How To Grow Rich In Singapore Is the wait taking too long? Are you sick of waiting and complaining? Are you fed up with trying to grow rich and not succeeding? Are you done with reading books and articles on how to become rich, only to find out that the “big secret that all the rich and wealthy use” is simply not available to you?
If you are done with: •
•
•
Not knowing how to
for you.
What if:
One single thing could
maximise your current
If you are done wondering if
financial opportunities;
you’re doing the right thing to
Going to talk to
get rich, and can’t keep up
insurance agents and
with what you should be
“financial consultants”
doing with your CPF; if you
holds the resources to
with a fear of them
don’t know what insurance
all your needs?
selling you an irrelevant
you should be getting and
product;
want to know a simple and
Worrying about the
effective way to get your
actually tell you what
status of your financial
finances on track…
you can do to be rich
health; •
We might have the solution
And if you happen to live in Singapore…
answer all your questions?
One simple thing
One smart thing could
in Singapore? It’s time to relax.
If you are over “Five ways to get rich” and “3 things you must do”, here’s the answer: “Grow Rich Singapore Style”
number in their sales goal, we
actually have it good.
beginning, the book leads you from the foundations
Unfortunately, it also means
– what is money (really),
that we are swamped by too
why you need it, how
much information.
– a book that could be the one
Sure, there’s the CPF website
thing to change your financial
to tell you about CPF, and
future, and may hold the key
sure, there are a million sites
to you becoming rich.
and a thousand people you
much do you need and how do you plan with it. Without having savings or an excess of cash at the end of every month, there
can talk to when you want to
really is no use to think or
talk about investment, but
talk about investing.
there is always a need to answer the first question:
As you read from the
“Where do you start?”
As you get to the middle, “Grow Rich Singapore Style” begins to break down the barriers to
“Grow Rich Singapore Style” Tells You Where And How To Start, And What To Do When It Ends.
money-making, and beats the myths about making money.
In the thick of things, into the middle of the book, it’s
If that sounds attractive to
time to start working on
you, there’s more.
what financial
We have a huge opportunity to take what we have and grow it into riches in Singapore, if only we know how.
“Grow Rich Singapore Style”
opportunities living in
is more than just a book on
Singapore brings.
From the CPF to investment
entertain.
opportunities, to the increase in qualified Financial Consultants who are more interested in you reaching your short-, medium- and long-term financial planning goals than in making you a
CPF and investments; it’s a full-colour, 16-chapter, more than 300 pages of content book that is out to teach and
First up, insurance, and because it’s a book, you can be rest assured that there’s no sales talk here. Without the stress of
Look at all the books and
having to buy something,
articles you have collected
read about the different
that are still sitting,
types of insurance you
unfinished or unread, dusty
need, and why each is
on the bookshelf.
important (or why you may not need to get it).
“Grow Rich Singapore Style”
Also, learn a way to
will not be like that.
streamline your insurance.
If you have ever
excuse. With the aim to
Their stories will resonate
wondered if you have
get you started on the very
with you, and shine more
bought too much
first investment, “Grow
light on how you could be
insurance, there is a way
Rich Singapore Style”
like them.
to streamline it.
points out unit trusts as a place to begin growing
When it comes to CPF, the
your age and stage in life.
Financial Consultants, and
rich.
happens and all that needs
their lives are no different
Coming in to the end,
from yours either. They
meet real people, just like
have made their follies,
No more wondering what
corrected their mistakes,
you might need to do –
and their life choices are
consult the book on the
some that you may have
right page, stage and
seen too. Their stores give
action, and get to it.
a human face to the sometimes technical and
When it comes to
cold world of financial
investing, it’s time to
planning, whether in
introduce the many
Singapore or beyond.
options we have, and the
you. These are the people
things you need to know
who have managed,
when investing in each of
according to their
end, the call to action gets
these options. The book
measures, to grow rich in
even clearer. Ever read a
even gives space to
Singapore, and all because
•
Finally, as you reach the
book only to wonder,
they simply knew what
when you are done, “Now
they needed to be doing – No money to start
what do I do?” Here, no
no extra intelligence or
investing? That’s an
questions to be asked.
work or luck required.
spotting a scam.
Apart from clients, the real people are also the
your money to become
book breaks down all that to happen depending on
•
Get “Grow Rich Singapore Style” And Grow Rich In Singapore Today! Learn the know-how’s in this book, work with all the resources that Singapore has, and become a member of the rich. You don’t want to wait before
Henry and Jenny it’s too late; starting exactly
Henry owns an automobile
where you are is better than
services company while Jenny
never.
is the Area Sales Manager of
If you’re not convinced, read the story of Henry and Jenny, a couple who have gone through numerous ups and downs, but still found their way to growing rich.
an MNC. They first met their Financial Consultant Alfred Chia close to 10 years ago, when he was one of the guest speakers who spoke about financial planning and independence during their
previous network marketing
bought the policy for both
business. From then on, the
himself and his entire family.
Stay Alive with the Right Policies
couple became friends with
Everything went as per
Ever since then, the couple
Alfred, not knowing that his
normal two years after buying
shares Henry’s near-death
friendship and financial
the insurance.
experience with family,
advice would change their lives forever in the future.
On the third year, in 2006, Henry was unexpectedly
The Turning Point
diagnosed with Stage 3
Initially, both Henry and
Colorectal Cancer.
Jenny thought that financial planning was only reserved for those with extra cash to spare. Their perception changed as Alfred introduced an entirely unique way of carrying out financial planning. While they did protect their lives with insurance bought from relatives and friends over the years, Henry admitted that
friends and fellow colleagues to illustrate the importance of being protected. Henry commented, “I always tell others, never to leave their life
Shocking as the news was, as
to chance, you will never
there were no symptoms of
know when you will fall ill or
the disease, the couple
die. Always ensure that you
remained positive.
are protected for the sake of
Thankfully, the insurance
your loved ones.”
they had bought three years ago helped to defray the medical costs and allowed Henry to get one of the best surgeons to conduct his surgery.
With this in mind, Henry also goes the extra mile to protect his employees with additional personal accident insurance as a precaution for contingencies in the future. Jenny added,
these policies were just
Jenny shared, “Imagine if
“Most of his staff is made up
bought in support of the
there was no insurance
of sole breadwinners from
insurance agents they know.
bought. Our finances might be
Malaysia and we felt that it
They decided to engage
badly affected as Henry is
would be thoughtful to help
Alfred to analyse their
self-employed, and not
them in our small way. We
insurance portfolios, to see
knowing how much we could
also wish to safeguard our
whether they were
chalk up on Henry’s
thoroughly protected for the
treatment would
future.
have put us in a
Through Alfred’s analysis, the couple found out that Henry was not as thoroughly covered medically as Jenny was. Alfred suggested for him to buy a medical insurance using the CPF savings he had. Trusting his Financial Consultant, Henry agreed and
challenging situation! Until today, we are thankful to have listened to Alfred’s advice and acted fast upon it!”
interests as employers as
sublet the specific task to
philosophy: “If you earn well,
well.”
others which have the
don’t live like a pauper.”
Different Views about Money
necessary facilities to save costs.”
On the other hand, Jenny also admitted a weakness – she
Even though the couple share
Today, Henry is a successful
cannot see too much money in
the same principles about
SME owner. Unlike others
her bank account as it leads
financial planning, they both have entirely opposing views to money.
Henry and Jenny’s “secret” to success today is their prudence in handling money and their thorough financial planning.
Brought up in a relatively simple family, Henry’s parents ran a food stall. He grew up helping his father
who only invest in asset
her to impulsive spending.
after school and during
classes, Henry makes it a
Jenny creatively counters this
holidays. With this
point to put his financial
by having forced savings.
background, Henry is
resources into his own
prudent, whether he spends
company – which is his
on himself or his business,
biggest investment. Of course,
even though he makes
he engages his Financial
enough to live comfortably.
Consultant, Alfred, to assist him in planning and
“I started off my business
coordinating this process.
with just $5,000, so I learnt
“Whenever I have a salary increment, I will look for my Financial Consultant straightaway to buy a policy to keep the excess cash ‘safe’. This method is a great way to have something to fall back on
how to be extremely careful,
Jenny on the other hand, feels
when our business or when
how to make use of every
that any problem that can be
the family needs extra money
dollar to get the best benefit.
solved with money is not a
in any unforeseen
Now, when my company
problem, so she is more
circumstances.”
needs new machines, I would
relaxed with spending her
purchase them using
earnings. Her late father, who
government grants or even
worked in an insurance company, instilled the mindset that money earned should be enjoyed, as long as it within your means. Today a senior executive in her organisation, Jenny works hard for her money and spends on what she wants once in a while. Her
Securing a Great Future Henry and Jenny’s “secret” to success today is their prudence in handling money and their thorough financial planning. With it, they are able to enjoy a comfortable life with their family, knowing that their future is mostly set with all the preparations they have
done today. Besides
the end of the month. This
protecting themselves from
amount could actually get you
contingencies, Henry and
a good insurance plan instead.
Jenny have also sought advice
It is all about knowing your
from Alfred about investment
priorities and making the
insurance, and through his
right choices – before it’s too
recommendation bought
late.”
profitable policies which got them over 40% returns over the years. The sensible couple used the profits from the policies to pay off their existing HDB
Getting “Grow Rich Singapore Style”
Check out the preview of
mind. On top of protection
today, however,
“Grow Rich Singapore Style”
and investments, Alfred has
won’t be a day too
right here in ISSUU.
also assisted the couple with
late. This book has
loans, giving them peace of
their motor insurance, which helped them tremendously
all you need to get
after a car accident in
started, get your
Malaysia a few years ago.
finances in order,
With such a strong relationship, Henry and Jenny
and grow rich, Singapore-style.
“give back” by bringing their friends and clients as referrals for Alfred, especially those seeking car claims insurance from Henry’s business end.
Preview “Grow Rich Singapore Style”, Get yourself and your loved
What is their message to readers out there? “If you never put in the commitment, you will never get started in financial planning. Think about it, if
or buy your copy of
ones a copy of “Grow Rich Singapore Style” today.
“Grow Rich Singapore Style” today.
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