Life and Homes Central New York

Central NY

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2011

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Home Transformations Bring it Home NEW Local Listings

Creative Selling Tips

Complete Real Estate Listing Directory @ LifeandHomes.com

Welcome Spring!

Life and

Homes

If April showers truly bring May flowers, we should be in for quite the gardening season this year. Looks like it’s finally time to haul out the patio furniture and fire up the lawnmower.

Oneida County NY, Edition

If your home is on the market, this is your time to shine. As you’ve surely heard, you only have one chance to make a good first impression.

The yard and entryway are among the first things potential buyers notice when they drive by or tour your home. Spend a few hours removing old leaves, fallen limbs and dead plants from the yard and flower beds. Move the snow shovels and leftover bags of rock salt into storage and put the kid’s sleds and toys back in the basement. Did winter weather take a toll David P. Lisi, RMC Real Estate Marketing Consultant on your porch, deck or railings? Any investment you make in scraping, 315-865-5845 • David@dslisi.com painting, staining and repairing will help showcase your home and boost your chances of selling your home.

We had you in mind when we included some fresh and affordable home improvement ideas in this issue and online at LifeandHomes.com. It’s refreshing to know you can transform a nook, room or even an entire house without breaking the bank. Look inside for tips on how to freshen up your home and outdoor living spaces and still have time to enjoy spring in central NY. Need help with your projects? Our Home Service Network (pg 38) is a great place to find local professionals who would can lend a helping hand.

This issue is packed with new-to-the-market local listings for those of you preparing to make a move. Single family, multi-family, land/lots, commercial, investment properties - we’ve got it all. Be sure and visit LifeandHomes.com for

i David P. Lis LifeandHomes™ Premier Mortgage Sponsors

additional information and to view even more property listings.

Published By LISI MERCHANT SOLUTIONS, INC. Publication Franchisee, RMC David P. L isi Corporate Editor Kim L isi

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How to Reach Us Press Releases or Letters to the Editor Our e-mail address is Kim@LifeandHomes.com (Please do not send attachments)

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Account Executive DAVID P. LISI

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LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. Every effort has been made to ensure that home listings, advertisements and information are free of errors or omissions.

The publisher does not guarantee the accuracy of the submitted information to Life and Homes Magazine and assumes no liability.

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Outdoor Feature

Trends Growing In Popularity

Whatever the economic climate, homeowners prefer landscape trends that let them make the most of the weather in their own outdoor space.

A recent American Society of Landscape Architects (ASLA) Residential Trends Survey asked residential landscape architecture professionals to rate the popularity of different outdoor living and landscape features. Today’s homeowners, the survey said, prefer function, efficiency and fire pits, choosing such basic features as light, fire, food and a place to sit and enjoy it all.

newsShorts features (81 percent) and food/vegetable gardens (80.3 percent).

Other popular sustainability features include permeable paving (77 percent), reduced lawn (72.6 percent) and rainwater harvesting (63.6 percent).

More information can be found at www.asla. org/residentialinfo. (NAPSI)

Colorful Ways to Pay Your Mortgage

A spokesman for Milner, 49, who lives in Moscow with his wife and two children says the tycoon has no plans to move into the French-style mansion in Silicon Valley.

Adzookie is looking for houses to paint. In fact, paint is an understatement. They're looking for homes to turn into billboards. In exchange, they'll pay your mortgage every month for as long as your house remains painted.

If you're prepared for the bright colors and stares from neighbors, complete the submission form found at www.adzookie.com/paintmy house.php. If your home meets their criteria, an Adzookie team member will contact you.

Plastic pink lawn flamingos were invented in 1957 by Don Featherstone of MA. His company sells an average of 250,000 to 500,000 plastic pink flamingos a year. www.Life and Homes .com

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L i f e and H o m e s

There are a few stipulations. You must own your home. It cannot be rented or leased.

They'll paint the entire outside of the house, minus the roof, the windows and any awnings.

Painting will take approximately 3 - 5 days.

Your house must remain painted for at least three months and may be extended up to a year. If, for any reason, you decide to cancel after three months or if they cancel the agreement, they'll repaint your house back to the original colors.

While many homeowners continue to wrestle with the fallout of the housing crisis, a majority of Americans say that simply walking away from a mortgage shouldn't be an option for homeowners, according to a new survey by FindLaw.com.

According to the survey, the majority of Americans -60 percent - believe that it is "never OK" for homeowners to simply stop making payments on their mortgages. One-third of the population (34 percent) says it's OK for homeowners to walk away from mortgages, but only if they aren't able to make the monthly payments. Only 3 percent believe that homeowners should be able to walk away from mortgages anytime they want. (FindLaw.com)

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When it comes to landscape elements, efficiency and sustainability reign supreme. Very popular are low-maintenance landscapes (94.2 percent), native plants (87.2 percent), water-efficient irrigation (83.1 percent), ornamental water

The 25,500-square-foot Los Altos, Calif., home, situated on 11 acres, reportedly has indoor and outdoor pools, a ballroom, a wine cellar, five bedrooms and nine bathrooms.

May

“Homeowners continue to reconnect with their outdoor space. However, expect many households this year to either phase in projects over time or carefully select fewer features,” said ASLA executive vice president and CEO Nancy Somerville.

The Wall Street Journal reportes that Russian tech billionaire Yuri Milner has paid the highest known price ever for a single-family U.S. home — $100 million.

Most Americans Opposed To Walkaway Homeowners

Overall, 96.2 percent of respondents rated exterior lighting as somewhat or very popular for this year, followed by fire pits/fireplaces (94.2 percent), seating/dining areas (94.1 percent), grills (93.8 percent) and installed seating like benches or seat walls (89.5 percent).

While the most popular outdoor features reflect an enduring sensibility, the interest in modern technology such as stereo systems (58.3 percent), Internet access (46.3 percent) and televisions (45.4 percent) adds to the growing trend of taking what people enjoy inside to the outdoors—up to a point. Only 10.4 percent of respondents thought outdoor sleeping areas would be popular this year.

The Billionaire Next Door

Create Curb Appeal

With Flowers

three. Sprinkle it around the plant, work it into the soil and water it in for six weeks of protection.

Always read and follow label directions.

Flowers are a low-cost way to add curb appeal to your home. They provide a positive first impression. And if you’re selling your house, they’ll entice prospective buyers to come inside and see more.

Proper watering will make your landscape a flowering success. Stick your finger a few inches into the soil. If it’s dry, it’s time to water. If the forecast calls for rain within 24 hours, then Mother Nature will help you save money on your water bill. Otherwise, use a soaker hose to water your flowers, since it’s more effective than spraying with your garden hose. (NAPSI)

“Hot colors such as red, bright pink, yellow, orange and orange-red make distances seem shorter,” said Lance Walheim, co-author of “Landscaping for Dummies” and gardening expert for Bayer Advanced™. “Cool colors such as white, blue, purple, deep red and pastels make spaces seem longer.”

If you want to make a small yard seem bigger, plant hot colors at the entryway and cool colors at the far end of your yard to create a living watercolor painting.

• Take color cues from your house, paving or other blooming plants: You should choose complementary colors with similar shades to create a harmonious landscape with lots of character. You also want to fill empty spots.

Need some help? Snap a photo of the area with your smart phone and show it to your local garden center expert. He or she can give you some great ideas.

L i f e and H o m e s

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Central New York

• Maximize your mulch: Mulch makes your garden look neat and protects your flowers, trees and shrubs. It also helps keep the weeds out. Your options include pine straw, shredded bark and nuggets. Choose one type for consistency throughout your landscape. If you need a lot of mulch, buy it all at one time to save money on delivery costs.

• Protect your flowering investment: Flowers need food. They also need to be protected against insects and diseases. Bayer Advanced All-In-One Rose & Flower Care Granules (www.BayerAdvanced.com) provides all 4

newsShorts

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

Contractor Fraud Blossoms with Warm Weather The Office of Consumer Affairs estimates 20-40% of construction business’ that advertise are not properly licensed or registered.

This indicates proper insurances are also not in place. If the contractor defaults, the homeowner would not be eligible for any reimbursements from recovery funds that some states offer. Also, If a contractor or any of his employees get hurt on your property you are liable.

Every year complaints against contractors pour into the BBB. The economy is compounding the problem. Contractors desperate for work with unscrupulous morals are taking advantage of customers at an alarming rate, and with budget cuts across the board, the agencies that service consumers don’t have the resources required to be effective.

ConstructionConfidant.Com says research shows that the people that are at the greatest risk are senior citizens, single women, and anyone that lives in an area were a natural disaster or bad storms have taken place. Fraudulent contractors know that home owners are desperate to get

their homes back in order fast and are more prone to making rash decisions. They offer these tips to help inform homeowners. * Always insure your contractor has the appropriate licenses/registrations and insurances. Remember a business license is not a contractors license. * Never give in to high pressure salesman or door to door salesman. If one shows up at your door, it’s not your lucky day. Good contractors generally don’t have time to go door to door. * Never pay cash for anything. Money orders are cash. Always make sure checks are made out to business name, not a person. * Ask for references, and check them! * Never let anyone into your home or on your roof unsolicited.

Visit ConstructionConfidant.com for information and other tips on how to protect yourself from contractor fraud. (RealEstateRama release)

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Richard Parent Licensed Sales Associate 4957 Commercial Drive Yorkville, NY 13495

315.292.8617 (Cell) homes@richardparent.com

FREE Daily Customized Home Searches - Right to Your Inbox!

• Be the first to know!

• Hot new listings & price updates!

Constableville

• Tailored to meet your exact needs!

Contact me or visit my website for Exciting Details!

$598,000 Russia

$269,900 Columbia

$254,900

3091 Schibley Road - 260 acres of seclusion!

Meticulously expanded 3,600 sq/ft farm house & barn, great rooms, incredible kitchen, ponds, trails, dog kennel & more.

5107 Military Road - Astonishing 2,516 sq/ ft colonial offers surprises throughout, lavish gardens, in ground pool, post card setting!

373 Beebe Road - Fantastic 4 BR colonial and horse or alpaca farm on 18 acres, spacious living room, 6 stall horse barn, tack room, paddocks, landscaping & gardens.

Sauquoit

$250,000 Barneveld

$249,900 Bridgewater

$239,000 Bridgewater

$199,900 Herkimer

$187,500 Russia

$175,000

West Winfield

$165,000 Barneveld

$142,000 Edmeston

$139,900 West Winfield

$135,000 Waterville

$127,500 North Utica

$115,000

Barneveld

$95,000 East Utica

$89,900 Otter Lake

$79,900 Clark Mills

$72,500

2446 Timian Road - Approx 35 Acres w/ incredible hillside views! 2,152 sq/ft farmhouse, riding trails, horse paddocks, outbuildings, 3 barns, additional acreage available.

7357 Trenton Road - 2 homes for the price of one! Stunning updated Victorian offers a gorgeous kitchen, additional 2 family home, just off Putnam Rd.

149 Truax Road - Classic 2,400 4 BR sq/ 121 Mappa Ave - Historic 3,288 sq/ft village ft colonial, dramatic new kitchen & tons of 2 story 2 family, large country kitchen, barn w/ updates! Minutes from Cooperstown, move in loft, 3 gorgeous village acres. is an understatement!

8080 Rt. 12 - Well kept 2 BR ranch in Mapledale area, large living room, attached garage, strong curb appeal, commercial zoning.

1314 Keene Street -A move in 4 BR 1,857 sq./ft. Cape Cod! Many key updates, new furnace & central air, enclosed breezeway.

2449 Route 8 - Horse & snowmobile riders’ alert! 56 gorgeous acres & hilltop views, 10 stall horse barn, fenced riding areas, 4,200 sq/ft newly constructed home.

51 Burdick Ave - Stunning kitchen w/ upgraded appliances, Mint 3 BR ranch on 3 + acres, meticulously finished lower level offers 2 cozy family rooms & more!

7658 Route 20 - Newer built mint ranch!

Oak kitchen, efficient heating, garage, work shop, convenient 1 acre rural setting!

223 Dewey Ave - Tastefully updated 2 story, gorgeous new maple kitchen & stunning bath, formal dining, new windows, updated electric & lighting, convenient area.

617 Cosby Road - Updated & expanded 3 BR/2 bath ranch priced to sell! Family room addition, central air, move in condition.

76 Millstream Court - Stunning new 1,604 sq/ft ranch! High end upgrades, central air, nice setting, $354 lot rent, mint, Clinton schools.

Commercial Properties

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Rome

$699,000 Thendara

Prime commercial property located adjacent to Lowe’s Home Improvement, high traffic area, corner location with strong visibility, many possibilities.

$299,000 Rome

Building offers many commercial uses, open interior to suit needs, 3,200 sq/ ft main level & office, large lot, room to expand, plenty of parking.

$299,900

Outstanding location offers high traffic & visibility for this 2 pump gas station, room for expansion, well known busy tri corner, solid investment.

www.RichardParentHomes.com • Office: 315-768-1680 x 203

www.Life and Homes .com

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L i f e and H o m e s

25 Acre Premier Lot 2 Family 7 City Lots Machine Shop 3 Family 6 Acre Parcels 19 Acre Lot 6.7 Acres

3532 Oneida Street - Looking for key updates?…stop here! gorgeous kitchen, sun room, new floors, formal dining, private yard, pride of ownership, stunning gardens.

5089 Military Road - Classic 3 BR federal style home set on park like 3.8 acres! Open kitchen, loft, sunroom, cherry hardwoods, original features, barn/garage, work shop.

May

Timian Road, Sauquoit Clementian Street, East Utica South Street, East Utica S. James Street, Rome South Street, East Utica Bray Road, Sauquoit Fiery Hill Road, Little Falls Furman Mills Rd, Brookfield

381 Fairview Circle - Enjoy morning tea in exquisite 4 season sunroom, antique wainscoting, private bedroom balconies, quality kitchen, Spanish tile & beautiful hardwoods.

901Westwood Drive - 2,900 sq/ft 4 BR contemporary, open floor plan, newer windows, roof & siding, strong curb appeal & setting.

$79,900 New Hartford (Chadwicks) $79,900 Herkimer

14045 State Rt. 28 - Affordable 4 BR camp with lake rights! Convenient location, enjoy the seasons in your own Adirondack getaway.

Other Commercial/Investment/Land Opportunities • $75,000 • $69,000 • $65,000 • $54,900 • $50,000 • $38,000 • $34,900 • $19,900

540 Doe Rd - Custom 2,900 sq/ft log home, large kitchen w/ center island, upgraded appliances, dramatic vaulted LR, cozy loft, 2 fireplaces, media room & more!

Don’t Let High Commissions Take a Bite Out of Your Home’s Equity CANASTOTA

6952 Forbes Rd. - 3 bdrm., 4-years-young Contemporary, 2 1/2 baths, 2,200+ sq. ft., 1+ acre, fireplace, hardwoods. $315,000 7576 Roberts St-4 bdrm, Ranch, 6 years young, 3 baths, 1,800 sq. ft, 1+ acre, finished basement. $244,900 502 N. Main St-JUST lISTeD - 4 bdrms, 1 ½ baths, 2100+ sq. ft, Carriage house, newer roof, furnace and windows. $189,900

CLAYVILLE

2483 Church St-JUST lISTeD Two Family! Separate Utilities. Great Income.

Sauquoit Schools. $74,900 2409 Church St-JUST lISTeD Two Family! Separate Utilities. Sauquoit Schools. $69,900

CLINTON

6 Rose Lane-JUST lISTeD 4 bdrms, 3 baths, 2200+ sq. ft, fireplace, open floor plan, hardwoods, deck. $239,900 1 Elliott Pl. - 4 bdrms., updated 2 1/2 baths, 1,700+ sq. ft., fireplace, newer windows. $194,900 315 Stafford Circle N. - 3 bdrm., 2-year-old Ranch, 2 baths, central air, deck. $169,900 3694 Route 12B-JUST lISTeD 3 bdrms, 1400+ sq. ft, deep lot. $92,900 7559 NYS Route 5-JUST lISTeD 2 bdrms, eat-in kitchen, hardwoods, deck, newer furnace and windows. $84,900

DEERFIELD

Steuben Rd East-JUST lISTeD 6+ acres!

Drilled Well. Poland School District. $29,900

EAST UTICA

Central New York

28 Nob Rd-JUST lISTeD 3 bdrms, 1 ½ baths, deck, updated windows. $172,900 711 James St. - 3 bdrms., 2 baths, newer windows and furnace. $84,900 1618 Harrison Ave - 4 bdrms, 2 baths, 1,600+ sq. ft, hardwoods. 82,900 1645 Conkling Ave- JUST lISTeD - 3 bdrms, updated kitchen and bath, refinished hardwoods, central air. $79,900 749 Rutger St. - PRICe ReDUCeD - Two units! Great income potential. $64,900 518-520 Nichols St. - Three Unit! Updated baths. $49,900 1618 Dudley Ave-JUST lISTeD - Two Family.

3 bdrm units. hardwoods. $32,200

FLOYD

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8483 Edwards Rd-JUST lISTeD - 4 bdrms, 2 baths, 2200+ sq. ft, 100+ acres, open floor plan, hardwoods. $219,900 8158 River Rd. - 4 bdrms., 2 1/2 baths, 2,300+ sq. ft., Oriskany Schools. $124,900

6

FORESTPORT

11821 Woodhull Rd. - Fully established commercial property. 5,000+ sq. ft., 5+ acres. Retail store, plenty of parking, lodging and a leased barn. $319,000

FRANKFORT

227 Third Ave - PRICe ReDUCeD - 3 bdrms, 1 ½ baths, 1,400+ sq. ft, newer windows, deck. $69,900

HERKIMER

120 Church St. - 2 bdrms., 1,400+ sq. ft. $42,900 Cook Rd - PRICe ReDUCeD - land and lakes Development!

5 acres. $25,900

LITTLE FALLS

1136 Shells Bush Rd – 3 bdrms, 2 ½ baths, 2400 sq. ft, 2 acres, deck. $219,900

NEW HARTFORD

31 Jordan Rd-PRICe ReDUCeD - 3 bdrm, Colonial, 1 ½ baths, 2100+ sq. ft, fireplace, open floor plan, cherry kitchen, deck, views. $284,900 10 Estates Dr - PRICe ReDUCeD - 2 bdrm, Townhouse, 2100+ sq ft, 2½ baths, fireplace, master suite. $249,000 9363 Mallory Rd - 4 bdrm, Ranch, 2 baths, 2,800+ sq. ft, fireplace, Master Suite, deck. 249,900 1434 Graffenburg Rd - 4 bdrm, Colonial, 2 ½ baths, 2, 200 sq. ft, hardwoods, deck, newer kitchen and roof. $224,900 38 Janet Terrace - 4 bdrms., 3 baths, 2,700 sq. ft., flexible floor plan, newer furnace and windows. $199,000 6 Westminster Circle -PRICe ReDUCeD - 3 bdrms, 2 ½ baths, 2,600+ sq. ft, deck, new baths and windows. $189,900 12 Glencrest Blvd-JUST lISTeD - 3 bdrm, Colonial, 2 baths, 2100+ sq. ft, cherry kitchen, deck. $189,900

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

7 Christopher Circle -3 bdrms., 2 1/2 baths, 2,100+ sq. ft., fireplace, hardwoods, updated kitchen and baths. $184,900 1905 Tilden Ave -3 bdrm, Sherman hills Ranch, 2 baths, fireplace, hardwoods. $149,900 1 Norwood Rd - PRICe ReDUCeD - 3 bdrm, Ranch, 2 baths, updated kitchen, hardwoods, central air, great lot. $139,900

bdrm. Ranch, 1 1/2 baths, hardwoods, deck, deep lot. $94,900 1 Larchmont Dr. - 3 bdrm. ranch. Family room, newer furnace. $89,900 4315 Middlesettlement Rd-Commercial Property. 2+ acres. $89,900 6 Wilbur Rd - 2 bdrms, open floor plan, deck. $74,900 43 Irving Rd - affordable new hartford home! 1 bdrm, eat-in kitchen. $40,000

Campbell Rd- 4+ acres. Views. $35,900

SCHUYLER

41 Louis Rd - PRICe ReDUCeD land and lakes Development! 11 Prime acres. $39,900 Johnson Road - Private 9+ acres.

Frankfort-Schuyler schools. $16,000

SOUTH UTICA

2839 Oneida St-JUST lISTeD 3 bdrms, 2 ½ baths, 2000+ sq. ft, hardwoods, central air, deck. $164,900 NEWPORT 2100 Genesee St. - PRICe ReDUCeD - Com863HoneyHillRd.- 3 bdrm. log home, mercial opportunity. 2,700 sq. ft., renovated 1,200+ sq. ft., fireplace, 1+ acre.$140,000 1st floor, new windows. $164,900 3116 School St. - 4 bdrms., 2 baths, 2,500+ sq. ft., deck, newer 20 Hampden Pl-JUST lISTeD 3 bdrms, windows. $74,900 1800+ sq. ft, hardwoods, updated bath, great yard. $94,900 NORTH UTICA 104 Collier Pl - PRICe ReDUCeD - 4 bdrms, hard504 Herkimer Rd-JUST woods, eat-in kitchen, Formal Dining. $84,900 lISTeD 3 bdrms, 2 baths, 23 Irving Pl-JUST lISTeD 3 bdrm, 1500 sq. ft. master suite, Colonial, 1 ½ baths, 1700+ sq. ft. hardnew kitchen. $109,900 woods, updated furnace. $74,900 419 Fiore Dr-JUST lISTeD 3 bdrm, Ranch, VERONA 1 ½ baths, central air, 5600 E. Main St. - Prime commercial acreage!

2+ acres. Frontage on Rt. 365. $125,000 hardwoods, newer furnace. $94,900 WESTMORELAND 516 Deerwood Dr4859 State Route 233-JUST lISTeD 3 bdrms, PRICe ReDUCeD -3 bdrm, Ranch, central air, 2 baths, 1+ acre, 8 years young. $129,900 4863 State Route 233-JUST lISTeD 4 bdrms, Family Room. $89,900 2 baths, 1+ acre, 1600 sq. ft. $149,900

ORISKANY

Rt. 69/Thomas Rd. - MOTIVaTeD SelleR SaYS MaKe an OFFeR! Subdivided 12+ acres. Possible Owner Financing. $75,000

ROME

8015 Crestview Lane-JUST lISTeD 4 bdrms, 3 baths, 1900+ sq. ft, deck. $149,900 7988 Northwood Dr. - 4 bdrms., 3 baths, 2,000+ sq. ft., fireplace, deck, newer roof. $134,900 1404 Schuyler St-JUST lISTeD 3 bdrms, hardwoods, newer furnace and roof. $98,900 807 Calvert St - 3 bdrms, 1 ½ baths, hardwoods, newer furnace. $79,900 5 Coxe Ave – 4 bdrms, 2 baths, 1,500+ 429 E. Locust St. - 3 bdrm. ranch, upsq. ft, Family Room, fireplace. $134,900 dated furnace and roof. $74,900 121 Colonial Dr - 4 bdrm, Ranch, 1 ½ 1017 Clinton St - 2 bdrm, Ranch, oak baths, updated kitchen and bath, hardkitchen. $69,900 woods, deck. $131,000 130 Victory Dr. - 3 BRs, 1,100+ sq. ft., 26 Paris Rd – Village Two Family! Prime hardwoods, newer furnace. $59,900 location. Parking. laundry. $114,900 10 Bohling Rd. - MOTIVaTeD SelleR SaYS SAUQUOIT MaKe an OFFeR! Village 3 bdrm, Ranch, 2 3088 Oneida St. - 3 bdrms., 1,900+ sq. baths, hardwoods, fenced yard. $109,900 ft., 1 acre, updated kitchen, new roof and Bogner Brae-JUST lISTeD - 17 Prime acres. windows. $164,900 Incredible views. Ideal for development.

3281 Oneida St - 3 bdrms, 1 ½ baths, $109,900 1,500+ sq. ft, hardwoods, 4+ acres, Sau128 Clinton Rd. - PRICe ReDUCeD - 3 quoit Schools. $129,900

WEST TURIN

3091 Schibley Rd. - 260 acres! Remodeled 5 bdrm., 4 baths, 3,600 sq. ft., vaulted ceilings, rolling meadows and ponds, incredible views. $550,000

WEST UTICA

1223 Butternut St. -3 bdrms., formal dining, hardwoods, covered porch. $75,000 1326 Lincoln Ave-JUST lISTeD Two Family!

Separate Utilities. Great Income. $69,900 1006 Kellogg Ave PRICE REDUCED -3 bdrms, 1 ½ baths, new windows. $64,900 1015 Walnut St-JUST lISTeD Two Family!

Separate Utilities. $44,900 900 Springate St-JUST lISTeD 3 bdrms, newer kitchen and bath, hardwoods, deck. $39,900

WEST WINFIELD

570 East Main St-JUST lISTeD 3 bdrm, Ranch, hardwoods, new windows and roof, updated bath, views. $114,900

WHITESBORO

17 Harts Hill Circle-JUST lISTeD - 3 bdrm, Ranch, central air, hardwoods. $119,900

YORKVILLE

6 Trinity Ave. - 2 bdrms., hardwoods, formal dining. $64,900 2205 McBride Ave-Two Family! Separate Utilities. $64,900

MLS#S245723

Ava

$119,000

Well maintained 3 bedroom ranch has many new touches, including the bathroom, roof, siding and rear partially covered deck overlooking private back yard. Attached 2 car garage for convenience Boonville Power for savings, great location for easy commute.

MLS#S250133

MLS#S249595

Boonville

$179,000

Country, Contemporary, Elegent all describe this 3 bed, 2 bath home with log siding, cathedral ceiling and 2nd floor master w/ catwalk to private covered balcony. Nestled on 5+ acres in the woods at Alder Creek,enjoy the peace & quiet.

Boonville

$299,000

This picture perfect contemporary home is located on a secluded 5 acres.The main floor has a great room w/ cathedral ceilings, a large kitchen with hickory cabinets and top of the line appliances, the master bedroom & bath, as well as a half bath and laundry area.

Liz Miller Lic R.E. Broker 315-942-4408 office

info@Century21Gentry Realty.com For more information on any of these homes, visit

MLS#S245019

Boonville

$159,900

Well maintained Building in Quaint, Historic Village is actually two adjoining building built as one. First floor has 2 store fronts with covered loading dock in rear.

Upstairs has several small rooms and one large room that was once the village grange.

MLS#S236819

Woodgate

$355,000

This cottage has been extensively improved over the years. The basement was raised, the wiring was updated, the kitchen has new cupboards, a new bath and new half bath were installed. The boat house was raised and repaired.

MLS#S246570

Boonville

$204,900

Sit back and enjoy the summer at this affordable Kayuta Lake property with it own dock. Inside this 4 bedroom 1 bath cottage you will find the comforts of home. Screen porch gives seasonal enjoyment away from the elements.

www.century21gentryrealty.com and type in the MLS#

Annsville MLS S232082 Boonville MLS S245521 Forestport MLS S231606 Brantingham MLS S251117 West Leyden MLS S250064

$39,000 $149,900 $75,500 $85,000 $98,900

www.century21gentryrealty.com • 117 Main Street Boonville, NY 13309

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Call Robert Gutheinz Today at (315) 738-0612 www.Life and Homes .com

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L i f e and H o m e s

>> Energy Star approved efficiency options.

ENERGY STAR Labeled Homes New York State

■

>> The area’s best craftspeople and suppliers.

Money Isn’t All You’re Saving

May

>> The latest materials, technologies, and techniques.

Update Interiors with a Quick Flooring

Transformation Is your home in need of a makeover to go from boring to brilliant? What better time than now to update your home's tired, worn interior. You need look no further than right under your feet - to the floor below - for a simple, Installing new flooring can quickly and dramatically change a room's appearance without breaking your budget, thanks to stylish, durable and affordable new flooring options like luxury vinyl tile (LVT) - the fastest growing segment in the U.S. resilient flooring market. Whether you're looking to update a bathroom, kitchen, living room or virtually any other room in your house, LVT flooring, such as Tarkett NAFCO Luxury Floors PermaStone Collection, can help you make a spectacular transformation that offers everyday practical performance and stunning looks.

L i f e and H o m e s

â–

Central New York

"Luxury vinyl tile provides homeowners with the option to have flooring in any room that deftly echoes the style of popular natural, hard-surface flooring options, such as Travertine marble, limestone, concrete and slate," says Erica Hubbard, Tarkett NAFCO director of marketing.

"These designs pop with depth and realism and combine both classic and contemporary elements, providing a wide range of style options. You can even create custom designs by intermixing textures and borders throughout a room."

Nothing like the sheet vinyl of earlier years, today's LVT offers a design-forward, durable alternative to natural flooring, which can be expensive to install, maintain and repair. LVT, or resilient flooring, delivers all of the luxury of natural flooring without the hassle and fuss.

8

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

budget-minded way to freshen your decor and add to your home's value. Give any room of the house an updated look with flooring that mimics natural stone or ceramic tile, but without the upkeep or high cost.

Like natural flooring tiles, some LVT products offer various installation options. PermaStone, for example, lets you choose from the following: * GroutFit -- produces a realistic grout effect with tiles that have two beveled sides that are embossed to mimic the real thing and create "grout lines" when installed together. * GroutFil -- features 14, pre-mixed, stainresistant, acrylic-based grout colors to create an endless number of patterns and grout possibilities, heightening the mimicry of real stone. * GroutLess -- offers randomly cut tiles that quickly install edge to edge without grout or seam sealer for a uniquely modern look.

"Grout options in LVT give you the ability to get creative with your design and truly reflect your personal style," Hubbard says. "What's more, grouted LVT floors are more cost efficient and much easier to install than traditional ceramic tiles."

Warm, soft and quiet underfoot, wear-resistant LVT holds up to the rigors of daily household traffic much better than stone, hardwood or ceramic. This is due in part to LVT's durable construction. This resilient flooring option features a protective wear layer that resists scuffs, scratches, tears and gouges.

Because LVT isn't nearly as hard as real stone or ceramic tiles, it also isn't as slippery when wet. Glass or china is less likely to shatter if accidentally dropped, and your little ones won't scrape their knees or elbows if they fall.

Maintenance for LVT floors, including grouted ones, also is minimal. Forget the sealing, polishing and special cleaners required for floors made from natural materials. While LVT floors look similar to the real thing, they feature a major benefit - the easy-care vinyl requires only the use of a neutral floor cleaner and water to maintain a beautiful floor. No harsh chemicals are needed.

Another benefit is easy repair. If a few tiles get damaged, they can be removed and replaced within minutes without the need to tear up a large section of the floor or have a flooring specialist come to your home.

"LVT combines great looks and practicality into an affordable flooring option that withstands every day wear and tear," Hubbard says. "With its quick and easy installation, you can do an amazing DIY spring decorating spruce-up in just a weekend or even less." (ARA)

Springt Marke ! is Here

Clinton

$349,900

Stunning stone front contemporary on corner lot featuring open floor plan, great room with fireplace and finished basement.

Rome

$209,000

Charming 3 bedroom home features great room with gas fireplace, kitchen with cherry cabinets and granite counters.

Marcy

$299,000

Marcy

$289,000

Now under construction! Craftsman style home with two-story entry, 9 foot ceilings, spacious kitchen with island. Select your colors now!

Now under construction! Fabulous 4 bedroom home with 2-story foyer, hardwoods, fireplace, cherry kitchen, master suite. Choose your colors!

Little Falls

New Hartford $199,500

$199,500

Historic Brick Federal, built in 1827, featuring 4 bedrooms, 2 full baths, 4 fireplaces. Meticulously and lovingly restored.

Beautifully updated home on corner lot. Many recent updates include new hardwood floors, new kitchen and new bathrooms!

West Edmeston $219,900

Sauquoit

Lovely log home boasting 26 x 26 great room, kitchen with walk in pantry, finished lower level on 2 landscaped acres.

Updated farmhouse with new kitchen. Detached garage, barn and guesthouse with acreage and view.

Beautifully landscaped.

New Hartford $189,000

Floyd

This 4 bedroom, 2.5 bath Colonial style home with attached garage features open floor plan and private yard.

$219,000

$134,900

Well maintained Raised Ranch on 1 acre lot. Many recent updates include new windows, flooring, furnace and water heater.

Westmoreland $219,000 Gorgeous kitchen with granite, high end cabinets and tile floor. 4 bedroom home on nearly 2 private acres with pond.

New Hartford $119,900 Cape style home with 4 bedrooms, hardwood floors, newer kitchen cabinets and appliances, den addition and fenced yard.

May ■

www.Life and Homes .com

9

L i f e and H o m e s

NOW #1 Coldwell Banker in Central New York!*

Congratulations

Pinnacle Platinum

These prestigious awards go to Top Associates of Coldwell Banker Prime Properties

Gaetano Belmonte

Pinnacle Gaetano Belmonte

Richard Parent

Jodie DeCosty

Central New York

Debbie Roberts

4957 Commercial Drive Yorkville NY

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L i f e and H o m e s

Jodie DeCosty

Call 768.1680 10

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Richard Parent

Gloria Rocci

Winners Company Wide Area

Gloria Rocci

Jan Cidzik

Laura Minard

#1

Laura Minard

Gloria Rocci

Richard Parent

Gaetano Belmonte

Laura Minard

Jodie DeCosty

Debbie Roberts

Jan Cidzik

*Total Closed Sales in 2010

Clinton

$329,900

Stately home with 4 bedrooms, 5 fireplaces, updated kitchen, formal dining room, and library. All on 3 private acres.

Gaetano Belmonte Ext. 202

Barneveld

$142,000

Rome

$223,000

Charming, 4 bedroom, 2.5 bath home with beautifully updated kitchen with granite counter tops and stainless appliances.

Gaetano Belmonte Ext. 202

Chadwicks

$129,900

Historic 3,288 sq/ft village 2 story 2 family, large country kitchen, barn w/ loft, 3 gorgeous village acres

Over 2100 sq. ft. of living space! High ceilings, open floor plan, fireplace, huge family room.

Richard Parent

Gaetano Belmonte

Russia

Ext. 203

$102,900

OPEN HOUSE Sunday, MAY 15, 2011 2pm-4pm Adirondack Park-Near Hinckley Lake. 3 bed, Kitchen, Living room, Den, Sunporch, Pool, Deck and Garage.

Lorene Prenderville Ext. 213

Barneveld

Ext. 202

$95,000

Utica

$184,900

3 bedroom 2 bath Ranch. Slider off the kitchen and Master bedroom to a patio and a trex deck offer easy access to a 20x40 inground pool and hot tub.

Phil Russo Ext. 212

Whitesboro

$125,000

Meticulous Cape, 3 bedrooms,1.5 baths, hardwoods, spacious rooms, updated kitchen & baths, new roof and windows in 2002.

Debbie Roberts Ext. 239

Whitestown

$94,000

Well kept 2 BR ranch in Mapledale area, large living room, attached garage, strong curb appeal, commercial zoning.

Charming 2-3 bedroom Ranch, family room w/ gas fireplace, Quaker Maid kitchen cabinets, fully fenced in back yard.

Richard Parent

Pat Townsend

Ext. 203

Ext. 218

Clinton

$189,900

Exceptional Maintained! Tri-Level Home, Sauquoit Schools, this move-in condition home has flexible floor plan sure to please.

Laura Minard Ext. 205

North Utica

$115,000

Herkimer

$187,500

2,900 sq/ft 4 BR contemporary, open floor plan, newer windows, roof & siding, strong curb appeal & setting.

Richard Parent

Whitesboro

Ext. 203

$107,000

Updated & expanded 3 BR/2 bath ranch priced to sell! Family room addition, central air, move in condition.

Newer master bedroom and a family room addition. Updated kitchen with new appliances.

Richard Parent

Gaetano Belmonte

Herkimer

Ext. 203

$69,900

3 UNIT INVESTMENT PROPERTY! Well maintained, fully rented with separate utilities. Convenient location close to amenities.

Debbie Roberts Ext. 218

Oneida

Ext. 202

$67,900

Looking for Elbow room? On a dead end street with no one around? Then you have to see this one. 3 bedroom 1.5 baths great for those who want to do it their way!

Laura Minard Ext. 205

May ■

Search All Listings With The Area’s Premiere Real Estate Search Engine!

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11

L i f e and H o m e s

www.ColdwellBankerPrime.com

#1 Selling Company in the Mohawk Valley 2306 Genesee Street, Utica, New York

FAITH PROPERTIES

315-527-1252

Visit www.CentralNewYork.com/Linda for the best local searches!

110% Committed

to Serving Your Real Estate Needs!

“Linda is amazing! She made this time that people say is extremely stressful, easy for us!”

- Chris & Darlene Call, Email, or Text Anytime!

Utica

$42,900

Russia

$550,000

Get in the ground floor of this reenergized & regentrified museum district townhouse. Utica’s best kept secret.

Gated community. Cobblestone courtyard w/fountain.

New Hartford

$139,900

Steuben

$285,000

Marcy

$164,900

New Hartford

$389,500

Quiet, carefree living. Convenient location. Attached garage. Freshly painted throughout. New kitchen counter and cabinets. New half bath.

Once in a life time! Fabulous private property. Ranch w/ miles of views.15 acres, foothills of the Adirondacks.

Pastures, horse trails. More land available.

Linda Peters

Associate Broker Cell: 315-527-1252 Email: LindaAPeters@gmail.com Stunning!! 400’ Of waterfront on Hinckley in Adirondack Park. Magazine quality 3bd 1.5 Ba log home. Private. Borders state land. 3 Levels of living.

Central New York

Clemens-Beckley Real Estate, Inc. Verona Beach

$79,900

Remodeled 2 bedroom camp walking distance to beach. Nice double lot, new windows thru-out.

Watch sunsets over lake from deck. MLS # 1101043

Rome

$88,900

4 bedroom, 2 bath vinyl sided cape-updated kitchen & baths, new roof, furnace, central air & windows.

Also has a great heated sunroom. MLS # 1101119

Clinton

$89,900

Nice 2 bedroom bungalow with extra deep lot.

Quaker maid cabinets in kitchen, beautiful hardwood floors.MLS # 1100809

Lee

$239,000

Upgraded thru-out! Furnace, plumbing, electric & roof in this 3 bedroom, 2 bath ranch. New kitchen, hardwood floors, main floor laundry. MLS # 1101099

12

Rome

$259,900

Contemporary ranch on 2.6 acres. High end kitchen, cathedral ceilings, hw floors, family room with fireplace & private drive with view of golf course. MLS # 1000376

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Rome

$112,500

3 bedroom, 1 1/2 bath, 2 story with formal dining, family room with fireplace in basement, 1st floor laundry. Great open front porch. MLS #1003712

Meticulous! Private park-like setting on a cul-de-sac.

Executive cape boasting 4000+ sq ft of living space.

New granite counters & ceramic tile in spacious kitchen.

420 N. Washington Street ~ Rome, N.Y. 13440 ~ 315-334-1046 Barbara Clemens & Kim Beckley – Broker/Owners Edward Beer ~ Jill Shafer ~ John McMahon ~ Wendy Palinski ~ Sharron Puglio Karen Scuderi ~ Diane Dainotto ~ Gladys Winterton ~ Julie Sestito

Rome

$149,900

Spacious 4 bedroom, 3 full bath tri-level with finished basement. Fireplaces in both living & family rooms, central air & more. MLS #1101023

Other Great Homes for Sale

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L i f e and H o m e s

Popular neighborhood in Marcy, with easy access everywhere. One owner 3 bedroom 2 bath ranch. Deck, 2 stall garage with pull down attic.

Rome

$159,000

Pristine condition - 4 bedroom, 2 bath split level in North Rome. Family room with fireplace, central air & large yard! MLS # 1100578

MLS #

Address

Price

Description

1100598

609 Hickory Street, Rome

$155,500

3 bedroom, 1 1/2 bath ranch

1100027

6763 Butts Road, Rome

$115,000

Country 3 bedroom - Oriskany Schools

1003492

1608 Carroll Street, Rome

$109,000

Expanded 4 bedroom Cape

1003143

1312 Schuyler Street, Rome

$76,000

3 bedroom, 2 bath 2 story

1001643

5337 Streun Road, Lee

$79,900

2 bedroom ranch - full basement

1100284

6855 O’Brien Road,Westmoreland

$134,900

3 bedroom country ranch

Think Outside the Box To

While many Americans are reluctant to spend much on their yards - some 65 percent of people spent less than $400 on it annually - keeping return on investment in mind can help you make better smarter decisions. If you want to call in the pros, consider projects that are highly sought-after, like in-ground irrigation systems.

Improve Home Value

For years, the conversation about strengthening your home's value has revolved around interior projects. However, by keeping the focus inside, you might be ignoring one of the most effective ways to bring your property value up: the garden.

When discussing home value, "garden" means more than just flower beds. It includes your lawn, gathering spaces on your property, paths and walkways, in addition to the trees, shrubs and flowers that decorate the space. In a housing market where it's still difficult to stand out, turning your attention and efforts to these areas might be just the thing that will attract buyers.

It's a simple concept: A more attractive house is a more valuable house. And since your yard and garden are often what buyers see first, it's your best opportunity to set the tone as they consider your property and what they're willing to pay for it. In fact, well-designed landscaping was shown to raise perceived residential property value by as much as 18 percent, in a study recently released

by Swedish power tool maker Husqvarna.

In terms of return on investment, maintaining an attractive lawn and garden was shown to return $1.80 per dollar spent. For those who want to improve their home's value but can't afford to hire contractors for major interior repairs, garden improvements can be an affordable alternative.

Armed with the right tools, most homeowners are capable of tackling garden projects that can improve their property value, and at a relatively low cost.

To get a better understanding of what lawn and landscaping equipment would be most beneficial to your yard, visit an outdoor power manufacturer website like www.husqvarna.com. Simply edging your yard with a string trimmer helps create a clean, finished look outdoors and can be achieved for less than $200.

Those not sure where to start can look to the wide variety of gardening websites, television programs and magazines for inspiration and practical tips.

Some of the top-ranked garden attributes for improving home value included: * A well-maintained lawn * An inviting social area * Stone paths and walkways * Decorative trees, bushes and shrubs * Well-kept hedges * Nicely designed flower beds Gardening season and the high real estate season coincide for a reason: Houses look their best surrounded by growing plants and blooming flowers. As the warmer months progress, remember that not only can investing in your garden give you a good return, it could also be the deciding factor in drawing a buyer to your property. (ARA)

*Free or Reduced Cost Energy Audits *Up to 90% of homeowners will receive a free energy audit

Kalex Energy Company will perform a comprehensive home assessment.

“Home Performance with Energy Star ® Program can help you lower your energy bills and make your home safer and more comfortable.”

Don’t hesitate, call today 733-2220 www.Life and Homes .com

13

L i f e and H o m e s

*e.g. 4 person household below $62,448

■

*50% Subsidy up to $5000 available through Assisted Home Performance Program for income-eligible households,

May

10% incentives and 3.49% APR financing available

Mark Canter + Weichert Realtors, Campion Weeks = SOLD

Caroline Marino Campion-Weeks

315-404-7380

Representing both Buyers and Sellers Experienced

With every listing and sale, I am making Central New York

a contribution to the

Children’s Miracle Network

in honor of my twin grandchildren who were

L i f e and H o m e s

â–

in the Special Care Nursery.

Call Caroline 315-404-7380 14

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Open Market Listing Service™ Agusta

LifeandHomes.com Cassville

$150,000

2063 Route 26

$145,000 1200 Hardscrabble Road

7 Bedrooms / 5.0 Baths

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41516

For more details visit www.LifeandHomes.com Type in Quick Search #72444

New Nest Realty

TEXt:

TEXt:

Amy La Clair • 315-790-4153 Broker/Owner • info@newnestrealty.com

41516 508-315-9967

72444 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Ava

Lic. R.E Salesperson • wirelessone26@yahoo.com

Licensed Mortgage Banker NYS Banking Dept

$189,000

9551 Mullen Hill Road

2829 Bingley Road

215 Acres - $5,000 - $25,000 per acre

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #32673

For more details visit www.LifeandHomes.com Type in Quick Search #72386

Noyes Real Estate

Phyllis Goworek • 315-335-2745

Judy Noyes • 315-495-5031

FSBO • 0@0.com

Lic. R.E Broker/Owner • judy@noyesre.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Licensed Mortgage Banker NYS Banking Dept

Bridgewater

$15,900 Upper White Street - Building Lot

Clinton

9.85 Acres

5 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #73462

For more details visit www.LifeandHomes.com Type in Quick Search #42414

Clinton Real Estate

Becky Smith • 315-868-3098

Barbara Frank • 315-853-4400

Broker/Owner • rsmith@accentbrokerage.com

Lic. R. E. Broker • info@clintonrealestateny.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Camden

$339,900

76 College Street

Accent Brokerage, Inc.

Licensed Mortgage Banker NYS Banking Dept

Clinton

$238,000

$279,900

33 Church Street

8179 Kellogg Street

6 Bedrooms / 2.0 Baths

3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #73564

For more details visit www.LifeandHomes.com Type in Quick Search #41867

Hunt Real Estate ERA

Clinton Real Estate

Shari Kimball • 315-264-9230

Barbara Owens • 315-853-4400

Lic. R.E. Broker • shari.kimball@huntrealestate.com

Associate Broker • info@barbaraowens.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Canastota

Licensed Mortgage Banker NYS Banking Dept

Clinton

$79,900

$164,900

519 S Main Street

81 Utica Street

2 Bedrooms / 1.5 Baths

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #73569

For more details visit www.LifeandHomes.com Type in Quick Search #73568

Hunt Real Estate ERA

Hunt Real Estate ERA

Mary Pat Adams • 315-761-5484

Shari Kimball • 315-264-9230

Lic Assoc Broker • mpadams@huntrealestate.com

Lic. R.E. Broker • shari.kimball@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Advanced Home Inspection Service LLC

Call 315-792-9029

http://www.advancedhomeis.com

Sue Rosendale

Associate Broker, GRI

Associate Broker, GRI, CRS Designee Hunt Real Estate ERA

I am proud to provide real estate services for Central NY, especially Clinton, Kirkland, New Hartford, Whitesboro, Waterville and surrounding areas. As a full service broker, I have the knowledge and expertise to help you achieve all your real estate goals.

Contact me today to learn why I Lead Real Estate Locally.

• Over 15 Years of Experience • Residential and Commercial Properties • Full Time Real Estate Professional

Clinton Real Estate

Office - (315) 853-4400 Cell - (315) 725-3836 Waterville Office - (315) 725-1434 Email: Info@Clintonrealestateny.com Web: www.Clintonrealestateny.com

My success is all because I am committed to you and your needs as a buyer/seller.

I look forward to assisting you in a successful real estate experience.

340 Main Street, Oneida, NY 13421 • 315-363-5533 x 218 Cell: (315) 374-7451 Email: srosendale@huntrealestate.com www.Life and Homes .com

15

L i f e and H o m e s

NRPP

Barbara Wickham Owens

■

Well flow/Septic Dye/Water Purity Testing Providing our clients with an educated inspection of their new home purchase while looking for any minor/major defects

Licensed Mortgage Banker NYS Banking Dept

May

15 years experience inspecting homes NYS Licensed/ Certified Inspector NEHA/NRPP Certified Radon Tester

Don Archer

Mark Enjem • 315-292-3200 Low Mortgage Rates • Homestead Financial 315-768-1980

Cazenovia

$5,000

Oneida County - FSBO

NAHI

Senshine Real Estate

LifeandHomes.com Constableville

Open Market Listing Service™ Herkimer

$99,900

310 Dewey Ave

2 Bedrooms / 1.0 Baths

3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41212

For more details visit www.LifeandHomes.com Type in Quick Search #42504

Barbara Dunn Realty

Bruce Ward & Company

TEXt:

Barbara Dunn • 315-337-1677 Broker/Owner • dunrealt@aol.com

Leslie Nicolette • 315-985-0212 Lic. R.E Salesperson • dnicolette@twcny.rr.com

42504 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Constableville

$127,000 3706 Sweeney Road / 15 Acres

Herkimer

3 Bedrooms / 1.0 Baths

3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41211

For more details visit www.LifeandHomes.com Type in Quick Search #42426

Broker/Owner • dunrealt@aol.com

Licensed Mortgage Banker NYS Banking Dept

Lic. R.E Salesperson • dnicolette@twcny.rr.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Holland Patent

$225,000

7244 St Highway 29

$29,900 8651 Edwards Rd - Building Lot

3 Bedrooms / 2.0 Baths

8+ Acres

For more details visit www.LifeandHomes.com Type in Quick Search #72522

For more details visit www.LifeandHomes.com Type in Quick Search #33613

United Country Real Estate/HBE Group, Inc. John Carlin • 315-429-9754

Joel Siegfried • 315-793-7580 Broker/Owner • info@sbg-realty.com

33613 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Durhamville

SBG Realty

TEXt:

Lic. R.E. Broker • hbegroup@twcny.rr.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Ilion

$234,500

$109,000

5564 Canal Street

61 Second Street

4 Bedrooms / 2.5 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #73474

For more details visit www.LifeandHomes.com Type in Quick Search #67543

Kay Real Estate

Assoc. Broker • kayhomes@dreamscape.com

Leslie Nicolette • 315-985-0212 Lic. R.E Salesperson • dnicolette@twcny.rr.com

67543 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Durhamville

Bruce Ward & Company

TEXt:

Jayne Wentworth • 315-363-9191

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Ilion

$139,900

$110,000

5825 NY Route 46

44 South Fourth Ave

3 Bedrooms / 2.0 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #72019

For more details visit www.LifeandHomes.com Type in Quick Search #42065

New Nest Realty

Broker/Owner • info@newnestrealty.com

Leslie Nicolette • 315-985-0212 Lic. R.E Salesperson • dnicolette@twcny.rr.com

42065 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Central New York

Bruce Ward & Company

TEXt:

Amy La Clair • 315-790-4153

Effective & Affordable Advertising

■

L i f e and H o m e s

Leslie Nicolette • 315-985-0212

42426 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

72019 508-315-9967

Bruce Ward & Company

TEXt:

Barbara Dunn • 315-337-1677

Dolgeville

$49,900

355 King Street

Barbara Dunn Realty

TEXt:

$53,000

3708 Sweeney Road

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Sweet Satisfactions Life is Delicious Steph & Rach

Print • Online • Radio • TV & Video

TEXt: Professional & Courteous Real Estate Services

NEST 508-315-9967

16

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

315.865.5845

David@LifeandHomes.com

media

“Trust in the Lord with all your Heart.” Prov. 3:5

Stephanie - 315-941-2533 Rachel - 315-525-2994 TEXT: sweet 508-315-9967

www.SweetSatisfactions.com

For orders or info email: sweetsatisfactions.order@gmail.com

Open Market Listing Service™ Marcy

LifeandHomes.com Oneida

$139,000

1855 West Road

3 Bedrooms / 3.0 Baths

5 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42239

For more details visit www.LifeandHomes.com Type in Quick Search #42133

SBG Realty

Patricia Morreale • 315-793-7580 Lic. R. E. Agent • Parispm2@yahoo.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Munnsville

TEXt:

42133 508-315-9967

$225,000

Licensed Mortgage Banker NYS Banking Dept

Oneida

$144,900

2 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #72385

For more details visit www.LifeandHomes.com Type in Quick Search #73497

Judy Noyes • 315-495-5031

Janet Mautner • 315-363-9191

Licensed Mortgage Banker NYS Banking Dept

New Hartford

$174,900

Kay Real Estate

Assoc. Broker • kayhomes@dreamscape.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Oneida

$274,000

307 Higby Road

102 Woodland Terrace

3 Bedrooms / 2.5 Baths

4 Bedrooms / 3.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42017

For more details visit www.LifeandHomes.com Type in Quick Search #73466

Dorothy Neumann • 315-527-3542

Janet Mautner • 315-363-9191

NeuDot Realty

Broker/Owner • neu.dot@gmail.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Newport

$172,500

Kay Real Estate

Assoc. Broker • kayhomes@dreamscape.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Oneida

$214,900

3069 North St

108 Morgan Lane

Open House May 22 - 12-2pm

5 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41323

For more details visit www.LifeandHomes.com Type in Quick Search #42337

Marie Scialdone • 315-866-4892

Janet Mautner • 315-363-9191

Bruce Ward & Company Licensed RE Agent • bward@brucewardusa.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Oneida

Kay Real Estate

Assoc. Broker • kayhomes@dreamscape.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

$149,900 4762 State Street - 2 Family

Oneida

4 Bedrooms / 2.0 Baths

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42240

For more details visit www.LifeandHomes.com Type in Quick Search #73496

Patricia Morreale • 315-793-7580

Janet Mautner • 315-363-9191

SBG Realty

42240 508-315-9967

Lic. R. E. Agent • srosendale@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

3 Bedrooms / 2.0 Baths

Low Mortgage Rates • Homestead Financial 315-768-1980

TEXt:

Sue Rosendale • 315-374-7451

369 Lincoln Avenue

Lic. R.E Broker/Owner • judy@noyesre.com

42017 508-315-9967

Hunt Real Estate ERA

4346 Trestle Lake Drive

Noyes Real Estate

TEXt:

$279,900

5740 Carey Road

Lic. R. E. Agent • Parispm2@yahoo.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Kay Real Estate

Assoc. Broker • kayhomes@dreamscape.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

RADON… GONE! Design and installation of

the finest and most durable Radon Reduction Systems available.

Problem So ive Home lutio ovat ns Inn

P.M. CARABIN CERTIFIED EXPERTS EST 1995

315-534-1277

TEXT: RADON NEHA #105678RMT phillipcarabin@yahoo.com 508-315-9967 www.Life and Homes .com

17

L i f e and H o m e s

Kay Real Estate

■

www.SuperiorPlusEnergy.com

126 Main St., Oneida, NY • 315.363.9191 • www.kaysteam.com

514 Tilden Street

May

800-432-8669

Kay Real Estate, established in 1983, has been serving Oneida and surrounding areas for 25 years. Their success can be partly attributed to the community itself by being centrally located between 2 major cities helping to make Oneida an excellent place to reside. Please feel free to contact us to discuss how we can assist you with your real estate needs.

$149,000

LifeandHomes.com Oneida

Open Market Listing Service™ Rome

$157,500

384 Genesee Street

1309 Erie Blvd West

3 Bedrooms / 3.0 Baths

Commercial Plus 2 Multi Family Homes

For more details visit www.LifeandHomes.com Type in Quick Search #73491

For more details visit www.LifeandHomes.com Type in Quick Search #73504

Kay Real Estate

TEXt:

1St. Rome Realty

Julie Stickels • 315-363-9191

Michael Minow • 315-271-5145

Assoc. Broker • kayhomes@dreamscape.com

73491 508-315-9967

Lic. R. E. Salesperson • Mikeminow@aol.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Oneida Castle

Licensed Mortgage Banker NYS Banking Dept

Rome

$214,900

64 Seneca Avenue

$47,500 112 Fourth Street - 2 Family

5 Bedrooms / 2.5 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42495

For more details visit www.LifeandHomes.com Type in Quick Search #73465

Kay Real Estate

RE/Max All Pro

Julie Stickels • 315-363-9191

Tony Abone • 315-339-2222

Assoc. Broker • kayhomes@dreamscape.com

Broker/Owner • proabone@cnymail.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Oriskany Falls

Licensed Mortgage Banker NYS Banking Dept

Rome

Valley View Road - Land

$69,000

$62,000 134 Second Street - 2 Family

5 Acres, Barn, Tennis Court

6 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42335

For more details visit www.LifeandHomes.com Type in Quick Search #73464

New Nest Realty

TEXt:

RE/Max All Pro

Amy La Clair • 315-790-4153

Tony Abone • 315-339-2222

Broker/Owner • info@newnestrealty.com

42335 508-315-9967

Broker/Owner • proabone@cnymail.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Oriskany Falls

Licensed Mortgage Banker NYS Banking Dept

Rome

$96,000

103 Whittier Avenue

3 Bedrooms / 2.0 Baths

5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42067

For more details visit www.LifeandHomes.com Type in Quick Search #73506

1St. Rome Realty

Mary Pat Adams • 315-761-5484

Michael Minow • 315-271-5145

Lic Assoc Broker • mpadams@huntrealestate.com

Lic. R. E. Salesperson • Mikeminow@aol.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Remsen

Central New York

$149,900

7929 Turin Road

15 Scenic Acres

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42445

For more details visit www.LifeandHomes.com Type in Quick Search #73505

1St. Rome Realty

Al Lindsey • 270-977-8555

Michael Minow • 315-271-5145

FSBO • arl@lindsey-family.com

Lic. R. E. Salesperson • Mikeminow@aol.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Serving Central NY and the Mohawk Valley

Pre-Listing & Buyer Inspections Septic System Inspections & Dye Tests Water Purity & Quality Tests

■

L i f e and H o m e s

Rome

$45,000

Starr Hill - Prime Acreage

Smith Inspection Services, llc

PO Box 126, Sherrill, NY 13461

Call 315-363-8074 We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Licensed Mortgage Banker NYS Banking Dept

Online Defensive Driving Course • Save 10% Mandatory Auto Insurance Premium Reduction for 3 Years.

• NYS DMV Approved • No Final Exams!

• Convenient - Save Time!

35 Years Commercial Construction Experience 5 Years Home Inspection Experience

18

Licensed Mortgage Banker NYS Banking Dept

Oneida County - FSBO

42445 508-315-9967

$89,900

6011 Rogers Road

Hunt Real Estate ERA

TEXt:

$399,000

www.SBG-Realty.com Top 10 things to do whether you are buying or selling: 1. Call Joel Siegfried (He will handle the rest.)

www.CavalierInsuranceAgency.com

$48.95

$38.95 with Promo Code nyicav10

286 Genesee St Suite 1 TEXT: SBG Utica, NY 13502 315-796-2258 508-315-9967

#1 Selling Company in Utica, Rome & Mohawk Valley Lori D’Onofrio Hamlin Associate Broker

2306 Genesee Street, Utica, New York

www.centralnewyork.com/Lori

FAITH PROPERTIES

LoriHamlin@roadrunner.com Cell: 315-790-0990 Office: 315-735-2222 x 41

Here is what Lori’s Clients are Saying: Utica

$899,900

Classic & elegant georgian brick Sherman Hills estate. Total restoration, update & expansion in the last two decades. Formal & informal space flows gracefully through this rare offering. MLS # 1001551

Schuyler

$499,900

Nestled on a cul-de-sac 10+ acres 3-4bd 2.5Ba open floor plan ranch. Open entrance hall to formal dr, cathedral ceiling, cherry kit w/stainless steel appliances & quartz counter tops. MLS # 1100868

Marcy

$159,900

Beautiful updated 3bd 1.5Ba 2-story farm house on 5 acres, with more acres available, eat-in area with formal dining room, L shape living room, 1st floor master bedroom. MLS # 1101117

“This is the second home we listed with Lori. She is a great person. Very reliable and extremely honest and loyal to her clients. Give her a raise- she deserves it!”

-Ron and Cathy J.

“She provided excellent service w/ communication, professionalism. Lori is great to work with!”

-Judy J. Whitesboro

$99,900

Spacious 4bd 2ba home. Double living room with gorgeous fireplace, formal dining room, 2nd floor den, eat-in kitchen, hardwood floors, and much more. Great buy!!! MLS # 1100806

Utica

$99,900

Beautiful roomy bungalow, large entry hall, living and dining room. Eat-in kitchen. Newer replacement windows. Walk up attic with 3rd and possibly 4th bedroom and storage.MLS # 1003325

6377 State Route 233, Rome NY • 315-336-7323

New Listing

Immaculate 2 bedroom 2 bath. All appliances including washer/dryer, air, oversize 1 car garage, new furnace, new windows $49,900

“Everything was excellent. Lori kept us informed on progress and updates.”

-Jim C.

“Every step of the way was great from sales to closing. Lori Hamlin is truly an asset to your organization.”

-Tom G.

Gracious Community Living • Meticulously Maintained • Rome Water Secure • Financing Available • No Closing Costs • Westmoreland Schools Open Mon, Tues, Wed, Fri, Sat by appointment New Homes on Display from $72,000!

New Listing

Large 3 bedroom 2 bath ranch, all appliances, including washer/dryer.

Handicap access, oversize 2 car garage, central air, deck, more $79,900

New Luxury Home - Now on Display

Huge custom ranch, attic with staircase, stainless steel appliances, disposal, kitchen island, ceramic backsplashes, oversize 2 car garage, much more! $99,900

Great Floor Plan Spacious 3 Bedroom, 2 Bath Ranch, 1½ Car Garage, Central Air, Large Deck, and All Appliances, Including Washer, Dryer, and Dishwasher. $49,000 www.Life and Homes .com

19

L i f e and H o m e s

Near New

Newer 3 Bedroom 2 Bath Ranch, Central Air, Open Floor Plan.

Owner Anxious. $59,900 $54,900

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New Listing

Very Nice 2 Bedroom 2 Bath Ranch, Dense Woods in Back, Central Air, Deck, All Appliances, New Roof & Water Heater, W/D Included, hutch. Come See. $41,900

May

R

D

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U eD

340 Main Street Oneida, NY 13421

HUNT Real Estate Corp. invites you to celebrate our 100th year in business - Proudly assisting thousands of families with all of their real estate & homeownership needs.

315-363-5533 Dean Shlotzhauer Licensed R.E. Salesperson Hunt Real Estate ERA

Cell: 315-761-9729 Office: 315-363-5533 x 214 Email: dean.shlotzhauer@huntrealestate.com

Canastota

$429,000 Verona

$169,900 Verona

Canastota

$94,900 Vienna

$39,900 Oneida

LAKEFRONT SPECIAL - Park-like water frontage with 4 bedrooms and 3 full baths. Cherry kitchen, formal dining room, first floor master, wrap around deck, bonus room, finished area in walkout basement.

$98,500

BIGGER IS BETTER - Move-in condition 5 bedroom RESORT AREA - Two bedroom bungalow in the colonial with large country kitchen, all-season heart of Sylvan Beach resort.Walk to beach. Move room, 2nd floor family room. Many updates. in and enjoy all seasons. Low maintenance, canal access for boating & fishing.

The Realtor that’s always there for you I am a passionate and dedicated real estate professional who will put your needs first. With many years of experience in all aspects of real estate, residential, commercial, and waterfront, I will work hard to make your real estate transactions as painless as possible. Let me help you achieve the dream of home ownership, or help you sell your home.

Rome

Lic. Assoc. R.E. Broker

723-7741 or 735-2222 Ext: 28

32 PRIVATE ACRES - 400 feet on Kimball Rd. City water available. 900 feet on Pine Rd. Mostly wooded.

6.5 ACRES – DOUBLEWIDE OK - Nature at its best, just outside Oneida. Great hunting or build your dream home.Walking trails.

Put my 26 years of experience & knowledge of the market to work for you.

I want to sell your home.

New Hartford

$379,000 51 Homestead Road West

Rome

Most elegant home offering a dynamic floor plan, open and inviting. Great for entertaining. Floor to ceiling windows span the rear of this home. Sit on the deck and enjoy the magnificent sunsets.

Entertain those special guests in your family/sun room with a wet bar. Gorgeous hardwood floors and ceramic tile flooring. QSN #72182

Welcome to 7100 Townline Rd Great 3 B/R Ranch on a private 200” deep lot with large storage Barn, updated bath and Large Kitchen, laminate flooring, family Room, Main floor laundry room including washer and dryer and more all with in walking distance to Delta Lake.

QSN # 67418

Clinton

Utica

$237,900

$119,900

7100 Townline Road

$73,900

3871 Skyline Drive

1500 Martin St.

Outstanding view of the country side with privacy all around.You can see for miles. Enjoy those gorgeous sunset on your private deck. A Great open floor plan for entertaing family, friends and special guests. Just minutes form Hamilton College and a short drive to the Casino and Vernon Downs. QSN # 70293

Very well maintained with a spacious floor plan.

Over 1,900 S F. 2 B/R’s on 1st Flr & full bath, 2 very large B/R’s on 2nd floor with full bath. Rec Rm in basement double garage fenced in yard, Sun porch and more

Western

$129,900 6769 Stokes-Westernville Road

Marcy

Beaurifully maintianed in and out. This 2 acre setting is with in walking didtance to Delta Lake. Private and close to Rome, Woods Valley and more. The Cape Cod offers 2 or 3 Bedrooms, beautifully updated full bath, formial Dining Room with wood burning fireplace, a fully applianced eat in kitchen & a Main floor master bedroom. QSN # 72221

Perfect location and setting for a A-Frame , Raised Ranch or Split Level. Wooded and sloaping wtih an Adirondack feel. Water, Sewer and Electric available at the Road.

Whitesboro School System. Just minutes form North Utica and Route 49. QSN # 70294

L i f e and H o m e s

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Central New York

NEW LISTING - Water view & rights. Ranch with 3BR, 1BA, large eat-in kitchen, living room, enclosed porch, nice deck and move-in ready.

Located just east of Lewis Point. Great fishing!

It’s Spring!

Kathy White 2306 Genesee Street Utica, New York

$54,900

SUPER BUY - Cute cape with 2 first floor bedrooms and 1 upstairs, plus den. Updated kitchen, fireplace. Exterior painted 2009.

20

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

$16,000 Ridgecrest Rd Lot size 140’ X 240’

May â–

www.Life and Homes .com

21

L i f e and H o m e s

SCAMPONE REAL ESTATE 797-7100

South East Utica

$399,000

Unique English Tudor situated on a private wooded setting. 2760 sq ft of classic style & outstanding craftsmanship.

4 bdrm, 2 full baths, 2 half baths. Updated kitchen & baths, featuring mosaic tiles & stainless appliances. Open LR/DR, great FR w/ FP & beamed ceiling & wet bar.

Mstr suite has gas FP. Avanti sound system throughout. Too many amenities to mention. MLS #911363

M

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L ICEEL

PS

R ED AT IEVW OT

New Hartford Condo $210,000

Spacious 4 bdrm, 2 1/2 bath condo. Flr master suite. Loft area overlooking fireplaced family rm. Steps away from the golf course and only minutes from shopping 1st. ‘City close yet country quiet’ in this upscale neighborhood.

MLS #1000563

South East Utica

$239,900

Sprawling, renovated 4 bdrm, 3 bath ranch. 3 Fireplaces, hrdwds, new windows, roof, kit & bath.

Formal LR w/ FP, FR w/ FP, Formal DR. Mstr bath. Main flr laundry, finished room in basement w/ 3rd FP. Sliders from FR to new deck. Large yard. Most sought after location! MLS #1100018 Sylvan Beach

$189,900

Delightful, totally remodeled year round home situatd on a double lot and only steps to the water. New windows, bath, kitchen, hrdws thruout & excellent craftsmanship. Light & bright, front & rear decks. Bonus room garage perfect for parties. Appealing open floor plan, spacious. Just move right in. MLS #1100721

New Hartford

$115,000

Four bedroom colonial on dead end street. TLC plus a few minor repairs is all that is needed here. Hardwood floors. Covered front porch.

Nice yard. Excellent potential!

Central New York

MLS #1100244

North Utica

Well maintained North Utica ranch. Generously sized master bedroom, large backyard with fencing and patio area. All appliances stay. MLS #1100805

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L i f e and H o m e s

$79,900

L IA RC ME OM

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New Hartford $159,900 You won’t believe how easy life is in this exciting 3 bdrm 3 bth twnhse w/balconies, skylights, walls of windows, capturing the sun & view. All the privacy you want is yours on the large back deck. Gas fp in the lr. Central air, cul-de-sac location & low monthly maintnc fee of $75. MLS #1100835

East Utica - Commercial $139,900

South East Utica

Nice ranch in popular South East Utica location. LR has marble FP. Semi-finished FR in bsmt w/ ½ bath & walk-out accessibility & lrg windows. Spacious eat-in kitchen & bedrooms. New windows in bedrooms & bath. Hdwd flrs, oversized garage, double lot, cedar closet in 2 bdrm. MLS #1100153

Fully equipped turn key tavern currently operating as Salutes, formerly Lasseks Tavern. Completely renovated w/ 2 yr old 20x20 addition, open air kitchen, cathedral ceilings, knotty pine interior w/ skylites. Just needs a new owner.

MLS #1003199

West Utica

$87,500

Totally renovated 5 bedroom, 2 full bath home. First floor laundry, new vinyl windows, GFA furnace. Ready for a new owner. Shows well. Additional adjacent lot included 39x102. New plumbing and wiring. MLS #1004051 East Utica

$75,000

Two unit, 3 bedroom flats upper/lower.

Spacious principal rooms. All hardwood flooring. Deep yard.

MLS #1003200

EW

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PR

L IA RC ME OM

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scamponerealestate.com

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

South East Utica

$85,000

You’ll appreciate the care that went into this neat & tidy home.

Currently a 2 bdr w/dr, was a 3 bdr. Very open & updated & sparkling clean. A delightful home you can move into and enjoy from the very first minute!

MLS #1100264

FOR A COMPLETE INVENTORY OF LISTINGS & UP TO DATE PROPERTY INFO, VISIT...

22

$139,500

West Utica

$39,000

Commercial building once housed alarm co on 1st flr. 2nd & 3rd floor apts need some work. This listing includes 1027 Columbia St & 604 Saratoga St., 1 Fam w/3bdr 1 bth. Property being sold as is. Lot size, age & sq ftg info as per assessors office. See broker for survey of all properties included. MLS #1100376 & 1100377

Open Market Listing Service™ Rome

LifeandHomes.com Sherrill

$124,500

605 N Madison

282 E Seneca

3 Bedrooms / 3.0 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #73503

For more details visit www.LifeandHomes.com Type in Quick Search #73566

1St. Rome Realty

Hunt Real Estate ERA

Michael Minow • 315-271-5145

Shari Kimball • 315-264-9230

Lic. R. E. Salesperson • Mikeminow@aol.com

Lic. R.E. Broker • shari.kimball@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Rome

Licensed Mortgage Banker NYS Banking Dept

Sherrill

$154,000

304 W Hamilton Ave

3 Bedrooms / 2.5 Baths

3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42327

For more details visit www.LifeandHomes.com Type in Quick Search #42444

Hunt Real Estate ERA

Tracy Winterton • 315-335-3843

Sue Rosendale • 315-374-7451

Lic. R.E Salesperson • tlwinterton@hotmail.com

Lic. R. E. Agent • srosendale@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

2

$169,900

6559 Elmer Hill Road

1St. Rome Realty

s me Ho

$119,900

Rome

Licensed Mortgage Banker NYS Banking Dept

Sherrill

$127,500

$154,000

6199 Lorena Road

225 Gordon Avenue

3 Bedrooms / 1.5 Baths - 6.95 Acres

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #33616

For more details visit www.LifeandHomes.com Type in Quick Search #73493

1St. Rome Realty

Kay Real Estate

Tracy Winterton • 315-335-3843

Janet Mautner • 315-363-9191

Lic. R.E Salesperson • tlwinterton@hotmail.com

Assoc. Broker • kayhomes@dreamscape.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Rome

Licensed Mortgage Banker NYS Banking Dept

Utica

$34,500

$149,900

506 W. Park Street

107 Hotel - Commercial

3 Bedrooms / 1.0 Baths

Income Generating

For more details visit www.LifeandHomes.com Type in Quick Search #67464

For more details visit www.LifeandHomes.com Type in Quick Search #72445

RE/Max All Pro

TEXt:

Tony Abone • 315-339-2222 Broker/Owner • proabone@cnymail.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Rome

72445 508-315-9967

Senshine Real Estate

Mark Enjem • 315-292-3200 Lic. R.E Salesperson • wirelessone26@yahoo.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Utica

728 Calvert Street

$59,500

$24,900 1120 Schuyler - Multi Family

2 Bedrooms / 2.0 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #67462

For more details visit www.LifeandHomes.com Type in Quick Search #41646

RE/Max All Pro

Tony Abone • 315-339-2222 Broker/Owner • proabone@cnymail.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

TEXt:

41646 508-315-9967

NeuDot Realty

Dorothy Neumann • 315-527-3542 Broker/Owner • neu.dot@gmail.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

May

Advertise YOUR Home

■

on LifeandHomes™ Video Channel Print • Online • TV • Radio • Social Media

Call David P. Lisi

315.865.5845 • www.LifeandHomes.com

www.Life and Homes .com

23

L i f e and H o m e s

LifeandHomes Media

LifeandHomes.com

Open Market Listing Service™

Utica

$71,900 1635-1637 Holland Ave - 2 Family

Utica

6 Bedrooms / 2.0 Baths

3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42343

For more details visit www.LifeandHomes.com Type in Quick Search #73567

Rick Andrew • 315-534-0555

Shari Kimball • 315-264-9230

Oneida County - FSBO

TEXt:

42343 508-315-9967

32737 508-315-9967

Lic. R.E. Broker • shari.kimball@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Licensed Mortgage Banker NYS Banking Dept

Utica

$74,900 15 Hampden Place - 2 family

Utica

6 Bedrooms / 2.0 Baths

6 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #32737

For more details visit www.LifeandHomes.com Type in Quick Search #32023

$59,900 905 Springate Street - 2 units

The Nehemiah Fund

TEXt:

Tony Myers • 315-525-6291 Investor • tonymyers@verizon.net

Tony Myers • 315-525-6291 Investor • tonymyers@verizon.net

32023 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Utica

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Vernon

3 Sherman Place

$57,900

$18,000 Indiantown Road - Building Lot

4 Bedrooms / 2.0 Baths

1 Acre lots with view

For more details visit www.LifeandHomes.com Type in Quick Search #32157

For more details visit www.LifeandHomes.com Type in Quick Search #73565

Tony Myers • 315-525-6291

Shari Kimball • 315-264-9230

The Nehemiah Fund

TEXt:

32157 508-315-9967

Hunt Real Estate ERA

Investor • tonymyers@verizon.net

Lic. R.E. Broker • shari.kimball@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Utica

TEXt:

Hunt Real Estate ERA

FSBO • rickjandrew@gmail.com

The Nehemiah Fund

TEXt:

Licensed Mortgage Banker NYS Banking Dept

Vernon

905 Sherman - 2 units

$59,900

$28,000 Cooper Street - Building Lot

6 Bedrooms / 2.0 Baths

3+ Acre Lot

For more details visit www.LifeandHomes.com Type in Quick Search #73570

For more details visit www.LifeandHomes.com Type in Quick Search #42052

The Nehemiah Fund

73570 508-315-9967

New Nest Realty

TEXt:

Tony Myers • 315-525-6291 Investor • tonymyers@verizon.net

Amy La Clair • 315-790-4153 Broker/Owner • info@newnestrealty.com

42052 508-315-9967

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Utica

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Vernon

$109,900

50 Seneca Avenue

3 Bedrooms / 1.0 Baths

7 Bedrooms / 7.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #72178

For more details visit www.LifeandHomes.com Type in Quick Search #42505

Barbara Owens • 315-853-4400

Sue Rosendale • 315-374-7451

Hunt Real Estate ERA

Associate Broker • info@barbaraowens.com

Lic. R. E. Agent • srosendale@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Central New York

Licensed Mortgage Banker NYS Banking Dept

Barbara Dunn Realty

Licensed Mortgage Banker NYS Banking Dept

KD Homes

featuring

Bill Lake Homes

A different kind of home built with pride & integrity by professionals.

Bill Lake has been the leader in building energy efficient custom homes for over 43 years. Call Dave today!

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L i f e and H o m e s

$399,900

1646 Sarah Street

Clinton Real Estate

Real Estate Law

Real estate conveyances, Landlord/ tenant law - Residential leases Evictions.

Gerald J. Pasqualetti, Esq. PO Box 1030 Rome, New York 13442

KD Homes Rt 12 Waterville, NY 13480

841-8700

215 N. James Street Rome 315-337-1677 • dunnrealt@aol.com 24

$99,900

2809 Brighton Place

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

email kdhomes@frontiernet.net web kdhomesny.com

TEXT:

Jerry 508-315-9967

Ph.: 315-271-3841 Fax: 315-337-6220

email: pasqualettilaw@gmail.com

Denise Witchley Lic. Real Estate Broker/Owner

“The Key to your front door” Rome

$54,900

337-0841 office 335-6971 cell Lee Center

535 W. Embargo Street

9174 Sulphur Springs Road

Adorable starter home! Nice back yard with parking area. Open kitchen. Front porch to living room. Three bedrooms upstairs with a special use room - maybe a bath? Office? Weights? Additional play? Come see!

Welcome home to this adorable 3 bedroom cape cod in the Town of Lee. Nice and bright floor plan. Well cared for. Super yard! One stall garage. Full basement. Call Denise at 315-335-6971 for complete listing details.

QSN#42087

QSN#42443

Rome

$57,000

Rome

Key 508-315-9967

$125,000

110 Abbe Blvd

6607 Bartlett Rd

3 bedroom, 2 full bath doublewide is waiting for you!

Master suite, fireplace, central air, centrally located, move in condition, open floor plan and a super back deck - need I say more? Call today!

Old farmhouse and farm buildings. Needs a lot of TLC. Approx 37 acres. Nice area. Mostly pasture. Needs someone with a vision, patience, a deep wallet and the rewards will be many!

QSN#41379

TEXT:

$84,900

For more information on any of these homes, visit www.LifeandHomes.com and type in the QSN#

www.homecomingrealty.net • 734 Erie Blvd. W, Rome, NY 13440

QSN#33888

LifeandHomes.com Vernon

TEXt:

67364 508-315-9967

42155 508-315-9967

72021 508-315-9967

4 Bedrooms / 2.0 Baths

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #67364

For more details visit www.LifeandHomes.com Type in Quick Search #73461

Amy La Clair • 315-790-4153

Becky Smith • 315-868-3098

New Nest Realty

Accent Brokerage, Inc.

Broker/Owner • info@newnestrealty.com

Broker/Owner • rsmith@accentbrokerage.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Licensed Mortgage Banker NYS Banking Dept

West Winfield

$289,900

235 Cole Hill Road,

2 Bedrooms / 2.5 Baths

5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42155

For more details visit www.LifeandHomes.com Type in Quick Search #73463

New Nest Realty

United Country Real Estate/HBE Group, Inc. Sharon Baisley • 315-429-9754

Amy La Clair • 315-790-4153 Broker/Owner • info@newnestrealty.com

Lic. R.E. Broker • hbegroup@twcny.rr.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Licensed Mortgage Banker NYS Banking Dept

Western

$89,500

4389 RT 26 Rome Road

$159,900 10478 Webster Hill Road

3 Bedrooms / 1.5 Baths

5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #72021

For more details visit www.LifeandHomes.com Type in Quick Search #57527

Amy La Clair • 315-790-4153

Becky Smith • 315-868-3098

New Nest Realty

Accent Brokerage, Inc.

Broker/Owner • info@newnestrealty.com

Broker/Owner • rsmith@accentbrokerage.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Licensed Mortgage Banker NYS Banking Dept

$224,900 5952 Central Corners Road

Westmoreland

3 Bedrooms / 3.0 Baths

3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #67367

For more details visit www.LifeandHomes.com Type in Quick Search #67360

Barbara Owens • 315-853-4400

Barbara Frank • 315-853-4400

Clinton Real Estate

Associate Broker • info@barbaraowens.com

Lic. R. E. Broker • info@clintonrealestateny.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Licensed Mortgage Banker NYS Banking Dept

Wampsville

$123,900

6091 Eureka Road

Clinton Real Estate

Licensed Mortgage Banker NYS Banking Dept

Westmoreland

$113,900

$124,900

123 Frier Lane

7547 State Route 5

3 Bedrooms / 1.0 Baths

4 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #73499

For more details visit www.LifeandHomes.com Type in Quick Search #42134

Julie Stickels • 315-363-9191

Sue Rosendale • 315-374-7451

Kay Real Estate

Hunt Real Estate ERA

Assoc. Broker • kayhomes@dreamscape.com

Lic. R. E. Agent • srosendale@huntrealestate.com

Low Mortgage Rates • Homestead Financial 315-768-1980

Low Mortgage Rates • Homestead Financial 315-768-1980

Central New York

Licensed Mortgage Banker NYS Banking Dept

Dorothy Neumann NeuDot Realty

Selling FSBO? This year, more than ever, is not the time to go it alone. Buyers have many homes to choose from.

A realtor provides maximum exposure, screens prospects, has contacts with attorneys, home inspectors, surveyors, lenders, contractors. We guide you through the maze of contracts, disclosures, marketing, setbacks and myriad of details. More than ever, you need a friend on your side; someone who knows the market, the risks, the ropes. Now an approved HUD broker. You need Neu.Dot Realty.

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L i f e and H o m e s

$235,000

4140 Churton Road

Vernon Center

Phone: 315-527-3542 Email: dneumann@neudotrealty.com

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$99,900

119 Frost Hill Road

Vernon

TEXt:

West Winfield

$234,900

4387 Sholtz Road

Vernon

TEXt:

Open Market Listing Service™

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Licensed Mortgage Banker NYS Banking Dept

www.RealEstateServicesCNY.com We can help you • Sell your house fast • Buy your new home • Stop foreclosure

Steve Ruscitto

TEXT:

rescny 508-315-9967

Real Estate Services 315-761-7277

BRANJEN REALTY

8469 Seneca Turnpike New Hartford

797-7777

HOLDINGS, LLC Renovated Homes a t R e a s o n a b l e P r i c e s

5116 Lowell Rd, Westmoreland

$149,900

Dont Rent!

Own for LESS!

Completely rebuilt farm house on 3 acres. We took this one down to the studs and started over. Huge Kitchen, beautiful hardwood floors, first floor laundry, 3 Bedrooms and 1.5 baths. Master has oversized closet. VVS Schools. This is a must see. 100% financing available for qualified first-time buyer !!!!

New Hartford $144,900

9600 Chapman Rd - Move right into this renovated 3 bedroom Raised ranch in the desirable Hughes Elementary School District. 100% Financing Available !!!!

New London

$99,900

6889 Greenway Rd - Completely updated 3 bedroom ranch on a nice lot. VVS school. Priced to sell!

Yorkville

We can offer you a renovated home at a reasonable price. We have access to several different mortgage options starting with as little as $500 down.

Please visit our web site at www.BRANJEN.com or call our housing specialist Dave Gogola at 7977777 or 723-0128 and we will get you into your new home.

Affordable

3 bedroom in the Whitesboro school district. Many updates

Westmoreland

Coming soon!!! 3 bedroom ranch with small barn. Call for details

New York Mills

Coming Soon!!! 4 Bedroom Cape with huge kitchen and finished basement. Call for details.

May ■

Lease Option financing available www.BRANJEN.com

www.Life and Homes .com

27

L i f e and H o m e s

Have you been turned down for a conventional mortgage? If so we may be able to help. We have a lease option program which will allow you to start building equity in a home. Call for details!

Mark Canter + Weichert Realtors, Campion Weeks = SOLD Campion-Weeks Mark Canter Top Producer

Utica

MLS #1003939

$59,900

Brantingham $249,900 MLS #1100011

Utica

$62,500

Utica

$259,900

MLS #1003535

MLS #1100009

Call Mark 315-794-3452

L i f e and H o m e s

â–

Central New York

141 Genesee St., New Hartford www.campionweeks.com

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Marcy

MLS #1100962

$137,500

Whitesboro $364,900 MLS #1100568

1000604, Glass Factory Rd, Marcy, 2.4 acres - 34,500 1002174, W. Dominick St, Rome, 4 units - 64,900

Don’t Try to Predict the Future

Act NOW!

Rates are still the lowest in 50 years! Don’t let your bank put your future on hold.

Get fast, same day service with Syracuse Securities.

rguerrieri@ssimortgage.com

May

NMLS ID #53832

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The Area’s #1 Independent Mortgage Banker

www.Life and Homes .com

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L i f e and H o m e s

www.ssimortgage.com Corporate Office 1010 James St. Syracuse NY13203 315-424-0218 or 800-448-3200 NMLS ID #134875

Roger Guerrieri Cell: 315-338-3055

#1 Selling Company in Utica, Rome, and the Mohawk Valley 2306 Genesee Street, Utica, New York

Visit www.CentralNewYork.com for the best local searches!

L i f e and H o m e s

â–

Central New York

FAITH PROPERTIES

30

735-2222

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Sandra Walser

Audrey Johnson

Cindy Lazzaro

JC Pantola

Barb Roberts

Jenny Carabin

Ben Tringo

Susan Martorell

Bitsy Maye-Rattler Bozena Sroczyk

John Brown

Patti Palumbo

Cindy Major

Judy Hinman

Cli Ganey

Keith Schuderer

Deborah Hapanowicz

Tricia Ondrako

Ted Derby

Diane Lockwood

Kelli Inserra

Linda Peters

Henri Abiyaghi

Ismail Yildirim

Lori Hamlin

Lori Scalise

Jay Groah

Michelle Thompson

Marcia Archibald Pauline Nicoterra

Veronica Coe

Rick Rodio

Kathy White

Adeline Van Dyke

Rosemarie Costello Brandon Borowiec

May â–

www.Life and Homes .com

31

L i f e and H o m e s

735-8515

Campion-Weeks New Hartford

$895,000

Landmark, one of a kind estate with 8 BRs, 7 full & 3 half baths. Artist room, FR, DR, grand entry.

Library. 3 Acres. www.ShermanHillsCastle.com MLS#1100734 www.Campionweeks.com 735-8515

Southeast Utica

$259,900

Gorgeous Dutch Colonial with beautiful cherry kitchen, solarian breakfast area, Dr, FR, study, 5 BRs, 3.5 baths. 3 car garage. Inground pool.

MLS#1100009 www.Campionweeks.com

Whitestown

735-8515

$169,900

Spacious 2700s/f 3 bedrm ranch. 2.2 acres, 1.5 baths, bonus rms, FR dR, 3 stall 25x50 garage.

MLS#1002202 www.Campionweeks.com

New Hartford

735-8515

$139,900

Central New York

Recently updated 4 BD, 2 bath cape. New carpet, newer roof and vinyl siding. Oversize 2 car garage. Sunroom.

MLS#1004080 www.Campionweeks.com 735-8515

Rome

$136,000

New Hartford

$325,000

Charming early home on 4.6 acres. 4 Bds, 2.5 baths, FR, DR. 2 Car garage. Barn.

Guest cottage.

MLS#1100471 www.Campionweeks.com 735-8515

Brantingham Lake

$249,900

Waterfront, year round home. Beautiful bedrms, 1 bedrm guest cottage. 2 car garage. Dock.

MLS#1100011 www.Campionweeks.com

Barneveld

735-8515

$149,900

Wonderful 4 bd. 2 bath raised ranch in cul-de-sac.

Many updates including kitchen & baths. New roof, generous backyard. 2 car gar. Looking for offers.

MLS#1002209 www.Campionweeks.com 735-8515

East Utica

$99,900

Vinyl sided 3 bedrm, 1.5 bath cape in popular area. Enclosed patio, DR. Needs a little TLC. Attached garage.

MLS#1000409 www.Campionweeks.com 735-8515

Yorkville

$99,900

Great 2 family w/ many updates. 2 BDs in each apt. Separate utilities. 2 car garage, carport. Whitesboro schools.

MLS#1003693 www.Campionweeks.com 735-8515

Whitesboro

$364,900

Wonderful Herthum Hills 5 BD, 3 bath colonial.

Fabulous kitchen, DR, FR, 3 car garage.

MLS#1100568 www.Campionweeks.com

South Utica

735-8515

$219,900

Beautiful brick & frame colonial on a lge lot w/ inground pool. 3 BDs, 2 baths, updated kitch w/ granite. Stainless appl. 2 new baths. 2 car garage.

MLS#1100916 www.Campionweeks.com 735-8515

South Utica

$145,900

Deerfield

Mark Canter

Susan Alberico

Caroline Marino

Sam Vedete

Vera Sadallah

Adeline Griffiths

Alice Donnelly

Anne Cesare

Anne Hameline

Anthony Desarro

Brett Lojewski

$249,000

Great contemporary w/ 3bds, 2 baths, FR, DR, Plus 2 bd, 2 bath separate in-law or income apt. 3 car garage.

MLS#1003696 www.Campionweeks.com 735-8515

Whitesboro

$189,500

Great home with spacious master suite. 3 bedrooms, 2.5 baths, DR, fireplace, 2 car attached garage/ Park-like yard.

MLS#1002195 www.Campionweeks.com 735-8515

Yorkville

Great 5 BD ranch w/ 2.5 baths, DR, FR, 2 car attached garage. NY Mills schools.

MLS#1003792 www.Campionweeks.com

MLS#1003926 www.Campionweeks.com

East Utica

$107,500

Wonderful 3 BD, 1.5 bath ranch. Updated bath, hardwood floors, attached garage.

MLS#1101006 www.Campionweeks.com

North Utica

735-8515

$95,900

New Hartford

$139,900

$89,900

Stunning 2 BD, 2 bath cape. Private master suite on 2nd floor. Vinyl siding.

Vinyl sided 3 BD bungalow. DR, enclosed porch. Expansion attic, gar.

MLS#1100481 www.Campionweeks.com

MLS#1100767 www.Campionweeks.com

735-8515

Kim Johnson

Linda Cavalier

Linda Kuzniar

Luis Montero

Marilyn Valvo

735-8515

Easy to maintain 3 BD, 2.5 bath townhouse.

FR, freshly painted, all appliances. Garage.

Possible owner financing.

MLS#1003538 www.Campionweeks.com 735-8515

North Utica

Dave Malozzi

$149,900

Totally remodeled raised ranch w/ 4 Bds, FR, new baths, attached garage. Hardwood floors.

735-8515

Carla Dochterman Chris Shephard

735-8515

MaryBeth Roberts Michael Grassi

Pat LoGuidice

Paul Durrigan

Rosemary Nicotera

Ruth Fanelli

Sabrina Arcuri

Tom Conte

Tom Mazzotta

Wade Evans

Jerry Orsaeo

Jonathan Smoulcey

L i f e and H o m e s

■

Wonderful, spacious 3 BD, 2 bath brick ranch.

Updates, FR, attached garage. Westmoreland schools.

MLS#1003582 www.Campionweeks.com 735-8515

141 Genesee St., New Hartford www.campionweeks.com Voted Top Residential Real Estate Company

Azza Giorgi

Rome

$87,000

Fully equipped beauty shop plus 2 apts. 3 booth rentals, separate utilities, vinyl sided, 2 car garage. Could be barber shop.

MLS#912863 www.Campionweeks.com 735-8515

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Rome

$59,500

Neat & clean 2 family w/ 3 bds down, 2 bds up. Separate utilities, vinyl siding, double lot.

MLS#1002665 www.Campionweeks.com 735-8515

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Utica

$39,900

East Utica

735-8515

Affordable 2 family with 3 BDs down, 2 BDs up. Updated kitchens, baths, roof and siding.

Neat & clean!

MLS#1004057 www.Campionweeks.com 735-8515

Rutger Historic district home w/ 3 BDs, FR, DR, updates. Home warranty.

MLS#1003652 www.Campionweeks.com

$55,000

Tom Koehler Real Estate Mini Country Estate / Brand New Modular Ranch Investment Property $239,900 Any Location $57,995

Herkimer County - Modern 2 story house features 2 great rooms, master bedroom suite, luxury bath w/ jacuzzi, plus 4 car heated garage plus a camp cabin, plus 2 Extra Large building lots, plus a stocked fish pond. Snowmobile & ATV trails, great for horses. All this at a bargain basement price of $239,900. Interested call 315-891-3254.

New York Upstate, Brand New Modular Ranch - 3 bedrooms, 2 baths. Delivered and set on your foundation. Free appliance package included. $57,995. Any location.

Interested call 315-891-3254.

Herkimer County, NY: New construction, colonial, 3 bdrm, 2½ bath. 1900sq/ft, 5 acres, $189,900 Interested call 315-891-3254 Middleville, NY: 5 acre, premium building lot, large stocked pond, snowmobile/ATV trails, private community, $24,900 on site financing. Interested call 315-891-3254 Old Forge, NY: “Family Size Chalet.”

3500sq/ft 3/4 bedrooms 2.5 baths, huge gameroom, custom bar, 2 stone fireplaces, wraparound deck, 2 car attached garage, 4 zone heat. All new furnishngs. $449,900 NOW $389,900 Interested call 315-891-3254

315-891-3254 Brand New Modular Colonial Any Location $93,895

Land Steal - 50% off!

Building Lots $14,900

New York Upstate, Brand New Modular Colonial. 3 bedrooms, 2½ baths. 1900 s/f.

Delivered and set on your foundation. Free SS appliance package included. $93,895 Any Location. Interested call 315-891-3254.

Herkimer County - all remaining building lots to be sold at half price! From 5 acres to 40 acres. Prices from $14,900, Special onsite financing available. THIS IS THE BEST DEAL AROUND! Private family community for fun and investment. 35 Exceptional homesites set on 235 acres. Riding trails, stocked fish ponds, sunset views. Direct snowmobile & ATV trails. Going fast, only (6) lots remaining. Interested call 315-891-3254.

New Homes Modular Co. “The Best Homes at the Best Prices”

Quality Stick Built Modular Homes 315-891-3254 Old Forge Ranch Home: $229,000. 3 bedrooms, 2 bath. Big bonus in basement Seller financing. Interested call 315-891-3254

Mark Canter Call Azza 315-794-3452 Campion Weeks = SOLD + Weichert 141 Genesee St., NewRealtors, Hartford Old Forge: 2.2 Acre building lot approved for 2 homes. Lake Rights. $69,900 Interested call 315-891-3254

www.campionweeks.com

Buying Or Selling?

Campion-Weeks Kayuta Lake

Experience Exceptional Service!

Call Azza Giorgi @ 315-534-2709

$429,900

$325,000

MLS #1100471 Charming early home w/ a picturesque setting on 4.6 Acres. Spacious rooms w/ ample storage. Numerous updates. Hdwds, circular driveway beautiful landscaping. Barn, guest cottage and other out bldgs. Enjoy a peaceful setting w/ convenience of todays world.

May

MLS #1100462 Fabulous Adirondack home overlooking 474’ of waterfront. 5 Years old w/3700 s/f of living space situated on 7+ acres of privacy. Boating to Kayuta Lake & snowmobile trails @ your door. Docking sys. to hold 2/24’ boats & 2 watercrafts.

Open concept design. Lr w/10’ windows, spectacular views.

New Hartford

■

$189,500

MLS #1002195 Spacious cape in desirable herthum heights.Oversized master suite. Lr, dr w/ fp,hardwood flrs. Newer kit., Windows and bath. Nice yard overlooking neighborhood park.New driveway 2010, new central air 2010, new hw tank 2010.

Hardwood flrs. Under carpet in lr/dr.

www.Life and Homes .com

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L i f e and H o m e s

Whitesboro

MVLS#41784

Kinship Properties Two Locations to Serve You!

$495,000

Previously known as Pine Ridge Ski Area. This magnificent 2 bdrm and 1 bath log cabin is located on 200 acres. Spacious land features open cross country and snowmobile trails that run throughout property and have adjoining trails. Owner financing available Call Heidi Mouyos 315-717-7269

Little Falls

$89,000

Ft. Plain

$179,000

St. Johnsville

$109,000

Middleville

$130,000

A very nice Contemporary home, in a nice residential neighborhood. This home offers 5 bedrooms and a bath upstairs, a large kitchen, dining room and living room down. Enjoy sitting on the front porch on those warm summer nights overlooking the Village.

Call Bob Snell 518-321-9897

St. Johnsville, N.Y. 518-568-2776 315-429-9750 NEW! Dolgeville, N.Y. www.KinshipProperties.com

Salisbury

St. Johnsville

$78,000

This fully occupied 3 unit property features large front porch, new vinyl windows, 3 new bathrooms, new flooring throughout building, and new kitchen with dishwasher in front apartment. Tenants pay their own electric,heat and water.

Call Heidi Mouyos 315-717-7269

Charming open style rustic ranch with master bedroom with master bath is set back on dirt road but yet close to main highway. A nice pond view with no neighbors has this country home in the perfect place.

Call Debbie Sicilia 518-495-5770

A beautiful ranch home in a country setting. This home offers 2 or 3 bedrooms, a large master bedroom, a loft, a large bathroom with a jacuzzi tub, large living room with a propane fireplace, large kitchen, and an open floor plan.

Call Bob Snell 518-321-9897

Great place for a business or restaurant. Corner lot on busy intersection. Convenient to school, outdoor recreations, surrounding small villages. Building is new and ready to open as a store, oďŹƒce space or restaurant! Owner financing available.

Call Debbie Sicilia 518-495-5770

L i f e and H o m e s

â–

Central New York

From our family to yours we wish you a Merry Christmas and Happy New Year.

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

mortgageCorner

FHA Loans for

First Time

Home Buyers

When purchasing a home for the first time, new home owners need a way to finance this large and life-changing purchase. Because this may be the first time they are buying a home, first time home owners may not have enough savings in the bank and may be facing financial hardships for such a purchase. FHA (Federal Housing Administration) loans allow first time home buyers a means to finance payment for their new home. FHA loans are open to anyone who may need one, but generally are directed at those first time home buyers in order to assist them in purchasing a home while they may have limited savings.

For those first time home buyers, purchasing a new home can seem like a daunting and stressful event. However, with an FHA loan, purchasing that first home is made a little bit easier not only on yourself but on your financials as well.

If you have further questions about FHA loans or if you would like to see if you qualify, contact a mortgage expert.

Article Source: http://www.ArticleBlast.com

100% Purchase Money Loans NO Downpayment • NO Monthly PMI Call for Details

Financial Services, Inc.

■

Licensed Mortgage Banker • NYS Banking Department

Adam Hearty TEXt: Hearty 508-315-9967

315-404-5253 Mortgage Originator

LoWEST

Rates in the Area!

10 Main Street • Suite 200 2nd Floor Whitesboro, NY HomesteadFinancial.net

www.Life and Homes .com

35

L i f e and H o m e s

People who are interested in FHA loans also must qualify based on certain criteria. In order to qualify, FHA loans require a credit score of at least 640. This differs from conventional loans in that conventional loans require a credit

After you have had a mortgage between a minimum of six months to one year and you have shown to make consistent payments, you may be able to participate in an FHA streamline.

An FHA streamline is when the company is

able to refinance your mortgage rate at no extra cost. For those who make their payments accordingly and timely and who qualify for an FHA streamline, an FHA streamline will make it easier on homeowners and help them by lowering their monthly mortgage payments and interest rates.

May

FHA loans tend to be more popular over conventional loans for two main reasons. First, an FHA loan requires the least amount for down payment, at 3.5%, when compared to other loan types. Since an FHA loan already targets those who are short on savings for their first home, having a loan which requires the least amount to start is another benefit for first time home buyers. Second, the mortgage insurance is traditionally lower than that of a conventional loan. The interest rate of FHA loans typically is a quarter-percent less than that of conventional loans. Lower interest rates benefit the home buyer in that it allows them to save more of their money for other needs.

score of only 620. Also, interested parties must have four to six months reserved in the bank in the amount of four to six months of the mortgage. This ensures the lender that the interested party is capable of making the first few months’ mortgage payments. Finally, people interested in FHA loans must have a ratio of debt to income less than 45%. This ensures that the party has a flow of income greater than the debt payments they may have to make, allowing the income to be put towards monthly mortgage payments.

Central New York â–

L i f e and H o m e s

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

LifeandHomes

Open House

Rentals & Open Houses

Info at LifeandHomes.com Daily Updates

Apartments to Rent, Rent-to-Own Homes, Lease options, Seller financing, Commercial Leased properties and Lots for rent.

Sylvan Beach

Rent

Sylvan Beach

Rent To Own

Windsor Mews • Appliances • Carpeting • Dishwasher Conveniently located on (2 bdrm) • 24 hour VIP bus lines emergency maintenance 417 N. Levitt St reet • Swimming pool Rome • 336–1628 • Playground 1 & 2 BEDROOM APARTMENTS

• Controlled access • Intercoms • Beautiful landscaping • Laundries in each building • Garages • Special pet policies • Picnic area

Landscaped pool area complete with lounge chairs, tables, umbrellas.

Affordable Country Living Mapledale Acres Mobile Home Park in Barneveld is Now Mapledale Community.

TEXt:

TEXt: 32684 508-315-9967

32685 508-315-9967

503 16th Ave

1314 Vienna Rd

3 Bedrooms / 1.0 Baths

2 Bedrooms / 1.0 Baths - Seller Financing

For more details visit www.LifeandHomes.com Type in Quick Search #32685

For more details visit www.LifeandHomes.com Type in Quick Search #32684

Oneida County Real Estate Investors Steve Ruscitto • 315-761-7277 Investor • steve@cnyres-q.com

Oneida County Real Estate Investors Steve Ruscitto • 315-761-7277 Investor • steve@cnyres-q.com

New Ownership

Has taken over this Country Living location at the

Foothills of the Adirondacks!

Each 50’x100’ lot can accommodate a single wide home in this Mobile Home Park and has municipal water, is 10 minutes from Utica and 15 minutes from Rome.

Call Scott Kelley • 292.8784 Hurry, call now! These lots won’t last long!

May ■

www.Life and Homes .com

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L i f e and H o m e s

Home Service network

Exclusive Members That Have Shown Exceptional Customer Service

The Missing Pieces to a Hassle-Free Home Heating

Builders ADIRONDACK BUILDERS 315-942-4949 Log Homes, Basements, Custom Kitchens, Member Since 08/09

Additions, Carpentry. General Contracting.

Electrical Work. Log Homes, Basements, Custom Kitchens, Additions, Carpentry. General Contracting. Electrical Work.

Closets THE HEARTH SHOP @ UNIV. BLDG SUPPLY 315-337-3340 Easy Track Closet Systems - Estimates, Design, 315-732-2350 Installation.The More Economical, Easy InstallaMember Since 02/08

Member Since 04/11

of homeowners will receive a free energy audit.

Comprehensive home assessment.

Excavating BCS EXCAVATING 315-841-3573 Deansboro • Servicing CNY. Bobcat and mini Member Since 03/06

Member Since 09/07

Member Since 05/10

THE HEARTH SHOP @ UNIV. BLDG SUPPLY 315-337-3340 CNY’s Source for Warmth! Fireplaces, stoves, 315-732-2350 inserts,logssets - biofuels, gas, pellet or wood. Also Member Since02/08

mantles, custom stone work, custom hearths.

Free estimates.

Flooring tions of high tech methods, knowledge and hard working values provides a stress free experience.

Furniture

NEW HOMES MODULAR CO 315-891-3254 Serving CNY. “The Best Homes at the Best Prices.”

Member Since 09/07

Member Since 06/07

Member Since 11/07

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

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We will not be undersold. “Stickbuilt Quality” Modular Homes.

Overhead Doors OVERHEAD DOOR CO. OF UTICA, INC 315-768-7886 Over 50 years combined door experience Member Since 05/10

structural, mechanical, plumbing, radon, & water.

with fully trained service tech’s. We offer 24 hr emergency service 7 days a week.

Residential or commercial.

Radon SMITH INSPECTION SERVICES, LLC Serving CNY and the Mohawk Valley. Pre-listing 315-363-8074 Member Since 07/08

& Buyer inspections, Septic Systems, Inspections & Dye Tests,Water Purity.The Only Local NYS DOH ELAP Certified Continuous Monitor Radon Testing Lab in Oneida County.

PM CARABIN 315-534-1277 Member Since 04/11

SHIRE INSPECTION SERVICES, INC Performing quality inspections at a reasonable 315-420-2832 Member Since 01/09

price, I pride myself in providing a comprehensive, independent evaluation of your home!

Insulation

TEXT: Shire To: 508-315-9967

ENVIRONMENTAL CONTRACTING 315-269-7900 Serving CNY. Specializing in Spray-On-Foam. Fully Insured. Energy Saving Benefits. Free Estimates

Kitchen & Baths EMPIRE BATH & KITCHEN, INC. 315-733-0408 Empire is a locally owned company featuring Member Since 04/08

a complete kitchen & bath showroom. Our cabinet lines include: Omega, Plain N’ Fancy and Armstrong. Let our design team help you with your next project.

KITCHEN DESIGN CENTER Serving CNY. Check out our winning combina315-724-7049 Member Since 07/08

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takes” to ensure that you are thrilled with your new system and energy efficiency.

HOME PRO HOME INSPECTIONS Professional & curteous service -certified & 315-768-6823 315-723-2258 insured. Inspections for buyers & sellers include:

IRONWOOD FURNITURE 315-853-7300 Serving CNY. Quality Amish Solid Wood Furniture at Affordable Prices. See our great selection of Tables, Chairs, Hutches, Bookcases, Bedrooms, and much, much more. www.IronwoodCNY.com

ence Building Log Homes Throughout New York State Including the Adirondack Mountains.

COUNTRY SUBURBAN HEATING & AIR CONDITIONING 315-735-5300 Country Suburban will do “Whatever it

Member Since 09/07

TRU-LINE LANE & FLOOR 315-735-5299 High quality dust free floor refinishing. Genera-

Member Since 09/07

Heating Equip. Propane in Oneida County. www.SuperiorPlusEnergy.com

Modular Homes

excavator, Septic, Sewer,Trenching, Posthole Drilling, Demolition

Fireplaces & Stoves

Central New York

CEDAR HOMES OF DISTINCTION 315-824-1571 We have our own Crew with over 25 Years Experi-

Home Inspection

KALEX ENERGY COMPANY 315-733-2220 Free or reduced cost energy audits - up to 90%

L i f e and H o m e s

MOHAWK HOME COMFORT SERVICES 800-432-8669 Heating Oil, Kerosene, Diesel, Gasoline &

tion System on the Market.

Energy

Member Since 05/10

Log Homes

tion of Kitchen Design Center & Custom Stair & Millwork.We handle Yorktowne & Kraftmaid Cabinetry

Radon...Gone! Since 1995 P.M. Carabin has been eliminating problems in homes and businesses across Central NY. Problems like Radon gas, a radioactive gas proven to cause lung cancer. It is estimated that, on average, 52% of buildings in our area have an elevated Radon level. The EPA recommends levels of 4.0 pci/l be addressed through certified remediation.

Most real estate home inspections now require radon testing. So, put our 100% success rate to work for you.

TEXT: Radon To: 508-315-9967

Swimming Pools TREEN’S POOLS 315-717-6499 Sales • Service • Repairs • Installation • Quality & Member Since 04/09

Dependable Service for 20 Years.

TEXT: Treen To: 508-315-9967

Waterproofing WILCOX BASEMENT SYSTEMS, INC 315-896-3979 Serving All of CNY. Basement & Crawlspace Member Since 03/07

Waterproof Solutions. Foundation Repair. www.wilcoxbasement.com

Laura Minard

4957 Commercial Drive Yorkville NY

768.1680 Ext. 205 525-1974 Cell

Featured Homes

Large Multi-level home with awesome view! Fireplace, deck, pool, minutes from the mall. Move in condition. 4 plus bedrooms, 2 baths. This one is a keeper! $189,900

New Construction

Buckland Estates from $269,900 Complete 3 Bedroom 2 Bath Ranch All the right upgrades! $329,900

Winfield Circle - 2002 Quality constructed ranch home in highly desirable Rome neighborhood. Open floor plan is much larger than it looks. 3 Bedrooms, 2 baths, large family room, manicured yard. This home is just waiting for you to move in! Only $190,000!

Colonial Square from $199,900 3 Bed, 2 Bath, 2 Car on full basement! Twin Home ready now!

2 Bed, 2 Bath, 1 Car- Radiant Floor Heat - Twin Home!

3 Bed, 2 Bath, 2 Car Detached Home full of luxury features.

Buckland Estates

Newest Model Open!

Private setting, dead end street. Sound home needs your love. Priced to sell at $67,900. 3/4 bedrooms, 1.5 baths. Enclosed front and back porch. New electrical, newer kitchen. Can’t go wrong here!

Don’t let your time slip away!

Time to get that new home you have been dreaming about! Been house hunting lately? Do you keep saying ‘if I could have the kitchen from this one and the bath from this one and move it all over here...’ BUILD and you can have it all!

Westmoreland

On Almost 3 Acres! $219,900

Nearly Complete!

Colonial Square

Ready Now!

Symphony Place, Whitesboro Your Chance to own this amazing custom home.

Perfect setting, Perfect location, quality beyond imagination. If you want it all, then this is the home!

4 Bedroom, 2.5 baths. New custom kitchen, carpet, hardwood floors, top of the line baths, the list is endless. Take the time to view today!

For more information on these and other homes in the area go to www.LauraMinard.com or email lauraminard@cbpp.com

Serving the Mohawk Valley Since 1976

732-3113 2617 Genesee Street

Utica, NY 13501 www.century21.com

2028 Tilden Ave • New Hartford • $450,000

9077 Cemetery Rd • Steuben • $102,900

433 Briarcliff Ave • N. Utica • $99,900

Beautiful 5 yrs young quality built 3 bedroom ranch home, 2016 sq ft, stainless appliances, full basement, deck & new 2 car garage. West Canada Valley Schools 5+ acres with privacy & views MLS: 1100731

Well maintained 10 year old manufactured home with 1848 square feet, big master with soaker tub, 2 car heated garage, storage shed, Holland Patent Schools and quiet country setting with views!

MLS: 1100035

MLS: 1003494 - 9614 Morgan Road, Clayville $108,900 MLS:1100346 - 1680 Seymour Ave, E. Utica $45,900 MLS: 1101100 - 1011 Downer Ave, West Utica $45,000

MLS: 200701540 - Paris Road, MLS: 1003611 - Doyle Road, New Hartford $79,900 Deerfield $30,000 MLS: 200702937 - Ives Road MLS: 1003126 - Doyle Road, Brookfield $19,500 Marcy $25,000 MLS: 1000722 - 5645 Ottman Road, MLS: 1003692 - McGraw Rd, Vernon $155,000 Schuyler $160,000

Ranch home features 3 bedrooms, new kitchen with dining area, new bathroom and laundry. Maintenance free vinyl replacement windows, vinyl siding plus storage shed and manicured yard.

MLS: 1003179

www.Life and Homes .com

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L i f e and H o m e s

MLS: 200702688 - 2002 Mulholland Rd, MLS: 1002415 - 521 Doe Rd, Vienna $349,999 Bridgewater $189,500 MLS: 1100055 - 220 W. Main St, MLS: 1100647 - 190 Main Street, Frankfort $128,500 Whitesboro $269,000 MLS: 1001246 - 613 N Madison St, MLS: 1002567 - 3300 Rt 20 & 46, Rome $120,000 Bouckville $167,500

837 Mowers Rd • Schuyler • $196,900

Broker/Owner

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6761 Crooked Brook Rd • Deerfield • $250,000 This home features a geo thermal forced air heating system with central air. Kitchen with island, oak cabinets, silestone counters & GE appliances. Stone fireplace burns wood master with jacuzzi in master bath. Attached 3 car garage, chain link fenced yard on 11.6 acres in Whitesboro school district.

MLS: 1000366

Art VanVechten

May

Gorgeous Colonial boasts 5 bedrooms, 2 ½ baths, top of the line cherry kitchen with stone cultured counters, family room has gas fireplace, master bath with hot tub & 3 car garage 178x400 lot. MLS: 1100300

Jon Purdy Bill Gamett Dick Nikodem Mary Taylor Kathy Maine Tiffany Accattato Karen Basile

Central New York â–

L i f e and H o m e s

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .