The Real Estate Guide of Southeast Kansas June/July, 2012

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Serving Southeast Kansas for 18 Years!

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Real Estate Guide The

A free LOCAL publication distributed to Independence, Coffeyville, Cherryvale, Caney, Edna, Fredonia and Neodesha

www.sekrealestateguide.com

June/July, 2012

Real Estate Center

Keller Williams Realty

Midwest Real Estate

KC Classic Realtors

George Realtors

Premier Property Group

Advertisers Index American Family Insurance.........................page 4 Brock Inspections...................................page 8 Bug Busters.........................................page 2 Commercial Bank........................................page 11 Community National Bank and Trust................page 12 Community State Bank...................................page 13 Condon Bank and Trust................................page 2 Covenant Roofing.................................page 6 CPR Pest Management...................................page 4 Derailed Commodity.............................page 6 Diebolt Lumber & Supply..................page 10 First Federal..............................................page 14 First National Bank......................................page 9 Frontier Farm Credit........................page 6 Gemini Funding....................................page 8 George Realtors.............................................page 7 Keller Williams Realty..............................page 12 KC Classic Realtors..........................page 6 Independence Overhead Door.........................page 14 Lee’s Cooling & Heating............................page 8 Magnolia Health & Home........................page 11 Midwest Auctions............................................page 11 Midwest Real Estate.............................page 3 O l s o n ’s A c e H a r d wa r e . . . . . . . . . . . . . . . . . . . p a g e 1 1 Peoples State Bank..................................page 4 Premier Property Group........................pages 15-16 Real Estate Center...............................page 5 R e n t -A- C e n t e r. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p a g e 6 Steve’s Hardware True Value..............page 8 Stewart Title........................................page 11 Sunflower Antiques and Treats................page 4 Va l n e t . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p a g e 1 0

The Real Estate Guide of Southeast Kansas

This publication is free, one per reader.

Removal of more than one paper from any distribution point constitutes theft and violators are subject to prosecution. Tampering with our racks is prohibited.

The Real Estate Guide is published by RAM Publishing, 2422 Stevens, Parsons, KS 67357. We try our best to present an accurate guide for you, but RAM Publishing and our advertisers are not liable for material printed in error. The Real Estate Guide is delivered to real estate agencies, banks, stores, restaurants, hotels, chambers of commerce, convenience stores, and other locations in Independence, Cherryvale, Coffeyville, South Coffeyville, Caney, Edna, Neodesha and Fredonia.

Don’t forget to check out our website at www.sekrealestateguide.com.

If you are interested in advertising, please call 620-421-2668 or email us at rampub@sekrealestateguide.com or rampub@cableone.net.

Deadline for the August/September issue is Friday, July 20. © Copyright 2012, RAM Publishing.

All rights reserved by RAM Publishing.

Lisa J. Collins

Installment/Real Estate Loan Officer

Conventional FHA & VA Loans USDA Loans New Home Purchases Refinancing New Home Construction Loans CONDON BANK & TRUST P.O. Box 937 814 Walnut Coffeyville, Kansas 620-251-5500 Ext. 109 Fax 620-464-1110 Email: lcollins@condonbank.com

Page 2

June/July, 2012

Two Locations to Better Serve You 115 East Main Independence, KS 67301 (620) 331-3350 Email: info@midwestks.com www.midwestks.com www.sekmls.com

Moving Southeast Kansas

309 West 11th, Suite C Coffeyville, KS 67337 (620) 251-4140

Julie Eisele, Broker/Owner - (620) 332-7605 Independence Agents Charlotte Muse...........(620) 331-9690 Jim Thomas...........(620) 252-0966 Lyle Springer..............(620) 332-3928 Jay Thomas...........(620) 922-3859 Jackie Freisberg.........(918) 440-4582 David Butler...............(620) 429-7460 Coffeyville Agents Beth Chaney...............(620) 331-9195 Barbara Cook..........(620) 252-9451 Tom Gonzales............(620) 205-8858 Martha Bond...........(620) 870-9064 DiAnne Lemon...........(620) 331-9494 Alicia Hall................(620) 988-1049

408 East 4th Ave., Caney 2 BRs, 1 Bath MLS# 17063 $33,000

202 West 2nd Ave., Caney 2 BRs, 1 Bath MLS# 18451 $37,500

203 East 3rd Ave., Caney 5 BRs, 3 Baths MLS# 20399 $50,000

1561 East Maple Ave., Caney 3 BRs, 2 Baths, 15.5 Acres MOL MLS# 19630 $92,000

301 South Fawn, Caney 3 BRs, 2 Baths MLS# 20257 $99,500

205 Evergreen Drive, Coffeyville 3 BRs, 1.5 Baths MLS# 20334 $39,900

515 West 2nd, Coffeyville 4 BRs, 1.5 Baths MLS# 20447 $44,200

1102 West 5th, Coffeyville 2 BRs, ¾ Bath MLS# 20494 $52,500

1216 Glen Ave., Coffeyville 3 BRs, 2 Baths, 2 Acres MOL MLS# 20365 $58,500

704 South Highland, Coffeyville 3 BRs, 1 Bath MLS# 20287 $63,000

100 East Wheeler, Edna 3 BRs, 2 Baths MLS# 20428 $89,000

2101 Jackson Rd., Edna 4 BRs, 2.5 Baths, 20 Acres MOL MLS# 20311 $265,000

107 South Jackson, Elk City 3 BRs, 2 Baths MLS# 20364 $49,500

3482 CR 3900, Independence 2 BRs, 2 Baths, 6.4 Acres MOL MLS# 20479 $20,999

713 Washington, Independence 4 BRs, 1 Full Bath, 2 Half Baths MLS# 19677 $46,500

3041 CR 3900, Independence 3 BRs, 1 Bath, 9.2 Acres MOL MLS# 20408 $56,000

504 North 2nd, Independence 4 BRs, 3 Baths, 1.5 Acres MOL MLS# 20286 $128,900

40 - 40th, Lenapah, OK 2 BRs, 1 Bath MLS# 20469 $52,000

2400 CR 2500, Tyro 158 Acres MOL MLS# 20436 $205,000

406 North 24th, Independence 54’ x 72’ Morton Building MLS# 13838 $44,500

400 West Chambers, Tyro 1 BR, 1 Bath MLS# 20314 $30,000

Shop For Your New Home From Your Phone www.midwestks.com

486 Tower Drive, Independence 3 BRs, 2 Baths MLS# 20484 $124,500

503-503½ South Beech, Coffeyville Duplex, 1 BR, 1 Bath (Each Apt) House, 1 BR, 1 Bath (Each Apt) MLS# 20396 $58,500

QUICK AND EASY HOME LOANS • • • • •

Purchase Refinance Debt Consolidation Home Improvement Investment Property

620-336-2105 200 West Main St. Cherryvale, KS

A Little Bit of Everything

127 W. 9th • Coffeyville, KS

620-251-4199

Lisa Brookover - Owner

Loft Room Available

301 E. Main, Independence

(620) 331-7400 1-888-899-3090 All your protection under one roof.® We're here to help you with all of your insurance needs.

American Family Mutual Insurance Company and its Subsidiaries American Family Insurance Company Home Office – Madison, WI 53783 BC-224229 - 1/12

Page 4

Linda G Frazier, Agent 407 West 11th Street Coffeyville, KS 67337-0655 (620) 251-3197 (800) 645-3197 Toll Free www.lindafrazierinsurance.com

Tips To Beat The Heat

(NAPS)—Here’s eye-opening information: Whether you get enough sleep can affect your mood, your weight, even your heart health. Fortunately, there are things you can do to improve your chances of getting a good night’s sleep.

Summer heat and additional hours of sunlight can take a toll on our sleep quality. In fact, a recent Sleep Number survey revealed that 37 percent of people struggle to catch restorative sleep during the summer months—more than any other season.

“For example,” said Pete Bils, Vice President of Sleep Innovation and Research at Sleep Number, “in order to fall asleep, the normal sleep cycle requires our body temperature to drop, and the excess body heat we release is absorbed by our bedroom and mattress. If the room is too hot or the bedding isn’t breathable, the heat will be trapped next to us— making it difficult to get quality sleep.”

Bils offers the following tips to help people get great sleep: Excessive temperatures and humidity disrupt sleep • The optimal sleeping temperature is 65 degrees Fahrenheit with 65 percent humidity. So use a fan or a lightweight blanket during the summer, or adjust your thermostat to maintain a more comfortable sleeping temperature.

• Body heat is released through your feet, head and hands, so keep them uncovered.

• Go to bed with damp hair. As the water evaporates, it creates a cooling effect.

Light is the most powerful influence on your sleep schedule • The increase in daylight hours tends to delay bedtime, pushing people to get less shut-eye than they need. Use lightblocking blinds or curtains or wear an eye mask at night to help you fall asleep.

• About an hour before bed, don’t expose yourself to bright lights or screens (overhead lighting, television, phone, etc.).

The natural sleep process, the secretion of melatonin, begins when exposed to dim light.

Maintain constant sleep and workout schedules • Avoid the tendency to stay up late and sleep in during vacation. Altering your sleep schedule midweek actually creates jet lag-like symptoms, which impact your motor skills, concentration, mood and health. Do your best to maintain a consistent sleep schedule, even while traveling, seven days a week.

• Don’t exercise too late in the evening in order to allow enough time for the body temperature to cool down before bedtime.

• Find bedding that works for couples who can’t agree on warmth. Check out Sleep Number’s exclusive In Balance bedding collection items, featuring Outlast temperaturebalancing material, proven to wick moisture and draw excess heat away from the body so sleepers stay at a comfortable temperature all night long. Sleep Number utilizes the material, originally developed for NASA, in a variety of bedding products including sheets, blankets, duvets, comfort layers, mattress pads and its Innovation-series line of beds.

For additional summer-sleep tips and more information about Sleep Number’s exclusive In Balance bedding collection items, visit www.sleepnumber.com to find a Sleep Number store.

June/July, 2012

Realwww.ksrealestate.com Estate Center

Clayton & Clara Farlow 533 N. Penn Ave. Independence, KS Clayton Farlow Broker/Owner (620) 331-7550

Becky Lyons 600 Madison Fredonia, KS (620) 378-2202

Audrey Thompson 509 Main Neodesha, KS (620) 325-5090

559 N. Rosser Rd., Independence 2BR with cover patio. Nice outbuildings, one has H/A. Att. & det. garages, 1 acre M/L. #8138 $94,500

1504 N. 10th, Independence 3BR home with CH/A. Close to schools. Circle driveway. Garden area. #8155 $39,900

1002 N. 7th, Fredonia 4BR, 2BA. Almost 2 acres m/l with pond, garden area, fenced yard.

Garage & 2 decks. #8158 $109,000

2200 Sue Lane, Independence Brick 3BR, 2 bath. Corner lot. Near Jefferson school. Patio. 2 car attached garage. #8095 $104,500

317 S. 8th, Independence This home has lots of room for the family with 4BRs. Upstairs includes large sun room. #8120 $69,900

402 E. Elm, Buffalo Large, older home. 5BRs. New appliances. Newly painted. Large att. garage. 3 corner lots. #8028 $54,900

414 N. 13th, Independence 3BRs, 2 full baths. Living room and family room. Detached garage. #8145 $52,000

212 W. Laurel, Independence 3BR, 2BA home is a duplex. CH/A. There are 2 kitchens. Large covered front porch. #8068 $26,000

601 N. Penn. Ave., Independence Restaurant with walk-in freezer and hoods in kitchen. Free standing near downtown. #8132 $145,000

565 AA Rd. Rt. 1, Fall River 3BR w/CH/A. Covered front porch.

North side of Fall River Lake. Over 2 acres. Storage bldg. #8149 $45,000

4590 CR 5800, 4 miles east of 127 S. 24th, Independence-CommerSycamore, south side of road. 3BR, cial building. Free standing metal CHA, pool, 32x30 deck, lots of shade frame. 8 overhead doors. 2 half BA & trees. 7+ acres. #8156 $89,900 reception area. #7901 $125,000

142 Acres M/L. West of Wayside, KS. Located on CR 2100, 1/4 mile N. of Hwy 75. Minerals are NOT intact. #8075 $142,000

201 E. Main, Independence Former retail store zoned Commercial right downtown. LEASE ONLY...

Call office for details. 620-331-7550

517 58 Rd., Independence Suburban. 3BRs, 2 baths. 2 car att. garage w/large concrete driveway & 2 storage buildings. #8144 $79,500

1023 Carolina, Neodesha 2BR home with updates including new roof and windows. Corner lot. 2 decks. Det garage. #8153 $29,500

1305 Robinson, Fredonia 4BR, 2BA. Living & family rooms.

Wrap around deck. Partial finished basement. Garage. #7841 $129,000

15356 1150 Rd., Fredonia Country setting. 3BR, 2BA. New 22x25 carport. Large 24x57 multilevel deck. 2 sheds. #8052 $52,000

16153 Douglas Rd., Fredonia 3BRs, 2 baths. 40+ acres M/L. Great setting for horses. #8060 $195,000

186 Acres+ M/L. West of Fredonia.

400 Hwy & Barber Rd. Equally grass and timber. Mineral rights in tact and will transfer with sale. One creek and pond. Good fences. #8152 $300,000

811-813 Maple, ChetopaFormer restaurant. Includes: tables, chairs, booths, freezer, grill & cold bar. Storage building. #8133 $55,000

June/July, 2012 page 5

DERAILED COMMODITY Shirley Hite 620-378-4236 Broker/Owner Julie Hite 620-245-7295

1041 Quincy • Fredonia, KS

4 bedroom, 2 bath, 1½ stories. Detached 2 car garage, nice patio.

620-378-4236

Your Local Flooring Superstore!

www.kcclassicrealtors.com

2 story, 3BR, 2 baths, open stairway, bookcases and FP in LR, garage. Seller willing to negotiate. $49,950

~ Armstrong Allwood Kitchen & Bath Cabinetry ~

• CARPET • CABINETS • FURNITURE • VINYL • CERAMIC TILE • HARDWOOD • AREA RUGS • LAMINATE

So many choices for every room in your home that lets you express your personal style.

3BR, newer cabinets & Older home with 3BRs, flooring, large dining room, additional apartment over central heat & air. Large degarage for possible tached garage. $29,000 additional income. $49,500

620-331-6920

Come See Us! Mon-Fri 8-6 Sat 9-4

3102 W. Main Independence

Your Local Roofing Experts Let’s talk about financing for your rural home and property with flexible terms and competitive rates.

Shilo Eggers

shilo.eggers@frontierfarmcredit.com

2005 Harding Drive Parsons, KS 67357

Brent Hook

Whether you need to sell a house with a roof issue or are interested in buying a house with a roof issue, we can help.

We specialize in residential roof repair and replacement following storm damage. Call us today for a free estimate because knowing the price of a new roof can be a great bargaining tool in the negotiating process.

Free Estimates 620-988-1090

1324 W. 3rd St. Coffeyville, KS

www.covenant-roofing.com Page 6

(800) 741-2990 www.frontierfarmcredit.com

Store Manager

Rent-A-Center 912 Hall Street Coffeyville, KS

(620) 251-1444 NASDAQ: RCII

www.rentacenter.com

June/July, 2012

GEORGE REALTORS 1411 W. 8th, Coffeyville, KS

Selling Real Estate in Coffeyville and Montgomery County for over “49 Years”

(620) 251-4687

820 W. 8th, Coffeyville- Perfect site for small retail store. Owner is willing to lease purchase. Sold as is. MLS #20463 $15,000

1319 W. 8 th , CoffeyvillePRICE REDUCED! Great location for a start up business. Busy intersection with lots of visibility.

Former Service Station, now used as a resell business. Office area & 2nd building have lots of great storage. Drive by today & see this location for your business.

MLS #19624 $19,000

503 S. Highland, CoffeyvilleTwo full bedrooms and full bath down with upstairs room that could be used as a bedroom or family room with ½ bath. Large living room with separate dining area and step down kitchen.

MLS #20061 $36,500

208 W. 1st, Coffeyville- PRICE REDUCED! Move in ready on this nice 3BR home. Large open LR and DR. New vent-less gas fireplace logs. New Trane CH&A. Partial basement. Big backyard with large garage and new garage door opener with workbenches.

MLS #19568 $42,000

1313 Hibbard, CoffeyvilleGreat neighborhood! Great property on large corner lot. 3BRs, 1 bath. Fenced in back yard, heritage roof, CH/A, large kitchen & att. garage. Seller is replacing the sub floor and linoleum in the bathroom. MLS #17943 $45,000

2404 Morgan Ave, CoffeyvilleMust See!! This bungalow sits on an extra large lot. It has 2BRs and 1 bath with a fireplace. New vinyl siding. 20x40 garage with woodburning stove for heat.

MLS #20405 $49,900

1213 S. Elm, Coffeyville- Office with warehouse and shop area, reception area, 2 restrooms, breakroom, owner’s office, 3 additional offices, conference room, shop area with lots of builtin storage bins. Zoned L1 Light Industrial.

MLS #20431 $59,900

1602 W. 7th, Coffeyville- This bungalow has been totally redone inside. There is hardwood floors throughout the 4BR, 2 bath home.

Large rooms. Attached garage with work area inside. New paints in and out. Don’t miss out on your opportunity to own this home.

MLS #20149 $60,000

303 Wilshire, CoffeyvillePRICE REDUCED! Very nice ranch style home with a family room. Kitchen is roomy and bright with a work island and bar. Plenty of cabinet space too. New roof in ‘11. New garage roof in ‘10. Large fenced back yard.

MLS #19957 $64,000

808 Keith Blvd., CoffeyvillePRICE REDUCED! Be the first family...to live in this stylish 3BR home. Nice kitchen area, white appliances, stainless double sink, garbage disposal & vinyl flooring.

Att. double garage. South of Golf Course. MLS #19866 $74,900

306 S. Overlook, CoffeyvillePRICE REDUCED! This home has 2 living areas, 2 fireplaces, and is very cozy. Updated bath.

3BR home is close to schools and the basement would be a great den, playroom, or man cave.

Large privacy fenced back yard.

Home has security system.

MLS #20057 $79,900

2301 Parkway, CoffeyvilleFantastic price for this complete overhaul on this large home on 1.6 acres. Est. sq ft is 3264 w/full finished basement. Large rooms, restored hardwood floors. New garage door. Perfect for your large family. Agent Owned.

MLS #18638 $98,000

704 S. Overlook, CoffeyvillePRICE REDUCED! All brick exterior ranch home on large corner lot. 4BR, 3 bath, 2 living areas, large kitchen, mud room, 2 FPs, double car garage. All appliances stay: refrigerator, range, microwave, dishwasher, washer/dryer.

MLS #20091 $112,500

807 N. Lee, Coffeyville- This well designed home has 3BRs and 2 baths. Nice size kitchen with large dining area on front of home with beautiful view of LeClere Park Lake. Oversized garage with room for work bench. Lots of extras!

Come see this beautiful home!

MLS #20358 $124,900

1212 W. 6 th , CoffeyvillePRICE REDUCED! Colonial 2 story. Formal LR and DR. Sunroom, 3 FPs and dream kitchen.

Grand MBA. Grand staircase, 4 car garage with workbench.

MLS #18948 $139,900

1186 3000 Rd., Edna- LB CO! Only ¾ mile of blacktop, nestled back from the road, is this immaculate 4BR, 3 bath brick ranch with attached carport, det. garage with circle drive. Safe room in basement, house has been carefully updated throughout.

MLS #20263 $157,500

3405 W. 3rd, Coffeyville- New home under construction, custom built cabinets, 3BR, 2½ baths with a bonus room, tile floors in kitchen & bath, 2 CH/A units, all brick exterior. Pick your own carpet and countertops. Large master bath.

Built-in fireplace.

MLS #19952 $240,000

4155 CR 2200, CoffeyvilleLocated on paved road northwest of town. Large 4BR, 3 bath family home. LR is a spectacular 2 stores high with wood floors, fireplace and open staircase leading upstairs to the MBR suite. Newer inground pool and hot tub building.

MLS #20051 $380,000

2996 W. Northbrook, Coffeyville- Situated on 4.9 acres along a wooded area and creek.

Master suite has an oversized bath with garden tub overlooking the woods & creek in the backyard.

French doors off the kitchen lead you to an inground pool and patio.

MLS #19317 $398,000

102 Westbrook Ave., Coffeyville- One of Coffeyville’s finest. Extraordinary formal LR and DR, open kitchen with FR and breakfast area. 4 nice size BRs, master suite with sunken tub, large rec. room. Oversized 3 car garage. Circle drive...many extras.

MLS #20452 $480,000

Carol Mangan, Broker..........620-515-4687 Marjean Hendryx.................620-515-7939 Rhonda Grossi.....................620-515-3276 Judy Moore..........................620-252-8103

David George.......................620-252-9505 Susan Buzard....................620-870-9258 Linda Patton......................620-870-1030 Kim Mangan......................620-988-2789

See additional property listings online at www.georgerealtors.com

June/July, 2012

page 7

Steve’s Hardware Come see us for all your home improvement needs.

If you need it - we’ve got it.

700 Madison, Fredonia•620-378-3832 Brock Inspections CERTIFIED, LICENSED AND BONDED

620-331-0235 or 620-332-HELP (4357) • • • •

Mold Radon Asbestos Environmental

• • • •

Electrical Plumbing Mechanical Structural

mbrock1937@yahoo.com NACHI CERT# 07011103 RECD - FHA STATE 0110-0092 HUD F473 FMHA - FSA

Serving Southeast Kansas Since 1990

Gemini Funding Corp.

Bonded Mortgage Broker

100% USDA, FHA, Conventional Financing LOW LOW Rates!! Call now to qualify.

720 Maple St. P.O. Box 1443 Coffeyville, KS 67337

Toll Free (877) 251-7705 (620) 251-7705 Fax (620) 251-5599

Kansas Licensed Mortgage Company MC0001072 Oklahoma Mortgage License MB001880

Serving SE Kansas

“Since 1950”

* Central Air Conditioning * Heat Pumps * Furnaces * Commercial Refrigeration Service * Air Duct Cleaning * Sheet Metal Monday - Friday 8-5

Page 8

118 S. Eighth, Independence FREE ESTIM ATES 1-800-698-2310 !

331-2310

Tips For Decorating With Stronger Colors

(NAPS)—When it comes to decorating, color experts are predicting that homeowners will be seeking out stronger colors in their search for intensity.

Seeking Sensation The bold choice to turn to vibrant, optimistic colors is two-fold: a search for euphoria for some and, for others, a sense of oneself.

According to PPG Pittsburgh Paints color expert Dee Schlotter, for many people, intensity is a survival strategy in times of crisis. “For some, it means seeking out extremes of sensation, rebelling against the bland existence that comes with cynicism and disenchantment. For others, it means ‘unplugging’ in order to reconnect with a life they feel is fleeting,” added Schlotter.

Sensation seekers will go for colors that stir the senses and set them in motion, amping up the chromatic density of their lives. Expect their spaces to be full of strong contrasts—heavy and weightless, shadow and light, hot and cold.

On the other hand, some individuals will use strong color as a way to turn inward and unplug. Expect them to opt for quiet, understated palettes accented by deep, rich colors in order to create the space they need to take time to relax.

If you are thinking of taking the leap to strong, deep color, here are some tips: • If you appreciate deep, rich colors outside your home—whether in the clothes you wear or when you see these colors in restaurants or other people’s homes—then you will probably also like them in your own ­ home.

• Consider an accent wall. This is a great way to get a smaller taste of strong color while still adding interest to the room.

• Test first. Use a large test sheet and a “time test”—view your color in all light: morning, noon and night. Live with it for a few days to make sure you love it.

• Don’t let timidity hold you back. Recognize that there’s only one life to live and there’s no time to waste. If not now, then when?

To learn more about the latest color trends for decorating, visit the PPG Pittsburgh Paints website at www.voiceofcolor.com.

Colors Can Tell A Story About A Room— And You (NAPS)—Decorators say one of the most beautiful things about color is that it can tell a story, capture a memory or trigger an emotion.

For example, black and deep hues can suggest mystery while citruslike brights can evoke images of summertime fun and turquoise and watery blues often help offer a sense of calmness and tranquility.

New Colors, New Stories One of the latest developments in interior paint is a new 240 fullspectrum color palette from Benjamin Moore, one of America’s leading paint manufacturers.

The eye-candy array is aptly called Color Stories. These are handcrafted blends that are designed to read richer than conventional colors because they are formulated with more pigments in very precise, exacting amounts.

According to paint expert Ray Gomez, these are full-spectrum paint colors, meaning that they contain anywhere between five and seven pigments, using no black or gray tints. Conventional colors use only three pigments and often fill in with black or gray.

Environmentally Friendly Unlike other pigments or colorants, Benjamin Moore’s are zero-VOC. Volatile organic compounds (VOCs) can be dangerous to human health and can cause harm to the environment.

In this case, the company makes its own colorants. So when the colorants are added to Aura, which is the only paint formulation being offered for this special series and is the brand’s ultimate performance product, the paint remains low-VOC—under 50 grams per liter.

Each color in the series is much like a secret recipe. Only select authorized Benjamin Moore re­ tailers are equipped to mix them and, without knowing the correct colorant ratios, these hues are impossible to duplicate.

Lighting Is Key The colors in this new palette are best appreciated once the paint is applied and dried. The lighting in a room interacts with colors to yield a visual dynamic that can be an unexpected treat. Natural morning light will affect it one way, artificial or indirect light another, causing the color to take on different characteristics and appearances throughout the day.

For more information, visit www.benjaminmoore.com/colorstories.

June/July, 2012

Now is the time to start looking for that home you have always dreamed about, stop dreaming and start doing.

• • • •

Conventional Mortgages VA, FHA, RD Loans available Competitive Interest Rates Local Loan Servicing

113 N. Penn Ave • Independence, KS See us online at www.fnbindy.com

At First National Bank, we take the time to help answer all the questions you have about buying a home and help you on your way to purchasing that new home. Come see one of our mortgage professionals for all your home loan needs.

620-331-2265

First National Bank, Your Family Owned and Operated, Home Town Bank

Why Buy Now: Five Reasons (NAPS)—The American dream of owning a home may be more within reach these days than many people realize.

There are several reasons. The economy is improving, home prices have stabilized in most areas and the cost of owning a home is more affordable than ever.

“It’s understandable for people to be skeptical about housing after the economic uncertainty of the past few years,” says Quicken Loans chief economist Bob Walters.

“But history teaches us that the best time to buy is when we are most afraid and pessimistic. It is, of course, impossible to perfectly time markets, but I think people who buy homes now will be pleased that they did in the years to come.”

Here are a few more reasons to buy a home: 1. Record-low mortgage rates—There’s no better time to lock in a 30- or 15-year fixed-rate mortgage. As the economy improves and rates go up, many people on the fence will be left wondering why they didn’t take advantage now.

2. It’s a buyer’s market—While home affordability is at record highs, that hasn’t translated into substantial demand for housing yet. As a result, buyers are in control and are dictating terms and conditions. It won’t always be this way….

June/July, 2012

3. Low-cost mortgages— Prospective homebuyers who cannot afford a higher down payment are purchasing homes with a mortgage insured by the Federal Housing Administration (FHA). FHA loans have low down payments, are easier to qualify for and have lower closing costs.

4. The rent is too darn high—As demand for rental units surges and the cost to rent continues to move higher, a monthly mortgage payment can often be less than your monthly rent check.

5. Home values are positioned to appreciate—Home prices fell as much as 50 percent or more after the housing crash. No one should expect skyrocketing home values, but home prices will resume their steady march higher in the coming years.

page 9

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Flared easy grip handle and ratchet handle. Sewnin soft tie loop secures cargo. 500 lbs. working load, 1500 lbs. break strength. (8753899) (338)

7939

1269

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36-in. fiberglass handle.

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1400 PSI Pressure Washer

$

11000 RPM, 120V/60Hz, 5/ 8”-11” spindle thread. Slim body design, soft grip handle, tool-free adjustable guard and slide power switch. Includes two-position auxiliary handle & spanner.

(6926372) (RC4700)

2-Pk. 10-Ft. RatchetX Tie Down

5-Lb. Cutter Mattock

Includes 3 piece car care kit, 20’ high pressure hose and 32’ cord with GFCI. (4455937) (CPU0204)

6 Amp 4-1/2-In. Angle Grinder

$

$

EA

SQ.

2-Pk. 10-In.CD Carbide Saw Blade Combo 2-Pk. 10-In. Carbide Includes a 32-tooth and Saw Blade Combo 60-tooth tungsten carbide

EA

$

78

26 26

27

59

EA Queen Comfort-Rest Airbed Comfort-Rest Queenor Ideal for home, camping Airbed travel. Great spare bed for

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402929 40

1/2” Single sleeve keyless ratcheting chuck. 0-450/01,400 RPM. 450 in.-lbs of maximum torque..

(9200882) (DC759KA)

19439

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SQ.

Superior power, drives 3-1/2: x .131 into engineered lumber. Two-piece anodized aluminum magazine. Tool free depth of drive adjustment.

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27 27

Heavy Duty 18 Volt Cordless Driver/Drill Kit

68

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$

Pricing Good Only On Brownwood

3-1/2 In. Clipped Head Framing Nailer

Rapid, pool in 10 simple minutes.

Holds 639 assembly. for water gallons ofRead water. in (6292718) 10 minutes.

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15-Oz. High Performance Spray Enamel

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CAN

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(5522693) (88894) Includes sizes: 1/4” to 1”.

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1-Gal. Exterior Latex Flat House Paint

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79

DELIVERED (Up to 35 mi.)

$

GAL 1-Gal. Exterior Latex Flat House 1-Gal. PaintExterior Latex Flat House Formulated for the Paint professional painter.

5200 RPM, 120V/60Hz, cutting capacity: 90 degrees 2-7/16” & 45 degrees 1-7/8”. Includes 7-1/4” 24T carbide tipped thin-kerf blade, rip fence and blade wrench.

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17 17

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EA 12/3 x 50-Ft. Extension Cord 12/3 x 50-Ft. 15 Amp, 125 volts.

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Harvard Slate

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CD

2-Pk. 10-In. Carbide Saw Blade Combo

Quantities are limited. While supplies last. $ 59 $ 19 EA EA $ 59 $ 19

Prices Good June 1-30, 2012 Quantities are limited.

While supplies last.

Prices Good June 1-30, 2012

26

49

$

$ $

$

Dual Brown Dual Gray SKU# 52040

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GAL

13-Pc. Wood Boring Set

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CD

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1729

Dual Black Dual Brown SKU# 52039

$

SKU# 52039

Dual Brown

19

1-Gal. Pro Flex® Multi-Purpose Brushable Sealant

Dual Black

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(1188887) (67701)

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Comfort-Rest Queen Airbed

32

Lifetime Warranty - 130 MPH Wind When using IKO Starter

SQ. SQ.

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Oak Pro 30 yr.

Oak Pro Shingles 30 yr.

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15 Amp, 125 volts.

Extra heavy, clear molded plugs. Super flexible. (6753107) (2884)

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Cambridge 30 combines beauty and contemporary strength. Manufactured in a larger size to offer more exposure and create a high definition “shake” look for your roof, these popular shingles are versatile and easy to maintain and come in a myriad of colors that can suit any home.

1-Gal. Pro GAL Flex® Dual Gray Harvard Slate SKU# 52045 Multi-Purpose SKU# 52148 1-Gal. Pro Flex® Brushable Sealant Harvard Slate Multi-Purpose SKU# 52148 Stops leaks. Stays PICKED UP AT YARD Brushable Sealant elastic. Paintable.

40

29

EA

12/3 x 50-Ft. Extension Cord

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(6292718) (56970E)

$

3219

$ $

$

Stops leaks.rust Stays Prevents and elastic.

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Prevents rust(22300) and (6696140) mildew resistant.

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EA

8-Ft. x 30 in. Easy Set® Pool

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27

59

Cambridge 30 Shingles

79 79

Quantities are limited. While supplies last. $

OPEN: Mon.-Sat. 7 a.m.-6 p.m.; Sun. 10 a.m.-5 p.m.

2661 Nebraska Rd., LaHarpe, KS 620-496-2222 www.dieboltlumber.com email@dieboltlumber.com

DELIVERED (Up to 35 mi.)

Prices Good June 1-30, 2012

DELIVERED (Up to 35 mi.)

Lifetime Warranty - 130 MPH Wind When using IKO Starter

Cambridge 30 combines beauty and look contemporary sure and create a high definition “shake” for your roof, strength.

Manufactured a larger size and to offer expothese popular shinglesinare versatile easymore to maintain sure create high definition for your roof, andand come in a amyriad of colors “shake” that can look suit any home. these popular shingles are versatile and easy to maintain Lifetime Warranty 130 MPHthat Wind using IKO Starter and come in a myriad-of colors canWhen suit any home.

Cambridge 30 Cambridge Shingles30 Cambridge 30 combinesShingles beauty and contemporary strength. Manufactured in a larger size to offer more expo-

2661 Nebraska Rd., LaHarpe, KS 620-496-2222 2661 Nebraska Rd., LaHarpe, KS www.dieboltlumber.com 620-496-2222 email@dieboltlumber.com www.dieboltlumber.com email@dieboltlumber.com

OPEN: Mon.-Sat. 7 OPEN: a.m.-6 p.m.; Mon.-Sat. Sun. 710 a.m.-6 p.m.; a.m.-5 p.m.

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Aluminum Truck Box

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Professional Service.

Auctioneers

Gary Fitzmorris 620.378.3890 Geo Sterling Eisele 620.330.5200

Call us to book your next Auction!

Estate • Farming • Industrial Commercial • Personal www.midwestauctionsks.com

Serving SEK since 1956 Serving Your SEK since 1956 Serving SEK since #1 Store for:1956

Your #1 Store For:  Store Plumbing #1 for: Your #1 Store for: •Your Plumbing  Plumbing  Plumbing  Electrical •  Electrical  Electrical Electrical  Paint  Paint  Paint • Paint  Hardware  Hardware  Hardware •  Hardware  &Lawn & Garden Garden Lawn & Garden Lawn & Garden Gifts •  Lawn Gifts  Gifts  House wares House wares •  Gifts  House wares • 200 House waresth N. 18th200 St. N. 18 St. th

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stewart title

June/July, 2012 page 11

Oklahoma & Kansas License 2114 SE Washington Blvd., Bartlesville Each office independently owned.

411 N. Penn. Ave., Independence, KS

620-331-7060

918-766-0001

Rt 1 Box 207-22, South Coffeyville, OK Very open floor plan, excellent condition!

Full brick, 3BR, 2 bath, gas burning fireplace, formal living area and dining. MBR is approx 16x24 with jacuzzi tub & office.

2 walk-thru closets and professional landscaping with pergola. 2.5 acres. $167,000

Rt 1 Box 2925, Wann, OK Spacious manufactured home, 3BR, 2 bath. Office on 10AC w/2 garages. Deck for entertaining & covered porch. Home has a metal roof & is located in OK Union School. $150,000

414 S. Ohio, Coffeyville, KS 3BR, 2BA, 2 car garage & new roof! Off the dining area is a huge sunroom that would be great for summer parties, upstairs BR is huge w/a beautiful deck overlooking a wooded area. Hardwood floors. Carport, storage shed, fenced. $89,500

821 Lincoln St., Coffeyville, KS House has alot of charm and character.

Good condition, 3BR, 1½ bath, 2 car attached garage and office. $55,000 Garage across the street can be included for $10,000

812 Maple, Independence, KS This house just needs to be finished! All wall done & taped. Almost all windows are replaced with vinyl windows. Electric is being updated. House has vinyl siding. Owner will consider financing. $20,000

“If you wanna sell it, Ella can sell it.”

Cell: 620-252-9608 Email: ella@ellacarter.com Website: www.ellacarterrealtor.com

• Conventional mortgages • VA, FHA, RD loans available • Great Rates • Local Servicing Convenient Locations To Serve You • 25 locations in 21 cities across 10 counties.

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Independence 125 N. Penn 331-3100

Coffeyville 901 W. 11th 251-9400

Page 12

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(NAPS)—With a flood of real estate listings on the market, sellers continuously search for ways to stand out.

The process is called staging. Done correctly, it can make a house look bigger, brighter, cleaner, warmer and make homebuyers want to buy it.

To help, here are some tips: • Curb Appeal: The exterior of the house is the first thing potential buyers see; make sure it’s bright, clean and inviting.

• Clean: Clean from top to bottom, getting rid of clutter and organizing the space. Don’t forget the ceilings and fans.

• Brighten Up: Do what you can to help buyers envision living in the space. Make sure windows are streak free. Hide personal pictures. Instead, decorate with fresh flowers.

• Living Space: Choose neutral tones for the walls and furniture.

Slipcovers are an inexpensive way to spruce up old furniture. Add pillows for pops of color.

• Dining Area: Set your dining room or kitchen table. Use brightly colored plates and napkins.

• Master Bedroom: You can make the space appear larger by limiting furniture to essentials; a bed and dresser will do.

Working closely with a licensed real estate agent can often help sellers achieve the best results. For more staging and DIY tips, visit www.Homes.com’s Idea Gallery.

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Design, Tech Pros Share Top Secrets For A Successful Move

(NAPS)—Nearly 40 million Americans move every year and nearly half of those relocations occur between Memorial Day and Labor Day. With so many people on the move and GARAGE 1-800-794-9125 DOORS so many things to remember, it’s no wonder moving is viewed as a major stress. But it doesn’t have to be that way if you know the secrets for a successful move.

David Gregg, a new-product journalist and senior editor • Custom Wood & Steel Doors from BehindtheBuy.com, and design expert Libby Langdon • Electric Door Openers say that, first and foremost, it’s important to have a clear 115 W MAIN • INDEPENDENCE action plan.

Planning ahead and being well organized will save you from feeling lost in your new home. You’ll move in knowing that you’ll have access to your daily necessities and key communication and entertainment devices, as well as knowing you’ve saved money and time.

“So often, families center their living room layout on the television,” says Langdon. “Since technology has become such an important part of our lives, you want to make sure you’ve planned for it to all be up and running before you begin moving your furniture around.”

To do this, Gregg suggests, “Have your phone, high-speed Internet and cable television connected on the first day. You can schedule the disconnect and reconnect of these services, in addition to picking up other stress-relieving moving tips, in one stop at www.cablemover. com.”

Langdon says beware of moving old junk to a new space.

“Get rid of what you don’t use before you move.” Further, Gregg says that leaving “old junk” behind presents the perfect opportunity to upgrade your technology and take advantage of safe, electronics disposal services offered by some retailers.

When it comes to unpacking, Libby says it’s smart to have the movers load the moving truck so that larger items like dressers and storage pieces are unloaded first. That way, you can start putting items in them right away and get one step closer to feeling like your new house is your home.

Both experts agree that it’s important to remember to leave everyday items, such as the coffee­ maker, children’s favorite toys, remote controls, blankets and pillows, aside for that lastload box, also known as the “survival box.” This will make your first day and night in your Sixth & Myrtle • Independence • 620-331-1660 • 1-800-455-0744 new home easier and more www.firstfederalsl.com comfortable.

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★

Page 14

★

June/July, 2012

INDEPENDENCE FREDONIA 102 N. 14th 115 N. Penn 378-4638 331-6700

Donovan Evenson Broker/Owner 620-332-9700

Amber Gregory, ABR 620-330-1367

Veva Schwatken 620-332-7795

Rick Mott 620-331-9729

Diane Hess 620-205-6567

900 Merchants Ave., Fall River 5-6 BR, 2 bath, 10 acres +/-.

MLS #20246 $130,000

507 Cherry, Buffalo 2 bedroom, 1 bath.

MLS #19706 $32,500

604 N. Spruce, Buffalo 3 bedroom, 1 bath.

MLS #19707 $32,500

625 Golf Course Rd., Fredonia 2 bedroom, 1 bath.

MLS #19815 $48,000

203 N. 14th, Fredonia 2 bedroom, 2 bath.

MLS #19975 $58,000

1508 E. Washington, Fredonia 4 bedroom, 2 bath.

MLS #19949 $58,500

1105 Madison, Fredonia 3 bedroom, 2 bath.

MLS #20485 $69,900

108 S. 10th, Fredonia 4 bedroom, 2 bath.

MLS #19410 $70,000

1846 Edwards Rd., Fredonia 3 bedroom, 2 bath.

MLS #19865 $85,900

12302 Edwards Rd., Fredonia 3 bedroom, 2 bath.

MLS #20216 $135,000

317 N. 11th, Fredonia 4 bedroom, 2 bath.

MLS #20162 $135,500

1209 Parkview, Fredonia 3 bedroom, 2 bath.

MLS #19976 $137,500

1002 Elm, Neodesha 3 bedroom, 2 bath.

MLS #19829 $80,000

730 W. Third St., Cherryvale 3 bedroom, 1 bath.

MLS #19930 $82,500

917 W. Laurel St., Independence MLS #19876 $4,900

3001 Royal Court, Independence MLS #19492 $18,000

217 Overlook Dr., Caney MLS #19970 $29,500

C.R. 5000, Elk City 75 acres.

MLS #20048 $110,000

102 Morning Lane, Coffeyville 4 bedroom, 3 bath.

MLS #20409 $189,900

106 W. 1st, Coffeyville 2 bedroom, 1 bath.

MLS #18664 $45,000

West Locust St., Independence MLS #20260 $25,000

Elm Ave Lot #11, Altamont MLS #18541 $7,500

Elm Ave Lot #7, Altamont MLS #18540 $7,500

Third St. #33, Altamont MLS #18542 $9,000

13 Century Parkway, Neodesha 3 bedroom, 1 bath.

MLS #20391 $89,900

600 N. Bradley, Caney 3 bedroom, 2 bath.

MLS #20120 $129,500

121 N. Jefferson, Elk City MLS #20081 $7,000

June/July, 2012 page 15

INDEPENDENCE FREDONIA 102 N. 14th 115 N. Penn 378-4638 331-6700

Donovan Evenson Broker/Owner 620-332-9700

Amber Gregory, ABR 620-330-1367

Veva Schwatken 620-332-7795

Rick Mott 620-331-9729

Diane Hess 620-205-6567

4414 N. Penn, Independence 4 bedroom, 3.5 bath, 5.7 acres.

MLS #19401 $206,000

2218 Samuel Place, Independence 4 bedroom, 2 bath.

MLS #20247 $158,900

100 Morningside Place, Independence 4 bedroom, 3 bath.

MLS #20389 $155,000

5671 N. Hwy. 75, Independence 3 bedroom, 2 bath.

MLS #20336 $147,500

1900 Patton Ct., Independence 3 bedroom, 2 bath.

MLS #19740 $125,000

2475 N. 21st, Independence 3BR, 2 bath on 3.5 acres.

MLS #19831 $120,000

609 58 Rd., Independence 3 bedroom, 1¾ bath, edge of town, 2 garages. MLS #20492 $119,900

306 N. 4th, Independence 3 bedroom, 3 bath.

MLS #20486 $72,000

400 N. 5th, Independence 3BR, could be 5BR, 2 bath.

MLS #19638 $69,900

720 S. Wald, Independence 3 bedroom, 2 bath.

MLS #20416 $69,900

400 Westminster, Independence 2 bedroom, 2 bath.

MLS #20176 $67,500

1020½ E. Main, Independence 2 bedroom, 2 bath.

MLS #20487 $65,000

920 W. Pine, Independence 2 bedroom, 2.5 bath.

MLS #16584 $56,000

705 N. 9th, Independence 3 bedroom, 1 bath.

MLS #17688 $46,500

1032 N. 12th, Independence 2 bedroom, 1 bath.

MLS #20507 $40,000

209 S. 14th, Independence 2 bedroom, 1 bath.

MLS #18150 $34,500

601 N. 8th, Independence Duplex, let’s make a deal!

MLS #19356 $34,000

816 W. Main, Independence 6 bedroom, 2 bath.

MLS #20482 $28,900

525 S. 15th, Independence 3 bedroom, 1 bath.

MLS #16064 $11,000

703 Kansas, Longton 4 bedroom, 1 bath.

MLS #19921 $68,500