IMTC Miami by Rachel Munar

IMTC MIAMI 2010

Day

Pre-Conference

Conference Day Two - Oct 17th

Sunday

Saturday

IMTC MIAMI 2010

AGENDA Registration Opens - Lobby

13:00 14:30 16:00 16:00

Speaker and Sponsor Meeting Mesa Redonda (en Español) - El pago de remesas como único servicio es todavía rentable? Roundtable Discussion (in English) - Agent Defaults - Managing Credit - Agent Risk Management Welcome Cocktail (Cash Bar, H’ors D’oeuvres)

18:00 07:30 08:45 08:55 09:05 09:20 09:55 10:30 11:45 12:10 12:35 13:00

Morning Coffee - Registration Opens - Mezzanine Welcome to IMTC 2010 - David Landsman State of the Industry - Alan Friedman Bienvenidos a la IMTC MIAMI 2010 Conference Guidelines - Hugo Cuevas-Mohr How Technology Will Impact the Future of Competition in the Remittance industry - Manuel Orozco Brasil: Remittances and a Booming Economy - Emilio Garofalo Filho Coffee Break - Sponsor MSB Compliance Sponsor Presentations (Theater) 10:50 – Nexxo Financial - David Alvarez | 11:15 – Movilix – David Lezak Mergers & Acquisitions in the Money Transfer Industry - Paul Ellis Human Capital & Leadership Development - Darío Gamboa How US Law Affects Non-US Financial Institutions – Andrew Ittleman Lunch - Sponsor Guatenvios Trade Fair - Networking

Concurrent Session: Business Topics (Versailles) 14:30 15:10 15:45 16:05

Concurrent Session: Business Topics (Versailles) 16:30

Programa de Remesas - Renée Maldonado

17:00

Marketing & Remittances - Hugo Cuevas-Mohr

17:30

Remittances & Natural Disasters - Kavin Hewitt

Conference Day Two - Oct 18th Day Three Oct 19th

Concurrent Session: Compliance Topics (Theater) BSA/AML Compliance Training Program for Agents David Landsman - Manuel Perez

Miami at Night Networking Event Morning Coffee

08:00

Monday

Building Internal Controls to Support KYC vs. SAR - Mark McFarlin

Coffee Break - Sponsor National Check & Currency Sponsor Presentation: National Check & Currency (Theater) - Donald Sutton

19:00

Tuesday

Legislative and Regulatory Update - David Landsman

Remittances & Related Services: Santiago Cabeza - Mauricio Gomez Carlos A. Quintana - Barbara Magnoni Trade Fair – Networking

Concurrent Session: Compliance Topics (Theater)

09:00

Bringing New Technologies Under Federal Regulation and Other Emerging Issues - Tom Fleming

09:30

New Technologies & Alternative Money Transfer Channels - Part 1: Moderator: Nabil Kabbani

10:30 10:50

Trade Fair Networking

Coffee Break - Sponsor The Spark Group Sponsor Presentations (Theater) 10:50 – The Spark Group - Eric Eddings |11:15 – White Wings – Ayyaz Khan

11:45

New Technologies & Alternative Money Transfer Channels - Part 2: Moderator: Nabil Kabbani

13:00

Lunch - Sponsor Netspend Concurrent Session: Business Topics (Versailles) Concurrent Session Compliance Topics (Theater) Canadian Regulatory Compliance for MSBs – Jackie Shinfield Remittances & Retail Wallmart Financial Services - Mike Zeher Grupo Monge - Gabriel Trelles An Approach to the BSA Exam and Banking MSBs - Jay Postma

14:30 14:55 15:45

Coffee Break - Sponsor Caribe Express

16:05

Trade Fair Networking Sponsor Presentation (Theater) Caribe Express - Raquel Olivo Concurrent Session : Business Topics (Versailles) Concurrent Session : Compliance Topics (Theater)

16:30

Caribbean Remittances - Kavin Hewitt

Criminal Use of MSBs and Implications for the Industry- Andrew Lewis

17:15 18:00

Remittances to Africa - John Kagochi US to Asia Corridors - Amar Das

Money Transm. and Maintaining Good Compliance - Ralph Fatigate

19:00

Calle Ocho: Get together with friends for a lively night in town!

08:00

Morning Coffee

09:00

Financial Inclusion, Remittances, and AML/CFT Compliance - Scott Rembrandt

09:30

What’s New in State Regulation of the Money Transfer Business - Stephanie Newberg - Alex Ketter - Gregg Riley Morton

10:45 11:30 11:50

Coffee Break - Trade Fair – Networking Many Happy Returns: Remittances and their impact - Kristin Johnson Remittances & Immigration Reform - Angela Maria Kelly - Cheryl Little - Kristin Johnson

12:30

What’s next? Conclusions & Suggestions - David Landsman & Hugo Cuevas-Mohr

13:00

Conference Adjourned - See you in LA!

Hotel Layout / Mapa del hotel

IMTC MIAMI 2010

BALMORAL

RAPHAEL

MICHELANGELO

Meeting Rooms

TRIANON WINDSOR

VERSAILLES

ALHAMBRA

ESCCRIAL

Registration on Sunday, Oct 17th

Gold Sponsors OXFORD

Silver Sponsors

ATRIUM

Media Center

SATELLITE REGISTRATION

CHOPIN BALLROOM

CATERING & CONFERENCE SERVICES OFFICE

Me e Ar ting ea

LA TO

EV AT O

STARS TO LOBBY LEVEL

CAMBRIDGE

TIO RA ST OM GI RE RO

TRINITY

SANDRINGHAM

MEZZANINE STAR

STARLITE TERRACE

THEATER

SECOND LEVEL

BUSINESS CENTER

JUNIORBALLROOM

BAYFRONT B

ISLES ROOM SEVILLA

BAYFRONT A INDIGO RESTAURANT

WINE ROOM

TRADE ROOM

INDIGO BAR

STARBUCKS

Welcome Cocktail on Saturday, Oct 16th

ELE

VAT OR

FRONT DESK

LOBBY LEVEL 2

MAIN ENTRANCE BELL DESK

OR AL AT

STAIRS TO SECOND LEVEL

ESC

GIFT SHOP

LOBBY LOUNGE

CONCOURSE 2

CONCOURSE 1

R Registration on Saturday, Oct 16th

AGENDA en español

Day

Pre-Conference

Día Uno de la Conferencia - Oct 17th

Domingo

Sábado

IMTC MIAMI 2010

Registro - Lobby

13:00 14:30 16:00 16:00

Reunión de Ponentes y de Patrocinadores Mesa Redonda (en Español) - El pago de remesas como único servicio es todavía rentable? Mesa Rendonda (en Inglés) - Administración del Crédito a Angentes - Gestión de Riesgo de Agentes - Cartera Coctel de Bienvenida (Pasabocas - Servicio de Bar)

18:00 07:30 08:45 08:55 09:05 09:20 09:55 10:30 11:45 12:10 12:35 13:00

Café Mañanero - Registro - Mezzanine Bienvenidos a la IMTC MIAMI 2010 - David Landsman Estado de la Industria - Alan Friedman Bienvenidos a la IMTC MIAMI 2010 Guía General de la Conferencia - Hugo Cuevas-Mohr Cómo la Tecnología impactará el futuro de la Industria de Las Remesas - Manuel Orozco Brazil: Las Remesas de una Economía en Expansión - Emilio Garofalo Filho Coffee Break - Patrocina MSB Compliance Presentaciones de los Patrocinadores (Theater) 10:50 – Nexxo Financial - David Alvarez | 11:15 – Movilix – David Lezak Compras & Adquisiciones en la Industria de Transferencia de Dinero - Paul Ellis Capital Humano y Desarrollo de Liderazgo- Darío Gamboa Efectos de las Leyes Americanas sobre las Empresas Financieras del Extranjero – Andrew Ittleman Almuerzo - Patrocina Guatenvios Feria Comercial - Networking

Sesión Concurrente: Temas de Negocio (Versailles) 14:30 15:10 15:45 16:05

Día Dos de la Conferencia - Oct 18th Día Tres Oct 19th

Creando controles internos de KYC vs. SAR - Mark McFarlin

Coffee Break - Patrocina National Check & Currency Feria Comercial – Networking Presentación Patrocinador: National Check & Currency (Theater) - Donald Sutton Sesión Concurrente: Temas de Negocio (Versailles)

16:30

Programa de Remesas - Renée Maldonado

17:00

Mercadeo y Remesas - Hugo Cuevas-Mohr

17:30

Remesas y Desastres Naturales - Kavin Hewitt

Sesión Concurrente: Temas de Cumplimiento (Theater) Programa de Capacitación en Cumplimiento para Agentes David Landsman - Manuel Perez

Miami at Night Networking Event

Café Mañanero

08:00

Lunes

Actualización Legislativa y Regulatoria - David Landsman

Remesas y Servicios Relacionados Santiago Cabeza - Mauricio Gomez Carlos A. Quintana - Barbara Magnoni

19:00

Martes

Sesión Concurrente: Temas de Cumplimiento (Theater)

09:00

Acercando las Nuevas Tecnologías a la Regulación Federal - Tom Fleming

09:30

Nuevas Tecnologías y Canales Alternativos de Transferencia de Dinero - Parte 1: Moderador: Nabil Kabbani

10:30 10:50

Feria Comercial - Networking

Coffee Break - Patrocina The Spark Group Presentaciones de los Patrocinadores (Theater) 10:50 – The Spark Group - Eric Eddings |11:15 – White Wings – Ayyaz Khan

11:45

Nuevas Tecnologías y Canales Alternativos de Transferencia de Dinero - Parte 2: Moderador: Nabil Kabbani

13:00

14:55

Lunch - Patrocina Netspend Sesión Concurrente: Temas de Negocio (Versailles) Sesión Concurrente: Temas de Cumplimiento (Theater) Cumplimiento y Regulación Canadiense de MSBs – Jackie Shinfield Remesas y Cadenas de Almacenes Wallmart Financial Services - Mike Zeher Grupo Monge - Gabriel Trelles El Examen de BSA y Relaciones Bancarias de MSBs - Jay Postma

15:45

Coffee Break - Patrocina Caribe Express

16:05

Feria Comercial - Networking Sponsor Presentation (Theater) Caribe Express - Raquel Olivo Sesión Concurrente: Temas de Negocio (Versailles) Sesión Concurrente: Temas de Cumplimiento (Theater)

14:30

16:30

Remesas del Caribe - Kavin Hewitt

Uso Criminal de las MSBs y sus implicaciones para la industria - Andrew Lewis

17:15 18:00

Remesas a Africa - John Kagochi Corredores de USA a Asia- Amar Das

Tr. de Dinero y Mantener un buen Cumplimiento - Ralph Fatigate

19:00

Calle Ocho: Vamos todos a pasar una noche inolvidable!

08:00

Café Mañanero

09:00

Inclusión Financiera, Remesas y Cumplimiento - Scott Rembrandt

09:30

Qué hay de nuevo en la Regulación Estatal de los Trasmisores de Dinero - Stephanie Newberg - Alex Ketter - Gregg Riley Morton

10:45 11:30 11:50

Coffee Break - Feria Comercial – Networking Many Happy Returns: Las Remesas y su impacto en el país enviador - Kristin Johnson Remesas y la Reforma Migratoria- Angela Maria Kelly - Cheryl Little - Kristin Johnson

12:30

Qué sigue? Conclusiones y Sugerencias - David Landsman & Hugo Cuevas-Mohr

13:00

Cierre de la Conferencia... Nos vemos en Los Angeles!

MEZZANINE

IMTC MIAMI 2010

TRADE FAIR LAYOUT PLENARY SESSIONS

1 Gold Sponsors

Silver Sponsors

ATRIUM

on Sp

CHOPIN

MEETING AREA

STARS TO LOBBY LEVEL

MEDIA CENTER

12 10

LA TO

MEETING ROOM 1

MEETING ROOM 2

Coffee Break Station

THEATER

SECOND LEVEL

MEETING AREA

SPONSOR BOOTHS 1 - World-Check 2 - Caribe Express 3 - Sigue 4 - MWC

9 - White Wings 10 - Bethex Credit Union 11 - The Spark Group 14 - NMTA Services 15 - easytop 16 - Netspend

17 - MSB Compliance 18 - Nexxo Financial 19 - Banorte - Uniteller 20 - Control Money 21a - Scott Bonds 21b - Envios Confianza 22 - Movilix 23 - NCC - National 24 - Teledolar 25 - L. Mazal 26 - MoreMagic

S U N D AY M O R N I N G Event / Location

Pre-Conference Day

Time

Sunday

Saturday

VERSAILLES

13:00 – 18:00

Registration opens at 1 pm – At the Lobby – Follow the signs!

14:30 – 15:30

Speaker and Sponsor Meeting – Concourse 1 (in front of Starbucks, Lobby)

16:00 – 18:00

Mesa Redonda (en Español) - Concourse 2 (Lobby) El pago de remesas como único servicio es todavía rentable? (Necesidades de Capital, Cartera, margen mínimo)

16:00 – 18:00

Roundtable Discussion (in English) - Concourse 1 (Lobby) Agent Defaults - Managing Credit - Agent Risk Management

18:00 – 21:00

Welcome Cocktail (H’ors D’oeuvres, Cash Bar) - Bayfront A (Lobby) - Follow the signs!

07:30 – 08:45

Morning Coffee - Registration – Mezzanine (2nd Floor) Plenary Sessions take place at the Versailles Conference Room (Mezzanine - 2nd Floor) Welcome to IMTC 2010

David Landsman

Conference Day One - Sunday, Oct 17th

08:45 – 08:55

Executive Director of the NMTA since 2004, has worked in different capacities in the money transfer business since 1977, specializing in federal BSA/AML and state money transmitter compliance. He has made strides in organizing the money transfer industry, promoting the image of licensed money transmitters, and defending the industry’s right to maintain bank accounts. The NMTA became partners with Mohr World Consulting in the development of IMTC, to organize money transfer conferences in North, Central, South America and the Caribbean.

State of the industry

Alan H. Friedman NMTA Chairman, is the President and CEO of Envios 08:55 – 09:05

de Valores La Nacional Corp. Alan is a Certified Public Accountant, and his previous postings include Senior Vice President/Chief Financial Officer of Western Union and President of MoneyGram/Consorcio Oriental LLC. As Chairman, Alan worked hard for the betterment of the industry; as a Board Member, Alan remains active in the issues and affairs of the NMTA.

Bienvenidos a la IMTC MIAMI 2010 Conference Guidelines

Hugo Cuevas-Mohr is President of Mohr World Consulting, a consultancy 09:05 – 09:20

based in Miami, Florida. Hugo has a BS from Worcester Polytech. Inst, MS from Auburn and the U. Catholique de Louvain in Belgium. Hugo has worked since 1987 in the Latin American Remittance Market and has been a consultant since 2001 for a number of companies and financial institutions. Since 2009, the NMTA and his firm became partners in IMTC to organize money transfer conferences in North, Central, South America and the Caribbean.

How Technology Will Impact the Future of Competition in the Remittance industry

Manuel Orozco is Director of Remittances and Development and heads the 09:20 – 09:55

Central America program at the Inter-American Dialogue where he conducts policy analysis and advocacy on issues relating to global flows of remittances. In 2004 and 2005 he directed a program funded by the Multilateral Investment Fund of the InterAmerican Development Bank and International Fund for Agricultural Development of the United Nations to leverage remittance transfers.

IMTC MIAMI 2010

VERSAILLES

S U N D AY M O R N I N G

Sunday

Brasil: Remittances and a booming economy

Emilio Garófalo Filho es 09:55 - 10:30

uno de los más destacados economistas de Brasil. Graduado en la Pontificia Universidad Católica de San Pablo, ha sido Director del Área Externa del Banco Central, VP del Banco de Brasil, miembro de la Junta Directiva del Banco Latinoamericano de Exportaciones (BLADEX), integrante del Consejo de Administración del Banco del Estado de San Pablo, entre otros cargos. Ha prestado asesoría en Comercio Exterior y Cambio para varias empresas nacionales e internacionales. Es docente de la Universidad de San Pablo y de diversos institutos en Comercio Exterior, Capitales y Cambio. Es autor de un importante número de libros y publicaciones y es actualmente Asesor Especial del Ministro de Fazenda de Brasil, Guido Mántega.

Coffee Break - MSB Compliance

10:30 - 10:50

MSB Compliance, Inc. specializes in U.S. Bank Secrecy Act, USA PATRIOT Act and anti-money laundering consulting services and support activities for money services businesses and community banks. Our Independent Reviews for MSBs include review of compliance with State regulations pertaining to their financial service offerings. Clients include Money Transmitters, Check Cashers, Check Sellers, Stored Value Issuers and other regulated financial institutions.

Conference Day One - Sunday, Oct 17th

Sponsor Presentations (Theater)

10:50 - 11:45

Trade Fair – Networking

10:50 Nexxo Financial Nexxo Financial is the leader in self-serve remittance to Mexico, Central and South America leveraging patent-pending technology to make sending money easy, convenient and affordable for the U.S. Hispanic community. Nexxo operates more than 220 Nexxo Cajeros in California, NY York and Texas where customers can transfer money, pay their bills and purchase international minutes. In partnership with a network of self-service financial service kiosk operators, Nexxo offers its service through more than 1,500 locations 5 states. Nexxo Financial has more than 25,000 bank branches and pick-up centers in Mexico, Central and South America. For information, visit www.nexxofinancial.com.

11:15 Movilix

Movilix is one of just a handful of authorized USbased Telcel distributors, provides mobile Top-Ups and Bill Payment for US Hispanics and their families living in Latin America. We reach our customers where they shop and live: In neighborhood tiendas, check cashing and money transmitting offices, by phone and on-line. Although we specialize in the LatAm market we offer over 100 carriers worldwide and deliver our services via a multi-lingual Web-based point of sale system, via a secure web-services API, or via scratch cards. Integration is quick and secure, pricing aggressive, and the rewards immediate.

David Alvarez is the

CEO and founder of Nexxo Financial – the leader in selfserve remittance now with over 500 self-serve locations and over $300MM in self-serve money transfers processed. Prior to founding Nexxo (1990-2001), Mr. Alvarez rose to President and Vice-Chairman at Providian Financial which he helped grow to one of the largest credit card issuers worldwide with over 35MM customers, over $35 billion in assets, and over $2 billion in annual pre-tax profits. Mr. Alvarez holds both BA and MA degrees from Stanford University.

David Lezak was founder and chief executive of Wygant, a contact center telecommunications and equipment manufacturer and solutions provider, from its start in 1983 until the sale of the company in 2007. In 2002, David started Movilix to deliver new applications to the emerging mobile market, and has since focused on value transfer via mobile Top-Ups and other non-cash vehicles. David has a Bachelor’s degree from the University of Chicago and a Ph.D. in Physics from Portland State University. 7

IMTC MIAMI 2010

VERSAILLES

S U N D AY M O R N I N G

Sunday

Mergers & Acquisitions in the Money Transfer Industry

Paul S. Ellis 11:45 – 12:10

is a senior corporate partner in the New York-based law firm of Scarola Ellis LLP. Mr. Ellis previously practiced at Winston & Strawn and at Donovan, Leisure, Newton & Irvine and has served on the staff of the U.S. Senate Committee on Governmental Affairs. He has chaired and spoken on panels presented by organizations including Columbia University, the National Science Foundation and the New York Technology Council on legal issues including preparing for M&A transactions. His mergers and acquisitions experience includes transactions involving major companies in the international money transmitter and information technology industries.

Do we have the right people for the future of the Industry?

Conference Day One - Sunday, Oct 17th

Dario Gamboa 12:10 – 12:35

is the President & CEO of Human Capital & Leadership Development in Miami, Florida. Dario has more than 20 years of multicultural –multilingual experience as executive, consultant, coach and facilitator for leadership/employee development programs at major multinational organizations in the U.S. and in Latin America. He has worked for multinational as well as medium size corporations such as Western Union, Vigo Remittance, Citibank, VISA, Brighstar, Titan, etc. Dario holds a PhD from the U. of Minnesota, a Masters from the U. of North Texas and a BA from the Jesuit’s Javeriana Univ. in Bogota, Colombia. He is perfectly fluent in Spanish, English, Portuguese and French.

How US Law Affects Non-US Financial Institutions How US Law Impacts Financial Exposure of Int’l Correspondents in the Money Transfer Business How US Legal and Regulatory (AML) Compliance Extends to Foreign Financial Instit. and Persons

Andrew S. Ittleman is a Founder and Partner of Fuerst Ittleman. He oversees the 12:35 – 13:00

firm’s work in White Collar Defense and Money Laundering Law. Andrew was born in Philadelphia, Pennsylvania, attended Emory University (2001) and University of Miami Law School (2004). He was hired by Mr. Fuerst in 2005 and his practice includes Federal criminal forfeiture proceedings, complex commercial litigation, international civil litigation and FDA litigation. Besides being a member of the Florida Bar, the Dade County Bar Association he is a member of the National Money Transmitters Association and is a Certified Anti Money Laundering Specialist.

Lunch Sponsored by Guatenvios

Envíos de Guatemala S.A.

13:00 – 14:30

es una empresa guatemalteca inscrita en la Intendencia de Verificación Especial (IVE) dependencia de la Superintendencia de Bancos de Guatemala, registrada para realizar el pago y envío de giros internacionales. Bajo la dirección de la Licenciada Licda. Ana Marleni Gutierrez, la empresa cuenta con 6 agencias en Ciudad de Guatemala y Agencias Departamentales en Escuintla, Totonicapán, Quetzaltenango, Salcaja, Coatepeque, San Pedro, Soloma, Huehuetenango, Cuilco, Camojá, Pachalum en el Quiché, Mazatenango, Jalapa y Sansare el Progreso y nuevos puntos en Zacapa, Ipala Chiquimula, Santa Catarina, Mita Jutiapa y Villa Nueva, con planes de expansión a otras plazas. Además realiza Depósitos Bancarios en todo el país.

IMTC MIAMI 2010

VERSAILLES

S U N D AY A F T E R N O O N Concurrent Session: Business Topics

Sunday

Remittances & Related Services: The use of Remittances to market related services in Inbound & Outbound Markets: Savings, Loans, Packages, Bill Payments, Insurance, Top-Up:

Santiago Cabeza es el Controller y Director de Cumplimiento de Santander

Envíos del Banco Santander – Area de Particulares; Segmento de Inmigrantes. Trabaja con el Grupo Banca Santander desde 1977 y en su carrera ascendente dentro de la organización ha realizado gran variedad de cargos: Administrativo, Auditor Junior y Senior, Dir. de RR.HH, Dir. de Operaciones además de trabajar dos años en el Banco Santa Cruz en Bolivia (del Grupo Banco Santander) como Gerente División de Medios. Santiago nació en Santander (Cantabria) y estudió Contabilidad y Admón de Empresas

Carlos Alberto Quintana

Barbara Magnoni has an extensive background in economic development and

social programs as well as financial markets development, having worked on Wall Street for seven years. Her consulting work is centered around improving access to affordable financial services for low-income populations, including microinsurance. She is currently collaborating with MIF-IADB on a study of remittance-linked microinsurance programs worldwide and co-authored a global study for ILO on the potential links between remittances, migration and microinsurance. Both due out later this year.

Mauricio Gomez

has worked in remittances since 1996 as the managing partner and CEO of Rapid Envios, a money transfer company based in Miami and the co-owner of a chain of retail stores offering a large number of services to migrant communities in more than two dozen locations in Florida. A hands-on manager, close to the day-to-day changes of the Money Transfer Industry in South Florida, Mauricio shares with us his perspective on the past, present and future of remittances.

Coffee Break - Sponsor National Check & Currency

14:30 – 15:45

Sponsor Presentations (Theater) 1050 – National Check & Currency

15:45 - 16:30

Trade Fair – Networking

Conference Day One - Sunday, Oct 17th

14:30 – 15:45

es Presidente y Accionista de Financiera Pagos Internacionales S.A.C.F. con sede en Cali, Colombia. Las 28 agencias de FinPISA se encuentran localizadas en 22 ciudades de 11 departamentos de Colombia donde ofrecen una gran variedad de productos financieros. Fue una de las pocas Casas de Cambio que lograron transformarse en Compañías de Financiamiento Comercial por el esfuerzo de sus fundadores, Carlos Alberto y Gloria Esperanza Vinasco. Carlos es Administrador de Empresas de la Universidad Del Valle en Colombia con un Post Grado en Alta Gerencia Internacional de la Universidad ICESI de Colombia.

NCC currently provides service to more than one hundred MSBs operating over 3000 locations, both domestic and international. We are re-inventing the Money Service Business by providing clients and partner institutions new payment mechanisms for more expedient, compliant, and efficient transactions, allowing greater control and increased profitably. NCC facilitates banking needs for a wide array of MSBs, including Check Cashers, Payday Lenders, Money Transmitters, Pawn Brokers and Forex Businesses. Call us today at (877) 327-4249 and revolutionize your Money Service Business!

Donald Sutton

is an Int’l Financial Specialist, has 25 years experience in Corporate, Consumer and Government Fiscal Management and Consulting. A former Commissioner of Deeds for the State of Florida, Donald has procured and implemented relationships with other Forex companies in Argentina, Bolivia, Chile, Paraguay, Uruguay, Mexico, Portugal, UK and USA. An early leader in the industry, he implemented the first computerized (DOS) Forex System, incorporated. Donald is fluent in four languages, and as such has been employed to write speeches for Government Agencies. He is the former President for the Brazilian Assoc. of Central Florida and elected Treasurer for the Brazilian American C. of Commerce.

IMTC MIAMI 2010

VERSAILLES

S U N D AY A F T E R N O O N Concurrent Session: Business Topics

Sunday

Programa de Remesas: A CEMLA-IDB-FOMIN Program to improve reporting and procedures on remittances – CEMLA

Renée Maldonado, 16:30 – 17:00

es el Coordinador del Programa de Remesas dentro de la asociación de bancos centrales latinoamericanos del CEMLA, organismo con sede en México que da capacitación y asesoramiento a los Bancos Centrales de Latinoamérica y el Caribe. En el CEMLA, René se concentra en el análisis y difusión de metodologías de compilación y medición de flujos de remesas, estabilidad financiera y microfinanzas. Anteriormente René trabajó en el Banco Central, el Banco Solidario y la Sup. de Bancos y Entidades Financieras de Bolivia, donde desarrolló actividades relacionadas con la regulación del sistema financiero y de pagos.

Marketing & Remittances Should we target Senders? Receivers? Agents?

Hugo Cuevas-Mohr

Conference Day One - Sunday, Oct 17th

17:00 - 17:30

is President and CEO of Mohr World Consulting, a consultancy based in Miami, Florida. Hugo has a M.S. from Auburn University and the Université Catholique de Louvain (Belgium). Hugo has worked since 1987 in the Latin American remittance market and has been a consultant since 2001 for a number of companies and financial institutions. Since 2009, The NMTA and his firm, MWC, became partners in the develpoment of IMTC, to develop money transfer conferences in North, Central, South America and the Caribbean.

Remittances & Natural Disasters The experiences of Money Transfer Services in Haiti during the earthquakes Do you have a Contingency Plan in place? 17:30 – 18:30

Kavin Hewitt is an Electronic Payment Systems Consultant living in Jamaica.

He was Reg. Dir. of the Beon Group, Mobile Com. Dir. of the N. Caribbean for Digicel where he also was involved in Mobile Banking and Remittances. Previously, Kavin was Business Dev. Mgr for Advanced Integrated Systems, a Computer Software firm and with National Com. Bank as a Business Analyst and Product Mgr. He holds a BA in Marketing and Finance from the U. of Technology in Kingston, where he received Lloyd Edward Award for Marketing Research.

Miami at Night Networking Event Come to our Networking Event aboard the Venetian Lady, a brand new 130-ft yacht with luxurious 8-foot ceilings, three decks: two floors and a beautiful upper deck, signature hors d’oeuvres, two cash bars and a DJ entertaining the IMTC Group. 19:00 – 21:00

We will all meet at the Lobby of the Hotel at 6:00 pm and head to Bayside’s Hard Rock Café, a short walking distance from the Intercontinental Hotel. If you are local, you can park in Bayside’s Parking Lot and walk towards the Hard Rock Cafe. You will see the yacht with our banner on it. We will sail at 7:00 pm and we will cruise for two hours in Miami’s Biscayne Bay towards the island of Key Biscayne. Come and enjoy the breathtaking views of the Miami Skyline. 13

IMTC MIAMI 2010

VERSAILLES THEATER

S U N D AY A F T E R N O O N Concurrent Session: Compliance Topics

Sunday

Legislative and Regulatory Update 14:30 – 15:10

David Landsman,

Building Internal Controls to Support KYC vs. SAR 15:10 – 15:45

Mark McFarlin is a former Financial Examiner for the Texas Dept of Banking where he specia-

lized in BSA compliance examinations of MSBs. For the past seven years, Mark has worked as a BSA/AML consultant in the financial services industry. He has been the Chief Compliance Office for Secure Cash Network, a Special Agent for the U.S. Treasury Dept, an Internal Revenue Agent, and an information services consultant in the area of intelligence analysis software development for the U.S. Department of Defense.

Coffee Break - Sponsor National Check & Currency

15:45 - 16:05

Sponsor Presentations (Theater)

Donald Sutton

16:05 – 16:30

Trade Fair – Networking

Conference Day One - Sunday, Oct 17th

1050 – National Check & Currency NCC currently provides service to more than one hundred MSBs operating over 3000 locations, both domestic and international. We are re-inventing the Money Service Business by providing clients and partner institutions new payment mechanisms for more expedient, compliant, and efficient transactions, allowing greater control and increased profitably. NCC facilitates banking needs for a wide array of MSBs, including Check Cashers, Payday Lenders, Money Transmitters, Pawn Brokers and Forex Businesses. Call us today at (877) 327-4249 and revolutionize your Money Service Business!

is an Int’l Financial Specialist, has 25 years experience in Corporate, Consumer and Government Fiscal Management and Consulting. A former Commissioner of Deeds for the State of Florida, Donald has procured and implemented relationships with other Forex companies in Argentina, Bolivia, Chile, Paraguay, Uruguay, Mexico, Portugal, UK and USA. An early leader in the industry, he implemented the first computerized (DOS) Forex System, incorporated. Donald is fluent in four languages, and as such has been employed to write speeches for Government Agencies. He is the former President for the Brazilian Assoc.of Central Florida and elected Treasurer for the Brazilian American C. of Commerce.

AML/BSA Compliance Training Program for Agents • Anti-Money Laundering Strategies and Vulnerabilities • Understanding Anti-Money Laundering Laws • Identifying Money Laundering Activity • Terrorist Financing – How does it differ from ML? • Politically Exposed Person Risk (PEP Risk) • Suspicious Activity Reports (SARs) • Dealing with your Licensed Provider – Know your Compliance Officer • Know your Local Police

16:30 – 18:30

19:00 – 21:00

David Landsman

is the Executive Director of the NMTA since 2004, has worked in different capacities in the money transfer business since 1977, specializing in federal BSA/AML and state money transmitter compliance. He has made strides in organizing the money transfer industry, promoting the image of licensed money transmitters, and defending the industry’s right to maintain bank accounts. David is constantly in touch with the different branches of the US Government in MT Regulatory issues as well as giving conferences around the world on US MT Regulation.

•Dealing with the Authorities (FINCEN, IRS, Banking Department, Police, Task Forces, INS) • Designing Your Risk Analysis • Developing a Compliance Culture (Training Employees) • Becoming Aware of a Sting Operation (against you or your MT Licensed Provider) • Recent Money Laundering Cases involving Agents • Do you need your own Compliance Manual? • Integrating Compliance into Your Business Operation

Manuel Perez

is a Certified Anti-Money Laundering Specialist, and currently offers training to members of the NMTA and other MSBs. Having a M.A. in Public Admin. he worked for PDVSA (1977-99), specializing in stakeholder relations, (and presided the “Oil Advisory Group, 1988-99). In 1999 he returned to the USA, and got involved in education, communications, and government activities in NYC before returning to his business roots and the money transmitting field.

Miami at Night Networking Event (see previous page for detailed information)

Monday

IMTC MIAMI 2010

VERSAILLES

Morning Coffee

08:00 – 09:00

Monday

M O N D AY M O R N I N G

Bringing New Technologies Under Federal Regulation and Other Emerging Issues

Thomas D. Fleming is the Assistant Director for the Office of Compliance at the Financial Cri09:00 – 09:30

mes Enforcement Network (FinCEN). The Office works to better ensure industry compliance with the Bank Secrecy Act through supporting, overseeing, and working in partnership with the agencies and organizations that examine for Bank Secrecy Act compliance. The Office also tracks the performance of financial institutions experiencing significant Bank Secrecy Act compliance deficiencies.

Conference Day Two - Oct 18th

New Technologies & Alternative Money Transfer Channels, Part 1: Mobile Money Transfer Solutions

Nabil Kabbani

has an economics degree from St. Joseph Univ. with a MA in Bking and Finance from the American U. Iin Beirut. He helped start one of the first credit card operations in Lebanon before joining Western Union. In WU he held several highranking positions such as VP, Int’l Business Dev. where he expanded WU agent network tremendously aS Reg. VP-Gral Mgr. He later joined Omnex Group, owner of UNO, Giromex, BHD and Le’s, as its President and CEO. After the sale of the company he joined again the Western Union Group as the General Manager of Vigo and Orlandi Valuta.

Pankaj Gulati

Michael A. Liberty has been a

Bill Barhydt

Tom Meredith started his compu-

Brian J. DuCharme

ter career with Digital Eqpt Corp, followed by Franklin Computers - the first Apple clone manufacturer - and later with Lisp Machine, a leading artificial intelligence company. He was founder of VoxLink, the leading innovator of voice mail and e-mail integration. He founded Internet Gaming, one of the first game companies on the Internet processing a large volume of credit cards internationally on the Internet, becoming a consultant to the financial services industry in credit/debit card processing, Tom is a graduate from Harvard and Stanford and is the Chairman and CEO of P2P Cash.

is VP, MoneySend P2P & Remittances, Emerg Payments at MasterCard Worldwide where he is focused on commercialization of MoneySend in the Americas. Brian joined MasterCard in 2007 after 18 years in the Telecom and Mkting Compliance Industries, focused on new payment tech. and contact governance solutions for clients like GM, Met Life, AT&T and others. He is an inventor of a payment gateway tech with patents pending. He attended the American Int’l Coll. where he studied Political Science.

Rebecca Loevenguth

Serge Elkiner

successful business executive for more than 30 years. In 1985, he was nominated as one of the Outstanding Young Men of America. In the early ‘90’s, Michael co-founded Cambridge Assoc. Holdings and as the CEO he led numerous mgmt/leveraged buyouts in several industries. A pioneer in the mobile industry since 1997, he became an angel investor in Intelligent Information, prior to going public. In 2007 Mozido’s platform became commercially operational and launched globally and it has become a leader in mobile payment processing. Michael is the founder and Chairman of Global Strategic Initiatives.

is the CEO and Ch. of MoreMagic Solutions. Prior to that, Pankaj was VP of Operations where he was responsible for Product Mgmt, Pre-sales, Customer Sup., and Contracts. Previously, he was the Dir. of Wireless Intelligent Network App. at Lucent, where he deployed Network & Customer Care solutions for Sprint PCS, AT&T, Alltel and others. Pankaj holds a M.S. in Comp. Science from the U. of Missouri and has completed the Exec. Mgmt Prgm at the Harvard Bus. School.

has been a pioneer in Internet and Mobile Technologies for 20+ years. In 2000 the World Economic Forum recognized Bill as one of the original group of 30 technology pioneers for his work in Internet technologies at WebSentric. Bill worked on some of the earliest Internet/ Web payment services projects as Tech. Dir. for Netscape and was part of Goldman Sachs’ Fixed Income Grp. He holds a BS from the Stevens Inst. of Tech. in NJ. As the CEO m-Via, Bill and his team are creating a new category of mobile payments in the Americas

09:30 – 10:30

In her role as Director of Mobile Alliances for Western Union, Rebecca Loevenguth is responsible for onboarding mobile phone operators in Western Union’s mobile money transfer service, which will enable consumers in select countries to send and receive money transfers with a cell phone. Loevenguth also manages the Western Union Mobile Vendor Program, which allows selected mobile wallet providers to become certified on Western Union’s mobile portfolio of transactions. She is based in Englewood, Colo., at Western Union’s global headquarters.

is the President & Founder of Yellow Pepper, the LatAm mobile financial services leader. Prior, he was VP of Bus. Dev. for HelloTech, an Israeli firm providing remote monitoring and mobile payment solutions for vending machines worldwide. In 2004, Serge acquired ownership of the original YellowPepper brand developing YellowPepper Mobile Solutions and engineering partnerships with the top financial institutions in LatAm. Born and raised in Brussels, he earned his B.S. in Accounting from Boston U. and resides in Miami.

Monday

IMTC MIAMI 2010

M O N D AY M O R N I N G

VERSAILLES

Coffee Break - Sponsor The Spark Group

Monday

10:30 – 10:50

Sponsor Presentations (Theater)

Conference Day Two - Oct 18th

10:50 – 11:45

Trade Fair – Networking

1050 – The Spark Group – Eric Eddings In an ever-evolving, technological landscape, relationships matter. It is essential to make sure that the lines of communication are accessible and free-flowing. People want meaningful relationships with the businesses they care about. The Spark Group is a social media consultancy committed to the development and maintenance of online relationships. Through our creation and management of your online personality, we strive to bring you closer to your community by embracing the technologies that have redefined the way that the world communicates. 1115 – White Wings - Ayyaz Khan White Wings is a USA based company with Head Office located in New York & Offshore offices located in South Asia with 250 plus employees , we have been providing Businesses IT solutions for more than 15 years. WW’s clients includes companies that are Enterprise-level, Medium Size and small businesses. WW is an authorized partner with Microsoft, Cisco, Dell, HP & IBM, White Wings can provide Businesses solutions for almost all system types. WWs’ engineers are highly qualified with minimum 5 years of working experience. WW’s customers are located World Wide in North, Central & South America, Europe, Asia, and Africa.

Eric Eddings

is the co-owner and strategic planner of The Spark Group, a social media consultancy based in New York. He has a background in business, advertising, photography, and film. Originally from Memphis, Tennessee, Eric’s love of advertising led him to Howard U. in DC. After graduating, Eric worked for clients such as the EPA, Universal, The Moroccan Tourist Off. and numerous advertising agencies. His passion for technology and social media led him to create The Spark Group, with partners Daniela Cuevas and Lauren Manning.

Ayyaz Khan

Dir. of Information Technology of White Wings, has an extensive knowledge of the computer industry. Since1988, he has designed infrastructures of many financial, law firms as well as other businesses. His specialty is to analyze a business current networking environment, its requirements and based on this analysis and careful study of each client’s vision, propose cost effective solutions. Under his leadership, WW has had a steady growth year after year. Ayyaz has participated in many seminars as well as live TV shows. He holds degree in Computer Sciences.

New Technologies & Alternative Money Transfer Channels - Part 2: Alternative Money Transfer Channels: Prepaid, Internet, Kiosks - Moderetor: Nabil Kabbani

Juan Carlos Lebrija

David Alvarez

Eugenio Nigro has worked in the remittan-

Danny Shader is the founder and

has been instrumental, as an integral part of InComm’s Int’l Team, in the company’s expansion into LatAm. InComm is the industry leading marketer, distributor and tech innovator of stored-value gift and prepaid products. Before, Juan was Dir. of Money Remittance and still assists the InC’s Fin Serv team. Previously he served as VP and CFO of Eastern Exch. where he worked with Giromex. Juan Carlos has remained close to the money transfer industry and active at the NMTA.

11:45 – 13:00

ces industry for 10 years with Western Union, Vigo, Sigue, and Xoom Corp. in the areas of Bus. Dev., Mkting, Operations and Strategic Planning. He is the VP for Int’l Bus. Dev. for Xoom, where he is responsible for the LatAm and Caribbean regions. Previously he worked at the US. State Dept , Walt Disney and McCormick. Gene was born in New York City and grew up in Nicaragua. He holds a BA and MA in Int’l Relations, and an MBA in Int’l Business.

David Shackleton is COO of ezetop Ltd.

and has been with ezetop since its formation. David oversees mobile operator relationships, online & retail sales channels and bus. dev. Prior to ezetop, he worked with the Monitor Group (Boston) and Prospectus Strategic Consult (Dublin), advising Fortune 500 companies on new market entry, competitor acquisition and organization restructuring. David holds a BS in Engineering and another in Engineering Science from Trinity College Dublin, Ireland.

is the CEO and founder of Nexxo Financial – the leader in selfserve remittance now with over 500 self-serve locations and over $300MM in self-serve money transfers processed. Previously David rose to Presid. and V-Chair at Providian Fin. which he helped grow to one of the largest credit card issuers worldwide. David holds both BA and MA degrees from Stanford University.

CEO of PayNearMe, an innovative payment network and technology platform that enables consumers who do not have a credit or debit card or who prefer to pay with cash to safely and easily conduct remote business transactions. Prior to PayNearMe, Danny served as CEO of Jasper Wireless, Inc and President and CEO of Good Technology, Inc. – acquired by Motorola in 2007.

Miguel Cintron is VP and Head of

Prepaid Prod. Mgmt for the LatAm and Carib. Reg. in MasterCard Worldwide since 2006. He supports the introduction of new Prepaid Programs, working with issuers & processors. Previously he worked at B. of America in the Debit and Prepaid Div, where he developed and launched a pat-pending Int’l Remittance Product. He has a B.S. in Economics and an MBA in Finance from UMass.

Bhairav Trivedi is the former Managing Dir, Global Head of Remittance Services at Citi’s Global Transaction Services. Bhairav joined Citi as part of its acquisition of PayQuik, Inc., an infrastructure and service provider to banks in the int’l money transfer space, which he founded in 2002. Bhairav has over 20 yrs of experience working with financial institutions. Previously he worked at McKinsey, Fair Isaac and Providian Bancorp, Bhairav has an MBA from the Wharton School at U Penn, a MA in Engineering Economic Systems from Stanford and a BS in engineering from India. He is currently on sabbatical from Citigroup.

IMTC MIAMI 2010 Insurance,BeneďŹ ts, Risk Management, Bonds and Financial Management

Surety License Bonds Since 2000, Scott Bond Services has worked with numerous money transmitters, check sellers, stored value card issuers, and currency exchanges to satisfy their surety license bond needs. We utilize sureties rated A or better to write these bonds in all states that require them. Our outstanding service and attractive pricing have made us an industry leader in this ďŹ eld.

VERSAILLES THEATER VERSAILLES

S UON M NDDAAYY AAFFTTEERRN NOOOON N Concurrent Session: Business Topics

Monday

Lunch - Sponsor Netspend

NetSpend Corporation is a leading provider of reloadable prepaid debit cards and other alternative 13:00 - 14:30

financial services to underbanked consumers in the US. In fact, we’re one of the only companies with a stated mission to develop products and services that help unbanked consumers take the first steps toward a smarter way to spend, save and manage their money. Since 1999, our products have enabled more than 7 million consumers to make purchases, pay bills, and shop online without the need for a bank account or credit history. NetSpend has a history of industry “firsts”: the first savings account tied to a prepaid debit card; free direct deposit service; card-to-card transfers through SMS messaging; free balance and transaction alerts via mobile device, etc.

Remittances & Retail

Mike Zeher joined Walmart in 2007 and is responsible for all aspects of money transfer services. His

14:30 – 15:45

duties include developing, leading and implementing strategies for sustainable growth by applying Walmart principals of EDLP and price leadership to MT services that add value for the Walmart customer, as well as ensuring excellence in operations and execution of MT services at 3,800 stores including 1,100 MoneyCenters. Mike has 20 years of experience in retail, consumer packaged goods and Fin. Serv. Industries in companies such as Kmart, Hills Dept Stores, EVM Brands, ING and Morgan Stanley. Mike is an Econ. from Old Dominion U.

Gabriel Trelles

Coffe Break - Sponsor Caribe Express

15:45 – 16:30

Trade Fair – Networking

Conference Day Two - Oct 18th

es Economista de la U. de Lima en Perú (1998). Fue Gte de Fin. y Operaciones en Avalcard Perú y de allí entró a la industria como Gte Gral de Aval Envíos, empresa de envíos de dinero con Licencia en California (2003). Luego estuvo en Citigroup -Reciba Networks como Gte de Remesas antes de pasar a su cargo actual como Dir. de Remesas del Grupo Monge, empresa líder de venta a retail de Electrodomésticos al contado y crédito en centroamericana por intermedio de sus marcas Gallo mas Gallo, Importadora Monge, El Verdugo y Muebles Prado.

Sponsor Presentations (Theater)

Caribe Express es una empresa con

más de 25 años de experiencia en la entrega de Remesas a Domicilio en República Dominicana. Contamos con una red de 90 oficinas localizadas en todo el territorio nacional, con una rápida y efectiva entrega puerta a puerta los 365 días del año. Para conveniencia de nuestros clientesbrindamos servicios de Captación de Remesas Nacionales e Internacionales así como Cambio de Divisas en todas nuestras sucursales.

Raquel

Olivo

Licenciada en Administración de Empresas y Negocios Internacionales por la Universidad de la Florida, Raquel nació en República Dominicana pero ha vivido tanto en la isla como en el Sur de la Florida. En la industria desde 1998 cuando trabajó en Cima Express y luego en Remesas América Oriental, Raquel fue la Gerente Regional de Envíos La Nacional en Miami antes de pasar a su trabajo actual como Oficial de Cumplimiento de Caribe Express.

Caribbean Remittances 16:30 - 17:00

Kavin Hewitt

is an Electronic Payment Systems Consultant living in Jamaica. He was Reg. Dir. of the Beon Group, Mobile Com. Dir. of the N. Caribbean for Digicel where he also was involved in Mobile Banking and Remittances. Previously, Kavin was Business Dev. Mgr for Advanced Integrated Systems, a Computer Software firm and with National Com. Bank as a Business Analyst and Product Mgr. He holds a BA in Marketing and Finance from the U. of Technology in Kingston, where he received Lloyd Edward Award for Marketing Research.

Remittances to Africa 17:00 - 17:35

John Kagochi

earned a PhD in Applied Economics from Auburn University, Alabama. His primary teaching interests are economic development and business statistics. His research interests are diverse and include international trade and competitiveness, regional economic development, and the role domestic institutions on economic Growth. His past experience includes working as an economic development specialist in Africa.

US to Asia Corridors:

Amar Das

17:35 - 18:00

a veteran of over 15 years in the South Asian money transfer industry, Amar has the unique achievement of laying the foundation of the industry in South Asia, Middle East and India as the first Regional Director of Western Union for the region during mid nineties. Under his initiative, 17 countries of the region allowed the agent based ‘instant cash transfer’ service to be introduced in the region. Since then, Amar has successfully contributed to the South Asian money transfer service in terms of strategy, direction and revenue generation.

Calle Ocho Social Event Come to a fun evening event on CUBAOCHO an art gallery- bar - music 19:00 - 21:00

center - restaurant where we will sample cuban food, listen to the cuban traditional “son”, drink some mojitos (dancing anyone?) and just relax and have fun with friends and colleagues. Buses will leave the Intercontinental Hotel at 7:00 pm heading to nearby “Little Havana”. We will gather at CUBAOCHO, a well know landmark located at 1465 SW 8th Street Ph: 305-285-5880, where we will be greated by its owner, Señor Roberto Ramos.

IMTC MIAMI 2010

FIND THE RIGHT SERVICES FOR YOU BUSINESS Check Cashers, Money Transmitters, Payday Lenders and Foreign Currency Exchange Companies Welcome! Now servicing New York State Check Cashers, and Money Transmitters Nine Different MSB Friendly Partner Institutions International Corporate Accounts Welcome International and Domestic Wire Transfers MSB Credit Facilities Available No Limits on Check Types And/Or Amounts

Call us today at (877) 327-4249 and revolutionize your Money Service Business!

VERSAILLES THEATER THEATER

S UON M NDDAAYY AAFFTTEERRN NOOOON N Concurrent Session: Compliance Topics

Monday

Lunch

NetSpend Corporation is a leading provider of reloadable prepaid debit cards and other alternative 13:00 - 14:30

Canadian Regulatory Compliance for MSBs

Jacqueline G. Shinfield is a Partner in the Financial Services Group of the Canadian law firm, at

14:30 - 15:55

Blake, Cassel and Graydon LLP. Jackie’s practice focuses on all aspects of regulatory compliance in the retail financial services industry at both the federal and provincial level with a special emphasis on payment card compliance and anti-money laundering legislation. She provides advice to Canadian and foreign providers of financial services including banks, trust companies, loan, insurance, financing and payday loan companies, MSBs, mortgage brokers, forex dealers, and gift and payment card networks, issuers, processors and retailers. She also assists MSBs in their registration process with FinTrac.

A Structured Approach to the BSA Exam and Banking MSBs

Jay Postma is President of MSB Compliance Inc. which provides BSA/AML compliance consulting to MSBs and other financial institutions. With over 25 years experience in the banking, financial services and software dev. industries, Jay has worked as an entrepreneur within the Fed. Reserve of Atlanta, at Towne Services and at El Banco de Nuestra Comunidad to create value while ensuring effective risk mitigation. He consults with non-bank and banks on BSA/AML compliance issues, conducts independent reviews, and works with a variety of businesses to ensure effective risk mitigation. He works closely with the NMTA.

14:30 – 15:45

15:45 – 16:30

Trade Fair – Networking

Conference Day Two - Oct 18th

14:55 – 15:45

Coffee Break - Sponsor Caribe Express Sponsor Presentations (Theater)

Caribe Express es una empresa con más

de 25 años de experiencia en la entrega de Remesas a Domicilio en República Dominicana. Contamos con una red de 90 oficinas localizadas en todo el territorio nacional, con una rápida y efectiva entrega puerta a puerta los 365 días del año. Para conveniencia de nuestros clientesbrindamos servicios de Captación de Remesas Nacionales e Internacionales así como Cambio de Divisas en todas nuestras sucursales

Raquel

Olivo

Criminal Use of MSBs and Implications for the Industry 16:30 – 17:15

Andrew Lewis has worked in the defense and intelligence fields for the last 15 years, serving on the staff

of the Senate Foreign Rel. Com. and the Sec. of Defense. He has served in the U.S. Marine Corps, the Army and the Asymmetric Warfare Gr, as well as other assignments in the inteligence community. Andrew is currently serving as the Deputy Dir. for the Counter Narco-Terrorism Task Force (CNTTF), set up to target illicit finances. He founded the Ulysses Gr. which provides Law Enf. and Homeland Sec. Ags. with adv. intelligence solutions for tracking and targeting illicit finance. He has an MA from Georgetown and got his JD at George Washington Univ.

Money Transmission and Maintaining Good Compliance in the New Technologies 17:15 - 18:00

Ralph M. Fatigate is a Managing Dir. in BDO Consulting leading the firm’s AML practice. Prior to BDO, he was a Partner at a compliance consulting firm, Assoc. Director at an Int’l Consulting firm and the former Co-Director of Frauds at the NY State Ins Dept. As the former Dir.of Criminal Inv at the NY St. Bking Dept, Ralph supervised ML and Fin. Fraud Inv., oversaw Credit Unions and helped develop a data mining system. He also trained foreign banks and regulators in AML. He studied at Fordham U. Law School and the St. U. of NY, Empire State College.

Calle Ocho Social Event Come to a fun evening event on CUBAOCHO an art gallery- bar - music 19:00 - 21:00

IMTC MIAMI 2010

T U E S D AY M O R N I N G

VERSAILLES

Morning Coffee

Tuesday

08:00 – 09:00

Financial Inclusion, Remittances, and AML/CFT Compliance Scott Rembrandt, Policy Advisor, US Department of Treasury

Scott Rembrandt, 09:00 – 09:30

is a Policy Advisor in the Office of Terrorist Financing and Financial Crimes at the Department of the Treasury, where his portfolio includes financial inclusion issues and MSBs. He previously served as a corporate lawyer in New York and before that was the Director of Research at a Washington-based think tank focused on East Asia. Prior to returning to the United States, Scott was a consultant in China and the Business Manager, Chief Country Officer Group - Asia for Deutsche Bank.

What’s New in State Regulation of the Money Transfer Business

Stephanie Newberg

Day Three / Oct 19th

has been the Deputy Commissioner of the Texas Dept. of Banking since 1999. Previously, Stephanie served seven years as Director of Special Audits and Accounting for the Dept. and was responsible for the non-bank supervision programs which include the licensing, regulation and supervision of MSBs. She is a CPA with 28 years of experience in the accounting and audit fields. Stephanie received a Bachelor of Business Administration in Accounting from Texas A&M.

Alex Ketter 09:30 – 10:45

is the Financial Examiner Supervisor for the MSB Examinations Team at the Washington State Department of Financial Institutions, where he oversees the current regulatory regime for MSBs in Washington State. After several years in community banking, Alex joined DFI in 2005, he has contributed to the development of FinCEN’s Money Services Business examination manual and the Money Transmitter Regulator’s Association (MTRA) examination manual and work program. Alex received the designation as a Certified Anti-Money Laundering Specialist (CAMS) in 2007.

Gregg Riley Morton is the Chief Counsel for the Div. of Finance at the

Florida Office of Financial Regulation. Previously, he was a Sr. Staff Attorney at the Fla Sup. Ct. where he clerked for Justice Harry Lee Anstead. He received his Juris Doct. with honors from the U. of Fla, Levin College of Law. He also has a MA in Political Science and a BA in Int’l Studies, both from Ohio U. He is licensed to practice law in Fla & D.C., and is on the roll of solicitors for England and Wales (non-practicing).

Coffee Break – Trade Fair Networking

10:45 – 11:30

Many Happy Returns: Remittances and their impact Do remittances help or hurt the American economy ( or any sending country)

Kristin Johnson 11:30 – 11:50

joined the Political Science Department of the U. of Rhode Island, as an Assistant Professor in 2007. Her current research interests include the relationship between state capabilities and internal conflict, and resource distribution and development. She is the Co-Editor of International Interactions and a member of the TransPacific Consortium. At URI, Kristin teaches courses in International Political Economy, Comparative Politics, and Civil Conflict.

SPONSORS Trusted by more than 4,500 institutions in over 160 countries, including 49 of the world’s top 50 banks, World-Check offers an end-to-end solution for assessing, managing and remediating financial, regulatory and reputational risks. World-Check’s global database of heightened risk individuals and entities, Enhanced Due Diligence (EDD) reports, passport verification and country risk assessment tools provide the means to address the full spectrum of risk across all markets and industries. Is the most advanced software for money transfer. We stand by the spirit of “simplicity” meaning all of our applications must be easy to use without losing powerful features and security. One of our most widely known solutions, ControlBox, is used worldwide in more than 30 countries, and thanks to our customers and their branches, our servers are accessed daily by more than 20,000 locations. Es una organización la cual se enfoca en proveer un acceso a servicios de pago de remesas para las familias marginadas en áreas rurales. Su misión es Brindar servicios de transferencias y pagos, ampliando el alcance de servicios financieros a zonas rurales marginadas y promoviendo la educación financiera en comunidades transnacionales para aumentar el impacto de las remesas en el desarrollo local mediante su bancarización en intermediarios financieros de proximidad, generando dinámicas económicas que permitan desincentivar la migración.

Since 2000, Scott Bond Services has worked with numerous money transmitters, check sellers, stored value card issuers, and currency exchanges to satisfy their surety license bond needs. We utilize sureties rated A or better to write these bonds in all states that require them. Our outstanding service and attractive pricing have made us an industry leader in this field.

Somos Brokers Corresponsales Mayoristas, conformando una Amplia Red de Pagos en América Latina y el Caribe, con expansión hacia Europa del Este y África. Conocemos a Nuestros Clientes. Nuestra política de Dedicación Exclusiva al Negocio, conjuntamente con nuestro Departamento de I+D+i, nos ubica en una posición privilegiada de conocimiento de las principales variables que definen el comportamiento y tendencias del colectivo migrante mundial. 26

IMTC MIAMI 2010 Founded in 1996 by Guillermo de la Viña and headquartered in Sylmar, California, Sigue is a global leading financial services company providing international electronic money transfer services to Mexico, Central America, S. America, the Caribbean and the Philippines. The company is privately held and operates through a network of agents in 50 jurisdictions in the US through different models to best serve its customers, with additional valued services. ezetop enables people living or working abroad to instantly top up mobile phones of friends and family back home. Services are available from more than 220,000 retail stores and mobile operators across North America, Europe, the Middle East and Australia/ NZ, as well as from a dedicated international online top up website, www.ezetop.com. Founded in 2001, MoreMagic Solutions, Inc, is a leading provider of mobile commerce and banking solutions to mobile operators and distribution partners worldwide. MoreMagic’s International TopUp service presents a new source of revenue for money transmitters. Over 110 mobile operators across more than 60 countries are members of MoreMagic’s International TopUp network. Teledolar S.A. (Teledolar) provides a payments gateway- to Costa Rica- for money transfers and bill processors, electronic service providers, distributors and retail store networks. Teledolar’s proprietary electronic Point-ofSale (ePOS) solution delivers secure and efficient MTs, bill payment and TopUps that drive profitability to a company’s bottomline. Es un Grupo Financiero Mexicano que ofrece productos y servicios financieros universales de banca, casa de bolsa, pensiones, seguros, Afore, fondos de inversión, arrendamiento, factoraje, almacenamiento, y envíos de dinero- atendiendo a más de 13 millones de clientes. On 2006 New York Citybased Bethex Federal Credit Union got permission to amend its field of membership to include Members of the NMTA who are located in New York, New Jersey, or Connecticut. For over 4 years, Bethex (www. bethexfcu.org ), a full-service, cooperative financial institution, has specialized in serving the members of the Association who provide services to the migrant communities of the Tri-State area. This partnership has been very successful and now is serving more than 30 small-to-medium sized MTOs, that would have probably close incapable of getting bank accounts with commercial banks

T U E S D AY M O R N I N G

VERSAILLES

Tuesday

Remittances & Immigration Reform Is remittances part of the Immigration Debate? What kind of Immigration Reform is the US heading to? Will this impact remittances & the Money Transfer Industry?

Angela Maria Kelly

Has been Vice President for Immigration Policy and Advocacy at the Center for American Progress since 2009 and is a well-known authority on the policy and the politics of immigration. As Vice President, Angela applies her 20 years of experience in the immigration field to the Center’s stepped-up immigration initiative, overseeing and coordinating the Center’s work in this area. The daughter of Bolivian and Colombian immigrant parents,Angela is the mother of two young girls.

Cheryl Little 11:50 – 12:30

has been a tireless advocate for immigrant rights and is a leading expert in the immigration field. Cheryl’s extensive involvement in immigration dates from 1985 when, upon her graduation from law school with honors, she began working at the Haitian Refugee Ctr. Since 1996, she has served as the Ex. Dir. of Fla Immigrant Advocacy Ctr. (FIAC), an agency she co-founded. Cheryl is the recipient of numerous awards including the 2004 Nelson Poynter Civil Liberties Award, the Fla Bar Young Lawyers Div. Public Service Award, the American Red Cross 2000 Spectrum Award, etc. She has appeared on numerous television shows including 60 Min, Nightline, PBS’s News Hour, Frontline, The Today Show, The Oprah Winfrey Show and CNN.

Day Three / Oct 19th

Kristin Johnson

Remittances: What’s next? Conclusions & Suggestions

David Landsman Executive Director of the NMTA since 2004, has worked

in different capacities in the money transfer business since 1977, specializing in federal BSA/AML and state money transmitter compliance. He has made strides in organizing the money transfer industry, promoting the image of licensed money transmitters, and defending the industry’s right to maintain bank accounts. 12:30 – 13:00

13:00

Hugo Cuevas-Mohr

Conference Adjourned

See you in Los Angeles! 27

IMTC MIAMI 2010

S TA F F

David Landsman Hugo is an administrator who has worked his entire career in the money transfer field, since beginning as a teller at Citibank in 1977. He specializes in BSAAML-Compliance/Regulation but, in the course of his career, has held positions in every area of the money transfer business. He is the Executive Director of the NMTA since 2004.

Zory Muñoz A native of Colombia, has a Law Degree from Univ. Libre in Bogotá, where she also majored in Political Sciences. In the Money Transfer Industry since 2003 when she began her career as as International Rep. and later on as Compliance Manager. Zory is our Networking Specialist for IMTC MIAMI and will be assisting the team as she prepares to develop our IMTC WEST Conference in LA she resides.

Hugo Cuevas-Mohr Hugo is the Dir. of Mohr World Consulting. After a B.S. and a M.S. in the US and a diploma in Development in Belgium, he started in the money trasfer business in 1987 in Colombia. In the US since 1992, Hugo has been a consultant for a number of companies in the US, South & Central America and Europe since 2001 and gives conferences on many money transfer topics in english & spanish.

Manny Perez Manny is the Training Coord. of the NMTA. In his new position, Many is heading NMTA’s Compliance Training for MTOs and all MSBs with Consulting, Webinars, E-mail support, Newsletters, Hands-On Workshops, etc. Besides, the NMTA Council on Standards and Practices is been put in motion combining the expertise of its members with its network of experienced and qualified MSB/ AML auditors.

Cuca Pacheco

Odilia Perez A native of Venezuela, Odila worked in Vigo Remittance as the Executive Secretary of Mr. Helio Gusmao, its founder, where she met David Landsman. Odila has been David’s right hand in the NMTA and she has been present in every Conference since the 1st one in 2006. She will be doing again in IMTC MIAMI what she knows best: help people meet!

Angie Vargas Angie es Lic. en Derecho de la U. de Jaén en España, con una especialidad en Derecho de Empresas. Vive en España desde hace 4 años y actualmente trabaja en Málaga en Telegiros Money Transfer. Con anterioridad trabajó en la Personería de Bogotá, Colombia y participó en la organización de varios seminarios de derecho civil y penal dentro de la misma institución. Angie es oriunda de Bogotá. Colombia.

Martha Dueñas A native of Colombia, majored as an Industrial and Organizational Communicator from the U. Javeriana. With more than 18 years of experience, Martha began her career in the money transfer industry in her country before coming to the US where she worked in Sales & Marketing for an MTO. Martha is the Trade Fair Coordinator and the head of Concierge Services.

Nicole Marimon Graduated from New York University with a Major in Journalism this past May and she is preparing her bar exams to study law in the Big Apple. A native of Miami from Cuban descent, Nicole will be Martha’s right hand in managing registration, coordinating Coffee Breaks, Lunches, Cocktails and our Special Events.

is an anthropologist by education who earlier in her career worked in documentaries and soon developed a passion for photography and video. Better know as Cuca Pacheco, Cuca will be managing our “Media Center”, a place where we will be interviewing some of our prestigeous participants, speakers and sponsors coming to IMTC MIAMI 2010. 28