Life and Homes Capital Region

Capital Region

Life and

Homes

FREE MARCH 2020

Residential • Commercial • Multi-Family • Land

Stunning Local Listings

Spencer’s Landing Saratoga Lake Community Belmonte Builders Featured Home Pg. 2

Masterful Design Modern Luxury

FREE

Guide to Local Real Estate

Find The Home You Love @ www.LifeandHomes.com

Welcome Demand For New Homes Expected To Remain Strong

Life and

Homes

Despite a strong economy and low interest rates, home buyers still face a hurdle - extremely low inventory. A recent analysis by realtor.com® found the 5.9 million single family homes built between 2012 and 2019 are simply not enough to offset the 9.8 million new households formed during that time.

At the end of 2019, homebuilder confidence reached a two-decade high.

Single family home starts grew, though levels still remain below the twodecade average, reports Realtor.com®. “The current inventory crisis and the need for 3.8 million new homes means a nearly insatiable appetite from potential buyers, especially in the lower end of the market,” says Javier Vivas, Director of economic research.

The 2008 financial crisis led home builders to focusing on higher end homes with bigger margins. The gap between inventory and demand is focused largely on entry-level and mid-range homes and is exaggerated by the fact that baby boomers are increasingly aging in place; not freeing up existing homes for new buyers to enter the market.

“Large populations of renters and qualified potential buyers with strong incomes are waiting in the wings. The window for builders remains wide open. If builders can deliver homes at adequate price points, absorption will continue to strengthen through the first half of the decade,” says Vivas.

Solving the home supply puzzle can be tricky. On average, consumers need about two to three years of solid income and stability to save for a down payment. With today’s strong economy and low likelihood of a downturn in the next few months, , according to the report’s findings, now may be the right time for builders to make a move.

CAPITAL REGION, NY EDITION

Account Executive/Owner Sales Representative

David P. Lisi, RMC Davidplisi7@gmail.com

P: 315-865-5845

Sales Representative

Doug Benson, RMC dbenson@LifeandHomes.com

David P. Lisi, RMC

P: 315-368-5040

Real Estate Marketing Consultant 315-865-5845 • Davidplisi7@gmail.com

Sales Representative

Tammy Moynihan, RMC Tammy.lifeandhomes@gmail.com

Table of Contents

P: 315-867-0878

Front Cover Featured Home

2

News Shorts

3

Howard Hanna Saratoga

12-13

Fulton / Montgomery

15-16

Adirondack Living

17

Commercial Lending

18

Marketing Listing Service

19

Products & Service Directory 20-21 Capital Team eXp Realty Back Cover

Advertising Deadline April Issue

February 28,2020

For advertising rates & info, contact

315-865-5845 DAVIDPLISI7@GMAIL.COM

Published by Corporate Office

David P. Lisi, Owner 315-865-5845

Davidplisi7@gmail.com www.LifeandHomes.com

Corporate Editor

KIM LISI

Kim.lisi.79@gmail.com Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354

Let’s hope Vivas is correct in predicting demand for new homes will remain strong, and homebuilders could represent a bright spot for housing in the decade ahead. (PRNewswire)

LifeandHomes is published monthly by Lisi Merchant Solutions, Inc.

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This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2020 Lisi Merchant Solutions, Inc.

Front Cover Featured Home

“SPENCER’S LANDING” SARATOGA LAKE COMMUNITY

Listed by

Sharon Byrne

Lic. Assoc. R.E. Broker

C: 518-527-4914

For More Listings From Howard Hanna Saratoga, See Page 12 & 13

sharonbyrne@howardhanna.com

43 JULIANS WAY, SARATOGA SPRINGS Belmonte Builders offers 22 single family home sites with optional “maintenance free” in this rare opportunity to be part of the Water’s edge HOA on Saratoga Lake. Amenities include indoor/outdoor pool, private beach, basketball, tennis, racquetball, fitness center, boat docks, clubhouse and Fishing.

Ranches, 1st floor Master suite and Traditional styles, Pricing begins in the low $500’s Open House Saturday, Sunday & Mondays 12noon-4pm or by appointment.

Real Estate Services

505 Broadway, Saratoga Springs, New York 12866 Office: 518-584-0743

Now with 3 Publications: Capital Region Syracuse Central New York

(Oneida & Herkimer Counties)

How Debt Impacts Financial Habits

Among those who have the highest amounts of debt—$75k or more—over half (55 percent) have paid off all or more than half.

At a time when Americans hold a record $14 trillion of debt, including mortgages, credit card and student loan debt, according to the New York Federal Reserve, Americans may still be doing better than they realize when it comes to debt.

“Debt can be an enormous stressor for the household, with many Americans feeling like any amount of debt is a roadblock to achieving all other financial milestones,” says Brian Madgett, Head of Consumer Education at New York Life. “However, this data paints a more optimistic picture and suggests that those struggling with debt today can overcome it by following some key steps.”

A new survey from New York Life Insurance Company suggests that although debt is growing, the challenge of paying it off is not insurmountable.

In fact, slightly more than a third of respondents (35 percent) say they’ve never had more than $5,000 in debt. Moreover, nearly two-thirds (62 percent) of Millennials say they’ve never had more than $10k in debt, and a majority of respondents overall have either paid off all or more than half of their debt (35 percent and 27 percent, respectively).

Paying debt requires discipline—A habit that has extended to other money matters Managing debt effectively requires attention to detail and thoughtful planning. Given that a significant number of respondents have paid off all or some of their debt, the data suggests Americans are strengthening their financial muscles through a variety of good habits. For example, 37 percent of respondents say following a personal budget was most important to them when their debt was at its highest level. Of those who have had the greatest

debt burdens ($75k or more) and have completely paid it off, 46 percent follow a personal financial budget and 32 percent are contributing to a retirement fund—figures that are higher than the habits reported by the general survey population.

Help wanted Getting out of debt is challenging, and according to the survey data, many adults are “going it alone.”

Only about one in four respondents say they either currently or previously worked with a financial professional, and another 21 percent say that they have not but would like to do so. These findings suggest respondents may not fully realize the accessibility or usefulness of a professional as a resource to help get their money habits on track.

“It’s a savvy move to ask for help when it comes to money, whether you’re looking to get out of a rut or start accumulating wealth,” notes Madgett. “There are many resources right in your community that can offer the affordable advice and human guidance you need to achieve your financial goals.“ To learn more about the survey or connect with a financial professional, visit NewYorkLife.com. NAPSI

NewsShorts Sponsored by The Capital Team at eXp Realty (See their ad on the back cover)

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YOU BRING THE LAND…WE DO THE REST!

ARE YOU LOOKING TO BUY OR SELL A HOME? WE CAN HELP!

NEW HOME? DREAM HOME? VACATION HOME? INVESTMENT PROPERTY? MODULAR HOMES • LOG HOMES MODULAR LOG HOMES EXCAVATING • CONSTRUCTION TOTAL TURNKEY SERVICES ONE STOP SHOP - WE DO IT ALL

TIP Development can help you achieve your goal! We have something for every budget. With over 20 years of experience, we offer turnkey solutions.

WE ALSO HAVE 6 ACRES OF OPEN MEADOW LAND RIVER FRONT TO BUILD YOUR NEW HOME “FOR SALE” IN SOUTHERN VT! To discuss your project and home of choice and cost Visit www.tipdevelopment.com or Call 518-573-8030 We build to your taste in Eastern NY - Southern VT - Western MA

Frank Hall

Dealer/Builder 518-573-8030 www.tipdevelopment.com tipdevelopment@aol.com

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LifeandHomes ■ Capital Region

MATTHEW WENDT Licensed Real Estate Salesperson mwendt@coleman518.com Cell: (518) 332-4794

STANLEY SARDINA Licensed Real Estate Salesperson ssardinia@coleman518.com Cell: (518) 369-8957

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Residential • Commercial • Farms • Investments • Acreage 35 WEST GRAND STREET, PALATINE BRIDGE

124 REID STREET, FORT PLAIN

142 SOUTH MAIN STREET, SCHOHARIE

31 NORTH DIVISION STREET, ST. JOHNSVILLE

195 MOHAWK STREET, CANAJOHARIE

A must see house from the inside to the out. The grand entrance welcomes you into this beautiful three bedroom, 2-1/2 bath home with large rooms and natural lighting and its many fireplaces. Large windows to view the lawns and garden along with a view of the valley. The home is very elegant and bright. Asking $245,000

This 3 bedroom, one bath home is located on the edge of the village. The home has had many improvements, including laminate floors in the living room. The yard is surrounded by a privacy fence on three sides. Great yard for kids to play.

With minimal additional fencing this would make it a great place for your dog to run free. Asking $92,000

This home has a lot of Charm and Character, with large rooms and large windows allowing for a lot of natural lighting. This home has been remodeled, but has additional work to be done. There are 3 large bedrooms and 3 full bathrooms. New laminate flooring.

Asking $110,000

This two-story brick Italianate home built in 1860 has been immaculately restored with every room beautifully done. Upon entering the front door the entryway has one of the most beautiful winding staircases of natural wood ever seen in this area. There are hardwood floors and 9 1/2 foot ceilings. Asking $144,900

Two story, up and down, two family located across the street from the bike path. Exterior is vinyl siding and updated windows. 1st floor is a one bedroom apartment and 2nd floor is a two bedroom apartment. Separate utilities, interior needs updating. Includes the lot to the right of the house for parking. Asking $42,000

263 BEARDSLEE ROAD, ST. JOHNSVILLE

0 STATE ROUTE 162, SPRAKERS

14 N. HOLLYWOOD AVE., GLOVERSVILLE

103 KRINGSBUSH ROAD, ST. JOHNSVILLE

5765 NEW YORK STATE ROUTE 29, EPHRATAH

Tri-level, three bed, one bath home located on a dead end street and walking distance to Beardslee Lake. An amazing woodburning fireplace with a brand new insert, refinished hardwood floors and side and back porch. You will enjoy the open concept and the beautiful location. Total of 5 lots.

Asking $94,900

Vacant land (12.2 acres) located on 162. Ideal property to build a house. Asking $12,200

Everything you want in a home. Fenced-in back yard with wooded area in the back (no one directly behind you).

Three good sized bedrooms, 2 full baths, laundry on main floor, fully appliance, wonderfully updated kitchen, cozy living room with fireplace. Enclosed front porch and 1 car garage. Hardwood floors throughout. Asking $80,000

Lovely 2 bedroom, one bath home mostly sided with log and back is vinyl siding. All new flooring, wiring, water and septic piping! New doors, new appliances. Beautiful wood fireplace that heats the home by its self, if needed.

Washer/Dryer room separate with furnace and hot water tank. Brand new hot tub outside. Asking $139,000

Older three bedroom, one bath home that has been upgraded somewhat. Large 3 stall garage with workshop.

Located minutes from St. Johnsville, Great rental. Tenants will stay great income property. Plenty of parking can be purchased with or without 3000 sq ft commercial building.

Great opportunity. Asking $62,000

K RUTZ P ROPERTIES 59 W. M AIN S TREET C ANAJOHARIE

E- MAIL :

KRUTZPROPERTIES @ GMAIL . COM

|

2474 STATE HWY 30 MAYFIELD 518-661-6118 54 E MAIN STREET ST. JOHNSVILLE 518-568-2776

WWW.KRUTZ-PROPERTIES.COM

New Home In Your Future???

Building Lots Available, 1.7 Acres & 5+ Acres 1.7 borders a stream, heavily wooded with hemlock trees, in a fine neighborhood of executive family homes.

Build to suit, NEW PRICE $55,000

Let us build you one of our fine homes. Call for appointment.

Bradley Park Builders, LLC West Sand Lake 518-674-3047 • 518-466-2339

5+ Acres, clear, level with over 500’ of frontage.

Suitable for a single family home or possible in-law- not dividable. Fringed with mature trees, in a neighborhood 15 minutes to Albany APSD.

Build to suit, NEW PRICE $69,000 Won’t last at these prices!!!

Come see our Newest Model Homes in Rensselaer County. www.bradleyparkbuilders.com Call 518-674-3047 for your appointment or more information.

THE CADILLAC OF MODULARS!

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ALLEN VAN HOFF

Licensed Real Estate Salesperson NYS

Call, text or email: C: 518-441-2640

AllenVanHoff@howardhanna.com

www.AllenVanHoff.com

Queensbury/Glens Falls Lake George Office, NY 63 Quaker Rd Queensbury , NY 12804 (518) 798-3636

Enjoy these ALL SEASON Adirondack getaways!

5486 State Route 30, Indian Lake • $1,200,000 Sit on the front porch of this Log Style home with unbelievable unobstructed year round views to the north, east and south on Indian Lake in the central Adirondacks. The 3.43 Acre tree covered property with 400 feet of sandy beach.

142 Jerry Savarie Road, Indian Lake • $495,000 Welcome to Abanakee Lake in the Central Adirondacks! Enjoy year round lake front living in the is beautiful custom Contemporary Home on 1.2 acres with 240 feet of lake shore. With a large vaulted Greatroom with a fireplace.

200 Lake Shore Dr., Indian Lake $489,000 Enjoy direct year round waterfront living w/ beautiful Lake and Mountain views in this spacious Ranch Style home designed for entertaining family and friends in mind! Boasting a large living and dining room with wood burning fireplace opening to a large lakefront deck.

142 Evergreen Road Indian Lake • $374,900 This beautifully appointed custom Adirondack Log Home in the private Lake Snow Forest Community with deeded rights & just steps to Lake Snow will not disappoint. Boasting a large 2 story greatroom, large glass.

127 Squaw Brook Dr., Indian Lake • $329,900 3996 State Route 28, Johnsburg • $314,900 220 Lakeshore Drive, Indian Lake • $375,000 963 State Route 9 Schroon Lake • $187,500 Welcome to Grey Haven on Squaw BrookTrail in Birch Hills.This beautiful Enjoy 300 ft of Hudson River Direct waterfront year round living from Burkes Cottages on Indian Lake! Year round living. Beautiful vaulted This well maintained year round home has lots to offer you! The large log home boasts a lg living room w/ woodstove, bright dining & kitchen, your front porch in this tastefully updated Adk style home. It features a greatroom with fireplace and wood details, kitchen with island, front porch leads to a large bright living room, formal dining room, den, king sized 1st floor master bedroom w/ spa like master bathroom. large living room w/ wood stove, large kitchen w/ ss appl & granite. wood floors, 3 bedrooms 2 baths, a large deck and screen porch. great working kitchen with electric or propane hookup for your range.

Live Work and Play in the Adirondacks with these available Commercial Properties

8 State Route 8, Inlet • $2,249,000 Your opportunity to own and operate the Clark’s Marina! Originally established in 1960, this profitable year round full service Lakefront Marina Business operation includes Boat sales, service, rental, and storage is located on beautiful Fourth Lake in Eagle Bay .

206 Lake Shore Dr., Indian Lake • $895,000 207 Darrowsville Rd, Warrensburg • $1,075,000 Green Mansions Golf Club in the Adirondacks, just off the Northway Your opportunity to own the Indian Lake Marina! Turn key established Corridor, minutes to Lake George & Gore Mountain. Turn key 9 Hole Lakefront Marina Business operation on Beautiful Indian Lake in the Course on 72 Acres, club house, restaurant, bar, and banquet space for central Adirondacks includes Furnished 4 Bedroom year round house. weddings and parties and a separate 2 bedroom, 2 bath apartment.

6627 State Rte 30 Indian Lake • $220,000 5293 NYS Rte 30, Indian Lake • $249,000 Located just outside of town, this beautiful 4.7 acres property offers Multiple use possibilities here! In the Heart of the Adirondacks, on Route a 2 Bedroom one bath owners home with a large greatroom with 28/30, Huge traffic count, perfect for Retail, Commercial, Manufacturing, wood floors and a floor to ceiling stone porch, fireplace, business or Storage Includes 3 Buildings, Retail/Showroom,Workshop/Storage. office space.

6275 State Route 30, Indian Lake • $199,000 Mixed Use property priced below March 2019 appraisal. 3200+ square foot property offers a large commercial space currently rented as an automotive garage, and two large apartments, a one bedroom and a two bedroom, all spaces currently rented with long term tenants.

Building Lots and Acreage Available

6303 State Route 30 • $175,000

Start your own restaurant in the Adirondacks! Building, large lot and all equipment is included in the sale. Over 4200 SF, first floor restaurant and bar, seating for 48, two baths, nice kitchen set up, bar set up, refrigerators, freezers, Upstairs could be used for housing, office or storage.

Queensbury/Glens Falls / Lake George Office, NY 63 Quaker Road Queensbury , NY 12804

Check out more information, pictures, 3D Tours and Drone Videos at www.AllenVanHoff.com 8

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It’s A Seller’s Market! Call Joe Today To Sell Your Home!

NEW - 212 N. Shore, West Stoner Lake $249, 000

PRICE REDUCED - 38 Heather Drive - $455, 000 PENDING - 31 Glen Terrace, Glenville

SOLD - Rt 146 - 5 Acres

SOLD - Township Road - 19 Acres

Your Key to Real Estate in the Capital Region

Joseph Mulone

Licensed Real Estate Sales Person 322 Ballston Rd. Glenville, NY 12302

Office 518-396-5850

Cell 518-813-6514 jmulone@verizon.net

www.thepropertyshopny.com

WE’RE BRINGING OUR HIGHLY EFFECTIVE REAL ESTATE STRATEGIES TO YOUR AREA… Michelle Gorea Thompson

Jerry Vitiello R.E.Associate Broker

Cell- 315-868-9666

jerry@jerrysellscnyrealestate.com

And we're ready to go to work for you!!!

Realtor

Cell- 315-794-3260

Hunters and Outdoor Enthusiasts Paradise 152 Hewitt Rd, Oppenheim $228,000 A must see property prevails on 23+ acres. A natural paradise dream of wildlife for hunters and nature enthusiasts. Amazing property of mixed hardwoods to log or retain, acres of fruit trees and berry bushes. Agricultural Zone 4 potential weather-related business! This ADK retreat is a 4 season 1750 sqft home, 3 bds/1ba, outbuildings, detached spacious & heated rec bldg. Snow trails galore! All equipment, furnishings & more convey. Potential Hunters' Lodge, Hobby Farm. Not remote 25 mins to Johnstown, 20 mins to NYS Thruway Little Falls. It's all here. MLS# S1249400

Let the #1 Selling Team Help You Find Your Next Home

The John Brown Team

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LifeandHomes ■ Capital Region

315-570-6641 johnbrownsells.com

FIRST PLACE

Attention Seniors:

As someone over the age of 50,

Seniors Real Estate Specialist®

Joseph I Krongold, CIREC, CBR, SRES® | Lic. R.E. Salesperson

C: (518)-867-1299 | O: (518) 389-2001 ext 123 Email: JKrongold@sunrisemc.com

your needs aren’t the same as a first-time homebuyer or seller. As a certified SRES® guide, I’m uniquely qualified to meet the special needs of maturing Americans when selling, buying, relocating, or refinancing residential or investment properties. I can guide you through every part of the process.

Why Hire Me

To Sell Your Real Estate?

1. I’m Ethical & Honest.

2. Very responsive. I’m a pleasure to work with.

3. Open communication. You’ll be informed each step of the way.

4. Will negotiate in your best interest.

5. Weekly one-on-one phone calls reviewing your local real estate market updates.

Contact me for my full 30 Point Marketing Plan

You owe it to yourself to experience the Krongold difference!

Featured Current Listing of Sunrise Realty Advisors 814 Greenwood Drive, Ballston Spa | $249,900

48 Hour Contingency

WELCOME HOME! Ballston Spa schools. Move-in ready, SplitLevel home featuring 3 bedrooms, 1 ½ bath on a large corner lot in a wonderful quite neighborhood. Enjoy the fenced in and shaded backyard for entertaining and privacy, large full basement can be finished or used as storage. Some of the upgrades include: April 2012-Installation of 2-stage furnace, all venting and ductwork, 2012-hot water heater installed, August 2013-air conditioning installed, Sept 2013-driveway redone, 2013-backyard fence installed, August 2013-new roof, July 2013-flooring in den installed, new carpeting on stairs.

Nothing to do but move in! Contact Joseph: 518-867-1299

Call 518-867-1299 today to schedule a confidential

consultation and receive your FREE “Moving On” Guide to Housing – Related Resources, Tailored to Seniors and their Families.

255 Washington Ave. Ext. Suite 103 Albany, NY 12205

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CHOOSE HOWARD HANNA

Real Estate Services

Office: 518-584-0743

505 Broadway, Saratoga Springs, NY

NOW IS THE BEST TIME TO SELL. CALL US TO FIND OUT WHY! 518-584-0743

AMSTERDAM

BALLSTON SPA

FORT EDWARD

BALLSTON SPA

345 Guy Park Road $1,250,000

4A Fieldstone Way $748,500

1986 State Route 4 $659,000

6 Fieldstone Way $558,500

1st time on market in 25 years! Picturesque home dating back to 1902, has been restored to museum quality with old world architecture. Situated on and acre with immaculate landscaping.

Cathy Libecci (732) 778-5270

Incredible Country Farmhouse in the desired “Fieldstone Meadows” t/o Ballston’s newest “favorite place to live, open concept design w/ terrific flow, amazing open Kitchen, a 27’+ covJames Furey ered back porch.

(518) 229-5104

Turn-key equine facility with tremendous business potential. 2 Bed, 2 bath apartment, Heated barn with 22 stalls, 80x180 indoor arena with dust free rubber flooring, additional buildings with emKelly Zanella ployee bunk house.

(518) 573-5985

Fieldstone Meadows town of Ballston’s newest “favorite place to live” with sites from 2 to 6+ acres and an incredible country setting. One story home has terrific flow and amazing James Furey open kitchen.

(518) 229-5104

BALLSTON SPA

MALTA

BALLSTON SPA

WASHINGTON COUNTY

8 Meadowbrook Court $542,200

2 Essex Street $455,000

14 Pleasant Street $419,000

111 Everetts Heights Way $350,000

New House under construction-ready in 30 days! Located in Ridgeview Estates, Burnt Hills - best location. Open design house on a beautiful 8/10-acre home site. Still time to select finishes to James Furey your taste.

(518) 229-5104

Award winning model at Malta Springs. 1st Floor master is decorated by award winning interior design firm Blairhouse interiors. Custom Kitchen, fireplace with built-ins, finished basement with bath and Maureen Iglewski patio with gas fire pit.

(518) 321-3558

Spacious 5 bdrm, 3 bath Victorian home located in the historical district. Wrap around porch, tin ceilings, stained glass windows and original woodwork, modern kitchen.

Maureen Iglewski (518) 21-3558

MALTA

MALTA

CORINTH

CORINTH

20 Weston Way $339,000

23 Essex Street $309,000

316 Angel Road $250,000

124 Comstock Road $79,200

Malta Springs- Striking 1st floor master plan offers and open layout with plenty natural light. 3 Bdrms, 2.5 bath has many features included – Pella windows, hardwood floors, Granite countertop.

Maureen Iglewski Full basement.

(518) 321-3558

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Ranch town home is only a year old, in an outstanding neighborhood only a few minutes to downtown Saratoga. 2 Bdrm, 2 Bath, fireplace, vaulted ceiling in the living room, plenty of Victoria Nye natural sunlight.

(518) 366-1413

LifeandHomes ■ Capital Region

Large colonial style home on over 22 acres. 3 bdrm, 2 bath with country style kitchen. Woodstove in living room. 1st floor laundry. Spectacular wide walking trails.

Ritch Gregory (518) 466-0677

Beautiful custom home on 4.1 acres with spectacular mountain views from every room. 3 Bdrm, 2 bath, a gracious master suite with walk-in closet and master bath. This very special county home is close Mylene Coltey to Lake George.

(518) 791-2258

Perfectly maintained single wide with large master bedroom ensuite addition. 3 bdrm and 2 full baths. Eat in kitchen, new appliance, bright and freshly painted.

Corinth Mylene Coltey schools, nice setting.

(518) 791-2258

CHOOSE HOWARD HANNA

Real Estate Services

Office: 518-584-0743

505 Broadway, Saratoga Springs, NY

NOW IS THE BEST TIME TO SELL. CALL US TO FIND OUT WHY! 518-584-0743

SARATOGA SPRINGS

SARATOGA SPRINGS

SARATOGA SPRINGS

SARATOGA SPRINGS

108 Circular Street $1,450,000

43 Julians Way $778,951

25 Franklin Street $695,000

1 Maria Lane $599,900

Located in the heart of downtown, this magnificent mansion is truly one of a kind, High ceilings with intricate and elegant millwork.

A true chef’s kitchen features wolf 6 burner stove. Fenced backSharon Byrne yard with pool.

518) 527-4914

Brand new Saratoga Lake’s Spencers Landing from Belmonte builders. Now part of woodlands/waters edge HOA with all amenities and maintenance free.

Offering 22 single Sharon Byrne family home sites.

(518) 527-4914

4 Bdrm, 1.5 bath home is within walking distance to downtown. Beautifully redone kitchen with tumbled marble, granite and French doors to the beautiful patio. Spacious bedroom and Celia Dillion hardwood floors.

(518) 857-3684

Pristine 4 bdrm, 3.5 bath home built only 6 years ago. Open floor plan and a fantastic eat-in kitchen. Family room with wood burning fireplace, City living with your private oasis Sharon Byrne backyard.

(518) 527-4914

SARATOGA SPRINGS

MALTA

SARATOGA SPRINGS

SARATOGA SPRINGS

9 Daggs Lane $579,000

16 Riley Cove $565,000

4 Monroe Street $389,000

6 Foxhall Drive $409,000

Quality built home in a fabulous neighborhood that is walking distance to town. 3bdrm, 2.5 bath, Large kitchen with lots of natural light and granite countertops. 2 car garage and a wraparound Victoria Nye porch with gazebo.

(518) 366-1413

Lakefront living on Saratoga Lake at Riley Cove. This home is on a private road with 52 ft. of lake frontage. 3 Bdrm home and detached apartment offers year round living or for can be used for summer/ Kelly Zanella track rental.

(518) 573-5985

Location, location, location! Walk to schools, track and Broadway. Impeccably maintained 3 bdrm, 2 bath ranch on the east side of Saratoga. Lots of updated including new windows, water heater, gutChrista Hyland ters and flooring.

(203) 302-9479

2150 Sq. Ft. Colonial is in walking distance of the track. Master Bdrm suite with walk in closet and master bath, spacious 17ft guest Bdrm and on the 2nd floor of the home is a large 20 ft. bedroom with Celia Dillion sitting area.

(518) 857-3684

SARATOGA

SARATOGA SPRINGS

SARATOGA SPRINGS

SARATOGA SPRINGS

1073 County Road 70 $380,000

Seller is motivated and says present all offers!! 6 bdrm, 2 bath farmhouse estate situated on 5.2 wooded acres 3 minutes from Saratoga Lake. Freshly painted exterior.

Has a barn and 2 Mylene Coltey car garage.

(518)791-2258

Staffords Bridge Road $229,000

4 Acres for sale in a pastoral setting.

Zoned Rural residential, yet it is less than 10 minutes from downtown Saratoga. Red barn is included in the sale.

Kenneth Kroslak (518) 390-7099

23 Locust Grove Road $249,900

Beautiful Cape located just minutes from downtown Saratoga. Open floor plan on main level and huge bonus/family room upstairs. Oversized two car garage and mice sized back Maria Murphy yard.

(518) 528-1882

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29 Jones Road $219,000

Investors, first time buyers don’t miss out on the perfect starter home with endless potential. This Ashley Ranch has 3 Bdrm, 1 bath. Large fenced yard and in-ground pool on just shy of Sue Giamartino half an acre.

(802) 233-1170

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Book Your Projects Early for Spring & Summer Specializing in hot mix asphalt and concrete.

• Parking Lots • New Driveways • Asphalt Repair • Seal Coating • Hot Crack Filling

Before

• Concrete Sidewalks • Excavating • Commercial & Municipal Paving

After

518-478-5053

Free estimates, Locally owned and Operated, and Fully insured • mazzapaving@hotmail.com 14

LifeandHomes ■ Capital Region

LifeandHomes

Montgomery / Fulton

Junell Pasquarelli

NYS Licensed Real Estate Broker

Junell Realty, LLC • 161 Honeywell Corners Rd. • Broadalbin NY 12025 Cell/Text (518) 588-5141 | Fax (888) 587-3696 www.junellrealty.com

LEADING THE WAY, BECAUSE YOUR MOVE MATTERS....

109 Joann Way, Amsterdam $345,000 G TIN

LIS W

NE

Absolutely STUNNING 13 year young Colonial Home, 4 BDRMS, 2.5 Baths, 1st Fl Laundry, BEAUTIFULLY FINISHED BASEMENT, beautiful sunroom to enjoy off the back, nice backyard, patio area, landscaped premises 2 Car Garage & Central A/C. Located just minutes to NYS Thruway Exit 27 for a quick commute to the Capital Region.

190 St Highway 161, Amsterdam $179,000 D CE DU RE

This home is Super Spacious with 4 True BDRMS and 2 Extra Bonus Rooms, a large 2 car garage garage with 3 season room off the back, extra large outbuilding to store your toys in, situated on 3+/- Acres with a Pond & Fruit Trees in the Town of Florida, Montgomery County. Convenient location. Nice hardwood floors throughout the home.

152 West Street, Gloversville $59,900 LY MI FA

2

Great investment home or owner occupied 2 Family Home. 1st Fl. Unit has 3 BDRMS, 1 Full Bath, Kitchen, Living rm., Laundry Area, New Hot Water Heater & Newer Natural Gas Furnace. Unit 2, Upper unit offers 2 BDRMS, Bonus Rm, 1 Full Bath, Kitchen, Living Rm, NG Fireplace/Space Heater. Roof is under 10 yrs old, large fenced in yard.

9 Digiorgi Lane, Fonda $89,900 G TIN

LIS W

NE

17 Taft Place, Amsterdam $124,900 FULLY REMODELED from floors to Roof 3 BDRM HOME. Kitchen features Granite Countertops, SS Appliances, hardwood floors throughout, New Natural Gas Efficient Furnace with New Hot Water on Demand System, new concrete sidewalks & pads for 2 off street parking places & annual taxes are $3,384. Call Gretchen Salvione (518) 848-1843 to view.

45 Main St, Fultonville $225,000 3

AR OME LL

STE ILY H M FA

48 S. Main Street, Gloversville $135,000 IAL RC E MM CO

Great Commercial Space here for Offices, Retail, Warehouse, Dance Studio, Apartments, Brewery, Distillery, Possibilities are Endless... Nearly 13,000 Square Feet to work with, bathrooms on each floor, some newer windows, a newly sealed roof, City parking lot out back that offers plenty of off Street Parking as well as Parking on Main Street.

2 East State St, Johnstown $159,900

Cute 2 BDRM Home with a walk up Attic that could be finished down the road for that possible 3 BDRM space if needed. 1 Car Garage located under the home, deck off the back of the house, nice backyard, large enclosed front porch, located on dead end street with Public Water & Public Sewer.

111 Fon Clair Terrace, Johnstown $374,900

STUNNING, Completely Remodeled 3 Family Home that could yield you high end rents. Each Unit offers 2 Large BDRMS. 2 Units have 1.5 Baths.

1 Unit offers 1 Bath. All units have Quartz Countertops, New SS Appliances, Newer Natural Gas Furnaces, Security/Intercom Systems, Unit Laundry Hookups, Off Street Parking .

Beautiful Stately 4 BDRM, 2 Full Bath home that has some truly lovely old fashion charm.

Home features Newer siding that is freshly painted, newer windows, increased insulation, 2 Car Garage, Nice back yard & Hot Tub included if you want it!

A must see to appreciate.

1329 Ridge Road, Galway $219,900

Stunning Views & a Stellar Family Room with windows on 3 sides to Enjoy that view.

We have 3 Large BDRMS, a 2 Car Garage located in Johnstown’s Baronial Heights.

There is 47+/- Acres here, but seller would entertain selling the home with Less Acres if a purchaser desired.

Completely Remodeled 3 BDRM, 1.5 Bath Home with a View of Galway Lake. We have a Very Large 2 Car Garage with a Bonus Room Above it for some great storage space. Sellers are willing to buy a 2 year warranty for a purchaser. Seller’s are Motivated, Make us an Offer!

36 Fort Johnson Ave, Ft. Johnson $99,900 G TIN

LIS W

NE

This is one ADORABLE Move-InCondition 3 BDRM home that has a car port and 1 car garage.

Beautifully refinished hardwood floors beam in the rooms, Exterior of the home looks sharp as it was re-painted in the Fall of 2019.

Annual taxes are only $3,082.

Come take a look!

121 Oakland Ave, Gloversville $179,000 RS ME TO ES HO

INV MILY A 4F

Great investment property that has been completely remodeled in the last 4 years that is full occupancy with great tenants.

This Building will pay for itself in less than 6 years and you have nothing left to do. We do have a full operational basement, off street parking & annual taxes here are $3,414. Annual Rents $32,400.

28 Newman St., Gloversville $69,000 Cute 3 BDRM home, spacious Kitchen with SS appliances, Newer Windows, NEW ROOF, Newer Chimney & Hot Water Tank at 2.5 yrs old, large 1st Floor Full Bath, 1st Floor Laundry, back deck, yard that is partially fenced & large Carport with plenty of off street parking.

ED UC ED

R

143 West Ames Rd, Canajoharie $549,000 E UIN EQ

RM

FA

STUNNING, Immaculate Horse Farm! 119 Acres of Bliss, a 4 BDRM, 2 Bath Home with hardwood floors, SS appliances & Beautiful Views of the Mohawk Valley. Everything has been remodeled through the Home & Barns. 15 matted horse stalls, heated work shop, 4 car garage, & 4 bay machine shed.

280 Vandenburg Point Rd, Mayfield $249,900 A AG S ND HT CA RIG A S KE LA

March

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Stunning 3.3+/- Acre Parcel Approved Building Lot with 80 Feet to the Sacandaga Lake taking line that will include a 60 Foot Lake Permit for the buyers. Sellers are willing to hold a private note & mortgage with $50,000 down, up to 10 years, amortized over 30 years. There are some deed restrictions that apply. This will not last long. www.Lif ean d H o m es . com

15

LifeandHomes

Montgomery / Fulton

...is pleased to announce KAYOKO LOMANTO

has joined our office as a Licensed Salesperson

You can reach her at 518-535-0543 11 Forest St. (P.O. Box 1285) Gloversville NY 12078

or klomantorealtor@gmail.com

Buying or Selling? Call Lana!

1 Lark Sreet, Gloversville

108 Bertrand Road, Town of Mayfield

5 Judson Parkway, Gloversville

278 Steers Road, Broadalbin

165 County Hwy 123, Mayfield

465 County Hwy 102, Town of Johnstown

580 County Hwy 146, Town of Johnstown

507 N Main Street, Gloversville

19 West Street, Gloversville

Discriminating buyers have been waiting for a home like this! Dutch Colonial, 3 bedroom, 1.5 bath on the corner lot of a quaint tree lined street. Recently updated while retaining the original charm. Over 1900 sq ft of living space! $97,000

Are you looking for lots of living space, lots of outdoor space and a desirable area and school district? Then come take a look at this 3,400 square foot home in the BroadalbinPerth School district. 3 beds, 2 baths, newer extra large 2 car garage. $199,900

Extra spacious 1997 Double wide with inground pool, large 30 x 30 metal storage, 2 car garage, carport, shed…sitting on 1.3 acres. 3 bedrooms, 2.5 baths. 1900 square feet total.

Mayfield School District. $149,900

Lana Ruggiero, ASP, CNE, GRI Licensed Real Estate Broker

This is your year to get your dream house on the lake!

Totally remodeled year round house with 100 ft of direct Great Sacandaga Lake frontage can be enjoyed year round!

Very spacious open concept living area plus 3 bedrooms, 2 full baths and 2 garages. Beautiful brand new kitchen, master bath, driveways, docks & more! $599,9000

Recently remodeled year round home with a 10 ft permit on the Great Sacandaga Lake! 2 bedrooms with large living room/ dining room. New furnace, pellet stove, windows & paint.

Affordable living with lake access! New Price $149,900

Spacious Cape Cod just on the outskirts of the city. Perfect starter or downsizer, with bedroom and full bath on main floor. All new flooring. Large kitchen, spacious living room and quaint dining room. 2 large bedrooms and walk in closet on 2nd floor. $89,000

518-470-4738 main

lanaruggierorealty@gmail.com

Gorgeous early 20th Century colonial on a beautiful tree lined street with center terrace. Over 2000 sq feet of living space for entertaining and family get togethers. 3 bedrooms, 3 full baths, gourmet kitchen and family room. Private, landscaped, fenced in yard. $199,000

Cozy 2 bedroom cottage, easy to heat and maintain with gorgeous views of the mountains on 1.3 acres. Lots of natural light and the convenience of one floor living. Over sized garage with partially fenced in yard. $129,900

Great investment opportunity. 3 unit city property, fully rented. Large backyard barn/garage could bring in additional rental income. Lots of off street parking, owner pays utilities. Call for more details…$79,900

www.ruggierorealtyllc.com

518-470-4738 • lanaruggierorealty@gmail.com 16

LifeandHomes ■ Capital Region

LifeandHomes Adirondack Living

Two Lots Two Cottages! $79,500 Generations have enjoyed now it’s your turn! Plenty of sleeping room in these rustic cottages.

Waiting for you to make yours. Association Beach is at the end of the street!

Peck Lake $395,000 Wow! Enjoy Year round living on Peck Lake, This turn key home is ready for you to enjoy.

Spacious 4BR/3BA.2 fireplaces, open living area, a Full finished walk out basement, Oversized 2 Car garage, and your own sandy beach to enjoy this summer. There’s room for everyone! Come See!

Great Sacandaga Mayfield $480,000 Commanding lakeviews from this waterfront Great Sacandaga home.Town of Mayfield. Plenty of room inside and out.

140feet of shoreline with dock. Main home has 3BR 2BA plus walk thru rooms. A Formal den & Living room that overlooks the lake. Full basement with FHA heat and a Generac. Plus a 2BR/1BA Guest cottage! 1 car garage. Call today to see!

East Stoner Lake! NOW $164,900 Direct Waterfront 3 BR! Sandy beach w/ dock & patio.

Full basement, could be year round. Hurry, summer is almost here.

24 Lexington $110,000 Looking for a well kept home? This is it! 3 Big bedrooms, 1.5 Baths, Formal dining and living rm. Finished Basement.

HUGE Fenced Yard!! Come see!

Coming Soon! Get on the lake! Year round living on West Caroga Lake!

Sunsets forever from this 3BR/2BA lake front home! Plenty of living space and totally updated! New kitchen, baths and many more updates! 2 Car garage plus additional workshop. Nice dock too!

MOVE IN READY! Call for more details!

CAROGA LAKE

West Caroga Lake Access! NOW $75,000 Cozy cottage w/ many updates. Large bedroom up w/ walkthrough bedroom. Propane heat & woodstove.

Modern kitchen & huge bath. Low maintenance lot.

New Pine Lake $225,000 Walk to Pine Lake from this New 3BR/2 BA Adirondack Chalet! Impressive great room with soaring ceiling.

Master suite, Stainless kitchen opens to big fenced yard! Full high pour basement. 1 car garage.

Walk to Pine Lake, hiking, snowmobile!

31 North St Gloversville $38,000 Investors! 2 Units with a Garage!

Fully rented and making $$

South Johnstown Victorian! $157,000 Victorian! 3-4BR 2BA, fully restored, so much new! Very energy efficient, low heat bills. New Windows, roof, kitchen, baths, garage. Move in and enjoy this beautiful home!

West River Rd $35,000 Town of Wells, 8.5 acres! Surveyed, Lots of Road Frontage! Easy to build!

Town beach for Lake Access! Hike from here!

Caroga $44,000 8.5 Acres, 100 ft. of road frontage! Approved to build!

East Caroga Lake access and this view!

LAND, LOTS & ACREAGE

2 Lots - 200 ft. Road Frontage, Clearing & Woods | $16,000 3.6 Acres | Lake Access W/Elec & Septic • $53,000

Money Maker - Gloversville!

Live free & let your renters pay the bills. Big Barn for more $$. Lots on new makes. Move in ready. $42,000

Town of Danube $18,000 Close to Cooperstown!

13 Acres Ready to Develop for home or mobiles.

2 For One! $82,000

E. Caroga Association Beach! 1 year round cottage and summer guest house! Enjoy year round fun!

Just a short walk to the beach.

EPHRATAH

Two 10 acre parcels, cleared | Level , easy to build • $30,000 & $32,000

WANT TO SELL? CALL MEL!

Check the Web www.adksrealty.com • 518-835-2357

March

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www.Lif ean d H o m es . com

17

LifeandHomes

Commercial

COMMERCIAL OPPORTUNITY • INVESTORS TAKE NOTICE! 175 WEST MAIN STREET • AMSTERDAM $78,900 Commercial property. Great for auto storage, repair shop, warehouse, florist. Former bottle redemption center. Building has a rear overhead door.

Great visible location. Building to be sold “As Is”.

Call ANTHONY FALVO for Details! (518) 461-5182

Your Key to Real Estate in the Capital Region JOHN BEVILACQUA

Broker & Owner of The Property Shop

Cell: 718-909-0552 Office: 518-396-5850 john@thepropertyshopny.com

www.ThePropertyShopNY.com | 322 Ballston Rd. Glenville NY 12302

18

LifeandHomes ■ Capital Region

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7 GLEN HALL DR

Queensbury

499,000

Davies-Davies & Assoc Real Est

518-656-9068

Res

16 JOELSON CT

Albany

145,000

RE/MAX Solutions

518-225-3538

Res

6 ARIZONA AV

East Greenbush

249,900

Vera Cohen Realty, LLC

518-477-7355

Res

24 MAPLERIDGE AV

Albany

149,900

Gabler Realty, LLC

518-935-4800

Res

28 SOUTH GREENFIELD RD

Greenfield

389,900

Julie & Co Realty, LLC

518-350-7653

Res

18 PHILLIPS ST

Nassau

$54,000

Gersch Real Estate Group

518-452-1456

Res

102 BUCKINGHAM DR

Albany

239,900

518 Realty.Com Inc

518-456-6518

Res

78 13TH ST

Troy

122,900

Heer Realty, Inc.

518-365-4469

Res

16 JO ANN CT

Colonie

309,700

Coldwell Banker Prime Prop.

518-640-4023

Res

12 Wyatts Circle East

Greenbush

$434,900

Sterling Homes Inc.

518-688-2211

Res

813 RED OAK DR

Niskayuna

$354,800

Gucciardo Real Estate LLC

518-221-9079

Res

33 SOUTH WESTCOTT RD

Rotterdam

109,900

Darby Real Estate of NY Inc

518-322-8863

Res

41 WATERVIEW DR

Saratoga Springs

857,000

Bicentennial Realty

518-439-3905

Res

373 SAND CREEK RD

Albany,

269,900

Howard Hanna

518-438-4511

Res

264 3RD AV

Troy,

$49,900

Pro Realty Connection LLC

518-429-9032

Over 34 Years Serving Central NY

Call Today for Details 315-865-5845

Agents Per Month

Davidplisi7@gmail.com

LifeandHomes.com

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March

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19

LifeandHomes

Product & Service Directory

Find the Service or Products you need Right Here!

in the LifeandHomes™ Product & Service Directory | 315-865-5845 LIFEANDHOMES™ To advertise your business in this space and 315-865-5845 be a part of the Capital Region’s ever growing Home Service Network, give us a call and join the LifeandHomes™ community! 315-865-5845

Insulation

STONE PRO (518)-257-2740 Member Since 09/18

Stone Pro offers residential and light commercial masonry, concrete and construction services.

From new construction to upgrades, we can design, build and fulfill construction or re-modeling needs with a personalized approach that focuses on quality. Stonepro.org

Overhead Doors

GREENBUSH FOAM SPRAY FOAM INSULATION Providing high-performance spray foam 518-993-2600 Member Since 02/18

Paving

Masonry

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insulation to create energy efficient homes.

Reliable service and attention to detail.

Call for your free estimate.

OLEARY OVERHEAD DOOR, LLC Specializing in Residential & Commercial repair & 518-321-2736 installation of garage doors and openers. Serving Saratoga, Clifton Park, Glens Falls & surrounding areas. OlearyOverheadDoor.com

We Do Color

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OLeary Overhead Door, LLC

Serving Saratoga, Clifton Park, Glens Falls and Surrounding Areas!

20

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After

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Specializing in all Residential and Commercial repair and installation of Garage Doors and Openers.

GLIMMERGLASS SWIM SPAS & POOLS 518-993-5151 One piece fiberglass pools, 28 models to Member Since 02/18

choose from. Quick installation, easy to clean, built in steps and seats, no seams. Available in white or colors. Glimmerglassspas.com

Spray Foam Insulation

We Remember You After The Pool Is In

Call 877-993-7727or 518-993-5151

Driveways, parking lots, concrete sidewalks, asphalt repair, seal coating, excavating, commercial & municipal paving and more. Free estimate, Fully insured.

Lower Your Heating Bills

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See all 31 models at www.glimmerglassspas.com

Member Since 03/20

Pools/Spas

Create A Backyard That Makes Your Family Want To Stay Home & Relax

Financing Available

M. MAZZA PAVING LLC 518-478-5053 Specializing in hot mix asphalt and concrete.

Greenbush Foam Spray Foam Insulation Call for your FREE Estimate Call 518-993-2600

A subsidiary of Old Oak Environmental Restoration, Inc., Fort Plain NY

Don’t see YOUR Product or Service info in this issue?

Contact David Lisi 315-865-5845 Davidplisi7@gmail.com www.LifeandHomes.com

For questions & free estimates

contact

(518)-257-2740

concrete18@yahoo.com Stonepro.org

LifeandHomes

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March

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21

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We Remember You After The Pool Is In 22

LifeandHomes ■ Capital Region

March

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23

The Capital Team

at

Brian Brosen & Reginald Monroe Licensed Associate Real Estate Brokers

Love Real Estate, Love Life

8 Ridgewood Lane, Glenville

$214,000 17 Joy Drive, Loudonville

Large split level home on a superb corner lot in the Scotia Glenville school district. This nearly 2000sf home has hardwood floors in both living and dining rooms. Living room features a wood burning fireplace. Home has been freshly painted throughout, has vinyl tilt in windows and all appliances are less than 2 years old. Kitchen has plenty of cabinet space and SS appliances. Home has great spacious family room with doors to screened in back porch, overlooking the backyard. 3 bedrooms on 2nd floor, and 4th br on 3rd level with built in drawers.

Other features include central air, 150 amp electrical, basement w/ waterproofing system, and breezeway between home/garage.

$279,900

Spacious Executive style raised ranch walking distance to The Crossings Park in the South Colonie school district. This home features hardwood floors and open living room,dining room combo upstairs next to the spacious kitchen. Home has great office area off of dining room leading out to back yard. Lower level has amazing and large family room with gas fireplace, kitchenette/bar area and so many possible uses with these spaces. Lower level has bedroom, laundry, full bath as well. Furnace and central air both 5 yrs old , hot water heater 4 yrs old.

Fenced in yard, 2 car garage.

Come stop by our booth at

Saratoga

Home & Lifestyle Show Saturday, February 29th 10:00am to 6:00pm

156 Kenwood Avenue, Delmar

& Sunday, March 1st 10:00am to 4:00pm

Rental - $1.300 per month

Spacious 2 bedroom apartment(1100sf) located on the first floor of this 2 unit in Delmar. Home has gleaming wood floors, freshly painted and unit was recently painted. Off street parking provided, and basement features coin operated washing machine and dryer. One bedroom is very large with good closet space, other is good sized. No pets allowed, no smoking. Credit application for each adult.

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www.TheCapitalTeam.com | office: (518) 320-8008 24

LifeandHomes ■ Capital Region