LifeandHomes Capital Region NY March 2022

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Capital Region

Life and

Homes

MARCH

2022

Residential • Commercial • Land • Investment

Distinguished

Homes

Building Opportunities Lots & Acreage

Wonderful

Waterfront Living Find A Place You’ll Love @ www.LifeandHomes.com


Welcome Welcome

Worth The Effort

Life and

Homes

We’re one month closer to the promise of Spring. In my opinion, it can’t come soon enough. Real estate transactions typically gain momentum at this time of the year and for those thinking of entering what continues to be a competitive market, there are a number of steps you can take now to prepare yourself and your home. Begin researching which agency/ agent you’d like to list your home. Ask for references from friends and family, pay attention to who is actively marketing, check online reviews. The agent you select will help you determine what your house is worth on today’s market and will walk you through the entire selling process. Since you’re still indoors much of the time anyway, start the decluttering & de-personalizing process. Every buyer will be paying attention to how much storage a home offers. Half empty your closets. Get rid of, or pack up, anything you aren’t currently using and organize what’s left. Removing excess items makes even small closets appear bigger. Put personal items, i.e. collections, keepsakes, family photos, away to help potential buyers visualize the space as their own. Arrange the furniture to maximize the use of space and remove oversized pieces that can make a room feel small. Get a new fresh coat of paint on the walls. Clean the curtains or go buy some inexpensive new ones. Replace door handles, cabinet hardware, make sure closet doors are on track, fix leaky faucets and clean the grout. Take steps now to prepare your home to bring in the best offer. We welcome you to begin your search for the right agent and the ideal home here at LifeandHomes and online at LifeandHomes.com.

Follow Us on Facebook

www.facebook.com/pages/Lifeandhomes.CapitalRegion

CAPITAL REGION, NY EDITION

Account Executive/Owner Sales Representative

David P. Lisi, RMC

David P. Lisi, RMC

Davidplisi7@gmail.com

Real Estate Marketing Consultant 315-865-5845 • Davidplisi7@gmail.com

Table of Contents

News ____________Shorts ___________________________________________________3 _ Julie & Co 4-5 ________________________________________________________________ Deborah Fontes 6 Sky Photos _______________________________________________________________6 _ Sterling Homes 7 ________________________________________________________________ Joseph ______________Krongold ______________________________________________8-9 ____ Junell Realty _____________________________________________________________10 ___ Glebus Real Estate 11 ________________________________________________________________ Craig ___________LeClair __________________________________________________12 ___ Bradley Park Builders 13 ________________________________________________________________ Empire _______________State _________Stone _____________________________________14 ___ Professional Career Ctr 15 ________________________________________________________________ KT Tree Services 16 _Hinman ________________Construction ____________________________________________16 ___ _Marketing ___________________Listing _____________Service ____________________________17 ___ PMD Business 19 Protect NY _____________________________________________________________19 ___ ADK Realty 20 ________________________________________________________________ ADK Hearthside Realty 21 Bird’s Realty _____________________________________________________________21 ___ Products & Service Directory 22 ________________________________________________________________ Business Opportunity 23 Amber Water Pros 23 _Net _______Casting _____________________________________________________23 ___ ADK Realty Back Cover

P: 315-865-5845

Sales Representative

Doug Benson, RMC dbenson@LifeandHomes.com

P: 315-368-5040

Advertising Deadline April 2022 Issue

March 11, 2022 For advertising rates & info, contact

315-865-5845 DAVIDPLISI7@GMAIL.COM

Published by Corporate Office

David P. Lisi, Owner 315-865-5845

Davidplisi7@gmail.com www.LifeandHomes.com

Corporate Editor

KIM LISI

Kim.lisi.79@gmail.com Lisi Merchant Solutions, Inc.

PO Box 18 Holland Patent, NY 13354 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc.

This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site. Copyright © 2022 Lisi Merchant Solutions, Inc.

Front Cover Featured Home

Do You Have a Cover Quality

Home for Sale? Put it on our cover for as little as $395 and show it off!

Life and

Homes

Magazine

Online

Mobile

Call David at 315-865-5845 or email davidplisi7@gmail.com to participate.

Capital Region Central New York

(Oneida, Herkimer & Madison Counties)


Smart Thermostats

& Your Privacy Smart home devices that often analyze your habits and patterns are everywhere. How much of your privacy are you giving up while using smart home devices? One smart home device growing in popularity is a smart thermostat. To be most effective, a smart home device can virtually “feel” and “listen” to what is happening in your home. Asking a few key questions can help you better understand how smart device companies use your information. What data are they collecting and what will they do with it? - Review the company’s terms of service and privacy policy carefully to understand the type of information it is collecting and how it will use it. Watch for how companies use your activity data. Even if a company confirms it does not share or sell your data to third parties, it is possible it may still be using your thermostat data (such as when you are home or not home) for other purposes beyond heating and cooling your house. Does the thermostat require you to integrate with a larger platform, use its smart home platform or have other requirements to use the basic features of the thermostat? Activities like these often give companies easy access to your data. Are they recording what you say? - Some smart thermostats include a microphone so you can use your voice to interact with the thermostat. Do you know how that information is being used or stored? There are smart thermostat options without microphones available. The key with any smart home thermostat product is to do your research to ensure you are buying one that meets your needs without sacrificing your privacy.

Emerson offers one such option with its Sensi smart thermostats. You don’t need to trade your privacy for energy savings and a comfortable home. To learn more about smart thermostats that prioritize your data privacy, visit Sensi.Emerson.com/DataPrivacy. (BPT)

need or furniture that needs assembling could lead to additional charges. Moving day will present enough headaches, and the professionals you hire shouldn’t add to them. For help choosing a moving company, or to find more advice on moving and packing or unpacking visit www.youmoveme.com/us. (NewsuUsa)

3 Steps Hog In Closer to

Your House

No matter how many times you do it, moving doesn’t really get any easier. Packing up everything you own into tidy boxes is intimidating. Check out the following moving advice inspired by the TLC Home network.

• Use the fastest spin cycle on your washer to

a New Home 1. Pack little-used items far in advance. Don’t wait to start packing. Just don’t. Start packing largely unused items roughly two months away from the moving date. Take care of seasonal decorations, clothes that aren’t being worn, books, DVDs, guest room contents, and anything else that won’t be missed for a little while. Label every box by its room or contents, and put things from a certain room in the same box. There shouldn’t be kitchen utensils in a box with “bathroom” scrawled on it, or unpacking will be a nightmare.

2. Plan menus to use up pantry food. Cans and boxes of dry goods are obnoxious to pack, move and unpack. Chances are, the food in the back of the cupboards isn’t on any favorites list. It may even be going bad soon. So, take some time and create a menu using up as much old stuff as you can. Don’t go overboard, but exercising creative muscles never hurt anybody.

3. Make sure the moving estimate includes everything. A small oversight on the amount of boxes, rooms, size truck you’ll

Clothes dryers are a convenience most of us wouldn’t choose to live without even though that little hog can use more electricity than a newer dishwasher and refrigerator combined. If you’re not ready to forsake convenience for savings, there are still steps you can take to dry clothes using less energy. remove as much water as possible from your clothes. • Dry light and heavy items separately. - Sorting loads by weight means you won’t waste energy on items that require less drying time. • Untangle items before placing them in the dryer and don’t overcrowd. More circulation of air equals less drying time. • Clean the lint filter every time. Did we mention you should do that every time? Not only is lint a serious fire hazard, but buildup on the filter also impedes air circulation leading to longer dry times. • Skip the time cycle and use the auto-dry setting instead. Auto dry sensors turn dryers off automatically, potentially saving you a lot of money each year. • Running back-to-back dryer loads lets you take advantage of retained heat from the previous cycle, cutting down on energy usage.• Do laundry when it’s cheapest. If you’re eligible for time-of-day pricing, free energy weekends or a similar pricing perk from your electricity provider, save your laundry for when rates are lowest. Look for the ENERGY STAR logo and read the black and yellow ENERGY GUIDE labels the next time you’re considering purchasing a new dryer. March

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LifeandHomes ■ Capital Region


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Award-Winning Real Estate Service

Residential • Multi-Family • Commercial • Investment

• Top 10 Agent

• Certified Buyer Representative

• Multi-million Dollar Producer

• Seller Representative Specialist

• Resort and Second Home Specialist

• Short Sale and Foreclosure Resource

• Commercial and Investment Real Estate Certified

Call Debbie Fontes (518) 596-2273 Check out my websites:

www.TheBestAlbanyHomes.com | www.AgentDebbieSellsSchenectady.com

Deborah Fontes

Agent Debbie in “The Little Red Car” Real Estate Associate Broker Seller Representative Specialist

Office 518-396-5850

Cell 518-596-2273

SellWithDeb56@gmail.com www.thebestalbanyhomes.com

www.thepropertyshopny.com

518-290-7413 www.myskyphoto.com

322 Ballston Rd. Glenville, NY 12302

Eye Level to Sky Level Photos and Videos 360 Tours • Real Estate Dollhouse • Short Term Rental Construction • Events

FAA CERTIFIED • INSURED • RAPID TURNAROUND 6

LifeandHomes ■ Capital Region


March

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How Much Is Your Home Worth?

Receive Your FREE Online Home Evaluation.

Click Here

Seniors Real Estate Specialist®

Joseph I Krongold,

Licensed Associate Real Estate Broker Email: jkrongold@new-abode.com

CIREC, CBR, SRES®, PSA

One Solar Way, Latham, New York 12110 8

LifeandHomes ■ Capital Region


Buy & Sell With Confidence

Call Joe Krongold

C: (518) 867-1299 Best Agent Building INTEGRITY, CREDIBILITY and TRUST with VIDEO! Creating an EMOTIONAL connection and WOW factor! Showing GRATTITUDE! Celebrating UNIQUENESS! Providing VALUABLE content! Click HERE to view Joe’s clients and co-workers RATINGS and REVIEWS

WINNER “Partnering with my client’s, Offering Sound, Effective, Personalized Real Estate Guidance and Solutions”

One Solar Way, Latham, New York 12110 | jkrongold@new-abode.com P: (518) 389-2001 extension 123 | C: (518)-867-1299 | F: (518) 782-9359

March

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Junell Pasquarelli

NYS Licensed Real Estate Broker

Junell Realty, LLC • 161 Honeywell Corners Rd. • Broadalbin NY 12025 Cell/Text (518) 588-5141 | www.junellrealty.com

LEADING THE WAY, BECAUSE YOUR MOVE MATTERS....

Town of Perth $242,000 W

NE

G TIN

LIS

755 Midline Road, Amsterdam Adorable, completely remodeled Ranch on 0.69 +/- acres, 1 car garage in Amsterdam & Broadalbin-Perth School District. New, New, New kitchen, flooring, vanities, roof, etc. Whitewashed brick wood working fireplace, fenced yard & full basement.

Town of Palatine $349,900 ES CR

27

-A +/

Town of Charleston $305,000

City of Johnstown $195,000

192 Gidley Road, Esperance Many new updates on this fabulous 4 BDRM, 2 full bath country style home. New beautiful stone finish propane fireplace built in the living room (too new for pictures), large 2.5 car garage and just surveyed to show 2.02 +/acres with a stunning view to enjoy.

102 Prindle Avenue, Johnstown Lovely 4 BDRM center hall Colonial home with 1.5 baths & 1 car garage. New vinyl siding, full attic & basement, beautiful natural wood work throughout. Call Virginia Mackey, NYS Lic. Assoc. Broker to view (518) 221-4340.

Village of Mayfield $1,449,000 /

IAL RC L ME NTIA M CO ESIDE

R

24 West Main Street, Mayfield Stunning metal frame bldg. used as a warehouse offering approximately 13,500 sq.ft. of space, plus 3 other bldgs/investment bldgs & large parking lot. Rents for 2 of the homes are $3,000 per month. 1 single family home, one 2 family home & 1 large office building.

JUNELLREALTY LLC 10

LifeandHomes ■ Capital Region

1891 Wagners Hollow Rd, Ft. PlainOne of the few properties with ample acreage, 27+/- acres with a meticulous kept 4 BDRM, 2 full bath farmhouse, barn, some outbuildings, and annual taxes with NO exemptions $4,218. A must see to appreciate!

Town of Palatine $219,000 ES CR

-A +/ 9 4

Eaker Road, Ft. Plain Currently used for a rural airport, but you could build your dream home on it, use as a retreat or keep as an airport if you have your own plane. We have a 50x67 steel bldg., small outbuilding, large covered building used for T-hangers that is approximately 48x234.


Adirondack Properties By

GLEBUS REALTY 1399 US Route 9 Schroon Lake, NY 12870

Brenda Wells $159,000 E

Broker/Owner

Call 518-791-0075 (Mobile) or 518-532-7191 (Office)

Associate Broker

SAL

Gary Glebus

Listing & Selling Properties in the Adirondacks for 43 years

$275,000

$198,000

$675,000

$219,000

ING ND E P

3 bedrooms, 1.5 baths. Walk to beach, launch yourboat at town dock, walk to town park.

Schroon Lake

Overlooking Lake Champlain Your family compound, ATV trails, small & big game hunting

416 Acres

16 Acres, sugar orchard, pasture for your horse, short drive to Lake Champlain.

Custom Built All Season Home

Furnished Alta Log Lakefront Home 130’ on Lake Champlain, 3 bedrooms, 2 fireplaces, hardwood flooring, stone patio, dock, boat.

5 bedrooms 4 baths, ideal family home near all amenities in town, operating now as a B& B or Airnb.

$298,000

$105,000

$16,900

$199,000

$95,000

Crown Point - Federal Style Home

G DIN EN

EP

SAL

Modified A Frame on 12 acres Very private setting in the woods with outstanding Mt. Views.

Schroon Lake Bungalow

E AL

S

Schroon Lake

Total renovated all season vacation home, 2 bedrooms, granite countertops, knotty pine,dock rentals & town beach area nearby.

for building your Log Home on the this cleared site. wildlife galore, Asking $95,000.

$349,000

$529,000

$65,000

$149,000

E AL

S

ING ND E P

G DIN

PEN LE

SA

Adirondack Home w/ Docking Rights

Adirondacks: Beautiful Ranch Home

Lakefront Home on Lake Champlain 3 bedroom 2 bath Alta Log Hom with 129’ direct waterfront, town water.

2500’ of road frontage, wildlife, mixed forest, ideal recreational land in the Adirondacks.

$59,000

$65,000

$195,000

$165,000

to Johnson Pond in the town of North Hudson, near the High Peaks!. Off grid.

80 Acres in the Adirondack Park

Near High Peaks region of the Adirondacks,near Dix Wilderness Hiking Trail, state land with ponds & river access.

$215,000 ING ND E P

1.03 Vacant Building Lot

In Town. 2 bedrooms, walk to school, shops & restaurants and public beach, garage, town water & sewer.

4 bedrooms, 2 baths, heated in-ground pool, hot tub, 2 car garage, plus 36’ x 40’ detached garage.

54 Acres with ATV Trails

130 Acres

Ideal Location in the Adirondack Park, Small & big game hunting at its best.

$22,500 E

SAL

Near Lake Champlain

Fixer Upper, 2 bedrooms, monitor heat, fenced yard, basement.

18 Acres - On Your Way to Gore Mt. Ski Center in the town of Chester build your vacation home here in the Adirondack Park.

Views of Schroon Lake On 151 Acres Short drive to Adirondack public beach, make this vacation retreat, hiking & nature lovers paradise!

114 Acres

Million Dollar Views of Lake Champlain & the Green Mts. of Vermont. 1500’ rd ft.

G DIN PEN

Schroon Lake

1.93 Acres bordering State Land, spring, short drive toLake. Build your log home retreat here.

Listing & Selling Properties in the Adirondacks for 43 years

March

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Serving the Greater Capital Region - Call Me Today!

Turning Dreams Into Reality For BUYERS & SELLERS

(518)210-7500

your home partner at every step Craig LeClaire ABR, CBR, CSP, SFR C: 518-210-7500 Associate Real Estate Broker cleclaire@falveygroup.com Falvey Real Estate Group www.craigleclaire.com 12

LifeandHomes ■ Capital Region


Let Us Build One Of Our Custom Designed Homes For You! Call 518-674-3047 New Handicapped Accessible Ranch Just Delivered. Ready for Spring!

4 Bedroom | 2.5 Baths

Many plans to choose from!

3 or 4 Bedrooms | 2.5 Baths

References Available 3 Bedrooms | 2.5 Baths

3 Bedrooms | 2.5 Baths

Fully Insured 3 Bedrooms | 2 Baths

3 Bedrooms | 2 Baths

Specializing in custom homes in Rensselaer County and Columbia County.

Bradley Park Builders, LLC West Sand Lake

518-674-3047 | email: bradleyparksub2@aol.com THE CADILLAC OF MODULARS!

www.bradleyparkbuilders.com

View our model home in Rensselear County! Call 518-674-3047 for your appointment or more information. March

Authorized Builder for 25 Years Westchester Modular Homes ■ www. Lif ean d H o m es . com

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Visit our Showroom & Fabrication Center

Providing the Capital District with the Finest Granite • Quartz • Natural Stone Kitchens • Baths • Complex Custom Fabrication

Call for your FREE consultation. Your Satisfaction is our Business!

Open 6 Days (closed Sunday)

2053 Central Avenue • Colonie • 518-456-6500 • esstone.com 14

LifeandHomes ■ Capital Region


Real Estate Career In Your Future? We Offer Licensing & Continuing Education Real Estate Classroom Courses In-person or Live Stream Instructor Led - Interactive Best Way to Learn

ONLINE COURSES Licensing & Continuing Education For: Real Estate Agents & Brokers, Appraisers, and Mortgage Courses Available ALL 50 States

CompuCram is the leading test prep tool working across multiple platforms... Pass the test the first time.

Click Here for Course Catalog

CLASSROOM COURSES

New York State Licensing & Continuing Education For: Real Estate Agents & Brokers, Assessors and Appraisers Salesperson Courses Start: March 14 , April 18 & June 6

In Person or Virtually by Zoom™ Instructor Led Training & Text Book $459.00 Salesperson

Experienced Instructors - 30+ years providing Real Estate Education Get all the benefits of in person class without the drive with Zoom™ Seating is limited

Click Here

for Website & Schedule

Professional Career Center NYS Approved Education Center

www.procareercenter.com

(315)432-1045 • Toll Free: (844)626-8773

March

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KT TREE SERVICES, INC. FULLY INSURED • FREE ESTIMATES • 24 HOUR EMERGENCY SERVICE A GUILDERLAND FAMILY OWNED BUSINESS

TREE SERVICES FOR RESIDENTIAL & COMMERCIAL PROPERTIES

• TREE PRUNING & REMOVAL

• 150 FT. CRANE & ARIEL LIFT

• TREE CABLING

• DRAINING & EXCAVATION

• STUMP GRINDING

• BRUSH HOGGING

• LAND CLEARING & LOGGING • FIREWOOD • COMMERCIAL SNOW & ICE MANAGEMENT

(518) 588-5490 KTTreeServicesInc@gmail.com www.KTTrees.com

Insurance Certificate for EVERY Customer!

Kyle Trestick President

Visit our New Website for quality design, building and remodeling information and a complete list of our services.

HinmanConstruction.com Design ~ Build ~ Remodel Additions, Kitchens and Baths. Office: (518) 885-1835

www.HinmanConstruction.com 16

LifeandHomes ■ Capital Region


LifeandHomes

Marketing Listing Service

Attention Capital Region Real Estate Professionals

Premier Real Estate Listing Service We Bring People and Homes Together

Marketing Listing Service Package

We specialize in simple but effective marketing solutions for real estate agents and brokers in small towns and markets across America, like you.

What’s Included at one flat rate for real estate agents: MLS Listing Services

A simplified and centralized database of area listings to help you promote your new listings and buyer needs to cooperating agents and brokers, plus off-market, solds and historic info.

Access to Property Not Listed Anywhere Else

Agents get special access, you’ll have access to listings not found in other MLS or on the big property sites all in one place.

Member’s Only HotSheet

Every new listing is automatically broadcast out to all agents in your area and subscribers outside of your area that have requested alerts.

Syndication

Consumer New-Listing Alerts

LifeandHomes promotes our website and magazines in print, digital and on social media to drive attention to the local area.

Promote your listing on hundreds of property websites in one shot. We’ll post your listing on all the major portals via ListHub and also directly to Realtor.com, Zillow (coming soon), Homes.com, Rental Beast and more.

Affordable Life and Homes Website

Your listings will automatically appear on the Life & Homes property website. Visitors are able to search by area, property type, property features and more.

Branded Web Page for Agents and Brokers

Membership

We’ve redesigned Life & Homes to give you a branded landing page that can take the place of a website

40

$

For Agents Per Month

IDX

We offer full freedom to use a different website provider or connect with other tools you use with our RESO-compliant API access tools.

Life and Homes Agent Directory

You will automatically be added to our agent directory so buyers and sellers can quickly find you and confirm your status as a credentialed real estate agent.

Take Your Marketing Up a Notch Life and

Homes Capital Region

MARCH

2022

ment Land • Invest Commercial • Residential •

Distinguished

Homes

l Wondet rfu Living Waterfron

Find A Place You’ll Love

Buildiniesg Opportunit Lots & Acreage

es.com @ www.LifeandHom

LifeandHomes Magazine Ads

Featured Listings & Social Media Boost

Take your advertising and exposure to the next level with a magazine ad. We create digital and print magazines that we distribute to the local area, via our focused digital marketing efforts, and through our other advertisers and partners networks. We also welcome your involvement in promoting them in local businesses. Together, we all help one another. (This is an additional cost - see ad rates.)

Over 36 Years Serving Central New York

Postcards, Flyers and Other Print Promotion

Social media can be confusing and time consuming so we’re making it easy. We’ve tapped into national experts on social media to bring you targeted posts like the pros do it. You can simply share your listing for free to your own network, or use our tools to “boost” your listing on Facebook (you set your budget) to reach a wider, targeted audience. (COMING SOON)

Who says print doesnt work? They still get results for rural properties, small towns and just about anywhere mail is accepted. Our system makes it incredibly easy to create print materials with your consistent branding. Use our library of templates to create your design, and just pay to print or export. (COMING SOON)

Call Today for Details : (315) 865-5845 Email: Davidplisi7@gmail.com

March

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Buying Your First Home:

What You Should Know

The housing market has exploded since 2020. According to the National Association of Realtors, 31% of all home purchases since 2020 have been made by first-time home buyers. “Buying your first home is an emotional experience,” said Bonnie Lee, Mercury Insurance Vice President of Property Claims. “And while the first few weeks are filled with the excitement of all the things you can do now that you have your own place, it’s always good to be prepared and protect your new investment if disaster strikes.” Whether you’ve just purchased your first home or purchased a home in a different part of the country, homeownership is a big commitment. As a new homeowner you have to prepare for everything from routine maintenance to possible damage from a storm, fire or vandalism. It can sound overwhelming, but with a bit of planning, developing good homeowner habits will keep your home in top shape for years to come. Renovating is one of the first things homeowners look forward to doing with their new home and one of the most popular renovations lately have been home offices. “Homeowners who are able to work from home are looking to transform part of their living space into a dedicated professional work space,” said Lee. “Converting small rooms or bedrooms into a home office not only maintains the homeowners’ work-life balance, but it may also give their home a financial boost by offering this popular feature should they sell their home in the future.” Homeowners should discuss any intended business activity from their home with their insurance agent as most 18

LifeandHomes ■ Capital Region

homeowners’ policies exclude or limit coverage for business-related activity and business property. Another popular renovation is the conversion of outdoor spaces into areas for hosting gatherings. Shade structures and areas where people can entertain larger groups has become a big trend for 2022. “No matter what type of renovation you’re interested in, it’s important to be prepared before diving head first into any large project,” said Lee. Make sure the renovations you are about to do are realistic and reasonable for both your home and your budget. Determine which renovations can be done by yourself and those where you would need to hire a professional. Review any large home renovations you have in mind such as a bedroom conversion to office remodel or swimming pool installation with your insurance agent as well. If not, there could be gaps in your existing coverage that may not protect your new renovations if an emergency causes extensive damage. Maintenance is key. Proper home maintenance is essential to keep your home from deterioration due to neglect. For example, roof leaks caused by severe weather would be covered by your insurance. However, roof leaks due to lack of maintenance, age or standard wear would not. It’s important to conduct regular inspections of

your entire home throughout the year to help prevent major damage from happening. Take stock of where you are and what you own. This recent boom of homeownership not only saw an increase in first-time buyers, but also a migration of people moving to new and different parts of the country. Just like new homeowners, those who’ve moved from one geographic area to another may not be aware of the severe weather or what the outdoor elements can bring to that part of the country. Natural events such as flooding due to severe weather in the Midwest and East Coast are one of the most common home disasters that causes billions of dollars in property damage every year. The West Coast is no exception to natural disasters, with the threat of earthquakes and wildfires. Homeowners must be aware of the perils that can impact their new homes as well as the type of homeowners insurance policy needed. For example, damages caused by an earthquake or storm flooding are not covered by a standard homeowners policy. Homeowners may want to consider adding such additional coverages to their policy. Whether it’s your first home or a new home in a new state, homeownership is a major milestone. Make sure to review your policy coverages and speak to a local insurance agent if you’ve recently moved or are thinking of making any renovations to your home. (BPT) -.


Need More Options Than Just Traditional Real Estate Lenders? Working with PMD Business Private Lending Commercial Funding Group can give you access to just that! Specializing in Secondary Mortgage Note Markets, Tertiary Markets, Real Estate Industry, Energy Industry, Capital Markets, and Private Lending Commercial Funding Markets.

PMD Business Groups PMD Business Inc. 315-802-2776

Contact: PMD Business Inc. | E-Mail: pmdbuss@yahoo.com PMD Business Inc. 716 7th North Street Liverpool, NY 13088

Whether buying your first home, seasonal second home, or anything in between. We can help find the insurance coverage that best fits your needs.

One Call, Up to 20 Home Insurance Quotes Let me help get you the best coverage at the best price from exclusive insurers that only deal with independent agents like us. One call does it all! 315-795-4900

We are committed to responsive service! Protect NY Insurance Agency

Jordan Roorda, Principal Agent

315-795-4900 | ProtectNY.com 8140 State Route 12 Barneveld, NY 13304

Helping You Get The Best Coverage At The Best Price

March

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LifeandHomes Adirondack Living

Gateway to the Adirondacks! We’re a Sportsman’s Paradise!

Rensselaerville Secret Paradise! $700,000 East Caroga Getaway! $324,000 Sited at the water’s edge this cozy 2BR/1BA ranch style home is suitable for year round use. Lakefront patio and docks 58 Acres, 400 Ft Waterfront Private Lake Bordering Partridge Run State Forest, Come home to a peaceful and energy restoring atmosphere on a secluded glacier created lake. Fields, scenic wetlands, forest and a beautiful lake. Zoned Recreational you can create your own compound, private retreat, artist colony or redo history, Once a private camp! along with fenced yard for safe play. Lot is 65Ft x 260ft lot! Modern Septic and drilled well!

Lake Houses Wanted To Sell

New ADK Realty Exclusive! Great Sacandaga Lake! 55 Ft. HRBR Permit $345,000 Town of Northampton - Fully furnished 2-3 Bedroom, 1.5 Bath year-round cottage.Oversized addition with kitchen and great room. Cozy living room. Full basement, drilled well Modern septic, 32 x 30 ft detached garage. Lakefront lawns with deep water dock!

SOLD

ING

SALE PEND

Stratford- 10 Acres $39,900 Move the old mobile and get permits to build new! Town maintained road, clearing and some woods.

Canada Lake- $425,000 Amazing 5BR/2BA Great room, formal dining room, bath house, too much to list.Extremely private- boat access or foot path access. One-of-a-kind property!

ING SALE PEND

$140,000- Gloversville 3 Family! Architectural gem! 2BR/1BA first floor apartment 1500 sq feet! Crown molding, high ceilings, upper level 2 one bedroom apartments! 2 Lots 160 ft road frontage, plenty of parking. Private yard, garden area and big barn!

WANT TO SELL? CALL MEL!

New Listings Coming! Check the Website www.adksrealty.com 518-835-2357 20

LifeandHomes ■ Capital Region


LifeandHomes Adirondack Living

To ket w Ne Mar e Th

Vacation Rental - Inlet NY - Parquet House

3 night minimum $2,650 9 BEDROOMS - 5 BATHROOMS - AVAILABLE FOR WINTER STAYS!

Expansive house, great for large groups and families. This classic home is centrally located in the charming village of Inlet. The house backs up to the channel that connects 4th and 5th lakes, and is within walking distance to the village. It has an astounding 9 bedrooms and 5 bathrooms! Beautiful accommodations and easy access to all types of outdoor recreation.

Elise LaGrange

Thinking of selling? Considering investing in the rental market? Our agency has over 35 years of combined experience in all aspects of real estate.

We are a team of local experts providing housekeeping, caretaking, and property management. Licensed Real Estate Broker Hands-on, attention to detail, and reliable. Cell - (315) 750-5235Office - (315) 369-5440

email - elise@adkhearthside.com |website - www.adkhearthside.com

Give us a call for a FREE market analysis.

Vacation Rentals, Listings & Sales

Adirondack Real Estate

BIRD’S

2730 Route 28, Old Forge, NY 13420

315-369-2136

“Own A Piece of The Adirondacks!” Check all the listings at: www.birdsadkrealestate.com

T ON FR ER T A

ES CR

ES CR

4A 48

W

Raquette Lake

Woods Point - 2 acres on a wooded lot, 150’ of lake front.

$189,000

A 5.2

Southern Lewis County

$439,000

484 Acres. Wooded lot with beaver pond, creek, etc. Excellent for snowmobiling hunting etc. Can be subdivided up to 6 parcels/80 ac.lots each parcel.

Old Forge

$195,000

4 acre wooded airport lot with rights to airport & zoned for home & hanger.

T/ AN UR AR STA EL/B E R OT

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Old Forge

260 Tuttle Road - 1.2 acre wooded lot.

$59,700

Business Opp W/ Living Quarters

Old Forge

$895,000

Marine Dealership - 2730 Rt 28 - Business Opportunity w/ spacious living quarters. Old Forge Marine dealership & garage includes 2 offices, 50’ X 100’ store & garage on 180’ of road frontage on Rt 28.

Thendara

$895,000

Historical Van Aukens Inn. 12,700 square feet with 2 bars, 3 dining rooms, 12 bedrooms all with their own baths, 2 laundry rooms, 3rd story has 4 bedroom owners quarters. Must See!

March

■ www. Lif ean d H o m es . com

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LifeandHomes

Product & Service Directory

Find the Service or Products you need Right Here!

in the LifeandHomes™ Product & Service Directory | 315-865-5845 Paving

Advertise LIFEANDHOMES™ To advertise your business in this space and 315-865-5845

be a part of the Capital Region’s ever growing Home Service Network, give us a call and join the LifeandHomes™ community! 315-865-5845

M. MAZZA PAVING LLC 518-478-5053 Specializing in hot mix asphalt and concrete. Member Since 03/20

GREENBUSH FOAM SPRAY FOAM INSULATION Providing high-performance spray foam 518-993-2600

insulation to create energy efficient homes. Reliable service and attention to detail. Call for your free estimate.

choose from. Quick installation, easy to clean, built in steps and seats, no seams. Available in white or colors. Glimmerglassspas.com

Providing the Capital District with the Finest

8196 Oswego Rd (Route 57) Liverpool, New York 13090

Visit our Showroom & Fabrication Center Open 6 Days (closed Sunday)

Office: 315-299-3441 AnnMcGrathEsq@msn.com

www.AnnMcGrathLaw.com

Call for your FREE consultation. Your Satisfaction is our Business

Real Estate Transactions & Estate Planning.

2053 Central Avenue • Colonie 518-456-6500 • esstone.com

We Do Color

Financing Available

We Remember You After The Pool Is In

Serving the Greater Capital Region - Call Me Today!

(518)210-7500 Turning Dreams Into Reality For

BUYERS & SELLERS

See all 31 models at www.glimmerglassspas.com

Call 877-993-7727or 518-993-5151

Glimmerglasspool@citlink.net

22

LifeandHomes ■ Capital Region

Gazebos, Garages. Sheds, Shed Moving, Site Preparation and more. www.versatilesheds.com

Ann McGrath, Esq

Granite * Quartz * Natural Stone Kitchens * Baths * Complex Custom Fabrication

Take 1 One-Piece Fiberglass Pool AddWater • And Some Help From Glimmerglass

VERSATILE SHEDS & GAZEBOS Stock is priced to sell! Wooden, Vinyl, 518-584-7924

Law Office of Ann McGrath

Empire State Stone

Create A Backyard That Makes Your Family Want To Stay Home & Relax

homes, new construction, commercia, land development. Over 20 years of experience. SterlingHomesRealEstate.com

Sheds

GLIMMERGLASS SWIM SPAS & POOLS 518-993-5151 One piece fiberglass pools, 28 models to Member Since 02/18

STERLING HOMES, INC. 518-688-2211 Specializing in resale homes, condos, town-

Driveways, parking lots, concrete sidewalks, asphalt repair, seal coating, excavating, commercial & municipal paving and more. Free estimate, Fully insured.

Pools/Spas

Insulation Member Since 02/18

Real Estate

your home partner at every step Craig LeClaire ABR, CBR, CSP, SFR C: 518-210-7500 Associate Real Estate Broker cleclaire@falveygroup.com Falvey Real Estate Group www.craigleclaire.com

Homeowners, Automobile,Business, Landlord Insurance. Helping You Get The Best Coverage At The Best Price Protect NY Insurance Agency Jordan Roorda, Principal Agent 315-795-4900 | ProtectNY.com

8140 State Route 12 Barneveld, NY 13304

We are committed to responsive service!


Asking $489,000 Turn-Key & Profitable Business Opportunity Inside Scoop • 9005 State Route 365, Floyd NY Immaculate, established ice cream parlor & mini golf course located on just under 4 acres on high visibility Route 365 in Floyd Strategically located on the popular main route to the Adirondacks, 1.5 miles from schools and 800 ft. from Dollar General. Currently run as a seasonal business. New owner could easily make this a profitable year-round business.

Natural gas, city water, low taxes. Fully equipped with everything needed to successfully operate this established, popular community gathering place. Extensive list of amenities included in sale. Call for complete details.

FSBO: Gary Cingranelli (315)335-2275 • Email: cingauto@yahoo.com SOLUTIONS TO ANY WATER PROBLEM!

Since 1968

WATER SYSTEMS WELL DRILLING

New Wells - Well Cleaning & Repair - Low Yield Hydrofracing

P

EL

PRE

SU

PP

E VIC

U M SE R MI

ORT & H

PUMP SERVICE

Pump Repair - Pressure Tank Replacement - Pressure Problems

WATER CONDITIONING - SALES &

SERVICE

Water Softeners - Filters - UV Disinfection - Storage Systems Solutions for Radon, Hard Water, Sulfur, Methane, Iron, Bacteria, Dirty or Smelly Water. Free Water Testing & In-Home Consultation.

24/7 HOTLINE CALL OR TEXT

March

■ www. Lif ean d H o m es . com

23


Gateway to the Adirondacks! We’re a Sportsman’s Paradise!

ADK Realty Exclusive!

Great Sacandaga Lake! | 55 Ft. HRBR Permit | $345,000 Looking for Waterfront on the Great Sacandaga? Check out this Town of Northampton, fully Over 1000 sq.ft of living space, the 30 x 32 garage provides plenty of storage. Front porch furnished 2-3 Bedroom, 1.5 Bath year-round cottage with HUGE garage! This property is and back patio to relax and BBQ and lawns to play in the back and across the street is PLENready to go! Easy to move right into. Short walk or drive to Northville! TY of play area on your 55 Ft HHBR permit! The waterfront is suitable for deep water boat docking, the fireplace is ready for your lakefront campfires and picnic fun! Full basement with FHA furnace, drilled well, private septic with leach field. The beautiful new addition can be enjoyed as a great room. A wall of closets offers plenty of storage. The The mechanicals have been updated, Drilled well, modern septic, roof 5yrs old, newer furclassic knotty pine kitchen adds to the charm. There is a full bath w/shower on the main nace. Full basement, 100 Amp Circuit breakers. floor and a half bath up between the two bedrooms. Main floor also has a den or office that This is a ADK Realty exclusive listing. Preapproval letters or Proof of Funds document required to view. is currently set up as a 3rd bedroom!

Call Licensed Real Estate Broker MaryEllen Charles for more info. 518-835-2357

WANT TO SELL? CALL MEL!

New Listings Coming! Check the Website www.adksrealty.com 518-835-2357 24

LifeandHomes ■ Capital Region


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