Capital Region
Life and
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OCTOBER
2021
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A lot of money changes hands when you’re buying and selling a house. Closing costs, the fees you’ll have to pay for services, and expenses required to finalize a mortgage, should be taken into consideration before you begin the buying process. Nerdwallet reports the average closing costs for the buyer run between about 2% and 5% of the loan amount. For instance, on a $300,000 home purchase, you can expect to pay from $6,000 to $15,000 in closing costs. Paying cash out of pocket is the most cost-effective way to handle closing costs. Rolling the cost into your loan, if your lender offers that option, means you’ll be paying interest on that amount for the entire life of your mortgage. The good news is you can usually reduce some closing costs expenses by comparison shopping and negotiating lender fees. “Closing costs are technically first itemized in the three-page Loan Estimate form that your lender must produce within three business days after you apply for a mortgage. It’s a little-known fact, but some lenders will give you a Loan Estimate form even before you apply for a loan, although it’s not required,” says Erik Martin, president of Total Mortgage, Milford, CT. “That form lets you comparison shop between companies’ total costs and dig into specific fees once you’ve chosen a lender. You’ll need the legally binding Loan Estimate to compare costs, not the “closing costs worksheet” or a “fee itemization” that some lenders offer,” he advises. While many costs associated with buying a home are fixed, practically all closing costs are negotiable. Ask questions, research, and compare fees and services. It’s always worth an ask.
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CAPITAL REGION, NY EDITION
Account Executive/Owner Sales Representative
David P. Lisi, RMC Davidplisi7@gmail.com
P: 315-865-5845
Sales Representative
David P. Lisi, RMC
Real Estate Marketing Consultant 315-865-5845 • Davidplisi7@gmail.com
Table of Contents
News ___________Shorts ____________ _____________________________________3-4 ____ Deborah Fontes 5 Hinman Construction ________________________________________________________________5 _Professional _____________________Career ____________Ctr ______ ________________________6 Empire State Stone 7 Schoharie Antique Show ________________________________________________________________7 Julie _________& ____Co ______ _________________________________________8-9 ____ Bradley Park Builders _____________________________________________________________10 ___ _O’Leary ______________Overhead __________________Door __________ __________________11 ___ Joseph Krongold 12-13 ________________________________________________________________ Brandon ________________Mosher ______________ _______________________________14 ___ Marketing Listing Service 15 ________________________________________________________________ _Chris _________McCabe ________________ ______________________________16-17 ________ ADK Realty _____________________________________________________________18 ___ Herron Realty 19 Bird’s ___________ADK _________Real ________Estate ___________ ______________________19 ___ Gokey Real Estate 20 ________________________________________________________________ Great North Lighting 21 _Susan __________Alberico ________________ __________________________________21 ___ Products & Service Directory 22 ________________________________________________________________ BBK Associates 23 South Fork _____________________________________________________________23 ___ Business Opp back cover
Doug Benson, RMC dbenson@LifeandHomes.com
P: 315-368-5040
Advertising Deadline November Issue
October 1, 2021 For advertising rates & info, contact
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Published by Corporate Office
David P. Lisi, Owner 315-865-5845
Davidplisi7@gmail.com www.LifeandHomes.com
Corporate Editor
KIM LISI
Kim.lisi.79@gmail.com Lisi Merchant Solutions, Inc.
PO Box 18 Holland Patent, NY 13354 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc.
This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site. Copyright © 2021 Lisi Merchant Solutions, Inc.
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3 Ways Credit
Plays Into Mortgage
Good credit isn’t the only thing you need to qualify. When you’re looking to refinance, having an excellent credit score can be beneficial. However, your score doesn’t automatically make you eligible. Lenders will look at a number of other things before they approve refinancing, such as:
Refinancing
•Debt-to-income ratio (DTI): The amount of
If you’re thinking about refinancing your mortgage, there’s often a lot to consider. For instance, your decision to refinance may rely on current interest rates or your personal financial situation.
•Loan-to-value ratio (LTV): Allows lenders to
Your credit score also plays a role in the mortgage refinancing process. While it can certainly factor into your ability to refinance, the relationship between your mortgage and your credit score can be complicated. However, it doesn’t need to be. Credit requirements can vary depending on the terms of your loan. But at the same time, many programs share similar traits.
The score you need can depend on the type of loan you have. According to NerdWallet, if you’re refinancing a VA or conventional loan, you’ll typically need a score between 620 and 720 to qualify. And if you have an FHA loan, you need a score between at least 500 and 580 to qualify. Fortunately, lenders are willing to work through different options if your credit score recently dropped below the requirements. For instance, there are different streamline financing options for VA loans, FHA loans and USDA loans that don’t require credit checks or score benchmarks. A lot of people also choose to get home loans through Fannie Mae and Freddie Mac, two of the largest home loan lenders in the country. Both typically require a minimum credit score of 620 to get approved.
debt you have compared to how much money you make.
assess the lending risk before approving a mortgage or a mortgage refinance. Loans that have a higher LTV are typically considered to be a higher risk. If your lender says you have a high LTV ratio, that doesn’t automatically disqualify you. There are government-sponsored programs from Fannie Mae and Freddie Mac that are available for borrowers who have LTV ratios that are 97.01% or higher. Refinancing can drop your score temporarily. Like any changes to your installment accounts, refinancing your mortgage can lower your score. You don’t need to worry about this as much if your credit is already in good standing. There are a couple of reasons why your score may drop. One is that lenders take what’s called a “hard inquiry,” or a detailed look, at your credit score. Such hard inquiries can cause your score to drop by a few points. The second is that the fact of refinancing itself can reduce your credit score. The third is a possible increase in your utilization ratio, which is calculated by comparing the amount you owe versus your total credit limit. Start the refinancing process on the right foot. There’s a lot involved in the refinancing process. But when you know where your credit score is at before you begin, it can help you create a better plan for action. With VantageScore’s latest scoring model, you can get an accurate and detailed picture of your credit scores so you can make the best refinancing decision for you. (BPT)
It’s Prime Season To
Inspect
Your Roof
Fall is the ideal time to make sure your roof is in good shape to withstand the ice, snow and wind of Old Man Winter. “You don’t need to be a roofing expert to do the basic checks on your roof,” says roofing contractor NH Adam Vaillancourt. “In the attic, you should look for signs of sagging in the roof deck under the shingles. Also look for signs of water damage or leaking such as dark spots or trails where water has travelled.” Another sure sign that your roof needs work is seeing light coming in anywhere from the roof into the attic. On the outside of the house Vaillancourt says to start your inspection by looking for cracked, curling, split, or missing shingles. If you need to, use binoculars to get a good look at the shingles from down on the ground. Binoculars are also good for looking at chimney flashing, and flashing around vents, pipes and other areas. You can also assess shingle wear by looking for shingle granules (they look like large pieces of sand) at the drain spouts or on the ground where water spills off the roof. A lot of these granules are a sure sign of roof wear. Finally, if your house has gutters, make sure they are clean and operate well before winter hits. It’s the best way to get that water off the roof and away from the basement when rough weather hits. For more information visit www.adamvroofing.com.
NewsShorts Sponsored by Gary Cingernelli (See their ad on the back cover)
October
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For Your
Protection Get a Home
Inspection
A home inspection gives the buyer more detailed information about the overall condition of the home prior to purchase. In a home inspection, a qualified inspector takes an in-depth, unbiased look at your potential new home to evaluate the physical condition: structure, construction, and mechanical systems; identify items that need to be repaired or replaced; and estimate the remaining useful life of the major systems, equipment, structure, and finishes. You must ask for a home inspection. A home inspection will only occur if you arrange for one. Decide early. You may be able to make your contract contingent on the results of the inspection. Ask a qualified home inspector to inspect your potential new home and give you the information you need to make a wise decision.
have recommended that all houses should be tested for radon. For more information on radon testing, call the toll-free National Radon Information Line at 1-800-SOS-Radon or 1-800-767-7236. It is your responsibility to be an informed buyer. You have the right to carefully examine your potential new home with a qualified home inspector. To find a qualified home inspector ask for references from friends, realtors, local licensing authorities and organizations that qualify and test home inspectors. (hud.gov)
Colorful
Fall Landscape Ideas
Appraisals are different from home inspections. An appraisal does not replace a home inspection. Appraisals estimate the value of the property for lenders. An appraisal is required to ensure the property is marketable. Home inspections evaluate the condition of the home for buyers.
Well-maintained lawns support the well-being of neighborhoods and allow communities to connect, celebrate and unwind. Fall is one of the most critical seasons for preparing lawns and landscapes for year-round health and provides the ideal opportunity to refresh garden beds and container gardens.
The US Environmental Protection Agency and the Surgeon General of the United States
Before relying on the comfort of traditional mums, experts recommend consideration of
ornamental kales, cabbage and peppers, as well as snapdragons, pansies and grasses to add rich color and texture. Homeowners should also consider texture while interiorscaping, the art of purposefully planting indoor greenery. Succulents can add life to a garden bed or apartment terrace during the warmer months and add a trendy, textured green vibe during the fall and winter months. Classic fall colors like red, yellow and orange will seek competition from crisp and sophisticated jewel tones this season. Sapphire blue, emerald green, amethyst purple, ruby red and citrine yellow all bring warmth to fall landscape design. Experts recommend adding pops of jewel tones to outdoor living spaces with unique container gardens, decorative furnishings and accessories, eye-catching sculptures and seasonal plantings such as pansies, celosia, dianthus and black-eyed Susan. After enjoying sweet summertime, fall allows homeowners to transition their landscapes and utilize features that are not always top-ofmind during warmer months. Fire features continue to rise in popularity. From one-touch natural gas or propane ignition to traditional wood-burning fire features, homeowners can heat up chilly fall nights with ease and ambience. Pergolas have gained popularity and we will see their lifespan continue in the cooler month with the help of retractable canopies and heating systems. Signature features, like fire features and pergolas, complimented by comfortable seating and attractive and aromatic plantings and jewel tones can help bring resort like comfort to homes across the country. (loveyourlandscape.org)
NewsShorts Sponsored by Gary Cingernelli (See their ad on the back cover) 4
LifeandHomes ■ Capital Region
Your Local Expert For Buyers & Sellers Residential • Multi-Family • Commercial • Investment Thinking of Selling? Contact me for your FREE Seller’s Guide to Real Estate!
Text: (518) 596-2273 Your Key to Real Estate in the Capital Region
Deborah Fontes
Office 518-396-5850
Agent Debbie in “The Little Red Car” Cell 518-596-2273 Real Estate Associate Broker Seller Representative Specialist
SellWithDeb56@gmail.com www.thebestalbanyhomes.com
322 Ballston Rd. Glenville, NY 12302
www.thepropertyshopny.com
Design ~ Build ~ Remodel Additions, Kitchens and Baths.
Office: (518) 885-1835
www.HinmanConstruction.com
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(315)432-1045 Toll Free: (844)626-8773 6
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Empire State Stone
Providing the Capital District with the Finest
Granite • Quartz • Natural Stone Kitchens • Baths • Complex Custom Fabrication
Visit our Showroom & Fabrication Center Open 6 Days
(closed Sunday)
Call for your FREE consultation.
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New Home In Your Future? Let Us Build One Of Our Custom Designed Homes For You!
4 Bedroom | 2.5 Baths
3 or 4 Bedrooms | 2.5 Baths
3 Bedrooms | 2.5 Baths
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LifeandHomes ■ Capital Region
View our model home in Rensselear County! Call 518-674-3047 for your appointment or more information.
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Serving Glens Falls, Saratoga, Clifton Park, NY and Surrounding Areas
October
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Time to Upsize? Downsize? I Have Buyers For Your House! Click Here
To Get Your Home Estimate
Seniors Real Estate Specialist®
Joseph I Krongold,
Licensed Associate Real Estate Broker Email: jkrongold@new-abode.com
CIREC, CBR, SRES®, PSA
One Solar Way, Latham, New York 12110 12
LifeandHomes ■ Capital Region
You Owe It To Yourself To Experience
The Krongold Difference!
Committed To Excellence
Your Selling/Buying, Relocating, Residential/ Commercial Investment Specialist
Available Now: City of Schenectady City-Owned properties Residential and Commercial properties available. Call for details!
On The Go With JOE: Click Here To Watch City of Schenectady’s Mayor Gary McCarthy Seniors Real Estate Specialist®
Joseph I Krongold, CIREC, CBR, SRES®, PSA
Discuss the H.O.M.E.S. program!
(Home Ownership Made Easy in Schenectady)
Licensed Associate Real Estate Broker
City-Owned properties available for purchase. Homebuyer Education * Grants * Expert Advice* Finance opportunities
O: (518) 389-2001
Contact me with topics and ideas for future episodes. (C) (518) 867-1299 • JKrongold@new-abode.com
Email: jkrongold@new-abode.com
ext 123 C: (518) 867-1299
One Solar Way, Latham, New York 12110
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EXCEPTIONAL HOME ON 14 PICTURESQUE ACRES
1212 Stewarts Landing Road, Stratford NY
Offered at $1,200,000
Exhilarated to introduce one of the most breathtaking properties in Upstate New York with 3,100 sq. ft. of livable interior in the main section, as well as another 1,200 sq. ft. of livable interior attached to the garage! It is being offered fully furnished with beautiful furniture that coincides with the bright character of the property. This home has an abundant amount of space offering 4 bedrooms, 2 full baths, 2 half baths, multiple common areas to relax, a fully finished 1,800 sq.ft. basement suitable for living space, and much more! Throughout the home, you will see the excellence of maintenance shown by the owners who have this property in peak shape. The entirety of the home is crafted to perfection
with beautiful walls and amazing radiant heat flooring filling all of the rooms with character along with glass doors allowing for easy entry or exit, and both recessed & non-recessed ceiling lights shining bright throughout. This one-of-a-kind home resides on 14 acres of land in Stewarts Landing filled with beautiful wildlife, natural rocks, plants, trees, and gardens that surround the area giving the home both natural character and a layer of privacy.
Call today for your private tour
BRANDON E. MOSHER Licensed R.E. Salesperson
Cell: (315) 868-4596
Email: riverhillsbrandon@gmail.com 14
LifeandHomes ■ Capital Region
LifeandHomes
Marketing Listing Service
Attention Capital Region Real Estate Professionals
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Agents get special access, you’ll have access to listings not found in other MLS or on the big property sites all in one place.
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Syndication
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LifeandHomes promotes our website and magazines in print, digital and on social media to drive attention to the local area.
Promote your listing on hundreds of property websites in one shot. We’ll post your listing on all the major portals via ListHub and also directly to Realtor.com, Zillow (coming soon), Homes.com, Rental Beast and more.
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You will automatically be added to our agent directory so buyers and sellers can quickly find you and confirm your status as a credentialed real estate agent.
Take Your Marketing Up a Notch Capital Region
Life and
Homes
OCTOBER
2021
ment Land • Invest Commercial • Residential •
Cozy Homes & Room to Roam Local Listings
Fall Into Your
Dream House
You’ll Want To See
Find Your Next Home
s.com @ www.LifeandHome
LifeandHomes Magazine Ads
Featured Listings & Social Media Boost
Take your advertising and exposure to the next level with a magazine ad. We create digital and print magazines that we distribute to the local area, via our focused digital marketing efforts, and through our other advertisers and partners networks. We also welcome your involvement in promoting them in local businesses. Together, we all help one another. (This is an additional cost - see ad rates.)
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Social media can be confusing and time consuming so we’re making it easy. We’ve tapped into national experts on social media to bring you targeted posts like the pros do it. You can simply share your listing for free to your own network, or use our tools to “boost” your listing on Facebook (you set your budget) to reach a wider, targeted audience. (COMING SOON)
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October
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Thinking of Selling? Leaving NY State?
2390 WESTERN AVE. GUILDERLAND NY 12084
Would You Like To Know The Value Of Your Home?
The market is constantly changing. If you’re thinking of selling, find out if NOW is the ideal time to do so.
Call TEAM McCABE at (518)765-SOLD TODAY! Get the local real estate experts on your side! 2390 WESTERN AVE. GUILDERLAND NY 12084
Chris McCabe
Lic. R.E. Salesperson
C: (518) 378-8756 cmccabe@cmfox.com
16
Philip Battaglino
Kathy Burbank
John Fitzgerald
C: (518) 210-6488
C: (518) 461-8032
C: (518) 858-9178
Lic. R.E. Salesperson
pbattaglino@cmfox.com
LifeandHomes ■ Capital Region
Lic. R.E. Salesperson kburbank@cmfox.com
Lic. R.E. Salesperson jfitzgerald@cmfox.com
Jason Wynn
Lic. R.E. Salesperson
C: (518) 225-9013 jwynn@cmfox.com
The American Cancer Society’s Capital Region “Real Men Wear Pink” team is made up of a collection of local business and non-profit leaders who raised over $386,000, the most money of any metropolitan area in the country during October’s Breast Cancer Awareness Month in 2020!
WHY I WEAR PINK - Breast cancer affects everyone - it doesn’t matter if you’re a man or a woman. That’s why I’m stepping up to fight breast cancer with all I have. Since I’m in a position to make a difference within my community, I believe I have an obligation to do so. By raising money and awareness through Real Men Wear Pink, I’m helping to save more lives from breast cancer.
PLEASE DONATE TODAY AND JOIN ME IN THE FIGHT AGAINST BREAST CANCER.
DOWN SIZING • MOVING • BUYING • SELLING We Can Help With It All!
CHRISTOPHER MCCABE
Licensed Real Estate Salesperson Email: cmccabe@cmfox.com
Call Team McCabe at (518) 765-SOLD Today!
2390 WESTERN AVE. GUILDERLAND NY 12084
www.ListingsByChris.com
October
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LifeandHomes Adirondack Living
Gateway to the Adirondacks! We’re a Sportsman’s Paradise! Gateway to the Adirondacks! We’re a Sportsman’s Paradise! NEW
NEW
Glamping! $42,900 12ft x 28ft cottage in the woods. 1BR, insulated, propane heat stove. Outhouse, 200 Amp electric.1.8 acres, room for septic and well! Town of Bleecker.
NEW
Caroga Year Round! $150,000 2 bedroom, 1 bath, double living room, dining room, 2 bedrooms up. Full basement, FHA furnace with Central Air! Shared dock and Lake access!
3 Family- Gloversville $159,900 Double lot, Well maintained 3 Family. Each unit 1BR/1BA. Excellent renters, big garage, plenty of off-street parking. 1 unit vacant- perfect for owner occupied!
NEW
Handyman Caroga Lake! $49,900 2 Lots! 120ft x 150Ft Needs work- 2BR/1BA Open living dining and kitchen. Walk to Deeded Shared free beach on West Caroga Lake.
NEW
Secluded Year-Round Cabin - 90ft Waterfront $140,000 Nestled in the pines overlooking Garoga Lake, a secluded hydro-lake part of the E Canada Creek Chain of lakes. 1 Bedroom, electric toilet, dry sink. There is a well that needs to be finished, could add a septic. Town of Ephratah.
Caroga Lake $249,900 5BR/1.5BA beautiful seasonal home on huge private lot! Move-in ready, gleaming wood floors, lots of new and just a short walk to Private (Free) Lakeview Beach on West Caroga Lake.
MAKE AN OFFER!
Rensselaerville Secret Paradise! $700,000 58 Acres, 400 Ft Waterfront Private Lake Bordering Partridge Run State Forest, Come home to a peaceful and energy restoring atmosphere on a secluded glacier created lake. Fields, scenic wetlands, forest and a beautiful lake. Zoned Recreational you can create your own compound, private retreat, artist colony or redo history, Once a private camp!
New! Canajoharie $52,000 Make offer on this Diamond in the rough Sturdy house with classic features, good bones Roll up your sleeves and bring back to modern times.
East Stoner Lake! $375,000 Year-round living on the lake! Immaculate 2BR/1BA, Plus loft! Open interior with beautiful lake views from everywhere! Plenty of updates, furnishings included so it’s Turn-Key! 62 Ft of waterfront, 90 Ft deep lots borders State Land. Full basement!
New Constrution! Stratford $159,900 3 Floors of living! 2BR/1BA - year round. All new everything! 2 acres of land, close to Stewart’s landing & State land &Trails!
Bleecker Mt Hideaway $160,000 43 Acres- Adirondack Forest. Very Private gravel road to secluded camp, outbuildings, target range. Tree stands on the trails. Electric and phone are at the road.
NEW
Great Sacandaga! $345,000 70ft HRBR Permit- Dock and lawns. Cozy 2-3.BR/1.5.BA well maintained year-round home. Rental history!Large kitchen/dining room, 2+ car garage. Town of Northampton.
Stratford! $50,000 Get out of town!Why build? Buy this 2020 38 ftTravel trailer! 200 amp electric on site, shed to store yard equipment. 2 lots almost 2 acres on 4x4 friendly roads! Come see!
Oppenheim! $185,000 Country Living. Rustic 3BR/1BA, year-round home. Garage, 10 wooded acres, town road. Snowmobile trails nearby!
NEW
Outdoor Enthusiasts! $450,000 Awesome One owner 4BR/2BA home, full finished basement, FHA & wood stove, formal dinin. HORSES?? 4 Stall barn with 900 bale hay loft! Private shooting range, pond, gardens, outbuildings. 13 acres! plus Commercial Lot for your business! Snowmobile from here!
WANT TO SELL? CALL MEL!
Caroga Lake! $250,000 Year-round 3BR/2BA across the street from deeded W. Caroga Lake Beach! Right in the heart of Caroga. Listen to concerts from your porch! 1 car garage, lawns for play and beautiful sunsets!
New Listings Coming! Check the Website www.adksrealty.com 518-835-2357 18
LifeandHomes ■ Capital Region
LifeandHomes Adirondack Living
3044 State Route 28 (Main St) Old Forge, NY 13420
(315) 369-6910
www.herron-realty.com herronrealty@gmail.com
#174316 OWN TWO ADK ICONS
In one property. The renowned Northern Lights Ice Cream Stand and Parquet Hotel. Parquet is located on the waterway between 4th and 5th Lake and offers a lodge atmosphere with 7 bdrms, 5 baths and a one-bdrm apartment. $1,213,000.
#173806 SIT BACK AND RELAX
As you take in the view of the Old Forge Pond from your large deck w/95’ of frontage. Short walk to town and a hop, skip and a jump from the snowmobile trails! Unique spot-on Fulton Chain check it out before it’s gone! $899,900.
#174358 INDIAN BROOK
Ever so gently wanders the property line & nature is at every window of this unique 3 bdrm, 2 bath home. Great room warmed by stone FP, 21’ x 25’ gathering room above attached 2 stall garage, deeded rights to 4th Lake. $495,000.
#173457 5TH LAKE CHANNEL, INLET
3-unit home, which all open to one another & can be used as a big vacation rental or be acquired by 2 or 3 buyers with each having a separate unit or floor. 1st floor commercially zoned. Rental history. $674,500.
BIRD’S
#174392 BEAUTIFUL WOODED LOT
Located on TOW snowmobile trail. Close to Old Forge center & all its amenities. Access to Hollywood Hills Landowners Beach by joining association. Enjoy any season in the ADK’s from this spot in the woods! $18,000.
#172813 ON THE MOOSE
With 260’ riverfront, panoramic views & endless recreational opportunities. Large LR has wood burning fireplace, split floor has master suite & full bath on one side & 2 bdrms & bath on the other. 2 stall garage, basement. $349,000.
#174285 OUTSKIRTS OF OLD FORGE VILLAGE #174258 SHOVEL READY 5 ACRE PARCEL –
Steps away from 20’ strip of town owned land that leads to Old Forge Pond. 3 bdrm, 2 bath home within walking distance to village shops, restaurants and town lakefront/beach. Open plan living/dining/kitchen. $300,000.
#174131 PRIVATE
2 bdrm, 1.5 bath cottage on wooded 1 acre lot. Cathedral pine ceilings adorn great room. Includes gas generator-never used-quick connect panel. Deeded rights to Big Moose Lake (no boat docking). Trails & restaurants nearby. $240,000.
In newer upscale community. Driveway and building site cleared. Electric in place. Borders NYS land and a walking trail to the Moose River. Easy snowmobile trail access. Fly in/fly out possible. $239,000.
#174245 BEAUTIFUL WOODED LOT
Located close to Old Forge center & all its amenities. The Moose River is right down the street & McCauley Mountain ski area is just up the hill. Great spot to build a small home to enjoy working or playing in the ADK! $37,500.
Adirondack Real Estate 2730 Route 28, Old Forge, NY 13420
315-369-2136
“Own A Piece of The Adirondacks!” Check all the listings at: www.birdsadkrealestate.com
T ON FR ER T A
ES CR
ED IST TL S JU
4A 48
W
Raquette Lake
Woods Point - 2 acres on a wooded lot, 150’ of lake front.
$179,000
Southern Lewis County
$439,000
484 Acres. Wooded lot with beaver pond, creek, etc. Excellent for snowmobiling hunting etc. Can be subdivided up to 6 parcels/80 ac.lots each parcel.
Old Forge
$159,000
4 acre wooded airport lot with rights to airport & zoned for home & hanger.
ES CR
A 6.2
Old Forge
260 Tuttle Road - 1.2 acre wooded lot.
$59,700
Business Opp W/ Living Quarters
Old Forge
$895,000
Marine Dealership - 2730 Rt 28 - Business Opportunity w/ spacious living quarters. Old Forge Marine dealership & garage includes 2 offices, 50’X 100’store & garage on 180’of road frontage on Rt 28.
Long Lake
$49,000
Kickerville Road, to Triplett Hill Way - 6.4 AC wooded lot with small shed. Town water & underground power. This property is assessed for 66,500, quite a bargain!! Private.
October
■ www.Lif ean d H o m es . com
19
KAYUTA RESTAURANT IN ALDER CREEK is for sale after 55 YEARS! CALL DOTTIE GOKEY GOKEY REAL ESTATE (315) 725-4570
NEW PRICE
$650,000
“I’ve had a wonderful run & have met great people! I will miss them all.” - Jay, Owner
Gokey Real Estate 60 Utica Street • Clinton NY 13323 • Office. 315.853.3767
20
LifeandHomes ■ Capital Region
Dorothy Gokey
Julio Solano
Broker
Lic RE Salesperson
Dorothy.gokey@aol.com
Habla Español
Cell. 315.725.4570
Cell. 315.269.6191
LIGHTING SOLUTIONS FOR BUSINESS AND RESIDENTIAL Lighting solutions include warm to white and multi-color LED lighting for Business Signs, Architectural, Landscape, Pathway, Deck, Pool Lighting and more!
State of the art LED lighting technology cuts your traditional lighting costs by 75%.
Great North Lighting Inc.
Get a Business or Residential lighting quote today!
315-709-2774 • mtm267@gmail.com Great North Lighting
206 Haddad Drive, Frankfort NY
$510,000
Peaceful setting and spectacular views that are showcased by massive windows, this expansive contemporary on 5 acres has:
• Spacious living room w/ cathedral ceilings • Stunning curved stairway • 2 fireplaces • An open dining room w/ two glass doors leading to a fantastic patio • A generous kitchen w/ walk-in pantry • Wonderful granite countertops w/ island • Double ovens • 4 bedrooms • 3 1/2 baths • Library (could this be your 5th bedroom?) • Office and sunroom w/ all the workings to add a hot tub • 2200 sq. ft. in a walkout finished space in the lower level and even a lily pond!
Not to mention, it’s close to everything! Need I say more?
Susan Schwartz Alberico
Let My Background Move You Forward!
Licensed Real Estate Salesperson 141 GENESEE STREET, NEW HARTFORD, NY 13413
SAlber7740@aol.com
(C) (315)723-0892 October
■ www.Lif ean d H o m es . com
21
LifeandHomes
Product & Service Directory
Find the Service or Products you need Right Here!
in the LifeandHomes™ Product & Service Directory | 315-865-5845
LIFEANDHOMES™ To advertise your business in this space and 315-865-5845
OLEARY OVERHEAD DOOR, LLC 518-321-2736 Specializing in Residential & Commercial repair & installation of garage doors and openers. Serving Saratoga, Clifton Park, Glens Falls & surrounding areas. OlearyOverheadDoor.com
be a part of the Capital Region’s ever growing Home Service Network, give us a call and join the LifeandHomes™ community! 315-865-5845
Insulation
Paving
GREENBUSH FOAM SPRAY FOAM INSULATION Providing high-performance spray foam 518-993-2600 Member Since 02/18
Pools/Spas
Overhead Doors
Advertise
insulation to create energy efficient homes. Reliable service and attention to detail. Call for your free estimate.
Member Since 02/18
choose from. Quick installation, easy to clean, built in steps and seats, no seams. Available in white or colors. Glimmerglassspas.com
Sheds
M. MAZZA PAVING LLC 518-478-5053 Specializing in hot mix asphalt and concrete. Member Since 03/20
GLIMMERGLASS SWIM SPAS & POOLS 518-993-5151 One piece fiberglass pools, 28 models to
Driveways, parking lots, concrete sidewalks, asphalt repair, seal coating, excavating, commercial & municipal paving and more. Free estimate, Fully insured.
VERSATILE SHEDS & GAZEBOS Stock is priced to sell! Wooden,Vinyl, 518-584-7924
Gazebos, Garages. Sheds, Shed Moving, Site Preparation and more. www.versatilesheds.com
Create A Backyard That Makes Your Family Want To Stay Home & Relax Take 1 One-Piece Fiberglass Pool AddWater • And Some Help From Glimmerglass We Do Color
Financing Available
Before
After
Book Your Projects Early for Spring & Summer
518-478-5053• mazzapaving@hotmail.com Free estimates, Locally owned and Operated, and Fully insured
OLeary Overhead Door, LLC
Serving Saratoga, Clifton Park, Glens Falls and Surrounding Areas!
100%
SATISFA GUARANCTION TEED
Lower Your Heating Bills Spray Foam Insulation
Greenbush Foam Spray Foam Insulation Call for your FREE Estimate Specializing in all Residential and Commercial repair and installation of Garage Doors and Openers.
518-321-2736 • www.OlearyOverheadDoor.com 22
LifeandHomes ■ Capital Region
Call 518-993-2600
A subsidiary of Old Oak Environmental Restoration, Inc., Fort Plain NY
We Remember You After The Pool Is In
See all 31 models at www.glimmerglassspas.com
Call 877-993-7727or 518-993-5151
Glimmerglasspool@citlink.net
Don’t see YOUR Product or Service info in this issue? Contact David Lisi 315-865-5845 Davidplisi7@gmail.com www.LifeandHomes.com
DO YOU
Office Flex
NEED
We Build Our Clients’
BUSINESS DREAMS
We offer a collaborative team of Real Estate Experts, Architects, Engineers and Building Professionals with
over 25 years of experience.
COMMERCIAL
SPACE?
Warehouse
Our Design Build Lease full service turn-key building solutions can bring your business dreams into reality.
Recent Projects
Storage Industrial
BBK Associates (315) 865-5845
Waterfront Living On Delta Lake Zoned Recreational • Endless Opportunities 6642 Stokes- Westernville, Ava $775,000 • 421’Waterfront • 12+/- Acres • Private Delta Lake access • Mostly level & cleared • Can be sub-divided into 8+ lots
• One dug well/septic on site • Excellent drainage & perk test • Rare opportunity in highly sought after location
South Fork Enterprises, LLC
Frank 315-271-4490 or 315-525-8279
October
■ www.Lif ean d H o m es . com
23
Asking $489,000 Turn-Key & Profitable Seasonal Business Opportunity Inside Scoop • 9005 State Route 365, Floyd NY Immaculate, established ice cream parlor & mini golf course located on just under 4 acres on high visibility Route 365 in Floyd Strategically located on the popular main route to the Adirondacks, 1.5 miles from schools and 800 ft. from Dollar General. Natural gas, city water, low taxes. Fully equipped with everything needed to successfully operate this established, popular community gathering place.
Exterior Features: • Black top parking lot for 25-30 cars w/ curbing • Attached crushed stone parking lot for RVs/Trucks • 8 x 10 outdoor storage shed • 24 x 32 pillion w/ commercial round tables, electric & lighting • 2 side patio w/ tables and chairs • 24 x 32 covered patio addition w/ electric, concrete • New 100 amp sub amp panel. Potential to enclose. • Just installed 18 hole mini golf w/ 10 x 16 building full electric, A/C, power, cash register, slushy machine, popcorn, huge assortment of clubs/balls.
Interior Features: • Beverage/ flurry station • Assorted stainless commercial tables • 3 bay stainless sink, sundae bar, refrigerator • 2 C-712 Taylor ice cream machines • Double head milkshake machine • Pepsi fountain head machine w/ice station • 2 Hershey 24 unit ice cream freezers • 24 flavor ice cream machine • New programable cash register • POS system in tact • Security system, 8 cameras, full DVR
Cooking Side Features: • 2 lg. commercial fryers with built-in timers • 4 foot blacktop grill • 6 foot sandwich prep table, new • Assorted freezers and coolers
Plenty of space for extra events including band nights w/ chicken BBQ, Friday movie nights, kid’s day, classic car shows and more. ** Attention Realtors - Buyer Protected ** Owner is willing to negotiate deal to accept a deposit and delay closing until Spring of 2022. Owner also willing to train, if desired.
FSBO: Gary Cingernelli (315)335-2275 • Email: cingauto@yahoo.com
•
24
LifeandHomes ■ Capital Region
