LifeandHomes Welcomes You
While we've expanded to engage a national audience, we're thankful for the opportunity to showcase this beautiful region and to work with local professionals who also are NY proud. We live here, we work here and we're blessed to highlight the best our area has to offer.
LifeandHomes™ is an innovation in real estate marketing using print, digital, social, video, and mobile technology to promote local real estate listings. Hearing from you, our readers, and working with local real estate professionals, investors, builders, and local businesses to promote our community and boost the local economy is truly rewarding.
In this and every issue, you'll find real estate listings, broker/ agent information, industry-related directories, and lifestyle advertisers who are ready to assist you with your real estaterelated needs. We invite you to leaf through this issue and then visit LifeandHomes.com for additional real estate listings and information and connect with us on social media.
Tips For Keeping Your Home Secure While On Vacation
Whether you’re gone for a weekend getaway or an extended trip, taking a few precautions can give you peace of mind and help prevent any unwelcome surprises upon your return.
1. Notify a trusted neighbor or friend: Ask a trusted neighbor or friend to keep an eye on your property, pick up your mail, and alert you or law enforcement in case of any emergencies.
2. Invest in a Home Security System: Home security systems with cameras and sensors can deter potential intruders and provide you with remote access to monitor your home while you’re away. Some systems allow you to receive alerts on your smartphone in case of suspicious activity.
3. Secure Doors and Windows: Lock all doors and windows securely before you leave. Deadbolts or security bars provide added protection. Remember to store spare keys in a safe place, not under the doormat or in other obvious locations.
4. Set Timers for Lights and Electronics: To create the illusion that someone is home, use timers to turn lights, TVs, or radios on and off at different times throughout the day. This can help deter burglars who may be watching for signs of an empty house.
5. Arrange for Lawn Care and Mail Collection: An overgrown lawn or a mailbox overflowing with mail can signal to potential intruders that no one is home. Consider hiring a lawn care service or asking a neighbor to mow your lawn and collect your mail while you’re away.
6. Avoid Sharing Vacation Details on Social Media: Avoid posting photos, travel dates or locations on social media to minimize the risk of burglary. It’s best to post about your vacation details after you're back; not in real-time.
7. Unplug Appliances and Electronics: Unplug non-essential appliances and electronics before you leave. This includes TVs, computers,
chargers, and kitchen appliances that could malfunction in your absence.
8. Check Your Home Insurance Coverage: Before you go on vacation, review your home insurance policy to ensure that you have adequate coverage for theft, vandalism, or other potential risks. Consider adding extra protection if needed.
A little preparation can go a long way in protecting your property and belongings while you’re away.
(Sioux County Sheriff Jamie Van Voorst)
Housing StrainingCosts
Owners And Renters
Homeowners and renters across the US are struggling with high housing costs, according to the Joint Center For Housing Studies State of the Nation’s Housing 2024 report.
Millions of potential homebuyers have been priced out of the market by high home prices and interest rates, while the number of renters with cost burdens has hit an all-time high. However, a surge in new multifamily rental units is slowing rent growth and increasing single-family construction is starting to lift for-sale inventories. Still, addressing the country's housing crisis, including the record number of people experiencing homelessness, the inadequate housing safety net, and the growing threat of climate change, will require contributions from the private and nonprofit sectors as well as policymakers at all levels of government.
Housing Costs Continue to Rise
Both homeowners and renters struggle with high prices in 2024. On the for-sale side, home prices reached a new all-time high in early 2024 despite persistently elevated interest rates, rising at an annual rate of 6.4 percent in February. With these gains, the US home price index is now a whopping 47 percent higher than since early 2020. The rise in prices has pushed the median sales price to about five times the median household income. Meanwhile, in the rental market, although rent growth slowed to just 0.2
percent year over year in early 2024, rents remain up 26 percent nationwide since early 2020 and are rising in three out of every five markets. (jchs.harvard.edu)
Do Your Part to Protect New York's Lands
New York is home to tens of thousands of acres of State lands to visit, dozens of campgrounds, and thousands of miles of trails across the state for hikers of all abilities.
As you're enjoying our beautiful area this summer, remember small actions can have lasting impacts on delicate plants, wildlife, and landscapes. Research the rules, regulations and recommendations for the places you plan to visit to learn how you can help protect natural resources and nearby communities.
•Know the rules of the area where you will be hiking.
•Many DEC lands do not have trash cans. Don't litter - take your trash home with you.
•Do not remove or damage trail markers.
•Be careful with campfires and make sure they are allowed where you are camping.
•Know the best place - or way - to go to the bathroom.
•Stay on trails. Avoid stepping on vegetation, especially sensitive high-elevation plants.
•Walk through, not around, mud and puddles on trails to avoid eroding and widening trails.
•Stay off steep, high elevation trails during muddy seasons.
•After a hike, shake or brush off clothing and clean boot treads before getting into your vehicle to avoid spreading seeds of invasive species. (dec.ny.gov)
236 Main Street Schoharie $595,000 4 Bedrooms | 4 Baths | 4,500 Sq. Ft.
Welcome to The Marsh House, Circa 1830. Exquisite Center Hall Colonial
This historic Center Hall Colonial sits on 1.5 acres in the historic Village of Schoharie, NY.
This house has always been considered one of the notable vintage homes in the Village. It maintains its originals - including the floors, doors, woodwork, windows, pocket doors, staircases, banisters, as well as fireplaces, and a frontto-back center-hall with a double Dutch door leading to the back stone patio. The full front
235 Saratoga Road, Glenville $299,900
Centrally located in the heart of Glenville’s business district, this commercial building offers versatile space with immense potential. Boasting four well-appointed offices, a spacious lobby area, and two convenient bathrooms, the property features a fully finished basement, presenting two additional rooms and storage. This property provides the perfect canvas.
184 Coveville Road, Saratoga $1,375,000
Custom-built & designed Lok’nLog cabin. Well-appointed kitchen with top-of-the-line appliances, w/in pantry, black walnut countertops. Covered front porch, slated foyer, laundry, mudroom, 2 bedrooms and primary master suite. Patio enclosure screen porch off grand living room & primary master suite. Living room has wood burning fireplace w/ log mantle and raised hearth.
porch and the back patio add outdoor elegance. Nestled in the foothills of the Catskills, Schoharie Village is just an hour’s drive from Saratoga Springs, the Performing Arts Center, and the race track. Albany International Airport is 45 minutes away and NYC is just a 3-hour drive.
Sensational views, hiking trails, and so much more await you! Contact Jamie today for your personal viewing of this spectacular home.
2301
1220b Ferry Rd., Schenectady Rent $3,700/Mo By Appointment only. Please do not drive down private drive. Fully renovated home with new patio, 2 car detached garage. New A/C, nicely painted and ready to move in. Application upon request, credit check, lease to be signed with owners. New kitchen cabinets, all
40 Gaby Road, Hunter $889,000
Stunning modern mountainside home just blocks from the Village and Hunter Ski Lodge! Thoughtful design and attention to detail with plenty of space for guests and living space spread over three floors. The mid-level floor has three bedrooms and a guest bathroom. Upstairs features 14 ft-high ceilings that arch above an open-concept living
Only 2.5 hours away from NYC, this 3 bedroom, 2 bath, 1,924 sq. ft. seasonal rental is available for the upcoming 2024-2025 ski season from December 2nd 2024 through March 30, 2025! Truly an ALL INCLUSIVE deal - landlord covers all utilities, high speed internet, lawn care, weekly garbage removal and even snow plowing! Asking only $28,000 for the whole season.
Experience the grandeur of this Baronial English Tudor set magni cently on 1.5+/- acres of gorgeous landscaped private park-like setting. Classic, re ned, and tasteful with original details and updates that matter. Walk in and fall in love!
Contact John Brown to schedule your private showing of this impressive property.
At the top of College Hill Road, you’ll nd this hidden enclave of ne homes. This 1850+/square foot 3-bedroom 2.5 bath fabulous home with every amenity will impress.
Set discretely on 3.5 acres, the setting and the incomparable interior design wows! Massive replaced great room, custom built cabinetry, high-end nishes with low maintenance in mind with expensive engineered decking, solar heated inground pool, spa, the list of quality extras continues at every turn... and wait till you see the light ooded basement ready for future development as needed
Aerial View
Sharon Baisley
518-674-3047
Realty
mvrealtyventures@gmail.com Mohawk Valley Realty Ventures, LLC
Offering Licensing and Continuing Education for Real Estate Brokers, Agents, Appraisers, Accessors. Mortgage courses available. Online and classroom course options. ProCareerCenter.com
Real Estate
STERLING REAL ESTATE GROUP
Water Systems
Pools/Spas
SWIM SPAS & POOLS
518-993-5151 Member Since 02/18
One piece fiberglass pools, 28 models to choose from. Quick installation, easy to clean, built in steps and seats, no seams. Available in white or colors. Glimmerglassspas.com
Asking $379,000
Turn-Key & Profitable Seasonal Business Opportunity
Inside Scoop • 9005 State Route 365, Floyd NY
Immaculate, established ice cream parlor & mini golf course located on just under 4 acres on high visibility Route 365 in Floyd Strategically located on the popular main route to the Adirondacks, 1.5 miles from schools and 800 ft. from Dollar General. Currently run as a seasonal business. New owner could easily make this a profitable year-round business.
Natural gas, city water, low taxes. Fully equipped with everything needed to successfully operate this established, popular community gathering place.
• Black top parking lot for 25-30 cars w/ curbing
• Attached crushed stone parking lot for RVs/Trucks
• 8 x 10 outdoor storage shed
• 24 x 32 pillion w/ commercial round tables, electric & lighting
• 2 side patio w/ tables and chairs
• 24 x 32 covered patio addition w/ electric, concrete
• New 100 amp sub amp panel. Potential to enclose.
• 18 hole mini golf w/ 10 x 16 building
full electric, A/C, power, cash register, slushy machine, popcorn, huge assortment of clubs/balls.
Beverage/ flurry station
• Assorted stainless commercial tables
• 3 bay stainless sink, sundae bar, refrigerator
• 2 C-712 Taylor ice cream machines
• Double head milkshake machine
• Pepsi fountain head machine w/ice station
• 2 Hershey 24 unit ice cream freezers
• 24 flavor ice cream machine
• New programable cash register
• POS system in tact
• 4 foot flat top grill
• 6 foot sandwich prep table, new
• Assorted freezers and coolers
Plenty of space for extra events including band nights w/ chicken BBQ, Friday movie nights, kid’s day, classic car shows and more.
• Security system, 8 cameras, full DVR • 2 lg. commercial fryers with built-in timers
** Attention Realtors - Buyer Protected ** Owner also willing to train, if desired.
Creative Commercial Financing Available! Seller’s Financing Options. Contact us today!
Creative Commercial Financing
Contact us to learn about high LTV (up to 100%) nancing for commercial purchase and re nance projects.
• Programs for the purchase or re nance of real estate.
• Programs for purchase of businesses with or without real estate.
• Working capital can be added to the loan for improvements, building etc.
• Each project is di erent so call us to see what we can structure for you.
There are three ways a business can qualify for 100% nancing when the business owner occupies 51% of the subject property:
Your nancial journey starts here - take control today
