January 2012
mystyle
16 24
26
elaine foster
richard fogarty
jodie nolan
features 12 view – destination ... sunshine
Niki and Justin Deighton
16 people – driving out the dark
Richard Fogarty
18 ladies at lunch – mind the gap
Do generation gaps still exist? Our lunching ladies discuss
24 success – pushing boundaries
Elaine Foster
26 cover – in the eye of the storm
Jodie Nolan
38 the good life – true beauty
www.profilemag.com.au
Dr Alison Jamieson
54 enlightened goddess business feature 70 the last word
Annette Sym
regulars 4 publisher’s note
35 my style
58 travelfile
6 pinboard
44 style counsel
61 abode
8 he says, she says
48 life
62 business
32 briefcase
56 on the table
68 win
vanity case
summer fling 42
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ANZ’s Personal Bankers can look at your current lifestyle, future plans and advise you on everyday banking that could fit your individual needs. Drop into your local ANZ Branch to make an appointment today.
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publisher’s note
T
he other day I bought a different brand of yoghurt. My usual brand, which I am extremely fond of, was not in-store. So with reckless abandon, I reached into the fridge and grabbed a competing brand of yoghurt. Look at me branching out! However, as I left the store, I must say I panicked. What if this one doesn’t taste the same as my usual brand of yoghurt? What if it has more fat content or wasn’t as creamy? So I popped into the IGA on the way home, and there, radiating from the shelves, was my yoghurt. Mission accomplished. But what it is about changing brands of yoghurt that makes us panic? Why is it that we eat the same brand every morning, use the same toothpaste, get out of bed the same side, or put our left shoe on before our right? Why do we stay in the same town we grew up in, or stay in the same destructive relationships? Why? Because we are often afraid of change. Thinking about change can come with a barrage of barriers – what if it doesn’t taste as good? What if I hate it? Well, dear readers, my question to you today is this; what if change offered up a new
alli grant (editor-in-chief) and genine howard (publisher)
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experience? What if it was ... amazing? We are taught to put barriers around the idea of change, but as we are about to prove this issue, change has brought success, happiness and true passion to the lives of the people who grace our pages. These people, suck as Niki and Justin Deighton who moved their lives from the bleakness of the UK to the sunny Sunshine Coast, took change by the horns and tackled it – and in the end were better off for it. Others, like our gorgeous cover person Jodie Nolan (nee McIvor) had change thrown in their faces – a change which at the time seemed devastating. But as Jodie’s story attests to, change is about perception – you can choose to see reasons why you should stay the same, or you allow yourself to see the golden opportunities change can open up for you. Yes, change is like a golden door just waiting to be thrust open for those who are willing to turn the key. Sure, it is scary thinking about the ‘what ifs?’, but just imagine the ‘what ifs?’ if you didn’t venture through to the other side … you will never know unless you grab that doorknob and give it a turn.
GENINE HOWARD PUBLISHER / group MANAGING direcTOR
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THECOVERSHOOT This month, guest photographer Robeccer McLean from Adori Studios joined the team for the January shoot, working alongside makeup artist Pru Edwards who had applied Jodie’s makeup the weekend prior for her wedding! Jodie Nolan is pictured on the cover in a gold-beaded gown by designer Ruth Tarvydas, RRP $2500, from Julie-Ann Boutique, Buderim and Mooloolaba. The Profile Magazine team spent the week prior to the shoot making this amazing (fake!) money dress (see page 29) – although it didn’t quite make it to the cover I am sure you will agree it is pretty fabulous!
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DI VORCE | PROPERT Y | M EDIAT ION SUPER A NNUATION | CHILDREN’S ISSUES
We put you and your
Family first Leisa Toomey (Accredited Specialist - Family Law) Liz Catton | Danielle Sturgeon | Asha Egan
SUNSHINE COAST
january 2012
5413 8900
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NORTH BRISBANE
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group managing director / publisher Genine Howard
group general manager / publisher Hamish Rose
group editor-in-chief Alli Grant
sub editors Phyl Grant, Stacey Carrick
creative director Kara de Schot
graphic designer Johanna Jensen
australia day 2011
january 17 rhythm and drumming
sales manager Belinda Brill
business development manager
Take the kids out for some school holiday entertainment at the Rhythm Culture Drumming Workshops presented at the Lake Kawana Community Centre. With classes running from 10:30am and 1:30pm, your kids will be able to perform the likes of West African percussion at $10 per head. Workshops are aimed at ages seven to 14.
Nadine Sullivan
www.thej.com.au
Alan Hughes, Katja Anton, Ben Connolly
feature writers Jessica Jane Sammut, Candice Jayde Olive Jaclyn Paul (intern)
photography email
january 25 aussie day awards Celebrating its fourth birthday is the Sunshine Coast Australia Day Awards, paying tribute to those making extraordinary contributions to society or who are outstanding achievers within the community. Presentation of the annual event hosted by the council will take place as part of a sunset ceremony (venue to be confirmed).
info@profilemag.com.au
call / fax 5451 0669 / 5475 4405
drop in Beach on Sixth, 104 / 65 Sixth Ave, Maroochydore
post
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PO Box 1065, Cotton Tree, QLD 4558
january 26 australia day on the beach
5451 0669, sales@profilemag.com.au
Kings Beach and Lions Park will come alive this Australia Day with an array of live entertainment, workshops, activities and market stalls lined up for the free public event. The alcohol and glass-free zone gives locals a chance to celebrate safely and responsibly but to have fun too!
15,000 free copies are street delivered to high traffic areas such as high-end cafes, fashion boutiques, hairdressers and professional offices across the Sunshine Coast, monthly, and online along with an eMAG sent to 6000 inboxes fortnightly
www.sunshinecoast.qld.gov.au
january 27-29 flower and food festival The Ginger Factory is hosting the annual Ginger Flower and Food Festival on the Australia Day long weekend, showcasing more than 250 varieties of plants, featuring a top line-up of chef and gardening celebrities. A special outdoor patio display (complete with outdoor furnishings, landscaping and multiburner barbeque) will also be up for grabs for one lucky winner. www.gingerfactory.com or phone 5446 7100
january 28 galaxy tour Australia’s own R&B sensations, Jessica Mauboy and Stan Walker, will hit the Sunshine Coast Function Centre (Caloundra) this month. Don’t miss your chance to catch the Galaxy Tour at their only performance on the Coast. Presale tickets to the all-ages event will cost $45. Doors will open at 7:20pm. Phone 5438 5800
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Profile magazine is a free publication (subscriptions available) published 12 times a year by Profile Magazine Publishing Group Pty Ltd. All rights are reserved and the contents are copyright and may not be reproduced without the written consent of The Publisher, Profile Magazine Publishing Group Pty Ltd (“The Publisher”), their related companies and officers hereby disclaim, to the full extent permitted by law, all liability, damages, costs and expenses whatsoever arising from or in connection with copy information or other material in this magazine, any negligence of The Publisher, or any persons actions in reliance thereon. Any dispute or complaint regarding placed advertisements must be made within seven days of publication. Inclusion of any copy must not be taken as any endorsement by The Publisher. Views expressed by contributors are personal views and they are not necessarily endorsed by The Publisher.
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he says, she says
ll photography ben stone It’s that time again when we all vow to change our lives for the better – we will get fit, eat better, give up our bad habits, become a better friend / wife / husband, overhaul our bank account and, better still, our entire lives so we are happier, richer and better people. But who sticks to New Year’s resolutions? Unsurprisingly, Todd and Sami from the morning radio breakfast show on HOT91.1FM certainly don’t and quite happily so …
he says
T
he year was 2002. The location was Cairns. The time was 12:10am on January 1. As I stopped embracing my pregnant wife and proceeded to dish out New Year’s man hugs to my mates, I vowed to never again make any form of New Year’s resolution that would surely be broken within the next 60 minutes. I then cannon-balled into the pool wearing only my party hat and my ‘going out’ undies and cut my hand open on the rock waterfall feature! Good start to 2002. I’m happy to report that, a decade later, I’ve not broken that resolution and again this year I’m looking to commit fully to doing nothing, hopefully with the same level of success. You see, over the years I’ve sworn I’d give up the smokes, stop indulging in Kentucky Fried and other fatty delights, get myself a gym membership and rid myself of the belly that has become known as the “fuel tank for the love machine”. Each year I promised to better myself I simply let Team Todd down, time and time again. I promised a lot but delivered little and was exceptionally disappointing, a lot like the last Indiana Jones movie. One thing I did do successfully at the turn of the century, 1999 into 2000, was resolve to get off the durries. I did this because I thought we were all going to die anyway thanks to the Millennium Bug. However, when we woke around lunchtime the next day, crooker than a Gold Coast lawyer and with a newfound respect for religion (“Oh God, oh Jesus, please, I swear I’ll never drink again. Just help me get rid of this headache …”) followed by a two-hour shower, I realised that if the bug hadn’t got the job done the smokes surely would. That New Year’s Eve I gave away fulltime smoking and these days I only ever smoke when I drink. So I’m down to 25 beers a day and seriously thinking about giving up tomorrow. Happy New Year! PS. If you are reading this after a big one last night, I’d recommend two Nurofen, two bottles of Gatorade Bolt and a large tub of the Colonel’s potato and gravy. Oh and a dip in the ocean.
todd and sami
She says
M
y resolutions are far from revolutionary. On top of that, the resolve part of the equation seems to be missing. Alas, my resolve is weaker than Kim Kardashian’s marriage vows. I have no self control and no self discipline. I am quite fabulous at binge eating and even better at binge spending. So it stands to reason that every year I start off the year with beige promises to cleanse my body, my bank balance and my fridge. Blah, blah, blah. Come New Year’s Eve, it’s amazing I can even hear the midnight fireworks over the sound of my arteries hardening. I always celebrate New Year’s by whirling massive wheels of Camembert and other goodies into my gob. It heads straight to my hips. Then I wash it down with gallons of champagne. It heads straight to my head. And, of course, it is plonk I have maxed out my credit card buying. It’s ironic that I use the last bit of credit to toast a promise to be more financially responsible. So there go two of the three promises to cleanse my body and my bank accounts. The third wish to clean my fridge is a pale promise that is never going to happen. It’s clearly time for me to grow up. I am a mum and a wife now. I still think it is funny that I have a husband, because only grown-ups have husbands! And the whole annoying thing about this resolution rubbish is the fact I should be really good at carrying out promises because they are basically big ‘to do’ lists, right? All I do all day long is write ‘to do’ lists. I scribble lists for my husband outlining weekend chores. I write lists for day care stating what my daughter is to eat / isn’t to eat, is to wear / isn’t to wear. I have lists for my lists! But when it comes to writing a really important list for how to live my life I baulk. No doubt I will again be that loser vowing to lose weight and gain money, and it will not happen. But I do hope you and your family have a wonderful 2012 full of everything that matters in life.
Opportunities Recognition Results 8
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coastline BMW feature
powered by Coastline BMW The Sunshine Coast is host to a plethora of entrepreneurs and business leaders who have shaped our great region and inspired us all to achieve. Each month we meet and feature an outstanding business person; we find out what makes them tick, what gets them out of bed every day and of course, find out what car they drive! This month we get to know Terry and Jeanette Bambury, owners of three Zarraaffas Coffee franchises, the most recent, a drive-thru on Aerodrome Road in Maroochydore.
WHY DO YOU LOVE IT? “It drives well, is safe, comfortable and looks great.”
Meeting this month’s business drivers ... Terry and Jeanette Bambury Jeanette: 320d Coupe. Terry: 320d Wagon. What inspired you to purchase your BMW? Terry: After a weekend test-drive in an M6. Jeanette: I loved the look and it is not too big or small. Why do you love it? Terry: It drives well, is safe, comfortable and looks great. Jeanette: Every time I approach my car I love the look of it. What is your favourite feature of the car? Terry: Bluetooth and cruise control are the most used, but my favourite is at night when you drive with the lights on full beam and they turn off automatically when a car is coming from the opposite direction. Jeanette: The seats; they seem to wrap around you and I love the ambient lighting in the interior at night. What is your best driving memory with your BMW? Terry: The first day I drove it off the forecourt and went for a long drive around the Coast. Jeanette: Everyday, as it always turns heads.
My secret to success is … building a great team around yourself allowing you to work on your business, not necessarily in the business.
If I had my time over, I would … carry on playing rugby for longer, as I stopped at 19. My mentor is … Ken Corbett, a man I worked for when I was 22. He showed me the importance of treating your team with respect and how to get the best out of them. I believe that … hard work leads to success. My first job was … as an electrical apprentice with British Rail. My first car was … a white 1963 Triumph 2000 twin carb saloon with a black vinyl roof. I love the Sunshine Coast because … we have made some wonderful friends here in the last nine years. On the weekend you will find me … on the golf course or at a restaurant. My passion is … my family.
Coastline BMW
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Terry
The greatest lesson I have learnt in business is … don’t give up at the first set back. Learn your lessons and bounce back.
What car are you driving?
Sales Finance Service profilemagazine Parts & Accessories
Getting to know...
770 Nicklin Way, Currimundi. Phone 5491 9100 The Ultimate Driving Machine
www.coastline.bmw.com.au
NEXT PAGE: JEANETTE AND TERRY BAMBURY WITH THEIR BMWS. PHOTOGRAPHY BY KATJA ANTON. profilemag.com.au
coastline BMW feature
BMW 320d M Sport Innovation Coupé and BMW 320d Sport Executive Innovation Touring. The BMW 3 Series. The Ultimate Driving Machine. 320d M Sport Coupé Combined fuel consumption 4.7l / 100km Acceleration 0-100kms 7.5 sec
320d Sport Touring Combined fuel consumption 5.4l/100km Acceleration 0-100kms 7.9sec
Test drive today at Coastline BMW, 770 Nicklin Way, Currimundi. Phone 07 5491 9100.
january 2012
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view
Niki and Justin deighton
words jessica jane sammut ll photography katja anton
Niki and Justin Deighton definitely have guts. Having sold their thriving business in London and relocated their whole family to the Sunshine Coast, they are now on a mission to raise the profile of the Coast globally. Jessica Jane Sammut discovers how.
N
iki and Justin are go-getters. There is no denying it. Justin, born in north London, spent his early career as a successful international DJ and record label owner, travelling the world, undertaking MTV tours in Russia, partying in South Africa and generally living a hedonistic lifestyle of excess, before he settled down in favour of the quieter family life. Niki, also a Londoner, spent her early years as a printing executive – enjoying the company cars, expense accounts and long lunches that came with her role, before learning all the ropes and setting up her own promotion and packaging agency, Think Tank, which went on to become a roaring success working on campaigns with global companies such as Saatchi & Saatchi, Toni & Guy, Vodafone, Ted Baker and Radiohead. Sitting down to share a coffee with this switched-on pair, it is apparent very quickly, the energy they create together and how they thrive on existing outside of their comfort zone. This enthusiasm has brought them to this moment in this Noosa cafe, and they couldn’t be happier. “I have always looked forward ever since I can remember,” Justin says. “You see some people who once they have achieved something are content to sit back and relax. Neither Niki nor I are like that. We are forever thinking about the next thing. “When I was 17 I spent time in a kibbutz which in those days was a fairly radical thing to do. Travel and communication were not what they are now. I worked my way back through Europe and when I returned to the UK, it was the start of the club scene and I embraced it wholeheartedly, getting a job as a promotions manager for a record company and then starting my own record label and DJ’ing. It was fast paced and slightly crazy, but I was in my element.” It was during this phase as a record label owner that Niki and Justin’s paths crossed because her promotion and packaging agency created record sleeves, labels and cassette inlays for the record industry. “It was instant chemistry,” Niki says of their meeting in 1998. “I had just set up my own business, Think Tank, and I was on a high. Justin was riding his wave and I was riding mine.” Life continued in that vein for 10 years, with the two producing their very own family; Sam and Louie.
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But as seems to be the pattern in life when things are calm, there is usually an almighty twist hovering just around the corner. This time was no different. In 2008 Justin and Niki embarked upon a seven-week holiday to the Australian east coast and fell head over heels in love with the country. “We had the most incredible time,” Niki recalls. “And it wasn’t just about that holiday feeling; it was the lifestyle, the space, the weather, the way kids could be kids. In London, the pace is faster and the lifestyle harsher.” Justin and Niki returned home after this whirlwind trip and could talk of nothing else. “If we want something, we work hard to get it,” Niki says. “That is the way we think, and we decided to follow our hearts back Down Under.” And so the unravelling started, and they set to work make their dream a reality, putting their money where their mouths were by selling their business while it was performing at an all-time high. “Mentally, we had to separate ourselves from our business,” says Justin, “and then we had to do the same emotionally with regard to our friends and family. It was very hard for our families to understand, especially taking grandchildren away. But there was never any question. We had a gut instinct and have followed it here.” Selling Think Tank this year, the Deighton family immediately jumped on a plane and arrived on the Sunshine Coast ready for their new lives. Not ones to stand back from the crowd, they have already forged ahead with an exciting new business opportunity which will see them promoting the Sunshine Coast to the world through the global tourism network, www. MyDestination.com, showcasing what the Sunshine Coast has to offer and why it is so special. Coupled with the fact Niki and Justin have a passion for travel, food and meeting people, they believe they have found the perfect combination of business and lifestyle. “We are so proud of where we now live, having left all that we have known to be here, which goes to show how passionate we are about the area. We hope we qualify as being great advocates for the Sunshine Coast,” Justin smiles. “The Sunshine Coast has so much to offer, it really is a jewel in the crown of Australia.” Niki and Justin stood up and made a change in their life, and in doing so, are possibly going to make a change to a whole region in the process. It is amazing what comes of guts and courage and it seems to be the case that when something is born of passion, wonderful things can happen. And I am certain this is one of them. profilemag.com.au
january 2012
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dine at To enter email Na g.com.au with: vin eli tiv ac nadine • Your Name • Your Age d • Your Weight; an nd fitness h a alt he t & igh • He goals uary 31, 5pm Entries close Jan Follow us on fac
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words candice jayde olive ll photography ben connolly
Every family has its hard times. Richard Fogarty’s childhood, however, was a nightmare no child should endure. Amazingly, he says he wouldn’t change a thing about the hardship that made him who he is today. Richard sits down with Candice Jayde Olive to talk about the long, dangerous path he has taken along the way.
Richard Fogarty
F
amilies are havens for secrets. In each family’s collective history are hardship, lies, betrayal and pain. The most close-knit of families are able to address these experiences, draw together and overcome them. Other families ignore the heartache, hide it in cupboards, pretend it doesn’t exist. My family is of the latter variety. We find it hard to discuss my past horrors – what happened, what should have happened, who is to blame. At barbeques, Christmases and birthdays, we sit and laugh and drink and silently know what has gone before, what brought us to where we are, the true nature of one another, and this is why we are a very close family. I was built out of my childhood. While much of my personality was forged from a need to be noticed and loved in a crowd of kids, it has made me strive for success in everything I do, and cherish the ones I love. All of us take something from our upbringing, whether it is good or bad. I wouldn’t change the way I was raised, despite the darkness that sometimes crept into my childhood, because I am proud of who I have become. Richard Fogarty feels the same way about his upbringing, which was nothing less than rock hard. Raised in various hotels across New South Wales, Richard and his brother, Rob, spent their afternoons avoiding a rabble
january 2012
of bikies, prostitutes, drunks and drug addicts who frequented the cheap establishments. While their parents worked day and night running hotel restaurants and bars, Richard and Rob ran across hotel roofs, hurled rocks at cars and antagonised hotel guests for their own entertainment. For our interview, Richard and I sit together at a cafe in Moffat Beach. Richard cuts a mean silhouette; he is broad shouldered, with muscular arms covered in tattoos. He is freckled and ginger-haired, with a nose that has obviously taken more than a couple of hard knocks. We get a few intimidated glances from the other diners. “I’ve been getting this all my life,” he grins. “I was an ugly, red-headed kid from a very different upbringing, but I was the outgoing one between Rob and I. I took care of him. Whenever we ran into other kids or adults, Rob would hide behind me and hold my shirt.” When a family friend was commissioned to take care of the boys while Richard’s parents were working, Richard made sure he took care of Rob in more critical ways. Richard tells me he was four or five years old when this family friend began sexually abusing him. “I took it upon myself to protect Rob from that sort of danger,” he says. “I would deliberately fight with him to get him to take off. It was my secret, my pain, and not something I could
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share with anyone else. It was 30 years until I could even speak openly about what happened.” Much of Richard’s childhood is a blur. The abuse caused him to shut out what happened in those dark years. “The good stuff I remember,” he says. “Our mum filled our lives with love, loyalty and even animals to try and make life as normal as possible. We had a farm out the back of our hotel that we invited all the local kids to. The bad stuff about my childhood I try to forget. I had a rough time in school while this was going on, because I couldn’t trust anyone. It takes that from you, the abuse. You lose the capacity to interact normally with others.” Normality returned to Richard’s life when the family moved from the hotel where they were staying into another in Mathoura. When the family friend followed the family to that hotel when Richard was about six, he was able to escape the abuse a second time when his mother and father sent him and Rob away to stay with his grandparents in Tamworth. The demons that haunted Richard still pursued him. Richard met his wife, Casey, at a Thai boxing gym. Fighting competitively had been one of the only refuges Richard could find; an outlet for his aggression and anger. “I’d discovered a way to legally hurt people,” he says. “I’ve looked back on it recently and I think I was probably trying to assert my masculinity, to show people I was dangerous and I could stand up for myself.” Casey was 15 when they met, and Richard knew he liked her from the outset. They had two children, Jett James and Dakota Lilly. In 2004, Richard retired from the sport with about 50 fights under his belt from Thai boxing, kickboxing, boxing and karate, only one of those a loss.
After starting a successful pool concreting business, developing a clothing line, and speaking as a life coach and motivational speaker, Richard put his energy into Pools by Design, Think Big seminars, Brotherhood Pride and being an ambassador for locally-grown charity SunnyKids. “I’ve been blessed in this job to come across some wonderful people and really change young lives. It’s changed the way I see my family too. I realise now that it’s safe to be involved, it’s safe to stop worrying about what I might lose if I get too close to them. I have two beautiful children and they need guidance. I have a wife who’s been there through the hard yards, and she deserves to be supported for all her hard work.” Brotherhood Pride and Think Big seminars grew out of Richard’s desire to provide a safe outlet for young people who are lost, as he once was. “Rob and I have been lucky enough to be friends with and work alongside the likes of Jeff Fenech, Muhammad Ali, Mike Tyson and Shane Warne. There are future plans to extend business ventures into Las Vegas if all the dots line up. Every now and then I shake my head and think, ‘Man, this is insane’. I don’t know how I got here, but I’m glad I’m here. I spent a lot of years running from what happened when I was young, and I’ve come to a time in my life where I can face that and feel unafraid.” All of us have regrets about our past, but we also have a choice about how this echoes into our future. Richard has filled his own future with light in order to drive out the darkness of his former life. We can all learn a lesson from his determination to carry this light onward into the lives of others, as well as his own.
It was my secret, my pain, and not something I could share with anyone else.”
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Richard Fogarty
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business promotion
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his month we meet financial controller Steve Webb, a mad surfer with a wicked sense of humour. Steve is married to Denise and has three children – Natasha, 20, Jake, 17, and Holly, 16. “I’m henpecked by three of them,” Steve says. “I’ll let them all think that each is the one that doesn’t henpeck!” Enjoy meeting Steve! What drew you to a career in real estate? I answered an advertisement looking for a financial controller to leverage the company and the Pelican Waters development into the forefront of real estate on the Sunshine Coast. What do you love the most about your role? What we, as a company, have created over my time here. We have built more than 2000 residential lots at Pelican Waters and Aroona. We also created the suburb Pelican Waters and built the golf club there. We have been involved in just about every major development in Caloundra. What is the most frustrating part of your role? Public administration. The amalgamated Sunshine Coast Regional Council’s primary objective was to create a more sustainable Sunshine Coast, but it has created exactly the opposite. In my 21 years on the Coast I have never seen such an exodus of workers leaving the Coast to seek work elsewhere as a direct result of a lack of any co-ordinated effort by the three tiers of government to create or even retain employment on the Coast. Aside from your job, what is your true passion in life? Having fun. Do whatever you want to (unless it interferes adversely with others). Say yes to everything and enjoy the adventure. How do you spend your time off? I see a lot of bands and entertainment (upwards of 100 acts per year). I also surf and play touch footy with all my kids in our team called The Weigh Anchors. What do you love the most about living on the Sunshine Coast? That I can fulfil all my ambitions from here – working to create a livable community at Pelican Waters, while dabbling in real estate, surfing, touch footy and music. Something most people wouldn’t know about you: I homebrew beer, live on acreage and own a pinball machine and a Space Invaders video arcade machine. Favourite place on the Sunshine Coast: Wherever it is happening. October – Caloundra Music Festival. Happy Valley when the surf’s up, Monday nights at touch. Bands at the Beerwah, Palmwoods or Woombye pubs or Sol Bar. Highlight of your career: Profile Magazine quiz. Highlight of your personal life: That I’m still going strong and am just about to kick over to the ‘too old to die young’ category. Describe your dream home: Exactly where I live now. Motto you live by? Say yes to everything. Give it a go.
steve webb, shot on location at Caloundra RSL
ll photography ben connolly The big, wide, wonderful world of real estate can be a daunting beast, with so much money on the line and people’s lives and family homes at stake. So, it stands to reason that you wouldn’t want to trust the sale of your property to just anyone. When it comes to making one of the biggest financial transactions you’ll make in your life, you want someone you can trust on your side. With this in mind, meet the stellar team at Henzells Agency, Caloundra – a team of honest professionals who live and work in the local community. Professionals who, after all, are just like you and me.
www.henzells.com.au AGENCY january 2012
Henzells Caloundra 49 Bulcock Street, Caloundra Qld 4551 Phone: 07 5491 2000 Fax: 07 5491 5166 Email: sales@henzells.com.au profilemagazine
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“The new generation leads by example, they are not conformists.” JULIE DANCE
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The Generations Seniors – Born before 1925 Silent Generation – 1925 to 1945 Baby Boomers – 1946 to 1964 Generation X – 1965 to 1980 Generation Y – 1981 to 2000 Generation Z / New Silent Generation – 2001+
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1. gill thomas 2. sara briscoe 3. jennifer gasparin 4. julie dance 5. genine howard 6. sandra wills 7. augello’s famous pizza
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ladies at lunch
words jessica jane sammut ll photography jaclyn paul ll sponsored by wealthways and boq maroochydore ll venue augello’s ristorante and pizzeria, mooloolaba
Love it or hate it, there is nothing you can do about change. The world keeps on turning and new generations of people arrive to populate it. So what happens to the generations already in existence? Are our perhaps outdated attitudes replaced by the latest more evolved approaches to life, or do we manage to rub along with our younger generations, despite the gap? Jessica Jane Sammut investigates.
“T
he times they are a-changin’,” as Bob Dylan once said. It’s true, everywhere you look there is something new – new technology, updated work practices, cutting-edge products and services, modern attitudes, and just as you have bought your new season’s wardrobe, it has been replaced by the next. But this is no revelation. Progress has been happening ever since the world has been turning. It is just that the speed at which the world is evolving has reached an all-time high. Time stands still for no one in today’s age. And it is not just things and activities that are new. Every 20 years or so, a whole new breed of people pops up too … the new generation, and it is this difference between the generations which is our topic of discussion today – the ‘generation gap’ if you will. Although some generational differences have existed throughout history, modern generational gaps have often been attributed to rapid change, particularly with respect to such matters as musical tastes, fashion, culture, politics and the economy, but how does this account for the alleged ‘wantit-all’ attitude of the Gen Y-ers and the traditional outlook of the baby boomers? And what the hell are the Gen Z-ers going to be like? Joining us for our delectable Ladies at Lunch this month at Augello’s in Mooloolaba we have a whole range of generations, who, needless to say, are sassy and gorgeous ladies no matter what their age. Co-hosting our lunch is Sandra Wills from Wealthways, a Baby Boomer who has raised two Gen Y-ers and who has nothing but good things to say for the much-maligned Y generation, citing their impressive confidence as something to aspire to, not to criticise. Also joining us is Gill Thomas, who describes herself as a member of the Y generation stuck in a Baby Boomer’s body, backing up this assertion having just completed the New York marathon at 63 years of age. Shame on the rest of us. We also have Jennifer Gasparin of hair salon Strut, a Gen Y-er with a very traditional Italian upbringing; Sara Briscoe of Roca Verde, a Gen Y-er
january 2012
raised by her grandparents; and Julie Dance, a Baby Boomer who gave up primary school teaching as she could no longer deal with the lack of respect afforded her by the new generation of children she was teaching. And then there is our very own Genine Howard, a Gen X – with the work ethic to match, and yours truly, Jessica Jane Sammut, a Gen X-er raising a Gen Z-er. profile: So ladies, do you think the Gen Y crew get a rough deal, or is there really a strong stereotypical Gen Y trait of arrogance out there? sandra: To me, Gen Y-ers have a youthful energy and confidence that the rest of the generations never had. This can only be a positive thing. julie: Gen Y-ers do not have a high regard for tradition. My son recently got married. He is 28. He had a home wedding in Townsville and when it came to their vows, the older generations didn’t know where to look. He and his wife personalised their promises to each other, but that was not all, it was the nature of what they said which raised eyebrows. For example, he promised not to get upset when his wife bought more scatter cushions or when he found her relaxing on the couch with the latest magazine, and she promised to cook him really tasty Italian meals like her mother had shown her and praised him for his high calf muscles! It was so unique and most people loved it. The new generation leads by example. They are not conformists. jennifer: I am a Gen Y-er, but I would not say I share the general attitude. I do believe the stereotype exists though – the outlook of ‘I deserve it … just because’. julie: Education has made a huge difference – the knowledge out there now. gill: We had a lot more discipline in our day too. sandra: I agree with Julie about education. We were much more naive. genine: The Gen Y-ers don’t care what people think. They give themselves permission to be who they are.
profile: And how would we define Generation X? This is the generation which has grown up with the technology explosion, the rise of the internet and the world shrinking through such easy access to travel. sara: Gen X-ers are harder to define. jennifer: Gen X-ers are definitely more formal than Gen Y-ers. julie: I remember when television and transistor radios came in, it was a revolution! Now look at the world. genine: Gen X-ers have been brought up to work hard, get married and get a good job. julie: Gen X was the beginning of the view that you could be what you wanted to be. genine: Gen X-ers have not had it easy and were taught they had to earn their place in life, and although it is not my view, I think that is why Gen X-ers look down upon Gen Y-ers. They feel they have had everything handed to them on a plate. Perhaps we all resent the younger generations though – perhaps it is the way of the world! jennifer: Gen X knows the value of things. profile: Do you think the global financial crisis will have an impact on the younger generations? How will Gen Y cope? julie: This is the first time in many younger people’s lives that they have had to pull themselves back. sandra: The GFC is a very positive thing culturally in many ways. It has taught people to live within their means. This will have a knock-on effect. julie: It is very hard to be a teenager now – there are so many choices and so many temptations. Conversely, us Baby Boomers were far more sheltered. Choice is sometimes not such a good thing. profile: Has the family unit impacted on the generations? genine: Absolutely. It is not so strong now. In my day, there was one TV and we all sat around it, together. jennifer: My nonna lived with us and always told
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“Look at how involved fathers are now with their children. That can only be a good thing.” SANDRA WILLS our ladies chat about the generation gap at augello’s mooloolaba
us, ‘Children should be seen and not heard.’ One look from Mum when we were out and we knew we were in so much trouble when we got home. That has all changed. My brothers and sisters and I lived on a farm growing up, and if we were naughty we were sent to the shed to sweep it, not to our bedrooms. I longed for the day we would be sent to our bedrooms! julie: Parenting styles are so different now. The attitude of the primary school children I used to teach astounded me. If I said ‘Be quiet,’ I was given backchat. ‘Why should I?’ was often the response. Out of the mouths of babes. This was one of the reasons I left teaching. profile: How does the generation gap impact on the workplace? sara: You cannot make the Gen Y-ers do something they don’t want to do. They need incentives. They are about fun. Then they work hard. gill: I have heard from friends that Gen Y-ers are difficult. They knock off the minute their shift finishes, even if they have not finished their tasks. They won’t work overtime. Their work ethic is very different to the generations that have gone before them. Gen Y is the ‘I, me, my’ generation. jennifer: Although I am only 24, I would say I do not behave like a typical Gen Y. If anything, I find myself amazed at the general Gen Y attitude sometimes. We had a team meeting at work not so long ago, and responsibilities were being handed out. With regard to completing the tasks, one of the Gen Y-ers said to their boss: ‘We are like your children, you have to keep reminding us!” genine: That is not taking responsibility for anything. It is making it someone else’s responsibility. When I first started Profile Magazine, I thought about my management style and the regimented authoritarian approach but realised this gets you nowhere, no matter the generation. If you are flexible, then the team under you is generally flexible too. It is about give and take. jennifer: Yes, more of a partnership, not a commander role. sara: Staff won’t stay otherwise. jennifer: Yes, the days of a job for life are over. 20
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Staff leave if they don’t like their working environment. profile: What factors contribute to generational differences? genine: Money and the family unit – whether parents both work or not. jennifer: Religion. sara: Travel. julie: Education and the availability of knowledge. profile: So, generation gaps – are they good or bad? Do they separate and divide, or do they teach us something? sandra: I am very close to my two boys who are in their 20’s, which is so special. This would never have happened once-upon-a-time. We have so much more communication than I did with my parents. So I would say, of course there are gaps, but in some ways they have closed. jennifer: Gen Y has certainly helped the Baby Boomers become more accepting. sandra: Look at how involved fathers are now with their children. That can only be a good thing. I also think Gen Y-ers are very embracing of all ages and don’t discriminate, like some older generations can. So there we have it. The generation gap, although in some ways potentially obstructive (in that we don’t all quite understand each other), it is in others, extremely healthy. It stops any one generation from getting a ‘God’ complex, it reins us in when we are going too wild and it makes us more accepting when we are feeling slightly judgmental. It is a modern day cultural compass, ensuring we challenge our perceptions and our viewpoints and, consequently, evolve. We are a product of our environments and this is what crafts us into the beings that we are, with shifts every 20 years creating a new human model – not necessarily better, but just different. So don’t look to your generational nemesis as the enemy, but as a product, just like you, perhaps with slightly different wiring.
AUGELLO’S RISTORANTE AND PIZZERIA, MOOLOOLABA Voted the best pizza on the globe in the 2010 Global Pizza Challenge (beating competitors from the US, South Africa, Italy, Austria and Vietnam, no less), Augello’s is a multi awardwinning Italian restaurant specialising in modern Italian cuisine, centrally located on the Esplanade in Mooloolaba. Run by chef and restaurateur Simon Best, Augello’s prides itself on its authentic dishes, not to mention its sublime and friendly service, and having spent a beautiful relaxing few hours there, it is easy to see why. Feeling like you have stepped into a little restaurant off the piazza in Rome, Augello’s serves a comprehensive menu of tasty Mediterranean delights, including bruschetta, bread, antipasto, gourmet pizza, risotto, calzone and insalada, not to mention a cocktail list, including the divine Augello’s Toblerone, to truly put that summer spring in your step. Chef’s specials include whiting fillets crumbed with mango salsa and watercress salad, Kilcoy eye fillet with garlic Mooloolaba king prawns and sweet potato rosti with a garlic cream sauce, and the piece de resistance – the very dish which was voted the best pizza on the globe, winning the Global Pizza Challenge 2010 trophy – the hot smoked salmon pizza. The ambience is relaxed and casual, perfect for that group gathering (girls’ night on the town!) or even a romantic, laid-back dinner or lunch with your heart’s desire (sharing plates are available including the pizzas). Beautiful food, sensational service and a menu which won’t break the bank balance either. Just what the Profile girls love. Augello’s is open seven days a week: espresso bar from 8am, and restaurant from noon until late. Peninsular Beachfront Resort, The Esplanade, Mooloolaba 5478 3199 www.augellos.com.au
profilemag.com.au
Why visit Harvey Norman® Maroochydore for
cooking appliances?
Because of what you will experience...
At Harvey Norman® Maroochydore you can count on your friendly, knowledgeable staff to make your shopping experience an enjoyable one. We are totally committed to ‘excellence in customer service’ and ensuring you get the most out of your purchases.
Complimentary Cooking Demonstrations are held each week showcasing some of the world’s finest cooking appliances. Our fully trained demonstrator, Stephanie, will run these sessions and make your kitchen appliance choice fully informed! We will take the time to guide you to products and technologies that reflect your individual requirements.
Plus After you have
made your purchase we encourage you to come back in for one-on-one sessions with our Cooking Demonstrator to ensure you get the most out of your new appliances. There is simply no better way to buy a cooking appliance!
Michael Ryan
Franchisee - Electrica l
NO-ONE DOES KITCHENS BETTER! • Pre-Purchase Cooking Demonstrations • Extensive product range and expert guidance • Post Purchase Cooking Demonstrations • Continued support for the lifetime of your product • Purchasing privileges for life • Excellence in customer service
MAROOCHYDORE
THE COOKING SPECIALIST www.harveynorman.com.au
Shop 5, Sunshine Homemaker Centre, 100 Maroochydore Rd 5452 7144 (Computers/Electrical only) Harvey Norman® stores are operated by independent franchisees.
221245_MCH
But it doesn’t end there! To make life even easier we can also organise installation for your new appliances and removal of your old.
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Prue an
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the simmonds family
Ellerfield Financial Planning is a leader in its field, its success backed by ethics, a long history of helping individuals reach their financial goals, and a ‘family’ ethos. Ellerfield would like to introduce Prue Simmonds who, with husband Andrew and their three young children, lives in Buderim on the Sunshine Coast. Prue has kindly agreed to share her family’s experience of deciding to engage the services of a financial planner and what differences this has made to their lives. What prompted you to consider working with a financial planner? Andrew and I have three children and we wanted to make sure we had a good start on a plan for the future financially. Why did you choose to work with the financial planner you selected? When we met with Ellerfield we were not sold products. David Weir at Ellerfield Financial Planning really worked with us to develop a plan to achieve not just our financial goals but also our life goals. What were you hoping to achieve by working with a financial planner? We wanted to have a strong financial future and not to just live month to month. Has your financial planner been able to help you achieve these goals? We couldn’t be happier with Ellerfield as we now have solid direction on not just our short-time goals but also our long-term goals. Could you explain how ‘ellerCentral cash flow management’ has helped your family? EllerCentral is great. It really helps you keep on track with spending your money on a day-to-day basis and it makes you think before you spend.
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So much so, Andrew now enjoys entering all our receipts into our budget daily. Within the first couple of months of using Ellerfield’s ellerCentral budgeting process we have saved a substantial amount of money that we would not have done otherwise. Your financial planner also helped by referring you to another business here on the Coast. Can you tell us about this? We needed a solicitor and Ellerfield put us in contact with the correct kind of legal specialist at a local Sunshine Coast firm, which was a great help to us. Ellerfield genuinely takes a holistic approach to its clients’ needs and David’s attention to this matter was well beyond what we had expected a financial planner to do. David Weir is your planner at Ellerfield, and you have said you were surprised by how he looks after your affairs. Could explain this? David has been great for us. We really feel we have someone watching our back on our financial affairs. Would you recommend Ellerfield Financial Planning to friends and family? Absolutely. It has been the best move we have made for our family and our future.
Phone 5476 8744 First Floor, ‘Ballinger Place’, 3-5 Ballinger Road, Buderim, Qld, 4556 www.ellerfield.com.au
Ellerfield Pty Ltd ( ABN 13010991081) trading as Ellerfield Financial Planning is an Authorised Representative of GWM Advisor Services Limited (ABN 96002071749) an Australian Financial Services Licensee, Registered Office 105 – 153 Miller St, North Sydney, NSW 2060. This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal and tax advice prior to acting profilemag.com.au on this information.
MAROOCHYDORE
THE COOKING SPECIALIST www.harveynorman.com.au
Shop 5, Sunshine Homemaker Centre, 100 Maroochydore Rd 5452 7144 (Computers/Electrical only) Harvey Norman速 stores are operated by independent franchisees.
221246_MCH
EXCLUSIVELY AVAILABLE AT
success
words jessica jane sammut ll photography ben connolly
elaine foster and ... elaine foster
Elaine Foster is a woman passionate about progress. A glass half full person, Elaine has spent her life seeing the positives and using every situation she has found herself in to better herself. Jessica Jane Sammut talks to Elaine about her thriving new venture which has taken Australia by storm.
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laine Foster is a woman after my own heart. She is a questioner. She takes nothing for granted but wants to know why, what and how. She challenges everything presented to her and she pushes herself to her personal limits to be the best she can be. But it wasn’t always this way. Elaine is what I would call a late bloomer, really not hitting her stride until her late 30’s, but once she started, there was no stopping her. Born in Birmingham in the UK in early 1960s, Elaine was raised in a working class family environment where education was not considered important. The eldest of four children, Elaine was led to believe that her life would
revolve around a factory floor or a junior role in an office. “There were no real female role models in that era,” Elaine explains. “Margaret Thatcher did not come in until the 1980s and my parents did not value education. In their eyes, I was what I was and that was it. “I left school at 16 which was the earliest I could legally leave, and managed to get a job in an advertising agency. I also started doing a little bit of modelling. For the first time, I really felt that I was doing well in something and I was certainly progressing at work, thriving in the responsibility I was given and starting to slowly work my way up the ladder.”
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success At the age of 25, Elaine found herself married and had her first child, Oliver, giving birth stoically on her own at 4:00am while her husband tried to source help. “There was nothing else I could do,” Elaine recalls. “There was no point in being dramatic about it as there was no one there to hear me. I just tried to have faith that everything would turn out for the best. I kept believing that.”
My life has been all about challenging the norm and making a change ...” From someone who has given birth, I cannot imagine how terrifying that must have been, but it didn’t put her off, as she went on to have another baby boy just three years later, Benjamin. “I was just starting to get into my stride at work when I found myself with two little boys to raise, and it was a crossroads for me,” Elaine remembers. “Although I loved my work, I wanted to spend time with my boys to raise them and so I made the decision to give up work for a while to be with my family. It wasn’t until I was in my 30’s that I went back into the workplace and gained a sales role. And I was determined to make up for lost time. I went from coordinator to manager to ‘top 10 business builder’ in a short space of time, finding myself at conferences in Israel and Copenhagen as a result.” Unfortunately as Elaine’s career took off, her marriage broke down and ultimately she divorced, but this did not stop her. Instead she took on a three-year degree in business and economics, winning awards for her papers as she simultaneously worked and raised her teenage boys. “I wanted to be better for my sons,” Elaine smiles. “I wanted them to be proud of me and I truly believe what they saw me achieve helped them to realise what is possible in life. I used to read the Louis Pasteur book The Value of Believing in Yourself to them when they were young. Both of them have gone on to be very successful in their careers, so I must have done something right!” It was after Elaine finished her degree that she visited a friend in Australia, falling in love with it, as so many travellers do. “I fell in love with Australia and I wanted to move. I had to make it happen. So I set the wheels in motion, and two years later in 2003, I was here. It was time for me to start my business. It was my time in the sun now.” Elaine spent a while researching the market to assess the opportunities available to her and noticed how Australians loved to travel to the outback. So she started investigating the caravan market. “I have always been a keen researcher and analyst and I looked at the caravan market and saw its weaknesses. ‘How can this be done better?’ I thought. Caravans were very heavy and generally needed a minimum eight-cylinder vehicle to pull them, plus many of them were not ecologically sustainable, with no solar power included. This was the start of Free Spirit Caravans.”
www.jodienolan.com january 2012
Redesigning the way caravans were made, replacing the steel chassis and wooden interior with an aluminium aeroplane-grade chassis in a fibreglass box frame and honeycomb interior, Elaine single-handedly changed the face of caravanning forever. Sourcing materials from Europe and patenting the most advanced caravanning design, Elaine created a more eco-friendly, lighter and stronger caravan which costs less to run and can be pulled with a four-cylinder turbo vehicle. It has been so successful in fact, it now has a year’s waiting list due to the number of orders she has taken, and in addition, this year Elaine was awarded a scholarship for ‘Leadership in Innovation’ by the Australian Institute of Commercialisation and the Hargraves Institute, an amazing honour with only three such scholarships awarded each year. “Change is positive,” Elaine says. “My life has been all about challenging the norm and making a change, and now I have applied this to the world of business and design. We have to embrace the fact that there are better ways of doing things and in questioning ourselves and our limits, we move forward. That is what progress is all about.” Elaine has certainly made her mark – a far cry from being told as a girl that the ceiling was just above her head. She has pushed and pushed to achieve what is now a phenomenal business success, has raised a family, gained a degree and moved across the world. Who says we girls can’t do it all?
Elaine is dressed by The Surplus Shed, Noosaville. Find them on Facebook! Thank you also to Lisa from Maleny who allowed us to use her vintage caravan and props
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cover story
I was the girl who was always calculating, weighing the odds, making plans and crunching the numbers. It came naturally to me. Jodie Nolan has weathered a financial storm but is using the lessons she learnt to inspire people to reach their goals
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cover story
words candice jayde olive ll photography robeccer mclean, adori studios ll hair and makeup pru edwards
Jodie Nolan reached the heights of financial glory the hard way. From an average Australian working-class family, Jodie learnt enough about money to understand its power and potential. A self-made millionaire, her financial bliss ended with a single devastating letter. Jodie talks to Candice Jayde Olive about her fall from glory, and how she managed to pick herself up.
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s I interview Jodie Nolan, I’m thinking of how many things I own in the millions. There aren’t many things I own in the millions. I’m sure I own a million bobby pins, but like most women I only know where three of them are. It’s possible that I have a million pictures of my cat, James, the most hilarious cat in the world. I’ve spent a million minutes working in jobs I haven’t liked, falling asleep in university lectures, talking to my mum on the phone. There are millions in my life, but like most Australians, a million dollars seems like an absurd thing, something I will never own, something I’m not sure I would know what to do with even if it were suddenly dropped in my lap. It’s a term I use when talking in extremes, something not meant to be taken seriously. When I think about the money I make each minute, each hour, and how that translates to the cost of being me, it seems that having more than enough money to survive is impossible. For generations, the people of my family have gone out into the world, worked and laboured and learnt and traded for what money they could get, survived on that money, raised their children on it, and passed what little of it remained on to those children when they died. There were no secrets, no schemes, no shortcuts. When I was born, it was inextricably written in my fate that I would begin working when the law would allow it, I would have a mortgage for a minimum of 30 years, I would retire when my bones wore out, if I retired at all. Money is not mysterious to most Australians. It cannot be manipulated. The harder you work for it, the more you have of it. These are the facts. That’s what our fathers taught us, and what their fathers taught them. Jodie Nolan was like me. She has, however, been to the other side. Jodie has reached the peak of financial success, learnt the art of multiplying money and creating and investing real wealth. She has shared her incredible skills in financial planning with thousands, and has created the same incredible fortune for others that she has for herself. With a handful of properties, a heavy portfolio of investments and unlimited potential for growth, these glory days were not to last. Jodie is back from the other side, and she is a changed woman for the things she saw and did while weathering the storm that brought all of her hard work crashing down. This local began her relationship with money in a traditional way. She recalls watching her father leave the house late at night for one of the three jobs he worked to put her and her brother through school. Her mother, a lawyer, demonstrated for Jodie that taking her education seriously would ensure she could make good money and support her family when she was older. “I spent years in her office after school, licking stamps, addressing envelopes, washing dishes and tidying up. I guess what I saw was someone who had got herself educated and was doing something she felt passionate about. I made the mistake of thinking this career was for me, so I started working in law firms straight out of high school.” january 2012
Jodie’s interest in money and its potential showed at an early age. As a teenager, her parents decided that letting Jodie and her brother drive the family car to school was more economical than taking the bus. “In turn, I figured out that the same applied for all my friends,” Jodie tells me. “I used to charge them less than the bus fare and cram them all into the back. I was making a nice little profit until my parents found out. It didn’t go down well.”
I was standing there with the letter in my hand thinking, ‘This is not possible’.” At age 17, Jodie maximised her earning potential with three jobs and a legal apprenticeship. “I used to work all day in the legal firm, drive pizzas at night and spend my Saturdays working at Franklins. I wasn’t afraid of hard work. I was young and vibrant and enthusiastic and I had the energy to do it, so why not? I was the girl who was always calculating, weighing the odds, making plans and crunching the numbers. It came naturally to me.” It was only when Jodie moved to Brisbane from her family home in Caboolture that she felt she had found the right path. Securing a place in a financial planning firm, she was surrounded by people who had the same interest in learning about money and its potential. “It was the first time I felt really inspired by the financial planning business,” she says. “There were well-known people in the industry walking in and out, people who were only too happy to show me the ropes. I wanted to get involved, to know everything, and they were happy to nurture my ambition.” Jodie then secured employment with one of Australia’s major banks, and was soon a key player in Queensland. In her early 20’s, her responsibilities ranged across four bank branches and she was offered a promotion to senior financial adviser. Part of this challenge was emerging in finance as a strong-minded, independent woman. Jodie found there were many people in the finance world, including colleagues of the bank, who felt that money was a man’s responsibility as traditional breadwinner and head of the family. “I knew I was never going to be ‘one of the boys’, and that my experiences and my knowledge were always going to be looked at as those of a woman, and not valued in their own right,” Jodie says. “I tried to maintain a steely exterior, but the taunts, the disrespect and the labelling got to me after a while.” After the events of September 11, Jodie’s role involved negotiating the unpredictable financial marketplace and helping people find security in an insecure world. “I really loved my job. I was making a difference in people’s lives, as well as really making leaps and bounds on my own. But then, I was offered a position with an up-and-coming firm that was competing strongly in the market, so I took it.” profilemagazine
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cover story
There’s a moment when you decide between getting up and brushing yourself off, and letting the experience scar you forever.”
Jodie Nolan was one of many sent to financial ruin by Storm Financial ... only she was also an employee of the company
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Jodie’s new company was the now infamous Storm Financial. At the time, Jodie was excited to be involved with what was an innovative and creative financial environment. The company had been around for 30 years and was cementing itself as the financial provider of choice on the Sunshine Coast. “Due to the good word of mouth referrals in those early days, business was good. I was only an employee adviser for a short time, but grew the business from a start-up company to something worth $40 million in a period of only 18 months,” Jodie says. “I was then promoted to a national role. They wanted to see if I could teach other planners to do the customer service and education that I did with my clients. As a younger person, this was incredibly frightening stuff at times. I was walking into rooms full of people who had been in the business for decades and trying to teach them new ways of thinking about money and education. I had been awarded Australia’s number one adviser with the banks, but what does that really mean?” Storm Financial prided itself on its loyal, long-term customers, its comprehensive testing system for its methods, and its supposed mechanisms for protecting customers from financial volatility. The firm used methods Jodie had not considered or thought appropriate before being indoctrinated into the Storm way of thinking, and she felt she was being re-educated in the business of money. “It was a thrilling time. I was involved with customers who had been with the firm since its inception, and they were more than satisfied with its products. Most of Storm’s new customers were drawn in by word-ofmouth from other customers. This was the beginning of one of the most devastating times of my life. I was happy with Storm too, and I let people know about it.” Jodie’s new national role required her to fly all over Australia on a mission to share her skills with others. “I was determined to rise up against the difficulty of my role by being the fastest, the hardest working, the best at everything,” she says. “Most modern women react to being challenged in that way.” Jodie’s role meant she was constantly sacrificing time with her family in order to make herself known in the industry. “I was leaving my husband at home to deal with the building of our house and our other business interests, and we were planning on starting a family. There were investments to juggle and bills to pay, and most of our catching up time was over the phone after a long hard day. I wasn’t just giving up myself for the company, I was giving up my family too, and they didn’t deserve that.” Many of Jodie’s close friends and family invested with Storm due to her enthusiasm for the company and its success. While Jodie found herself questioning some of the company’s steps towards financial success, the company had a hoard of testimonials from financial heavyweights and celebrities, as well as thousands of average Australians. Storm’s system was, as Jodie puts it, “Academically perfect, it didn’t seem possible it could ever fail”. When the company finally collapsed, Jodie was cradling her six-week-old daughter in the kitchen of their family home, opening mail that had been sitting on the bench for weeks in the chaos since the baby’s arrival. One of the letters was a redemption notice advising Jodie that all of her investments had been sold down to nothing. “I thought it was all a joke at first,” Jodie says of those initial moments when she read through the letter telling
her that her fortune was gone. “I was looking around for someone to jump out and tell me I was on Candid Camera. We’re talking about stock market investments, shares, properties – all of it, gone, without so much as a phone call to tell me that we were in trouble. It was declared that our assets had gone into margin call. I was standing there with the letter in my hand thinking, ‘This is not possible’.” In a panic, Jodie began searching for information. “I rang the Storm office and got no answer. I rang the mobile numbers of everyone I knew in the company and got nothing. I left frantic messages. At this point, I was just about screaming. I rang my banks, margin lenders and investment companies. I worked for the company. I was on maternity leave. I couldn’t believe that no one would speak to me.” Jodie learnt that Storm was being investigated by the Australian Securities and Investment Commission. The company had been asked not to speak to its clients while the investigation was in progress. “The silence was deafening,” Jodie tells me. “I was waiting to be told it was all a mistake, not only for my own sake but for my friends and family who were ringing me in hysterics. I told them initially the media must be making a big deal out of nothing. I told them Storm had insurance for this, surely. I was getting calls from former Storm clients who had stirred each other into a panic with horror stories and Chinese whispers lies.” There was no mistake. Jodie’s years of hard work, saving and careful strategising with her money had come to nothing. Not only for herself but all those closest to her. Storm Financial went into administration, then into liquidation. As a new mother, Jodie was forced to put aside some of the most precious moments with her new daughter in order to try to make sense of her collapsing world. “There were media vans on my lawn, journalists on the phone. I had to try to explain what was happening to my loved ones when they called in tears. There were moments when it was too difficult to get out of bed, and when I stopped being able to breastfeed my daughter because of the stress, my emotional state really took a turn for the worst.” In her grief, Jodie found it hard to relate to people around her, and frequently turned them away in order to become more buried in herself. “On one hand, I was incredibly distressed at mourning the loss of superficial things, at becoming a ‘battler’ again after dragging myself up to incredible heights. On the other hand, I was visualising all of the things that could have been – the ways I could have provided for my new baby that were now lost. Those were dark days.” Jodie was faced with a choice. She could choose to wallow in the pain that seemed to want to drag her down, or she could rise up against the company that she felt had betrayed her. Jodie relied on the anger at not being appropriately warned about her financial situation to give her strength to plan what her future would be. She maintains that she had cash reserves that could have prevented her assets from being sold off. Like many other Storm Financial clients, Jodie is not willing to let the company’s actions go unpunished. She began legal proceedings, joined by many others who had suffered the same fate. The pending class action gave her hope, backed by a growing desire to ensure something like this never happened again. “All of this happened in a time when the world was in turmoil, and I recognised that profilemag.com.au
cover story I was not alone in my grief, and that there were others who had come off worse than me,” she says. “Everyone suffers loss. Mine happened to be financial. In those times, there’s a moment when you decide between getting up and brushing yourself off, and letting the experience scar you forever. No one makes the decision for you. It’s something you find within.” Jodie’s future brightened slowly, as it had when she was young and new to the financial game. Starting again, with the wisdom and strength she has gained from her experiences, has led Jodie in unexpected directions. “My focus today is on ensuring that Australians have the knowledge to avoid situations like mine,” she says. “I guess you could say I’m on a crusade to revolutionise financial education in this country. I figured I have the training, the experience and the battle scars to pass on some real wisdom to people about their finances. Some of it is pain. Some of it is hindsight. Some of it is just knowing what can go wrong and what to do if it does. I have to believe all of this meant something, and I think it does for the people I talk to every day.” Through her company, EQUIS Group, Jodie has set about changing the way thousands of individuals view their financial prospects. While the heartache of watching her family and friends suffer financially has steered Jodie away from giving financial advice, she runs seminars, keynote speaking events and school talks directed at giving average Australians financial freedom. A two-time best-selling author, Jodie has teamed up with some of the country’s best financial minds to deliver her wisdom to others. “I’m passionate about undoing all the destructive things we have been taught by traditional working class ethics. You don’t have to slave away your entire life to scratch together enough to survive. Australians are taught to be a work force, a labour force, rather than to be entrepreneurial in their thoughts. It might be considered risky business, but who better to learn from than someone who has walked the talk, taken the risks, suffered for it, and now knows how everything works?” I’m impressed when talking to Jodie, as of these average Australians, I understand the importance of financial security. I have a strained relationship with money – I want and need it, it eludes me, and I am afraid of being without it. For this reason, I respect Jodie for her drive to empower people to gain control over this relationship and turn it towards their advantage. I respect Jodie Nolan more, however, for being heavily and devastatingly knocked down and refusing to lie where she landed. Having lived the life of a university student for six years now, I don’t own much that is of any value. I don’t know the fear and anxiety of having millions of dollars to lose, and can’t imagine the horror of actually losing it. Jodie Nolan has been there, and has begun the long and wearisome trek back up the mountain from which she fell. With pride, dignity and tenacity, she has faced the humiliation of putting faith in a faithless company and having her trust burned. She stands on stages, microphone in hand, and admits openly to being cheated for all her hard work to thousands of enthralled listeners. With any luck, her bravery will stop others from suffering the same fate.
january 2012
I have to believe that all of this meant something.”
jodie nolan
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Sharing your journey for life
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Sunshine Coast Fertility Specialists: Dr George Bogiatzis, Nr Denise Donati, Dr Rebecca Matthews (Scientific Director), Dr Kirsten Morrow, Dr James Orford (Medical Director)
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business promotion
1. 2. 3.
january 2012
briefcase
hold it mama.
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mary o’dwyer
omen are faced with a string of questions regarding their health and specific concerns every day. Mary O’Dwyer knows this all too well, and as a women’s health physiotherapist from Physiocare Maroochydore, she feels it is her duty to inform and educate women everywhere about their health concerns. After working in the clinic for many years, Mary’s clients inspired her to write several health guides and books, including her latest edition Hold it Mama. She was contstantly confronted by clients requesting more information about the advice she was giving them, pushing her to provide hard copy answers. “Women would keep asking me, ‘Why wasn’t I told this information before?’ and since I never had anything to give them I had to start writing,” Mary explains. “I actually started off as a musculoskeletal physio but after treating so many women with pelvic floorrelated problems, I gravitated into women’s health. It’s such a wonderful field to work in because it can make such a major difference to a woman’s life.” After consulting with so many clients with similar
a way of life.
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manena cardemil-lewry
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hrough her varying professions, one thing is clear about Manena Cardemil-Lewry – she is a big believer in helping people. After years spent as a social worker with her own consultancy, Manena set her sights on her latest business venture that allowed her to help people in an innovative way. The AquaGym3000 is the latest creation from Manena and husband George, whose interest in launching a business that would help others was sparked from an eye-opening experience. During her travels through war-torn countries she learnt the importance of helping people in any way she was capable. “I travelled to Pakistan in the time of the bloody war of independence of Afghanistan from Russia. This experience changed my perspective on what is really worthy to feel and live for, which is people,” she says, and with her desire to help people she was able to provide work for women and children. “I set up a cooperative for Afghani widows [and their children], where I restored a small building with one area used for childcare and the other as a workshop [for mothers] to create and sell garments.”
ll words jaclyn paul
problems, Mary soon realised what she needed to focus on. “I’m particularly passionate about helping women find the information to prevent, overcome or seek treatment for pelvic floor and other core-related issues, and I was strongly encouraged by my daughter to finish the book as she was pregnant with twins at the time I was writing it, giving me a deadline. She got the first copy and said so sweetly, ‘Oh Mum, I’ve packed it into my bag and I’m taking it to hospital with me’.” When Mary finds time away from work, she could be found in her backyard working hard at her other passion. “Remodelling my enormous old-fashioned garden is my number one hobby which I’m always doing,” Mary says. “It has the added benefit of keeping me fit and also growing my own food.” By publishing her own hard work and ensuring women everywhere have access to the information they need, Mary has certainly shown her dedication to not only her clients, but to women everywhere. Mary is living proof that some people will work above and beyond to help and educate others.
words jaclyn paul ll photography kara de schot
While she went on to pursue a career in social work for multicultural communities and then began work through her own consultancy, Manena’s duty to help others was well met. However, the idea of the AquaGym3000 only occurred after the traumatic experience of suffering a severe heart attack, placing her whole life into perspective. After the health scare, her physical and mental health was at stake, which accelerated the launch of the new product that would not only improve Manena’s health but the health of many others who would come to use it. “I couldn’t exercise like I was able to before, so we went through with [launching] it quite quickly. Now it has the ability to help others with health concerns, just like it helped me with mine.” Whether it’s finding a way for Afghani widows to make a living or simply finding a way for others to maintain fitness, Manena’s life is focused on helping others any way she can, through her life-changing experiences and various fields of work.
profilemag.com.au
Property Style
With Grant Smith
Grant Smith, director licensee of CENTURY 21 Grant Smith Property, Sunshine Coast, knows real estate. In fact, not only is he classed in the top 2 per cent internationally for CENTURY 21, he was Australia’s youngest CENTURION award winner for five years in a row. Not bad for a boy from Buderim! Each month, Grant shares his secrets to the property market with Profile Magazine readers …
I am of the opinion that there is no real estate agent in the area who is more professional, motivated, or dedicated than Grant Smith, which is why he achieves the results he does…
the perfect open home ... GRANT SAYS … Read these tips and create the optimum atmosphere for your next open home.
1
Ensure your agent has prepared professional property marketing materials, with readily available information on the property. The more information buyers can access on your home, the stronger the chance of achieving a desirable contract.
2
Soft music is a great way to create the right mood at an open home. For properties with media rooms, why not put on a kids DVD? It’s much easier to sell a home when the kids are happy!
3
Ensure all personal items are placed away, such as photos, jewellery and cosmetic items (toothbrushes, soaps and shampoo). When buyers are inspecting a property they want to be able to visualise themselves there. Removing these items takes away your personal aspect.
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The kitchen should be spotless – no dishes in the sink or clutter on the bench. Kitchens are generally one of the biggest selling points for buyers as it’s the central entertainment hub, so buyers want to see this space as bright and open, free of clutter.
4 5
If your home looks great at night, perhaps your agent should arrange a dusk or twilight open home to showcase the property in a warmer light? This creates a different mood for the property. An open home at sunset for a property with a magical view or backdrop can really help a sale along. If your home has spectacular internal lighting, an evening open home can highlight this selling point.
D & S Bell
Speak with Grant Smith 0410 21 21 21 grantsmith.c21@century21.com.au facebook.com/grantsmith.c21
january 2012
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Local Tastes are Better when Shared Cato’s Restaurant & Bar at Sheraton is where friends and family gather. Our famous trawler-fresh seafood dinner buffet, creative a la carte menu and central Hastings Street location make for perfect holiday dining this summer. Live entertainment on Friday and Saturday nights and great people watching breakfast, lunch and dinner have made Cato’s a must-do Noosa dining experience. Friday & Saturday 79 Buffet $69 Buffet Sunday Monday $59 Buffet to Thursday
$
For bookings contact Cato’s on 5449 4754.
SNR1389
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your ultimate guide to fashion and beauty
style counsel
meet natalie miller window shopping
what’s hot in fashion
vanity case
summer fling
profile loves
new year, new wardrobe
the good life
MEET DR ALISON JAMIESON beauty advice
HAIR DETOX
window shopping
my favourite things ... As most of you know, I love a good fashion find. This month is no different – in fact I found so many gems I have added a few to our new Alli and Genine blog (http://alliandgenine.wordpress.com). For those women who find it hard to work out the difference between a dress and a T-shirt these days, you’ll love the blog ‘Fat knees and short skirts’, plus we have a Colin Heaney kaftan and sarong to give away (see page 68). This month, check out Profile’s new makeover competition in partnership with Kooshka Hair, lust over our fab accessory finds that won’t break the budget, and meet past cover girl and shoe queen Natalie Miller of Holster jelly sandal fame.
ON COVER Holster Starlet shoe in lavender. www.holsterfashion.com
model for a day Ever wanted to look like a Profile Magazine cover girl? The search is on to find local women keen for a total makeover transformation at the hands of our experts. Simply send us a recent photo and tell us your favourite Profile Magazine cover to date. You can enter online at www.profilemag.com.au, email fashion@profilemag.com.au or pop over to our Facebook page, upload your photo and tell us your favourite cover (if you are game!). The winner will enjoy a full pamper session including a hair style makeover from the experts at Kooshka Hair, Buderim, professionally applied makeup, and then enjoy being styled by the Profile Magazine photo shoot crew in your very own photographic session. The winner will be featured in an upcoming issue of Profile Magazine. Entries are open now for 2012; the first winner will be showcased in our March issue. Enter now!
GENINE HOWARD PUBLISHER / group MANAGING director
slap time Combining slap band technology with chic, modern styling, the SLAP™ Watch (RRP $39.95) has become a huge hit across Europe and the USA for its addictively fun slap-factor, vibrant, interchangeable neon colours, and wallet-friendly price tag. Available in nine bold colours, each watch comes with a removable face that can be interchanged with different bands to create a look to suit any outfit or mood.
chic and fabulous Established in 2009, Jessica MARTINO is an emerging designer with designs based on quality and style. Her pieces are versatile with a simple design edge that encourages you to be creative and confident with your personal style. Whether you’re looking for a party dress or something to simply throw on, the range by Jessica MARTINO has all the right pieces to make you feel chic and fabulous, while maintaining your own personal edge. For more information visit www.jessicamartino.com.au
www.slapwatch.com.au
black dog Renowned ethical clothing label SOSUME has joined forces with The Black Dog Institute to raise funds and promote awareness of depression with the sale of an exclusively designed charity tee. Available for purchase via the SOSUME online store, at www.sosumeclothing. com ($50) all profits from the stylish tee will go direct to The Black Dog Institute: an educational, research, clinical and community-oriented facility offering specialist expertise in mood disorders.
busty glamour Perfect for hot January days, these cool, breathable garments (70 per cent silk, 30 per cent cotton) from New Zealand label Artisan are the perfect garment for a day with the girls, shopping in Noosa or an overseas Thailand break (I teamed mine with a pair of Queen Holsters on my Phuket trip!). Available in a range of styles and bright colours including the Ronnie Duster, RRP $234, purple Brooke Dress, RRP $299, and red Ruffle Hem, RRP $249, from Gingers Boutique, Burnett Street, Buderim.
The glamour and timeless allure of Hollywood Regency sails in from the ocean with this season’s Vacationist collection by Kiargo, influenced by the distinctive architectural style of the 1960s and the extravagance of ocean cruising. Designer Jessica Holmes’ keen interest in lingerie design and the demands of body support for fuller shapes led her to develop a swimwear equivalent based on solid undergarment foundations – perfect for the fuller figure and bust (F and G cup options).
Phone 5445 6616
www.kiargo.com or phone 03 9419 8803
the art of artisan
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bliss on buderim
beauty
...it’s all about you
Ph: 5452 7894 january 2012
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the good life
words genine howard ll photography shawn abrams
In our first instalment of The Good Life, we meet Dr Alison Jamieson from COZmedics – a woman dedicated to making her clients look good and feel even better.
D
r Alison Jamieson lives to make people happy. As the founder and director of Queensland’s largest cosmetic medical group servicing Brisbane and the Sunshine Coast, Alison has been practicing cosmetic medicine since graduating in medicine from the University of Queensland in 1985. Alison solely practises in the field of cosmetic medicine. She uses her advanced skills in all injectables and laser technologies, and a broad knowledge and practical experience in minimally invasive cosmetic medical procedures and products, to make dreams come true for her clients, each and every day. The COZmedics vision began in 1995, after Alison discovered a love of cosmetic medicine, and with the desire to replicate the COZmedics experience in several clinics, she has combined excellence in medicine with her astute commercial acumen to establish the COZmedics brand as one of the most trusted and recognised in the industry. This month, we learn more about Dr Jamieson’s personal thoughts on health and well-being.
profile: What is your personal philosophy when it comes to health and well-being? alison: Personally, when it comes to wellness I like to maintain good health and vitality. When it comes to medicine, I take a preventative approach as opposed to a reactive approach to an illness. A proactive approach ensures a healthy mind and body. Wellness is much more than skin deep … it can't be achieved via a vitamin pill, skin cream or fitness machine. To me, it’s about balancing aesthetic preservation and enhancement (cosmetic medicine) with internal age management (anti-ageing medicine). profile: Do you consider yourself a fit and healthy person? Alison: Yes! Fitness and health has always been an integral motivation and balance in my life. profile: What sports do you participate in, if any? If sport isn’t your thing, how do you stay in shape? alison: Aerobic exercise is my favourite. For me, running is the easiest way to achieve the endorphin high, so I try to do 45 minutes four times per week and stay active in between. We are keen horse lovers too. Mucking out in the stables is one of the hardest exercise sessions, and riding is good for core strength. profile: What’s your favourite ‘good’ food? alison: Vegetable juices and smoothies. I just wish I had the time to juice everyday as it provides incredible energy and is vitality boosting. profile: What’s your favourite ‘indulgence’ food? alison: Chocolate … Toblerone is irresistible! profile: Western medicine or natural medicine? What’s your preference? alison: Both are incredibly important and the balance of the two are imperative
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Dr Alison Jamieson
for a preventative approach to wellness. My approach to medicine is based on a need to be scientific, evidence-based, well-documented and substantiated by my peers. Natural medicine encompasses nutritional, anti-ageing and environmental medicine … my latest interest. profile: Do you do organic? alison: I love veggies grown from the garden and try to eat organic meat. The Farmers’ Markets are my dream destination. profile: What health tips do you swear by? alison: Exercise, good sleep, lots of fresh mountain or sea air, good nutrition, and laugh whenever possible! Have something to look forward to and lots of people to love! profile: What motto do you live your life by? alison: To be grateful for the wonderful life I have, for good health, happy children, a wonderful family, a work-life balance and a beautiful, safe community to live in. profile: Have you suffered from any major health issues in your life? alison: It is important to be a patient now and then, but I have been blessed with general good health. No sick days in 20 years! But having been in medicine for 25 years, one can only marvel at the capacity of the human body and spirit to repair and endure. profile: Favourite past-time or hobby – ie what do you love to do when you’re not working? alison: I love to be on my farm with my horses. We have three foals now, so my horse family is growing. I like nothing better than being in riding boots in the stables and watching my daughter do her magic with the animals.
profilemag.com.au
This Year, Find Time For Yourself.
ZERO
JOINING FEE
SAVE $199
*
*Offer applies to 12 month memberships only. Valid to 29/02/12, not available with any other offer. Prices may vary by club. Minimum cost of 12 month membership is $1040.
Fernwood Maroochydore Call 5479 0744 Sunshine Homemaker Centre fernwoodfitness.com.au facebook.com/fernwoodfitness
january 2012
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profile loves
nifty necklace Otazu necklace, RRP $575, Available from Liberta Jewel, phone 0412 193 763, damesanddivas.com.au
strappy sandal
the perfect tote
Elk leather sandal with strap, RRR $139. Soul Diva Boutique, Buderim, phone 5456 4111
Gingers summer tote, RRP $85. Available from Gingers Boutique, Buderim, phone 5445 6616
Happy New Year! 2012 is here and your purses are likely to be a little empty after Christmas. With this in mind, January’s fashion page aims to provide inspiration and ideas so you can add something new to your wardrobe without too much ‘over-spending’ guilt. Accessories are a great way to update an outfit and give it a fresh lease on life, and simply having a new purse or bag can lift one’s mood. Happy shopping!
kenyan-inspired I Cherry Shoe beach Kenya sandal, RRP $69.95. Sunshine Beach Road, Noosa Heads, www.icherryshoe.com.au
night owl Hoot Owl necklace in turquoise, RRP $39.95. Watermelon Red, Coolum, www.watermelonred.com.au
original bangle Kimono Resin Bangles made from silk kimono remnants and resin - no two are the same! RRP $34.95, www.damesanddivas.com.au
cuff it Silver cuff with turquoise stone, RRP $49.99. Available from Koko Homeswares, phone 5326 1008
Designed by www.witchwords.com
Creating Conscious Connections in Business goddesses@lunch - Wednesday 15th February 2012 Speaker: Kim Edwards Director - Sea English Academy
Venue: 4th Floor Restaurant, Mooloolaba Time: 11.45am til 2.30pm. Tickets $45 pp $35 members RSVP 13/2/12
Tel: 0402 462 804
goddesses@brunch - Thursday 23rd February 2012 Speaker: Kylie Patchett - The Tall Poppy Project
natalie@enlightenedgoddesses.com www.enlightenedgoddesses.com facebook.com/EnlightenedGoddesses twitter.com/Egoddesses
Venue: TBA Coolum Time: 10.00am til 12.30pm. Tickets $45 pp $35 members RSVP 21/2/12
“... where you mean more than just your business card” Natalie McIvor Director
NetConnect Seminar - Thursday March 15th 2012 Mooloolaba
Proudly Sponsored by
Speakers: Jill Chivers, Carren Smith, Jodie Nolan, Jodie Taylor Paterson & Natalie McIvor
Time: 9.30am til 4.30pm. Tickets $109 pp $99 members RSVP 10/3/12
Seats are limited! Book online TODAY at www.enlightenedgoddesses.com 40
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january 2012
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vanity case
rich list SAX Rich Lipstick in coral, RRP $14.95. A pigment-rich lipstick infused with nurturing ingredients that condition the lips, leaving them feeling soft and supple. Create the look of creamy, velvety, full-bodied lips. Paraben-free and full of nurturing ingredients including calendula oil, evening primrose oil and jojoba oil. For stockists visit www.saxcosmetics.com
nail paint Endota spa nail paint, RRP $20. Endota Spa’s range of non-toxic nail polishes come in a dazzling range of delicious, vibrant shades. Nail paints are as natural as a nail polish can be: they do not contain formaldehyde, toluene or DBP. Brush them on for brilliant nail colour
perfect canvas
Brighten your day with these summer brights and skin treats for sun-kissed skin.
Rationale Morphologie Body Cream, RRP POA. With spring in the air and summer just around the corner, now is the perfect time to kick-start your body care regime. A hydrating formula enriched with organic lactic acids to speed up cell turnover and smooth away dull, dry skin. The perfect canvas for self-tanning! Available at Cozmedics clinics Maroochydore and Noosa. Phone 5409 4466. www. cozmedics.com.au
long-lasting colour Arbonne Cosmetics lipstick, RRP $36. Arbonne’s range of intensely hydrating and moisturising lipsticks allow wearers to achieve long-lasting, beautiful lip colour, with added health benefits. Packed with Vitamins A, C and E as well as pomegranate extract, the formula intensely hydrates and conditions lips with a rich colour and beautiful scent that glides on smoothly for buildable coverage. Available from selected stockists and www.arbonneinternational.com.au
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glamazon Models Prefer Eyeshadow in Glamazon, RRP $9.99. Four coordinating shades in one compact that provide a shimmery textured finish for a professional look. Silky smooth application that can be worn alone or easily blended together to create infinite eye looks. Available exclusively to Priceline stores Australia wide. Visit www.priceline.com.au or phone 1300 88 44 11
pecking order Black Chicken Remedies Love Your Face Serum, RRP $89 and Love Your Body Oil, RRP $74.50, 100mL. The serum is the second product in the Black Chicken range and joins the highly successful Love Your Body Oil. Crammed full of 100 per cent natural goodness and no chemical nasties so they essentially work like super food for your skin. Available online at www. blackchicken.com.au
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www.struthair.com.au 21 Beach Road, Maroochydore phone: 5443 5605 email: strut@struthair.com.au
Don’t forget your hair when detoxing after the New Years Celebrations .... Try the new Kevin Murphy Detox Treatment with your next Strut service
Walk in ... Strut out january 2012
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style counsel
ll photography katja anton
At just 29 years of age, Natalie Miller is the design genius behind the famous Holster jelly sandals which have taken the fashion world by storm. natalie and her husband ben have recently also had a baby boy. we catch up with Natalie, the epitome of style, and take a peek inside her wardrobe.
Natalie Miller
profile: What do you love most about your job? natalie: I enjoy the freedom and challenges that come with being a designer and a business owner … Oh and of course the unlimited choice of shoes for my wardrobe. profile: What looks can we expect to see in the holster collection this coming this season? natalie: New design techniques and materials have been infused into the SS12 ‘Make every day a holiday’ collection. Some of these include nautical stripe insole prints, bright over-the-top summer colours and new embellishments, along with colour blocking. profile: Who is your favourite designer? natalie: Oscar de la Renta is amazing. profile: How would you describe your own style? natalie: Casual yet elegant. I like outfits that complement the Noosa beach lifestyle with a hint of glamour. profile: What is your fashion inspiration? natalie: Travelling to places like Mykonos, Bali, Lizard Island and Lake Como has brought me a lot of inspiration. In fact, I have come up with some of my best shoe designs on holidays watching the sun go down with a cocktail in hand. Living in beautiful Noosa inspires me every day too. I have always thought Holster jelly sandals are like ‘Noosa in a shoe’.
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profile: What and where is your favourite boutique? natalie: I do 90 per cent of my shopping online. ASOS [www.asos.com] is one of my new favourite online boutiques. profile: What is your fashion fetish? natalie: Shoes, of course. A women can never have enough shoes. I also love summery dresses. profile: What do you always have in your handbag? natalie: Chunky sunglasses, my BlackBerry and lip gloss. profile: What is your signature fragrance? natalie: Jean Paul Gaultier – Classique. I was attracted to the scent many years ago and have never found a perfume I love more than this … I guess that’s why it’s called ‘Classique’. profile: What is your best style tip? natalie: Don’t follow the trends – set your own trends that work for your body shape and make you feel good about yourself. Fashion is an extension of one’s personality, so let your personality shine through. profile: What is your craziest fashion moment? natalie: What goes on behind the scenes in the fashion industry can be absolutely crazy at times. I would say whenever I have a deadline on the Holster range this can be a very intense time as you can’t put a time frame on creativity. profilemag.com.au
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Before and after eyebrow and eyeliner colour
Clynic uses
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advice
detox 101 with Wade Blackford After eating, drinking and, let’s face it, gorging our way through the festive season from Christmas right up to New Year’s Eve, drowning ourselves in all manner of cocktails, mocktails and straight-up booze, it’s no wonder that by the time 2012 has rolled around, everyone is feeling worn out and weighed down. If you’re anything like me, or the countless people around the world who go through this ritual every year, it’s time to detox. That’s right, no booze and lots of fruit and veg, because we feel the need to cleanse our system to take on a new year. This got me thinking – if we do this for the rest of our body, why should our hair be any different? We go on a detox diet, so why not use a detox shampoo to wash away the sins of the festive
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season? We fill our bodies with vitamins and mineral supplements as a cure-all for the stress and craziness that is December, so why not do the same for our hair? Head into the salon and treat yourself to a deluxe rejuvenation treatment or just pick up a quality shampoo and conditioner, and most important of all, a treatment. Seek the advice of your stylist to help you make the right choice. So while you’re treating your body like the temple it is after the silly season, don’t neglect your hair. It can make or break you and if your hair looks fantastic, so do you. It’s the best accessory in your bag of tricks and it’s time to start treating it that way.
As you’re all aware, when it comes to hair products I’m a kevin murphy nut, so my top picks to start the new year are Maxi Wash – a detoxifying shampoo, Balancing Wash, and a personal hero of mine, Born Again – an essential treatment. If you can’t get your hands on these little gems, just ask your stylist for their favourites. Until next month, happy detoxing. Strut Hair and Beauty 5443 5605 www.struthair.com.au
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advice
have you had your vitamins? with Benita May Vitamins in skin care is not a new thing but I want to highlight the importance of one vitamin in particular, vitamin A. Without it you cannot correct any skin disease because vitamin A repairs the DNA within skin cell structure. Impaired DNA in the skin cell leads to skin diseases such as dehydration, pigmentation, allergic reactions, poor wound healing, poor collagen and scarring of all types. This in turn, can result in common skin diseases such as acne, dry and dehydrated skin, rosacea, photo damaged skin, pigmentation, dermatitis, eczema and congestion. The common causes of all skin diseases are impaired DNA, cell membrane damage and compromised immunity within the skin cell structure. These are caused by free radical damage, UV light exposure and mechanical damage. Free radical damage is the result of bad diet, smoking, processed foods, soft drinks, excess alcohol consumption, pollution, excess
sun, stress and toxic skin care products. UV light exposure causes a rapid reduction in vitamin A within the skin and therefore causes damage to the DNA of the skin cell. Mechanical damage can be caused by laser resurfacing, excess peeling and exfoliation without sufficient nutrient support. It destroys abnormal as well as normal tissue, hence the need to follow your prescribed home care regime as this will provide your skin with nutrient support to encourage healthy collagen and skin cell production. Vitamin A helps to strengthen the skin cell, which makes it more resistant to free radical damage by sun exposure, pollution, metabolism of food, exposure to tobacco smoke, pollution or radiation. The build-up of free radicals over time is largely responsible for the ageing process. Vitamin A normalises sebum production, promotes a firmer, more elastic skin texture and evens out skin tone. It thickens the skin as it
promotes a healthier collagen bed and a healthier epidermis. So, have you had your vitamins? Other vitamins and antioxidants essential for healthy skin function include vitamin C, niacinamide (vitamin B3) and resveratrol. We will explore these in more detail in the coming months. The secret to getting your vitamins is to use a skin care range that is high in active ingredients, a cosmeceutical or a cosmedical. Remember that 70 per cent of your results are a direct link to what you do on a daily base with your skin care regime. See your skin care therapist for a review on what you are using and advice on what is best for your skin. Bliss on Buderim 5477 1430 www.blissonbuderim.com.au
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top tips to success with Maggie Wilde Have you ever said or heard someone say, “This is the year I’m finally going to … lose that weight, stop procrastinating, get fit, stop smoking” et cetera et cetera? According to Stephen Shapiro, author on the subject of goals and New Year’s resolutions, 45 per cent of people set New Year’s resolutions every year. However, only 8 per cent of those are successful in achieving them. He says three out of four people almost never succeed. What does this really mean for your 2012 success? It is important to ask yourself these two very important questions: What will you do differently this year in order to beat the statistics and be more successful than the average person in achieving your resolutions? And what do you hope to gain by achieving them? One tip to achieve success is to change the words ‘resolution’ or ‘goal’ to ‘choice’ or ‘decision’. For example, instead of saying: “My New Year’s resolution is to lose weight”, state instead: “I choose to reduce weight in 2012”.
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The subconscious mind processes language and images literally. So if there are unhelpful feelings of past failures or difficulties attached to words like ‘goals and resolutions’, the mind processes the negativity and failure of the past rather than the freshness, self control and positivity of ‘choice or decide’ for the future. Use these key strategies to achieving success: •• Have a plan (email me if you wish to have a free sample plan sent to you). •• Make yourself accountable (tell someone you trust to help keep you on track).
Statistics show the most popular resolutions include weight reduction; habit control / self improvement or self education; wealth and security issues and new or improved relationships. Remember, you are much more likely to succeed once you’ve made yourself accountable. Maggie Wilde Hypnotherapy & Coaching Centre 1300 664 544 www.maggiewilde.com
•• Seek appropriate help to overcome obstacles •• Focus on the benefits of the outcome as if it’s already real. •• Reward yourself with something appropriate at small milestones along the way. There are two requirements to succeed in anything you do – a burning desire / passion to achieve your goal; and the courage and motivation to get off your butt and do it.
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break out of the comfort zone with Dan Sullivan I used to have a comfort zone where I knew I wouldn’t fail. The same four walls and busy work were really more like jail. I longed so much to do the things I’d never done before, but stayed inside my comfort zone and paced the same old floor. I said it didn’t matter that I wasn’t doing much. I said I didn’t care for things like a tight tummy and such. I claimed to be so busy with the things inside the zone, but deep inside I longed for something special of my own. I couldn’t let my life go by just watching others win. So I held my breath, stepped outside and let the change begin. I took a step forward with strength I’d never felt before. I kissed my comfort zone goodbye and closed (then locked) the door. If you’re in a comfort zone, afraid to venture out, remember that all winners were at one time filled with doubt. A step or two and words of praise can make your dreams come true, so reach for your future with a smile … success is there for you!
The best way to begin letting go and creating change is to put an action plan in place for 2012. All good coaches know that if you fail to plan, plan to fail. A couple of tips to help; 1. Establish what wellness is to you (it’s different for everyone) and what makes you feel good. Then make this non-negotiable each week. Yoga, strength training, running, dance, or any kind of movement of your body on a daily basis will contribute to creating change, not only physically but mentally and emotionally as well.
now, even if it’s 30 days in advance, you can work your other plans in and around your movement sessions rather than the other way around. Simple, I know. I’m a great advocate of the KISS principle as simple works and, most importantly, gets results. Active Living 5479 1212 www.activeliving.com.au
2. When you mark your wellness time in your diary, make sure those in your life know and understand that these times are your time, so not to book it up with other arrangements. Often people give the excuse that, ‘I don’t have enough time to keep well’. By planning
Could he have had just weeks to live? What would you give to know if you were at risk of stroke, heart attack or cancer before it happens? I recently saw a client who has been on heart medication for blood pressure, and was being monitored by his cardiologist. When he came to see me, we found that even though his blood pressure at his arm was 120/80, in his aorta in the heart and in his carotid arteries it was actually 150/110, and the inflammation in his heart was phenomenal. As far as his previous testing went, he was going okay, but what we found was alarming! After using strong natural anti-inflammatories, and changing his diet to force him to produce lower levels of inflammation, we rescanned him within two weeks, finding that the inflammation had halved, his blood pressure was now 139/99, but was not yet completely normal. After further testing, we found he had severe allergies to foods he was eating daily, that were actually healthy foods, and he had an infection throughout his body. Combined, these were causing massive inflammation, and could have been the cause of his heart disease from decades before. He was so grateful, and when seeing his follow-up scan, said that he had
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been searching for a long time for something that could show him everything that was really going on in his body. He had found it, and just in time! With one scan your whole body is measured with extreme accuracy showing inflammation in breast, uterine and prostate tissue, heart, lungs, stomach, bowel and brain. Your blood pressure is measured in your heart, and in the carotid arteries, which can show the likelihood of a stroke or heart attack before it occurs. The scan also measures hormones, insulin, cholesterol, thyroid and many other imbalances. This can determine if your diet is working for you or not. It also determines if you need further testing for imbalanced hormones, while checking for dangerous abnormalities throughout your system.
these conditions, and the scan can show the difference. Knowing these things in advance can mean making changes to prevent them happening. This can change your life forever. Feel free to phone or book a free half hour consult to discuss your options. www.advancedwellness.com.au Jodi Chapman B.H.Sc. Naturopath Suzi Le Fanue BSc(BMed) ND Naturopath & Nutritionist
Advanced Wellness & Behavioural Centre 5443 1987 44 Baden Powell St, Maroochydore
Your brain is measured showing levels of serotonin, dopamine, and others, to determine what you may need to improve mood and depressive or anxiety symptoms. Sometimes we have mood changes when reacting to certain foods which can mimic signs of profilemagazine
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natural birth after c-section with Dr James Moir Caesarean births are very common these days. About one in four women will have delivered a baby by caesarean. Often this is by choice, but sometimes women who had intended to have a natural birth have required a caesarean because of complications.
to make sure it goes smoothly, and to detect the rare but potentially serious complication of uterine scar rupture. In such cases, an immediate repeat caesarean is needed.
caesarean. If you had the usual lower transverse uterine incision (a horizontal cut across the lower part of your uterus) you may be eligible for a VBAC.
But just because you’ve had one child by caesarean doesn’t necessarily mean your next child has to be delivered the same way. Improvements in obstetric and surgical techniques now mean many women can have what is termed a VBAC, or vaginal birth after caesarean.
However, it is a decision you should make in consultation with your obstetrician. Not every case is suitable for a VBAC. For example, the conditions which caused the need for a caesarean in your previous pregnancy may apply to this one as well, such as the baby being too large, the baby lying in a transverse position, or in cases of placenta praevia where the placenta is blocking the cervix.
Before you start checking your tummy, it’s important to point out that you can’t tell where your uterine scar is by looking at the scar on your skin. Your obstetrician will have to check your medical records to see what incision was used.
There are good reasons for choosing to go with a natural birth, if possible. There can be a lower risk of complications compared with a repeat caesarean. You aren’t exposed to the risks of anaesthetic or to the possibility of surgical complications. Your stay in hospital can be shorter. And for those women who wanted a natural delivery, it can be more emotionally fulfilling. Your labour will be closely monitored
There are other reasons why a VBAC may not be a viable option. You may have a medical condition that makes vaginal birth difficult. Sometimes previous uterine surgery such as fibroid removal, can rule out VBAC. Or the location of the uterine scar from your previous caesarean may mean a natural delivery is less likely to succeed. You may be aware that there are different incisions a doctor can make to deliver your child via
Of the women who do attempt a vaginal birth after caesarean, between 20 and 50 per cent will still end up having a caesarean. But if you are one of the many women who thought they could never again have a natural birth because of their previous caesarean, there is hope. Talk to your doctor about whether your circumstances suit a natural birth. I wish you all the best with it. Moir Medical 5444 0799 www.moirmedical.com.au
NoosaCare Inc.
NoosaCare Inc Carramar • Kabara
Aged Care incorporating Carramar, Tewantin and Kabara, Cooroy
Care Quality & Service to our Resident Community
• Ageing in Place • Permanent and Respite Accommodation • Extra Services Available
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Carramar, Tewantin
186 Cooroy Noosa Rd, Tewantin Qld 4565 Ph. (07) 5449 8799 Fax. (07) 5449 0195 Email. carramar6@bigpond.com.au
Kabara, Cooroy
20 Topaz St, Cooroy Qld 4563 Ph. (07) 5447 7355 Fax. (07)5442 5199 Email. kabarahostel@bigpond.com.au
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the causes of infertility with Denise Donati
Female age is the most common reason patients have trouble conceiving. The average age of women seeking fertility assistance is around 36 to 37 years of age. But, unlike many urban myths that women are waiting because they want to enjoy a career or financial freedom before children, the real reason is more likely to be because these women simply didn’t find the right partner earlier. If you’re under 35 and haven’t conceived after 12 months of trying or are over 35 and haven’t conceived after six months, it’s a good idea to seek some advice from your local GP. It could even be worthwhile having a free consultation with your local fertility clinic so you can make a decision based on all the information. It is important women understand that they are born with all the eggs they’ll need for their lifetime, but once they hit age 27 these eggs slowly decrease in number and quality. By their mid to late 30’s many eggs will not be
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in an optimum condition, and can lead to a pregnancy resulting in abnormalities such as Down Syndrome. Overall, women generally have a one in 800 chance of giving birth to a child with Down Syndrome, but with advancing female age this greatly increases. By 40 there is a very real risk, with a one in 80 chance the pregnancy will result in a baby with a chromosomal abnormality. To assist women facing the good old ‘biological clock’, some fertility clinics offer options such as egg freezing. However, this does not take the place of educating women regarding the impact age has on female fertility. Besides age, other critical impacts on fertility include weight, followed by lifestyle factors such as smoking, alcohol intake and stress or preexisting medical conditions. Male infertility can be linked to past medical conditions such as cancer treatments, genetic reasons or lifestyle factors, with men exposed to excessive heat in their job, such as working in a mine, near a furnace or even
taxi and truck driving having a higher chance of a lower sperm count. The puzzle of treating a couple’s infertility involves examining both medical histories and conducting routine check-ups. Manageable impacts on fertility such as smoking, alcohol consumption, weight or diet are then addressed to make treatment more effective. People should look for a clinic that takes an active, holistic approach to preparing couples for a healthy pregnancy. Instead of looking at medical causes, the bigger picture is then considered and people are assisted to become as healthy as they possibly can to aid them in falling pregnant and having a healthy baby. Fertility Solutions Sunshine Coast and Bundaberg 1300 FERTILITY (337 845) www.fssc.com.au
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first aid for teeth with Dr Simone Ricketts Statistics reveal that about 25 per cent of all children will sustain damage to their permanent teeth by the age of 14. Children with prominent ‘buck’ teeth are more at risk of injuries and, as you might guess, boys are twice as likely to injure their teeth compared with girls.
Permanent teeth that have been knocked out can be saved, however, it is essential to act quickly. Baby ‘deciduous’ teeth are not reimplanted, only permanent adult teeth are. If you are not sure, bring the tooth with you to the dentist for identification.
Custom-made mouthguards are a huge help in limiting contact sport teeth trauma. However, children need to wear their mouthguards during training as well, because even friends can accidentally knock teeth out! The other main cause of tooth injuries are non-contact, casual leisure activities such as skateboarding, surfing, skating, swimming and bike riding.
Remember to search around the scene of the accident as teeth can be thrown a surprising distance. Check the person’s clothing for missing teeth as well. Remain calm as the injury often looks worse than it actually is.
If a tooth is chipped or cracked, try to find the tooth fragments and take them with you to the dentist as soon as possible. I once had a mum who correctly searched under the couch for her child’s missing tooth fragments, but brought me more fragments than were missing to complete the tooth jigsaw puzzle. I quickly identified these as the family dog’s baby teeth that had recently fallen out!
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Locate the tooth and handle it by the crown, not the pointed root part of the tooth. The crown part will look whiter than the yellow root of the tooth. If the tooth is dirty, rinse it in milk then gently push the tooth back into the socket (it will click back into place if done quickly) making sure it is facing the correct way around (look at the adjacent tooth to help you). Ask the patient to gently bite on a facewasher or gauze pack to keep the tooth in place. If the tooth can’t be reimplanted, place it in milk and get to your dentist immediately
(within one hour is critical). If milk is unavailable use saline (for contact lenses, or often found in first aid kits). The tooth will need to be held in place with a splint for about two weeks. After this time it is essential that a root canal treatment (RCT) is started, as the pulp or nerve will have died as a result of the tooth being knocked out. Without RCT an abscess will develop. Prevention as always is the preferred way to go, so as we say with sun smart campaigns, “No hat, no play”, consider also, “No mouthguard, no play”. Smile by Design 5443 2888 dentist@smilebydesign.net.au
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corns and calluses … with Tyson Franklin Many people suffer from painful corns and calluses on the soles of their feet and on the tops of their toes. Poor-fitting footwear may be the cause, however, certain foot types are predisposed to these problems. There are two general rules: Rule one: Corn and callus development on the bottom surface of the foot is usually foot type-related, rarely is it footwear-related. Excessive pronation (flat feet) and excessive supination (high arched feet) place increased shearing force on the skin and over a period of time the skin will thicken to protect the underlying structures of the foot. It is the same process that occurs on the palms of the hands of people who do a lot of heavy work (something you will never see on a surgeon’s hands). Therefore, you could change the footwear you currently wear and it would not make a difference
to the formation of corns and calluses. A shoe with more cushioning may make your feet feel better initially, but once the cushioning is lost, the discomfort will return. In addition to this, the corn and callus formation will become thicker over time, regardless of the cushioning in the shoe.
Ideally, the podiatrist will suggest having a full biomechanical assessment of your feet and lower limbs to try and evaluate what is causing the problem. Once you identify the cause, the long-term reduction of the corn and callus development is much improved.
Rule two:
Will you need to have custom-made foot supports (orthotics)? If a biomechanical problem does exist, then orthotics may be the best treatment. However, customised innersoles can also be beneficial. Ideally, to change the force on your feet you must change the way the feet function and this can only be achieved by using customised orthotics.
Corn and callus formation on the top of the foot, usually the toe area, is caused by footwear. There are certain foot types that can cause the toes to claw and hammer, which will increase the pressure in this area. However, if a person didn’t wear shoes, the corns and calluses would not occur. Corn and callus formation is not hereditary, however, your foot type may have been passed on from your parents.
Proarch Podiatry 1300 776 272 www.proarch.com.au
So what should you do? You can see a podiatrist and have the painful corn and callus removed or reduced, but this is only a short-term solution and is more of a Band-Aid approach.
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enlightened goddess feature The Enlightened Goddess Business Network is about creating authentic relationships between all its members, whether at live events, through the directory listing or social media sites. This Network offers an open, genuine and abundant resource to promote you and your services to the network and beyond. to join the Enlightened Goddess Business Network or simply to find out about their regular events, head to www.enlightenedgoddesses.com.
jeanne treloar
Witch words Witch Words is a boutique graphic design studio offering small to medium sized businesses a personalised branding service that takes the mystery and fear out of creating websites, logos, brochures, books, branding and social media design. Every business is an extension of the person who operates it, so it’s important that the business owner’s personality, energy and values are portrayed through their branding. “I connect with my clients on a personal level to gain an understanding of their business; the colours they love, personality of fonts, their images, what inspires them and their ‘why’ for doing what they do. I love the process of crafting a unique brand that gives my clients something they’re proud of. Often it’s the first step in making their business a tangible reality, and that’s just magic!” Jeanne says. Do you want a beautiful website you can easily manage yourself? Are you tired of cheap, homemade flyers and online business cards? If you seriously want to create an authentic business identity that resonates with you and attracts your ideal client, talk to Jeanne today.
Krishna everson
HEALTHY MARKETING Krishna Everson is the founder of Healthy Marketing, which empowers small business owners who have a mission to make a difference, by helping them to create a powerful presence within their chosen niche. She started Healthy Marketing three years ago in response to friends and associates who were giving up on their visions to create a business that helps others, because they were unable to make ends meet. She recognised that her 20-year background in advertising, sales and health marketing could directly impact on the ability of solo business owners to confidently and successfully promote their products and services, so that they could be profitable. She now assists business owners to clearly identify their audience, create powerful marketing messages and make a deep and compelling connection with them both online and in person.
If you’re looking for a hands-on workshop that will give you clarity and strategies that you can implement immediately, sign up for Krishna and Jeanne’s Magnetise Your Brand workshop on Feb 22 at www.magnetiseyourbrand.com.au
Krishna hosts workshops focusing on article writing for bloggers, writers and business owners, or can personally guide you to promote your business with confidence through her mentoring program. She has also partnered with local branding expert Jeanne Treloar to provide the exclusive Magnetise Your Brand workshops. If you would like to know more about how Krishna can help your solo business, visit www. healthymarketing.com.au or subscribe to her free resources.
phone 0413 374 634 jeanne@witchwords.com www.witchwords.com
phone 0458 639 559 krishna@healthymarketing.com.au www.healthymarketing.com.au
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CATHERINE CRAIG
SIMPLE AND SAVVY Whether you are staging to sell your house or styling to stay in your home, Catherine Craig of Simple and Savvy Home Staging and Property Styling can help guide you through the process. In today’s competitive real estate market, staging your house for sale is one of the best investments you can make that will help your house sell for the highest possible price. You need your house to stand out from the crowd. Simple and Savvy will highlight your property’s strengths, downplay any weaknesses and appeal to the greatest possible pool of prospective buyers. After one consultation you will have the tools to enable you to present your property to the market at its best. You will be provided with a comprehensive preparation checklist and a personalised presentation plan. Love your home, just need a change? Simple and Savvy can provide you with a service to suit, from a colour consultation to custom furniture in a fabric of your choice, teamed with a beautiful rug and artwork that complement the room. For further information, visit the website, email cate@simpleandsavvy.com.au, visit Facebook or contact Catherine for a consultation.
phone 0414 741 227 cate@simpleandsavvy.com.au www.simpleandsavvy.com.au
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enlightened goddess feature MINDA LENNON
FIGURE8 WELLNESS You are a beautiful, powerful and capable woman, with the right to shine! As busy women we are often running in continuous circles to get everything done while striving for balance in our lives, always giving to our children, our partners, our families, our friends, our careers. Often, we fall short and run out of steam before we give to ourselves, our health, our happiness, and our ‘me’ time. When one part is out of balance, it inevitably starts to impact on the rest of your life. You begin to buckle under the pressure of feeling overweight, overworked, overtired, overwhelmed and lacking motivation. Choose today to make your own recovery the first priority in your life – hire a wellness coach. Your physical and mental health is one of the most important things you can have in your life and you cannot ever afford to trade this. Your wellness coach is your sounding board, your motivator, your listener, your mentor, your champion, your lifeline and your support system all rolled into one, and is a key success factor to improved health, happiness and life success. Join us today and start playing the ‘game of life’ with energy, vitality and purpose!
phone 0411 283 749 mlennon@figure8wellness.com.au www.figure8wellness.com.au
january 2012
KYLIE PATCHETT
The tall poppy project
janine hall
more than skin deep
Kylie Patchett is the founder of The Tall Poppy Project which she created after her own healing journey from corporate clone to woman living ‘on purpose’. She is an ex-forensic and medical scientist turned sassy health strategist and holistic health coach whose mission is to inspire women globally to stand tall and stake a claim on their own delicious lives. She delivers life-transforming workshops and coaching programs designed to bring awareness to true integrated holistic health and the impact that learning radical self-respect can have on your time on this gorgeous planet.
Changing your skin care habits can be as daunting as a trip to the dentist, but once you have made the decision, you wonder why you were so hesitant. Janine Hall, creator and director of More Than Skin Deep, has created a unique skin care range that’s 100 per cent carcinogenic-free, which means you no longer have to risk your health for gorgeous skin. The easy four-step program is safe and gentle enough to use twice a day. It’s time to change your skin care – for your health, your skin and your environment.
Join Kylie, Karen Clarke of Powerful Positive People, and Jill Chivers of Shop Your Wardrobe, for their upcoming workshop on Thursday 1 March. ‘Hurry Up and Slow Down: Unlocking Your Uncommon Sense’ is a fundraiser for locally-grown charity SunnyKids.
The More Than Skin Deep four-step program is designed for all skin types and ages – children, husbands and partners included. Step one is perfect for shaving – no need for expensive bottles cluttering your bathroom that don’t get used. Natalie McIvor, director EGBN says, “My skin says ‘Thank you, Janine’. I am loving this product. Very light to use, smells great and I love knowing my skin is safe with these products”. Purchase your introductory offer (full size) for only $79.95, and become a loyal customer to save more than 30 per cent off RRP.
This is a one-day event for busy women who are looking for something more. This workshop is for women who find themselves living on auto-pilot, going through the same routine day-in day-out, racing to achieve all the things on their overflowing to do lists. phone 0403 221 591 kylie@tallpoppyproject.com www.tallpoppyproject.com
phone 0409 262 062 ninne1170@hotmail.com www.morethanskindeep.com.au
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on the table
BACON, EGG AND POTATO SALAD
let it breathe with Dr Plonk www.drplonk.com.au
with Annette Sym Symply Too Good To Be True author www.symplytoogood.com.au
S
ummer means salad time so enjoy this fabulous recipe from my latest cookbook Symply Too Good To Be True 6. Just thinking about this recipe makes me hungry! Who doesn’t love potato with bacon and eggs? So if you’re looking for a new salad recipe then here it is. What a great way to enjoy a potato salad that is a little different. The key to helping this recipe remain so low in fat is using bacon short cuts and low fat mayonnaise.
bacon, egg and potato salad (serves 8 as side dish) ingredients
method
•• 3 eggs
Boil eggs for 10 minutes then rinse under cold water. Leave to cool. Wash potatoes and cut in quarters, leaving skin on. Microwave in a little water on high for 15 minutes or until just cooked but still firm. Drain well then place into a large mixing bowl to cool. Coat a non-stick fry-pan with cooking spray and sauté bacon until browned. Add all ingredients to bowl except eggs. Gently fold ingredients together, being careful not to break up potato. Peel and cut eggs into quarters then gently fold through mixture. Refrigerate until required. (Not suitable for freezing.)
•• 1 kilo new potatoes •• cooking spray •• 150g 97% fat-free bacon short cuts diced •• ½ cup 97% fat-free mayonnaise •• 2 tablespoons seeded mustard •• ½ teaspoon crushed garlic (in jar) •• ½ cup red onion small dice •• 2 tablespoons fresh chopped parsley •• pepper
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The ritual of decanting wine into another vessel and either serving it from that vessel or returning it to the bottle (double decanting), has often been debated. The process allows wine to breathe, usually making the wine a little softer and accentuates fruit expression, and also enables harmless sediment to be avoided. In some places in Europe, sediment is a welcome sight often highlighting the well cellared bottle. The process can be a theatrical performance with pomp and ceremony and the decanter can range from expensive crystal to a good quality glass jug. An easier way to a similar end point is to use the Vinturi wine aerator. This truncated cylindrical device has two ‘air ports’ which allow air to be sucked in, via the Vinturi effect, mixing oxygen into the wine to accelerate the breathing process as it is poured into the glass. It sounds like a mini jet engine, and if you are a gadget person this is right up your alley. My extensive experiments with many wine varieties have me fully endorsing this little gem. It shines when serving big juicy shiraz and cabernet but a little less impressive on pinot noir. Aged wines, I feel, need the love and care of gentle decanting, but young wines just ooze enthusiasm after being ‘Vinturied’. Buderim Pharmacy is the only place I am aware of that stocks the Vinturi Aerator. Alistair Cook, the proprietor, tells me that he has to dispense joy and help to all those who need it. There are many more wine tossing toys out there, but at the end of the day, just drink and enjoy with friends.
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GOMA’S DRAWING ROOM AT MATISSE: DRAWING LIFE
ll words phyl grant
Brisbane has long been a popular ‘mini break’ destination for Sunshine Coasters, offering up a plethora of dining, shopping, entertainment and cultural options. This month we sent our resident culture vulture, Phyl Grant, to experience the new Hilton Brisbane and the wonders of GOMA’s latest exhibition, Matisse: Drawing Life.
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hat would Matisse have made of Brisbane? Can you imagine his wild palette with its blobs of purple, red and yellow inspired by jacaranda, poinciana, allamanda? How would the ‘wild beast’ of the French artistic world have reacted to such rich and gaudy colours? He would have had a fauvist fit, for sure. These were my thoughts as I drove to the Gallery of Modern Art for yet another (yes indeedy) block-buster exhibition. I can recall when Brisbane was Cinderella City, sitting among the embers of ‘nowhere to go, nothing to do and too damn hot anyway’. But not anymore. The GOMA is the most-visited gallery in Australia, hosting such crowd-pleasers as Andy Warhol, Valentino and Picasso. Add a burgeoning cafe culture, laneway arts and crafts shops and other open-air markets so suited to our sub-tropical climate and voila, Brisbane is a happening place. The guest of Tourism Queensland, I recently spent a weekend in the city overnighting at the Hilton Brisbane. Now the Hilton has long been ‘our hotel’. It has always been where my family has celebrated birthdays, special occasions, Mothers’ Days, even annually honouring Mommy Dearest’s birthday long after she’d gone to high tea in the sky. Surely, then, it is all right for me to mention the Hilton’s recent facelift? Mind you, I didn’t think she needed it. First of all, I double-checked her birthday. There, on the walls of the business centre for the world to see, was the date at the bottom of Harry Seidler’s plans: 1986. So perhaps a little freshen-up was in order, just to keep apace of the times? A $13million dollar touch-up. A SELECTION OF MATISSE’S DRAWINGS (GOMA)
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THE HILTON BRISBANE HAS UNDERGONE A SPECTACULAR TRANSFORMATION
At first I couldn’t recognise the Atrium where the renowned buffet was held. Erased is the trompe l’oeil arched window. The Hilton’s new face is bold and modern with sharp, clean lines, smooth contours and edgy decor. There is no doubt, I thought, that she means business, setting out to capture a corporate clientele. And then there was my room. On the executive level. With its cloudlike comfort and proportions, skyscraper views overlooking the CBD and lazy old river. Like Matisse’s famous painting, all was luxe, calme and volupte … luxurious, peaceful, voluptuous even. All those pillows. And a highlight was my dinner at the brand new Vintaged Bar + Grill, touring the wine cellar with Matt Chapman, so obliging, where you can try a wine before you buy. And we did. Before meeting Dario the Italian chef who cooked our Black Angus to perfection. Ottimo, Dario. But first on the agenda was a visit the open-air markets at St Augustine’s Church, Racecourse Road, selling all local handmade works of art, and then lunch at the Flamingo Cafe. The Flamingo Café is in Winn Lane, Fortitude Valley. And it’s no stretch to call the laneway grotty, in a fabulously hip kind of way. The owner is as exuberantly graffitied with tattoos as the surrounding walls. There were plenty of customers and they just kept coming. My open grill sandwich of tuna, olive, mayo, onion and melted fontina was washed down with a Carrot Top. I was stonkered, and could not finish it. This cafe is nothing if not funky and oh so fresh and delicious. This laneway was a little gem – EP (Easton Pearson) jewellery, Ash to Gold, Ruby and Frankster for leather soft as butter, Sunday Social Shop for vintage and retro clothes. I could have spent the afternoon just trawling Winn Lane. Fortified and under the guidance of Bodhi Mary Hunter of the Good Guides, I was easily led away into temptation. So many shops, so little time. Bodhi is a lifestyle curator – how do you get these jobs? And she just loves showing people around the Valley. What happened to the Valley while my back was turned? It’s a hive of artistic activity. Incube8r, for example, is a gallery for artists, taking no commission. And everything in the shop is handmade. Did I dream about a shop called Fallow with its deer horn door handles and chandeliers, full of superbly-made clothes from fabulous fabrics? And Ryan Renshaw Gallery with its superb Waterford crystal installation suspended like a hovercraft over an antique table? Pinch me! Bodhi felt it was time for a cocktail at Cloudland, and who was I to object? Genial John met us with a tall one made of elderberry flower. It was certainly floral and went down a treat. Then we did the tour. Was I on the set of a Ken Russell movie or not? Each floor was more surreal than the last. Some rooms were French Empire, others ornately Italianate and overriding all Art Deco with lots of glass and marble. It was all a bit La Cage Aux Folles meets La Dolce Vita, if you can imagine that.
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But I’m almost out of words and haven’t told you about the Matisse exhibition, especially the marvellous Drawing Room set up just as Matisse would have in the Belle Epoque. There was even a real live model that budding artists were drawing – a life class in the art gallery, no less. What next? What next were 300 or so drawings, sketches and paintings, and for me the stand-outs were the Odalisques. And the Arabesques. All the nudes. Oh, and the biggie, the charcoal on canvas violinist. But there is nothing like the female form for sensuous lines and nothing quite so sexy as a woman’s bare back. Matisse used his pencil as an explorer; it was how he limbered up. Henri, you wild beast, thank you for coming to Brisbane and notching up yet another success at GOMA. And thank you, Hilton Brisbane and Tourism Queensland for allowing me to indulge in a weekend that was nothing less than luxe, calme and volupte. And best of all, it was all just down the road …
MORE INFO To learn more about the Matisse: Drawing Life (open until 4 March 2012), head to www.qag.gov.qld.au. For more information on what to do in Brisbane, visit www.queenslandholidays.com. au. The Hilton Brisbane has special Matisse: Drawing Life Mini-breaks available. The package includes deluxe accommodation for two with breakfast in the hotel’s recently refurbished restaurant Vintaged Bar + Grill and two tickets to the exhibition, from $299 per room per night, twin share (subject to availability). Visit www.brisbane.hilton.com.
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Win a Matisse: Drawing Life Mini-break at the Hilton Brisbane, see page 68.
Supporting Queensland Tourism: Profile Magazine, a privately-owned Queensland business, is doing its part to promote Queensland tourism destinations.
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Scholarships Available Now At Immanuel If your child is entering Years 7, 8 or 11 in 2013, why not apply for an Academic or Special Talent (Music and Sport) Scholarship at Immanuel Lutheran College. • Outstanding academic results • Small classes with individual care and attention in a Christian environment • Extensive co-curricular opportunities • Unique outdoor education program at our Mt Binga campus We don’t just prepare our students for exams, we prepare them for life.
Applications close Friday 9 March 2012 126-142 Wises Road, Buderim, QLD 4556 T: 07 5477 3441 E: dabineti@immanuel.qld.edu.au
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Synthetic rattan hanging chair in turquoise from Equator Homewares. For enquiries contact Spaceplanners, phone 5446 6802
The Road Trip Collection of Paint Colours from renowned stylist Jason Grant for Murobond Paints. For Queensland stockists head to www.murobond.com.au com.au
beach chic Lil Miss Gia chandelier is hand-beaded from coconut shells. Stunning beach chic. For enquiries contact Brave Agencies, phone 3844 5251
Furnish your coastal home with colour, texture and island influences this month … so every day feels like a holiday. with Belle Hemming Interior Designer www.spaceplanners.com.au
fab fabrics Emerge yourself in the latest designs from the Sunroom collection of fabrics. From Cloth Fabric, www.clothfabric.com
soft escape Oasis cushion from Escape to Paradise, RRP $79.95. Phone 02 9939 3337 or www. escapetoparadise.com.au
i love huckabee Enjoy the sweet taste of summer with a Mr Huckabee umbrella from Basil Bangs. RRP $239. Available through Eco Outdoor, Fortitude Valley. Phone 3252 9333
take a dip ‘You Never Regret A Swim’ handmade limited edition canvas (41cm x 31cm), RRP $120. www. youneverregret.com.au
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a vision for learning with Paul Clegg A new year brings about a commitment to change, often in the form of resolutions or goal setting for the future. Leading schools have a vision for change in the form of 21st century learning, where the spirit of innovation creates a mindset for the future. Education was modelled on the needs and interests of an Industrial Age. In this model, the ability to memorise facts and the mastery of the three Rs was a bench mark of success. That era has gone as we now live in an increasingly diverse, globalised, complex and media-saturated society. A degree today doesn’t mean a guaranteed job, and students are faced with the potential of numerous occupations throughout their career. Teachers are no longer the ‘fountain of all facts’ as Google has now replaced this role. Mastery of the basics – reading, writing and arithmetic are still crucial – however, in isolation won’t prepare students to thrive in the 21st century. Schools are currently preparing students for jobs that don’t exist, to
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solve problems that we don’t recognise, and use digital technology that hasn’t been invented. Teachers are working with students whose entire lives have been immersed in a digital media culture. Education potentially faces some critical gaps between the world young people experience outside the classroom, and the world within. Also, between the skills students learn in school and those they will need later in life. Living and learning in the 21st century requires new thinking and a strategically-engineered vision. In the 21st century, the world’s work requires thinking, creativity, problem solving, synthesising, communicating, designing and developing new products. Twenty-first century teachers have moved from dispensers of facts to conductors of learning. Through relevant learning experiences, teachers should aim to inspire a culture of inquiry where students collaborate, innovate and think when applying their acquired knowledge to new situations.
Knowledge is not the memorisation of facts and figures, but constructed through research and application and connected to previous knowledge, personal experience, interests, talents and passions. Students require complex skills to direct their learning, think critically and adapt to a rapidly changing global society. Twenty-first century learning should teach students to select appropriate digital tools to transform their learning, engage, energise and inspire deep thinking. It should also develop digital citizenship and students to be informed consumers in our media rich environment. Innovation is flourishing in the world around us and innovative schools need to have a vision for powerful learning to prepare our students for their future not our past. Sunshine Coast Grammar School 5445 4444 www.scgs.qld.edu.au
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more than just lines and extensions with Kellie Robertson We often get asked, “Why should I update my phone system? It still works. If it ain’t broke why fix it?” Good question … I appreciate the reasoning. The answer is … After years of use (we find between five and seven years) telephone systems become a little temperamental. Components begin to fail. In most cases, these parts can be replaced in line with the care agreement you may have in place. However, the questions to ask yourself are: How long will my phone system be out of action until it can be repaired? How often might this happen now the system is getting older? How will this affect my customers if they cannot contact my business? How will this affect my staff members; will they be stressed? And the big question … What will this down-time do to my bottom line? The fact is telephone systems, just like other hardware and technology, do not last forever. There are many reasons to update your telephone system. Taking advantage of new technology is
a popular one. There is more to a telephone system than how many lines come in and how many handsets you need on desks. Advances in technology have been designed in consultation with end users to assist businesses to operate more effectively and be more productive. Today we will look at a feature we call mobile extension twinning. Smartphones play a significant role in the life of busy professionals. Having access anywhere and any time to your email, contacts and calendar enables you to be more effective and more productive, allowing you to spend more time doing the things you want to be doing. As an example, Samsung, a world leader in Smartphones, goes one step further by offering you the ability to take your office phone system with you.
Another reason why this feature is so good is because your customers only need to ring one number and no matter where you are your customers can contact you easily. You could be on the beach and they will never know … sneaky! You can also transfer calls answered on your Smartphone back to staff in your office to allow them to better assist your customers while you are away from your desk. Happy New Year from the team at Commander Centre Sunshine Coast. Commander Centre Sunshine Coast 5430 4888 www.commander.com.au
The Samsung OfficeServ system enables you to twin or pair your mobile phone with your office phone, which enables you to seamlessly answer a call to your office, no matter where you are.
new year, fresh opportunities with Debbie Riddiford Happy New Year! Now that the holiday season is over, it’s a great time to reflect on 2011 and plan for 2012. Do you want another year the same as the last? Or is 2012 going to be your biggest and best yet? The choice is yours! If you want to be better (and we all do), first you need to set your goals. You need to know where you’re going before you can get there. Research shows that to achieve your goals you need to do the following: •• Set SMART goals – goals that are Specific, Measurable, Achievable, Realistic and Time-based (SMART). •• Be specific – Think exactly what you are going to do, when you are going to do it and by when. If you are vague about the plan, it will fail. If you say you are going to visit your best clients to help increase sales, tell yourself you are going to do it on a Wednesday at 9:00am.
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•• Plan ahead – Take some time out to reflect on what you really want to achieve. Quick decisions won’t have the right planning and mindset attached.
We cover anything from:
•• Go public – Write down your resolutions on paper and place it somewhere prominent. Tell your staff about the resolutions and ask them to assist you. Do not keep your resolution to yourself.
•• Who is responsible for what and what they need to achieve.
•• Be persistent – New habits take time to learn and once in a while you may forget or slip up. Remember that everyone may lose focus from time to time. Just let the experience inspire you and don’t look back. Not sure what your goals should be? Consider a planning day. We do this every year, to determine our goals and how we are going to achieve them. We study our numbers from the previous financial year and use this as a guide.
•• New client leads and conversions. •• Products and services offered.
•• Targets, budgets and rewards. If you’re reading this thinking, “A planning day sounds great, but I don’t know where to start”, see your accountant for guidance. They can be part of your planning day and ask you all the right questions to get you thinking. PJT Accountants & Business Advisors 5413 9300 www.pjtaccountants.com.au
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a few surprises for borrowers with Linda Ireland Planning to get a home loan? Lenders will scrutinise your ability to repay the loan in ways that may surprise you. Here are some you may not have considered: If you have shared debts If you share a loan with a friend, spouse or sibling, and you want to take out another loan in your own name, most lenders will assess your loan application based on your ability to repay the full loan amount of the existing loan – not just the half you’re paying back! This occurs with those particular lenders regardless of whether you already have an agreement with the co-borrower to manage that existing loan. Deposits and what constitutes ‘genuine savings’ Most lenders require borrowers to have a deposit comprised of ‘genuine savings’. Typically, genuine savings means money that has been saved over a period of at least three successive months.
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For most lenders, genuine savings excludes things like tax refunds, monetary gifts, the First Home Owners Grant, the sale of personal assets (like cars or jewellery) and lump sum annual leave payouts. Some lenders will consider some of these items when assessing your deposit, if you can provide a rental payment history, for example. Getting to grips with what each and every lender defines as genuine savings is a minefield because lending criteria changes regularly. A professional mortgage broker can provide timely insights. Your age or remaining ‘working life’ If you have less than 30 years remaining in your working life, it may impact your borrowing capacity and loan term. If your expected retirement age is within 30 years, you will have to demonstrate an exit strategy – that is, how you will pay out the outstanding debt when you retire. If you have less than 30 years working life ahead and need a loan, in some instances your monthly repayments could be higher and borrowing capacity may be reduced.
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How much a guarantor can help Some borrowers have a family member who will guarantee their home loan by using their own property as security. Sound familiar? Know that in the past, some lenders allowed the guarantor to make up any shortfall in the loan applicant’s income and / or deposit. These days, you must be able to service the full loan amount without your guarantor’s assistance. If you want fewer surprises when obtaining a home loan, talk to a qualified, professional mortgage broker to get the latest insights into your borrowing capacity, or to find a lender that suits your unique position. There are many options available and very competitive products, so if you are dreaming of home ownership don’t settle, find a loan that suits your needs. Mortgage Choice 5476 9333 linda.ireland@mortgagechoice.com.au
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coping with the holidays with Leisa Toomey For family lawyers, the holiday period is one of our busiest times. People who have been thinking of separating often wait until the festive season is out of the way to instigate divorce proceedings and those who are already separated can have family issues relating to the custody of children. Family issues are incredibly emotional for the people going through them. Couple that with a few drinks and the fact that your ex has a new partner or that they have not returned the children on time, and it can make for quite an unhappy holiday. To stay on track and avoid turning what could be a nice break into a school holiday nightmare, I have put together a list of things to remember these holidays: 1. Plan access visits as soon as you can and put them down in writing so there are no misunderstandings. If you are not on friendly terms with your ex, have an impartial third party assist you to do this. 2. Try to put aside your own feelings and encourage your children to make a special
gift or card for the other parent. Even if this is not reciprocated, you have helped the children do something nice for your ex and you have also been a good role model.
7. If your ex has your children and you are not going to be at work, try volunteering. It will take your mind off being alone and may give you fresh perspective.
3. Make an effort to keep old traditions alive and start new ones. If you are used to celebrating Australia Day as a family, try and continue the tradition but add a twist like having fish and chips by the beach.
8. Don’t face the prospect of being alone for the holidays with dread. Have a bubble bath with a glass of wine, read a good book, watch your favourite movies, order takeaway, catch up with friends or go for a walk along the beach.
4. Don’t make the children feel guilty if they are holidaying with your ex. Tell them how you can’t wait to hear about their holiday and try to enjoy your ‘me’ time.
9. And finally, the holidays is just one time of the year. There are so many more things to look forward to, so enjoy any free time you have and make the most of having some precious moments to really relax!
5. Put on a happy face for the sake of your children during the holiday season, no matter how much you dislike your ex. You may not feel like being happy, but it’s important to the children and you may end up getting into the swing of things.
Schultz Toomey O’Brien Lawyers 5413 8900 www.stolaw.com.au
6. Watch your spending over this period. Many of my clients say they wanted the kids to feel everything was ‘normal’ and overspent to try to achieve this.
Secure the future for an at risk Aussie kid Donate just 11cents a day/$40 a year www.sunnykids.org.au
Ph: 07 5479 0394 | info@sunnykids.org.au PO Box 1936, Sunshine Plaza QLD 4558
january 2012
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don’t want to be a landlord? with Sandra Wills Purchasing residential property as an investment certainly has its benefits. In a nutshell, the potential for long-term capital growth, plus the provision of regular income. Like any investment, the returns are not without risk, and with property in particular, the reward is not without effort and considerable expense.
damaged property, or in a dispute with your tenants.
I have previously owned rental properties and been a landlord. I own my own home and business premises and I certainly believe in the benefits of owning property.
Generally speaking, on average over the longer term, a well-purchased and well-managed investment property should generate a total return (income plus capital growth) of approximately 7 per cent to 10 per cent. For example, you’re in the ball park if you buy a $500,000 investment property that pays $400 per week rent and you sell the property in 10 years time, without any capital improvements, for $800,000.
Assuming that you do your research and buy a good quality property at the right price; and do your math to make sure that you don’t over-extend yourself in terms of debt and cash flow commitment; the only downside to owning property for investment purposes is the burden of being a landlord. It’s a time commitment, a financial commitment and can be emotionally distressing if you find yourself with a vacant or
If you borrowed $500,000 to purchase this property at an interest rate of say 7.5 per cent per annum (pa); the interest cost is $37,500 pa, plus holding costs of say $5,000 pa, less rent of $20,800 pa = cash flow commitment from you of $21,700 pa; tax deductible at say 31.5 per cent = net investment approx $15,000 pa. In 10 years time you sell the property for $800,000, repay the $500,000 loan and pocket $300,000, less
selling costs and capital gains tax. This assumes the perfect scenario: a trouble-free property that is fully tenanted 100 per cent of the time, has no cost blow-outs and increases in value over time without any additional spending on the property. An alternative strategy would be for you to salary sacrifice $15,000 per annum into your superannuation fund. This equates to a before-tax contribution of $21,700 pa. Choose an investment option that achieves an average net return of 8 per cent pa over 10 years, and, after allowing for 15 per cent contributions tax, in 10 years time you would have approx $283,000 in your super fund. The same outcome without the burden of being a landlord! GWM Adviser Services, Maroochydore 5443 9433 www.wealthways.com.au
Important information - The information presented in this document is not intended to be advice. It has not been prepared taking into account any particular investor’s or class of investor’s investment objectives, financial situation or needs, and should not be used as the basis for making investment, financial or other decisions. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. While we believe the information contained in this to be correct, no warranty of accuracy, reliability or completeness is given. GWM Adviser Services Limited ABN 96002071749 AFSL NO 230692
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help us jump off the rental treadmill Think that buying your own home is out of your reach? You may be pleasantly surprised by what you can afford and how reasonable it can be compared to renting. We’ll help you work out how much you can borrow, find a home loan that suits you and the best way to make your repayments affordable, sort out the first home owners grant and do all the paperwork and running around. So talk to us today.
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• • • • • • • •
january 2012
Just Look Where The Beach Is! Avoid The Carbon Tax Possible Tax Allowance The Only New Building In Cotton Tree Last Apartments Now For Sale Underground Secure Parking Resort Pool And Heated Spa Fully Airconditioned
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win
win an artistic hilton brisbane escape A vision of contemporary design and unpretentious luxury, the Hilton Brisbane (www.brisbane.hilton.com) is in the heart of the vibrant metropolis that is uniquely Brisbane. One lucky reader will win a night at the newly revitalised Hilton Brisbane in a refurbished guest room and a two-course dinner at Vintaged Bar + Grill. You will wake the following morning to a delicious Hilton breakfast before heading off to see the world-exclusive (and Hilton-sponsored) Matisse: Drawing Life exhibition at the Gallery of Modern Art (tickets for two included). This prize package is valued at $367 (conditions and exclusions apply).
win a cool kaftan Profile Magazine publishers Alli Grant and Genine Howard have created a new business called Alli & Genine – a very raw, real and honest world for everyday women to share their problems, have a chat, be inspired and have a belly laugh. Sign up to Alli & Genine’s blog (alliandgenine.wordpress.com) or like them on Facebook (www.facebook.com/alliandgenine) and you could win a stunning Colin Heaney Heartspace kaftan top (RRP $425 in georgette silk) and Atlantis sarong (RRP $300 in satin silk). Colin is a visionary artist from Byron Bay who uses images of his glass art and digitally transforms them to create his striking fashion (www.colinheaney.com). scan this with your smartphone to jump straight to our competition page
Head to the Profile Magazine website to enter and for terms and conditions.
win luxury moet blooms for your valentine Keep romance alive this Valentine’s Day with a delicious alternative to traditional gifts from Edible Blooms (www. edibleblooms.com.au). Edible Blooms create chocolate flowers and bouquets to luxury arrangements of fruit and French Champagnes. Valentine’s Day is just around the corner, so this month Profile Magazine is giving away two Luxury Moet Blooms. This stunning prize features a bottle of Moet and Chandon amidst a sea of 60 Ferrero Rocher and Belgian milk chocolates in a gorgeous crimson bouquet, valued at $189 each (plus delivery).
win shuteye linen Gorgeous linen is one of life’s little luxuries and SHUTEYE (www.shuteye.com.au) wants to bring some luxury to your life with its unique range of premium bedding. Made from 100 per cent cotton, SHUTEYE designs have versatility in mind with reversible linen sets, meaning you can refresh your bedroom with the flick of a quilt cover. The Chambray Collection features signature pockets on the charcoal front, and bright floral stamped linen on the alternative side, providing two transeasonal looks for your bed. This month, Profile Magazine has two sets of queen size linen to give away, worth $189.95 each.
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Thursday 15th March 2012 4th Floor Restaurant, Mooloolaba 9.30am til 4.30 pm $99 Members $109 non-Members
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PREMIUM COOKING APPLIANCE SPECIALIST
COOKING
Don’t waste time waiting for the cooktop to get sizzling-hot – with the AutoMax function on your induction cooktop, you can place your meat straight onto the pan, spooning the melted juices and butter over it as it cooks while anticipating the sweet, chargrilled taste. Finishing the meat off in a ProCombi Steam Oven will give it a melt-in-the-mouth texture, making it more tender and juicy without causing it to fall apart. Drawing out the hidden delights of your vegetables is also easy with our ovens. From parsnips that turn beautifully golden to juicy onions cooking in their paper-thin skins, the Neue Kollektion ovens will make your vegetables glimmer like exotic jewels on the plate.
MAROOCHYDORE
THE COOKING SPECIALIST www.harveynorman.com.au
Shop 5, Sunshine Homemaker Centre, 100 Maroochydore Rd 5452 7144 (Computers/Electrical only) Harvey Norman® stores are operated by independent franchisees.
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Designer Wall Canopy Rangehood $3199 X99384MVO Pyroluxe Oven $4999 BY9014000M 80cm 4-Zone Induction Hob with DirekTouch Control $3699 HK854220XB
What a pleasure it is to knead a fresh batch of dough in your hands, then roll it out on an ultra-clean work surface before transforming it into homemade biscuits. Baking treats in an AEG Maxiklasse oven allows you to infuse the house with sweet vanilla and spice-laden aromas – hardly a crumb will be left behind.
the last word
annette sym
Annette Sym is the Coast’s very own weight-loss guru and author, having sold more than three million books in her Symply Too Good To Be True cookbook range. Profile Magazine catches up with the Buderim-based business woman to find out just why she loves the Sunshine Coast.
“Most people
don’t know that I … read angel cards and am very spiritual.
I grew up in … Sydney on the Northern Beaches.
Most people don’t know that I … read angel cards and am very spiritual.
I start my day by … being greeted by my two lovely dogs who love to sneak up on the bed when my husband gets up in the morning. I always start my day feeling excited about what the day will bring.
My all time favourite movie is … Legends of the Fall … when Brad Pitt was soooo super hot!
I would love to be a better … time manager. There are never enough hours in the day to do all that I do. When I am not working … chilling out and watching TV or reading a good book. When time permits we love to have a card weekend with friends. We laugh, chat, eat great food and just forget about what is going on in the world.
“
I wish I could … cure the world of obesity and related illnesses. It would be so wonderful if no one ever had to go on a diet ever again, or feel bad about their size. How cool would that be? The best meal I have had was at … Harry’s on Buderim. It was a fabulous Barramundi dish. Author Annette Sym radiates positivity and would love nothing better than to invite Oprah on to her very own TV show one day!
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My favourite holiday spot is … definitely Patong in Thailand. Wish I could go there once a year.
My greatest achievement is … apart from having three beautiful daughters, it would be creating the Symply Too Good To Be True cookbook series. My most annoying habit is … that I am passionate about my business so find it hard sometimes to click off. In five years I hope to be … loving life as much as I am now, and super healthy. I would have launched my cookbooks in the UK and have a successful show on TV. I would also love to be able to slow down a little so that I can enjoy all the good things in life, especially my grandchildren. The one person I would most like to meet … would have to be Oprah as she is the most successful woman I know. I would love to invite her to come on my TV show (how’s that for dreaming big?). My hidden talent is … finding the positive in any situation.
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The holster ® 2010 shoe collection is now on sale! Come into our Noosaville shop to grab an amazing deal on last season’s collection. We also have one off samples for just $15, and our world renown wellies for just $20! Whilst you’re there, check out our stunning new Spring/Summer ‘11 range* and ensure you’re decked out in style this summer. *Please note our 2011 collection is not on sale
6-55 Gateway Drive Noosaville 07 5449 0232 www.holsterfashion.com