https://www.agilepayments.com/credit-car d-payment-integration/ Credit Card Payment Integration | Credit Card API Video Script: Integrating an Credit Card Payment Processing solution offers your users payment options and benefits. If your product or SAAS offers any kind or recurring payment functionality then a Credit Card Transaction Integration needs to be part of your offering. Credit card integrations usually start with one of two main flavors of software platforms: ● A software platform that is used solely by the integrating organization. ● A software platform owned by an SaaS development organization where there are multiple businesses or organizations that use the software platform to run their operations.
What should look for in an Credit Card Integration API? ● API availability: Does the partner offer RESTful, SOAP ACH transaction integration in addition to credit cards? ● What other payment utilities are available? ● If your market base includes Canada, does the partner provide a single API for both US and Canada? ● Does the platform provide a solution for credit card decline? Recurring transaction decline rates now average 15% ● Is sensitive data tokenized and can a call be made to immediately tokenize the bank account data prior to an origination? ● Are there opportunities to leverage the Credit Card Processing Integration for your apps’s revenue stream? ● Are there ancillary utilities available from the Credit Card API to make calls for anti-fraud and risk mitigation? ● Are there risk acceptance models available that could lower processing costs?