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VOL.
92
I S S UE 1
AUGUST 21, 2013
Student loan interest rate rises By Leeann Doerflein FEATURE EDITOR
While college students worked or relaxed during summer vacation, the U.S. House and Senate played politics with student loan rates. For students who took out loans after July 1 of this year, the rate was set at 3.9 percent for undergraduates, 5.4 percent for graduate students and 6.4 percent for Parent Plus loans. Undergraduate rates had temporarily doubled on July 1, shooting from the initial 3.4 percent to 6.8 percent because Congress had failed to reach an agreement before the rate sunset. Congress finally passed the Bipartisan Student Loan Certainty Act of 2013 on Aug. 1, one month after the rate hike. President Barack Obama signed it into law on Aug. 9. The act puts in place an entirely new
way of deciding student loan rates, making the rate dependent on the economy and the 10-year Treasury note rate. The interest rate will be set at the Treasury note rate plus 2.05 percent. The bill also caps the student loan rate at 8.25 percent for undergraduates, 9.5 percent for graduates and 10.5 percent for Parent Plus loans. “The 10-year Treasury note rate is the rate the federal government pays when it borrows for 10 years, meaning they will pay back what they borrowed at the end of the maturity period,” said Esen Gurtunca, the Donald W. Tanselle Professor of Economics at the University of Indianapolis. “Currently, the 10-year note rate is around 2.58 percent. The government makes a profit from student loans by lending to students at a higher rate than they [the federal government] borrow for 10 years.” Since the government earns interest on the loans, Gurtunca said that the new
legislation is supposed to help reduce the federal budget deficit. The Congressional Budget Office estimates that after an initial increase, the deficit will decrease by about $715 million over the next decade. Director of Financial Aid Linda Handy said that because the rate is tied to economy, the rate has the potential to change yearly, and students could potentially have a different rate each year. Handy said that the new interest rate system will be malleable and more closely resemble economic conditions. “It is more of a flexible rate rather than a flat rate,” Handy said. “It will fluctuate based on what the economy looks like and what it costs for the federal government to borrow money. That way, it will more accurately reflect the economic situation rather than being a set rate.” Gurtunca said that the recent legislation is a mixed bag, and the Treasury rate formula is vague and has the potential to
allow for higher-than-necessary rates. “It is surely a good thing that they put a limit on the loan rates. However, the formula that will be followed to determine the difference between the 10-year treasuries and student loan rates is not spelled out,” Gurtunca said. “This is a loophole that may lead to higher rates, even with little inflation and a small increase in 10-year Treasury rates.” Handy said that even though rates likely will be higher than in the past, the Stafford Federal Student Loan is still the best option for most student borrowers. “For the short term, it is helping the students ... It leaves some uncertainty about what will happen each year, but it gives students the satisfaction that it will not go above 8.25 percent,” Handy said. “Even if the rate gets up to 8.25 percent, it will still be the best rate a student can get. So students should apply for Stafford loans before any other loan.”
Graphic from Google press images
IS plans switch to Gmail By Allison Gallagher ENTERTAINMENT EDITOR
later, he managed to squeeze the hand of his girlfriend, recent Ulndy alumna Lauren Soza, who then ran into the waiting room to announce the news to dozens of Wehby’s supporters. Still, Wehby said, doctors were cautious, saying that the hand squeeze could have been the result of a muscle twitch. However, Wehby gradually regained feeling on the left side of his body and was awaiting sensation on the right side of his body until he moved and felt his right leg move for the first time during a prayer with a visiting priest. Now, nearly two months later, Wehby has made a full recovery—he is already in the gym lifting weights again. Wehby said that although he will not be able to play football, a less-than-full recovery was simply not an option. “As soon as I could feel feeling in my body, there was no doubt in my mind that I was going to make a full recovery.
I wasn’t going to stop until I made a full recovery,” he said. Wehby said that he treated the severe injury like any athletic injury he has ever encountered during his career as a student athlete. “That’s the only thing I know how to do—just to deal with adversity, come back, and come back stronger.” Wehby credited the support he received from the UIndy community as a factor in his quick and full recovery. In the days following the incident, friends and fellow UIndy athletes visited Wehby, created and sold wristbands to support him, organized a prayer vigil, assembled and signed a get-well poster and spread encouragement via the Twitter hashtag #WehbyStrong. “I can’t really put into words how much the UIndy community—more importantly, the UIndy athletic community—has done for me in this recovery
process,” Wehby said. Among Wehby’s supporters was Head Football Coach Bob Bartolomeo, who said that Wehby had the “whole Greyhound community behind him” during his recovery. “When you have 115 players, they’re like sons to you, and so when you get a call on a Sunday morning like that, like I did, saying what happened … you just feel sick to your stomach. So you jump in your car and drive to Cincinnati [Wehby’s home and the location of the incident], and you try to help any way you can,” Bartolomeo said. “All you can do is give support and prayer, and that’s what I did.” Bartolomeo said that he is relieved that Wehby has made a full recovery and is looking forward to Wehby getting involved with the team again. “We’ll miss him,” Bartolomeo said, “but it’s a different ‘miss’ than it could have been.”
halls. I think the residents will really like and appreciate it a lot,” Vitangeli said. According to Vitangeli, many features in Cory Bretz and Cravens were part of the original buildings. Some of the buildings’ safety features also needed to be updated. “The bathroom partitions were falling apart. Some of them are in need because those were the original bathrooms of the buildings,”Vitangeli said.“There were also general safety issues. Not having fire safety sprinklers in them is a risk to students.” Junior resident assistant Stephanie Kalili is stationed in Cory Bretz this year. During the renovations, she lived in Roberts Hall, but she is enthusiastic about the improvements to her own residence hall. “I’m really excited to have overhead lighting; that’s a big deal,” Kalili said.
“I’m just really excited to have all of these renovations.” Kalili also is eager to have updated dorms that resemble some of the residence halls for upperclassmen. She believes that this will help freshmen feel welcome. “We had a lot of residents that had problems with the building in general— how old it looks, how the upperclassmen buildings are so much nicer compared to the freshmen buildings,” Kalili said. “So definitely having these renovations is telling them that we do care about the freshmen, we do want to better the places.” Other changes included landscaping projects all around campus. Due to the drought last summer, the physical plant was not able to lay grass. This year’s cooler temperatures allowed them to fill in the
missing grass and finish planting along the newly completed Hanna Avenue. According to Vitangeli, every year a list of possible campus projects is put together. After consulting the budget, summer projects are chosen. This summer also saw many improvements to Campus Apartments—both inside and out. “For the Campus Apartments, we went and cleaned out the entire air ducts to improve the air quality in the campus apartment,” Vitangeli said. “There were some improvements done around the Campus Apartments’ grounds. We took out all the old bushes, dug those out and put some new landscaping in around all the apartments.” Some of the final improvements included fixing brick work on Lilly Hall,
fixing the elevator in Krannert Memorial Library and creating a new advising center on campus. According to Vitangeli, the ground underneath Lilly Hall settled, and the brick work shifted, causing it to crack. The building did not need to be repaired due to settling, but due to the brick work. The new advising center is located on the second floor of the Schwitzer Student Center. This center has brought all of the key advisors together in one space. Vitangeli said that the projects should be finished in time for students to move in, and she is excited about the improvements. “It’s been a busy but great summer,” Vitangeli said. “And I think everyone will really enjoy the improvements we’ve made on campus.”
Student athlete surprises doctors through his full recovery after serious spinal cord injury By Abby Gross & AJ Rose EDITOR-IN-CHIEF & SPORTS EDITOR
In a split second, an able-bodied student athlete was transformed into a quadriplegic who, doctors said, would not only never play football again, but never walk or regain the use of the muscles that once powered him on the field. That split second belongs to University of Indianapolis senior sports marketing major Nick Wehby, former defensive back for the Greyhounds. Earlier this summer, Wehby was seriously injured in a swimming pool incident when he mistakenly dove into the shallow end of a family friend’s pool—with just three feet of water—during a graduation party. After glancing to his left and seeing children in the water, Wehby assumed the right side of the pool was the deep end and safe for diving. He was wrong. “ … I felt my body go limp, and I was paralyzed instantly, so I was face down, so I kind of floated with my back towards the sky,” Wehby said.“I floated up through the water, and for a split second, the thought came to my mind that I was going to die, that I was going to drown.” Wehby, who was conscious in the moments following the incident, said he knew right away that he was paralyzed, his spinal cord damaged. According to Wehby, the dive had dislocated the C3 and C4 vertebrae in his neck and pinched his spinal cord. But 48 hours after his split second, he was standing up on two feet in a hospital. He was on his way to a recovery that many, including Wehby himself, have labeled a miracle. Wehby said that he was paralyzed when he arrived at the hospital, but doctors immediately ordered spinal surgery after seeing a twinge of movement in his left leg. Even after the surgery was successful, Wehby said the doctors still insisted he would never walk again or regain the use of his hands. According to Wehby, a couple of hours
reflector.uindy.edu
The University of Indianapolis will make the switch from current email service provider Zimbra to Gmail in mid-October. According to Associate Vice President of Informational Systems Steve Herriford, the reason for the switch came after a series of complaints, with a large concern being security. “As students, faculty and staff can tell you, we continue to have problems with Zimbra—outages, lack of support from the vendor ... We continue to have problems with spam. As much as we try to tell people not to respond to those phishing attempts, they get more and more sophisticated and look more and more real all the time,” Herriford said. Vice President for Student and Campus Affairs and Dean of Students Kory Vitangeli discussed some common complaints regarding Zimbra that came to her and reiterated the need for the switch to Gmail. “One of the reasons why they [Information Systems] decided to switch over to Google is because they were looking for a product that would have less outages,” Vitangeli said. “I think there was frustration in the past with the Zimbra product, in terms of it having a tendency to go down.” Vitangeli said that the university then began looking for a product that would be guaranteed not to fail, and many people at UIndy already were using Gmail. Herriford explained that last spring a first attempt was made to move to Gmail, but it did not work out. The process that has been decided upon will be gradual, with Information Systems migrating first to Gmail during this past summer. In early September, a group of early adopters— including students, faculty and staff who are referred to as “Google guides”—will migrate. The final migration will occur in mid-October, during fall break, when Gmail will go live for the rest of campus. “What will happen is that there will be a disruption in the migration as we bring everyone’s mail over from Zimbra to Gmail,” Herriford said. “So that’s why we picked a Fall Break time frame to make the move of all that email.” Herriford said that after the migration, students, faculty and staff using the new server will have no significant changes to worry about. “The only thing that’s different is the interface,”Herriford said.“Many students already use Gmail, so for them this will be nothing new. It also helps that students will keep their uindy.edu email address.”
Wehby makes off-field comeback
Photos contributed by Nick Wehby
(Left) This sign stood in the yard of senior sports marketing major Nick Wehby, who was temporarily paralyzed. (Above) Wehby had to use a wheelchair at times, but he amazed the doctors by regaining his ability to stand within his first 48 hours in the hospital. Wehby said that he received incredible support from the UIndy campus community, especially from the athletics department.
Campus gets updates during summer vacation By Anna Wieseman MANAGING EDITOR
The University of Indianapolis has made many improvements to campus over this summer, such as updating two residence halls, landscaping, building repairs and moving entire departments. Some of the buildings that received improvements were Cory Bretz Hall and Cravens Hall. The changes included updated bathrooms, new carpeting, sprinkler systems and overhead lighting. Vice President for Student and Campus Affairs and Dean of Students Kory Vitangeli oversaw these changes. “[We’ve made] some really nice changes that were needed in those residence
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