2014–15 Issue 3

Campus Chronicle

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a publication of the Pacific Union College Student Association

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vol. XCI

no. 3

THURSDAY 30 OCTOBER 2014

Game of Loans

By Melissa May

Best and Worst College Purchases

Top Valley Deals

By Salvador Fariaz

By Taylor Pittenger

$ 20 GIFT CARD CONTEST ON BACK PAGE

Nunes’ Magnificent Seven

Tips to financially thrive in college By John Nunes, Ph. D.

1. Scarcity. Remember, scarcity is a LAW! All of us have limited time, talent, 5. Credit cards. Do you use them? If so, are you paying them in full at the energy and financial resources, so make choices related to these factors that reflect end of the month? According to Kabala & Natali (2012), 1/3 of college students your highest values and motivation. Pause and reflect before you act to ensure that graduate with $10,000 of credit card debt, in ADDITION to their student loan each decision you make represents your truest desires and God’s plan for your life. debt! 60% of college freshmen max out a credit card in their first year! If you are using credit cards to pay for dates, video games and other wants and NOT 2. Student Loans. According to Freddie Whiteside in the PUC Student paying the balances at the end of every month, think again! For every $1,000 of Finance Office, the average PUC graduate accumulates $40,000 in student credit card debt you accumulate, you will carry non-value added interest charges loan debt. That’s more than the price of a brand new BMW328i or Cadillac of $15 per month ($150 on $10,000)! This is in addition to annual membership ATS! Do you know your current student loan balance? How about the interest fees your card may charge. rates on those loans? Which ones are subsidized or unsubsidized? If you are an undergraduate, at your current rate of borrowing, how much debt will you have 6. Spending. Since we all have limited financial resources at our disposal, when you graduate? How much will your payment be? And here’s the big one: make every dollar count. As an example, you each have $1,000 per quarter or what can you do to reduce the debt burden through work, grants, scholarships, about $13 per day in minimum charges to spend at the Dining Commons and or reduced spending?

Pacific Café. If you are spending that money on coffee drinks, prepared foods, and bottled drinks, you will exceed your limit quickly. I encourage you to focus your 3. Work. Are you working? If not, why aren’t you working? Your marketability expenditures on regular meals, particularly the salad bar, which is quite good! to employers and your graduate or professional school candidacy is strengthened Instead of buying bottled water at the Dining Commons, get a cup of filtered substantially by work experience. I hired people for over 25 years in the business water for free. Brew your own coffee. Buy a 12-pack of tea or energy drinks at world and NEVER hired a recent college graduate who had no substantive work Target or Costco at a substantial discount. Obviously, this extends far beyond experience, regardless of their grades. Also, think of these benefits: potentially the Dining Commons example to shopping for clothes, technology, books and less student loan debt (see #2), less financial burden on your parents, more money other personal items. Do your homework and spend wisely. to pay for things that matter to you and increased probability of finding the right career path.

7. Giving. What about giving back? Remember, all of your time, talent, energy and money are really God’s anyway. What causes matter to you? While giving 4. Emergency Savings. When it comes to your income, regardless of source money is nice, it’s much bolder if you give of yourself also; this creates real synergy. (work, scholarships/grants, loans or family gifts), do you spend all that you receive You become more aware, connected and committed to the cause, allowing you or do you set some aside for emergencies and pop-up expenses, like field trips? If to make a real impact! So instead of giving tithes and offerings or our dollars, you don’t have an emergency savings account, start one and strive to keep $1000 what about giving tithes plus offerings of our time and talents as well? Not for in there. When a legitimate emergency arises, use it, but plan on replenishing it. the sake of personal benefit, but for the benefit of others! Ellen White called this concept disinterested benevolence. When you give yourself wholeheartedly, you experience inexpressible joy that comes from helping someone or some cause that is in need of what you can offer them! Live to make a difference! Be blessed by being a blessing to others!

Campus Chronicle

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no.3

NEWS & FEATURES

Letter From the Editor

By David O’Hair

Welcome to the first themed issue of the Campus Chronicle! This issue focuses on any topics related to student finances or Pacific Union College’s financial practices and allocations. The purpose for this issue’s focus is to tactfully and knowledgeably address issues that are often at the middle of a majority of students’ complaints.

However, this issue contains much more than just seemingly negative articles; we decided that students could benefit from having a crash course in budgeting as well.

Our writers have composed some great pieces on how to budget as a college student in general, budgeting your travel and even some interviews that reveal upper classmen’s best and worst purchases for college. Besides budgeting, there are many resources that college students may not have known they had at their fingertips that can really benefit them financially.

If you are interested in getting free help to obtain a tax return or alternative financial institutions from which to get your student loans, then open this issue and dive in.

There is so much help out there for college students that we simply do not know about. However, I am well aware that college students do not have the answers to everything. That is why we have Professor Nunes guest writing in this issue to hand down some practical advice from a professional in the field of finance.

If you saw the title of the issue and thought this was just going to be a paper aimed at slamming the cafeteria and complaining that PUC even charges tuition, then you will be disappointed. The main point of this issue is to educate students on all topics of student financial issues. Yes, some of these articles might be taken as blunt or targeted, but to me those words are simply synonyms for informative.

On behalf of the entire Campus Chronicle staff, we hope you enjoy this issue and learn something new about the financial world around you.

Germany Declares Universities Tuition-Free Tuition free university education is now a reality in Germany. The official announcement was made Oct. 1, when Lower Saxony became the last of Germany’s states, or Länder, to drop tuition fees at its public universities. According to the Educational, Scientific and Cultural Organization, or UNESCO, Germany hosts almost 207,000 international students, who will be glad to know that they also qualify for the benefit of not paying tuition at public German universities.

State schools had already been federally funded and tuition free for many years, but in 2006 the states voted to remove the ban that kept their schools from charging tuition and other fees for higher education. This change was received very negatively by citizens, who continually challenged the decision.

State by state, it was changed back.

In Hesse, after students rallied and protested in large numbers and collected 70,000 signatures on a citizens’ initiative, tuition fees were rapidly dropped.

Many state governments followed suit, and representatives that refused were removed from office at the next election. The conservative prime minister of Bavaria knew that this put him in a political tight spot, so he jumped on board and forced his liberal coalition partner into abolishing fees. He survived the election of September 2013, but his liberal partner, of the Free Democratic

By Jessica Winters

Party, who made it public that they intended to bring back the fees with a better plan, quickly lost support.

“Tuition fees are socially unjust,” said Dorothee Stapelfeldt, senator for science in Hamburg, in an interview with The Times of London. “They particularly discourage young people who do not have a traditional academic family background from taking up studies. It is a core task of politics to ensure that young women and men can study with a high quality standard free of charge in Germany.”

Malte Hübner, an economist with the German Council of Economic Experts, has followed the situation closely and said that Germany’s trial with paid tuition may have caused around 20,000 potential students to not enroll in 2007.

“Initially there was this deterrent effect, but it would probably have subsided after a while,” said Hübner.

According to Forbes magazine, “there is no such thing as a free education:” Higher education, especially in science-heavy Germany, is incredibly costly to run and maintain. In a typical economic model for financing higher education, the consumer (student) would pay for the good that it consumes (education) and the research that researchers do would lead to innovations that have a positive economic impact on society, therefore paying for themselves.

Statistics from 2013 show that 24 percent of a total of 2.5 million, or 666,000, students attending public universities received state subsidies. Students in Germany will also be offered significantly more benefits and subsidies.

Starting in the 2016-2017 academic year, substantial changes will be implemented by the federal Education Ministry.

Horst Hippler, president of the German Rector’s Conference, said that the removal of tuition costs is merely a temporary response to ideology and politics. “Once austerity measures hit, people will realize that state funding is insufficient,” said Hippler. “The states are simply not rich enough. ... If students saw what they were getting for their money, they would gladly make their financial contribution. The student fees that were put into place would never deter anyone from studying.”

Germany’s quality level of education ranks high, and the country boasts some of the oldest and most highly regarded universities in the world. Topping the list is Heidelberg University.

Established in 1386, it is one of the oldest and most reputed universities in Europe.

vol. XCI

THURSDAY, 30 OCTOBER 2014

3

NEWS & FEATURES

Tax Refund Resources For Students Taxes. The word alone may be daunting, even scary, for many working college students as well as adults. Filing an income tax return means spending time, and even money, in the hope that the government might give some money back at the end of the process. Often, taxpayers have to pay more instead. Students whose income is below the government-dictated limit are not required by law to file a tax return, but it is recommended to do so because it is more likely that students will be able receive some money back. Amidst the confusion and mystery that surround taxes, there is good news for Pacific Union College students: the UpValley Family Centers in Saint Helena and Calistoga offer to help students and community members prepare taxes, free of charge.

Many people choose to work on their taxes themselves, usually with computer programs such as TurboTax, but there are benefits to receiving help from professionals in person. Particularly for college students and other firsttime taxpayers, filing an income tax return can be a confusing process. Tax professionals are trained to not just understand how tax returns work, but they are also able to help people get the most back on their tax return. Adults who have filed income tax returns for a few years may be more comfortable filing their returns themselves, but students can take advantage of this opportunity to learn how the process works.

The UpValley Family Centers are VITA (Volunteer Income Tax Assistance) programs, meaning that they are government certified to assist people whose income is under a set limit with their taxes. During tax season, volunteers at the centers assist people in preparing their income tax returns, so anyone whose income is below the limit can get the most back without having to pay for expensive tax services. Appointments can be made by calling the organization, and are available throughout the week from Feb. 2 to April 15, which is the deadline to file income tax returns.

UpValley Family Center – Saint Helena 1440 Spring St. Saint Helena, CA (707) 963-1919

Game of Loans

By Tara Hattendorf

As the tax preparation program is dependent on volunteers, they are looking for more volunteers for the upcoming season. Volunteer training lasts from Jan. 7 to 9, or volunteers can train online anytime before Feb. 2. Volunteers will then be certified tax preparers, and they can choose to work at the offices in either Saint Helena or Calistoga.

To volunteer at the centers or to make an appointment to prepare your taxes, contact Norma Ferriz at (707) 963-1919. More information can be found by visiting upvalleyfamilycenters.org.

UpValley Family Center – Calistoga 1500 Cedar St. Calistoga, CA (707) 942-6206

By Melissa May

Many of us have been there before, seated in the student finance lobby — the focus of our gaze switching between our cell phones to the half-empty candy jar placed next to the receptionist. While this could possibly be the more crucial appointment in our school year, this concept is overwhelmed by the thought of “what to eat for lunch”… only propelling us to sign all of the imperative documents at an incredible speed without thinking twice. During college, money is the most scarce and appreciated commodity to us. If all students are under the impression that these rapidly signed documents are in fact about money, what isn’t there to give a second thought about?

Student loans are the means to acquire an educational asset to promote an expected future success. With the idea of personal investment on students’ minds, it is natural to take the first loan option available and then scurry off about our day. For many alumni, not being aware of their lender options when first entering into college has been a financial regret.

Earl Knecht, CFP and PUC graduate, said, “Students are literally throwing their money out the window by not checking into their lender options.”

Great consideration should be taken when students decide to take out private student loans. These loans are usually more costly than federal loans in the long run due to their structure. Credit unions, banks, and schools are all varieties of lenders that independently fund private student loans. While many college students end up taking private student loans out of necessity, there are a few factors to look for when shopping for a lender.

Private loans contain variable interest rates that can increase the initial amount

students pay for their education by simply not checking. Most private interest rates are lucrative at first with low interest rates in the range 2-3%, but have the ability to increase over time. While an education can be accurately described as priceless, a private loan with a variable interest rate that just happened to increase up to 10% is a price that should not be overlooked. Ignoring the variable rate could be a mistake costing $15,000 or more depending on the nature of the private student loan.

Amounts and fees on private loans can vary from being mixed between both beneficial and harmful. At the beginning of some private loans, there is an origination fee that should be paid in order to compensate the lender for their financing. Depending on the terms and conditions of the student loan, these origination fees can be small to nonexistent. However small these fees are, an extra 0.5-2% on a $142,464 loan should be considered when choosing a lender as it can add to the cost of one’s education as well. Nonetheless, there are some private lenders offering interest rate reductions on loans for a variety of reasons.

If students repay their loans, there are occasionally deductions for on-time payments, early repayments, and even an unrequired final payment. Various private lenders have a combination of both fees and reductions that students should understand before authorizing these loans.

With the weight potential of a maximum $142,464 four-year investment at the base of each signature, it’s time to care about the implications of each document and give special attention when making financial decisions.

Campus Chronicle

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no.3

NEWS & FEATURES

Been There, Done That, Give Back

By Kenneth McKelvie

We are finally feeling the effects of autumn taking hold. For many, this means pumpkin spice in everything, leaves falling from the trees, birds flying south, wind slapping at faces and, of course, Halloween. For the Alumni and Advancement office, however, autumn signals the beginning of the Phonathon.

The Phonathon, as the name suggests, is a calling spree, where student workers contact PUC alumni requesting donations for the college. Previously, the Phonathon only lasted during the Fall Quarter — this year, the Phonathoners will be calling and requesting for the entire school year!

Some might be asking why the Phonathon, or other alumni-related events, are so important to the college. Once students have graduated, it is often thought that they move on with their lives, leaving PUC’s memories behind, as exactly that—memories. Though it may come as a surprise, PUC’s alumni do more than just come to visit once a year to relive the ‘good-old-days.’

Student fees, as they currently stand, only cover about 50 percent of the school’s operating cost — like water, electricity and maintenance fees, alongside the cost of education — of the college. The other 50 percent doesn’t miraculously appear the way we wish money would do; this comes from various donations and grants, a good chunk of which comes from the alumni.

The donations from Alumni cover the scholarship money that is available to every single undergraduate at PUC, as well as the specific scholarships that some departments have to offer. Alumni fundraisers also helped renovate the library and Grainger Hall bathrooms, and allowed the campus to buy the PUC bus.

Currently, alumni donations and fundraising are planning to add the Walter Utt Center for Adventist History to the Library, which might include a slight redesign of the building to accommodate the addition.

Angwin To Angwish

The importance of alumni donations certainly makes fundraising events necessary in order to keep our campus going. Such donations, however, don’t have to be so specific. For general donations, much of the money goes towards the Pioneer Fund, a pool of money that goes towards supporting campus areas, or causes, that require the most need.

According to Alexander R. Betancourt, the projects coordinator of the Alumni and Advancement office, alumni donations amounted to about $1.5 million last year. This figure is considered somewhat low for a campus of our size; however, the money still helped to support various incoming students and department projects, and pump up the school’s annual fund.

The alumni do so much for the students of PUC, and though completing our degrees at PUC may seem like the ultimate way to convey our gratitude, becoming donating alumnus ourselves after graduation will help the incoming generation, and make it possible to continue running the college that many alumni have supported for years.

Event hits stride in PUC’s backyard

vol. XCI

THURSDAY, 30 OCTOBER 2014

5

NEWS & FEATURES

Split the Check?

By David O’Hair & Glorianne Besana

Men love to pay for things. Whether it is picking up a friend’s coffee or fighting over whom gets the privilege of paying for a group dinner, if there is a check, let us pay. With a narrower topic, when taking someone on a date, I believe it is the man’s job to pay the bill; yes, in 2014 chivalry should still be a default personality trait. As a man, it feels wrong going to dinner and then not sliding your card out to finish off the dinner. Blame the media, cultural norms or parenting, but this is a concept that I will never release my conviction on.

Whether it is your significant other of two-years or a first date that is going absolutely terrible, pay for the date.

I found out how mortifying it is to not be able to pay for a date one fateful day in high school. I asked a beautiful girl out to coffee and showed up with my game face on. Once we arrived at the counter to order I confidently took my wallet out before she could even think of paying. To my horror my debit card was nowhere in sight and I did not have any cash. As I frantically opened and classed my wallet hoping money would appear, she tuned into my panicked demeanor. She calmly said she can pay and, since she didn’t believe in organized banks (#RedFlag), she always has cash on her.

Lucky for me, my date was able to save the day, but from then on I swore never to be caught off-guard again. In summation, men pay for the dates; ladies, this is not saying you’re not independent and more than capable of providing for yourselves, so don’t get mad. -David

Valley Eats - Wallet Cheats

In an age where the discrepancies between male and female privilege (or lack thereof) is becoming more of a commonplace discussion, it is about time that we quit with the archaic idea that only men should pay for a date. Us ladies should start paying our dues. Literally.

Let’s be real here PUC. If any of us are going off campus on a date, it’s half getting to know the other person and half getting to eat some bomb food.

Tasting the culinary expertise of the Napa Valley is just plain pricey and if both are working, I do not see a problem with the girl paying for her own meal. Now let’s get something straightened out. Just because it is nice for the guy to pay for the meal does not mean it is necessary for them to. Enough with “the dance” with the paycheck nonsense, girls. If you are actually capable of paying the bill and want to, then pay it. If you aren’t willing to then don’t reach for the check!

I once asked one of my male friends (jokingly) if it was actually offensive if the girl paid for the date. With an awkward shuffle but serious face he answered, “It’s kind of emasculating.” In that statement I find a problem with this overwhelming societal expectation for the man to pay. Boys, if your masculinity is compromised by a full-grown woman paying for your meal, you need to check yourself. If paying for the date is something that you just do, then that is fine. The moment I raise my voice is when men are just straight up uncomfortable with the idea of a female actually having the means to provide for you too. It is time to learn that there is a difference between the desire to impress and the need to outrank. -Glorianne

By Salvador Fariaz

Ok, I know that you have a meal plan in the cafeteria and I realize you just went to Safeway and stocked your refrigerator with enough food to survive a zombie apocalypse. But if you are a PUC student, I understand two things about the lot of you; first thing, you probably don’t have stacks of money lying around.

And if you do, put Monopoly away and get back to studying. The second thing; if you’re like me, you have a craving for meat that no veggie substitute can fill.

So I am here to give you my top five off-campus food stops that accommodate a students’ scarce budget.

1. Squeeze Inn Hamburgers: Located on Solano Ave., Napa, Squeeze Inn Hamburgers is not much to look at. It is small and the menu is limited, but all you need to order is there. If you eat meat, you have to order the Squeeze Burger with Cheese and an order of fries. The burger’s skirt of cheese is the restaurant’s 3. Small World Restaurant: Coombs St., Napa. Not really interested in unique twist on a classic cheese burger. For those of you who are vegetarian or waffles? Well maybe you are more into falafels. This place is clean and delicious. that don’t eat beef, there are veggie burgers and chicken burgers as well. It is a If you love Greek cuisine, or if you have never tried it, this is definitely a place really tasty burger and it won’t break your wallet. Keep in mind that they are you could fall in love with. It helps that the portions are really big. closed on Sundays.

2. Melted: Also in Napa on Pearl St. They are known for their Waffle Sandwiches with a side of tomato soup. It is definitely something you need to try at least once while you’re at PUC. The prices are reasonable and their desserts are amazing. It’s also interesting to order food because of the unusual names for their sandwiches.

Budget Tips and Tricks

4. That Pizza Place: Main St., St Helena. “Hey dude, let’s go to That Pizza Place!” “Which pizza place?” “No, dude. THAT Pizza Place.” That was the first time I had heard of this place and it is now my favorite local pizza. It’s better than La Prima and cheaper than Tra Vigne. They have great toppings and also pretty good chicken wings! What more could you want?

By Jessica Winters

1. Track your spending like it’s on house arrest: Track your spending for a month and see what your biggest spending categories are. Yes, that little log that comes with your checkbook is actually useful for something. Use the information to determine what you need to spend money on each month, compared to what you want to.

2. Spreadsheets are your friend: Take advantage of Microsoft Excel’s finance templates to create a budget spreadsheet at the beginning of each month. The templates are simple to use, with instructions provided, and the categories (groceries, school, credit cards, etc.) are completely customizable for your personal lifestyle.

3. Sorry, you’re not on the list: When you go shopping, for groceries or otherwise, make a list of the things that you need and stick to it. It might be hard to leave that carton of ice cream or that new t-shirt behind, but when you look at your budget at the end of the month and see how much you saved in your account, it will be more than worth it.

4. Time to pamper myself: Include a “Just Because” category on your budget spreadsheet, to account for the fact that, at some point(s) during the month, you will, undoubtedly purchase a movie or new shoes or something else just because it makes you happy. There’s nothing wrong with getting yourself something special just because - just make sure you account for it when considering how much you can afford to spend for the month. Also, if you don’t use up your “Just Because” money for the month, you can always save it and put it toward something a bit more indulgent over the next month or two.

Campus Chronicle

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no.3

OPINIONS & EDITORIALS

Caf Card Catastrophe

By Maddy Miller

Despite the deep love and appreciation I hold for my college, there are some discrepancies that still linger.

While I am blessed enough to not have to worry about whether or not I will be able to eat, I do worry about the fact that I will one day have some serious bills to pay. Other seniors can relate to me; with graduation looming ever nearer, the foreign concept called “real life” will one day be upon us. My fear are these: what if my reckless spending now could be snowballing to affect my future?

What if there were something I could be doing now to help ease the financial pains I know will come? I found cheaper ways to get books, applied for lots of scholarships and reduced my social outings, but I also did some math.

A conversation about the cafeteria with Student Services leads to the conclusion that students’ meal plans are intended to cover ten meals per week. That’s what our $1,035 is meant to include – ten meals at about $9.41 per meal. Comparing what I eat to what that food costs, I can’t buy drinks, dessert or snacks, pretty much ever. And that’s at ten – TEN – meals a week. Personally, I like somewhere in the margin of 20-21 meals a week. But maybe that’s just me.

If we were to eat 21 meals per week— which is an average three meals per day— at the projected cost of $9.41, the final cost on a student account, just for eating, would be $2,173.71 per quarter – more than double the anticipated spending for our board minimum.

Is the expectation that we don’t eat? Or maybe it’s expected that we subsidize the cost with external eating. Well, if $9.41 is the average cost of a meal in the

Traveling Europe on a Budget

cafeteria, I could eat at Azteca’s three times for every two times I ate at the caf.

Or, even better, let’s go to the grocery store! But, if I’m trying to save money, shouldn’t I cook? I have spent several weeks avoiding the caf. I spent a total of $160 at Safeway, and ate only three meals at the caf in the span of four weeks.

That’s 81 meals, at about $1.98 a pop. Granted, sometimes it’s more work, but I’d definitely say it’s worth it – almost a fifth of the price. Do I need to ask if it’s worth it?!

Of course, this is trying to scrimp and save. I only eat cheap food – things like berries, rice and beans, pasta, trail mix, chips, cereal, ice cream, bell peppers, pizza, curry and homemade smoothies. But, when I buy this cheap food, I can afford to buy it in higher quantities, meaning, I’m more likely to become, and remain, full for a longer period of time.

Even without being able to reduce the board minimum, it’s often better to buy simple ingredients from the caf, rather than full meals, and cook using those.

Examples of things I like to buy: fruit and juice for smoothies, eggs, bread, tomatoes and avocados, and rice or plain pasta.

Unfortunately, it is virtually impossible to eat solely from the caf based on the meal plan. However, it is possible to eat more cheaply, more healthfully and in higher quantities while living on campus.

By Pascale Pean

Traveling is one of my things. I love being able to soak in a new culture and Don’t stay in hotels place, hear a different language and see as much of our world as I can. Though Of course, the cheapest way to travel is to stay with people you know because traveling can be expensive, that’s no reason to give up. You can travel, and here’s it will be free. If you don’t know anyone in your host country, you don’t have to how you can do it for as cheaply as possible: stay in a hotel. Hotels can be really terrible when you’re trying to save money.

Yes, you’ll have amenities on amenities, but is that really worth it if you’re Fly with a cheap airline when leaving the U.S. spending over $200 a night? Luckily, you have some great alternatives. You can Companies like Norwegian Airlines have flights from San Francisco to Oslo, stay in a hostel, which is like a giant dorm room for adults. It sounds sketch, Norway for less than $200 at times. That cuts out a huge cost! However, as with and it can be. But it can also be a great experience, and it’s a good way to meet all things cheap, you need to be flexible. So, if you must leave on the second fellow travelers. HostelWorld.com is a great way to look up hostels, bed and Tuesday of April at 10:00 am, you may not find a cheap flight. But if you’re breakfasts, and cheap hotels to stay in. The trick is to look at the ratings. If you willing to be compromise, you can find a great deal. go to a hostel that’s rated 95 percent from 300 people, then it will probably be a decent hostel. You can also stay with locals, which can be a really cool experience.

Pick your destination based on the price Trusted companies like Couchsurfing.com give travelers a great way to stay There’s a website called Priceoftravel.com that ranks the world’s major cities with locals and see how they live. Even if you aren’t comfortable couch surfing, from cheapest to most expensive. They do this by using a Backpacker Index, AirBnB has a lot of places that you can rent out completely. My friends and I which estimates how much you would be spending each day. This price includes did this in Madrid and we loved it. It was like we lived in our own apartment, a dorm bed at a hostel, three cheap meals, two public transportation rides, and that’s a great feeling. one paid cultural attraction and an entertainment fund. This website is great because it’ll show you which cities you can go to for under $30 a day, or which Don’t buy an international cell phone plan ones you really need to save up for.

When I’m traveling, I put my phone on airplane mode. Once I get to my destination, I use Wi-Fi, wherever I can find it. And remember, you’re on an Make use of cheap transportation options within Europe incredible journey in an incredible country. Don’t worry about always having A great way to travel cheap is to fly from one big city to another. Once you Wi-Fi. It’s actually very liberating. get to your big city, you can take a cheap flight with a different airline or a train to your destination. There are a lot of cheap ways to fly around Europe So, go out on your adventure. This is the time. Explore the world. Yes, you by using airlines like EasyJet and Ryanair. Also, Europe has trains pretty much will still need to save up, but your trip and its memories will be more valuable everywhere and sometimes those can be cheaper and more scenic than flights. than money can ever be. So, what are you waiting for?

Editor-in-Chief David O’Hair

News Editor Tara Hattendorf

Assistant Editor Nic Miller

Sports Editor Trent Broeckel

Layout Editor Taylor Smith

Opinion Editor Carlo Pean Backpage Editor Amanda Navarrete

Copy Editors Emily Mathe Jayson Pawn Jessica Winters Laura Helms Faculty Advisers Lynne Thew Michelle Rai Features Editor Taylor Pittenger

vol. XCI

THURSDAY, 30 OCTOBER 2014

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OPINIONS & EDITORIALS

BEST & WORST COLLEGE PURCHASES

“The best way to unwind after class.”

“It wastes so much of my time.”

-David Rivas

-Evan Smith

JUSTIN’S BUTTER

“Because it was a $20 almond spread.” -Jen Supit

MACBOOK PRO

“Do I need to explain why?”

-Marc Sacay

VIDEO GAMES

“Cause it makes the group showers that much more fun.” -Raul Alvaro

WIRELESS ROUTER

“One of the best parts of fall.”

“There’s already enough stuff to distract you.” -Alvin Alberinto

FUGOO WATERPROOF SPEAKER

“I bought one freshmen year, and now it’s useless... and the WiFi is still slow.” -Kayla Gray

PUMPKIN SPICE LATTE

-Jen Supit

“I can’t even.”

-David O’Hair

Compiled by: Taylor Pittenger

Campus Chronicle

8

no.3

The Final Word Professors’ Favorite Books

By Maddy Miller

Rachelle Davis, professor and chair of the Music Department Mountains Beyond Mountains – Tracy Kidder. “The ability of one individual to make the world a better place for so many people was really powerful …

[Through it] my parents reminded me that as a teacher I can make a positive difference in the lives of a generation of people who will go out and impact the world around them.”

Steve Waters, professor and chair of the Computer Science, Math and Physics Department The Brothers Karamazov – Fyodor Dostoyevsky. “This incredible novel makes serious contributions to the study of philosophy, religion, theology, society, family, and justice, and does so in a way that is not only thought-provoking, but [also] highly entertaining.”

Jay Miller, Financial Counselor for New Students Surely You’re Joking, Mr. Feyndman! – Richard P. Feyndman. “I never knew a Nobel Prize winning physicist could have such a sense of humor. I loved his way of visualizing complex mathematical formulas as a way to better understand them.”

Cynthia Westerbeck, professor and chair of the English Department Paradise Lost – John Milton. “I thoroughly disliked this epic poem … then had my experience with the text transformed by a fabulous graduate seminar on Milton. After my first year of teaching I had the opportunity to go back and tell that professor that if my house caught on fire, the first thing I would save would be my notes from his class.”

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