Harmony Life - January 2025

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Photo: Courtesy Cherry Heck

LETTER FROM THE PUBLISHER

Welcome to the January 2025 edition of Harmony Life Magazine.

HAPPY NEW YEAR!

We are hearing that the Mexican restaurant, “Queens and King,” is coming to Harmony within the next two months. They will occupy the space formally run by Phyre in the main clubhouse. They appear to have another location in Kissimmee if you want to see their menus, etc.

Thanks to everyone who participated in the Harmony Christmas Golf Cart Parade. There were two Santa Claus’s (there can be only one!) and the Grinch made an appearance. Congratulations to Kevin Shea for winning the best decorated cart (although there were several great ones)!

Here is Kim Kirsch awarding the prize:

Did you know that my wife, Jeanine Corcoran, puts out a weekly video and email for all the Harmony events? Send me your email address and I will add you to the list. You can always opt out at any time: Bill@QMCWorld.com

Harmony Life Magazine is produced by residents for residents. Please feel free to message me directly with content and pictures: Bill@ QMCWorld.com

Remember to join the Facebook Harmony Residents Forum AND THE NEW, ADDITIONAL, HARMONY RESIDENTS FORUM, NO DRAMA.

See you in February!

Bill Bokunic, Publisher Bill@QMCWorld.com

CONTACT INFO FOR RESIDENTS

CDD HarmonyCDD.org, 407-566-1935 Dan, Jo, Lucas, Brittany or Julie @HarmonyCDD.org

SHERIFF, NON-EMERGENCY 407-348-2222

HROA Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, www.MyHOASolution.com

CONDOS HOA Association Solutions, 407-847-2280

TOWNHOMES HOA Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, www.MyHOASolution.com

JANUARY 2025

A publication of Quantum Marketing Communications, LLC www.QMCWorld.com

PUBLISHER & CEO

Bill Bokunic

321.331.6398

Bill@QMCWorld.com

GRAPHIC DESIGN

Renée Blair

Blair Creative Group, Inc.

COVER PHOTOGRAPHY

Cherry Heck

CONTRIBUTORS

Jeanine Corcoran

Corcoran Connect

Kerul Kassel PHD

First Nature Foundation

Kim Kirsch

National Marketing Director, Healthcare Solutions Team

The opinions expressed in the Harmony Life Magazine articles are those of the author(s) and do not reflect the opinions of Quantum Marketing Communications, Harmony Life Magazine or the Publisher.

Harmony Life Magazine, Quantum Marketing Communications, LLC and the Publisher can, in no way whatsoever, be held responsible for the content of such views, nor can it be held liable for any direct or indirect damage that may arise from such views.

All rights reserved. No part of any Quantum Marketing Communications, LLC published work may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without written permission from the publisher.

LINK CABLE / INTERNET 866-314-4148

3501 Pug Mill Rd. Kissimmee, FL 34741 OsceolaFL@advanceddisposal.com

OSCEOLA COUNTY Osceola.org “Citizen Action Center”

COUNTY COMMISSIONER ricky.booth@osceola.org

RICKY BOOTH

Life Magazine Harmony Residents Forum, NO DRAMA

HEALTHCARE

MISSED OPEN ENROLLMENT? DON’T PANIC, THERE IS STILL HOPE

Missing the open enrollment period for health insurance can feel overwhelming, but don’t worry—there are still options available in the private market! If you find yourself in this situation, you can explore several types of insurance plans.

First, consider short-term health insurance. These plans can provide temporary coverage, typically lasting from a few months up to a year. They can be a good stopgap solution while you search for a more permanent plan. However, it’s essential to read the fine print, as coverage may be limited and pre-existing conditions might not be covered.

Consider Indemnity Plans as well. These plans offer first dollar benefits when you have a medical expense. For example, if you see the doctor, you could get up to $150 for that visit, which can cover a large portion of the cost. These plans also offer large benefits for hospitalization, wellness visits and other medical procedures.

Another option is catastrophic health insurance. This type of plan is designed for younger individuals who want to protect themselves against high medical costs. Catastrophic plans usually have lower monthly premiums but higher deductibles, meaning you pay out-ofpocket for most routine care. They mainly kick in for serious health issues.

You might also look into health care sharing ministries. While not traditional insurance, these organizations allow members to share medical costs. They often have lower premiums, but be aware they don’t guarantee payment for medical expenses in the same way insurance does. That being said, most people who have these plans love them.

Lastly, don’t forget about supplemental insurance plans. If you already have a basic health plan, you can purchase supplemental coverage (like dental, vision, or critical illness insurance) in the private market. These plans can help cover additional costs that your primary insurance might not include.

It’s crucial to act quickly, as health insurance needs can change unexpectedly. If you have questions or need help navigating your options, please don’t hesitate to call us at 407870-3462! We’re here to help you find the best coverage for your needs. n

FLOORING :

KITCHEN

HARMONY, FLORIDA: LIVING WITH NATURE IN A NEW TOWN

We know that Harmony is a very special place. This book tells how it was done. It started with a vision supported by science on how important regular interaction with nature and animals is to human health. This led to creating a new community whereby these interactions were incorporated at the very beginning of the development. It is intended for people who want to learn and take action. We can achieve greatness and conservation through proper development of our land. This is how to do it.

QUICK REFERENCE DIRECTORY

ADVERTISING & MAGAZINES

Harmony Life

Bill Bokunic

321-331-6398

Bill@QMCWorld.com www.QMCWorld.com

AIR-CONDITION SERVICES

Access Air

Eric Farnsworth

*Harmony Resident* 407-921-0760 ELFarnsworth@live.com

AUTO DEALER

Kisselback Ford 1118 13th Street St. Cloud 407-892-2141 www.KisselbackFord.com

CHURCH

Harmony Community Church

Meeting 10am Sundays at Harmony Community School (844) 444-FBCH www.HarmonyCommunity.church

CHIROPRACTOR

Living Well Chiropractic

*Harmony Resident* 4041 13th St. St. Cloud 34768 407-957-1337 www.LivingWellCFL.com

GARAGE DOORS & OPENERS

D.S.I.

Sales / Service / Repairs 407-970-5847

dsigaragedoor@yahoo.com www.dsigaragedoorandopener.com

GOLF CLUB

Royal St. Cloud Golf Links 5310 Michigan Ave. St. Cloud, FL 34769 407-891-7010

GRAPHIC DESIGN SERVICES

Blair Creative Group, Inc.

Renée Blair Lake Nona 321-972-3669 www.BlairCG.com

HOSPITAL

Orlando Health

St. Cloud Hospital 2906 17th St., St. Cloud 407-892-2135 www.OrlandoHealth.com

INSURANCE

Brightway Insurance, The Sterner Agency 407-891-9361 www.BrightwaySterner.com

Gredy Insurance

Brady Evans

*Harmony Resident* 812-798-2199 brady@gredyinsurance.com

Healthcare Solutions Team Kim Kirsch 407-870-3462 kkirsch@myhst.com

Kisselback Insurance Agency

Ashely Evans 321-316-3360 1118 13th St. St. Cloud 34769

LAWN SERVICE

Champions Property Maintenance

*Harmony Resident* Joe Murray 407-766-5051 ChampionPropertyMaintenanceLLC@gmail.com

MORTGAGE LENDING

Northpoint Mortgage Mike Demarse 407-712-7303

mdemarse@northpoint.com www.MikeDemarse.com

MUSIC LESSONS

Harmony Performance

Arts Studio

Amber Lanning & Ellen Short Voice/Piano/Acting 682-936-9551

PAINTING & PRESSURE WASHING

AAA All Star Painting LLC. Commerical & Residential Licensed & Insured 407-908-5525

Performance Soft Wash LLC. Exterior House Cleaning & Paver Sealing 407-729-7567

PARK

Wild Florida

3301 Lake Cypress Rd. Kenansville 407-957-3135 www.WildFL.com

PET GROOMING

Rivera's Pet Luv Spa 407-556-3555 7264 S. Harmony Square Dr.

PHOTOGRAPHY

Abbey Evans Photography Weddings, Families, Newborns, Seniors www.abbeyevansphoto.com

PLUMBER

K&R Plumbing

24-Hour Emergency Services 407-979-1033

KRPlumbing2019@gmail.com www.KandRPlumbingLLC.com

REAL ESTATE

Corcoran Connect

*Harmony Resident* Jeanine Corcoran Owner/Broker Buy/Sell/Rent/Property Mgmt. 407-953-9118 www.CorcoranConnect.com

REMODELING

All Flooring USA & Cabinets 1021 N. Narcoosee Rd., St. Cloud Located Next to Domino's 407-593-9481 www.AllFlooringUSA.com

ROOFING

Hogan Roofing Corben Hogan 407-449-ROOF Office@HoganRoofs.com www.HoganRoofs.com/Refer

TRAVEL

Meisner Cruise and Travel

*Harmony Resident* 407-738-7088 • tvlwithlinda@gmail.com

Facebook: Harmony Get Aways With Meissner Travel

WATER SYSTEMS

Dependable Water Treatment 407-242-7150

WINE & SPIRITS

Levee Liquor & Gas

Now Delivering in Harmony! 718 13th St., St. Cloud 407-593-9605 www.LeveeLiquor.com

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