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House hunting can be exciting, frustrating, exhilarating and exhausting. If you’re just beginning the process, prepare yourself to look at many houses before you find “the one”. Beware, though, of the “super-size” it temptation. You know the drill. You order a small (fill in the blank) and the helpful cashier reminds you that for just a few cents more, you can super-size your order.
Oneida County NY, Edition
Published By LISI MERCHANT SOLUTIONS, INC.
It’s pretty common for potential buyers to lose focus somewhere in the shopping process. You start out looking for three bedrooms and two baths but once you walk through that corner house with the extra room that could be used as a spare room or den, you’re tempted to spend just a little more to get a little more. Before you know it, instead of looking at houses safely within your target price range, you’re touring homes on the high end of that budget and convincing yourself you “deserve” the extra space.
Publication Franchisee, RMC David P. L isi Corporate Editor Kim L isi Kim@dslisi.com
How to Reach Us
How do you combat the temptation to over-shop? Make a checklist of the things you’ve decided ahead of time are a “must have” for your future home. This David P. Lisi , RMC might include a specific number of bed/bath rooms, location, storage space, Real Estate Marketing Consultant move in condition and, of course, price point. Make a commitment to stick to 315-865-5845 • David@dslisi.com your budget and “must have” list, and if you’re using a real estate agent, insist they only show you listings that meet your specific criteria. Find someone who will hold you to your list and listen when they remind you you’re straying outside your boundaries. Saving just a little more generally yields more favorable results than spending just a little more. LifeandHomes can make your home search easier. This issue features some of the best real estate deals on the market in a wide variety of price ranges. Visit www.LifeandHomes.com and use our Open Market Listing ServiceTM to view even more real estate listings including residential, commercial, waterfront, multi-family and land/lot properties.
Press Releases or Letters to the Editor Our e-mail address is Kim@LifeandHomes.com (Please do not send attachments)
Or send to: LifeandHomes Magazine PO Box 18 Holland Patent, NY 13354
Account Executive DAVID P. LISI 315-865-5845 david@dslisi.com
Regional/National Account Executive: Rob T hrasher 315-941-3452
rob.thrasher@gmail.com
Mortgage rates are holding at record lows and the market is brimming with listings. July is shaping up to be a great month for buyers and sellers. Get your checklist together and start house hunting. You know the drill.
i David P. Lis
100% Purchase Money Loans NO Downpayment • NO Monthly PMI Call for Details
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Corporate Office Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354
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Central New York
For franchise information call, 315-865-5845
Roger Guerrieri 315-533-7160 Mortgage Originator
Adam Hearty
L i f e and H o m e s
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315-404-5253 Mortgage Originator
Financial Services, Inc. Licensed Mortgage Banker • NYS Banking Department
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Anthony Tefel 315-534-2524 Mortgage Originator
LoWEST
Rates in the Area! 10 Main Street • Suite 200 2nd Floor Whitesboro, NY • HomesteadFinancial.net
LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. Every effort has been made to ensure that home listings, advertisements and information are free of errors or omissions. The publisher does not guarantee the accuracy of the submitted information to Life and Homes Magazine and assumes no liability. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site. Copyright © 2010 Lisi Merchant Solutions, Inc.
You can do that with
vinyl siding? With the economy making a slow rebound, homeowners continue to look for cost-effective options when building or renovating their home. Natural exterior building materials are often very expensive and require both time and money to maintain. Choosing vinyl and polymeric siding is one way people are saving on building materials. Both siding options, which many considered at one time to be fake-looking or boring, have become one of the most versatile, detailed and eco-friendly home exterior products available on the market today. Throughout the last few decades, vinyl cladding products have evolved from simple, smooth, non-engineered panels without much detail, to now include hundreds of colors including dark hues, engineered features that drastically improve on-the-wall performance, and computer digitized woodgrains from real wood to create authentic-looking accents and profiles such as shake, shingle and scallops. The ability of manufacturers to create natural-looking products that can be customized for a wide range of home styles means that homeowners in every part of the country can find a style that suits them. For more information about the attributes of vinyl siding, visit www.plygem.com, and check out www.bsbdesign.com for ideas on personalizing your home with vinyl siding. (ARA)
U.S. Housing and Urban Development (HUD) Secretary Shaun Donovan announced nearly 8,000 homeless veterans will get permanent housing assistance through a HUD rental assistance program that connects homeless veterans from local Veterans Affairs Medical Centers (VAMC) with rental assistance vouchers provided by local public housing agencies. HUD’s Veterans Affairs Supportive Housing Program (HUD-VASH) will provide local public housing agencies with $58.6 million in funding specifically targeted to assist homeless veterans in their area.
The Colors of “Now”--Homeowners interested in giving their spaces a more dramatic pop can join the trend toward incorporating bright, vibrant colors into the home. Profound pinks and rusty oranges can be found playing against off-whites and stony grays to create a space that is sensual, eclectic and worldly. Playful yellows in combination with pure white and sleek black pack a punch and are great for the home decorator who isn’t afraid to make a bold statement. “Frivolous choices are a thing of the past,” says Dee Schlotter, paint color expert at The Voice of Color, PPG Pittsburgh Paints. “Today’s color trends have staying power. You renew instead of buying new. You choose sustainable colors with an environmental and economic awareness that’s becoming second nature for us all.”
For a local breakdown of the rental vouchers, visit hud.gov
REAL ESTATE Top Performers
Coldwell Banker- Faith
Linda Peters
315-527-1252 May Sales Volume: $803,800
Whether you want to stick with the classic colors of then, the current colors of now or create your own style, you’ll want a high-quality paint brand that offers a variety of color choices. For example, PPG Pittsburgh Paints has nearly 2,000 colors, unique color palettes and yearly color trends.
Coldwell BankerPrime Properties
Jodie DeCosty 315-723-8554 June Sales Volume: $504,000
To learn more about the latest colors and trends and to find a nearby paint dealer, visit www.voiceofcolor.com. (NAPSI)
Great Job! www.Life and Homes .com
3
L i f e and H o m e s
When you’re ready for a change, you can have a new home without changing your address. How? With paint. Homeowners looking to change up their decor have found that color trends in home design are deeply rooted in
The Colors of “Then”--For those looking to incorporate a more classic feel into their homes, neutrals such as deep gray-brown, muted and warm beiges and asphalt grayblue are choices that work together to create environments that are calm and organic. Together, they allow for a merging of modern and rustic styles. Creamy whites, serene sea foam blue-green, pale butter and deep bronze-golds with metallic finishes provide a similar feeling, but can create a more refined and romantic space.
For Veterans
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Decorating Ideas
HUD Housing
July
Colorful Home
both “then” and “now.” The idea of decorating using colors that reflect the new and the old takes shape by showcasing classic, calming neutrals with a few energizing standout colors, such as bright pinks and yellows.
Tips And Gear To Make Travel
More Enjoyable Getting the right on-the-go gear is an easy and affordable way to avoid the stress of traveling and can keep everyone entertained. Here are some helpful tips to make your vacation more enjoyable: • Bring a survival kit--Travel plans don't always go smoothly, so ensure you can keep everyone in good spirits in the unlikely event of a breakdown or airport delay. Essentials such as snacks, sunscreen, bottled water, first-aid supplies and a flashlight can help you weather the unexpected. The little extras--coloring books and crayons, a favorite pillow or blanket, DVDs to watch en route and a Kindle loaded with your favorite books (available nationwide at Target)--will keep everyone comfortable and occupied. • Watch the road--Having maps handy will take the hassle out of any road trip--or even the quick drive across town. A GPS navigation system is a must-have to keep your travels headed in the right direction. Most GPS systems can guide you through unfamiliar areas; suggest an alternative route around rush hour traffic; find the closest hospitals, police stations and fuel stations; and perform an increasing array of infotainment functions. Printing out airport or roadside maps ahead of time lets you preplan your pit stops and make the most of every minute.
L i f e and H o m e s
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Central New York
• Keep kids entertained--Keep boredom at bay by bringing along entertaining gadgets such as the RCA 10" portable Blu-ray player ($299.99 at Target) or the new big-screen Nintendo DSi XL handheld that will keep kids of all ages amused for hours, on and off the road. • Tune in or out--Take your iPhone or iPod Touch and you can use free apps such as Pandora Internet Radio and Shazam to turn your trip into a musical adventure. Just make sure you don't forget an iPhone/iPod car stereo 4
We br i n g p e o p l e a n d h o m e s t o g e t h e r .
newsShorts adapter-they're available for almost any car, whether you have an auxiliary input, AM/FM adapter or a tape deck connection. Also, bring along some headphones for those family members who prefer to travel to the beat of their own iPod. • Capture the moment--Don't miss a moment of the fun--capture it on video so you can share and remember your trip for years to come. With the Flip MinoHD Camcorder, it's easy to film your own videos and upload them directly to Facebook or to your computer. The Flip is a stylishly small, pocket-sized device and it's available for $199.99. (NAPSI)
Countrywide
often by 100% or more – and Countrywide then charged the homeowners the marked-up fees. Countrywide earned substantial profits by funneling default-related services through subsidiaries that it created solely to generate revenue. According to the FTC, under most mortgage contracts, homeowners must pay for necessary default-related services, but mortgage servicers may not mark up the cost to make a profit or charge homeowners for services that are not reasonable or appropriate to protect the mortgage holder’s interest in the property. (FTC) 59% of homeowners with a mortgage would not consider walking away from their home no matter who much their home is ‘underwater”. - Survey by Trulia and Realtytrac.
Fined $108 Million For Overcharges Two Countrywide mortgage servicing companies will pay $108 million to settle Federal Trade Commission charges that they collected excessive fees from cash-strapped borrowers who were struggling to keep their homes. The $108 million will be used to reimburse overcharged homeowners. According to the complaint filed by the FTC, Countrywide’s loan-servicing operation deceived homeowners who were behind on their mortgage payments into paying inflated fees – fees that could add up to hundreds or even thousands of dollars. When homeowners fell behind on their payments and were in default on their loans, Countrywide ordered property inspections, lawn mowing, and other services meant to protect the lender’s interest in the property, according to the FTC complaint. But rather than simply hire third-party vendors to perform the services, Countrywide created subsidiaries to hire the vendors. The subsidiaries marked up the price of the services charged by the vendors –
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Rome
$649,900
Forest Ridge Drive, Beaver Creek Estates
• Be the first to know!
• Hot new listings & price updates!
Investors! Beaver Creek Residential Estates For more details & photos, visit www.RichardParentHomes.com
• Tailored to meet your exact needs!
Coldwell Banker Prime Properties
Contact me or visit my website for Exciting Details!
West Turin
$625,000
Richard Parent • 315-768-1680x203
Sauquoit
$329,900
3091 Schibley Road
2446 Timian Road
5 Bedrooms/4 Baths/3,600 sq.ft. 265 acre farm
4 Bedrooms/1 Bath/78 acre farm w/commercial potential
For more details & photos, visit www.RichardParentHomes.com
For more details & photos, visit www.RichardParentHomes.com
Coldwell Banker Prime Properties
Coldwell Banker Prime Properties
Barneveld
West Winfield
Richard Parent • 315-768-1680x203
$264,900
Richard Parent • 315-768-1680x203
7357 Trenton Road
$249,900 2449 Rt. 8 (Bridgewater)
5 Bedroom Victorian, Acreage & Additional 2 Family! For more details & photos, visit www.RichardParentHomes.com
For more details & photos, visit www.RichardParentHomes.com
Coldwell Banker Prime Properties
Coldwell Banker Prime Properties
Russia
West Winfield
Richard Parent • 315-768-1680x203
$224,500 5089 Military Road - 3.8 Acres
6 Bedrooms/4 Baths/56 Acres & Views!
Richard Parent • 315-768-1680x203
$176,000 390 Fairview Circle - Pristine Ranch
3 Bedrooms /1.5 Baths/ Large Barn
3 Bedrooms /2 Baths
For more details & photos, visit www.RichardParentHomes.com
For more details & photos, visit www.RichardParentHomes.com
Coldwell Banker Prime Properties
Coldwell Banker Prime Properties
West Winfield
Poland
Richard Parent • 315-768-1680x203
$149,900
318 Fairview
Richard Parent • 315-768-1680x203
$114,900
50 Coldbrook St - Great Village Location
3 Bedrooms/2 Baths
3 Bedrooms /2 Baths
For more details & photos, visit www.RichardParentHomes.com
For more details & photos, visit www.RichardParentHomes.com
Coldwell Banker Prime Properties
Coldwell Banker Prime Properties
Little Falls
East Utica
Richard Parent • 315-768-1680x203
Richard Parent • 315-768-1680x203 July
$89,900
1506 Clementian Street
4 Bedrooms/2 Baths- plus barn
Well Kept 2 Family - 3 Bedrooms Each Unit
For more details & photos, visit www.RichardParentHomes.com
For more details & photos, visit www.RichardParentHomes.com
Coldwell Banker Prime Properties
Coldwell Banker Prime Properties
Richard Parent • 315-768-1680x203
Richard Parent • 315-768-1680x203
www.Life and Homes .com
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L i f e and H o m e s
103 Cramer Road
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$109,900
newsShorts Simple Fixes That Will Make
Your Kitchen Feel Brand New When it comes to your kitchen, details make all the difference. It’s often the most used and best-loved room in the house, so having a room that meets your needs and expresses your personality is key. If your kitchen’s design has been frustrating you by creating clutter and giving your home an out-of-date feel, it’s time to make some changes. The good news is that, because details carry so much weight, making relatively small adjustments can have a lot of impact without being prohibitively expensive. One of the simplest changes you can make is changing the hardware on your cabinets, but this little move can completely alter the feel of your room. Whether your cabinets are minimalist, traditional or somewhere in between, you can give them a different spin by changing the finish or style of your cabinet knobs and handles. Right now, trends are leaning toward softer, muted finishes like oil-rubbed bronze and brushed nickel. The Aspen line from leading decorative hardware maker Top Knobs is available in wide variety of styles, whether you’re looking to change the cabinet hardware in your kitchen, bath or on your closets.
No matter what kind of decor you have, pay attention to quality. It’s easiest to gauge this if you can feel and see the products in person. While you can go to a show room to test things out, Top Knobs also sends out free samples of its solid, hand-finished metal drawer knobs and handles. You can place a sample order through their website, www.topknobsusa.com, and in a couple of days, you’ll be able to try out new cabinet hardware right at home.
L i f e and H o m e s
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Central New York
“While it used to be that rubbed bronze was used in rustic, cabin-like settings, it’s now being used in a wider variety of kitchen styles,” says David Tyler of Top Knobs. “When it’s styled in a contemporary way, it completely changes the effect and it can be used in kitchens that range from transitional to modern.”
If your cabinets have started to feel dated, it might be time for a complete change. Sleek, modern cabinets with subtle details are growing in popularity, but many homeowners are choosing to combine elements of traditional style with newer developments for a look that is both clean and comfortable.
6
We br i n g p e o p l e a n d h o m e s t o g e t h e r .
Cabinet colors are proliferating, giving you more choices. Today, if you want cherry cabinets, you can choose from an array of warm, rich tones instead of only having one option. For those looking for a fresh, light feeling in the kitchen, white cabinets are still the go-to solution. It’s OK to get a bit more creative with the color of your walls, letting them say something about you. When making paint choices, look to color forecasts. This year, it’s all about tones found in nature, from the bold (coral, turquoise, bright yellow and red) to the soft (blush pink, muted greens and soft browns).
Again, it’s important to see how things will look in your house, so use cabinet and paint samples offered by many retailers. The light in your home could cause the color that won your heart in the store to look totally different. Perhaps the quickest fix of all, and one that you can make today, is to clear clutter. When too many gadgets crowd your countertops or papers collect on the fridge, the space can feel chaotic. If you need to rearrange the contents of your cabinets to find storage space, make a weekend project out of it. While you’re doing the re-arranging, look for items that you can do without and set them aside for a yard sale or donation to a charity. The ultimate luxury of having more storage space will mean more than having a gadget you use once a year. When things are all in their right places, you can tackle the next step in reviving the look of your kitchen. (ARA)
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Mon thur Friday 3:00 EST with Talk Host Rob Thrasher Most of us have heard about the necessity to soften the water, sometimes pour chemicals into the water and other things, but did you know that there are other tests you should perform on your well water every year? According to the NY State Department of Health, you should test for Coliform every year during the wet seasons. How many of you were not aware of that?
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New Hartford $1,600,000
New Hartford $529,000
New Hartford $439,000
New Hartford $379,000
Clinton
Masterpiece with over 5,000 square feet of luxury amid 15 acres with dramatic views. Deluxe amenities throughout.
Sophisticated 5 bedroom, 3.5 bath home with distinctive architectural elements, open floor plan, and home theater.
Gorgeous custom built 3 bedrooms, 2.5 bath home. Master bedroom suite, quality kitchen, 3 car garage and much more.
Fabulous home with 3,750 sq ft of living space. Open entry, two fireplaces, custom kitchen with granite, 3 car garage.
Restored village home. Historic character with modern conveniences. Beautiful master bedroom suite and deluxe kitchen.
Deerfield
Rome
Sauquoit
New Hartford $187,000
New Hartford $168,500
Well maintained 3 bedroom 2.5 bath home. Oversized living room and master suite. Finished walk-out basement.
Spacious ranch with 4 bedrooms and 2 full baths. Oversized family room with fireplace and beautiful screened porch.
$279,900
Executive Cape on 2 acres. First floor master suite, hardwood floors, fireplace, formal dining room and much more!
$259,900
Meticulous home with soaring ceilings, hardwood floors, fireplace, beautiful landscaping. Adjacent to the Rome Country Club.
$239,900
Updated farmhouse with new kitchen. Detached garage, barn and guesthouse on 7 beautifully landscaped acres with view.
$324,000
Marcy
$279,900
Fabulous 4 bedroom transitional with 2-story entry, hardwood floors, cherry kitchen with granite, master bedroom suite.
Utica
$99,900
Conveniently located 3 bedroom ranch with gorgeous yard and oversized deck. Completely updated interior.
July ■
www.Life and Homes .com
7
L i f e and H o m e s
#1 Coldwell Banker in New York State
Deerfield
$369,900
Stunning 4 bedroom 2.5 bath home located on 10 acres of prime real estate. Tour this home at: www.5770WalkerRoad. com. Call me today. Gloria Rocci Ext. 217
Clinton
$288,500
Tucked away on this beautifully landscaped large lot & priced to sell! 4 BR, 2.5 baths, visit www.43HomesteadRoad.com for more details. Jan Cidzik Ext. 209
Central New York
Clinton
$259,900
Magnificent view and privacy. 3 BRs, 2.5 baths, gorgeous kitchen with all appl. double garage and more on 2.25 acres. Only 10 years young. Kathy White Ext. 215
Sauquoit
Marcy
$279,900
Buckland Estates - 3 BR/2BA ranch at $279,900 and 4 BR/2.5 bath bedrooms, 2.5 baths priced at $269,900, call for floorplans and location. Laura Minard Ext. 205
New Hartford
$237,750
Ready for you. New kitchen, Fam. Rm. W/ fireplace, 4 lge bedrooms, 2.5 baths and more. Visit www.1434graffenburgroad. com for more exciting details. Call today. Kathy White Ext. 215
Home Highlight
■
L i f e and H o m e s
$329,900
4 bedroom updated farmhouse with retail possibilities! 78 acres, incredible hillside views, riding trails, outbuildings, 3 barns & storefront! Richard Parent Ext. 203
Oneida
Rome
We br i n g p e o p l e a n d h o m e s t o g e t h e r .
$259,900
This spacious home boasts soaring ceilings, large windows, hardwood floors and fireplace. Beautifully landscaped, bordering country club. Gaetano Belmonte Ext. 202
Clinton
$209,000
Reduced. This is a beauty with a magnificent view and private. 3 BRs/2 full BAs, all new hardwood floors & windows. Lots of updates. Website: www.128fountainview.com Kathy White Ext. 215
Ilion
$290,000
Graceful arches adorn the façade of this distinctive 4BR executive home. Sunken family Rm w/20ft ceilings, wall of windows and 3 full baths. Lisa Filletti Ext. 206
Frankfort
$259,900
Meticulous inside and out, enclosed breezeway. Woodmode kitchen cabinets, bedroom on 1st flr., masonry stone fireplace, awesome landscaping. Gloria Rocci Ext. 217
Colonial Square
$199,900
Dreaming of owning a new home? That dream can come true. Affordable quality homes available. 2BR 2BA w/radiant floor heat. 3BR/2BA @ $219,900.
Laura Minard
Ext. 205
Mohawk
$289,900
Located on 10.7 private acres. Pole Barn with electric, gas & water. Updated interior with custom window treatments. Call for more details. Debbie Roberts Ext. 239
Cleveland
$259,000
Reduced. 5 BR, 2.5 bath contemporary log home on 25.8 acres, 3 car detached garage & 3,543 SF of living space. Ryan Kirch
Clinton
Ext. 222
$199,900
WOW. 2,756 square feet. 5 BR/2 BA cherry kitchen with granite counters, all new replacement windows, two story barn and so much more. Website: www.3338stateroute12b.com Kathy White Ext. 217
Holland Patent $299,900 8815 Thompson Road This 6 year young ranch sits on 10.4 acres! Dramatic LR w/fireplace; kitchen has corian counters and fully equipped, master suite w/private bath, 2 additional bedrooms, and office. Incredible views from the front porch. Call today. Jodie DeCosty Ext. 201
8
$310,000
This 4 bedroom 2.5 bath home sits on almost 7 acres. Cherry woodmode kit., lge GR, private library & outdoor veranda. Call me for your private showing. Jan Cidzik Ext. 209
4957 Commercial Drive Yorkville NY
Call 768.1680
New Hartford
$187,000
Meticulous 2-story center hall home on very desirable street. Featuring 3 bedrooms, 2.5 baths, oversized livingroom. Gaetano Belmonte
West Winfield
Ext. 202
$149,900
Enjoy morning tea in exquisite 4 season sunroom, Bruner Mansion antique wainscoting, private bedroom balconies & Woodmode kitchen. A quality home. Richard Parent Ext. 203
East Utica
$89,900
Strong curb appeal in this large E. Utica 2 family home, let your rent pay your mortgage! Separate utilities, each unit offers 3 Br’s. Call for more details. Richard Parent Ext. 203
New Hartford
$179,900
Updated spacious Colonial w/large rooms and almost a 1/2 acre of property. New stucco exterior, roof, patio, porch, & insulated windows. Call for more details. Scott Kelley Ext. 242
New Hartford
$119,900
Cute as a button! Updated througout; eat-in kitchen opens to LR. Features 3 BRs, vaulted ceilings, & hardwoods plus much more. Call for details. Jodie DeCosty Ext. 201
Deerfield
$219,900
New Hartford
$168,500
Spacious ranch boasting oversized family room with fireplace, 4 bedrooms, 2 full baths and hardwood floors. Gaetano Belmonte
Holland Patent
Ext. 202
$117,500
Amazing village home with updates galore! Formal LR & DR, updated country kitchen, 1.5 newer baths, office, 1st floor laundry, 3 bedrooms. Jodie DeCosty Ext. 201
Deerfield
$249,500
Extremely well maintained 3 bedroom 2.5 bath home. A must see!
3 BR/2.5 bath contemporary home. Vaulted ceilings, eat-in kitchen, formal dining, 1st flr Mstr. & laundry area. Whitesboro Schools.
Laura Minard
Diana Raymond
Ext. 205
Ext. 207
New Hartford
$156,900
Delightful Colonial in meticulous shape. Classic design with numerous updates; gleaming hardwoods, working fireplace, updated kitchen with its own Formal DR. Scott Kelley Ext. 242
Clinton
$114,900
Move right in to this Clinton charmer! Character throughout, LR, DR, country kitchen, 1st fl laundry, newer bathroom, 3 bdr, sun & side porch. Call for updates.
Jodie DeCosty
Ext. 201
Holland Patent
$69,500
Charming 2 story with 1.8 acres. Updated kitchen, bath & laundry rooms. 2 roomy bedrooms, 1 bath, and attached 2 stall garage. Betty hurry! Jodie DeCosty Ext. 201
Camden
$155,000
1700 SF contemporary offering 3BR, 2.5 baths, and an attached 2 car garage. Large finished walkout bsmt. w/workshop. “Prime location”. Ryan Kirch Ext. 222
Utica
$99,900
Updated 3 bedroom ranch with open floor plan. Convenient location. Gorgeous yard with oversized deck. Gaetano Belmonte
Clinton
Ext. 202
$69,900
Brand new doublewide in Applewood Community/Clinton School District. Bring your things & move right in! Offering 3 bedrooms, 2 full baths. Jodie DeCosty Ext. 201
July ■
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L i f e and H o m e s
The Area’s Premiere Real Estate Search Engine!
#1 Selling Coldwell Banker in the Mohawk Valley 2306 Genesee Street, Utica, New York
FAITH PROPERTIES
735-2222
http://lori.centralnewyork.com
Thinking of Buying or Selling? Contact Me Today For a Full Time Professional Advice & Service
Lori D’Onofrio Hamlin Associate Broker LoriHamlin@roadrunner.com Cell: 315-790-0990 Office: 315-735-2222 x41 Fax: 315-735-1727
New Hartford
$298,900
What a home. Large kit w/ bfast bar, eat-in w/ skylight, spacious fr w/ wet bar, master bedroom w/ attached sun room w/ cathedral ceilings w/ skylights w/ another sliding door leading to wooded deck, newer roof, furnace.
Central New York ■
L i f e and H o m e s
Whitesboro
$124,000
Your quintessential cape cod in a wonderful neighborhood, 3 bedrooms, 1.5 Baths, hardwood floors, covened patio, beautiful back yard. Vinyl siding.
MLS# 1000418 15 White Birch, E. Utica
$29,900
MLS# 1001882 Mohawk St, New Hartford $49,900
$104,900
Spacious rooms, . Formal LR, DR, 2 full baths, hot tub, hard wood floors, 4 bedrooms, 2 stair cases, 1st floor laundry, walk-up attic & much more to see.
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
$179,900
Move-in condition, sprawling ranch on approx 6.75 Acres, lg eat-in kit w/ new counters, sink, floor, microwave, dishwasher & stove.
Lots for Sale
Whitesboro
10
Holland Patent
Utica
$54,900
Adorable, meticulously maintained 3 BR bungalow. Bright eat-in kit, formal LR & DR. New windows, 1 yr old furnace, hardwood floors, large front porch.
MLS# 912483 Thompson Rd,HollandPatent $19,900 MLS# 912598 Bell Hill Rd, Deerfield
$19,900
Your All Inclusive Home Directory Agusta
LifeandHomes.com Clayville
$240,000
$399,900
2063 Route 26
266 Rider Road
7 Bedrooms / 5.0 Baths
3 Bedrooms / 3.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41516
For more details visit www.LifeandHomes.com Type in Quick Search #41624
New Nest Realty
Prudential J.R. Carucci Real Estate
Amy La Clair • 315-790-4153
Christine Ossont • 315-733-0463
Lic. R. E. Broker • info@newnestrealty.com
Realtor • cossont@prudentialcarucci.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Ava
Licensed Mortgage Banker NYS Banking Dept
Clinton
$5,000
9551 Mullen Hill Road
$475,000 6/8 Taylor Ave / 41.5 Utica Street
215 Acres, $5,000-$25,000 per acre
Development Opportunity
For more details visit www.LifeandHomes.com Type in Quick Search #32673
For more details visit www.LifeandHomes.com Type in Quick Search #41608
Oneida County - FSBO
Clinton Real Estate
Phyllis Goworek • 315-335-2745
Barbara Frank • 315-853-4400
FSBO
Lic. R. E. Broker • info@clintonrealestateny.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Licensed Mortgage Banker NYS Banking Dept
Ava
$174,900 6945 Stokes Westernville Road
Clinton
3 Bedrooms / 2.0 Baths
4 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41210
For more details visit www.LifeandHomes.com Type in Quick Search #41611
SBG Realty
Clinton Real Estate
Joel Siegfried • 315-793-7580
Barbara Frank • 315-853-4400
Broker/Owner • info@sbg-realty.com
Lic. R. E. Broker • info@clintonrealestateny.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Barneveld
$219,900
69 Stebbins Drive
Licensed Mortgage Banker NYS Banking Dept
Clinton
$229,000
$249,000
8365 Sand Road
124 Utica Street
5 Bedrooms / 2.5 Baths
5 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41627
For more details visit www.LifeandHomes.com Type in Quick Search #41033
Prudential J.R. Carucci Real Estate
Clinton Real Estate
Len Pugh • 315-736-4443
Barbara Frank • 315-853-4400
• lpugh@prudentialcarucci.com
Lic. R. E. Broker • info@clintonrealestateny.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Licensed Mortgage Banker NYS Banking Dept
Catskill
$350,000 Greene County Gentlemans Farm
Clinton
4 Bedrooms / 2.0 Baths
6 Bedrooms / 3.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #33942
For more details visit www.LifeandHomes.com Type in Quick Search #33931
Posson Realty LLC
Clinton Real Estate
David Posson • 607-316-3758
Barbara Owens • 315-853-4400
Broker/Owner • possonrealty@frontiernet.net
Associate Broker • info@barbaraowens.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Licensed Mortgage Banker NYS Banking Dept
1
#
Customer Service
315.335.8073
A Tradition of Customer Service that lives on in our Prudential Team! www.prudentialcarucci.com
(315) 733-0463
www.Life and Homes .com
11
L i f e and H o m e s
Siding • Decks Windows • Additions Overhead Doors Fully Insured FREE Estimates
■
7710 McKern Rd Rome, NY
Joseph R. Carucci Real Estate 600 French Rd., New Hartford
July
MidState Contracting Barry Kotary
$269,900
3667 Harding Road
LifeandHomes.com Clinton
Your All Inclusive Home Directory Deerfield
$92,500
10442 Doyle Road
3 Bedrooms / 1.0 Baths
4 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41019
For more details visit www.LifeandHomes.com Type in Quick Search #41153
Clinton Real Estate
Coldwell Banker Prime Properties
Barbara Owens • 315-853-4400
Gaetano Belmonte • 315-768-1680
Associate Broker • info@barbaraowens.com
Realtor • Homes@GaetanoBelmonte.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Clinton
Licensed Mortgage Banker NYS Banking Dept
Deerfield
$114,900
302 Tumbleweed
3 Bedrooms / 1.0 Baths
3 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41538
For more details visit www.LifeandHomes.com Type in Quick Search #41355
Coldwell Banker Prime Properties
Jodie DeCosty • 315-723-8554
Laura Minard • 315-525-1974
Lic RE Associate Broker • jodiedecosty@cbpp.com
Realtor • lauraminard@cbpp.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Clinton
Licensed Mortgage Banker NYS Banking Dept
Durhamville
$229,900
5293 Charles St.
3 Bedrooms / 2.0 Baths
2 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41371
For more details visit www.LifeandHomes.com Type in Quick Search #41476
Dick Stanton Real Estate
Amy Abdoo • 315-794-2653
Mike McNaughton • 315-264-3081
Broker/Owner • blon316@aol.com
Assoc. Broker • mike@mcnaughtonhouse.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Licensed Mortgage Banker NYS Banking Dept
Constableville
$127,000 3706 Sweeney Road / 15 Acres
Durhamville/
3 Bedrooms / 1.0 Baths
4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41211
For more details visit www.LifeandHomes.com Type in Quick Search #41486
Barbara Dunn • 315-337-1677
Thelma Chase • 315-363-5464
Don Kingsley Real Estate
Broker/Owner • dunrealt@aol.com
Assoc. Broker • thinkthelma@twcny.rr.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Constableville
Licensed Mortgage Banker NYS Banking Dept
Durhamville/
$99,900
$154,900
3708 Sweeney Road
6651 Higginsville Rd.
2 Bedrooms / 1.0 Baths
3 Bedrooms / 3.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41212
For more details visit www.LifeandHomes.com Type in Quick Search #41484
Barbara Dunn • 315-337-1677
Thelma Chase • 315-363-5464
Barbara Dunn Realty
Don Kingsley Real Estate
Broker/Owner • dunrealt@aol.com
Assoc. Broker • thinkthelma@twcny.rr.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Central New York
$99,900
6659 Higginsville Rd.
Barbara Dunn Realty
Laura Minard Coldwell Banker Prime Properties
You don’t need to be an expert to buy or sell real-estate! You need an expert working for you. I supply you with the information you need to make informed choices. We can work together to get you and your family what you need in the time you need it. Pick up the phone and interview me for the job of being your Agent! 315-525-1974 Cell Phone Anytime • lauraminard@cbpp.com
■
$44,000
7349 Pryor Rd
Dominion Homes
L i f e and H o m e s
$219,900
7841 Kellogg
Coldwell Banker Prime Properties
Phone: 315-768-1680 x 205 Web: lauraminard.com
12
$279,000
3161 Route 12B
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Licensed Mortgage Banker NYS Banking Dept
www.sBG-realty.com Top 10 things to do whether you are buying or selling: 1. Call Joel Siegfried
KD Homes
featuring
Bill Lake Homes
A different kind of home built with pride & integrity by professionals.
Bill Lake has been the leader in building energy efficient custom homes for over 43 years. Call Dave today!
(He will handle the rest.)
KD Homes Rt 12 Waterville, NY 13480
841-8700
286 Genesee St Suite 1 Utica, NY 13502
315-796-2258
email kdhomes@frontiernet.net web kdhomesny.com
Your All Inclusive Home Directory Hamilton
LifeandHomes.com
$160,000
Lakeport
7683 McCormick Rd.
100 Harbor Shore Drive
5 Bedrooms / 2.0 Baths
6,000 Sq Ft Townhouse
For more details visit www.LifeandHomes.com Type in Quick Search #33709
For more details visit www.LifeandHomes.com Type in Quick Search #33879
Dominion Homes
Amy Abdoo • 315-794-2653
Maria E. Dailey • 315-336-0433
Broker/Owner • blon316@aol.com
Broker/Owner • dailey.realty@gmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Herkimer
National M&D Dailey Realty
$54,500
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Marcy
$299,900
333 Eureka
Buckland Estates
3 Bedrooms / 1.0 Baths
New Construction
For more details visit www.LifeandHomes.com Type in Quick Search #33857
For more details visit www.LifeandHomes.com Type in Quick Search #41653
A.Fumarola /Joyce Realty
Anthony Fumarola • 315-732-3456 Broker/Owner • anthony.fumarola@gmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Holland Patent
Buck Construction
Buck Contruction • 315-736-0865 Contractor/Developer • alyssabuck@buckconstruction.net
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
$29,900 8651 Edwards Rd - Land for Sale
Marcy
8 Acres
3 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #33613
For more details visit www.LifeandHomes.com Type in Quick Search #41213
SBG Realty
Joel Siegfried • 315-793-7580 Broker/Owner • info@sbg-realty.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Holland Patent
$69,900
$151,900
6386 Glass Factory Rd
Prudential J.R. Carucci Real Estate Stephen Dellerba • 315-725-9152 Lic. R. E. Agent • sdellerba@prudentialcarucci.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Mohawk
$94,500
8801 Thompson
38 Church Street
2 Bedrooms / 1.0 Baths
3 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41598
For more details visit www.LifeandHomes.com Type in Quick Search #41324
Jodie DeCosty • 315-723-8554
Leslie Nicolette • 315-985-0212
Coldwell Banker Prime Properties Lic RE Associate Broker • jodiedecosty@cbpp.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Kirkland
$59,900
Bruce Ward & Company Lic. R.E Salesperson • dnicolette@twcny.rr.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
New Hartford
$79,000
4216 Bristol Rd.
14 Dixon Road
3 Bedrooms / 1.0 Baths
2 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #33832
For more details visit www.LifeandHomes.com Type in Quick Search #41648
Amy Abdoo • 315-794-2653
Anthony Fumarola • 315-732-3456
Dominion Homes Broker/Owner • blon316@aol.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
8086 Seneca Tpke Clinton, NY 13323 info@lewisseamlessgutter.com
Kay Real Estate Kay Real Estate, established in 1983, has been serving Oneida and surrounding areas for 25 years. Their success can be partly attributed to the community itself by being centrally located between 2 major cities helping to make Oneida an excellent place to reside. Please feel free to contact us to discuss how we can assist you with your real estate needs. 126 Main St., Oneida, NY • 315.363.9191 • www.kaysteam.com www.Life and Homes .com
13
L i f e and H o m e s
No Job Too Small!
Licensed Mortgage Banker NYS Banking Dept
■
Services Include: - kitchen-bathroom remodels - trim work and painting - flooring - windows and doors - seamless gutters and covers
Broker/Owner • anthony.fumarola@gmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
July
315-732-9577
A.Fumarola /Joyce Realty
LifeandHomes.com New Hartford
Your All Inclusive Home Directory New Hartford
$349,900
10132 Mallory Rd.
10 Woodlawn Village
3 Bedrooms / 2.0 Baths
3 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41234
For more details visit www.LifeandHomes.com Type in Quick Search #41626
Buck Construction
Prudential J.R. Carucci Real Estate
Buck Contruction • 315-736-0865
Willinette Cohen • 315-733-0463
Contractor/Developer • alyssabuck@buckconstruction.net
• info@prudentialcarucci.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
New Hartford
Licensed Mortgage Banker NYS Banking Dept
New Hartford
$255,000
14 Colonial Drive
4 Bedrooms / 3.0 Baths
3 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41599
For more details visit www.LifeandHomes.com Type in Quick Search #33822
RE/Max All Pro
Jodie DeCosty • 315-723-8554
Tony Abone • 315-339-2222
Lic RE Associate Broker • jodiedecosty@cbpp.com
Broker/Owner • proabone@cnymail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
New Hartford
Licensed Mortgage Banker NYS Banking Dept
Norwich
24 Deerpath Drive
$249,900
$350,000 Chenango County Dairy Farm
5 Bedrooms / 3.0 Baths
4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41634
For more details visit www.LifeandHomes.com Type in Quick Search #41529
Kay Real Estate
Posson Realty LLC
Jayne Wentworth • 315-363-9191
David Posson • 607-316-3758
Assoc. Broker • kayhomes@dreamscape.com
Broker/Owner • possonrealty@frontiernet.net
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
New Hartford
Licensed Mortgage Banker NYS Banking Dept
Norwich
3 Slaytonbush Lane
$295,900
$450,000 Chenango Cty Equine Facility
3 Bedrooms / 3.0 Baths
4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41625
For more details visit www.LifeandHomes.com Type in Quick Search #41528
Prudential J.R. Carucci Real Estate
Posson Realty LLC
Edward Jeckel • 315-733-0463
David Posson • 607-316-3758
Lic R.E Associate Broker • ejekel@prudentialcarucci.com
Broker/Owner • possonrealty@frontiernet.net
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
New Hartford
Licensed Mortgage Banker NYS Banking Dept
Oneida
$179,500
217 Sands Street
3 Bedrooms / 2.0 Baths
3 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41361
For more details visit www.LifeandHomes.com Type in Quick Search #41638
Kay Real Estate
Stephen Dellerba • 315-725-9152
Chris Rosbrook • 315-363-9191
Lic. R. E. Agent • sdellerba@prudentialcarucci.com
Lic. R.E Salesperson • kayhomes@dreamscape.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Central New York
$154,900
26 Rockport Road
Prudential J.R. Carucci Real Estate
Licensed Mortgage Banker NYS Banking Dept
Barbara Dunn Realty NYS License#: 16000019454
Brian Dornburgh 315-865-6793 814-512-2275
bdornburgh@twcny.rr.com
Professional Affordable
■
L i f e and H o m e s
$133,000
26 South Hills Drive
Coldwell Banker Prime Properties
&
Done on Time. 215 N. James Street Rome 315-337-1677 • dunnrealt@aol.com 14
$259,900
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
We don’t only inspect, we educate you about your new home and give you
Peace of Mind.
Dorothy Neumann NeuDot Realty
Selling FSBO? This year, more than ever, is not the time to go it alone. Buyers have many homes to choose from. A realtor provides maximum exposure, screens prospects, has contacts with attorneys, home inspectors, surveyors, lenders, contractors. We guide you through the maze of contracts, disclosures, marketing, setbacks and myriad of details. More than ever, you need a friend on your side; someone who knows the market, the risks, the ropes. Now an approved HUD broker. You need Neu.Dot Realty. Phone: 315-527-3542 Email: dneumann@neudotrealty.com
Kathy White Lic. Assoc. R.E. Broker
4957 Commercial Dr Yorkville, NY 13495
315-768-1680
We Never Stop Moving Relocating Families for over 23 years!
Clinton
New Hartford
$699,900
$237,750
4074 Cleary Road
1434 Graffenburg Road
A Clinton Masterpiece Enjoy the experience & beauty of total privacy on almost 14 acres. This truly unique custom built home has it all. Brazilian hardwoods, vaulted ceilings, mostly granite counter tops, butlers pantry & wine center. 2nd flr. loft overlooking the gracious fireplace Living Rm 3.5 baths & more in over 4,000 square feet of living space. For complete information, visit www.4074clearyroad.com
Absolutely a beautiful ready to move in Colonial. All new kitchen and appliances. Warm and inviting family room with wood burning fireplace, Formal dining room, huge living room, some replacement windows, new french door to a private 61’ deck which houses a out side wood stove for cozy nights under the stars. Check out the web site at www.1434graffenburgroad.com
Clinton
Clinton
$199,000
$259,000
3338 State Route 12B
3871 Skyline Drive
Beautifully remolded Victorian home with tons of updates offering 2,752 Square feet of living space. 4 or 5 Bedrooms, 2 full baths, Library, Fireplace, gorgeous hardwood floors, Beautiful formal living room Formal D/R, a gorgeous cherry kitchen with granite counters and all new appliances, main floor laundry. Check out the web site www.3338stateroute12b.com
This home is only 10 years young and offers space, light and a magnificent view on 2.25 acres. Located near Hamilton College this home features include 2.5 baths, 3 spacious bedrooms,a gorgeous kitchen with a center island, solid surface counter tops and all appliances. Plenty of storage and pantry space in the hall. Check out the web site at www.3871skylinedrive.com
Clinton
$209,000
128 Fountain View This beautifully maintained home is ready for immediate occupancy and offers 3 bedrooms and 2 baths, Open living room with a red brick fireplace and a beautiful view, formal dining room. All appliances are included plus a walk out basemement. Hardwood floors in all the bedrooms. Tiled floors in baths, entrance and kitchen. Check out the web site at www.128fountainview.com
ot tL N cA VA
$18,000 Ridgecrest Rd Lot size 140’ X 240’ Perfect location and setting for a A-Frame , Raised Ranch or Split Level. Wooded and sloaping wtih an Adirondack feel. Water, Sewer and Electric available at the Road. Whitesboro School System. Just minutes form North Utica and Route 49.
Featured Home
Holland Patent 8815 Thompson Road
Marcy
$299,900
Why build when you can own this 6 year young ranch set on 10.4 Acres! Dramatic living room with fireplace, kitchen has corian counters and fully equipped, master suite with private bath, 2 additional bedrooms & full bath, office, 1st fl laundry. Front porch for your enjoyment of the incredible view!
July
Jodie DeCosty
■
Lic. Assoc. R.E. Broker
315-768-1680
PRIME PROPERTIES
For more information go to www.coldwellbankerprime.com and type in MLS # 1001843
www.Life and Homes .com
15
L i f e and H o m e s
4957 Commercial Dr Yorkville, NY 13495
Average Home
Days On Market: N.Utica $154,900
94
Floyd $139,900
Our DOM :
3 0 Days
www.GetP ackingCN 812 Herkimer Road, on a beautiful Historic Three-Family d. 1.8 acre park-like yar
Rome $79,900
703 Lee Street ranch! Gorgeous Beautiful remodeled h. st-See. new kitchen and bat Mu
Y.com
8140 Glenwood Dr Fantastic neighborhood ranch. Central air, an for this raised acre lot.
Kirkl and $229,9 00
999 WhatFountain St new coa value! 18r0eet, Kirkland nstruc tion ra0 s.f. 3 bed 2 nch in C b linton!a
Marcy $119,900
5502 Maynard Par Beautifully Renova k, 2.5 bath home! ted 2,000 s.f. 4 bed
S. Utica $109,900
0 Barneveld $229,90
Sauquoit $99,900
Central New York
12 Gridley Blvd tom! Great ranch with New from top to Bot beautiful corner lot. huge 2 stall garage and
Road 8824 Parker Hollowold Greek Revival Incredible 200-year es. acr 5 on e hom
Jorda n Guy Operations
Faith Properties The Jay Groah Team
â–
L i f e and H o m e s
2812 Milton Pl, Lovely Remodeled S.U Superb Neighborhood!tica Bungalow.
Licensed Real Estate Sales Agents
315.735.2222 (office) 315.272.3975 (jay) 315.725.1608 (brandon)
Jay
Listing Co ordinator
16
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Bra ndon ialist Bu yer Spec
#1 Selling Coldwell Banker in the Mohawk Valley FAITH PROPERTIES
2306 Genesee Street, Utica, New York
735-2222
Visit www.CentralNewYork.com for the best local searches!
May Stars July â–
Jay Groah
Kelli Inserra
www.Life and Homes .com
17
L i f e and H o m e s
Congratulations to these Two Top Selling Agents!
SCAMPONE REAL ESTATE 797-7100
EW
N
G TIN
LIS
$349,000
MLS #1001710
G TIN
Verona Beach Premium 100’ waterfront lot on South Shore w/ spectacular sunset views! Build your dream summer retreat or your year round lakefront condo or home. Perfectly located; 1.5 miles to the hustle of Sylvan Beach and 10 miles to the Turningstone Resort Casino. Here you can have it all!
LIS W
NE
$109,900
New Hartford
$299,000
MLS #1000669
$205,000
MLS #912805
$159,000
Central New York
MLS #1001409
$134,900
N
ICE
PR
Totally renovated townhouse in rolling hills. Newer roof, new kitchen, flooring, appliances, windows, insulation, heating & air conditioning. Better than new. Nicely Done.
G TIN
LIS W
NE
$109,900
New Hartford Newly constructed 3 bdrm, 2 bath ranch
EW
N
ICE
PR
in the whitetail meadows development.
$249,900
MLS #1000465
Gorgeous brick oven kitchen w/maple cabinets, lr, dr, breezeway. Completed w/lawn, driveway, walkway. Turn key!
$224,000
MLS #1001373
Frankfort Much sought after one level unit in rolling hills. Totally renovated, new kitchen flooring, appliances, windows, roof, insulation, heating & air conditioning. Better than new! Nicely done. South East Utica Popular SE Utica location offers this 4 bdrm colonial in mint condition. Situated on over 1 acre w/private rear yard. Gorgeous updated kit, fr w/full wall of brick fireplace & hdwds. Generous sized bedrooms. If you are quality conscious, this is the home for you!
New Hartford
Frankfort
New Hartford
Traditional architecture embraces modern day living in this 4 bdrm, 1 ½ bath brick colonial. Center hall foyer lends way to large principal rms, formal dining, fp in fr. Hrdwd flring & crisp, clean lines carry throughout. Classic built ins in almost every room boasts character & a rich interior distinguishes a 1st flr study/den. Sunporch embraces comfort & relaxation. 2 Stl grg. W/loft. A must see!
Contemporary styled home located on cul-de-sac in rolling hills, features 3 br, 2 1/2 bths. Master suite on 1st flr. Balcony overlooking fr & dr. Front end eat in kit. Oversized 2 stall garage. Great covered porch in rear. Good value, great location.
Spacious split level home in popular Benton Hills. 3 Bedrooms, 2 baths. Fireplaced lr, dr, family room w/entrance to rear yard. Hardwood under lr & dr carpet. Oversized garage. Great cul de sac location.
$184,500
MLS #1001414
$164,900
MLS # 1000641
South East Utica
Sylvan Beach
East Utica
Pride of ownership shows thru on this wonderful 4/5 br cape. Meticulously maintained w/beautiful gardens w/in the fenced yard. Great fam rm w/pellet stove, lr, dr & 1 1/2 bths. Hdwds under 1st flr carpet. Radiant heat on 1st flr. A home you’ll be proud to call your own in this sought after location.
Immaculate updated, 3 bdrm, 1 bth, year round home. Situated on a double lot with a covered pavilion. Completely renovated in 1995 w/open concept of living room & kitchen. Let your summer fun start here or enjoy all year round.
Updated 3 bedroom, 1 bath ranch in a very desirable East Utica location. All new vinyl windows, drive, interior & exterior doors. New bath, freshly painted interior, hardwoods throughout. Updated furnace & electrical. Steel beam construction.
$154,900
MLS #1001534
$139,900
MLS # 1001081
New Hartford
Utica
South Utica
All new interior from floors & walls to ceiling, windows, furnace, kitchen & baths. 3 bdrm, 2.5 bath, w/ 1st floor master, master bath, 1st fl laundry, formal dining overlooks sunken family room, tiled foyer & kitchen, 2 bdrms & playrm/computer rm on 2nd floor. New York Mills schools. Situated on a double lot w/ screened sun porch. All new & incredible buy!
Well maintained historical building situated close to state office building, Oneida County court house and retail businesses. Property has 2 separate deeds, one designated for office building, one for parking lot included in sale. See broker for additional information.
Affordable South Utica colonial with newer roof, recently painted stucco exterior. Large walk-in closet for 2nd floor bedroom. Spacious LR&DR, Hardwoods under carpet. 1st floor laundry & 1/2 bath. Large entry w/ closet. Convenient location.
$94,500
MLS #1000833
$59,900
MLS #1001626
L i f e and H o m e s
■
MLS #1000989
History combined with charm is what will inspire you to fall in love with this beautiful 1825 home located in the Village of New Hartford. Over 4,000 sq.ft., 5 bedrooms, 2.5 baths. An exquisite sunroom leads you to a park like yard with gorgeous gardens and an ivy covered rock wall.
EW
Frankfort
FOR A COMPLETE INVENTORY OF LISTINGS & UP TO DATE PROPERTY INFO, VISIT...
scamponerealestate.com
18
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Your All Inclusive Home Directory Oneida - Outside
LifeandHomes.com Rome
$116,900
$175,000
1064 Palmer Drive
6199 Lorena Road
2 Bedrooms / 1.0 Baths
Owner will sell seperately. Call agent for details.
For more details visit www.LifeandHomes.com Type in Quick Search #41636
For more details visit www.LifeandHomes.com Type in Quick Search #33616
Kay Real Estate
1St. Rome Realty
Janet Mautner • 315-363-9191
Tracy Winterton • 315-335-3843
Assoc. Broker • kayhomes@dreamscape.com
Lic. R.E Salesperson • tlwinterton@hotmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Oneida - Inside
Licensed Mortgage Banker NYS Banking Dept
Rome
$112,500
$259,900
362 Cleveland Ave
8103 Pinebrook Lane
3 Bedrooms / 1.5 Baths
4 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41637
For more details visit www.LifeandHomes.com Type in Quick Search #41370
Kay Real Estate
Coldwell Banker Prime Properties
Janet Mautner • 315-363-9191
Gaetano Belmonte • 315-768-1680
Assoc. Broker • kayhomes@dreamscape.com
Realtor • Homes@GaetanoBelmonte.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Watertown
Licensed Mortgage Banker NYS Banking Dept
Rome
$279,000
$29,900
25030 Co. Rte. 53
507 E. Bloomfield St.
3 Bedrooms / 2.0 Baths
3 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41539
For more details visit www.LifeandHomes.com Type in Quick Search #33874
Lake Ontario Rlty
Dominion Homes
April Marvin • 315-778-8042
Amy Abdoo • 315-794-2653
Lic. R. E. Salesperson • lakeontariorealty@yahoo.com
Broker/Owner • blon316@aol.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Rome
Licensed Mortgage Banker NYS Banking Dept
Rome
$135,000
$387,000
401 W Dominick Street
406 W. Oak Street
0 Bedrooms / 0.0 Baths
4 Bedrooms / 3.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41623
For more details visit www.LifeandHomes.com Type in Quick Search #33770
National M&D Dailey Realty
National M&D Dailey Realty
Maria E. Dailey • 315-336-0433
Maria E. Dailey • 315-336-0433
Broker/Owner • dailey.realty@gmail.com
Broker/Owner • dailey.realty@gmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Rome
Licensed Mortgage Banker NYS Banking Dept
Rome
$275,000
$59,900
220 Ridge Street
534 Mill Brook Road
Commercial
3 Bedrooms / 1.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41171
For more details visit www.LifeandHomes.com Type in Quick Search #33899
RE/Max All Pro
Oneida County Real Estate Investors
Tony Abone • 315-339-2222
We Buy/Sell Houses • 315-264-9235
Broker/Owner • proabone@cnymail.com
Investor • phpenterprises@hotmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Licensed Mortgage Banker NYS Banking Dept
Smith Inspection Services, llc
PO Box 126, Sherrill, NY 13461
Call 315-363-8074
Q General Contracting Q Carpentry Q Plumbing Q Masonry Q Roofing Q Electrical work
Area’s Commercial Leader
START LIVING YOUR DREAM TODAY!
Call Dean Case 315-942-4949 • Cell 315-534-3319 • Fax 315-942-2527 Adirondack Builders, Inc. is an independently owned and authorized dealer/builder for Tennesee Log Homes.
www.prudentialcarucci.com
(315) 733-0463
www.Life and Homes .com
19
L i f e and H o m e s
35 Years Commercial Construction Experience 5 Years Home Inspection Experience
"Our goal is to provide you with a no pressure, turn-key home building experience log or stick built."
Q Log Homes Q Timber Frame Construction Q Fireplaces Q Basements Q Decks Q Custom Kitchens Q Additions
■
Pre-Listing & Buyer Inspections Septic System Inspections & Dye Tests Water Purity & Quality Tests
Joseph R. Carucci Real Estate 600 French Rd., New Hartford
July
Several log home plans are available, with many different log styles to choose from. We offer 3 species of wood and optional roof systems. The possibilities are endless...
Serving Central NY and the Mohawk Valley
LifeandHomes.com Rome
Your All Inclusive Home Directory Salisbury
$79,900
1009 Seneca Street
661 Military Road
3 Bedrooms / 1.0 Baths
3 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41629
For more details visit www.LifeandHomes.com Type in Quick Search #41631
Debbie Santa Croce • 315-797-1724
United Country Real Estate/HBE Group, Inc. Sharon Baisley • 315-429-9754
Prudential J.R. Carucci Real Estate • dsanta1227@hotmail.com
Lic. R.E. Broker • hbegroup@twcny.rr.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Rome
Licensed Mortgage Banker NYS Banking Dept
Sylvan Beach
$83,000
1314 Vienna Rd
5 Bedrooms / 2.0 Baths
Financing Available
For more details visit www.LifeandHomes.com Type in Quick Search #41628
For more details visit www.LifeandHomes.com Type in Quick Search #32684
Joan Abend • 315-733-0463
Steve Ruscitto • 315-762-4488
Oneida County Real Estate Investors
Lic R.E Associate Broker • JABEND@PRUDENTIALCARUCCI.COM
Investor • steve@cnyres-q.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Rome
Licensed Mortgage Banker NYS Banking Dept
Sylvan Beach
$104,500
503 16th Ave
3 Bedrooms / 1.0 Baths
Financing Available
For more details visit www.LifeandHomes.com Type in Quick Search #41622
For more details visit www.LifeandHomes.com Type in Quick Search #32685
Tony Abone • 315-339-2222
Steve Ruscitto • 315-762-4488
Oneida County Real Estate Investors
Broker/Owner • proabone@cnymail.com
Investor • steve@cnyres-q.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Rome
Licensed Mortgage Banker NYS Banking Dept
Utica
$106,900
$74,900
111 E Sycamore Street
29-31 Leslie - 2 Unit
4 Bedrooms / 2.0 Baths
6 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41550
For more details visit www.LifeandHomes.com Type in Quick Search #41573
Tony Abone • 315-339-2222
Dorothy Neumann • 315-527-3542
RE/Max All Pro
NeuDot Realty
Broker/Owner • proabone@cnymail.com
Broker/Owner • neu.dot@gmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Salisbury
Licensed Mortgage Banker NYS Banking Dept
Utica
$169,900
$24,900
554 Irondale Road
1120 Schuyler
3 Bedrooms / 2.0 Baths
4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41632
For more details visit www.LifeandHomes.com Type in Quick Search #41646
NeuDot Realty
United Country Real Estate/HBE Group, Inc. Sharon Baisley • 315-429-9754
Dorothy Neumann • 315-527-3542
Lic. R.E. Broker • hbegroup@twcny.rr.com
Broker/Owner • neu.dot@gmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Central New York
$69,000
1009 Sherman Avenue
RE/Max All Pro
Carrie Podagrosi A. Fumarola Realty Inc.
Joyce Realty
■
L i f e and H o m e s
$67,000
509 North Madison
Prudential J.R. Carucci Real Estate
46 Genesee Street New Hartford, NY 13413 Office: 315-732-3456 Cell: 315-723-3021 Fax: 315-735-9057 www.uticaromeproperty.com
20
$59,500
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Licensed Mortgage Banker NYS Banking Dept
Advanced Home Inspection Service LLC 15 years experience inspecting homes NYS Licensed/ Certified Inspector NEHA/NRPP Certified Radon Tester Well flow/Septic Dye/Water Purity Testing Providing our clients with an educated inspection of their new home purchase while looking for any minor/major defects
NAHI
Don Archer
NRPP
Call 315-792-9029
http://www.advancedhomeis.com
800-432-8669 www.SuperiorPlusEnergy.com
NEW HOMES MODULAR “IT’S SIMPLE”
LAND STEAL 50% OFF
All Remaining Lots To Be Sold At 1/2 Price Beautiful & Affordable Home Sites FROM 5 ACRES TO 40 ACRES • PRICES FROM $14,900
We can give you better specifications, more upgraded features, and a higher quality home
Special Onsite Financing Available “Buy Now - Build Later” THIS IS THE BEST DEAL AROUND
And we can do all this for less money.
POND VIEW
BRING US YOUR BEST DEAL
Private family community for fun & investment 35 Exceptional homesites set on 235 acres Riding trails, stocked fish ponds, sunset views
- WE WILL BEAT IT! Stick Built Quality Modular Homes
Direct Snowmobile & ATV Trails Out Your Door To The Ridge Runners Clubhouse
Middleville, Herkimer County, NY Ph. (315) 891-3254
Ph: 315-891-3254
QSN#41520 QSN#41521
Wampsville
$199,900
A beautiful mix of old world charm and modern conveniences. Home completely renovated. Quality craftmanship abounds. Ceramic tiles, floors, kitchen island, cabinets, windows, carpets, baths, garages, septic, water heater and I’m sure I missed a few - all new! Lovely yard. Plenty of space for play and entertaining inside and out.
QSN#41379
“The Key to your front door”
Rome
$59,900
3 bed ranch - could be 4. Has main floor laundry. Nice layout. Convenient location. Good sized back yard.
Denise Witchley Lic. Real Estate Broker/Owner 337-0841 office 335-6971 cell 337-7973 fax
QSN#41157
QSN#41380
For more information on any of these homes, visit
www.LifeandHomes.com and type in the QSN#
$87,900
4 bed 2 full bath home with tons of space. Good sized rooms. Sliding doors from both the formal dining room and family room downstairs lead to deck and above ground pool. Large back yard. Convenient location!
Rome
$65,900
Bring your suitcases! Adorable 2 bedroom - bigger than it looks.Well kept, clean. Located on a less-travelled street. Master bed has large walk in closet. Nice sitting room upstairs. Great sun porch facing large back yard. Owner needs to find and close on suitable housing.
Rome
$149,900
Rome
$174,900
Farm/Land Commercial
Rome (Sale Pending) 2 Family
QSN #33888
QSN #33926
$29,900
QSN #33755
www.homecomingrealty.net • 734 Erie Blvd. W, Rome, NY 13440
www.Life and Homes .com
21
L i f e and H o m e s
3 bed 2 full bath mobile home.Open floor plan. Nice and bright. Fireplace in living room; double closets in master suite; ramp; super back deck, central air and private back yard.
Rome
■
$57,000
July
Rome
LifeandHomes.com Utica
Your All Inclusive Home Directory Utica
$52,000
1602 Sherman Drive
6 Bedrooms / 2.0 Baths
4 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #33992
For more details visit www.LifeandHomes.com Type in Quick Search #41442
Joel Siegfried • 315-793-7580
Joseph Colacicco • 315-733-0463
SBG Realty
Prudential J.R. Carucci Real Estate
Broker/Owner • info@sbg-realty.com
Lic. R. E. Salesperson • jcolaciccio@prudentialcarucci.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Utica
Licensed Mortgage Banker NYS Banking Dept
Utica
3 Sherman Place
$59,900
$115,000 10 Foery Drive Unit #309
4 Bedrooms / 2.0 Baths
2 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #32157
For more details visit www.LifeandHomes.com Type in Quick Search #41441
Tony Myers • 315-525-6291
Joseph Colacicco • 315-733-0463
The Nehemiah Fund
Prudential J.R. Carucci Real Estate
Investor • tonymyers@verizon.net
Lic. R. E. Salesperson • jcolaciccio@prudentialcarucci.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Licensed Mortgage Banker NYS Banking Dept
Utica
$74,900 15 Hampden Place - 2 family
Utica
6 Bedrooms / 2.0 Baths
4 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #32737
For more details visit www.LifeandHomes.com Type in Quick Search #41633
Tony Myers • 315-525-6291
Mark Enjem • 315-292-3200
Senshine Real Estate
Investor • tonymyers@verizon.net
Lic. R.E Salesperson • wirelessone26@yahoo.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Utica
Licensed Mortgage Banker NYS Banking Dept
Utica
$145,000
429 Larchmont Ave
$62,900 905 Springate Street - 2 units
4 Bedrooms / 1.5 Baths
6 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41365
For more details visit www.LifeandHomes.com Type in Quick Search #32023
Assist2Sell Seller’s and Buyer’s 1st Choice! Joanne Shedd • 315-790-1997
Tony Myers • 315-525-6291
The Nehemiah Fund
Lic. R.E Salesperson • jshedd@assist2sell.com
Investor • tonymyers@verizon.net
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Utica
Licensed Mortgage Banker NYS Banking Dept
Vernon
$319,900
3426 Burns
3 Bedrooms / 2.0 Baths
4 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #34001
For more details visit www.LifeandHomes.com Type in Quick Search #41660
Buck Contruction • 315-736-0865
Judy Hinman • 315-794-8305
Coldwell Banker Faith Properties
Contractor/Developer • alyssabuck@buckconstruction.net
Agent • jhinman@gurbr.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Central New York
Licensed Mortgage Banker NYS Banking Dept
Utica
■
$399,000
North Utica
Buck Construction
L i f e and H o m e s
$109,500
1800 Holland Ave
The Nehemiah Fund
Whitesboro $119,900
New Hartford $104,900
Desirable location for this 3
Adorable 2 large bedroom ranch,
2 baths, hardwoods upstairs and down, spacious dining room, fireplaced living room, 2 car detached garage. Must see! MLS # 1001836
bedroom, 1.5 Bath ranch! Hardwood floors, 2 year old roof, new furnace in 2008. Attached garage. very large yard. MLS # 1000889
hardwoods, new windows, furnace.
Lic. R.E. Associate Broker
315-723-7210
dhapanowicz@gurbr.com
$94,900
Licensed Mortgage Banker NYS Banking Dept
Wonderful condition, 4 bedrooms,
Deborah Hapanowicz
22
$229,900
717 Plant Street / 2 unit
Interested in Buying or Selling? Give me a call.
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Quiet, popular neighborhood in New Hartford school district. MLS # 10001930
Coldwell Banker Faith Properties 2306 Genesee St. Utica, NY 13502
2400 Sunset Ave Utica, NY 13502
(P) 797.2400
Alex Sen Broker
Ed Kasperovich Sales Agent
Mark Enjem Sales Agent
(C) 725.7167
(C) 534.3484
(C) 292.3200
“True Service with Savings”
Utica
$104,900
1800 Holland Ave Landmark, one of a kind estate with 8 bedrooms, 7 full & 3 half baths. Artist room, library, FR, DR, 3 acres. MLS#1000530 MARK ENJEM
Utica
$315,000
5 Russet Bush Lane Spacious contemporary, a must see MLS#1001896 ALEX SEN
Utica
$94,900
1223 South St A nice home, renovated interior, new kitchen, bonus kitchen on the second floor, oversized two-car garage. MLS#913407 ED KASPEROVICH
Utica
$109,900
New Hartford
$229,000
45 Wadsworth Lane 3 bdrm,2 baths, central air, pool, nice. MLS#911053 ALEX SEN
Cedar Lake
$129,000
Clinton
$198,000
Frankfort
3561 State Route 12 A nice 4 bedroom, 2 bath home on 4 acres with a 3 story renovated barn.New siding, has a new kitchen, nice floors.Clinton schools! MLS#1000284 ALEX SEN
842 Center Rd. Home with 15 acres
Whitesboro
Utica
$64,900
MLS#1000986 ALEX SEN
Litchfield Welcoming renovated year round home, deck, security system, back up generator, garage. MLS#1001946 ALEX SEN
10 Clyne Place Nice, move in ready.
1575 West St A great home, many updates.
MLS#1001476 ED KASPEROVICH
MLS#1001135 ED KASPEROVICH
Utica
Yorkville
$119,900
$125,900
1807 Crouse St Nicely redone on a double lot
2216 Caroline St. A great brick cape, many updates
MLS#913332 ED KASPEROVICH
MLS#912212 ED KASPEROVICH
Rome
69,900
Clinton
$119,000
Utica
$60,000
$89,900
1637 Sunset Ave Great investment/cash flow property, 5 units fully rented. MLS#913120 - MultiFamily ALEX SEN
$119,000
Utica
$72,900
518 W Dominick St 4 unit with store front, renovated
4 McBride Ave Nice two family, new roof, renovated 1st flr.
1328 Mary St 2 family with updates and large garage
MLS#200800008 - Multi-Family ALEX SEN
MLS#913167 - Multi-family ALEX SEN
MLS#911508 - Multi-family ALEX SEN
Utica
Utica
July
1541 St. Vincent St. 2 Buildings fully rented total of 6 units. Many updates, plenty of parking. A great income property. MLS#200900350 - Multi-Family ALEX SEN
■
MLS#1001887 - Multi-family ED KASPEROVICH
$84,900
1616 Bleecker St Turn-key two family with plenty of parking. First floor totally renovated. MLS#913333 ED KASPEROVICH
Utica 1004 Cornelia St 5,100sq ft downtown MLS#911448 - Commercial ALEX SEN
$59,900
Yorkville
$49,900
2205 Whitesboro St Village lot with a large garage, great for workshop or storage, new electrical entrance. MLS#912214 ED KASPEROVICH
www.Life and Homes .com
23
L i f e and H o m e s
$79,900
414 Ontario st A great two-family with a large detached garage
#1 Selling Coldwell Banker in the Mohawk Valley 2306 Genesee Street, Utica, New York
Visit www.CentralNewYork.com for the best local searches!
L i f e and H o m e s
â–
Central New York
FAITH PROPERTIES
24
735-2222
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Sandra Walser
Cindy Lazzaro
Anthony Vaccarelli Audrey Johnson
JC Pantola
Jenny Carabin
Barb Roberts
Jim Lenahan
Ben Tringo
Susan Martorell
Bitsy Maye-Rattler Bozena Sroczyk
John Brown
Patti Palumbo
Cindy Major
Judy Hinman
Cliff Ganey
Keith Schuderer
Deborah Hapanowicz
Bert McCumber
Derby Family
Kelli Inserra
Linda Peters
Diane Lockwood
Henri Abiyaghi
Lori Hamlin
Lori Scalise
Ismail Yildirim
Jay Groah
Marcia Archibald Pauline Nicoterra
Michelle Faga
Veronica Coe
Rick Rodio
Rosemarie Costello
July â–
www.Life and Homes .com
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L i f e and H o m e s
735-8515
Campion-Weeks
Adeline Griffiths Alice Donnelly
141 Genesee St., New Hartford www.campionweeks.com Voted Top Residential Real Estate Compnay
Anne Hameline Anthony Desarro
Azza Diorgi Brett Lojewski
New Hartford
$1,300,000
Landmark, one of a kind estate with 8 bedrooms, 7 full & 3 half baths. Artist room, library, FR, DR, 3 acres. MLS#1001442 www.Campionweeks.com 735-8515
New Hartford
$539,900
Picturesque view from this fabulous contemporary. Great room, cathedral ceilings, gourmet kitchen, DR, 1st floor master. 3.5 baths, sunroom, 3 car garage. MLS#101154 www.Campionweeks.com 735-8515
Marcy
$229,900
Beautiful & spacious brick ranch on 6+ acres. 4 bedrooms, fireplace, new windows & doors. FR, DR, in-law apt, double garage. MLS#100532 www.Campionweeks.com 735-8515
Sauquoit
$279,900
Beautiful 5 bedroom, 2.5 bath colonial. FR, DR, 2 car garage. Finished basement. Emerald Hill Estates location. Great view. MLS#1000711 www.Campionweeks.com 735-8515
Carla Dochterman Carol Chiarello
Carole Owen Caroline Marino
Whitesboro
$197,000
Spacious 3 bedroom, 2 bath cape. Custom kitchen, FR, enclosed breezeway, attached garage. 2200 s/f MLS#1001846 www.Campionweeks.com 735-8515
New Hartford
$169,900
Stylish & elegant 2 bedrm, 2.5 bath condo in Sherman Oaks. DR, FR, garage. Completely renovated. MLS#101432 www.Campionweeks.com 735-8515
Whitesboro
$179,900
Wonderful 4 bedrm colonial. FR, DR, fireplace, deck, large yard. 2 car garage. MLS#1001686 www.Campionweeks.com
735-8515
Frankfort
$199,900
Large country ranch w/ 3 bedrooms, 2 baths on 2.5 acres. DR, oversize 2 car garage. Sauquoit schools. MLS#1001720 www.Campionweeks.com 735-8515
Dave Malozzi Kim Johnson
Linda Cavalier Linda Kuzniar
Whitesboro
$175,000
Immaculate 3 bedroom, 2 bath ranch. Fireplace, HW floors, updated roof, furnace & carpet. 2 car garage. MLS#1001835 www.Campionweeks.com 735-8515
Westmoreland
$175,000
Open floor plan we love! 4 bedroom, 2 bath log home. DR, well-built. Park like setting. MLS#1000228 www.Campionweeks.com
735-8515
New Hartford
$159,900
Ranch style condo w/ open concept. Dining area, 2 bedrooms, 2 baths, vaulted ceiling, treed yard. Full basement, attached garage. MLS#1000235 www.Campionweeks.com 735-8515
New Hartford
$169,000
Well maintained 3 bedrm townhouse in Oxford Heights. Dining area, 2.5 baths. Updated roof, appliances, flooring. Nice deck. Att gar. MLS#100636 www.Campionweeks.com 735-8515
Luis Montero Marilyn Valvo
Mark Canter MaryBeth Roberts
New Hartford
$178,900
Unique property offering 3 bd, 1.5 bath ranch on 1.6 acre setting. Att. garage plus lge 2 car garage w/ 800 sq ft in-law apt. Inground pool, updates. MLS#100709 www.Campionweeks.com 735-8515
East Utica
$119,900
Vinyl sided 3 bedroom, 1.5 bath cape in popular area. Enclosed patio, DR. Needs a little TLC. Attached garage. MLS#1000409 www.Campionweeks.com 735-8515
South Utica
$122,900
Updated, immaculate 3 bedroom home in desireable neighborhood. DR, 2 car garage. Oversize, park-like, fenced yard. MLS#1000810 www.Campionweeks.com 735-8515
Ilion
$115,900
Michael Grassi Pat LoGuidice
Immaculate 3 bedrm cape. DR, eat-in kit. Gar. Many updates. Home Warranty. MLS#101424 www.Campionweeks.com
735-8515
Central New York
Paul Durrigan Rosemary Nicotera
Ruth Fanelli Sabrina Arcuri
East Utica
$124,900
Neat & clean 4 bedroom cape. Large kitchen, appliances, new deck & roof. Attached garage. 735-8515
$74,900
Cute, vinyl sided cape with front & back decks, 3 bedrooms, sunroom, garage. Freshly painted interior. MLS#1001623 www.Campionweeks.com 735-8515
Whitesboro
$89,900
Spacious, vinyl sided 3 bedroom ranch. Sunroom, large kitchen, oversized garage. Many updates. MLS#1001730 www.Campionweeks.com
735-8515
Blossvale
$89,900
Split level needing some TLC. 2 acres, large 3 car garage to rear. Some updating. Camden schools. MLS#1001736 www.Campionweeks.com 735-8515
Sam Vedete
Susan Alberico
Tom Conte
Tom Mazzotta
Vera Sadallah
Wade Evans
L i f e and H o m e s
■
MLS#1001848 www.Campionweeks.com
Whitesboro
East Utica
$64,900
Nice 3 apartment income property. One 3 bedroom apartment, two 1 bedroom apartments. Separate utilities, vinyl siding. MLS#1000225 www.Campionweeks.com 735-8515
26
West Utica
$69,900
New York Mills
$69,900
Wonderful 4 bedroom bungalow. Gleaming hard wood floors, DR, 2 car garage. Vinyl siding.
Neat & clean, vinyl sided cape. Dining area, 1.5 baths. 1st floor laundry room.
MLS#1001105 www.Campionweeks.com
MLS#1001780 www.Campionweeks.com
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
735-8515
735-8515
East Utica
$49,900
Affordable & spacious 3 bedroom 2 story. Dining room. Being sold as-is. MLS#1001869 www.Campionweeks.com
735-8515
Your All Inclusive Home Directory Vernon
LifeandHomes.com West Leyden
$160,000
$139,900
9 Black Ave, East
4157 Mud Lake Rd
3 Bedrooms / 2.5 Baths
4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41547
For more details visit www.LifeandHomes.com Type in Quick Search #41649
Amy La Clair • 315-790-4153
Anthony Fumarola • 315-732-3456
New Nest Realty
A.Fumarola /Joyce Realty
Lic. R. E. Broker • info@newnestrealty.com
Broker/Owner • anthony.fumarola@gmail.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Vernon
$154,900
4588 Verona Street 4 Bedrooms / 2.0 Baths
Licensed Mortgage Banker NYS Banking Dept
s re
Ac 5 . 24
West Leyden
$139,900
4157 Mud Lake Road 4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41385
For more details visit www.LifeandHomes.com Type in Quick Search #41364
Amy La Clair • 315-790-4153
Carrie Podagrosi • 315-723-3021
New Nest Realty
A.Fumarola /Joyce Realty
Lic. R. E. Broker • info@newnestrealty.com
Agent • cpodagrosi@yahoo.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Vernon
Licensed Mortgage Banker NYS Banking Dept
$120,000
5939 Cooper Street
w
Ne
3 Bedrooms / 1.0 Baths
n tio uc tr s on
C
Westmoreland
$224,900
6000 Eureka Road 4 Bedrooms / 3.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41557
For more details visit www.LifeandHomes.com Type in Quick Search #41645
Amy La Clair • 315-790-4153
Laura Minard • 315-525-1974
New Nest Realty
Lic. R. E. Broker • info@newnestrealty.com
Realtor • lauraminard@cbpp.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Verona
Coldwell Banker Prime Properties
$89,500
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Westmoreland
$170,000
5612 Rt 31
5860 Bartlett Road
3 Bedrooms / 2.0 Baths
4 Bedrooms / 3.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41164
For more details visit www.LifeandHomes.com Type in Quick Search #41517
Thelma Chase • 315-363-5464
Amy La Clair • 315-790-4153
Don Kingsley Real Estate Assoc. Broker • thinkthelma@twcny.rr.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Verona
$149,500
New Nest Realty
Lic. R. E. Broker • info@newnestrealty.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Whitesboro
$359,900
6047 Route 46
18 Symphony Place
3 Bedrooms / 2.0 Baths
4 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41635
For more details visit www.LifeandHomes.com Type in Quick Search #41183
Jayne Wentworth • 315-363-9191
Laura Minard • 315-525-1974
Kay Real Estate
Assoc. Broker • kayhomes@dreamscape.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
Coldwell Banker Prime Properties Realtor • lauraminard@cbpp.com
Low Mortgage Rates • Homestead Financial 315-768-1980
Licensed Mortgage Banker NYS Banking Dept
New Nest Realty July ■
Amy La Clair
Professional & Courteous Real Estate Services
(315)790-4153 visit us on the web @ www.newnestrealty.com
www.Life and Homes .com
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L i f e and H o m e s
Licensed Real Estate Broker
Lot owners
homeowners We Remodel Too! Hey, call us 738-9458
$159,900.00 On Your Lot 3 Bedrooms, 2 baths Full Basement, 2 Car Garage (stone optional). Not Included- Water Well Sewer, Finished Landscaping and Interior Painting
• Garages • Decks • Additions • Kitchens • Baths • Sunrooms
L&A BuiLders
Or Let Us Design Your New “Dream Home.”
Whitesboro’s Elegant “Hart’s ViEW tErracE” Still has 4 Choice Suites Available (1) 3+ Acre Parcel • (1) 5+ Acre Parcel • (2) 1/3 Acre Lots
Over 50 Years of Quality Custom Homes, Dependability, & Fair Prices
Phone: 738-9458 or 723-0823 Mailing Address: Box 4625 Utica, NY 13504 Email: labuilders_utica@hotmail.com
#1 Selling Coldwell Banker in the Mohawk Valley FAITH PROPERTIES
2306 Genesee Street, Utica, New York
Each Office is Independently Owned and Operated
315-525-7600
Visit www.CentralNewYork.com/Bozena for the best local searches!
Thinking of Buying or Selling? Central New York
Contact Me Today For a Full Time Professional Advice & Service
Bozena Sroczyk
$69,900
Utica - 2 Units
$84,900
Utica - 3 Units
$139,900
Yorkville
$79,900
South Utica
$84,900
New Hartford
$104,900
Very well maintained 2 family with 3 bedroom each floor. Separate utilities. Newer siding, windows, 1st floor bath and kitchen. 315-525-7600
Well maintained 2 Family with 3 bedrooms on the 1st floor and 2 large bedrooms on 2nd floor. Great location, so close to many conveniences. 315-525-7600
Commercial 3 story brick building. Current use level 1: Bar/ Restaurant with all equipment, level 2: apt with 3 bedrooms and level 3: apt with 4 bedrooms. 315-525-7600
Associate Broker sroczykb@yahoo.com Cell: 315-525-7600 Fax: 315-735-1727
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L i f e and H o m e s
Utica - 2 Units
Spacious Bungalow offers 3 bedrooms, 1.5 Baths, nice living room. Formal dining room, hardwood floors, new counter top, & tile. 315-525-7600
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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Move in Condition! 2 story w/ 4BDRMS, 2 full baths w/ jacuzzi tub. Appliances included. Many Updates! 315-525-7600
Nice 3 bedroom ranch with all appliances. Newer roof, bath and sun room. Convenient location, close to school and shopping. 315-525-7600
mortgageCorner
Modify or Refinance? The real estate industry is confusing enough without all of the jargon that gets thrown around. Borrowers who don’t understand the meaning of this jargon can find themselves paying a hefty price for their lack of understanding. Two terms that are often confused are “loan modification” and “mortgage refinance”. These two terms describe two different practices that ultimately accomplish the same desired effect, a lower monthly payment for the borrower. Home loan modifications modify the terms of an original mortgage contract, but in most cases maintain the amount of time that remains on the contract. For example, home loan modifications approved 10 years into a 30 year loan will continue to have 20 years remaining on the loan. Home loan modifications reduce monthly payments, in most cases, by reducing the amount of interest the lender collects from the time of modification approval to the time of the expiration of the contract. Home loan modifications do not generally add time to a loan, which is good for borrowers who want to stay on track with their original 30 year plan.
No matter which option the borrower chooses, it is important for them to remember that a lower monthly payment is not a blank check issued by their lenders. A lower monthly payment often means that saving for the future becomes easier. If a monthly payment is lowered, the borrower is urged to put away as much of their monthly savings as they can into savings accounts
and low risk investment options. This will ensure that the borrower has a bit of a cushion should financial trouble arise again in the future. If a borrower is able to pay off their mortgage without having to dig into their financial cushion, they can treat the funds as an additional source of retirement income. Author Timothy G.McFarlin is an Attorney at McFarlin & Geurts with expertise in a variety of practice areas including real estate law, debt reorganization, bankruptcy, business litigation, and consumer law and mortgage litigation. (www.mcfarlinlaw.com) (Source: ArticleBlast)
The worst housing markets forecast by Housing Predictor in 2010 are projected to do better than what was first forecast at the beginning of the year, according to the latest update of the worst 25 markets. - www.housingpredictor.com
100% Purchase Money Loans NO Downpayment • NO Monthly PMI Call for Details
Roger Guerrieri 315-533-7160 Mortgage Originator
Adam Hearty
Financial Services, Inc. Licensed Mortgage Banker • NYS Banking Department
Anthony Tefel 315-534-2524 Mortgage Originator
LoWEST
Rates in the Area! 10 Main Street • Suite 200 2nd Floor Whitesboro, NY • HomesteadFinancial.net www.Life and Homes .com
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L i f e and H o m e s
315-404-5253 Mortgage Originator
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In general, it is best not to add time to a loan if it can be avoided. The reason to avoid adding time to a loan is simple; the borrower simply has no way of telling the future and has no way
of knowing how financially secure they will be in another 30 years. Keeping the length of a loan down shortens the amount of time that the borrower has to look into the future. For many, it is far easier to predict how financially secure they will be in 10 years rather than 30. A person who plans on retiring after their home is paid off would risk having to spend their retirement check on their mortgage if the mortgage is refinanced to another 30 year term rather than modified to a lower interest rate.
July
Mortgage refinancing, on the other hand, takes the amount that remains on one loan and extends it to a full 30 year loan, starting the clock all over again for the borrower. While it is true that mortgage refinancing will lower payments, borrowers must ask themselves “at what cost”. If a borrower doesn’t care about the length of their loan, only the amount of their monthly payment, then a refinance may be the best option.
by: Timothy McFarlin
Home Service network
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The Missing Pieces to a Hassle-Free Home Heating
Builders ADIRONDACK BUILDERS 315-942-4949 Log Homes, Basements, Custom Kitchens, Member Since 08/09
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MOHAWK HOME COMFORT SERVICES 800-432-8669 Heating Oil, Kerosene, Diesel, Gasoline & 800-765-6511 Heating Equip. Propane in Madison/Oneida 800-692-2525 Member Since 09/07
Member Since 09/07
THE HEARTH SHOP @ UNIV. BLDG SUPPLY 315-337-3340 Easy Track Closet Systems - Estimates, Design, 315-732-2350 Installation.The More Economical, Easy Installation System on the Market.
Energy ENERGY & INSULATION SOLUTIONS 315-285-5074 Serving all of the North Country. From the Member Since 04/10
takes” to ensure that you are thrilled with your new system and energy efficiency.
Home Inspection HOME PRO HOME INSPECTIONS Professional & curteous service -certified & 315-768-6823 315-723-2258 insured. Inspections for buyers & sellers include: Member Since 11/07
structural, mechanical, plumbing, radon, & water.
Member Since 07/08
Excavating BCS EXCAVATING 315-841-3573 Deansboro • Servicing CNY. Bobcat and mini Member Since 03/06
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Member Since 01/09
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THE HEARTH SHOP @ UNIV. BLDG SUPPLY 315-337-3340 CNY’s Source for Warmth! Fireplaces, stoves, 315-732-2350 inserts,logssets - biofuels, gas, pellet or wood. Also Member Since02/08
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tions of high tech methods, knowledge and hard working values provides a stress free experience.
IRONWOOD FURNITURE 315-853-7300 Serving CNY. Quality Amish Solid Wood Furniture at Affordable Prices. See our great selection of Tables, Chairs, Hutches, Bookcases, Bedrooms, and much, much more. www.IronwoodCNY.com
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
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Overhead Doors OVERHEAD DOOR CO. OF UTICA, INC 315-768-7886 Over 50 years combined door experience Member Since 05/10
with fully trained service tech’s. We offer 24 hr emergency service 7 days a week. Residential or commercial.
Stone & Landscaping Products MADDEN CONCRETE & MASONRY SUPPLY 315-724-8111 Retaining Walls, Patios, Mulch & Stone, Fire Pits Member Since 03/08
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WILCOX BASEMENT SYSTEMS, INC 315-896-3979 Serving All of CNY. Basement & Crawlspace Member Since 03/07
EMPIRE BATH & KITCHEN, INC. 315-733-0408 Empire is a locally owned company featuring Member Since 04/08
Furniture
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NEW HOMES MODULAR CO 315-891-3254 Serving CNY. “The Best Homes at the Best Prices.”
ENVIRONMENTAL CONTRACTING 315-269-7900 Serving CNY. Specializing in Spray-On-Foam. Fully
Flooring
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L i f e and H o m e s
mantles, custom stone work, custom hearths. Free estimates.
Insulation
ence Building Log Homes Throughout New York State Including the Adirondack Mountains.
Modular Homes
SHIRE INSPECTION SERVICES, INC Performing quality inspections at a reasonable 315-420-2832
Fireplaces & Stoves
Member Since 09/07
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Adirondacks to Lake Ontario.We come to you!
SMITH INSPECTION SERVICES, LLC Serving CNY and the Mohawk Valley. Pre-listing 315-363-8074
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CEDAR HOMES OF DISTINCTION 315-824-1571 We have our own Crew with over 25 Years Experi-
Counties. www.SuperiorPlusEnergy.com
COUNTRY SUBURBAN HEATING & AIR CONDITIONING 315-735-5300 Country Suburban will do “Whatever it
Closets
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Log Homes
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KITCHEN DESIGN CENTER Serving CNY. Check out our winning combina315-724-7049 Member Since 07/08
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Well Drilling AW KINCAID INC 315-697-7720 Well Drilling & Water Systems. Established 1916. Member Since 10/07
Well Drilling- Rotary & Cable Tool.Water Pumps Serviced & Installed. Certified by National Ground Water Assoc.
in New York State Gloria Rocci 768.1680 Ext. 217
PRIME PROPERTIES 4957 Commercial Drive Yorkville NY
868-8686 Cell Frankfort
Deerfield
$259,900
2672 Albany Road QUALITY prevails throughout this wonderful 4 bedroom home… an open floorplan makes for easy entertaining. Meticulous landscaping & attention to details offset this property. Call me at 868-8686. MLS # 1001440
$369,900
5770 Walker Road PRICELESS! Secluded on 10 acres of lavish landscaping, this luxurious home is one of a kind...too many amenities to mention. Call me for details at 868-8686. MLS # 1001441
www.coldwellbankerprime.com/gloria.rocci
Herkimer County
$179,000
$199,900
$230,000
$550,000
480 acre farm 180 acres tillable. Balance woods and pasture. Good 2 story 4 bdrm home w/2 car garage. Very cheap inexpensive power. Farm has a beautiful year round stream. Several ponds. Excellent hunting & fishing. Close to 300 miles of snowmobiling & ATV trails. This would make a wonderful farm to raise beef, horses, make hay. Lots of road frontage. A great investment property. Close to the Adirondack Mountains. Not far from Route 90 Thruway. Easy to get to.
www.Life and Homes .com
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L i f e and H o m e s
Southern Herkimer County Gentleman’s Farm w/58 acres & Beautiful home. Very nice 2 story 4 bdrm home. Well kept & maintained. Good 2 story 36x70 barn. Room for 25 head of cattle. Farm has a very nice year round stream. Decent fencing for beef. Lots of deer & turkey. This would make an excellent farm to run beef or horses. Great place for a road side stand. 20 mins from shopping & several hospitals. 5 mins to schools.
Oneida County
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Herkimer County Hobby Farm. 100+/- acres 25 acres in pasture and fields. Balance woods and large beaver ponds. Awesome white tail deer & turkey hunting. Good 2 story 5 bdrm Colonial Brick home in good condition. Large rooms high ceilings. Good spacious home. Good 40x80 pole barn for horses or beef, machine and hay storage. 2 story barn, has been used for additional storage. Close to I90, shopping, hospitals close by. Not far to the Adirondack Mountains.
Herkimer County
July
Near Little Falls, NY. 35 acres of beautiful land with a large 3 story 10 bedroom Victorian Home. This beautiful home is a well maintained home with some remodeling done, but most of the original woodwork is still intact. Large rooms, high ceilings would make a beautiful Bed n Breakfast situated on a quiet road. Overlooking Adirondack Park. Mins from I90 Thruway. Unbelievable hunting, fishing, hiking, skiing, and snowmobiling trails all within minutes drive. Within an hour of Albany International Airport.
Herkimer County
Laura Minard
Licensed Real Estate Salesperson
315-768-1680 Ext 205 Office 315-525-1974 Cell Lauraminard@cbpp.com www.ColonialSquareTwinHomes.com
Twin Home Prices from $189,900
We won’t be
undersold.
We will beat
any price!
Come to an
Open Ho use Call L aura for S howing
Competitive Pricing North Utica
QSN#33997
Central New York
2 bedroom, 2 bath town home with granite countertops, central air-conditioning, and a 12x12 back deck, with the other half of the town home still available for sale in which the home buyer can upgrade to their personal preference and satisfaction.
â–
L i f e and H o m e s
$209,900
Marcy
Buckland Estates
Westmoreland North Utica
$299,900
Brand new beautiful one story home with a full basement, stone entry, hardwood floors, two stall garage, whirlpool tub, gourmet kitchen, spray foam insulation, and energy star windows.
QSN#41645
New Construction in desirable Westmoreland location. 4 bedroom, 3 baths, 2300 sq ft, attached 2 car garage.
To See the Progress of the Homes Pictured Above, Log On to www.LifeandHomes.com and type in the QSN#.
105 Main Street Whitesboro, NY 32
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
$239,900
North Utica
QSN# 34001
$319,900
North Utica
New Construction
$219,900
315.736.0865
stevebuck@buckconstruction.net