Property.com.fj Magazine Issue 3, July 2017

LUXURY PROPERTIES

MATANA PLANTATION & NAVODO BAY

AUBERGE BEACH VILLAS Nanuku’s Private Residences

INTERIOR DESIGN Tides Reach Share Inspiration

DEVELOPMENT Expansion for Varadroli, Ba Town ISSUE 3 | July 2017

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TABLE OF CONTENTS

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KHELVIN REALTORS Meeting Modern Demands

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PROPERTY.COM.FJ Fiji’s Leading Real Estate Classifieds

25 MOTIBHAI BUSINESS PARK Landmark Commercial Headquarters

26 RESIDENTIAL EXPANSION FOR

DYNASTIC TOWN

40 HABITAT FOR HUMANITY FIJI Global Recognition for Build Back Program

41 HOUSING AUTHORITY OF FIJI Offering Dream Home Packages

Dynastic Town Welcomes New Subdivision

10 PARADISE REALTORS A Customized Approach

28 VECTOR REAL ESTATE Foreseeing Industry Changes

44 SOUTHSIDE REALTORS

LIMITED A One-Stop Shop for Realty Needs

12 RESTAURANT & HOTEL

PRODUCT DISTRIBUTORS LTD

30 TIDES REACH RESORT Interior Décor Inspiration

Reliable Equipment & Products

13 NEW PORT FACILITY FOR

AMEX RESOURCES

Pacific Harbour’s Most Trusted Agents

16 PROPERTY FIRES Safety Tips with the National Fire Authority

18 COMMERCE COMMISSION Landlord & Tenant Responsibilities

31 PROPERTY EXPERTS A Portfolio for All Investors

32 CAN-AM SOLAR Redefining Property Functionality

32 PROVINCIAL TRUST

ACQUIRES NEW PROPERTY

HOUSE IN FIJI

34 NANUKU LETS BUYERS

CHOOSE

37 SUVA REALTY MANAGEMENT Selling, Leasing & Managing Suva

The Buying Process for a Home

24 MATANA PLANTATION Luxury Properties Up for Auction

48 APCO PAINTS Colouring the South Pacific since 1977

50 THE RISE OF NAKASI Championing Public & Private Partnerships

51 UNION DEVELOPS

MARTINTAR PROPERTY Fiji Public Service Union Delves into Key Projects

Auberge Beach Villas

22 TIPS TO HELP YOU BUY A

CHALLENGE FEA Electricity Providers Share Energy Sector Challenges

New Port Facility in Lautoka

14 RESORT HOMES FIJI

46 GROWING DEVELOPMENTS

38 JAYDILLS TIMBER SUPPLIES Highly-Sought Quality Timber

53 CONSUMER COUNCIL OF FIJI Importance of Hiring Accredited Engineers

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KHELVIN REALTORS LOCAL real estate has changed dramatically in the past decade, with more regulatory guidelines, an official licensing board and a host of new, up-comers.

As an established realty house, Khelvin Realtors has been at the forefront of ensuring that its team are well equipped to meet the changing tides of this industry by upskilling and expanding its team accordingly.

“Our clients have always been our priority,” noted Principal, Vyas Deo Sharma.

Khelvin operates from its headquarters in Lautoka, its Suva base and a newlyopened Nadi office.

This reach into the tourism heartland was a necessary expansion to cater for rising client demands, and growing developments around Nadi, the Coral Coast and the outer islands fringing the coast of the Western division.

“Nadi does have higher property valuation than in Lautoka, which still has far more residential stock. So, while demand from Nadi is always high as many are interested in buying in a quickly developing town, it is a tight, competitive market, and certainly, with its impending declaration as a city expanding this municipality,” Sharma noted.

The former Member of Parliament overseas a team of close to 30 agents, salespersons and administrative support staff that operate from Fiji’s main commercial locations.

The opening of a Nadi office at Ram’s Corp in Martintar also provides a convenient base for the rising listings of land developments in Sigatoka, including

the famed Salad Bowl along Valley Rd, encompassing some of the lushest land lots in the country.

This expansion coincides with further in-house training for 25 staff members, reflecting its dedication to continually harnessing the country’s most highly competent personnel, and paving bright career prospects for aspiring realtors.

Additionally, a new website further advances exposure for listed properties and real estate enthusiasts needing consultations or market advice.

On a wider scale, the recent establishment of a real estate association has the full support of Sharma, who helped spearhead the initiative for better representation of industry players.

“There are many issues loading this industry and an association of realtors will definitely make our voices heard

more and complement the efforts of the Real Estate Agents Licensing Board.

And one of our most pressing issues is the entry of foreign agents entering Fiji and working here illegally, and making offshore sales. Of course, there is also concern about commissions, which we believe should be left to the discretion of agents and their clients because it entails a huge amount of work and a lengthy timeframe- much of it spent awaiting approvals from Government agencies and so forth,” Sharma added.

For Khelvin Realtors, it remains committed to helping advance Fiji’s real estate industry and providing support where due.

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PROPERTY.COM.FJ

PROPERTY.COM.FJ is an expedient platform for agents, salespersons, developers, proprietors and investors to view local property opportunities in a user-friendly and soon to be mobile-optimized manner.

Since launching three years ago, over 90 per cent of Fiji realtors have utilized the reach of this real estate classifieds portal.

An impending mobile app will also significantly ease the search functionality of consumers and agents on the go, who can easily upload or scroll through listings on this downloadable device.

We do not charge commission and do not participate in any transactions.

Instead, our services extract value for agents by promoting their listings through our online marketing and maximizing their exposure. Aside from over 80k targeted social media followers, Property.com.fj attracts over 50k website visitors per month, generates over 3 million page views per month and has over 18k on its email database, with weekly electronic direct mail (EDMs) to a wide spectrum of prospective buyers in Fiji and abroad.

Email alerts, sales statistics, Google Map integration and leads are directed to realtors and helps them find the best

Mr. Sunil Prasad FOR ADVERTISING ENQUIRIES, CONTACT

Head of Advertising +679 931 8508 sunil@property.com.fj

deals for their clients. Property.com. fj is easily navigational and through a few simple clicks or swipe of the finger, viewers can search for property based on location, price-range and property type, while new submissions for mortgages and home loans are also directed to banks, making this portal the go-to place for houses, commercial buildings, land and islands In December 2016, it published its first magazine as an exciting expansion of its popular portal, and to provide wider in-depth news, market trends and more agent information in the traditional print medium favoured by many readers.

Mr. Shiraz Khan

Senior Relationship Manager +679 704 0069 shiraz@property.com.fj

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PARADISE REALTORS IN a country with a stunning assortment of properties to buy, sell or lease, Paradise Realtors has been an obvious choice for astute owners and investors.

Led by Directors, Sam and Shakuntla Mani, this realty house has an implicit understanding of what each client needs, and offers suitable solutions to get them their next home or investment.

“We believe in a customized approach because one size doesn’t fit all- each development is different and each buyer seeks something distinct,” notes Principal, Sam Mani.

These master marketers have sold properties within days of being listed, reflecting their tenacious devotion to getting the best for their clients in a highly competitive market.

Mani is a career realtor whose team covers Viti Levu and Vanua Levu, and as an observant veteran, is optimistic about Fiji’s continuous lure for global buyers.

“We’re in a booming market, with hotels going up and new properties to cater to such development through housing, commerce and so forth, so it’s an interesting time to witness this swelling investment in the country. And that only serves to reflect Fiji’s platform as an attractive investment for foreign buyers.”

Paradise Realtors has honed highly skilled professionals who specialize in all facets of buying, selling, leasing and managing properties, backed by parent company, CPA Realtors in Sydney, Australia.

“For us, we’ve always been committed to uncomplicated, smooth transactions.

That’s what our consumers want and why they entrust us to take care of business for them.”

Prime properties on their listings include the waterfront Bayview Cove Resortlocated at Sonaisali, on the outskirts of Nadi Town, and picturesque Solovi Heights along the Nadi back road.

“Prices have gone through the roof thanks to great demand that make the prices hike. There is so much money floating around in Fiji, reflecting the large interest from investors, so it’s a very strong market at the moment, and there’s also strong interest from Chinese investors, who of course come in with a lot of money.”

Sam Mani Managing Director

“All vendors vary and demand different things, and as their agents, we are committed to ensuring they get the best real estate deal.”

Based on a culture of stout market knowledge and consumer trends, Paradise Realtors offer clients a customized take on what they know will offer the best results for each and every customer.

Shakuntla Mani Managing Director (Paradise Destinations)

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RESTAURANT & HOTEL PRODUCT DISTRIBUTORS LTD QUALITY equipment and products are central to the operational flow of any property.

On the local scene, Restaurant & Hotel Product Distributors Limited have been an important provider for hotels, hospitals and university kitchens and hospitality fronts.

No matter their services, managers know that their catering and functionality depend on reliable commercial catering equipment and hospitality resources of

standard, for great customer experience.

RHPD launched in July 2015, and two years on, its clientele extend to Government departments, hospitals, and universities, reflecting the affable services they’ve bought to the country’s highly competitive consumer market.

And an important facet of its services is to deliver on time and tend to any product needs in a timely, efficient manner with its team of expert and highly trained technicians.

At RHPD, its mission is focused on building long-term relationships with clients and providing them exceptional customer services by pursuing business through innovative and advanced products.

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NEW PORT FACILITY FOR AMEX RESOURCES THE country’s largest port for handling bulk cargo will soon welcome a new addition with construction getting underway for a new mine port facility by Amex Resources Limited, an Australian mineral exploration company that will produce and export Fiji’s first mined, iron sand.

additional 250 local employees- both skills and unskilled- in Ba and Lautoka.

“Of course, this does not include the various flow-on benefits it will have on employment and economic activity in the province of Ba and across Fiji as local suppliers and contractors will be required over the coming 12 months. This infrastructural development and iron sand mining project will indeed provide benefits to both Fiji and Amex over the projected term of the project,” Koya added.

Amex officially handed its site over late last month to First Harbour Consultants for construction.

Representing a $180 million investment, the construction of these facilitiesalongside the purchase of a specialized marine fleet- is in addition to the $25 million that Amex has already spent on exploration and other related work leading up to its new port construction.

The Chinese, state-owned company specializes in port design and construction and is expected to complete Amex’ port facility and marine fleet by May 2018, with facilities to include a berth, washing plant, stockpile area, ship-loading infrastructure, workshops, offices and barge unloading facility.

“This new wharf and ship-loading facility is the chief part of Amex Resources’ $200 million investment and which I understand is specifically designed for the export of the mineral,” said Faiyaz Koya, Minister of Lands & Mineral Resources at the handover ceremony.

“Iron sand is used to create steel and is very popular, particularly in the growing economies of the world. We have healthy deposits of it here in Fiji, but we must carefully consider all aspects of mining for such a resource, including its environmental impacts before the mining lease is granted.

“Albeit given the lease three years ago, I am happy to mention that Amex has continued to meet the compliance requirements, so Government is willing to partner with them for mutual gain, in our respect, economic returns and

For the past several years, its barges have combed the delta of the Ba River mouth, between Raviravi and Vatutavui from its field base at Sorokaba, as part of its Mba Delta Ironsand Magnetite Project. investment and in Amex’s case, a steady supply of this sought-after mineral.”

Amex has invested $165 million over the past eight years to develop Fiji’s first iron ore mine, with exports to be facilitated at Lautoka, the country’s largest export point for bulk cargo.

“This million- dollar project located here in the province of Ba is a much welcome one, as it further develops existing infrastructure, while also constructing new ones in the form of a new wharf and ship-loading infrastructure, to export Fiji’s first-ever mined iron sand,” Koya noted.

This construction period is expected to increase Amex’ workforce to an

These resources are predominantly found in tidal flats at the mouth of the Ba River and fully held by Amex under a special mining lease issued in June 2012, for a 21-year period.

Aside from considerable export revenue, this pursuit of iron sand has also been a convenient point for Government efforts to dredge the Ba River and reduce its flooding impact during the wet season.

As noted by Koya, this is positive news for residents along the Ba delta, and more so for the nation, as a reflection of healthy investor confidence despite the country’s recent spate of natural disasters.

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RESORT HOMES FIJI PACIFIC Harbour has long drawn permanent residents for its maze of adventure activities, boutique shops, colouful cafes, world-class golf course, marina amenities and lakefront, landscaped residences.

This is possibly the only resort-style community where Freehold properties with completed villas can be plucked from around FJD $550,000, and plots of land can still be purchased from FJD $95,000.

And under the expertise of trusted agency, Resort Homes Fiji Ltd, real estate investors have taken advantage of this coveted lifestyle retreat, whose proximity to Suva, elegant resorts and trendy Arts Village make it a popular destination year-round.

Agency owners, Richard and Renu Singh-Snowsill are long-time residents with years of real estate experience and market knowledge on the area, and a notable listing of properties for sale or rent on the river or lake with direct ocean access, hill-side with panoramic views or nestled on the edge of the golf course fairway- the choices are endless.

Pacific Harbour properties have proven to be a solid investment, giving approximate returns of 20 per cent per annum and offering a rental return of around 8 per cent annum in recent years.

With an outfit of restaurants, shops, a bank, police station, post office and school, Pacific Harbour presents a residential haven for fully integrated resort living in peaceful, lush surroundings.

Resort Homes Fiji are experts at finding the right property for anyone wishing to buy or rent villas, houses, commercial properties and lots.

Call any time on +679 3450034 or +679 9924924 or visit their website for more details, on www.resorthomesfiji.com.

Licensed Agent 16.

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PROPERTY FIRES TIPS TO ENSURE SAFETY FIRES are a property owners’ worst nightmare, and a catastrophic event that leaves behind a trail of destruction, suffering and rebuilding.

It is unfortunate to note that aside from losing homes and properties, lives are also lost, which is why it’s imperative to exercise precaution in any sort of dwelling.

The National Fire Authority recorded 147 property fires – and seven lives lost- in 2016, and up to March, 24 property fires for 2017.

As a key stakeholder, the NFA is at the forefront of fire safety awareness, and requests all property owners to be mindful of fire safety by implementing necessary measures to avoid infernos on and of their property.

There are risks involved in the use of fire ignition sources, and the major causes of home fires are attributed to electric items and attended cooking, prayer diyas, mosquito coils and children who are left unsupervised, playing with matches.

Property owners must ensure that they do not overload their electrical outlets or extension cords and house wiring must be checked to ensure it is not damaged or frayed.

Do not leave cooking unattended and ensure that all cooking fires are put out properly before leaving the cooking area or going out for some other engagements.

Candles and prayer diyas on the other hand must always be put out after use and never left unattended. Always ensure that such are placed to your sight.

Matches and lighters are also one of the many dangerous fire ignition sources at

house and before you go to bed.

Never leave candles unattended

home and parents/guardians are advised to ensure matches and lighters along with flammable liquids are stored in a locked cupboard or on a high shelf at home out of children’s reach.

• Keep candles out of children’s reach

Such factors lead to home fires and it is important that home owners are mindful all the time when using such fire ignition sources in the home.

• Keep candles away from curtains, clothes and other fabrics or furniture

Here are some important home fire safety tips: Electrical • Never use a worn or frayed cord electrical appliance as it can send heat onto combustible surfaces like floors, curtains, and rugs that can start a fire.

• Always check the maximum recommended bulb wattage on any lighting fixture or lamp and never go over the recommended amount.

• Appliances should be plugged directly into the outlet and not plugged into an extension cord for any length of time. Only use extension cords as a temporary measure. If you do not have the appropriate type of outlets for your appliances, hire a qualified electrician to install new ones.

• Outdated wiring often causes electrical fires. If a home is over 20 years old, it may not have the wiring capacity to handle the increased amounts of electrical appliances in today’s average home, such as computers, wide-screen televisions, video and gaming players, microwaves and air conditioners.

Ensure that you have a circuit breaker at home and also have your home electrical wirings checked by a qualified electrician.

Candles

• Keep candles away from ribbons, greetings cards and other decorations

• Never leave candles out of your sight as you must always keep a watchful eye wherever the candle is placed and ensure that before going to bed the candle is properly extinguished.

Prayer Diyas • Ensure that Prayer Diyas are put out properly after prayer.

• Prayer Diyas must always be placed on a metal surface.

Cooking • Do not get distracted when you are cooking • Remember to check that the kerosene stove, gas stove, oven, open fire place, etc are turned off after cooking.

Flammable liquids & hazardous materials • Limit the amount of chemicals stored at home • Dispose of or recycle household hazardous materials properly • Store hazardous materials in proper containers with tight-fitting lids and correct identification labels • Store hazardous materials away from the heat sources • Allow for proper ventilation when using flammable liquids and hazardous materials Good Housekeeping

• Always place candles on a proper holder which should be metallic

• All exits are to be kept clear at all times

• Put out candles before leaving your

• Store household items neatly

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Be fire-wise. It only takes a little to lose a lot.

A message from National Fire Authority Proudly Supported by

• Store clothes and combustible materials neatly • Keep kitchen always clear and tidy • Install or store gas cylinders outside the building • Clean stove regularly

Mosquito Coils • Always use the stand or holder provided by the manufacturer.

• Keep lit coils away from items such as bedding, curtains or newspaper.

• Install lit coils in a stable and heat resistant place.

• For optimum protection, use Mosquito coil containers.

Matches • Store matches/lighters out of reach and sight of children.

• To a child who has been playing with or is curious about fire, calmly/firmly explain that matches/lighters are adult tools.

• Teach toddlers to tell you when they find a match/lighter.

• Child-resistant lighters are not childproof.

• Store them safely.

• Never use matches/lighters as amusement.

• Children may imitate you.

Fire safety is everyone’s business and in everyone’s interest.

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COMMERCE COMMISSION THE Commerce Commission is a statutory body tasked under the Commerce Commission Act (2010) to promote competition, ensure an integrated framework for the regulation of monopoly market structures, undertake pricing pf public utilities and other price-controlled items, prevent restrictive trade practises and ensure consumer protection.

Pursuant to this Act, the Commission is also mandated to ensure residential and ground rent regulation in Fijian markets.

Rent is defined under CCD2010 as, in relation to the letting or continued letting of any premises under any tenancy by any person (landlord), as the sum payable to that person under that tenancy notwithstanding that such sum is a payment additional to rent. The sum also includes any goods or services to which that person is entitled under a tenancy, if the value has been quantified into monetary terms. It is controlled by the Commission include residential and ground rent governed under CCD2010.

The Commission is also empowered under CCD2010 to fix and declare by order through the approval of the Minister the maximum rentals that a landlord could charge for premises under rent control. However, currently there is a Rent freeze in Fiji, which came into

force on 2 March 2007 in response to the global financial crisis of 2007-2008..

The rent freeze has been subsequently extended, and will end on 31 December 2017.

What is a Tenancy Agreement?

A tenancy agreement is a contract between a tenant and a landlord. A tenancy agreement sets out all the terms and conditions about the tenancy and also spells out the duties and obligations of the parties (Tenant & Landlord) in the agreement. The tenancy agreement outlines all the things that the landlord and tenant have agreed before the commencement of any tenancy.

Tenancy Agreements must be in writing Under the Commerce Commission (Rent Increase Restriction on Residential and Ground Rent ) Order 2016, it is mandatory for landlords to issue proper tenancy agreements. This means that every tenancy agreement must be in writing and the landlord must give the tenant a duly signed copy before the tenancy begins.

What happens if a Landlord fails/ refuses to provide a written Agreement?

First and foremost, it is an offence, and the landlord can be spot fined up to $3000.00 under the Commerce Commission Act 2010, if no written

agreement is provided. The relevant laws, rights and obligations of the landlord and tenant apply even if a tenancy agreement isn’t in writing.

When should the agreement be given?

The landlord must provide a copy of the unsigned agreement to the tenant before the same is finalized and signed off. The agreement must be finalsed before any payments are received and prior to letting the tenant into the rental property or flat to avoid disagreement about the terms and conditions.

Tenants should make sure that they read the tenancy agreement carefully before they sign it, so that they understand all the terms and conditions of the tenancy properly. If there’s anything they don’t understand, or are unsure of, they should seek advice before they sign the agreement.

Who is responsible for preparing a tenancy agreement?

The tenancy agreement must be provided by the landlord at his/her cost, unless any laws requires otherwise.

Landlords must ensure that the stamp duties are paid and the agreements are stamped.

Why is a tenancy agreement important?

• A formal tenancy agreement

protects the landlord’s position and formalizes the tenant’s use of the property.

• It protects the property, sets out clear obligations of both landlord and tenant, plus it prevents potential disputes between them in the future.

• It can assist the landlord in obtaining financial services as tenancy agreements can provide an evidence of your earnings.

• The agreement also provides good evidence to a third party including the court in determining liabilities of the parties.

What can be the major contents of a tenancy Agreement?

As guidance, the tenancy agreement must contain (but is not limited to) the following: • Landlord and tenant’s name; • Name and responsibility of the landlord or its agent (if an agent is used); • Starting date of the agreement; • The maximum rent payable; • Due date for rental payments; • Methods of rental payment (Cash, Cheque, Direct Deposit etc); • Any cost payable by the tenant including tax or duty as prescribed by relevant laws; • Any Security deposit or bond payable by the tenant including the amount; • Termination date with the agreement clearly mentioning whether it’s a fixed term or renewal

contract; • The name, telephone number and business address of the landlord or it’s agent (if any.

tenancy or tenant is in breach of the tenancy agreement.

Advice to Landlords and Tenants

• Tenants duties;

1. Landlords must keep a copy of the agreement together with rent receipts for a period not less than three (3) years from the date it originated;

• Responsibilities and responsible parties for repairs and maintenance;

2. Do not engage in any tenancy without a written agreement;

• Any conditions that can nullify the status of a party in the tenancy agreement etc

3. Any illegal increase of rent and failure to keep rent records should be reported to the Commission immediately;

• The terms of the agreement; • Termination notice period; • Landlords duties;

Prohibited Terms and Conditions Terms and conditions having the following effects must not be included in a residential tenancy agreement: • Visitors not allowed; • Gate will be locked after certain time; • Restrictions on the number of visitors allowed; • Restrictions on peaceful family, religious gathering and functions; • That the tenant must take out a specified, or any form of insurance; • Exempting the landlord from liability for any act or omission by the landlord, the landlord’s agent or any person acting on behalf of the landlord or landlord’s agent; • That, if the tenant breaches the agreement, the tenant is liable to pay all or any part of the remaining rent under the agreement, increased rent, a penalty or liquidated damages; and • Bond money will not be refunded if the tenant pre-maturely ends the

4. Both parties are to exercise respect, dialogue and reasonableness whilst the tenancy is in force and action taken to be done within the ambit of the laws of Fiji; and 5. Sample tenancy agreement is available on the Commission website.

LANDLORD’S RESPONSIBILITY IN A TENANCY RELATIONSHIP Who is a landlord?

Under the Commerce Commission Act 2010 (CCA2010), it refers to ‘any person’ who engages in the conduct of letting out properties. However, in case of any person planning to rent out someone else’s s property, prior written approval must be obtained from the owner of the property, and the same must be disclosed to the tenant.

Landlord’s responsibilities before a tenancy starts?

Landlords responsibility is to ensure • that he/she has proper legal

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authority to conduct himself/herself as a landlord.

• In case of a person not being the owner, written consent from the landlord must be obtained and produced to the tenant.

• The necessary written consent from the principal ‘lessor’, or landlord such as the Department of Lands for properties sitting on Crown land; from the iTaukei Land Trust Board (TLTB), if the property sits on native land, Housing Authority, if the property sits on a housing lease etc, is obtained before proceeding to engage the said property or flat for rent.

• the property or flat condition complies with the municipal council’s regulations and requirement, and the property or flat is fit for occupancy.

• All relevant and true information has to be disclosed about the premises to be rented to prospective tenants during the negotiation stage.

• to engage in a cordial negotiation without coercion or inducement with prospective tenants and prepare a written tenancy agreement that captures all the issues of concern agreed to by both parties.

• The agreement is free from all illegal or unfair provisions, properly endorsed, registered, stamped and both parties provided a copy each with all costs borne by landlord, unless the law states otherwise.

• A Condition report is prepared, outlining the condition of the report at the commencement of the tenancy, to be endorsed by both parties, and provide a copy to the tenant.

Landlord’s responsibilities during a tenancy?

It is responsibility of the landlord to see that • the tenants have quiet enjoyment of the rented premises without any unnecessary interference or obstructions or intrusions.

• Once rent is received, proper receipts to be issued to the tenant(s), and landlord to keep the copies/ records for up to three (3) years.

• A routine inspection of the premises can be done after sufficient notice is given to the tenant before the exercise is done.

• For any damages done to the rented property or flat, the issue to be raised with the tenant(s) in writing shortly after inspection, and highlight the need to the tenant to do the repairs (if caused by him/ her).

• He makes arrangements for repairs to be conducted, should it be structural damages or fair wear and tear (not caused by tenant(s)).

• Advise the tenant for any breach of agreement noted or defaults of rent and provide a timeframe for tenant to respond.

Landlord’s responsibilities at the end of a tenancy?

The landlord has to • prepare a condition report of the premises or property or flat being rented, on the day the tenant moves out in the presence of the tenant and both parties must sign off the condition report; • Take official reading of water and electricity meter to get the dues cleared by the tenant;

• The property inspection report (can use that provided in the SRG for Landlords and Tenants in Fiji posted on the Commission’s website: www. commcomm.gov.fj ) is properly filled.

• Advise the tenant on any damages noted and obtain competitive quotations (Total of three (3) quotations) for the repair works and also allows the tenant to obtain competitive quotes as well.

• All bills are cleared before the new tenant moves in.

• Agree with the tenant on the cost of damages and the process to be undertaken for repairs;

• Discuss with tenant on the amount to be deducted from bond or extras to be paid, or to be refunded, as the case maybe; and • Release the tenant in good faith and refund any balance of bond withheld within a reasonable time after the tenant moves out or pursue extra costs legally in a court of competent jurisdiction, if the amount exceeds the bond held.

What if the Landlord fails to carry out repairs?

• Tenants must always ensure to give the landlord/agent a notice in writing to carry out repairs, which the landlord/agent is required to carry out under the terms of the agreement; • If the landlord/agent fails to carry out such repairs within thirty (30) days from the date of receipt of such notice, , the tenant may by himself/herself carry out the repairs and may deduct the reasonable cost of repairs from any rent payable or to become payable by him/her to the landlord/agent; and • However, for any repair work carried out by the tenant after 30 days of the notice, proper receipts must be produced to the landlord for costs incurred.

Important issues for landlords to note: 1. Residential and ground rent should not be increased by any landlord or its agents, since the Residential and ground rent is on freeze from 2 March 2007; 2. They should keep proper records of tenancy agreement and receipts for up to three (3) years after the document was originated; and 3. Not to mistreat tenants during the tenancy period, but strictly follow legal procedures for any action proposed.

For more information, contact: Fiji Commerce Commission 42 Gorrie Street, Suva P. O. Box 5031, Raiwaqa, Suva Phone: (679)8921991 Fax: (679)3372389 Website: www.commcomm.gov.fj

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TIPS TO HELP YOU BUY A HOUSE IN FIJI BSP: THE BUYING PROCESS TO GET YOUR HOME BUYING your first property is an opportunity to establish a home for yourself and your family whilst making a sensible future investment in real estate.

It’s important to understand each step in the process of acquiring your own property, so you can ensure everything runs as smoothly as possible, and to give you a good idea of what to expect.

Financial Preparation This may be the most important step in the process of buying a home because if you don’t prepare your finances properly, you may miss out on affording a home you’ve set your heart on.

Start preparing financially by evaluating your current household budget. Decide whether a mortgage payment would fit into your budget. Remember to also accommodate those expenses that may come up in the near future (family functions etc). Before purchase, you must be prepared with the required equity or your personal financial contribution to the total purchase price which is normally approximately 20%.

This could vary for customers. Consult FNPF, Fiji’s exclusive superannuation fund for your housing eligibility and bring this information along with you to the bank.

There are also associated costs that need to be met such as legal fees, stamp duty which must all be paid at the time of settlement.

Getting pre-approved for a mortgage is a great way to understand how much you can afford before you shop for your

new home. Working with your BSP Personal Banker will help you find out how much you can expect to borrow when it’s time to fill out a mortgage application.

Looking for a Home This is typically the most exciting step of the process for buyers. Researching, inspecting and imagining a life within each of the properties you’re considering can be exciting. Knowing your preapproved Home Loan value from your Bank will help you significantly because you will only be looking at homes that you can afford. Spaciousness is a primary factor to consider when looking at homes, so ensure there’s enough space for everyone in your family to be comfortable, but not so much space that you are overwhelmed by how to fill it.

Pay attention to the style and features of the home to decide whether updating the fixtures and furnishings should be budgeted in too. The second main factor to consider when buying a home is its location and proximity to conveniences like schools, shops, your workplace or recreation.

Offering On a Property If you’re interested in a property and are considering purchase, there’s a final step to complete – so don’t sign just yet! Arrange to have structural and pest inspections completed on the home before making an offer. If there are no major problems found during inspection and you love the home, then consider making an offer. Most people choose to offer an amount slightly lower than the asking price. If the house is going to

auction, it’s handy to know that you can always make an offer on a property prior to the auction date.

Your offer may not be accepted at first, but don’t be discouraged. You have the option to make another offer on the home if you would like to negotiate, or you can move on and look at other properties. If your offer is accepted, the transaction will move to the next phase.

Settlement During settlement, the transaction is finalized and legal paperwork and expenses are filed. You will apply for a home loan, sign contracts and pay stamp duty during settlement. A solicitor can help you better understand the paperwork that must be filed in order for the transaction to be considered complete.

BSP has a reputable Panel of Solicitors and Valuers who you may choose from before proceeding with settlement.

Consulting with a BSP Personal Banker or Mobile Lender can help you sail through the process with ease.

For more information, please call BSP Customer Care Centre on 132 888 or (679) 3214 300.

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MATANA PLANTATION ON AUCTION LIST HISTORIC Matana Plantation on Koro Island and Navodo Bay in Vanua Levu were unveiled as part of the line- up of premier properties in the June auction of global, luxury real estate marketplace, Concierge Auctions.

The New-York realty house’s auction featured at June end, and was held in Hong Kong, amid a significant rise in interest from Chinese buyers over the past four years.

“This influx, coupled with the global adoption of our bidding application last year, made this outreach to China a clear next step,” said Concierge Auctions president, Laura Brady.

Concierge hired New York realtor, Cathy Han, who has expertise in China’s elite consumers, as its liaison for the auction’s summer portfolio sale.

“I am thrilled to be a part of Concierge Auctions’ insightful effort to reach out to the global Chinese High-Net-Worth Individuals who are increasingly savvy investors in acquiring luxury high-quality properties in an international scale, which fits well with Concierge Auctions global coverage — perfect match,” Han said.

Covering 800 freehold acres of tropical landscape and four miles of white sand beach, Matana has been noted as one of the largest pieces of freehold and feesimple acreage with beachfront in Fiji’s tourism zone.

It was purchased in 1970 by Anita and the late Paul De Domenica, creators of Rice-A-Roni, former president of Ghirardelli Chocolate and whose family

owned the Golden Grain Macaroni Company in San Francisco.

“It was an amazing thing for my children. We wanted them to know there was a whole world out there,” Anita De Domenico stated.

“It’s the most romantic place, the most nurturing. We would sit on the beach with our children and look at the sand and horizon, and realize how important each day was.

“There was no place more wonderful to be. It was hard for me to decide to give it up, but I am alone now and have to simplify my responsibilities. I need results so I can move on with my life, which is where Concierge Auctions comes into play.”

The property was previously listed for USD $18.995 million and according to Concierge, will sell Without Reserve in cooperation with Clinton Selfridge of Pacific Sotheby’s International Realty.

Selfridge noted the extremely rare opportunity being presented to own hundreds of untouched acres in the heart of paradise.

“The land is historic, serene, lush, and peaceful. It also lends itself to multiple uses, which is why it’s exciting to know the auction process will garner attention globally, in order to find that one right buyer. This is an amazing and unique chance to own fee simple land in Fiji — buyers take note!”

A former copra estate, Matana’s key attractions include its stunning vista of the Vatumatua Bay and views towards the South Beach.

“From July to October, dolphins, turtles, and humpback whales travel through

the waters, offering great opportunity to observe their migration patterns.

Additionally, over 162 species of birds; dozens of species of butterfly and geckos; and 360 degrees of hardwood trees such as mangrove, palm, and bamboo reside on the property,” Concierge noted.

Not far off in Vanua Levu lays Navodo Bay, an ocean-front, private retreat selling without reserve.

“Seemingly pulled a Hollywood movie, the magical and completely selfsustaining compound is set on 150 stunning, freehold acres of sugar-sand beach frontage abutting a lush, uniquely Fijian landscape,” Concierge noted.

The waters to the West of Koro Island are historically recognized and named after William Bligh, a British naval captain who was the first European to pass through these waters while escaping a mutiny on his ship, the HMS Bounty in 1789.

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MOTIBHAI BUSINESS PARK THE Motibhai Group’s new upcoming business park entered a new phase with the official ground-breaking ceremony of its office and administration site in late April.

Construction of the Motibhai Business Park began in November 2015 as a massive $35 million investment to centralize the group’s executive and administration offices, warehouses, showrooms, joinery and mechanical workshops in the Western division, alongside a new visual department, canteen and staff amenities and a cold storage facility for the local arm of international fast food franchise, Burger King, owned by the Motibhai Group.

The entire site covers some 14,000 square meters along the Queens Rd at

Legalega, Nadi and due to be a major landmark, with building works designed

by LHM and construction by Ba-based Western Builders Limited.

Group executive director, Bhupendra Patel, who is spearheading the project, noted that while the warehouse was nearing completion and due to be opened in mid-2017, the new office and administrative project would take a year to wrap up.

“The project sets a platform for the Motibhai Group to strategically position itself for all its diverse business operations, as well as future expansions.”

The business park is due to have play fields and gardens, and taking an ecoconscious approach, include solar panels to minimize electricity and a harvesting

system for the reuse of rain water.

The centralization of Motibhai’s operational arms in Nadi has also freed up its commercial properties, particularly in Ba, where six prime buildings and warehouses were recently put on the letting market.

These Freehold properties include multistorey buildings at Ganga Singh St, Motibhai Lane, Ba Commercial Centre and Bank Street, and a vacant lot, one of few empty lots available in Ba Town.

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RESIDENTIAL EXPANSION FOR DYNASTIC TOWN IT’s no secret that most of Fiji’s eminent business dynasties have their roots in Ba, an industrially and commercially wealthy township whose citizens have also been at the forefront of local politics and governance.

Spread over the town’s highest peak is Varadoli, a neighbourhood whose resident stock include prolific surnames in retail, hardware, manufacturing, property development, law, health, politics and other professions.

And as this precinct has long been short on available real estate lots, the recent addition of a new Freehold, residential and commercial sub-division is a welcome development that has also grabbed the attention of former residents wanting to return home.

At the helm of this project is the town’s former Special Administrator, C. Arun Prasad, Governing Director of Western Land Development & Investment Co. Ltd. The company was registered in the early 70s and undertook the first sub-division of Varadoli under the mantle of Prasad’s father, the school teacher, Late Shiv Prasad as Governing Director, grandfather Late Sukh Deo and uncle Late Hari Prasad as directors of the company. This initial development entailed 22 acres.

A scheme plan for further subdivisions was undertaken in 2008 but development was delayed due to Prasad’s tenure as Special Administrator for Ba/Tavua Town Council. Plans were relaunched in 2014 with Stage 1, and the total project entails 5 stages, with total of approximately 40 acres.

“Sewage, electricity, water supply and hydrants are underway, with plans to have house and land packages added to the provision of lots at a later stage,” Prasad confirmed.

Varadoli is Ba’s most prime, Freehold sub-division and as the most elevated point in town, there has been strong interest for both residential and commercial lots in this new sub-division.

“The development has also been specifically planned so as not to encroach neighbouring farms and properties, and gives residents security.

“We plan to have one of the stages as a gated community but aside from that, there will be regulations to prevent sugarcane trucks and tractors from using residential roads in this vicinity, and other measures to maintain standards.”

The commercial lots for Stage 1 will include supermarket, retails and commercial outlets and parking lots, with specified use of each space.

Strong interest has come in from former residents and local businesses, particularly from Australia, New Zealand, Canada and the United States.

“We want to have a beautiful commercial site that will provide services to the whole community. There have been considerable pre-sales for Stage 1, with about 30 lots out of a total 72

lots. Stage 1 is divided into Residential A and Residential B and it’s quite extensive.

The design layout has been undertaken

by Cadastral Design, an Australian company that has an office in Lautoka, while road formation works have been overseen by Dayals Quarries Limited.

According to Prasad, this residential and commercial development has also raised the value of current Varadroli properties.

“Home-owners are looking ahead to when these lots will be settled and the amenities that surround them, so for houses that are already here in Varadroli, it’s hard to find homes selling for less than $300,000.

“The sale of these land lots are also selective to certain clients because we want to ensure that they will uphold standards. Local real estate is growing, with a big demand for Freehold lots and this development is the last remaining parcel of Freehold land in nearest proximity to Ba Town, is flood-free and outside the tsunami danger zone.”

For Ba, this new sub-division has been long awaited, and touted to provide an ideal lifestyle setting, with lush landscaping and tight security.

And for returning former residents, a welcome relief in the midst of limited Freehold real estate.

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VECTOR REAL ESTATE WITH 12 years in realty, Amrish Maharaj has watched Fiji’s real estate industry evolve through critical times and evolve into a more solidified market place, with enacted legislations, an active regulatory body and the infiltration of high-end property projects expanding the platform of local developments.

The principal of Vector Real Estate in Nadi foresees continual major changes for this tourism town, which is earmarked to be declared a city in late 2017.

And while Martintar, Namaka and Wailoaloa undergo more expansions, Maharaj notes the rising inventory of residential areas such as Votualevu, Nasoso, Nasau and Sabeto.

“They have also recently come up with more commercial and residential developments in recent times. There are now hardware stores and supermarkets in Votualevu, which weren’t there four years ago, and this is an area that has doubled and even tripled its prices in terms of property valuations.”

The past few years have seen a shift in traditional renovation, with more owners demolishing their properties and rebuilding their dwellings, including older shops in Nadi’s CBD that have opted to modernize and change their facades.

“There should be demand by consumers but prices need to be able to sell them.

There needs to be more for the local market, especially in Nasoso, Nasau and even Sabeto, where Freehold and Crown land is more evident. If more developments come up in these areas, it’ll be properties that more of the locals could afford.”

While condominiums don’t form a considerable housing segment, Maharaj foresees a gradual rise in these Strata developments, which are presently more commonplace in Suva.

“Even then, this is still largely untapped and kept at a minimal. For the local market, many prefer properties that come with land they could plant or have more space for events.”

“Namaka is popular because it’s mostly Freehold and more in demand, compared to Nadi Town’s CBD. Nadi’s declaration as a town will of course impact prices but that is subjective to each property, given that those coming

into municipal boundaries will have restrictions against selling to foreigners etc. So, there are interesting times ahead,” noted the realtor, who has six sub agents working under this license.

As a marketer of major commercial projects, the seasoned realtor is optimistic about the changing landscape of Fiji’s property market and the wideranging designs and development concepts that permeating the local landscape.

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INTERIOR DÉCOR TIDES REACH RESORT TIDES Reach Resort immediately captures the spirit of the oceanic soul. The clean lines, minimalist patterns and tropical texture of this beautiful Taveuni property are an ode to the wanderlust of owner, Eytan Levin.

Born on the Eastern Cape of Port Elizabeth in South Africa, the traveller has touched on all aspects of home living- from a hugely successful baby furniture business to remodelling homes and applying his own design aesthetic in Malibu, California, and now as a realtor in luxury real estate.

The founder of the US-based Malibu Market Design applied his own personal style to Tides, his first resort property, which opened doors three years ago and caters to the higher end of family and retreat groups.

“It took approximately one year to construct Tides Reach Resort,” Levin shared.

“The properties we build and design are clean and minimal, with an emphasis on comfort and food. The design is minimal and modern with an ethnic twist. My love for Africa and Fiji has much to do with the inspiration.”

This is evident in the streaks of dark tones, netted lamps and patterned paddings and curtains that permeate each sunlit room, where large graphics of puffy skies and beaches, open showers, luxury baths and European, South African and Indonesia-sourced furnishings add a broader illusion of the outdoors.

“Tides differs from other local resorts as it presents minimal luxury in a boutique

hotel with staff that have learnt to have a keen eye for attention to detail, while still making guests feel and want to be part of the Fijian culture.”

Each space conveys a certain personality and mood, while maintaining the distinct ambience of radiant warmth and comfort on the Matei waterfront of Fiji’s garden island.

“Since opening, the resort has been well received on the tourism market and our grass-roots approach has been an enormous success. It is way beyond our expectations and increasing each year.

“It is hard to get a handle on a property market like Fiji. The country has had its setbacks since I first came here in 1998 and in real estate, consumers look for consistency and stability. It is an

incredible country with wonderful, warm people, so I believe the market with do very well in time.”

A background in real estate, furniture design and remodelling has certainly been well applied to Tides Reach Resort, with Levin and his partner, Janet designing the property and its concept.

This passionate enterprise combined their love for furniture and design and brought to life their vision of a tranquil, waterfront escape whose interior décor reflect the tropical diversity of other exquisite destinations.

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PROPERTY EXPERTS PROPERTY Experts are intrinsic providers of great development opportunities. From the picturesque, stately hills of Tuvu, outside Lautoka to the lapping waterfront of Deuba in Navua, these desirable lots are perfect choices for great long-term income as potential tourism and agricultural projects or as lifestyle retreats for the retiring investor.

This generous land mass presents several options for the tourism, housing, and agricultural sectors and is a short distance to Pacific Harbour, the country’s most picturesque coastal community, with its elegant array of boutique shops, 5-star resort, marina facilities, world class golf course and bohemian vibe.

At Tuvu, this Freehold parcel encompasses 57 acres in a tax-free, agriculturally zoned area, with sweeping views of both the sea and rolling hills, providing scenic vantage points and a naturally cooling ambience.

Respectively located in the Western and Central divisions, both properties present

Lot 9 can easily be transformed into a hotel resort with access from the mountains across the Kings Rd running down to the sea, giving visitors a glorious vista of the stunning countryside. Any potential tourism property could be established along the seaside while alternative options are agricultural, with the site currently home to cane and native plants including Sandalwood.

Amenities include electricity and, road access and routes to other parcels of this large land lot and proximity to Lautoka City.

This ideally situated location has the perfect balance of easy accessibility, and short distance to the CBD while retaining the magnetic charm of the ocean and mountains.

Similar opportunities are available in Navua, where a 150 acres of Freehold land tie in 80 metres of the beautiful Deuba beachfront, with amazing views of the tranquil Bega lagoon and the islands of Beqa and Yanuca beyond.

Water, electricity, and road access are all available on this generously sized plot, located a stone’s throw away from the popular Uprising Beach Resort.

fantastic development opportunities for discerning investors, with stunning views, great proximity and ample amenities giving an easy platform for any lifestyle investment.

Interested parties can contact Property Experts agent Johnny SINGH (LICENSED AGENT 0015) on (679) 9993943 or johnnysingh@propertyexperts.com.fj and salesperson, Sikeli Baleituba on 9993944 or email sikeli@propertyexperts.com.fj.

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CAN-AM SOLAR SOLAR power has redefined property functionality around the world, pushing renewability to the forefront of energy consumption with its clean and easy usage.

In Fiji, Can-Am Solar Systems Limited is an exceptional provider of high quality solar, on-grid and off-grid, products that can be customized to any building requirement.

Headquartered in Canada, this solar provider is based out of Suva, specializing in a range of solar products and design system that suit a range of specific needs and budgets.

A wide range of accessories include lanterns, panels, charge controllers, water heaters, fans and camping lights.

The environmental and sustainability benefits of solar are far-reaching; saving power is a shield from mounting electricity prices and consequent power bills, while the self-sustainability of this solar services provides complete ownership and control, allowing home owners to monitor and manage electricity that is suitable to personal needs.

Clean and green, the purity of solar ensures that toxic gases are not emitted, avoiding pollution and fostering an ecoconscious approach towards the Earth.

PROVINCIAL TRUST ACQUIRES NEW PROPERTY MAJOR plans are in the pipeline for the Bose ni Momo ni Yasana ko Ba Trust, which recently acquired a new property in Samabula, one of Suva’s busiest urban, residential, and commercial wards.

The new purchase straddles the corner of Matuku and Totoya Streets, with a Crown lease covering about 1,950 square metres.

“The property is being transferred from the Salusalu Ba Trust to the Bose ni Momo ni Yasana ko Ba Trust,” confirmed the secretariat of the Bose ni Momo.

The Trust is the development arm of the Bose ni Momo, which is made up of 24 district chiefs and traditional, indigenous

leaderswithin the Province of Ba, Fiji’s second largest province covering a land mass of approximately 2,634 square kilometers.

“The BNM Trust had already approved of a master plan to construct a building on the site, and this will incorporate office spaces, retail areas, residential apartments, function and conference support amenities and a dormitory facility for students from the province studying in Suva, as well as a car park area in the basement”.

The development is expected to cover a total floor area of about 8,112 square metres and will be managed by the Ba Provincial Holdings Company, which owns Koronubu House in Ba, Tavaiqia House, Rororogo-i-Vuda House, Vidilo House and the Lautoka Magistrates

Court building in Lautoka, and Nauliano House in Nadi.

Ba Provincial Holding had also acquired Matanakilagi House in Lautoka from the Fiji National Provident Fund for FJ$1.4 million, and this building now houses the Lautoka Police Station operations.

The Ba Provincial Holdings Limited was established as a private entity in 1995 by the Ba Provincial Council, with its initial investment centralized in real estate developments, particularly in office accomodation. It has since diversified into shipping, security, construction, education and land development, with sights sets on tourism and agriculture.

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NANUKU LETS BUYERS CHOOSE Seeking to own a well-appointed, 1-2 bedroom beach villa with lock and leave convenience in Fiji’s Adventure Capital (Pacific Harbour)? Or a sprawling, private 4 bedroom oceanfront estate there? Nanuku has you covered.

Included is privileged access to the award-winning Nanuku Auberge Resort Fiji, with its spa, dining, and children’s adventure club offerings. The resort can manage your home when you are away and also include it in their lodging offerings.

The Auberge Beach Villas are steps from the resort clubhouse, for utmost convenience. Featuring contemporary decor and Fijian crafted details, each has a private courtyard with plunge pool.

Available homesites, one cove down, already have infrastructure in place so you can start building right away, using your own plans or plans provided by Nanuku Real Estate.

All the properties on offer are freehold.

See ad opposite for pricing.

Contact Sean McLaughlin at +679 345 2110 or Sean@NanukuFiji.com for more details. Images and videos at NanukuFiji.com.

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SUVA REALTY MANAGEMENT FOR capital city property owners, Suva Realty Management is at the forefront of professional realty services for residential, commercial and industrial property sales, leasing and management.

Under the directorship of principal, Arvin Pillay, they are one of few strata development managers in Suva, with full body corporate management skills and expertise.

Many of Suva’s executive homes and apartment buildings come under the management of this dedicated firm, whose expedient handle provides solid returns and convenience for the substantial number of property owners residing overseas.

While properties bring in great rental income for owners, it can become difficult and time-consuming for landlords to collect their dues from

evasive tenants, particularly if residing overseas.

Suva Realty has long provided a comfortable point of expedience through their savvy management, thorough screening of tenants, utility care and attention to the legal aspects of contracts between both parties.

These services include the daily administration of tenancies, body corporate matters, the collection of rental dues and levies, and the coordination of maintenance amongst other provisions.

It has also expanded to new heights with drone photography, as a creative measure to provide its clients with the best real estate images in the highly competitive world of marketing.

From its central location at 42 Knolly Street, this real estate innovator also undertakes property development consultations and project and specialist property marketing, backed by a team of some of the industry’s best.

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JAYDILLS TIMBER SUPPLIES CHOOSE great timber every timber you shop with Jaydills timber supplies. Specialised in local timber from Vanua Levu, Jaydill has left no stone unturned when it comes to serving their customers.

Levu, under the management of Jai Kumar

Jaydills are wholesalers, retailers of quality timber suppliers such as Pine, Kauvula, floorings, wall linings, treated and untreated timber. The list continues with the best and requested timber by customers.

At the helm of Jaydill is an exceptional, experienced team dedicated to ensuring an up to date method of service delivery, quality customers care, a high capacity of resources and team spirit.

Beginning with a vision to professionally cater to the high demand for timber in Suva and Nausori, Jaydill has established itself as a highly-sought after supplier of quality timber.

Led by director, Hemant Kumar and his friendly team, Jaydill is located at 10 Kings Road in Nakasi, sourcing its supplies from its sawmill in Bua, Vanua

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HABITAT FOR HUMANITY FIJI GLOBAL RECOGNITION FOR BUILDING PROGRAM SINCE 1991, Habitat for Humanity Fiji has supported over 68,700 individuals to build or improve a place to call home.

In the devastating aftermath of Tropical Cyclone Winston early last year, the local branch of this global. non-profit housing organization helped over 2000 people in 180 communities rebuild their homes through its immensely successful Build Back Safer program, which promotes the construction of disaster-resilient by emphasizing hands-on training for sound construction techniques and the selection of safe building sites.

The efforts of this extensive building program have been recently recognized with a merit certificate at the United Nations Sasakawa Award for Disaster Risk Reduction and a grant of US$15,000.

Habitat Fiji was honoured as a finalist alongside organizations from Brazil, Iran and Portugal and as noted by national director, Masi Latianara, being a finalist at a global platform serves as a reminder of the enormous work that is still to be carried out in building resilience for communities in Fiji and the Pacific.

“The loss of human potential when homes are destroyed ruing disasters drives Habitat Fiji to keep improving the way we work with vulnerable communities, to reduce disaster risks,” he highlighted.

Resulting in the death of 44 people, TC Winston was Fiji’s most violent natural disaster, with wind gusts clocking 330 kilometres per hour and devastating 350,000 people (40 per cent of Fiji’s population), with the destruction of an estimated 40,000 homes.

Training for the Build Back Program entailed the construction of cycloneresilient demonstration houses that would remain in the community, with strategically placed billboards providing reference pointers for these rebuilding efforts.

“These techniques are also reinforced in the Build Back Safer booklets that are given to all participants. Upon their return to their own communities, participants could form an informal network, providing advice and assistance to families in post-disaster reconstruction.”

Women- who make up half the population- have also been given training opportunities to build safer homes, with testimonies praising the useful exposure and empowerment of the program.

Habitat Fiji was nominated for the biennial Sasakawa Award by the International Federation of Red Cross

and Red Crescent Societies, which support the Build Back Safer program.

The Award was incepted 31 years ago and is jointly organized by the UN Office for Disaster Risk Reduction the Nippon Foundation in Japan, providing a grant up to US$50,000 to one or more recipients.

“Driven by the vision that everyone needs a decent place to live, Habitat for Humanity began in 1976 as a grassroots effort. The Christian housing organization has since grown to become a leading global nonprofit working in more than 70 countries,” Its local branch was established in 1991 with partners including the Australian and New Zealand Governments, the UNDP, Partner Housing Australiasia, the International Organization for Migration, Habitat for Humanity Australia, the Australian Pacific Technical College, FIJI Water and the European Union.

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HOUSING AUTHORITY OFFERS MORE THAN JUST LOANS

HOUSING Authority is a fullservice property developer.

As a financer land developer and provider, HA has a proud history of helping families get their own houses through valuation, in-house plans and a Works assessment team that oversees the smooth flow of construction, from initial stages to completion. Additionally, this highly competent team ensures that houses are constructed to National Building Code standards.

land lots in Nepani and Davuilevu in the Central division in 2018.

Other upcoming subdivisions under development include Veikoba, Waqadra, Tavua and Covata for the Northern Division.

Upon the completion of homes, HA is able to further assist by acquiring Engineer’s certificates for proprietors, to confirm that their house is rated to withstand cyclone, which also validates housing insurance. Aside from providing home loans, land development has also become a focal point for the HA, which anticipates the supply of new residential lots for Fiji’s subdivisions on an annual basis.

Customers are also offered a comprehensive insurance package to accompany their home loan packages and as a financier, the Housing Authority offers customers covers for Insurance policies under mortgage protection.

These Mortgage Protection Insurance covers costs for the treatment of cardiac and Cancer treated in India and there have been a considerable number of customers who have successfully returned from treatment, attesting to the Housing Authority’s extensive social responsibility. This Policy includes the cost of a second medical opinion from a local, respective specialist, visa application fee, return air fares, accommodation, meals, treatment costs of patient and all the required cost of an accompanying relative or a medical escort that is medically required to accompany the patient.

Towards the end of 2017, the Authority plans to deliver new lots at Matavolivoli in Votulaevu, Nadi, as well as new

As the Authority operates with social integrity, it ensures that customers not only access affordable land and house

packages, but also obtain inclusive insurance covers, which are put in place to protect customers and their properties.

Its outreach extends to assisting indigenous tribes (mataqali) with building homes in their own communities. Such mataqali members can access financing through the Housing Authority’s village housing scheme, by way of loans on a shared basis that is dependent upon land lease income that is collectively received by the tribe. This scheme encourages and builds communities by fostering a shared sense of property ownership.

The Housing Authority also offers Real Estate services by helping homeowners find buyers and providing financial support through a loans package to seal sales, without claiming commission.

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DREAM HOME REALIZED

HOME ownership is a global milestone, an achievement fostered in every society as a cornerstone for families to be sheltered, raised and protected in.

Praneel and Miriama Lal are one of the many who have successfully secured land at the Housing Authority of Fiji’s new subdivision, Tacirua 1A. The couple managed to build their home, Housing Authority’s (HA) very own Yaka 2 bedroom house plan together with the Authority’s House Construction Loan, under the convenience of a self-built option.

It’s a testament to the incredible housing opportunities fostered by the HA that allows many locals to raise their families in the security of their own property and in locations that still command great proximity to major amenities such as

schools, supermarkets, transport routes and municipal centres.

“The services rendered to me and my husband by the Housing Authority staff has been great” attested Miriama Lal. “With patience through our demand survey form and constant updates and follow ups by the Housing Authority Marketing team, we were very lucky to be offered land to purchase after the allocation process.

“The Customer Relations department at the Suva HA Branch Keleni and her team were very efficient in my loan processing and the Works Assessment team have also been consistent with checks on the development phase of building of my home. Everyone has been very helpful and kind”.

Her husband, Parneel Dass also praised the Housing Authority’s highly competent team.

“We have built a place we now can call our home and although we make payments, it is under our name. I want to encourage all young couples or families who are renting to invest in your own home because it is worth it especially for our children. Go to Housing Authority who can help you just like they helped us”.

A total of 340 families have managed to secure a land at the Tacirua East Subdivision Phase 1A and are currently constructing their own homes.

There are countless others who have a similar story and have opportunities to share their fortune with others who can then attain the necessary support and realize their own dreams of also owning their own homes with the Housing Authority of Fiji.

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SOUTHSIDE REALTORS Southside Realtors Limited has established itself as a reasonable property agent over the years, with a vision to provide excellent customer service, quick turnovers and honest dealings at minimal cost.

Southside Realtors Limited is a one stop shop when it comes to real estate from property management to leasing, sales and maintenance, and its commitment to clients is priority.

Principal, Mohammed Shiek Ahmad has close to 12 years of customer service, sales and marketing experience, giving him an innate understanding of client needs and delivering above-satisfactory services.

“Real Estate is not just a business but a passion to me. I can always be contacted for free consultations on investment, the current property sales and rental market, bank loan procedures, property related taxes, land tenure matters and any other property related issues.”

Though real estate in Fiji is a delicate market, Southside is beyond dedicated to delivering professional services to all its clients, even in the face of challenging times.

“Due to some unethical and fake agents over the years, Fiji’s real estate industry is facing difficulties and becoming looked upon as unprofessional. However, with the work of the Real Estates Agents Licensing Board and codes of conduct guiding us agents, I am positive that these unethical dealings will come to an end soon,” Ahmad enthused.

“Competition is always high in this market especially for a small company such as ours but if one chooses to work

honestly and reliably, I assure you that the survival rate will also be high.”

He advises beginners and upcoming agents to be impassioned, in order to excel in this highly competitive and flourishing industry.

“But if you walk in with a mind set to make quick money, then isn’t the profession for you. Hard work, dedication, and honesty are key principles in this profession and there is no easy way around it.”

For services and consultations, contact: Shiek Ahmad Mobile: 849 7556 / 779 7556 Email: shiek.ahmad13@gmail.com Web: http://www.housingparadise. com/94-southside-realtors Facebook Pages: Southside Realtors Limited Real Estate Fiji

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GROWING DEVELOPMENTS CHALLENGE FIJI ELECTRICITY AUTHORITY THE rising crop of property projects around the country have posed challenges for the Fiji Electricity Authority, the sole entity authorized to generate, transmit, allocate and retail electricity in the country’s power sector.

“For the last few years, we’ve been really accelerating with rural electrification and we are connecting almost 5000 news customers a year,” noted CEO, Hasmukh Patel at a May presentation outlining developments in the energy sector and its impact on local businesses.

And as certain power lines to commercial hubs reach their capacity in this small island developing state, further upgrading projects are underway for the FEA, who currently supply about 176,000 customers and an additional 5000 new clients annually.

“In 1978, we built a 33,000-vault line from Vuda to Ba and that line has come to end of its capacity,” Patel noted.

“So, before growth in Ba- especially the commercial growth, the Yalalevu industrial area and other industrial areas- we are not able to meet the new demand.

“Therefore, we need to have either new generation in Ba or bring in a very high-voltage line. So FEA is planning $50 million to actually build a new transmission line, which will be built from the existing line that comes from Monasavu into the Western division, and will get off from that line, into Ba. That is to ensure future growth in Ba.”

The FEA has sought the partnership of independent power providers to complement its distribution efforts.

“If you look over a 10-year period, in order to meet the demands of electricity for new investments, we will need to make an investment of $2 billion.

A certain amount is for the power generation sector and a certain amount in the transmission and distribution network.”

Current IPPs include the upcoming Nabou Green Energy Ltd along the Queens Rd between Nadi and Sigatoka.

The joint venture is being constructed by Korean biomass company, Gimco and has signed a power-purchase agreement with the FEA, as it uses woodchips that will generate 10 megawatts of electricity for Fiji’s Western division.

Patel confirmed that more hydro developments were being considered, and discussions with investors were currently underway for a power purchase agreement with developers of three hydro plants in Fiji’s Central division.

If successful, this IPP will see the

production of an additional 30 megawatts of electricity. The FEA is also considering solar plants, confirming that the first of these is an IPP in Nadi, to produce about five megawatts of electricity into the Western division.

“As the future grows, the electricity demand goes up. How do we meet the demand? We need to build new power stations, new plants, so some of your finances needs to be directed to that relation.

“We sometimes forget ageing assets and in the utility business, these assets that we store obviously have life, so we can’t let them run to the ground. You have to look at these ageing assets periodically and replace them.”

A 10-year, rolling, power-development plan has also been mapped out as the FEA sets it sights in achieving 90 per cent of renewable energy by 2025.

In addition to growing real estate projects, exposure to climate change and global warming impacts have made it necessary for Fiji to generate most of its energy from renewable energy sources.

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APCO PAINTS B R I L L I A N T PA I N T S , B R I L L I A N T C O L O U R S

APCO Coatings is a part of the Asian Paints Group, which ranks among the top five decorative coating companies in the world.

The Asian Paints group operates in 19 countries, has 26 paint manufacturing facilities all over the world, servicing consumers in over 65 countries.

Apco Coatings has been colouring the South Pacific since its establishment in 1977 at Lautoka on the west coast of the island of Viti Levu in Fiji. Apco Coatings expanded in due course to Vanuatu, The Solomon Islands, Tonga and Samoa also started exporting to other South Pacific islands. APCO is the market leader and consumer favorite in South Pacific. Global alliances give Apco Coatings the head start with respect to technical collaboration. The research and development team is one of largest in the Asia Pacific region leading to the

most advanced and contemporary paint product portfolio. Our Product Portfolio includes Architect coatings, timber finishes, industrial, marine, automotive, road markings and specialty products.

Apco Coatings has been awarded ISO 9001 and ISO 14001 certification for excellence in quality and environmental management systems respectively. Apco Coatings also won the Exporter of the Year ‐ Pacific Islands Award sponsored

by FTIB (Fiji Islands Trade & Investment Bureau). Research and development have been the backbone of APCO in the South Pacific. With an objective to provide world class products across segments, the Central Technology Cell, Turbhe, India has more than 200 qualified scientists backing us.

At APCO, we strive to provide world class products customized to tropical South Pacific conditions. We’ve been innovating consistently and have provided best in category products.

These include Villa Sunfast, the only Exterior product in the region to give a 15 Year Warranty* for exteriors and Fortuna Silk the best product you can use interiors. Our team comprises of experienced, competent, solutionsoriented individuals whose technical knowledge and collaborative approach is dedicated to product development and continuous improvement. We provide customers with unique and definitive solutions on the field and specify required products along with giving solutions to your problems. APCO’s vision is to be a world-class Research & Technology led organization. Driven by innovation, APCO is agile and responsive to changing customer and market needs, as well as evolving technology.

Through Research & Development, we will align ourselves with future customer needs and drive expansion. Continuous Research & Development will enable us to grow and better in quality.

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THE RISE OF NAKASI GREATER Suva covers an extensive urban area of close to 5000 hectares and while the capital city has retained its principal command centre in the CBD, the rising spate of commercial developments in Nakasi has conveniently provided a hub for consumers along the notoriously congested corridor to Nausori.

One of the latest, largest and most glaring property developments to spring up is the Rups Naulu Shopping Complex, a massive commercial centre that is home to the first Suva outlet of the hugely popular Life Cinema franchise and new outlets for Pizza King, Wishbone and McDonald’s.

The new Life Cinema is a subsidiary of Fijian Holdings Limited and nestled alongside other franchise outlets such as Shop N Save supermarket, Gokals, Courts Mega, Jacks of Fiji, Grace Road kitchen and other notable brands, reflecting the prime location that the Rups Big Bear Complex have presented for major retailers.

Boasting frontage of the Kings Rd, there are also plans for a new route behind the complex that will link it to Nakasi’s major residential areas.

Aside from the convenience of residents, the new road ties in with the Fiji Roads Authority’s Greater Suva Transportation Strategy (GSTS) 2015-2030, a blueprint envisioning an integrated and sustainable transport system, particularly as land use projections expect a population of around 350,000 in 2030.

“Where areas have become towns or cities, the norm is seeing our municipalities, cities and towns in Fiji originally being centres from where

government served its people,” the Government’s Minister for Housing and Local Government, Parveen Kumar, highlighted at the recent launch of another mass property development.

Better known as Nakasi City, the Nakasi Modern Village Development project is spread over Sauniwaqa, and will be laid out in three stages over the next 15-years by private developer, Dong-A Holdings (Fiji) Limited, whose network spans Korea, China, Canada and the South Pacific.

“Where areas have become towns or cities, the norm is seeing our municipalities, cities and towns in Fiji originally being centres from where government served its people.”

It’s these centres, he noted, that traditionally triggered investment that have resulted in building developments around them and then attracting people to reside and through urbanization, eventually morphing into towns and cities.

Located 14 km from Suva City and 4 km from Nausori Town via Vishnu Deo Rd, this modern village of Nakasi City, however, presents something else.

“What we have here is a different concept. It is a large, extensive piece of land, over 645acres of land which is planned, uses organized, well laid out and development built, as would you see in a built-up city or town before it is occupied. At this moment, all we see around us is land, either idled land or pockets of farming. This project is about building and creating this same land, this area to become a city.”

The development goals of the project encompass the establishment of a world class city that meets both domestic and international expectations, a modern city with an image conveying high standards of administration, education, cultural and leisure facilities, a strong focal point for tourism, industrial development and economic activities and a vibrant and lively city boasting luxurious, international standard amenities and convenient modes of transportation.

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educational facilities that encompass primary, high school and tertiary levels, and sites for public administration and services, a fire station and hospital, and facilities normally found in towns and cities.

As Kumar stated, the multi-faceted development- billed at about FJD $750 million will be developed in three stages, beginning with road networks and access points, residential and commercial centres with sites for tourism, hotels and a golf course.

Civic sites will be integrated into residential areas alongside sites for

“There will be designated areas for tourism development and supporting investments directly related to tourism such as cultural centre, cultural village, a museum, silvertown apart from the main commercial hub and its CBD, industrial parks and open spaces, both for recreation and parks, with emphasis on creating the greenery or landscaping.

Nakasi City’s development is being closely monitored by the divisional Commission (Central), under the integrated Rural Development framework alongside relevant agencies, and as noted by Kumar, this undertaking

by the private sector is an encouraging fete as the Government promotes more public and private partnerships.

For Dong-A Holdings, the limited liability company describes itself as a provider of high-class housing and energy, construction services and state-of-the-art technology in power plant works, civil works, mixed-use complexes, and highrise building works.

Its investment in Nakasi is well founded, given that it’s one of Fiji’s fastest growing urban areas and central to Suva, where the majority of land tenure has either been Freehold or State.

And as noted by the Minister for Local Government, developing Nakasi to eventually become a city will be carried out by the private sector, an encouraging fete as the Government champions public and private partnerships.

UNION DEVELOPS MARTINTAR PROPERTY SEVERAL property projects are now underway by the Fiji Public Service Association, including retail and residential developments along the Queens Rd in Martintar, Nadi.

Two of its commercial buildings in Martintar that formerly housed an FPSA office, Korean eatery Arirang and a Fiji Gas office have been dismantled and being reconstructed into commercial and residential developments, with immediate frontage of Nadi’s main route, which is being expanded to four lanes.

The trade union said it proposed a quality investment that would be reflective of their high aspirations and be an architecturally iconic, contemporary project.

“This development proposes of retail, restaurants and residential apartments that will take advantage of the site location and complement the existing businesses in the area.”

A sub-basement car park is also proposed, with a further 25-car parking provided at the rear of the site, which cover Lots 4 and 5, DP 1770 of Martintar, across Ed’s Bar. “The project is currently in Town Planning and the project is expected to commence construction in September 2017.”

FPSA general secretary, Rajeshwar Singh noted at a Western branch meeting of the FPSA that the 3-storey commercial complex would entail a $25 million investment.

Expressions of Interest have been advertised, calling for interested contractors to tender for the project.

Upon completion, the development is expected to draw keen interest, given Martintar’s standing as a central, residential area with a bustling strip of commercial businesses, eateries, and a focal night life spot.

In Suva, the union held a groundbreaking ceremony to commemorate the start of a property expansion at its Sports City complex at Grantham Rd, opposite the University of the South Pacific’s main campus in Laucala Bay. This $7 million project marks its fifth stage extension, with a new complex encompassing retail shops and restaurants that will add to the large recreational and retail inventory of the site, which include the McDonald’s and Cost-U-Less buildings.

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ONLY HIRE ACCREDITED ENGINEERS With Fiji’s economy projected to grow by 3.8 per cent in 2017, it is expected that a lot more builders, engineers and other professional service providers are needed to meet the demands of the booming construction sector.

But for consumers, especially when they are building or repairing, altering structures or buying a new home, one group of professionals they are likely to consult are engineers. It is seen that consumer confidence in the marketplace has led many consumers to invest in property market.

On the bottom line, we have a high expectation that an engineer will provide a professional service firmly grounded in certain technical standards and best practice. As most aspects of our lives have become more complicated, specialised and ‘technologized’, we as consumers have come to place a great amount of trust in professional service providers like engineers, architects, surveyors and so forth to safeguard our interest. But a degree of vigilance is also necessary.

There are engineers and other professional service providers who mislead consumers by making untrue or unsubstantiated claims about their services and products or their professional standing. The cost of engaging an engineer to provide such important documents such as cyclone certificates and reports can be quite substantial, if one is investing in a new home. An engineer’s cyclone certificate or mark of approval about the cyclone worthiness of a house is the significant

Approved Engineers to issue Cyclone Engineers Certificates.

document that insurance providers rely on when deciding whether or not that house is worthy of cover.

Thus, the role of the engineer becomes crucial when a new home buyer or builder has to rely on a home loan, which in turn requires some form of insurance. In the past, the Council raised awareness that certain engineers were making false claims on their certificates and reports. While the Council was not in a position to judge the technical or engineering accuracy of the reports, it was nevertheless concerned that these engineers seemed to be falsely claiming to be members of the Fiji Institute of Engineers (FIE).

Evidence the Council received showed three engineers signing off and certifying building inspection reports and cyclone certificates, although they were not registered with FIE. They further misled consumers by representing themselves as FIE members. Yet FIE confirmed with the Council that the three were neither current members nor holders of any accreditation by the institute. Nor did they appear in the Insurance Council of Fiji’s List of

It is illegal, under Section 77 of the Commerce Commission Decree 2010, to make false or misleading representation about a particular product or service. The FIE is the only locally recognised body representing Engineering Professionals in Fiji and it is governed by a Council which is appointed by its members at its Annual General Meeting. FIE also has disciplinary role and it can discipline its members if there is any breach of Code of Ethics. It is a huge risk to consumers who unknowingly engage an unregistered engineer.

Consumers engaging an engineer for insurance purposes need to know that they must ensure that the engineer is in the Insurance Council of Fiji’s list of approved engineers. And the means to check is close at hand. If the engineer makes a claim that he or she is a member of the FIE, consumers have only to check the FIE website for the list of current members: http://engineersfiji.org. fj/membership/current.htm.

Consumers can also contact Consumer Council to find out if there have been any complaints against the engineer which you intend to engage. It is your responsibility as a consumer to determine the professional that best meets the requirements for your project.

Consider experience and qualifications as well as cost when making your selection. After all, careful selection of the licensed engineer best suited for your project, and clear communication in the beginning, is the foundation of a successful project.

Consumer Council of Fiji For more information, visit www.consumersfiji.org.

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