Life and Homes Capital Region New York February 2020

Capital Region

Life and

Homes

FREE

FEBRUARY 2020

Residential • Commercial • Multi-Family • Land

Gracious

Living Spaces

Imagine

Coming Home To This

Local Homes

You’ll Love

Custom-Built

John Witt Colonial Featured Home Pg. 2

FREE

Guide to

Local

Real Estate

Find The Home You Love @ www.LifeandHomes.com

Welcome Homeownership

Life and

Homes

Dream...Then Get Busy

Many, too many, years ago, we made the move to New Jersey for work, young family in tow. The lure of increased income and a promised position within a reputable company were the motivating factors. Finding reasonably priced, suitable housing became our nemesis. We quickly learned that where incomes are higher, cost of living is higher, too. Go figure.

Fast forward a few months and we decided to make the sacrifices necessary to purchase instead of continuing to rent. Our first house purchase was actually the left “half” of a spacious three story duplex.

I bought half of a house at what easily would have been full house price in many areas of the country! Until then, I had zero idea it was possible, at least in NJ, to even purchase half of a house.

Fast forward again and we opted to sell that NJ half-house and move our growing brood to PA to enjoy a less hectic atmosphere and to be near family. Thank the Lord for gracious and generous in-laws that let us move in with them until we could find our next place. Through a miraculous event, we learned about a FHA program that eventually enabled us to build a humble new home.

Space doesn’t permit me to share the entire story of our journey, but if homeownership is on your bucket list, I want to encourage you to start taking action this year toward making it happen. Make the sacrifices, learn about the process, do the hard work and take the steps necessary to make that dream more attainable. Understanding the costs and benefits, researching your credit and housing options, and building your savings are the best first steps toward owning your first home. Go ahead and dream. Then get busy making it happen.

CAPITAL REGION, NY EDITION

Account Executive/Owner Sales Representative

David P. Lisi, RMC Davidplisi7@gmail.com

P: 315-865-5845

Sales Representative

Doug Benson, RMC dbenson@LifeandHomes.com

David P. Lisi, RMC

P: 315-368-5040

Real Estate Marketing Consultant 315-865-5845 • Davidplisi7@gmail.com

Sales Representative

Tammy Moynihan, RMC Tammy.lifeandhomes@gmail.com

Table of Contents

P: 315-867-0878

Front Cover Featured Home

2

News Shorts

3

Gucciardo Real Estate

12-13

Howard Hanna Saratoga

14-15

Fulton / Montgomery

16

Adirondack Living

17

Marketing Listing Service

18-19

Products & Service Directory 21-23 Commercial Lending

22

Capital Team eXp Realty Back Cover

Advertising Deadline March Issue

January 31, 2019

For advertising rates & info, contact

315-865-5845 DAVIDPLISI7@GMAIL.COM

Published by Corporate Office

David P. Lisi, Owner 315-865-5845

Davidplisi7@gmail.com www.LifeandHomes.com/CR-NY

Corporate Editor

KIM LISI

Kim.lisi.79@gmail.com Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc.

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This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2020 Lisi Merchant Solutions, Inc.

Front Cover Featured Home

12 BLUEBIRD COURT

505 Broadway, Saratoga Springs, New York 12866 Office: 518-584-0743

Now with 3 Publications:

Real Estate Services SARATOGA SPRINGS NY $524,900 Custom-built, 4-bed, John Witt home with stunning woodwork, quality craftsmanship and detail abound in every room. Great location, super neighborhood with private 2 acre setting and, look at that price – right in Saratoga Springs!

For More Listings From Howard Hanna Saratoga, See Page 14 & 15

Listed by Kelly Quinn Zanella Lic. R.E. Salesperson

C: 518-573-5985

KellyZanella@howardhanna.com

Capital Region Syracuse Central New York

(Oneida & Herkimer Counties)

Is Rooftop

Solar A Good

Deal For You? In-home, or rooftop solar, is a technology that offers a lot of promise to help save money on your energy bill and be more green.

The cost of photovoltaic (PV) panels has dropped dramatically in the past few years, but this price reduction doesn’t mean residential rooftop solar makes sense for everyone.

So, is rooftop solar a good deal? The answer depends on your situation. Based on historical trends, we can say with confidence that energy costs will continue to rise. Installing rooftop solar will cost you significant money up front.

However, the system will likely pay for itself over time as energy costs continue to rise and the energy generated by your system is free. You will need to calculate how long it will take the system to pay for itself.

Installing rooftop solar may have other impacts beyond energy savings.

•It is considered a major renovation to your home. If your home is an older building, your roof may need repairs or even an entire roof replacement before solar panels can be installed.

It’s a good idea to have a professional contractor inspect your home before making any major modifications. * You may be responsible for ongoing maintenance costs. Make sure you understand any contract you sign prior to moving forward.* Not all panels and inverters are alike.

Do your homework to understand the different types. The quality of the energy you generate has more to do with the inverter than the panels themselves. Get quotes from several vendors to fully understand your financial cost.

•Your homeowner’s association (HOA) may have restrictions on structure renovations.

Contact a HOA representative before moving forward with an installation. * You’ll want to ask your insurance company how this renovation to your home will affect your homeowner’s insurance.

Any member-owned generation will effect the larger grid. For electric companies to safely and reliably manage the power flow on the electric grid, they need to be aware of any source that is generating energy. If your solar panels produce more energy during the day than you consume in your home, those electrons have to go somewhere. The only place they can go is back onto the electric grid. Solar arrays do not generate energy when the sun is not shining.

Electric providers need to make sure we have the generation available to backfill your needs if your systems stop working. If your system is not functioning correctly, it could unintentionally back feed power onto the grid. This is a serious safety hazard for our linemen who could find themselves working on a line they believe has been disconnected, but is still receiving power from another source.

Always consult with your provider before moving forward with any solar panel installations.

(Tipmont.org)

Smart Ways To Save For Your Future According to the Federal Reserve Board, four in 10 adults, if faced with an unexpected expense of $400, would either not be able to cover it or would cover it by selling something or borrowing money.

If you’re ever among them, or the 78 percent of American workers who live paycheck to

paycheck, you can assist yourself. It can pay to consider these six hints that can help you save: 1. Know your numbers. Keep track of where you spend your money. Include groceries, gas, utilities, entertainment, housing and debts.

2. Make tough choices. Distinguish between things you need (utilities, debt payments and rent) and things you want (vacations, eating out).

Subtract what you have to spend on “needs” from your monthly income to determine what you have left for “wants.”

3. Pay yourself first. Have a percentage of each paycheck routed automatically into your savings account. Saving needs to be a priority—consider it a “need.”

4. Expect the unexpected. No matter how well you budget, life may throw the unexpected at you.

5. Keep your stuff in shape. Similarly, keeping major appliances and vehicles in good condition can help you save.

6. Comparison shop for financial products.

Take the time to compare insurance policies, bank accounts, savings accounts and credit cards. For instance, there’s the new Unlimited Cash Back Bank Account, by Green Dot Bank.

With this account, Green Dot pays its cardholders a 3 percent cash back bonus when they make online or in-app purchases. People spend lots of money online at various websites and buy through apps, such as ride sharing, video streaming and meal delivery services, so getting an additional 3 percent cash back on the things you normally buy anyhow can add up.

What’s more, you can earn 3 percent annual interest when you save your money in the Green Dot Bank High-Yield Savings Account (Member FDIC)—higher than what many banks pay in annual interest. It’s free with the app and the interest earned is automatically added to your annual Cash Back Bonus amount. To learn more, go to the Green Dot app or www.GreenDot.com.

NewsShorts Sponsored by The Capital Team at eXp Realty (See their ad on the back cover)

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YOU BRING THE LAND…WE DO THE REST! NEW HOME? DREAM HOME? VACATION HOME? INVESTMENT PROPERTY? MODULAR HOMES • LOG HOMES MODULAR LOG HOMES EXCAVATING • CONSTRUCTION TOTAL TURNKEY SERVICES ONE STOP SHOP - WE DO IT ALL

TIP Development can help you achieve your goal! We have something for every budget. With over 20 years of experience, we offer turnkey solutions.

To discuss your project and home of choice and cost Visit www.tipdevelopment.com or Call 518-573-8030 We build to your taste in Eastern NY - Southern VT - Western MA

Frank Hall

Dealer/Builder 518-573-8030 www.tipdevelopment.com tipdevelopment@aol.com

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LifeandHomes ■ Capital Region

For All Your Real Estate Needs

Call The

Julie Snyder Team!

Licensed R.E. Salesperson Senior Sales Associate

Scott Warden Licensed R.E. Salesperson

Working Tirelessly on Behalf of Our Clients’ Needs

21 Pheasant Walk, Queensbury

$449,000

Hidden at the end of a cul-de-sac down a private drive sits this very spacious home with 2+ acres of total privacy! This home boasts a beautiful floor to ceiling Stone wood burning fireplace, formal dining room, living room, family room with wet bar, large kitchen with island, pantry, and stainless steel appliances; central A/C, central vac, 4 bedrooms, 3 baths, 1st floor master suite with hot-tub, finished basement, screened-in back porch, large front and back Trex deck.

67staplestglensfalls.howardhanna.com

29 Jackson Ave., South Glens Falls

$242,000

NEWLY RENOVATED! With an Artist’s eye, the sellers spared no expense on updating this bright 3 bedroom 1.5 bath home in a lovely quiet neighborhood. Light and bright echos throughout with french doors, gleaming wood floors, custom kitchen with granite and stainless steel appliances, new bathrooms, cedar closet.

29jacksonav.howardhanna.com

518-598-9387

572 State Route 149, Lake George

$649,000

Hidden gem on 8 acres this property opens to a private, serene setting with picturesque views of the Green Mountains. This 4,481 sq foot Adirondack Style home is ideal for a year round Airbnb!

Plenty of storage with 2 separate over-sized garages, a 16X16 shed, and a 30X30 canopy garage. The huge open great room boasts local cherry flooring, vaulted ceilings, gorgeous floor to ceiling double sided natural stone fireplace, and panoramic views The kitchen, has local garnet stone counters.

572stateroute149lakegeorge.howardhanna.com

585 Lake Avenue, Lake Luzerne

$269,900

BRING YOUR SNOWMOBILES, 4 WHEELERS, BOATS AND RVs!!

This beautiful Lake Luzerne home is truly a one of a kind! On over an acre of land, this property consists of over 2,000 square feet of combined living space with 5 bedrooms and 2 full bathrooms, an oversized 2.5 bay garage with guest loft, a single bay garage with car port. 585lakeavlakeluzerne.howardhanna.com

22 Garner Street, Queensbury

$164,900

At almost 1,850 square feet, this spacious home includes a large updated kitchen with stainless appliances, 4-5 bedrooms, hardwood and ceramic tile flooring, and much more. With two of the bedrooms and a full bathroom downstairs, you will have the option for first floor living. Upstairs opens up to another living area, two more bedrooms and space for an office.

COMMERCIAL

530 Lake Avenue, Lake Luzerne

$675,000 726 Bay Road, Queensbury

Incredible opportunity to own a wellestablished, summertime business in beautiful Lake Luzerne! Bon’s Ice Cream and Miniature Golf has been in operation for over 25 seasons and had become a staple in the community.

530lakeavlakeluzerne.howardhanna.com

$215,000 18 Leonard Street, Gansevoort

Locate your business in this high visibility area!

With a 100’ of road frontage, this Versatile office Building offers 2 Wood fireplaces, 1.5 baths, 2 car attached garage as well as parking lot in back for several cars, full basement for storage.

726bayrdqueensbury.howardhanna.com

$139,900

Priced below assessed value! This commercial space is centrally located between Saratoga and Glens Falls, and close to exit 17. On almost a half an acre, the property includes a 2,730 sq.ft. building. 18leonardstnorthumberl and. howardhanna.com

February

1263 Pattens Mills Road, Fort Ann

$289,000

Endless possibilities! This property has it all with a well established restaurant/bar, a pavilion, 2 apts and a 3 bedroom house all on 4.9 acres with snowmobile trails. 1263pattensmills rdfortann.howardhanna.com

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Residential • Commercial • Farms • Investments • Acreage 0 ESPERANCE ROAD, CHARLESTON

0 ESPERANCE ROAD, CHARLESTON

183 MAIN STREET, FORT PLAIN

197 CASWELL ROAD, PALATINE BRIDGE

604 LATIMER HILL ROAD

Looking for vacant land to build your dream home?

Within a 35 minute drive to Schenectady, this wooded lot 6.1 acres has been cleared in the center. There’s an additional 16 acre lot 10 acres wooded and 6 acres open field for sale directly across the road. THIS LISTING IS MADE UP OF TWO PARCELS 135.-1-4.6 & -4.5. Asking $25,900

Are you looking for vacant land to build your dream home? Within a 35 minute drive to Schenectady is approx. 10 acres of woods to hunt or enjoy wildlife.

5 acres of cleared land to build, garden or plant fruit trees. There is an additional 6 acre double lot for sale directly across the road. Asking $49,000

Large two family rental property, located three blocks to elementary school and three blocks from downtown Fort Plain.

Reduced to $19,500

This property has recently been sub-divided. The land has been farmed for the past 20 years as Organic (NOT CERTIFIED). This home has 3 bedrooms and 2 full bathrooms. New roof in 2018 and new hot water heater 2 yrs. old. Water pressure tank 2 yrs. old. Electric to all buildings. Asking $365,000

Lovely Victorian home with great character! Relax or entertain in a large back yard. Older natural woodwork cabinets in the dining area and large pantry in the kitchen with laundry. Larger rooms and a beautiful foyer entrance. 4 bedrooms and a 1 1/2 bath, walk up attic. An office on the first floor. Asking $109,900

27 W. 12TH AVE., GLOVERSVILLE

5102 STATE HIGHWAY 29, ST. JOHNSVILLE

38 NORTH BLVD., GLOVERSVILLE

5780 STATE HIGHWAY 29, ST. JOHNSVILLE

571 WEST LYKERS RD, SPRAKERS

Lovely “move in” condition 3 bedroom, 1 1/2 bath Cape with beautiful hardwood floors, nice kitchen and baths, cozy fireplaced living room and large formal dining room.

First floor bedroom is being used as a den. Large master with huge walk-in closet. New upstairs bathroom 2017.

Closets and built-ins galore. Asking $99,900

Come check out this 3 bedroom country home with master bedroom and full bath down, family room and additional 2 bedrooms with full bath up. Home is nestled by a creek and comes with 2 sources of heat, central air and full applianced. It has a large heated workshop and screened enclosed patio. Check it out at $128,500

Lovely home inside and out, 4 bedrooms, 1 1/4 baths, family room with pellet stove, beautiful woodwork and hardwood floors, updated kitchen and bath, jetted tub, private fenced in yard with 3 tier deck, 2 driveways and more. We love our home and have done the work for you!!! Asking $139,900

Well kept 2 bedroom, 1 bath property. Nice fireplace in living room. Great front porch newly done over with pressure treated wood. Dining room with eat-in kitchen.

One stall garage and a back porch. Lots of wildlife in back yard and springs above, will never run out of water.

Asking $129,000

This is a must see home completely updated but with the old charm still intact. Four bedrooms, 3 baths. When you walk into the home you are in a large mud room with washer and dryer, then to the large inviting kitchen with updated island for easy entertaining, large pantry, 1st. floor bathroom with shower. Asking $220,000

K RUTZ P ROPERTIES

59 W. M AIN S TREET C ANAJOHARIE E- MAIL : KRUTZPROPERTIES @ GMAIL . COM

2474 STATE HWY 30 MAYFIELD 518-661-6118 • 54 E MAIN STREET ST. JOHNSVILLE 518-568-2776

WWW.KRUTZ-PROPERTIES.COM

Christine Wood Realty Lic. R. E. Broker/Owner

519 Sand Creek Road, Albany NY 12205

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518-369-9657

christinewoodrealty.com cwood1@nycap.rr.com

Schenectady $299,900

206 Fairfax Avenue New Construction in S. Colonie School Dist. Open Concept Floor Plan, Granite Counters, Fully Applianced Kitchen w/SS Appliances, Gas Fireplace, Master Bedroom w/His & Her Vanities, 2 Walk in Closets, Central Air, Full Basement and more. Excellent location Close to Airport, Highways, and Shopping. Call today for your private showing.

Do You Have a Cover Quality

Home for Sale?

Put it on our cover for as little as $495 and show it off!

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Homes

™

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LifeandHomes â– Capital Region

ALLEN VAN HOFF

Licensed Real Estate Salesperson NYS

Call, text or email: C: 518-441-2640

AllenVanHoff@howardhanna.com

www.AllenVanHoff.com

Queensbury/Glens Falls Lake George Office, NY 63 Quaker Rd Queensbury , NY 12804 (518) 798-3636

Enjoy these ALL SEASON Adirondack getaways!

5486 State Route 30, Indian Lake • $1,200,000 Sit on the front porch of this Log Style home with unbelievable unobstructed year round views to the north, east and south on Indian Lake in the central Adirondacks. The 3.43 Acre tree covered property with 400 feet of sandy beach.

142 Jerry Savarie Road, Indian Lake • $495,000 Welcome to Abanakee Lake in the Central Adirondacks! Enjoy year round lake front living in the is beautiful custom Contemporary Home on 1.2 acres with 240 feet of lake shore. With a large vaulted Greatroom with a fireplace.

200 Lake Shore Dr., Indian Lake $489,000 Enjoy direct year round waterfront living w/ beautiful Lake and Mountain views in this spacious Ranch Style home designed for entertaining family and friends in mind! Boasting a large living and dining room with wood burning fireplace opening to a large lakefront deck.

142 Evergreen Road Indian Lake • $374,900 This beautifully appointed custom Adirondack Log Home in the private Lake Snow Forest Community with deeded rights & just steps to Lake Snow will not disappoint. Boasting a large 2 story greatroom, large glass.

127 Squaw Brook Dr., Indian Lake • $329,900 3996 State Route 28, Johnsburg • $314,900 6636 NYS Route 30, Indian Lake $225,000 963 State Route 9 Schroon Lake • $187,500 WelcometoGreyHavenonSquawBrookTrailinBirchHills.Thisbeautifullog Enjoy300feetofHudsonRiverDirectwaterfrontyearroundlivingfromyour 479 feet of direct waterfront on the Cedar River on one side of your This well maintained year round home has lots to offer you! The large homeboastsalargelivingroomwithwoodstove,brightdiningandkitchen, front porch in this tastefully updated Adirondack style home. It features a 2.5 Acre property, & for the golfing enthusiast, the other side you front porch leads to a large bright living room, formal dining room, den, king sized 1st floor master bedroom with spa like master bathroom. large living room with wood stove, large kitchen w/ ss appl & granite. have direct frontage on the Cedar River Golf Course at the 6th green. great working kitchen with electric or propane hookup for your range.

Live Work and Play in the Adirondacks with these available Commercial Properties

6179/6183 State Rte 30, Indian Lake • $295,000

8 State Route 8, Inlet • $2,249,000 207 Darrowsville Rd, Warrensburg • $1,075,000 Your opportunity to own and operate the Clark’s Marina! Green Mansions Golf Club in the Adirondacks, just off Originally established in 1960, this profitable year round the Northway Corridor, minutes to Lake George & Gore full service Lakefront Marina Business operation includes Mountain.Turn key 9 Hole Course on 72 Acres, club house, Boat sales, service, rental, and storage is located on restaurant, bar, and banquet space for weddings and beautiful Fourth Lake in Eagle Bay . parties and a separate 2 bedroom, 2 bath apartment.

Your opportunity to own the Indian Lake Marina! Turn Welcome to Binders Cabins in theTown of Indian Lake New key established Lakefront Marina Business operation on York in the central Adirondacks. This well established turn Beautiful Indian Lake in the central Adirondacks includes key year round business and well maintained property consists of 7 one and two bedroom vacation cabins.

Furnished 4 Bedroom year round house.

Investors & Owner/Operators take note! In the Adirondacks, this nicely maintained Indian Lake Motel & Apartment complex is now available for sale! Project includes 4 buildings, 15 total units, 11 Apts.

5293 NYS Rte 30, Indian Lake • $249,000 6627 State Rte 30 Indian Lake • $220,000 Located just outside of town, this beautiful 4.7 acres Multiple use possibilities here! In the Heart of the property offers a 2 Bedroom one bath owners home Adirondacks, on Route 28/30, Huge traffic count, perfect with a large greatroom with wood floors and a floor for Retail, Commercial, Manufacturing, or Storage Includes to ceiling stone porch, fireplace, business office space. 3 Buildings, Retail/Showroom,Workshop/Storage.

6461 State Rte 30, Indian Lake • $145,000 6275 State Route 30, Indian Lake • $199,000 Mixed Use property priced below March 2019 appraisal. Attention Business Owners and Investors! Multiple use 3200+ square foot property offers a large commercial possibilities! In the Heart of the Adirondacks, on Route space currently rented as an automotive garage, and two 28/30, Huge traffic count, perfect for Office, Retail, large apartments, a one bedroom and a two bedroom, all Restaurant, Commercial, Manufacturing. spaces currently rented with long term tenants.

Queensbury/Glens Falls / Lake George Office, NY

206 Lake Shore Dr., Indian Lake • $895,000

6204 State Rte 28, Indian Lake • $695,000

63 Quaker Road Queensbury , NY 12804

Building Lots and Acreage Available

Check out more information, pictures, 3D Tours and Drone Videos at www.AllenVanHoff.com

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14007 St Rte 22 • Clemons, NY 12819 518-744-9004 lakegeorgenorth@verizon.net realestateinnovations.net Linda Barber, Lic. R.E. Broker

GLENBURNIE CABIN, Putnam Station $999,000

ALDERBROOK ANTIQUE SUMMER COTTAGE, Huletts Landing $668,000

Three bedroom Log Home with level open area to the Sandy Beach Lakefront in the highly desired Hamlet True Adirondack Cottage with four bedrooms, fireplace, boathouse and a sandy beach! Level Lakefront! Cotof Glenburnie on Lake George in The Northern Basin. Large docking complex for all your boating needs! tage is nestled on 1.2 acres and private! Spacious, screened wrap around porch to view the evening sunsets!

Cabin has a beautiful Adirondack Stone Fireplace, open decks, and borders a babbling brook!

Contact Harlan Hudson, Lic. Salesperson - 518-265-3212 Contact Harlan Hudson, Lic. Salesperson - 518-265-3212

CUTWATER LODGE ON LAKE GEORGE, Putnam Station, New York $935,000 Come and view this true Adirondack Home on Lake George! Four season, five bedrooms, two baths, four decks and a screened dining area! Adirondack Gazebos on the lakeside as you approach the two boathouse with a beautiful sundeck!

Contact Harlan Hudson, Lic. Salesperson - 518-265-3212

HULETTS CAPE AT HULETT’S LANDING $389,000

Immaculate Cape in Huletts Landing! Three bedrooms with Master on the first floor.

Two car garage with possible bonus room above! Lake George Beach Rights in the Village Green! Enjoy this desirable hamlet in the Northern Basin!

Contact Harlan Hudson, Lic. Salesperson - 518-265-3212

LOG HOME LIVING on Schwerdtfeger Road, Putnam Station $535,000 CEDAR BUILD VACANT PARCEL HULETTS LANDING NORTHERN LAKE GEORGE $675,000 Eight acres on Lake George with100’ of waterfront! Build your Lake Home on a plateau affording ma- Stunning, spacious log home on 47 Acres! Borders Lake George Land Conservancy! Delightful Great jestic views with approved building site! Views of Elephant, Black Mountain, The Narrows, Tongue Room with massive Adirondack Stone Fireplace, formal dining room, four bedrooms, office, family room, sitting room that could easily be transformed into a master suite attached to one of the three bathrooms.

Mountain and Deer’s Leap! All day sun and evening sunsets!

Contact Linda Barber Lic. Broker - 518-744-9004 Contact Harlan Hudson, Lic. Salesperson - 518-265-3212

Close to HULETTS LANDING On Lake George $200,000

Fantastic opportunity to own 120 acres. 3 Bedroom Ranch, 20 x 60 barn/garage, trout stream, artesian well, pond and privacy. Close to Huletts Landing on Lake George, Lake Champlain, NYS Black Mountain hiking trails and less than one hour away from Major Vermont Ski Areas!

Contact Susan Ives Lic. RE Salesperson - 518-744-0150

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LifeandHomes ■ Capital Region

CAMP WAY, Hampton $199,900

185 Surveyed Acres! Great country get away! Excellent hunting, ATV trails throughout! Excellent recreational use or artists retreat for quiet and serenity! Cozy rustic camp with bunks, living room, woodstove, kitchen, dining area and covered porch. Drilled well, gas stove and gas refrigerator.

Generator hookup to run the entire camp! Majestic views!

Contact Linda Barber Lic. Broker - 518-744-9004

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Anthony M. Gucciardo Broker / Owner

Licensed NYS Real Estate Broker

Cell- (518) 331-3785 toprealtoramg@gmail.com

1074 Troy Schenectady Rd | Latham, NY 12110 O RL TE ES

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3781 State Route 85 Westerlo $749,000 Spacious Home On 47 Acres 4 Bedrooms/3 Baths/ 5570 sq.ft.

8 Champagne Court Watervliet $489,800 Archmont Knolls Colonial 4 Bedrooms/2.1 Baths/ 2810 sq. ft.

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18 Ross Court Loudonville $424,800 Spacious Center Hall Colonial 4 Bedrooms/2.1 Baths/ 3313 sq. ft.

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1 Spring Farm Lane Guilderland $399,800 Spacious Updated Colonial 4 Bedrooms/4.2 Baths/ 3342 sq. ft.

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1386 Rosehill Blvd.

Niskayuna $374,800 Rosendale Estates Colonial 4 Bedrooms/2.1 Baths/ 2728 sq. ft.

Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 SH BU EN E R

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10 Widgeon Way Waterford $349,800 Riverbend Custom Colonial 3 Bedrooms/2.1 Baths/ 2080 sq. ft.

6 Crimson Circle North Greenbush $339,000 Westview Estates Colonial 4 Bedrooms/3 Baths/ 2418 sq. ft.

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1619 Eaton Corners Road Delanson $339,000 Circa 1810 Updated Colonial 6 Bedrooms/2.1Baths/ 2944 sq. ft.

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66 Alpine Drive Latham $334,800 Split Level On Corner Lot 3 Bedrooms/2 Baths/ 2012 sq. ft.

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23 Ridgefield Drive Guilderland $325,000 Weatherfield Updated Town Home 3 Bedrooms/2.1 Baths/ 2016 sq. ft.

Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 AM TH

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MARINI BUILT 432 Baker Avenue Cohoes $324,800 Canterbury Crossings Ranch 2 Bedrooms/2 Baths/ 1553 sq. ft.

1366 Rosehill Blvd.

Niskayuna $324,800 Rosendale Estates Colonial 4 Bedrooms/4.1 Baths/ 3054 sq. ft.

617 Minuteman Lane Ballston Spa $312,000 Spacious Colonial Hills Home 4 Bedrooms/2.2 Baths/ 2176 sq. ft.

6 Berkshire Drive Clifton Park $299,000 Sherwood Forest Colonial 4 Bedrooms/2.1 Baths/ 1894 sq. ft.

8 Sparrowbush Rd. S. Latham $294,800 Corner Lot Raised Ranch 3 Bedrooms/1.1 Baths/ 1702 sq. ft.

Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785

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LifeandHomes â– Capital Region

Anthony M. Gucciardo Broker / Owner

Licensed NYS Real Estate Broker

Cell- (518) 331-3785 toprealtoramg@gmail.com

1074 Troy Schenectady Rd | Latham, NY 12110 LE VIL ES HE R O VO

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2159 Orchard Park Dr. Niskayuna $289,800 Orchard Park Spacious Colonial 4 Bedrooms/2.1 Baths/ 3002 sq.ft.

10 Wesley Place Voorheesville $289,000 Weatherfield Town Home 2 Bedrms/2.1 Baths/ 1566 sq.ft.

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108 Vly Pointe Drive Niskayuna $280,000 2nd Floor Vly Pointe Condo 2 Bedrooms/2 Baths/ 2040 sq.ft.

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4 Anchor Court Latham $274,800 Riviera Estates Raised Ranch 4 Bedrooms/1.1 Baths/ 2328 sq.ft.

255 South Manning Blvd.

Albany $269,900 Gracious Colonial W/ Bonus Room 5 Bedrooms/1.1 Baths/ 2000 sq.ft.

Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 RK

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1222 Godfrey Lane Niskayuna $254,800 Rosendale Estates Split Level 4 Bedrooms/3 Baths/ 3110 sq.ft.

78 Beaver Shore Drive Westerlo $249,900 Lake Onderdonk Waterfront 1 Bedroom/1 Bath/ 684 sq.ft.

TOTALLY REMODELED 23 Newcastle Road 1552 Lexington Parkway Clifton Park $259,800 Niskayuna $264,800 Cape On Corner Lot Distinct Updated Colonial 4 Bedrooms/2.1 Baths/ 1918 sq.ft. 4 Bedrooms/2 Baths/ 1680 sq.ft.

62 Dunsbach Ferry Road Colonie $239,800 Newly Renovated Brick Home 2 Bedrooms/1 Bath/ 1560 sq.ft.

Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 ND LA ER D UIL

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1 Springfield Drive Guilderland $249,800 Weatherfield Town Home 3 Bedrooms/2 Baths/ 1745 sq.ft.

1013 Anthony Drive Rotterdam $244,800 Serafini Gardens Split Level 5 Bedrooms/3 Baths/ 2534 sq.ft.

K AR LP L I R VE

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1500 Burden Lake Road Averill Park $220,000 Beautifully Renovated Colonial 4 Bedrooms/3 Baths/ 2600 sq.ft.

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17 Park Avenue Latham $194,800 Conveniently Located Colonial 4 Bedrooms/1.1 Baths/ 1739 sq.ft.

28 Dover Drive Latham $184,800 Ranch N. Colonie School District 3 Bedrooms/1 Bath/ 1020 sq.ft.

Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785 Call Anthony Gucciardo 518-331-3785

February

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www.Lif ean d H o m es . com

13

CHOOSE HOWARD HANNA

Office: 518-584-0743 Real Estate Services

505 Broadway, Saratoga Springs, NY

BALLSTON SPA

AMSTERDAM

NOW IS THE BEST TIME TO SELL. CALL US TO FIND OUT WHY! 518-584-0743 BALLSTON SPA

BALLSTON SPA

345 Guy Park Road $1,250,000

4A Fieldstone Way $748,500

6 Fieldstone Way $558,500

8 Meadowbrook Court $542,200

1st time on market in 25 years! Picturesque home dating back to 1902, has been restored to museum quality with old world architecture. Situated on and acre with immaculate Cathy Libecci landscaping.

(732) 778-5270

Incredible Country Farmhouse in the desired “Fieldstone Meadows” t/o Ballston’s newest “favorite place to live, open concept design w/ terrific flow, amazing open Kitchen, a 27’+ covJames Furey ered back porch.

(518) 229-5104

Fieldstone Meadows town of Ballston’s newest “favorite place to live” with sites from 2 to 6+ acres and an incredible country setting. One story home has terrific flow and amazing James Furey open kitchen.

(518) 229-5104

New House under construction-ready in 45 days! Located in Ridgeview Estates, Burnt Hills - best location. Open design house on a beautiful 8/10-acre home site. Still time to select finishes to James Furey your taste.

(518) 229-5104

WILTON

MOREAU

BALLSTON SPA

CORINTH

69 Cobble Hill Drive $535,000

1036 Route 9 $499,900

14 Pleasant Street $419,000

316 Angel Road $250,000

This is one of a kind past builder’s showcase home. This custom home is impeccably maintained. Open floor plan with two master suites. Large gourmet kitchen with granite tile. Impressive Candyce Robenstein family/great room.

(518) 339-4512

Gentleman’s farm! 4 bed Colonial home with 5 stall barn on 9+ cleared acres. Full walk out basement, 2 car detached garage. Just minutes to downtown Saratoga.

Kelly Quinn Zanella (518) 573-5985

Spacious 5 bdrm, 3 bath Victorian home located in the historical district. Wrap around porch, tin ceilings, stained glass windows and original woodwork, modern kitchen.

Maureen Iglewski (518) 21-3558

Large Colonial style home on over 22 acres.

3 bdrm, 2 bath with country style kitchen.

Wood stove in living room. 1st floor laundry. Spectacular wide walking trails.

Ritch Gregory (518) 466-0677

CORINTH

ROTTERDAM

CORINTH

67 Locust Ridge Drive $219,000

430 Delaware Avenue $190,000

315 Angel Road $179,000

124 Comstock Road $79,200

Adorable Cape set on a huge double lot that goes back 230 ft. 4 bdrms, 2 bath.

Modern eat in kitchen plus a formal dining room. Deck overlooking large fenced yard, central air.

Maureen Iglewski (518) 321-3558

Move right into this 3 bdrm, 2 Bath Ranch that sits on 3.2 acres. Large sunroom overlooking deep backyard. Large private deck off the sunroom. Seller is providing the purchaser with a one-year home Ritch Gregory warranty.

(518) 466-0677

Perfectly maintained single wide with large master bedroom ensuite addition.

3 bdrm and 2 full baths. Eat in kitchen, new appliance, bright and freshly painted.

Corinth schools, Mylene Coltey nice setting.

(518) 791-2258

Well-maintained home with freshly painted interior. 3 bdrm, 2.5 bath has custom windows, a gourmet eat-in kitchen with access to the back deck for entertaining, master bedroom has walk-in closets Mylene Coltey and bathroom.

(518) 791-2258

14

LifeandHomes ■ Capital Region

CORINTH

CHOOSE HOWARD HANNA

Office: 518-584-0743 Real Estate Services SARATOGA SPRINGS

505 Broadway, Saratoga Springs, NY

SARATOGA SPRINGS

NOW IS THE BEST TIME TO SELL. CALL US TO FIND OUT WHY! 518-584-0743 SARATOGA SPRINGS

SARATOGA SPRINGS

108 Circular Street $1,450,000

1 Maria Lane $599,900

9 Daggs Lane $584,000

12 Bluebird Court $524,900

Located in the heart of downtown, this magnificent mansion is truly one of a kind, High ceilings with intricate and elegant millwork.

A true chef’s kitchen features wolf 6 burner stove. Fenced backSharon Byrne yard with pool.

518) 527-4914

Pristine 4 bdrm, 3.5 bath home built only 6 years ago. Open floor plan and a fantastic eat-in kitchen. Family room with wood burning fireplace, City living with your private oasis Sharon Byrne backyard.

(518) 527-4914

Quality built home in a fabulous neighborhood that is walking distance to town.

3bdrm, 2.5 bath, Large kitchen with lots of natural light and granite countertops. 2 car garage and a wrapVictoria Nye around porch.

(518) 366-1413

Custom-built John Witt home on 3 acres, just minutes to downtown Saratoga. Open floorplan, Great room concept with built in cabinetry. Property backs up the protected Pitney Farm ConKelly Quinn Zanella servancy Land.

(518) 573-5985

SARATOGA SPRINGS

SARATOGA SPRINGS

SARATOGA SPRINGS

SARATOGA

14 Killarney Court $424,900

6 Foxhall Drive $419,000

114 Clinton Street $389,000

1073 County Route 70 $380,000

3 bdrm. 2.5 bath Immaculate and tastefully updated Townhome on 1st fairway of McGregor country Club. Open floor plan and spacious eat-in kitchen. 4 season sunroom with gas stove.

Mary Bulmer 518) 810-7493

Location, location, location! Walk to schools, track and Broadway. Impeccably maintained 3 bdrm, 2 bath Ranch on the East side of Saratoga. Lots of updated including new windows, water heater, Christa Hyland gutters and flooring.

203) 302-9479

Outstanding investment or owner occupied 2 family opportunity just a few blocks from downtown Saratoga. Spacious, clean and bright units with washer-dryer and separate utilities.

Sue Giamartino (802) 233-1170

6 bdrm, 2 bath farmhouse estate situated on 5.2 wooded acres, 3 minutes from Saratoga Lake. Freshly painted exterior. Has a barn and 2 car garage.

Mylene Coltey (518) 791-2258

SARATOGA SPRINGS

SARATOGA SPRINGS

SARATOGA SPRINGS

SARATOGA SPRINGS

109 Louden Road $369,900

Staffords Bridge Road $229,000

23 Locust Grove Road $249,900

29 Jones Road $224,000

Immaculate 3 bdrm, 2 bath Ranch on 2.4 acres. Fieldstone propane fireplaces. Laundry area and walk in closets. Finished basement and oversized garage.

Liz Schultheiss (518) 796-6997

4 Acres for sale in a pastoral setting.

Zoned Rural residential, yet it is less than 10 minutes from downtown Saratoga. Red barn is included in the sale.

Kenneth Kroslak (518) 390-7099

Beautiful Cape located just minutes from downtown Saratoga. Open floor plan on main level and huge bonus/family room upstairs. Oversized two car garage and mice sized back Maria Murphy yard.

(518) 528-1882

Investors, first time buyers don’t miss out on the perfect starter home with endless potential. This Ashley Ranch has 3 Bdrm, 1 bath. Large fenced yard and in-ground pool on just shy of Sue Giamartino half an acre.

(802) 233-1170

February

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15

LifeandHomes

Montgomery / Fulton

...is pleased to announce KAYOKO LOMANTO

has joined our office as a Licensed Salesperson

You can reach her at 518-535-0543 11 Forest St. (P.O. Box 1285) Gloversville NY 12078

or klomantorealtor@gmail.com

Buying or Selling? Call Lana!

108 Bertrand Rd., Town of Mayfield

5 Judson Parkway, Gloversville

278 Steers Rd., Broadalbin

367 County Hwy 122, Town of Johnstown

165 County Hwy 123, Mayfield

465 County Hwy 102, Town of Johnstown

580 County Hwy 146, Town of Johnstown

507 N Main St., Gloversville

19 West St., Gloversville

This totally remodeled year round house with 100 ft of direct Great Sacandaga Lake frontage can be enjoyed year round!

Very spacious open concept living area plus 3 bedrooms, 2 full baths and 2 garages. Beautiful brand new kitchen, master bath, driveways, docks & more! $599,9000

Don’t miss out on this Winter value in the Hamlet of Meco!

3 bedrooms, 1.5 baths, living/dining combo and den. Lots of outdoor storage, plenty of upgrades. $125,000

Extra spacious 1997 Double wide with inground pool, large 30 x 30 metal storage, 2 car garage, carport, shed…sitting on 1.3 acres. 3 bedrooms, 2.5 baths. 1900 square feet total.

Mayfield School District. $149,900

Lana Ruggiero, ASP, CNE, GRI Licensed Real Estate Broker

Gorgeous early 20th Century colonial on a beautiful tree lined street with center terrace. Over 2000 sq feet perfect for holiday parties, entertaining and family get togethers. 3 bedrooms, 3 full baths, gourmet kitchen and family room. $199,000

Recently remodeled year round home with a 10 ft permit on the Great Sacandaga Lake! 2 bedrooms with large living room/dining room. New furnace, pellet stove, windows & paint. Affordable living with lake access! $159,900

Spacious Cape Cod just on the outskirts of the city. Perfect starter or downsizer, with bedroom and full bath on main floor. All new flooring. Large kitchen, spacious living room and quaint dining room. 2 large bedrooms and walk in closet on 2nd floor. $89,000

518-470-4738 main

lanaruggierorealty@gmail.com

Are you looking for lots of living space, lots of outdoor space and a desirable area and school district? Then come take a look at this 3,400 square foot home in the BroadalbinPerth School district. 3 beds, 2 baths, newer 2 car garage. $199,900

Cozy 2 bedroom cottage, easy to heat and maintain with gorgeous views of the mountains on 1.3 acres. Lots of natural light and the convenience of one floor living. Over sized garage with partially fenced in yard. $129,900

Great investment opportunity. 3 unit city property, fully rented. Large backyard barn/garage could bring in additional rental income. Lots of off street parking, owner pays utilities. Call for more details…$79,900

www.ruggierorealtyllc.com

518-470-4738 • lanaruggierorealty@gmail.com 16

LifeandHomes ■ Capital Region

LifeandHomes Adirondack Living

Two Lots Two Cottages! $79,500 Generations have enjoyed now it’s your turn! Plenty of sleeping room in these rustic cottages.

Waiting for you to make yours. Association Beach is at the end of the street!

Peck Lake $395,000 Wow! Enjoy Year round living on Peck Lake, This turn key home is ready for you to enjoy.

Spacious 4BR/3BA.2 fireplaces, open living area, a Full finished walk out basement, Oversized 2 Car garage, and your own sandy beach to enjoy this summer. There’s room for everyone! Come See!

Great Sacandaga Mayfield $480,000 Commanding lakeviews from this waterfront Great Sacandaga home.Town of Mayfield. Plenty of room inside and out.

140feet of shoreline with dock. Main home has 3BR 2BA plus walk thru rooms. A Formal den & Living room that overlooks the lake. Full basement with FHA heat and a Generac. Plus a 2BR/1BA Guest cottage! 1 car garage. Call today to see!

East Stoner Lake! NOW $164,900 Direct Waterfront 3 BR! Sandy beach w/ dock & patio.

Full basement, could be year round. Hurry, summer is almost here.

Caroga Lake ACREAGE $135,000 25 Acres WATERFRONT on the Outlet.

APA says OK to Build! Beautiful wooded Lot you can design your dream home!

New Pine Lake $225,000 Walk to Pine Lake from this New 3BR/2 BA Adirondack Chalet! Impressive great room with soaring ceiling.

Master suite, Stainless kitchen opens to big fenced yard! Full high pour basement. 1 car garage.

Walk to Pine Lake, hiking, snowmobile!

WOW! $69,900 24 Lexington $114,000 4 Lots, borders state land & snowmobile trails! 72 Acres Looking for a well kept home? This is it! 3 Big bedrooms, 1.5 Baths, Formal dining and living rm. Finished Basement. with trails and woods on private road. Build a cabin to hike, hunt or snowmobile from!

HUGE Fenced Yard!! Come see!

Town of Danube $18,000 Close to Cooperstown!

13 Acres Ready to Develop for home or mobiles.

CAROGA LAKE

West Caroga Lake Access! NOW $75,000 Cozy cottage w/ many updates. Large bedroom up w/ walkthrough bedroom. Propane heat & woodstove.

Modern kitchen & huge bath. Low maintenance lot.

West River Rd $35,000 Town of Wells, 8.5 acres! Surveyed, Lots of Road Frontage! Easy to build!

Town beach for Lake Access! Hike from here!

31 North St Gloversville $38,000 Investors! 2 Units with a Garage!

Fully rented and making $$

South Johnstown Victorian! $164,900 Victorian! 3-4BR 2BA, fully restored, so much new! Very energy efficient, low heat bills. New Windows, roof, kitchen, baths, garage. Move in and enjoy this beautiful home!

Caroga $44,000 8.5 Acres, 100 ft. of road frontage! Approved to build!

East Caroga Lake access and this view!

LAND, LOTS & ACREAGE

2 Lots - 200 ft. Road Frontage, Clearing & Woods | $16,000 3.6 Acres | Lake Access W/Elec & Septic • $53,000

Money Maker - Gloversville!

Live free & let your renters pay the bills. Big Barn for more $$. Lots on new makes. Move in ready. $42,000

2 For One! $82,000

E. Caroga Association Beach! 1 year round cottage and summer guest house! Enjoy year round fun!

Just a short walk to the beach.

EPHRATAH

Two 10 acre parcels, cleared | Level , easy to build • $30,000 & $32,000

WANT TO SELL? CALL MEL!

Check the Web www.adksrealty.com • 518-835-2357

February

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17

LifeandHomes

Marketing Listing Service

Capital Region

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Homes

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LifeandHomes â– Capital Region

We offer local real estate news updates & professional views using empowering articles. Each month our useful educational hints, trending new product reviews, and creative home and lifestyle tips can help our readers save time and money.

Our LifeandHomes media channels include Online Website, Print/Digital Magazine, Marketing Listing Service, Weekly Email Subscriptions, Open House & New Listing Mobile Alerts, Social Media, and more.

Marketing Listing Service

LifeandHomes

Attention Real Estate Professionals Accepting New Members

FREE ADVERTISING!*

Capital Region LifeandHomes

Marketing

*in this directory

Listing Service

93 Network Websites List your Properties on

CALL FOR MORE INFORMATION

This Month’s New Listings Res

Address

City/Town

List Price

Listing Office

Office Phone

Res

12 EIGHTH AV

Kingsbury

$179,900

All-American Properties. Com

518-798-855

21 LONE ROCK DR

Chester

$799,900

Davies-Davies & Assoc Real Est

518-656-9068

Local, Regional & National Websites

Res

42 COPPERFIELD DR

Waterford

$289,900

RE/MAX Solutions

518-225-3538

Realtor.com • Zillow • Trulia • Homes.com & 90 others

Res

247 LAKE SHORE DR

East Greenbush

$172,900

The Property Shop

518-477-7355

Res

555 SOUTH ALBANY RD

Bethlehem

$265,900

Gabler Realty, LLC

518-935-4800

Res

19 PLEASANT AV

Amsterdam

$110,000

Inglenook Realty Inc

518-882-6236

Res

6 RIDGE CT

Stillwater

$329,900

Howard Hanna

518-584-0743

Res

143 VARVILLE RD

Petersburgh

$159,900

Heer Realty, Inc.

518-365-4469

Res

5 ELGIN ST

Colonie

$174,900

McCurdy Real Estate Group, Inc

518-785-990

Res

3 LUTHER ST

Troy

$179,900

RE/MAX Capital

518-724-6800

Res

518 ENGLEMAN AV

Scotia

$165,500

CMB Realty Group LLC

518-421-5028

Res

12 CONLISS AV

Cohoes

$184,900

Gucciardo Real Estate LLC

518-221-9079

Res

47 MANNIX RD

East Greenbush

$183,900

Howard Hanna

518-286-1000

Res

1 GLENMORE DR

Colonie

$290,000

Howard Hanna

518-371-4500

Res

67 NORTH ST

Saratoga Springs

$419,000

Roohan Realty

518-587-4500

Res

647 PEARSE RD

Niskayuna

$319,900

Berkshire Hathaway Blake

518-371-8040

Res

91 MEADOWBROOK RD

Saratoga Springs

570,000

Keller Williams Capital Dist

518-693-1080

Res

10 SOUTH WESTCOTT RD

Rotterdam

$264,900

Keller Williams Capital Dist

518-724-5800

Res

7 NELSON AV

Rensselaer

$149,900

Gabler Realty, LLC

518-935-4800

Res

1282 COUNTY HIGHWAY 110

Broadalbin

$89,900

The Property Shop

518-396-5850

Res

1817 UNION ST

Niskayuna

$220,900

Elliott Property Services, LLC

518-885-7277

Res

1921 HIGHLAND AV

Schenectady

$189,900

518 Realty.Com Inc

518-456-6518

Res

14 ASPEN RD

Colonie

$239,900

Coldwell Banker Prime Prop.

518-640-4023

Res

1822 PROVIDENCE AV

Niskayuna

$179,900

C M Fox, LLC

518-861-7030

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WE’RE BRINGING OUR HIGHLY EFFECTIVE REAL ESTATE STRATEGIES TO YOUR AREA… And we're ready to go to work for you!!!

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That’s what made us part of the

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Cell- 315-868-9666 #1 Producing Real Estate Team in CNY! jerry@jerrysellscnyrealestate.com Let the #1 Selling Team Help You Find Your Next Home

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FIRST PLACE

Coupons

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Homes

ENJOY GREAT SAVINGS! itizgood Powered by

Get exclusive savings and BUY ONE GET ONE deals on home and lifestyle products and services even a free steak dinner or carwash on your birthday!

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Listing Program

56% off

Garage Door Tune Up

40% off 9 Light Warm LED

Coupon valid for 1% off total commission for any home that lists with The Property Shop. * Call agent for details. Call 518-396-5850 • Coupon Expires 2/29/20

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Lifetime Lighting Packages

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Valid at participating locations. One coupon per visit per wk.

Not valid with other offers or discounts. Original coupon only - No copies accepted.

FREE ½” Carpet Pad

FREE Accidental Death Coverage

Minimum purchase of $1500 required.

Call 315-437-0055 • Coupon Expires 2/29/20

with minimum purchase of 40 yards of carpet. Carpet pad value approx $350. Call 315-733-3697 • Coupon Expires 2/29/20

for You and Your Family for the 1st Year. Renew for $10 per Year after that. Call 315-796-2258 • Coupon Expires 2/29/20

Valid at participating New York locations. One coupon per visit per wk.

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Valid at participating New York locations. One coupon per visit per wk.

Not valid with other offers or discounts. Original coupon only - No copies accepted.

Form GNYINADP written by Globe Life Insurance Company of New York.

Original coupon only - No copies accepted.

$150 off Custom Color Cabinets

20

LifeandHomes ■ Capital Region

OLeary

‘

100%

Overhead Door, LLC

Serving Saratoga, Clifton Park, Glens Falls and Surrounding Areas!

SATISFA GUARANCTION TEED

LifeandHomes

Product & Service Directory

Find the Service or Products you need Right Here! in the LifeandHomes™ Product & Service Directory | 315-865-5845 To advertise your business in this space and be a part of the Capital Regions ever growing Home Service Network, give us a call and join the LifeandHomes™ community!

Modular Homes

Home Inspection

ADVANCED MODULAR HOMES NY Modular Homes. Quality, Custom Stick Built 518-279-1005 Homes. Starting Prices, Delivered & Set. Autho518-664-1400

TRICHECK HOME INSPECTIONS LLC Home Inspection, Pre-Listing Inspection, Rental 518-961-2522 Specializing in all Residential and Commercial repair and installation of Garage Doors and Openers.

518-321-2736 • www.OlearyOverheadDoor.com

Investment Inspection,Walk-Through Consult, Wood Destroying Inspection,Water, Radon,Well Flow Check. www.tricheckinspections.com

Insulation

Take 1 One-Piece Fiberglass Pool

AddWater • And Some Help From Glimmerglass

Financing Available

Call 877-993-7727or 518-993-5151

Glimmerglasspool@citlink.net Custom

Concrete, Masonry & Carpentry

OLEARY OVERHEAD DOOR, LLC Specializing in Residential & Commercial repair & 518-321-2736

installation of garage doors and openers. Serving Saratoga, Clifton Park, Glens Falls & surrounding areas. OlearyOverheadDoor.com

insulation to create energy efficient homes.

Reliable service and attention to detail.

Call for your free estimate.

Masonry STONE PRO (518)-257-2740 Member Since 09/18

See all 28 models at www.glimmerglassspas.com

Overhead Doors

GREENBUSH FOAM SPRAY FOAM INSULATION Providing high-performance spray foam 518-993-2600 Member Since 02/18

Create A Backyard That Makes Your Family Want To Stay Home & Relax

rized Bill Lake Modular Home Dealer.

Pools/Spas

Stone Pro offers residential and light commercial masonry, concrete and construction services.

From new construction to upgrades, we can design, build and fulfill construction or re-modeling needs with a personalized approach that focuses on quality. Stonepro.org

GLIMMERGLASS SWIM SPAS & POOLS 518-993-5151 One piece fiberglass pools, 28 models to Member Since 02/18

choose from. Quick installation, easy to clean, built in steps and seats, no seams. Available in white or colors. Glimmerglassspas.com

Advertise LIFEANDHOMES™

315-865-5845

To advertise your business in this space and be a part of Central New York’s ever growing Home Service Network, give us a call and join the LifeandHomes™ community! 315-865-5845

BIRD’S

Adirondack Real Estate 2730 Route 28, Old Forge, NY 13420

315-369-2136

“Own A Piece of The Adirondacks!”

Check all the listings at: www.birdsadkrealestate.com

D TE

IS TL

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Lower Your Heating Bills Spray Foam Insulation

Greenbush Foam Spray Foam Insulation Call for your FREE Estimate Call 518-993-2600

A subsidiary of Old Oak Environmental Restoration, Inc., Fort Plain NY

Adirondack Lakefront Living RAQUETTE LAKE $395,000 502 Antlers Road - 3 bedroom, 1 1/2 story log home with 44.5’X 315’lakefront lot. This remodeled home features a full kitchen, 1 1/2 baths, living room with fireplace & full basement with 2 stall garage. Also has new separate 1 stall garage.

February

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21

LifeandHomes

Products & Services

COUNTERTOP CREATIONS For Quality Service & Customer Satisfaction Call Countertop Creations

Custom Built Countertops & Kitchen Cabinets Your one stop shop for all your kitchen needs.

CALL TODAY FOR A FREE ESTIMATE! (315)-867-4189 713 State Hwy 162, Sprakers NY 12166

LifeandHomes

22

Commercial Lending

LifeandHomes â– Capital Region

LifeandHomes

Products & Services

February

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23

The Capital Team

at

Brian Brosen & Reginald Monroe Licensed Associate Real Estate Brokers

Love Real Estate, Love Life

456 Quay Road, Knox

$257,000 8 Ridgewood Lane, Glenville

Come enjoy this spacious, brick ranch situated on a beautiful and maintainable 3 acres! Built in 1996, this single owner, 3 bed/2 bath home is move-in ready and includes 1400sf of open, first floor living. The finished basement boasts 10’ ceilings, an extra ~1000sf of livable space to enjoy an additional family room, seating area, possible bedroom, and large storage room. Sliding glass doors lead to the back deck and pool to help you enjoy the beautiful gardens, landscaped perimeters, mature fruit trees and mowed lawns- a true oasis! Just minutes to the village of Altamont and Duanesburg, and short drives to Schoharie, Guilderland, and Schenectady. This is an ideal location for families looking for the that convenient, yet secluded location.

The Capital Team

Join us at the

Times Union Home Expo

Welcomes Our Newest Team Member eXcelling in Residential, Commercial, Land and Development, Rentals and everything in between.

Ana Zairy Castillo Penalo Lic. R.E. Salesperson (518) 833-3903

$219,000

Large split level home on a superb corner lot in the Scotia Glenville school district. This nearly 2000sf home has hardwood floors in both living and dining rooms. Living room features a wood burning fireplace. Home has been freshly painted throughout, has vinyl tilt in windows and all appliances are less than 2 years old. Kitchen has plenty of cabinet space and SS appliances. Home has great spacious family room with doors to screened in back porch, overlooking the backyard. 3 bedrooms on 2nd floor, and 4th br on 3rd level with built in drawers.

Other features include central air, 150 amp electrical, basement w/ waterproofing system, and breezeway between home/garage.

at Capital Center Albany

at Booth 130 February 7th - 9th

zaymarket123@gmail.com

We’re Hiring

Looking for hard-working,motivated agents to join our team!

Visit our booth at the Times Union Job Fair at

Albany Marriott Hotel on January 20th, 10am-4pm

at The Albany Marriott

Interested in a fun career?

Take the next step and learn more

at CapitalTeamCareers.com

• Company Stock • Company Revenue Share • Agents start at 80/20 split (chance to earn 100%) • Amazing online support campus • Superb marketing catalog • Mentor program • Over 35 hrs weekly of mastermind classes, webinars and training online

www.TheCapitalTeam.com | office: (518) 320-8008 24

LifeandHomes ■ Capital Region