Portfolio Report 09/12/2009
James Bond
50 Park Lane, Wallington, Surrey, SM6 0TN, United Kingdom
Intelliflo Ltd (DM)
IntelliFlo Ltd, Surrey, KT1 1LF, United Kingdom Tel: 08452 303 700 Email: dan.moody@intelliflo.com
Authorised and regulated by the Financial Services Authority
Portfolio Report James Bond
Portfolio Summary Total Total Invested Current Value Total Withdrawals Profit
£422,710.00 £449,573.57 £17,500.00 £93,573.56
James Bond Plan
Reference
Current Value
Profit/(Loss)
Gain / (Loss) %
100030935
£6,334.77
(£665.23)
(9.50)%
X71589532A
£9,967.42
£67.42
0.67%
-
-
-
DFG4552DF12
-
-
-
Skandia Personal Pension Plan PP5019405771
£83,271.37
£24,171.37
31.60%
-
-
-
£350,000.00
£70,000.00
25.00%
£449,573.57
£93,573.56
Individual Savings Accounts Selestia ISA Maxi Investment Bonds Standard Life Insurance / Investment Bond Mortgage Protection Legal & General Term FGD12D2F2D2S Protection Mortgage Protection Mortgages Birmingham Midshires Mortgage Personal Pensions Standard Life Personal Pension K711257000 Plan Property Main Residence - Marital Home
TOTALS
E&OE
09/12/2009
Page 2 of 20
Portfolio Report James Bond
Portfolio Returns Chart
E&OE
09/12/2009
Page 3 of 20
Portfolio Report James Bond
Category and Sector Analysis Charts Category Analysis Product Category Property Personal Pensions
Valuation £350,000.00 £83,271.37
Product Category
Valuation
Investment Bonds
£9,967.42
Individual Savings Accounts
£6,334.77 TOTALS
E&OE
09/12/2009
£449,573.57
Page 4 of 20
Portfolio Report James Bond
Sector Analysis Sector
Valuation
Property
£350,000.00
Sector
Valuation
IMA North American Smaller Companies
£591.05
ABI Europe Excluding UK
£37,403.81
IMA Europe Excluding UK
£484.62
ABI UK All Companies
£29,414.27
IMA Specialist
£363.36
ABI North America
£23,747.71
IMA Global Emerging Markets
£362.62
ABI UK Direct Property
£2,673.00
IMA Global Bonds
£345.00
IMA Sterling Strategic Bond
£2,141.21
IMA Asia Pacific Excluding Japan
£325.51
IMA Japan
£284.67
IMA UK Equity Income & Growth
£727.80
IMA UK All Companies
£708.93 TOTALS
E&OE
09/12/2009
£449,573.57
Page 5 of 20
Portfolio Report James Bond
Fund/Equity Holdings Fund Analysis Holding Name Marital Home
Valuation £350,000.00
Holding Name
Valuation
Invesco Perp High Income Acc
£727.80
Skandia Henderson Euro Sm Cos Pn
£20,254.24
Artemis UK Special Situations
£708.93
Skandia Gartmore Europe Sel Opps Pn
£17,149.58
Schroder US Smaller Companies Acc
£591.05
Skandia Threadneedle Am Sel Pn
£12,667.89
Fidelity European
£484.62
Skandia Schroder UK Equity Pn
£11,741.83
Jupiter Financial Opportunities Inc
£363.36
Skandia Fidelity American Pn
£11,079.82
Aberdeen Emerging Markets A
£362.62
Skandia Artemis Capital Pn
£10,378.02
Invesco Perp Global Bond Acc
£345.00
Stan Life UK Equity S1
£7,294.42
Aberdeen Asia Pacific A Acc
£325.51
FNW Property Investment S1
£2,673.00
Schroder Tokyo Inc
£284.67
Invesco Perp Mthly Inc Plus Acc
£2,141.21 TOTALS
E&OE
09/12/2009
£449,573.57
Page 6 of 20
Portfolio Report James Bond
Stock Overlap Analysis Chart Stock Analysis Holding
Valuation
Holding
Valuation
BP
£1,731.12
GERRESHEIMER GROUP
£672.44
HSBC HLDGS
£1,270.22
APPLE INC
£658.73
GLAXOSMITHKLINE
£1,029.65
BETER BED
£650.16
ROYAL DUTCH SHELL B ORD
£991.03
JOHNSON & JOHNSON
£622.20
VODAFONE GROUP
£990.03
EVS BROADCAST EQUIPMENT
£621.81
XSTRATA PLC
£759.62
TELEFONICA SA
£617.38
JPMORGAN CHASE & CO
£722.02
ANDRITZ AG
£601.55
NESTLE SA
£711.67
ASTALDI
£599.53
PFIZER INC
£693.45
CA INC
£595.39
GROUPE NORBERT DENTRESSANGLE SA
£688.64
SCHOELLER BLECKMANN OILFIELD
£591.42
TOTALS
E&OE
09/12/2009
£15,818.07
Page 7 of 20
Portfolio Report James Bond
Benefits James Bond Plan
Cover Type
Life Cover
Critical Illness
PHI
Family Benefit
Legal & General - Term Protection FGD12D2F2D2S
1st Death
£100,000.00
£100,000.00
£0.00
£0.00
£100,000.00
£100,000.00
£0.00
£0.00
TOTAL
E&OE
09/12/2009
Page 8 of 20
Portfolio Report James Bond
Investments Individual Savings Accounts James Bond Selestia ISA Maxi Policy Reference:
100030935
Invested:
£7,000.00
Commenced Date:
07/12/2005
Current Value:
£6,334.77
Product Name:
-
Valuation Date:
08/12/2009
Maturity Date:
-
Profit:
(£665.23)
Surrender Value:
-
Growth %age:
(9.50)%
Plan Purpose:
-
Growth %age per annum:
(2.46)%
In Trust:
-
Fund/Equity Holdings Table Name Aberdeen Asia Pacific A Acc Aberdeen Emerging Markets A Artemis UK Special Situations Fidelity European
Units Units Date
Price Price Date
% age Holding
Value
229.60 03/10/2009
£1.42 08/12/2009
5.14%
£325.51
89.69 03/10/2009
£4.04 08/12/2009
5.72%
£362.62
239.98 03/10/2009
£2.95 08/12/2009
11.19%
£708.93
44.26 03/10/2009
£10.95 08/12/2009
7.65%
£484.62
Invesco Perp Global Bond Acc
340.10 03/10/2009
£1.01 08/12/2009
5.45%
£345.00
Invesco Perp High Income Acc
174.29 03/10/2009
£4.18 08/12/2009
11.49%
£727.80
1,106.40 03/10/2009
£1.94 08/12/2009
33.80%
£2,141.21
92.36 03/10/2009
£3.93 08/12/2009
5.74%
£363.36
186.42 03/10/2009
£1.53 08/12/2009
4.49%
£284.67
63.57 03/10/2009
£9.30 08/12/2009
9.33%
£591.05
Invesco Perp Mthly Inc Plus Acc Jupiter Financial Opportunities Inc Schroder Tokyo Inc Schroder US Smaller Companies Acc
E&OE
09/12/2009
Page 9 of 20
Portfolio Report James Bond
Transaction Table Date
Name
Action
Type
Units
Price
Value
07/12/2005
Aberdeen Asia Pacific A Acc
Buy
Purchase
229.60
£1.38
£316.42
07/12/2005
Aberdeen Emerging Markets Buy A
Purchase
89.69
£3.89
£348.52
07/12/2005
Artemis UK Special Situations
Buy
Purchase
239.98
£3.00
£720.28
07/12/2005
Fidelity European
Buy
Purchase
44.26
£11.08
£490.38
07/12/2005
Invesco Perp Global Bond Acc
Buy
Purchase
340.10
£1.01
£345.00
07/12/2005
Invesco Perp High Income Acc
Buy
Purchase
174.29
£4.05
£706.64
07/12/2005
Invesco Perp Mthly Inc Plus Acc
Buy
Purchase
1,106.40
£1.87
£2,063.98
07/12/2005
Jupiter Financial Opportunities Inc
Buy
Purchase
92.36
£4.17
£385.25
07/12/2005
Schroder Tokyo Inc
Buy
Purchase
186.42
£1.56
£290.26
07/12/2005
Schroder US Smaller Companies Acc
Buy
Purchase
63.57
£9.37
£595.69
Contributions and Withdrawals Table Commenced
Ceased Date
07/12/2005
-
07/12/2005
-
Amount Frequency £0.00 Monthly £7,000.00 Single
Type
Details
To Date
Regular
Self
-
Lump Sum
Self
£7,000.00
Valuation History Chart
E&OE
09/12/2009
Page 10 of 20
Portfolio Report James Bond
Investment Bonds James Bond Standard Life Insurance / Investment Bond Policy Reference:
X71589532A
Invested:
£10,000.00
Commenced Date:
01/01/2008
Current Value:
£9,967.42
Product Name:
-
Valuation Date:
08/12/2009
Maturity Date:
-
Profit:
£67.42
Surrender Value:
-
Growth %age:
0.67%
Plan Purpose:
Growth and Income, Savings
Growth %age per annum:
0.35%
In Trust:
-
Fund/Equity Holdings Table Name
Units Units Date
FNW Property Investment S1 Stan Life UK Equity S1
Price Price Date
% age Holding
Value
4,500.00 15/06/2009
£0.59 08/12/2009
26.82%
£2,673.00
290.36 01/01/2008
£25.12 08/12/2009
73.18%
£7,294.42
Contributions and Withdrawals Table Commenced
Ceased Date
01/01/2008
-
28/02/2008
-
E&OE
Amount Frequency
Type
Details
£10,000.00 Single
Lump Sum
Self
£100.00 Single
Lump Sum
Withdrawal
09/12/2009
To Date £10,000.00 £100.00
Page 11 of 20
Portfolio Report James Bond
Valuation History Chart
E&OE
09/12/2009
Page 12 of 20
Portfolio Report James Bond
Pensions Personal Pensions James Bond Skandia Personal Pension Plan Policy Reference:
PP5019405771
Invested:
£76,500.00
Commenced Date:
10/10/2000
Current Value:
£83,271.37
Product Name:
Personal Pension Series 3
Valuation Date:
09/12/2009
Maturity Date:
-
Profit:
£24,171.37
Transfer Value:
-
Growth %age:
31.60%
Plan Purpose:
Retirement Planning
Growth %age per annum:
3.62%
In Trust:
-
Annual Income:
£1,200.00
Fund/Equity Holdings Table Name
Price Price Date
% age Holding
Value
11,366.94 09/12/2009
£0.91 09/12/2009
12.46%
£10,378.02
Skandia Fidelity American Pn
840.72 09/12/2009
£13.18 09/12/2009
13.31%
£11,079.82
Skandia Gartmore Europe Sel Opps Pn
1,410.33 09/12/2009
£12.16 09/12/2009
20.59%
£17,149.58
Skandia Henderson Euro Sm Cos Pn
1,381.79 09/12/2009
£14.66 09/12/2009
24.32%
£20,254.24
Skandia Schroder UK Equity Pn
3,211.66 09/12/2009
£3.66 09/12/2009
14.10%
£11,741.83
16,602.74 09/12/2009
£0.76 09/12/2009
15.21%
£12,667.89
Skandia Artemis Capital Pn
Skandia Threadneedle Am Sel Pn
E&OE
Units Units Date
09/12/2009
Page 13 of 20
Portfolio Report James Bond
Transaction Table Date
Name
Action
Type
Units
Price
Value
10/10/2000
Skandia Artemis Capital Pn
Buy
Purchase
11,366.94
£0.91
£10,378.02
10/10/2000
Skandia Fidelity American Pn
Buy
Purchase
840.72
£13.18
£11,079.82
10/10/2000
Skandia Gartmore Europe Sel Opps Pn
Buy
Purchase
1,410.33
£12.16
£17,149.58
10/10/2000
Skandia Henderson Euro Sm Cos Pn
Buy
Purchase
1,381.79
£14.66
£20,254.24
10/10/2000
Skandia Schroder UK Equity Buy Pn
Purchase
3,211.66
£3.66
£11,741.83
10/10/2000
Skandia Threadneedle Am Sel Pn
Purchase
16,602.74
£0.76
£12,667.89
Buy
Contributions and Withdrawals Table Commenced
Ceased Date
Amount Frequency
Type
Details
To Date
10/10/2000
-
£150.00 Monthly
Regular
Self
£16,500.00
10/10/2000
-
£10,000.00 Single
Lump Sum
Self
£10,000.00
10/10/2000
-
£50,000.00 Single
Transfer
Self
£50,000.00
10/11/2002
-
£5,000.00 Single
Lump Sum
Withdrawal
£5,000.00
30/06/2008
-
£10,000.00 Single
Lump Sum
Withdrawal
£10,000.00
01/07/2008
-
- Monthly
% Of Investment
Withdrawal
-
01/01/2008
-
£100.00 Monthly
Regular
Withdrawal
£2,400.00
Valuation History Chart
E&OE
09/12/2009
Page 14 of 20
Portfolio Report James Bond
Standard Life Personal Pension Plan Policy Reference:
K711257000
Invested:
£24,300.00
Commenced Date:
07/07/1996
Current Value:
-
Product Name:
-
Valuation Date:
-
Maturity Date:
-
Profit:
-
Transfer Value:
-
Growth %age:
-
Plan Purpose:
-
Growth %age per annum:
-
In Trust:
-
Annual Income:
-
Contributions and Withdrawals Table Commenced
Ceased Date
Amount Frequency
Type
Details
07/07/1996
-
£150.00 Monthly
Regular
Self
£24,300.00
07/07/1996
-
£0.00 Single
Lump Sum
Self
-
E&OE
09/12/2009
To Date
Page 15 of 20
Portfolio Report James Bond
Protection Mortgage Protection James Bond Legal & General Term Protection Mortgage Protection Policy Reference:
FGD12D2F2D2S
Life Cover:
£100,000.00
Commenced Date:
18/10/2000
Critical Illness:
£100,000.00
Product Name:
IPP
PHI:
£0.00
Term:
18
Family Benefit:
-
Benefit Payable:
£0.00 / Monthly
In Trust:
Yes
Total Invested:
£3,850.00
Contributions and Withdrawals Table Commenced
Ceased Date
18/10/2000
-
E&OE
Amount Frequency £35.00 Monthly
09/12/2009
Type
Details
Regular
Self
To Date £3,850.00
Page 16 of 20
Portfolio Report James Bond
Mortgages Mortgages James Bond Birmingham Midshires Mortgage Policy Reference:
DFG4552DF12
Loan Amount:
£100,000.00
Commenced Date:
01/10/2007
Property Value:
£350,000.00
Product Name:
Offset Mortgage
Interest Rate:
5.00
Method of Repayment:
Capital and Interest
Monthly Repayment:
£780.00
Mortgage Type:
Standard
Mortgage Term:
18 years
Redemption Penalty:
Yes
Redemption End Date:
01/10/2010
E&OE
09/12/2009
Page 17 of 20
Portfolio Report James Bond
Other Assets Property James Bond Main Residence - Marital Home Purchase Date:
11/02/2007
Current Value:
£350,000.00
Original Value:
£280,000.00
Profit:
£70,000.00
Valuation Date:
03/10/2009
Growth %age:
25.00%
Growth %age per annum:
8.81%
E&OE
09/12/2009
Page 18 of 20
Portfolio Report James Bond
Important Notes
Where shown, current values are based on the published bid price of units at the most recent valuation date. Where funds are shown, units allocated within a fund are based on the last available unit allocation statement provided by the provider. Should any encashment of units or income have been drawn from the fund, or in the case of policies with regular contributions, any additional investments made, then the number of units may not be correct. Where investments are in currencies other than sterling, all values displayed are in sterling at the currency conversion rate when last updated. For policies with more than one contribution that have only been recently commenced, the current values shown are only accrued, they may not represent the actual encashment value of the units. Depending on your tax position, and the policies and investments you own, Income or Capital Gains Tax may be payable on encashment of some or all of your policies or investments. For further advice on Taxation please contact us.
E&OE
09/12/2009
Page 19 of 20
Portfolio Report James Bond
Glossary Alpha This measures the value added by the manager. Alpha is less difficult to achieve in bull markets. With bond funds alpha readings are less reliable because capital appreciation is not the main objective. Annual Income The Annual Income is the total of all income paid out from each investment. This can be dividends from equities, fixed regular income from an investment bond or natural income paid out from unit trusts or OEICs. Beta This measures the sensitivity to market movements. A beta of 1 means parity with the relevant index and beta rating usually lie between 0.5 and 1.5. A fund would be perceived to be less risk if it had a beta of <1.0 (being less volatile than the market) and more risky if the rating were >1.0 (accentuating market movements. A fund with a very low beta would be a very specialist fund whose constituents bore no relation to the market benchmark or one whose manager paid no regard to benchmarks. Current Value Where fund holdings exist the current value is based on the last available price data for the units specified at the units date. Where fund holdings are not available the current value is based on the latest sourced valuation. Efficient Frontier A line created from the risk-reward graph, comprised of optimal portfolios. Information Ratio This measures the extent to which the fund has beaten its benchmark, without incurring greater volatility than the benchmark. Performance Performance should be noted over discrete periods of not less than 3 years. Then, this can be analysed relative to the performance of the market and after stripping out the effect of market movements. Portfolio Summary The portfolio summary provides an overview of your portfolio. You will see that the total invested, which is taken as the total of all initial investment. The withdrawals figure and annual income represent the sum across all investments included within your portfolio. The main section provides a summary of each investment by product category, including profit/loss amount and percentage. Sortino This measures the extent to which the return from investing in equities has exceeded what could have been achieved from a risk-free cash investment without exposing the fund to undesirable downside volatility. In bear markets equity funds are likely to have negative Sortino. Stochastic Model A model that recognises that there could be a range of possible outcomes for a given set of inputs, and expresses the likelihood of each one. Volatility Fluctuations in value measured as standard deviation. Bonds will typically be between 1 and 2 and equities between 4 and 8 though emerging markets funds could be as high as 30. Of all the risk measures, it is volatility which changes most quickly, reflecting changes in market conditions.
E&OE
09/12/2009
Page 20 of 20