Life and Homes Capital Region

Life and

Capital Region

Homes Gracious

Local Listings

Time To Move See This Featured Home on Page 8 Land Section - Page 12

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February 2016

Welcome Life and

Is It Time To Make Your Move?

Interest rates have been low for quite some time and many analysts expect them to gradually increase over the next twelve months. With that news in hand, real estate experts suggest buyers who have been planning to make a purchase in 2016 may make an earlier than usual jump into the market to secure the best rate.

Market conditions for sellers and buyers look favorable, according to The Washington Post. “The historically low number of new and existing homes for sale makes it more of a seller’s market. Home-buyers have to grapple with the higher prices and lack of inventory but they should benefit from an improving job market, continued low mortgage rates and easier credit…The credit scores borrowers need to get a loan are still high but are finally beginning to normalize.”

Homes

THIS WEEKEND‘S

OPEN HOUSES

Capital Region, NY Edition

Publication Manager Account Executive Joel Siegfried, RMC 315-796-2258 JoelS@LifeandHomes.com

Visit LifeandHomes.com/CR-NY for Open House information, updated every Friday afternoon @ 4:30.

Nothing is easy or inexpensive in regards to making a move. In the end, if you’ve weighed the pros and cons, reviewed the finances, outlined your priorities and answered all the practical questions, you’re a lot closer to knowing if it’s the right time and the right thing for you to do.

Land

Advertising Deadline 2 3-4 8-9 10-11 12

Ask The Expert Business Directory 13 Investors

David Lisi 315-865-5845 david@lifeandhomes.com Ting Khumkwa 315-240-0553

Table of Contents

What exactly motivates Americans to move in spite of the challenges that come with that decision? Top reasons in a recent Harris poll revealed 51% of responders say they’d consider moving to another state in order Magazine Deadlines Page to benefit from better weather or a better climate. 41% say they’d move News Shorts for a job opportunity and 36% would consider a move for health reasons. Front Cover Feature Home What’s your motivating factor?

House Listing Directory

Sales Representatives Steven Reppel 315-796-1199 stever@lifeandhomes.com

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March Issue

January 29, 2016 For advertising rates & info, contact Joel Siegfried, RMC 315-796-2258 JoelS@LifeandHomes.com Published by Corporate Office David L isi, O WNER 315-865-5845 David@LifeandHomes.com www.LifeandHomes.com/CR-NY

Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354

For franchise information call, 315-865-5845

Joel Siegfried,

Publication Manager • Account Exec.

Follow Us on Facebook

315.796.2258 • joels@lifeandhomes.com

www.facebook.com/pages/Lifeandhomes.CapitalRegion

LifeandHomes' goal is to increase real estate, and real estate-related, transactions in our local area. We live here. We care.

Front Cover Featured Home 1751 New Scotland Rd, New Scotland

LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2016 Lisi Merchant Solutions, Inc.

Looking for a Franchise?

For more information on this Front Cover Featured Home, See Page 8

LifeandHomes™ Franchise is a low cost, home-based, recurring revenue business model.

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Our franchise system enables the franchisee to become the Real Estate Marketing Expert in their community.

Carmella Crisafulli Richards Lic. Real Estate Salesperson

M: (518) 928.6486

For more information, contact David Lisi 315.865.5845 david@lifeandhomes.com

Transform Your

Home Today, Stay

Safe Tomorrow

While many can only dream of the day they’ll retire, for baby boomers, that dream is quickly becoming a reality. By the year 2030, approximately 20 percent of Americans are expected to be age 65 or older, according to the U.S. Census Bureau.

But retirement doesn’t necessarily mean relocating to a senior community. More and more, adults choose to “age in place,” remaining in their current home, even after retirement. Here are a few ways to add extra convenience today - and ensure a safe home in the future.

Change up common areas- When thinking about the long-term, start with the layout. In a perfect world, it’s ideal to have all the key living spaces bathroom, kitchen and bedroom on the first floor.

If your home wasn’t built with a first-floor bedroom or bath, and stairs have to be a part of your plan, install no-slip strips on the edge of each stair to help limit trips and falls.

Next, make sure there’s plenty of room to move.

Aim for doorways that are at least 32 inches wide, though 36 inches is ideal. Tight corners and doorways are a challenge for those with walkers or canes. For stress-free opening and closing, change out door handles from traditional knobs to lever handles for an easier grip.

Then, focus on the flooring. Installing carpeting can provide warmth and cushioning for you to enjoy now, and offers an added element of safety when it might be harder for you to maneuver around in the future. Choose a low pile carpet to minimize tripping - too much shag is a safety hazard. Area rugs are a major no-no, as unsecured rugs and loose carpet are one of the main causes for slips and falls. If you can’t bear the thought of losing your area rug, use carpet tape to secure it firmly to the floor.

newsShorts Boost the bath-If you can only update one place in your home, make it the bathroom. The bathroom typically offers the most opportunities for injury. In fact, roughly 234,000 injuries occur annually in the bathroom alone, as stated by the Centers for Disease Control and Prevention. An easy way to incorporate safety is to install grab bars. Today’s grab bars are stylish, fitting in seamlessly with your space, rather than seeming obtrusive and sterile. Install them near the toilet, (make sure you have a comfort-height commode for easy sitting and standing) as well as in the shower. Some models, like the corner shelf with grab bar from Moen, pull double duty adding an element of additional storage you can take advantage of immediately, providing room to store your shampoo, and will help keep you safe while entering and exiting the bath. Check out retailers like Lowes for a wide array of options that are fashionable as well as functional.

In the shower, a handheld showerhead, like the Magnetix Engage showerhead from Moen, is an ideal option for those who may want to be seated while they bathe. Engage with Magnetix is also handy for cleaning the shower, by eliminating bending and squatting which can be hard on your joints as you age. Finally, at the vanity, choose a faucet with lever handles - they’re easiest to grip and turn - and install sconces near the mirror for additional lighting.

In general, the most important advice for any room in your home is to think efficiently. Locate items that work together near each other to make tasks easier today, tomorrow and in the years to come. (BPT)

Buying Smart Home Technology?

Ask Three Questions First

This year, many families will become owners of smart home technology for the first time. Connected to the Internet and controlled by smartphone apps, smart home devices promise to enhance everyday life with convenience, energy savings and even security.

However, taking the wrong approach when buying them can lead to an expensive case of buyer’s remorse.

This very new technology comes with some unique considerations and options that many shoppers may overlook in pursuit of the best deal at retail. Before clicking ‘buy’, experts say, shoppers should consider the following questions to determine the best approach.

1. Can I install it? - Devices such as connected light bulbs may be simple to install, but others, like a smart thermostat, will require competence with electrical wiring and heating systems in order to work right.

If DIY is a concern, buyers should research the ‘do it for me’ option: the growing network of smart home service providers who supply, install and configure smart home devices.

2. Is security important? - Many of this year’s most popular smart products, such as streaming video cameras and smoke detectors, offer awareness of what’s happening at home. But when it comes to security, they are self-monitored.

You’ll get a text message if there’s trouble at home but what happens if you don’t get the message or can’t respond?

For the security minded, professionally monitored options are a better buy. These systems send you a text notification if there’s an emergency and automatically contact emergency responders on your behalf.

3. Am I investing in a smart device, or a smart home?

A common cause of smart home frustration is devices that don’t intercommunicate, requiring the user to use multiple apps and complex workarounds to automate their home. As more devices are added, the situation grows more complex.

For shoppers planning to buy more devices in future, a solution such as a smart home security system eliminates the problem before it begins. The solution approach gives the buyer a complete ecosystem of smart home devices, connected by a single software platform and mobile app that ensures every device—current and future—can contribute to the goal of a smarter home.

For more advice about smart home technology, visit Alarm.com/blog. (NAPSI) February

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Top 10 Interior Design & Home Remodeling Trends for 2016 Neil Kelly Company, an award-winning design-build remodeling firm, selected the following trends to play out in the remodeling industry in 2016.

1. Choreographed Simplicity- Emphasizing clean lines and harmony, choreographed simplicity involves complex design challenges to achieve a simplistic look.

2. Playing with Texture vs Color - Watch for interior environments with soothing colors, simplicity and refined elegance instead of vibrant or contrasting colors.

3. Gold is Back- The variety of gold finishes offered (brushed bronze, antique/aged brass, French gold) allows designers to use gold in both contemporary and rustic, traditional designs. Use it in small doses like plumbing fixtures, lighting, and accessories to bring the most impact.

4. Beer Taps in Kitchens - The beverage center trend is becoming fashionable again. Bonus idea: many beverage centers can act as a multi-use space for an office or computer area 5. Geometric Designs in Tile - As technology to accomplish exquisite cuts and finely fitted stones into gorgeous patterns continues to grow, age old patterns such as arabesque, herringbone and chevron patterns are experiencing a resurgence.

6. Bringing the Outdoors In - How we incorporate nature in our homes will change over time but wood and stone are staples. Homeowners want a clean, contemporary feel and the connection with natural elements.

7. Softened Geometry and Soothing Interiors An architectural and design shift is taking place from severe simplicity to soft and soothing. Building geometry into lasting objects like furniture and cabinetry will offer curving lines and introduce many design options.

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LifeandHomes ■ Capital Region

newsShorts

8. Tech Top Surface Charging Station - Cluttered cables and cords are out. Neil Kelly designers love the Tech Top embedded surface technology for wireless charging by LG Hausys. Simply set your phone on the charging surface and enjoy the benefits of wireless charging.

9. Quality vs Quantity - Less is more, especially if it’s custom-made by a local artisan. Homeowners want to personalize their space with that one “bespoke” feature to reflect their unique personalities and tastes.

10. Creative Uses for LED Lighting - Showers are being designed with a flair for luxury versus utilitarian use and LED lights are popular and environmentally friendly adding ambiance to the showering experience. (Neilkelly.com)

Quick Guide To

Home Financing

It’s an all too familiar monthly event: you write out a rent check and wait for the funds to disappear from your bank account. But what if instead of making endless payments on something you don’t own, you could own a home of your own?

When you finance a home purchase with a mortgage, you build equity and increase your percentage of home ownership with each payment made. “Homeownership may sound like a big step, but it’s not as out of reach as you might think,” says Eric Hamilton, President of Vanderbilt Mortgage and Finance.

Vanderbilt Mortgage offers these tips to home financing to help you realize a place of your very own: Assess your financial situation.

Before you even begin to look at homes, you should know what you can afford. Consider your debt-to-income ratio which is your monthly income compared to your total monthly bills. After figuring your ratio you will have a better idea as to what you can afford for a mortgage payment. To

determine what your monthly mortgage payment might be, use an online mortgage calculator.

Budget and save. Financing a home begins with budgeting to ensure you have an appropriate down payment. Be sure to set a realistic goal and use the idea of your future home as an incentive to stick to it. You can set up a savings plan, evaluate your current spending, and consider earning extra income to help reach your savings goal.

Don’t forget to celebrate your achievements along the way toward reaching your goal!

Maintain your credit. There are a number of ways you can build your credit, ranging from opening a checking or savings account to paying all of your bills on time. Getting a secured credit card can also help to build your credit. Be sure to monitor how often you use the credit card and how much you spend so as not to create revolving credit debt. Try to minimize your outstanding debt and keep existing debts in check.

Apply for a loan. Know ahead of time what information and documents you’ll need to complete a home loan application to help make the application experience as easy as possible. Documents needed may include: proof of income, employment information from the past two years, state-issued identification, proof of residency, and your social security card. Brush up on home loan terms so you can be knowledgeable throughout the process.

Stay on track with your payments. After you have moved into your dream home, be sure to make your mortgage payments in full and on time. If you can, plan an optional early mortgage payoff by making additional payments toward your principal balance each month.

Care for your home. The financial responsibility of owning a home is just the beginning. You worked hard to finally get to this point, so why not keep your home in top shape? Create a home maintenance checklist and make a point to regularly go through it. Keep track of routine items like checking HVAC filters, cleaning the sink disposal and cleaning out the gutters.

Follow this guide to fulfill your dream of owning a home. For more information on home financing, visit vmfhomeloan.com. (BPT)

DAVALA

REAL ESTATE

Karen Davala | 518-755-2385 119 Main Street, Philmont, NY www.davalarealestate.com

Let us help you make your next move.

2651 State Route 23, Hillsdale

$158,000

Welcome to Hillsdale, as quoted in the NY Times, a New York gateway to the Berkshire's, an insider's secret. Here is your opportunity to own an adorable Arts and Craft home nestled in the Hamlet of Hillsdale. This home offers a perfect use of space and low maintenance which includes a Pacific Energy Wood Stove.

The new owners will enjoy all the updates including siding, roof, heating system, and whole house generator ready transfer switch.

Inside includes updated kitchen and floors. The one car attached garage has been expanded and renovated along with a 6 inch concrete floor and new apron. Turn the key and move into your country home. 25 minutes to Historic Hudson, Warren Street, and the Amtrak Station, walking distance to restaurants, shops and boutiques, and 1 1/2 miles to MA and Catamount Ski Area.

150 County Rt 9, Claverack

$589,000

Travel down the 1/4 mile driveway thru the gates to a secluded custom finished colonial home on 24 acres of land. This beautiful home offers 5 bedrooms & 4 baths. The main floor provides an open concept living area, master suite, office, & second bath with laundry area. The spacious kitchen has cherry cabinets with solid counter tops, and ceramic tile. The custom finished Adirondack style ground floor with large living space, in-law suite or home office, & French doors open to your secluded backyard paradise. The adventures begin when you cross North Creek (Class A waterway) that meanders through the eastern side of the property. Enjoy a mile of wooded walking trails & 3 zip-lines, then rest in the lean-to that sleeps 6 comfortably. For the toys & supplies, there is a spacious barn with loft, water & electric, a second small barn contains a wood boiler as an alternate home heating source. Too many amenities to mention!

COUNTRY PROPERTIES REAL ESTATE

1 Second St., Cambridge, NY 12816 www.countrypropertiesre.com Judy S. Short, Broker Owner • 518-677-3396 • cell: 518-424-7523

23 Lebarron Lane, Cambridge

$299,900

Circa 1830 farmhouse on 62 A., open & wooded land, rolling hills & great views. Three bedrooms, 2 fireplaces, plus beautifully updated kitchen, 2.5 baths & Master bedroom suite with large walk-in closet. All renvovated or new 19 yrs. ago. The barn complex includes a sauna, potting shed, 3 car garage space with large loft & separate hay barn & loft. A large back porch overlooks the gardens, a 50’x 16’in ground pool & views of the hills beyond. A must see!

73 Gilbert St, Cambridge

$164,900

Sleekly beautiful Contemporary on 1/2 A.+/- in the village. Come to this historic town for the arts & artisans community, the food co-op & Hubbard Hall. This home boasts slate & maple floors, an architectural wall of windows up to the cathedral ceiling peak.

314 Turnpike Rd, Eagle Bridge

$227,400

Private location the perfect setting for this beautifully updated home. Includes new: bamboo floors, 1.75 baths, windows & tasteful cosmetics throughout. LR w/ WS insert. French doors lead to the swimming pool room w/ vaulted ceiling & solar heat.

Beautiful Washington County, the “Tuscany of NYS” and just 45 min. to Saratoga or Malta.

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Queensbury/Glens Falls/Lake George 63 Quaker Rd.,Queensbury, NY 12804

518-798-3636

RealtyUSA.com

Julie A. Snyder

Licensed Real Estate Salesperson Senior Sales Associate (C) 518-260-6732 juliesnyder@realtyusa.com

Working Tirelessly on Behalf of My Clients’ Needs!

3612 Echo Bay Ln Fort Ann

$949,000

Two DIRECT Lake front homes for the price of one in beautiful Isom Bay! One 2 bedroom 1 bath Cabin with full Kitchen, cathedral Living room with fireplace and Screened in porch.

The other 1 bedroom, 1 bath guest camp with kitchenette, and screened porch. Both share 125' Lake Frontage and a 44' crib dock. A permit is in place for a second 44' crib dock.

Enjoy spectacular sunrises over the bay and Pilot Knob Mountain, water views to the north and coveted calm water docking. Excellent rental history!

673BaldwinRd,Ticonderoga $729,870 12 Shore Acres Road Queensbury, NY 12820

$2,795,500

Step back in time and have your family relax, play and create their own memories in the magnificent Shore Acres Estate. The stately, elegant 1845 brick Colonial house, along with the 3 bedroom guest house, is situated on 2.8 acres which butts up to 225’ of idyllic lake frontage on the ‘’Queen of American Lakes’’, Lake George. Play games on your expansive waterfront lawn, or on your private sandy beach. 8 dock slips and a covered crib dock with sundeck await you for water fun. At the end of the day enjoy quiet Sunsets from anywhere on your family compound.

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LifeandHomes ■ Capital Region

Beauty and seclusion on unspoiled Northern Lake George await you. This contemporary home in the prestigious Roger’s Rock Club is pure perfection. Enjoy the magic of the club’s waterfront with its own private beach, docks, clubhouse (the original ‘’casino’’, views of the historic ‘’Roger’s Slide’’, and grassy areas with outdoor stone fireplace. The Club also has two clay tennis courts. The sunlit home offers beautiful lake views along with many features including teak parquet floors, Butternut Paneling, dumb waiter, and library. This is not just a house but true paradise.

Make Your New House Feel Like Home To Your

Family Pets

Moving into a new home is exciting - for the humans in the family. It can be less comfortable for pets who need time to adjust to a new environment, learn their way around and discover the best nap spots in their new home. Here are some tips to make your home more welcoming to your four-legged family members: Convenient dining - Your furry friend will need his own space for meals. Make sure he has a bowl that is appropriate for his size and always clean it between meals.

Vets recommend feeding pets only once or twice a day, so you’ll want to stow away bowls when they’re not in use. Many homes, including manufactured homes offered by Clayton, can be customized with a pet friendly feature pet dish drawers that allow you to conceal feeding dishes when they’re not needed, and slide

the drawer open when it’s meal time. It’s a great way to keep your pet’s dining area near yours but also out of the way.

Hang-out space - Dogs and cats spend a lot of their day napping and relaxing, so be sure to provide a variety of spaces for your pet to just hang out - with you or on his own. Clayton builds petfriendly spots into many of their home models, including window seats and hideaway cubbies where pets can nap in peace.

Sunrooms are also great for both pets and their humans to enjoy the feeling of al-fresco dining while remaining securely inside. Sun worshipping pets can also catch some rays while hanging out.

Helpful grooming stations - Including a pet wash station with a hand-held hose in the mudroom ensures you’ll be able to clean up your dirty pup before he drags dirt through the house.

Safe and happy outdoors - Many pets enjoy a good romp outdoors, and you want your companion to be able to safely play in his outdoor environment. Start by adding a fence if you don’t already have one. Choose one with vertical slats or rails close enough together that a pet can’t slip through, and high enough that he or she can’t

jump over it. Next, be sure your pet has plenty of shady spots where he can hide, nap or just chill.

Consider adding an outdoor pet fountain so pets always have access to fresh water, and a pet door to allow your dog or cat to easily come and go from your backyard.

Cosmetic concerns - As you’re decorating your new home, remember choosing carpeting close in color to your pet’s coat will make shed hair less visible. You should also keep in mind the size of your dog as you’re choosing hard flooring. Sturdy laminates will hold up better if you have large dogs in the house, while smaller dogs and cats may have trouble getting traction on vinyl or hardwood floors.

“When you’re buying a home, it’s important that you consider every member of the family, and pets are a huge part of our families,” says Clayton CEO Kevin Clayton. “Choosing to include petfriendly features enhances not only a pet’s home life, but creates a better functioning environment for the homeowners too.”

Visit www.claytonhomes.com to learn more about the pet features available or find a Home Center in your area. (BPT)

Do You Have a Cover Quality

Home for Sale?

Put it on our cover for as little as $695 and show it off!

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Call Joel at 315-796-2258 or email JoelS@LifeandHomes.com to participate.

Westwind Farm in Burnt Hills

Custom homes starting at $425,000 5 Home Sites Left

StewartHomeBuilders.com

518.885.5902 February

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5 Bedrooms | 4 Baths | 2 Half Baths | $1,900,000 An extraordinary opportunity to call this Grand Country Manor home. Secluded historic estate on 13 acres within 15 minutes to the Albany Intl. Airport & downtown Albany.

30 Minutes to Saratoga Springs. 2.5 hours to NYC. Separate caretakers residence on site. Thoughtfully renovated with attention to detail. Motivated Seller.

8

LifeandHomes â– Capital Region

Carmella Crisafulli Richards Associate Broker

(C) 518.928.6486

Carmella@carmellarichards.com 2390 Western Avenue Guilderland NY, 12084

February

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LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Albany

Open Market Listing Service™

$247,000

151 Montgomery St

Claverack

$139,900

461 Tishauser

Established Garage

2 Bedrooms / 1.0 Baths

QSN #390814

RealtyUSA.com Ravi Modasra

QSN #409696

Licensed Real Estate Salesperson

Davala Real Estate Karen Davala Licensed Real Estate Broker

518-489-1000

518-755-2385

RModasra@RealtyUSA.com

Albany

$319,000

76 Brookline Av

karenrealestate@yahoo.com

Durham

$259,000

393 Sutton Rd

5 Bedrooms / 3.0 Baths

4 Bedrooms / 1.5 Baths

QSN #401088

QSN #409695

C M Fox, LLC Carmella Richards

Licensed Real Estate Salesperson

Davala Real Estate Karen Davala Licensed Real Estate Broker

518-861-7030

518-755-2385

carmella@carmellarichards.com

Albany

$154,900

20 Eileen St

karenrealestate@yahoo.com

Easton

$179,000

1 Cambridge Rd

3 Bedrooms / 1.0 Baths

3 Bedrooms / 2.0 Baths

QSN #407138

QSN #367451

C M Fox, LLC Carmella Richards

Country Properties Real Estate Judy Short

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

518-861-7030

518-677-8588

carmella@carmellarichards.com

Albany

$114,900

28 Edenburg Av

jshort12816@aol.com

Fort Ann

$949,000

3612 Echo Bay Rd

2 Bedrooms / 1.0 Baths

3 Bedrooms / 2.0 Baths

QSN #392706

QSN #375987

C M Fox, LLC Carmella Richards

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

518-861-7030

518-798-3636

carmella@carmellarichards.com

Catskill

$173,000

RealtyUSA.com Julie Snyder juliesnyder@realtyusa.com

Preble

$399,900

41 Paul Horn Rd

7530 Song Lake Rd

2 Bedrooms / 2.0 Baths

3 Bedrooms / 2.5 Baths

QSN #406762

QSN #412536

Davala Real Estate Karen Davala Licensed Real Estate Broker

518-755-2385

karenrealestate@yahoo.com

Hunt ERA Molly Robinson

Licensed Real Estate Salesperson

315-420-9049

mrobinson@huntrealestate.com

Residential and Commercial Services Chain Link • Vinyl • Aluminum • Wood

Pool Fence Specialist

Over 20 years of experience

Dolin Fence Company

Call Tom 315-749-9999 • www.dolinfence.com PO Box 351 Palatine Bridge, NY 13428 10

LifeandHomes ■ Capital Region

Open Market Listing Service™ Preble

LifeandHomes.com For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Schenectady

$395,000

7534 Song Lake Rd

$125,000

Confidential Restaurant

4 Bedrooms / 4.0 Baths

Owners Retiring

QSN #412537

QSN #412539

Hunt ERA Molly Robinson

RealtyUSA.com Ravi Modasra

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

315-420-9049

518-489-1000

mrobinson@huntrealestate.com

Queensbury

RModasra@RealtyUSA.com

Skaneateles

$455,000

$1,895,000

22 Garrison Rd

2605 East Lake Rd

5 Bedrooms / 4.0 Baths

4 Bedrooms / 4.5 Baths

QSN #395725

QSN #412534

RealtyUSA.com Julie Snyder

Licensed Real Estate Salesperson

Realty USA Tammy Culligan

Licensed Real Esate Salesperson

518-798-3636

315-487-0040

juliesnyder@realtyusa.com

Queensbury

tculligan@realtyusa.com

Ticonderoga

$2,795,500

12 Shore Acres Rd

$729,870

673 Baldwin Rd

7 Bedrooms / 5.0 Baths

4 Bedrooms / 4.0 Baths

QSN #367155

QSN #371368

RealtyUSA.com Julie Snyder

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

518-798-3636

518-798-3636

juliesnyder@realtyusa.com

Rotterdam

RealtyUSA.com Julie Snyder juliesnyder@realtyusa.com

Verona

$149,000

$350,000

1125 Mitchell Rd

5014 State Route 31

Commercial

3 Bedrooms / 2.5 Baths

QSN #412538

QSN #412535

RealtyUSA.com Ravi Modasra

Realty USA Jennie Chapin

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

518-489-1000

315-363-2300

RModasra@RealtyUSA.com

Salem

jen@jenniechapin.com

White Creek

$173,400

156 Riley Hill Rd

$227,400

314 Turnpike Rd

3 Bedrooms / 3.0 Baths

3 Bedrooms / 2.0 Baths

QSN #367453

QSN #381841

Country Properties Real Estate Judy Short

Country Properties Real Estate Judy Short

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

518-677-8588

518-677-8588

jshort12816@aol.com

jshort12816@aol.com

Call today and ask about our competitive rates and discounts.

Your Local Farmers Agent Currently Offers Savings For:

(877) 528-LAND

2547 State Route 12b Hamilton, New York 13346

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Let us help you make your next move.

Karen Davala | 518-755-2385 119 Main Street, Philmont, NY www.davalarealestate.com

518-280-1396 • mobrien1@farmersagent.com www.farmersagent.com/mobrien1 635 Plank Rd, Clifton Park, NY 12065

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LifeandHomes

™

Land Section

Marketing Rural, Recreational & Agricultural Properties

(877) 528-LAND • www.NationalLandandFarm.com 2547 State Route 12b, Hamilton, New York 13346 12

LifeandHomes ■ Capital Region

LifeandHomes Business Directory Advertise

Looking for Answers to Your Home Related Questions?

Search no further! Consider Your Local Business Expert!

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Serving the Capital District since 1993. NyS

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Pools

MARYANN O’BRIEN your Local Farmers agent Currently Offers Savings 518-280-1396

ATLANTIC POOLS a family owned & operated business w/ 30 518-279-1785

Member Since 02/15

Member Since 07/15

For: auto, Home, Life, Collectable auto, business, renter, boat, Personal Watercraft, Motorcycle, Condo, Mobile Homes, recreational Vehicles

JOHN C DELBUONO Personal and Commercial Lines; auto, Home, 315-732-3900 Member Since 01/15

Liability for you and your business.

JOEL E SIEGFRIED Life, Health, annuities; Including Long Term Care, 315-796-2258

in shape and working for you.

NATIONAL LAND & FARM 1-877-528-LaND Looking for rural, recreational, or agricultural

Certified Codes Officer

Auction Service BROZTEK’S 315-678-2542 315-678-2000

Land

Member Since 01/15

years experience in the swimming pool industry.

We provide pool installation, renovation, service, or repair & also offer pool care & spa services.

Property Preservation LIFEANDHOMES™ REHAB Debris removal, winterizations, 315-865-5845 Member Since 04/12

Medical Supplements, Medicare advantage, Prescription Drug Coverage

rekeying/lock replacement,lawncare, boarding and securing, janitorial services, and repair and remodeling.

If you would like to be listed here, Please call 315-796-2258

THIS WEEKEND‘S OPEN HOUSES LifeandHomes.com/CR-NY - Open House Info updated every Friday @ 4:30

LANDLORDS

Messier’s Auction Services

Are Insurance Premiums

2015 NYS Womens Auctioneer Champion, Lic. Real Estate Salesperson, Licensed FFL Firearms Dealer, Certified Estate Specialist, Members of the NAA & NYSAA

Hurting Your Bottom Line?

Let Us Help!

Stephanie Messier -

3 professional Auctioneers, with a proven marketing strategy!

We are the right professional team for the job specializing in; Residential & Commercial Properties | Business Liquidations Farm Equipment | On-Site and Consignment Auctions Antiques & Collectibles | Firearms

Call Vick today for a FREE consultation with NO obligation!

315.225.3565

Joel Siegfried 315-796-2258

www.messiersauction.com February

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LifeandHomes

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Investment Network

How Can I

Invest in Real Estate?

If you agree that real estate can be an excellent investment vehicle, than you have probably considered this question.

Like any vehicle someone needs to be in the driver’s seat. For the active investor, you are handling the day to day activities of your property. But if you don’t have the time, or the desire handle the daily work associated with owning real estate. Does that rule out investing in real estate?

Not Necessarily, here are a few ways you can.

REIT’s (Real Estate Investment Trust) is one avenue that allows you to invest in real estate without being involved in the day to day activities.

Notes and Loans, these will allow you to invest short term with other active investors.

Create a Team, put together a property manager, contractor, and access to inventory and you have your own management team.

I would encourage investing in real estate, yet don’t be hasty, don’t jump in head first. Warren Buffett said it wonderfully “Never test the depth of a river with both feet.” Once you have done your homework, Give me a call.

About the Author: Joel Siegfried is a NYS Licensed Real Estate Broker, and assists investors with Property Management, and Broker Services.

Joel has been an active investor since 2007.

Attention Investors: How can we help you?

We have networked with Lenders, Insurance Professionals, Brokers, Property Managers, other Investors to make your life easier, and to

make you more profitable. lifeandHomes™ investment network

Joel Siegfried | SBG Inc. | 315-313-4SBG 14

LifeandHomes ■ Capital Region

So This Is A Modular?

Other Models Available Each time we welcome visitors to our model homes, folks are amazed to find that our model home is also a modular home. In choosing a new home, it is important to select the highest quality modular home, but most important to select the right builder to complete your new home!

Quality, quality, quality is what you should expect, and highest quality is what we offer to all our home buyers. From the delivery to the finished product, strength and quality is what is most important to us at Bradley Park Builders and our Westchester Modular Homes.

When you plan a fine meal, you purchase the best fresh ingredients from the market and proudly offer your fine finished dinner to your family and friends. With Bradley Park Builders, your new home is carefully finished as if we were building for our own family and would live there. From the strong plywood framing (not particle, chipboard or foam sheathing), your new home will be one you will be proud to show and happy to live in. The total framing package is outstanding!

Using the best components, Merrilat Kitchens, Owens Corning Roofing, Certanteed Siding, Carrier Hvac, Delta, Jacuzzi, Rinnai, here is a home built to last! Select your own flooring, finished on site!

Bradley Park Builders have been in business for over 30 years with the inception of Bradley Park Neighborhood, (a 43 lot subdivision),

and we have been an authorized builder with Westchester Modular Homes over 19 years. We have 50 years of building and remodeling experience, both “stick building” and now modular homes. Our specialized experience consists of real estate sales, planning and zoning, land use.

From starter homes to mansions, your home is most important to us. We offer many, many written references, with many of our new home contracts coming in from referrals of previous customers.

Whether you are looking for a “turn key” home with everything finished from excavation to Certificate of Occupancy completely done, or “builder assist” whereby you do some of the finishing work, i.e. color painting, flooring etc. you can be assured of the best built home available delivered from Westchester Modular Homes, and professionally finished by Bradley Park Builders.

Special designs – no problem, we have only built one standard plan; all others have been custom designs.

From time to time, we also offer incentive programs whereby some of the most popular items can be obtained absolutely free. See for yourself the type of home that fits your needs especially built for you!

Colonial Model Home 1 Summers End, W. Sand Lake. For Sale Now!

Bradley Park Builders, LLC We Serve All Rensseleaer And Northern Columbia And Greene Counties!

Call For Appointment Or Open House Times: 518-674-3047 – 466-2339 www.bradleyparkbuilders.com or email us at bradleyparksub2@aol.com

AUTHORIZED INDEPENDENT BUILDER WESTCHESTER MODULAR HOMES February

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LifeandHomes â– Capital Region