project to cut your plant costs without sacrificing the ultimate density. On the farm, start the border with one gallon sized plants so you don’t have to give them all so much protection. Use a tube of chicken wire to keep rabbits and livestock from grazing on them until they’re taller. No

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matter how small the start, they all reach the same size in the end. Try sowing colorful florist’s sunflowers into the border to flesh out the planting until the perennials become larger. Gardening outside of cities is a very different critter than the small backyard ideas. Our problems are larger and more challenging with wildlife and livestock and kids that do what kids do. This is America folks, with our unsophisticated yet intensely satisfying gardens filled with the plants we know, and love and grew up with. ————————— Maureen Gilmer is an author, horticulturist and landscape designer. Learn more at MoPlants.com AT HOME

REAL ESTATE TRANSACTIONS The following data is supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount. Berthoud • Manuel and Autumn Sarmiento — 323 Dove Lane, WSW LLC, $154,700. • Ruth Lewis — 318 Colorado Ave., Dennis and Peggy Chambers, $240,000. • Luis and Rebekah Gutierrez — 503 S. Fifth St., Saint Aubyn Homes LLC, $349,800. • Bryce and Rachel Dongog — 519 S. Fifth St., Saint Aubyn Homes LLC, $364,500. • Trent and Tammie Dedic — 318 E. Michigan Ave., Derek Helme, $365,000. • Santiago and Jodie Gamboa — 2860 Big Thunder Road, Richﬁeld Homes LLC, $400,000. • Dale and Carol Serani — 579 Canyonlands St., Saint Aubyn Homes LLC, $415,900. • John Micoch — 882 Jenny Lane, Richﬁeld Homes LLC, $420,000. • Tyson and Heather Heineke — 2146 Burbank St., Tammi Lynn McCoy, $429,800. • David Burns — 6586 Abaco Lane, Daniel and Carolyn Young, $699,900. • Laurin Thomas — 1336 Paramount Drive, Custom Onsite Builers Inc., $709,500. • Maureen McDonough — 2515 Parrish Road, Jeremiah Lee Banker, $711,800. Estes Park • Jason Slaughter — 516 Driftwood Ave., Anne Graves, $245,000. • Diane Muno — 321 Big Horn Drive, Unit A5, Birgit Liselott Bismark, $260,000. • Joanne and Timoteo Deleon — 1137 Fish Creek Road, Kingswood Homes Inc., $525,000. • Mark and Caroline McClendon — 1655 Lower Broadview Road, Reetz Hostelry LLC, $1,052,000. Fort Collins • Joseph and Kimberly Cichon — 2721 Treasure Cove Road, Aspen Leaf Construction LLC, $72,000. • Cristie Lee — 4560 Larkbunting Drive, Apt. 5A, Richard C. Esther M. Tangen, $210,000. 12

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• Jason Farnsworth — 5213 Arrowhead Lane, Keith W. Hancock, $220,000. • Travis Darcey — 3312 Camelot Drive, Duane J. Clow, $220,000. • Keith Hess — 409 N. Impala Drive, Colleen Marie Howington, $225,000. • Emmett and Pamela Formby — 5620 Fossil Creek Parkway, Unit 9103, Breanne and Pau Franzen, $230,000. • Wayne and Catherine Gilbert — 3815 Bonneymoore Drive, Cristie B. Lee, $232,000. • Phyllis and Mike Oster — 3002 W. Elizabeth St., Unit 20C, Robert Sharon Ballou Revocable, $234,900. • David and Kimberlee Thompson — 2012 Remington St., Unit C3, Kevin and Sharon Pyle, $252,000. • Sara Garzaoguin — 2608 Kansas Drive, No. 127, East Village LLC, $259,900. • Anne Kollar — 2608 Kansas Drive, No. 123, East Village LLC, $268,800. • Richard Nelsen — 2608 Kansas Drive, No. 125, East Village LLC, $268,800. • Julie Fraser — 6826 Nimitz Drive, Unit A-101, Betty McNabb, $274,000. • Thomas and Jean Smith — 824 Chetwood Court, Rohit and Anuradha Bhatia, $275,000. • James and Melinda Voyles — 408 Strasburg Drive, Unit B2, Rose Marie Studer, $282,500. • William Kovac — 1412 Front Nine Drive, Apt. B, Ramona Joyce Johnson Revocable, $299,000. • Betty Helzer — 2524 Bison Road, David C. Snowden, $299,800. • Tyler Nichols — 3824 Manhattan Ave., Apt. 1, Manhattan Land Co. LLC, $300,000. • Jerry and Janice Bellows — 2608 Kansas Drive, No. 122, East Village LLC, $302,500. • Jerry and Janice Bellows — 2608 Kansas Drive, No. 124, East Village LLC, $303,800. • Hsiao Mao — 3945 Rannoch St., Galen Trine McMahan, $304,700. • Andrew and Christen Aragon — 316 Diamond Drive, Keven and Carol Carroll, $310,000. • Nathan and Kallin Snow — 2301 Moss Rose Lane, Robert L. Clotworthy, $320,000. • Michael and Mary Morrison — 836 Powderhorn Drive, Lupe and April Padilla, $330,000.

• Travis Slisher — 217 Second St., Debra Fay Bueno, $330,000. • Jessica Sprague — 2119 Blackbird Drive, Kathleen J. Uribe Revocable, $346,000. • Sean Waters — 2306 Manchester Court, Patsy Anne Lambourne, $346,300. • Graham Gilliland — 309 Urban Prairie St., Unit 1, Revive Properties LLC, $360,200. • Matthew Rankin — 2612 Worthington Ave., Tyler W. Ambrosino, $360,600. • Gaurav Misra — 7362 New Raymer Court, Alison and Christopher Sweet, $362,000. • Mark and Branson Hoog — 3251 Greenlake Drive, Triton At Trail Head LLC, $362,800. • Aaron Wegener — 1027 Campﬁre Drive, Robert D. Williams, $375,000. • Patrick and Carol Brackeen — 5532 Weeping Way, Margaret A. Honn, $380,000. • Burk and Mardean Haines — 720 Fairbourne Way, Jesse and Janice Varela, $382,500. • Leroy and Sheila Cynkar — 2633 Canby Way, Showcase Investments Ltd., $385,000. • Corey and Ashley Murzyn — 806 Warren Landing, Jenny Ruhland, $389,800. • Ann Doyle — 5850 Dripping Rock Lane, Unit C105, William and Julie Cunningham, $392,000. • Austin and Jenny Ruhland — 507 N. Overland Trail, Anthony and Dominick Campana, $395,000. • Chrisane Jarosz — 1320 S. Lemay Ave., Zachariah Johnson, $400,000. • Megan Berchwegner — 532 Basil Lane, Casey P. Boczon, $405,000. • Ronald Reece — 2630 Shavano Court, Scott and Lisa Lindburg, $405,000. • Clint and Jessica Massey — 1217 Peony Way, Lakeview Fort Collins LLC, $450,000. • Mary and Donald Gingras — 4679 Brumby Lane, John and Carol White, $460,000. • Edit Szalai — 326 West St., Matthew and Harold Husted, $479,000. • Daniel and Josephine Bikos — 3253 W. Elizabeth St., Richmond American Homes Co., $491,500. • Vishnu Rajasekharan — 2415 Pierce Court, Ruby Antony, $507,000. • Charles and Kathleen Uribe —

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4608 Dusty Sage Drive, Unit 3, Ridgeview Business Ventures, $519,000. • Derek and Catelynn Stadie — 1423 Country Club Road, White Sands Property Solution, $530,000. • Thomas Fissenden — 800 W. Magnolia St., Sara E. Wade, $535,000. • Dale Pruce — 233 Urban Prairie St., Revive Properties LLC, $543,000. • Leigh and Jeremy Reineke — 1945 Blue Yonder Way, Melody Homes Inc., $553,100. • Steven and Laura Tuchschmidt — 620 E. Elizabeth St., Camille and Brad Gifford, $740,400. • Sara Wade — 824 Whedbee St., Patrick J. McGaughran Trust, $820,000. Greeley • Jaime Gonzalezdiaz — 206 16th Ave., Erma Gonzalez, $60,000. • Logan Simons — 1533 Ninth Ave., Debra Dawn Bengtson, $95,000. • Horacio Heredia — 437 28th Ave. Court, Judith and Max Barnstead, $160,000. • Steven and Julia Ertelt — 5775 29th St., Unit 202, David Chacon, $175,000. • Ian and Emily Ruge — 2644 21st Ave. Court, Christopher and Lyssa Jones, $190,000. • Randy Brech — 2511 49th Ave., Unit 4, Kay L. Sylvesteramaya Irrevoca, $195,000. • Aubany Roybal — 104 23rd Ave. Court, Scott A. Brown, $209,900. • Scott Gullett — 529 35th Ave. Court, Lisa Carpenter, $212,000. • Leslie and Joseph Oblas — 1330 14th Ave., Rockmont Invest LLC, $217,500. • Adam and Abi Eaton — 1005 22nd Ave., Irael Quintanilla, $217,900. • Justin Redfern — 1034 49th Ave. Court, RS Homebuilders Inc., $222,000. • Grainne Moss — 813 44th Ave., Dale and Barbara Pratt, $228,000. • Leo and Angela Heffernan — 5600 W. Third St., No. 6T, Stan and Stanley Rogers, $235,000. • Jonathan Smail — 1731 25th Ave., Jesus Herrera, $240,000. • Tyler and Allyson Colbeth — 6024 W. First St., Unit 14, Hartford Homes At Hunters, $245,900. • James and Ashley Roohr — 945 49th Ave., Yan Zhuo, $246,000. • Mi Reh — 322 N. 44th Ave., Angela and Jessica Gomez, $248,000. March 4-5, 2017

• Jason Kuglin — 1321 52nd Ave. Court, Eric and Heidi Vansoest, $365,000. • Jeff and Janis Lemons — 2620 51st Ave., Gerald and Sara Harrow, $368,000. • Shang Huang — 7840 W. 12th St., Aspen View Homes LLC, $372,700. • Dale and Barbara Pratt — 1311 102nd Ave., Ryan and Stephanie Thomson, $404,000. • Travis Pofahl — 3941 W. 17th St. Lane, Dale and Susan Hall, $640,000. Johnstown • Nicholas Wagstrom — 3852 Kenwood Circle, Matthew and Chelsea Allen, $288,700. • William Subbert — 328 Gypsum Lane, Jeffrey C. Stjohn, $295,000. • Chuang Zhang — 3812 Blackwood Lane, Bo J. Villegas, $296,600. • Luis Sprayberry — 3754 Balsawood Lane, Kelsey Anne Pearce, $307,000. • Justin Feather — 3611 Pinewood Court, Stephen Paulson, $323,000. • James Anderson — 231 Honeysuckle Way, Brian and Dawn Mulholland, $325,000.

• Damian Ortiz — 4118 W. 30th St. Road, Lynsey P. Freeman, $255,000. • James and Eleanor Storey — 4902 29th St., Unit 22b, Timothy and Lin Weisbrook, $255,000. • Kimberley and Roland Sherer — 3810 W. 12th St. Drive, Marcia L. Siebring, $273,500. • Lori and Dave Neff — 5105 W. Sixth St., Blue Door Properties LLC, $275,000. • Mertcan Dogan — 3020 43rd Ave., Diana K. Mohr, $279,000. • Roger and Pamela Camper — 6024 W. First St., Unit 14, Hartford Homes At Hunters, $284,700. • Jesus and Yvette Herrera — 4719 W. Fifth St., Juan and Yvett Espinoza, $287,500. • Jaqueline Villegas — 4006 W. 15th St., Charles and Melissa Huff, $288,000. • Oscar Rivera — 1203 11th St., Duane D. Stuck, $290,000. • Blas Gomez — 2209 Fairway Lane, Jean S. Daviet, $300,000. • Linda Bickel — 6206 W. 15th St., Colleen Marie Fee, $305,000. • Suzanne Ragland — 3809 W. 22nd St., Terrill and Bonnie Nichols, $313,500.

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• Batina and John Noakes — 3694 Wittaker Circle, James A. Welte, $337,000. • Srikanth Keshireddy — 3441 Mountainwood Lane, Oakwood Homes LLC, $339,000. • Enrique and Joann Centeno — 5100 Eaglewood Lane, Oakwood Homes LLC, $343,900. • Timothy Blair — 5222 Ridgewood Drive, Iman W. Shuweihat, $358,000. • Troy Vavra — 622 Lippitt Ave., Joseph and Imee Martin, $420,000. • Joel Kiesey — 4774 Saddlewood Circle, Weichert Workforce Mobility, $445,000. • Justin and Sharlene Ferren — 4361 Chicory Court, Saint Aubyn Homes LLC, $468,300. Loveland • Jama Bradley — 1753 Nucla Court, Clifford C. Johnson, $80,000. • Doina Ognian — 4130 Monument Drive, Michael Wayne Hoeben, $220,000. • Jerimiah and Kendrah Jensen — 2027 Dove Creek Court, Nicholas K. Wagstrom, $222,500. • Phil Yastrow — 4785 Hahns Peak Drive, Unit 103, Christopher E.

Rymes, $238,400. • Raymond Schwarz — 1118 Juliana Drive, Neil A. Fleischauer, $240,000. • Ivan and Marie Baker — 677 Gayla Court, Samuel A. McMillen, $249,000. • Christopher Zink — 1703 S. California Ave., James and Melinda Voyles, $255,000. • Lizette Burgos — 1327 Alpine Place, Francisco and Guadalupe Garcia, $260,000. • Stephen Chisholm — 3126 Birch Drive, Esther A. Radtke Living Trust, $260,000. • Hannah and Justin Hosey — 1910 Agate Court, Gary W. Hosey, $285,800. • Lander and Anna Hultin — 1060 Grant Ave., Christopher and Eri McLaughlin, $290,000. • Jeanette Hayes — 1208 Redwood Drive, Dale and Kathryn Swanson, $295,000. • Eric and Christine Norton — 1232 Bristlecone Place, Dennis and Kare Dickerson, $297,000. • Stephen Boonstra — 4151 Ash Court, Casey and Kimberly Breeden, $300,000. • Dale and Kathryn Swanson —

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#HappyPetHappyHome Weekly Winners: Lily & Nina Share how your happy pet makes your home a happy place Facebook Page @NoColoHomes Each week we choose a winner and make a donation in the winner’s name to the Larimer County Humane Society

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Community Pool

The Nanci Garnand Team (970) 541-0840 Chris Weich (970) 744-1175 March 4-5 2017

Dave Gornall (970) 590-8891

Nanci Garnand (970) 227-1327

Near Parks & Pool Near High Plains School Minutes from Downtown

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Tulip Creek Sales Office Open 10am-5pm Fri-Tues 3237 Janus Dr., Loveland Brittany Munoz Rollin Goering (970) 227-1334 970.402.6432

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• Christopher Bassi — 453 Tahoe Drive, Melody Homes Inc., $389,300. • Brandon and Jennifer Inman — 428 Routt Drive, Melody Homes Inc., $394,800. • Anne Brunton — 1826 Monarch Circle, Jennifer A. Hudson, $395,000. • Michael Frankenberger — 4229 Lyric Falls Drive, William Lyon Homes Inc., $399,200. • Perry and Ashley Kinoshita — 175 Cherry Orchard Ave., Kipling and Naomi Anderson, $405,000. • Thomas and Kimberly Vrabel — 727 Deer Meadows Drive, Aspen Homes Colorado Inc., $435,100. • Robin Brown — 815 Norway Maple Drive, Mathew and Lindsey Dinsmore, $474,900. • Karl Alvarez — 270 W. Eisenhower Blvd., Geraldine V. Jerome, $499,900. • Daniel Klingelhoefer — 3722 Desert Rose Drive, Buer Homes Inc.,

2533 Fairplay Drive, Eileen and Benjamin Schalk, $315,000. Ismael Barrera — 2309 Steamboat Springs St., Tracy Carter Irrevocable Trust, $320,000. Justin and Bethany Smith — 1269 Bristlecone Place, Ronald and Donna Showalter, $325,000. Reed and Bonnie Chase — 2943 Sanford Circle, Saroj Thirumalai, $329,000. Jason and Shawn Parnell — 1932 Hyde Drive, Sharon J. Schwindt, $340,500. Randy and Janet Evans — 3656 Como Court, Keirns Construction Co., $351,500. Matthew and Jill Graham — 2055 Ridgway Court, Arthur and Carol Moore, $365,000. Anthony and Paige Nguyen — 1775 Monarch Circle, Christopher M. Barrett, $370,500. Gerald and Lana Anderson — 3740 Crestone Drive, Jason and Jennifer Smith, $373,000.

•

$556,800. • Bing Huang — 1421 E. Eisenhower Blvd., Jae Youn Kim, $628,000. • Lauren and Regee Petaja — 2307 Ellis Ranch Lane, Gregory and Kimberlie Field, $650,000. • Ram and Teresa Seshadri — 4629 Sedona Hills Drive, Bauman Living Trust, $930,000. Windsor • Joseph and Amanda Kingry — 7300 Caledonian Court, Homes Distinction Inc., $118,000. • Dustin Fabrizio — 223 Rock Bridge Lane, Joseph and Bonnie Gregory, $245,500. • Daniel and Paulina Redondo — 372 Buffalo Drive, Brent and Leann Salzman, $275,000. • Kristian Morey — 734 Dakota Way, JJ Constr. Northern Colo. LLC, $296,500. • Kathryn Amundson — 2167 Montauk Lane, Unit 1, Lighthouse Point Townhomes, $326,400. • James Torrez — 1404 Pintail

•

Court, Charles E. Boggess, $330,000. Alexander and Alexa Winston — 1136 Fairfield Ave., Christina Stoner, $350,000. Steve and Kara Rosen — 5217 Horizon Ridge Drive, Jason and Shawn Parnell, $442,000. Brian and Dawn Mulholland — 2252 Stonefish Drive, Melody Homes Inc., $485,000. Cedric and Maria Lundberg — 2243 Stonefish Drive, Melody Homes Inc., $490,000. Brian and Charity Harvat — 2245 Stonefish Drive, Melody Homes Inc., $535,000. Bradford and Heather Hendry — 8753 Longs Peak Circle, New Expression Homes LLC, $699,900. Dinesh Bhaskaran — 513 Whitney Bay, Paul and Celeste Green, $915,000.

Local Market Update for January 2017 A Research Tool Provided by the Colorado Association of REALTORS®

Berthoud

Loveland January

Single Family

2016

2017

Percent Change from Previous Year

Thru 01-2016

Thru 01-2017

Percent Change from Previous Year

- 11.0%

New Listings

+ 178.6%

+ 2.6%

Sold Listings

+ 55.6%

$317,500

+ 5.3%

Median Sales Price*

$340,000

$373,000

+ 9.7%

$340,000

$373,000

+ 9.7%

+ 6.8%

Average Sales Price*

$358,498

$385,378

+ 7.5%

$358,498

$385,378

+ 7.5%

102.0%

98.7%

- 3.2%

102.0%

98.7%

- 3.2%

+ 196.6%

2017

Percent Change from Previous Year

Thru 01-2016

Thru 01-2017

Percent Change from Previous Year

New Listings

127

113

- 11.0%

127

113

Sold Listings

+ 2.6%

$301,450

$317,500

+ 5.3%

$301,450

Average Sales Price*

$335,957

$358,649

+ 6.8%

$358,649

$335,957

Year to Date

Key Metrics

2016

Median Sales Price*

January

Single Family

Year to Date

Key Metrics

100.0%

99.0%

- 1.0%

100.0%

99.0%

- 1.0%

Percent of List Price Received*

Days on Market Until Sale

- 20.2%

Days on Market Until Sale

Inventory of Homes for Sale

207

169

- 18.4%

Inventory of Homes for Sale

+ 85.7%

Months Supply of Inventory

1.6

1.3

- 18.8%

Months Supply of Inventory

1.7

3.8

+ 123.5%

Percent of List Price Received*

* Does not account for seller concessions and/or down payment assistance. | Activity for one month can sometimes look extreme due to small sample size.

January

Townhouse-Condo

2016

2017

Percent Change from Previous Year

Thru 01-2016

Thru 01-2017

- 42.9%

New Listings

0.0%

Sold Listings

2017

Percent Change from Previous Year

Thru 01-2016

Thru 01-2017

Percent Change from Previous Year

New Listings

- 42.9%

Sold Listings

0.0%

$205,000

Average Sales Price* Percent of List Price Received* Days on Market Until Sale

$239,500

+ 16.8%

$239,500

$205,000

96.9%

105.1%

+ 8.5%

157

+ 130.9%

Days on Market Until Sale

Inventory of Homes for Sale

0.0%

Months Supply of Inventory

0.8

0.9

+ 12.5%

$200,000

$160,000

$175,000 1-2012

$140,000 1-2012

1-2015

1-2016

1-2017

+ 16.7%

4.2

3.3

- 21.4%

1-2013

1-2014

1-2015

1-2016

1-2017

AT HOME

Entire MLS — Berthoud —

$400,000

$275,000

$375,000

$250,000

$350,000

$225,000

$325,000

$200,000

$300,000

$175,000

$275,000

$150,000

$250,000

$125,000

$225,000 1-2012

1-2013

Median Sales Price – Townhouse-Condo Rolling 12-Month Calculation Entire MLS — Berthoud —

Entire MLS — Loveland —

$180,000

1-2014

Months Supply of Inventory

Median Sales Price – Single Family Rolling 12-Month Calculation

Median Sales Price – Townhouse-Condo Rolling 12-Month Calculation Entire MLS — Loveland —

1-2013

Inventory of Homes for Sale

* Does not account for seller concessions and/or down payment assistance. | Activity for one month can sometimes look extreme due to small sample size.

$200,000

+ 3.4%

+ 8.5%

Percent of List Price Received*

+ 16.4%

$225,000

$338,118

+ 130.9%

+ 0.1%

$250,000

$327,000

157

+ 19.0%

99.4%

$220,000

+ 3.4%

105.1%

$266,737

99.3%

+ 16.4%

$275,000

0.0% + 3.4%

$224,192

+ 0.1%

$240,000

1 $338,118

96.9%

+ 19.0%

99.4%

$260,000

1 $327,000

$338,118

$266,737

$300,000

0.0% + 3.4%

$327,000

$325,000

1 $338,118

Median Sales Price*

99.3%

$280,000

0.0%

+ 16.8%

$224,192

$350,000

Percent Change from Previous Year

$327,000

Average Sales Price*

Median Sales Price – Single Family Rolling 12-Month Calculation

Year to Date

Key Metrics

2016

Median Sales Price*

January

Townhouse-Condo

Year to Date

Key Metrics

Reporter-Herald – AtHomeColorado.com

1-2014

1-2015

1-2016

1-2017

$100,000 1-2012

1-2013

1-2014

1-2015

1-2016

1-2017

March 4-5, 2017

Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Double wide 3BR 2BA Mobile Home for Sale - $65,000: Large Kitchen w/ Laundry area, Large Living room, Split Floor plan w/ Master Bed/Bath on 1 end & 2 Beds/Bath on the other. Central A/C. Very Nice Home w/ Great Features.

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Beautiful 2BR 1BA Apt Off 1st St, Loveland: Newly Remodeled, Fireplace $995/mo + dep. 970-624-9558.

SELL YOUR STUFF!

List your stuff and get it done! Any item less than $500 sell for FREE! Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

15ft x 50ft Storage Unit w/ 12ft x 14ft Overhead Door, Walk in Door & Electricity. $360/month. 970-686-7257

PLACE YOUR AD

Call 303-466-3636 or 970-635-3650.

Private party and general merchandise only; not for commercial/business accounts. Excludes cars, homes and pets. No refund for early cancellation. Reporter-Herald

AT HOME

R15

Old Town Office

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate Source

source Real Estate Northern Colorado

THURSDAY – SUNDAY 10-5 2621 Bluestem Willow Drive, Loveland Wonderland homes at the lakes at centerra. Multiple luxury ranch style and 2 story homes. See completed inventory homes, under construction spec homes and a variety of available lots including lakefront homesites.

S SAGE HOerME Profile Build

THE GROUP

es One of real estat “Big Dogs”

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The Real Estate Source is a magazine produced by The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado. Online version of publication at www.thegroupinc.com containing links to detail pages for most listings.

Brought to you

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SATURDAY 11-1

SATURDAY 12-2

103 S. Cleveland Ave., Loveland - Updated turn of the century 2 story home within walking distance to downtown Loveland. Re-finished hardwood floors, newer furnace, A/C, hot water heater, windows, paint and carpet. Zoned BE, ample off street parking for small business. Plus enough room to build a shop/garage.

1513 Fairway Seven Court, Fort Collins - Private Living on South Ridge Greens Golf Course with a view of Fairway 7. Imagine waking up surrounded by nature... while just a short walk or ride from the middle of town. The basement with separate entrance and kitchenette is perfect for short or long term guests. For more photos go to TaraTooley.com.

$295,000 MLS# 810518 Kim Summitt 970-689-6950

$555,000 MLS# 812220 Tara Tooley 970-690-7252

SATURDAY 1-3

SATURDAY & SUNDAY 11-3

4821 14th St. SW, Loveland - Enjoy the updated kitchen, formal dining rm, updated ba & extra-large bdrms. Great 4 bd, 3 ba home w/2 separate two car attached garages, one of them featuring 10 ft high doors w/water & workshop space. Enjoy views of Boedecker Lake from the large deck off the kitchen & master bedroom.

3108 N. Duffield, Loveland - Lg sprawling all brick ranch w/finished walkout basement! 4 bd, 3 ba, lg living areas, formal dining, master w/3/4 ba, & woodburning fireplace in family rm. Fantastic location close Loveland Sculpture Park, Lake Loveland & schools. Lg yard w/mature landscaping & sprinkler system.

$330,000 MLS# 812586

$550,000 MLS# 812178 Tiffany Luthi 970-691-4838

Kristi Collins 970-389-4660

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Easy. Draw a circle on the map with your finger and view all properties for sale within that boundary.

The Group has an App for iPhone, Android and iPad that makes searching for homes while on-the-go even easier! Download the free App today from the App Store or Google Play Store search “Group Real Estate”

AT HOME

Tiffany Luthi 970-691-4838

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Reporter-Herald – AtHomeColorado.com

Smart.

Smart. Refine and save your searches and create a list of favorite properties. March 4-5, 2017