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Healthcare broken; retirement plans needn’t be Walbridge woman keeps tradition alive

•

Oregon man to cycle for cancer

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JULY 24, 2017

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Oregon man to cycle 328 miles for cancer society

By J. Patrick Eaken Press Staff Writer news@presspublications.com Oregon resident Jeff Smith wants to see an end to cancer in his lifetime. So, he’s riding his bicycle 328 miles across the state, for a good cause, of course.

The 52-year-old Smith is participating in the 11th Annual American Cancer Society Pan Ohio Hope Ride on July 2730, riding from Cincinnati to Cleveland.

“Across the country, when children have their final chemotherapy treatment, they get to ring a bell. I want to help provide a world with more bells ringing or better yet the elimination of the need for the bell in the first place,” Smith writes in a personal letter explaining why he is participating.

The Pan Ohio Hope Ride is a noncompetitive, four-day, multi-stage cycling event starting near the Society’s Hope Lodge in Cincinnati and ending near the Hope Lodge in Cleveland. In 2016, the Pan Ohio Hope Ride raised more than $937,000 and since its inception in 2007, it is has raised more than $6 million for the ACS. The ACS is committed to reducing the number of people affected by cancer. It is a global grassroots force of two million volunteers. So far, they have contributed to a 25 percent decline in cancer death rates since the early 1990s. They have been able to help save 1.2 million lives thanks to the donations of those who support their cause.

Smith’s life, like so many others, has been touched by cancer, which inspired him.

“My dad died of lung cancer, my mom died of pancreatic cancer, my wife’s dad died from cancer, so cancer is a big deal to me, and we have a close friend going through it right now with breast cancer,” Smith said.

“So, I said, ‘you know what? I like riding a bike anyways. I might as well put it to use.’ So, I signed up for this thing.

I’ve got a $5,000 target, and right now I’m at about $3,450 of the way there. So, I’ve got a pretty good jump on it. It’s a good cause, and honestly I feel good about doing it.”

In a self-written press release, Smith reiterated, “It’s a fun and inspiring event and it gives me the opportunity to support the lifesaving mission of the American Cancer Society. Although this is my first year riding this event the devastating effect of cancer has had a significant impact on my life.

“I personally have watched both of my parents, my father-in-law, my grandmother, other extended family members and very close friends fight what often seems to be, and often is, a losing battle. I want to make a difference.”

His experience riding in long distance bicycling events made his decision to participate even easier. When the Marine Corps veteran, a community-minded man who is also involved with Clay High School’s athletic boosters, says he likes riding, he’s not kidding.

“I bike quite a bit, actually. Earlier this year, I did the Honor Ride for Disabled Veterans down in New Albany, Ohio, I do MS Bike to the Bay, and I do as many of those type things as I can do,” Smith said.

He will be riding along with 400 other cyclists in this year’s Pan Ohio event.

The Pan Ohio ride is expected to raise over $750,000 to support cancer research and patient support programs of the ACS. “The primary purpose is we fundraise for Hope Lodge and other things for research, which is what it’s about, right?”

Smith said.

Each Hope Lodge offers cancer patients and their caregivers a free place to stay when their best hope for effective treatment may be in another city.

Currently, there are more than 30 Hope Lodge locations throughout the United States and Puerto Rico. The cancer society says that not having to worry about where to stay or how to pay for lodging allows guests to focus on getting better.

To support Smith’s fundraising efforts, visit http://main.acsevents.org/ goto/jeffsmith.

There is still time to register for the Pan Ohio Hope Ride and you can join Smith’s team. Participants have the option to ride for one, two or all four days.

For more information on riding, volunteering or supporting the event, visit POHR.org.

Jeff Smith riding for a good cause.

Healthcare may be broken; retirement needn’t be Live on less than you earn, pay less interest on debts than you receive on your assets, mind your taxes, and you’ll be fine. It sounds so simple, and it is.

Similarly, eat fewer calories than you burn, exercise regularly, avoid running red lights in your car, and you’ll be fine. It sounds so simple, and yet it’s not.

Why? Outside forces are conspiring against you at all times. The wind is often in your face, and when it’s at your back, it’s seldom even noticed.

One example of the forces conspiring against us financially is the cost of healthcare. Whether it’s the pure cost of receiving the care itself, or the cost of health insurance premiums to protect from the possibility of having to pay for a medical issue, recent and aspiring retirees are wrestling with the growing cost of getting the care they need. For those who feel that they can retire before age 65 – Medicare age – the burden of $1,400 or $1,800 per month for insurance premiums, plus the

Beyond the Money

by Adam Cufr cost of co-pays and deductibles, has many people rethinking their retirement plans.

For many, it’s simpler to work until 65 in an attempt to avoid the problem altogether.

It should be noted that while healthcare costs are rising, the stock market is soaring to new highs, building retirement nest eggs in the process. But let’s face it, a rising investment account balance would feel much better if the money wasn’t destined to leave right out the back door in order to pay for health care. It’s like getting a pay raise at work only to discover a leaking roof on your home the very same

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too late to address it. In our current financial landscape, healthcare costs are that missing or broken part. It’s only after we secure the rest that we can really know the full impact on our long-term plans.

This process doesn’t sound simple; it doesn’t sound easy, and it’s not. But the purchase being made at retirement is using a lifetime of savings to buy decades of freedom from paid work. The price may seem high, but the benefits are enormous.

Adam Cufr, RICP®, a Northwood native, is the owner of Fourth Dimension Financial Group, LLC in Perrysburg. He is a retirement planner, a monthly columnist for Retirement Advisor Magazine, and the author of “Off the Record – Secrets to Building a Successful Retirement and a Lasting Legacy.” To learn more, visit www.OffTheRecordRetirement.com.

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day. “Can we ever get ahead?” we cry out.

In the face of the persisting healthcare crisis, my best advice is to plan everything else you can, leaving the healthcare variable as the one big unknown in your planning equation. In other words, get your non-medical monthly expenses understood and in order, reduce or eliminate debts, ensure your investment portfolio is managed well relative to your risk tolerance, have suitable insurances in-place for a premature death or longterm care event, and have a clear, focused retirement plan that can be adjusted as health care changes become reality.

This is what you can do, this is what you can control – the planning process.

Just as the best first step in assembling a grandchild’s new bike, or baking a new recipe is to gather all of the parts and ingredients first, review the instructions, and only then begin putting the pieces together. That way, if there’s a part that’s missing or broken, you know before it’s

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JULY 24, 2017

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The Press

Walbridge woman keeps baking tradition alive

By Mary Ann Wasserman Special to The Press news@presspublications.com

“

People enjoy my baking and sewing and I am glad to do it.

“

For Patricia Obertacz, of Walbridge, making traditional Polish coffee cakes, angel wings, and cookies is not just about satisfying the sweet tooth.

“I wish to keep Polish tradition alive by showing people home arts of baking and sewing are still being done,” she said.

“In fact, I would like to do more and expand.”

Patricia was raised by her grandmother, Clara Obertacz, until the ninth grade. From the time she was big enough to stand on a chair and observe, she watched her grandmother as she baked.

Her mom, Ann Obertacz continued the tradition. She has passed the torch to her niece Jennifer Obertacz – a fourth generation.

“My grandmother and mother taught me all the recipes and I have been following them ever since,” Pat said.

“Just recently, I have been doing baking for friends – on holidays, for instance Easter and Christmas,” Obertacz said. “They like traditional pastry on holidays.”

“Baking Polish treats is fun,” she said. “People enjoy my baking and sewing and I am glad to do it.”

Her Polish coffee cake is light and sweet. In Poland, the holiday confection is called “baba” - a word for woman. The confection is typically baked in a fluted pan. When completed, the scallops on the finished product resemble the hem or folds of a woman’s skirt.

The highly-requested staple of Polish family life is yeast-raised. The mixture has to rest for two hours and then rise in a pan for another one and then is baked in a convection oven.

“There is a tradition of religion associated with Polish coffee cake,” Obertacz said. “After Lent begins, you stop using some ingredients in cooking. In addition

to Easter, coffee cake is also requested at weddings.”

Another of Obertacz’s specialties is Angel Wings, or are chrusciki – a traditional sweet crisp pastry made out of dough that has been shaped into thin twisted ribbons, deep-fried and sprinkled with powdered sugar.

She is also known for her kolachky filled with nuts or a variety of fruit fillings including apricot, raspberry, cherry, strawberry or blueberry (her brother Don’s favorite).

Pat’s Polish cookies do not have sugar.

“Batter is made mostly from butter and cream cheese,” she Obertacz said.

“The raw dough is rolled thin and is filled with flour and eggs.”

Obertacz also spends her time making blankets and throws – a hobby she has enjoyed for many years, since a girlfriend asked her to make a baby blanket. The artful covering was a hit with her peers.

“I made it for her and everybody

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Call us at 419.724.1852.

Early into her craft efforts, Pat began donating to the Needles and Threads group at St. Jerome Catholic Parish in Walbridge. Everyone in the group donates a hand-crafted item, which the pastor or associate priest blesses. Items are donated to nursing homes, veterans’ groups or wherever a need exists.

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wanted it and then I got started doing the craft business,” Obertacz said. “And, that was about in my 20s. I started out making blankets and throws for relatives who were having babies and the tradition just grew into making items for craft shows. It just keeps going and I am 67 and also still going.”

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Patricia Obertacz, carries on a family tradition with her Polish coffee cakes, angel wings, and cookies. (Photo by Mary Ann Wassesrman)

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Senior Day celebrated Aug. 3 at the Wood County Fair Thursday, Aug. 3 will be Senior Day at the Wood County Fair.

The schedule for the celebration, presented by the Wood County Committee on Aging, includes: 9-9:50 a.m.: Coffee & donuts; 9:50-10 a.m.: Welcome and opening address, “National Anthem.”

10-11 a.m.: Andrew and Terry Dean, country & more.

11-11:10 a.m.: Door prize drawing (must be present).

11:10-12:10 p.m.: Jeff Tucker Band, pop and country.

12:10-12:30 p.m.: Welcome and lunch (stacked turkey or ham, cold beans, heritage coleslaw, melon salad, crispy rice treats and water.

12:30-1:15 p.m.: Jymi Dill, jazz singer.

1 :30-2:30 p.m.: Rodney Parker and Liberty Beach Band, country music.

2:30-3:30 p.m.: James Askins Trio.

3:15-3:30 p.m.: Door prize drawing (must be present).

All events will be held near the Administration Building. Enter at Gate B or C. Lunch reservations are required

by Friday, July 28 and may be made by calling the Wood County Committee on Aging at 1-800-367-4935.

Entertainment is sponsored by Wood Haven Health Care, Heritage Comer Health Care Campus, Modem Woodmen of America, Wood County Hospital and Right Home Health Care.

ADA Day at the Toledo Zoo Join The Ability Center of Greater Toledo and the Toledo Zoo for their 17th year of commemorating the passage of the Americans with Disabilities Act (ADA) during ADA Zoo Day Monday, July 24, 2017 from 10 a.m.-3 p.m.

The collaborative event, which is Ohio’s largest disability-related information fair, offers information about benefits/insurance, caregiver support and respite services, childcare, housing/skilled care, medical equipment/adaptive devic-

es, mental health/support services, social opportunities and transportation. iHeart Radio will also be broadcasting live.

More than 5,000 guests attended last year’s ADA Zoo Day. A complete list of participating organizations can be found at abilitycenter.org/event/zooday.

Admission to ADA Zoo Day is free for Lucas County residents with valid proof of residency from 10 a.m.-noon.

For non-Lucas County residents, regular zoo admission prices apply. Zoo parking rates and policies apply all day.

For more information about Zoo admission, parking and policies, please visit toledozoo.org.

In addition to the information fair, check out all of the Zoo’s interactive and inclusive experiences including the recently renovated Aquarium’s Touch Tank, Expedition Africa! Aerial Adventure Course presented by Mercy Health and Tower Ridge Giraffe Experience.

Well Beyond 60! Expo The Ohio Department of Aging will host the “Well Beyond 60!” Expo during National Church Residences’ Senior Day at the Ohio State Fair on Tuesday, Aug. 1 from 10 a.m. to 5 p.m.

The Expo will feature health screenings that will help visitors of all ages identify healthy choices they can make throughout their lifetime to ensure they live a healthier, more active life at age 60 and beyond. The event is free with fair admission, which is only $4 all day for visitors age 60 and older.

Fairgoers visiting the Expo will have access to free health screenings and educational displays including blood pressure screening, falls risk assessment, balancetesting, vision screening, nutrition education, physical activity and more.

New this year, meet at the Expo tent at 10:30 a.m. and noon for a free “Walk With A Doc,” where fairgoers will get valuable advice and the opportunity to ask questions of a physician.

ing. Tours of Otterbein’s villa homes will be available. RSVP by calling 419-8338917.

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“Ohioans are living longer and are more active, which means that the choices we make about our health and wellness throughout our lives is more important than ever,” said Stephanie M. Loucka, director of the department. “Now in its third year, the ‘Well Beyond 60!’ Expo provides services and interactive demonstrations to help all Ohioans understand how they can ensure a happy, healthy and long life.”

Fairgoers who attend the free Senior Day Concert “The Carpenters Tribute featuring Michelle Whited,” will also be treated to a free falls prevention mini-workshop.

For ticket information, directions and a full schedule for the Ohio State Fair, visit www.ohiostatefair.com. For information about the Department of Aging’s programs and initiatives, visit www.aging.ohio.gov.

Jazz concert The Cake Walkin ‘Jazz Band will perform outdoors in the courtyard at Perrysburg Commons, 10542 Fremont Pike, on Tuesday, July 25 at 7 p.m.

A Tai Chi demonstration will precede the concert at 6:15 p.m. Strawberry shortcake will be served. The event is open to the community.

Grill & Go Otterbein Portage Valley, 20311 Pemberville Rd., Pemberville, will host a Grill & Go luncheon Wednesday, July 26 from 11:30 a.m.-1 p.m.

Otterbein’s Chef Reggie will be grill-

The East Toledo Senor Center is issuing a call for artists for an Art Show to be held Wednesday, Sept. 27 from 3-8 p.m. at the center, 1001 White St. Art in all media is welcome; and each person may submit as many pieces as he or she wishes. Call 419-691-2254 for info.

Hospice caregiver program Hospice of Northwest Ohio, in partnership with the Area Office on Aging, offers free “Caring for the Caregiver” programs designed to help those who are caring for the needs of a friend or family member find personal meaning in the experience.

The two-session workshops are being offered: • Thursdays, Aug. 17 and 24 from 10 a.m.-noon at Hospice Perrysburg Center, 30000 East River Rd. Register by Aug. 12.

• Wednesdays, Sept. 20 and 27 from 2-4 p.m. at Hospice Toledo Center, 800 South Detroit Ave. Register by Sept. 15.

Call Julie Tucholski at 419-931-5534 to register.

Participants will learn simple things they can do to cope with the stressors and losses of caregiving; how to have difficult conversations; tips for maintaining a positive, healthy outlook and more.

For more info or to request caregiving classes for a group, call Hospice of Northwest Ohio at 419-661-4001.

Support group to meet A cancer support group for patients, family and caregivers meets the second Monday of every month at 6:30 p.m. in the second-floor Cancer Center Library at Mercy Health St. Anne Hospital.

For more info, call Marilyn at 419865-0659 or Laura at 419-754-1277.

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Mercy recognized Mercy Health has received Blue Star Recognition from the American Cancer Society and Ohio Partners for Cancer Control for its efforts to advance initiatives supporting the goal to screen 80 percent of adults 50 and older for colorectal cancer by 2018.

Mercy received the recognition after launching a colorectal cancer task force in 2016 that worked on an array of initiatives to ensure more patients had recommended screenings. The initiatives included patient reminder calls and messages, patient and physician education pieces that emphasize different types of screenings available and social media campaigns that drew strong community engagement.

“While we saw a strong uptick in patients having their colorectal cancer screenings, we still have work to do. We are continuing our colorectal cancer screening campaign to hit our goal to screen 80 percent of adults 50 and over for colorectal cancer,” said Dr. Anton Decker, chief clinical officer and president, Mercy Health Physicians. “Our results thus far and the Blue Star recognition from Ohio Partners for Cancer Control and American Cancer Society tell we are on the right track to ensure that our patients are aware of and benefiting from the early detection screening provides. Screening really does save lives and there are different screening options available, such as an in-home screening, in addition to a colonoscopy.”

Colorectal cancer is the secondleading cause of cancer death in the U.S. Doctors diagnose more than 135,000 adults with colorectal cancer each year. Colorectal cancer is also the most preventable form of cancer. Screenings allow for the detection of cancer at the early stages when treatment is most likely to be successful.

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Facing the challenge of mid-life dating From the American Counseling Association Dating isn’t something just for young people. While dating is a chance for the parents of teens to worry, and a chance for twenty-somethings to find a serious relationship, today there’s a whole new age group – those 30 and over – who have found themselves in the dating pool.

They can be there for a variety of reasons. Perhaps career-based decisions meant having to wait on marriage. Maybe there’s been a divorce or the passing of a spouse. Whatever the reason, it can be a stressful situation because it may seem as though there’s a lot more riding on dating.

In our twenties, there seemed an almost endless world of relationship possibilities, but as we age we realize that the options are usually more limited.

Dating at an older age can also produce stress because it usually upsets

your established life. You have a career, friends, regular routines and activities that bring you comfort, but suddenly a new romantic interest will be taking up your time and affecting many of those established relationships.

So how can you reduce the stress?

Start by maintaining your normal life rather than turning it upside down for this new person. When everything is canceled for someone new and special, it sends a message about how little you value the things already in your life. Instead, rather than stressing over a scheduling conflict, simply admit you’re not available and suggest another time that works better.

It’s also important not to lose existing friends. When you focus solely on that someone new, you’ll end up feeling guilty and anxious over how you’ve ignored, and possibly lost, old and trusted friends.

Instead of cutting off those friends, look for ways to integrate your new romantic

interest into those friendships.

Another key to reducing the stress of mid-life dating is to remind yourself that you’re a mature person with a full life. A new romance shouldn’t force you to shut down your existing life and focus only on the new relationship. Doing so is a sure way to increase anxiety and to set yourself up for an emotional crash if things don’t work out.

Instead, view mid-life dating as an enjoyable, interesting adventure that’s an addition to your existing life, not a replacement for what you already have.

Don’t look at dating as an “all or nothing” proposition and it will be much less stressful and more enjoyable.

Counseling Corner is provided by the American Counseling Association. Direct comments and questions to ACAcorner@ counseling.org or visit the ACA website at www.counseling.org.

The link between hearing loss and dementia

By Rebecca Krukemyer, Au.D Many people are aware that their hearing has deteriorated but are reluctant to seek help. Perhaps they don’t want to acknowledge the problem, are embarrassed by what they see as a weakness, or believe that they can “get by” without using a hearing aid.

In 1999, The National Council on the Aging published the results of a study that showed the effects of untreated hearing loss. Specifically the study linked untreated hearing loss to • irritability, negativism and anger; • fatigue, tension, stress and depression; • avoidance or withdrawal from social situations; • social rejection and loneliness; • reduced alertness and increased risk to personal safety; • impaired memory and ability to learn new tasks;

CARE SO GOOD, YOU’LL ALMOST WISH YOU COULD STAY LONGER.

• reduced job performance and earning power; • diminished psychological and overall health.

A study by Johns Hopkins University School of Medicine and National Institute on Aging suggests that seniors with hearing loss are significantly more likely to develop dementia over time than those who retain their hearing.

Researchers found that study participants with hearing loss at the beginning of the study were significantly more likely to develop dementia by the end.

Compared with volunteers with normal hearing, those with mild, moderate, and severe hearing loss had twofold, threefold, and fivefold, respectively, the risk of developing dementia over time. The more hearing loss they had, the higher their likelihood of developing dementia.

Even after the researchers took into account other factors associated with risk

of dementia, including diabetes, high blood pressure, age, sex and race, Lin explains hearing loss and dementia were still strongly connected.

The reason for the link between the two conditions is unknown. The investigators suggest that a common pathology may underlie both or that the strain of decoding sounds over the years may overwhelm the brains of people with hearing loss, leaving them more vulnerable to dementia. They also speculate that hearing loss could lead to dementia by making individuals more socially isolated, a known risk factor for dementia and other cognitive disorders.

Whatever the cause, the scientists report, their findings may offer a starting point for interventions – even as simple as hearing aids – that could delay or prevent dementia by improving hearing.

For info, contact Krukemyer at PVH at 419-287-2201

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Celebrating 161 Discharges back to the community in 2016.

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Saturday, July 29, 2017 • 11:00am – 1:00pm Join us on the Heartland of Oregon campus to stock up on complimentary school supplies and have some fun.

Enjoy kid-friendly entertainment, including a bouncy house, music and a petting zoo. We will be grilling up hot dogs with all the fixings along with chips and beverages. Book bags and larger school items will be given away.

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I would like a free Quote on Burial I would like a free Quote on Cremation I would also like to attend a Planning Ahead Workshop

“Leading the Way in Service and Care.”

Fran & Dave Marsh

Rhonda Rae Bliss

Licensed Funeral Directors

Prearrangement Advisor

Ernie Marsteller Licensed Funeral Director

Luckey 419.833.4011 Pemberville 419.287.3236 Woodville 419.849.2811

MarshFuneralHomes.com