National Business Xposure Magazine 17th Edition January 2019

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17th Edition – January 2019

ENTREPRENEURSHIP. LEADERSHIP. BUSINESS

BUSINESS FOCUS

LEGAL ADVICE DIRECT MARKETING AND THE CONSUMER PROTECTION ACT

INNOVATOR TRUST HONOURS ENTERPRISE DEVELOPMENT GRADUATES

CAREER ADVICE HOW DO YOU DECIDE YOUR CAREER AS A FRESH GRADUATE?

“ DRESS HOW YOU WANT TO BE ADDRESSED

FOUNDER OF NEW ADDITION DESIGNS CLOTHING LABEL

HEALTH & SAFETY FOR IMPROVING YOUR SAFETY 7 TIPS PERFORMANCE

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Jimmy Msibi, CEO Masweja SHEQ Management


PUBLISHING CREDITS CHIEF EDITOR Benito Mamaile editor@businessxposure.co.za EXPERT CONTRIBUTORS Morgen Moyo Isaac Ndhlebe Jimmy Msibi Malethola Matube Jacques Loots Elena Agaragimova Ryan Bubear

Kelebogile Maphike Founder & Head Designer

PICTURES Aviwe Media Photography Cover Photo Credit: Aviwe Media DESIGNERS Jabu Mataboge LEGAL Loots Attorneys

COVER INTERVIEW

ACCOUNTS Istora Rapule accounts@businessxposure.co.za

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Profile My Business: Connect to Top-Rated Businesses 13

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Career & Life: How Do You Decide Your Career as Graduate? 11 Money Matters: Your Mid-Term Budget Policy Statement

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SHERQ: 7 Ways For Improving Your Safety Performance

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Legal Advice: Direct Marketing & Consumer Protection Act

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Personal Mastery & Golf: 10 Benefits of Playing Golf

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DIRECT MARKETING & CONSUMER PROTECTION ACT

Disclaimer:

National Business Xposure and Intellectual Media and Communications considers its sources reliable and verifies as much data as possible. National Business Xposure (EAN 0 606110 895835). However, inaccuracies can occur, consequently readers using this information do so at their own risks. National Business Xposure does not accept responsibility for omissions or errors. the points of view expressed in articles by attributing writers and/or in advertisements included in this magazine do not necessarily represent those of the publisher. Any resemblance to real persons, living or dead is purely coincidental. Whilst every effort is made to ensure the accuracy of the information contained within this magazine, no legal responsibility will be accepted by the publishers for loss arising from use of this information published. All rights reserved. No part of this publication may be reproduced or stored in a retrievable system in any form or by any means without the prior written consent of the publisher.


CONTRIBUTORS

BENITO MAMAILE CEO & Business Development, Intellectual Media and Communications Platform Architect & Chief Editor, National Business Xposure South Africa

JACQUES LOOTS Admitted Attorney & CEO Loots Attorneys South Africa

MORGEN MOYO Founder My Success Hub South Africa

MALETHOLA MATUBE Founder Progressive Women In Golf South Africa

JIMMY MSIBI CEO, SHERQ Specialist Masweja SHERQ Management South Africa

RYAN BUBEAR Web Editor CARMag South Africa

ELENA AGARAGIMOVA Relationship Manager & CEO Agar Consultancy United Arab Emirates, Dubai

ISAAC NDHLEBE CEO, Training Assessor & Coach IN SOLUTIONS South Africa


EDITOR’S NOTE WELCOME TO OUR FIRST EDITION IN 2019 Many companies, both medium and large are looking at shedding a lot of jobs in the new year. Company execs are still looking for ways to minimize the impact thereof as much as possible, but the honest fact is; many people are about to lose their jobs. Technology has taken over, tasks that required 20 people to carry out 10 years ago now only require a piece of software and one individual to carry out; what will happen to the other 19? No one is safe!

In the meantime, I just want to share a little bit of advice to survive the new year and all the changes it may bring.

BENITO MAMAILE

1. Get a 2nd income, FAST! You can no longer depend on your salary alone to sustain you, so the quicker you establish a 2nd stream of income, the better. You may find that even if your company won't be retrenching anyone, they may be enforcing some pay cuts in order to minimize the blows; this second income will come in handy. 2. Develop and Master a skill, and get paid for it! Look around you, there must be a need for the skills and expertise you have somewhere. Whether it's tutoring Gr.12 mathematics at a fee, or privately auditing books for small businesses, there is a need for your skill somewhere, find that need! Who knows, perhaps getting paid for that skill might turn into a full-time business. 3. Get informed.

Benito Mamaile Chief Editor Email benito@businessxposure.co.za

Less than 10% of the Global population is behind the changes, about 30% are trying to keep up, and at least 60% don't have the slightest idea that the changes are underway. The best thing you can do for yourself is stay informed, that's the only way you'll be able to position yourself well to benefit from the changes. That's it folks, hope I've managed to help someone out there. This is your magazine and platform, interact with us, as we would love to hear from you. Enjoy the read.

Benito Mamaile

MORE ARTICLES

INNOVATOR TRUST HONOURS ENTERPRISE DEVELOPMENT GRADUATES

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17TH EDITION – JANUARY 2019

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Q&A with

Kelebogile Maphike New Designs Addition Clothing brand that was founded by Kelebogile Maphike in 2017. Kelebogile, born and raised in the vibrant urban area of the heart of The Vaal in Bedworth Park, gained his interest in fashion during his early high school years. New Designs Addition was created for the everyday young men and women who thrives to express their individually daily. The label provides conceptualised bold and remarkable apparel, mixed with contemporary and bold designs. Detailing, coeval styling and modern culture affluences are the characteristics that set the clothing label apart, making New Addition Designs the go-to brand for both genders that dares to be bold and different. Kelebogile enjoys catering for ladies and gents that love to look good yet different from everyone else, he continuously draws inspiration from personal experiences and life itself. He recently took a trip for a week to Guangzhou, in a sprawling port city northwest of Hong Kong, China to learn more fundamentals on quality clothing from the leading experts worldwide. Benito Mamaile: In a brief, who is Kelebogile Maphike? Kelebogile Maphike: I always referred myself as a young and vibrant man, that love fashion and I take pride in the work that I do, very hard working and most importantly a team player. BM: Introduce us to your clothing label, why New Addition Designs? KM: New Addition Designs is a 100% South African clothing brand that makes bold and remarkable apparel. The reason for New Addition Designs is that my mentor always told me that in order for a person to conquer and be successful you need to always have new ideas and add value into what I believe in, hence I thought of new and additional but I had to say Addition in order for it to sound proper like a clothing line. BM: What role do you think social media plays in fashion today?

KM: Social media plays a huge role in fashion, it makes it easy for fashion gurus to keep up with the trending fashion, what people prefer to wear, when to wear it and how people react to fashion trends, and also makes it easy for a young and upcoming designer like me to advertise my clothing and get my brand out there.

New Addition Designs


BM: What was your biggest fear when going out and starting your own line?

KM: My biggest fear was designing something that people wouldn’t want to wear #laughs, something that people would bring back to the shop because it is ugly or the quality is not what they expect, although I was always up to date with fashion and people would ask me where to get a certain item. BM: There’s so much pressure for designers to come out with their greatest collection season after season. What advice would you give to young designers just starting out and hoping to make it in the industry?

KM: My advice to the other young designers is to always be up to date with fashion and to also look back at the old fashion because everything seems to make a comeback lately, and they must also take advantage of media platforms to advertise and popularize their brand. BM: What sparked your interest in clothing/fashion business?

KM: What sparked my interest in clothing is the fact that people in my hometown used to say I am the plug (a term used to say “up to date with fashion”), so one day I sat and thought of this, the fact that people admire my sense of fashion then I knew I had to pursue this dream. BM: What made you take clothing business more seriously and make a career out of it?

KM: What made me take clothing business more seriously is that back then while I was in school I would just leave my homework and be busy with my design sketches, and if I had a bad day sketching would be my therapy, I then saw that I needed to invest more time in fashion because it's my passion. BM: How has your work evolved since you began your own label?

KM: My work has evolved from designing sometimes to designing everyday even if it means going back to an old design sketch and change the design, my sister always tells me that clothes are like wine, the older they get, the more stunning they look.

Dress how you want to be addressed BM: Does your approach differ when designing menswear compared to womenswear?

KM: My approach doesn’t really differ when I design, I keep the same attitude on both different genders and how we view them. I admire how my sister; cousin sisters and aunts always carry themselves when they wearing New Addition Designs which inspires me to improve New Addition Designs even further. I am inspired for the ladies as I am for the Gents. BM: What kind of questions do you ask before beginning a design project? Which piece of information is of utmost value?

KM: My most key questions I always ask myself is “for who am I designing this for and for what season am I designing this for ". BM: What trends do you currently see in the fashion industry?

KM: The trends I currently see in the fashion industry is that most of the olden day’s fashion is making a comeback. CONNECT ON SOCIAL MEDIA New Addition Designs 17TH EDITION – JANUARY 2019

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@newaddition_SA PAGE 03


BM: Do you believe there is some sort of pattern or formula to becoming a successful entrepreneur?

KM: Yes there is a formula, such as applying the seven Ps formula like place, product and price just to name a few, and I believe that any Entrepreneur needs to read a lot of books written by business men, books of authors such as Robert T. Kiyosaki BM: In one word, characterize your life as an entrepreneur.

KM: Committed!

BM: What is the biggest mistake you’ve made as an entrepreneur?

KM: As an entrepreneur I made a mistake spending too much of my time with none productive people. BM: How do you believe evolving technology will impact the way we do business over the next 10 years?

KM: Evolving technology will eventually increase a number of unemployed people, because everything will be done by technology and most of the people will be depending on it. BM: What do you know today that you wish you would have known when you first got started as an entrepreneur?

KM: As an Entrepreneur now I know that taking risks is part of life, but before that I always tried to avoid risks by all means necessary, but entrepreneurs take risks all the time though, one needs to do risk assessment to know the impact it would have on the business. BM: What is the best way to achieve long-term success?

KM: The best way to achieve a long-term success is to follow your passion, no matter the challenges in the industry but one needs to always be focused on the goals to be attained. And always put the customers first, because the customers may make or break the business. BM: What have been some of your failures, and what have you learned from them?

KM: I think one of my failures was not strongly delivering the message to my market, and I’ve learned that proper marketing of the brand is very important. BM: What are your thoughts on the current business landscape in South Africa compare to other countries?

KM: The current business landscape in South Africa is still very low compared to the other countries, our government needs to work even harder to develop and support small businesses enterprises, for the economy of the country to be stable like other countries. BM: Excluding yours, what company or business do you admire the most?

KM: #laughs# I really admire Versace, I think Gianni Versace did a great job in putting his company name out there, in such a way that Versace is still one of the best companies even after the founder has died. I would want New Addition Designs to be in the same level. Thank you sharing your thoughts with our readers! 17TH EDITION – JANUARY 2019

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Digital Magazine

My most key questions I always ask myself is “for who am I designing this for and for what season am I designing this for Kelebogile Maphike

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Elena Agaragimova, Career/Performance Consultant United Arab Emirates, Dubai

If you are about to graduate or already have, deciding on what to do next in terms of professional career can be a quite confusing and difficult. With so many options to choose from, which career path is the right one for you? What if you haven’t done an internship and you really have no idea what your major is like in the real world of work? What if your interests changed and you discovered a new major along the way but it was too late to change your degree of study? This happens more often than you think but there is no need to panic. The career path or the job market can be quite competitive, but there is absolutely no need to put yourself under any kind of pressure and accept the first job that comes your way. The minute you settle for a salary is the minute you often get trapped into the working world as responsibilities begin to grow, you begin to enjoy the financial freedom, and what some might call “adulting.” But, don’t be in a hurry to grow up and pay bills. Take your time.

Below are some steps to you can take to help you find out your next steps. 1. THINK OF WHO YOU ARE AND WHAT YOU WANT While getting started on choosing a career path, the first thing you must do is to build self-awareness. Although, this can be tedious and daunting to do at first, reflect back on the experiences that will help you to identify what is it that will make you happy in the future. Thinking seriously about what you love doing and the strengths that you have to offer will definitely lead to ideas for a career path.

You can try out some psychometric testing which can usually be provided by your university or external providers. Make an appointment with a career advisor; meet more than one to get different perspectives and feedbacks. Some of the factors which go into choosing a career as a fresh graduate includes personality, interests, skills, motivations, values and of course your academic qualifications. By Elena Agaragimova

2. TAKE A GAP YEAR AND GET EXPERIENCE Take a gap year, volunteer at home or abroad, or pursue an internship. As a matter of fact, if you have only done one internship (or none), I highly urge you to take a year to just intern, work on short term projects, volunteer, explore the world of work before committing to a job. You will have plenty of time for that. Take advantage of being a fresh graduate and not having as many responsibility as you will as you get older. Check out internship placement programs and organizations that are available globally; speak with professors who can potentially recommend you some opportunities, and do your research on what is available to you as a fresh graduate. Maybe you want to volunteer for a startup or take part in a sports challenge. You have the whole world of possibilities, do not limit yourself!

3. SPEAK TO OTHERS Make a point to speak with your professors, tutors, career services department during your university study or even after you graduate. Join the alumni network and see if the university can introduce you to some alumni who work in areas that are interesting to you. Ask for a chance to shadow someone in their job. Experience the real world of work and try different departments. If you would like to discuss choosing a career or any of the above points, please feel free to reach out to me. Email elena@agarconsultancy.com Elena Agaragimova

17TH EDITION – JANUARY 2019

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YOUR MEDIUM-TERM BUDGET By Morgen Moyo POLICY STATEMENT “O ne

has to establish a view about where the statistics are leading. One has to anticipate an uncertain future. Gut feelings and experience play a considerable role.” Professor Charles Goodhart On our previous financial presentation, our Minister of Finance presented the medium-term budget statement highlighting the state of our national financial health. This is what I seemed to have picked up; Slow economic growth projected at 0.7% 2018, hoping for an incline for this year • • • • •

High debt ratios High cost of debt servicing Widening budget deficit Likelihood of higher borrowing costs should we borrow Revenue shortfall of R50.8 billion

You don’t need to be an economist to see the writing on the wall. Borrowing is not likely to be the option but tax increases may be one strong option to try and get us out of this hole. The exchange rate to the dollar moved negatively breaking the R14.00 barrier. The fuel prices are set to increase because we pay in dollars for the fuel. The costs for our overall imports will rise. In that one moment so many things changed further eroding our individual financial positions. After all, some had predicted that the Minister was caught between a rock and a hard surface.

You need to take a critical look at your finances if you ever hope to see progress in that area of your life. And further, taking corrective action where there have been deviations. It is one thing to place blame but you just have to honor up and avoid using hope as your only strategy. WHERE TO BEGIN? “There are only three rules on investing: first, never lose any money, second, never lose any money, and third, never lose money.” Warren Buffett Unfortunately, there are no short cuts to wealth creation. It is all about learning and applying lessons learned. Read autobiographies, books on investments, seek advice and so on. Start planning your financial future and ask yourself the hard questions. What if you lose your job? Despite the fact that you may be contributing towards a pension fund, you still owe it to yourself and your loved ones to build a cash cushion. Within your limited means start small and keep at it. If a windfall comes your way, take it as a bonus. If you can only afford a few hundred rand, so be it, you may be pleasantly surprised when the money magic starts playing in your favor. INVEST IN YOURSELF ‘Formal education will make you a living, self-education will earn you a fortune.’ Jim Rohn

The picture painted by our Minister of Finance in simple terms is that we are in trouble as a country from a financial stand point. ‘Family’ jewels will need to be sold to cover some pressing issues with our State Owned Enterprises. If this action is not taken the current loans can be called up and this would lead to financial suicide. But what does this all mean? What is the effect of this on you and your family?

There is no point in jumping out of bed and saying you are going to start investing. Rather leave the money in the bank and start learning about the world of investments. Even if it takes you a while to have a full grasp of the investment world, you would have made progress.

READER’S OWN INC

It may be argued that one can approach professionals to handle your money, this is still an option but there is a lot that you can do on your own.

Imagine for a moment that today is your turn to stand up and give a medium-term financial statement to your loved ones. Along the lines of what was presented to us how have you done? No blame game let us have facts and figures. • • • • •

How much money have you saved up to now? What investments have you taken up? How have those investments performed and why? Are you on course with your financial goals? How are your debt levels and relevant costs?

17TH EDITION – JANUARY 2019

As usual, I highly recommend that you approach a registered financial advisor prior to plunging into investment products. Financial advisors will look at your current financial state and recommend the types of investments to suite your circumstances. Your age, income, debts, risk appetite are just but a few factors to be considered. Through this link, you may find a financial advisor: www.fpi.co.za

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MANAGING YOUR MONEY Whilst I have not played golf for a little while but I discovered that like any sport you need to spend a lot of time practicing. I would spend countless hours practicing chipping, putting and my long shots so as to improve my game. The more I practiced, the better my game became. Money management is no different. It is one thing to read a book and you learn about a ‘stop loss’ and so on, this becomes meaningless until you start using it. It is one thing to surrender your money to the experts but I believe that with the right attitude and knowledge base you can do an excellent job for yourself. Money management is a skill and like any other skill it can be learned. GROWTH LEVELS “Compound interest is the eighth wonder of the world. He, who understands it, earns it … He who doesn’t … pays it.” Albert Einstein You need to ascertain whether you are growing financially or declining. Your yearly wealth check may be ideal to give you an indication. This is why it is necessary to know where you were at the beginning of the year and where you are now financially. How is the performance of your investments? How are your income levels and can you create another income stream? Ascertain the areas that can do with some improvements. Avoid changing your investments too often and allow the compounding effect to manifest itself.

continued from previous page

by Morgen Moyo

HIGH DEBT LEVELS “When you find yourself in a hole, quit digging.” Will Rodgers What is your level of indebtedness? Just like the Minister’s medium-term budget policy statement, you need to establish what your debt level is. From the beginning of the year how have you performed on the repayments of your debts? Is there a reduction or an increase on your debt levels? There is obviously good and bad debt. Your mortgage and car loan may be necessary but clothing, cell phones, credit cards etc may need a closer look. For some people debt has become a way of funding their lifestyles and this is not good for your financial health. Start managing your debts and where possible increase your repayments to clear them in a shorter period. Depending on your situation you may find it necessary to do away with some of the family ‘silver’ to stabilize your finances. Take a critical assessment of your debt position and take corrective action. Tough times are on the horizon, stop pilling up on credit. DEBT SERVICING What is the level of your debt servicing? Some people get grumpy when pay day approaches due to the string of debit orders that hit their bank accounts. Only to realize that the account balance is barely able to see them through until month end. It is for this reason that a lot of people end up turning to credit card debt and micro lenders thereby increasing their level of indebtedness without forethought. CONCLUSION My simple message today is that you must take charge of your financial future. Develop your investment plan and stay on track. Learn as much as you can about money and investing, seek out like-minded people, attend seminars, read books and at best start taking those baby steps. You are responsible for your financial freedom.

17TH EDITION – JANUARY 2019

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7

TIPS FOR IMPROVING YOUR SAFETY PERFORMANCE IN 2019

Jimmy Msibi, SHERQ Specialist

Masweja SHERQ Management

Jimmy Msibi is the founder of Masweja SHERQ Management, a qualified SHE professional and a registered member with Southern African Institute for Occupational Hygiene (SAIOH) bringing into the business 11 years of experience in Risk, Quality, Health, Safety and Environmental Management. He worked in manufacturing industries, construction and infrastructure development projects. He has also been involved in different projects with system implementation in regards to Health and Safety implementation in manufacturing and for construction. The knowledge and experience gained theoretically and practically on these field have made a positive impact for big organizations.

I will be sharing my knowledge in the SHERQ industry in each edition from now. Welcome to my blog, remember, health and safety is your responsibility. If improving your company’s safety performance is one of your 2019 new year’s resolutions. We have identified basic loop holes and gaps to help your resolutions to come to live and your proactive approach methodology to shoot higher while the reactive approach is being minimized, read the tips on how to improve and reach the top. 1. INVOLVE EMPLOYEES

4. PUT IT IN WRITING

Engaging employees in the safety processes permits them to demonstrate their commitment while building stewardship, ownership, trust and skills. Start with an employee survey to identify the issues that matter most to your workers and where they feel improvement is needed. Involve employees in safety planning.

DOL (Department of Labour) considers a written safety and health program. If you don’t have one, you should. You also need a safety and health mission statement that aligns with your management reviews, goals and culture. Communicate the statement to all employees, customers, contractors, and suppliers and feature it on your inductions. Simplify your safety policies and practices into a document that is easy for managers and employees to consult and use.

Send them out to divisions of your company or other businesses to learn about best practices.

2. IDENTIFY AND REPORT HAZARDS The process of eliminating a hazard starts with identifying and reporting it. One large industrial site posts a safety deviation book or citation register. Employees are encouraged to write or note risks or safety concerns into the book. Another proven tactic is maintaining a library of up-to-date job hazard analyses (JHAs).

3. GET THE MOST FROM YOUR MANAGERS AND SUPERVISORS Managers and supervisors have the most direct access to workers. Their actions, reactions, and attitudes can have a huge impact on employees’ safety performance. Make sure your managers and supervisors: Routinely discuss safety at staff and employee meetings; Attend and participate in safety committee meetings; Conduct facility walk rounds, noting best practices or areas in need of improvement; Use coaching and feedback to encourage safe behaviors; Launch accident investigations as soon as possible and follow up to identify corrective actions; and Make it clear to employees that they may shut down an operation if they believe conditions are unsafe or unhealthful.

17TH EDITION – JANUARY 2019

5. BE READY Emergencies don’t just happen to the business down the road. You’ve got to be prepared for a wide range of unexpected events. An emergency plan should be inclusive and reflect all possible contingencies. It should be site-specific and based on a thorough hazardous identification risk assessment as well as an understanding of risks specific to location, weather patterns, etc.

6. DEPARTMENT OF LABOUR RESOURCES (DOL) Department of labor has a lot of resources that can help the employer to comply with the law and protect workers from fatalities, illnesses and injuries, and stay competitive in the market. DOL has grouped its compliance assistance resources on their website.

7. GET INVOLVED IN HEALTH AND WELLNESS Compliance with safety and health regulations is your duty under the law. While there are no comparable laws governing diet, exercise, and stress, many experts agree that these factors play a role in keeping employees present and productive. Research points millions on medical costs invested in wellness, and a drop in absenteeism costs more. Programs range from relaxed walking groups during health and safety day at workplaces to comprehensive programs at larger sites with onsite clinics, safety marathons, and healthy snacks options. PAGE 17


“ SAFETY IS THE ENGINE, AND YOU ARE THE KEY THAT STARTS IT.”

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• Updating of legal amendment in line with department of labour legal updates. • Construction Safety management principles • Consultation with the department of labour from time to time to ensure smooth running of the projects. • Development of safety standards and Safe working procedures (ISO 9001, ISO 4500 and ISO 3100) • Advice on statutory requirements such as COID Act, NEMA, OHSA, Construction Regulation, etc. • Implementation of Safety systems through Information Technology and research.

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INNOVATORTRUST HONOURS ENTERPRISE DEVELOPMENT GRADUATES

African News Agency (ANA)

OHANNESBURG – South Africa's Innovator Trust has honoured students who excelled in its enterprise development programme and the management development programme run by the University of Pretoria's Gordon Institute of Business Science to foster entrepreneurship.

J

The Trust, which aims to grow small black-owned businesses in the information and communications technology (ICT) sector and help develop competent small, medium and microsized enterprises through training, sharing skills and infrastructure support, recently held graduation ceremonies in Johannesburg and Cape Town in recognition of graduates who achieved success in their businesses as part of the progammes.

“ICT entrepreneurs are critical to South Africa’s economic growth ” Innovator Trust CEO Tashline Jooste

South Africa's government has singled out nurturing small businesses as key to grappling with chronic unemployment which has left more than 27 percent of the labour force without jobs. The Innovator Trust's enterprise programme goes beyond the skills of starting a business, focusing on the knowledge and tactics needed to go from a small to medium-sized business. The Trust partners with companies that have experience and knowledge in this field, with the goal of growing SMME entrepreneurship. “Once the entrepreneurs who participate in our ED programmes become more established, they focus on growth," Innovator Trust CEO Tashline Jooste said. "This is specifically for entrepreneurs who’ve created start-ups with high-growth potential and to provide them with the skills to scale responsibly." The programmes offer beneficiaries training, mentorship, exposure and development, equipping their business with the tools to enable achievement of goals. “ICT entrepreneurs are critical to South Africa’s economic growth, which is why we need to focus on equipping these businesses with the skills they need to grow, create jobs and stimulate our economy,” Jooste said. Source: African News Agency (ANA) 17TH EDITION – JANUARY 2019

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OUR EXPERIENCE Our Construction Management (CM) team is closely involved in the planning and design phase and typically joins the project at the same time as the architect.

Danville Social Housing

We provide input on constructability, budget, and schedule, which reduces costs. During the construction phase, our full-time supervision team is on-site, monitoring work to assure compliance with specifications, budget and schedule.

We continually keep abreast with new developments in all fields of the construction industry Golden Gardens

OUR SERVICES RANGE ▪

Civil engineering works

Electrical engineering

Construction of roads

Storm water infrastructure

Bulk earthworks

Water and sanitation infrastructure

Affordable and subsidized house building works

Materials Procurement and Distribution

Capacity Building and Skills Training

Program and Project Management

Golden Gardens Road Works

The core business model of Gamont Housing SA is the servicing and building of low cost Housing within South Africa. Since 2004 Gamont Housing SA has completed in excess 100 000 units in the South African Housing industry. Projects range from RDP social housing to bigger Bonded Housing in disadvantaged communities. Gamont Housing SA has experience in the following areas of Housing Development. ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓

Peoples Housing Projects Essential construction services RDP housing Developments Community upgrades Bonded Housing Development Building of Schools Bridges, Dams & Roads Shopping Mall Developments

Storm Water

Office | +27 (0)16 421 5082 Fax

| +27 (0)16 421 5083

www.gamonthousing.co.za

Badirile Project


MULTI AWARDS WINNER

“ A multi-award winning and highly certified company � Since its inception Gamont Housing SA has been awarded numerous awards of excellence.

Best Developer in Gauteng in 2008 Best Priority Project Award (Provincial and National) in 2013

Govan Mbeki Awards in 2012

Govan Mbeki Awards in 2013

Govan Mbeki Awards in 2015 SA Construction Awards - Employer of the Year in 2016

Govan Mbeki Awards - Best Informal Settlement upgrading Project in 2016

www.gamonthousing.co.za



By Jacques Loots

Loots Attorneys An Admitted Attorney

DIRECT MARKETING AND THE CONSUMER PROTECTION ACT

This time of year is usually challenging for most business owners as every business would like to start their year of on strong foot with enough drive to show that they are going to make a success of the year ahead. The last thing that business owners have to do is waste precious time on persistent phone calls, e-mails or other forms of communication from direct marketers. The question arises what is our rights as consumers when it comes to direct marketing? With this article we aim to provide some insight. FIRST WE NEED TO ASCERTAIN WHAT DIRECT MARKETING ENCOMPASS

WHAT HAPPENS IF YOU FELL FOR THE DIRECT MARKETING SALES TALK AND NOW HAVE BUYER’S REMORSE?

The Consumer Protection Act states that direct marketing means to approach a person, either in person or by mail or electronic communication, for the direct or indirect purpose of: (a) promoting or offering to supply, in the ordinary course of business, any goods or services to the person; or (b) requesting the person to make a donation of any kind for any reason;

Section 16 of the Consumer Protection Act gives consumers a 5 day cooling off right and states that:

This includes all forms of communication for example telephone, fax, e-mail, sms etc. WHAT ARE OUR RIGHTS AS CONSUMERS?

Section 11 of the Consumer Protection Act gives every consumer the right to privacy which includes the right to restrict unwanted direct marketing this includes the right to: (a) refuse to accept; (b) (b) require another person to discontinue; or

(c) (c) in the case of an approach other than in person, to pre-emptively block, any approach or communication to that person, if the approach or communication is primarily for the purpose of direct marketing. THE ACT ALSO STIPULATES TIMES WHEN YOU MAY BE CONTACTED WHICH ARE:

Saturdays between 9am and 1pm;

Weekdays between 8am and 8pm; and

Any other time you may have agreed to.

17TH EDITION – JANUARY 2019

A consumer may rescind a transaction resulting from any direct marketing without reason or penalty, by notice to the supplier in writing, or another recorded manner and form, within five business days after the later of the date on which (a) the transaction or agreement was concluded; or (b) the goods that were the subject of the transaction were delivered to the consumer. In the event of cancellation, the supplier must: (a) return any payment received from the consumer in terms of the transaction within 15 business days after (i) receiving notice of the rescission, if no goods had been delivered to the consumer in terms of the transaction; or (ii) receiving from the consumer any goods supplied in terms of the transaction; and (b) may not attempt to collect any payment in terms of a rescinded transaction

082 441 7150 231 General Hertzog Road Three Rivers

PAGE 23


THE CONSUMER PROTECTION ACT ALSO GIVES CONSUMERS THE RIGHT TO FAIR AND RESPONSIBLE MARKETING.

This means that suppliers who contact consumers through direct marketing must refrain from: a)

giving untrue characteristics about themselves, or their goods or services;

b)

offering a false price;

c)

applying not force of pressure on the consumer;

d)

intimidating or harassing a person to enter into an agreement;

e)

advertising goods or services if they are not available to be supplied;

f)

forcing a consumer to provide the contact numbers of friends, family or other people in return for a benefit;

g)

forwarding a person’s details to third parties without his/her permission.

WHAT REMEDIES ARE AVAILABLE IF THE SUPPLIER DOES NOT COMPLY WITH THE CONSUMER PROTECTION ACT?

In terms of Section 69 of the Consumer Protection Act , if a consumer is of the belief that a supplier has breached a provision of the Consumer Protection Act in respect of direct marketing, he or she may lodge a complaint with the supplier, or lodge a complaint with a complaints body with jurisdiction, such as an industry ombudsman, the National Consumer Commission, an alternative dispute resolution agent, consumer court or any other court with jurisdiction if all other remedies in terms of national legislation have been exhausted.

WHAT ABOUT A NORMAL PUBLIC ADVERT?

If a consumer responds to a public advert like a billboard on a highway, it does not constitute direct marketing. A consumer must be approached by the supplier in person, by post or electronically for the purpose to advertise goods for sale or services available or to request a donation in order to fall under the description of direct marketing.

Loots Attorneys wish all our clients and readers of this article a prosperous 2019 and we are looking forward to assist you with the various challenges that you may encounter in your ventures during the upcoming year. Remember that this is a new year with new possibilities so don’t be afraid just GO!

082 441 7150 231 General Hertzog Road Three Rivers

17TH EDITION – JANUARY 2019

PAGE 24


ECO Indoor/Outdoor Kit 1 Kit Includes:

• 2.5 x 2.5 Graphic Wall • 2 x Directors Chairs • 2 x X Frame Banners • 1 foldable table and branded table cloth

Business Cards x500 • • • •

Double Sided Laminated 350gsm Matt Finishing

Media / Graphic Wall Banner 2,5 x 2,5m Complete Frame Printed Banner Bag

Teardrop / Pull Banner • 2x 850 x 2000mm Pull Up Banner • 2 x 3m Telescopic Flags • 2 x 3m Branded Pop-Up Banner • Bag

Vehicle Branding

ECO Indoor Kit 2 Kit Includes:

• 2.5 x 2.5 Graphic Banner Wall • 2 x Bar stools • 2 x X/Frame Banners • 1x Curved Promo Table

016 985 4095 081 322 5747

www.intellectualmedia.co.za


Malethola Matube

Progressive Women In Golf

Golf is a lifestyle that transforms lives through enabling personal mastery. It is one game that enables individuals to discover who they are and want to better themselves. Known as a sport of leisure and as a gentleman’s game, golf is one of the most popular, well-received sports worldwide. Played on a large outdoor course covering anywhere between 30 and 200 acres, the object of the sport is to propel a small hard ball into a series of ‘holes’ with as few strokes as possible, using a variety of wood or iron-tipped sticks called golf clubs. SOME OF THE TOP 10 BENEFITS OF PLAYING GOLF ARE: Exposure to the outdoors – The nature of playing golf on courses as large as 200 acres requires players to be outdoors. Basking in nature provides us many health benefits for our mind and body. Studies have shown that constant exposure green areas relaxes the body, reduces stress and can aid in alleviating anxiety. Furthermore, exposure to sunlight allows the body to soak up vitamin D from the sun, promoting bone growth in youth and reducing the risk of depression, heart disease and certain cancers. Fosters relationships – Golf is a very socially enjoyable sport. It can be a great way to keep in touch with friends, provide opportunities to meet new people and help connect a community. Since golf is a game of that is not as highly intense or competitive as soccer or basketball, there is plenty of down time and silence for interacting with fellow golfers. Studies have even shown that a great number of business deals are closed on the golf course! Strengthens the bladder – This one is a bit surprising but it certainly deserves noting. Those frequent visits to your friendly course beer-cart girl can give your bladder a run for time. The longer you learn to hold it, the more you strengthen the capacity of your bladder. And, as noted by some women golfers, it’s also an effective way to strengthen leg muscles, especially in the quadriceps. Those crouching maneuvers used by those who can’t “hold it” are a unique way of doing leg exercises.

Burns calories – Covering 30 to 200 acres means a lot of walking! Skipping out on the golf cart and walking the average course can cover a distance between five to seven kilometers. If you opt to carry your own clubs, you’ll burn even more calories, too! With all the walking, carrying and swinging involved, golfers can burn up to 1000 calories in a single game. Keeps your heart rate up – Playing golf can lead to quite a bit of exercise for your heart. As is the case with burning calories, the walking, carrying and swinging will increase your heart rate, keeping it pumping and increasing blood flow. Naturally, this will lower your risks for heart diseases and decrease levels of “bad” cholesterol.

17TH EDITION – JANUARY 2019

Good for your brain – As your heart rate increase, so will blood flow to the brain, which can stimulate and improve nerve cell connections. This can delay mental illnesses such as dementia. While competing against others, golfers will also compete with themselves for personal best scores. This type of challenging boosts confidence and selfesteem, while the mental alacrity involved in tallying scores, improving strategy and fostering hand-eye coordination will keep the brain active in logical functions. Improves vision – It requires pretty good vision to zoom in on that round, little white ball that may be yards away. Golfers learn to hone in on small targets from long distances and even when the ball is on the tee, prior to their swing, golfers are presented with the opportunity to evaluate the keenness of their vision while improving hand-eye coordination. Low-risk injury sport – Golf is a leisurely sport and, compared to other sports, the overall risk of injury is low because it is not a contact sport. Though golf is primarily a sport of strategy, coordination and accuracy, there is some physical activity involved given the walking, swinging and pivoting. Golf is a low-risk injury sport but still provides just enough physical activity to keep the muscles engaged. Better sleep – Since you are getting quite a bit of exercise, your tired body will thank you at night when it’s time for some long deserved rest. Golfers will fall asleep faster and sleep more profoundly, and are able to remain in a deep sleep for longer periods of time due to the amount of energy expended. Deeper sleep is necessary for your body to regenerate cell and repair any muscles and tissues. Reduces stress – Golf helps to alleviate stress. Being in an outdoor area where you can interact with others who share your interests is a great way to forget any troubles. The pleasure of walking in an open and natural environment and spending time with friends places golfers in a good mood. This is because playing a round of golf can release endorphins – natural, mood-enhancing chemicals within our brains, making you happier and relaxed.

Health Fitness Revolution; 14 May 2015

Contact Progressive Women In Golf for more information on golf lessons for children, youth and adults, golf clinic, team building, leadership workshop and entrepreneur development.

084 777 0632 info@pwingolf.co.za Progressive Women In Golf @

pwingolf

pwingolf www.pwingolf.co.za

PAGE 26


WE’RE LOOKING FOR RESULTS-DRIVEN SALES AGENTS IN EACH PROVINCE BRILLIANT COMMISSION, WE GIVE YOU UNCAPPED EARNING POTENTIAL. BONUSES WHEN EXCEEDING TARGETS What we provide •

Full in-house product training

Responsibilities • • • • • • • • • •

Present, promote and sell products/services using solid arguments to prospective customers Perform cost-benefit and needs analysis of existing/potential customers to meet their needs Establish, develop and maintain positive business and customer relationships Reach out to customer leads through cold calling Expedite the resolution of customer problems and complaints to maximize satisfaction Achieve agreed upon sales targets and outcomes within schedule Analyze the territory/market’s potential, track sales and status reports Supply management with reports on customer needs, problems, interests and potential for new products. Keep abreast of best practices and promotional trends Continuously improve through feedback

Requirements • • • • • • •

Proven work experience as a Sales Representative Familiar with CRM practices along with ability to build productive business professional relationships Highly motivated and target driven with a proven track record in sales Excellent selling, communication and negotiation skills Prioritizing, time management and organizational skills Ability to create and deliver presentations tailored to the audience needs Relationship management skills and openness to feedback

Successful applicants must have the following: • • • • • •

Completed Matric or equivalent Relevant qualifications in sales will be essential Minimum 2 years work experience Fully bilingual in English and Afrikaans Clear criminal record Own car will be essential as well

Send your CV to vacancy@businessxposure.co.za or fax to 086 597 9601 17TH EDITION – JANUARY 2019

PAGE 27


SAY HELLO TO THE NEW VOLKSWAGEN T-ROC CROSSOVER! By Ryan Bubear Ryan has spent most of his career in online media, writing about everything from sport to politics and other forms of crime. But his true passion – reignited by a 1971 Austin Mini Mk3 still tucked lifeless in a dark corner of his garage – is of the automotive variety.

Source: http://www.carmag.co.za

T-Roc will be offered with a range of familiar turbocharged engines After a lengthy teaser campaign and plenty of speculation, Volkswagen has finally pulled the wraps off its new T-Roc crossover on the shores of Lake Como in Italy. Positioned below the Tiguan in the Wolfsburg automaker’s growing SUV line-up, the new T-Roc rides on the Volkswagen Group’s ubiquitous MQB platform (and shares much with the Audi Q2), with the brand describing the newcomer as a “lifestyle crossover with SUV characteristics”. VW says the T-Roc will be offered in front-wheel-drive form as well as optional 4Motion all-wheel drive, and will be the first Volkswagen SUV available in two-tone paintwork. The five-seater features a claimed luggage of 445 litres (which VW describes as class-leading), expandable to 1 290 litres with the 60/40 split rear bench folded down. The crossover measures 4 234 mm long (which makes it 252 mm shorter than the Tiguan), and it has a wheelbase of 2 603 mm, a width of 1 819 mm (excluding side-mirrors) and a height of 1 573 mm. So, what’s happening under the bonnet? Well, the new T-Roc will be offered with a range of familiar turbocharged engines: three petrol TSI engines and three TDI diesels. There will be a mix of manual gearboxes and seven-speed dual-clutch transmissions.

Source: http://www.carmag.co.za/author/ryanbubear/

Styling highlights include a wide radiator grille with integrated dual headlamps (and a fresh lighting signature), a chrome element that runs from the A-pillars across the complete side roof-line all the way into the Cpillar and the obligatory dark plastic trim around the wheel arches and side sills, as well as the T-Roc’s front and rear. Inside, the brand’s Active Info Display will be offered, while various driver assistance systems will also be available, including city emergency braking and a lane-keeping function. Adaptive chassis control and progressive steering will likewise be offered, along with electric operation of the rear hatch and keyless starting. No word yet on timing of local introduction, but Volkswagen SA has confirmed that it does plan to offer the T-Roc in South Africa. VW in Germany, meanwhile, has announced that the new T-Roc, which will be built in Portugal, will hit initial markets in Europe in November. 17TH EDITION – JANUARY 2019

PAGE 28


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