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Travel supports increase access to health care

More people living in rural, remote and First Nations communities will benefit from free ferry service when travelling for non-emergency medical specialist appointments through an expansion to the Travel Assistance Program (TAP).

“The Travel Assistance Program lessens the financial burden for people who have to travel away from home for health-care services, meaning they can focus on their health instead of their wallet,” said Josie Osborne, Minister of Health.

“Although travel on BC Ferries has long been covered for people through TAP, expanding coverage to privately managed ferry routes means more people living in rural, remote and First Nations communities will benefit from much-needed help with their travel costs.”

Beginning Dec. 19, 2024, seven additional ferry routes are being added to TAP, which supports patients with the cost of ground, air or ferry travel to access non-emergency medical specialist services not available in their own community.

In 2023-24, 98,248 TAP approvals were issued.

“Dealing with health-related matters can be stressful enough, without the added burden of extra travel costs,” said Mike Farnworth, Minister of Transportation and Transit. “Through BC Ferries and TAP, we’re making sure that people travelling for medical reasons have their travel costs covered, and that essential travel is as affordable and stress-free as possible.”

The expansion includes round trip travel on the following independently operated ferry routes:

Tahsis and Kyuquot to Gold River

Dodge Cove to Prince Rupert

Lasqueti Island to French Creek

Bamfield, Kildonan and Haggard’s Cove to Port Alberni

Ahousaht and Hot Springs Cove to Tofino

Metlakatla, Oona River, Kitkatla and Hartley Bay to Prince Rupert

Tuck Inlet to Prince Rupert, Aero Point (Lax Kw’alaams Ferry)

“Access to quality health care shouldn’t depend on where in B.C. you choose to live,” said Debra Toporowski, parliamentary secretary for rural health. “By making TAP available to people living in these ferry-dependent communities, we’re not only reducing financial strain for people who have to travel outside their community for care. We’re also making health-care access more equitable and ensuring that people in rural and remote communities don’t get left behind.”

Quick Facts:

TAP is a corporate partnership between the Ministry of Health and private transportation carriers.

Eligible medical specialist services include:

Expanding TAP is part of the Province’s work to improve health equity for people living in rural and remote communities and builds on investments in medical travel and accommodation support through the Canadian Cancer Society and Hope Air.

PUNJABI PATRIK A STAFF pMjwbI p`iqRkw stw&

Punjabi Editor

Adver tising Executive

Typist

Layout

The P atrika pMjwbI p`iqRkw

Gurdeep Singh Grewal

Paramjit Singh Kanda

Ekam Banipal

Gurmeen Banipal

non-emergency medical specialist services available at the closest location outside the patient's community; and diagnostic procedures, laboratory procedures, diagnostic radiology, nuclear medicine procedures, BC Cancer Agency, Transplant Units, HIV/AIDS treatment at St. Paul's Hospital, specialty clinics at BC Children's Hospital and other tertiary care hospital services.

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Graphic Designer

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Administration Assistant : Gurneet Sidhu AYfiminstrysæn AisstYNt : gurnIq is`DU

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280 million trees planted in 2024

More than 280 million trees were planted in B.C. forests in 2024 due to the Province’s efforts.

of their legal requirements to regenerate harvested areas.

“2024 was a banner year for tree planting in B.C., including celebrating 10 billion trees planted since 1930,” said Ravi Parmar, Minister of Forests. “Our government’s commitment to sustainable forests has seen us lead the country by planting more than two billion trees since 2017.”

Caring for B.C.’s forests has come a long way since reforestation programs began in 1930. Meticulous planning goes into selecting which types of trees are seeded and encouraged to grow on public lands. This year, 13 different native tree species were chosen in an effort to preserve natural ecosystems and prioritize key characteristics, such as resilience to climate change.

The Province’s 2024 reforestation efforts were primarily focused on fire-damaged areas. This was in addition to the work undertaken by forest tenure holders as part

“We are in good shape right now based upon a run of strong years and the government’s commitment to tackling the impacts of climate change through adaptation and keeping reforestation programs at a level to help regrow our forests,” said John Betts, executive director, Western Forestry Contractors’ Association. “Our members have been adapting to the concept of a restoration economy targeting ecosystem resilience through all kinds of different planting programs.”

B.C. Timber Sales (BCTS), a division of Ministry of Forests responsible for managing vast areas of forested public land, also marked a milestone this year. More than one billion trees have been planted since the organization was founded in 2003. BCTS supports local jobs and communities by issuing approximately 40 tree-planting contracts to small business operators throughout the province every year.

Chair of BC Labour Relations Board, Employment Standards Tribunal reappointed

Jennifer Glougie has been reappointed by Niki Sharma, Attorney General, as chair of the BC Labour Relations Board and the Employment Standards Tribunal following a merit-based recruitment process.

Glougie has served as chair of the BC Labour Relations Board and the Employment Standards Tribunal since February 2022. She has been reappointed to a five-year term that will begin on Feb. 5, 2025.

Glougie holds a law degree from the University of Victoria and a PhD in linguistics from the University of British Columbia. She is a member of the Law Society of British Columbia and the Canadian Bar Association, as well as the Canadian Linguistics Association, the International Association of Forensic Linguists, and the International Law and Language Association.

As part of her private practice, Glougie was involved in labour education through the Canadian Labour Congress and various labour councils throughout the province. She served as associate chair of the BC Labour Relations Board from May 2018 to February 2022.

The BC Labour Relations Board is an independent administrative tribunal with the mandate to mediate and resolve disputes related to unionized workplaces under the Labour Relations Code. The Employment Standards Tribunal conducts hearings of appeals and decisions made by the Employment Standards Branch, which is established under the Employment Standards Act. Combined, these mechanisms provide workers and employers with the ability to resolve workplace disputes in a fair and efficient manner.

5 superfoods to add to your diet

You are what you eat, so you should pay attention to the things you consume. While you’ll want to avoid things that are high in sugar, fat and salt, there are some so-called “superfoods” that are packed with nutrients and other factors that can help boost your health. Here are five superfoods that should be in your diet.

Dark leafy greens

When making salads, skip the iceberg lettuce – which is mostly water. Instead, opt for nutrient-rich greens like arugula, dandelion leaves, spinach and kale.

Ginger

While you may think of ginger as a cure for an upset stomach (your mom was right, it does work for that), ginger root also contains vitamin C, magnesium and potassium. Add fresh ginger to stir-fried dishes or to give a spicy kick to your tea.

Chia seeds

Chia seeds come from a flowering plant native to Mexico. They’re low-calorie (about 100 calories per ounce) but filled with fibre, protein, antioxidants, and vitamins and minerals like phosphorus, magnesium, iron and zinc. Use them to boost the nutrients in your salads and smoothies.

Beets

Betalains, the pigments that give these durable root vegetables their rich colours, are also known for their anti-inflammatory properties. Ovenroasted beets are a simple side dish to serve alongside your family’s favourite protein, or let them cool and then chop them into a salad.

California prunes

A serving of five prunes has only 100 calories but is a source of fibre, potassium, vitamin K and other essential nutrients. They don’t require refrigeration, making them a handy snack. You can also make a simple prune puree that you can use to replace sugar, eggs or oil in your favourite dessert recipes.

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New measures in place will boost home construction

New actions are being implemented to help more people find affordable homes in the communities where they live and work.

LIFECARE HOMEOPATHY

“Everyone should be able to afford a home in their chosen community, but high home costs and real estate speculators are making that a challenge,” said Brenda Bailey, Minister of Finance. “We are working to ensure there are more affordable homes available for people, whether they’re renting or buying, through measures like the B.C. home-flipping tax and property transfer tax exemptions.”

Starting Jan. 1, 2025, the B.C. homeflipping tax will be in place to discourage investors from buying housing to turn a quick profit.

workers, can find a place to live they can afford in the communities they love.”

Other measures to help make homeownership more accessible and improve the supply of housing, which came into effect April 1, 2024, are new thresholds for the first-time homebuyers’ program and the newly built home exemption.

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People who sell their home within two years of buying will be subject to the tax, unless they qualify for an exemption, such as divorce, job loss or change in household membership. It is expected approximately 4,000 properties will be subject to the tax in 2025. All revenue from the tax will go directly into strengthening housing programs and building new affordable homes in B.C.

“The B.C. home-flipping tax is just one more tool in our toolbox to help people find affordable housing,” said Ravi Kahlon, Minister of Housing and Municipal Affairs. “We’re working to deliver more homes so the people who keep our communities working, like teachers, nurses and construction

The threshold for the first-time homebuyers’ program was increased to $835,000 from $500,000. Qualifying individuals will receive an exemption on the property transfer tax on the first $500,000 of the home’s value. Since April 1, more than 22,000 firsttime home buyers – an increase from approximately 9,500 in 2023 – were helped into their homes through this program, saving as much as $8,000 in property transfer tax.

To encourage the construction of new homes and support families to take the next step in home ownership, the threshold for the newly built home exemption was increased from $750,000 to $1.1 million. In 2024, this helped approximately 10,300 purchasers buy new homes, nearly 3,000 more than last year.

The Province is also supporting the delivery of more rental homes. New purpose-built rental buildings of four units or more, purchased between Jan. 1, 2025, and Dec. 31, 2030, may also qualify for an exemption from the general property transfer tax.

Province appoints new BC Hydro board chair, directors

The B.C. government has appointed a new chair and three new directors to the BC Hydro board of directors, ensuring the important work of keeping rates affordable, expanding critical electricity infrastructure to meet future demand, and effective management of drought and power imports continues to be prioritized.

Glen Clark has been appointed the new chair of the BC Hydro board of directors. Clark will take over the post from current chair, Lori Wanamaker, whose term will end on Dec. 31, 2024. Clark brings extensive leadership, corporate relations and resource development experience to the position, as a former premier and minister of finance and corporate relations, as well as former president of the Jim Pattison Group, a

multinational corporation with diverse holdings.

Merran Smith is president of New Economy Canada and brings awardwinning leadership uniting industry, government and civil-society partners to solve society’s most pressing social and ecological challenges. She represents Canada on the C3E International Ambassador Corps. The founder of Clean Energy Canada, Smith is broadly recognized as a fearless advocate and national leader in advancing Canada’s clean, zero-carbon economy.

Brynn Bourke is executive director of the BC Building Trades (BCBT). Under her leadership, BCBT has opened the College of the BC Building Trades, launched a youth ambassador program to connect apprentices with high

school students, secured enhanced sanitation protocols on construction sites and supported initiatives that reduce barriers for under-represented groups to enter the trades. Bourke is a board member of BuildForce Canada and SkillPlan.

Don Kayne is president and CEO of Canfor Corporation, and former CEO of Canfor Pulp Products Inc. Kayne has deep experience in international sales and marketing, human resources and executive compensation through 45 years with the forest company. Kayne has served the forestry industry in many roles, including numerous current and past leadership positions with provincial, national and international forestry-related associations and organizations.

The new directors will occupy spaces on the board left by Amanda Hobson and Victoria McMillan, whose terms are ending, and Irene Lanzinger and Daryl Fields, who are retiring.

Directors Nalaine Morin and Chief Clarence Louie, whose terms on the board will end on Dec. 31, 2024, have been reappointed for an additional two-year term. The remainder of the board is unchanged.

The board of directors is responsible for providing oversight and direction of BC Hydro, such as the implementation of relevant energy policy decisions of the Province. The board chair provides leadership in guiding the board’s activities in the best interests of BC Hydro and British Columbians.

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BfeI mnI isMG nfl idwlI cly gey, jdoNik

Coty sfihbËfdy bfbf Ëorfvr isMG qy bfbf

Ìiqh isMG, ijnHF dI Aumr isrÌ swq qy nON sfl dI sI, dfdI mfqf gujrI nfl srihMd vwl cly gey.

vwzy sfihbËfidaF dI kurbfnI: poh df sfrf mhInf hI iswK ÈhIdIaF dI idl kMbfAU

Gtnf vflf hY, ijs ivc gurU goibMd isMG jI dy vwzy sfihbËfdy bfbf ajIq isMG qy bfbf

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ÈhIdF’ dy krqf awlHf Xfr ÉF jogI ny ies

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sfkf srihMd: ies Gtnf qoN pMj idn ipwCoN

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mfsUmF dy sIs DV nfloN vwK kr idwqy. TMZy burj ’c kYd bËurg mfqf gujrI jI nUM jdoN ieh Ébr imlI qF AunHF ny prmfqmf df Èukr kridaF afpxy pRfx vI iqafg idwqy.

gurduafrf sRI joqI srUp suÈoiBq: sfihbËfidaF qy mfqf jI dy aMiqm sMskfr leI

gurU-Gr dy ainn syvk dIvfn tozr mwl ny sony dIaF mohrF adf kr ky ËmIn ÉrIdI. sMsfr dy ieiqhfs ’c ieh sB qoN mihMgI ËmIn hY. ijs QF sfihbËfidaF qy mfqf jI df aMiqm sMskfr hoieaf, AuwQy awj-kwlH gurduafrf joqI srUp suÈoiBq hY. ieh Ébr jdoN nUrf mfhI rfhIN gurU goibMd isMG kol phuMcI, qF AunHF ny kfhI dy bUty nUM jVHoN puwtidaF Prmfieaf, ‘hux muÊl sfmrfj dI jVH puwtI jf cuwkI hY.’ ies vfikaf qoN Cy sfl bfad dÈmyÈ ipqf qoN QfpVf lY ky bfbf bMdf isMG bhfdr ny muÊlIaf slqnq dy bÉIey AuDyV idwqy qy srihMd dI iewt nfl iewt KVkf idwqI. cwpVicVI dy asQfn ’qy hoeI gihgwc lVfeI ivc vËIr ÉF nUM mfr ky bfbf bMdf isMG ny sfihbËfidaF dI ÈhIdI df bdlf lY ilaf.

rfq nUM sONdy smyN Ìon CfqI ‘qy rwKx dI hY afdq qF ho jfE sfvDfn, iksy vI smyN vwj skdI hY Éqry dI GMtI

sONdy smyN Pon nUM sIny ‘qy rwKxf Éqrnfk ho skdf hY, ikAuNik ies nfl keI smwisafvF ho skdIaF hn. ipCly kuJ sflF ivwc, ieh iewk afm ruJfn bx igaf hY ik lok lytdy hoey afpxf mobfeIl CfqI ‘qy rwKdy hn. Pon nUM CfqI ‘qy rwKx nfl idl ‘qy dbfa pY skdf hY, ijs nfl idl dIaF smwisafvF vD skdIaF hn. mobfeIl PonF qoN inklx vflIaF vfeIbRyÈnF hr idn idl nUM kmËor kr rhIaF hn. ies kfrn keI vfr quhfzf idl ibmfr ho skdf hY. ies dy nfl hI lgfqfr aijhf krn nfl idl dy dOry df Éqrf vI vwD skdf hY.

sfh lYx ivwc smwisaf : Pon nUM sIny ‘qy rwKx nfl sfh lYx ‘c qklIÌ ho skdI hY, ijs nfl afksIjn dI kmI ho skdI hY. sfh lYx ivwc qklIÌ quhfzI iËMdgI nUM vI musIbq ivwc pf skdI hY. Ìon nUM lgfqfr CfqI ‘qy rwKx nfl afksIjn dI kmI ho skdI hY.

Pon dI grmI nfl cmVI ‘qy jlx ho skdI hY, ijs nfl cmVI dIaF smwisafvF vD

skdIaF hn. Ìon qoN inklx vflI vfeIbRyÈn quhfzI cmVI leI bhuq Éqrnfk hY. jo quhfzy leI bhuq sfrIaF smwisafvF pYdf kr skdI hY. aijhy ‘c Pon nUM isrhfxy dy hyTF aqy CfqI ‘qy rwKx qoN bcxf cfhIdf hY.

nINd ‘c pryÈfnI : Ìon nUM CfqI ‘qy rwKx nfl nINd ivwc ivGn pY skdf hY, ijs nfl nINd dI guxvwqf Krfb ho skdI hY. ies leI lytdy smyN Pon nUM sIny ‘qy rwKx qoN bcxf cfhIdf hY. ies dI bjfey, Ìon nUM iksy surwiKaq QF ‘qy rwKo, ijvyN ik bYwzsfeIz tybl ‘qy jF almfrI ivwc ijwQy qusIN afpxf Ìon rwKdy ho. sONdy smyN Ìon nUM afpxy qoN dUr rwKx dI koiÈÈ kro

ikAuNik Ìon afpxy kol rwKxf quhfzI ishq leI bhuq Éqrnfk ho skdf hY. jF Ìon nUM pUrI qrHF bMd kro aqy iesnUM afpxy qoN dUr rwKo qF jo qusIN ÈFqI nfl sO sko.

BC Hydro expands clean-energy supply with new solar project

BC Hydro has added a new solar-energy project to the clean-energy projects selected to advance from its call for power.

On Dec. 9, 2024, the Province announced that BC Hydro has selected nine windenergy projects through its 2024 call for power that will supply renewable, affordable electricity to growing communities throughout B.C.

While BC Hydro was preparing the public disclosure of the successful projects, one of the projects voluntarily withdrew and was not included in the announcement. BC Hydro has offered a 30-year electricitypurchase agreement to the next-highest evaluated project in order to maximize the power generation available through this call for power.

The newly added project is the ShTSaQU Solar Project in the southern Interior near Logan Lake, which will provide 104 megawatts of capacity. The Independent Power Producer partner is BluEarth Renewables Inc. and the First Nation partner is Oregon Jack Creek.

Collectively, these 10 clean and renewable projects will generate approximately 5,000 gigawatt hours of electricity annually, enough to power half a million new homes, and will increase BC Hydro’s current supply by 8%. These projects are spread across nearly every region in the province. Their development and construction are expected to generate between $5 billion and $6 billion in private capital investment.

BC Hydro engaged extensively with First Nations on the design of the call for power, and included a requirement that projects must have a minimum 25% equity ownership held by First Nations. Eight of the 10 successful energy projects will have 51% equity ownership. This represents $2.5 billion to $3 billion of ownership by First Nations in new renewable energy projects in the province.

The Province and BC Hydro are committed to holding regular competitive calls for power based on electricity demand to ensure that B.C. has the clean electricity it needs as the economy and population grow, while keeping rates affordable.

In addition to the call for power, BC Hydro is implementing several actions to meet the increasing demand from population

growth, housing construction, business and industrial development, and transportation. These actions will power more than one million new homes in the coming years. This includes: adding the Site C hydroelectric dam, which will power 500,000 homes; investments in energy efficiency, which are expected to save 2,000 gigawatt hours of electricity annually (enough to power 200,000 homes);

renewing existing electricity-purchase agreements; and exploring the use of utility-scale batteries.

Solar projects with a capacity equal to or more than 50 megawatts require an environmental assessment by the BC Environmental Assessment Office.

Simple steps to improve your gut health

While we usually only think of our stomach when we’re hungry, a healthy gut is important to your overall health. Your stomach is filled with countless good bacteria that help with everything from digestion to bone health and your immune system. Here are some easy ways to keep your stomach in top shape.

Eat more fibre

You’ve likely heard that it’s important to eat fibre to promote regularity. But fibre

also feeds and promotes the diversity of beneficial bacteria in your gut.

Some foods, including prunes, contain soluble and insoluble fibre. Soluble fibres can be digested, while insoluble fibres help foods pass through your digestive system.

A serving of about five prunes has only 100 calories but provides a source of potassium, vitamin K, antioxidants and other essential nutrients. They don’t require refrigeration, so you can keep them in your desk drawer for a handy mid-day snack.

Look for nutritious alternatives

Looking for ways to reduce the sugar, eggs or oil in your favourite recipes? A simple prune puree is a great option.

Their natural sweetness means you can swap out one-third to one-half of the sugar in a recipe. You can replace up to three large eggs in any recipe by using ¼ cup (60 ml) of puree for each egg. Reduce the amount of butter or oil a recipe calls for by using an equal amount of prune puree.

To make the puree, simply blend about 8 pitted prunes with some hot water.

PRIME Minister Justin Trudeau visited the Shri Guru Ravidass Community Center in Burnaby

Prime Minister Trudeau with MPs

Harjit Sajjan, Terry Beech, Randeep Sarai, Sukh Dhaliwal and Taleeb Noormohamed, and Burnaby Mayor Mike Hurley, among others. PRIME Minister Justin Trudeau visited the Shri Guru Ravidass Community Center in Burnaby and shared his appreciation for the contributions being made by the congregation and members of the society. Trudeau's visit generated a lot

of excitement as this was the first visit of a sitting prime minister to the Guru Ravidass Temple in Burnaby in the 42-year history of Shri Guru Ravidass Sabha (Vancouver). Trudeau spoke of the values of "equality" prescribed by Guru Ravidass, and said these are the same values of Canada. Trudeau also had a tour of the community center and met members of the congregation in the langar hall. Trudeau mentioned

that he would be pleased to return to the Guru Ravidass Center once it is completed. A couple of months ago, Trudeau had also visited the Guru Ravidass Temple situated in his own riding in Montreal. On behalf of the congregation and the board of the organization, President Harjit Sohpaul and General Secretary Amarjit Lealh welcomed Trudeau and ministers Harjit Sajjan and Terry Beech, parliamentary

secretary and associate minister Randeep Sarai, MPs Sukh Dhaliwal and Taleeb Noormohamed, and Burnaby Mayor Mike Hurley. Sohpaul also acknowledged the continued support of MPs Sajjan, Sarai and Dhaliwal. Sajjan was particularly acknowledged for arranging Trudeau's visit to the center.

Chaar Sahibzaade: The unforgettable history of Sikh heroism and sacrifice

The incidents that took place on the 21st and 27th of December 1704 AD are the days that hold very dear memories for the Sikhs around the world. The martyrdom of the four “Sahibzaade” (Sons) is an important and integral part of the Sikh history and the occasion of their martyrdom is remembered, and commemorated both with great vigour and very acute sadness, by the Sikh community every year in the month of December, also known to be the month of “Poh”. Chaar Sahibzaade, (‘Chaar’ means four and ‘Sahibzaade’ refers to the sons or scions, young men of genteel birth) is a term endearingly used for the four sons of Guru Gobind Singh Ji, the 10th guru of the Sikhs. Guru Sahib, the four Sahibzaade, Mata Gujari Kaur, Guru’s Mahil, Mata Jeeto Ji, his wife, the five Panj Piaras and a few hundred Sikhs left Anandpur Sahib on the chilly night of 20 December 1704 towards Ropar (in present-day Punjab).

On the intervening night of 20–21 December, the Mughals breached the vows and attacked Guru’s entourage at a site on the Sarsa rivulet some 25 kms from Anandpur Sahib. The Guru’s family was separated and broken away. This spot is now known as “Pariwar Vichhora” and the Gurudwara Sahib is also built up there in their honour as “Gurudwara Pariwar Vichhora Sahib”. Guru’s Mahil left with Bhai Mani Singh towards Delhi. Guru Gobind Singh Ji with two elder Sahibzaade, 5 Panj Piaras, and 40 Sikhs proceeded towards Chamkaur and reached there on the afternoon of 21 December. The famous Chamkaur battle, also known as the Battle of Chamkaur Sahib, was a battle fought between the Khalsa, that took place on December 22 and the older Sahibzaade, called the ‘Vaada Sahibzaade’, attained martyrdom

while fighting the powerful and very well-equipped Mughal army comprising of thousands at the young age of 18 and 14 years old respectively. Three Panj Piaras and 40 Sikhs laid down their lives fighting the 10 lakh strong mighty Mughal army. Another Sikh, who resembled the Guru, Sangat Singh, donned the Guru’s clothes and remained with the soldiers. Negotiations broke down and the Sikh soldiers chose to engage the overwhelming Mughal forces, thus allowing the Guru to escape.

The next morning, the remaining Sikhs were martyred by the Mughal forces. During the battle, Guru Ji’s two youngest sons, Zorawar and Fateh and their grandmother Mata Gujri Ji got separated from the rest of the Sikhs.

A former servant, Gangoo, a Kashmiri pandit, from his house, saw them and suggested that they come with him to his village. They were grateful for his help and went with him. However, the servant breached their trust and in greed of money, disclosed their location to the Mughal. The Mughals came to the house and captured them.

All three were imprisoned in the Open Tower (Thanda Burj), in chilling winters with no mats to sleep on, just strands of straw as their bedding. The sons were brought to Wazir Khan, the

governor of that state. Wazir Khan believed in Emperor Aurangzeb’s vision. Wazir Khan told the Sahibzaade that he would spare their lives if they converted to Islam. Even at such a young and juvenile age, the two Sahibzaade stood steadfast and firm to the Khalsa Panth and refused to convert to Islam. As a result, Wazir Khan ordered that a brick wall be put up around them. The two Sahibzaade attained martyrdom by being bricked alive. Mata Gujar Kaur could not bear the trauma of her young

grandsons getting martyred and the same day, upon hearing the news, left for her heavenly abode.

On 27 December 1704, a heinous and cold-blooded crime was committed in the Sarzameen of Sirhind. The younger pair called the ‘Chotta Sahibzaade’ was martyred together by the Mughals in Sirhind at the tender age of 6 and 9 years respectively. This place is now known as “Jyoti Swaroop Gurudwara Sahib”

Fatehgarh Sahib, Punjab, India.

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sumfs phfV ivKy pwQrF dI pVcol krn ‘qy ivcfr kro[ ies kudrqI adBuwq DrqI rfhIN sYr krnf nf isrP iewk vDIaf ksrq hY blik aYbtsPorz dI srdIaF dI suMdrqf dI pRÈMsf krn df iewk mOkf vI hY[ ienzor ivklp AunHF lokF leI vI BrpUr hn jo TMz qoN dUr rihxf psMd krdy hn. aYbtsPorz dy mnorMjn kyNdr, ijvyN ik mYtskI aqy aYbtsPorz mnorMjn kyNdr, qMdrusqI klfsF, svIimMg pUl aqy skyitMg irMk pRdfn krdy hn[ ieh suivDfvF sfry qMdrusqI pwDrF nUM pUrf krdIaF hn aqy ikirafÈIl rihx leI iewk inwGy, svfgqXog vfqfvrx dI pyÈkÈ krdIaF hn.

bfkI pMnf: 19

bfksIg hÌqy dI ivkrI

afpxy mnpsMd bRFzF 'qy ivÈyÈ sfl dy aMq dy sOidaF nfl vwzI bcq kro!

muÌq

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bcq kro

$800 qwk dI

vYnkUvr dy ivwk srIn nUM imilaf ‘afrzr

aYbtsPorz (gurdIp isMG gryvfl), kYnyzf dI

gvrnr jnrl mYrI sfeImn ny vYnkUvr invfsI

pMjfbI mUl dy aMgryjLI iPlm inrdysLk ivwk srIn nUM srvAuWc snmfn ‘afrzr afP kYnyzf’ nfl snmfinq

kIqf hY. iPlm inrdysLk ivwk srIn nUM ieh AuWc snmfn klf dy Kyqr ivc pfey gey sLfndfr Xogdfn

bdly idwqf igaf hY. 79 sflf ivwk srIn 1963 ‘c

kYnyzf afey sn qy AunHF ny pRmuwK mIzIaf adfry sI

bI sI nfl kYmrfmYn vjoN nOkrI kIqI. ivwk srIn ny aMgryjLI iPlm ‘pYsYjLrjL’ qoN sMn 1980 ‘c iPlm inrdysLk vjoN afpxy kYrIar dI sLurUafq kIqI. qy

Auh hux qwkqkrIbn do drjn aMgryjLI iPlmF df inrdysLn kr cuwky hn ijnHF ivc ‘kolz kmPrt’, ‘hfrz tU PfrgYt’, ‘d vyitMg gym’, ‘lv afn dI sfeIz’, ‘ey sLfeIn afP rynboajL’, ‘ey mdrjL nfeItmyar’, ‘sI pIpl’ qy Bfrq-pfk vMz qy bxI iPlm ‘pfrtIsLn’ pRmuwK hn. ‘pfrtIsLn’ iPlm ‘c ihMdI iPlm aiBnyqf mrhUm ierPfn Kfn, afrIaf bwbr qy lKivMdr isMG lwKf ny vI aihm BUimkf inBfeI sI. kYnyzf dI gvrnr jnrl mYrI sfeImn ivwk srIn df snmfn krdy hoey

aYbtsPorz (gurdIp isMG gryvfl), rfiel kYnyzIan

mfAuNitz puils dy sInIar pMjfbI aiDkfrI cIP suprzYNt sLrnjIq isMG ‘sLfn’ igwl nUM loar mynlYNzjL ieMtrfryitz

tImjL df aPsr ieMcfrj inXukq kIqf igaf hY. rfiel

kYnyzIan mfAuNitz puils dI loar mynlYNz izstikt sInIar lIzrisLp tIm ‘c sLrnjIq isMG igwl ieko iek pMjfbI puils aiDkfrI hn ijnHF nUM aihm ahudf idwqf igaf hY. ijlHf mogf dy bfGf purfxf nyVly ipMz rfjyafxf dy sLrnjIq isMG igwl CotI Aumr ‘c sMn 1969 ‘c kYnyzf afey sn. AuWc ivwidaf pRfpq krn qoN bfad Auh 1989 ivc rfiel kYnyzIan mfAuNitz puils ivc bqOr kFstybl BrqI hoey sn. kFstybl qoN ieMspYktr qy iPr suprzYNt qy jUn 2020 qoN Auh afr[ sI[ aYm[pI[ ‘c cIP suprzYNt vjoN syvfvF inBf rhy hn. Auh jFc eyjMsI ieMtrfryitz homosfeIz ienvYstIgysLn tIm dy aprysLn aiDkfrI vI rhy hn. kYnyzf dI gvrnr jnrl mYrI sfeImn ny ies sfl PrvrI ‘c sLrnjIq isMG igwl nUM kYnyzf puils dy AuWc snmfn ‘afrzr afP mYirt’ nfl snmfinq kIqf sI.

kYnyzf dI pMjfbx amrIkf dI tIm ‘c golP KyzygI

aYbtsPorz (gurdIp isMG gryvfl), isrP golP Kyzx

vflIaF aOrqF leI amrIkf ‘c bxI aMqr rfsLtrI sMsQf lyzIjL pRoPYsLnl golP aYsosIeysLn ny kYnyzf dI nfmvr pMjfbx golPr svnfh gryvfl nUM sfl 2025 vfsqy afpxI tIm mYNbr bxfieaf hY. sMn 1950 ‘c hoNd ‘c afeI aYl[pI[jI[ey[ dI ies tIm ivc svnfh gryvfl kYnyzf dI ieko iek golP iKzfrn hY. amrIkf dI lyzIjL pRoPYsLnl golP aYsosIeysLn dIaF iKzfrnF 2025 ‘c 35 golP tUrnfmYNtF ivc ihwsf lYxgIaF ijnHF ‘coN 22 tUrnfmYNt amrIkf dy vwK-vwK sLihrF ‘c hoxgy jd ik 13 tUrnfmYNt kYnyzf, ieMglYNz, PrFs, skftlYNz, isMgfpur, QfeIlYNz, mYksIko, mlysLIaf, cIn, korIaf qy jpfn ivKy hoxgy. 23 sflf svnfh gryvfl ny awT sfl dI Aumr ivc golP KyzxI sLurU kIqI sI qy vwK-vwK sLRyxIaF ivc hoey golP mukfbilaF ‘c Auh iqMn vfr cYNpIan bxI hY. amrIkf dy dwKxI kYrIlonf sUby klymsn XUnIvristI ivKy sfieMs ‘c pRI mYzIsn dI pVHfeI kr rhI svnfh gryvfl df Cotf Brf jOrzn gryvfl tYins df vDIaf iKzfrI hY.

arpn ilKfrI sBf dI mIitMg

cfr sfihbËfidaF nUM smripq

kIqI geI

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drÈx isMG brfV ny kvI drbfr dI ÈurUafq kIqI. AunHF ny ny gurU jI dy aMnd pur Cwzx qoN lY ky Édrfxy dI Zfb qwk dI dfsqfn nUM kivqf rfhIN ibafn kIqf.nfl hI AunHF afpxI jIvn sfQx ijs ny lYkcrfr dy qOr qy lMbF smF ividafrQIaF nUM sfieMs aqy mYQ pVHfieaf nUM Xfd kridaF bhuq hI Bfvuk kivqf vI sFJI kIqI. gurmIq kor srpfl ny afpxy ivcfr sFJy kridaF ‘hEmYN’ nUM dUr krn leI gurbfxI dy hvfly nfl pyÈ kIqf. jsvMq isMG aigafnI ny ruhfnIaq gwl kridaF gurbfxI nUM arQF nfl pVHx aqy aml krn leI sroiqaF nUM pRyirq kIqf. jsvIr isMG ishoqf ny iswK ieiqhfs bfry afpxy ivcfr kivqf rfhIN sFJy kIqy. zf[ hrimMdrpfl isMG ny pRvfnf jI df iliKaf gIq mfqf guËrI jI ‘GoVIaF lflF dIaF gfvy’ myrf nF guËrI myrI awl guËrI afpxI bulMd avfË ivc pyÈ kIqI qF mfhOl bhuq hI Bfvuk ho igaf. zf[ jogf isMG shoqf ny jsvIr isMG ishoqf dIaF do kivqfvF (hy akfl purK qyrf mYN Èukr mnf irhf hF, ‘qyry bilhfr sux klgI vfilaf’) sfj nfl suxf ky sroiqaF nUM inhfl kIqf. kysr isMG nIr ny gurU nfnk dyv qoN gurU goibMd isMG dy pirvfr dI jbr Ëulm ivruD avfË AyuTfAux dy jyry nUM ibafn krdI kivqf pyÈ krky pRBfivq kIqf.AunHF afiKaf ik koeI ivrly hI srkfrI jbrF nfl twkr lNYdy hn.

sqnfm isMG Zfa ny krnYl isMG pfrs dI bhuq hI mkbUl kivqf ‘ikAuN PVI ispfhIaF ny BYxo ieh hMsF dI joVI’ kvIÈrI rMg ivc pyÈ kIqI.sroiqaF vwloN dfd hfsl kIqI.ipRMsIpl bldyv isMG duwlt ny gurU jI dy Coty sfihbËfdy dy srsf ndI dy ivCoVy qoN lY ky TMzy burË qwk sfihbËfidaF aqy mfqf guËrI jI dy dwuKF df vrnx kridaF moqI mihry dI aqy dIvfn tozr mwl dI kurbfnI nUM sFJf kIqf.ieMjI[ jIr isMG brfV ny sfihbËfidaF nUM ÈrDf dy Puwl Byt kridaF afpxy ivcfr pyÈ kIqy. kuldIp kOr GtOVf ny vI cfry sfihbËfidaF dIaF kurbfnIaF nUM sIs JukfAuidaF afpxy ivcfr sFJy kIqy. ienHF bulfiraF qoN ibnF ies sfihqk aqy ieiqhfsk ivcfr crcf ivc gurmIq isMG Zfa, mihMdr kOr kflIrfey, avqfr kOr qwgV, ipRqpfl isMG mlHI aqy sUbf syÉ, ny iËkr Xog Xogdfn pfieaf. skwqr jrnYl isMG qwgV ny gurU qyg bhfdr dI ÈhIdI qoN lY ky cfry sfihbËfidaF dIaF ÈhIdIaF nUM ÈrDfËlI idMidaF, styj qoN Coty Coty kfiv toitaF nfl mhOl nUM KuÈgvfr bxfeI rwiKaf.

aÉIr qy zf[ jogf isMG ny pyÈkfrIaF nUM slfhuMidaF hoieaf hfËrIn df DMnvfd kIqf. AunHF afiKaf ik awj dI ieh iekwqrqf iek XfdgfrI iekwqrqf hovygI.AunHF afs pRgt kIqI ik afpF iesy qrHF afAux vfly smyN vI sfihqk aqy ieiqhfsk ivcfrF krdy rhIey.AunHF jfxkfrI idMidaF afiKaf ik aglI mIitMg 11 jnvrI nUM koso hfl ivc hovygI. nvyN sfl ivc Pyr imÜ bYTx qmMnf nfl nvyN sfl dIaF ÈuB kfmnfvF nfl mIitMg dI smfpqI hoeI.

srdIaF dOrfn ikirafÈIl rihxf iksy kMm vFg mihsUs krn dI ËrUrq nhIN hY[ aMdoln nUM mËydfr bxfAux leI sDfrx gqIivDIaF nUM quhfzI roËfnf rutIn ivwc buinaf jf skdf hY. CuwtIaF dIaF rOÈnIaF dI pRÈMsf krn leI guaFZ ivwc GuMmxf jF ipCokV ivwc pirvfrk snobfl lVfeI quhfnUM ikirafÈIl rwKdy hoey ipafrIaF XfdF bxf skdI hY. CuwtIaF ‘qy Xfqrf krn vfilaF leI, pRqIroD bYNz vrgy hlky sfËo-sfmfn nUM pYk krnf jF qyË afnlfeIn ksrq rutIn lwBxf ieh suinÈicq krdf hY ik srIrk gqIivDI quhfzy kfrjkRm df ihwsf bxI rhy, cfhy qusIN ikqy vI ho.

srdIaF dI qMdrusqI dI kuMjI quhfzI mfniskqf nUM sMpUrnqf qoN ieksfrqf vwl qbdIl krnf hY. CotIaF koiÈÈF ijvyN ik

15 imMt dI sYr, iewk CotI ksrq, jF iewQoN qwk ik iKwcxf vI mhwqvpUrx Prk ilaf skdf hY[ tIcf ruwJy rihxf aqy aMdoln df anMd lYxf hY, nf ik asMBv sMpUrnqf df

tIcf rwKxf[ ieh XQfrQvfdI phuMc CuwtIaF dy mOsm dOrfn qxfa dI bjfey srIrk gqIivDI nUM KuÈI df sroq bxfAux ivwc shfieqf krdI hY.

aYbtsPorz df afkrÈx kudrqI suMdrqf aqy BfeIcfrk Bfvnf dy imÈrx ivwc hY, jo ies nUM srdIaF dI qMdrusqI nUM apxfAux leI shI jgHf bxfAuNdf hY[ cfhy ieh ÈFqIpUrn bfhrI sYr df anMd lYxf hovy, iqAuhfrF dIaF gqIivDIaF ivwc ihwsf lYxf hovy, jF Gr dy aMdr srgrm rihx dy sDfrx qrIky lwBxf hovy, ies mOsm ivwc awgy vDx dy mOky byaMq hn[ aMdoln nUM qrjIh

dy ky, qusIN afpxy afp nUM ishq aqy KuÈI dy qohÌy nfl pyÈ kr rhy ho, ijs nfl qusIN

srdIaF dI pyÈkÈ krn vfly sfry jfdUeI

cIËF ivwc iBwj skdy ho[ ies leI, afpxy

sB qoN afrfmdfiek skfrP nUM PVo, Krfb hvf ivwc bfhr inklo, aqy ikirafÈIl

rihx idE afpxI srdIaF nUM inwG, KuÈI

aqy jIvn ÈkqI dI khfxI ivwc bdl idE.

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KyqIkrn vfly pihly pMjfbI vjoN mfx pRfpq hY. dunIaF dy sB qoN mihMgy KfD pdfrQ vjoN jfxy jFdy kysr df qkrIbn 90 pRqIsLq

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PrIdkot dy ipMz rfmsr dy jMmpl avqfr

isMG iZwloN sMn 1998 ‘c Bfrq qoN kYnyzf afey sn. trwikMg ‘c sKq imhnq krn dy nfl nfl avqfr isMG iZwloN qy AunHF dy Brf jgqfr isMG iZwloN ny sMn 2006 ‘c 25 eykV bilAU byrI dI KyqI sLurU kIqI qy sMn 2016 ivc AunHF qjLrby vjoN Bfrq qoN kysr dy kuJ blbjL mMgvfey pr Auh bhuqy kfmXfb nf ho sky. 2019 ivc iPr dubfrf koisLsL kIqI qF kuJ kfmXfbI hfsl hoeI. iPr 2021 ivc

jdoN kysr dy Puwl qoVn leI iqafr hoey qF aYbtsPorz ivKy nvMbr dy awD ivc afey hVHF dI Byt cVH gey ijs kfrn qkrIbn 5 lwK zflr df nuksfn hoieaf. lgBg sfrI Psl qbfh ho geI sI pr Gr dy gfrzn ivc kuJ blbjL bc gey sn ijnHF nUM dubfrf bIijaf igaf. avqfr isMG iZwloN ny dwisaf ik kysr dy blbjL agsq ‘c lfey jFdy hn qy Auh akqUbr nvMbr ‘c iqafr ho jFdy hn. 165 PuwlF qoN 1 gRfm kysr bxdf hY. qy mfrkIt ivc 1 gRfm sLuwD kysr 50 zflr df hY. AunHF dwisaf ik Bfrq qoN hux ivdysLF ‘c kysr dy bIj Byjx qy pfbMdI hY. avqfr isMG iZwloN ny ikhf iek qoN pMj eykV vfly iksfnF leI kysr dI KyqI bhuq lfhyvMd hY ikAuNik ies vfsqy msLInrI dI ijLafdf loV nhIN pYNdI. avqfr isMG iZwloN nUM kYnyzf ‘c jykr ‘kysr ikMg’ kih ilaf jfvy qF ies ivc koeI aiqkQnI nhIN hovygI. sMprk kro: 778-878-6576.

Ring in the New Year in style with these hosting hacks

If you’re hosting a New Year’s party, you’ll want to make sure it’s a memorable one for your guests – and yourself. Here are some tips on hosting a bash that will set the stage for a fabulous 2025.

Establish a dress code

While you may not want to go fully black-tie formal, sweatpants and hoodies don’t exactly set the party mood. Figure out the right balance and let your guests know how to dress ahead of time.

Party like it’s 2025

Your guests are going to want to share the pictures from your big soiree. Make it easy by printing out a guest password so they can easily access your Wi-Fi. You can also put out extra chargers for guests to top up their phones. If you have a printer like the HP Envy 6100

series, guests can send photos directly from their phones to print onsite as an added takeaway.

Plan activities

Party games are great icebreakers to help strangers get to know each other. Classics like charades, 20 Questions or “two truths and a lie” will get the party started.

Another option, particularly for family gatherings, is to have some age-appropriate activity sheets. HP Printables, for example, feature a variety of seasonal colouring sheets, puzzles or games for guests of all ages that are free and easy to print at home.

Eat, drink and be merry

For a small group, you might want to organize a sit-down dinner. But for a larger gathering, finger foods are best.

To make it easier and cost-effective, consider asking your guests to bring a potluck item.

For drinks, make sure you have ice, mix for cocktails and some non-alcoholic drink options available.

Set up your countdown

You don’t want to be scrambling at the last minute trying to figure out how your guests will count down the end of the year. Will you watch one of the televised ball drops? Or will you just

gather together and count down the year as a group? Whatever your plan, set a timer to remind you to start getting organized about 30 minutes before midnight.

Note that for younger children, there are online countdowns you can use so they can celebrate the New Year without having to stay up to midnight.

Is your job in a bit of a rut? Maybe you’re worried about being downsized. Or you have recently been let go. Whatever your reasons for seeking out the next stage in your career path, here are four steps to help get you there.

Consider what excites you

There’s an old saying that if you love what you do for a living, it will never feel like work. If you’re not in love with your current role, consider what you’re passionate about and explore related job opportunities. You may, for example, have a hobby, such as baking or cooking, that you could parlay into a new role.

Tap into your skillset

Retrain your way to a new job

When reviewing job applications, employers are looking for a mix of hard and soft skills. Hard skills are things that you have been trained to do, such as operating a specific piece of equipment or experience with a software program. Start by looking for jobs that are seeking people with your existing skills.

Soft skills are things like leadership or the ability to work as part of a team. If you don’t have a lot of experience in leadership or working as part of a larger team, charities and other organizations are often looking for volunteers. Before hunting for your next job, investigate opportunities where you can give back to the community while also growing your skills and experience.

Enhance your education

Once you’ve identified any shortcomings in your skills and experience, look for ways to fill those gaps. Options for growth include taking parttime or night school courses online or at a local school, or signing up for an apprenticeship program.

Explore growth industries

While you’re looking for your next job, you should research the most indemand roles employers are trying to fill. One broad-ranging field is infor-

mation technology (IT). According to the Information and Communications Technology Council, Canada will need an additional 250,000 employees in the digital economy in 2025. If you want to get into the IT field, organizations such as ComIT can provide you with free technology training and help with job skills like resume building and interviewing.

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jFdf hY qy TMZ dI qIbrqf kfÌI hwd qwk Gwt jFdI hY. TMZ ivwc svyr dI sYr CfqI qy isr leI nuksfndyh huMdI hY.

Èfm df ieh smF vI sB qoN vDIaf : jykr iksy kfrn qusIN svyr dI sYr leI nhIN jf

skdy qF qusIN Èfm nUM vI sYr leI jf skdy ho pr iDafn rwKo ik ieh dupihr qoN bfad jdoN afKrI smF huMdf hY, ijs nUM sUrj zuwbx qoN iewk jF zyZ GMty df pihlF smF ikhf jFdf hY. qusIN ies smyN Èfm dI sYr leI jf skdy ho. ies nfl quhfnUM sUrj df inwG vI imlygI qy quhfzf idl vI surwiKaq rhygf.

srdIaF df mOsm ishqmMd PlF aqy sbËIaF df BMzfr ilafAuNdf hY. lok ies nUM afpxI zfeIt ivwc Èfiml krdy hn. ies nfl ishq nUM keI Pfiedy huMdy hn. lok ienHF PlF dI vrqoN keI qrHF nfl krdy hn. kuJ afpxI Kurfk ivwc slfd dy rUp ivwc Pl Èfml krdy hn jdoN ik kuJ smUdI jF jUs pIxf psMd krdy hn. awj asIN quhfnUM amrUd dy jUs bfry dwsx jf rhy hF. srdIaF ivwc jykr qusIN roËfnf amrUd df jUs pINdy ho qF quhfnUM keI Pfiedy iml skdy hn. srdIaF dy idnF ivwc bfËfrF ivwc cMgy amrUd dyKy jf skdy

hn. afE jfxdy hF amrUd dy PfieidaF bfry. srdIaF ivwc mOsmI ibmfrIaF df Éqrf vwD jFdf hY. aijhI siQqI ivwc amrUd quhfzI ieimAUintI nUM mËbUq krn ivwc mddgfr sfbq ho skdf hY. amrUd ivwc ivtfimn sI BrpUr mfqrf ivwc pfieaf jFdf hY. ieh ieimAUn isstm nUM mËbUq krn ‘c mddgfr hY. srdIaF ivwc amrUd df jUs pIx nfl srIr nUM iksy vI qrHF dy ienPYkÈn nfl lVn ivwc mdd imldI hY. jykr qusIN kbË dI smwisaf nfl jUJ rhy ho qF srdIaF ‘c amrUd df jUs ËrUr pIxf cfhIdf hY. amrUd

ivwc PfeIbr dI cMgI mfqrf pfeI jFdI hY. ies kfrn ieh pfcn ikiraf nUM TIk rwKx ‘c mdd krdf hY. ies Pl df rs pIx nfl pyt drd, soj aqy gYs vrgIaF smwisafvF qoN vI rfhq imldI hY. srdIaF ivwc cmVI

KuÈk aqy byËfn ho jFdI hY. aijhI siQqI ivwc amrUd df rs sfzI cmVI nUM ËrUrI pOÈx pRdfn krdf hY. ieh cmVI dI nmI nUM bxfeI rwKx aqy ies nUM cmkdfr bxfAux ivwc mddgfr hY. jykr qusIN roËfnf amrUd df jUs pINdy ho qF ies nfl ichry ‘qy kudrqI inKfr afAuNdf hY. afm qOr ‘qy srdIaF ivwc

Bfr vDx dI smwisaf huMdI hY. aijhy ‘c amrUd df jUs Bfr GtfAux ‘c mddgfr ho skdf hY. ies ivwc Gwt kYlorI smwgrI huMdI hY aqy quhfnUM lMby smyN qwk pUrf mihsUs huMdf hY. nfl hI, ieh mYtfboilËm nUM qyË krdf hY, jo Bfr GtfAux ivwc mdd krdf hY. amrUd df rs bxfAux leI qfËy aqy pwky amrUd lE. AuhnF nUM Coty tukiVaF ivwc kwto. imksr ivwc suafd leI QoVHf pfxI aqy Èihd pfE. ies nUM iPltr kro. qusIN ies ivc pudInf jF kflf nmk vI imlf skdy ho.

kdy ipMzF dI rsoeI df aihm aMg huMdI sI kfVHnI

sMjIv JFjI, jgrfAuN

ieh isrÌ duwD kfVHn dy hI nhIN sgoN KIr

bxfAux dy vI kMm afAuNdI hY. pr awjkwlH ieh kfVHnI sfzy qoN lgpg Kuws cuwkI hY. hflFik kuJ lok hfly vI ies nUM ivrfsq dy icMnH dy rUp ivc afpxy GrF ivc vrqdy

hn. pihly simaF ivc iËafdfqr BFzy imwtI

dy hI huMdy sn. kuJ ipwql aqy kFsI dy vI huMdy sn. imwtI dy BFizaF nUM hI sfry kfrjF leI vriqaf jFdf sI. ienHF BFizaF ivwcoN hI iek BFzf hY kfVHnI. kfVHnI asl ivc Aus BFzy nUM ikhf jFdf hY ijs ivc duwD nUM

Aubfilaf jFdf hY. sfrf idn ies ’qy ipaf duwD Aubldf Bfv kVHdf rihMdf hY, ies leI ies nUM kfVHnI ikhf jFdf hY. cIkxI imwtI dI bxI ieh kfVHnI asl ivc GVy vrgf hI iek moty qly vflf brqn huMdf hY. kfVHnI df mUMh cftI dy mUMh nfloN QoVHf ijhf Cotf huMdf hY. ies ivc lgpg 10-12 iklo (asl ’c iltr) duwD af jFdf hY. pihlF ieh lgpg hryk Gr ivc hI huMdI sI. pr hryk twbr afpxy ihsfb isr ’qy afpxy duwD dI vrqoN dy ihsfb nfl ies nUM vwzf qy Cotf rwKdf sI.

Bfv keIaF kol kfVHnI CotI aqy keIaF kol iËafdf vwzI vI huMdI sI. svyry duwD nUM co ky kfVHnI ivc pf ky hfry ivc Dr idwqf jFdf sI. hfry dy inMmy-inMmy syk ’qy ieh duwD hOlI-hOlI

Aubldf-kVHdf rihMdf hY. hOlI rÌqfr nfl

grm ho ky Aublx kfrn duwD dy poÈk qwq

Aus ivc pUrI qrHF mOjUd rihMdy hn qy iËafdf

kVHn nfl ieh duwD kfVHnI dy rMg vrgf QoVHf

ijhf lflI ’qy ho jFdf hY. ijhVf pIx leI

bhuq suafdlf lwgdf hY. ieh isrÌ duwD

kfVHn dy hI nhIN sgoN KIr bxfAux dy vI kMm

afAuNdI hY. pr awjkwlH ieh kfVHnI sfzy qoN

lgpg Kuws cuwkI hY. hflFik kuJ lok hfly

vI ies nUM ivrfsq dy icMnH dy rUp ivc afpxy

GrF ivc vrqdy hn. pr ieh lok QoVHy hn.

jF ieMÖ kih lE awj-kwlH dy bwcy ies nUM

GVf kih ky hI sfr idMdy hn. hflFik ieh

GVy qoN vwKrI huMdI hY. ies df qlf motf huMdf hY ikAuNik qly ny hmyÈf syk sihxf huMdf hY.

vDdf kolYstRol bx skdY hfrt atYk dI

jsivMdr duhrf

qxfa kolYstRol nUM vDf skdf hY. Xogf, iDafn qy hor qxfa GtfAux vflIaF qknIkF kolYstRol nUM GtfAux ivwc mdd kr skdIaF hn.

kolYstRol kMtRol dy nuksy : idl df dOrf, kfrzIak arYst vrgy mfmly ikMnI qyËI nfl vwD rhy hn, qusIN ies gwl qoN aMdfËf lgf skdy ho ik hr roË ienHF kfrn iksy nf iksy dI mOq hox dI Gtnf huMdI hY. ies df sB qoN vwzf kfrn idl dI dyKBfl nf krnf hY. idl dI CotI ijhI smwisaf vI kdoN jfnlyvf bx skdI hY, ies bfry kuJ nhIN ikhf jf skdf. ies leI ieh ËrUrI hY ik asIN ies df Kfs iDafn rwKIey. idl dIaF ibmfrIaF df sB qoN vwzf kfrn kolYstRol df vDxf hY. kolYstRol vDx kfrn DmnIaF blfk ho skdIaF hn, ijs kfrn idl dy dOry qy stRok df Éqrf vD skdf hY. aijhy 'c kolYstRol nUM kMtrol krn leI quhfnUM afpxI zfeIt 'c kuJ gwlF df iDafn rwKxf cfhIdf hY.

kolYstRol Gwt krn vfly PUz afeItms

GulxÈIl ryÈf- Ets, jON, Pl (syb, nfÈpfqI), sbËIaF (gfjr, ÈkrkMdI) qy dflF ivwc GulxÈIl ryÈy BrpUr huMdy hn. ieh ryÈy srIr qoN kolYstRol nUM dUr krn ivwc mdd krdy hn.

PYtI iPÈoj- sYlmn, mYkryl, tUnf qy sfrzIn vrgIaF mwCIaF ivwc Emygf-3 PYtI aYisz pfieaf jFdf hY. ieh idl dI ishq leI cMgy hn qy kolYstRol nUM Gwt krn ivwc mdd krdy hn.

zRfeI PrUts - bdfm, aKrot, kfjU qy ipsqf vrgy zRfeI PrUts ivwc PfeIbr pfieaf jFdf hY. ieh kolYstRol nUM Gwt krn 'c mdd krdy hn.

soieaf pRozYkt- toPU, soieaf duwD qy soieafbIn kolYstRol nUM Gwt krn ivwc mdd kr skdy hn.

Pl qy sbËIaF- iËafdfqr Pl qy sbËIaF ivtfimn, Kixj qy aYNtIafksIzYNts nfl

BrpUr huMdIaF hn. ieh idl dI ishq leI

cMgy hn qy kolYstRol nUM Gwt krn ivwc mdd krdy hn.

kolYstRol vDfAuNx vfly PUz afeItms

sMiqRpq PYts - mwKx, iGE, lfl mIt, pnIr qy nfrIal dy qyl ivwc sMiqRpq crbI dI

mfqrf vDyry huMdI hY. ieh kolYstRol nUM vDf skdy hn.

tRFs PYt- pYkz PUz afeItmF, bykrI pRozkts qy Pfst PUz ivwc trFs PYt dI mfqrf iËafdf huMdI hY. ieh kolYstRol nUM vDfAuNdy hn qy idl dIaF ibmfrIaF df Éqrf vDfAuNdy hn.

kolYstRol vfly PUts- aMzy dI ËrdI, aMgF df mfs (ijgr, gurdf) qy kuJ sI PUts ivwc kolYstRol iËafdf huMdf hY. kolystRol Gwt krn leI hor qrIky

ksrq - inXimq ksrq kolYstRol nUM GtfAuNdI hY qy idl dI ishq nUM suDfrdI hY. Bfr Gt kro - jy quhfzf Bfr iËafdf hY qF Bfr GtfAux nfl kolYstRol Gwt ho skdf hY. smoikMg Cwzo - smoikMg kolYstRol nUM vDfAuNdI hY qy idl dIaF ibmfrIaF df Éqrf vI vD jFdf hY.

qxfa Gwt kro - qxfa kolYstRol nUM vDf skdf hY. Xogf, iDafn qy hor qxfa GtfAux vflIaF qknIkF kolYstRol nUM GtfAux ivwc mdd kr skdIaF hn.

rIlË dyKx nfl sV skdf hY quhfzf idmfÊ, 'bryn rOt' qoN

jYn-ËI 'c ieh smwisaf qyËI nfl vD rhI hY. ies leI kuJ aijhy nusKy nUM aËmfAux dI loV hY, ijs nfl idmfg nUM ishqmMd rwiKaf jf skdf hY aqy idmfg nUM sVn qoN bcfieaf jf skdf hY. afE jfxdy hF aijhy nusiKaF bfry. lfeIPstfeIl zYsk, nvIN idwlI : awj dI ruJyivaF BrI iËMdgI 'c asIN sfry aksr afpxy idmfg nUM Evrloz kr idMdy hF. soÈl mIzIaf, smfrtÌon qy lgfqfr jfxkfrI dy hVH nfl sfzf idmfÊ Qk jFdf hY. ies siQqI nUM aksr 'Brian Rot' ikhf jFdf hY. hfl hI 'c afksPorz ny vI 'bRyn rot' nUM vrz afP id eIar aYlfinaf hY. ies dy bfad qoN hI ieh hor vI crcf 'c af igaf hY. ieh iek aijhI siQqI hY, ijs ivc idmfg dI kMm krn dI smrwQf Gwt jFdI hY, sfzf iDafn kmËor ho jFdf hY qy asIN bhuq iËafdf qxfa mihsUs krdy hF.

jYn-ËI 'c ieh smwisaf qyËI nfl vD rhI hY. ies leI kuJ aijhy nusKy nUM aËmfAux dI loV hY, ijs nfl idmfg nUM ishqmMd rwiKaf jf skdf hY aqy idmfg nUM sVn qoN bcfieaf jf skdf hY. afE jfxdy hF aijhy nusiKaF bfry.

bRyn rot dy lwCx

Poks 'c kmI

XfddfÈq kmËor hoxf

aYNËfietI qy stRYws

nINd nf afAuxf

mUz sivMgs

ikReytIivtI dI Gft

PYsly lYx 'c pryÈfnI

bRyn rot qoN ikvyN bc skdy hF ?

izjItl iztOks

hr idn kuJ smyN leI Pon qy soÈl mIzIaf qoN dUr rho.

notIiPkyÈn nUM Gwt qoN Gwt kro.

ikqfbF pVHo, imAUiËk suxo jF nycr ivc smF guËfro.

pUrI nINd lE

pUrI nINd lYx nfl idmfg rIcfrj huMdf hY qy qfËf

mihsUs krdf hY.

roËfnf 7-8 GMty dI nINd lYx dI koiÈÈ kro.

loVINdI nINd kfrn, idmfg jfxkfrI nUM ibhqr

ZMg nfl stor krn dy Xog huMdf hY, ijs nfl

XfddfÈq 'c suDfr huMdf hY.

mYzItyÈn qy Xog

mYzItyÈn qy Xog qxfa GtfAux qy idmfÊ nUM ÈFq

krn 'c mdd krdy hn.

inXmq rUp 'c mYzItyÈn qy Xog kro.

iPËIkl aYktIivtI

aYksrsfeIË krn nfl idmfÊ 'c afksIËn df

Plo vDdf hY qy qxfa Gtdf hY.

roËfnf 30 imMt dI aYksrsfeIË kro.

hYldI zfeIt

Pl, sbËIaF qy zrfeI PrUts Kfx nfl idmfÊ qMdrusq rihMdf hY.

pRosYsz PUz qy jMk PUz Kfx qoN bco.

nvIaF cIËF iswKo

nvIaF cIËF iswKx nfl idmfÊ aYkitv rihMdf hY.

koeI nvF kors kro, iek nvIN BfÈf iswKo jF koeI

nvIN hObI ivksq kro.

soÈl kunYkÈn

dosqF qy pirvfr nfl smF ibqfE.

soÈl aYktIivtI 'c ihwsf lE.

stRYws mYnyjmYNt

qxfa GtfAux leI vwK-vwK qknIkF dI vrqoN kro, ijvyN ik zUMGf sfh lYxf, sMgIq suxnf jF msfj.

iek smyN 'c iek kMm kro

mltItfsikMg qoN bco.

iek smyN 'c iek kMm vwl iDafn idAu. nycr dy nyVy rho

nycr 'c smF ibqfAux nfl qxfa Gtdf hY qy ikReytIivtI vDdI hY.

Brian Rot qoN bcx leI kuJ hor qrIky bhuq sfrf pfxI pIE.

inXmq rUp 'c bRyk lE. ikReytIivtI soc rwKo.

hfsf-mËfk kro.

afpxIaF hdF nUM jfxo qy svIkfr kro.

cmkOr gVIey nI

gurjMt isMG iswDU brnflf – 9815377100

cmkOr gVIey nI aVIey nmn qYnUM, PLiqh aMq dI qYnUM bulf cwly.

XuwgF qwk nf imtUgI Xfd qyrI, iewk idn hI BfvyN ibqf cwly.

suwqy pey sI, XuwgF qoN Bfg qyry, KUn zolH ky asIN jgf cwly.

awKF sfhvyN vfr ky lfl dovyN, krqy purK df hukm pugf cwly.

lfloN vwD ipafry ipafiraF df, drd Guwt ky sIny nfl lf cwly.

puwq hox qF jwg qy hox aYsy, Drm hyq jo sIs ktvfa cwly.

ajIq ijwiqaf jMg df Kyl sfrf, hoxI mOq nUM ikvyN kMbfa cwly.

lfVI mOq nUM vr gey lfl myry, klgI sohxI dsqfr ‘qy lf cwly.

juJfr jUiJaf jMg dy ivc aYsf, gfny sLgnF dy sohxy sjf cwly.

puwqr lfzly mF dy lfl sohxy, dfdy-ipqf dI sLfn vDf cwly.

Xfd jwg ‘qy rhUgI sdf AuWcI, swcKMz qoN ishrf bMnvf cwly.

JwKV jLulmF df Juwilaf kihr bx ky, sbr isdk dy nfl inBfa cwly.

PLrjL imly sI ijhVy krqfr vwloN, sLukr sLukr hY awj pugf cwly.

zrdy pey ny mOq qoN lok aYvyN, isMG mOq nUM gly lgfa cwly.

pihlF hoey nf awgy nUM hovxy ny, kOqk jMg ivc ijhVy idKf cwly. sMgq isMG dy sIs ‘qy dyh klgI, qfVI mfr ky jYkfry lf cwly.

hukm mMn ky pMj ipafiraF df, ‘boly so inhfl’ gjf cwly.

mYN AujVF, AujVy nf pMQ myrf, idl dy aMdroN dyie duaf cwly.

suwK afpxy pMQ qoN vfr idwqy, ihMd AujVnoN awj bcfa cwly. pMQ pRsqIE! puwqro! ipafirE vy, quhfzy vfsqy KusLI lutfa cwly. myry ipafirE! puwqro sLyr isMGo, vsdy rihE vy pMQ drsf cwly.

BfgF vflVy afAuxgy eys rsqy, pYVF ijhVIaF KLflsy pf cwly. hukm mMinaf jLrf nf sIa vwtI, Drm Kfqr jo qygF vfh cwly.

duwK EV ky sfry srIr AuWqy, gloN PLfhf gLulfmI df lfh cwly.

AuWjVI ihMd ny qFhI qF vsxf hY, KUn jVF ‘c ijsm df pf cwly. JMzy JUldy rihxgy jwg aMdr, bUtf iswKI df asIN jo lf cwly.

afvy aFc nf nfnk dy bfg qfeIN, ijLMmyvfrIaF quhfzy ‘qy pf cwly.

rihxf eyky dy nfl ipafirE vy, gwl isry dI QonUM bqfa cwly.

rfj krUgf Kflsf KLlk AuWqy, qKLq quhfzy leI pMj zhfa cwly.

kfj awgy ny asF dy hor bfkI, krqy purK dI lY rjLf cwly.

gfAuNdI rhUgI sdf hI gIq dunIaF, gurjMt sLfier qoN bYNq ilKvf cwly.

ikRsims aqy sLhIdIaF

hrivMdr kOr ‘inwkI’

nfnk qoN pihlF jIss hI sI ijsny PYlfeIaF muhwbqF

sfzy gunfhF leI Auh sUlI ciVHaf sB nUM hY pqf

kiRsims kihMdy 25 dsMbr nUM ijs idn ies msIhy ny jnm ilaf

pr Buwl nf jfxf sfQIE ies mhIny gurU goibMd isMG ‘qy sI kihr Zfihaf

Gr-pirvfr, sfQI, sYnf hI nhIN cfry puwqrF nUM vI gvfAuxf ipaf

vkq lwgy ikRsims idaF jsLnF qoN kuJ pMny ieiqhfs dy ProilE jLrf

srsf ndI ivCoVf, TMZf burj, jMg cmkOr dI gVHI df piVHE jLrf

swc, hwk qy Drm dI Kfqr idsMbr mhIny ivc idwqy blIdfn iknHF

ikRsims jIss nUM vI quhfzI mnjLUr nhIN hoxI, puwq goibMd dy Xfd kIqy ibnF

rONgty KVH jFdy, rUh kMb jFdI pVH sLhIdIaF goibMd dy lflF dIaF

asIN krjLdfr hF goibMd dy hwd qoN ikqy gunfhgfr nf hux bx jfeIey

ienHF sLhIdIaF nUM awKoN prHy krky ikqy, afpxy vjUd qoN nf izwg jfeIey

‘inWkI’ kihMdI mnfE ikRsimsF BfvyN pr iswK hox dy PrjL qoN nf ienkfr krIey

idsMbr mhIny goibMd dy lflF dIaF kurbfnIaF df vI hfrf-nfrf BrIey kol bYT sfrf pirvfr swjxoN AunHF dIaF sLhIdIaF df iPr ijLkr krIey nvyN sfl dy iek pRx vjoN koeI idn ajIq, jLorfvr, juJfr, Pqih isMG dy nfm krIey

poh mhInf

blijMdr kOr sLyrigwl

poh mhInf, sIny TMZ pfvy, srsf afpxf pRkop idKfvy.

hoxI af phuMcI pfAux ivCoVy, KLyrUM-KyrUM kr peI muskrfey. kflLIaF GtfvF, bwdl cuPyry, poiqaF nfl, mF jMglF ‘c Pyry. dfdI-dfdI krdy poqy puwCdy, ipqf qy vIr nhIEN idsdy.

dfdI sIny lf bwicaF nUM afKy, ipwCy-ipwCy afAuNdy qyry vwzy vIry. TMZy burj dIaF kflIaF rfqF, buwZVI mF TMZ nfl kurlfvy. ispfhI lYx bwicaF nUM af gey, poiqaF nUM cuMm-cuMm dfdI smJfvy.

iswKI Drm nUM lfj nf lfieE, drd hMZf iswKI inBfieE.

Drm qy aMbr rwj rwj roey, nIhF ‘c bwcy jd gey kohy. pfk rUhF ‘blijMdr’ awj vI AuQy, jwg sfry df sfrf Zukdf ijwQy.

poh mhInf sIny TMZ pfvy, srsf afpxf pRkop idKfvy.

myK: rfj drvfr qoN zr, Dn hfnI, krjf isr cVHy, apmfn df zr, sMqfn suK, Xfqrf qoN cot df Kqrf, dsMbr 19, 20, 21, 28, 29, jnvrI 7, 8 asLuB.

ibRK: vfXU rog, acfnk ksLt, afriQk sMkt, afpixaF nfl JgVf, iesqrI ksLt, imwqr imlfp, dsMbr 22, 23, 30, jnvrI 1, 9, 10, 11 asLuB.

imQun: imwqr bMDU suK, ishq TIk, iesqrI qy sMqfn qoN ksLt, mhIny dy aMq ivwc afmdn qoN vwD Krcf, dsMbr 14, 15, 16, 24, 25, jnvrI 2, 3, 4, 12, 13 asLuB.

krk: vfXU rog, Dn lfB, sMqfn hyqU ivsLysL Krc iesqrI suK, kMm bdlI qoN lfB. dsMbr 17, 18, 26, 27, jnvrI 5, 6, 14, 15 asLuB.

isMG: ishq TIk, imwqr bMDU ksLt, iesqrI suK, kfrobfr TIk, kfrobfr TIk, jLmIn-jfiedfd qoN lfB. dsMbr 19, 20, 21, 28, 29, jnvrI 7, 8 asLuB.

kMinaf: KUn dI KrfbI, BfeI BYxF jF bMDUaF nfl JgVf, iesqrI pwK sLuB, kfrobfr ivwc qrwkI. dsMbr 22, 23, 30, jnvrI 1, 9, 10, 11 asLuB.

qulf: swt df zr, BfeI jF bMDUaF qoN sihXog, sMqfn qy iesqrI pwK sLuB, kfrobfr ivwc qrwkI, dsMbr 14, 15, 16, 24, 25, jnvrI 2, 3, 4, 12, 13 asLuB.

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Be cautious about what you bring to an end or the way in which you go about winding something up, especially if you think it will open up more choices. The situation will have to be revisited mid April next year. Other things would have changed by then. It might be wiser to let things take their own course right now.

Something that started off as a small thing when it comes to helping out somebody else that seems to keep on growing would be best dealt with now, especially if it is turning into a habit or interfering with your regular routines. It has probably taught you to take more notice of what is important to you, rather than getting distracted..

604-751-0220

New directions involving other people can be smooth running if things are done their way. While there might be a lot in common, their determination might clash with yours. If you have been attempting to come to an agreement, this might need to be left for now and revisited mid April as things will likely have changed by then.

Something is winding up on a personal level perhaps in ways you were not expecting that is generating thought of all sorts of possibilities in the long term. Someone can play a powerful role here. However it is to eventually settle will not become evident until January to April next year. Meanwhile just go with the flow.

You can have success in getting something out of the way that has been on your mind for a while but the energy just hasn’t been there. Not that you will feel overly energised just yet. It is more a realisation that time is running out. You know you will feel a lot better once this is done, especially if others have a good view of it.

Something needs to be put into place once and for all so that you know what needs to be spent rather than other things coming up all the time. Whatever you do now can create changes that may not be fully implemented until next year, between January and April. You need to be straightforward and practical with any discussions.

There can be a willingness to let something go that has been a personal priority but doesn’t fit well with someone else. It will be more important to establish underlying stability in situations involving others. This can be temporary as other opportunities to focus on your wishes will arise next year from January to April. Patience can pay off.

The New Moon this week occurs in your sign providing you with the opportunity to generate changed directions on a personal level. Anything that has not been heading in the direction you had hoped might be better let go right now. Becoming more practical can appeal to you, especially when it comes to stability with finances.

There can be new directions building up in the background that will provide the opportunity to put a stable foundation in place. This is likely tied into the decisions of somebody else and something may need to wind up so they can take the next step. There could be more than one stage of development attached to this as well.

It might be time to develop a new attitude when it comes to commitments or obligations in your life, especially if they affect your finances. If you have accepted things without thinking, you could recognise this has to stop. This can only happen when you take the time to analyse what you can realistically manage and follow through.

Changes in somebody else’s life may make you realise things are moving on and it will not be the same for you. This is encouraging you to think about what is important to you. It can actually be freeing you up to do so. This is a first stage. New people can come into your life, especially from January to April next year.

New possibilities in the long term can begin to feel more probable or realistic. This could leave behind a level of personal doubt or insecurity. This can be tied to you becoming more aware of what has been important for a long time but needs to be modified in some way for the future. The second stage can occur January to April next year.

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• nrvs ividafrQIaF leI KLfs tryinMg idWqI jFdI hY.

• asIN afeI sI bI sI qoN mnj rsLudf

Seema or Raj (Bobby)

Ph: 604-870-0869 Cell: 778-552-4481

New changes help people make claims in French under Divorce Act

Amendments to divorce laws and rules will allow people to use both official languages in B.C. Supreme Court divorce matters.

On Dec. 1, 2024, amendments to the federal Divorce Act, as well as changes to the Supreme Court Family Rules, came into force. Together, these updates will give people who speak French the ability to conduct their Divorce Act court proceedings in French, whereas previously they would have been required to privately hire an interpreter.

With these changes, people can file documents in either official language, both online and in person, at any court registry. They can also have proceedings heard in French, have transcripts or orders prepared in French and give evidence in both official languages.

Changes to the Family Rules also allow the use of French for claims made

under family law provincial legislation, most notably the Family Law Act, if they also make claims under the Divorce Act in the same case — called joint relief proceedings. By allowing French to be used in joint relief proceedings, it eliminates the need to hold two separate hearings and trials, most often with identical parties, children and evidence or filing two sets of identical documents and presenting the same evidence twice.

The amendments also extend time limits for filing response documents to allow time for parties to translate documents and grant explicit authority for judges to manage bilingual files in judicial case conferences, case planning conferences and trial management conferences to help parties minimize delays.

This project has been supported by the Department of Justice Canada.

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Tips to achieve your financial goals

Entering a new year is the perfect time to set some financial goals. Whether your goals are to pay off debt or save for your children’s post-secondary education, the key is to have a plan.

The first thing to do is to identify and prioritize your goals. Then, set a dollar amount and a timeframe for each goal. The amount of time you have to achieve your goals can affect how you plan to save and invest.

If you’re saving for a major purchase within a year or two, your focus will be on building your savings. You’ll want to

keep your money protected and easily accessible, such as keeping it in a savings account.

If you’re putting money away for a longterm goal, such as your retirement or your child’s education, you may want to consider a broader range of investment types, including bonds and mutual funds. Keep in mind that some investments are complex and can be risky. More risk may be acceptable if your goal is longer-term because you have more time to recover any financial losses. You need to figure out what level of risk you’re comfortable

with. Talk to an investment professional or financial advisor to find the investment options that are right for you. You can also work with them to come up with a plan.

If you can, you should also consider setting money aside for an emergency fund as part of your goals. That way, you’ll be covered in part or in full if you have unexpected expenses, like a home or car repair. Start by figuring out what you can put aside every week. Even if it’s not a lot, it can add up quickly.

The Financial Consumer Agency of Canada has a free and unbiased financial

goal calculator designed to help you manage your debt and savings goals. Access this tool and other useful financial tips at canada.ca/money.

Regain control of your finances this year

When people struggle to pay off their debt, it can add a lot of stress to their lives. Financial stress can even lead to health problems, including everything from insomnia to more serious issues like high blood pressure and depression. If paying down your debt is becoming a challenge, small actions can make a difference.

Assess your debt load and set a timeframe for all your debts

Start by making a list of all your debts. Then, set goals for paying down your debts and track your debt-repayment progress. Prioritize paying down high-interest debts first. That way, you’ll pay less interest over the term of your loan. If you have multiple high-interest debts, consider consolidating them into a single loan with a lower inter-

est rate. Consolidating your debts means you’ll only have to make one monthly payment rather than pay each one individually.

Review your budget

Review your budget carefully to see where you can cut costs to rebalance your spending to debt-repayment ratio. If you don’t have a budget, take some time to make one. Having a budget that lays out your income and expenses is an effective way to manage your day-to-day finances.

To help you get started, try the Financial Consumer Agency’s online budget planner tool. It will help you identify areas where you can cut expenses to put more money towards paying down your debt.

Seek advice

If you’re struggling to keep up with payments, be proactive and contact your bank or creditor immediately. There could be options available to you. Banks are expected to help individuals who are struggling to pay their mortgages due to exceptional circumstances such as high household debt, increased cost of living and rapid increases in interest rates. For example, they could offer you a lower interest rate on your debt, extend your payments over a longer period and reduce your minimum monthly payment amount.

You may also consider consulting a financial advisor or credit counsellor for guidance. If you are considering that option, make sure that the agency is in good standing with a provincial or national association. And remember that no reputable

credit counselling agency will charge you for the first meeting.

Managing your debt isn’t always easy, but there are resources to help you. Find unbiased and fact-based information you can count on at canada.ca/money.

4 wellness tips for you and your furry BFF

Part of living a happy and healthy life requires investing in wellness and selfcare. Like people, our precious pets also benefit from having more than just their basic needs met. From exercise to pampering, there are several simple things you and your pet can do together to improve overall wellness and quality of life. Check out some ideas below:

Practice self-care together: Pamper yourself and your pup at the same time by planning an in-home spa day. A facial for you and a “pawdicure” for your dog is a fun way to unwind while also getting some essential grooming done. Don’t forget to

put on a movie or some soothing music and throw on your comfiest clothes.

Get active: Exercise can be one of the most enjoyable ways to spend time with your pooch. Start the day off with a hike together or plan to incorporate some interactive playtime with games, such as fetch or hide-and-seek, into your daily routine. Physical activity is a great way to keep both you and your pet mentally stimulated while also decreasing stress and improving mood and sleep, among many other benefits.

Eat a healthy and balanced diet: It might seem obvious, but diet is key to maintaining overall wellness. There are a variety of healthy snacks you can share with your pup like carrots, blueberries and other nutrient-dense fruits and veggies. For pets specifically, consider choosing a pet food that offers a complete and balanced diet such as Now Fresh Good Gravy, a nutrient-dense kibble that is enriched with a hydrating bone broth coating and can be fed wet or dry depending on your pup’s preference.

Go green: Taking care of ourselves also means taking care of our planet and mak-

ing small changes that reduce our carbon pawprints. Being a sustainable pet parent doesn’t have to be complicated. Think simple: upcycling old clothing into new pet accessories or tug toys, choosing to walk or bike more and drive less, or purchasing pet food made with recyclable packaging, such as Now Fresh Good Gravy Salmon Recipe for Dogs.

Just remember, it’s never too late to start improving your health and wellness habits. By integrating some or all of these wellness tips into your daily routine, you can directly contribute to a happier and healthier life for you and your pet.

Construction complete on Montrose Avenue Transit Exchange

People in Abbotsford have better rider amenities and improved transit service thanks to the recently completed Montrose Avenue Transit Exchange. The City of Abbotsford and BC Transit, in partnership with the Province of BC, are pleased to announce the completion of the transit exchange, which opened for service in November.

The new transit exchange, located in Historic Downtown Abbotsford between McDougall Avenue and South Fraser Way, provides residents with greater access to transit and an improved rider experience. The completed exchange features 10 bus bays, new shelters with bench seating, accessible sidewalks, bike lockers and racks, garbage bins, improved street

lighting, in addition to new crosswalks and wayfinding. People will see better connections throughout Abbotsford by increasing service capacity for the City’s future transit network between Highstreet Shopping Centre and the University of the Fraser Valley.

This project was originally identified as a priority in the City’s 2018 Transportation and Transit Master Plan to enhance connectivity in the community, accommodate future increases in transit service levels and support the City’s future transit network. The project was first announced in August 2023, and construction started in January of this year. The new exchange was funded in part thanks to a nearly $3.9M investment by the Province of BC.

Support your mental health this year

The holiday season – and heading into a new year, while often joyful, can also bring heightened stress, anxiety and even feelings of loss or exhaustion. It’s a time when the support of others can make all the difference. Here are a few tips to safeguard your mental health and extend care to those around you during this busy season and beyond.

Move your body. Exercise, even when it feels like the last thing you want to do, can be a powerful tool for boosting your mood. Just 15 minutes of aerobic activity – whether it’s a brisk walk, a dance session in your living room or a quick jog – can release endorphins that help alleviate stress.

Seek professional help. If the holiday blues become overwhelming, professional support is just a call away. The

Government of Canada’s 211 hotline provides 24/7 access to mental health professionals who can offer immediate help and connect you with local resources tailored to your needs.

Reach out to someone you trust. Don’t underestimate the power of connection. Confide in a trusted friend, neighbour, coworker or family member about how you’re feeling. A simple coffee date, a video chat or even a phone call can make a world of difference. Sometimes, just knowing someone is there to listen can lift a heavy burden. Give back to make a difference. The simple act of giving, especially to those in need, can quickly help shift your mood to feeling more positive. Every second, a person receives food assistance from World Vision Canada, for

example, in partnership with the World Food Programme. It only takes seconds to give, and your gift will be multiplied seven times, so $15 that feeds a child for one month will grow to $105. Turning hunger into hope will help anyone feel better.

Practice mindfulness and self-compassion. During the hustle and bustle of everyday life, take moments to slow down and focus on the present. Mindfulness exercises, such as deep breathing or meditation, can help reduce stress. Remember to be kind to yourself; it’s okay to take breaks and set boundaries to protect your wellbeing.

Practice gratitude. Taking time to acknowledge what you’re grateful for can shift your perspective and improve mental health. Whether it’s a small daily practice or a heartfelt thank you to someone who’s made a difference in your life, focusing on gratitude can foster resilience and a sense of peace.

Jasbir Bhogal

Sales & Lease Consultant

Phone: 604-300-2885

Email: jbhogal@murraygmabbotsford.com

Rushal Chawla

Financial Services Manager

Phone: 604-300-7015

Email: rchawla@murraygmabbotsford.com

Sunil Desai

Sales Manager

Phone: 778-868-5757

Email: sdesai@murraygmabbotsford.com

Ned Bhatti

Sales & Lease Consultant

Phone: 604-308-4944

Email: nbhatti@murraygmabbotsford.com

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