Life and Homes Capital Region

Capital Region Central NY

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Homes

december April 2 2010 014

Residential • Commercial • Multi-Family • Land

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Homes For The

w w w. L i f e a n d H o m e s . c o m

Holidays

Winterize Your Home

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www.LifeandHomes.com

Welcome Life and

And there were in the same country shepherds abiding in the field, keeping watch over their flock by night. And, the angel of the Lord came upon them, and the glory of the Lord shone round about them:

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and they were sore afraid.

And the angel said unto them, Fear not: for, behold, I bring you good tidings of great joy, which shall be to all people.

For unto you is born this day in the city of David a Saviour, which is

Christ the Lord.

ATTN: RADIO STATION OWNERS LifeandHomes™ Radio is looking to broadcast our three-hour daily programming in the Capital Region area.

Interested in hearing more, Contact David Lisi 315.865.5845 david@lifeandhomes.com

And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes, lying in a manger. And suddenly there was with the angel a multitude of the heavenly host praising God, and saying,

THIS WEEKEND‘S

OPEN HOUSES

Homes Capital Region, NY Edition

Publication Manager Rob Savoy 315-723-4542 RSavoy@LifeandHomes.com Account Executive Joel Siegfried, RMC 315-796-2258 JoelS@LifeandHomes.com Published By Capital Region LifeandHomes David Lisi, Owner 315-865-5845 David@LifeandHomes.com

Advertising Deadline January Issue December 5, 2014

Corporate Office D avid Lisi , O WNER 315-865-5845 David@LifeandHomes.com

Glory to God in the highest,

Lisi Merchant Solutions, Inc.

and on earth peace, good will toward men.

PO Box 18 Holland Patent, NY 13354

315-865-5845 Fax 1-315-865-7418

From our home to yours -

www.LifeandHomes.com/CR-NY

Merry Christmas & Happy New Year Rob Savoy, Manager

315.723.4542 • rsavoy@lifeandhomes.com

Visit LifeandHomes.com/CR-NY for Open House information, updated every Friday afternoon @ 4:30.

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For franchise information call, 315-865-5845 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2014 Lisi Merchant Solutions, Inc.

The Most Affordable Way to Promote Marke AllYour Listtings Your Listings print /online foras Lowas

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Tips for Weathering

newsShorts

The Winter

disposable batteries, prevent hazardous waste by buying batteries with low mercury content.

Winterize your vehicle by checking your air filter and fluid levels, checking tires for tread wear and proper inflation, and checking the condition of your windshield wipers. Ensuring your vehicle is ready for weather changes will reduce damage, which prevents waste from broken parts, and will keep you safe on the road.

To make sure your heating system (boiler, furnace or heat pump) is operating at its most efficient, it is a good idea to have a contractor perform a routine check-up and any necessary maintenance on the equipment before freezing weather drives up your energy bill. (EPA)

If you have a wood-burning fireplace, save your ashes in a tin instead of throwing them away.

Cold wood ashes can be mixed in your compost heap to create a valuable soil amendment that provides nutrients to your garden.

Use electric snow removal products rather than gasoline-powered ones. While electric products consume energy, they do not emit greenhouse gases. As alternatives, use snow shovels, ice crackers, and brooms to clear snow from your sidewalk, porch, or driveway.

If you have a manual thermostat or no thermostat at all, one way to save energy and money this winter is to install a programmable thermostat.

When installed and used with the four preprogrammed temperature settings for weekend and weekdays, you can save about $100 each year while staying comfortable. Before leaving for vacation, turn down your thermostat (or use a programmable one) so that you don’t waste natural resources by generating unneeded heat.

You can also buy outdoor and indoor lights with timers so that lights don’t stay on all night.

Close the recycling loop. Many articles of clothing, such as jackets, scarves, gloves, and boots, are now made from recycled materials. Most fleece products are made from recycled plastic soda bottles, and certain clothing and shoe manufacturers use recycled cotton scraps and rubber tires to make their products.

Winter storms often cause power outages. Prevent waste by keeping rechargeable batteries rather than disposable ones stored throughout your house with your flashlights. If you do use

Decorate Safely &

from electrical shock and electrocution. If circuits are not GFCI protected, you can get portable outdoor GFCIs where electrical supplies are sold. They require no special knowledge or equipment to install.

• Once you’ve safely put up your decorations, continue to ensure your electrical safety by turning off all electrical items before leaving the house or going to bed. To reduce your risk, it’s also important to keep Christmas trees hydrated and at least three feet from heating equipment or any open flame, such as a candle or fireplace.

Protect Your Home

For more electrical safety tips for the holiday season and beyond, visit www.esfi.org. (NAPSI)

While holiday decorations are a great way to spread the joy of the season, you have to make sure they’re safe.

Whether you decorate indoors, outdoors or both there are certain electrical safety tips you need to keep in mind.

Advantages of Selling Your Home During the Holidays

• First, always purchase electrical decorations and lights from reputable retailers and make sure they’ve been approved by a nationally recognized testing laboratory such as Underwriters Laboratories (UL), Intertek (ETL) or Canadian Standards Association (CSA).

There’s no denying it, selling your home during the “off season”, November through January, can be challenging. The good news is, there are actually some perks to selling during these months.

“Buyers are more serious during this time of the year,” says Shannon Petrie of Frontdoor.com.

“Anyone shopping for a home during the holidays probably has to buy before a certain deadline.”

This might include buyers looking to relocate, investors looking to close before the end of the year for tax reasons, or students/staff looking for housing between academic sessions. Work with your agent to target these motivated buyers.”

• Next, plan out your decoration arrangements so no outlet is overloaded and no cords are pinched by furniture or under rugs. Once you’re ready to decorate, inspect all electrical decorations for cracked, frayed or exposed wiring. These can pose shock and fire hazards and should be thrown away. When hanging holiday lights, don’t connect more than three strings of incandescent lights. Alternatively, consider purchasing LEDs, which use less energy and let you safely connect more strings together.

• When decorating outdoors, bear in mind that some common electrical products you use inside, such as holiday lighting or extension cords, may not be suitable for outdoor use. Check each product’s labels or packaging to determine whether it’s for indoor or outdoor use. Outdoor electric lights and decorations should be plugged into circuits protected by ground fault circuit interrupters (GFCIs), which are designed to protect

Other off-season selling advantages include fewer homes on the market, agents, inspectors and appraisers with less demanding schedules. And don’t forget added curb and emotional appeal.

Houses tastefully decorated with candles, lights and trimmings can help buyers see themselves enjoying their own holiday celebrations in the home next year.

Experienced agents know that home sales remain consistently steady, even through the winter months. Work with an agent who understands the advantages of selling off-season and put their experience to work for you.

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Don’t Get Left Out In The Cold Here’s a chilling fact: Cold weather affects auto batteries more than any other engine component. That’s because they’re filled with fluid containing mostly water and are susceptible to freezing when the battery is not fully charged.

Expert Advice “In colder temperatures, engines require more cranking amps and batteries are less efficient,” explained Interstate Batteries engineering services manager, Gale Kimbrough. “That reduces the battery’s charge acceptance and ability to start an engine. If not properly maintained, it could create a big damper on your travel plans.”

Seven Steps to Staying on the Road to Safety To help you keep your vehicle battery running in cold weather -and know what to do when it’s time to replace it-consider these seven tips: 1. Have the vehicle’s starting and charging system tested every three months or every oil change.

2. Use a battery charger to maintain charge levels and keep the battery in good condition.

3. Inspect the battery cables, posts and fasteners.

Cable corrosion prevents power from flowing freely from the battery, reducing the power available to start the car.

4. Clean the battery terminals with a wire brush or battery cleaner spray.

newsShorts

5. When possible, keep the vehicle in a garage overnight or plugged in, especially in extremely harsh weather conditions. If garage storage is not possible, it may pay to invest in a battery heater.

6. If the battery is not a sealed model, check the fluid levels, using distilled water to fill any cells that appear low.

7. You can drop your old batteries to be recycled at any Interstate Batteries or Interstate All Battery Center retail store. While you’re there, you can get a free winter battery check.

For further facts and advice, visit www.interstate batteries.com or call (866) 842-5368. (NAPSI)

‘Tis the Season to

Safeguard Your Identity From crowded malls to the big online markdowns, a silent threat lurks – one with the ability to wipe out your good financial standing and make it a not-sojolly holiday for you and your family.

In the digital world, sharing your identity to obtain credit, make online holiday purchases or even receive coupons is commonplace and necessary – but it opens the door to new risks. Today, data breaches are frequent and they can put your personal information in the wrong hands.

The specialists at LifeLock offer these tips to help protect you while shopping this holiday season: Know where your info goes. Many online stores offer helpful apps for quicker, more efficient holiday

shopping. Before you download any app, make sure it comes from a reputable source. Copycat apps exist which, once downloaded, may capture your personal information and use it for fraudulent purchases. Overall, it is important to know where your information is being stored – whether on your device, the hard drive of your computer or in a file at home.

Be vigilant on public Wi-Fi. Whether at your local coffee shop or while traveling, do not transact on public Wi-Fi and be wary of any passwords you enter. It’s always safer if you can wait until you get to a secure or private network.

Change passwords frequently. Make sure the passwords you use when setting up accounts with online merchants are complex and difficult for a thief to figure out. It is always a good idea to change passwords to all your accounts on a regular basis – especially with banks, email accounts and social networking sites – to add an extra layer of protection to your personal data.

Consider using a credit card. When you choose your debit card over your credit card, you may be exposing yourself to more risk. The most you’d have to pay for unauthorized use of your credit card is $50, no matter when you report it. If you report your debit card lost or stolen more than two days after you learn about the loss or theft, but less than 60 days after your statement is sent, you could lose up to $500. And if you wait more than 60 days after your statement is sent, you could be out all the money taken from your account.

As a consumer educated on identity theft, you’ll have some peace of mind and be more able to focus on the fun of the shopping season. For more information, visit LifeLock.com. (Family Features)

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LifeandHomes ■ Capital Region

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CMN Real Estate

1510 Central Ave #380 Albany NY 12205

518-456-7140 • www.cmnre.com

Cohoes

$644,900

Why go through the hassle of building? It’s already been done for you - JUST MOVE IN! Custom Amedore “Estate Series”home located in the beautiful Parkside Estates Community. This home is centered on the cul-de-sac and only three years old. It is like new construction, without all of the headaches!

Glens Falls

$359,900

Beautiful restoredVictorian Mansion with 5 elegant apartments. Apartment building is located in historic downtown Glens Falls. Great investor property with a very good cash flow. Building has efficient steam heat and a newer furnace.

Excellent amenities are included for the tenants -Wi-Fi, Laundry Room, and plenty of parking.

Troy

$289,900

Unit 9: 1st fl/side 1BR 1 BA $575. 2000 Sq FT Garage/Carriage House $300.00 (discounted for services for owner).

Tax estimates based new, lower assessment(Troy reassessment) Unit 3 needs work.Est. for repairs 13-18K(price based on work to be completed). Many updates over the past few years including a new roof and windows.

Schodack

$257,500

Move right in to this beautiful 3 bedroom, 2 1/2 bath home nestled on 1.26 acres in East Greenbush Schools, beautiful kitchen with space for entertaining your guests. in ground heated swimming pool, outside deck for many relaxing evenings under the stars, wood burning fire place for those cool nights, full basement with 9 ft ceilings.

Averill Park

$186,000

Move right in to this charming 3 bedroom, 1 bath Ranch located in Averill Park, in Averill Park Schools, near three beautiful lakes, beach access to Crooked Lake, find peace nestled back in your own private, landscaped hideaway, fenced in yard, stainless steel appliances, hardwood floors, Low Taxes.

Other Listings Rensselaer • 541 9th Ave • $119,900 • MLS#201418277 Albany • 27 Tremont St • $109,900 • MLS#201423358 Cohoes • 74 Columbia St • $104,500 • MLS#201421434 Schenectady • 409 Plymouth Ave • $97,499 • MLS#201413889 Schenectady • 364 Bradford Rd • $84,500 • MLS#201413523

Troy

$184,500

Welcome Home. Lower level is brand new, adding a Family room, Den, half bath and laundry area. Newer Driveway, A/C, roof and furnace. refinished Hardwood floors throughout the Main living level. New insulation in the attic, and added to the walls. resurfaced garage floor and front steps.

Rotterdam

$160,000

Large Home on 1.47 cleared Acres. Original woodwork, stained glass windows & hardwood floors give this home a lot of charm. It like a park in your backyard, which includes an above ground pool, horseshoe pit, fireplace and swing set and deck. Possible Short Sale…Process started with the bank.

Schenectady

$129,500

Motivated sellers are relocating and are ready to close quickly. Move right into this upper Union Street District area home.This Charming Bungalow is on a quiet side street in a desirable neighborhood! Hardwood floors, crown molding 4 bedroom 2 bath, 1 car garage and a fence in yard to keep your four-legged friend safe!

Troy

$125,000

Move right in to this cozy 2 story, 3-4 bedroom, 1 bath home in Lansingburgh Schools, walking distance to school and public pool, hard wood floors, spacious front porch, back deck for entertaining family and friends, beautiful perennial beds in front and back. storage sheds, fenced yard, new carpet and fresh paint.

Schenectady • 22 Harvard St • $76,900 • MLS#201414650 Castleton • Rt 9• $70,000 • MLS#201422248 Cohoes • 7 Amity St • $58,500 • MLS#201419024 Castleton • 1878 Brookview Rd • $950 Rent • MLS#201420950

New Construction in Saratoga County

3 GREAT Locations • Many Models to Choose From Fairway Meadows

Pointe West Townhomes

Starting at $258,500

3 BDR End Units $254,900 2Bdr Center Units$225,000

Halfmoon, NY

Clifton Park, NY

Anna’s Place

Werner Rd. Clifton Park, NY • Shen Schools

Starting at $269,900 ** Only 20 Lots Left

All Three Properties Open Sundays 12-3pm or Any Time by Appointment

“Where a Handshake Still Counts”

Francis Tironi Real Estate Broker/Owner Office: 518-664-5848 Cell: 518-857-1111 www.TironiOne.com

Brian T. Neary Licensed Real Estate Salesperson Cell: 518-573-4287 **All New Homes Receive 2 Years FREE Golf at Fairways Meadow Executive Course

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LifeandHomes â– Capital Region

December

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From Make-Do

to All New

8

LifeandHomes â– Capital Region

Updates For Your

Kitchen

Homeowners have spent more on kitchen remodeling than any other home improvement category in the last 10 years, according to Harvard’s Joint Center for Housing Studies - and there’s good reason. An updated kitchen does more than boost the value of your home; whether you make just a few changes or completely renovate the entire space, a kitchen that feels new is always refreshing. From basic cooking to frequent entertaining, your dream kitchen should look good and function well.

Since the kitchen is ever-evolving, so are the products available. Skip the fads and include ideas that are aesthetically pleasing and withstand the test of time. Here are a few updates that will turn your current space into the one you’ve been dreaming about.

Think Sinks When remodeling a kitchen, homeowners often overlook the sink, but it’s one element that can make a valuable style statement. While shopping for a new sink and faucet, search for the highest quality materials, like stainless steel, that are just as beautiful as they are practical.

If you’re looking for a dramatic focal point - as well as a sink that can accommodate all your pots, baking sheets and glasses - try an apronfront design. This style has been modernized, accessorized and streamlined to suit the needs of today’s homeowners. Moen also offers a stainless steel version that gives this classic a contemporary twist.

With a great number of faucets on the market, there’s a design for everyone. The timeless feel of a traditional kitchen is still the most popular. If you

want fashion and function, try one like the Brookshire kitchen faucet from Moen, which features decorative touches and classic styling and a Reflex system for pulldown and pullout faucets, which offers self-retraction of the spray wand, as well as an exceptional range of motion, generous reach and secure docking retraction.

Be Smart With Appliances Unlike a rug or lamp, kitchen appliances are not simple to return, so be smart when upgrading these items. Before making a purchase, it’s best to work with a professional for guidance, and weigh all factors, such as who uses the kitchen, how many people are cooking at one time and how often your family cooks.

If you’re an aspiring chef, consider a gas range that allows you to control the flame with precision. If you’re a busy mom, electric versions allow you to heat food and boil water faster. It’s also important to consider finishes - if the rest of your fixtures are brushed nickel, you may want to opt for a stainless steel range, refrigerator and dishwasher for a coordinated look.

Remember, even if a feature sounds interesting, it doesn’t mean you need it. It’s best to purchase what suits your needs and lifestyle. By making smart choices, and not splurging on unnecessary features, you’ll have the budget to spend money where it matters most for you.

Add An Island Add beauty, function and value to the heart of the home with an island. Many homeowners choose to build an island within their kitchen as a place for family and friends to gather and socialize. A multi-level design with stools on one side can provide casual seating for guests, leaving the other side available for you to prepare food or serve appetizers.

If you like to cook and entertain, you may also want a design that includes a bar/prep sink and beverage faucet - this will aid in prep and provide fresh drinking water. The SIP beverage faucet from Moen offers a coordinating style for every decorating taste. Enjoy cold, filtered water on demand, and the high-arc rotating spout allows for extra convenience when filling pitchers, coffee makers and more. For more information on Moen products, visit www.moen.com or call 800-BUY-MOEN. (BPT) December

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LifeandHomes.com

Open Market Listing Service™

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Albany

Cohoes

$109,900

27 Tremont St

$104,500

74 Columbia St

3 bedrooms / 1.0 baths QSN #354374

2 bedrooms / 2.0 baths QSN #354375

CMN Real Estate Brent Tague

CMN Real Estate Brent Tague

Licensed Real Estate Broker

Licensed Real Estate Broker

518-456-7140

518-456-7140

Brent@cmnre.com

Albany

Brent@cmnre.com

Colonie

$144,900

31 Point of Woods Dr

301 Loudon Rd

3 bedrooms / 1.5 baths QSN #354308

$1,200,000

5 bedrooms /4 Full Baths / 2 Half Baths QSN #354381

Field Realty Shane Mahar

Coldwell Banker Prime Properties Jeanne Fitzgerald

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

518-281-5336

518-423-8145

shane@fieldrealty.com

Albany

jfitzgerald@cbpp.com

Colonie

$699,000

26 Tanner Circle

$169,000

19 St Joseph St

4 bedrooms / 4.5 baths

4 bedrooms / 2.0 baths

QSN #354316

QSN #354312

Miranda Real Estate Group Inc. Ernest Small

Miranda Real Estate Group Inc. Robin DeFalco

Licensed Real Estate Salesperson

Licensed Real Estate Salesperson

518-281-5151

518-506-8555

esmall6752@gmail.com

Charlton

soldbuyrobin@yahoo.com

Colonie

$185,000

758 Swaggertown Rd

$174,900

11 Birch Tree Rd

2 bedrooms / 1.5 baths

3 bedrooms / 2.0 baths

QSN #354310

QSN #354314

Realty USA Rachel Derikart

Miranda Real Estate Group Inc. Robin DeFalco

Lic R.E. Salesperson

Licensed Real Estate Salesperson

518-542-6070

518-506-8555

rderikart@realtyusa.com

Clifton Park

soldbuyrobin@yahoo.com

Greenport

$189,900

15 Westchester Ct 3 bedrooms / 1.5 baths

3 bedrooms / 2.0 baths

QSN #354313

QSN #354317

Miranda Real Estate Group Inc. Robin DeFalco Licensed Real Estate Salesperson

518-755-4849

soldbuyrobin@yahoo.com

V.S.I. LLC Visual Structural Inspections Serving the Capital District since 1993

Protect your biggest investment with a Home Inspection

158 Woodin Rd, Clifton Park, NY 12065 (518)371-7944 • Fax: (518)348-0878 NYS License# 16000005522 NYS License Home Inspector Lic# 16000005522 • NYS Certified Pest Inspector #T5685318 NYS Certified Home Inspector Instructor • Instructor & Owner of Clifton Park Home Inspection Training Center (Affiliated with Askus) • NYS Certified Code Officer Associations: President of Local Chapter of NACHI • Member of NYSBOC

With my home inspections you will receive a good professional inspection.

LifeandHomes ■ Capital Region

Prudential Manor Homes Melania Darling Licensed Real Estate Salesperson

518-506-8555

10

$120,000

227 Joslen Blvd

mdarling@prudentialmanor.com

RONDACK I D A Real Estate llc

3912 Main St, Warrensburg, NY 12885

(800) 936-5225 • (518) 623-5030 ww biz w.A te. a t diron s e dackreal

We Produce Results, Not Regrets!

Capital Tech Real Estate Group LLC 35 Mountain Way Troy, NY 12182 I can help guide you through all aspects of the sale and purchase of a home from beginning to end, helping you avoid the stumbling blocks that can arise through the process.

Donna Neary-Hart

Licensed Real Estate Agent

(518) 545-5984 dnearyhart@nycap.rr.com

donnanearyhart.com

Open Market Listing Service™ Kinderhook

LifeandHomes.com For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Schenectady

$229,540

177 Cortland Dr

$84,500

364 Bradford Rd

4 bedrooms / 3.0 baths

2 bedrooms / 1.0 baths

QSN #354319

QSN #354377

Prudential Manor Homes Karen Sheffer

CMN Real Estate Brent Tague

Licensed Real Estate Salesperson

Licensed Real Estate Broker

518-758-0911

518-456-7140

ksheffer@prudentialmanor.com

Niskayuna

Brent@cmnre.com

Schodack

$248,000

23 Cheshire Place

$70,000

Rt 9

4 bedrooms / 2.1 baths

13.88 Acres

QSN #344473

QSN #354380

Realty USA Rachel Derikart

CMN Real Estate Brent Tague

Lic R.E. Salesperson

Licensed Real Estate Broker

518-542-6070

518-456-7140

rderikart@realtyusa.com

Rotterdam

Brent@cmnre.com

Troy

$154,900

140 Gullott Dr

$119,900

541 9th Ave

4 bedrooms / 3.0 baths

3 bedrooms / 2.5 baths

QSN #354315

QSN #354373

Miranda Real Estate Group Inc. Robin DeFalco

CMN Real Estate Brent Tague

Licensed Real Estate Salesperson

Licensed Real Estate Broker

518-506-8555

518-456-7140

soldbuyrobin@yahoo.com

Schenectady

Brent@cmnre.com

Troy

$97,499

409 Plymouth Ave 3 bedrooms / 1.0 baths QSN #354376

4 bedrooms / 1.5 baths QSN #354309

CMN Real Estate Brent Tague Licensed Real Estate Broker

518-542-6070

Brent@cmnre.com

rderikart@realtyusa.com

Valatie

$76,900

22 Harvard St

$114,900

3632 Mechanic St

3 bedrooms / 1.0 baths QSN #354378

Realty USA Rachel Derikart Lic R.E. Salesperson

518-456-7140

Schenectady

$199,900

352 Marshland Ct

3 bedrooms / 1.0 baths QSN #354318

CMN Real Estate Brent Tague Licensed Real Estate Broker

Prudential Manor Homes Karen Sheffer Licensed Real Estate Salesperson

518-456-7140

518-758-0911

Brent@cmnre.com

ksheffer@prudentialmanor.com

Clifton Park $1,200 per month “Where a Handshake Still Counts”

1763 Route 9 708sq office space with 84sq storage in basement

Francis Tironi Real Estate Broker/Owner Office: 518-664-5848 Cell: 518-857-1111 www.TironiOne.com

Flexible space, Handy cap accessible, ample parking, ideal for professional business.$1200. per month includes (taxes, snow removal) utilities by tenant.

Frank Tironi • 518-664-5848 December

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Coldwell Banker Prime Properties

Loudonville Office 433 Loudon Rd, Loudon, NY 12211 Call: 518.427.9000 Web: ColdwellBankerPrime.com The Capital Region’s Foremost Real Estate Authority.

Albany

Denise Arnold

$50,500 Rennsselaer

123 Spring St. Great investment opportunity.

7 stall garage. In the heart of the student housing. Rent by the month, the semester, the year. Fully Rented, low maintenance, newer roof and garage doors.

Bill Kellert 640-4442

640-4401

$59,900 Amsterdam

262 Algonquin Beach Rd. 2.1 acres approved building lot in Algonquin Estates.

Cleared field, ready for building. Close to shopping, restaurants, 15 minutes to Albany.

Nicholas Testo 640-4404

$99,000 Troy

47-51 Market St. 3 Story mixed use property: Store fronts, apartments, restaurant, office. Building next door available for purchase too. 2 store fronts currently leased.

Charles Tom Nightingale 640-4420

$115,900 Albany

$124,900

40 117th St. Move right in to this charming 3 bedroom 1 ½ bath home. 3 zone heat, updated electric, private fenced double lot.

Chock full of upgrades.

Dodie Esposito 640-4452

897 Lancaster St. Great Pine Hills colonial.

Hardwood floors, newer front porch, fireplace, off street parking. 5 bedrooms, which are all currently rented. Great investment property.

Karyn Long 640-4460

Andrea Burr 640-4407

Albany

$159,000 Brunswick

$166,000 Troy

$173,900 Troy

$189,900 Niskayuna

$189,900

Colonie

$224,220 Latham

$227,900 Albany

$259,900 Poestenkill

$272,500 Clifton Park

$289,900

51 Ten Broeck St. ClassicTownhouse, beautiful hardwoods, 2 original fireplace mantles intact, 24x14 deck off kitchen with views of the Hudson River! New 2 zone energy efficient gas boiler.Wonderful historic home in theTen Broeck Triangle. Gregory Tobin 640-4455

4 Sanford Ave. Perfectly updated 4 bedroom Cape Cod style home; newer siding, patio, stainless appliances. Conveniently located on the Brunswick/Troy/Wyantskill border. Averill Park schools.

Christopher Culihan 640-4419

8 Fremont La. Well cared for, single owner home, nestled on a quiet side street. Newer kitchen, fenced yard, screened porch, deck, freshly painted, just move right in!

Dodie Esposito 640-4452

2 Collins Ave. Step back in time into this immaculateVictorian home. From the intricate slate roof to the original gingerbread fret work to the stunning crystal chandeliers plaster ceiling medallions and marble fireplace mantle this home has it all. Christopher Culihan 640-4419

17 Troy Place Charming spacious Cape Cod 4 bedroom home in the award winning Niskayuna School District awaits the lucky home owner.

Large scale family room, private yard perfect for entertaining year round.Walk to all the stores along Union St. Rosemarie Durant 640-4427

Heather Bayly 640-4417

Elizabeth Brown-Goyette 640-4431

Peter Luzinas

Office Manager 640-4409

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39 Sparrowbush Rd. Location Location Location says it all! This well maintained one owner home complete with large partially fenced yard, newer 50 year roof, furnace, ceramic tile. Don’t miss this one.

Denise Arnold 640-4401

Christopher Culihan 640-4419

LifeandHomes ■ Capital Region

20 Meadowbrook Rd. Light and bright set the tone for this 3 bed, 1 ½ bath raised ranch.

New vinyl windows, corian counters, tumbled marble kitchen backsplash, freshly painted throughout, very private corner lot, North Colonie Schools. Mary Anne Hess 640-4415

Maribeth Duclos 640-4412

30 Governor Circle Beautiful 2 bedroom and den, 2 bath, high end condo, loaded with upgrades, cherry wood cabinetry, crown molding, ceramic tile, deck, and best of all, live maintenance free. Gregory Tobin 640-4455

Rosemarie Durant 640-4427

487 West Sand Lake Rd. Non-traditional colonial with 4 bedrooms, 3 full baths, open concept kitchen and dining room with fireplace, pellet stove in the family room and an amazing 2 car garage perfect for the car enthusiast! Christopher Culihan 640-4419

Dodie Esposito 640-4452

94 Algonquin Rd. 3 bedroom, 2 ½ bath colonial in pristine condition with new hardwood, tile, granite, 1st floor laundry, closet organizers, newer central air, water heater, driveway and gas fireplace insert.To many upgrades to list, you need to see this one. Mary Anne Hess 640-4415

Jeanne Fitzgerald 640-4422

Eileen Heim 640-4440

Coldwell Banker Prime Properties

Loudonville Office 433 Loudon Rd, Loudon, NY 12211 Call: 518.427.9000 Web: ColdwellBankerPrime.com The Capital Region’s Foremost Real Estate Authority.

Johnsburg

$349,900 Niskayuna

40 Birch Mountain Rd. Ready for your own Adirondack retreat? Gorgeous contemporary home in desirable Garnet Hills locale in the heart of the Adirondack Mountains.Year round access, private beach on the 13th lake, 4 bedrooms, 2 ½ baths. Maribeth Duclos 640-4412

$349,900 North Greenbush

1162 Godfrey La. 5 bedroom, 2 full, 2 half baths, freshly painted, refinished hardwoods, screened porch, granite counters, stainless appliances, in ground salt water pool with heater. Everything you need to call home.

Jean Mosher 640-4421

$379,000 Loudonville

4637 NY Rt 43 Gracious comfortable and fabulous are just 3 adjectives to describe this wonderful colonial, with guest house potential, in ground pool and amazing chef’s kitchen.

Stunning hardwood floors, huge family room, minutes from I90. Chris Culihan 640-4419

$385,000 Latham

45 Cheshire Way Carriage home in popular East Hills, offers bright open floor plan, high ceilings, hardwood floors, fabulous screened porch, private lot. Fresh and ready to go!

Fabulous value!

Andrea Burr 640-4407

$399,900

9 Shereen La. Picture perfect home with gourmet kitchen, possible 1st floor in law suite, 1st or 2nd floor masters, stone patio, magnificent landscaping, in ground heated pool, new furnace, security system, Southgate Elementary school.

Jeanne Fitzgerald 640-4422

Greg Tobin 640-4455

Nick Testo 640-4404

Loudonville

$410,000 Loudonville

6 Guilder Ct. Just reduced, move right in to this stunning custom built home on a private cul-de-sac, in the exclusive East Hills community.

Sumptuous 1st floor master suite, glorious year round sun room, stunning perennial gardens, large rooms. Maribeth Duclos 640-4412

$430,000 Loudonville

7 Schuyler Hills Rd. Easy to live in 5 bedroom split level in the heart of Loudonville.This custom built home has it all. Great potential for a home office or separate entrance in law apt., wonderful 4 season room, 3 new baths hardwood floors and spacious rooms. Eileen Heim 640-4440

$450,000 Latham

16 Turner La.This hidden gem on a 1.2 acre keyhole lot, is just waiting for your own touch.

3,400 sq. ft. classic colonial has all the makings of a wonderful Loudonville estate home. 2 fireplaces, 1st floor laundry, 4 bedrooms, 3 ½ baths, large kitchen. Dodie Esposito 640-4452

$499,900 Menands

169 Old Niskayuna Rd. On the Loudonville Latham border, custom colonial offers 5 bedrooms, 2 full and 2 ½ baths. Open floor plan, 2 story foyer, 3 season room with gas fireplace, patio with hot tub, just minutes from the airport,Wolf Road, Rt. 9. Mary Anne Hess 640-4415

$549,000

8 Park Dr. Over 3500 feet of space for the growing family! 5 bedroom, 3 ½ bath, media room, finished basement, gleaming hardwoods, huge private yard and it’s available for immediate occupancy. Call today to arrange your private showing. Jeanne Fitzgerald 640-4422

Matt Rucinski 640-4430

Troy

$549,900 Loudonville

10 Westover Rd., The Warren House… a unique opportunity to own one of historicTroy’s most renowned estate homes. Known for its unique architecture, it has withstood the test of time.Warm gracious, with a stunning layout, 6 bedrooms, 4 baths. Maribeth Duclos 640-4412

Mary Anne Hess 640-4415

$565,000 Loudonville

15 Colonial Green Lovely home on ¾ acre on one of old Loudonville’s finest addresses. New Pella windows, 2 new furnaces, stunning fully applianced new kitchen, gleaming cherry floors, 4,800 feet of pristine living space with room for expansion. Jeanne Fitzgerald 640-4422

Bill Kellert 640-4442

$699,000 Menands

16 Schuyler Hills Rd. Custom built by Klersy Builders, this home offers all the“I wants”: hardwood floors, 9 ft ceilings, spacious cherry kitchen with granite, luxurious master suite & bonus room, screened porch, lower level walk out family room. Andrea Burr 640-4407

Karyn Long 640-4460

Justin Luzinas 640-4405

$950,000 Loudonville

9 Sage Estates Remarkable custom mansion located in the Capital Region’s only gated community, The Sage Estates, with views of the Berkshire Mts. Offers over 2 acres of lush tranquility and over 6000 feet of living space.

Brian Marsh 640-4453

$1,395,000

6 Stoneridge Dr. Breathtaking says it all. Custom contemporary in prestigious East Hills. Open floor plan, soaring spaces, gorgeous hardwoods, radiant heat, state of the art lighting, designer kitchen and a view from every floor of the home.

Andrea Burr 640-4407

Brian Marsh 640-4453

December

Betsy C. O’Haire 640-4436

Jean Mosher Charles Tom Nightingale 640-4421

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640-4420

www.Life and Homes .com

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By JENSEN Communities®

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11 Furnace Street Oriskany NY 13424 Conveniently located mid-way between Marcy, NY (SUNYITNANO Utica), Rome-Griffiss Industrial Business Park, Oriskany Business Park and Utica, NY

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315-527-5661 • 315-736-3225 • ckcofcny.com 14

LifeandHomes ■ Capital Region

81 Clinton Rd, New Hartford NY Call for Details

Perfect for any business looking for a quiet, beautiful setting!

• Can be modified to suit tenant • 5600 square feet plus usable space • Monthly Office rents start at $200 • Storage (additional monthly charge)

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THIS WEEKEND‘S

OPEN HOUSES

Available Every Friday at 4:30pm

LifeandHomes.com

Click on the Open House Tab

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(518) 608-5670 16

LifeandHomes ■ Capital Region

CASH FOR CLUNKERS Up to $500 Trade In Allowance Visit Store for Details

No Cash Value. Expires 1/31/2015

SARATOGA SPRINGS $360,000 SARATOGA SPRINGS $549,000 2 Finish Line- Minutes from Global Foundries 15 Tyler Drive - Here’s your opportunity to and Saratoga Springs! Your dream home on a private, low traffic court with only four other homes! A spacious and open floor plan with a fully finished basement will give you the added space you need for friends and family members. A lovely yard with a deck and fireplace will make for great entertainment options.

Vincent Forbes Licensed Real Estate Salesperson 505 Broadway Saratoga Springs, NY 12866

(212)375-9011 (MOBILE) vforbes@realtyusa.com www.vinforbes.com www.restorationsaratoga.com

own a home at Woodlands at Saratoga Lake!

Enjoy all the amenities of this community including pools, hot tubs, tennis courts, sandy beaches and more! This meticulously maintained custom home has spectacularly detailed woodwork finishing every room. Kitchen with the Sub Zero freezer, Library/Office w/ shelves.

CHESTERTOWN $1,099,000 GREENWICH $309,000 401 Vanderwalker Road - 1019’ of pristine 231 Riddle Road - Amazing opportunity to own Hudson River Waterfront! Nestled on 38 private acres on the Hudson River, you’ll find all the privacy and luxury you will ever need! A formal living room, two family rooms, bar area, indoor/ outdoor fireplace, a sound proof home theater, an elevator & gourmet kitchen all built with the finest materials by McCall Construction.

an updated cabin+detached garage+shed as well as 73 Acres minutes from Greenwich and close to Saratoga. Perfect weekend getaway while enjoying fishing on Cossayuna lake, skiing, Quad/snowmobile or, live in the cabin while you build your own dream home.

Cleared pastures are perfect for horses

Over 30 Years of Experience!

Maryellen Blair Licensed Associate Real Estate Broker

Cell: (518)469-6169

Rachel Derikart Licensed Real Estate Salesperson

Cell: (518)542-6070 RDerikart@RealtyUSA.com

20 Aviation Rd Albany, NY 12205

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LifeandHomes â– Capital Region

The Valente Group LLc.

Wealth management

518-431-9880

ly n o e e f a is t a h W Fina ncia l Pla nner a nd Why Should I ca re?

Answer:

Your Fiduciary: As a registered Investment Advisor Firm, it is required of us to always act as our clients fiduciary. This means always putting our clients best interests first. This is in contrast to that of a broker/dealer relationship, as broker/dealers are only required to make “suitable” recommendations versus always being required to make recommendations that are in your best interest.

Transparent: registered Investment Advisor Firms are required to always fully disclose all fees and potential conflicts of interest to you, the client. Our

Salvatore T.Valente III, RFC® President/c.e.O

clients know exactly how much they pay for our services in a clearly spelled out written agreement – again in stark contrast to traditional broker/dealer representative requirements on transparancy.

Fee Only: As a registered Investment Advisor Firm, we are compensated from fully disclosed fees, and accept no commissions or any other forms of third party compensation, thus eliminating any conflicts of interest. Again, as a registered Investment Advisor Firm, we are always required to act in your best interest, and we can think of no better way than by refusing commissions and third party incentives for recommendations we make that create conflicts of interest.

In addition to all of the above, we are: Independent – We work for our clients, rather than representing a specific bank, investment or insurance company. We have no sales quotas, contests and accept no compensation from third parties, therefore we can offer our clients many, many more investment options at a much lower cost.

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We are never paid commissions or referral fees, We do not sell products (Loaded mutual Funds or ”other products”).

You pay for our objective, unbiased advice and expertise, which aligns your goals with our goals – to grow your wealth.

518-431-9880

December

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Tips For

Keeping Hardwood

Floors Looking Beautiful No matter what the setting, the good looks and durability of hardwood floors can be maintained with minimal effort. It’s simply a matter of proper care and maintenance.

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LifeandHomes â– Capital Region

The American Hardwood Information Center, www.HardwoodInfo.com, in conjunction with the National Wood Flooring Association suggest the following care and maintenance guidelines to keep hardwood floors looking beautiful today, and for years to come. Here’s how to begin.

General Maintenance Guidelines All hardwood floors should be cleaned regularly to remove dirt and grit from between the floor boards. Avoid using a wet mop which can dull the finish. Instead, sweep with either a dust mop or broom that features exploded tips, or vacuum the floors using a vacuum with special hardwood floor attachments or one with the beater bar turned off.

Wipe up any spills immediately, using a soft, dry or slightly damp cloth, starting at the edges of the spill and working toward the center. Allowing spills to remain on hardwood floors could damage the finish, as well as the wood.

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Avoid walking on hardwood floors with sports cleats or high heel shoes in disrepair. These can scratch the finish, or even dent the floor. Placing felt pads on the bottom of furniture legs will also minimize scratches.

Further minimize scratches by placing scatter rugs at all entrances to help keep small stones and debris out. But choose wisely. Scatter rugs with rubber backs can discolor wood floors. Special rug mats can be

purchased from a wood flooring retailer that will protect the floors from discoloration.

You’re not ‘finished’ just yet Knowing which type of finish applied to protect the hardwood floor is important. Different flooring finishes require different kinds of care, so if or when in doubt, contact the flooring manufacturer or a wood flooring professional in your area.

There are three major types of wood flooring finishes available – surface finishes, wax, and acrylic impregnated – and the experts at the National Wood Flooring Association, www.woodfloors.org, stress that using the right maintenance products will protect and prolong the life of the floor.

Surface finishes, also referred to as urethanes or polyurethanes, are practical and very popular. They remain on the surface of the wood and form a protective coating that is water-resistant, durable and requires minimal maintenance.

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LifeandHomes ■ Capital Region

For cleaning purposes, use products recommended by the flooring manufacturer. If the floors were finished or refinished on site, contact the installer.

If neither is known, use a generic hardwood floor cleaner which can be purchased at a retail flooring store. Never use wax-based or petroleum-based products on a surface finish floor, as they will damage the finish.

Wax finishes soak into the wood, harden to form a protective penetrating seal, and when needed, are maintained with additional thin applications of wax. Only solvent-based waxes, buffing pastes or cleaning liquids made specifically for wax-finished wood floors should be used.

Use cleaning products, available at retail flooring stores, made specifically for wax finishes. Follow the directions carefully to determine how long the cleaner should remain on the floor. Once the floor is clean, apply a new coat of wax to restore luster.

Acrylic impregnated finishes are injected into the wood to create a super-hard, extremely durable floor. These finishes most often are used in high traffic areas of malls, restaurants and other commercial settings.

Cleaning an acrylic impregnated floor depends on the finish. If the floor has a urethane-based finish, follow the same procedures suggested for surface finished floors. If the floor has a nonurethanebased finish, use a spray and buff system, as recommended by the manufacturer.

Don’t hesitate to investigate It pays to be knowledgeable. Proper care and maintenance will protect and prolong the performance of hardwood flooring for a lifetime, and even longer. To learn more about how to sustain the natural beauty and durability of your hardwood flooring, visit the American Hardwood Information Center at www.HardwoodInfo.com.

requires seasoned professionals with proven track records of su

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Loan Amounts: $500,000 to $5,000,000 Property Types: Multifamily 5+ units, Mobile Home Parks, Mixed Use, Office, Retail, Lt Industrial, and Self-Storage Lending Areas: Nationwide top 120 MSAs except AK, HI, ND, SD Amortization: Up to 30 years *Index: 6-Mo. LIBOR * Margin: MF 3.00% – 4.00% / Other properties 4.00-5.00% Min. Credit Score: Generally 700 (Global cash flow analysis req’d) Rate Caps: 2.00%/1.00%/5.00% lifetime * Personal Recourse: Required * Floor: Initial Rate

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PAY FOR

POWER NOT

Gary Ziele

Field Energy Consultant 6 Vatrano Road • Albany, NY 12205

Phone 518.727.2012

Email gziele@solarcity.com © 2014 SolarCity Corporation. All rights reserved. A solar power system is customized for your home, so pricing and savings vary based on location, system size, government rebates and local utility rates. Savings on your total electricity costs is not guaranteed. Financing terms vary by location and are not available in all areas. $0 due upon contract signing. No security deposit required. A 3 kW system starts at $25ñ$100 per month with an annual increase of 02.9% each year for 20 years, on approved credit.

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LifeandHomes ■ Capital Region

PANELS

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