Towne Family Services Towne Realty
A Family of Services to Meet Every Need Welcome to Towne! TowneBank is pleased to offer you an incredible array of financial services delivered with our unique and personal hometown style. Whether you are shopping for your first home, starting a savings plan for your children, funding your retirement plan, improving your business, or looking to insure that great new car or boat, the Towne Family can lend a hand. In addition to traditional banking products, we offer many other services‌ like real estate, luxury vacation rentals, mortgages, investments, and insurance assistance too. We know that your needs change over time. Why not speak with someone you know and trust - your friends at Towne - before reaching that next exciting milestone? Our team is committed to assisting you every step of the way.
G. Robert Aston, Jr. Chairman and CEO TowneBank
Real Estate Services
(888) 737-9246
If you are buying, selling, or relocating, Prudential Towne Realty is at your service. With powerful marketing tools, robust online services, and a brand that’s recognized by more than 98% of Americans, the Prudential Towne team provides exquisite service and a national network that’s truly extraordinary. In fact, our Prudential Towne Team is a nationally recognized award winner for superior seller satisfaction. Our team also offers a full array of property management services as well as home rentals. Your dream home is just a click away! Come experience the finest hometown service delivered by real estate professionals who work hard for you. www.prudentialtownerealty.com
Residential Mortgages
(757) 687-5088
Our professionals at NewTowne Mortgage can make your dreams come true. Whether you are buying a home, building a home, or refinancing, we offer an amazing variety of low cost mortgage options that will surely make you smile. If you are short on time, our loan officers will come to you at your convenience. Additionally, we can guide you through the complete home buying, mortgage, and closing experience. It doesn’t get any easier than that. To top it off, our local decision making and processing enables us to provide you with an on-time closing guarantee!
Vacation Rentals and Resort Property Management
(252) 453-9660
Imagine a wonderful vacation with family and friends at an exquisite beach home. TowneBank’s family member, Corolla Classic Vacations, can help you find the perfect dream home for vacationing or year-round living. Through our resort property management services, we also market distinctive Corolla homes, providing a wonderful and memorable experience for guests vacationing on the Outer Banks.
Title & Settlement Services
(757) 490-6520
From the initial title search to the final closing, Towne’s title companies are committed to making the buying and selling of real estate a convenient and stress-free process. Using the latest online technology, we can streamline processing, decrease turnaround time, and increase accuracy, giving you total control and complete peace of mind. Let our team help simplify the process for you!
Personal & Business Insurance (757) 468-6100 When’s the last time you had a cup of coffee with your insurance representative? At Towne Insurance, our agents are conveniently located in TowneBank offices throughout our community. They are happy to meet with you to review and assess your current coverage, or to provide a quote on a new piece of property or a new vehicle. In addition to providing personal property, flood, and umbrella coverage, Towne Insurance can also provide business property and casualty policies, workman’s compensation, bonding, and much more. And, as an independent agency, they work with the nation’s top-rated insurance providers to find the best coverage for your unique needs. With Towne Insurance, you’re partnering with an industry leader. In fact, we’ve been recognized as a ‘Best Practices Agency’ by the Independent Insurance Agents & Brokers of America (IIABA).†
Employee Benefits
(757) 340-3873
Did you know that the Towne team also offers affordable, high-quality benefit programs? Working with both individuals and businesses, TFA Benefits is pleased to customize, implement, and administer a wide range of benefit programs. Through our relationship with more than 30 national carriers, TFA Benefits offers medical, dental, vision, life, and disability insurance, and can also assist in the setup and administration of flex care programs. For a free consultation delivered with personal hometown service, give us a call today. †
Investment Services
(757) 638-6850
Investing is not a “one-size-fits-all” program. The Raymond James Financial Advisors at Towne Investment Group can work with you by reviewing your existing portfolio and offering new ideas and products customized to meet your needs. Whether you are looking for college funding, retirement planning, or tax reduction strategies, or pursuing investment strategies for growth or income, our Financial Advisors can help you develop a plan to meet your financial goals. ††
TowneBank’s Member Stock Purchase Plan
(757) 638-6794
Own your own bank. It’s easy! Choosing a company you know and trust is a smart way to invest. The TowneBank formula for success is to offer integrity, professionalism, quality products, excellent service, and a community orientation. You can share in this success by investing in TowneBank’s Member Stock Purchase Plan with automatic account withdrawals from your TowneBank checking account of as little as $25 per month. With this free program, you buy shares straight from the bank with no brokerage commissions or service fees for share purchases. To enroll, simply ask for an enrollment form from a TowneBank hometown banker.†††
Commercial Mortgages
(757) 628-6360
TowneBank also offers specialized services for those members looking to secure commercial mortgages on income-producing properties. The services of TowneBank Commercial Mortgage, LLC, complement our commercial lending offerings. Attractive terms on large loans for commercial borrowers can be secured from capital markets as well as other sources.
1031 Exchanges
(757) 628-6364
Through Towne 1031 Exchange, LLC, property owners may receive tax deferred benefits when they exchange investment property for another property of ‘like-kind.’ In some cases, vacation properties may also qualify. And, as added security, members can rest assured that their 1031 Exchange proceeds are held in separate accounts, right here at TowneBank.
TOWNEBANK BANKING SERVICES Southside (757) 638-6701 Peninsula (757) 249-7800 North Carolina (252) 435-6331
Personal Banking A unique offering of personal banking services delivered with a hometown touch – what could be better? From checking and savings accounts; to Certificates of Deposit, IRAs, and money markets; to consumer loans, equity lines, VISA cards and more, your friends at TowneBank have the solution for all your financial needs. You’ll also enjoy free online banking and bill pay at www.townebank.com, free statement organizers, and discounts on safe deposit box rentals. Be sure to ask about our Hometown Partner and Senior Partner programs, too.
Business Banking Whether your business is large or small, just getting started or well-established, TowneBank has the perfect package of financial services to assist in your company’s success. We provide a comprehensive offering of checking, savings, merchant, and treasury service accounts; business loans and lines of credit; and free online banking and business bill pay to simplify the process of managing your cashflow. Plus, we’ve been recognized by Greenwich Associates, the nation’s premier independent consulting firm, with awards of excellence in serving the small business market.
Community Partners At TowneBank, we appreciate the multitude of services that non-profit organizations provide to our community. From housing and hot meals, to counseling and education, to children’s programs and health care initiatives, you provide a network of caring throughout the company. To help you in your efforts, TowneBank is pleased to provide free checking and savings accounts for your organization, along with staff benefits, too. Your Hometown Banker can provide you with all the exciting details of our Community Partner Program. † Insurance and Investment products offered are not a deposit, not FDIC-Insured, not insured by any federal government agency, not guaranteed by TowneBank, and may go down in value. †† Securities Securitiesare areoffered offered through Raymond James Financial Services, Inc., member FINRA/SIPC, and NOT are insured NOT insured †† through Raymond James Financial Services, Inc., member FINRA/SIPC, and are: by FDICbyorFDIC any or any governmental agency, agency,NOT NOTguaranteed guaranteed TowneBank, deposits of TowneBank, and are and subject to risk toand lose lose value. Towne governmental by by TowneBank, NOTNOT deposits or obligations of TowneBank, are subject riskmay and may value. Investment Group Group, and TowneBank andand its its affiliates areare independent of of Raymond James. Towne Investment TowneBank, affiliates independent Raymond James.5806 5806Harbour HarbourView ViewBoulevard, Boulevard, Suite Suite 202, 202, Suffolk, VA 23435. VA 23435 (757) 638-6850. ††† Shares of TowneBank stock are not deposit accounts insured by the FDIC or any other governmental agency, are not guaranteed by TowneBank, and are subject to investment risks, including the possible loss of principal amount invested. This statement does not constitute an offer to sell or the solicitation of an offer to buy stock in TowneBank. The offering is made by the offering circular only.
FINANCIAL SERVICES Personal & Business Banking Real Estate Vacation Rentals Residential Mortgages Title & Settlement Services Personal & Business Insurance Employee Benefits Investment Services TowneBank Member Stock Purchase Plan Commercial Mortgages 1031 Exchange Banking offices conveniently located throughout Southside Hampton Roads, the Peninsula, Williamsburg, & Northeastern North Carolina. www.townebank.com
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