LifeandHomes Central NY January 2023

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JANUARY 2023 FREE FREE Area’s #1 Real Estate Guide Life and Homes New Year Finds @ www.LifeandHomes.com Move Right In New Construction Homes In Sought After Community Featured Home Pg. 25 Residential • Commercial • Multi-Family • Land Fulton Montgomery Section pg28 Charming Layouts Thoughtful Designs New Year * New Space Ready For Your Touch Local Listings Central NY

Stay Buckled Up

Home prices are expected to drop by roughly 4% in 2023 the first drop since 2012, though not surprisingly, homes will be less affordable than they were before the pandemic homebuying boom. “Taking next year’s projected prices and mortgage rates into account, the typical homebuyer’s monthly payment will be about 63% higher in 2023 than it was in 2019, just before the pandemic began,” says Taylor Marr, deputy chief economist for Redfin.

Real estate still tops the list of Americans’ preferred way to invest money not needed for 10 or more years, coming out on top for the third time in the past 4 years, according to a mid-year survey from Bankrate.com. “Despite a housing market that is coming off the boil, preference for real estate remains high”, especially among Millenials, says Greg McBride, CFA, Chief Financial Analyst for Bankrate.

Lawrence Yun, NAR chief economist and senior vp of research, weighed in, forecasting the median home price in 2023 will reach $385,800 – encouragingly an increase of just 0.3% from 2022 ($384,500). He does however expect rent prices to rise 5% in 2023, following a 7% increase in 2022.

It looks like the ride isn't quite over for us yet. Adversity builds character. Through it all, we've seen encouraging examples of individuals and businesses overcoming adversity, adapting, defying the odds, and going on to inspire the rest of us. We're looking forward to hearing more of those tales in the coming year.

Table of Contents

Applewood 4

Lori Hamlin 4

Dominion Homes 4

Richard Parent 5 Barbara Owens 5 _________________________________________________________________________________________

Diedrich Associates 6 Cherrywood 6

Gentry Realty 7

KD Homes 7 Joanne Zennamo 7

1st Rome Realty 8 Coldwell Banker Prime 9

Superior Quality Home Insp. 10 Real Estate Inspection 10

Odd & Ends 11

Michele Reid 11 Ann McGrath Law 11

Pondra's Home Hearth 12

Pavia 13

RA Wilkes 14

Paul Sacco 15 Mark Canter 15 Rescue Mission of Utica 15

Caroline Marino 16 Azza Giorgi 16 _________________________________________________________________________________________

Susan Alberico 17 InspectCNY 17 Julie Sestito 18 Abone Realty 18 _________________________________________________________________________________________

Professional Career Ctr 19 _________________________________________________________________________________________

Amodio Realty 20-21 _________________________________________________________________________________________

Urbanik Paint 22 Matthew Pryputniewicz 22

Advanced Home Inspections 23 Debra Fontes 23 _________________________________________________________________________________________

John Brown Team 25

Lori Frieden 25

Lawless Real Estate 27 Bird's Adk RE 27

ADK Realty 28-29

Fulton Montgomery 30 Michelle Thompson 30

PMD Business Groups 31

Upstate Premier Mtg 31

Generation Electrical 32-33 MLS Directory & Professionals 34-35 Products & Service Directory 36-37

Great North Lighting 38 Ms. Sam's Tutoring 38 _________________________________________________________________________________________

Mike's Floor Store 39 _________________________________________________________________________________________

HUNT 40

Life and Homes

ONEIDA, HERKIMER & MADISON COUNTIES

Corporate Office

Lisi Merchant Solutions, Inc. PO BOX 18 HOLLAND PATENT, NY 13354 315-865-5845 www.LifeandHomes.com

Owner

DAVID P. LISI Davidplisi7@gmail.com

Corporate Editor KIM LISI kim.lisi.79@gmail.com

Advertising Deadline

February 2023 Issue

Ad Due January 20, 2023

Senior Account Executive

David Lisi, RMC Davidplisi7@gmail.com P: 315-865-5845

Sales Representative Doug Benson, RMC dbenson@LifeandHomes.com P: 315-368-5040 (call or text)

Sales Representative Joseph Krongold, Lic. Assoc. RE Broker New Abode joe.krongold@gmail.com P: 518-867-1299

LifeandHomes™ is published monthly by Lisi Merchant Solutions

This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may inquire, directly or indirectly, from using the contents of this site.

Copyright © 2023 Lisi Merchant Solutions, Inc

Welcome David P. Lisi, RMC Real Estate Marketing Consultant 315-865-5845 • Davidplisi7@gmail.com
Central New York (Oneida, Herkimer & Madison Counties) Capital Region
Woodhaven at Park Drive, Rome NY 2 Bedrooms | 2 Baths | 1,400 Sq. Ft $349,900 3 Bedrooms | 2.5 Baths | 1,630 Sq. Ft $395,000 For more information on this Front Cover Featured Home, See Page 25 Offered by: Lori Frieden Lic RE Salesperson Cell: (315) 225-9958 Front Cover Featured Home

Reverse Mortgages - What You Should Know

A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older.

A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don’t make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.

With a reverse mortgage loan, the amount the homeowner owes to the lender goes up–not down–over time. This is because interest and fees are added to the loan balance each month. As your loan balance increases, your home equity decreases.

A reverse mortgage loan is not free money. It is a loan where borrowed money + interest + fees each month = rising loan balance. The homeowners or their heirs will eventually have to pay back the loan, usually by selling the home.

If you move out of your home for any reason + such as to live in a nursing home, or downsize to a smaller house + and your spouse or the person living with you is a coborrower on the reverse mortgage loan, they can stay in the home and continue to receive

loan disbursements as long as they fulfill the ongoing obligations of the reverse mortgage.

If your spouse or partner is not a co-borrower and you move someplace else for the majority of the year, the reverse mortgage loan will need to be paid back. The most common way to pay back a reverse mortgage is by selling the home, in which case your spouse or partner will have to move, depending on the legal agreement you signed.

Note: this information only applies to Home Equity Conversion Mortgages (HECMs), the most common type of reverse mortgage loan.

For your protection, contact an attorney or HUD-approved housing counseling agency before signing any reverse mortgage documents. (consumerfinance.gov)

Plan Ahead For Your Perfect Deck

A big part of building your dream deck is the planning. In fact, a typical deck project can take six months (or more) from inspiration to installation. To help make your dream a reality, the following are tips for keeping your deck project on track, on-trend, and on budget

Visualize the Possibilities - When it comes to your deck's design, there are countless possibilities - from simple ground-level styles to more elaborate multi-level decks. Ultimately, a deck should be designed around how you plan to use it. In addition to function, consider your views, neighbors, the prevalence of sun or shade, as well as the entrances and exits from the home and into the yard. All these factors will have an impact on your deck's size and configuration. Once you have a general design in mind, there are great tools available to help bring your visions to life. Trex offers an AR visualizer app that allows users to experiment with different decking shapes, board colors, and railing combinations against the backdrop of their own house. There are also hundreds of downloadable deck plans and

other resources available online to help guide you through your deck-building journey.

Consider Codes and Permits - Consult your state, county or city offices regarding building code requirements and to learn what permits are necessary for building a deck in your area. Factor permitting into your project timeline so that progress is not stalled by waiting for inspections and approvals. If your neighborhood has a homeowner association (HOA), make sure you understand any rules regarding deck size, color, product type or design. And don't forget to check with your local utilities to locate any underground cables, wires or pipes before construction begins.

Be Mindful of Materials - When choosing materials for your deck, think long term. It's important to choose quality materials that will withstand years of wear and tear from both weather and use. High-performance, wood-alternative composite decking is resistant to fading, staining, scratching and mold. And, unlike wood, it never has to be sanded, stripped or stained, resulting in less maintenance and more time for outdoor enjoyment. High-performance Trex® composite decking is also sustainably made from 95% recycled and reclaimed materials, making it an eco-conscious choice that feels as good as it looks. Sample boards may be ordered online so you can see firsthand how different colors and collections work with your home's architecture and style.

Budgeting and Beyond - When it comes to budgeting for a new deck, keep in mind that several factors will affect costs, including the size, shape and elevation of the deck, along with labor and the materials you choose. For the latter, you can use an online cost calculator to get a rough estimate for material costs based on the size, substructure and decking products being considered. As for labor, do your research and request multiple quotes to ensure you find the best contractor for your project and budget. Keep in mind that quality deck builders book projects well in advance and often have a waiting list by spring.

With proper planning, it's possible to make all your outdoor living dreams come true. For more information and inspiration, visit Trex.com/Academy. (BPT)

January www. Life and Homes .com 3
4 LifeandHomes Central New York Applewood Community & Applewood Heights Family Owned & Operated 21 Applewood Blvd. Clinton, NY 13323 Friendly, Inviting, Manufactured Housing Community Located in the Town of New Hartford No Tax Bills • NYS Star Rebate • Home Mail Delivery Concrete Pad • Public Roads • Garbage Pick Up St t Off The New Ye In Y r New Applew d H e! Models available. Lori D’Onofrio Hamlin Honest • Knowledgeable • Hardworking • Embracing Technology lorih.centralnyhomes.com 2818 Genesee Street, Utica, New York For All Your Real Estate Needs Associate Broker C: (315) 790-0990 O: (315) 735-2222 x 6625 Lorihamlin23@gmail.com Amy Abdoo Let Us List Your Property And Help You With Your Search For A New Home. (315)794-2653 ROME $42,300 4770 Rome New London Rd - Lot with almost 8 acres with a clear area for that home you have been waiting to build. Partially treed lot. Close to both Rome and Verona. Being sold as-is UTICA $99,900 608 Dawes Ave - Cute ranch needing your TLC and sweat equity. Fireplace in living room and potential for additional living space in basement. ILION $59,000 12 High Street - This 3-bedrm home is waiting for your personal touch & sweat equity. Much potential to make this a great home. The lot is extra wide. Being Sold as-is. RICHFIELD SPRINGS $95,950 17 River St - 2 story home close to village amenities having 1st floor laundry and 3 bedrooms. Large living room and formal dining room. Full basement and good size outbuilding. Being sold as-is. Licensed R.E. Broker PO Box 13 Clinton, NY Phone: 315-794-2653 Email: Blon316@aol.com 607 Spring St Utica $45,000 - Pending in 1 Day ! Wishing You a Joyous New Year
January www. Life and Homes .com 5 (315) 292-8617 (C) | Email: Homes@RichardParent.com www.RichardParentHomes.com Richard Parent Lic. R.E. Salesperson • High level of 20+ years SUCCESSFUL real estate experience • Aggressive NEGOTIATION skills • Highly FAMILIAR with Central & Upstate NY GEOGRAPHICS • EXCLUSIVE representation for both buyers and sellers • Strong ALLIANCES with local vendors to help keep sales SOLD! I’m just a phone call away! Call 315-292-8617 New Home For The New Year? - Call ME! Offering Full-Time Professional Services For Buyers & Sellers Wishing A Merry Christmas To All

Valerie Duncan 315-868-6924

Geri Simonette-Hendrix 315-868-4833

Michael Steele 315-941-0890

Clyde Diedrich /Broker 315-868-4339

6 LifeandHomes Central New York 55 E. Main Street, Mohawk, NY 13407 (315) 866-7702
MOHAWK $99,900 Spacious 2 family home with a 3 BR unit on 1 st oor and a 2 BR unit upstairs. Both units are rented. Oversized lot with plenty of parking. INVESTMENT OPPORTUNITY
HAPPY NEW YEAR! CONGRATULATIONS TO OUR BUYERS AND SELLERS! WE ALL MADE 2022 A GREAT YEAR. List with US TODAY! MANION HEIGHTS $89,900 Cozy home featuring 3 bedrooms, 1 ½ baths, a living room, dining room, spacious kitchen and first-floor laundry. There is a front porch, a nice back deck, and a fenced-in yard. ILION $134,500 Great village ranch featuring a spacious living room with a gas insert fireplace, an open kitchen - dining area, 2 spacious bedrooms, a full bath, a sun room and an attached garage opening to the fenced yard. HERKIMER $289,900 Westwood Dr. Spacious executive home featuring 3 bedrooms, 2 ½ baths, living room, dining room, kitchen, home o ce, home gym and nished basement. Attached garage, fenced yard, IG pool, repit and more. TWOFAMILY MOHAWK $24,500 Adorable one room cabin - nished in pine wainscoting, has electric, insulated windows and is just a couple years old. Setting on a beautiful 1.5 acre lot minutes from town. ILION $89,900 A ordable village home with 3 bedrooms, 2 full baths, Open dining – living room and kitchen. Great back deck for grilling out. SALISBURY $195,500 Country cottage in the foothills of the AdirondacksFeatures 3 bedroom, a custom bath, open living- dining- kitchen. Complete renovation. Ready to move in. Attached Garage, over 3 acres. Near snowmobile trails. ILION $175,000 Country farmhouse with 4 bedrooms, 1 ½ baths, a great room with loft, living room, dining room, kitchen and home office. Plus attached garage/ carriage barn all on three acres. NEWPRICE 1 Cherrywood Circle, Clinton NY | (844) 573-7888 | www.cherrywoodcommunity.com Monday - Friday: 9am-5pm, Saturday: 9am-3pm Or by Appointment | OPEN HOUSE Weds 2-4 & Sats 11-1 $169,995 Priced to Sell 5 Overland Drive, Clinton NY 2 Bedrooms | 2 Bathrooms | 1248 sq ft Rare opportunity with many recent updates and flexible bonus room off the primary bedroom. New - Anderson windows, roof, electric blinds, refrigerator and dishwasher along with updated handicap bathrooms and carpet. Home on spacious site with mature tree line providing private back yard, must see it to appreciate it! GREATVALUE Central New York’s Premier Active 55+ Community AMENITIES INCLUDE: Clubhouse, Outdoor Pavilion, Fitness Center, Fitness Classes, Social activities and more! A SUN COMMUNITY $149,995 Great Opportunity 4 Overland Drive, Clinton NY 2 Bedrooms | 2 Bathrooms | 1,248 Sq. Ft. Great value like this in the Cherrywood Community does not come along very often. Nice open floor plan with a lovely covered front porch as well as a 14’ x 14’ private patio in the rear. Attached garage, cathedral ceiling in LR, DR & Kit and appliances including washer and dryer are included. Tax savings make this one of most affordable homes in Cherrywood! $246,995 Must See 31 Hosta Lane, Clinton NY 3 Bedrooms | 2 Bathrooms | 1,440 Sq. Ft. Our most popular model built in 2018 with an open floor plan and many extra features. Includes a 6 x21 covered front porch, 10x14 rear deck with vinyl rails, privacy panels and TREX decking. Walk-in tile shower, laminate flooring kitchen DR and LR carpet in bedrooms. Home is in excellent condition and will not be on market long! NEWLISTING MOVEINREADY
January www. Life and Homes .com 7 Selling Miles of Real Estate One Yard At a Time 117 Main Street, Boonville NY 13309 Phone: (315) 942.4408 • www.GentryRealtyProperties.com Happy NewYear! HOME IS WHERE THE HEART IS Let Gentry Realty get you there. Wishing you Health, Joy, Love and... a NEW HOUSE in 2023. May there be toomany blessingstocountduring this wonderful holiday season. Joanne Zennamo Licensed Associate R.E. Broker C: (315)868-3226 joanne@centralnewyork.com Call me or text me today: #yourrealtorforlife #itsallaboutpeople #makeyourhouseahome I don’t just sell houses, I specialize in “homes” 2811 Genesee St., Utica, NY, 13501 Rt 12 Waterville, NY 13480 Mon - Sat 9am-5pm (315) 841-8700 email kdhomes@frontiernet.net web kdhomesny.com We Have Your Dream Home Featuring Bill Lake Modular Homes A true custom builder Come Visit KD Homes Today Why wait? We now have Ranch homes ready for immediate placement on our lot or yours. Experience the joy of Ranch-style living in one of our stylish, durable homes crafted with superior materials and attention to detail. Now Available 35 years experience! We offer beautiful & durable homes.
8 LifeandHomes Central New York 1ST ROME REALTY Fred Macchia, CCIM Broker/Owner Fred Macchia Lic. RE Broker/Owner CCIM 315-292-0373 Professional Real Estate Consultant Broker Fred Macchia 315-337-4390 1006 Black River Blvd, Rome, NY 13440 www.1stromerealty.com I have Cash Buyers for Homes. Call Fred Macchia 315-292-0373 Joann Mooney Lic. R.E. Salesperson 315-886-1094 Jim Cilente Lic.
Assoc. Broker 315-225-3082 Maria Dailey Lic. R.E. Assoc. Broker CRB,
ABR 315-338-1917 Commercial one story with 3,159 sq ft., parking. $359,000 | MLS# S1319478 1151 Erie Blvd West, Rome COMMERCIAL Commercial one story with 8,638 sq ft., parking. $359,000 | MLS# S1443573 1149 Erie Blvd West, Rome COMMERCIAL Commercial one story with 1.066 Sq ft., Parking. Want to increase your business exposure - here is where you can do it!! Location, location, location!!! $295,000 | MLS# S1319457 1147 Erie Blvd West, Rome Home has a large lot from East Ave to Erie Blvd with a curb cut for a driveway. Plenty of yard, on a bus route, shopping a FEW BLOCKS AWAY. $109,900 | MLS# S1431360 823 East Avenue, Rome 2.69 Acres. Perfectly located at the main entrance of the Griffiss Industrial Park. Great exposure in an up-and-coming area!! Just down the road from Marcy/ Utica. $590,000 | MLS# S1393451 7199 River Road, Rome Great commercial location with excellent exposure. Everything in one location. Three offices, showroom, and storage area. $139,500 | MLS# S1403638 The famous Big Daddys sub shop located at 500 n james street. A sixty year successful business. Owners retiring. Included in sale, builging with two upper apartments, business. 500 N. James, Rome NY Excellent corner location in a high traffic area with stop light installed at intersection. $395,000 | MLS#S1443591 Erie Blvd. W., Rome COMMERCIAL Prime location for any type of business. Plenty of parking and great visibility. $429,000 | MLS# S1427127 908-912, 914 Erie Blvd. W., Rome Zoned commercial package includes four single family homes at 114, 116, 118, and 120 stanwix street along with two vacant lots at 228 and 203 steuben street. $230,000 | MLS# S1361990 114 Stanwix & Steuben Street, Rome Ranch bungalow w/ 2 bedrms, bath, kitchen, living room w/ fireplace, deeded lake rights, community dock, join the association for $150 a year & use association dock for your boat. $159,000 | MLS S141784 9147 Arthur Jenkins, Canastota Operating as a bar/restaurant., Buyers must be qualified prior to showing. Great time to own an established business. Sale includes all the equipment, land, building and established business! $245,000|MLS # S1412321 6611 Martin Street, Rome COMMERCIAL 200 x 200 lot. $60,000 | MLS# S1439990 Airport Road, Whitesboro 2.30 Acres. $60,000 | MLS# S1440005 Airport Road, Whitesboro This property consists of three apartment buildings having eleven apartments. Here is an opportunity for an investor to add to their existing real estate portfolio. $412,500 | MLS#S1430929 601 N. Washington, Rome Great location, plenty of parking, perfect spot for a successful business endeavor!! $139,000 | MLS#S1261692 215 N. Washington Street, Rome COMMERCIAL COMMERCIAL 0.4 Acres. Residential clear lot. $18,000 | MLS# S1413741 Oriskany Road, Rome
R.E.
GRI,
January www. Life and Homes .com 9 All of our New Hartford Licensed Real Estate Salespersons(*) and Associate Brokers (**) service every town and city in the Upstate Utica Area. 4848 Commercial Drive | Suite 900, New Hartford, NY 13413 www.ColdwellBankerPrime.com | 315-534-4152 Gary Van Namee 315-794-4238 Thomas J. Troutman 315-269-8392 Ryan Kirch 315-264-4198 Branch Manager Melissa A. Paquette 315-723-5584 ** Clayville $473,500 2432 Reservoir Road - 4 bdrm 2.5 bath ranch on 6.6 acres bsmt w/kit, bath & family rm. Florida sunroom, 18 stall horse stable & tack rm & riding arena. Adjacent to NYS wooded trails. Lorene L. Prenderville* 315-868-3330 NEWPRICE Oneida $324,900 1356 Crescent Avenue - 5 bdrm 3.5 bath colonial on 2.55 acres spacious rooms, lrg eatin kit, formal dining rm, living rm fam rm w/ gas frpl 1st laundry 2 stall garage Amy Mellace* 315-725-9186 Herkimer $89,900 233 Mohawk Street - Village property meticulously maintained. 3 bdrm 1.5 bath spacious foyer, living rm, dining rm, fam rm, kit, newer windows, enclosed front porch. Jodie M. DeCosty** 315-723-8554 NEWLISTING Utica $149,900 414 Lee Boulevard - Spacious rooms w/ hrdwds throughout. Updated furnace & hot water tank, CA, partially finished bsmt w/half bath. Enclosed back porch. Yard backs up to woods. Recently paved double wide driveway. Debra C. Roberts ** 315-796-2830 Marcy $28,000 Powell Road & Ss - Great Building Lot to build your Dream Home! Nice rural lot w/2.84 Acres partially cleared/brush & partially wooded. Conveniently located in Marcy w/short commute to Utica or Rome. Melissa A. Paquette** 315-723-5584 Utica $176,400 1607 Dudley Avenue - 4 unit investment property that is move in ready! Property has been renovated, has updated 200 AMP electrical service, furnace & hot water tank were replaced in 2019. Debra C. Roberts ** 315-796-2830 NEWLISTING Marcy $95,000 Woods Road - Wooded & partially cleared 11.15 Acres available in Town of Marcy. Excellent location to build a new home w/that country feel, while still being close to amenities! Electric, water & sewer available at st. Debra C. Roberts ** 315-796-2830 NEWLISTING Utica $260,000 149 James Street - Property consists of 2 bldgs. An auto body garage in excellent condition & can t 6 vehicles & 2 family home w/2 bdrm & 3 bdrm apts. Merima Smajic** 315-272-3730 MULTIUNIT New Hartford $579,900 114 Gilbert Road - 4 bdrm 3.5 bath Cape Cod in NH schools kit w/newer appls fam rm w/built ins wood burning frpl living rm w/2nd frpl dining rm 2 bdrms down & 2 up. Jodie M. DeCosty** 315-723-8554 NEWPRICE Utica $325,000 1001 Lansing Street - Excellent investment opportunity in a city that won’t stop growing! This money-making property contains 5 apartments. Contains a studio apartment, & 4, 2 bdrm apartments. Merima Smajic** 315-272-3730 MIXEDUSE Rome $154,900 207 Dale Road - 1,117 Sq/Ft 3 bdrm ranch w/beautiful in ground pool, pool house, outbuildings, private yard, CA! Spacious kit overlooking private yard & pool, possible 4th bdrm or den, new half bath, HOT TUB sunroom! Richard M. Parent* 315-292-8617 Utica 369,000 318 Newport Road - Quality & taste are here in this attractive 4 bed 2.5 bath home in a country setting just 10 min NE of Utica. Impeccably well maintained spacious 2,127 sq ft lovely home has a lrg dining rm. Michele M. Martinez * 315-982-1918 MULTIUNIT NEWPRICE NEWLISTING
10 LifeandHomes Central New York Proudly Serving • Rome • Utica • Whitesboro • New Hartford • Clinton And all Surrounding Central New York and Mohawk Valley Areas Since 2015 Home Inspections For Buyers and Sellers, Radon Testing, Septic System Dye Testing and Well Water Flow/Well Water Quality Testing. Patrick Rightmier 315-794-1565 NYS Lic #16000066870 NACHI# 15072212 Certified Residential Thermographer (CRT) www.sqhi1.com Central NY's #1 Choice for Home Inspection Services NEED A QUALITY HOME INSPECTION? CALL AL! (315) 868-8287 SERVICES INCLUDE: • COMPREHENSIVE RESIDENTIAL INSPECTIONS • REAL ESTATE INSPECTIONS • RADON TESTING • SEPTIC DYE TESTS • WATER FLOW TESTING • WATER QUALITY TESTING AS A CERTIFIED PROFESSIONAL INSPECTOR® TRAINED BY INTERNACHI® - THE INTERNATIONAL ASSOCIATION OF CERTIFIED HOME INSPECTORSAL WILL GIVE YOU THE INFORMATION YOU NEED TO PURCHASE YOUR PROPERTY WITH CONFIDENCE AND MAINTAIN IT WITH PEACE OF MIND FOR YEARS TO COME. AL ZENNAMO (315)868-8287 inspector.zennamo@gmail.com www.alshomeinspections.com • CERTIFIED • • INSURED • • EXPERIENCED •
January www. Life and Homes .com 11 $3.49 Wholesale WINDOWS, DOORS, FLOORS & MORE Regular Price $11.53 Sq. Ft. Sale Price with Coupon 5 W Whitesboro street, yorkville M-f 9 a.M. -5 P.M | Sat 10 a.M.-2 P.M. 315-219-0260 Truckload Closeout Flooring Hartco American Scrape Solid Hickory 5” x 48” RL 3/4 “ Hardwood sq/ft Pekoe® Semi-Professional Pull Down Kitchen Faucet • Dual Function Sprayhead • Drip Free Performance • Durable Metal Construction Stainless Steel $189 Regular Price $485-$601 Sale Price with Coupon 1721 Black River Road, Rome NY 13440 Michele Reid Associate RE Broker agentmichelereid@gmail.com (315) 571-4535 Law Office of Ann McGrath Real Estate Transactions & Estate Planning. www.AnnMcGrathLaw.com Ann McGrath, Esq 8196 Oswego Rd (Route 57) Liverpool, New York 13090 Office: 315-299-3441 AnnMcGrathEsq@msn.com
12 LifeandHomes Central New York 4005 Churton Rd. - 3BR, 1BA, 1,344 sf home. VVS school. $1200/mo. + utilities. VERNON $1,200/MO 2 Hickory Drive - 3BR 1.5BA in Millgate Meadows. Updated kitchen, fireplaced living room, dining room and a bonus room! Clinton Schools. Park approval needed. CLARK MILLS $60,000 6448 Dix Rd - Very clean & well maintained 3 Bdrm raised ranch in Westmoreland School District. Seller is including another parcel, bordering this one (273-000-0002-071). Central Air, 2-Stall Att. Garage, newer windows & wiring. 1st floor laundry. WESTMORELAND $199,900 12 Sycamore Dr - 1,200sf, ranch home is ready for its new owners! Recently updated, offering 4 bedrms & 1.5 baths. The kitchen features white quartz countertops, contemporary glass backsplash. 1 car attached garage. MLS#S1443086 NEW HARTFORD $183,000 2554 Sharman Rd - 1 acre parcel w/1983 singlewide mobile home 14x70 in need of total rehab or removal. This is an estate property, being sold as is. Value of the property is based on the nice 1 acre lot, 150 x 290, w/ well & septic. Property has been winterized. Great location and Madison school district. MLS#S1446983 AUGUSTA $35,000 Residential Serving Oneida, Madison & Herkimer County Areas 9 College Street Clinton, NY Pondra Bowen Broker/Owner 315-796-1732 Bill Welch Associate Broker 315-738-1421 Cal LyonAssociate Broker 315-527-3723 Michael Teesdale Lic. Salesperson 315-794-7625 Gregory Sacco ABR Lic. Salesperson 315-264-9014 Ernie Sportello Lic. Salesperson 315-525-9561 Brittany Kitchen Lic. Salesperson 315-600-7808 Mike Rahn Lic. Salesperson 315-796-6408 Angelo Gaetano Lic. Salesperson 315-664-2001 HUD Broker • (315) 853-7251 Visit Us at www.PondrasHomes.com CRES Why Choose Us? Dedicated Team Our team of agents offer one on one professional & caring service you can’t find anywhere else Experience Established in 2000, our founder brings with her over 30 years of real estate experience Doing Business with a Friend You’re not our customers, you’re our friends! Ideal Lots For Your Dream Home New Hartford $35,000 Lot 35 Chestnut Road MLS# S1378921 New Hartford $45,000 Lot 32 Butternut Road MLS# S1378054 Clark Mills Rd- Westmoreland schools. Water, gas & electric available at road. Lot size 100 x 313. Cleared lot, ready for your new home. MLS#S1406668 WHITESTOWN $25,000 NEW HARTFORD $39,000 Deerfield $100,000 11160 Bell Hill Rd. | 22 acres/ five subdivided lots. Sold as one parcel ONLY. Water and Cable at road. MLS# S1386642 Whitestown $49,900 215 Benson Ct. | 0.31 acres MLS #S1319798 New Hartford $58,900 113 Jewell Ridge | 0.42 acres MLS# S1324275 Westmoreland $49,000 Humphrey Rd. | 4.6 acres Thruway & Cider St. Frontage MLS# S1376648 Westmoreland $19,000 Rte 5 - Lot available, includes well. MLS #s1329674 New Hartford $64,900 103 Jewell Ridge | 0.41 acres MLS# S1324271 UNDERCONTRACT 11 College St- 1BR APT FOR RENT - avail 11/1. $700/ month plus utilities. CLINTON $700/MONTH FORRENT FORRENT 8859 Rt 20 - Hunters, snowmobile/ATV riders, hobby farmers & country lovers! 30 acre parcel, w/a ranch style home & 32x32’ pole barn, bordering state lands. Formally used as the CNY Snow Travelers meeting place. Trails are there for all types of recreational use year round. Oil furnace, on demand hot water heater in full walkout basement. Abstract is updated, ready for quick closing! Waterville mailing address, Town of Bridgewater ,Mount Markham school district. Some wetlands and woods on parcel. MLS#S1448143 WATERVILLE $149,000 We wish you all a very Safe & Blessed New Year. THANK YOU to all our Friends, Clients and Customers for choosing us for your real estate needs!

7,500

Located on a very busy mixed-use corridor is this professional retail and office complex. 7,000 ± SF former Fastenal and 1,500 ± SF office space. available.

For

Meticulously

January www. Life and Homes .com 13 SPECIALIZING IN COMMERCIAL REAL ESTATE (315) 736.1555 www.paviarealestate.com
President Lic. Real Estate Broker
Arcuri Licensed R.E. Salesperson Rosemary Talarico Licensed Assoc. R.E. Broker For Lease: 34-38 Oriskany Blvd., Whitesboro Neighborhood Shopping center situated within close proximity to Yorkville, New Hartford and Marcy. Located at a controlled intersection, this center is 90% occupied. NEW HARTFORD OFFICE 5 Oxford Road New Hartford, New York 13413 John Jweid, Lic. Real Estate Assoc. Broker Brian D. Snow, Lic. Real Estate Assoc. Broker Patrick V. Agen, Lic. Real Estate Assoc. Broker Kevin M. Valenti, Lic. Real Estate Salesperson SYRACUSE OFFICE 151 Northern Concourse, Suite 2 Syracuse, New York 13212 Carole Iseneker, Lic. Real Estate Salesperson Laurence J. Socia, Lic. Real Estate Assoc. Broker Aileen Baile Licensed R.E. Salesperson Luke Toukatly Licensed R.E. Salesperson Santina “Tina” Pavia Licensed R.E. Broker Completely updated year-round 3 bedroom. 2.5 bath home with new flooring, high end kitchen appliances fireplaced living, private master suite on 2nd floor. Situated on Sylvan inlet, large deck on the water, easy access to Oneida Lake & Fish Creek. 1008 Woodland Drive, Sylvan Beach For Sale: 610 & 612 Charlotte Street, Utica 2,387 ± SF and 1,726 ± SF updated office buildings located in the heart of Downtown Utica. Adjacent to the Court House, State Office Building. For Lease: 8421 Seneca Turnpike, New Hartford 2,000-10,500 ± SF available. Crossroads Plaza is situated at the crossroads of Middle Settlement Road and Seneca Turnpike. For Lease: 2 Ellinwood Drive,
Commercial
7,953 ± SF first floor
tenancy
4488
private
rent. 3
2
2
custom
Dominic Pavia
Sabrina
New Hartford
Drive Commons offers this
office space in new construction building with co-
with Costello Eye Associates. For Lease:
Commercial Drive, New Hartford Retail space available for lease on a busy mixed-use corridor. Space offers a stock room, loading dock, high ceilings in showroom and on-site parking. Tucked away on a gorgeous crystal clear spring fed
lake is this exceptional property available for
bedrooms,
full and
half baths, soaring ceilings with
double sided stone fireplace, enjoy a summer cocktail at the amazing hand carved bar. 52 Buck
Lake Road, Boonville ~Rental~ For Lease: 9225 River Road, Marcy ± SF retail space within the Marcy Towne Center. High traffic and visibility. Proposed Ashley Furniture to anchor the center in near future. For Lease: 2150 Oriskany Street, Utica Sale: 203 S. Frankfort Street, Frankfort cared for 5-unit multi-family property located in a quiet neighborhood with many updates. Family owned for over thirty years and fully occupied. For Lease: 310 Broad Street, Utica
Newly renovated first floor office or retail space. Wood floors, high ceilings, common area restrooms and shared conference room available. Secured building. For Sale: 2520 Genesee Street, Utica
Recently renovated mixed-use property for sale or lease. Central air, HWBB Heat, on-site parking and security system. Upper and lower floors can be separated .
office space within the Utica Business Park for lease. Located on the first floor of building. Close proximity to Slocum Dickson. For Lease: 801 Wager Street, Utica Located adjacent to a busy retail corridor, former Carl’s Furniture and Colortyme. Large showroom, office space, storage and loading dock. For Lease: 350 Leland Ave. N. Utica 1,500, 1,900 & 7,050 End Cap ± SF Available. Great North Utica location. End-cap visibility from NYS Thruway Exit 31 with 107,000 ± AADT. For Lease: 1970 Black River Blvd., Rome Mohawk Acres Plaza is shadow anchored by Market 32 and located on Rome’s major retail corridor. This center is situated within close proximity to Griffiss Business. Calling all investors and outdoor enthusiasts! Tucked away on a quiet country road is this rare renovation opportunity with endless options. Sitting on 44.6 acres of land in the spectacular Adirondack Park! A large pole barn big enough for all your toys! 1406 Gray Wilmurt Road, Ohio Samantha
Licensed R.E. Salesperson 6885 NYS Route 5, Westmoreland For Lease: 6 Rhoads Drive, Utica 2,300-43,000 ± SF Medical/office/flex space located in Utica Business Park. Landlord will sub divide and build to suit. On-site parking. Available Immediately! Gorgeous completely renovated 2-bedroom 1 bath apartment in the village of New Hartford! Butcher block counters w/breakfast bar, new ss appliances, custom tile shower, hardwood floors, parking, close to shopping, schools, grocery stores. 77 Oxford Road, New Hartford ~Rental~ Renovated 1890’s farmhouse with 3-bedroom 2.5 bath that has been brought down to the studs and completely renovated. Each and every finish was handpicked by the seller. No expense was spared in the high-end finishes throughout this property. 4383 Stuhlman Road, Vernon Immaculate is how you will describe this home! Located in beautiful S. Utica., offering 3 bdrms, 4 baths, new kitchen & appliances, 2nd floor has recently been updated w/ full bath, central air & fenced in yard. Situated in Jones Elementary School District. Price Reduced! 31 Geer Ave., Utica Beautifully built home consists of 4 bedrooms and 3.5 bathrooms with large Situated on 60 +/- acres with 2-stall heated garage and an additional oversized detached heated garage. Gorgeous backyard with covered deck overlooking a heated in ground pool. 1022 Higby Road, New Hartford
For Lease: 125 Business Park Drive, Utica
2,500-15,000 ± SF of
Madderom
RESIDENTIAL DIVISION 5 Oxford Road New Hartford, New York 13413 (315) 736.1555 • PaviaRealEstate.com 3 bedroom 2 bath beachfront retreat is available for short term rental October 2022 to April 2023. This property does come fully furnished! Sit and enjoy the fabulous sunsets on the huge deck! There is nothing but sand between you and the water! 1509 Park Ave. Sylvan Beach ~RENTAL~ 120 Gold Street, Utica Fully rented 2-Family! New flooring, separate utilities. Located minutes from downtown, bus transportation. One bedroom apartment downstairs and 2- bedroom apartment one the 2nd floor. Tenants are month to month. Listing Price: $89,000. 3 Bedroom 1.5 Bath Farmhouse on 7.55 acres, large barn, Geothermal heat, a pond, fruit trees and a work-shop. Put your own stamp on this fixer upper farmhouse and live the good life minutes from all the shopping, restaurants, and activities! Listing Price $189,000.
Amber Platt Licensed R.E. Salesperson
14 LifeandHomes Central New York May This New Year Be Filled With Health, Peace & Joy! ` Cleveland $28,600 ea. Martin Road- A choice of 3 building lots next to the recreational corridor & former railroad bed. OCWA public water is at the street & public sewer is across the road, seller is crediting $4,500. toward the install of the sewer included in the price to help you get started. . MLS#S1372202 Camden $19,900 Lot#2 Pond Hill Road-5.7 surveyed acres with 302’ of road frontage. This wooded lot has some interesting contours of hills & valleys to work with. MLS#S1379788 Lee $59,900 Sulphur Springs Road-Cute seasonal cabin in the woods on over 5 acres. Solar panels, inverter & batteries stay for this o the grid location! MLS#S1431122 Floyd $104,900 7690 Kilbourn Road-Colonial home with 4 bedrooms & 2 baths, was set up for an in-law apartment on the 2nd oor. Full basement, 2 car att. garage & a nice yard with Oriskany Schools. MLS#S1443049 Camden $129,900 77 Oswego Street-Huge 3 bedroom, 1 ½ bath ranch with a new roof in 2022! Lots of space but needs updating, great bones, large rooms & 2 bonus rooms for home o ces, full basement & hot water heating. Large lot with att. garage. MLS#S1446509 Blossvale $169,900 8503 State Route #13-Spacious Ranch on 1.2 acres! Large living room with propane replace, formal dining room, 3 bedrooms, 1 ½ baths & Birch kitchen with dining area. Full basement with laundry & att. 1 car garage. MLS#S1440295 Camden $119,900 24 Oswego Street-Circa 1890 Queen Anne Home that’s in a great location, o ers up to 5 bedrooms, 2 baths, many rooms with original woodwork, needs more work, but a great home to work with. Three car garage with upstairs workshop! MLS#S1430664 Call /Text Our Real Estate Staff : Yvonne Carle, Associate Broker 315-727-2800 Erin LaPlante, Associate Broker 315-264-4117 Bambi Norman, Broker/Owner 315-225-5181 Lorie Lescenski, Associate Broker 315-225-9238 www.nnymls.com www.cnyrealtor.com www.realtor.com Westdale $29,900. Each Salisbury Road-A choice of “7” 14.2 acre surveyed recreational lots for seasonal use on a picturesque one lane minimum maintenance dirt road in the Town of Florence. All lots offer at least 226’ of road frontage, most are wooded & have great places to build camps or set up an RV’s. MLS#S1413251 Camden $129,900 13 4th Street-A modest size & affordable colonial home offers 3 bedrooms & 2 full baths. Large fully fenced back yard with a nice storage shed too! MLS#S1442376 Camden $250,000 9091 State Route #13-Large 3 bedroom, 2 bath custom ranch with a finished 2 car basement garage. High ceiling area in the basement for a future great room. Back yard has a large chain link fencing area with open deck on 2.82 acres! MLS#S1445961 Camden $59,900 21 Fayette Street-Two Story colonial home with 4 bedrooms & 2 baths. This home needs TLC as it has been a rental home for many years, so it needs some updating to make it your very own. MLS#S1446911 8ACRES Camden $226,900 7 Voorhees Ave-Queen Anne Home expertly remodeled with so much skill & care! Move in condition with eye pleasing color schemes, 3 bedrooms & 2 full baths. Det. 2 car garage, shed & 2 lovely open covered porches! MLS#S1434824 Camden $99,900 130 Main Street-1 story bungalow home o ers 3 bedrooms, bath with walk in shower, eat in oak kitchen, dining room & large living room. Full basement & walkup attic, 1 ½ car att. & 2 car det. garages on a level lot! MLS#S1445935 Vienna $139,900 8906 Maple Flats Road-Adorable & Efficient 2 Bedroom Country Ranch! Eat in kitchen with appliances, living room with propane fireplace, a full bath with laundry & a lovely wood stove in the entry foyer. Att. garage & workshop, detached sheds & carport too! MLS#S1440402 Florence $24,900 Dolly Road-Cute As Can Be A ordable “Tiny Cabin”! This 1 room un nished cabin o ers a propane heater & a wood stove on 2.6 acres adjacent to many acres of N.Y. State Land to hunt hike and enjoy! MLS#S1419411 Blossvale $349,900 3354 St. Rt.#49-Modern & Immaculate Ranch Home on 40.8 Acres! O ers 5 bedrooms & 2 baths on 2 living levels. Oversize 28’ x 42’ garage & 38 solar panels included in the sale to save on electric costs. MLS#S1438266 Camden $165,900 Moran Post Rd & Shady Lake Rd- Land Developers Dream! 40.4 acres o ering 3,884’ of road frontage to develop into great building lots your own way with no deed restrictions! MLS#S1378066 Camden $24,900 10 Durr Ave-Camden Village Building Lot. Concrete slab already in place with public water & sewer, ideal for a garage or shed foundation with room to build a new home too with lots of road frontage! MLS#S1432219 Camden $12,900 17 Voorhees Ave-Camden Village Building Lot! 66’ x 165’ on a quiet street within walking distance to downtown Camden! Public water & sewer available at the street! MLS#S1442264 Camden $139,900 56 Railroad Street-Cute, cozy & e cient 2-bedroom ranch in the Village! Oak kitchen, dining area, living room, full bath & laundry room. Full basement, attached garage, nice yard with a shed! MLS#S1442362 Taberg $39,900 0 Point Rock Road- 27.75 acres of mostly wooded land, an ideal place to put a camp, cottage or home on this year-round road with electric/phone available at the street. MLS#S1445228 Osceola $115,000 1431 Gregory Road- Adorable newly built camp on 4.8 acres with e ciency in mind. Located on a town plowed road with access to the snowmobile trail system! MLS#S1445106 Blossvale $129,900 Old State Route #49-58.9 acres of farm land that’s surveyed & in full production, already planted for this season in eld corn for cattle. Some of the richest loam soils in this area for both corn/soybeans & produces great yields. MLS#S1412327 New Office Email: hometownteam@rawilkesrealestate.com New Office Website: www.rawilkesrealestate.com Camden $119,900 66 Mexico Street-A ordable village colonial home that’s fully furnished! There’s 3 bedrooms, full bath, living room, dining room, laundry room & country kitchen. Rocking chair front porch too! MLS#S1440287 40.4 ACRES NEWPRICE NEWPRICE NEWPRICE SALEPENDING SALEPENDING SALEPENDING SALEPENDING SALEPENDING SALEPENDING SALEPENDING SALEPENDING SALEPENDING SALEPENDING SOLD Your home could be here! Call R.A. Wilkes today!
January www. Life and Homes .com 15 paul f. sacco Licensed Real Estate Salesperson 315-525-1377 (C) 141 GENESEE STREET NEW HARTFORD, NY Real Estate Services www.howardhanna.com/Agent/Detail/Paul-Sacco/10702677 15 Clinton Place, Utica $179,000 6 Parkview Drive, Utica $149,000 923 Whitesboro Street, Utica $150,000 1109 Champlin Ave., Whitesboro $149,000 22 Plymouth Avenue, Whitestown $299,000 608 Varick St, Utica $1,450,000 616 Varick St, Utica $1,450,000 618-622 Varick St, Utica $1,450,000 Winner of Best of the Best 2022 Real Estate Agent 106 Hi Sy, Frankfort $269,000 COMMERCIAL MULTI-UNIT BUILDINGLOTS ALLTHREEPROPERTIES UNDERCONTRACT 2841 Oneida Street, Utica $229,000 UNDERCONTRACT 102 Southgate Road, Utica $32,000 104 Southgate Road, Utica $32,000 106 Southgate Road, Utica $32,000 110 Southgate Road, Utica $32,000 111 Southgate Road, Utica $32,000 113 Southgate Road, Utica $32,000 115 Southgate Road, Utica $32,000 UNDERCONTRACT Marcy $539,900 6325 Hidden Meadow DriveAmazing contemporary styled 4 bedroom, 3.5 bath home on large lot in popular area close to everything! 315-794-3452 141 Genesee Street, New Hartford, NY 13413 CALL MARK TODAY TO GET YOUR SOLD SIGN ! Mark S. Canter Licensed Associate Real Estate Broker www.howardhanna.com New Hartford $199,900 17 Pinecrest Road - Like owning a new home! 3-bedroom home completely rebuilt from the inside out! JUSTLISTED uticamission.org HELP US HELP OUR COMMUNITY
Call Our Utica/New Hartford Office - 315-735-8515 Caroline E. Marino Licensed Associate R.E. Broker • Branch Manager C:315-404-7380 • CarolineMarino@HowardHanna.com Formerly Campion-Weeks 141 Genesee St., New Hartford, NY Real Estate Services Recognized. Respected. Recommended. Representing both Buyers & Sellers. Congratulations TO OUR AWARD WINNERS! Legacy Award Mark Canter Realtor of the Year Azza Giorgi Rising Star Elizabeth Graber Real Estate Services 141 Genesee Street, New Hartford, NY 13413 AzzaGiorgi@gmail.com AzzaGiorgi.HowardHanna.com LifeandHomes Howard Hanna
January www. Life and Homes .com 17 Let My Background Move You Forward! Susan Schwartz Alberico Licensed Real Estate Salesperson 141 Genesee St, New Hartford, NY 13413 Email: SAlber7740@aol.com Cell: (315)723-0892 Dreaming of a new home in the New Year? I can help you nd one! LifeandHomes Howard Hanna CENTRAL NY'S MOST EXPERIENCED HOME INSPECTORS. FREE RADON OR BACTERIOLOGICAL WATER TEST WITH A QUALIFYING HOME INSPECTION DURING DECEMBER AND JANUARY. PLEASE CALL FOR DETAILS. Jeff Pilipczuk | Inspectcny LLC NYS License #16-00000-8535 jeff@inspectcny.com www.inspectcny.com 315-404-1995 Commercial And Residential Inspections * Radon Testing * Water Tests * Environmental Testing 1984-2022 38 YEARS INSPECTCNY - Home Inspections2919 Snowden Hill Rd.Sauquoit NY 13456-2024

413 Elm St - Rome $174,900

This is a lovely 2-story home that is warm and inviting. This home has gorgeous hardwood flooring on both levels. As you enter this home you will find a charming front porch for relaxing and catching up with friends and family. The living room opens up to a large dining room with a gorgeous light fixture. The kitchen is spacious and bright. Plenty of room for all of the cooks to gather! Off of the back of this home you will find a mudroom and 1/2 bath. As you go up the beautiful natural wood staircase you will find 3 bedrooms and 1 full bath. Additional large hall closet for extra clothing or storage. Full walk-up attic is just steps away. This home has a newer roof, windows and is vinyl sided. OVERSIZED 2 stall garage. MLS# S1447251

6851

Come see this wonderful location to start or move your business to. Previously used as a hair salon but this very open concept would be easy to remodel for your personal or professional needs. Left side of property is a studio or great area for 2nd o ce rental. There were 6 booths-4 in the main area and 2 with shampoo sinks that remain. Cherry hardwood ooring. This is an updated building that is in a high tra c location just o of the Rt 49 on-ramp. Alarm system and timer for outside lights. Ramp on the back of the building to stay. MLS#S1426518

6836

This very unique property has been owned by the same family for many years operating as Williams Rome Grown Garlic. Several buildings that have many uses such as a garage 30x24, small building 86x30, 6 10ft x25ft open bays, a “salt” building at 20x48, 30x64 open barn and last but not least another structure that is 37x66. This property has over 62 acres of land. 34.50 acres is o of Rt 365. 19.59 acres run parallel to the 365 property. The Garlic Farm building sit on 3.3 acres and then a 4th lot at 5.44 acres. All measurements are to be veri ed. Just imagine your next business venture on this amazing piece of property. MLS# S1426467

216 N. George St - Rome 184,900

This is a meticulously maintained

18 LifeandHomes Central New York
Broker
Julie Sestito
Associate (315) 271-8644 julie.sestito@huntrealestate.com (315) 334-1046 8490 Turin Rd Rome, NY 13440
Stanwix Ave - Rome $119,000 S. James St - Rome $267,000
it housed the former Rome Family Sports Mart. This is a fabulous property. MLS# S1435125 Humaston Rd - Rome $19,000 2 acre buildable lot on the corner of Rt 69 & Humaston Rd. MLS# S1427702 ALWAYS HERE FOR YOU. BUILDINGLOT Now is a great time to chat if you are thinking of selling this spring Tony Abone & Staff Wishes Everyone A Safe, Happy & Joyful New Year! 7763 Turin Rd. Rome, NY 13440 Office: 315-339-2222 proabone@cnymail.com www.allprorealtyabone.com www.uticaromerealtors.com Serving Oneida County For 30 Years Large, 3-Bedroom, 1 ½ Bath Downstairs Unit; 2-Bedroom Upstairs Unit; Eat-In Kitchens; Main Floor Unit Has Dining Area; Porches; First Floor Has Newer Furnace; 2 Newer Hotwater Tanks; Separate Electric; Separate Entrances; Vinyl Replacement Windows; Parking Area. MLS#S1401520 109 N. DOXTATOR ST. ROME,NY $87,900 MULTI-FAMILY Completely Remodeled O ce Building; Beautiful Main Floor O ce; Upstairs Has Finished Space For Additional O ces Or An Apartment; Plenty Of Lot Parking Plus A 2-Stall Garage & Extra Lot For Parking Or Expansion; Close To City Hall, Downtown, Bus Line; Great Business Or Investment Opportunity! MLS#S1404557 217 N. WASHINGTON ST. ROME, NY $149,900 COMMERCIAL Two-Story, 2-Unit Dwelling; Spacious 3-Bedroom Main Floor Unit, 2-Bedroom Second Floor Unit; Eat-In Kitchens; Living Rooms; Main Floor Has Formal Dining Room; Porches; Full Basement; Separate Utilities; Separate Entrances; Detached 4-Stall Garage. MLS#S1436804 418 W. BLOOMFIELD ST ROME, NY $115,900 Three-Unit Apartment Building; Updated Main Floor Front Unit; Eat-In Kitchens; Full Basement, Attic; Separate Utilities; Separate Entrances; Updated Heating Systems, Hotwater Tanks, Electric Panel Boxes; O -Street Parking; Near Downtown, YMCA, Kennedy Arena, Rome Art & Community Center. MLS#S1434548 500 N. GEORGE ST. ROME, NY $139,500 Nice 2-Level Unit; 3 Bedrooms; 2 Full Baths; Huge Lower-Level Family Room With Walk-Out Door To Private Yard; New Sliding Glass Doors To Deck; Updated Main Floor Bath & New Laminate Flooring In Living Room/ Dining Area; Freshly Painted Interior; Convenient Parking Steps Away From Your Front Door. MLS#S1438086 307 URBANDALE PARKWAY ROME, NY $135,000 PRICEREDUCED MULTI-FAMILY MULTI-FAMILY Large 5 Bedroom, 3 Bath Home; Eat-In Kitchen; Formal Dining; Living, Family Rooms; Full Basement, Attic; Large Enclosed Patio; 2-Stall Attached Garage; Could Be In-Law Apartment Or Multi-Family Home; Originally Westernville Post O ce With Living Quarters; Close To Delta Lake, Woods Valley MLS#1427328 9109 MAIN ST. WESTERNVILLE, NY $129,900
3 family home. It has been very well maintained by the long term owners. This home has so much character and charm it is a must see if you are looking to move in or use as an investment property. Wonderful long term tenants in place. Front apartment upstairs has a very cool vibe and a great layout. Side entry apartment is spacious and bright with an oversized bedroom. Back apartment is cute as can be and also in lovely shape. This home is wonderful, warm and very inviting. The back building would make an amazing art studio, office or yoga studio. It is such a great piece of Rome history because
January www. Life and Homes .com 19 Professional Career Center NYS Approved Education Center www.procareercenter.com (315)432-1045 • Toll Free: (844)626-8773 ONLINE COURSES Licensing & Continuing Education For: Real Estate Agents & Brokers, Appraisers, and Mortgage Courses Available ALL 50 States Click Here for Course Catalog CompuCram is the leading test prep tool working across multiple platforms... Pass the test the first time. CLASSROOM COURSES New York State Licensing & Continuing Education For: Real Estate Agents & Brokers, Assessors and Appraisers Salesperson Courses Start: Jan 16, March 13 & May 15, 2023 Click Here for Website & Schedule In Person or Virtually by Zoom™ Instructor Led Training & Text Book $499.00 Salesperson Experienced Instructors - 30+ years providing Real Estate Education Get all the bene ts of in person class without the drive with Zoom™ Seating is limited Real Estate Career In Your Future? We Offer Licensing & Continuing Education Real Estate Classroom Courses In-person or Live Stream Instructor Led - Interactive Best Way to Learn
20 LifeandHomes Central New York Stephen J. Amodio - Lic. R.E. Broker/Owner | (315) 336-7000 | Help Spread the Word! Amodio Realty is looking for heroes to honor in 2023. Amodio Realty gives 25% of earned commission directly to the Hero when we close on the sale and/or purchase of their residential or commercial property. Together with… HEROES wear many uniforms LAW ENFORCEMENT FIRST RESPONDERS MILITARY HEALTH CARE PROFESSIONALS FIREFIGHTERS TEACHERS

Stephen J. Amodio

Lic. R.E. Broker/Owner

Office: (315) 336-7000

StephenAmodio@AmodioRealty.com

Sara M. Moran

Lic. R.E. Salesperson

Cell: (315) 794-1724

SaraMoran@AmodioRealty.com

Joseph M. Orr

Lic. R.E. Salesperson

Cell: (315) 982-7806

JosephOrr@AmodioRealty.com

January www. Life and Homes .com 21 6293 Pillmore Drive, Rome, NY 13440 | www.AmodioRealty.com
Thank you to all the heroes that serve our local communities. It was an honor to help you achieve your real estate goals in 2022. LAW ENFORCEMENT MILITARY HEALTH CARE FIREFIGHTER TEACHER SOLD! SOLD! SOLD! SOLD! SOLD! SOLD!
22 LifeandHomes Central New York Matthew Pryputniewicz Commercial Division Licensed Real Estate Salesperson 315-794-3305 (C) | 315-733-0463 (O) MattRealty@msn.com MattPry@bhhscnyrealty.com 7575 Buckley Road, N. Syracuse, New York 13212 2617 Genesee Street, Utica, New York 13501 Looking to Sell or Looking to Buy? Call Berkshire Hathaway CNY LifeandHomes™ Real Estate Professionals Sara M. Moran Lic. R.E. Salesperson Cell: (315) 794-1724 SaraMoran@AmodioRealty.com Together with… 6293 Pillmore Drive, Rome, NY 13440 www.AmodioRealty.com “I am grateful to be serving the heroes in my community and look forward to assisting you with all your real estate needs.” - Sara HOMES & HEARTH REALTY 9 College Street, Clinton, NY 13323 | 315-853-7251 Calvin Lyon Lic. R. E. Assoc. Broker Property Sales and Property Management Cell: 315-527-3723 clyon@pondrashomes.com
January www. Life and Homes .com 23 Agent Debbie in “The Little Red Car” Residential • Multi-Family • Commercial • Investment Call Debbie @ (518) 596-2273 Call Aisha @ (518) 805-9756 www.AgentDebbieSellsSchenectady.com Deborah Fontes Licensed Real Estate Broker/Owner Cell 518-596-2273 mvrealtyventures@gmail.com www.mvrealtyventures.com 4594 Western Turnpike, Altamont, NY 12009 Mohawk Valley Realty Ventures, LLC Swift, Seamless and Successful Sale Welcome Aisha Khan Licensed Real Estate Salesperson C: (518) 805-9756 inta56@yahoo.com Beautiful Renovation! $205,000 569 Ontario Street, Schenectady 3 Bedroom | 1 Bath 1,106 Sq. Ft UNDERCONTRACT Click Here For Video • Electronic Reports Emailed Same Day • NYS Licensed/Certified Inspector • Radon/Water/Well/Septic Testing Providing our clients with an educated inspection of their new home purchase while looking for any minor/major defects. Advanced Home Inspection Service LLC Call 315-792-9029 www.advancedhomeis.com Don Archer 28 YEARS EXPERIENCE INSPECTING HOMES
24 LifeandHomes Central New York The John Brown Team 315-570-6640 Make This YOUR Year! BUYING OR SELLING WITH CONFIDENCE BEGINS WITH THE JOHN BROWN TEAM. john@ johnbrownsells.com | john.centralnyhomes.com

Introducing... The Gansevoort. This 2-story floor plan features open-concept living & dining, and a beautifully appointed kitchen with stunning quartz countertops, shaker-style cabinetry & stainless appliances. Also on the main level, you will find a Master Suite complete with a dual sink vanity, ample shower & a spacious walk-in closet. A private office, half bath & laundry room round out the first floor. Upstairs, you have 2 more bedrooms & another full bath. The full basement is equipped with an egress window, should you decide to add more living space. (*Units sold unfurnished. Interior furnished photos are for concept only.)

Woodhaven offers a very UNIQUE opportunity with thousands of dollars in TAX SAVINGS over the course of the PILOT PROGRAM. How amazing would it be to save on gas by shortening your commute to Griffiss, while taking advantage of HUGE SAVINGS on property taxes thereby reducing your overall mortgage payment?!

Introducing... The Woodstock. One level living in a highly energy efficient package. Open-concept living & dining with a beautifully appointed kitchen featuring quartz countertops, shakerstyle cabinetry & stainless appliances. The open staircase entry to the basement is finished and the full basement is equipped with an egress window & roughed in plumbing for future finishing. The master suite boasts a spacious shower, dual sink vanity & a roomy walk-in closet. Rounding out this beautifully functional floor plan is a 2nd bedroom, another full bathroom, and an amplesized laundry room. (*Units sold unfurnished. Interior furnished photos are for concept only.)

Woodhaven offers a very UNIQUE opportunity with thousands of dollars in TAX SAVINGS over the course of the PILOT PROGRAM. How amazing would it be to save on gas by shortening your commute to Griffiss, while taking advantage of HUGE SAVINGS on property taxes thereby reducing your overall mortgage payment?!

January www. Life and Homes .com 25 Lori Frieden Lic RE Salesperson Cell: (315) 225-9958 Office: (315) 735-2222 lorifriedensells@gmail.com 143 W Dominick St Rome NY 13440 One Level Living! 2 Bedrooms | 2 Baths | 1,400 Sq. Ft For Sale Or Rent Park Drive, Rome NY $349,900
2 Story Floor Plan! 2 Bedrooms | 2 Baths | 1,400 Sq. Ft For Sale Or Rent Park Drive, Rome NY $395,000
Woodhaven at Park Drive Newly Constructed Contemporary Residential Homes FRONTCOVER FEATUREDHOME LifeandHomes Front Cover Feature Home

Should I Buy or Rent a Home?

If you’re feeling stressed about rising rents and interest rates, you are not alone. Most American renters say their rents increased in the past 12 months, and for many, their wage gains didn’t keep pace. In addition, mortgage rates have reached a two-decade high.

This means that for those in the market to rent or buy a home, there is a lot to consider. According to Freddie Mac, deciding whether to rent or buy depends on your financial situation, future plans and lifestyle. You should also carefully assess the benefits and financial commitments that come with each option.

Why Buy? If you plan to stay in your home for at least five to seven years, buying can make financial sense. Homeowners may be eligible for certain tax benefits, and increases in home equity are important to building long-term financial independence. Plus, for those with a fixed-rate mortgage, stable monthly payments provide important predictability when creating a budget. Another benefit to homeownership is the freedom to make decisions about your house that best suit your needs without the approval of a landlord.

Why Rent? Compared to owning,

renting is flexible and is usually low risk. Renting can require less money up front and provides you immunity to declining home values. It’s also a good option if you enjoy the ability to move relatively quickly. Not handy? Renting is also great if you prefer to leave home repairs to someone else.

Next Steps:

As you make your decision, here are a few questions to ask yourself:

1. Am I ready for homeownership? Mortgage-ready homebuyers typically have not had a foreclosure or bankruptcy in the past seven years and no severe delinquencies in the past 12 months. Potential buyers are also often required to have credit scores and debt levels that meet certain criteria. To learn more about credit scores and managing credit, consider using free educational resources from Freddie Mac.

2. How much can I afford? Free online tools can help you get a better idea of

how much you can afford based on your personal financial situation.

3. Do I have enough saved? Determine how much you have saved for a security deposit or down payment. Look into down payment assistance programs, low down payment mortgage programs and learn more about budgeting for upfront rental costs.

If you’re still unsure which path is right for you, check out My Home by Freddie Mac, which offers financial education resources. Compare costs with the site’s Rent vs. Buy Calculator, and explore the tips and tools geared to those who are renting or buying. Visit myhome.freddiemac.com to get started.

Whether you choose to rent or buy, it’s important to keep an eye on your longterm financial goals. Building good credit and making a savings plan today can better position you for the future.

(StatePoint)

26 LifeandHomes Central New York
January www. Life and Homes .com 27 LifeandHomes Adirondack Living Robert Lawless Real Estate Broker (315) 724 -7474 kayuta1@frontiernet.net Katarena Waterman RE Salesperson (315) 335-7110 kwaterman211@gmail.com Sandra Hoyland RE Salesperson (315) 269-3658 hoylandsandy@gmail.com 8140 State Route 12 Barneveld, NY 13304 Our Client’s Best Interest Is Our #1 Priority! www.lawlessrealestate.com Jennifer Hill RE Salesperson (315) 725-1401 This beautiful log cabin sits on 5 acres with access to Kayuta Lake. Enjoy the stone replace or relax next to the inground pool. This spacious home o ers a full basement and 2 stall garage. Optional additional acreage. 11173 Countryman Road, Remsen 5 ACRES | 3 BEDROOMS | 3 BATHS | $499,000 Contact Bob Lawless (315) 724-7474, to schedule a showing Fall in love w/ this adorable bungalow w/ original hdwd floors & classic features like a laundry chute & milkman door. The dining area & living room boast a beautiful brick fireplace w/ built in shelving & open space perfect for entertaining. The perfect starter home! 12 Leslie Ave, Utica 3 BEDROOMS | 2 BATHS | $152,900 Contact Jennifer Hill (315) 725-1401, to schedule a showing New To Market. Zoned both commercial and residential. Sitting on just over 4.5 acres at the foothills of the Adirondacks sits 3 homes on one parcel, with the availability of septic, water, electric, and high speed internet. Endless opportunities. 11388 State Route 12, Remsen NEW PRICE $275,000 | 4.5+ ACRES Contact Bob Lawless (315) 724-7474, to schedule a showing LAKEACCESS RESIDENTIAL
Potential to be 2 apartment units or a single-family residence. Located at the foothills of Woods Valley Ski Resort, this house has a 2 car garage and the best part a 40 x 80 pole barn with a car lift! Zoned both for Residential and Commercial. 9071 Dopp Hill Rd, Westernville $189,900 Contact Katarena Waterman (315) 335-7110, to schedule a showing Located just outside of Rome, sits this charming 3 bedroom, 1 bathroom ranch. Enjoy the serenity of your spacious private backyard. This home brings the opportunity to have Lake Access on Delta, permits for docks and clearing trees can be obtained. 7022 Townline Rd, Rome 3 BEDROOMS | 1 BATH | $194,900 Contact Katarena Waterman (315) 335-7110, to schedule a showing RESIDENTIAL Looking for an Adirondack getaway? This 3 bedroom camp was renovated to enjoy year round with access to snowmobile trails and a heated garage with plenty of room to keep your snowmobiles. Enjoy the beauty of the Adirondacks all season long! 10663 Kirkland Rd, Forestport NEW PRICE $169,000 Contact Bob Lawless (315) 724-7474, to schedule a showing RESIDENTIAL INVESTMENT PROPERTY NEW PRICE NEW PRICE Otter Lake $220,000 14121 State Route 28 - “The Light House”This beautiful-unique property is waiting for a new future. Otter Lake NY is a cozy town with a beautiful lake. The possiblelitys are endless with this property. With Rte 28 road frontage and access to Light House Beach Association. BIRD’S Adirondack Real Estate 2730 Route 28, Old Forge, NY 13420 315-369-2136 Check all the listings at: www.birdsadkrealestate.com “Own A Piece of The Adirondacks!” Old Forge $895,000 Marine Dealership - 2730 Rt 28 - Business Opportunity w/ spacious living quarters. Old Forge Marine dealership & garage includes 2 o ces, 50’ X 100’ store & garage on 180’ of road frontage on Rt 28. Business Opp W/ Living Quarters Otter Lake $170,000 One-bedroom seasonal camp in desirable Otter Lake. Old Forge $225,000 5.3 private acre lot with cleared space for your new home and new driveway. Power and phone hook up are there. Fly in and out in the shared private airport. Thendara $495,000 or Make An Offer Historical Van Aukens Inn. 12,700 square feet with 2 bars, 3 dining rooms, 12 bedrooms all with their own baths, 2 laundry rooms, 3rd story has 4 bedroom owners quarters. Must See! RESTAURANT/ HOTEL/BAR NEWLISTING Southern Lewis County $439,000 484 Acres. Wooded lot with beaver pond, creek, etc. Excellent for snowmobiling hunting etc. Can be subdivided up to 6 parcels/80 ac.lots each parcel. 484ACRES 5+ACRES
&COMMERCIAL
28 LifeandHomes Central New York Southern Adirondacks Properties Are My Speciality! Adirondack Lake Homes, Land & Business! You’re not just buying an Adirondack propertyyou’re buying a lifestyle. As a Southern Adirondack specialist, I’ll use my professional expertise and lifelong knowledge of the area to ensure you get the best possible deal. Choose the #1 Real Estate Office in Caroga Lake. Call today! Office: 518-835-ADKS (2357) or Cell: 518-705-5616 518-835-ADKS (2357) www.ADKSrealty.com Email: mel@adksrealty.com 2144 State Hwy. 10, Caroga Lake, NY 12032 MaryEllen Charles, NYS Licensed RE Broker/Owner Cell: 518-705-5616 LifeandHomes Fulton / Montgomery
January www. Life and Homes .com 29 New Listings Coming! Check the Website www.adksrealty.com 518-835-2357 We’re a Sportsman’s Paradise! WANT TO SELL? CALL MEL! Gateway to the Adirondacks! We’re a Sportsman’s Paradise! Listings Wanted Mel SOLD Them All! NEW $128,500 Cha-ching! Make money or live economically here! 2 ats, 2-3BR/1BA Up rented with long term tenant. Down 3BR/1BA move in ready-Over sized living room and kitchen/dining room. Full basement, Fenced backyard, 1 car garage. Come see! Escape to the Adirondacks! $375,000 25 Wooded acres, 3-4BR/2BA Year Round living! Beautiful Log cabin with big addition! Custom Cherry kitchen, Tile oors, sun room overlooks the pool and large yard. Snowmobile from here! Close to Great Sacandaga and Caroga Lakes! TWOFAMILY West Caroga Lake Access! $229,000 Move in Ready 3BR/1BA on quiet Cul-de-sac. Short walk to Private Deeded sandy Lakeview beach. Forced hot air, replace Insert- Come enjoy year round living in Caroga Lake! $595,000- Town of Johnstown. Southern Adirondacks! A home for the discerning buyer. Engineers, contractors will approve of this home’s quality construction. Friends and family will have room to roam outside on your private wooded 11 acres. Over 3,000sqft inside, 5 generous bedrooms, (plus a bonus room) 2.5 baths, laundry room, spacious open living, dining rooms, a beautiful oak kitchen plus the full high pour basement! Attached heated 2 car garage. It’s a perfect home or getaway. You’ll be at the Gateway to the Adirondacks with lakes, golf, skiing, snowmobiling and more at your doorstep! Just outside Gloversville. Underground utilities, High speed “First Light” Fiber internet, cable, cell service availability. Fixer upper! Diamond in the Rough!! WOW Direct Waterfront on East Caroga Lake! Sunsets forever! Use the foot print to build new or turn this into something special!! 47Ft waterfront- 3BR up- replace, garage! Thank you for your trust, confidence, and support of ADK Realty! Wishing you much happiness, good health, and prosperity in 2023. Let there be Peace on Earth. NEW! 2 for 1! Former Church and Parsonage Ready to be your home and office, art gallery, club house Lots of improvements, new floors, windows, insulation- One of a kind property close to lakes, snowmobile trails and more!! COMING SOON! LifeandHomes™ Fulton / Montgomery

14th Annual Walleye Challenge on the Great Sacandaga Lake on

February

Things will look a little different next year as Lanzi’s will be closed for renovations but the best parts remain the same- fishing, fun, hourly cash prizes, and big UTV and ATV raffle.

Cash prizes and recreational vehicles will be announced at 4:00pm day of contest AT SPORT ISLAND PUB, 108 RIVERSIDE DRIVE NORTHVILLE.

Door prizes will be awarded throughout the day at the NORTHVILLE/SPORT ISLAND PUB Weigh Station.

At the NORTHVILLE/SPORT ISLAND PUB Weigh Station, there will be a whiteboard that will list all of the numbers of the winners throughout the day (corresponding to tags).

Entry fee is $50 with pre-registration required. Payment and registration is due NO LATER THAN DECEMBER 31, 2022 with NO EXCEPTIONS. Registration is on a first-come, first-served basis.

Please like and Follow Fulton Montgomery Regional Chamber of Commerce Facebook and Instagram pages for updates on Walleye Challenge.

Take a moment to read the rules posted on our Fulton County Tourism Website: https://www.44lakes.com/ category/fishing/

It is a privilege to continue this premier event in Fulton County and we are looking forward to seeing familiar and new faces at the tournament. See you in 2023 and good luck! Any questions please call 518-725-0641 or email tourism@fultonmontgomeryny.org

30 LifeandHomes Central New York
Saturday,
LifeandHomes Fulton / Montgomery The John Brown Team 315-735-2222 johnbrownsells.com Let the #1 Selling Team Help You Find Your Next Home Michelle Gorea Thompson ABR, RSPS Member, John Brown Team, Licensed Salesperson Cell- 315-794-3260 Email- saratogaunion@aol.com Where Would You Like To Be In 2023? I can get you there! When you're ready to buy or sell your home, you need an experienced agent to help you navigate through the process. If you’re considering Buying or Selling, or know of someone who is, contact me today at 315-794-3260. - Michelle Buyers: • Let me help you find homes that meet your needs and criteria and will answer your questionsand guide you through the process.
I’ll introduce you to a network of professionals ready to assist you in every phase of the buying process: financial referrals, attorneys, inspectors, etc.
I look forward to negotiating the best deal, handling the paperwork and handing you the keys to your new home!
and
those
places in
My FREE home valuation information will help you
the
price point for your home so it sells within
timeframe.
will
my
market to
market your home to qualified buyers and I’ll negotiate with perspective buyers too
18th, 2023 The Fulton Montgomery Regional Chamber of Commerce will be hosting the 14th Annual Walleye Challenge on the Great Sacandaga Lake on Saturday, February 18th, 2023
Sellers: • I’ll guide you through the entire process from listing to closing
all
interesting
between. •
determine
right
a reasonable
• I
use
knowledge of the local
effectively

Cost segregation is a way for commercial property owners to accelerate their tax deductions.

Through this method, a real estate owner is able to depreciate the individual components that make up their property in the shortest amount of time possible.

Cost segregation is the method of re-classifying components of your commercial building from real property to personal property.

This process allows the assets to be depreciated on a 5-, 7-, or 15-year schedule instead of the traditional 27.5- or 39-year depreciation schedule of real property.

The Owners current taxable income will be greatly reduced, and there cash flow could increase by 5% – 8% of your building’s cost.

Commercial building and income property owners have used cost segregation studies for years. These studies have resulted in advantageous depreciation deductions for taxpayers and have become a common method of depreciation.

DecKa Real Estate COST SEGREGATION Division provides Cost Segregation services to commercial property owners so they can significantly increase their cash flow NOW!

Time Value of Money!

January www. Life and Homes .com 31
Division
315-802-2776 DecKa Real Estate COST SEGREGATION
Contact: PMD Business Inc. | pmdbusinessgroups@yahoo.com PMD Business Inc. 716 7th North Street Liverpool, NY 13088 www.PMDBusinessGroups.com PMD Business Groups PMD Business Inc. PMD Business Consultants and DEAL FINDERS! • Work on this and everyone will do well, especially the Owners • Engineer Cost Segregation Valuation size: $1M to $200M+ • Engineer Cost Segregation Valuation time frame: 30 to 60 days Contact: DecKa Real Estate COST SEGREGATION Division ww Home Ownership Made Easy! Pre-Approvals 24/7 Your LOCAL Expert Loan Offi cer Fastest Closings In Town From Application to Closing Let Upstate Premier Mortgage • Recommend the loan that fits your personal, financial goals • Educate you about your loan choices • Personally guide your through the loan process Offering a Wide Range of Financing Products • FHA, VA and Conventional & Rehab • USDA Financing with No Money Down • Loans for First Time Home Buyers • Residential 1-4 Unit Properties • Manufactured Home Financing • Credit scores down to a 580 Blake Abele NMLS# 556647 Senior Loan Officer 315-800-2396 babele@up-mortgage.com UPSTATE PREMIER MORTGAGE NMLS # 1018489 66 Genesee Street New Hartford, NY 13413 Registered Mortgage Broker of New York Mortgages Arranged Through Third Parties I Strive for 45 Day Closings 100% Financing Available Through USDA & VA Low Credit Score Financing Available Ask about a One-Time Close Construction-to Permanant Loan
32 LifeandHomes Central New York Generation Electrical Supply & Lighting Exit 7th North off the i81 110 Luther Ave Liverpool NY 13088 Generation Electrical Supply & Lighting 315-488-3161 Save Up To 50% OFF on ALL In Stock and Display Models Exterior • Interior • Lights • Chandeliers Pendents Fans • Art Work • and More 50% Get Up To OFF Everything In Stock and On Display! CLOSING CLEARANCE SALE Residential - Commercial
January www. Life and Homes .com 33 WHILE SUPPLIES LAST! GREAT DEALS WITHOUT WAITING FOR SHIPPING Lighting Showroom Check Google for more recent showroom hours. Habitat for Humanity Every dollar that helps clear out GES displayed inventory an equal donation will be made in dollars and fixtures to help Habitat for Humanity. SAVE BIG & Help Humanity. There is still a large selection of interior and exterior lighting fixtures available! 315-488-3161 Exit 7th North off the i81 110 Luther Ave Liverpool NY 13088 Generation Electrical Supply & Lighting 50% Get Up To OFF Everything In Stock and On Display!

Amy

Jeanette Denney

Lic. Associate R. E. Broker/Office Manager 315-240-3814

jdsellsrealty@tobringyouhome.com

Berkshire Hathaway HomeServices – Utica Office

Clyde Diedrich

Lic. R.E. Broker

315-868-4339 rcentur3@twcny.rr.com

Pamela

Katie

Sharon

Patricia

Diedrich

Associates Valley Realty

David Drapalski

Lic. R.E. Assoc Broker

315-868-3233 superdd527@aol.com

Bruce Ward & Company, Inc.

Valerie Duncan

NY Licensed Assoc. R.E. Broker 315-868-6924 V77duncan@gmail.com

DIEDRICH ASSOCIATES

VALLEY REALTY

Janet L. Giacovelli

Lic. R.E. Salesperson 315-404-7108 janetgiacovelli@howardhanna.com

Howard Hanna Utica/New Hartford

Azza Giorgi

Lic. Assoc. RE Broker 315- 534-2709 azzagiorgi@gmail.com

Howard Hanna CNY IncUtica/New Hartford Office, NY

Bruce Graham

Lic. R.E. Broker (315) 696-5758 bgraham13@twc.com

Bruce Graham Real Estate, LLC

Christopher Greene

Lic. R. E. Salesperson 315-225-6037 cgreenesells@gmail.com

Miner Realty & Property Management LLC

Ryan Hastings

Lic. R. E. Salesperson 315-219-3116

ryan@centralnewyork.com

Coldwell Banker Faith Properties

Miner Realty & Property Management LLC

Robert Lawless

Lic. R.E. Broker (315) 724-7474

boblawlessrealestate@gmail.com

Lawless Real Estate

Bill Macri

Lic. Associate R. E. Broker 315-360-1920 bill.joemacrirealty@gmail.com

Joe Macri Realty

34 LifeandHomes Central New York MLS Premier Advertising & Marketing Service If you would like to be added to the LifeandHomes MLS Directory, contact David Lisi 315-865-5845 davidplisi7@gmail.com
Babcock Lic. R.E. Salesperson 315-269-3003
Realty & Property Management
kbabcocksells@gmail.com Miner
Baisley Lic. R.E. Broker 315-429-9754 sbaisley@hbegroup.com
Country Real Estate/ HBE Group Inc.
United
Allen Lic. R.E. Salesperson 315-717-7530
Ward & Company, Inc.
F. Koehler Lic. R. E. Broker/Modular Home Dealer 315-891-3254
RE/ New Homes Modular
pfallen0314@gmail.com Bruce
Thomas
Koehler
Abdoo Lic. R. E. Broker 315-794-2653 BLON316@AOL.com Dominion Homes Real Estate Brokerage
Dyke Billings Lic. R. E. Broker 315-429-0300 vanbillingsre@gmail.com Van Billings Real Estate LLC
Van
R.E. Salesperson 315-717-2421
Ward & Company, Inc. Our Newest Listings
I. Krongold Lic. Associate R. E. Broker CIREC, CBR, SRES, PSA, C2EX 518-389-2001 Ex. 123 jkrongold@new-abode.com New Abode Elise LaGrange Lic. R.E. Broker 315-369-5440 elise@adkhearthside.com ADK Hearthside Realty MLS BROKER/AGENT DIRECTORY MARKETING LISTING SERVICE For as low as $40 per member monthly Fred Macchia Lic. R. E. Broker 315-292-0373 fmccim@hotmail.com 1st Rome Realty Michelle Colosimo Lic. Associate R. E. Broker/Office Manager 315-335-9530 mcolosimosells@gmail.com Miner Realty & Property Management LLC Robert Kerr Lic. Associate R. E. Broker 315-240-9868 Agentbobk@gmail.com Miner Realty & Property Management LLC John “JACK” Carlin Lic. R. E. Broker 315-429-3395 unitedcountry@hbegroup.com United Country Real Estate/HBE Group Inc.
Kurtyka Lic. R.E. Salesperson 315-520-6749 raymondkurtyka2004@gmail.com
Kelly Lic.
bward@brucewardusa.com Bruce
Joseph
Raymond
Chris
Luxury Apartment Complex (315)
rentals@thedeltaapartments.com The Delta Apartments
Buck
617-3300
LifeandHomes Marketing Listing Service

MLS BROKER/AGENT DIRECTORY MARKETING

John Macri

Lic. R. E. Salesperson 315-866-2521

Mike Miner Team

NY Licensed R. E. Broker 315-271-5145

admin@miner-realty.com

Miner Realty & Property Management LLC

Monica Munford

Lic. R.E. Salesperson 315-822-6666

pmumford@twcny.rr.com

Bruce Ward & Company, Inc.

Krystalea Nestle

NY Licensed R.E. Salesperson 315-868-0127

Krystalea.nestle@gmail.com

Joe Macri Realty

Robert Paul

Lic. R.E. Salesperson

315-717-3527

rpaul07@yahoo.com

Bruce Ward & Company, Inc.

Art Pratt

GRI, Lic. R.E. Broker 315-366-3600

PrattRealty@ArtPratt.com

Pratt Realty

Paul Sacco

Lic. RE Salesperson (315) 525-1377

paulsacco1013@gmail.com

Howard Hanna Utica/ New Hartford

Alex Sen

NY Licensed R.E. Broker 315-725-7167

asensre@gmail.com

Senshine Real Estate LLC

Joel Siegfried

Lic. R. E. Broker 315-796-2258

joelsiegfried@gmail.com

SBG, Inc.

Tonya Smith

Lic. R. E. Salesperson 515-631-9331 smithtonya247@gmail.com

Van Billings Real Estate, LLC

Michelle Gorea Thompson

Lic. R. E. Salesperson 315-794-3260 saratogaunion@aol.com Coldwell Banker Faith Properties - John Brown Tream

Carol Spisak

Lic. R.E. Salesperson

315-269-6933 carol1320@aol.com Bruce Ward & Company, Inc.

Ciro “Jerry” Vitiello

NY Licensed Assoc. R.E. Broker 315-868-9666

jerry@jerrysellscnyrealestate.com

Coldwell Banker Faith Properties

K Bruce Ward

Lic. R.E. Broker 315-796-4425

bward@brucewardusa.com

Bruce Ward & Company, Inc.

Denise Witchley

Lic. R.E. Broker 315-335-6971

witchleydenisem@hotmail.com

HomeComing Realty

James F Woodrick

Lic. Associate R. E. Broker

315-866-0258

jwoodric@twcny.rr.com

Bruce Ward & Company, Inc.

January www. Life and Homes .com 35
LISTING SERVICE
jmacri40@yahoo.com Joe Macri Realty
Matthew Pryputniewicz NY Licensed R.E. Salesperson/ Commercial Director 315-794-3305 mattrealty@msn.com Berkshire Hathaway CNY Realty MLS Premier Advertising & Marketing Service If you would like to be added to the LifeandHomes MLS Directory, contact David Lisi 315-865-5845 davidplisi7@gmail.com For as low as Together We Can Help Grow Our Community Let the #1 Selling Team Help You Find Your Next Home Michelle Gorea Thompson ABR, RSPS Member, John Brown Team, Licensed Salesperson Cell- 315-794-3260 Email- saratogaunion@aol.com The John Brown Team 315-735-2222 johnbrownsells.com Wishing You and Yours Happy Holidays Offering a 4 bedroom 2.5 bath Colonial located in the popular South Woods development. This oneowner home offers hardwoods, newer HWT & furnace. Front entry two-story foyer welcomes you into 2777 sq. of living space. Formal living room boasts French doors that open to a bonus room w/atrium door to private yard. Useful mudroom, 1st floor laundry, & informal entrance off the oversized garage. A large eat in kitchen boasts plenty of cabinetry plus atrium doors to private deck. Formal dining room & fireplaced family room flow off the kitchen for convenience. Second floor features primary bedroom en suite, 3 additional bedroom & full bath. The full basement has great potential to finish to your liking. 2 Silver Birch Court, New Hartford $449,900 per member monthly $40 Our Newest Listings LifeandHomes Marketing Listing Service

Farm

36 LifeandHomes Central New York Advanced Home Inspection Service LLC Call 315-792-9029 www.advancedhomeis.com 28 YEARS EXPERIENCE INSPECTING HOMES Electronic Reports Emailed Same Day NYS Licensed/Certified Inspector Radon/Water/Well/Septic Testing Providing our clients with an educated inspection of their new home purchase while looking for any minor/major defects. Don Archer
Pre/Post Move Cleanouts * Debris Removal * Garage/Basement/Attic/Barn * Recycling 315-853-6468 Member Since 09/16 Cleaning/Cleanout Service JURY DUTY located in Whitesboro, NY has been a family run greenhouse since 1977. We serve the Utica-Rome area offering a wide selection of annuals, vegetables, perennials, and hanging baskets as well as everything you need to build and maintain your pond. 315-520-8395 Member Since 12/21
cabinets and
prices.
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REAL ESTATE
& house sales, appraisals, coins, vintage jew-
antiques, glass, china, furniture,
Antiques/Estates THE POTTING SHED ANTIQUES LifeandHomes Product & Service Directory Looking for Answers to Your Home Related Questions? Search no further! Consider Your Local Business Expert!
& Garden BENSON'S FARM AND GARDEN Cabinets Kitchen
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tenant application screening, apartment showings, rent & dep collection. Move-In/Move-Out Statement, plus* 90-Day Landlord/Tenant Support & Retention Guarantee. Call for Details. GreenPeaRealEstate.com (315) 351-2988 Member Since 12/21 GREEN PEA
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Plumbing, Electrical, Painting, Sheet Rocking, Estate Cleanouts. 30+ Years Experience. Low Rates & Fully Insured. Call Dean 315-985-5249. 315-985-5249 Contracting SF SERVICES GENERAL CONTRACTING 27 years experience. NYS Licensed/Certified Inspector. NEHA/NRPP Certified Radon Inspector. Electronic Inspection Report Emailed Same Day. www.advancedhomeis.com 315-792-9029 Member Since 04/13 Home Inspection ADVANCED HOME INSPECTION SERVICE, LLC Garage door Installation, Repair, Service Professional, Dependable, Courteous Service. Joe Griswold, Owner 315-831-8624 or C: 315-368-7712 Garage Doors NORTHERN GARAGE DOOR SERVICES COMPANY, INC. Carpet • Hardwood • Ceramic Tile • Laminate • Linoleum • Vinyl Tile mikesfloorstore@gmail.com 315-733-3697 Member Since 09/12 Flooring MIKE’S FLOOR STORE Mike SanFilippo Owner ESTATE & HOUSE SALES • APPRAISALS • ALWAYS BUYING Thurs & Fri 10-5, Sat 10-4 Closed Sunday - Wednesday www.thepottingshedantiques.com 315-736-5214 THE POTTING SHED ANTIQUES COINS • JEWELRY • ANTIQUES Dan & Nancy Hartman, 52 Oriskany Blvd, Whitesboro (Next to Kinney’s) • Pre/Post Move Cleanouts • Debris Removal • Garage/ Basement/Attic/Barn • Recycling Serving the Mohawk Valley since 1993 Todd Jury 315-853-6468 • 315-794-3865 Rt 12 Waterville, NY 13480 Mon - Sat 9am-5pm (315) 841-8700 email kdhomes@frontiernet.net web kdhomesny.com Featuring Bill Lake Modular Homes A true custom builder 35 Year Experience • Excellent Quality Competitive Prices • Design Your Home Come Visit KD Homes Today 315-733-3697 3 Main Street, Whitesboro, NY 13492 EMAIL: mikesfloorstore@gmail.com • Carpet • Hardwood • Ceramic Tile • Laminate • Linoleum • Vinyl Tile
General Contracting. Handyman services,

SUPERIOR QUALITY HOME INSPECTIONS

315-794-1565

Home Inspections for Buyers & Sellers. Radon testing, septic system dye testing & well water flow/well water quality testing. Patrick Rightmier. NYS Lic 16000066870. www.sqhi1.com

REAL ESTATE INSPECTIONS, LLC

315-868-8287

Comprehensive Residential Inspections, Real Estate Inspections, Septic Dye Tests, Radon Testing , Water Flow Testing, Water quality testing. Al zennamo. www.alshomeinspections.com

Modular Homes

KD HOMES

Insurance

PROTECT NY INSURANCE AGENCY

315-795-4900

Homeowners, Automobile, Business, Landlord Insurance. Jordan Roorda, Principal Agent. www.ProtectNY.com

MLS CNY LIFEANDHOMES MLS

315-865-5845

315-792-8021

Member Since 12/21

Painting

Upstate Premier Mortgage opened its doors in August 2013, with the concept of providing exceptional customer service. NMLS # 556647

URBANIK’S PAINT CO.

315-724-5129 315-336-0400

Member Since 07/15

Largest selection of paint and wallcovering in Central NY. Rentals: floor sanders, polishers, airless sprayers, power washers, edgers. 1420 Oriskany St. Utica

Wells/Water Conditioning/Pumps

AMBER WATER PROS

home built with pride & integrity by professionals. www. kdhomesny.com 315-841-8700

Serving the Oneida, Herkimer & Madison counties, we have a simplified and centralized database of area listings to help you promote your new listings and buyer needs to cooperating agents and brokers, plus off-market, solds and historic info.

315-484-5959

Member Since 12/21

Member Since 11/13

For over 53 years …We've helped customers with superior services, including well drilling, pump installation, water conditioning and more. Water Emergency? Call or Text us 24/7.

January www. Life and Homes .com 37 Kitchen Cabinets & Stone Countertops Exceptional Quality • Great Price • Fast Estimates By Appointment Only A Mazza Company / Over 50 Years Experience 315-733-6261 2150 Oriskany Street, West Utica Cabinet America is a veteran-owned family business. Visit our website at www.cabinetamerica.net Photo Credit: Wellborn Forest Cabinetry Law Office of Ann McGrath Real Estate Transactions & Estate Planning. Ann McGrath, Esq 8196 Oswego Rd (Route 57) Liverpool, New York 13090 Office: 315-299-3441 AnnMcGrathEsq@msn.com www.AnnMcGrathLaw.com Commercial & Residential Snow Plowing SENIOR DISCOUNTS FREE ESTIMATES (315) 596-2225 We’ll service your property after every snow event. Call today for your FREE estimate. JANUARY 2023 FREE FREE Area’s#1 RealEstate Guide Life and Homes New Year Finds @ www.LifeandHomes.com Move Right In New Construction Homes In Sought After Community Featured Home Pg. 25 Residential Commercial Multi-Family Land Fulton Montgomery Section pg28 Charming Layouts Thoughtful Designs NewYear*NewSpace ReadyForYourTouch Local Listings Central NY RENTAL LOCAL INFO Call David at 315-865-5845 or email Davidplisi7@gmail.com to participate. LifeandHomes Product & Service Directory
Bill Lake Homes. A different kind of
Featuring
Mortgages
Home Inspection Cont. LifeandHomes Product & Service Directory Looking for Answers to Your Home Related Questions? Search no further! Consider Your Local Business Expert! Central NY's #1 Choice for Home Inspection Services Proudly Serving Rome, Utica, Whitesboro, New Hartford, Clinton and All Surrounding Central New York and Mohawk Valley Areas Since 2015 Home Inspections For Buyers and Sellers, Radon Testing, Septic System Dye Testing and Well Water Flow/Well Water Quality Testing. Not Just A Home Inspection, A Home Education. Patrick Rightmier
NYS
15072212 www.sqhi1.com GaragedoorInstallation,garagedoorRepair,garagedoorService Professional,Dependable,CourteousService GaragedoorInstallation,garagedoorRepair,garagedoorService Professional,Dependable,CourteousService Joe Griswold, Owner | Remsen, NY Office : (315)831-8624 Cell : (315)368-7712 Northern Garage Door Services Company, Inc.
UPSTATE PREMIER MORTGAGE Blake Abele Licensed Loan Originator
315-794-1565
Lic #16000066870 NACHI#
38 LifeandHomes Central New York JANUARY 2023 FREE FREE Area’s #1 Real Estate Guide Life and Homes New Year Finds @ www.LifeandHomes.com Move Right In New Construction Homes In Sought After Community Featured Home Pg. 25 Residential • Commercial • Multi-Family • Land Fulton Montgomery Section pg28 Charming Layouts Thoughtful Designs NewYear * New Space ReadyForYourTouch Local Listings Central NY ADVERTISE WITH US Ms. Sam’s Tutoring Services Occupational Therapy Tutoring • Mommy & Me Classes Can’t Read... Your Child’s Handwriting? www.MsSamsTutoring.com samantha.krongold@gmail.com 914-419-8908 Licensed and Experienced In Person • Online Website QR Code: Great North Lighting Inc. LIGHTING SOLUTIONS FOR BUSINESS AND RESIDENTIAL 315-709-2774 • mtm267@gmail.com Great North Lighting Get a Business or Residential lighting quote today! Lighting solutions include warm to white and multi-color LED lighting for Business Signs, Architectural, Landscape, Pathway, Deck, Pool Lighting and more! State of the art LED lighting technology cuts your traditional lighting costs by 75%.
January www. Life and Homes .com 39 CARPET • HARDWOOD • CERAMIC TILE • LAMINATE • LINOLEUM • VINYL TILE Why Pay More, Come To MIKE’S FLOORSTORE! Residential and Commercial Flooring Transform Your Property - Add Charm & Value Our flooring design and remodeling services can help you choose the appropriate products So You Get The Most From Your Budget. • Consultation • Professional Measurements • Expert Installation • Responsible Cleanups We offer expert multi-surface installations for various applications, including Bathrooms, Kitchens (including backsplashes), Basements, and Staircases. • Expert Design & Remodeling Advice • Locally Owned/Operated For Over 35 Years • High Quality Products at Discount Prices Registered distributors of Tarkett, Mohawk Flooring, Shaw Industries Inc. Carpet, Southwind, and Fusion. Locally owned & operated. 35 years experience. Satisfaction Guaranteed. Michael SanFlippo Owner 315-733-3697 3 Main Street, Whitesboro, NY 13492 • mikesfloorstore@gmail.com
40 LifeandHomes Central New York

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