Healthcare Costs at Princeton

Page 1

Healthcare Costs at Princeton

$1,900

Managing healthcare costs at Princeton requires involvement from everyone enrolled in our medical plans. The providers, services, and products you use are paid in part by you, but mostly by the University. Therefore, the choices you make when selecting a physician or facility to have a test or procedure performed impacts costs directly for all of us—today and in the future.

$1,400

$900

Princeton Net Cost Employee-paid Copays and Coinsurance Employee Contributions from Pay

rsity Unive

Total

C

end 9 ost Tr

% Inc

Independent Facilities

Hospital C

Hospital B

$400 Hospital A

$400

Radiology Affiliates of Central NJ

Your doctor decides you need an MRI. The provider your doctor suggests may not charge the lowest cost or be the highest quality option. Therefore, it is up to you to find and use a low cost, high quality option. For medical tests, the best choice is an in-network independent facility. As an example, this chart shows five in-network facilities in the Princeton area and the general amounts actually paid by the University for an MRI. The quality of in-network service is similar.

Princeton Radiology

COSTS OF SERVICES IN THE PRINCETON AREA (Example)

Hospital Facilities

WHAT YOU CAN DO to manage costs Use preferred labs (Quest and LabCorp) and specialists.

rease

Use in-network independent radiology centers. $9,766

Use in-network urgent care centers and telemedicine instead of emergency rooms for nonlife-threatening situations. Use Centers of Excellence for complex surgeries like cancer and transplants.

$8,919 $8,222

Speak with Aetna or UnitedHealthcare if a representative contacts you.

2013

$607

$575

$2,623

$2,575

2014

2012

HOW YOU CAN DO IT Find a preferred lab, specialist, or independent radiology center, by contacting Aetna or UnitedHealthcare, or visiting their websites. Locate an urgent care center near your home before you need it by contacting Aetna or UnitedHealthcare, or visiting their websites. Have the phone number for telemedicine handy. Call My Medical Expert by Best Doctors for a serious diagnosis, such as cancer. Speak with Aetna or UnitedHealthcare if a representative contacts you.

$536 $2,709

Employee Total Cost Trend <1% Increase Contact information for these services and others are on the back.


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