THE BULLETIN MONASH EDITION 2, 2018
A message from Executive Chairman, Rob Fletcher We saw a tightening of supply across the cooler Winter months and in many cases, buyers have been constrained on what they can spend due to the widening clampdown on mortgage lending. However, low interest rates, strong employment growth and strong population growth continue to be a positive foundation for the housing market. AMP chief economist, Shane Oliver, believes that some parts of the Melbourne market may hold up better than others going into 2019. Melbourne’s outer perimeter, for example, continues to grow. The REIV reports that the median prices for both houses and units have risen over 10.5 per cent from a year ago. REIV President, Richard Simpson notes that, “auctions continue to be popular all over Melbourne, but clearance rates have fallen from the lofty highs of early 2017. Negative chatter about the future of the sector coupled with stronger lending controls by financial institutions has created some uncertainty and vendors need to be realistic with their price expectations�. This is an important reminder, particularly as we should see an increase in stock levels as we move further into the peak Spring selling season. Our team would be thrilled to provide a complimentary appraisal of your home or simply have a chat about the market. We look forward to being of service to you soon!
Rob Fletcher robert.fletcher@fletchers.net.au 0411 222 988 | 9836 2222
Kind Regards,
In this Edition
Sell your home faster this Spring!
Recent Sales
Some of our favourite local spaces
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Clayton Profile
Clayton is located 18 km south-east of the CBD. Clayton is a medium-sized suburb in south-eastern Melbourne. It has a mixture of land uses with large tracts of industrial retail and residential areas. The suburb has a large tertiary student population (more than 20%) which relates to the presence of important educational institutions such as Monash University - Clayton Campus and Deakin University’s Rusden Campus. Clayton also features Monash Medical Centre CSIRO Australia and the Clayton Shopping Centre.
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19,358
5,714
Median Age
Total Population
Total Houses
Dwelling Types Semi Detached 44.2%
House 39%
Flat/Unit 16.8%
Source: members.propertydata.com.au 28/8/17-28/8/18 and reiv.com.au June 2018 Quarter
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Rent vs Own Rent Private 53.1% Rent Government 2.2% Purchasing 19.8% Other 1.1%
Own 23.8%
Houses
Units
Median Sale Price
Median Sale Price
$1,180,000
$680,000
$840,000
$604,000
Median Rent
Median Rent
Clayton
Metro Melbourne
Clayton
Metro Melbourne
$350
$415
$440
$420
Clayton
Metro Melbourne
Clayton
Metro Melbourne
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Sell your home faster this Spring! Known as one of the best times of year to sell your home, Spring is always a busy period for the real estate industry. The weather is warmer, our mood is brighter and a flurry of properties hit the market. If you’re planning to take advantage of the Spring selling season, it’s essential to give your home the best possible chance of attracting new owners. Here’s how. 1. Think like a buyer! Put yourself in the shoes of a potential buyer and look at your home through their eyes. Try and think about the tastes and requirements of the type of person who might buy your home – are they likely to be a family, professional couple or investor? Consider whether the layout, décor and styling of your home is appealing to your target market. 2. Paint & Flooring It’s a great idea to give your property a fresh coat of neutral paint colour, to ensure your home appeals to the largest possible audience. Many potential buyers want to see a blank canvas when they’re house hunting, where they can inject their own personality. It’s important to also repair any nail holes or other damage before starting your paint project and don’t forget the ceilings and trim! If you have carpet that looks tired and threadbare, it’s a good idea to have them replaced, if your budget permits. At the very least, professional carpet cleaning with treatment for stains can make a huge difference in brightening up a room. Tiles and floorboards should be thoroughly swept and mopped, and any hardwood floors that are scratched or have lost their sheen should be refinished or replaced as required. 3. Declutter! It can be one of the most difficult aspects of preparing your home for sale, but one of the most important. Any items you don’t regularly use, are broken, damaged or simply take up too much space, need to be cleared out, donated to charity or temporarily stored elsewhere. You need to be able to show off your home’s features and create a spacious feel. In addition, this will help you when it’s time to move as well! 4. De-Personalise Over the years you will have spent time creating a home that suits your own style, filling it with memories. When it comes time to preparing for your next chapter, it’s important to spend the time to eliminate personal effects so that your home becomes a place where potential buyers can envision themselves living. In particular, replace personal photographs with some generic, tasteful artwork. 5. Let there be light! Good lighting is important as it can make your home feel more spacious and enhance its features. It may be worth investing in some brighter lightbulbs for maximum impact – just not so bright that they appear clinical! Of course, ensure that natural light can stream through the home by opening up curtains and blinds when it comes to open day.
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6. Add fresh scents Use beautiful scented candles and diffusers throughout the home, particularly in the living area, master bedroom and master bathroom. Simple, fresh scents are ideal, such as orange, lemon, pine, basil, vanilla and cinnamon. 7. Home Styling Engaging a professional property stylist can ensure that your home achieves the right first impression with potential buyers. They can view the spaces in your home objectively, and style it so that it can appeal to a wider demographic. They don’t have your emotional attachment to the property, yet they’re able to make it feel like a potential home for a broad range of buyers. The ability to draw that emotional response from a potential buyer makes engaging a home stylist a worthwhile investment, to ensure you get the maximum sale price.
The advantages of home styling!
Before
After Image: Grace & Co. Property Styling
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Detonate or Renovate and Depreciate The renovation strategy is not a new one for property investors. There are many high-profile renovation gurus’ in Australia and a plethora of renovation shows. Many of those shows have come under fire for their end numbers and the effectiveness of the overall spend when it comes to market valuations and rental appraisals. There’s certainly a risk of overcapitalisation, as well as hidden problems that materialise during an inspection such as plumbing and electrical problems. However, a renovation can be a fantastic way to increase cashflow through rental appreciation and equity via an increased market valuation. On top of this, renovation expenses are almost all depreciable and with the changes to plant and equipment deductions, it’s one key way to ensure you’re able to claim your division 40 deductions. Let’s look at a real case study. The renovation was completed by specialist Melbourne based renovation company Property Revive Group, run by Felicity Maxwell. Property Revive has been working with investors for many years to grow their investment returns through various renovation strategies. Property No. 1 – Hawthorn This property is a 2 bed 1st floor apartment within a complex built in the 1960s. It was achieving $390 per week rental, but commonly suffered vacancies. It was purchased for $520,000 by an investor through a super fund. The renovation works over a two-and-a-half-month period consisted of: Phase 1: 3 weeks • Full internal repaint • New flooring – carpet and vinyl • Bathroom makeover – vanity, tapware, tile spray, screen and flooring
Andrew Paterson Director Property Management 9831 3416 | andrew.paterson@fletchers.net.au
• Installation of 3kw split system • New light fittings • New door handles and cupboard knobs Phase 2: 3 weeks • Complete new kitchen – at the end of first lease The total spend on the entire project over the two stages was $34,023.
As a direct result of the works, the property achieved a market valuation of $620,000 and was rented immediately for $450 per week. This equates to a net equity increase of $58,000 from the six week project. Lost rent over those 4 weeks of $1,560 needs to be factored in but those costs are insignificant given the equity uplift. Equity aside, the extra rent comes to an extra $3,120 per year. For rental increases alone, we’re talking a payback period of over 13 years, not including vacancies which were a problem. However, it’s the combination of cashflow and equity that makes the process attractive.
Patricia Grados Department Head 9955 4926 | patricia.grados@fletchers.net.au
In terms of depreciation, a fairly significant portion of the improvements were plant and equipment items, which helps to attract higher rates of depreciation. The plant value was $12,986, leaving $21,037 of division 43 capital works. Within the first full year, the depreciation claimable on this renovation was $4,039. So, depending on the marginal rate, we’d be looking at around $1,200 back in the pocket within the first year and over $3,000 within the first 5 years. More and more investors a looking to renovations like this to increase their cashflow and equity. Releasing equity in your investment has been hard in recent times with the APRA changes, but if you’re not flipping and electing to hold your properties long term, it’s the end sales values that matter most to you after all. Source: apimagazine.com.au
Contact our leading property management team today.
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Adrian Lieschke Business Development Manager 0402 714 025 | adrian.lieschke@fletchers.net.au
A low-maintenance Spring garden As the weather gets warmer and we start spending more time outdoors, many of us are turning our attention to gardens and yards that may have been a little neglected over the cold Winter months. Sometimes it can be hard to know where to start and just thinking of the effort required to get to the point of being able to enjoy the garden can be daunting. Have no fear! Getting your garden in top shape can be quick and easy, setting you up for a low-maintenance but beautiful garden throughout Spring and into Summer. Here are a few simple ways for you to ensure your garden is looking great this Spring: • A small initial outlay of time and effort mulching your garden beds will pay off in the coming months and perform a double duty. Not only does it keep everything looking neat and tidy, mulch also discourages weeds from growing around your plants. • A healthy lawn is always easier to maintain than an unhealthy one so make sure to give your grass a good dose of lawn food before the weather gets too hot. A lush lawn has less room for weeds to get a foothold, which means less work for you. • Hebes are great shrubs to plant in a low-maintenance garden. They’re super tough, require very little care and look great planted together in groups. This family of plants is available in a huge variety of colours so you’ll almost certainly be able to find one that suits you and your garden. • Another great option is to make use of native shrubs, bushes and grasses. Local species have adapted to survive in our climate and many require very little attention once established. • If you can’t resist a bit of botanical drama, try concentrating on one or two garden show-stoppers. Nothing says Spring like blossom trees and many varieties such as flowering or weeping cherries, crab apples, and flowering plums require very little upkeep once planted. They also have the added benefit of putting on a gorgeous display of pink or white blossoms for you to enjoy year after year. Whether you’re selling your home or not, Spring is the perfect time to get outside and enjoy the garden. These tips will help ensure that you are able to spend even more of that time sitting back and relaxing. If you are selling your home, an established and easy to care for garden is one less thing for you to worry about and a great selling point for potential buyers.
Georgia van der Horst Acorn Nursery
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Knowledge | Finance news Over the last month we have seen plenty of media attention surrounding the Royal Commission’s investigation into Banking and Financial Services. We felt it would be helpful to you for us to provide you with our preliminary thoughts. Firstly, Shore Financial strongly commend the work of the Royal Commission and how they have highlighted many instances whereby the poor culture of large institutional financial services businesses has led them to prioritise profits over consumer outcomes. This has been demonstrated by: • Clients being charged fees for services that were not provided; • A priority for product sales outcomes over advice outcomes; • Lack of professional accountability for mistakes; • Lack of consequences applied to offenders; • Misleading the corporate regulator; Advice being delivered that did not meet what should be considered the very minimum standard of all Financial Advice – being the client’s best interests. More disappointingly, when these instances were discovered, little or no action was taken to rectify the situation. This behaviour has only served to undermine confidence in the Financial Advice industry, particularly when it has come from some of our largest and most well-known Financial institutions. One of the reasons we have elected to license our business under a licensee such as Fortnum Private Wealth is to be part of a business that: • Does not generate its profits from selling products; • Focuses on client outcomes; and • Focuses on assisting its’ Financial Advisers in providing advice that is in the client’s best interest. Shore Financial is focused solely on these outcomes for you. As calls for change on the governance and regulation of the industry grow louder, we expect that the landscape in the Financial Services sector will change dramatically as a result. Most notably, we foresee a greater separation in Financial institutions having the ability to both own investment products (i.e. such as managed funds) and provide advice related to these products (or ownership of advice businesses). This change will see more of the industry and our peers moving to a model that we operate under today. The separation of advice and product. In addition, client’s will be more diligent in selecting their Financial Adviser, and seek out advisers who uphold the following standards: • Only providing Financial Advice that is in the client’s best interest. Furthermore, ensure that any advice provided considers your wider financial position and overall goals (not focused to a single area of advice such as the assets you own). • Greater accountability and transparency on: • Conflicts – ensuring any potential conflict or issue that may arise to become a conflict is thoroughly disclosed to you. • Fees – providing complete transparency on our service proposition and fees you are charged for those services. • A commitment to professional conduct and accountability.
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The benefits of debt consolidation Debt consolidation is the process of combining multiple debts into a single loan. There are many reasons why you should consolidate debt, including: 1. Reduced Fees Say goodbye to multiple account fees and charges. Consolidating your debt means you have only one account to keep track of, one annual fee to pay and one repayment date you need to worry about. By having one repayment you are more likely to remember the terms of the account as well as remember to make that repayment once a month, therefore avoiding late payment fees. By negotiating your terms when consolidating, you may also be eligible for a reduced interest rate. When the time comes for consolidating debt, your financial situation may have changed, making you a more attractive candidate for a good interest rate. 2. Simplified Tracking Debt consolidation involves taking out a new loan to pay off all current loans, reducing the number of repayments, owing balances and conditions you need to keep track of. Keeping track of these details may affect your ability to budget and plan, and can also be incredibly stressful. 3. Improved Credit Rating If you’re not one to keep on top of repayments, consolidating your debt may help to increase your credit score. Late payments and defaults significantly affect your score, so by transferring all debt to a single account, you are more likely to make the repayment on time. Over time, making timely repayments will help to rebuild your credit record.
Brought to you by
1300 416 700 info@shorefinancial.com.au shorefinancial.com.au
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GLEN WAVERLEY Evelyn Street
Sold for $1,270,000 3
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We’re all about Results
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WHEELERS HILL Strickland Drive Sold, undisclosed
ENDEAVOUR HILLS Renee Avenue Sold, undisclosed
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GLEN WAVERLEY West Court Sold, undisclosed
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MOUNT WAVERLEY Blackburn Road Sold, undisclosed
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...it’s a
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BURWOOD EAST Hilltop Crescent Sold for $1,195,000
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GLEN WAVERLEY Evelyn Street Sold for $1,270,000
GLEN WAVERLEY Kirstina Road Sold for $951,000
CHADSTONE Mawarra Crescent Sold, undisclosed
thing
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WHEELERS HILL Thurza Court Sold, undisclosed
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MOUNT WAVERLEY Albert Street Sold, undisclosed
GLEN WAVERLEY Callaghan Avenue Sold for $855,000
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MOUNT WAVERLEY Headingley Road Sold for $1,330,000
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MOUNT WAVERLEY Surrey Road Sold for $1,371,000
MULGRAVE Mansfield Avenue Sold, undisclosed
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MOUNT WAVERLEY Simpson Drive Sold for $1,266,000
MOUNT WAVERLEY Pamay Road Sold, undisclosed
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GLEN WAVERLEY Robe Court Sold for $1,597,500
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MOUNT WAVERLEY Wortley Avenue Sold for $1,415,000
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Community Our Favourite Spaces Brandon Park Reserve Brandon Park Reserve has a dual purpose as a retaining basin in heavy rainfall and a sporting facility. The dual soccer field and cricket oval is home to the Waverley Victory Football Club and the Mulgrave Wheelers Hill Cricket Club. The reserve has terrific sports lighting and a circular path around the reserve great for a walk. Additionally, at the entrance of the reserve are the Brandon Park Child Care Centre and the well equipped multi-purpose Brandon Park Community Centre. A new playspace including picnic tables, shelter and seating will be built in 2015. ________________________________________ Brandon Park Reserve
Damper Creek Reserve Damper Creek Reserve is an 11 hectare bushland reserve situated in Mount Waverley. The 1.5km narrow bushland strip follows the Damper Creek watercourse. The Damper Creek Path is an unsealed walking path through the reserve. Keep on the lookout for the diverse species that are native to Damper Creek. The reserve has been stabilised and reconstructed by council and the friends of Damper Creek Reserve, with the important urban bushland now rich in indigenous flora and fauna. ________________________________________
Gardiners Creek Trail
Damper Creek Reserve
Gardiners Creek Trail is an off-road shared pathway. It follows the Gardiners Creek through the Eastern suburbs of Melbourne. The trail links the Blackburn Lakes to the Main Yarra Trail in Burnley. The 20km off-road section of the Trail commences at Blackburn Road just north of Heath Street, Blackburn. It passes through the Blackburn Creeklands Reserve, Gardiners Creek Reserve and a Local History Park before crossing into the City of Monash at Highbury Road. ________________________________________
Gladeswood Reserve
Gardiners Creek Trail
Gladeswood Reserve is a multi-purpose reserve with large open spaces, perfect to take the children for a kick of the footy or soccer ball. If you are after sporting pursuits, Gladeswood is home to the Wheelers Hill Baseball Club and Gladeswood Reserve Tennis Club, featuring four courts. There is also a cricket pitch. The reserve has a fantastic baseball practice area and walking track. Additionally, the playground and off-lead dog area makes for a family friendly reserve.
Gladeswood Reserve
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Jordan Reserve Jordan Reserve offers several sporting opportunities, as host to the Chadstone Football Club, Mt Waverley Uniting/Catholic Cricket Club, and the Bayview Tennis Club. The Chadstone Demons (previously Chadstone Synners Disabilities Teams) have moved from Jordan Reserve to Mayfield Reserve (Mount Waverley). The reserve has a pavilion, oval, playground, and practice cricket nets. The tennis courts are available through the Bayview Tennis Club. ________________________________________
Jordan Reserve
Monash Aquatic & Recreation Centre Monash Council operates three Aquatic and Recreation Centres. The Clayton Aquatics & Health Club, the Monash Aquatic & Recreation Centre in Glen Waverley and the Oakleigh Recreation Centre offer the Council’s 176,000 residents and those of nearby municipalities state of the art recreation facilities and an array of pools to improve community health and activity. The community embrace these facilities which have been deliberately designed to compliment each other and maximise their appeal to all sections of the Monash and wider community. Each facility has something to appeal to all ages and abilities. From learning to swim or splash play areas for young children, court sports for all ages, hydrotherapy and fitness programs tailored for older adults or even swimming in Victoria’s largest wave pool, there are health, fitness, wellbeing and recreational opportunities for everyone.
Monash Aquatic & Recreation Centre
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Scotchmans Creek Trail Scotchmans Creek Trail offers walkers an expansive shared pathway with cyclists moving through a number of Monash’s parks. Pass through Caloola Reserve, Brickmakers Park, Oakleigh Golf Course, Scotchmans Run Reserve, Melbourne Water Retarding Basin, and Fairway Reserve.
Scotchmans Creek Trail
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Knowledge | Hormone Optimisation Yin and Yang, night and day, hot and cold...the natural world is all about balance and our bodies are no different. In the fitness world we must balance our training with recovery, our intensity with duration, our strength training with cardio and our energy expenditure with caloric consumption. Yet today even with our exponential increase in understanding just how the human body responds to various stimuli, for most of us living in this modern industrialised society we find ourselves out of balance, which is manifested in particular through our hormonal imbalances. The mass media rarely talk about the importance of having an optimal hormonal environment. Not only is it important for your physical and mental health, it’s critical for increased energy levels, productivity and a general zest for life. Even those who exercise regularly and follow a ‘healthy’ nutrition plan can often suffer from symptoms of hormonal imbalance such as fatigue, headaches, cravings, irritability or worse. You see when our hormones are out of balance, our metabolism, bodies and minds do not function as they should. At the end of the day we are our hormones, they are an essential piece of the ‘wellness’ puzzle that are often neglected yet vitally important for peak health. The good news is that balancing out your hormones is often quite easily achieved, with or without testing, through small lifestyle adjustments and building sustainable healthy habits. This is because the primary reasons for these imbalances are poor nutrition, lack of exercise, environmental toxicity, and excessive stress. It’s also worth noting that our hormones work together, so having one out of whack can result in a cascade of symptoms as one hormone deficiency affects the other. On the flip side, we also find that as one hormone comes back into balance the rest follow suit. There are three ‘master’ hormones that we are able to improve the function of through lifestyle modifications, these are adrenaline, leptin and insulin. We’ll start with adrenaline. Your adrenal glands produce several hormones that regulate important bodily processes including sex hormone production, stress response, hydration and mineral balance, your metabolism and much more. One essential factor in optimising hormones is your ability to deal with stress. People with a naturally high stress threshold also display an inherent predisposition for happiness. We all require stress to thrive, especially in those fight or flight situations, however, too much stress and its attendant hormone, cortisol, will destroy our sex hormones including pregnenalone, DHEA and testosterone resulting in fat storage (especially around the waist for men and hips and thighs for women) and general fatigue. Chronically elevated adrenaline, and hence excessive cortisol production, will result in adrenaline resistance and ultimately the epidemic condition of the decade that is adrenal fatigue. Not only does this make it almost impossible to build muscle and burn fat, it can also cause mass inflammation and suppress your immune system. You can combat adrenaline resistance by training effectively and recovering properly, quality sleep, meditation, eliminating stimulants such as coffee and energy drinks, and trying to reduce toxins by eating whole (preferably organic) foods and drinks. Even the simple art of learning to deep breathe through the belly can help detoxify the system and curb cortisol release. Leptin is our appetite control hormone. It’s primary role is to restore fat reserves when food is consumed along with determining how much energy the body needs and where it’s best utilised. It is essentially a biological mechanism designed to increase our chance of survival during times of famine (as opposed to the usual three hours between meals)! When you eat, leptin tells the brain that enough calories have been consumed and it’s time to stop hence avoiding nutrient spillover and fat storage. Like cortisol, balance is essential as too little food and leptin will signal for your thyroid hormone to decrease your metabolic rate (reducing your metabolism and the ability to burn fat), while too much food over a long period of time will result in ‘leptin resistance’ wherein satiety signals from
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leptin never make it to the brain’s receptors resulting in the obesity cycle of consistent overeating and fat storage. Leptin resistance comes from overeating, so portion control and meal frequency are the key to control its output. Quality ‘clean’ foods, those that have been farmed, fished, gathered or plucked, should be the foundation of a good nutrition plan. I always encourage people to shop at the markets instead of the supermarket and stick to foods that need to be weighed as opposed to scanned with barcodes. These foods, organic vegetables in particular, are always much lower in caloric density than take away and processed options, full of essential micronutrients as well as fibre and protein for sateity. Insulin, the foundation of overall hormone optimisation, is the final and probably best understood piece in the hormonal puzzle. Insulin is our bodies ‘Uber’ service, shuttling nutrients to our bodies cells for storage. Without adequate insulin, our cells would literally starve and our bodies die (which is why a Type-1 diabetic needs to self administer insulin). On the other hand, too much insulin production (due to insulin resistance) leads to Type-2 diabetes and cellular degeneration. Excess insulin production resulting from dietary carbohydrates increases body fat, which in turn compromises sex hormone production and your metabolism. Insulin is anabolic in nature, meaning that any time there is insulin being released your body is storing nutrients (or ‘growing’), which is great when muscles are recovering and amino acids (proteins) are being shuttled into them, but not so good the majority of the time when free fatty acids (fats) are trying to find a new home to rest! When you have insulin resistance, you require a much higher insulin response to get calories into the liver and muscles while the rest is stored as fat. To ensure insulin levels stay within an optimal range it’s important to monitor your carbohydrate and in particular your sugar intake. You should also always try to take in protein (and to a lesser degree fats) when consuming carbohydrate as well as stick to low-glycemic, high fibre sources. A good rule of thumb is to fill your plate with two thirds non-starchy vegetables and a quality protein (fish, tofu, tempeh, chicken, red meat, eggs) for the other third. Like many things in life, the concept of bio-individuality says we are all unique and therefore there is no one-size-fits-all solution. You must create an optimal hormone balance that is right for you. And the best way to achieve this is to build sustainable healthy habits, start with daily exercise (preferably including strength training at least twice a week), then a healthy (and realistic) meal plan loaded with vegetables and organic proteins, then you need to look at your lifestyle, how you manage stress and the environmental toxins you’re absorbing, and finally any micronutrient deficiencies and the appropriate supplements, herbs or food sources to repair them.
Hamish Evans 0402 117 138 | hevans@f45camberwelljunction.com.au
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Our Agents Sales Rob Fletcher
Jeremy Desmier
Tim Heavyside
Ben Williams
Robert Sheahan
Jason Salan
Reilly Waterfield
Daiman Kane
Michael Richardson
Daniel Bolton
Rod Burton
Robin Waterbury
Mark Fletcher
Nick Fletcher
Trevor Buhagiar
Mark Dennis
Gail Logan
James Marcou
Troy Nelson
Jack Peng
Grant Perry
Luke Simms
David Taylor
Jarrod Tyler
Kristy Wang
Guy Coles
Dominic Cruz
Linda Drysdale
Fio Gao
Graeme Keogh
Todd Lucas
Thomas Lo
Connor Sun
John Taylor
Maurie Walters
Leo Xu
Steven Zervas
Dion Adams
Ashleigh Anderson
Sam Blease
Jess Bolton
Spring Chen
Stefan Cook
Nancy Fang
Andrew Fanning
Nicole Freene
Nick Holmes
Jeanne Kalopita
Amy Keremu
Richard Kurz
Erin Loudon
Mark McLoughlin
Gabrielle McVie
Lauren Murtagh
Merrilyn Pittard
Rino Presutto
Sam Rapke
Angelique Rita
Michael Rosano
Julie Sheean
Kaining Shepherd
Lisa Sorrell
Daniel Staley
Manuela Steffan
Ben Strimling
Matthew Tanner
Harley Toyle
John Tsui-Po
Leon Verdura
Eva Vorng
Brooke Warwick
Bev Waterbury
Colby Waterfield
Cassandra Wilson
Cherie Xie
Pan Zhang
Property Management
Andrew Paterson
Belinda Bisogno
Patricia Grados
Julia Zorzut
Brooke Grealy
Sharn Laird
Adrian Lieschke
Leanne Highmore
Jordan Barclay
Leah Andrews
Kathleen Canavan
Nick Chen
Annie Ching
Tim Fawcett
Cassidy Findarle
Brooke Johnson
Daniel Lippis
Amy Ma
Glenda Martin
Tony Martin
Zachary Muller
Ha Nguyen
Paige Phillips
Alannah Lucic
Morgan Sinni
Joshua Smith
Demica Stamopoulos
Mathias Suter
Joanne Uzeiroski
Alexandra Wooffindin
Lydia Zhang
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Balwyn North 61 Doncaster Road, Balwyn North | 9859 9561
Maroondah 1 Seymour Street, Ringwood | 9955 4988
Banyule 114 Lower Plenty Road, Rosanna | 9430 1133
Mooroolbark Suite 1, 14 Manchester Road, Mooroolbark | 8814 3688
Belgrave/Tecoma 1561 Burwood Highway, Tecoma | 9751 0299
Ocean Grove 3/80 The Terrace, Ocean Grove | 5255 1721
Bellarine 74 Hesse Street, Queenscliff | 5258 2833
Olinda 3/1606 Mt Dandenong Tourist Road, Olinda | 9751 0299
Blackburn 75A Railway Road, Blackburn | 8833 8888
Projects 94 Union Road, Surrey Hills | 9836 1132
Blairgowrie 2815 Point Nepean Road, Blairgowrie | 5984 2600
Projects CBD Shop 1/413 Elizabeth Street, Melbourne | 9326 8566
Canterbury 244 Canterbury Road, Canterbury | 9836 2222
Warrandyte 183-187 Yarra Street, Warrandyte | 9844 3085
Diamond Valley 951 Main Street, Eltham | 9430 1111
Waverley Suite 6, 710 High Street Road, Glen Waverley | 8523 8523
Glen Iris 1509 High Street, Glen Iris | 9885 3333
Wollongong Shop 2, 143-149 Corrimal Street, Wollongong | 02 4226 1074
Manningham Suite 5, 1012 Doncaster Road, Doncaster East | 9841 5788
Wyndham 114/22-30 Wallace Avenue, Point Cook | 9131 4000
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