Home and Real Estate Guide

SATURDAY, January 9, 2010

Reporter-Herald

HOME & Realty Guide Look Inside:

www.homeandrealtyguide.com

Featured Home Plan The Houston is compact and spacious

Page 8

Mortgage rates ....................pg. 3 Professional Spotlight .......pg. 3 Transactions .........................pg. 8 New Home Directory..........pg. 9 NAR ..........................................pg. 9 Open Houses .................... pg. 10 Classifieds.......................... pg. 11

Real Estate Matters Bankruptcy looms on credit

Page 3

In the Garden Garden talk etiquette

Page 5

Featured Proper ties Section: Page 4

MidTown Homes photo

MidTown Homes’ Wolf Creek model is priced at $249,900.

Affordable New Construction 100 days remain for homebuyers to take advantage of tax credit, low prices at MidTown Homes

the current real estate market is coming to an end.

“You’ve got low rates and the government is going to pay $8,000 in real money to buy a house, and we’ve got multi-bedroom houses with prices that haven’t been seen since the 90s,” Sprague said of Midtown’s carefully constructed homes.

RH PAID ADVERTORIAL

DON’T WAIT MONTHS FOR A BANK TO RESPOND ON A SHORT SALE

M

In a market of short sales and foreclosures, MidTown Homes offers a competitive new product for homeowners who are ready to move in and not wait for banks to take six months to make a decision on their offer.

MidTown has 10 existing homes in its inventory, nine of which are currently ready to move in.

These homes start at $149,900. The extended tax credit, which is $6,500 for current homeowners

idTown Homes is encouraging the community to take advantage of extreme value in home availability and ideal home-buying conditions. The opportunity for first-time homebuyers to use the tax credit will exist for 100 additional days, so MidTown is excited to help potential homebuyers get in on the savings.

According to Russ Sprague, a principal at Home Builders Marketing Group, this is the greatest time in history to be a first-time homebuyer, but the time slot for investing on the ground level in

I See MIDTOWN/Page 2

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HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, JANUARY 9, 2010

MIDTOWN From Page 1

and $8,000 for first time homebuyers, must have a written contract by April 30 and be closed on by June 30.

MidTown also has several other home plans available, though homebuyers must start construction by March to take advantage of the tax credit savings. With new construction homes, buyers have the opportunity to design and build their home to their unique specs. This allows homebuyers to pick a new home that fits their family.

GREAT LOCATION AND VALUE The location of MidTown Homes offers accessibility to all of the main attractions of Loveland such as the Centerra district, downtown, the I-25 corridor and the great outdoors with the city bike trail and Rocky Mountain National Park nearby.

The prices on these new homes offer great affordability to all people seeking home ownership. The value of the homes will continue to grow, as the current market offers buyers reduced land prices and subcontractors are slashing building costs and combining resources to get the market moving. These assets will increase in value as the market grows again, Sprague said.

The Loveland/Fort Collins area is nationally renowned for its market stability and projects top-of-the-industry gains in home values for the foreseeable future. U.S. News & World Report recently named the area one of the top ten housing markets for appreciation rates for the next ten years.

AFFORDABLE INCENTIVES MidTown Homes is now offering affordable housing incentives for buyers that qualify. There are only six homes in this program, and buyers must qualify under city of Loveland affordable housing guidelines. More information can be found at www.ci.loveland.co.us/humanservices/housing/ahforms.htm.

FOR MORE INFORMATION If you would like more information about the new series of affordable homes in the Boise Village subdivision, contact Russ Sprague at 970-227-2699 or Bob Golba at 970-581-8551. Office hours are from noon-5 p.m. daily. To locate the sales office at Boise Village from U.S. Highway 34 (Eisenhower Boulevard), take Boise south to 11th street. The office is located at 1757 11th St. Visit www.boisevillagenorth.com and www.lovelandmidtownhomes.com for more information on the homes.

Midtown Homes photo

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HOME and REALTY GUIDE/Reporter-Herald

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Mortgage H&RG Interest Rates

Bankruptcy hinders credit

15-Year Fixed:

4.75%

4.67%

5/1 ARM:

4.43%

4.50%

family have been swept up in the worst financial firestorm since the Great Depression. So many families find themselves uestion: My husband filed Chapter walking the same mile as you are, although 7 bankruptcy. His job was reduced since it sounds like you might have a little from 50 hours a week to 24 hours a home equity, you’re a few steps ahead.

You should attempt to sell your home. week and he had huge credit card Hopefully it will sell quickly. If not, you debts. My babysitting hours were reduced should consider leasing it (if you can) so down to nothing. that you have enough income coming in to Our house was not included in the bankruptcy and we are now looking to relo- cover your expenses. Then, rent a home in your next location. cate for his new job (which he has had for Unfortunately, due to the bankruptcy, 10 months) and sell our home.

We are doing better financially and hope your husband will not qualify to get a home to clear around $15,000 to $20,000 on our loan backed by Fannie Mae, Freddie Mac, or FHA for the next two to three years — at home sale after expenses. the earliest. It could even take him up to Can we get a home loan this soon after five years to qualify for a loan. bankruptcy? Will we have to rent? What Also, depending on where you move, you should we do? Do we qualify for and federal may find that renting a home is less expenassistance? sive than owning a home. You also may find Answer: I’m so sorry that you and your that renting a home gives you more flexibility and allows you to explore a community before buying into it.

For more information, call Because your husband filed for Glink’s radio show at bankruptcy alone, if you had a full800-972-8255 on Sundays time job and good enough credit, from 9 to 10 a.m., write to Real you might be able to qualify for a Estate Matters Syndicate, P.O. home loan based on your income Box 366, Glencoe, IL 60022 or alone. visit www.thinkglink.com.

But I’m guessing your husband

ILYCE GLINK TRIBUNE MEDIA SERVICES

Trend

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* Rates provided by Bankrate.com. All rates are subject to change.

Home and Realty Guide is on the Web For home and real estate advice, features and information, visit www.homeandrealtyguide.com

Home & Realty Guide is produced every Saturday by the Loveland Daily Reporter-Herald.

Real Estate Matters

I See GLINK/Page 5

Professional Spotlight

EDITOR Jade Cody jcody@reporter-herald.com 635-3656 REPORTER Rhema Muncy rmuncy@reporter-herald.com 635-3684

$6500 For Existing Homeowners The $8000 tax credit for fifirst rst time homebuyers has been extended and a $6500 tax credit added for existing homeowners. If you are looking to purchase a new home or know someone who is renting or in the market to buy, these are huge benefi benefits. ts. Stipulations, qualifi qualifications cations and restrictions apply.

Call Debbie for: • Our online pre-qualifi pre-qualification cation worksheet • Web based live pricing • In house processing, underwriting and funding • Fast and accurate loan approvals Debbie has been a mortgage lender for the last 12 years and is proud to call Colorado home.

Debbie believes that your mortgage should work for you and not be just another debt. The way you fifinance nance your home can make a huge impact on how you manage your additional investments and retirement. Whether you are a fifirst rst time homebuyer, building a vacation home, planning for a reverse mortgage or need to refi refinance nance an existing home, Debbie’s expertise and passion for her business will ensure a great experience!

Offers of credit are subject to credit approval.

DISPLAY ADVERTISING 669-5050 CLASSIFIED ADVERTISING 635-3650 02-308223

Debbie Mathews Senior Residential Mortgage Lender www.TheMathewsTeam.com

970.619.3365

1450 N. Boyd Lake Avenue • Loveland, CO 80538

02-307864

30-Year Fixed:

Today 5.26%

3

H&RG Real Estate Matters

This Week’s Rates* Last Week 5.34%

SATURDAY, JANUARY 9, 2010

4

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, JANUARY 9, 2010

www.homeandrealtyguide.com

FEATURED PROPERTIES - UP TO $199,999 OPEN HOUSE SUNDAY 1PM-3PM

OPEN HOUSE SATURDAY 11AM- 1PM

OPEN HOUSE SATURDAY 1PM-3PM

OPEN HOUSE FRI, SAT & SUN 1-3

OPEN HOUSE FRI, SAT & SUN 1-3

1860 Lincoln Street, Longmont

4845 North Sheridan Avenue, Loveland

3309 West 13th Street, Greeley

162 Brass

193 Colbalt Ave.

Wonderful investment property in great location. Great floor plan. Large yard.

Laundry unit in kitchen. Live in one side and rent the other. Newer windows and some upgrades. $199,000 #609714

3 bd, 2 bath ranch in well established area. Numerous upgrades incl vinyl siding on the gables/soffits, 30 year roof & dbl pane windows, covered 23x11 patio, workshop. Pride of ownership shows. $194,900

Well cared for w/ lots of sq.ft. Close to parks. Downstairs family room could be used as media room. The brick makes for easy maintenance as does the sprinkler system, A/C. $142,900 MLS#606153

WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open floor plan with lots of light and an unfinished basement. Priced to sell at $199,000.

Copper 10 Subdivision, located at the corner of East 1st and Boise Ave. Paired home that is almost complete! Great floor plan that features two master suites, volume ceilings, one car garage and a carport, Bamboo flooring and European-style cabinetry.

Julie Stinson/ Megan Wachtman 970-669-1809 750 W. Eisenhower Blvd.

Loveland, CO 80537

Megan Wachtman/ Julie Stinson 970-622-1809 970-217-7977 Meganw@remax.net

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.allcoloradohomes.com

Kevin Manship Century 21 Humpal, Inc. kevin.manship@century21.com

Todd Murray Century 21 Humpal, Inc 970-290-8899 Todd.Murray@century21.com

$200,000 - $299,999 OPEN HOUSE SUNDAY 1PM-3PM

OPEN SAT-SUN 1-4

2410 Fairplay Drive

2296 W. 45th Street

Fantastic home in great neighborhood.

Lg kitchen w/formal dn rm. Relax in the spacious lv rm or enjoy the fp in the fam rm. Magnificent backyard w/plenty of rm to play, mature landscaping. $209,900 #615956

Upgraded ranch, squeaky clean with full unfinished basement. 3 full baths, tandem garage, custom cabinets with many upgrades. $236,900.

Ursula Albers Century 21 Humpal, Inc. 970-231-0548 ursulaalbers@msn.com www.allcoloradohomes.com

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

$300,000 - $399,999

Find the Home You Love Search to your heart’s content at homeandrealtyguide.com, your online and print real estate source.

OPEN HOUSE SATURDAY 1 PM- 3 PM

LAST PATIO HOME AT MARIANA POINTE!!

5024 West Eisenhower Blvd.

588 Mariana Pointe Drive

Gorgeous 7+ acre property with incredible views! Immaculate 2 bdrm, 1 bath home, 3 out buildings, heated shop, more. Mobile home to put up your guests. $350,000 #594063

Price dropped to $380k! Over 3,000 sq ft. Main floor living w/finished lower level. This model home includes stainless kit. Appliances and side-load washer/dryer. Move in Now! Open Sat & Sun 1-4pm.

Ursula Albers Century 21 Humpal, Inc. 970-231-0548 ursulaalbers@msn.com www.allcoloradohomes.com

Nancy Baxter 970-231-7700

$400,000 TO $499,999 LAKESIDE LIVING AT MARIANA BUTTE!

WE HAVE PATIO HOMES!!

SEVEN LAKES $429,900

5278 Deer Meadow Court

2915 Purgatory Creek Drive

3225 Westerdoll Ave.

New luxury, low maintenance home on Buckingham Lake. Nearly 3,000 square feet.

Main floor living, with family room and 2 guest suites downstairs. Many beautiful upgrades and all Electolux appliances included. Builder has dropped the price over $100k to $485,000.

Open Daily 11:00 to 5:00pm.

Best selling floor plan with upgrades, oversized garage and backing to open space. The community offers private lake rights, walking paths, maintenance free, and views. $406,000 and available now.

Custom Built main floor master 2 story.

Built by Jewell Homes. 5 Br, 4 ba, hickory cabinets & floors. Office on main level, wet bar in basement, stainless steel appliances, 3 car garage.

Connie Gliott/Lisa Moore Glen Marketing, Inc 970/663-4522 glenmarketing@glencompanies.com www.glencompanies.com

Lisa Moore/Connie Gliott Glen Marketing, Inc 970/663-4522 glenmarketing@glencompanies.com www.glencompanies.com

Nancy Baxter 970-231-7700

See what’s “OPEN” this weekend! www.homeandrealtyguide.com

$500,000 + OPEN HOUSE SAT & SUN 1-4 TRADES CONSIDERED

TOTAL SOLAR!

02-308222

288 Reservoir Drive

TO BE BUILT

New custom ranch w/full walkout bsmt. Open flr plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades.

Must see. W. on Hwy 34, S on CR 29, W.

2000 sq. ft ranch with walk-out basement. Solar electric, solar radiant hot water heat. To be built.

Starting at $650,000. Call John Mathey at Premier Lifestyle Realty today!

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

homeandrealtyguide.com Your online and print resource for residential, commercial and land for sale

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

SATURDAY, JANUARY 9, 2010

H&RG In the Garden

Learn to talk gardening with etiquette CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY

L

ike many people obsessed by their hobbies, gardeners aren’t good at recognizing when they’ve crossed the line from making polite small talk to giving too much information. At parties, an innocent question on what could be troubling houseplants gets them fired up and, waxing eloquent on the gestation of a fungus gnat, people think they need a life or are a complete lunatic.

Either way, they end up alone talking to the plant.

Gardeners, if you want people to talk to, take some advice: people are willing to listen to you explain that a houseplant’s lower leaves yellow and drop from over-watering. Or that leaves dry up and fall off or wilt when under-watered.

But describe that plants wilt from being too wet because roots need air as well as water leads to trouble.

Gardeners know that the pot’s sur-

GLINK

face soil is usually dry, and that this involves pushing a finger into the soil deep enough to check — up to a knuckle or two.

Passionately insisting that people need to give regular plant proctologic exams is a sure-fire way to get them to think you’re nuts. It’s worth it, though. Over-watering is the number one killer of houseplants.

A few plants react differently from over-watering, such as Scheffleras.

Their leaves become soft or develop black spots. Others, like Jades, will get leaf drop or spots from under-watering. Checking the soil is the best way to tell if a plant needs watering.

Gardeners are safe talking about the weather, not discussing the affects of salts. Leaves yellow, often from the tips or edges in, when there is too much salt from soft (salty) water or fertilizer. Admonish people to follow fertilizer directions because plants don’t benefit from a power drink, and they’ll start wishing they had the same drink.

When giving advice, give it cheer-

fully: if the tip burn is from salty house water, the only solution is to give the plant bottled water. Be prepared to be labeled a lunatic; only gardeners understand some plants prefer Evian.

Never talk bugs. Alarm sets in when encouraging people to recognize the damage bugs do, such as making leaves a mottled yellow, leaving spider webs or sticky droplets.

The sap feeders (spider mites, mealybugs, brown scale, and whiteflies) do this, and good control means looking closely to identify the bugs.

A light but firm hand propelling people toward the bugs causes fullscale panic. Hosts start wondering why they invite gardeners. Try to soothe things by discussing control. Depending on the bug, repeated showering of the plant (spider mites), dabbing with alcohol (mealybugs and brown scale), rubbing them off (brown scale), or vacuuming them up (whitefly) is effective.

Fungus gnats, the bugs that fly

to ask about paying the final month of rent in full at the end of December and doing a final walkthrough. He has an individual lease and has three From Page 2 other roommates.

The building manager says that we cannot do the final walk through until May and that my son is the main breadwinner in the family. Take these will continue to be responsible for damages innext few years time to find a place to rent and a curred as per the lease. Do you know any way place that will allow you to save up cash for your around this? next down payment and emergency funds.

Answer: I don’t. Unfortunately, when you sign a If you do walk away with some funds, and do not legal document, you’re responsible for all of the have to use them to pay off other debts not part of the bankruptcy, put them into a safe, liquid in- promises you made during the term of the convestment, like a money market account and sim- tract.

Your son probably signed a lease through May ply watch your funds grow.

15. Unless the landlord agrees to let him out of While it seems as though the government is providing handouts to everyone, I can assure you his lease, your son is responsible for the property through the end of the lease term. If your son that is not the case. Since you can’t qualify for a home loan, you will not be able to take advantage isn’t there, he won’t know what damage his roommates caused, but still will be legally liable to pay of the $6,500 trade-up home buyer tax credit. I for it. don’t know of any other tax credits you would qualify for at this time.

Did you ask the landlord if she would be willing Question: My son was a student at Georgia to take two extra months of rent to release him Southern. He is not returning in the spring and from the lease? If that won’t work, then your son has an apartment lease until May 15. He vacated should show up on campus a few days before the the property on December 30. end of the lease, to assess the damage and to help I called the management office for the complex his roommates in bringing the property to the

slowly about homes in winter, lay eggs in overly moist soil. One control for them is allowing the soil to dry slightly between watering. Another is placing a raw potato slice on the soil, which gnat larvae love, and after a few days they swarm it. Pick this up, throw it away, and replace with a fresh slice.

After this advice there’s usually no one left nearby except other gardeners. Simply smile and tell them that the host can use Gnatrol, a natural product to get rid of fungus gnats while watering. Gardeners will nod at this wisdom, knowing it’s not as much fun as the potato slice.

Carol O’Meara is with CSU Extension in Boulder County.

Contact her at 303-678-6238 or comeara@co .boulder.co.us.

In the Garden

condition it needs to be in to fulfill his obligations under the lease.

Your son might try to find another roommate to take over his share of the rent and see if the landlord will agree to discharge your son of his obligations under the lease term.

Question: Two years ago, in 2007, I bought a condominium with my son. My son lives in the condo and it was his first home. My son is a student and is currently unemployed and has very little income to report to the IRS. Is he eligible for a first time home buyer credit or any part of it?

Answer: Your son is not eligible for the first time home buyer tax credit. To qualify for the tax credit — or any version of the tax credit that started in 2008 — your son must have purchased his home in 2008 or 2009. Since your son purchased his home in 2007, neither he nor you qualify for the tax credit.

The 2008 first time home buyer tax credit was for $7,500 and requires the first time home buyer to repay the credit over 15 years.

The 2009 first time home buyer tax credit, which continues until June 30, 2010, is a tax credit in the amount of $8,000 and does not need to be repaid.

5

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, JANUARY 9, 2010

www.homeandrealtyguide.com

970-613-0700 www.thegroupinc.com 970-663-0700 3.5% SELLER PAID C.C. INCLUDED

5401 Stone Creek Circle Loveland, CO 80538 1401 W. 29th St. Loveland, CO 80538 New Listing New Construction Featured Property

SPACIOUS GROUND FLOOR CONDO

36 UNITS AVAILABLE IN 2010

309 Buffalo Drive B, Windsor

4672 W 20th Street Road 10-1011, Greeley

5620 Fossil Creek Pkwy 11-203, Fort Collins

215 Carina Circle 106, Loveland

Wow! Brand new townhome with finishes you won’t believe for this price!! NOT a short sale, NOT bank-owned!

Pergo flooring on main level, beautiful color schemes with two toned paint throughout, stainless steel appliances package including refrigerator, stove/oven, dishwasher & microwave, washer/dryer hook-ups, tile bath and all within walking distance to Old town Windsor and Windsor Lake!

Full price offer includes 3.5% seller paid C.C/prepaids!

This spacious ground floor condo has an eat-in kitchen with lots of cabinets plus pantry and upgraded appliances including washer and dryer! Master bedroom has a large walk-in closet, luxurious 4 piece bath with separate tub and shower. 2nd bedroom has its own full bath. Gas fireplace, central A/C, oversized finished 2 car garage with opener and a shady east side patio make this an outstanding buy!

Fabulous details will wow you throughout this beautiful 2 bedroom, 2 bath, condo. 10 foot ceilings accented with crown molding, gorgeous tile floors in entry and kitchen, upscale carpet, comfortable gas fireplace with granite surround and built-ins, plus granite accents in bathroom. All kitchen appliances. Great community, walking distance to parks, dog parks, trails and open space. Quick drive to restaurants, shopping and more.

Come See the Model at Stone Creek! Tharp Cabinets, gas fireplace, loft and full finished basement. HOA covers Water, Sewer, Trash, Basic Cable, Exterior Maintenance, Exterior Insurance, Landscaping, Snow Removal, Fitness Center, Club House, Pool, Hot Tub & Green Belts. Granite counters in kitchen.

Oak Valley Homes incentives of $500 towards closing costs & will pay 1 year Master assoc HOA.

$104,000

$137,900

Open House

MLS#607133

MLS#610554

MLS#607218

MLS#614373

Price Reduced

Call Ryan Spencer 214-0263

Call Felipe Sorzano 222-4423

Call Andrea Schaefer 290-3758

Call Mark Moran 218-1891

ALMOST ½ ACRE WITH RV PARKING!

$145,000

EXCEPTIONAL END UNIT

$162,500

OPEN SUNDAY 1-3

1102-1104 Highland Road, Loveland

TBD Lone Wolf Road, Loveland

1058 E 1st Street, Loveland

1995 Big Sandy Place, Loveland

1887 Twin Lakes Circle, Loveland

Perched above Pinewood Reservoir with views of the reservoir and the front range to the east, mountain vistas and amazing sunset views to the west. It is surrounded by parks and recreation property on the north and east, school property on the south. These properties can be bought together or separate. This property cannot be beat. Call for your personal tour.

Perched above Pinewood Reservoir with views of the reservoir and the front range to the east, mountain vistas and amazing sunset views to the west. It is surrounded by parks and recreation property on the north and east, school property on the south. These properties can be bought together or separate. This property cannot be beat. Call for your personal tour.

No HOAs and almost 1/2 acre of land to enjoy! Bring your toys!

This home has lots of charm and wood floors thru out main floor! Updated kitchen and bath with tile, newly drywalled basement with large family room and additional bedroom or office! Upstairs features formal living room, dining room and lots of light! Beautiful backyard with lots of trees! Possible to subdivide property or build additional mutli-family units -call listor for details! Seller related to listing agent.

U Upgrades include hardwood flooring, custom ppaint, maple cabinetry, tile floors & backsplash.

TThe main level offers an open flr plan. Upstairs th the mstr suite w/2 walk-in closet & 5 piece lu luxury bath. 2nd bdrm has its own bath & also a loft area/study office. Unfinished bsmt w/ ra radon system installed. Fenced in yard & patio aarea to enjoy summer fun.

READY TO MOVE IN! Charming ‘2000 home w/ decorator colors. Huge vaulted LR, spacious kit. & dining, fam rm w/ gas FP. Lg master, full bath, walk-in closet. Unfin. bsmt great for home office. Full sprinklers & fenced backyard, central air, radon system, low HOA dues. 14 Month Home Warranty.

$165,000

$170,000

$175,000

$195,000

MLS#590472

MLS#603592;603593

MLS#614267

MLS#616119

MLS#608431

Call Rich Gardiner 227-0964

Call Rhonda Heth 566-3516

Call Kristen Specketer 290-8097

Call Diana Luthi 481-2692

Call Mark Moran 218-1891

PRICE REDUCED

GREAT HOME IN CENTRAL LOCATION!

$198,000

LOW MAINTENANCE – NO HOA FEE

3759 Barnard Lane, Johnstown

1550 Tori Drive, Loveland

2030 Bronson Street, Fort Collins

3420 Red Maple Court, Loveland

202 Victoria Street, Berthoud

Open & bright 3bd + office ranch style home with wood floors, art niches, tile entry, upgraded countertops, & full unfinished basement. Fireplace, patio, study/office with French doors & a 5-piece master bath make this home exceptional. Swimming pool just a few blocks away.

This 4 bedroom, 4 bath, 2-story home is conveniently located in SW Loveland. Close to schools, shopping and parks! Your buyers will like the spacious main floor which consists of a tiled entry foyer, family room with gas fireplace and a large open kitchen and dining area. The outside of the home has a nice sized yard including sprinkler system, storage shed, covered porch, RV parking and no HOA!

New carpet, new ceramic tile, and new interior paint throughout home. Great condition home with oversized garage, large deck, mature landscaping, room for RV/boat, and no HOA!

Enjoy the open floor plan featuring a remodeled kitchen with island to dine at, built-in desk and a new dishwasher! There’s room for your dining room table plus two living areas and 4 bdrms. The garage is easy to maintain w/epoxy coated floor. Fruit trees and garden space.

Main floor master with 5 piece bath and walk-in closet, main floor laundry, wood floors, central air, private fenced yard, no HOA, full unfinished basement, gas fireplace, a must see, possible rent prior to close.

$200,000

$205,000

$219,900

$224,900

MLS#616123

MLS#615607

MLS#610229

MLS#612881

MLS#615977

Call John Simmons 481-1250

Call Stephanie Kirkland 679-8084

Call Jim Muller 443-5140

Call Rita Greywood 391-8838

Call Cindy Kurtz 962-6832

MAIN FLOOR MASTER SUITE

$228,500

1/2 ACRE NEAR BOEDECKER LAKE

2139 Redhead Drive, Johnstown

560 Moonglow Drive, Windsor

1417 Antero, Loveland

2719 Granada Drive, Loveland

4104 Redbird Place, Loveland

Light, open floorplan with vaulted ceilings.

Stunning 2 story with main floor master bedroom and study. Vaulted ceilings, open great room with gas fireplace, new stamped concrete patio, big insulated unfinished basement, large quiet cul-de-sac lot! Great value!

Aspen Homes of Northern Colorado is proud to offer this great home located in Greenspire just east of Windsor Lake. This ranch plan features 3 bedrooms, 2 baths and an open floor plan. Home can be built in 4 months from time of contract. *Photo is of previously built home. Model is open Fri-Sun, 12-5 pm.

4 Bdrm, 3 Bath, 2 car garage on a .25 acre lot.

4 level with unfinished walkout basement, formal living room, dining room, family room. Great potential! Great northwest neighborhood!

Stylish 2-story w/ freshly painted interior & exterior! Bright & open floor plan w/ lots of windows, formal dining & living rooms with a kitchen that opens to cozy family room w/ moss rock fireplace. The master suite has a 5pc bath w/ walk-in closet. Exterior boasts a large corner lot fenced w/ gravel area for additional parking & storage shed.

MOVE IN READY! Country living at its best!

Steps to fishing at Boedecker, close to shopping, dining and entertainment. 3 bedroom, 2 bath ranch w/ heated sunroom located on a 27,000 sq ft lot boasts 2 sheds w/ power, RV parking, and country views.

Pre-inspected! Blue Ribbon Home Warranty.

$229,900

$232,126

$235,000

MLS#612928

$240,000

MLS#612217

MLS#615029

MLS#611499

MLS#610130

Call Laura Thomas 290-7544

Call Jeff Montgomery 215-4803

Call Miki Roth 690-9459

Call Debbie Hansen 219-4133

Call Bob Skillman 631-2257

$250,000

02-307896

6

SATURDAY, JANUARY 9, 2010

970-613-0700 www.thegroupinc.com 970-663-0700 UPDATED WITH CARE AND PRECISION!

ENJOY THE GOLF COURSE LIFESTYLE!

RANCH W/ FINISHED FABULOUS LAKE BASEMENT VIEWS

OPEN SATURDAY 1-3

1016 Blue Spruce Drive, Loveland

2808 Valley Oak Drive, Loveland

2938 Glendevey Drive, Loveland

2764 Lynn Court, Loveland

476 Rossum Drive, Loveland

Don’t miss this Quality & Spacious multi-level home maintained & updated w/care & precision! The open floor plan will delight for entertaining friends & family. The east facing bkyd (backs to well groomed horse ranch) has a large deck which is partially cvrd & includes lighting & a fan. The expanded mstr suite ftrs a walk-in closet, sitting area & lux. 5pc bth w/jetted tub. ALL apps are incld.

Desirable neighborhood close to schools & shopping.

Spacious four level home located at Boyd Lake Shores that offers great fishing & boating. Home has passive solar sun room, hickory floors in the living and dining rooms, tile floors in kitchen and family rooms, 4th bedroom and bath in the lower level. Large front yard with gazebo and private back yard; has sprinklers.

Fabulous home prime for your personal touch along the 16th hole of the fabled Olde Course.

Home has been well cared for. New roof in the last 2 yrs, new windows in the last 10 yrs.

Newer furnace, H2O heater, A/C, fridge, oven & microwave. Enjoy the scenery from the covered patio & hot tub. Lots of great space to enjoy the views & golf course living!

MOTIVATED SELLER, BRING ALL OFFERS!!!

Beautifully updated ranch style home w/ finished basement & 3 car garage. Granite counters, wood floors, new light fixtures & much more. The home backs to neighborhood open space too! You’ll be able to move right into this one!

This luxury patio home in popular Mariana Butte has tons of upgrades. You won’t need to worry about mowing the lawn or shoveling snow - it is done for you! Sit in the back yard on the deck to enjoy the views and be worryfree.

$250,000

$317,500

MLS#614077

MLS#611330

Call Dave Trujillo 222-0340

Call The Brent Team 461-7110

OPEN SATURDAY 1-3

OPEN SAT/SUN 1-3

$304,900

$320,000

MLS#612435

MLS#613719

MLS#604854

Call Matt Thompson 443-9910

Call Debbie Hansen 219-4133

Call Kim Summitt 689-6950

$295,000

BACKS TO OPEN SPACE

OPEN SUNDAY 12-2

LOVELAND’S MOST SPECTACULAR BUILDING SITE!

5301 Moonlight Bay Drive, Windsor

404 Split Rock Drive, Loveland

2525 Bedford Court, Fort Collins

994 Longspur Street, Loveland

633 Rossum Drive, Loveland

Spacious ranch with open floor plan. Features 4 bdrm, 3 ba & a 2-car oversized garage. Kitchen has granite counters, large pantry & oversized kitchen island. All kitchen apps included. Master suite with gas fireplace, 5-pc luxury ba & large walkin closet. Finished basement includes 2 bedrooms, 1 bath, family/rec rm & storage.

Spectacular lake views & private lake rights for fishing, swimming, boating & more.

Main level has an open living room with gas fireplace, dining area & open kitchen.

Upper level is complete w/ 2 master suites & laundry. Walk out basement features an additional bedroom, full bath and family room.

Striking 2-story on cul-de-sac, on .36 acres & backs to Cathy Fromme Prairie Open Space w/ direct access to walking & biking trails.

Custom home w/multiple living areas, 4 large beds & 4 baths (including a 5pc master bath), Kenmore Elite Appliances, wood floors, A/C & more. Outdoor areas feature a large deck, gardens & sand play area.

Beautifully upgraded 3BR 2BA ranch w/ 26’x24’ oversized garage on a spacious lot. This beautiful home includes alder trim, hickory floors in dining, kitchen and traffic pattern, AC, gas fireplace & generous sized rooms. Gourmet kitchen features SS apps, alder cabinets, solid granite island and counters, and full tile backsplash. Covered stamped concrete patio. Neighborhood pool and park.

Change description to, “You simply won’t find a better spot to build your dream home! Surrounded on 3 sides by the Mariana Butte Golf Course with an elevated building site that overlooks the entire western section of the Golf Course. Back range mountain views that are breathtaking. Imagine the peaceful “pink sunrise” bathing the foothills OR the spectacular “ever changing hues” of the rosy red Colorado sunsets.

$340,000

$$550,000 5500,000$345,000

$345,000

$359,999

MLS#611190

MLS#584395 M LS##584395 5 MLS#613940

MLS#615398

MLS#607067

MLS#603669

Call The Brent Team 556-5305

Call Cindy Kutin 391-4735

Call Don Riedel 679-8265

OPEN SAT & SUN 1-3

HUGE SHOP!

Call Kelli Couch 310-8804 BRING OFFERS

Call The Brent Team 461-7145 MTN VIEWS ON OVER 2 ACRES

$369,000

1609 Sauk Road, Loveland

3590 Mill Iron Court, Milliken

7769 Big Sky Court, Windsor

4951 Pyrenees Drive, Fort Collins

4585 Levi Court, Loveland

Close in acreage prop. w/views of the frnt range mtns. Spacious home on 2.39 acres complete w/4 BDs, 4 BAs, fam rm w/FP, 2 rear decks to enjoy those mtn views & sunsets overlooking your own pond. New vinyl wndws in 2003, newer roof, carpets cleaned, A/C, spklr sys & 4 car gar. Also incld is the 32 x 70 insulated & heated detached shop w/ heated office area w/3/4 bth. Horses allwd.

Amazing 5 bed, 4 bath home on 2.24 acres all fenced with Mtn Views. Main floor Master and Laundry. Daylight basement that is finished with huge rec room, bath with travertine tile, 5th bedroom. High ceilings. New handscraped Wood Floors. Built in swimming pool that is fenced and has outdoor grill. Minutes drive from Windsor and Loveland and I25. Trex deck to enjoy the views.

Contemporary 2-story home. You’ll have plenty of room to spread out & relax on over 2 acres of manicured grounds. Enjoy the Colorado, sunsets from your custom stamped concrete patio w/ easy access to your gourmet kitchen, complete w/ Butler’s pantry. Open floor plan, gorgeous cherry cabinets, stainless steel appliances & a large center island.

CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & inviting hearth room kitchen is a gourmet cook’s dream with double ovens & a 5 burner gas range.

The master suite has a fireplace and his & hers closets with custom built-ins. This popular design offers a nice mix of “our” space and “my” space. hosts: Georgena Arnett and Bob Skillman

Custom stucco and brick home on 4.8 acres w/mountain views. Vaulted great room.

Formal dining. Gourmet kitchen. Cozy sitting nook w/3-sided fireplace opens to great room & kitchen. Large laundry/mud room.

Luxury master w/deck. 1728 sf RV garage.

$399,900

$420,000

$520,000

$575,000

MLS#581881

MLS#616153

MLS#614727

MLS#598278

MLS#570212

Call Mark Koentopp 679-1557

Call Maribeth Bergan 690-1735

Call Georgena Arnett 481-9801

Call Nancy Maus 213-0554

Call Linda Sioux Stenson 215-9044

PRIVATE WATERSKI LAKE

INCREDIBLE ACREAGE PROPERTY

INVITING SANCTUARY

4927 Valley Oak Drive, Loveland

1518 57th Street, Loveland

1193 South County Road 29, Loveland

1587 S Preserve Drive, Berthoud

This incredible home on Boyd Lake has all the space you need. Formal living rm, formal dining w/ coffered ceilings, gourmet kitchen w/ granite counters, under cabinet lighting & maple cabinets, master suite w/ dual closets & 5pc bath & finished daylight basement w/ wetbar & gas fireplace. Large deck, flagstone patio & manicured landscaping w/ invisible fence. Enjoy unobstructed mountain views & your dock on the lake.

Charming Farm House w/ 3.28 acres located on private Horseshoe Lake. Water ski/wake board/jet ski lake w/approximately 640 acres of lake surface. Recently updated master w/ walk-in closets.

Country feel yet minutes to Ft Collins & Loveland amenities.

Irrigation water allows for numerous trees & potential pasture.

Oversized 2 car garage with 28x34 shop. 28x16 pole barn with dirt floor. Sprinkler system for area around home. Bring your lake toys, land toys, horses, farm animals & fishing gear!

This 4 BR,4BA classic home features a fpl on each of 3 levels, a guest-friendly ktn, a w/o lower level & views from every window. A country oasis w/35 fenced acres & 2,400 sf barn/shop boasts frequent wildlife viewings yet is so close to town-WOW!

Custom 4 bed, 7 bath home offers rustic brick, stone & timber flooring, hefty beams, & European Country flavor on 2 acres.

Additional amenities include a Portico uniting the 6 car garages, office, golf, exercise & theater rooms. www.ColoradoCustomEstate.com

$785,000

$795,000

$825,000

$2,500,000

MLS#612343

MLS#581148

MLS#591473

MLS#595241

Call John Peden 227-5677

Call Kathy Boeding 231-9073

Call The Brent Team 461-7110

Call Mary Laing, CRS, GRI 690-7288

$775,000

7 02-307897

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

8

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, JANUARY 9, 2010

H&RG Transactions

www.homeandrealtyguide.com

H&RG Featured Home Plan

Real Estate Transactions Estes Park are supplied by Prospects • Michael & Debra Unlimited Inc., 1151 Eagle Bagley from Gail L Drive No. 467, Loveland, Nehrig Living Trust, 921 CO 80537, 667-1537.

Village Green Ln, Estes Park, $435,000, home

Loveland

• Loveland City from Adren D Tuxhorn Gst Tax Exempt, Y22 E 3rd St, Loveland, $290,000, home • Virginia Richter from Reese Anita M, 620 Colorado Ave, Loveland, $303,300, home • Ronald & Helen Clark from Gates Roy W, 1530 Avondale Dr, Loveland, $181,600, home • High Foundation from Mcstain Enterprises Inc, 1854 Piney River Dr, Loveland, $320,000, home • Heidi Brothers from Christopher Chris J, 2704 Breckenridge Pl, Loveland, $215,000, home • Martin & Mary Cortez from Dahlgren Gary L & Cathy A, 4939 Filbert Dr, Loveland, $227,500, home

Berthoud • Robert & Nadine Whipkey from Howe Rocci L & Michelle, 825 N County Road 13, Berthoud, $650,000, home • Robert & Lesley Radocy from Torrey Hills Llc, 2922 Center Ridge Dr, Berthoud, $230,000, home

Johnstown • Lisa & Richard Fleck from Ryland Group Inc, 2743 White Wing Rd, Johnstown, $232,500, home • Joe & Maria Kelly from Ryland Group Inc, 2682 Pochard Ct, Johnstown, $290,900, home

Milliken • Susan Shopper from Thomas Carolyn, 101 Eagle Dr, Milliken, $190,000, home

Windsor • Stanley Everitt from Everitt Aaron C & Anna R, 307 N Shore Cir, Windsor, $550,000, home • Ryan & Emily Walker from Aspen Homes Colo Inc, 510 Moonglow Dr, Windsor, $291,500, home • Michael & Linda Cain from Grissom Joy F, 810 Storm Mountain Ct, Windsor, $165,000, home • Robert Folbrecht from Hughes Catherine A, 123 Walnut St, Windsor, $122,500, home • Cody & Megan Keller from Melody Homes Inc, 1570 Edenbridge Dr, Windsor, $210,800, home

Economically lavish living ASSOCIATED DESIGNS

C

ompact and spacious at the same time, the Houston is as economical to build as it is to heat.

It’s a fairly traditional plan, with bedrooms upstairs and family living spaces on the ground floor.

The front façade is totally symmetrical. At center, classic columns support a balcony that doubles as a covered front porch. Tile crowns the hip roof while shutters add a dash of color.

Casual living areas are at the rear, formal spaces up front. The family room, nook and kitchen are bright and entirely open. There are no barriers here to block conversation or movement. A large bay window, ideal for a wide window seat, expands the family room. Sliders in the nook open onto a large and sunny screened porch.

The U-shaped kitchen has plenty of counter and cupboard space, including lazy Susan shelving that allows full use of the corner cabinets. Utilities are close at hand, in a pass-through to the garage. Dishwasher, range and oven are all built

in.

A small wet bar, nestled in the alcove under the stairs, is convenient to both the family room and living room. The powder room is centrally located as well, close to everything on the ground floor.

The spacious owners’ suite in the Houston’s upper level is more than twice the size of either of the secondary bedrooms. Luxury amenities include a sitting room, balcony, and private bathroom with double vanity, spa, oversized shower and huge walk-in

closet. The other two bedrooms share a bathroom.

Linen storage and another closet are in the hallway.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Please specify the Houston 11-044 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. Call 1-800634-0123, or visit www.

AssociatedDesigns.com.

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

SATURDAY, JANUARY 9, 2010

9

H&RG Real Estate Exterior remodeling provides best gains in home values 128.9 percent of costs, followed by upscale fiber-cement sliding replacements at 83.6 percent. Wood deck adespite a slow market and a ditions recouped 80.6 percent of slight decrease in the resale costs. value of most remodeling pro“Once again, this year’s Remodeling jects, Realtors report that the Cost vs. Value Report highlights the smartest home improvement investimportance of a home’s first impresments may also be some of the least sion,” said NAR President Vicki Cox expensive. Results from the 2009 ReGolder. “With exterior projects returnmodeling Cost vs. Value Report show ing a high percent of project costs upthat small-scale exterior projects are on resale, Realtors can help give your the most profitable at resale, accordhome curb appeal while adding value ing to estimates by Realtors who com- to the real estate transaction.” pleted a recent survey.

On a national level, the project with On a national level, eight out of the the biggest improvement from 2008 top 10 projects in terms of costs rewas the attic bedroom addition, recouped were exterior replacement couping 83.1 percent of remodeling projects that cost less than $14,000. costs compared to 73.8 percent in Certain types of door and siding re2008. The only other interior project placements, as well as wood deck addi- that landed in the top 10 was a minor kitchen remodel with 78.3 percent tions, all returned more than 80 percosts recouped. cent of project costs upon resale. A steel entry door replacement — a new Other exterior projects in the top 10 addition to this year’s list — recouped include midrange vinyl and upscale NATIONAL ASSOCIATION OF REALTORS

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287

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Maintenance - Free Living

Lakes Point at Seven Lakes

Open House Seven Days a Week

New homes priced in the mid 200’s in desirable Seven Lakes Area

PATIO HOMESS FOR SALE

5 piece master baths, walk-in closets, air conditioning, 3 car garages, unfinished basement

52-306260

S

25

4 ranch plans and a 2 story with main floor master to choose from Visit our model home 2915 Purgatory Creek Drive

(Take Boise, 1 mile north from Hwy 34)

E 37th St.

E 29th St.

Seven Lakes Dr.

D.E. BURNS CONSTRUCTION

970-663-4522

Quality • Integrity • Experience • Reputation

www.SevenLakesColorado.com

970-669-8386

Office Hours: Mon-Fri 1pm-4pm; Sat-Sun 12pm-3pm

04-307454

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NEW NORTHERN COLORADO HOMES

E

N. Madison Av.

S

Jupiter Images

US 287

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foam-backed vinyl sliding replacements, which returned more than 79 percent of costs. In addition, several types of window replacements – midrange wood, midrange vinyl, and upscale vinyl – all returned more than 76 percent of costs upon sale.

Similar to last year’s report, the least profitable remodeling projects in terms of resale value were home office remodels and sunroom additions, returning only 48.1 percent and 50.7 percent of project costs.

Golder commented that remodeling projects are just one of many factors that contribute to resale value.

“Realtors are experts in providing insight into what projects and investments will make a difference in your house. It’s important to consult with a Realtor who can explain the variety of factors that affect a home’s value, such as location, condition of surrounding properties and the regional economic climate,” she said.

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, JANUARY 9, 2010

www.homeandrealtyguide.com

OPENHOUSE . DIRECTORY

02-307055

10

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS sunday

saturday PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

$142,900

GREELEY

3309 W 13TH ST

1-3

CENTURY 21, HUMPAL 663-2400

$156,900* NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

$159,900

925 N COLORADO AVE

12-3

LLOYD REALTY

$168,000* NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

$169,900* NW LOVELAND $183,500

PRICE

LOCATION

ADDRESS

HRS

OFFICE

$156,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

689-9280

$168,000*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

12-5

THE COTTAGE REALTY 532-5900

$169,900*

NW LOVELAND

3349 HEWITT ST

12-5

THE COTTAGE REALTY 532-5900

3349 HEWITT ST

12-5

THE COTTAGE REALTY 532-5900

$184,900*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

NE LOVELAND

3133 SHERIDAN AVE

11-2

THE GROUP,INC.

$184,900* NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$193,500*

NW LOVELAND

3427 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$193,500* NW LOVELAND

3427 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$198,000

NW LOVELAND

1887 TWIN LAKES CIRCLE

1-3

THE GROUP,INC.

$199,000

LONGMONT

1860 LINCOLN

1-3

CENTURY 21, HUMPAL 663-2400

$208,750

FORT COLLINS

6589 CRANESBILL ST

1-3

THE GROUP,INC.

SW LOVELAND

690-8333

PHONE

218-1891

$194,900

NW LOVELAND

4845 N SHERIDAN

11-1

CENTURY 21, HUMPAL 663-2400

$195,000

NE LOVELAND

1995 BIG SANDY PLACE

1-3

THE GROUP,INC.

481-2692

$208,750

FORT COLLINS

6589 CRANESBILL ST

1-3

THE GROUP,INC.

461-7145

$214,900

NE LOVELAND

809 KNOBCONE DR

12-3

KELLER WILLIAMS

412-9324

$209,900

NW LOVELAND

2410 FAIRPLAY DR

1-3

CENTURY 21, HUMPAL 663-2400

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$234,000

FORT COLLINS

2409 MAPLE HILL DR

12-5

THE GROUP,INC.

566-0995

$236,900

NW LOVELAND

2296 W 45TH ST

1-4

PREMIER LIFESTYLE

481-5512

$234,000

FORT COLLINS

2409 MAPLE HILL DR

12-5

THE GROUP,INC.

566-0995

$250,000

SW LOVELAND

4104 REDBIRD PL

1-4

THE GROUP,INC.

631-2257

$236,900

NW LOVELAND

2296 W 45TH ST

1-4

PREMIER LIFESTYLE

481-5512

$259,700

NW LOVELAND

4493 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$250,000

SW LOVELAND

4104 REDBIRD PL

1-4

THE GROUP,INC.

631-2257

$259,900

SW LOVELAND

1596 ANGORA DR

1:30-3:30

THE GROUP,INC.

679-8265

$259,700

NW LOVELAND

4493 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$279,000

NW LOVELAND

5210 RANGELAND AVE

1-3

THE GROUP,INC.

461-7126

$300,000

SE LOVELAND

1294 INCA DOVE CIR

1-4

COLDWELL BANKER

566-9716

$259,900

SW LOVELAND

1596 ANGORA DR

1:30-3:30 THE GROUP,INC.

679-8265

$320,000

SW LOVELAND

476 ROSSUM DR

1-3

THE GROUP,INC.

689-6950

$279,000

NW LOVELAND

5210 RANGELAND AVE

1-3

THE GROUP,INC.

461-7126

$339,616

WINDSOR

291 SARATOGA DR

12-5

THE GROUP,INC.

566-0995

$299,900

FORT COLLINS

950 SOUTHRIDGE GREENS BLVD #9

1-4

THE COTTAGE REALTY 227-3893

$340,000

WINDSOR

5301 MOONLIGHT BAY DR

1-3

THE GROUP,INC.

310-8804

$344,900

NW LOVELAND

5258 RANGELAND AVE

12-2

THE GROUP,INC.

679-8084

$300,000

SE LOVELAND

1294 INCA DOVE CIR

1-4

COLDWELL BANKER

566-9716

$345,000

SW LOVELAND

404 SPLIT ROCK DR

1-3

THE GROUP,INC.

461-7145

$325,000

SW LOVELAND

2398 AMBER DR

1-3

THE GROUP,INC.

481-6077

$350,000

NW LOVELAND

5024 W EISENHOWER

1-3

CENTURY 21, HUMPAL 663-2400

$339,616

WINDSOR

291 SARATOGA DR

12-5

THE GROUP,INC.

566-0995

$365,000

JOHNSTOWN/ MILLIKEN

4528 TARRAGON DR

1-4

THE GROUP,INC.

217-3464

$345,000

SW LOVELAND

404 SPLIT ROCK DR

1-3

THE GROUP,INC.

461-7145

$370,000

NW LOVELAND

4490 FRUITA DR

12-2

THE GROUP,INC.

461-7152

$359,999

NW LOVELAND

994 LONGSPUR ST

12-2

THE GROUP,INC.

679-1573

$365,000

JOHNSTOWN/ MILLIKEN

4528 TARRAGON DR

1-4

THE GROUP,INC.

217-3464

$575,000

FORT COLLINS

4951 PYRENEES DR

1-3

THE GROUP,INC.

213-0554

$895,000

SW LOVELAND

288 RESERVOIR

1-4

PREMIER LIFESTYLE

481-5512

$380,000

SW LOVELAND

588 MARIANA POINT DR

1-4

PRUDENTIAL ROCKY 231-7700 MOUNTAIN REALTORS

$575,000

FORT COLLINS

4951 PYRENEES DR

1-3

THE GROUP,INC.

213-0554

$639,000

JOHNSTOWN/ MILLIKEN

4437 THOMPSON PKWY

1-4

THE GROUP,INC.

567-0907

$895,000

SW LOVELAND

288 RESERVOIR

1-4

PREMIER LIFESTYLE

481-5512

$995,000

SW LOVELAND

530 DEER MEADOW DR

1-3

THE GROUP,INC.

377-4945

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

461-7145

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

Apartments/ Condos/ Houses Unfurnished 4030 Townhouses 4050 2 Bdrm, 386 Audrey, 2 BDRM, 1.5 ba, 4 plex. N. Lvld. Pet nego. $635 Water $925/mo. Loft, unfin. bsmnt, RMPM 970-669-0842 pd avail 2/1 970-669-2269

Apartments/ Furnished 4010

1 rm, Studio+ Vintage apts 0 utils! On-site mgmt. W/D, DirecTV $333-590 219-8162 Newly Remodeled. 1 BDRM, util´s pd. No pets.

122 E. 4th #5. $550/mo.

FPI 970-663-4664 1 BDRM, 1 ba, no pets. 125 S. Jefferson #6. $410/mo.

FPI 970-663-4664 1 Bdrm, 341 Garfield, $395/mo. main level, wall A/C RMPM 970-669-0842 1 BDRM @ 767 N. Monroe$450/mo, utils pd. No smk/ pets. $450/dep. 970-667-3353

2 BDRM, $495/mo., 131 Jefferson, balcony, 2-Stry.

RMPM 970-669-0842

3 Bdrm, 985 W. 10th, $895/mo, loft, pets neg., RMPM 970-669-0842 Furnished Executive Condo near Centerra, monthly. 970 227-4115

2 Bdrm, 2539 Garfield, $795/mo. Frplc, fenced yard RMPM 970-669-0842 2 BDRM JOHNSTOWN1 ba, appl´s incl DW, W/D hkup. $645/$645 deposit.

No smk/dogs. 970-221-7367

4060

Loveland

To ensure you receive the best response to your advertisement, please check your ad the first day of publication.

We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

Office Space 4100

Condos/ Townhouses 4050

2 BDRM, 1 bath, fncd, 1 car. $750. 1225 E. 6th.

(970)669-0148 or 303-550-0734 2 BDRM, 2 ba, Condo. All appl´s, W/D. Newly renovated. Near campus. 1225 W. Prospect, Ft. Collins. $850/mo. 303-886-2538

Garages/Storage Spaces 4070 INDOOR GARAGE STORAGE 20x40, 20x50.

I-25 & Hwy-66. 970-535- 6074 STORAGE 20 x 40 with 14´ overhead door. $325/mo. Call (970)481-5899

FIND YOUR DREAM HOME in the classified columns. That’s where you’ll find a complete listing of the best the area has to offer.

Call 635-3650

3 Bdrm, 1403 Douglas, $775/ mo, Fenced yd, 1 car gar, RMPM 970-669-0842

5110 Loveland

Get $8000 when you buy this new 2 bdrm, 3 ba, 2 car townhome. $139,900 Cottage Realty 970-532-5900

Sought after NW Loveland location on Birch Street!

Extremely clean remodeled, 3 bdrm, 2 ba, 2.5 car, lg fncd bkyd w/french drs, AC/hot water heat. New: paint/granite counters in ba & kit, hdwd flrs, carpet, all bdrm ceiling fans.

Immed/lease avail. $1150/ mo. + dep. No pets/smk.

(970)377-3315 leave msg.

NEW, ready to close 4 car, 3 bdrm, 2 ba, ranch backs to park. $259,700 Call today.

Cottage Realty 970-532-5900

Income/ Investment 5070

Lakefront lot. Golf course neighborhood. Mtn view!

Lake rights. 970-690-1732

A picture is worth a thousand words

5100

Try a classified picture ad! Call for details

970-635-3650

2 Multi-Fam infill lots, permit ready for 8 units.

Permits only $24k total as BANK OWNED, HUD & VA www.Foreclosures affordable housing. All the InLoveland.com work done, build tomorrow! $60k ea., 970-988-3244 to request a copy of the list!

Julie Stinson RE/MAX Alliance 970-622-1809 Lakefront lot. Golf course neighborhood. Mtn view!

Lake rights. 970-690-1732

Loveland

5110

Roommates Wanted 4120

2240 Bismarck Ct., Loveland. $179,900, ranch. OPEN HOUSE Sat 12-3pm 3 BDRM, 2 Full bath, 1520 925 N. Colorado Ave. sqft, RV Parking, huge 3 BDRM, remodeled bath, Like new, 3 BDRM, 2 BA, 2 4 BDRM home to share, w/ yard, close to McKee Med 1 blk from Garfield Elem. car, backs to greenbelt.

Center. Call Rob Oak floor. Htd 18x20 work1 person $450, utils incl.

No pets/smoking. $995 (970)481-2133 with shop. $159,900. Lloyd Cottage Realty 970-532-2695. 1 bdrm/pvt ba/liv area, At Home Realtors Realty 970-689-9280 W/D etc. N/S. 626-315-2866 3 Bdrm, 4115 Georgetown, $1150/mo, new carpet no pets, RMPM 970-669-0842

ROOMMATE WANTEDNW Loveland, own bdrm & bath. $450/mo incl utils.

Share kitchen & W/D. No smk/pets. (970)203-1667

Mobile/ Manufactured Homes/ Spaces 5130

Get results! 635-3650.

CL LASSIFIIEDS WO ORK K!

14x63, 3 bdrm, 1.5 ba, $5000 OBO, lot rent is $320/mo Please Call 970-663-5256

Real Estate Wanted 5170 Sell Your House Fast!

Quick Sale - Fair Price 720-962-4688

Eagles Extra Online

reporterherald.com

4130

4 BDRM, 2 ba, lg. yard, 2 Room for Rent, $55/month. car. New carpet, SW, $1095.

240 W 12 St, Deposit & ref´s. Pet nego.

Loveland. (970)669-1846 No smoke. 970-622-0910 4 bdrm, 2 bath, family room, $1250/mo. pet neg.

LOVELAND (970)402-2534 A Great Location, 1739 Hoffman Dr, 3 bdrm 2 ba, 2 car, lg fam rm, A/C, sprklrs, W/D, no/smoking. $1100 + dep. 970-669-1388

Only $925/month 3 bdrm Ranch, 2 car gar, full bsmt & fncd yd. Capital Consultants 970-225-9664

The Reporterr-Herald Cllassified Service Dirrecory can help your business grow! Your advertising messagewill be delivered to over 40,00 potential customers every day. Put classified to work for you...place your business service directory ad today!For mor information call 635-3650.

CLA ASSIFIE EDS WORK K Classified ads get results.

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635-3650

5110

THIS IS IT! Meticulously cared for tri-level, park like yard.

593 S. Edinburgh. Quick move-in, sellers motivated.

Call Joy 970-412-5542

3 bdrm + study, 1.75 ba, lrg htd 2 car gar, A/C, sprklr, storage shed. No pets/smk. $995/mo. 2102 S. Custer Se comparte casa (amueblada) $800.00 por mes.

Ave. 970-663-6811 Include 2 recamaras/1 bano y cocina. Hwy 287 y Hwy 34. 303-819-4186 4 BDRM, 2 ba, 2 kit, 1 car gar, free W/D, Internet, cable TV. $1125 + electric & gas. No smk/pets.

126 E. 12th St- Loveland.

(970)214-4754

Rooms For Rent

11

809 KNOBCONE DR OPEN SAT 12-3 Recently upgraded 4 bdrm, 2 ba. Lg shop + 2 car gar, * Everyone´s Approved! * 2 Multi-Fam infill lots, lg lot, RV prkg OK. Cov- Bad credit ok on our Owner permit ready for 8 units.

Carry Mobile homes. Over ered porch. $214,900 Permits only $24k total as 50 Dbl. & Sing. wides. BigCall Dave 970-412-9324 affordable housing. All the gest Sale Ever!! We´re work done, build tomorbuying too! 970-222-1473 row! $60k ea., 970-988-3244 970-690-2725 or 970-690-3283

Mobile Homes/ Lots & Spaces 4090 Tracts

2 BDRM 1.5 ba, W/D hkup, 2 BDRM Mobile Home. wtr/ht incl, $550/mo, 1711 E $550/mo. Rent incl. util´s. 16th. No dogs. 970-420-2227 Estate Builder 970-667-3400

2 BDRM, $575-$600/mo.

Clean, Bright, Remodeled. New Appliances.

Free Heat & basic cable. No pets.

970-663-6787 or 970-430-0859

970-669-5402

4080

Rent/Rent to Own, 3 BDRM, 2 ba, fncd yd. Front Porch. $900/mo. 124 SE 2nd St. (970)222-1742. If Rent to 2 BDRM, $650/mo, 3408 1419 Fleta Ct. Very nice 2 Own, comes w/add´l rental Butternut, 1/2 mo/free, BDRM, 1 1/2 ba. Single car income. Avail Now! W/D hkp. RMPM 669-0842 g a r . $ 7 7 5 / m o . E s t a t e Builder 970-667-3400 Close to I25 and shop1009 King Dr. 3 Foothills Apts 2 BDRM, 1 ba, 1 car gar, ping!!!

1913 W. 15th St. free W/D, Internet, cable BDRM, 2 ba. New carpet/ ( 2 BEDROOM Home ( tile flr.

Gar, lrg yd, A/C, $575+dep. W. Hwy 34. 1 Sorry, No Pets TV. $695 + electric & gas.

970-669-7850 No smk/pets. 126B E. 12th patio. Just Reduced!!! Mo. FREE w/6 Mo. lease. $1,550/mo.

Faith Property St- Loveland. (970)214-4754 Pets nego. 970-690-9049 970-377-1626 2 bed, 1 bath $655 ALL utilities included! Ground 2 BDRM, 1 BA bsmnt apt., floor, end unit, very quiet. + shed, A/C, W/D Internet, A SPECIAL HOME FOR A Close to library/rec center, cable incl., $495+ elec/gas.

SPECIAL FAMILY! Coin-op laundry 669-1375 no smk/pets, 126C E 12th 2700 sqft of living space w/2 St, Loveland (970)214-4754 car gar + addt´l 900 sqft OFFICE, RETAIL, studio/work shop. Storage 3 BDRM, 2 ba, $850. Water INDUSTRIAL. UTIL´S & 1 car gar. $1850/mo.

Paid! @ 2350 S. Colorado, 2 BDRM, $695/mo, 1841 E. INCL. 970-667-3338 Estate Builder, 16th, 1 car gar, 1/2 mo/ Quiet. No smoking/pets.

(970)667-3400 free. RMPM 669-0842 970-218-0510

Duplexes

2 BDRM, A/C, hkps, Wtr (1 BDRM. Gar w/opener, pd. $650/mo. Lvld. No dogs.

ALL BILLS PAID!!!

W/D, DW. No smk/pets.

303-442-7230/970-988-4465 1 BDRM/studio, Downtown $600 incl. Ht & Wtr Loveland. $500-$550/mo.

970-667-6199 or 231-2566 970-391-0834 ( No Fri Eve/Sat calls ( 3 Bdrm, 1112 Gard, $695/mo, fenced yd, 1/2 mo.

Free, RMPM 970-669-0842 GET MORE - PAY LESS! 1 BDRM, Lg, BERTHOUD, 2 BDRM apt in SW lvld is $495+ $250 dep. Util´s incl. bright and cozy warm, 3 bdrm, 1.5 ba, 1200 SF, new No pets/smk. 970-215-8845 W/D hkups, off street prkg, carpet/paint Lvlnd, $850 + Priv owner/quiet 4-plex. dep + utils, 303-772-7390 1 & 2 BDRM, quiet, near 970-690-5261 Avail NOW! Sm pets neg.

3 Bdrm, 1717 Ranae $850/ HP. LOVELAND´S BEST mo, new carpet/paint, W/D FOR THE MONEY incl RMPM 970-669-0842 Garage with storage, A/C. HAMILTON PARK APTS. 1406 N. 4th St., Berthoud.

Coin-op. $505 & $555. No Offers 1 bdrm for people 62 pets. Call 970-669-3826.

3 Bdrm, 2526 Gilpin, or older or disabled, with or $795/mo. Frplc, fenced without children. Rent yard RMPM 970-669-0842 based on income. Now 1 Cute studio, $350/mo, 28 accepting applications Idlewild, river acc., in can3 Bdrm, 2574 Gilpin, EHOP. 970-532-3725 or TDD yon. RMPM 970-669-0842 $850/mo. pets neg. frplc 800-659-2656 RMPM 970-669-0842 1st Month RENT FREE! SUPER CLEAN LOVELAND ♦ 2 BDRM, 1 3 BDRM, 2 bath, 2 car gar, Berthoud Townhomes ba, 135 W. 11th St., $750/ avail now. $875/mo. Call 1602 4th Street mo. ESTES PARK ♦ 1224, (970)222-0127 / (970)686-5534 ( 2 Bdrm avail now- $695 1260, 1262 Graves Ave, MUST SEE! 2 BDRM, 1 ba, $750.

No Pets. Non-Smoking.

1st Choice Realtors, Close to I-25, Hwy 60 & 287.

970-669-9696 Sherry, (970)222-0502.

2&3 bdrm apts: $575-$850+ dep. Clean, fresh paint, sm pets neg. Lvlnd 970-308-4096

1, 2, 3 & 4 BDRM Homes & APTS., Pets OK. Loveland Area.

3 Bdrm, 2075 Gray´s Peak, Country living 4 BDRM, 2 2 BDRM, 1 ba, clean, nice, $925/mo, NICE!, A/C, 1 car non-conform, 1 3/4 ba, 2 car gar. Barn, corrals, 4+ gar, RMPM 970-669-0842 near stores, ht/wtr pd, no acres. Horses ok. 3239 CR smk, cat? $535. 970-227-7026 3 BDRM, 2.5 ba, full bsmnt, 13. $1395. FPI 970-663-4664 A/C, 1700 SF. No smk/pets 2 BDRM, 1 ba, no pets.

2 Bdrm, 1040 Cleveland, 1149 East 4th. $890/mo.

1155 E. 5th St. $535/mo. $750/mo. Front Porch, pets Call (970)472-9324 FPI 970-663-4664 neg RMPM 970-669-0842

2 BDRM, 1 ba, quiet west side location. No smoking/ FURNISHED HOUSE pets. Water/heat paid. $550/mo. 970-663-2341 HWD, granite. W/D, wifi.

Short term OK. 303-912-4663 2 bdrm, 210 Cleveland, bsmt unit. Newer carpet. $450/mo. RMPM 669-0842

Apartments/ Unfurnished 4030

4080 Houses

SATURDAY, JANUARY 9, 2010

Your new employee is reading our classifieds.

970-635-3650 classifieds@reporter-herald.com

12

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, JANUARY 9, 2010

www.homeandrealtyguide.com

Open Houses This Weekend - www.thegroupinc.com SATURDAY 11:00 - 2:00

SATURDAY 1:00 - 3:00

SUNDAY 1:00 - 3:00

SATURDAY/SUNDAY 1:00 - 3:00

3113 N. Sheridan Avenue, Loveland - Move-in condi on.

This classic all-brick ranch offers 5bd/2ba. It is beau fully maintained with many upgrades and details throughout - it shows pride of ownership. Newer windows, sliding pa o door, furnace, water heater, central AC, plus a whole house fan. WOW! You’ll love the fully fenced yard - large new deck, huge storage shed, jungle gym play structure and big trees with great landscaping.

1995 Big Sandy Place, Loveland - Upgrades incl hdwd flooring, custom paint, maple cabinetry, le floors & backsplash. The main level offers an open flr plan. Upstairs the mstr suite w/2 walk-in closet & 5 piece luxury bath. 2nd bdrm has its own bath & also a lo area/study office. Unfinished bsmt w/ radon system installed. Fenced in yard & pa o area to enjoy summer fun

1887 Twin Lakes Circle, Loveland - CUTE & READY TO MOVE IN! Charming home w/ decorator colors has separate living areas. Great flow from huge vaulted living rm into kitchen & dining down to family room; gas fireplace, pa o door to fully fenced backyard. Lg master has full bath & walk-in closet.

Unfin. bsmt great for home office & more! Full sprinklers, playground stays, central air, radon system, low HOA dues. 14 Month Home Warranty incl.

6589 Cranesbill Street, Wellington - Welcome home to this Energy Star rated 3 bedroom, 2 bath ranch with a 3 car garage on a spacious 10,350sq lot. The many energy features include a 90% high efficiency furnace, A/C, Tankless hot water heater, Anderson windows, R-38 a c and R-19 sidewall insula on. Along with a cozy gas fireplace, hardwood floors, main floor laundry and full unfinished basement for future expansion. Come add your personal touches.

$183,500

$195,000

$198,000

$208,750

MLS#615190

MLS#616119

MLS#608431

MLS#615981

Call Sco Mullen 690-8333

Call Diana Luthi 481-2692

Call Cathy Vance 231-0234

Call The Brent Team 461-7145

FRIDAY-SUNDAY 12:00 - 5:00

SATURDAY/SUNDAY 1:00 - 4:00

SATURDAY/SUNDAY 1:30 - 3:30

SATURDAY/SUNDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00

2409 Maple Hill Drive, Fort Collins -At Aspen Homes of Colorado, we like to build homes a li le differently. We take a systems approach to durability, energy efficiency and indoor air quality. Paired homes star ng at $175,000, Single family star ng at $201,000. Come visit us any Fri/Sat/Sun 12-5 or visit our url link above.

4104 Redbird Place, Loveland - This 3 bedroom, 2 bath ranch with a southern facing heated sunroom is located on a 27,137 square foot lot (Lots 28 & 29 of Replat Marianna Park) that boasts 2 sheds both with power and room to grow, RV parking, pre-inspected, Blue Ribbon Gold home warranty, country views and awesome landscaping.

1596 Angora Drive, Loveland - So much more when you walk thru the door! 4 bdrm, 3 bath, two story with blazing warm living room fireplace located in desirable Blackbird Knolls. Simply walk across the street to Blackbird Knolls community park, or walk a block the other way and you’re in the contry! White glove “spiffed” & “me culously” cared for!

5210 Rangeland Avenue, Loveland - This Is What You Have Been Looking For! Great ranch with 4 bedrooms and 3 baths all on one level. Very open with large living room and nice kitchen w/ breakfast bar and family room with gas fireplace. Pa o and storage building adjacent to greenbelts on nearly 1/2 acre lot landscaped and fenced. Move In Today and Enjoy.

476 Rossum Drive, Loveland - This luxury pa o home in popular Mariana Bu e has tons of upgrades. You won’t need to worry about mowing the lawn or shoveling snow - it is done for you! Sit in the back yard on the deck to enjoy the views and be worry-free.

$234,000

$250,000

$259,900

$279,000

$320,000

MLS#595204

MLS#610130

MLS#613422

MLS#612470

MLS#604854

Call Lisa O’Brien 566-0995

Call Bob Skillman 631-2257

Call Don Riedel 679-8265

Call Rich Gardiner 461-7126

Call Kim Summi 689-6950

QUALITY BUILT BY KEIRNS CONSTRUCTION

SUNDAY 1:00 - 3:00

FRIDAY - SUNDAY 12:00 - 5:00

SATURDAY 12:00 - 2:00

SUNDAY 12:00 - 2:00

Saturday/Sunday 1:00 - 4:00

2398 Amber Drive - WOW - Excep onal 2-story with 3 bedrooms, 3 baths and large lo . This home is immaculate - features granite countertops, full le backsplash, le flooring, new carpet, vaulted ceilings, 3-car garage, huge deck and located on a corner lot in Lakeside Terrace Estates. Backs to greenbelt.

Finds like this are rare!

291 Saratoga Drive, Windsor - Relax on your covered back pa o, entertain in your spacious open floor plan. Greenspire is a lake front community w/planned trails, parks, docks and open space. Designed with energy efficiency and comfort in mind. Save money with less than $200 of total gas & electric bills per year.

5258 Rangeland Avenue, Loveland - very open floor plan, vaulted ceilings, wonderful kitchen with Tharp cabinets, Cambria countertops, sleek black appliances including the refrigerator. This home is complete with tandem 3 car garage, front yard landscaping, A/C & covered back pa o!

994 Longspur Street, Loveland - Beau fully appointed 3BR, 2BA ranch style home w/ 1954 finished sf & 1814 sf in the unfin bsmt w/ 9 walls. Features include: covered entry, 24x26 2 car garage, vaulted or 9 ceilings, hickory floors in kitchen, dining & traffic pa ern. Kitchen boasts alder cabinets, full le backsplash, solid granite counters & island, w/ ss appliances.

Full landscaping front & back, stamped concrete porch, driveway & covered pa o. Neighborhood pool & park.

4528 Tarragon Drive, Johnstown - BUILDER WILL DOUBLE YOUR TAX CREDIT! Available now! Beau ful Ranch Pa o home with 2 bedroom plus study, 2 bath, 3 car garage in Thompson Crossing. Unfinished garden level bsmt, covered deck with views!! Low HOA dues!

$325,000

$339,616

$344,900

$359,999

$365,000

MLS#604108

MLS#595072

MLS#607235

MLS#607067

MLS#610308

Call Robert Walkowicz 481-6077

Call Lisa O’Brien 566-0995

Call Stephanie Kirkland 679-8084

Call Cindy Ku n 679-1573

Call Val Schlageter 217-3464

Tax Credit SATURDAY 12:00 - 2:00

SATURDAY 1:00 - 4:00

SATURDAY 1:00 - 3:00

4490 Fruita Drive, Loveland - Sprawling ranch is immaculate and has 3 bedrooms, 3 baths & an office on the main level. Game and rec rooms in the lower level have wet bar with Silestone counters. Home has covered front porch & gorgeous backyard abuts open space. View of Long’s Peak from the front.

Home is pre-inspected.

4437 Thompson Pkwy, Johnstown - Enjoy the courtyard as you enter this truly unique home. 2 master suites on the main floor! Large walk-in closets, 5 pc master bath w/columns & arch entering a private bath. Home theater system w/raised pla orm (feels like a real movie theater), wetbar. 2-sided fireplace in the living room & a corner fireplace in the family room.Community offers a sculpture walk, trails, open space & wildlife.

530 Deer Meadow Drive, Loveland - Quality custom from Aus n Signature Homes. Enjoy the final opportunity for a lifestyle on Mariana Bu e Golf Course! Golf course lifestyle with no membership fees. Peaceful, quiet se ng with tranquil views that overlook golf course, water and the front range.

$370,000

$639,000

$995,000

MLS#609054

MLS#554762

MLS#586010

Call Kathy Boeding 461-7152

Call Tracy Wilson 567-0907

Call Nancy Walkowicz 377-4945

The Federal Homebuyer Tax Credits Expire

April 30, 2010 $8,000 Available to First-Time Buyers $6,500 Available to Repeat Buyers Call us to receive your HOMEBUYER TAX CREDIT KIT filled with everything you need to know!

02-307898