QUEENSLAND COUNTRY CREDIT UNION
Newsletter JANUARY / 2013
IN THIS ISSUE
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From the CEO’s desk
Shop with Visa Paywave
AGM
E-ACCESS AND TRADITIONAL
accounts are changing This month e-Access and Traditional Accounts will be rolled into our new and improved All-Access account. Our All-Access account gives Members more fee free transactions at Westpac and St George ATMs* and more fee free staff assisted withdrawals*. Members are not required to do anything. All-Access accounts will
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operate the same way as before. Fees and charges will also remain the same and there will be no additional costs to Members as a result of the change. However Members will receive even greater
* Within free transaction limits of the account. Some transactions are not included in the fee free limits. Refer to Fees and Charges brochure for details.
CONVENIENCE
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account visit qccu.com.au/all-access-account
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For more information about the new and improved All-Access
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value for money with the new account.
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FROM the
CEO’s desk
year that has been, one of my favourite
to invest to ensure that our products and
parts of the AGM is catching up with our
services are constantly improving for our
Members and staff. One of Queensland
Members. We’ve also been investing in a
Country’s operating principles is “People
new Contact Centre which will help ensure
Matter Most” which is why it was so
that Members have more options in how
delightful to hear that a Member who
they interact with us.
travels extensively throughout Queensland wanted to place on record a vote of
Queensland Country is committed to
thanks from the Members to our staff for
helping our Members achieve their financial
the wonderful service they provide state
goals and I look forward to the opportunity
wide. We were also proud to celebrate 30
to do that throughout 2013.
years of service by Julie Castles from our I’m sure many people join me in my
Beaudesert branch at our AGM. Julie is a
disbelief that 2012 is over already! I trust
valued team member and we look forward
that you all had an enjoyable Christmas
to sharing many more years with her.
and New Year period. In our very busy lives it’s sometimes hard to find enough time to
Elsewhere in this Newsletter, you will
relax with family and friends. Hopefully, you
read about some new initiatives to be
were able to do just that over Christmas.
introduced early in 2013, including
Aileen Cull Chief Executive Officer
some improvements to our transactional Queensland Country’s 42nd Annual
accounts, together with the introduction
General Meeting was held in Mount Isa
of Visa Paywave technology and mobile
in November. Apart from reflecting on the
banking. Queensland Country is continuing
Need Cash? Choose Westpac or St George for greater access to free ATM transactions. Queensland Country has increased the number of free transactions Members can make at Westpac and St George ATMs. Instead of just two included transactions each month, Members can choose to use any of their free included transactions at a Westpac or St George ATM. Refer to our fees and charges brochure for full details on free transaction limits.
Contact Centre Queensland Country’s service channels for Members has expanded with the launch of your very own Contact Centre in Townsville in November. The Contact Centre offers Members greater choice when interacting with the Credit Union and is an exciting addition to the business. The Queensland Country contact centre team is available to receive calls on 1800 075 078. Monday to Friday 8.00am – 6.00pm and Saturday 8.30am – 12.30pm
Current New
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Mobile banking is here The Queensland Country service you love can now be located in your pocket. Queensland Country’s mobile
Members interested in registering
banking will be available to
for mobile banking should call the
Members from 1 February 2013.
new Queensland Country Contact Centre on 1800 075 078 or visit their local branch. Visit qccu.com.au/mobile-banking
money between Queensland
for more information about mobile
Country accounts and check
banking and for the answers to all
account details.
your questions.
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To access mobile banking,
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URL where Members can transfer
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will be through a customised
Members will require an e-client
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number and password.
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Access to the web based platform
Save time when you shop with Visa Paywave From January 2013, all credit cards issued by Queensland Country Credit Union (including replacement cards) will come activated with Visa Paywave. Visa Paywave is the latest in secure, contactless transaction technology that saves you time at the register. Visa Paywave technology is protected by Visa’s Zero Liability Policy which gives you the same level of protection against fraudulent or unauthorised transactions as your current Visa card. At participating retailers, for transactions under $100 you can choose to wave your Visa Paywave enabled credit card in front of the reader and go – no need to stop for pins or signatures. Visit qccu.com.au/paywave for more information about Visa Paywave and to view our frequently asked questions.
wave and go for purchases under $100
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Changing rates
AGM
Keep up to date with our current interest rates by visiting qccu.com.au
The 42nd Annual General Meeting was held in November. The meeting,
At a glance
figures
which was held in Mount Isa, was attended by valued Credit Union supporters
Nov 2011
Nov 2012
Assets
$1,123m
$1,185m
Loans
$917m
$972m
$1,012m
$1,059m
and reported Queensland Country’s financial results for the year to 30 June 2012.
Deposits
Feedback from the floor was very encouraging with a Member asking to record
Visit
a note of thanks to all staff
Your local branch (check our website for your closest branch details)
for the wonderful service provided across the branch
Web
network.
www.qccu.com.au
Email info@qccu.com.au
Phone Service Landline 1300 722 812 Mobile (07) 4728 2666 General Insurance 1800 722 811 Contact Centre 1800 075 078
Mail P.O. Box 679 Aitkenvale Qld 4814
Compare your health insurance today Call 1800 813 415 or visit qldcountryhealth.com.au and see why Queensland Country Health Fund was voted one of the best value for money health funds in Queensland by Smart Investor magazine 2012. better health cover shouldn’t hurt
qldcountryhealth.com.au
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Queensland Country Health Fund Ltd ABN 18 085 048 237
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When considering any Queensland Country financial product or service mentioned in this newsletter you should obtain the relevant Product Disclosure Statement, Product Information Brochure, Terms and Conditions, and Fees & Charges Brochure which are available from any Queensland Country Credit Union Branch. Fees and charges may apply to products. Normal lending criteria applies to loans. Queensland Country Credit Union Limited. ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533 Queensland Country Health Fund Ltd. ABN 18 085 048 237