SATURDAY, January 30, 2010
Did You Know
Reporter-Herald
HOME & Realty Guide Look Inside:
www.homeandrealtyguide.com
Single women now represent more than one-fifth of all home buyers — 21 percent, up from 15 percent in 1999. — National Association of Realtors
Mortgage rates ....................pg. 2 NAR ..........................................pg. 3 Transactions .........................pg. 3 Refurbish furniture .............pg. 5 Open Houses .......................pg. 9 Classifieds.......................... pg. 11
Real Estate Matters Seller has right to choose buyer
Page 2
In the Garden Grow poppies this spring
Page 6
Featured Proper ties Section: Pages 4 & 5
HGTV photo
By adding luxurious fixtures, fabulous finishes and a relaxing color scheme, this bathroom is a refreshing oasis in which Tonia and Francis can retreat from the chaos of everyday life.
Create your dream bath Divine Design: Bathroom transformation complete CANDICE OLSON HGTV
T
onia and Francis have traveled the world and have lived on three continents. But with three young children and a brand-new baby, they decided the time was right to move back home and put down roots. They bought a big house near their families that needed a bit of work, and expended all their effort into updating
their kids’ rooms. But they got stalled when it came to their own space, specifically their master bathroom. The room’s awkward layout, grungy tub and peeling wallpaper made it the last place these busy parents wanted to spend any time. So they called me to see if I could provide a refuge where they could unwind and relax. Tonia, in particular, was aching for a place where she could happily sink into a bath at the end of a hectic day. So I grabbed my crew and got set to give this hardworking couple a beautiful, spa-like bathroom that would help turn stressful days into soothing nights. I See DIVINE/Page 8
2
HOME and REALTY GUIDE/Reporter-Herald
SATURDAY, JANUARY 30, 2010
Mortgage H&RG Interest Rates
This Week’s Rates* 30-Year Fixed:
Today 5.16%
Last Week 5.11%
15-Year Fixed:
4.66%
4.51%
5/1 ARM:
4.23%
4.15%
Trend
* Rates provided by Bankrate.com. All rates are subject to change.
Home and Realty Guide is on the Web For home and real estate advice, features and information, visit www.homeandrealtyguide.com
Home & Realty Guide is produced every Saturday by the Loveland Daily Reporter-Herald.
EDITOR Jade Cody jcody@reporter-herald.com 635-3656 REPORTER Rhema Muncy rmuncy@reporter-herald.com 635-3684
DISPLAY ADVERTISING 669-5050 CLASSIFIED ADVERTISING 635-3650
www.homeandrealtyguide.com
H&RG Real Estate Matters
Seller has right to choose parties sign a contract for the purchase and sale of the home, the deal may be up for grabs. While the bank may have responded to uestion: My fiance and I offered your offer, that response might have been to buy a home owned by a bank. The bank responded to our offer verbal and the bank may have decided to go a different way when a different buyer but said they would not pay for offered more or offered the bank a better any FHA fees or for any of the inspecdeal. tions. In the best of real estate markets and There are two other offers on this in the worst, the old adage holds true: home by other potential buyers. Those Buyer beware. other buyers are also obtaining FHA You don’t know you have a deal with a loans. Before responding to our offer, the seller or a buyer until both parties have bank asked whether we would be willing signed on the dotted line. You should also to still buy the home even if the home know that in some parts of the country, did not appraise out for the amount we buyers and sellers can sign a real estate offered for the home. If we did, we would contract, and if that contract contains a have to pay the bank the difference in provision that allows the buyer or seller cash. to have his or her attorney review and apWe didn’t agree to their terms relating prove the contract, either party might be to the appraisal but they responded to able to cancel the deal during that review our offer. About two days later, the listing process. agent for the home told our agent that While you may suspect funny business the bank was negotiating with another going on with the listing broker, you buyer and left us completely in the dark. might be wrong about that. While there We were almost sure we got this house, are some real estate agents who may try and I fear that the listing agent or bank to work a deal in favor of their clients, far or someone is playing games with us. It more agents in multiple bid situations almost seems to me that the listing actually work to get the seller the highest agent may be trying to get a friend or price and the best deal. client of hers to get this house. Usually, the higher the sales price, the What should we do in this situation? Is more money the listing broker will make. there any way we can find out what is go- Furthermore, if the listing agent finds a ing on? If we haven’t heard anything back buyer who is more qualified to buy the from them for such a long time, does this home, who offers a higher amount and mean we will probably not get it? who is willing to close sooner, the listing Our agent is out of the country and broker will likely try to influence the sellwe’re working with her replacement. er to accept that buyer’s offer. Answer: You should face the fact that While it’s possible that the listing broyou probably did not get the house. ker is trying to freeze you out of the purWhen a seller is faced with multiple ofchase of the home, the information you fers for a home, the seller may pick and have included in your letter does not prochoose which offer to accept. Until the vide any clues that anything irregular has occurred. If you find out more, please For more information, call keep me posted. Glink’s radio show at In the meantime, when your 800-972-8255 on Sundays agent comes back from vacation, from 9 to 10 a.m., write to Real be sure to have a conversation Estate Matters Syndicate, P.O. about the situation and ask him Box 366, Glencoe, IL 60022 or or her to follow up. visit www.thinkglink.com. Question: We would appreciate
ILYCE GLINK AND SAMUEL J. TAMKIN TRIBUNE MEDIA SERVICES
Q
Real Estate Matters
I See Glink/Page 8
HOME and REALTY GUIDE/Reporter-Herald
www.homeandrealtyguide.com
SATURDAY, JANUARY 30, 2010
3
H&RG Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.
Loveland • Danny Mertens from Ellis Wendy M & Daniel, 4086 Florence Dr, Loveland, $217,000, home • Richard Waite from Harper Charles L & Gidget, 1942 Kennedy Ave, Loveland, $410,000, home • Bonnie & Gerritt Newton from Mcbride Danny Lee & Jennifer Frances, 4517 N Lincoln Ave, Loveland, $178,000, home • Amy & Charles Spitzer from Star West LLC, 156 Brass Ct, Loveland, $199,000, home • Kristy Thome from Mann David, 319 Lavastone Ave, Loveland, $185,000, home • Bruce &
Marcia Matheson from Sommer Marty, 5624 Mckinley Ave, Loveland, $198,000, home • Siou & Ney Cheng from Deutsche Bank National Trust, 4785 Valley Oak Dr, Loveland, $600,000, home • Gary & G Steiner from Ender Mark A & Lori, 1810 Bushnell Dr, Loveland, $239,000, home • Burt Murphy from Loveland Midtown Development, 905 Pegasus Ct, Loveland, $169,900, home • Jenifer & Preston Titus from Philipp Christopher, 2305 Kirkview Dr, Loveland, $144,000, home • John & Kathryn Carroll from Seaser Rayno, 432 Hawthorn Dr, Loveland, $194,000, home • Lenora Valerio from US Bank, 313 49th St Sw, Loveland, $122,000, home
Berthoud
Terry O & Mary, • David & Lucy 860 Longview Wilson from Bel- Ave, Berthoud, $264,900, home cara Home Co LLC, 921 Estes Park Berthoud Peak • Stewart & Dr, Berthoud, $675,000, home Melanie Squires • Ralph & Bar- from Richard H bara Bond from Wille Trust, 618 Four Seasons Re- Park River Pl, Estes Park, alty Inc Lgmt, $388,900, home 1247 Legacy Heights Dr, Berthoud, Johstown $147,000, home • Clyde & Jan• Richard & ice Hemberger Sheryl Holmes from Encore from US Bank, LLC, 2490 N 435 Dove Ln, County Road 3, Berthoud, Johnstown, $350,000, home $142,900, home • Blane Bead• Tina Hillman nell from Belcara from Boster ReHome Co LLC, becca J C & 901 High Moun- Matthew, 4332 tain Dr, Limestone Ln, Berthoud, Johnstown, $716,500, home $177,400, home • Angela • Ami Robisch Plumb from from Cowden Watkins Peggy, John, 413 N 2nd 1065 6th Street St, Johnstown, Ct, Berthoud, $125,400, home $135,000, home • Timothy • David & Lor- Schwarz from raine Marb from Malloy William & Bender Frank & Dawn, 3642 Colleen, 540 Mt Brunner Blvd, Massive St, Johnstown, Berthoud, $287,000, home $277,000, home • John Mus• Kellie & Kel- grave from Ryallie Davidson nd Group Inc, 2613 Rosybill from Mattison
Ln, Johnstown, $273,500, home • Adam & Kendra Bearly from Ryland Group Inc, 166 Bittern Dr, Johnstown, $249,000, home • Robert & Shantel Derman from Zodiac Constr LLC, 312 Maestes St, Johnstown, $110,000, home • Eric King from Oakwood Homes LLC, 3855 Heatherwood Cir, Johnstown, $202,700, home
Milliken • Carmen Sill from Aurora Loan Services LLC, 2017 Pioneer Dr, Milliken, $140,000, home • Carol Weibel from Bacon Michael N & Sonia, 181 E Holly St, Milliken, $133,500, home • Dana Campesino from Bk New York Mellon, 2232 Stage Coach Dr, Milliken, $145,000, home • Christopher
Beebe from Fannie Mae, 875 S Lilac St, Milliken, $137,000, home • Timothy Hatch from Mcclure Eugene, 1401 S Dawn Dr, Milliken, $139,000, home • Keishi Ishida from Wertz Paulette A, 1248 Tiller Ln, Milliken, $137,500, home • Brandon Teeples from US Bk, 261 E Lilac St, Milliken, $105,000, home
Windsor • Todd & Karrie Lopezi from Dewayne Charles M & Stephanie J, 1971 Rivers Edge Rd, Windsor, $274,900, home • Collin & Melissa Smalley from Tmst Home Loans Inc, 1064 Grand Ave, Windsor, $195,000, home • Russell Mcabee from Federal Home Ln Mortgage Corp, 1931 Kaplan Dr, Windsor,
$320,000, home • Lansing Emore from Agone Thomas, 833 Columbine Dr, Windsor, $165,000, home • Abigail & Rayno Seaser from Capfinancial Properties Cv2 Ll, 1101 Grand Ave, Windsor, $150,000, home • Bernice Tangney from Fannie Mae, 991 Columbine Dr, Windsor, $145,000, home • Donald & Yvette Alberts from Fulton Justin L & Marilyn L, 316 4th St, Windsor, $130,500, home • Mar y Habenicht from Occhiate Properties LLC, 1972 Cataluna Dr, Windsor, $399,900, home • Warren Union from One Quick One LLC, 810 Automation Dr, Windsor, $1,115,000, home • Richard & April Tucker from Runyan Stephen T & Lisa
M, 1257 Falcon Ct, Windsor, $1,086,000, home • Wendler Trust from Swanson Joyce, 615 2nd St, Windsor, $208,000, home • Nubia Lopezvillegas from Taylor Bean Whitaker Mtg Corp, 1540 Sandy Ln, Windsor, $225,000, home • Herbert & B Christian from Welton Gary Arthur, 1368 Eagle Ct, Windsor, $204,900, home • Aaron Everitt from Jamestown Builders LLC, 6517 Aberdour Cir, Windsor, $475,000, home • Charles & Christine Noakes from Ml Prime Property Inc, 2002 Bayfront Dr, Windsor, $432,000, home • Nancy & Charles Bloser from Thomas Frederick Messinger Trust, 1521 Pintail Cv, Windsor, $470,000, home
Realtors work to revitalize neighborhoods hit by foreclosures NAR
T
he National Association of Realtors has joined forces with the National Community Stabilization Trust to help rebuild American communities devastated by the foreclosure crisis. The collaboration will bring Realtors and the more than 1,400 state and local Realtor associations into a side-by-side relationship with leading national non-profits, as well as with state and local leaders, to develop comprehensive and targeted
plans to rebuild communities. The partnership was made possible by the new federal Neighborhood Stabilization Program, which provides $6 billion to reclaim neighborhoods wracked by high levels of foreclosed and abandoned property, property disinvestment, extremely low prices and low resident confidence. “Realtors build communities and have the market expertise and property transaction tools to help local housing organizations understand local market conditions and how to put foreclosed houses back into the hands of stable homeowners,” said
NAR President Vicki Cox Golder,. “Neighborhoods across America have been decimated by high concentrations of abandoned and foreclosed homes. To reverse neighborhood decline, we need the Realtor community working hand in hand with other housing providers,” said Craig Nickerson, president of NCST. Through a nationwide network of state and local associations, Realtors have been engaged in foreclosure prevention efforts since early 2009 as part of the NAR’s Foreclosure Prevention & Response Program.
4
HOME and REALTY GUIDE/Reporter-Herald
SATURDAY, JANUARY 30, 2010
www.homeandrealtyguide.com
FEATURED PROPERTIES - UP TO $199,999 OPEN SATURDAY 1-3 PM
ENERGY EFFICIENT TOWNHOME!
OPEN HOUSE SUN 1-3
ENERGY EFFICIENT TOWNHOME!
OPEN HOUSE SATURDAY 1- 3PM
136 Sunflower Drive
421 West 6th St.
1371 Taft Ct.
1375 Taft Ct.
4845 North Sheridan Avenue, Loveland
This cute, 3 bedroom, 2 bath home has been updated - featuring a new roof, fresh exterior & interior paint, newer windows, updated bathrooms, fireplace, newer carpet. Open floor plan. Lovely back yard.
Westside bungalow! Absolutely charming! Three bedrooms, 1 1/2 baths, hardwood floors, fenced yard, deck and hot tub all within walking distance to downtown Loveland.
Call Julie Stinson 970-622-1809 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537 JulieS@rmfa.com
3 bedroom, 3 bath, 2 car garage, close to schools & shopping! 6’ privacy fence, sprinkler system. 1-year Blue Ribbon Home Warranty included. Pictures & virtual tour. www.kwalicia. com
3 bd, 2 bath ranch in well established area. Numerous upgrades incl vinyl siding on the gables/soffits, 30 year roof & dbl pane windows, covered 23x11patio, workshop. Pride of ownership shows. $194,900
Beth Edens RE/MAX Advanced, Inc. 970-443-1575 beth@bethedens.com www.136SunflowerDrive.com
3 bedroom, 3 bath, 2 car garage. Close to schools & shopping! 6’ privacy fence, sprinkler system! 1-year Blue Ribbon Home Warranty included! Pictures and virtual tour: www.kwalicia.com
Alicia Stewart Keller Williams (970) 222-8871 kwalicia@yahoo.com
Alicia Stewart Keller Williams (970) 222-8871 kwalicia@yahoo.com
Kevin Manship Century 21 Humpal, Inc. kevin.manship@century21.com
A MUST SEE-$199,900
OPEN HOUSE FRI, SAT & SUN 1-3
$100,900 AND $78,200
OPEN HOUSE FRI, SAT & SUN 1-3
OPEN SAT JAN 30 FROM 1-3 PM!
4843 Filbert Dr - Loveland
364 W 1st & 370 W 1st
193 Colbalt Ave.
162 Brass Ct.
240 Rochester Dr, Windsor
All brick ranch low maintenance home on a large lot w/ great landscaping! 3BD, 2BA, 1582sf, open flr plan, master ste w/ bath & walk-in closet! Well built, gas fireplace, sunroom & mountain views!
www.364w1st.com $100,900 www.370w1st.com $78,200 These older, smaller houses are next door to each other. Purchase one of them or both.
Copper 10 Subdivision, located at the corner of East 1st and Boise Ave. Paired home that is almost complete! Great floor plan that features two master suites, volume ceilings, one car garage and a carport, Bamboo flooring and European-style cabinetry.
WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open floor plan with lots of light and an unfinished basement. Priced to sell at $199,000.
Wow! NEW hardwood floors, carpet, paint, & doors! NEW stainless look appliances in spacious kitchen! Huge master bedroom! AND 2 car garage! See photos @ website! MLS 611925. $179,900!
Kathy Burcham 303-775-7429 kathy@berthoudrealestate.com www.berthoudrealestate.com
Nanci Garnand 227-1327 or 622-1846 RE/MAX Alliance-Loveland Nanci@SellsRealEstate.com www.LivingInLoveland.com
Megan Wachtman/ Julie Stinson 970-622-1809 970-217-7977 Meganw@remax.net
Julie Stinson/ Megan Wachtman 970-669-1809 750 W. Eisenhower Blvd. Loveland, CO 80537
Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com www.sbfindhome.com
UP TO $199,999 PATIO HOME STYLE!
$200,000 TO $299,999
OPEN HOUSE SATURDAY & SUNDAY 1-4
1919 CANTERBURY CT.
181 Lindenwood Ave, Johnstown
3829 Conifer Dr., Loveland $180,000
BRAND NEW LISTING!!!
Former show home has 3 bedrooms, 2 baths & main level laundry! Full unfinished basement! Covered patio & easy care fenced yard! Quick close okay! More photos at website! MLS 597272
NW location, 4bd, 2ba. New interior paint, carpet, sliding glass door, some new light fixtures, kitchen countertops & sink. Laminate flooring in kitchen, dining & living rm, A/C, sprinkler. Call today!
Close to hospital, bike trail, Boyd Lake and shopping! Enjoy the warmth of the family room fireplace on a cold winter night. Features include a large cul-de-sac lot, oversized garage, updated kitchen and baths, unfinished basement and neutral colors through out! $219,900.
Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com www.sbfindhome.com
Own This Home Team 970.669.4175 RE/MAX Action Brokers At Centerra 970.612.9200 ownthishometeam.com
Call Julie Stinson 970-622-1809 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537 JulieS@rmfa.com
Time to Get Your Own Place?
FOR SALE
3 BD, 2 BA Ran ch, n w kit cabine ne ts and hardwood Begin your search flrs. Unfin bsmt, bi at your online g back yard, spklrs, and print pr p ivacy fence. real estate $210,000 source: homeandrealtyguide.com -
$300,000 TO $399,999 OPEN HOUSE SAT & SUN 1-4
SEVEN LAKES PATIO HOME
PRICE REDUCED
OPEN HOUSE SUNDAY 1-3
OPEN HOUSE SUNDAY 2:00 SHARP
05-308962
2005 Creede Ave.
1779 Muddy Creek Dr.
4546 Rosewood Dr - $325,000
2739 W. 36th - $339,000
www.1045Crabapple.com
“Stunning Ranch by Weinland Homes.” ENERGY EFFICIENT built w/2x6 const. Dream Kit w/Knotty Hickory Cab, JennAir Appl, & Granite Counters. Formal Dng or Study. Fully Insul Oversized 3-car garage w/8ft doors.
This patio home is loaded with granite in kitchen & bathrooms! Beautiful gourmet kitchen. Perfect for entertaining. No outside maintenance here! Its all done for you. Sit back and enjoy!
All brink ranch style home w/ finished bsmt situated on .67 acre. 4 Bed/3 bath, 2 wood burning fp, wet bar, central A/C. Covered patio & mature landscaping.
New roof, exterior paint, A/C, granite & tile. 4 bed, 4 bath. Formal dining & great room on main. Large kitchen w/Eating Area. Full finished daylight bsmt. 3 tier deck, beautiful yard.
Price reduced. Now $360,000. Backs to Green Belt Space. Great room style floor plan lots of Wood floors. Walk out basement. Gas Fireplace! 3 bedrooms AND main floor office/study. Granite countertops. Driveway faces West.
Cory Roberts Premier Lifestyle Realty (970) 215-9913 www.mycoloradoproperty.com
Lisa Moore/Connie Gliott Glen Marketing, Inc 970/663-4522 www.glencompanies.com
Billie Myers 970-206-8262 RE/MAX Alliance 970-226-3990 4703 Boardwalk Dr. Fort Collins, CO 80525 BillieMyers@ColoradoHomeSale.com
Billie Myers 970-206-8262 RE/MAX Alliance 970-226-3990 4703 Boardwalk Dr. Fort Collins, CO 80525 BillieMyers@ColoradoHomeSale.com
The Nanci Garnand Team 227-1327 or 622-1846 RE/MAX Alliance-Loveland Nanci@SellsRealEstate.com www.LivingInLoveland.com
HOME and REALTY GUIDE/Reporter-Herald
www.homeandrealtyguide.com
SATURDAY, JANUARY 30, 2010
5
H&RG Home Trends
Home interiors: Rethink and refurbish going to yard sales. You might find the right dresser or dining-room table or perhaps the right cocktail table that works for your home and just ay you’re considering some decneeds to be refinished. There is a cerorating updates for your home, tain charm in old furniture that can but you think most of the ideas add appeal to your home. you have are unaffordable. All you Let’s talk about that dining area a have to do is rethink the way you acbit more. Sometimes the table is in complish those changes. Here are pretty good condition, but the chairs some suggestions. are a mess from spilled wine or chocoRefurbish rather than replace some laty finger marks that just don’t seem of those items in your home. If your to come off no matter how many upcouch is showing some wear and tear, holstery cleaners you’ve tried. Perrather than replacing it, consider rehaps it is time to get new chairs. Two upholstering it. Granted, in many cas- choices: 1) If the chairs are fabrices, reupholstering is as expensive as based, again you might consider rereplacing, but look for bargain fabupholstering. 2) If the chairs are just rics, and you should be able to recov- unacceptable, purchase new ones. er the furniture with less cash spent Again, try looking around resale than buying new furnishings. shops or flea markets. Plus, buying Consider visiting flea markets and just the chairs instead of a complete
ROSEMARY SADEZ FRIEDMANN SCRIPPS HOWARD NEWS SERVICE
S
room. There is also something called MirrorMate for premade frames. Check out www.mirrormate.com for more information. Of course, anything you can do yourself instead of hiring a professional will cost you less. But if you really aren’t the handyman type, consider getting some help. Repainting a room, perhaps, would be an easy, doit-yourself job and one that would certainly refresh the room. Be sure you know your limits, though. Don’t venture into refurbishing something you aren’t sure exactly how to handle, because it could end up costing you much more in the long run. Rosemary Sadez Friedmann, an interior designer in Naples, Fla., is author of “Mystery of Color.” For design inquiries, write to Rosemary at DsgnQuest@aol.com.
FEATURED PROPERTIES - $500,000 +
$400,000 TO $499,999+ WE HAVE PATIO HOMES!!
dining-room set won’t break the bank. Continuing on that idea, mixing and matching can make for interesting decor. Not everything has to come from the same furniture set. In fact, the look can be more personalized and inviting when unexpected combinations are put together. So when you see that coveted nightstand on sale, go for it even if it is not from the same bedroom suite that you have. Do the bathroom mirrors seem to have that creeping crud around the edges? Replacing the mirror isn’t totally unaffordable, but even less expensive is putting a wood frame around it. The frame can be as fancy or as simple as the decor in the bathroom requires, and you can purchase the materials at a hardware store. Paint to the color that best suits the
BACKS TO HORSESHOE LAKE
TOTAL SOLAR!
OPEN HOUSE SAT & SUN 1-4 TRADES CONSIDERED
PRICE REDUCED-$619,000
2915 Purgatory Creek Drive
4138 Monroe Ave.
TO BE BUILT
288 Reservoir Drive
1907 French Hill Dr. - Berthoud
Best selling floor plan with upgrades, oversized garage and backing to open space. The community offers private lake rights, walking paths, maintenance free, and views. $406,000 and available now.
Custom home on Horseshoe Lake comes complete with a private dock. Enjoy the private lake rights for skiing, boating & entertaining. This home offers finished walk out basement w/ wet bar.
2000 sq. ft ranch with walk-out basement. Solar electric, solar radiant hot water heat. To be built. Starting at $650,000. Call John Mathey at Premier Lifestyle Realty today!
New custom ranch w/full walkout bsmt. Open flr plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S on CR 29, W.
36ac Country Paradise w/ unimpaired mtn views! 4876sf English cottage 2-story offers 3BD, 3BA, hrdwd flrs, updated baths, formal living rm & dining rm. 1 share of water & a pond!
John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512
John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512
Lisa Moore/Connie Gliott Glen Marketing, Inc 970/663-4522 glenmarketing@glencompanies.com www.glencompanies.com
Connie Gliott Glen Marketing, Inc 970/663-4522 www.glencompanies.com
$500,000 +
$500,000 +
FIVE CAR GARAGE & MORE!
OPEN HOUSE
05-308963
8258 Spinnaker Bay Dr, Windsor
Warberg Farm - Sophia Court
Immaculate 4 bedroom/5 bath ranch with luxury features! Open & vaulted floorplan! Builder finished basement! 1/3 acre lot on greenbelt with golf nearby! See photos @ website! MLS 617596 $529,000
OPEN WED 11AM-1:30PM - FRIDAY 8AM-1:30PM - EVERY SUNDAY 3PM5PM. Fantastic location on Chapman Reservoir. Lake rights, walk paths. 2+ acre lots, 2 lots w/horses allowed, wakeless craft allowed.
Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com www.sbfindhome.com
Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.allcoloradohomes.com
Kathleen Gruman 970-290-3393 kathleen@berthoudrealestate.com www.berthoudrealestate.com
homeandrealtyguide.com Your online and print resource for residential, commercial and land for sale
6
HOME and REALTY GUIDE/Reporter-Herald
SATURDAY, JANUARY 30, 2010
H&RG IN the Garden
Poppies perk up the garden CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY
Work on lowering utility bills one improvement at a time DWIGHT BARNETT SCRIPPS HOWARD NEWS SERVICE
A
good thing about spending time home sick in bed is watching old movies. Reruns of stories you love can pull a smile in between coughing fits, and occasionally you see something that sparks a connection in your fever-addled brain. The Wizard of Oz is such a movie, and when the Wicked Witch of the West began crooning “poppies, poppies, poppies,” this gardener paid attention like it was an inspirational show on Home and Garden Television. The time for sowing these silky flowered sensations is approaching. We have Bread Seed poppies (Papaver somniferum) which are known to self sow eagerly. This is an understatement; one bump of the dried pods hurls hundreds of seeds to the ground. In spring, they all germinate. Not only are they vigorous self-seeders, they’re promiscuous too, cross pollinating with one another to the point where I can’t tell common Hungarian from Lauren’s Grape. But it’s nice to know someone’s having a good time out in the garden, and the different colors that come up are wonderful surprises. An annual that blooms in late spring, bakers love the seeds for breads and fillings. For a spectacular, double-blooming display, try the peony type (paeoniflorum) with its shredded petals. These need light to germinate; choose a sunny location and sow seeds in early spring by sprinkling them over the ground. Bread Seed poppies will take care of resowing, flinging seeds across the garden from their huge pods. To keep them from taking over, clip off and remove seed heads after the flower is finished; this will also encourage the plant to keep blooming. Icelandic poppy (Papaver nudicaule) is the dainty darling of the group, seducing gardeners with fragrant flowers that come and go quickly in spring. A tender perennial, it survives for two to three years in many gardens, and because it thrives in areas with cooler summers, grows well at elevation. Spread seed early in spring and cover with a little soil. Chronically moist areas are fatal to Icelandic poppies; pick a spot that drains quickly, but close to walks or patios where you can enjoy their perfume. As much fun as these smaller poppies are, they can’t compare to the stunning effect of Oriental poppy (Papaver orientale) planted en masse. Any plant that lifts six-inch flow-
www.homeandrealtyguide.com
Q
Photo courtesy Carol O’Meara
ers to stare you in the face is sure to command attention. A large perennial blooming May and June, they sport doubled, ruffled, or single flowers in crimson, orange, pink or white. Preferring sunny locations with welldrained soil, these do well in xeric beds and at an elevation where summers are cool. Plant seeds in spring, sowing them across the surface of the soil. Root cuttings and plant divisions, generally planted in fall, can be successfully placed in the garden in spring. Oriental poppies come back each year in a dazzling display but leave a gaping hole in the garden in mid-simmer, when the foliage goes dormant. To cover this, many gardeners plant the poppies to the back of the bed and let summer plants mask the gap. In fall, new leaves often sprout, and require winter mulch for protection. Medium sized at just over two-feet tall, the corn, or field, poppy (Papaver rhoeas) poppy’s petals are crinkled, thin, and papery. A late spring flowering annual, follow directions on the seed packet for sowing. Carol O’Meara is with CSU Extension in Boulder County. Contact her at 303-678-6238 or comeara@co .boulder.co.us.
DIG In
uestion: I have a question about the newer Anderson windows with double-pane glass. Should one still hang a storm window to prevent further insulation? My husband and I have a home that was built in 2003, and we would like to lower our utilities bills any way we can. We have walls with extra insulation, but we realize the windows and doors are a great energy zapper. We have noticed that some of the windows have mildew around them during some seasons. We have an Aprilaire system on our heat pump system with UV light. It helps considerably. Please give any additional advice to keep our environment and home safe and economical. Answer: Anything you do to add a thermal barrier between the inside air and the outside air, or to simply prevent air infiltration to the home, helps to conserve energy. Adding storm windows is both economical and energyefficient as a thermal barrier even for new windows. The windows you have might have significant air leaks, which allow condensation to promote mildew and mold growth. Adding storm windows should help some, but what you really need to do is seal the windows where they are attached to the home. By removing the trim around the windows, the wood framing of the home should be partially exposed. By injecting an expanding foam in the space between the edge of the window and the wood frame of the home, you can seal out a lot of air infiltration. It is very important to use a foam designed for window and door frames. Expanding foam can damage the window or the wall if it expands too much. I would strongly recommend that this be left to professionals. When you are at the hardware or home store, make sure the salesman knows exactly where the foam is to be installed. There will be a foam for filling large voids and one known as a low-expanding foam for small, tight places. Be careful not to get the foam on your skin because it really sticks. Wear rubber gloves, and work in well-ventilated areas. After the foam has set, the excess foam can be scraped off with a knife and the wood trim reinstalled. Also, keep a close watch on the humidifier on the furnace. Levels should be between 40 and 60 percent at 65 degrees. Dwight Barnett is a certified master inspector with the American Society of Home Inspectors. Write to him with home improvement questions at C. Dwight Barnett, Evansville Courier & Press, P.O. Box 286, Evansville, Ind. 47702 or e-mail him at d.Barnett@insightbb.com.
HOME and REALTY GUIDE/Reporter-Herald
www.homeandrealtyguide.com
SATURDAY, JANUARY 30, 2010
7
Open Houses This Weekend - www.thegroupinc.com FRIDAY - SUNDAY 12:00 - 5:00
SATURDAY 1:00 - 3:00
SATURDAY 1:00 - 3:00
SATURDAY 1:00 - 3:00
309 Buffalo Drive A, Windsor - Wow! Brand new w/ finishes you won’t believe for the price! NOT a short sale,NOT bank owned!Pergo flooring on main,beau ful color schemes w/2-toned paint thruout,stainless steel appliance package incl. refrigerator,stove/oven & microwave,washer/dryer hook-ups, le bath & all w/in walking distance to Old Town Windsor & Windsor Lake!
4869 Harrison Avenue, Loveland - Ist Time Buyer or Investor! All brick 3 bedroom ranch. New paint, new carpet, new roof. Convenient N area, close to park & elementary school. Great yard & no HOA. Dir: N on 287, W on 43rd, N on Grant to 48th to Harrison. Call Robert Walkowicz, CRS 481-6077 or Nancy 461-7136
353 Indiana Avenue, Berthoud - Very well kept home ready to move in to. Spacious rooms, tons of storage. Double pantry in kitchen, newly remodeled master bath, some new windows, huge deck overlooks large backyard. Bonus is a detached workshop with 220 elec. and wood stove.
2409 Maple Hill Drive, Fort Collins -Maple hill is an exciting collec on of a rac ve, energy efficient, affordable and environmentally friendly homes with neighborhood pool, trails and future park. This is builders model. Paired homes star ng at $175, 000 single family homes star ng at $201,000.
$234,000
$109,000
$159,900
$214,000
MLS#607124
MLS#612201
MLS#615783
MLS#595204
Call Ryan Spencer 214-0263
Call Nancy Walkowicz, CRS 461-7136
Call Cindy Kurtz 962-6832
Call Lisa O’Brien 566-0995
ACROSS FROM PARK
PRICE REDUCED!
FRIDAY - SUNDAY 12:00 - 5:00
SATURDAY/SUNDAY 1:00 - 3:00
SATURDAY/SUNDAY 1:30 - 3:30
SATURDAY/SUNDAY 12:00 - 5:00
SATURDAY/SUNDAY 1:00 - 3:00
291 Saratoga Drive, Windsor - Greenspire is a lake front community with planned trails, parks, docks and open space capturing the spirit of Colorado. Designed with energy efficiency and comfort in mind. Homes star ng at $235,000 lake view homes star ng at $330,000.
4104 Redbird Place, Loveland - Come see country living at its best! Just a few steps to fishing at Boedecker Lake and only minutes to shopping, dining and entertainment. This 3 bedroom, 2 bath ranch with a southern facing heated sunroom is located on a 27,137 square foot lot that boasts 2 sheds both with power and room to grow, RV parking, pre-inspected, Blue Ribbon Gold home warranty, country views and awesome landscaping. Don’t let this one slip by.
1596 Angora Drive, Loveland -BEGIN HERE!! A starter home that doesn’t need to be a starter home!! This will fill your needs for years to come! 4 Bdrms, 3 baths plus a full basement for the ul mate expansion room in the future! Hardwood kitchen/dining room floor, main level laundry, blazing warm fireplace, private lot w/greenbelt on 2 sides, huge 20’ x 15’ master suite w/private bath, sprinkler & cent. air
1014 Burrowing Owl Drive, Fort Collins - Welcome to Waterleaf – Smartly Designed Homes for Northern Colorado Living! Fantas c southeast Fort Collins loca on. Nine floorplans avail with base prices from $259 - $320. Four ranch plans & five two-stories. Great list of included features. Come see what all the excitement is about. Call Ma Thompson 443-9101 or Dianne Breneman 222-8549.
5210 Rangeland Avenue, Loveland - This Is What You Have Been Looking For! Great ranch with 4 bedrooms and 3 baths all on one level. Very open with large living room and nice kitchen w/ breakfast bar and family room with gas fireplace. Pa o and storage building adjacent to greenbelts on nearly 1/2 acre lot landscaped and fenced. Move In Today and Enjoy.
$235,545
$250,000
$259,900
$278,950
$279,000
MLS#595072
MLS#610130
MLS#613422
MLS#555310
MLS#612470
Call Lisa O’Brien 566-0995
Call Bob Skillman 631-2257
Call Don Riedel 679-8265
Call Ma Thompson 443-9910
Call Rich Gardiner 461-7126
LUXURY PATIO HOME
LAKEFRONT PROPERTY
SATURDAY 1:00 - 3:00
SUNDAY 1:00 - 4:00
SATURDAY 1:00 - 3:00
SUNDAY 1:00 - 3:00
SATURDAY 12:00 - 2:00
476 Rossum Drive, Loveland - This luxury pa o home in popular Mariana Bu e has tons of upgrades. You won’t need to worry about mowing the lawn or shoveling snow - it is done for you! Sit in the back yard on the deck to enjoy the views and be worry-free.
2398 Amber Drive, Loveland - WOW excep onal 2-story built by Custom-On-Site. 3BR, 3BA and large lo . Immaculate home, granite countertops, le flooring, new carpet, 3-car garage, a huge deck located on a corner lot in Lakeside Terrace; backs to greenbelt.
1478 SW 26th Street, Loveland - Spacious ranch w/mature landscaping. Open floor plan. New refinished wood floors, roof & newer duel hot water tanks. Large rooms w/split master floor plan & dedicated dining room. Finished bsmnt has media room, rec room, 2 bedrooms & a 3/4 bath. 3 car finished, heated garage.
404 Split Rock Drive, Loveland - Innova ve new design in this 2-story pa o home. Live like you’re on vaca on with spectacular lake views and private lake rights for fishing, swimming, boa ng and more. Main level has an open living room with gas fireplace, office/den, dining area and open kitchen. Upper level is complete with 2 master suites and laundry. Walk out basement features an addi onal bedroom, full bath and family room.
994 Longspur Street, Loveland - Beau fully appointed 3BR, 2BA ranch style home w/ 1954 finished sf & 1814 sf in the unfin bsmt w/ 9 walls. Features include: covered entry, 24x26 2 car garage, vaulted or 9 ceilings, hickory floors in kitchen, dining & traffic pa ern. Kitchen boasts alder cabinets, full le backsplash, solid granite counters & island, w/ ss appliances. Full landscaping front & back, stamped concrete porch, driveway & covered pa o. Neighborhood pool & park.
$320,000
$325,000
$335,000
$345,000
$359,999
MLS#604854
MLS#604108
MLS#612121
MLS#613940
MLS#607067
Call Kim Summi 689-6950
Call Mari Wildt 685-0143
Call Tracy Wilson 567-0907
Call The Brent Team 461-7146
Call Cindy Ku n 679-1573
QUALIFIES FOR $6,500 HOMEBUYER CREDIT
Tax Credit SUNDAY 1:30 - 3:30
SATURDAY/SUNDAY 1:00 - 3:00
SATURDAY 12:00 - 3:00
1714 Hitch Wagon Drive, Loveland -A “FOREVER” HOME!! Ahhhhh, the permanent home you have been looking for! Perfect 4,200 sq ranch on 1/2 acre, 4 bedrooms, 2 fireplaces, formal dining room + in mate sunny breakfast nook, NEW CARPET, NEW GRANITE ISLAND, NEW PAINT! 26’ long oversize 3 car garage. End of cul-de-sac loca on for quiet enjoyment!
4951 Pyrenees Drive, Fort Collins - CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & invi ng hearth room kitchen is a gourmet cook’s dream w/double ovens & a 5-burner gas range located in the large center island. Lots of gorgeous cabinets, warm hardwood floors & a fireplace. The master suite has a fireplace, his & hers separate closets w/custom built-ins & huge luxury 5-piece bath. Two blocks south of Harmony & Shields. Call Nancy Maus 213-0554 or Bob Skillman 631-2257.
4437 Thompson Pkwy, Johnstown -Enjoy the courtyard as you enter this unique home. 2 main floor masters! Large walk-in closets. Home theater system w/raised pla orm. 2 fireplaces. Add’l 2 car tandem. Short Sale.
The Federal Homebuyer Tax Credits Expire
April 30, 2010 $8,000 Available to First-Time Buyers $6,500 Available to Repeat Buyers
$439,000
$575,000
$629,000
MLS#604203
MLS#598278
MLS#554762
Call Don Riedel 679-8265
Call Jim Muller 443-5140
Call Tracy Wilson 567-0907
Call us to receive your HOMEBUYER TAX CREDIT KIT filled with everything you need to know! 05-307905
8
HOME and REALTY GUIDE/Reporter-Herald
SATURDAY, JANUARY 30, 2010
www.homeandrealtyguide.com
and take it all in. I wanted the room to be calm and refreshing, so I chose cool, watery greens for the color From Page 1 scheme. I selected a small, green marble mosaic tile for the steam shower and for the backsplash for the soaker tub and vanity. The tile The bathroom sat adjacent to a small dressmatches the green in the solid glass vessel sink ing room that Tonia and Francis never used, so and the painted glass in the luxurious shower. I kicked off the redesign by tearing down the Then, because this is no ordinary bathroom, I wall between the two rooms and making it into put in extraordinary lighting. In addition to reone large space. I got rid of the dated striped cessed lighting in the ceiling, I also put in two wallpaper and put up a light, fresh coat of gorgeous sconces on each side of the vanity paint. I also ripped up the ugly, cracked flooring mirror, and put up a brilliant crystal fixture and put down some large-scale marble tiles over the tub, so Tonia will have a great view with heated flooring below. while she is soaking. On a wall, I put in a gorgeous mirror, two This bathroom was cramped, cluttered and small windows draped in soft, translucent dingy. By adding luxurious fixtures, fabulous blinds and cabinets built out of warm, rich mafinishes and a relaxing color scheme, I turned it hogany. Below this installment, I placed a stuninto a calm, refreshing oasis to which Tonia and ning vanity that features a gorgeous, whiteFrancis can retreat from the chaos of everyday quartz countertop, a contemporary vessel sink life. Now that’s divine. and wooden storage cabinets. On one side of the vanity, I installed a new toilet, and on the other, a huge, 24-inch soaker Interior decorator Candice tub, surrounded by the same white quartz as Olson is host of HGTV’s the countertop. To keep the warmth of the “Divine Design.” For more wood flowing throughout the space, I added a ideas, information and cabinet for linens and laundry right beside the show times visit tub. www.HGTV.com or Across from the vanity, I put in a fantastic www.divinedesign.tv. shower with a frameless glass enclosure. It boasts a rain shower, a steam shower, body Divine Design sprays and a white-quartz bench on which to sit
DIVINE
ten absolutely nowhere. My husband has been without a paycheck for six months, and we From Page 2 are reaching the point where we will have to either face foreclosure on this rental, thus ruining our your advice on a challenging real credit, or sell it at a significant loss estate situation we’re facing. to a wholesaler and still owe on the property loans. My husband bought a rental property in 2005 using a first and Again, because of a lack of insecond mortgage. The property has come for months, we have signifisince dropped in value and we now cant debt-to-income ratios that will owe more than it will appraise for also make getting a loan nearly im— not the first you’ve heard of possible. Do you have any suggesthat, I’m sure. tions on a way to refinance this The first mortgage is at 9 percent property so we can avoid a complete collapse of our personal fiand the second is at 12 percent. nances? These are horrendous loans that he’d be able to refinance out of Answer: I’m sorry, but I don’t within five years except the bottom have any easy answers for you. fell out of the market. Without an income, you won’t be able to get any conventional lender We have tried for over a year to get someone to work with us to re- to refinance your loans. finance these loans and have gotWorse, this isn’t your primary
GLINK
Before:
HGTV photos After:
residence. It’s a rental property, and there are fewer lenders willing to give loans on investment properties these days, or modify the terms of an investment property loan. If you or your husband were employed, and your home had some equity, you could try a regular lender. But lenders who finance investment properties typically require a down payment of 25 percent in cash (at a minimum) — it’s tough to meet that requirement if your savings are running dry. (Some investment lenders are now requiring even 40 percent down to finance or refinance investment properties.) Although I don’t often recommend this, you and your husband need to seriously think about not paying any more on this property and simply turning it over to the
lender and trying to negotiate a deed-in-lieu or short sale. Hiring a good real estate attorney may help you resolve this more easily. But you can count on ruining your credit for the next few years. Unfortunately for some, the fastest path back to financial security may be to cut their losses now and then work toward rebuilding their future. For some, that may mean filing for bankruptcy, while for others it may just mean resetting priorities about where their money should go. While some people may find another job and continue to make payments to their lender, others may conclude it’s necessary to stop paying the lender and try to get out from under the debt burden brought on by a bad investment decision. I’m so sorry.
HOME and REALTY GUIDE/Reporter-Herald
SATURDAY, JANUARY 30, 2010
9 05-307061
www.homeandrealtyguide.com
saturday
sunday
PRICE
LOCATION
ADDRESS
HRS
OFFICE
PHONE
$109,000
WINDSOR
309 BUFFALO DR A
1-3
THE GROUP,INC.
214-0263
$139,900
NW LOVELAND
2729 W 46TH ST
12-5
THE COTTAGE REALTY
532-5900
$149,900*
NW LOVELAND
43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE
12-5
THE COTTAGE REALTY
532-5900
$159,900
NW LOVELAND
4869 HARRISON AVE
1-3
THE GROUP,INC.
461-7136
$168,000*
NW LOVELAND
43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE
12-5
THE COTTAGE REALTY
532-5900
$180,000
NW LOVELAND
3850 CONIFER DR
1-4
RE/MAX ACTION
669-4175
$184,900*
NW LOVELAND
3399 FOSTER PLACE
12-5
THE COTTAGE REALTY
532-5900
$193,500*
NW LOVELAND
3427 FOSTER PLACE
12-5
THE COTTAGE REALTY
532-5900
$194,900
NW LOVELAND
4845 N SHERIDAN
1-3
$195,900
NW LOVELAND
3404 LOGAN
$214,000
BERTHOUD
$227,900
LOCATION
ADDRESS
HRS
OFFICE
SE LOVELAND
WARBERG FARM-SOPHIA CT
3-5
CENTURY 21, HUMPAL 663-2400
$139,900
NW LOVELAND
2729 W 46TH ST
12-5
THE COTTAGE REALTY
532-5900
$149,900*
NW LOVELAND
43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE
12-5
THE COTTAGE REALTY
532-5900
$168,000*
NW LOVELAND
43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE
12-5
THE COTTAGE REALTY
532-5900
$180,000
NW LOVELAND
3850 CONIFER DR
1-4
RE/MAX ACTION
669-4175
$184,900*
NW LOVELAND
3399 FOSTER PLACE
12-5
THE COTTAGE REALTY
532-5900
CENTURY 21, HUMPAL 663-2400
$193,500*
NW LOVELAND
3427 FOSTER PLACE
12-5
THE COTTAGE REALTY
532-5900
12-3
KELLER WILLIAMS
231-5082
$195,900
NW LOVELAND
3404 LOGAN
12-3
KELLER WILLIAMS
231-5082
353 INDIANA AVE
1-3
THE GROUP,INC.
962-6832
NW LOVELAND
4496 HAYLER AVE
12-5
THE COTTAGE REALTY
532-5900
$224,900
BERTHOUD
102 E NEBRASKA AVE
1-3
RE/MAX TOWN & COUNTRY
290-0908
$234,000
FORT COLLINS
2409 MAPLE HILL DR
12-5
THE GROUP,INC.
566-0995
$235,545
WINDSOR
291 SARATOGA DR
12-5
THE GROUP,INC.
566-0995
$227,900
NW LOVELAND
4496 HAYLER AVE
12-5
THE COTTAGE REALTY
532-5900
$250,000
SW LOVELAND
4104 REDBIRD PLACE
1-3
THE GROUP,INC.
631-2257
$234,000
FORT COLLINS
2409 MAPLE HILL DR
12-5
THE GROUP,INC.
566-0995
$259,700
NW LOVELAND
4493 HAYLER AVE
12-5
THE COTTAGE REALTY
532-5900
$235,545
WINDSOR
291 SARATOGA DR
12-5
THE GROUP,INC.
566-0995
$259,900
SW LOVELAND
1596 ANGORA DR
1:30-3:30
THE GROUP,INC.
679-8265
$250,000
SW LOVELAND
4104 REDBIRD PL
1-3
THE GROUP,INC.
631-2257
$278,950
BERTHOUD
1014 BURROWING OWL DR
12-5
THE GROUP,INC.
443-9910
$259,700
NW LOVELAND
4493 HAYLER AVE
12-5
THE COTTAGE REALTY
532-5900
$279,000
NW LOVELAND
5210 RANGELAND AVE
1-3
THE GROUP,INC.
461-7126
$300,000
SE LOVELAND
1294 INCA DOVE CIR
1-4
COLDWELL BANKER
566-9716
$259,900
SW LOVELAND
1596 ANGORA DR
1:30-3:30 THE GROUP,INC.
679-8265
$309,900
SW LOVELAND
435 CLUBHOUSE CT
1-3
DEIS & ASSOC
231-5050
$278,950
BERTHOUD
1014 BURROWING OWL DR
12-5
THE GROUP,INC.
443-9910
$320,000
SW LOVELAND
476 ROSSUM DR
1-3
THE GROUP,INC.
689-6950
$279,000
NW LOVELAND
5210 RANGELAND AVE
1-3
THE GROUP,INC.
461-7126
$329,900
SW LOVELAND
459 CLUBHOUSE CT
1-3
DEIS & ASSOC
231-5050
$300,000
SE LOVELAND
1294 INCA DOVE CIR
1-4
COLWELL BANKER
566-9716
$335,000
SW LOVELAND
1478 SW 26TH ST
1-3
THE GROUP,INC.
567-0907
$359,999
NW LOVELAND
994 LONGSPUR ST
12-2
THE GROUP,INC.
679-1573
$325,000
NW LOVELAND
2398 AMBER DR
1-4
THE GROUP,INC.
685-0143
$575,000
FORT COLLINS
4951 PYRENEES DR
1-3
THE GROUP,INC.
443-5140
$345,000
SW LOVELAND
404 SPLIT ROCK DR
1-3
THE GROUP,INC.
461-7146
$629,000
JOHNSTOWN/ MILLIKEN
4437 THOMPSON PKWY
12-3
THE GROUP,INC.
567-0907
$439,000
SW LOVELAND
1714 HITCH WAGON DR
1:30-3:30 THE GROUP,INC.
679-8265
$895,000
SW LOVELAND
288 RESERVOIR DR.
1-4
PREMIER LIFESTYLE
481-5512
$575,000
FORT COLLINS
4951 PYRENEES DR
1-3
THE GROUP,INC.
443-5140
$895,000
SW LOVELAND
288 RESERVOIR DR
1-4
PREMIER LIFESTYLE
481-5512
To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050
PRICE
PHONE
For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.
WWW.HOMEANDREALTYGUIDE.COM •CLICK ON
OPEN HOUSE MAPS
10
HOME and REALTY GUIDE/Reporter-Herald
SATURDAY, JANUARY 30, 2010
www.homeandrealtyguide.com
H&RG Real Estate Briefs
W
2
1
E
1
2
Maintenance - Free Living
Lakes Point at Seven Lakes
Open House Seven Days a Week
New homes priced in the mid 200’s in desirable Seven Lakes Area
PATIO HOMESS FOR SALE
5 piece master baths, walk-in closets, air conditioning, 3 car garages, unfinished basement
4-307505
S
25
56 287
NEW NORTHERN COLORADO HOMES
E
N
Dave, my parents, brother and sister-in-law, our caretakers, several therapists, teachers, doctors, friends and neighbors, we continued to mainstream David. Just recently, David’s current preschool teacher said the school psychologist determined through IEP testing that he was off the charts extraordinary in some areas of the testing, and we are very excited to learn more. He is now five years old and doing fantastic.” Amber Huber earned her real estate license in 1992 and is a member of the Fort Collins Board of Realtors. She earned her bachelor’s degree in arts and humanities from Colorado State University and holds special designations recognizing the successful completion of stringent continuing education courses in real estate. For more information, call 970-2172939, or contact Amber via e-mail at amberhuber@rmfa.com.
4 ranch plans and a 2 story with main floor master to choose from Visit our model home 2915 Purgatory Creek Drive
(Take Boise, 1 mile north from Hwy 34)
E 37th St.
E 29th St.
Seven Lakes Dr.
D.E. BURNS CONSTRUCTION
970-663-4522
Quality • Integrity • Experience • Reputation
www.SevenLakesColorado.com
970-669-8386
Office Hours: Mon-Fri 1pm-4pm; Sat-Sun 12pm-3pm
04-307454
S
special needs child while continuing a successful real estate career. After taking a two-year hiatus from the business to work constantly and intensely with her son, David, Amber Huber who was originally diagnosed as potentially autistic, Huber just enjoyed one of her most successful years in the real estate business. She has now told her story in a book that will soon be shared with others through www.Moms LikeMe.com, a community blog and HUBER RELEASES BOOK ABOUT forum. CARING FOR SPECIAL NEEDS CHILD “When therapists suggested that David might be Autistic or Aspersers, Amber Huber understands that achieving success in the highly com- we did not give in to the diagnosis,” petitive real estate business requires said Huber. “I basically took a hiatus from real estate for two years to work dedication, intensity, and perseverance. It’s these same characteristics with him constantly. The collaborathat have enabled Huber to care for a tive efforts between my husband,
N. Madison Av.
W
N
property. Edwards has been a licensed Realtor with Coldwell Banker Residential Brokerage since 2004 and served as an escrow officer and personal assistant in the real estate business prior to pursuing a full-time sales position. Edwards is the second vice president of the Fort Collins Board of Realtors and is a member of the Fort Collins Affordable Housing Board and the Fort Collins Housing Authority’s Resident Services Committee. Edwards can be reached directly at 970.419.2258 or via e-mail at marie.edwards@coloradohomes .com.
US 287
COLDWELL BANKER AGENT RECEIVES DESIGNATION Marie Edwards, a real estate professional with Coldwell Banker Residential Brokerage in Fort Collins, has earned the Certified Distressed Property Expert (CDPE) designaMarie Edwards tion. Edwards completed an extensive training course in foreclosure avoidance and short sales to earn the CDPE designation. She now has expertise to offer during a time when the area is experiencing more distressed homes in the foreclosure process. Short sales allow the cash-strapped seller to repay the mortgage at the price the home sells for, even though it is lower than what is owed on the
HOME and REALTY GUIDE/Reporter-Herald
www.homeandrealtyguide.com
Apartments/ Apartments/ Condos/ Houses Unfurnished 4030 Unfurnished 4030 Townhouses 4050
Apartments/ Unfurnished 4030 1 rm, Studio+ Vintage apts 0 utils! On-site mgmt. W/D, DirecTV $333-590 219-8162
2 & 3 BDRM, cent. loc. New carpet/paint. Fncd yd, no pets. Ht/Wtr pd! 308-7387
2 bed, 1 bath $655 ALL utilities included! Ready for move in end of January 669-1375
2 BDRM, 1.5 ba. w/d hkups No smoke/pet. $600 + dep. 3542 Butternut. 970 290-0211
3 BDRM, 2 ba, $850. Water Paid! @ 2350 S. Colorado, Quiet. No smoking/pets. 970-218-0510
2 BDRM, 1 ba, free rent! Near Lake Loveland & park, pets nego. Quiet & spacious. $599 223-1349 2 BDRM, 1 ba, no pets. 1155 E. 5th St. $535/mo. FPI 970-663-4664
3 bed, 2 bath $735 ALL utilities included! Quiet and clean end unit close to library/rec center. Coin-op laundry, off street parking. 669-1375
2 bdrm, 210 Cleveland, LOVELAND ♦ 2 BDRM, 1 1&2 BDRM, BERTHOUD, bsmt unit. Newer carpet. ba, 135 W. 11th St., $750/ $495 & up+dep. Util´s incl. $425/mo. RMPM 669-0842 mo.; 1+ BDRM, 1 ba, 4207 N County Rd 27, $450/mo. No pets/smk. 970-215-8848 ESTES PARK ♦ 1224, 1260, 2 BDRM, $495/mo., 131 1262 Graves Ave, 2 BDRM, 1 BDRM, 1 ba, no pets. 125 Jefferson, balcony, 2-Stry. 1 ba, $750. 1st Choice RMPM 970-669-0842 S. Jefferson #6. $410/mo. Realtors, 970-669-9696 FPI 970-663-4664 2 BDRM, 529 E. 13th, $475/mo, cat ok, big kit. 1 Bdrm, 341 Garfield, Call rmpm.com 669-0842 $375/mo. main level, wall A/C RMPM 970-669-0842
Commercial Industrial 4040
1 BDRM, $525/mo. Clean, quiet, friendly complex, No pets. Walk-in closet, storage. HT & WTR PD. 970-667-8370.
2 BDRM, $575-$600/mo. Clean, Bright, Remodeled. New Appliances. Free Heat & basic cable. No pets. 970-663-6787 or 970-430-0859
1800 SF. Auto, auto paint, furniture stripping, welding, med. marijuana need not apply. 502 2nd St, Unit 3, Berthoud 970-221-0997
2880 Sq Ft free-standing shop, 3-phz, stor, $950. Also retail bldgs 970-669-9099
2 BDRM, 1.5 ba RanchHeat & Water paid! Cov´d prkg, W/D onsite. 1404 Caddoa Dr. #3 Loveland. $650/mo+dep. Avail now. 303-795-5440 / 303-981-5787 Furnished Executive Condo near Centerra, monthly. 970 227-4115
Duplexes
4060
1 BDRM, hdwd floors, deck, W/D incl. $450/mo. $400/dep. 1136 Jefferson. Call 970-663-2672
2&3 bdrm apts: $575-$850+ dep. Clean, fresh paint, sm pets neg. Lvlnd 970-308-4096
Classified ads get results.
1913 W. 15th St. 669-7850, Sorry no pets
Great Deal!!! 2 Bed Apt Avail Feb 10th Will not last Call Today 970-667-1644 Lakemontplace.com Get results! 635-3650.
4080 Mobile Homes/ Spaces 4090
Rent/Rent to Own, 3 BDRM, 2 ba, fncd yd. Front Porch. $900/mo. 124 SE 2nd St. (970)222-1742. If Rent to Own, comes w/add´l rental income. Avail Now! Close to I25 and shopping!!! 1009 King Dr. 3 BDRM, 2 ba. New carpet/ tile flr. Gar, lrg yd, A/C, patio. Just Reduced!!! $1,550/mo. Faith Property 970-377-1626 UNIQUE HOME! 3 BDRM, 2 Ba, full finished bsmnt, 2 car gar, covered patio. Detached studio w/1/2 ba & 1 car gar w/storage. $1850/mo. Estate Builder, (970)667-3400
2 Bdrm, 1841 E. 16th, 3 Bdrm, 1403 Douglas, $750/ $695/mo, 1 car gar, W/D mo, Fenced yd, 1 car gar, hkups, RMPM 970-669-0842 RMPM 970-669-0842
Loveland
(((((( FREE HOMES!! 2b´s-just pay lot rent Also have like NEW 3b I am willing to carry @ $700/mo LOT INCLUDED 4105 n Garfield lvld #70 free #44-$700 831 17th ave, Longmont #20-Free
A PHONE CALL WORTH $8000.00
Garages/Storage Spaces 4070
CLASSIFIE EDS WORK!
INDOOR GARAGE STORAGE 20x40, 20x50. I-25 & Hwy-66. 970-535- 6074 STORAGE 20 x 40 with 14´ overhead door. $325/mo. Call (970)481-5899
Houses
4080
Country living 4 BDRM, 2 non-conform, 1 3/4 ba, 2 car gar. Corrals, 4+ acres. 3239 CR 13. Horses ok. $1395. FPI 970-663-4664
Loveland
www.aboutarc.com
2240 Bismarck Ct., Loveland. $179,900, ranch. 3 BDRM, 2 Full bath, 1520 sqft, RV Parking, huge yard, close to McKee Med Center. Call Rob (970)481-2133 with At Home Realtors
* Everyone´s Approved! * Bad credit ok on our Owner Carry Mobile homes. Over 50 Dbl. & Sing. wides. Biggest Sale Ever!! We´re buying too! 970-222-1473 970-690-2725 or 970-690-3283
Office Space 4100
Get $8000 when you buy this new 2 bdrm, 3 ba, 2 car townhome. $139,900 Cottage Realty 970-532-5900
Nice home in Cherry Ridge Pk, Lvld. 1996, 3 bdrm, 2 ba, 14x70. Must sell ASAP. Only $15K 970-988-6903.
970-420-8488 ((((((
Rooms For Rent
4130
2 Bdrm, 1040 Cleveland, $750/mo. Sunroom, pets neg RMPM 970-669-0842 2 Bdrm, 2539 Garfield, $795/mo. Frplc, fenced yard RMPM 970-669-0842
www.reporterherald.com/MarketPlace
2 BDRM JOHNSTOWN1 ba, appl´s incl DW, W/D hkup. $645/$645 deposit. No smk/dogs. 970-221-7367
Real Estate Wanted 5170 Sell Your House Fast! Quick Sale - Fair Price 720-962-4688
FAX US YOUR FIED D CLASSIF AD It’s fast! It’s easy! Use your FAX machine to send us your classified ads. Reporrterr-Herald Fa ax numb ber 6355-3677.
To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.
WHY RENT??? Get $8000 for buying 0 Down/0 Closing Call for details Ken or Tammy 970-663-5008
Mobile Homes/ Spaces 4090 ( 2 BEDROOM Home ( $575+dep. W. Hwy 34. 1 Mo. FREE w/6 Mo. lease. Pets nego. 970-690-9049
5110
Mobile/ Manufactured Homes/ 5110 Spaces 5130
MIRASOL SENIOR RENT master bd+ba FeCOMMUNITY ”Call us” male; Priv+Util incl. 1377 sq. ft. ranch 2 bdrm, We´ll show you how to get (townhome) $500+$250 2 ba many extras. $8000 for Buying a house dep. 970-488-9643 970-635-5931 for info & tours. with no money out of 2 Bdrm, 386 Audrey, Pocket. We have until April $835/mo. Loft, unfin. 30, 2010 So don´t hesitate ~ bsmnt, RMPM 970-669-0842 let´s get started today! Ken or Tammy GARAGE - 1 car garage, Western Plains Realty 2 BDRM, Loft, 2.5 bath, $85/mo. Storage only. Call 970-663-5008 double gar, W/D hkup. $900 rmpm.com 970-669-0842. + utils/mo. (970)203-1290
Condos/ Townhouses 4050
11
THIS IS IT! Udated tri-level, 3 bdrm, 2 ba, park like yard, $183,500. 593 S. Edinburgh. Quick move-in. Joy 970-412-5542
2 Mobile Homes, Sale/Rent Adult park, small pets OK, owner fin, bad credit OK. Rent to own, total pmnt. $800/mo inc lot rent. Let´s Talk! 970-215-1819
2 BDRM, 1 ba, 1 car gar, Like new, 3 BDRM, 2 BA, 2 free W/D, Internet, cable car, backs to greenbelt. TV. $650 + electric & gas. No pets/smoking. $995 920 Sq Ft- 4 prof´l offices, No smk/pets. 126B E. 12th Cottage Realty 970-532-2695. recep area, high traffic, grt St- Loveland. (970)214-4754 pkng. $775/mo. 970-420-5757 3 BDRM, extremely nice, 2 BDRM, $695/mo, 1841 E. farmhouse, no indoor pets/ Mountain Ave., Berthoud 16th, 1 car gar, 1/2 mo/ smk, $1100+dep. utils pd. Commercial/Retail free. RMPM 669-0842 Ocassional farm help in $500/mo 970-532-2652. A picture is worth summer (970) 587-2527 a thousand words 3 Bdrm, 1112 Gard, Try a classified picture $625/mo, fenced yd 3 bdrm + study, 1.75 ba, lrg OFFICE, RETAIL, ad! Call for details RMPM 970-669-0842 htd 2 car gar, A/C, sprklr, INDUSTRIAL. UTIL´S 970-635-3650 storage shed. No pets/smk. INCL. 970-667-3338 3 Bdrm, 1717 Ranae $825/ $995/mo. 2102 S. Custer Ave. 970-663-6811 mo, new carpet/paint, W/D Private, Professional. 600 incl RMPM 970-669-0842 Sq.ft. I25/Johnstown. $675/ BANK OWNED, HUD & VA mo. incl. util´s. 970-213-3408 www.Foreclosures 4 BDRM, 1 1/2 ba, 2 car, InLoveland.com 3 Bdrm, 2526 Gilpin, SW. NICE! No smk. Pet to request a copy of the list! $795/mo. Frplc, fenced neg. $1100/mo (970)667-8816 Julie Stinson RE/MAX yard RMPM 970-669-0842 Alliance 970-622-1809
1 & 2 BDRM, quiet, near HP. LOVELAND´S BEST 2 BDRM, $625/mo, 3408 Butternut, 1/2 mo/free, FOR THE MONEY STORAGE UNITS for lease Garage with storage, A/C. W/D hkp. RMPM 669-0842 in Loveland. 20x40 w/14´ Coin-op. $505 & $555. No OHD. High ceilings, E-Z pets. Call 970-669-3826. access. Call Jack at Foothills Apts 2 Bdrm Apartment Homes. 970-593-9900 or 970-217-1027 ● Newly Updated 3 BDRM, 2 ba, gar,W/D 1 Cute studio, $350/mo, 28 ● Includes Washer & Dryer hkps, $725. No pets/smk. 7 Idlewild, river acc., in can- ● Park-Like Setting Birkley Ct Lvld 970-667-3353 yon. RMPM 970-669-0842 ● Garages Available ● Water & Trash Paid 1 studio, 606 Eisehower, $350, Util Inc., Basement Unit, rmpm.com 669-0842
SATURDAY, JANUARY 30, 2010
Your new employee is reading our classifieds. 970-635-3650 classifieds@reporter-herald.com
HOME and REALTY GUIDE/Reporter-Herald
SATURDAY, JANUARY 30, 2010
www.homeandrealtyguide.com
970-613-0700 www.thegroupinc.com 970-663-0700 3.5% SELLER PAID C.C. INCLUDED
5401 Stone Creek Circle Loveland, CO 80538 1401 W. 29th St. Loveland, CO 80538 New Listing New Construction Featured Property
309 Buffalo Drive B, Windsor
561 S Rachel Avenue, Milliken
1995 Big Sandy Place, Loveland
204 Sand Grouse Drive, Loveland
Wow! Brand new townhome with finishes you won’t believe for this price!! NOT a short sale, NOT bank-owned! Pergo flooring on main level, beautiful color schemes with two toned paint throughout, stainless steel appliances package including refrigerator, stove/oven, dishwasher & microwave, washer/dryer hook-ups, tile bath and all within walking distance to Old town Windsor and Windsor Lake! Full price offer includes 3.5% seller paid C.C/prepaids!
N roof, gutters, garage door, paint, water New hheater and more. Walking distance to sschools and neighborhood park. This well m maintained home features a 3 beds, 2 bath, 2 car garage, open floor plan, central air cconditioning and fenced yard. Amazing short ssale opportunity!
Upgrades include hardwood flooring, custom paint, maple cabinetry, tile floors & backsplash. The main level offers an open flr plan. Upstairs the mstr suite w/2 walk-in closet & 5 piece luxury bath. 2nd bdrm has its own bath & also a loft area/study office. Unfinished bsmt w/ radon system installed. Fenced in yard & patio area to enjoy summer fun.
L Light, bright and airy describes this great 4-level hhome. Separate living and family rooms with room to expand in unfinished basement. Spacious ro master has full master bath. Exterior features m include deck, patio and covered front porch. in TThe fenced corner lot backs to green belt. Other features include upgraded cabinets, appliances fe aand central air!
$217,500 $550,000
$104,000
$135,000
$195,000
Open House
MLS#607133
MLS#617024
MLS#616119
MLS#617259 MLS#584395
Price Reduced
Call Kristen Specketer 290-8097
Call John Simmons 481-1250
Call Diana Luthi 481-2692
Call Cindy Kurtz 962-6832
3016 Silver Leaf Drive, Loveland
2030 Bronson Street, Fort Collins
560 Moonglow Drive, Windsor
101 Whitney Bay, Windsor
509 7th Street, Windsor
Tastefully upgraded 5bd/3ba in Lvld. This home has been extensively upgraded w/ walnut flooring throughout the main floor, new carpeting, new energy efficient windows, stainless appliances, finished basement w/ built-in bar & great room.
New carpet, new ceramic tile, and new interior paint throughout home. Great condition home with oversized garage, large deck, mature landscaping, room for RV/boat, and no HOA!
Aspen Homes of Northern Colorado is proud to offer this great home located in Greenspire just east of Windsor Lake. This ranch plan features 3 bedrooms, 2 baths and an open floor plan. Home can be built in 4 months from time of contract. *Photo is of previously built home. Model is open Fri-Sun, 12-5 pm.
Well maintained ranch in beautiful Water Valley. Very bright and open floor plan with a finished basement featuring a 24 x 17 family room with fireplace. Five bedrooms, three baths with 3,000 sq. ft. finished. Close to pool and club house.
L home on level lot w/ new roof & vinyl siding has been Large iimmaculately cared for. Accommodate extra friends or family iin the attached 2bd efficiency unit w/ fireplace. Entertaining kkitchen in the basement. Deep roomy heated/insulated 2 ccar garage. Amenities include open floor plan, skylights, wood floors, 1 wood burning and 1 gas fireplace, a bar in the w ddaylight basement, 2 furnaces & hot water heaters, A/C & cceiling fans. 17x13 storage shed & covered porch.
$219,000
$219,900
$232,126
$259,900
$259,000
MLS#615104
MLS#610229
MLS#612928
MLS#595480
MLS#616328
Call David Rand 430-9505
Call Jim Muller 443-5140
Call Jeff Montgomery 215-4803
Call Felipe Sorzano 222-4423
OPEN SAT/SUN 1:30-3:30
OPEN SATURDAY 1-3
OPEN SUNDAY 1-3
Call Mary Laing, CRS, GRI 690-7288 OPEN SATURDAY 12-2
1596 Angora Drive, Loveland
476 Rossum Drive, Loveland
1694 Platte River Drive, Windsor
404 Split Rock Drive, Loveland
994 Longspur Street, Loveland
So much more when you walk thru the door! 4 bdrm, 3 bath, two story with blazing warm living room fireplace located in desirable Blackbird Knolls. Simply walk across the street to Blackbird Knolls community park, or walk a block the other way and you’re in the country! White glove “spiffed” & “meticulously” cared for!
This luxury patio home in popular Mariana Butte has tons of upgrades. You won’t need to worry about mowing the lawn or shoveling snow - it is done for you! Sit in the back yard on the deck to enjoy the views and be worryfree.
3 bd, 2 bath 3800+ sq ft ranch with full uunfinished basement. Open and light floor pplan with hickory floors throughout living aareas, hickory cabinets w/crown molding. Only $339,000! O
Spectacular lake views & private lake rights for fishing, swimming, boating & more. Main level has an open living room with gas fireplace, dining area & open kitchen. Upper level is complete w/ 2 master suites & laundry. Walk out basement features an additional bedroom, full bath and family room.
Beautifully upgraded 3BR 2BA ranch w/ 26’x24’ oversized garage on a spacious lot. This beautiful home includes alder trim, hickory floors in dining, kitchen and traffic pattern, AC, gas fireplace & generous sized rooms. Gourmet kitchen features SS apps, alder cabinets, solid granite island and counters, and full tile backsplash. Covered stamped concrete patio. Neighborhood pool and park.
$259,900
$320,000
$339,000
$345,000
MLS# 613422
MLS#604854
MLS#617676
MLS#613940
Call Don Riedel 679-8265
Call Kim Summitt 689-6950
Call Miki Roth 690-9459
Call The Brent Team 556-5305
OPEN SAT & SUN 1-3
HUGE SHOP!
INVITING SANCTUARY
4951 Pyrenees Drive, Fort Collins
403 Rossum Drive, Loveland
4585 Levi Court, Loveland
1587 S Preserve Drive, Berthoud
CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & inviting hearth room kitchen is a gourmet cook’s dream with double ovens & a 5 burner gas range. The master suite has a fireplace and his & hers closets with custom built-ins. This popular design offers a nice mix of “our” space and “my” space. hosts: Georgena Arnett and Bob Skillman
EEnjoy your own pedal boat on Buckingham Lake, play a round of ggolf at Mariana Butte Golf Course or relax at the new Loveland CClubhouse for dinner with an unobstructed view. Get your blood ppumping on the walking trails. Enjoy all the neighborhood has to offer while living in a quality built custom ranch style home. LLuxurious master suite. Full walk-out basement w/work shop. OOversized 3 car garage for toys. Manicured lawn w/sculptured ggarden, enclosed patio w/spectacular mountain & lake views!
Custom stucco and brick home on 4.8 acres w/mountain views. Vaulted great room. Formal dining. Gourmet kitchen. Cozy sitting nook w/3-sided fireplace opens to great room & kitchen. Large laundry/mud room. Luxury master w/deck. 1728 sf RV garage.
Custom 4 bed, 7 bath home offers rustic brick, stone & timber flooring, hefty beams, & European Country flavor on 2 acres. Additional amenities include a Portico uniting the 6 car garages, office, golf, exercise & theater rooms. www.ColoradoCustomEstate.com
$575,000
$697,875
$775,000
MLS#598278
MLS#610033
MLS#570212
Call Nancy Maus 213-0554
Call John Peden 227-5677
Call Linda Sioux Stenson 215-9044
$2,250,000 MLS#595241
Call The Brent Team 461-7110
$359,999 MLS#607067
Call Cindy Kutin 391-4735
05-307904
12