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Complete Real Estate Listing Directory @ LifeandHomes.com
Life and
For Just A Little More…
Homes
House hunting can be exciting, frustrating, exhilarating and exhausting. If you’re just beginning the process, prepare yourself to look at many houses before you find “the one”. Beware, though, of the “super-size” it temptation. You know the drill. You order a small (fill in the blank) and the helpful cashier reminds you that for just a few cents more, you can super-size your order.
jefferson-lewis co. NY, Edition Published By LISI MERCHANT SOLUTIONS, INC. Publication Franchisee, RMC David P. L isi
It’s pretty common for potential buyers to lose focus somewhere in the shopping process. You start out looking for three bedrooms and two baths but once you walk through that corner house with the extra room that could be used as a spare room or den, you’re tempted to spend just a little more to get a little more. Before you know it, instead of looking at houses safely within your target price range, you’re touring homes on the high end of that budget and convincing yourself you “deserve” the extra space.
Corporate Editor Kim L isi Kim@dslisi.com
How to Reach Us
How do you combat the temptation to over-shop? Make a checklist of the things you’ve decided ahead of time are a “must have” for your future home. This might include a specific number of bed/bath rooms, location, storage space, David P. Lisi , RMC move in condition and, of course, price point. Make a commitment to stick to Real Estate Marketing Consultant 315-865-5845 • David@dslisi.com your budget and “must have” list, and if you’re using a real estate agent, insist they only show you listings that meet your specific criteria. Find someone who will hold you to your list and listen when they remind you you’re straying outside your boundaries. Saving just a little more generally yields more favorable results than spending just a little more. LifeandHomes can make your home search easier. This issue features some of the best real estate deals on the market in a wide variety of price ranges. Visit www.LifeandHomes.com and use our Open Market Listing ServiceTM to view even more real estate listings including residential, commercial, waterfront, multi-family and land/lot properties. Mortgage rates are holding at record lows and the market is brimming with listings. July is shaping up to be a great month for buyers and sellers. Get your checklist together and start house hunting. You know the drill.
i David P. Lis
Press Releases or Letters to the Editor Our e-mail address is Kim@LifeandHomes.com (Please do not send attachments)
Or send to: LifeandHomes Magazine PO Box 18 Holland Patent, NY 13354
Account Executive DAVID P. LISI 315-865-5845 david@dslisi.com
Regional/National Account Executive: Rob Thrasher 315-941-3452
rob.thrasher@gmail.com
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Corporate Office Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354
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Northern New York
www.LifeandHomes.com For franchise information call, 315-865-5845 Life and Homes is published monthly by Lisi Merchant Solutions, Inc. Every effort has been made to ensure that home listings, advertisements and information are free of errors or omissions. The publisher does not guarantee the accuracy of the submitted information to Life and Homes Magazine and assumes no liability.
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This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site. Copyright © 2010 LifeandHomes, Inc.
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We br i n g p e o p l e a n d h o m e s t o g e t h e r .
You can do that with
vinyl siding? With the economy making a slow rebound, homeowners continue to look for cost-effective options when building or renovating their home. Natural exterior building materials are often very expensive and require both time and money to maintain. Choosing vinyl and polymeric siding is one way people are saving on building materials. Both siding options, which many considered at one time to be fake-looking or boring, have become one of the most versatile, detailed and eco-friendly home exterior products available on the market today. Throughout the last few decades, vinyl cladding products have evolved from simple, smooth, non-engineered panels without much detail, to now include hundreds of colors including dark hues, engineered features that drastically improve on-the-wall performance, and computer digitized woodgrains from real wood to create authentic-looking accents and profiles such as shake, shingle and scallops. The ability of manufacturers to create natural-looking products that can be customized for a wide range of home styles means that homeowners in every part of the country can find a style that suits them. For more information about the attributes of vinyl siding, visit www.plygem.com, and check out www.bsbdesign.com for ideas on personalizing your home with vinyl siding. (ARA)
U.S. Housing and Urban Development (HUD) Secretary Shaun Donovan announced nearly 8,000 homeless veterans will get permanent housing assistance through a HUD rental assistance program that connects homeless veterans from local Veterans Affairs Medical Centers (VAMC) with rental assistance vouchers provided by local public housing agencies. HUD’s Veterans Affairs Supportive Housing Program (HUD-VASH) will provide local public housing agencies with $58.6 million in funding specifically targeted to assist homeless veterans in their area.
The Colors of “Now”--Homeowners interested in giving their spaces a more dramatic pop can join the trend toward incorporating bright, vibrant colors into the home. Profound pinks and rusty oranges can be found playing against off-whites and stony grays to create a space that is sensual, eclectic and worldly. Playful yellows in combination with pure white and sleek black pack a punch and are great for the home decorator who isn’t afraid to make a bold statement. “Frivolous choices are a thing of the past,” says Dee Schlotter, paint color expert at The Voice of Color, PPG Pittsburgh Paints. “Today’s color trends have staying power. You renew instead of buying new. You choose sustainable colors with an environmental and economic awareness that’s becoming second nature for us all.”
For a local breakdown of the rental vouchers, visit hud.gov
REAL ESTATE Top Performers
Nancy D. Storino Real Estate
Nancy D.
Storino-Farney Broker-Owner
315-527-1252
Whether you want to stick with the classic colors of then, the current colors of now or create your own style, you’ll want a high-quality paint brand that offers a variety of color choices. For example, PPG Pittsburgh Paints has nearly 2,000 colors, unique color palettes and yearly color trends.
Century 21 Millenium Realty
Betty Bork
315-404-8242
To learn more about the latest colors and trends and to find a nearby paint dealer, visit www.voiceofcolor.com. (NAPSI)
Great Job! www.Life and Homes .com
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L i f e and H o m e s
When you’re ready for a change, you can have a new home without changing your address. How? With paint. Homeowners looking to change up their decor have found that color trends in home design are deeply rooted in
The Colors of “Then”--For those looking to incorporate a more classic feel into their homes, neutrals such as deep gray-brown, muted and warm beiges and asphalt grayblue are choices that work together to create environments that are calm and organic. Together, they allow for a merging of modern and rustic styles. Creamy whites, serene sea foam blue-green, pale butter and deep bronze-golds with metallic finishes provide a similar feeling, but can create a more refined and romantic space.
For Veterans
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Decorating Ideas
HUD Housing
July
Colorful Home
both “then” and “now.” The idea of decorating using colors that reflect the new and the old takes shape by showcasing classic, calming neutrals with a few energizing standout colors, such as bright pinks and yellows.
Tips And Gear To Make Travel
More Enjoyable Getting the right on-the-go gear is an easy and affordable way to avoid the stress of traveling and can keep everyone entertained. Here are some helpful tips to make your vacation more enjoyable: • Bring a survival kit--Travel plans don't always go smoothly, so ensure you can keep everyone in good spirits in the unlikely event of a breakdown or airport delay. Essentials such as snacks, sunscreen, bottled water, first-aid supplies and a flashlight can help you weather the unexpected. The little extras--coloring books and crayons, a favorite pillow or blanket, DVDs to watch en route and a Kindle loaded with your favorite books (available nationwide at Target)--will keep everyone comfortable and occupied.
Northern New York
• Watch the road--Having maps handy will take the hassle out of any road trip--or even the quick drive across town. A GPS navigation system is a must-have to keep your travels headed in the right direction. Most GPS systems can guide you through unfamiliar areas; suggest an alternative route around rush hour traffic; find the closest hospitals, police stations and fuel stations; and perform an increasing array of infotainment functions. Printing out airport or roadside maps ahead of time lets you preplan your pit stops and make the most of every minute.
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• Keep kids entertained--Keep boredom at bay by bringing along entertaining gadgets such as the RCA 10" portable Blu-ray player ($299.99 at Target) or the new big-screen Nintendo DSi XL handheld that will keep kids of all ages amused for hours, on and off the road. • Tune in or out--Take your iPhone or iPod Touch and you can use free apps such as Pandora Internet Radio and Shazam to turn your trip into a musical adventure. Just make sure you don't forget an iPhone/iPod car stereo 4
We br i n g p e o p l e a n d h o m e s t o g e t h e r .
newsShorts
adapter-they're available for almost any car, whether you have an auxiliary input, AM/FM adapter or a tape deck connection. Also, bring along some headphones for those family members who prefer to travel to the beat of their own iPod. • Capture the moment--Don't miss a moment of the fun--capture it on video so you can share and remember your trip for years to come. With the Flip MinoHD Camcorder, it's easy to film your own videos and upload them directly to Facebook or to your computer. The Flip is a stylishly small, pocket-sized device and it's available for $199.99. (NAPSI)
Countrywide
often by 100% or more – and Countrywide then charged the homeowners the marked-up fees. Countrywide earned substantial profits by funneling default-related services through subsidiaries that it created solely to generate revenue. According to the FTC, under most mortgage contracts, homeowners must pay for necessary default-related services, but mortgage servicers may not mark up the cost to make a profit or charge homeowners for services that are not reasonable or appropriate to protect the mortgage holder’s interest in the property. (FTC) 59% of homeowners with a mortgage would not consider walking away from their home no matter who much their home is ‘underwater”. - Survey by Trulia and Realtytrac.
Fined $108 Million For Overcharges Two Countrywide mortgage servicing companies will pay $108 million to settle Federal Trade Commission charges that they collected excessive fees from cash-strapped borrowers who were struggling to keep their homes. The $108 million will be used to reimburse overcharged homeowners. According to the complaint filed by the FTC, Countrywide’s loan-servicing operation deceived homeowners who were behind on their mortgage payments into paying inflated fees – fees that could add up to hundreds or even thousands of dollars. When homeowners fell behind on their payments and were in default on their loans, Countrywide ordered property inspections, lawn mowing, and other services meant to protect the lender’s interest in the property, according to the FTC complaint. But rather than simply hire third-party vendors to perform the services, Countrywide created subsidiaries to hire the vendors. The subsidiaries marked up the price of the services charged by the vendors –
LifeandHomes provides Free Access to
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Local Homes For Sale Go to
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To Learn more about Life on Demand videos Contact- V Productions at 315-520-3524 or email: info@dashvproductions.com
QSN#41520 QSN#41521
Wampsville
$199,900
A beautiful mix of old world charm and modern conveniences. Home completely renovated. Quality craftmanship abounds. Ceramic tiles, floors, kitchen island, cabinets, windows, carpets, baths, garages, septic, water heater and I’m sure I missed a few - all new! Lovely yard. Plenty of space for play and entertaining inside and out.
QSN#41379
“The Key to your front door”
Rome
$59,900
3 bed ranch - could be 4. Has main floor laundry. Nice layout. Convenient location. Good sized back yard.
Denise Witchley Lic. Real Estate Broker/Owner 337-0841 office 335-6971 cell 337-7973 fax
QSN#41157
QSN#41380
For more information on any of these homes, visit
www.LifeandHomes.com and type in the QSN#
Rome
$57,000
3 bed 2 full bath mobile home.Open floor plan. Nice and bright. Fireplace in living room; double closets in master suite; ramp; super back deck, central air and private back yard.
Rome
$87,900
4 bed 2 full bath home with tons of space. Good sized rooms. Sliding doors from both the formal dining room and family room downstairs lead to deck and above ground pool. Large back yard. Convenient location!
Rome
$65,900
Bring your suitcases! Adorable 2 bedroom - bigger than it looks.Well kept, clean. Located on a less-travelled street. Master bed has large walk in closet. Nice sitting room upstairs. Great sun porch facing large back yard. Owner needs to find and close on suitable housing.
Rome
$149,900
Rome
$174,900
Farm/Land
QSN #33888
Commercial
QSN #33926
Rome (Sale Pending) 2 Family
$29,900
QSN #33755
www.homecomingrealty.net • 734 Erie Blvd. W, Rome, NY 13440 WWW.LAKEONTARIOREALTY.COM “No one knows the lake country like US!” Free Market analysis! Call US today, we can show you aNY property listed with aNY company! Now is a great time to buy! email or Text!
12396 NYS Rte 12e, Chaumont, NY 13622
April Marvin
(315) 778-8042 • April@LakeOntarioRealty.com Watertown
$279,900
Three Mile Bay
$500,000
Sacketts Harbor
Lic. R.E. Salesperson
$49,900
July ■
Un-imaginable dream piece of property here! one of the last larger lakefront parcels, we are offering for sale 57 acres of land with over 900` of waterfront and around 1200` of total shoreline which includes a little peninsula! The potential here is amazing!
Beautiful wood lot on Lake ontario build your dream cabin or house.100ft of Waterfront with dock great for fishing boating or swimming it is located in Sackets Harbor on very private road.
www.Life and Homes .com
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3 Bed/2 Bath Split Level home on 5.14 acre lot with finished basement, eat-in kitchen, vinyl siding and attached garage. In-ground pool also!
newsShorts Simple Fixes That Will Make
Your Kitchen Feel Brand New When it comes to your kitchen, details make all the difference. It’s often the most used and best-loved room in the house, so having a room that meets your needs and expresses your personality is key. If your kitchen’s design has been frustrating you by creating clutter and giving your home an out-of-date feel, it’s time to make some changes. The good news is that, because details carry so much weight, making relatively small adjustments can have a lot of impact without being prohibitively expensive. One of the simplest changes you can make is changing the hardware on your cabinets, but this little move can completely alter the feel of your room. Whether your cabinets are minimalist, traditional or somewhere in between, you can give them a different spin by changing the finish or style of your cabinet knobs and handles. Right now, trends are leaning toward softer, muted finishes like oil-rubbed bronze and brushed nickel. The Aspen line from leading decorative hardware maker Top Knobs is available in wide variety of styles, whether you’re looking to change the cabinet hardware in your kitchen, bath or on your closets. “While it used to be that rubbed bronze was used in rustic, cabin-like settings, it’s now being used in a wider variety of kitchen styles,” says David Tyler of Top Knobs. “When it’s styled in a contemporary way, it completely changes the effect and it can be used in kitchens that range from transitional to modern.”
L i f e and H o m e s
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Northern New York
No matter what kind of decor you have, pay attention to quality. It’s easiest to gauge this if you can feel and see the products in person. While you can go to a show room to test things out, Top Knobs also sends out free samples of its solid, hand-finished metal drawer knobs and handles. You can place a sample order through their website, www.topknobsusa.com, and in a couple of days, you’ll be able to try out new cabinet hardware right at home. If your cabinets have started to feel dated, it might be time for a complete change. Sleek, modern cabinets with subtle details are growing in popularity, but many homeowners are choosing to combine elements of traditional style with newer developments for a look that is both clean and comfortable. 6
We br i n g p e o p l e a n d h o m e s t o g e t h e r .
Cabinet colors are proliferating, giving you more choices. Today, if you want cherry cabinets, you can choose from an array of warm, rich tones instead of only having one option. For those looking for a fresh, light feeling in the kitchen, white cabinets are still the go-to solution. It’s OK to get a bit more creative with the color of your walls, letting them say something about you. When making paint choices, look to color forecasts. This year, it’s all about tones found in nature, from the bold (coral, turquoise, bright yellow and red) to the soft (blush pink, muted greens and soft browns).
Again, it’s important to see how things will look in your house, so use cabinet and paint samples offered by many retailers. The light in your home could cause the color that won your heart in the store to look totally different. Perhaps the quickest fix of all, and one that you can make today, is to clear clutter. When too many gadgets crowd your countertops or papers collect on the fridge, the space can feel chaotic. If you need to rearrange the contents of your cabinets to find storage space, make a weekend project out of it. While you’re doing the re-arranging, look for items that you can do without and set them aside for a yard sale or donation to a charity. The ultimate luxury of having more storage space will mean more than having a gadget you use once a year. When things are all in their right places, you can tackle the next step in reviving the look of your kitchen. (ARA)
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Mon thur Friday 3:00 EST with Talk Host Rob Thrasher Most of us have heard about the necessity to soften the water, sometimes pour chemicals into the water and other things, but did you know that there are other tests you should perform on your well water every year? According to the NY State Department of Health, you should test for Coliform every year during the wet seasons. How many of you were not aware of that?
Listen Live or Log On Anytime at www.LifeandHomes.com - Click on Talk Radio
Your All Inclusive Home Directory Alexandria Bay
LifeandHomes.com Cape Vincent
$498,000
19597 Collins Landing
$110,000 27738 Dablon Point Road
5 Bedrooms / 3.5 Baths
81 Acres
For more details visit www.LifeandHomes.com Type in Quick Search #41642
For more details visit www.LifeandHomes.com Type in Quick Search #41044
Chuck Burlingame • 315-771-3421
Allen Walker • 315-771-8189
Bowes Realty
Bowes Realty
Lic. R.E Salesperson • ctbbowesr@yahoo.com
Lic. R.E Salesperson • Bowes@twcny.rr.com
Home Loan Solutions • Northern FCU • 315-771-4783
Alexandria Bay
Home Loan Solutions • Northern FCU • 315-771-4783
Cape Vincent
$110,000
$125,900
90 Walton Street
273 E James St
3 Bedrooms / 2.5 Baths
3 Bedrooms / 1.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41543
For more details visit www.LifeandHomes.com Type in Quick Search #33793
Betty Bork • 315-404-8242
Allen Walker • 315-771-8189
Century 21 Millennium Realty
Bowes Realty
Licensed Associate Broker • bbork@nnymls.com
Lic. R.E Salesperson • Bowes@twcny.rr.com
Home Loan Solutions • Northern FCU • 315-771-4783
Alexandria Bay
Home Loan Solutions • Northern FCU • 315-771-4783
Cape Vincent
$279,000
$230,000
45226 Taylor Road
346 James Street
5 Bedrooms / 3.0 Baths
4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41018
For more details visit www.LifeandHomes.com Type in Quick Search #32976
Lisa Watson • 315-286-9682
James Wiley • 315-778-1360
Coldwell Banker-Rimada Realty
Bowes Realty
Lic. R.E Salesperson • MLBJS5@hotmail.com
Agent • jameslwiley@tds.net
Home Loan Solutions • Northern FCU • 315-771-4783
Brownville
Home Loan Solutions • Northern FCU • 315-771-4783
Cape Vincent
$179,900
$399,000
208 Brown Blvd
28043 Stony Point Road
3 Bedrooms / 1.5 Baths
5 Bedrooms / 3.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #33946
For more details visit www.LifeandHomes.com Type in Quick Search #41606
Judy A. Condino, GRI • 315-405-8127
Melanie Curley • 315-778-2458
Condino Realty NY, LLC
Thousand Islands Realty, LLC
Lic. R. E. Broker • jcondino@twcny.rr.com
Lic. R.E Broker/Owner • melc@gisco.net
Home Loan Solutions • Northern FCU • 315-771-4783
Cape Vincent
Home Loan Solutions • Northern FCU • 315-771-4783
Cape Vincent
$115,000
$849,000
Dablon Point Rd. Lot A
4582 Bach Lane
87 Acres
3 Bedrooms / 3.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41224
For more details visit www.LifeandHomes.com Type in Quick Search #41321
Allen Walker • 315-771-8189
Melanie Curley • 315-778-2458
Bowes Realty
Thousand Islands Realty, LLC
Lic. R.E Salesperson • Bowes@twcny.rr.com
Lic. R.E Broker/Owner • melc@gisco.net
Home Loan Solutions • Northern FCU • 315-771-4783
Home Loan Solutions • Northern FCU • 315-771-4783
Lisa Watson
Licensed Real Estate Salesperson Rimada Realty
Several log home plans are available, with many different log styles to choose from. We offer 3 species of wood and optional roof systems. The possibilities are endless...
START LIVING YOUR DREAM TODAY!
Call Dean Case 315-942-4949 • Cell 315-534-3319 • Fax 315-942-2527
Phone: 315-286-9682 Email: MLBJS5@hotmail.com
Adirondack Builders, Inc. is an independently owned and authorized dealer/builder for Tennesee Log Homes.
We Stock
KILN DRIED cherry, walnut, maple, butternut, ash, oak, exotics and woodworking supplies Visit our website anytime www.lakeshorehardwoods.com
266 Manwaring Road, Pulaski, NY 13142 • 315-298-6407 www.Life and Homes .com
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L i f e and H o m e s
1063 C Arsenal Street Watertown, NY 13601 (P) 315-788-4444 (F) 315-788-5235
hardwood flooring • stair parts • molding
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Rimada Realty
Q General Contracting Q Carpentry Q Plumbing Q Masonry Q Roofing Q Electrical work
July
"Our goal is to provide you with a no pressure, turn-key home building experience log or stick built."
Q Log Homes Q Timber Frame Construction Q Fireplaces Q Basements Q Decks Q Custom Kitchens Q Additions
LifeandHomes.com Champion
Your All Inclusive Home Directory
$149,900
10014 NYS RTE 12
3 Bedrooms / 1.0 Baths
4 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41647
For more details visit www.LifeandHomes.com Type in Quick Search #41541
Lisa Watson • 315-286-9682
Nancy Rome • 315-493-2134
Lic. R.E Salesperson • MLBJS5@hotmail.com
Chaumont
Dexter
2 Bedrooms / 1.0 Baths
3 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #33485
For more details visit www.LifeandHomes.com Type in Quick Search #41658
James Wiley • 315-778-1360
Doris L. Olin • 315-783-0241
Agent • jameslwiley@tds.net
Chaumont
$74,800
19037 NYS Rt 12F
Coldwell Banker-Rimada Realty Lic. R.E Associate Broker • dolin@gisco.net
Home Loan Solutions • Northern FCU • 315-771-4783
$219,900
Home Loan Solutions • Northern FCU • 315-771-4783
Dexter
$264,900
29411 County Rt 179
25277 Road 152
3 Bedrooms / 2.0 Baths
4 Bedrooms / 3.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41656
For more details visit www.LifeandHomes.com Type in Quick Search #41654
Amanda Miller • 315-649-3434
Amanda Miller • 315-649-3434
Lake Ontario Realty
Lic. R.E. Broker • lakeontariorealty@yahoo.com
Home Loan Solutions • Northern FCU • 315-771-4783
Constableville
$99,900
Lake Ontario Realty
Lic. R.E. Broker • lakeontariorealty@yahoo.com
Home Loan Solutions • Northern FCU • 315-771-4783
Dexter
$138,900
3708 Sweeney Road
732 Brown
2 Bedrooms / 1.0 Baths
3 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41546
For more details visit www.LifeandHomes.com Type in Quick Search #41655
Barbara Dunn • 315-337-1677
Amanda Miller • 315-649-3434
Barbara Dunn Rlty Broker/Owner • dunrealt@aol.com
Home Loan Solutions • Northern FCU • 315-771-4783
Constableville
Lake Ontario Realty
Lic. R.E. Broker • lakeontariorealty@yahoo.com
Home Loan Solutions • Northern FCU • 315-771-4783
$127,000 3706 Sweeney Road / 15 Acres
Dexter
3 Bedrooms / 1.0 Baths
5 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41545
For more details visit www.LifeandHomes.com Type in Quick Search #41657
Barbara Dunn • 315-337-1677
Amanda Miller • 315-649-3434
Barbara Dunn Rlty Broker/Owner • dunrealt@aol.com
Home Loan Solutions • Northern FCU • 315-771-4783
Northern New York
Home Loan Solutions • Northern FCU • 315-771-4783
$229,500 6383 Failing Shores Lane
Bowes Realty
Jeff Powell
RE/MAX Empire Realty
I’m a former soldier, born and raised in Watertown. I came to Re\Max Empire Realty after 15 years of restaurant management. I work with troubled teens at Jefferson County Jail & believe in giving back as much as possible. I’m involved in the addiction ministry at my church and my faith is a big part of my life. I enjoy bringing my business experience to the real estate field & find it helps in the process. I look forward to working with you.
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Rome RSA Realty L.L.C. Lic. R.E. Broker/Owner • nrome@twcny.rr.com
Home Loan Solutions • Northern FCU • 315-771-4783
L i f e and H o m e s
$153,900
35933 Line School Road
Coldwell Banker-Rimada Realty
Phone: 315-777-7836 Email: JeffPowell@remax.net
8
Copenhagen
We br i n g p e o p l e a n d h o m e s t o g e t h e r .
Builder land tours Are you a builder, a buyer looking to build or just nosy? Come take a tour of multiple locations offering over 300 acres in Deerfield, Sauquoit and Hinckley Lake. Meet the owners and maybe your builder! Builders: Meet your next buyer! Call any time schedule your tour. Schedule your tour during the work day, after hours or on the weekend.
call rob: 315-235-3753
$189,000
15276 NYS Rt 12E
Lake Ontario Realty
Lic. R.E. Broker • lakeontariorealty@yahoo.com
Home Loan Solutions • Northern FCU • 315-771-4783
James Wiley Licensed R.E. Assoc. Broker Bowes Realty
Bowes Realty is the oldest active Real Estate Agency in the Thousand Islands Area. Bowes Realty: 315-686-3315 Phone: 315-778-1360 Email: jameslwiley@tds.net
Watertown
G TIN
LIS W
942 Salina St
NE
Watertown
G TIN
$179,000
LIS W
919 Academy St
NE
5 Bedrooms / 1.5 Baths
4 Bedrooms / 2 Baths
Welcoming semi-wrap around porch to enjoy the summer months. Beautiful 5 bedroom Victorian home.Fantastic U-shaped kitchen with lots of cabinets and counter space. Large open living room with original gleaming hardwood floors, built-ins and pillars. Go to nnymls.com and Type in MLS#S234584
Watertown
$258,900
16300 US Rte 11 5 Bedrooms / 2 Baths
enter through the enclosed porch to a large 4 bedroom, possibly 5 bedroom home. Lots of updates to include a remodeled kitchen and bathroom. Kitchen features all new cabinets, countertops, appliances, and flooring. Mudroom at the back. Go to nnymls.com and Type in MLS#S232230
D CE DU E R
open floor plan. Lots of natural light throughout. Great big kitchen which features oak cabinets, lots of counter space and an island. off of the dining room are sliding glass doors that lead to the back patio and a nice yard. Go to nnymls.com and Type in MLS#S234050
FT. O
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Felts Mills
LE
3 Bedrooms / 1 Bath Great ranch knocking on Ft. drum`s back door. Talk about convenience. Possible 3 bedrooms - finished basement area was used as a third bedroom, but feel free to use it as a kids playroom as well. Go to nnymls.com and Type in MLS#S229758
5A
CR ES
Rodman
$208,999 13115 County Route 156 3 Bedrooms / 2 Baths This home sits on a wonderful lot. approximately 5 acres with two stocked trout ponds. 2 Car detached garage.New wood stove to enjoy in the open living room with vaulted ceilings.Sliding glass doors that lead to a porch that overlooks the ponds and woods! Go to nnymls.com and Type in MLS#S221137
$124,000
30139 Burnash Ave
$169,000
SA
ING ND E P
Lisa Watson Lic RE Salesperson
Rutland
$279,900
31055 Percy Chicks Dr 3 Bedrooms / 2 Baths Beautiful ranch situated on a partially wooded lot. Wonderful open floor plan with a great flow. Large open kitchen with stainless steel appliances and plenty of counter space and cabinets. Large master bedroom large w/ a walk-in closet and a master bath. Go to nnymls.com and Type in MLS#S233974
Rimada Realty
Coldwell Banker Military Markets Specialist
1063 C Arsenal Street Watertown, NY 13601 (P) 315-788-4444 (F) 315-788-5235
(P) 315-286-9682 (E) MLBJS5@hotmail.com (W) softmls.com/realtorwatson
Thousand Island Area Property $199,000 • Log Hill Road • Alexandria Bay
Privacy in the Woods! This Alex. Bay log sided home has 3 gas fireplaces, decks that put you in the treetops, and a hot tub on the main deck. Wooded paths for walking and skiing make this a perfect get-away. This home offers storage and space galore. It needs some repair, but the seller’s loss is your gain! There is an attached 2 car garage, and two detached storage buildings for all your toys! Three to four bedrooms, and a home office make it perfect for a variety of needs. Nearly nine acres of woods filled with deer, turkey, and more to call your own!
$125,000 • Orleans Ave • Fisher Landing
$24,900 • County Route 15 • LaFargeville
www.Life and Homes .com
9
L i f e and H o m e s
Country Building Lot just a minute from Route 81 (20 minutes to Fort Drum and Watertown; 15 minutes from the St. Lawrence River). Pretty level lot with stream will be a wondeful spot for your new home. Nearly 3 acres give you lots of room for you house and more.
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42781 NYS Route 12 Alexandria Bay, NY 13607 (315) 836-3578 Office (315) 836-3539 Fax (315) 778-9280 Cell DEBBIE@THOUSANDISLANDHOMES.COM WWW.THOUSANDISLANDHOMES.COM
July
Deborah Schaefer, GRI, CBR Broker Owner
Summer and Winter Get-A-Way! Can’t afford to be on the river? Immaculate mobile with 12 X 12 dining room addition with waterview and free use of the waterfront for swimming and fishing. Custom kitchen new in ‘08, new windows and 3 decks (2 covered). Marinas nearby for dockage. Large landscaped lot and a detached garage plus a storage shed for all you lawn equipment. Well maintained and ready for you to move into; Seasonal or year around. The taxes are cheaper than most mobile home parks.
Featured Home
watertown 16666 Co Rte 156 (Plank Rd)
$298,500
Quality 2004 colonial style home features beautiful custom kitchen with stainless appliances and granite countertops, in floor radiant heat, dining room and front living space has a two-way gas fireplace which divides the rooms. Additionally, great room was added for extra living space. Modern color selection throughout, 4 good sized bedrooms and oversized walk-in cedar closet in master suite with whirlpool tub. Finished carpeted basement used for family room and toy room for kids.
Diana Hadlock
Cell: 315-783-1293 Office: 315-788-4444
RIMADA REALTY
For more information go to www.rimada.com and type in MLS # S229142
BOwES REALTY, LLC
Bowes Realty LLC
Allen Walker
40219 NYs rT 12 Clayton NY 13624 p: 315-686-3315 f: 315-686-5068
NYS Rte 342, Calcium
315-771-8189 e- Bowes@twcny.rr.com W - www.Bowesrealty.com
$79,000
Dablon Point Rd, Cape Vincent
$115,000
3 bed/1 bath single-wide home with eat-in kitchen. Barn in
Beautiful .87 acre lot for sale in Jefferson County. Located
backyard for storage.
in the town of Cape Vincent. Water frontage 102’, depth
mLs # s226383
375’. electric and telephone already on site. Lot includes a
Northern New York
year round road. mLs # 226465
East James, Cape Vincent
$125,900
Dablon Point Rd, Cape Vincent $110,000 Desirable .81 acre lot for sale in Jefferson County. Located
opener, wood screens/storms-some. eat-in kitchen. Attached
in the town of Cape Vincent. Water frontage 107’, depth
garage. Corner Lot.
343’. electric and telephone already on site. Lot includes a
mLs # s226441
year round road. mLs # 226471
L i f e and H o m e s
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3 bedrooms/1.5 baths. Cable tv available, garage door
NYS. Rte 180, Clayton
$124,900
Very well maintained county home with 5.1 acres of land. Nearly new metal roofs on house and all out buildings. Large yard,with woods with mature trees.5 minutes to a public boat launch,Bridge to Canada,and NYs rte.81.House is in move in condition.Wide lot with 760 feet of road frontage.14 x 32 in ground pool,plus two garages,one 24 x24,the other 18 x 24. mLs# s234038
10
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Lots for Sale 10 acre lot: 4+ acre lot: 5+ acre lot: 5+ acre lot:
macomb settlement rd. 1 off rte 11 1 macomb settement rD. 1 macomb settlement rd.
Chaumont Watertown Three mile Bay Three mile Bay
$19,900 $24,900 $10,500 $10,500t
July â–
www.Life and Homes .com
11
L i f e and H o m e s
MLS# S234927
$169,900 MLS# S234122 Carthage Just Wait till you see inside-Shows Beautifully in Mint turn key condition. Open , Bright sunny interior and open staircase with new wall to wall carpet.Eat in kitchen with Hickory cabinetry and center island. Original gleaming hardwood floors, access to large private deck over looks a 2nd private woodsey lot takes up middle of the entire block. Large gorgeous, private, master bedroom 21 x 13 with dual access bath. Recent roof, heat system 1st floor bedroom-family room plus separate office. Taxes are before Star and VA exemptions. MLS# S235255
Nancy “D” Real Estate Clayton
$498,000
One owner custom built to perfection. Colorado Style home w/3 levels of finished living space. Gorgeous wood random cut hardwood flooring. Arts & crafts shaker-mission style,1/4 saun oak cabinetry, ceramic tile flooring & counters, unique pasta counter faucet near stove, 9x28 covered porch, 9x16 encl back porch.
MLS# S235073
MLS# S235378
Nancy D. Storino Lic. Real Estate Broker/Owner 788-7171 office 782-4604 fax nancyd@nancyd.com For more information on any of these homes, visit
www.nancyd.com Watertown
$261,900
Mint Conditon + ready occupany located on quiet U-Shaped Street close to Hospital and all schools . This L-Shaped Ranch w/4 Bedrooms and 2 full Baths features: Large formal living room w/ charming built in lighted bar. Formal dining room w/ slider doors to very private sundeck and custom Sunsetter awning.
Evans Mills
$177,700
Indiana River area 5 Bedroom 1 1/2 Bath Ranch -Just Listed features: gorgeous all new oak kitchen with stainless steel appliances and tiled floors. Gleaming, laminated flooring in dining room with slider doors to large private sundeck. Updated bath with granite topped vanity.
Watertown
$169,500
and type in the MLS#
Picture Perfect 3 Bedroom Colonial. Just listed-one block to Park on lovely quiet street.Traditional Colonial w/center staircase + large formal living room and dining room. Ideal sunroom pefect for TV room and office or guest room. Large oak applianced eat in kitchen w/ new cooktop.
www.nancyd.com • 417 Arsenal St, Watertown, NY 13601 “No one knows the lake country like US!”
Free Market Analysis!
Amanda J. Miller Licensed R.E. Broker
315.778.1191
$138,900
SPaCIoUS VILLaGe HoMe Come view this1700 SF 3 bed/2 bath home w/ formal dining rm, den, living rm w/ pocket doors, sunporch, mudroom, original moldings. Gorgeous huge old trees. Paved driveway and barn/garage! MLS # S235116
“The Name You Know & Trust in Real estate”
$189,000
$1,300,000
Northern New York
SPaCIoUS 5 BedRooM HoUSe! STUNNING INTeRIoR! Beautiful renovated 2700 SF+ on 5 acres of land! This unique home offers 5 bed/2 full bath, formal dining room, lg remodeled kitchen w/ giant bar, fireplace, woodstove, wood floors. 2 bedrooms on 1st floor, full bath, office/den, laundry room. enormous attic that could be finished off! one car garage/shed. MLS # S235262
$264,900
dexter aBSoLUTeLY CHaRMING YR CoTTaGe You must see this 4 bed/3 bath home that boasts an open layout, fireplace, wood ceilings, large deck with hot tub, dock, lots of outdoor storage, tons of mature landscaping, and breathtaking views of Guffin Bay! MLS # S235564
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L i f e and H o m e s
dexter
dexter
Three Mile Bay HISToRIC oFFeRING HaRdSCRaBBLe PoINT one of the largest and finest parcels of undeveloped lakefront to ever come across the open market! Fabulous duck hunting & boasts incredible 3300’ of pristine shoreline on 101 mostly wooded acres! old family camp sleeps 20 with no electricity. Wildlife abundant and privacy unmatched. MLS # S235920
$219,900
Chaumont NeW CaPe Cod WITH SPaCe GaLoRe Come see this stunning Cape Cod on 1.89 acres overlooking a beautiful pond, double living room setup, built-ins, fireplace, open kitchen, full basement w/ walkout & additional 1000SF unfinished attic! a must see! MLS # 225461
(P) 315-649-3434 (F) 315-649-3436 12396 NYS Rte. 12E, Chaumont, NY 13622 • WWW.LAKEONTARIOREALTY.COM 12
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Your All Inclusive Home Directory Fineview
LifeandHomes.com Lisbon
$82,500
$279,000
42905 Co. Route 100
47 Sparrowhawk
3 Bedrooms / 1.0 Baths
2 Bedrooms / 1 Full Bath/2 Half Baths
For more details visit www.LifeandHomes.com Type in Quick Search #33933
For more details visit www.LifeandHomes.com Type in Quick Search #41643
Deborah Schaefer • 315-836-3578
Carol Adler • 315-778-4457
Front Porch Realty
Century 21 Millennium Realty
LIc. R.E. Broker • debbie@thousandislandhomes.com
Lic. R.E Salesperson • gcadler@northnet.org
Home Loan Solutions • Northern FCU • 315-771-4783
Gouverneur
Home Loan Solutions • Northern FCU • 315-771-4783
Lyme
$86,700
$15,000
181 Grove Street
CO. Rt. 57
3 Bedrooms / 1.0 Baths
200 x 220 Lot
For more details visit www.LifeandHomes.com Type in Quick Search #41544
For more details visit www.LifeandHomes.com Type in Quick Search #33151
Betty Bork • 315-404-8242
James Wiley • 315-778-1360
Century 21 Millennium Realty
Bowes Realty
Licensed Associate Broker • bbork@nnymls.com
Agent • jameslwiley@tds.net
Home Loan Solutions • Northern FCU • 315-771-4783
Gouverneur
$74,500
120 Beckwith 3 Bedrooms / 1.0 Baths
Home Loan Solutions • Northern FCU • 315-771-4783
T ON R F KE LA
Lyme
$500,000
NYS Rt 12E 57 Acres
For more details visit www.LifeandHomes.com Type in Quick Search #41388
For more details visit www.LifeandHomes.com Type in Quick Search #41564
Betty Bork • 315-404-8242
April Marvin • 315-778-8042
Century 21 Millennium Realty
Lake Ontario Realty
Licensed Associate Broker • bbork@nnymls.com
Lic. R. E. Salesperson • april@lakeontariorealty.com
Home Loan Solutions • Northern FCU • 315-771-4783
Harrisville
Home Loan Solutions • Northern FCU • 315-771-4783
Morristown
$35,900
$174,000
14138 South Shoure
461 A River Road East
5.4 Acres
4 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41402
For more details visit www.LifeandHomes.com Type in Quick Search #41644
Larry Boliver • 315-346-6015
Carol Adler • 315-778-4457
Byrns Realty
Century 21 Millennium Realty
Licensed RE Agent • lyboliver@frontiernet.net
Lic. R.E Salesperson • gcadler@northnet.org
Home Loan Solutions • Northern FCU • 315-771-4783
Hermon
Home Loan Solutions • Northern FCU • 315-771-4783
Morristown
$350,000
$195,000
265 North Woods Road
26 Dockside Drive - Waterfront Condo
3 Bedrooms / 2.5 Baths
2 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41403
For more details visit www.LifeandHomes.com Type in Quick Search #41397
KeithaLee M Lauson • 315-393-0640
Debra Roberts • 315-796-2830
Byrns Realty
Coldwell Prime Properties
Lic RE Associate Broker • grealty@twcny.rr.com
Lic RE Associate Broker • debra.roberts@coldwellbankerprime.com
Home Loan Solutions • Northern FCU • 315-771-4783
Jenn's Property Management
Home Loan Solutions • Northern FCU • 315-771-4783
Attention Homeowners July
Year Round Management Services
■
I Can Handle it All, From Move In to Move Out Credit Checks, Tenant Issues, Emergencies 24 Hour Maintenance Available 10 Years Experience Dependable
315-649-2709 • jennpropmgmt@gmail.com
www.Life and Homes .com
13
L i f e and H o m e s
Contact Jenn
LifeandHomes.com
Your All Inclusive Home Directory
Norwich
$350,000 Chenango County Dairy Farm
Rutland
4 Bedrooms / 2.0 Baths
3 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41534
For more details visit www.LifeandHomes.com Type in Quick Search #41398
David Posson • 607-316-3758
Lisa Watson • 315-286-9682
Posson Realty
Coldwell Banker-Rimada Realty
Broker/Owner • possonrealty@frontiernet.net
Lic. R.E Salesperson • MLBJS5@hotmail.com
Home Loan Solutions • Northern FCU • 315-771-4783
Home Loan Solutions • Northern FCU • 315-771-4783
Catskill
$350,000 Greene County Gentlemans Farm
Syracuse
4 Bedrooms / 2.0 Baths
Post & Beam
For more details visit www.LifeandHomes.com Type in Quick Search #41532
For more details visit www.LifeandHomes.com Type in Quick Search #33356
David Posson • 607-316-3758
Al Roy • 315-458-4256
Custom Home Masterpieces, Inc.
Broker/Owner • possonrealty@frontiernet.net
0 • alroy@twcny.rr.com
Home Loan Solutions • Northern FCU • 315-771-4783
Norwich
$450,000 Chenango Cty Equine Facility 4 Bedrooms / 2.0 Baths
Home Loan Solutions • Northern FCU • 315-771-4783
S RE C 5A
31529 Boat Launch Road Moon Lake Frontage
David Posson • 607-316-3758
Katharine Dickson • 315-783-2104
Pamelia
Front Porch Realty
Licensed R.E. Agent • kdicksonfrontporch@gmail.com
Home Loan Solutions • Northern FCU • 315-771-4783
$279,000
Home Loan Solutions • Northern FCU • 315-771-4783
Theresa
$43,500
25030 Co. Rte. 53
35033 Lot 923 Eddy Rd
3 Bedrooms / 2.0 Baths
3 Bedrooms / 2.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41518
For more details visit www.LifeandHomes.com Type in Quick Search #41022
April Marvin • 315-778-8042
Lisa Watson • 315-286-9682
Lake Ontario Realty
Lic. R. E. Salesperson • april@lakeontariorealty.com
Rensselaer Falls
Coldwell Banker-Rimada Realty Lic. R.E Salesperson • MLBJS5@hotmail.com
Home Loan Solutions • Northern FCU • 315-771-4783
$38,900
Home Loan Solutions • Northern FCU • 315-771-4783
Theresa
$48,000
311 Todd Road
306 Mill Street
3 Bedrooms / 1.0 Baths
2 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41203
For more details visit www.LifeandHomes.com Type in Quick Search #41165
Linda L Love • 315-375-4486
Deborah Schaefer • 315-836-3578
Byrns Realty
Lic RE Associate Broker • linda@byrnsrealty.com
Allen Walker
Doris Olin
Licensed R.E. Salesperson Bowes Realty
Lic. R.E. Associate Broker Coldwell Banker Rimada Realty
Allen is a native of Watertown, NY, after four years of military service in the US Coast Guard. A homeowner in Clayton and Cape Vincent for 30 years, he is very familiar with the Lake and St. Lawrence River area. Retired from Niagara Mohawk, Allen works his real estate career full time and is always available to be of service.
A Watertown native having been born and raised here. My real estate career started upon graduation from high school first, a work field of doing Abstracts of Title, I had my own tax business for over 20 years & did accounting for several businesses in the area. Raising 4 children with my husband & now enjoying our 9 grand-children. We have been summer residents of Wellesley Island since the 60’s. We also owned our own business there. In 1985 I started selling Real Estate again & have been a top listing & selling agent with Coldwell Banker Rimada Realty since that time.
Phone: 315-771-8189 Email: bowes@twcny.rr.com
Phone: 315-783-8241 Email: dolin@gisco.net
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
Front Porch Realty
LIc. R.E. Broker • debbie@thousandislandhomes.com
Home Loan Solutions • Northern FCU • 315-771-4783
Northern New York
$49,000
For more details visit www.LifeandHomes.com Type in Quick Search #41383
Broker/Owner • possonrealty@frontiernet.net
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Theresa
For more details visit www.LifeandHomes.com Type in Quick Search #41533
Posson Realty
L i f e and H o m e s
$0
Custom Built Homes
Posson Realty
14
$124,000
30139 Burnash Ave w
Home Loan Solutions • Northern FCU • 315-771-4783
We would like to thank everyone for a wonderful year in Real Estate! If you are thinking of listing your home or want to buy please feel free to call us at 315-493-2134, we are full time Realtors and available 7 days a week. Welcome home the 3rd BCT from Afghanistan and the Apache Unit to Fort Drum ROME RSA REALTY LLC
315 493 2134 located at 11006 State Rte 26, Carthage, NY
MLS#S232963
MLS#S229213
MLS#S233392
MILLENNIUM REALTY Gouverneur
$86,700
Newly remodeled home for sale. Wonderful layout. 3 bedrooms, 1 full bath, full basement with work area, storage sheds in backyard. Nice sized yard. Call for your appointment today!
Gouverneur
$74,500
Beautiful Cape Cod that has many features.The kitchen has many cupboards and is eat-in.Very nice dining room, larger living room. Master bedroom on main floor.Two bedrooms upstairs. Bathroom downstairs. Partial cellar is under garage.Very large back yard.
MLS#S235520
Alexandria Bay
A name that everyone has come to trust!
$89,000
Wow! Motivated seller, just reduced price! Now being sold way under assessed value. Wonderful village home for sale being sold as is. 3 Bedrooms, library, living room,laundry room, 2.5 baths, lots of closet space, 2 stall garage with extra rooms above.
MLS#235632
Betty Bork Associate Broker 404-8242 cell
MLS#S235643
bbork@nnymls.com
For more information on any of these homes, visit
Watertown
$93,000
Very nice 2 Unit for sale with large yard. Being sold as is. Has a horse barn in back for lots of storage. This is a nice income property, live in one and let the other pay your mortgage. Call for your appointment today!
Watertown
$93,000
Come take a look at this nice 2 Unit multi. Being sold as is. You can live in one and have the other pay for your mortgage. Nice sized yard. Call for your appointment today!
Watertown
$120,500
This is a wonderful investment opportunity. Being sold as is. Live in one and rent the other 2 and let them pay the mortgage. Nice sized yard. Call for your appointment today!
www.c21nny.com and type in the MLS#
www.c21nny • 1256 Arsenal Street Watertown, NY 13601
Byrns Realty
Five offices now serving the entire North Country.
New offices in Waddington and Ogdensburg!
Bradley J. Burns
Lic. Real Estate Broker/Owner
315-287-1789 Gouverneur office 315-393-0640 ogdensburg office 315-322-4524 Waddington office 315-493-7653 Carthage office 315-848-2323 star Lake office Hammond
Morristown
$118,000
exceptional neat 3 bedroom,2 bath ranch waterfront home,located on scenic Black Lake. Home features a master bedroom suite w/walk-in closets and master bath. The kitchen opens up to a screened in porch which overlooks the lake. Home has central air cond. and comes with all appliances. A new roof, bath, porch, and master bedroom added in 2007. mLs #24181
Heuvelton
$121,500
$49,500
Nice hobby farm with 19.4 acres in town of macomb. The home features 4 bedrooms, 2 baths, Dining room, large living room,kitchen, hot tub and laundry room,plus an office work area with lots of shelving.The garage is 32 X 46 which is insulated and heated , a 26 X 28 cow barn with water piped to both buildings. The acreage is all newly fenced in and a new septic system installed. mLs #23778
Nice older home with beautiful original varnished woodwork. The home features an eat in kitchen, formal diningroom, living room,downstairs bedroom. There is a beautiful varnished wood staircase which lead up to large hallway with 3 bedrooms. There is also a stained glass window in the stairwell. The attached garage makes this home complete. mLs #23795
Rensselaer Falls
Lisbon
$38,900
Hermon Potsdam Chase Mills Harrisville Brasher Falls
www.Life and Homes .com
$350,000 $179,900 $275,000 $35,900 $129,900
15
L i f e and H o m e s
265 North Woods Rd 7065 US HWY 11 252 Tiernan Ridge Rd 14138 So. Shore 797 CR 53
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MLS#23478 MLS#23804 MLS#24204 MLS#22950 MLS#24242
July
WoW! WHAT A VIeW AND 172` of WATerfroNT! Located in red mills at Loafers Lane on the point is this cottage with “T” style dock for parking your boat and those of your friends and relatives. You`ll have an incredible view from this living room as there is a huge picture window overlooking the water. mLs #23934
Affordable country home with large 2 acre lot! This three bedroom home is perfect for those looking to move to the country and not break the bank! The home was built in 1993 and has insulated windows, new siding, and a large front porch. The home is quite economical to heat according to seller and the wood stove is a nice feature to save even more on heating costs! mLs #23797
www.ByrnsRealty.com
$140,000
LifeandHomes.com Watertown
Your All Inclusive Home Directory Watertown
$304,800
20309 Ct Rt 63 w
4 Bedrooms / 2.5 Baths
3 Bedrooms / 1.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41659
For more details visit www.LifeandHomes.com Type in Quick Search #41639
Doris L. Olin • 315-783-0241
Virginia Frattali • 315-755-2095
Coldwell Banker-Rimada Realty
RE/MAX Empire Realty
Lic. R.E Associate Broker • dolin@gisco.net
Lic. R.E Salesperson • 0@0.com
Home Loan Solutions • Northern FCU • 315-771-4783
Watertown
Home Loan Solutions • Northern FCU • 315-771-4783
Watertown
$169,900
$84,900
919 Academy Street
170 Bowers Ave.
4 Bedrooms / 2.0 Baths
4 Bedrooms / 1.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41399
For more details visit www.LifeandHomes.com Type in Quick Search #41542
Lisa Watson • 315-286-9682
Nancy Rome • 315-493-2134
Coldwell Banker-Rimada Realty
Rome RSA Realty L.L.C.
Lic. R.E Salesperson • MLBJS5@hotmail.com
Lic. R.E. Broker/Owner • nrome@twcny.rr.com
Home Loan Solutions • Northern FCU • 315-771-4783
Watertown
Home Loan Solutions • Northern FCU • 315-771-4783
Watertown
$136,900
$239,000
238 Seymour Street
25782 Liberty Avenue
3 Bedrooms / 1.0 Baths
3 Bedrooms / 2.5 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41540
For more details visit www.LifeandHomes.com Type in Quick Search #37494
Barbara McKeever • 315-783-2995
Melanie Curley • 315-778-2458
Hopkins Homes GMAC Real Estate
Thousand Islands Realty, LLC
Lic. R.E. Salesperson • bmckeever1@hotmail.com
Lic. R.E Broker/Owner • melc@gisco.net
Home Loan Solutions • Northern FCU • 315-771-4783
Watertown
Home Loan Solutions • Northern FCU • 315-771-4783
$184,900
851 Myrtle Avenue
Lake
3 Bedrooms / 1.5 Baths
of
Isles
Wellesley Island
$595,000
18723 Rock Baie Road 114' of Waterfront
For more details visit www.LifeandHomes.com Type in Quick Search #41640
For more details visit www.LifeandHomes.com Type in Quick Search #33461
Mark Converse • 315-783-9113
Deborah Schaefer • 315-836-3578
RE/MAX Empire Realty Lic. R.E Salesperson • markcon80@yahoo.com
Home Loan Solutions • Northern FCU • 315-771-4783
Watertown
$149,900
Front Porch Realty
LIc. R.E. Broker • debbie@thousandislandhomes.com
Home Loan Solutions • Northern FCU • 315-771-4783
Wilna
$74,900
621 Lillian Street
23711 Staie Rd
4 Bedrooms / 2.0 Baths
1 Bedrooms / 1.0 Baths
For more details visit www.LifeandHomes.com Type in Quick Search #41641
For more details visit www.LifeandHomes.com Type in Quick Search #41302
Stephanie Converse • 315-778-7317
Nancy Rome • 315-493-2134
RE/MAX Empire Realty Lic. R.E. Salesperson • sjconverse@yahoo.com
Home Loan Solutions • Northern FCU • 315-771-4783
Northern New York
$279,000
24217 NYS Rt 37
Rome RSA Realty L.L.C. Lic. R.E. Broker/Owner • nrome@twcny.rr.com
Home Loan Solutions • Northern FCU • 315-771-4783
Betty Bork
L i f e and H o m e s
■
Associate Broker
MILLENNIUM REALTY A name that everyone has come to trust! 1256 Arsenal Street Watertown, NY 13601 Cell: 315-404-8242 Email: bbork@nnymls.com
16
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .
“Buy with confidence”
Timothy L. Biondolillo Professional Home Inspector
383 Broadway Ave. West, Watertown, NY 13601 315.783.0207 email: tbion@twcny.rr.com NYS Lic# 16000000597
FinancialPlanning
What To Do with Rollover Funds At some point, many people with retirement or employer-sponsored investment accounts will find themselves faced with the decision of what to do with rollover funds. This can happen when you change jobs and cash out a 401(k), or when you retire. In either case, it is important to think through your options. Ideally, it’s best to choose a strategy that meets your retirement needs, minimizes the impact of taxes and avoids penalties.
Gary Sunada
Please note this is a general overview, and tax laws can be tricky, so be sure to talk to an accountant and/or tax attorney before making any financial decision. Roll It Over One possible option is to directly roll your entire distribution into a new Individual Retirement Account (IRA) or an employer-sponsored 401(k). Either one would allow you to continue to defer taxes and allow you to continue building your retirement savings for the future. Leave It Where It Is You may want to keep funds in your employer’s plan until you reach the plan’s retirement age, if that is an option. This may be ideal if you want to take advantage of certain investment options or managed money services available in your existing plan. Your funds will remain tax-deferred and can later be moved to a new employer’s qualified plan or an IRA. Take the Taxable Distribution Depending on your situation, you may choose to withdraw the funds from your 401(k). Although you will have immediate access to your savings, there are a few things to consider when taking a lump-sum distribution. First, your money will no longer have the potential to grow tax-deferred and it will be subject to state and federal taxes. Additionally, if you are under age 59½, a 10% IRS penalty may apply. This educational third-party article is being provided as a courtesy by Gary Sunada, New York Life Insurance Company. For additional information on the information or topic discussed, please contact him at 315.738.2612. Neither New York Life, nor its agents, provides tax, legal, or accounting advice. Please consult with your professional adviser for tax, legal, or accounting advice.
Don't Rely Soley on 'Uncle Sam's' Help During Retirement
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After a Loss: Managing a Loved One’s Affairs and Your Inheritance
Home service network
Exclusive Members That Have Shown Exceptional Customer Service
The Missing Pieces to a Hassle-Free Home Appliances WATERTOWN APPLIANCE 315-782-0333 Northern NY’s largest independent appliance Member Since 03/06
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Electrical Contractors CA ELECTRIC 315-788-0324 Member Since 04/08
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Cape Vincent
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$230,000
James Wiley Lic. R.E. Assoc. Broker jameslwiley@tds.net (P) 315-778-1360
Cape Vincent
$219,500
346 James Street
32322 State Route 12E
4 Bedrooms / 2 Baths
2 Bedrooms / 1 Bath
This home was originally know as “Twin Gables” being built in 1860 and has been extremely well maintained. The original woodwork has been kept in tact with its pocket doors and gable style windows. The kitchen is large with plenty of cubboard space and work area.
River breezes with a great channel view. The large living room/family room extends across the front of the residence. (24x18) The property has a paved driveway to the garage and a large rear deck (14x14) and an additional (15x22).
Cape Vincent
Cape Vincent
$725,000
$159,900
2332 Humphrey Road
352 S Real Street
4 Bedrooms / 1.5 Baths
4 Bedrooms / 2.5 Baths
This property is located on the Lakeside of Mud Bay. The residence consists of an 1860 well maintained farm style home with a 30 X 35 boat house on its 709’ of waterfront. See: jameslwiley-waterfrontproperty.webs.com
2300 sq. ft. village home. 4 or 5 bedrooms, 2.5 baths. Wood heat or oil fired boiler baseboard heat. Large kitchen, dining room and living room. attached two stall garage w workshop.
Cape Vincent
Cape Vincent
$182,500
$199,900
31385 County Rte #4
221 Esselstyne Street
4 Bedrooms / 2.5 Baths
3 Bedrooms / 3 Baths
Victorian style home in excellent condition. Built in 1898 and recently updated. Hardwood floors, original woodwork. Two car detached garage. New kitchen, windows, roof and septic. Municipal water.
Unique village home with living area on the 1st floor but rooms in the 10` deep basement are unfinished. This residence is an 8 sided home with an straight-away entrance into a large living room surrounded by a dining room, kitchen, 3 bedrooms and 3 baths. See: capevincenthome.com
Cape Vincent
Cape Vincent
$149,900
$149,500
1074 East Broadway
28341 Stony Point Road
2 Bedrooms / 1 Bath
3 Bedrooms / 1 Bath
1984 14x70 mobil home w attached porch. Guest cottage and entertainment building. Two village parcels on corner lot. Unlimited views of the Saint Lawrence.
Grand old stone home that needs a complete renovation. 76 acres total, 10 + acre wood lot, RoW to Bay. Two large open fields, and 1100’ road front. Fisherman and hunters paradise.
Point Peninsula
Cape Vincent
$119,000
$129,500
6921 Failing Shores
2672 Ponds Shores
2 Bedrooms / 1 Bath
2 Bedrooms / 1 Baths
Two bedroom cottage at the end of a seasonal road with small harbor on Chaumont Bay, some work has been done with more fishing work to be completed. open beam ceiling, ceiling fans, laminated floors, new windows. Water taken from Lake and also from well.
Very neat, well maintained 14 X 60 mobile home in an area of well kept seasonal homes. Cement waterfront patio/deck and boat launch ramp. Pond Shores is across from Fox and Grenadier Islands. It is on a seasonal road and has a detached garage.
Point Peninsula
Lyme
$229,500
$15,000
6383 Failing Shores
CO. Rt. 57
2 Bedrooms / 1 Bath
Lot Size 200 x 220
Very nice two bedroom residence with plenty of waterfront on Chaumont Bay. The property is at the end of Failing Shores Lane. Very private area with 255’ of waterfront, a cement boat launch and a 100’ seasonal dock and a 8x12 front deck.
Nice private location for your residence. Two miles from Long Point State Park and Boat Launch. Near Point Peninsula Village with its marina. area is good for hunting and fishing.
We b r i n g p e o p l e a n d h o m e s t o g e t h e r .