50+Living AUGUST 2020

50+Living of Western NC

Let’s Wine About It

Playing with Prints

Wonderful Watermelon

50pluslivingWNC.com

August 2020

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2 | 50+ Living | August 2020

F

Bloom

lowers have meaning and can “speak” for us when words are hard to find.

The flowers for August are poppies and gladiolas. These classic and colorful blooms are a symbol of summer.

Gladiolas reflect honor and remembrance.

Because of the sword-like shape of the foliage, they are considered to be the flower of gladiators. This stately flower grows like weeds. Literally. They can pop up in your yard and you will wonder where they came from. I have a stunning pink and white gladiola that blooms each summer on the edge of my garden.

I didn’t plant it, I just assume it was a gift from Mother Nature. The spire of petals comes in nearly every color imaginable—in both solid and multicolor forms. The petals, which are situated on one side of the long stem, can be frilly or plain. Their size can vary from under three inches to over five inches. One thing to watch out for is that the stem can fall to the ground as the petals become heavy. If you want an arrangement, it’s best to keep an eye out for this before the stem hits the ground. To send a message, red petals mean love and passion, pink says femininity and motherly love, yellow indicates cheerfulness, and purple sends a message of charm and mysteriousness.

Hummingbirds, bees, and butterflies love this pretty flower as it is perfectly shaped for them to find nourishment.

Poppies are one of the most widely used symbolic flowers around the world. From death to cheerfulness to extravagance to sleep, this unpretentious flower holds many different meanings. The large, colorful, cup-shaped flowers have played a role in religion, mythology, politics, and medicine. The color of the petals dictates its meaning. Red is linked to death and the remembrance of World War I and II. White is used for funerals and sleep. Pink, purple, and blue poppies reflect imagination and success. Some believe that poppies deliver messages in dreams. The resilient poppy, which can flourish in harsh conditions, is frequently found growing along roadsides. Poppies love the sunshine and prefer loose, dry soil. Many varieties have medicinal and edible qualities. The type of poppy that is used to produce morphine and other drugs has influenced politics and even armed conflicts. Some varieties are used for tea, spices, and cosmetics.

Songbirds, butterflies, and bees are all attracted to poppies. Many packaged bird seeds contain a portion of poppy seeds. The seeds that remain on the stem of a poppy after blooming will feed birds well into the fall and winter seasons.

August 2020 | 50+ Living | 3

A Note From the Editor

Oh my, what a summer it has been: vacations postponed, playgrounds closed, family reunions, holiday celebrations, church services, quilt shows, craft fairs, and dance competitions—all canceled. This summer has been one to remember—or to try and forget. One thing to consider, however, is the power of staying connected with friends.

As August 1 is National Girlfriends Day, we can use this observance as a reminder of the importance of friendship.

Friends, whether they are male or female, can help us navigate through hardships and celebrate life’s blessings. Our most basic human need is to feel that we belong and are connected to other humans. Increased depression and addiction are attributed to isolation and loneliness, which lowers our contentment and happiness. In fact, loneliness is considered to be as unhealthy as smoking 15 cigarettes a day.

Our modern world encourages disconnection. Technology helps us stay in contact with far-away friends, but it also keeps us distant to those who live nearby. We find that a text is quicker than a personal phone call and virtual yoga classes are easier than getting dressed and driving to a studio. This distant-communication way of life is sadly taking humanity away from us humans. It’s also easy to let work and home obligations get in the way of friendships. Our busy lives dictate that we belong to fewer social clubs, we skip church functions, and we rarely have neighborhood picnics—we may not even know who our neighbors are!

To restore our deteriorating society, we must intentionally make an effort to connect. When we do, we gain strength from each other. Talking with friends is an effective way to process challenges and come up with solutions. Studies show that attention, concern, and comfort from friends boost our immune system. We gain confidence from friends who validate, encourage, and support us. Finding like-minded people to spend time with isn’t always easy, but when you do, you realize that you are not alone in this world.

Take a step this month to celebrate friendships. You’ll not only connect with friends, you’ll reconnect with yourself.

JeanAnn Taylor

50+Living of Western NC

50pluslivingWNC.com

3 5 7 8

Bloom

10

Taylor'd with Style Prints? Yes, Please.

Wine in Your World Living on the Wedge Wellness in the Workplace

13

Sandy's Food for Thought A Cherry on Top

14

Good Financial Habits

4 | 50+ Living | August 2020

CONTENTS "Just living is not enough . . . one must have sunshine, freedom, and a little flower."

Hans Christian Anderson

ADVERTORIAL

Wine in Your World

by Gina Trippi

Every bottle of wine has a story about where it was made, how it was made and who made it. That is why we call our Sunday Newsletter “The Public Palate: Putting Wine in its Place.” By that title, we mean putting wine in its place in history, in the world, and in your life.

Consider Donati Family Winery. Ron Donati grew up in South San Francisco, the son of a first generation Italian-American family. His fondest memories are the sights and smells of his grandfather making wine in the basement. Like most Italian immigrants, Albino Donati made his wine for the family dinner table. As an adult, Ron became a successful entrepreneur with a penchant for making quality products that were attainable to all, not just a select few. This same passion serves as the foundation and guiding mission of Donati Family Vineyard today. It is their goal to produce wines of exceptional quality regardless of budget.

“Birdie” was the brainchild of our winemaker Linn Scott during his first harvest at the helm in 2012. Named after our senior family pet, a remarkable old cat, the 2013 Birdie was awarded 94 points and the rank of #7 wine in the world in 2014

by Wine Enthusiast. It is crafted to resemble classic Alsatian style dry Rieslings. Birdie is definitely a go to for sushi and Thanksgiving.

The story of “Due Amici,” two friends in Italian, reflects the name. For over a decade, Antonio Sanguineti and Maurizio Marchetti have playfully

competed to see who can make the best Italian wine. Along the way, neither has ever won their competition, but they have earned a great respect and fondness for each other. So, the two friends decided to join forces and make a great wine together!

Les Enfants Sauvages? Simply put, is a tribute to 1960s legend, Jim Morrison, of The Doors. The duo behind the wines drew inspiration from “Wild Child” by The Doors. The song is about finding salvation in the wild state of nature.

The name of one of our best selling Chardonnays, 10 Span, refers to the wingspan of the California Condor. 10 SPAN wines, the winery says, “celebrate the ruggedly beautiful diversity of California’s Central Coast which the California condor calls home.

A percentage of the proceeds from bottle sales goes to the Ventana Wildlife Society's work with the California Condor.

Or Boen? The term is a translation of “The Farm. The winemaker chose the name as a reminder to put the process in perspective, that the wine and the land are indivisible and that he is in the purest sense, a farmer.

But you have a story too! Is there a story about a special bottle that changed your wine world?

Maybe a story about a bottle that made an occasion truly memorable or a story about a bottle that reminds you of someone who was important in your life.

Shop your story or make a memory @ MetroWines!

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50+Living of Western NC

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CONTRIBUTING WRITERS

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Scott Boatwright Sandy McCall Gigi Steel JeanAnn Taylor Gini Trippi P.O. Box 18416 | Asheville, NC 28814 828.230.7537 50pluslivingWNC.com All advertising published in 50+Living of Western NC is believed to be truthful and accurate. However AVL Media, Inc. assumes no responsibility and shall have no liability whatsoever for errors, including without limitation, typographical errors or omissions in 50+Living of Western NC. Any reference made to AVL Media, Inc. is not to be construed as making any representation, warranty or guarantee concerning the information on properties advertised in 50+Living of Western NC. The content of all ads contained herein are solely the responsibility of the advertiser. The opinions and statements contained in advertising or elsewhere in this publication are those of the authors of such opinions and are not necessarily those of AVL Media, Inc.

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6 | 50+ Living | August 2020

Living on the Watermelon Wedge

J

oin the debate! Is watermelon a fruit or a vegetable? Its juicy-sweet flavor indicates that it is a fruit. It grows from a vine—like cantaloupe and honeydew which are fruits. But, it is a cousin to cucumbers, squash, and pumpkins which are all vegetables.

It’s typically planted in a vegetable garden with green beans, tomatoes, and corn. So, just what is this tasty summertime treat?

Regardless of whether you think watermelon is a fruit or vegetable, there are a few things to remember when purchasing. Look for a firm, symmetrically shaped melon with no bruises, cuts, or dents.

Check underneath the melon for a butteryyellow spot. This indicates that the melon has been sitting on the ground—and in the sunshine—to ripen naturally. Before slicing, wash the melon under cool water, scrub the skin with a vegetable brush, and then pat dry with a paper towel.

Watermelon can be found with seeds, without seeds, mini-sized, and extra-large.

The inside is usually bright red, but can also be yellow, orange, white, or pink. All parts of the watermelon are edible. The inside flesh can be diced into salads, cut into salsas, or grilled on kabobs. The juice of the melon can be blended into smoothies or mixed into a cocktail. Although the rind is usually tossed

into a compost heap, this healthy flesh is also edible. Watermelon rind can be pickled, juiced, or stir-fried. It can also be cut into a creative shape and used as a vase for the centerpiece.

It can be filled with fruit to eat or flowers to admire. Watermelon seeds are not only perfect for a spitting contest, they are also packed with protein. However, before ingesting, they need to be sprouted, shelled, and dried. This process will remove the outer black shell and will make the interior nutrients easier to absorb.

The watermelon is heavy because it is 92% water—meaning you can eat your water. It is also fat-free and high in vitamins A, B6, and C. It’s high lycopene content makes it a heart healthy summer snack.

No matter how you slice and dice it, watermelon, which tastes best when it is icy cold, is the perfect treat on a hot summer day.

So, celebrate National Watermelon Day on August 3 with this juicy summertime fruit!

Fun facts: *Every yellow blossom must be pollinated by a bee for the fruit—or vegetable—to grow. *Watermelon rinds were cut and used as canteens by early explorers. *Although they look pretty tough, watermelons are handpicked to avoid damaging the rind.

Watermelon and Feta Salad Cut a watermelon into bite-sized pieces, and a Vidalia onion into small rings.

Whisk ¼ cup of red wine vinegar with ½ cup of extra virgin olive oil. Add chopped mint, sea-salt, and pepper to taste.

Add 4-ounces of feta cheese to watermelon and onion. Pour the dressing over the top and toss gently.

August 2020 | 50+ Living | 7

Wellness in the Workplace

A

By Gigi Steel

s many of us are finally back at work, it’s important to remember to take care of ourselves just as much in the office as we did while we were working from home.

There are many ways to stay healthy. Hand-washing always was and always will be the most important factor in the prevention of disease. It’s important to wash hands as soon as you get home, before eating, and after using the restroom. While hand-sanitizer can help, it doesn’t replace the effectiveness of a good hand-washing.

Sanitizing wipes are great for getting rid of germs on surfaces. Take a swipe at your phone, desktop, pens, keyboard, and all surfaces where germs can live and grow. This habit will not only remove most of the germy-bugs, it will keep the dust bunnies from accumulating and may help with allergies. It’s best not to use anyone’s phone except your own, but if you must, try to wipe it off before placing it on your face.

When we were in high school, the lunch bell rang and we were excited to take a break and go outside for a few minutes. Find your inner 15-yearold and follow that example. A little exercise and sunshine during the middle of the day can refresh your spirit and motivate you for the rest of the afternoon. For lunch, choose foods 8 | 50+ Living | August 2020

that won’t weigh you down or make you sleepy. A salad with a healthy protein source, or a sandwich with fresh vegetables will keep you satisfied and give you the sustenance you need for the afternoon.

Remember to drink plenty of water throughout the day. Our bodies need water to function properly. While it’s easy to get caught up in a project and forget to drink, it’s important to stay hydrated for mental clarity and to avoid feeling sluggish. Drinking water will also encourage you to get up from your desk frequently—if only to walk to the restroom.

Speaking of getting up, do you know that sitting for extended hours at a time is considered to be as unhealthy as smoking and obesity? Sitting at a desk all day can leave you feeling exhausted. By the time you get home, you may feel so lethargic, the only thing you want to do is to plop down in front of the television. As many jobs require sitting, it’s important to find ways to work around this

dilemma. You might adopt the habit of standing up whenever you talk on the phone, or setting a timer as a reminder to get up to walk around the office or block every hour. A standing desk or an exercise ball used as a chair may be a solution for you. Technology can also help. Apps on your smart watch or phone can remind you to go for a walk, help to count your steps, and send congratulation messages to you when you meet your goals. A 15 or 20-minute walk around the block can help alleviate stress and provide a new outlook for the rest of the day. Movement is important for weight loss, increased energy, and mental well-being. You’ll find that by staying active during the day, you’ll have more energy during the after-work hours. Movement during the day also encourages more restful sleep at night.

Eye strain can cause headaches and make it difficult to concentrate and focus. Our eyes need a break from the computer screen every 20 minutes. This is easily accomplished by shifting your eyes from the computer screen to an outdoor window or the other side of the room. Blinking can help by giving our eyes a refreshing break.

Rolling our eyes while they are closed will help to exercise and lubricate them.

When the clock chimes in at 5:00PM, but you are working toward a deadline, it can be easy to ignore the hour. However, this is not always the smartest decision. It’s important for our mental and physical health to leave work behind and take care of our personal lives. When we make a conscious decision to get exercise, eat a balanced diet, drink plenty of water, have good hygiene, and give ourselves a mental break, we are intentionally giving ourselves a healthy option for life.

The benefits of a healthful workplace outweigh any perceived negativity. Business owners and managers find that when employees are fit as a fiddle and happy as a clam, fewer days are missed and productivity goes up.

August 2020 | 50+ Living | 9

Taylor’d with Style

Prints?

Yes, Please.

By JeanAnn Taylor

A

color palette—just as you would when choosing solid color garments. If you look best in solid jewel tones, you’ll look best in a paisley, striped, or chevron print of jewel tones.

I love solid colors, but I’m obsessed with prints. It may be because I don’t have to choose between pink, yellow, or green; I can wear all three! I love the way colors play with each other and how the hues appear lighter or darker depending on which color they lie next to. Color can play interesting tricks on our eyes. Fabric that looks orange on its own can look red when placed next to an orangey-er shade.

Green can look blue or yellow depending on which color it is next to. When wearing prints, choose them in your most flattering

Some out-dated fashion rules dictate that to play it safe, it’s always best to wear solidcolor clothing. It was believed that prints were too distracting, confusing, and could make you look larger than you actually are.

However, instead of avoiding these pretty patter ns, you can use them to your advantage.

Prints can be used to intentionally distract from specific places—or they can be used to attract attention to a specific area. All-over prints have no obvious focal point which means the eye doesn’t settle on one spot.

This quality can convey a slimming illusion to your overall look. The key is to choose a patter n-scale that is pleasing to your body type. A large floral or graphic design can overpower a small frame while a small print may look out of place on a larger frame.

s summertime winds down, your wardrobe may need perking up. Summer’s heat can zap any motivation to be fashionable. After all, why dress nicely when you know you’re going to end up sticky and sweaty? Fortunately, dramatic, cheerful, and chic prints can energize your summer attire and express your individuality.

10 | 50+ Living | August 2020

As my mother always said, “Let the girl wear the dress, not the dress wear the girl." This is a fashion rule that remains relevant.

In 1959, Lilly Pulitzer created a stir when she designed colorful print dresses to sell at her orange juice stand in Florida. As she wore the dresses to work, she soon found that her customers wanted to buy her designs as well as her refreshing juice! Her signature colors of pink, green, blue, yellow, and orange are found in florals, botanicals, fruit, and whimsical animals. Her pretty fashions remain popular today as they radiate an element of happiness and simple pleasures.

Don’t let prints intimidate you. If you don’t feel confident about wearing an all-over printed ensemble, there are fashionable ways to tone down or quieten the verve. You can wear a busy-printed floral or bold chevron top with a solid color skirt. A neutral navy or white jacket can tone down a colorful polka-dot print. You can show just a hint of print by letting the cuffs and collar of a paisley shirt peek out from a solid color jacket. You may not feel comfortable wearing a dress made from fabric ador ned with mermaids and starfish, but a scarf with these motifs, wrapped loosely around your neck, can express your playful personality in a classy manner.

Mixing prints is trendy, but also tricky.

To keep it cohesive, stay within one color palette or choose complementar y colors.

It’s best to wear only two differing prints at a time. Choose one print to dominate and the another as an accent. If the colors complement each other, the design probably will as well. Imagine a navy and white paisley print skirt paired with a navy and white chevron top. The contrasting patter ns are interesting while the colors pull the look together. Select a large scale patter n to wear

with a small scale patter n. If the individual patter n sizes are equal, the overall look may blend together and appear confusing. Mixedprint options are endless, however to avoid confusion, it’s best to choose one aesthetic: feminine, sporty, preppy, or moder n. The most important element to consider is to make your ensemble look intentional—not haphazard. Mixing prints can be a great way to express your personality, but this look can easily translate into a fashion blunder.

Accessories are a stylish and safe way to wear prints. A striped handbag, polkadot headband, graphic print shoe, or that mermaid scarf may give your outfit just the right touch of pizzazz. Mixing fabric textures is another way to mix it up. A gingham checked jersey sundress wor n with a floral cotton button-down shirt tied at the waist is perfect for a late summer evening when the temperatures begin to chill. A plaid wool skirt wor n with a polka-dot chiffon blouse is unexpected, yet chic. One note of caution, pay attention to where motifs lie on your body. Circular shapes, animal motifs, and words will draw attention. Take care that the attention is where you want it.

Printed fabrics include florals, checks, polka-dots, paisleys, stripes, motifs, oriental, and graphic designs. They are found in all types of clothing and accessories from silk gowns to leggings and from sunglasses to shoes. They can add energy and panache to your look. Prints make a statement and say, “Look at me!” Playing with prints is a unique way to express your sense of humor, individuality, and savvy sense of style.

“Style isn’t just about what you wear, it’s about how you live.” ~Lilly Pulitzer August 2020 | 50+ Living | 11

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Dr. Holcombe is a native of Greenville, NC who attended North Carolina State University for undergraduate studies before earning his DMD from East Carolina University. He is married to his wife Amy and they have one child. When not practicing dentistry he enjoys spending time out doors with his friends and family.

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Sandy’s Food for Thought A Cherry on Top

By Sandy McCall

h c h err i es are a del i g ht! C herri es a re a wonder ful s na ck b ut y ou ca n als o crea te s o m e gre at “re cFres i p es b y us i n g them . A l l v ari eti es are h igh ly nutritious and pack ed with fib er, vita m ins , and min er a l s .

O n e c up ( 154 gram s) o f sweet, raw, pitted cherries provides

C a l o r i es : 9 7 P ro t ei n: 2 g ram s C a r b s : 2 5 g ram s F i b er : 3 g ram s Vi t a m i n C : 1 8 % o f the Dai l y Value ( DV) P o t a s s i um : 1 0 % o f the DV C o p p er : 5 % o f the DV Ma ng a nese: 5 % o f the DV

N ot o nl y d o t h e y co n tai n an array o f power ful p lant compounds th at ca n help red uce in f l a m m a t i o n, bu t eati n g them m ay i mprove s leep , b oos t h ea rt h ea lth , and s peed rec o v e ry af te r e x e rc i s e. H e a lt h lin e .c om C h e rr y Sa ls a is a sim p le wa y t o in clude cherries in your diet and spice up taco s, to sta d o s and q u e s a d i lla s a n d you m igh t t r y using it on your favorite sandw ich or entree . Th i s Sa l sa g oe s e s p e c ia l ly we ll wit h c h ic ke n a nd turkey.

”

C he r ry S alsa

1 c u p f re sh swe e t c h e r r ie s, *pitted and chopped 2 ta b le s p oon s c h op p e d fre sh cilantro ( or basil w orks w ell too) 1 s ma l l fin e ly c h op p e d & se e ded Poblano pepper 1 te a s p oon le m on ju ic e 1 / 4 te a s p oon ve ge t a r ia n Worcestershire sauce 1 / 4 te a s p oon gr a t e d le m on z est 1 / 8 te a s p oon sa lt D a s h o r t wo of S r ir a c h a sa u c e, or to taste

C o mb in e a l l in gre d ie n t s in a food processor and process slig htly ; refrig erate f o r a t l e a st one h o u r b e f o re se r vin g. * I n v e s ti n g a fe w d olla r s in a c h e r r y pitter saves lots of time

Sandy McCall is the Broker/Owner of Southern Life Realty. Email: SandysFoodForThought@gmail.com August 2020 | 50+ Living | 13

PASSING ALONG GOOD FINANCIAL HABITS

by Scott Boatwright

If you’re in your fifties, sixties, or seventies, there’s a good chance you can recall a really lousy financial decision at some point in your past. If you’re lucky, it was buying a wildly overpriced article of clothing that you wore once before realizing that your friends were snickering behind your back. More likely, it was more on the scale of buying a quite fun, but needlessly expensive, car in your twenties, when you could have been contributing to a retirement plan instead. There’s a high likelihood that your personal lousy decision came before you turned fifty. In fact, even if you don’t consider yourself a money maven, you almost certainly have acquired some well-earned financial wisdom from which the younger generation could benefit mightily. Here are some concrete examples of what you can do to educate kids, grandkids, friends or mentees about the way money has worked in your life—both good and bad.

Incentivize a young person who works.

Is there a teenager in your circle who makes $1,000 per year babysitting or cutting grass? Or a young adult who has overcome some odds to get a first real job, even though it doesn’t pay great? Is that behavior that you want to incentivize? Then consider jump-starting the ability to save by matching some portion of that young person’s earnings, with the understanding that your contribution is for long-term goals only. For the teen, consider opening a Roth IRA and matching, say, 50% of their earnings with contributions that you make to the account. For the young adult, encourage him or her to defer at least enough earnings into an employer’s retirement plan to max out the employer match; your gift replaces those deferred wages for current living expenses. Take advantage of the opportunity to explain why you’re 14 | 50+ Living | August 2020

doing this: Because you admire their work ethic and want to help them develop the savings habit as soon as possible, and because money they put away early in life has the longest investment horizon—more time for compound returns to work their magic.

Take a young person to a meeting about finances.

Many of us aren’t great at talking about finances within our own families. Ironically, we can talk about how money should be allocated in other environments all day long. Here’s an idea to bridge that gap.

Take a young person to a meeting that will decide how limited dollars will be deployed to meet important goals. The setting of the meeting doesn’t really matter that much: work, church, synagogue, and other non-profits all work fine. Your goal is to expose a young person to smart people following an intelligent process to decide how money will be spent. After the meeting, take some time to emphasize that there’s usually no perfect allocation of money. It’s having a process to work out competing priorities that’s really important.

Show a young person how your budget works.

Spend half an hour talking a young person through your personal budget. Hits the basics: Here are my income sources and here are my expenses.

Talk about budgeting for known expenses and for the surprises that inevitably come up. Explain how to budget for expenses that occur annually rather than monthly. Slip in some of the best financial advice I’ve ever received: Set your budget up based on what

you were making before your most recent raise if you possibly can.

Teaching a budgeting process is great in and of itself. But the most important knowledge you can impart with this exercise is how to make your standard of living conform to the funds that are available. Talk about sacrifices that you’ve had to make to live within your budget.

Invest in the Bigger Picture.

Talk with a young person about work/life balance.

Getting work/life balance right is hard. Really hard. And our society doesn’t provide great opportunities for talking about the issue, either.

Think about times when you got work/life balance right, or really wrong, and open up to a young person about that.

Few of us sail through our working years with work and life nicely balanced. Maybe you had a work opportunity that required you to work really, really hard for two years, but that put you in a higherearnings situation for the rest of your career. Talk about what that meant for your family and how you made it work with your partner. Almost all of us can point to a co-worker that we love but who is married to his job in a way that has harmed him personally.

Tell that story as well.

Has there been a period during your working years when you and your partner had to decide whose career would take precedence? In today’s world, most couples will be dual-earners by necessity.

Young people need to know how an older generation has worked through this particular sticky wicket.

Perhaps most important, reassure a young person that nobody out there is living a perfect life without money stress. Encourage them to seek help before they are overwhelmed, and tell them where you have found support. If they plan to have kids, let them know that there are many models of child-rearing that can be adapted for their personal financial situation.

Scott Boatwright, J.D., CFP® is a financial planner at Starks Financial Group (440 Montford Ave., Asheville, NC 28801 / 828285-8777). Starks Financial Group is not a registered broker/ dealer, nor is it affiliated with Raymond James Financial Services.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment Advisory services offered through Raymond James Financial Services Advisors, Inc. This article expresses the opinions of Scott Boatwright and not necessarily those of RJFS or Raymond James. Raymond James does not provide legal services.

With Sustainable, Responsible Investing, we can help you develop a portfolio that balances the issues you care about most with the financial goals you want to meet. Because in the end, we’re all invested together.

Get started with a free consultation at sfginfo@raymondjames.com

P L A N N I N G W I T H H E A R T. I N V E S T I N G W I T H P U R P O S E .

starksfinancial.com 828.285.8777 | 877.285.RJFS (7537) 440 Montford Avenue, Asheville, NC 28801 Starks Financial Group is not a registered broker/dealer and is independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Investing involves risk and you may incur a profit or loss regardless of the strategy selected. Sustainable/ Socially Responsible Investing (SRI) considers qualitative environmental, social and corporate governance, also known as ESG criteria, which may be subjective in nature. There are additional risks associated with Sustainable/Socially Responsible Investing (SRI), including limited diversification and the potential for increased volatility. There is no guarantee that SRI products or strategies will produce returns similar to traditional investments. Because SRI criteria exclude certain securities/products for non-financial reasons, investors may forego some market opportunities available to those who do not use these criteria.

Investors should consult their investment professional prior to making an investment decision.

August 2020 | 50+ Living | 15

North Carolina Estate Planning Attorneys Offices in Asheville & Hendersonville Some important goals of any estate plan are to protect assets and minimize tax liability.

It is critical to provide the latest estate planning tools to achieve these objectives.

We were one of first law firms in Western North Carolina to use family limited partnerships (FLPs), limited liability companies (LLCs), and revocable living trusts to protect people’s estate plan. Other ways to protect assets and avoid unnecessary tax liability include:

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4000+ TRUSTED CLIENTS | TRUSTS • WILLS • POA 7 QUALIFIED ATTORNEYS | www. strausslaw.com Asheville Office 77 Central Avenue, Suite F | Asheville, NC, 28801 Phone: 828-258-0994 Fax: 828-252-4921

Hendersonville Office 104 N. Washington Street | Hendersonville, NC, 28739 Phone: 828-696-1811 Fax: 828-696-1816

Full service agency ...

Are you ready to buy, sell or do you need a property manager?

We specialize in YOU! Call Sandy at 828-273-9755 or email Sandy@SouthernLifeRealty.com “Your Dream, Our Expertise ... Matching People With Property”

Sandy McCall

Broker/Owner

www.SouthernLifeRealty.com

16 | 50+ Living | August 2020