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Non-homeowners repaying their student loans on time believe their debt is stymieing their ability to purchase a home and slightly over half of all borrowers say they expect to be delayed from buying by more than five years, according to a Student Loan Debt and Housing Survey by the National Association of Realtors® and SALT®.
southern tier, NY Edition
Publication Manager Account Executive Khale R. Davison, RMC 607-731-8298 khale@lifeandhomes.com
The results also revealed that student debt postponed four in 10 borrowers from moving out of a family member’s household after graduating college. Would-be sellers among the group are also feeling the pinch. Nearly a third of current homeowners said their student debt is postponing them from selling their home and purchasing a new one. Of those, 7 percent have problems with their credit caused by student loan debt, and 6 percent are underwater because student debt has limited their ability to pay more than the minimum payment on their mortgage. Fortune Magazine sees it differently. “There isn’t any proof that higher student loan debt is actually causing young people to own homes at lower rates than they did in the past, or that the overall student loan burden is leading to a smaller share of first-time home buyers. These trends could be caused by other factors, such as a cultural shift that has led young adults to delay all sorts of decisions, from buying a home, to marrying and having children.” Despite the challenges, most college grads are “typically better off than those that didn’t pursue higher education, even with the student loan albatross around their white-collared neck,” says Rick Munarriz of USA Today. “The housing industry would be better off if colleges were cheaper or if student debt levels were lower, but the same can be said about purchasing power in general. At the end of the day, debt-saddled or not, the housing industry needs its college graduates.”
Account Executive Ting Khu mk wa 315-240-0553 ting@lifeandhomes.com
Toni & Richard Granger
Real Estate Marketing Consultants
Southern Tier LifeandHomes™
607-731-8298 • Toni@lifeandhomes.com
452 Milton St. Elmira NY 14904
607-731-8298
Table of Contents
Advertising Deadline
Welcome
2
Magazine Deadlines Page
2
Editorial
4, 18
Waterfront
11-14
Front Cover Feature Home
13
Support Local Business
21-22
Sudoku
21, 23
Business Directory
23
Southern Tier Life and Homes 607-731-8298 • STLifeandHomes@gmail.com
LifeandHomes' goal is to increase real estate, and real estate-related, transactions in our local area. We live here. We care.
Front Cover Featured Home 7806 Cty Rd 153, Ovid
Ting khumkwa 315-240-0553 ting@LifeandHomes.com Corporate Office David Lisi, OWNE R 315-865-5845 David@LifeandHomes.com Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354 315-865-5845 Fax 1-315-865-7418
www.LifeandHomes.com/Southern-TierNY For franchise information call, 315-865-5845 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site. Copyright © 2016 Lisi Merchant Solutions, Inc.
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Carol A Van Horn 2
September Issue
August 5, 2016
For more information, contact David Lisi 315.865.5845 david@lifeandhomes.com
RICHARD WINTERS REAL ESTATE Real Service in Real Estate
Painted Post, NY
607-937-5438
www.realestatebywinters.com
Pulteney
$349,900 Addison
$164,900 Beaver Dams
$149,000
Painted Post
$139,000 Bath
Beaver Dams
$125,000 Painted Post
$119,900 Corning
$115,900
Bath
$109,500 Horseheads
$95,000
Painted Post
$79,900 Prattsburgh
$75,900 Avoca
$62,000 Beaver Dams
$50,000 Beaver Dams
$49,900
Elmira
$44,900 Painted Post
$49,750 Elmira
$44,900 Addison
$43,500 Savona
$39,500
Elmira
$39,000 Elmira Heights
$29,900 Elmira
$22,000 Lindley
$21,000 Burdett
$9,900
15494W Lake Rd -This water front property offers 138 ft. lake frontage with natural entrances to the water on both sides of the seawall.Wonderful Lake views! Sold AS IS condition.
868 Co Rte 16 -House needs a few finishing touches, fenced lot, new windows, open kitchen area w/ appliances, laundry area, 4 bedrooms & full bath up. Garage space 30x60 ideal for woodworker or car enthusiast.
14Virginia Rd. - A Ranch in need ofTLC. Great location. Invest or own. Range (does not work) refrigerator & dishwasher. Full finish able basement.
41Tuscarora St.. - Entrance foyer w/ open staircase, LR w/ fireplace, dining room w/ gorgeous fireplace, library/den beautiful wide molding & hardwood floors, kitchen w/ oak cabinets, new dishwasher, range, refrigerator.
5042 Meads Creek Rd. - Ranch house has been totally remodeled from top to bottom. New windows, roof, vinyl siding, walls, flooring, ceilings, kitchen and bath. Rewired and new hot water baseboard heat. New decks.
370 NYS Rte 414 - arge repair garage w/ adjoining office space, masonry building has been a deli & store. Shop area insulated & has newer furnace. Separate 2 bedroom Ranch home. Cooler could be a paint bay or garage.
115 E Second St. - Natural wood entry w/ open stairway, 3 sets French doors, formal LR w/ pocket doors, parlor or family room, bedroom or office, dining room, full bath off kitchen (range & refrigerator), 4 bdrms up & Âź bath.
6068 Rte 53 - Long winding drive back to this private 26 N Maple.- Great starter home with oversize 2 car Ranch home w/ freestanding carport. Entry w/ closet garage. Large fenced rear yard for your enjoyment. space, open floor plan w/ large applianced kitchen, floor to ceiling fireplace in expansive living room, bedroom & bath.
626 Reynolds St. - Just a little scraping and painting on 140 Charles St. - One owner 48 years, shared driveway, 705 Riverside Ave - Spacious home. Needs interior exterior to be done as interior is good. Family room off lots of room, high ceilings, 1 bedroom down & bath painting. Being sold AS IS. kitchen, 1/2 bath & laundry down, formal living room & and 4 bedrooms up & bath. Upstairs not used for years. dining room. Full bath & 3 bedrooms up & walk up attic.
313 E Miller St. - This house has some updates done. Living room and kitchen are completely unfinished. Property is being sold AS IS.
235 W 16th St. - Large deck off back, double lot, above ground pool, must see potential as needs TLC, kitchen has range, refrigerator & dishwasher. 1/2 roof is new.
159 Boardman - 2 unit up/down. Needs TLC. Being sold AS IS.
514 Hamilton St - Privacy close to town. Perfect setting for this brick ranch w/ a spectacular winter view.Warmed by the gas insert in living room, oak cabinets in kitchen w/ range, refrigerator & dishwasher, dining room, 3 bdrms.
$129,900
6843 Salubria Lake Drive - Adirondack style lake home w/ 3 bdrms. All on 1 floor, wood accents throughout. 2 car detached garage, beautiful views, large bath w/ laundry area. Basement. Level frontage on small lake, great fishing.
7816 Harrisburg Hollow - Contemporary home on 3.8 32 E Stonybrook Rd - Raised Ranch located on a large ACRES. Home has a freshly painted family room with new corner lot. House and yard needTLC. Being sold AS IS. Sale carpet. Sunroom with knotty pine walls, skylights, and is subject to short sale approval. new wood laminate flooring. New electric hot water tank.
10243 Dry Run Rd.- Nice setting for this single wide 20x24 family room addition. Garage with storage above and workshop. Circular driveway. Most of the acreage is mostly wooded hillside. Close to State Land.
0 Eddy Rd - Lighting all new--neg. on furnishings, woodsy setting w/ lake view.Treated deck, plumbing new, wrap around deck--parking area. 15 ft. access.Windows new except picture window. New concrete footings.
0 Grove Rd - Corner lot, all woods at top of Mulholland on right hand side. Perfect privacy to build. Electric & phone available. See tax map.
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1300 County Road 19 - Cozy Bungalow house that needs some updating.Watch the ducks and geese from the shallow back yard pond. Office area could be third bedroom. Property has cable and natural gas. Large yard.
5992 St Rt 226 - Property used to have a house there but burned.There are still foundation ramains. Use Caution. garage needs new roof. Condition of well and septic is unknown. Airstream camper can be purchased separately.
5229 County Rd. 4 - Fixer upper! Being sold AS IS. Freddie Mac
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Save Money And Energy Here’s a cool idea: If your refrigerator is 15 years old or older, replacing it with a new ENERGY STAR® certified one can save you $260 over the next five years and reduce your carbon footprint. According to the U.S. Environmental Protection Agency, if all refrigerators 15 years old or older in the United States were replaced with new ENERGY STAR models, Americans would save more than $1 billion in annual energy costs and prevent greenhouse gas emissions equivalent to those from more than 1 million vehicles. There are an estimated 170 million refrigerators and refrigerator-freezers currently in use in the United States. More than 60 million are over 10 years old, costing consumers $4.4 billion a year in energy. A new ENERGY STAR certified refrigerator uses less energy than two 60-watt lightbulbs and includes energy-saving features that provide performance benefits, such as: • Quieter, high-efficiency compressors that create less heat; • Improved insulation in doors and exterior walls to help food stay cold and muffle noise; • More precise temperature and defrost mechanisms that help the refrigerator operate more efficiently; • Innovative drawer designs and improved temperature controls to keep food fresher, longer. It can be better for you and the environment to replace your old refrigerator than to hang on to it. Plus, keeping a second refrigerator in your basement or garage could be costing you $110 every year. Just make sure to properly recycle your old refrigerator to prevent the release of refrigerants and foams that contribute to climate change. For more savings, certain utilities offer rebates you can apply to the cost of an ENERGY STAR 4
LifeandHomes ■ Southern Tier
newsShorts refrigerator or toward properly recycling your old refrigerator. For information on rebates and other special manufacturer offers, visit www.energystar.gov/flipyourfridge. (NAPSI)
Turn Your Empty Attic Into New Living Space
When your family outgrows your home’s available space, moving to bigger digs isn’t always the best option. Maybe you really love your current home. Perhaps you can’t find a bigger home in your price range in the area of your choice. Whatever your reason for staying in place, expanding the home you already have can be a costeffective option when your family needs more room. Converting an unused attic into usable living area is a reliable, cost-effective way to gain more space in a home. It’s also a good investment; when you add an attic bedroom, you can expect to recoup about 77 percent of the construction cost when you resell the house, according to Remodeling Magazine’s Cost vs. Value Report. Three time-tested techniques can help you turn an empty attic into the extra space you dream of: 1. Rely on natural light for beauty, visibility and cost savings. Attics don’t usually have many windows, and adding them can be difficult if the ceiling is sloped. Adding dormers - a typical solution - can be costly and time-consuming, and eat up wall space that is often at a premium in attics. Skylights or roof windows can be a better, more cost-effective way to bring natural light and fresh air into an attic. Installation is faster and cheaper than adding dormers, and they work well on slanted ceilings. Energy Star-qualified, solarpowered, fresh-air skylights like those from Velux America make it easy and affordable to bring natural light and fresh air into an attic space.
Add solar-powered blinds in designer colors and patterns, and the skylight becomes an even more valuable piece of the room’s overall decor. Solarpowered skylights close automatically in case of rain. They, and the blinds, are operated by programmable remote control, making it easy to adjust the amount of sunlight that enters the space. Both products, plus the installation costs, are eligible for a 30 percent federal tax credit to the homeowner. Learn more at www.whyskylights.com. 2. Pay close attention to insulation. In any home, the attic is often the hottest spot in the summer and the coldest in the winter. The amount and quality of insulation in the attic directly affects the comfort level in the space - and the overall energy efficiency of your home. Have an insulation pro evaluate the insulation in your home’s attic before you begin planning your conversion. You may need to add insulation or even replace older, inefficient types - a move well worth the investment since insulation is so important to your home’s overall comfort and energy efficiency. Many insulation pros will recommend spray insulation for attics because it goes easily between existing joists. Plus, it can create a tight air barrier without losing the inches of space required for thick fiberglass batt insulation. 3. Get smart about plumbing. If your attic conversion will incorporate a bathroom, good for you! Bathroom additions return more than 56 percent of your initial investment when you resell, according to the Cost vs. Value Report. If pipes are already present in your attic, adding a bathroom can be simple. If no plumbing exists, consider cost-effective alternatives that will have less impact on the space, like up-flush plumbing. Because it fits into the kind of tight spaces that often occur in attics, up-flush plumbing can be an easy, cheaper way to plumb a sink, toilet or shower stall in an attic space. Converting an unused attic into living area can be a great way to expand your space without moving. Plus, when you finally are ready to move one day, that attic renovation may end up paying for itself by boosting the sale price of your home. (BPT)
34 Retirement Drive Horseheads, NY 14845
(607) 739-0521
retirementestates@aol.com Off Sing Sing Rd. between Chambers Rd. and Hickory Grove
Check our website or Facebook for the next Open House! Homes open for viewing Mon - Thurs 10AM - 2PM or call for appointment.
119 Rocking Chair Road – You will be amazed when you 249 Leisure Lane – This immaculate home has too many 321 Easy Street – This 3 B & 2 BA home is in immaculate view this wonderful home! this four bedroom and three full features to capture them all. Each room has updated flooring condition with lots of features: large master & bathroom, spabath home also has a walkout basement, decks and 2 car ga- including hardwood, Italian tile, laminate or carpet to suit the cious living room & separate dining area, roomy kitchen lots rage! There’s too much to list here - come on over! $239,000 room plus ceiling fans in each room. $169,000 of cabinets and an island with a breakfast bar. $139,000
233 Leisure Lane – Lovely 2 bedroom, 2 bath home. features a cozy front porch,large living room w/vaulted ceiling & french doors leading to a private flower garden, large kitchen, sunny breakfast room. $132,000
213 Leisure Lane – This lovely home has 3 bedrooms & 2 229 Leisure Lane – This lovely home with 2 bedrooms & 2 baths w/ many extras: There is a large kitchen w/ lots of cabi- full baths, is immaculate with many upgrades. The living room nets & Corian counter tops, breakfast nook looking out over is large with laminate flooring and has a sitting/dining area the front porch, open living room bow window. $130,000 plus a vaulted ceiling. $120,000
123 Rockingchair Road – 3 bedrooms and 2 baths! Master bedroom with walk-in closet and attached bath. New wall to wall carpet throughout and just painted! Large living room and Eat-in Kitchen, plus a 1 car garage and carport! $79,000
329 Easy Street – This triple A home (Affordable + Available 76 Retirement Drive – Immaculate & well maintained, 2 large + Awesome) is ready for new owners! Offering 2 bedrooms bedrooms & 2 full baths. Covered front porch, large living & 2 full baths, large kitchen, living room, dining room, sun room, a dining area, and a spacious eat-in kitchen, & a roomy room & garage! Master bath has a walk-in shower. $69,000 3 season room with lots of sunlight. $132,000
RETIREMENT ESTATES The Lifestyle You Deserve
109 Leisure Lane – Spacious home has many wonderful features:large living room, separate dining area, sunken family room, family room, kitchen w/large island with a breakfast bar. Off the Kitchen is an office with built in desk. $169,000
71 Retirement Drive – A home w/ lots of room. With 2 beds, den, & 2 full baths with an open floor plan & an awesome view. The roof is brand new & the carpet is 2-3 years old. Roomy kitchen w/ ample dining space. $58,000
• All One Level Homes • Safe, Friendly Neighborhood • Community Center for Large Gatherings & Activities
Call Us at (607) 739-0521 or cell: (607) 207-2298 | Email: retirementestates@aol.com | www.Retirement-Estates.com
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Do you know the value of your home? Call, text or email me for a free market analysis of your home today.
Susan McDaniel
“Your neighborhood Realtor” Licensed Sales Agent
(607) 765-9060 text friendly Susan@SignaturePropertiesRE.com
“Let my knowledge be your benefit”
Signature Properties
15 West Market Street Corning, NY 14830 607-796-9817 signaturepropertiesre.com
HATFIELD Real Estate 607-795-1443 452 Milton St., Elmira, NY 14904
TRUSTED ADVISER SKILLED NEGOTIATOR Don Morse “Real Estate Page”
Donald “Don” Morse Lic. RE State Salesperson Cell: 607-346-0264
furnituredoctorny@yahoo.com
Leases
Residential 163 W Third Street Corning $1,200/mo 4 Bed & 3 Baths
Restaurant
Painted Post
7530 State Route 54 Bath $3,900/mo 3160 sq ft
Elmira
$32,000 Corning
602 Partridge Street - Cute & tidy small home. Low maintenance w/ paved driveway & fenced in yard w/ storage shed. Nice neighborhood & convenient location!
6
$8,100 Painted Post $189,900 Corning
587WWater Street - Less than 1 mile from Interstate 86 andVictory Highway. Great building lot in town.
0 Scott Rd -Great location for hunting or build your dream home! All Oil, mineral and gas rights convey as well. Two frontages. Close to State Land.
$279,000 Bath
11094 River Road - Only 7 yrs old! Farmette, 6 beds, 2.5 ba, 7 Acres, Fertile CrystalValley, Barns w/electrified fenced areas for Horse boarding & riding, borders State land.
LifeandHomes ■ Southern Tier
$179,000 Bath
7530 State Route 54 - Restaurant located in prime lake country! 3160 sq ft, paved lot, high traffic area!
$39,000 Corning
96-98 W Second Street - Two family, side by side! 98 has newer furnace and both sides have long term tenants! Small lot easy maintenance. Mechanicals work great.
$349,000 Corning
52-58 Liberty Street - 26 mixed use units are what you’ll find in this 22,000 sq ft building in a high traffic area!
$69,000 Corning
314 W William Street - Two Family, up/ down Income property or owner occupied! Off street parking. Fully rented.Tenants pay all utilities accept Sewer/Water.
$449,000 Lindley
11409A-B LPGA Drive - REDUCED! Gates Motel, 23 units, 24 bathrooms, high visibility & traffic count! Over 7600 sq ft!
$110,000
1 Erwin Drive - Close to everything! Situated on a 1/3 acre corner lot. 3-4 bedrooms & 2 full baths. Attached 2 cg. Full bathroom on each floor. Finished basement.
$549,000
12 State Route 115 - Prime Restaurant and Bar, Beautiful Dining Room, 43 storage units and 10 apartments!
Makitra Real Estate, Inc. 4 West Steuben St. Bath, NY 14810
Steven "Sam" A. Makitra Broker/Owner
607-776-2468
www.makitrarealestate.com
Bath, NY - 6722 S State Route 415S - Welcome to Bath Drive in! Approximately 12 acres of prime commercial land with frontage on St. Rt. 415s. Many potential uses including a drive in theatre. Bath village electric w/ 3 phase on property. $249,000 MLS#241839
Bath, NY - 6655 Quinn Road - A truly unique property. Offering a quality single family ranch home set on over 3 park like acres just minutes from Bath and I86. Included are two additional income producing dwellings totaling 5 rental units, and two storage bays that may also produce income. Well maintained. $245,000 MLS# 241512
Cameron Mills, NY - 3391 County Route #22 - Looking for a place to Homestead? This may be the one. Amish built contemporary home built in 2002. Approx. 2080 Sq.Ft. of living space. Great room, kitchen, pantry & bedroom all on 1st floor. 2nd floor is unfinished, ready to complete to your requirements. Unfinished walk-out basement. $225,000 MLS# 241684
Bath, NY - 6558 State Route 415 South - Just outside Bath. An extremely well maintained property with many great features.A tastefully decorated interior with all updated functionals.Beautiful seasonal landscaping throughout the property. Also included a large 3 bay garage with shop and storage.$129,900 MLS#243641
Hammondsport, NY - 0 Katner Rd - Prime acreage just minutes from Keuka lake and the Village of Hammondsport. Over 1600ft frontage with electric available at the road. Completely wooded with the exception of trails running throughout the property. $129,900 MLS#242105
Bath Village, NY - 31 Shannon Come take a look at this fine property! A 2 story, 3 bedroom home with plenty of living space. Kitchen, dining room and living room in the front of the house. Newer addition in rear of home provides a large living room/family room with vaulted ceilings. $122,000 MLS#242593
Bath, NY - 19 W William Street - Nearly 2300 sq ft, four units, fully occupied, and in a terrific location! What a way to start earning a monthly income in the housing market! This would also make a great owner occupied home! $95,000 MLS#243770
Addison, NY - 8 Ames Street - A Charming Cape Cod style home on a gorgeous village lot. This well maintained home is energy efficient & completely updated inside & out. Offers a Florida room leading into the fully landscaped backyard, his and her workshops. $89,900 MLS#244232
Bath, NY - 19 Geneva St - Check out this fine home in the village of Bath. All updated while maintaining its original character. Completely updated inside and out. Walking distance to village. Extra den/family room could be used as 1st. floor bedroom w/ ½ bath down. $89,900 MLS#243995
Wayland, NY - 210 S Lackawanna - A fine home updated functionally & cosmetically inside & out. New kitchen w/ quality cabinetry, ample counterspace, & recessed lighting. Eat at the lunch counter or in the dining room. Also featuring a den, living room and first floor bedroom. $62,500 MLS#244719
Bath, NY - 6/8 E William - A great commercial building in the Village of Bath. Main floor offering store front for retail or office, finish to your specific needs. The second floor is clean, finished office space currently in use. Also a clean and dry full basement w/ outside access. $49,000 MLS#243791
Bath, NY - 5415 Turnpike Road - Take a look! This clean 1 bedroom ranch is low maintenance and very inexpensive to heat. Unfinished flooring so you may choose the style pattern or design that works for you. Fully functional kitchen with nice cabinetry. Full basement with poured concrete foundation. $48,000 MLS# 244395
Avoca, NY - 4670 County Route 70a - ttractive and cozy are just a few of the many features this fine property has to offer. This 2 bedroom home is situated on a well manicured lot just minutes from Bath and Avoca. low maintenance, privacy,ramp accessibility, 2 outdoor sheds. $29,900 MLS#237582
Hornell, NY - 109 South Street - A great find in the Hornell area. This 2 bdrm home is priced to sell. Main floor den could be used as 1st. floor bedroom. Walking distance to stores and shops. $21,900 MLS#244147
Big Flats, NY - 0 Eacher Hollow Rd Nearly 12 acres of land w/ multiple uses: Development, Forrest, Crops, or Hunting! The topography is rolling hills w/ woods! Easy access, Horseheads School District for building & Big Flats if you’re looking for an investment! $20,000 MLS#244056
We Don’t Just List Properties, Bath, NY - 0 Boot Jack - Prime vacant lot minutes from Bath. Mobile home site. Pasture nearly 2 acres. OGMT Rights convey. $19,000 MLS#241843
Bath, NY - 0 Hickory Hill Road - New on the market is this fine 5 acre parcel. Mostly wooded, many ATV/UTV trails throughout the property. A great location for camping, hiking, riding, & hunting. $14,500 MLS#244082
Bath, NY - 0 Hickory Hill Road - New on Market! 3 acres mostly wooded, 5 minutes from Bath. Great for setting up your own camp. Adjacent to like properties w/ trails for hiking, riding, camping. $10,500 MLS#244088
We Sell Them! August
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For the Investment of a Lifetime...
Call your "Mod Squad", Sheri and Tara for the modular home of your dreams. This is an exciting, aggressive industry that we have loved being a part of for over 25 years. Locally owned Residential and Commercial
Turnkey Modular Construction
Homes Reflecting You…
by Sheri, LLC
6719 State Route 415 South, Bath, NY 14810
607-776-5722
www.homesreflectingyou.com email: homesbysheri@verizon.net
BUSINESS OPPORTUNITY
100 Joyell Dr. Elmira, NY 14901
$157,000
If you are looking for a business opportunity, this may be it. 30 Kennell units with exit to outer area. Office area, Heated, Grooming room, Office, cat room. Washer & Dryer stay. 2 bedroom attached lower apartment, 2 bedroom upper apartment rents for 500.00 plus utilities and lower rents for $800.00 plus. Some new windows. Barn has been updated for storage. Southern Tier & Finger Lakes 971 County Road 64, Ste. 300 Elmira, NY 14903 (O)(607)795-2900 • www.kwstfl.com
Joanne R. Laux
Licensed Associate R.E. Broker (607) 738-3366 jlaux@kw.com 8
Rhonda S. Mullaney
Licensed Associate R.E. Broker (607) 426-9320 rhondamullaney@kw.com
LifeandHomes ■ Southern Tier
No structural, mechanical or environmental problem that cannot be remedied.
Rick Bates • 607-734-7900
Rick@RickBates.com • www.RickBates.com Performing inspections across North America since the 1990’s
WARREN REAL ESTATE 829 W. Broad Street Horseheads, NY 14845 Office: 607-398-6416
Julie M. Costello
Licensed Real Estate Sales Person
Cell: 631-433-7702
139 St. Andrews, Horseheads $259,900
95 West Hill Road A, Elmira $199,900
Enjoy the stunning views from this well appointed home in Highland Hills! 4 bedrooms, 2.5 baths. Open floor plan offers both formal and comfortable living space. Great for entertaining - both inside and out. Beautiful back yard with deck, stamped patio, brick retaining wall and brand new pergola! Kitchen has been updated with gorgeous quartz counter top and glass backsplash. First floor laundry room. 4 spacious bedrooms. Large, finishable lower level! Convenient location, close to shopping, schools and the airport. MLS# 244234
Spacious Home With 4 Large Bedrooms, 2.5 Baths Including an Owners Suite. Original Hardwood Floors on First and Second Level. First Floor Offers a Living Room, Dining Room, Eat in Kitchen, Family Room With Fireplace, Half Bath, Separate Laundry Room, Entrance to Attached 2 Car Garage. Second Floor Has 3 Large Bedrooms, Full Bath and Owners Suite with Full Bath. Also on the Second Floor is a Large Full Stand Up Attic Great for Storage. Other Ammenities are Central Vac, 3 Zone Heating Inc Basement, Oversized Deck Overlooking Very Large Cleared Yard Also Additional Parcel Available But Not Inc. MLS# 243499
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5611 Mail Route Rd, Savona 3 beds • 3 baths •1,989 sqft
$155,000
Looking for that peaceful easy feeling? 5611 Mail Route Rd. is it! This 3/4 bedroom 3bath home sits on 10.34 acres and is waiting for your family. Mostly wooded and filled with wildlife, this property is great for hunting, bird watching, or nature walks. Storage and more storage, inside, and out in the Amish built barn and garage. Updates have already been started, new vinyl siding, new roof, a refurbished coal stove, and a huge open kitchen with space to entertain every holiday. This home is waiting for your personal touch! Contact Annie VanHorn, NYS Licensed Sales Agent (315) 751-3037 • annievanhorn@remax.net
1273 NYS Route 13, Ithaca
$124,500
Property close to shopping and schools, only 19 miles from Ithaca, 11 miles from Elmira and ready for your dream home. The electric wiring, new well and new sand filter septic system is already in place! The mature tree lined and PAVED driveway and parking area leads you to a large private cleared lot surrounded by a beautiful wooded setting. Meticulous property ready for building. Contact Michele Smith, NYS Licensed Sales Agent (607) 882-3177 (cell) • msmith607homes@gmail.com
RE/MAX In Motion • 313 N Meadow St, Ithaca, NY 14850 607-277-1500(office) • www.reinmotion.com
Help Coach Me We Make Learning FUN! • Excel Tips and Tricks • Marketing and Web 2.0 • Microsoft Office • Public Speaking • Coaching Class Rooms as well as One on One
Dan Schemerhorn 607.738.4060
dan@helpcoachme.com 560 Cty Rte 64, Elmira 10
LifeandHomes ■ Southern Tier
LifeandHomes
™
Waterfront Section
CNY Select Realty.com
Kirsten Rhoades NYS Lic. Real Estate Salesperson
(C) 315-436-9877 (O) 315.676.3948
190 US Route 11, Central Square, NY
2627 WARNER HEIGHTS RD • SULLIVAN • $259,900
2866 WHITE HAVEN RD • LENOX • $159,900
South Shore Oneida lake New Construction, Year round waterfront with basement. Sweet, charming beautiful describes this open floor plan home. 60’ waterfront, granite counter tops, sliding glass doors to lake, Sunsets to die for. Beautiful screened in patio overlooking lake. MLS#350212
Lake access and gorgeous lake views. Enjoy the serene setting while sitting on your front deck. This home also offers Large eat in maple kitchen with corian tops, stainless appliances. Cathedral ceilings and a large loft,2 bedrooms, 2 updated bathrooms.. MLS#344167
Jennie M. Chapin Licensed Associate Real Estate Broker
43 State Route 49, Cleveland NY—$399,900
315-761-5058 (C)
Immaculate Custom Waterfront home! Upgraded Kitchen, Over 3400 Sqft, 4 bedroom, 2.5 baths, finished walkout basement, newly finished gleaming hardwoods throughout!
B������ G���� Realty ���
Property Management
jen@jenniechapin.com jenniechapin.com Jennie Chapin Madison and Oneida County Homes for Sale
340 Main Street Oneida, NY 13421 315.363.2300
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T��� ���� �� ����������. F������� �� ������� �������, ��� ��������. H������� ������, ��� ����� ��������. T��� ���� ������ ������ �� ����������. E���� ��� ������� �� ��� ������, ��� ������� ��� �������� �� ��� ������. B�������� �������, ��� ���� � ����� �� ��� ����������� ���� ���� ��� �� �����. MLS# S349235 | $249,000
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LifeandHomes
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Waterfront Section 97 Fall Street, P.O. Box 386, Seneca Falls, NY 13148
Carmelo “Mel” Russo
Licensed Real Estate Broker / Owner
315.568.9404
Cell: 315-246-3997
senecayuga.com
4990
Route 89,
Varick
Classic, roomy lake front Ranch on west shore of Cayuga Lake features hardwood floors, gas fireplace, spacious living room with panoramic views, nice screened in porch. Easily accessible 147ft of pebble beach. Beautiful, spacious back yard with slight, pleasing wooded ravine in rear yard. MLS #298774 $499,000
For Sale
6477-6481 Beautiful Rustic Log Cabin Home nestled in the
Route 89,
Romulus
private woodland on the west shore of Cayuga Lake. Main Home is situated on 356' lakefront and features 4 bedrooms, 3 full baths, wrap around decks. At the lakeside is a cozy cottage featuring all the amenities, fireplace,cathedral ceilings. 2 Docks. MLS #301130 $689,000
3528 Kiklowicz Rd. Bradford, NY 14815 $198,500
72 Acre Farm
9915 Keuka Hill Rd, Dundee, NY 14837
4 bedroom, 1 bath 2 story seasonal home located on beautiful, quaint Lamoka Lake. 2 car garage, pole barn, 50 ft. of lake frontage, furniture, dishwasher, microwave, oven/range, refrigerator. MLS# 243827
$399,500
• 3 Bed, 1 Bath, 2520 s/f • 2 Car Garage • Barn & Storage Building • Phenomenal Keuka Lake View • Borders Keuka Hill Rd & Rte 230 • Recently used as horse farm • Hammondsport School
Karen Rupp
Flora Haff-Cranmer,
Licensed Real Estate Salesperson
Licensed Salesperson/Realtor
607-329-9386
florahaffcranmer@gmail.com
www.KeukaRE.com
Keuka Lake & Land Realty, LLC 7434 State Route 54 • Bath, NY 14810
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LifeandHomes ■ Southern Tier
Realty USA - Horseheads 2783 Westinghouse Road Horseheads, NY 14845 Office: (607) 739-1444
Cell/Text: 607-738-0673 krupp@realtyusa.com Whether you’re buying or selling, you can benefit from the resources, expertise, and personal service of a professional real estate agent. Today’s real estate market is constantly changing. As your agent, I can use my knowledge of the current market to show you the best ways to buy or sell a home.
Front Cover Feature Home 7806 County Road 153, Ovid $1,300,000 Walk into this amazing home and take a step back to a grand era of time in Sheldrake. The owners of this beautiful Italianate home have spared no expense with amenities, finish, and upgrades. There are imported chandeliers, floor tiles from France, a soundproof pool room, master suite fit for royalty, and a quaint private bedroom in the third story tower. The kitchen is custom designed with all top-of-the line appliances. You must see the home to appreciate! Included with the main house is an adorable guest house and a large Carriage Barn, as well as a waterfront boat house and 367’ of level beachfront!
Carol A. Van Horn
Associate Broker
C: 315-569-8221 O: 315-789-6768
cvanhorn@coldwellbanker.com
August
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LifeandHomes
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Waterfront Section
Cynthia Nagle ABR, ASP, SRES NYS LICENSED REAL ESTATE SALESPERSON
C: 315-439-1141 315-458-9100 x248 www.cindynagle.com
401 N. Main St. N. Syracuse, NY 13212
New Waterfront Construction!
7500 Birdsong Lane, Cicero
Carefree waterfront living! Optional floor plans and locations available! Located off of Lakeshore Road, near Route 31, makes your lake living easy to access from anywhere. Units 1, 2, 3, 5, 6, 8 and 9 have first floor kitchen, living space, master bedroom with full bathroom as well as laundry and half bathroom. The second floor has a second bedroom, full bathroom and optional bonus room which could be your third bedroom. Units 4 and 7 are larger and have main floor living with all bedrooms on the second floor. Each unit includes tile floors in the main living spaces and carpet in the bedrooms. Granite in the kitchen and allowances for lighting and appliances. Marina space included!
21 Waterfront Dr, Baldwinsville • $342,500
5674 Lake Rd, Tully • $219,900
Stunning panoramic waterfront views! 2914 Sq ft open concept floorplan will impress you as you enter the grand 2 story open foyer! Custom trim details throughout enhance this impeccably kept home. Rich cherry kitchen offers 42” cbts, island, double door pantry, granite countertops, ceramic backsplash, upgraded appls inc gas cooktop & double wall ovens! Gleaming hdwds, 9’ ceilings, a/c, custom gas fireplace w/ stone wall, interior painting & lighting throughout! Finished walkout basement offers an addt 1000 sq ft of living space & 1/2 bath. Gorgeous brick walkway, patio, landscaping & deck!
Come home to relax & enjoy a view of the lake in your beautifully remodeled home! Featuring 4 bedrooms & 3 full bathrooms, you will love the modern updates here as you look over Green Lake in Tully. Original hardwood floors have been refinished, fully updated kitchen features granite counter top with breakfast bar, stainless steel appliances & new pendant lighting. Make your master suite upstairs or down, both featuring a private bathroom & large closet space. 2nd floor living room is bright with skylights and lake views. A waterfront lot is included, perfect for docking boats & a Summer swim!
For more information contact CNY Key Team
Sarah Collins | Meghan Dabulewicz | Molly Robinson Licensed Associate Real Estate Brokers
315-925-5KEY Email: CNYKeyTeam@gmail.com 6849 E Genesee St Fayetteville, NY 13066
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LifeandHomes ■ Southern Tier
SAVINGS
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Advertising in LifeandHomes Is Affordable and Easy With ad prices as low as $25 per month and with a wide range in diversity, there is a place for every type of business in our magazine. TV & Video
Our distribution covers everywhere you want to be seen so your ads will get noticed! Call today and we’ll save space for you in our next magazine! We even have multiple Region deals to give you even better exposure!
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Our Office Works Life and for YOU Call Toni at 607-731-8298 or email Toni@lifeandhomes.com to participate. Homes
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Financial Investment Planning Management
Wealth Management Insurance Planning
Tax & Estate Planning
Corning Office
Elmira Office
4 W Market St 150 Lake St 3rd Floor Corning, NY 14830 Elmira, NY 14901 Shane Alsworth, MBA, CFP®, CLU®, CIMA® 607-973-2665 www.AlsworthCapital.com
Advisory services offered through Alsworth Capital Management, LLC, an independent Registered Investment Advisory firm. Broker Dealer services offered through Cadaret, Grant & Co., Inc. Member FINRA/SIPC. Alsworth Capital Management, LLC and Cadaret, Grant are separate entities.
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Working With You Through All Your Financial Decisions.
Realtor Special
$20 O A Facial -OR-
60/90 Minute Massage -OR-
$15 Off A Mani/Pedi
Treat your fellow Realtors or Clients to some Relaxation and Pampering with Namaste' for Broker Open Gift Cards or Client Closing Gift Cards! They will love it! 2667 Corning Road Horseheads, NY (607) 333-4778 mynamastespa.com
Now through August 31
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Helping First-Time Home Buyers Move From ‘I Can’t’ to ‘I Can’ Finally! Many consumers now find themselves in a great position financially to become a first-time homeowner. There’s a small problem though for some locations around the country - the booming real estate market is resulting in rising home prices and increased competition for the most desirable properties. The S&P/Case-Shiller national home-price index recently estimated that 2016 prices are within four percent of the peak in 2006. In some areas, low inventories around the country are making the situation even more challenging. These conditions are introducing first-time buyers to common challenges and frustrations while searching for their dream home. “Don’t get discouraged,” says Travis Peace, executive director of mortgage at USAA Bank. “Buying a home requires some fortitude and the process intimidates many -not just those doing it for the first time.” As a result, Peace says it’s easy to concentrate too much on home buying “can’ts” rather than “can-dos,” and he offers this advice on how to overcome some common barriers.
“I Can’t” No. 1: I can’t figure out the home-buying process. Peace notes that it’s essential to do research and to be equipped with basic information, but also be willing to ask for help when needed. For example, an experienced real estate agent can keep a buyer apprised of everything from area sales trends to the latest changes in state and federal laws that could impact a mortgage application. “This is where experienced, licensed professionals can help,” Peace says. “Real estate agents can be an advocate for the buyer throughout the entire process.” 18
LifeandHomes ■ Southern Tier
In addition, free tools like USAA’s Real Estate Rewards Network can connect buyers with an agent and even provide rewards based on the sale price of the home.
“I Can’t” No. 2: I can’t find the perfect home for my family. Finding the perfect home may not be realistic, but shoppers can find the right home. Personal situations will dictate buyers’ ability to wait for a home in a particular neighborhood or design style to come on the market, but not everything has to be left to chance. Peace says the key is to set realistic expectations and not fixate on negatives that can be changed. “Whether it’s the number of bedrooms or distance to work or school, it’s alright to have some non-negotiables. However, buyers should be willing to be flexible on things that can be relatively easy to change, like paint colors or landscaping.”
“I Can’t” No. 3: I can’t afford a 20 percent down payment. Putting 20 percent down on a home has become more of a guideline than a rule. Today, not being able to put 20 percent down does not mean buying a home is out of reach. Peace notes that depending on a buyer’s financial situation, there may be a responsible way to get into your new home without putting 20 percent down.
Government-sponsored loan programs from the Federal Housing Authority, Fannie Mae and Freddie Mac provide loan options that require down payments as low as three percent. Veterans Affairs (VA) loans don’t require any down payment. While those programs are often great options for consumers who qualify, Peace notes that buyers should keep an eye on their potential total monthly payment. “Some of these loans include fees and private mortgage insurance (PMI) that could significantly impact your overall cost,” Peace says. Even private lenders are offering more competitive loan options. For example, USAA Bank’s Conventional 97 loan allows borrowers to acquire a mortgage with only three percent down and the bank pays the PMI costs. Scott McEniry, a USAA member, recently moved into his new home with the help of the Conventional 97 loan. “It felt like a lifeline had been thrown to me as suddenly a house purchase was within reach again,” McEniry says. Whether a house-hunting novice or seasoned expert, Peace underscores that being informed, getting the right help and having a healthy dose of determination are the best ways to turn a dream home into a reality. (BPT)
Colonial Manor Apartments 607-739-3838
ghcapartments.com
Furnished & Unfurnished Units Available Features: • Cable Included • Cat Friendly • Central Air • Cherry Cabinets • Garage Available
• Granite Countertops • High Efficiency Heat • Internet Included • Private Parking Area • Private Patio or Balcony • Spacious Layouts
• Stainless Steel Appliances • Walk In Closet • Washer and Dryer In Unit • Dog Friendly
One Bedroom: $1095/month Two Bedroom: $1395/month Price Includes ALL Utilities
Change your water... Change Your Life!
The number 1 Killer in The World is… DEHYDRATION! Richard & Toni Granger 607-731-8298 Hydrated4Life@gmail.com Free video and newsletter available
We will educate you, show you some facts, let you try the water, THEN YOU DECIDE! 100% of people that are sick have an acidic body! August
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Real Estate HATFIELD Real Estate
Always an agent on call! Call Today!
452 Milton St, Elmira NY 14904
607-795-1443 $335,000 Elmira
Pine City
11647 East Hill Road - Newer quality built home (2009) on 80 plus acres. Awesome Pine City location, 2 car garage, beautiful land, too! SHORT SALE, must have bank approval on all offers. MLS#242314 Nancy Sterling
Elmira Heights
Pine Valley
$27,500
307 Sylvester Place - POwner says no reasonable offer will be rejected! He’s used it as a rental unit and is getting out of the business! Relocating out of the area but needs to sell this first! MLS#243825 Toni L. Granger
$74,900 Elmira
430 BROADWAY - Recently partially renovated, mainly ready for new tenants, which is great for the new owner because now you can choose who is in your home! Parking in rear, can be a huge money maker with the right owner/property manager! Toni L. Granger
$79,900
204 Barto Hill Road - Log cabin on 24+ acres w/stocked pond, open field & woods to hunt in. Minerals go w/ a good offer.Wrap around porch, open floor plan & loft. Woodstove, propane cook stove, make shift shower & generator system. Nancy Sterling
$59,900 Elmira
381 COLDBROOK - Large lot, Formal Dining, Eat-in Kitchen, Master Suite, Full Basement! And look at the affordable price! Needs roof repaired, but what a find with this 3 bedroom, 2 full bath home!Toni L. Granger
$122,000 Elmira
208 Fletcher Street - AWESOME MONEY MAKER! Rental in HORSEHEADS, double lot, 3 rented units, always easy to rent! Upper apartment could rent for more, but seller was relocating and wanted it rented fast. Denise Campbell
$84,900 Lindley
851 GROVE STREET- Recently“onced over”so that is it move-in-ready! Great location, 3 bedrooms, 1.5 baths, front porch for relaxing, and huge yard for partying! It’s a must see! 1 car garage and patio area, too! MLS#243685 Donna E. Palmer Horton
$61,900 Elmira
497 Milton Street - OWNERWANTS IT GONE! Relocating and will look at all offers!This 3 bedroom ranch has huge back yard for playing or relaxing, screened porch, family room and a great floor plan for entertaining! MLS#241869 Denise Campbell
$149,900 Horseheads
401-403 W WATER STREET - Separate utilities (owner pays electric for 401 A as common electric is hooked to that apt). 2 Boilers, 4 direct vent heaters. River Views from some of the apartments! Money maker! Full basement. Toni L. Granger
$99,900 Elmira
4 ELMWOOD LANE -Priced low so you have the funds to improve it without having to worry about pricing yourself out of the neighborhood! Call it a fantastic find, a diamond in the rough, a one in a million! Just call it yours! MLS#242802 Eryn Nickerson
$76,900 Elmira
569 Robinson Street - NThis 3 bed, 1.5 bath is a short walking distance to Brand Park & Historic Dunn Field. Plenty of storage, attic & basement span over the entire length of the house. Bathroom updated w/beautiful tile & slate floors, roof 2014. Eryn Nickerson
$455,000 Elmira
3561 Watkins Road - Auto dealership building built in 1955, additions in 1997. recently remodeled - immaculate 2 bay garage, 2 offices, waiting room, bathrooms, waiting area, storage on upper level, apartment above. Nancy Sterling
$138,500 Painted Post
505 PALOMINO MANOR - New kitchen, appliances, granite counters, french doors to the 2 large tiered deck, with beautifully laid ceramic flooring. New windows, doors, flooring in most rooms, full bath and bedroom in the LL. MLS#243966 Denise Campbell
$79,500 Elmira
316 HARRISON STREET - Like being busy or entertaining? This property has what you are looking for! Attached to the garage: 3 season room, workshop, wood burner (in garage), separate entertainment area. MLS#243596 Lynne Durfee
www.HATFIELDRE.com
Only $10,000
1208 DAVIS STREET - BUYING AS-IS, WHERE IS! MUST SELL! Great corner lot, commercially zoned, paved lot, HIGH TRAFFIC AREA! OWNER WANTS IT GONE, NOW! Toni L. Granger
LAND
Serious About Selling Your Home? SO ARE WE! 20
LifeandHomes ■ Southern Tier
0 Murphy Road Corning, NY 14830 47.4 Acres $59,000 0 Telegraph Rd Savona, NY 14879 4 Acres $17,000 0 CURTIS STREET Elmira, NY 14904 Double Lot $12,000 0 Cowan Ave Corning, NY 14830 148.5 x 60 $6,250 0 BENNETT STREET ELMIRA, NY 14904 121 X 120 $2,000
Nancy Sterling is back and ready to get the job done!
Nancy Sterling
Lic. NY State Realtor NancySterlingRealEstate@gmail.com 607-329-3678
By using a Multi-Media Platform, Today’s Technology, and a Team of Aggressive Agents & Partners
WE WILL GET IT SOLD!
Puzzled About Insurance? Pete Wallin from Wallin Insurance Agency, Inc. has all your solutions for every type of insurance need!
FREE BOOK Homeowners & Landlord Insurance is EASY! Call us for your FREE COPY!
1364 College Ave, Elmira, NY 14901
Messier’s Auction Services Stephanie Messier -
2015 NYS Womens Auctioneer Champion, Lic. Real Estate Salesperson, Licensed FFL Firearms Dealer, Certified Estate Specialist, Members of the NAA & NYSAA
3 professional Auctioneers, with a proven marketing strategy!
Emily Conrad
Representative 1106 Walnut Street, Elmira NY 14905 607-734-5571 • avon@stny.rr.com
Supreme Clientele Barber Shop & Salon
We are the right professional team for the job specializing in; Residential & Commercial Properties | Business Liquidations Farm Equipment | On-Site and Consignment Auctions Antiques & Collectibles | Firearms
707 Lake St, Elmira NY 14901
Call Vick today for a FREE consultation with NO obligation!
315.225.3565
Professional Styling for Men, Women and Children!
Check out our weekly ads: avonman.biz
THREE STEP PROPERTIES, INC.
www.messiersauction.com
Rocky Ridge
Where Taking the right steps will get you home! 1) QUALIFY
2) CHOOSE
Talk to us=
Preferred Area=
Affordability
Availabilty
3)AQUIRE
Needs + Opportunity =
Accuracy
OUR HOME PROVIDERS
Donna Horton 607-426-0161
Larry Horton 607-329-1906
PO Box 243, Corning, NY 14830
ThreeStepProperties@gmail.com
Custom Kitchen & Bath Cabinets Desk Units tops Available: Granite, Corian, Quartz, Laminate, Soapstone
FREE ESTIMATES
Family Owned and Operated Kenneth Zimmerman Dundee, New York • (P) 607-243-5465 Visit Our Showroom: Mon-Sat 8am-5pm August
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Rental
1252 College Ave, Elmira NY 14901
607-734-1649
Hot Dog Joint · Burger Restaurant · American Restaurant
www.atozrental.org Construction Equipment, General/Home Improvement, Party & Event Rentals
m&m red hots
Does Your Roof Have Those Black Stains & Moss Growing?
212 Baldwin St Elmira, NY (607) 732-9417 Family Owned and Operated
Healing Touch
Massage Therapy Julie Bannon,LMT INTERIOR • EXTERIOR • ROOFING • SIDING Your Slate Tile Specialist • Free Estimates - Fully Insured
607-425-1306
Gift Certificates Available
(607) 259-7607
blaze.brockway@gmail.com www.generalcontractorelmira.com
BEST Network Group is an association of non-competing, professional business people who meet regularly to share information pertaining to the local business communities as well as exchanging business leads and referrals. Each industry is represented by one member only in order to encourage the free and easy exchange of leads among the members while eliminating any chance of competitiveness.
www.BestNetworkGroup.com Our members meet every other Tuesday at 7:30 AM for a breakfast meeting at Curly's Chicken House Restaurant on Lake Street, Horseheads, NY. Facebook.com/bestnetwork
"An Association of Businesses Helping Each Other Grow" 22
LifeandHomes ■ Southern Tier
Lifeandhomes Business directory Advertise
Looking for Answers to Your Home Related Questions? Search no further! Consider Your Local Business Expert!
LIFEANDHOMES™ 607-731-8298 to advertise your business in this space and be a part of southern tier’s ever growing Home service Network, give us a call and join the
JON’S HEATING Call me for all your Heating & Cooling needs! 607-734-1922 607-738-0687 Forced Hot air / Hot Water / Radiant/ steam / Member since 03/15
LifeandHomes™ community!
MESSIER’S AUCTION SERVICES Do you have personal or real property you need to 315.225.3565 315.447.6440 sell? You can rely on us for all of your auction needs.
Building & Home Consultants Member since 07/16
WALLIN INSURANCE 607-734-8799 “You’ve got a Friend In the Business!” You’ll feel
Call Messier’s auction services, a professional auction company,where the auction action is to your satisfaction. messiersauction.com
RICK BATES 607.734.7900
Insurance Member since 08/15
“Your servant to solutions!” Whether you are buying,selling,or just having issues around your home Rick Bates is here to assist you! www.RickBates.com NYs License #16000007336
A TO Z RENTAL 607-734-1649 We have what you need from your biggest Member since 11/15
Natural gas / Oil / Propane/ Residential & Light Commercial/ Heating & air Conditioning systems jdrake@stny.rr.com
Auction Services
Member since 12/15
Rental Center
HVAC
Roof Cleaning BOWES 607-873-4911 Member since 05/15
comfortable talking with Pete, and he’ll have answers to all of your questions! 1364 College ave, Elmira NY 14901 www.WallinInsurance.com
Landscaping Landscaping, power washing, and more! Mention this ad in LifeandHomes and save 10%!
THE SHOP 607-936-4283 607-329-1906 Member since 05/15
arnoldandy99@gmail.com
Pete Wallin from Wallin Insurance Agency, Inc. not only has the answer to your Sudoku puzzle, he has all of your solutions to your insurance needs!
FREE BOOK Homeowners and Landlord
ROOF and EXtERIOR CLEaNINg for your home or business! Does your roof have those black stains or moss growing on it? Let us help preserve your roof’s life! Call today! bowesroofcleaning.com
Sporting Goods
ARNOLD’S ENTERPRISES 607-207-5567 LEt us DO YOuR DIRtY WORK FOR YOu! Member since 05/15
jobs to your largest banquets! Very affordable! Check us out by stopping by our store at:1252 College ave, Elmira or visit us on the web: www.atozrental.org
FuLL sERVICE PRO sHOP New angle Drillings, Custom Fit Bowling Balls by Larry Horton Located at: 2437 Caton Rd, Corning NY 14830 larbowl@aol.com
HATFIELD Real Estate
607-795-1443 • 452 Milton St., Elmira, NY 14904
Steve Kantz • Lic. NY State Realtor • C: 607-733-1006 “My listings have SOLD, my Buyers have bought!” Need a Realtor that will work for you? Call me!
Insurance is EASY! Call us for your FREE COPY!
Sudoku Answer Key. Puzzle on pg 21.
513 Davis St, Elmira $45,000 - Spacious 2 story, conveniently located near schools, shopping & parks! Affordable, great starter home! Under Contract:
Call the Wallin Insurance Agency, Inc Today! You’ve got a friend in the business! 607-734-8799
11203 Church Creek Road Lindley, NY 14858 $169,000 2915 Powderhouse Rd Corning, NY 14830 $159,000 59 Fairview Hill Addison, NY 14801 $113,000 69 Front Street Addison, NY 14801 $32,900 August
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RESIDENTIAL LISTINGS
84 Clark Hollow Rd, Pine City • $169,000 Located just 15 minutes from downtown Elmira this two story home is situated on 84 acres of land which offers you the country living at its best. The house features a covered front porch, good size living room, kitchen, and dining room. MLS# 243717
865 Euclid Avenue Elmira • $143,000 This stately, brick two story home is conveniently located to schools and Arnot Hospital and includes a foyer entry, spacious living room with fireplace & built-ins, elegant formal dining room, eat-in kitchen with breakfast nook and all appliances. MLS#243482
730 Larchmont Road, Elmira • $174,000 This spacious 3 bedroom, 2 ½ bath ranch style home is definitely worth a look. Features include a foyer entry, very large living room with gas fireplace and built in bookshelves and cabinets, formal dining room could be a den or office, generous size bedrooms. MLS#243544
706 Euclid Avenue, Elmira • $157,500 This stately 4 bedroom, 2 1/2 bath, two story, brick Colonial is located in a convenient, popular and prestigious neighborhood. Features a foyer entry, large living room with fireplace, formal dining room, kitchen includes a center island. MLS#242671
951 Hickory Tree Terr, Elmira • $309,900 Central air conditioned 4,200+ s/f 10 room (4 bedrooms) 2 ½ bath 2 story plus a 3 room 1 bath separate living area. Many special features such as a deck off a Great Room, an appliance equipped eat-in kitchen, formal dining room, living room. MLS#242366
1408 W Water Street, Elmira • $178,500 This charming, well maintained, 4 bedroom, 2 1/2 bath two story home is located in very popular and conveniently located neighborhood. Included are many special features such as a first floor den or family room with maple flooring, updated kitchen with all appliances. MLS#243722
88 Durland Avenue, Elmira • $179,000 This exceptionally well maintained, beautifully decorated, vinyl sided, 3 or 4 bedroom, 2 1/2 bath two story is much larger than it appears. First floor features include a foyer entry, large living room with gas fireplace, formal dining room, den or 4th bedroom. MLS#244077
174 Orchard Hill Rd, Horseheads • $497,000 This meticulously maintained and quality built, brick and vinyl sided, 4 bedroom, 4 full bathroom, 4000 square foot two story home offers you seclusion in a very convenient location. This is the personal home of one of our areas premier home builders. MLS#244321
69 Quail Run, Big Flats • $499,999 This fabulous, beautifully maintained, well designed, 4 or 5 bedroom, 3 full bath, two story Colonial includes a wrap around front porch with mahogany flooring, foyer entry, family room withfireplace,formaldiningroom,newerkitchen.MLS#244246
42 Davenport Road, Big Flats • $245,000 This spacious 4 or 5 bedroom 2 story Colonial is situated on a private & serene 3 acre lot. Features include entry foyer w/marble floors, living room, formal dining room, huge family room overlooking the back yard, first floor laundry. MLS#244546
5 Eagle View Drive, Big Flats • $520,000 2,800 s/f vinyl sided, stone trimmed central air conditioned 9 room (4-5 bedrooms) 3 bath home situated on a wooded lot. The 1st floor features a formal dining room, living room, state of the art appliance equipped kitchen. MLS#238556
341 Wexford Lane, Horseheads • $515,000 Now under construction by master builder Brad Kapral, this centrally air conditioned, 10 room, 4 bedroom, 4 full bathroom, 4039 square foot home features a great room with gas fireplace, formal dining room, beautiful designed kitchen. MLS#244601
1408 Lake Street, Elmira • $139,900 This two story Commercial building offers plenty of opportunity with rented space on the first floor and lots of office space on the second floor to meet your needs. Also has storage area in the rear of the building for whatever you need. MLS#241971
110 N Main Street, Elmira • $225,000 This three story commercial building is located at 110-120 North Main Street in the heart of downtown Elmira. The first floor can used as one large office or easily be divided into five office suites or retail storefronts. MLS#244247
250 E Water Street, Elmira • $265,000 Excellent single story office building convenient to banks, county offices and courts. Originally constructed in 1976 this building has been completely remodeled this year. Main floor has 2760 sq ft of first class modern office space. MLS#242503
Lot #6 Johnson Rd, Horseheads • $31,900 If you have been looking for a private, partially wooded building site consider this 5.010 acre parcel of land which has 301.57 feet of frontage on Johnson Road and 219.19 feet of frontage on Veteran Hill Road. MLS#241935
164 Daniel Zenker Dr., Big Flats • $75,000 This 1.085 acre parcel of land is an excellent land development opportunity located on the southwest corner of Daniel Zenker Drive and Palmer Road in the Town of Big Flats. This property is part of a larger parcel. MLS#241944
Lot #6 Brookwood Hills Dr., Big Flats • $50,000
311 Hillcrest Road, Elmira• $75,000 This is a fabulous 10 acre parcel of land is at the very top of Hillcrest road in the Town of Elmira. Incredible southern and northern views, partially wooded, gently rolling acreage. A perfect site for your new home. MLS#244079
261 Daniel Zenker Dr., Big Flats • $495,000 This L shaped 49.634 acre parcel of land is a perfect many types of development. Situated on the corner of Daniel Zenker Drive and Hibbard Road with frontage on both roads the property includes a metal pole barn which measures 36 x 76. MLS#244410
NEW CONSTRUCTION
LOTS & LAND LISTINGS
Arthur D. Ambrose
Licensed Associate Real Estate Broker
738-8900
24
COMMERCIAL LISTINGS
LifeandHomes ■ Southern Tier
This single family residential building lot measures approximately 150.00 x 287.48 and is shown as Lot #6 of the Brookwood Hills Subdivision in theTown of Big Flats. Brookwood Hills is one of the newer, upscale residential developments in our community. MLS#243250
Clayton A. Ambrose
Licensed Associate Real Estate Broker
607 -733-2700 215 West Church Street, Elmira, NY 14901
738-8999