Real Estate Guide

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Saturday Reporter-Herald March 19, 2011 E1 E1

Real Estate Matters

www.homeandrealtyguide.com • Saturday, March 19, 2011 • Reporter-Herald

$8,000 tax refund at Thompson River Ranch Foreclosure may be the only way out ILYCE GLINK AND SAMUEL J. TAMKIN TRIBUNE MEDIA SERVICES

Q

uestion: We built a spec house in 2007 as the market declined. We’ve tried to do everything to get it sold and recently received a short sale offer on the home. At first, our bank agreed to change the loan into an interest-only loan to help with the cash flow, but we can’t manage to cover those payments. Then our bank went out of business and was taken over by another bank. We approached our new lender with the short sale offer and agreed to pay them most of the difference between the amount offered by the buyer and the amount owed to the bank by using our retirement savings, but they declined to accept the offer because of the loss sharing agreement they have with the government. Now my husband was diagnosed with stage 3 cancer and he’s unable to work, and all our cash reserves have been depleted to keep up our payments. We are in our 50s, have always been fiscally responsible and want to do the right thing. Foreclosure is not an option for us because of what it would do to our credit. We feel the bank has acted very irresponsibly and this loss share agreement is working against the taxpayer and for the bank. The bank has no incentive to work with us. Do you have any suggestions for next steps and do we have any recourse for complaints? Answer: We read your letter and felt sick. It reminds us of a story that was circulating a year or two ago that showed that buyers of banks that went under were raking in millions by taking over failed banks. They weren’t making this money as a result of their wise lending or better skills in making loans, but in large part from guarantees made by the U.S. government to the banks taking over the failed lenders. The story went on to say that the worse a loan performed, the more money the bank made. It didn’t quite make sense to set up a situation that allowed banks to make billions of dollars with no risk, but it seems to follow directly with what you are saying. In your situation you could make the bank whole (or very nearly whole) by having the buyer put up most of the money owed on the loan while you put up the difference. Yet if the bank forecloses on you and gets half that amount from the sale, the bank might make out better. How would that work? Well, if your bank purchased the loans on the books of the bank at, say, 70 cents on the dollar, and the U.S. government has a formula to guarantee the difference or a formula on the basis of the difference, your bank might make more money taking the loss than being made whole by you. If your loan balance were $500,000 and you got the buyers to offer for $400,000 plus a further $50,000 from you, the bank would get close to the amount they were owed. At that point, I See Glink/Page E3

Oakwood Homes’ Gilpin model in Thompson River Ranch

Homes as low as $154,900 with payments lower than rent

Search “OakwoodHomesCo” at YouTube.com for video tours of quick move-in homes.

RH PAID ADVERTORIAL

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ou’ll feel far out in the country within the Thompson River Ranch community but it’s easy to find and surprisingly close to major roads you may drive every day. “Many people that come tour the model homes say they heard about the community but didn’t realize how close it is to everything,” said Mike Welty of Oakwood Homes. Located in Loveland just south of Hwy 34, you can see the fast-growing area from I-25. “It’s at two major roads while being nestled far enough into the countryside that you’d never know the highways were there.” Thompson River Ranch has miles of open-space and trails surrounding and within the community, along with award winning landscaping, while still being less than three miles from the Shops at Centerra and Mountain View High School. This location also means short drives into Ft. Collins and Greeley, making any commute in Northern Colorado an easy one. With homes starting at $154,900 up to the high $200s, it offers families a selection of 15 different floor plans to customize and assures options for every lifestyle. After visiting, it’s easy to see why Thompson River Ranch was Northern Colorado’s fastest growing community last year with 74 sales. Oakwood’s homes are as desirable as the surrounding area with the amount of customization you can put into every home and the flex space available in every floor plan — not to

Kitchen of the Gilpin floor plan mention every home is extremely energy efficient and above the Energy Star standards. Ask one of their sales associates today about Oakwood’s Tax Refund promotion giving you $8,000 to put towards your home. If a quick move-in home is what you need, Oakwood has homes available immediately like the Gilpin with loads of space for the family priced at $238,475. Four bedrooms, three-and-a-half baths, bonus room,

full basement with finished activity center and bathroom, A/C, upgraded appliances, granite countertops, enlarged patio and more provide great options and room for the whole family. That’s 2,249 square feet of finished, livable space at a price that makes it hard to beat (plus you have a new home warranty with Oakwood Homes). Tour the community this weekend from 10 a.m.-6 p.m. and see for

yourself how convenient the location really is. To find out more about Oakwood’s Tax Refund, contact Mike Welty or Dwayne Montoya at 970-663-6428 with any questions. You can also view video tours of their quick move-in homes through YouTube.com by searching “OakwoodHomesCO.” For additional information or to customize your own Thompson River Ranch home, visit www.OakwoodHomesCO.com.

Inside this week’s Home & Real Estate Realtor of the Week Wynn Washle, The Group, Inc. Real Estate

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Carol O’Meara:

Real Estate Transactions Listings from Front Range properties recently sold

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Director y Page E3

View garden royalty at annual tuber sale

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Saturday Reporter-Herald March 19, 2011

Realtor

H&RE Real Estate Transactions

of the Week

Wynn Washle

Mount Evans Ct, Loveland, $380,000, home

Group Inc, 2715 S Muscovey Ln, Johnstown, $267,400, home • Ryan Beam from Ryland Group Inc, 2721 S Muscovey • Donna & Larry Terrell Ln, Johnstown, $239,300, from Melisa Oleary, 130 Bein St, Berthoud, $235,000, home home • Jordan Mccormick from • Paul Sattler from Kenneth Brian Frederiksen, 2509 Mary Pope, 630 Welch Ave, Beth Dr, Loveland, $215,000, Berthoud, $197,500, home • David & Anna Fraser from home Jorge Garcia, 4763 Shavano • Brian Gault from Deborah Dr, Windsor, $562,000, home Guinn, 663 Modena Ct, Love• Xiaolin Liu from Preo Bel• Stewart & Carlotta land, $296,000, home mont Ridge LLC, 7403 PimliRourke from John Magee, • Richard & Susan Moltzon 1725 Moon Trailway, Estes co Dr, Windsor, $320,000, from Omar Lutfey, 1927 Big home Park, $292,500, home Sandy Pl, Loveland, $175,500, • Betty Currie from Maxine • Jon & Alissa Anderson home from Janice Wyly, 1236 Brook William, 501 Trailwood Cir, • Joyce Mccool from RR Windsor, $255,500, home Dr, Estes Park, $225,000, Homes Lov Inc, 1615 Antonio home • Timothy & Donna Bunch Ct, Loveland, $358,400, home from Ronie Ashley, 566 Arrow • Alan & Kimberly Hender• Rhonda Harris from Paul son from Roger Wasman, 2845 Ct, Windsor, $267,000, home Sanders, 1235 Cleveland Ave, Kiowa Trl, Estes Park, • Jeffrey & Tiffany Tippets Loveland, $180,000, home $800,000, home from First Horizon Home • Stephen & Gabriella Loans, 1395 Barn Owl Ct, Mueller from Fannie Mae, Windsor, $519,400, home 3633 Harding Dr, Loveland, • Sharon & Richard Smith • Adam Arellano from Oak$205,000, home from Prestige Homes LLC, wood Homes LLC, 3761 • John & Elaine Faulhaber 650 Saratoga Way, Windsor, from David King, 403 Rossum Beechwood Ln, Johnstown, $199,900, home Dr, Loveland, $650,000, home $207,400, home • Richard & Janet Runkles • Jared Cumpsten from Fan• Eell LLC from 3780 LLC, 3780 E 15th St Ste 102, Love- nie Mae, 332 Alder Ave, John- from Aspen Homes Colo Inc, 1961 Cunitiva Ct, Windsor, stown, $185,000, home land, $500,000, home • Robert & Jeanine Allspaw $424,100, condo • Vivian Gearheard from • Michael & Melan Munn Randall Keener, 15502 Lazuli from Oakwood Homes LLC, from Bank Choice, 1747 PlatRd, Loveland, $615,000, home 3755 Beechwood Ln, Johnte River Ct, Windsor, • William & Sandra Sticken stown, $247,600, home $215,000, home • Daniel & Patricia Yost from 345 Emerald Ct Trust, • Steven & Tracy Gallemore from Brian Williams, 211 Gad345 Emerald Ct, Loveland, wall Ln, Johnstown, $310,000, from Melody Homes Inc, 624 $159,900, home Lanley Dr, Windsor, $215,000, home • Jared & Jennifer Smiddy home • Cody & Michon Charles from SBC Investments LLC, from Oakwood Homes LLC, 1902 Dotsero Ave, Loveland, • Kip & Kaylene Polly from 3918 Cedarwood Ln, John$165,000, home Classic Custom Builders Inc, stown, $198,500, home 6439 Murano Dr, Windsor, • Daniel & B Skaggs from Stephen Whitham, 1912 $424,300, home • Ryan Varner from Ryland Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 970-6671537.

Berthoud

Loveland

Windsor

BROKER ASSOCIATE/PARTNER, THE GROUP, INC.

Estes Park

Location: 401 Mulberry Street Fort Collins Contact: 970-419-2329 wwashle@thegroupinc.com wynnwashle.com Designations, Affiliations & Accolades: Certified Residential Specialist (CRS), Graduate Realtor Institute (GRI), Certified Negotiation Expert (CNE), Member of Fort Collins Board of Realtors, Colorado Association of Realtors and National Association of Realtors; Board of Directors, The Group, Inc. Real Estate

Johnstown

Years of experience: 11

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ynn Washle has had the wonderful opportunity of selling real estate for over 10 years. In the last five years, he has averaged over 40 transactions and over $11,415,000 in sales volume per year. Washle is currently serving his second term on the Board of Directors, The Group, Inc. He can assist with any of your real estate needs in Northern Colorado, including residential resale, new construction, custom build and commercial real estate. Raised in Southern California, Washle has been a resident of Fort Collins since 1989. Prior to joining The Group, Inc. in 1999, Washle was the Director of Strategic Planning for Duke Communications in Loveland. For several years he served as the President of The Teamwork Group, a training and development company in Northern Colorado. Washle is actively involved with Foothills Rotary and The Association of Catholic Student Councils and was the 2010-2011 Campaign Co-Chair for United Way of Larimer County. He has also served on various Boards of Directors including the Women’s Center of Larimer County and the Colorado Association for Marriage and Family Therapy. Washle and his wife, Karen, have two lovely daughters, and the family likes to water and snow ski, cycle, golf, run and mountain bike.

Regional Snapshot for Loveland/Berthoud Residential December

January

February

Active Listings Previous Year Active Listings

834 842

855 941

881 1042

Sold Listings

90

74

79

$219,777 $245,000

$240,000 $195,000

$207,439 $192,500

Median Sales Price Previous Year Median Average Days on the Market Previous Year ADOM

130 128

130 133

128 128

Year to Date Listings Sold Previous Year YTD Listing Sold

1,340 1,297

74 57

153 137

Monthly Volume Previous Year Monthly Volume

$26,065,297 $26,273,366

$20,505,379 $13,173,437

$19,061,523 $19,241,626

Auto? Home? Life? Yes! Stacia A. Fuller Agency 10th & Lincoln, Loveland

sfuller@amfam.com • 593-5620

Mortgage rate update

Home & Real Estate is produced every Saturday by the Loveland Daily Reporter-Herald.

This week Last week Trend

30-year fixed

4.76%

4.82%

15-year fixed

4.00%

4.08%

5/1 ARM

3.37%

3.48%

EDITORIAL INFORMATION 635-3656 DISPLAY ADVERTISING 669-5050 CLASSIFIED ADVERTISING 635-3650

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Mariana Butte Subdivision, Beautiful 2 story home with unfinished walk-out basement. New paint and counter tops. $214,900 MLS#647676

Charming, well-maintained 3 bd, 2 ba, 2 car garage all brick ranch. Living room, lg family room both with fireplaces, covered patio, Beautifully landscaped lg backyard, central air. $219,900 MLS#647565

Nothing in this Kendal Brook custom home is ordinary. Gourmet kitchen w/slab granite, cherry cabinets, gas cooktop & double convection oven. Master Suite w/5 piece bath. Main floor office. 4b/3bath.

Kevin Cook Cottage Realty 970-532-5900 www.teamcook.biz

Todd Murray Century 21 Humpal, Inc 970-290-8899 Todd.Murray@century21.com

Dick Link Century 21 Humpal, Inc 970-420-5757 missinglink5757@yahoo.com

Bill Stephens Bear Realty Co 970-219-4831 bs911@live.com

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Beautifully landscaped, all finished, almost new ranch, panoramic mtn views, 1 acre. Backs to farm land. 38x26 insulated & heat workshop, 3 car ga, fenced w/ sprinkler system and huge covered deck! Granite counters and alder cabinets. Master bedroom w/oversized jetted tub and fireplace. Wet bar fully finished basement. Central vacuum, radon mitigation already installed. $529,900

OPEN Saturday 12-3PM 2+Acre Lake front& horse lots starting $225,000 water tap included. Surface rights,walk paths, parks, boat docks, fishing and peace garden.

Renita Martel Coldwell Banker 970-290-9965 renita.martel@coloradohomes.com www.coldwellbanker.com

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.warbergfarmatchapmanreservoir.com

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Online + Print = a Powerful Combination!

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homeandrealtyguide.com


Saturday Reporter-Herald March 19, 2011 E3

Q

Glink

uestion: I own my own business. I received a 1099 for work that I did for another company, but after deductions my tax reFrom Page E1 turn shows that I only made $4,000 last you’d think the bank would be ecstatic year. Now I can’t get a mortgage. Is to get this lousy loan off its books. How- there some way around this? Answer: If you own your own busiever, the bank might get more money ness and only paid yourself $4,000 last by foreclosing on you and having the government pay them the difference or year, you might have a big problem if you’re trying to show you can afford a close to it. mortgage. It’s awful to think that the financial system actually works that way, but I’m hoping that you actually have strange things have happened lately in more income coming in, but that after the bailout of the banks. tax deductions that don’t affect your You asked whom you should complain cash flow you have more money. That’s to. It seems that our representatives in how it works in many industries, inWashington would and should know cluding real estate investment. what has happened to you along with If you work in the real estate industry the banking regulators. and have many investment rental propHowever, if the agreements with the erties and commercial buildings, you banks are such that they are not under could find yourself with little income to a legal obligation to take your deal, show on your tax return. Real estate inthen only a political solution can presvestors benefit from the ability to desure banks to take a deal that is better preciate their buildings on a year-tofor taxpayers and not so lucrative for year basis and offset that depreciation the buyers of failed banks. against income produced from their When you built your spec home, you properties. risked your money and time, and as If you have real estate properties that part of capitalism, you are now dealing throw off good income and you earned with the down side of the risk. But your quite a bit of money from these propercurrent bank may not have a downside, ties even after deducting expenses, and that distorts the market and trans- your tax return might show that you fers losses from the bank to the U.S. have little income once you subtract government. property depreciation. Unfortunately, your complaints to That said, a lender who is experiregulators and to our government may enced in lending to business owners in fall on deaf ears. In that case, you must your industry should be able to look do what is best for you. What may be over your tax return and see through best for you is to let the home go into the line items to understand what your foreclosure and save yourself from the true cash flow is each year. sinking ship. For example if your true income last Keep in mind that if the lender has year would have been $100,000 but reported your payments to the credit due to tax benefits — not cash payreporting bureaus, your credit history ments you made to others — you were may have been damaged quite a bit by able to reduce your income to $4,000, now. a lender may be willing to review your Second, if the home goes into foreoverall tax situation and still give you a closure, your credit history and credit loan. score will suffer more, but your main But that lender may not offer you a priority now must be to take care of loan on the same terms given to a peryour husband with cancer. If you and son who has an easy tax return and falls your husband make it through that fight, you can then work to rebuild your into all of the normal standards lenders credit history and credit score over the have come to expect from borrowers these days. next couple of decades. However, if your tax return shows You and your husband’s physical and that you only made $4,000 last year mental health at this point should be and the deductions you mentioned your main concern. If the bank is willwere cash outlays that reduced the ing to work with you, then work with money you actually have, you probably them. If, as you have said, you’ve done won’t find a lender willing to give you all that you can to get the home sold, found a buyer for the home and offered any loan for a home with that level of income. to take money out of your retirement accounts to pay the lender, and yet the I’m hoping you haven’t misjudged lender rejected that offer, you’ve done your business, and that you will be able as much as you can and should move to raise the level of income you earn so on and focus on your husband’s health that homeownership can be a goal and your family. sooner rather than later.

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NEW NORTHERN COLORADO HOMES

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Real Estate Matters

S

Samuel J. Tamkin is a Chicago-based real estate attorney. His Web site is www.lawproblems.com. Ilyce R. Glink’s Web site is www.thinkglink.com. If you have questions for them, write: Real Estate Matters Syndicate, P.O. Box 366, Glencoe, IL 60022.

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Sales Office Open 10-6 Daily

4

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$289,900

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OPEN SAT & SUN 1-5 PM STARTING IN THE MID $200’S

OPEN HOUSE 12-4 Thursday - Monday Single & family s ome Patio h$ 5K 1 from 3 You have choices! Choose your lot and your builder!

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Saturday Reporter-Herald March 19, 2011

H&RE Featured Home Plan

H&RE Home Improvement

Remedies abound for repairing large holes in drywall GENE AUSTIN MCCLATCHY-TRIBUNE

Q

Philipsburg is a duplex with charm ASSOCIATED DESIGNS

T

he Philipsburg is a duplex with all the charm, and most of the privacy, of a country cottage. Garage walls are the only point of contact between the units, and even the covered patios are completely secluded. The two-story units are mirror images of each other. Slender posts set on wood-framed bases highlight and support an entry porch capped by a low profile gable. Wooden siding covers a half wall that creates another secluded area in the porch section extending from the door to the outer post. It's easy to imagine sipping lemonade here while lazing away a summer afternoon relaxing on wicker furniture or a wooden porch swing. Inside, a handy coat closet hides in an alcove hidden behind the front door. The living and dining areas are all of a piece, and open to the kitchen across a raised eating bar. Light washes into the living areas through wide multipaned windows on the right. More beams in through a smaller window over the sink. Kitchen counters and cabinets line two walls, plus the peninsular counter/eating bar. A combination utility room and powder room is at the rear, along with access to the covered patio. The patio makes a cozy spot for outdoor dining when the weather is warm. Walled on two sides, it provides some protection from the wind, and could easily be screened, if flying insects are

a problem in the area. Two bedrooms and a full bathroom with linen storage are upstairs in each of the Philipsburg's units. Both bedrooms are expanded by rectangular window bays, which could easily be built as cozy window seats with storage beneath. The rear bedroom is slightly larger, as is its closet. For a review plan, including scaled

floor plans, elevations, section and artist's conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Please specify the Philipsburg 60-030 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 634-0123, or visit www.AssociatedDesigns.com.

uestion: I just moved into a building where the previous occupants must have played indoor baseball. There are several holes in the drywall about the size of a baseball. Is there a fast, easy way to patch these holes? — G. Arnold Answer: Holes in drywall aren’t difficult to patch, but it is seldom fast and easy. It is usually necessary to repaint the entire wall after patching. As for the holes, which are often caused by bumping of door knobs or the corners of furniture, there are at least a dozen ways to patch them. Many doit-yourselfers prefer to use a repair kit, sold at many home centers and on the Internet. Kits generally contain all or most of the materials needed to make the patch. Look for a kit that includes drywall joint compound, which is needed to smooth over the patch. If you have several holes and don’t want to use kits, you can buy the materials separately. Buy “setting type” joint compound, which comes in bags and lets you mix only as much as is needed for the job at hand. Following is my favorite method for patching drywall holes: Make a square pattern from cardboard that just covers the hole, and draw an outline of the pattern around the hole. Cut the edges of the drywall around the hole neatly to match the pattern lines, using a sharp utility knife or a finetoothed keyhole saw. Next, cut a piece of drywall that is about one inch larger on all sides than the pattern; this will be the patch. Place the cardboard pattern on the back of the patch and

Shutterstock photo draw its outline so that there is a margin on all sides. Cut out only the back of the patch, along the pattern lines, so that the front paper covering is left in place to form four thin flanges. Test-fit the patch in the hole, then butter the back of the flanges and the edges of the patch with joint compound and press it in place with a 6inch-wide drywall joint knife. The paper flanges should hold the patch in place. When the compound dries, smooth over the flanges of the patch with more joint compound — three coats are usually needed. Let each coat set up for several minutes, then carefully smooth it with a damp sponge and let it dry; this will reduce the need for sanding. When the patch is smooth and all the compound is dry, prime the patch and repaint the wall.

Q

uestion: I have a fiberglass shower wall and tub that have accumulated a lot of hard-water stains, soap scum and dirt. I have tried all kinds I See DRYWALL/Page E5

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SATURDAY 1:00-3:00

SATURDAY & SUNDAY 1:00-3:00

255 Carina Circle #104, Loveland Granite counters, SS appl, wood flrs, vaulted ceilings, fireplace & full bsmts. They are going fast! HOA covers water, sewer, trash, exterior maintenance & insurance, landscape & snow removal, cable, clubhouse, pool & hot tub.

680 Moonglow Drive, Windsor New Homes starting in $190,000s! Ranch & 2-story plans. Personalize your home from framing to finish! Front landscaping with sprinkler is included. Miles of bike trails, open space & parks. Call for your personalized showing today!

4017 Temple Gulch Circle, Loveland HIGH ENERGY-EFFICIENT, END UNIT townhome facing huge open space. New carpet on main & stairs. Vaulted ceilings in great room & bdrms. Gas FP, kitchen w/large island, pantry, black appliances. Spacious master w/balcony overlooking open space, 2 closets, 5-pc bath, 9x8 sitting area. Home Warranty.

2126 Garo Court, Loveland 3BD, 3BA ranch w/2 car garage on a quiet cul-de-sac. Hardwood & tile floors, wood fireplace in great room, updated master bath, new carpet & paint in bsmt area, a/c & shop. Covered front porch, sprinkler, fenced backyard, patio, storage shed, fruit trees & RV parking. Close to shopping & schools.

$184,702

$195,000

$214,000

$219,900

MLS# 645344

MLS# 640714

MLS# 648996

MLS# 643821

Call Georgena Arnett

Call Kelli Couch

Call Cathy Vance

Call Diana Luthi

481-9801

310-8804

231-0234

481-2692

TWO-ROOM MASTER SUITE

SUNDAY 1:30-3:30 3585 Leopard Street, Loveland Backs to greenbelt w/mtn & foothills views. Tiled entry, hall, kitchen & baths. Custom paint & carpet. Upgraded Maytag appliances (gas range/oven), maple cabinets. Mstr w/private ¾ bath & retreat. 2nd bdrm & full bath on main. Finished bsmt w/family room & 3rd bdrm. Large patio & fenced backyard w/sprinkler.

SATURDAY & SUNDAY 1:00-3:00 2102 Farisita Drive, Loveland All brick custom home. Over 2,000 sf on one level. New carpet throughout. Solid wood 6-panel doors. Pella windows, Jenn-aire range, oversized garage, clean hot water heat, full rock fireplace. Spacious corner lot. Light & bright southern exposure w/views of Rist Benson Lake.

SATURDAY & SUNDAY 1:00-3:00

SATURDAY & SUNDAY 12:00-5:00

SUNDAY 1:00-3:00

2115 Garo Court, Loveland Ranch plan w/all bedrooms, baths, kitchen & laundry on the main level with the openness of an upper level living room & a lower level family room. NEW Anderson windows, slider doors, siding, driveway, gutters, fence & updated main bath. Wonderful mountain views from the upper deck off the living room.

7405 Pimlico Drive, Windsor Brand new, beautiful 3 bedroom, 2 1/2 bath home with loft, 2 car garage, covered patio and basement on oversized lot backing to open space. Our homes offer incredible value with high quality and energy efficiency in a serene setting. Ask about our builder incentives. Prices starting at $235,000.

1541 Dryland Street, Loveland Ranch style home in Taft Farms built by Keirns Construction. Great floor plan w/full master bath. 3bds. RV parking, oversized garage. This beautiful home is completed and ready for occupancy. Come out today and see what great things Keirns Construction has to offer! Other floor plans & lots to choose from.

$235,000

$229,900

$239,900

$257,000

$308,500

MLS# 646302

MLS# 634231

MLS# 648987

MLS# 640398

MLS# 641473

Call Don A. Riedel

Call Bob Skillman

Call Julie Hart

Call Carole Newberry

Call Leslie Moen

679-8265

631-2257

443-4047

481-1443

303-957-7562

BEAUTIFUL INTERIOR DESIGN

SATURDAY & SUNDAY 12:00-5:00 7407 Pimlico Drive, Windsor Brand new 4 bedroom, 3 bath, 3 car garage on 8000 sq ft open space lot. 2549 finished sq. ft. Granite kitchen, hardwood floors, lots of extras. $314,000. Ask about our great builder incentives! Other plans available starting at $235,000.

TUESDAY - SUNDAY 1:00-4:00 4630 Tarragon Drive, Loveland NEW PATIO HOME MODEL IN THOMPSON CROSSING. Choice of 6 ranch plans, 3-car garage options, garden level lots, views, low HOA dues. Convenient location, yet tucked away. Enjoy the million $ sculpture walk, trail & easy access to I-25. Low maintenance living at its best!

SATURDAY 1:30-3:30 535 Marcellina Drive, Loveland Located on private lot in Mariana Glen. 2-story w/upgrades galore! New paint inside & out. Kitchen w/granite counters & island, ss appliances, eating area that accesses a covered patio & backyard. Main level bedroom/study & utility area. 4 bdrms on upper level plus upgraded mstr bath & full bath. 3 car garage.

SATURDAY 11:00-1:00 3020 Blue Mountain Court, Loveland Enjoy views & wildlife from the deck of this 2 story home on .99 acres. Updated w/ slab granite counters in kitchen & mstr bath. Thermador gas range, spacious rooms, multiple windows, finished walkout basement, new tile roof. Neighborhood pool & tennis courts & minutes to 4 lakes for fishing, boating & hiking!

$314,000

$339,000

$425,000

MLS# 645384

$498,000

MLS# 640727

MLS# 648474

MLS# 648274

Call Kristen Specketer

Call Valerie Schlageter

Call Don A. Riedel

Call Cindy Kutin

290-8097 MARIANA BUTTE

217-3464 MARIANA BUTTE

SATURDAY 1:00-3:00

SATURDAY 1:00-3:00

530 Deer Meadow, Loveland Quality custom from Austin Signature Homes. Enjoy the final opportunity for a lifestyle on Mariana Butte Golf Course! Golf course lifestyle with no membership fees. Peaceful, quiet setting with tranquil views that overlook the golf course, water and the front range. Deer Meadows Metro District.

542 Deer Meadow Drive, Loveland Quality custom home from Austin Signature Homes. Enjoy the final opportunity for a lifestyle on Mariana Butte Golf Course with no membership fees. Peaceful & quiet setting with tranquil views that overlook the golf course, water and the front range. Deer Meadows Metro District.

$825,000

$875,000

MLS# 645852

MLS# 645863

Call Nancy Walkowicz

Call Robert Walkowicz

461-7136

481-6077

679-8265

391-4735

A N E X C L U S I V E S E RV I C E O F T H E G R O U P, I N C . R E A L E S TAT E

Northern Colorado Real Estate Source The Real Estate Source is a magazine produced by me The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado.. (]HPSHISL MVY WPJR \W H[ V]LY KPZ[YPI\[PVU WVPU[Z PUJS\KPUN OV[LSZ NYVJLY` Z[VYLZ YLZ[H\YHU[Z JVMMLL ZOVWZ HUK .YV\W VMMPJLZ

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SATURDAY 11:00-1:00

3169 Blue Mountain Court, Loveland All brick classic home w/ European influence. Private park-like .86 acre backs to foothills & open space. Kitchen features custom cherry cabinets, Italian tile, slab granite & cozy hearthroom. Great room warmed by a carved limestone fireplace. Wonderful outdoor living spaces. Neighborhood pool & tennis.

$680,000 MLS# 645353

Call Cindy Kutin

391-4735

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Saturdayy Reporter-Herald March 19, 2011 E5 p

H&RE Real Estate Briefs

H&RE National Real Estate

REALTOR JEANETTE MEYER RECEIVES PLATINUM SERVICE RECOGNITION

Tax time less taxing for homeowners

Jeanette Meyer, CRS, GRI, MBA of RE/MAX Alliance in Fort Collins, has been awarded the highest level of service achievement in the real estate industry, Quality Service Certified Platinum. The award is in recognition of earning 100-percent client service satisfaction in 2010, as measured by Leading Research Corporation. This is the fifth consecutive year Meyer has received QSC award status recognition. Quality Service Certified is the only award in the real estate industry based on independentJeanette Meyer ly validated, measurable service results from past customers. Meyer has owned and operated Meyer Property, Inc., a residential real estate firm since 2001. She is licensed with RE/MAX Alliance and may be reached at 970-481-9340 or jmeyer@remax.net.

NATIONAL ASSOCIATION OF REALTORS

O

MASTER THE RENTAL MARKET, REGISTER FOR THE CITY'S LANDLORD EDUCATION SERIES The City of Fort Collins Neighborhood Services will host a Landlord Education Series, a two-day, eight-hour class designed to inform and empower local landlords to operate successfully within the complex and ever-changing northern Colorado rental market. This is a two-part training. Please plan on attending both days: • Friday, April 8, 2011 from 8:30 a.m.-12:30 p.m. • Friday, April 15, 2011, from 8:30 a.m.-12:30 p.m.. The cost is $20, and you will receive confirmation with your payment. You may register by cash, check or charge. Please make checks payable to The City of Fort Collins. Attendees may either drop off cash or check to Neighborhood Services, 281 North College Avenue, second floor, or mail check to Neighborhood Services, 281 North College Avenue, Fort Collins, CO 80521. It is also possible to phone in your credit card payment to 970-224-6046. For questions contact Ginny Sawyer at 970-224-6070 or gsawyer@fcgov.com. For more information on this education series and other education opportunities, visit fcgov.com/neighborhoods.

CITY OFFERS FREE HOMEOWNER ASSOCIATION EDUCATION The City of Fort Collins Neighborhood Services will host an HOA educational session Tuesday, March 22, 2011. The session is free and runs from 6-8 p.m. in the City Offices located at 215 North Mason St. in the Community Room. This session will focus on homeowner rights and responsibilities. Being part of a community means sharing with your neighbors a common desire to promote harmony and contentment. This goal is best achieved when homeowners and association leaders understand and fulfill their rights and responsibilities. Well governed, enjoyable communities are places where homeowners and leaders have learned how to strike a reasonable, logical balance between the best interests of individual owners and those of the community as a whole. This presentation will help homeowners understand their rights and responsibilities and how they can participate positively in their community. For questions and to RSVP, please contact Ginny Sawyer at 970-224-6070 or gsawyer@fcgov.com. For more information on this education series and other education opportunities, visit fcgov.com/neighborhoods.

wning a home offers myriad benefits throughout the year, but some of the financial advantages of home ownership are most apparent at tax time, said NAR President Ron Phipps, broker-president of Phipps Realty in Warwick, R.I. “As many of today’s hard-working American families are feeling a financial squeeze, the tax benefits that can come from owning a home can be a welcome relief.” A number of tax deductions and credits are still available for home owners; these include deductions — with specific limits — for mortgage interest and capital gains on home sales, and credits for certain energy-efficient home improvements. Even with these benefits, homeowners pay 80-90 percent of all U.S. federal income taxes. “It’s been suggested that many of today’s tax incentives for home ownership primarily benefit wealthy individuals, but that’s simply not true,” Phipps said. “As today’s public debate continues about what home ownership means for families, communities, and the nation’s economy, there’s no question that for many, owning a home is still the best way to begin building wealth.” Ninety-one percent of homeowners who claim the mortgage interest deduction earn less than $200,000 a year, and the ability to deduct the interest paid on a mortgage can mean significant savings at tax time. For example, a family who bought a home in 2010

Shutterstock photo with a $200,000, 30-year, fixed-rate mortgage, assuming an interest rate of 4.5 percent, could save nearly $3,500 in federal taxes when they file this year. “Realtors see the very real positive impact of home ownership every day with our clients,” Phipps said. “Recent proposals to reduce or eliminate the mortgage interest deduction and re-

move government support of the housing finance market could have disastrous consequences for the economy, not to mention making it harder or nearly impossible for millions of families to own their own homes. We believe America must continue to invest in home ownership, for the future of our families and our nation.”

“It’s been suggested that many of today’s tax incentives for home ownership primarily benefit wealthy individuals, but that’s simply not true.” — Ron Phipps, broker-president of Phipps Realty

DRYWALL From Page E4

of products and they just don’t clean it. Can you help? — C. Davis Answer: Fiberglass surfaces are generally rather easy to keep clean once you get them that way, but removing existing crud could take a lot of scrubbing. First, don’t use abrasive cleaners — they can dull or scratch the surface. One product worth trying is Mr. Clean Magic Eraser Bath Cleaner. This is an oversize version of the regular Mr. Clean

Eraser. You will probably need several to remove a lot of accumulated grime. Another product sometimes recommended is ordinary baking soda. Put a generous amount of soda on a soft, white cloth, moisten it and scrub. Some hard-water stains can be removed by scrubbing with fullstrength white vinegar; for tough stains, make a paste of vinegar and baking soda and scrub with that. Once you get the fiberglass clean, here is how to keep it that way: After every shower or use of the tub, use a squeegee to wipe water from the flat surfaces. Then use your towel to wipe down the walls and tub, leaving them as dry as possible. The wipe-down takes only a minute or so, and pays off by not giving the hard and soapy water a chance to form stains. 11-325279

saturday

sunday

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

$145,000

SW LOVELAND

337 W 9TH STREET

1-3

WRIGHT KINGDOM

303-775-2994

From the $140’s*

NW LOVELAND

43RD & WILSON AVENUE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY

970-532-5900

$140’S -$220’S

SE LOVELAND

BOISE VILLAGE NORTH, ¼ MILE SOUTH OF HWY 34 ON N. BOISE AVENUE, 1899 10-6 E. 11TH

MIDTOWN HOMES

970-456-4600

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY

970-532-5900

$184,702

SE LOVELAND

255 CARINA CIRCLE #104

1-4

THE GROUP, INC.

970-481-9801

$195,000

NW LOVELAND

4568 MEAD

2PM

RE/MAX ALLIANCE

970-227-1327

$195,000

WINDSOR

680 MOONGLOW DRIVE

1-4

THE GROUP, INC.

970-310-8804

$214,000

NE LOVELAND

4017 TEMPLE GULCH CIRCLE

1-3

RE/MAX ALLIANCE

970-231-0234

$219,900

NW LOVELAND

2126 GARO COURT

1-3

THE GROUP, INC.

970-481-2692

$225,000

SW LOVELAND

2028 RODGERS

1-3

RE/MAX ALLIANCE

970-481-5015

$229,900

NW LOVELAND

2102 FARISITA DRIVE

1-3

THE GROUP, INC.

970-631-2257

$232,000

NW LOVELAND

4496 HAYLER AVENUE

12-5

THE COTTAGE REALTY

970-532-5900

$239,900

NW LOVELAND

2115 GARO COURT

1-3

THE GROUP, INC.

970-481-1443

$249,500

SW LOVELAND

1465 KATIE DRIVE

1-3

COLDWELL BANKER

970-691-0468

$257,000

WINDSOR

7405 PIMLICO DRIVE

12-5

THE GROUP, INC.

$279,617

NW LOVELAND

3830 HIGGINS STREET

12-5

$298,664

NW LOVELAND

4355 RIDGWAY DRIVE

$314,000

WINDSOR

$323,400

OFFICE

PHONE

43RD & WILSON AVE THE COTTAGES AT 12-5 ENCHANTMENT RIDGE

THE COTTAGE REALTY

970-532-5900

SE LOVELAND

BOISE VILLAGE NORTH, ¼ MILE SOUTH OF HWY 34 ON N. BOISE AVENUE, 1899 10-6 E. 11TH

MIDTOWN HOMES

970-456-4600

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY

970-532-5900

$169,900

SE LOVELAND

159 S. WASHINGTON

1-3

RE/MAX ALLIANCE

970-391-5991

$184,702

SE LOVELAND

255 CARINA CIRCLE #104

1-4

THE GROUP, INC.

970-481-9801

$195,000

WINDSOR

680 MOONGLOW DRIVE

1-4

THE GROUP, INC.

970-310-8804

$219,900

NW LOVELAND

2126 GARO COURT

1-3

THE GROUP, INC.

970-481-2692

$229,900

NW LOVELAND

2102 FARISITA DRIVE

1-3

THE GROUP, INC.

970-631-2257

$232,000

NW LOVELAND

4496 HAYLER AVENUE

12-5

THE COTTAGE REALTY

970-532-5900

970-443-4047

$235,000

SW LOVELAND

3585 LEOPARD STREET

1:30-3:30

THE GROUP, INC.

970-679-8265

THE COTTAGE REALTY

970-532-5900

$239,900

NW LOVELAND

2115 GARO COURT

1-3

THE GROUP, INC.

970-481-1443

1-5

THE COTTAGE REALTY

970-532-5900

$257,000

WINDSOR

7405 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-443-4047

7407 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-290-8097

$279,617

NW LOVELAND

3830 HIGGINS STREET

12-5

970-532-5900

SW LOVELAND

¼ MILE WEST OF WILSON ON 14TH STREET SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION

THE COTTAGE REALTY

12-4

GLEN MARKETING

970-663-4522 $298,664

NW LOVELAND

4355 RIDGWAY DRIVE

1-5

SE LOVELAND

4630 TARRAGON DRIVE

1-4

THE GROUP, INC.

970-217-3464

THE COTTAGE REALTY

970-532-5900

$339,000 $349,900

NW LOVELAND

3621 HIGGINS

1-3

RE/MAX ALLIANCE

970-214-9185

$308,500

NW LOVELAND

1541 DRYLAND STREET

1-3

THE GROUP, INC.

303-957-7562

$389,750

SW LOVELAND

975 PRISM CACTUS CIRCLE

12-4

GLEN MARKETING

970-663-4522

$390,000

NW LOVELAND

1544 HOMELAND ST

2-4

RE/MAX ALLIANCE

970-667-1828

$314,000

WINDSOR

7407 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-290-8097

$425,000

SW LOVELAND

535 MARCELLINA DRIVE

1:30-3:30

THE GROUP, INC.

970-679-8265

$498,000

SW LOVELAND

3020 BLUE MOUNTAIN COURT

11-1

THE GROUP, INC.

970-391-4735

$323,400

SW LOVELAND

¼ MILE WEST OF WILSON ON 14TH ST SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION

12-4

GLEN MARKETING

970-663-4522

$529,900

SE LOVELAND

27793 HOPI TRAIL

1-3

COLDWELL BANKER

970-290-9965

$680,000

SW LOVELAND

3169 BLUE MOUNTAIN COURT

11-1

THE GROUP, INC.

970-391-4735

$339,000

SE LOVELAND

4630 TARRAGON DRIVE

1-4

THE GROUP, INC.

970-217-3464

$825,000

SW LOVELAND

530 DEER MEADOW DRIVE

1-3

THE GROUP, INC.

970-461-7136

$389,750

SW LOVELAND

975 PRISM CACTUS CIRCLE

12-4

GLEN MARKETING

970-663-4522

$875,000

SW LOVELAND

542 DEER MEADOW DRIVE

1-3

THE GROUP, INC.

970-481-6077

$895,000

SW LOVELAND

288 RESERVOIR DRIVE

1-4

PREMIER LIFESTYLE

970-481-5512

$895,000

SW LOVELAND

288 RESERVOIR DRIVE

1-4

PREMIER LIFESTYLE

970-481-5512

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

PRICE

LOCATION

ADDRESS

From the $140’s*

NW LOVELAND

$140’S -$220’S

HRS

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS


E6

y

Saturday Reporter-Herald March 19, 2011

H&RE Front Range Gardening

Dahlias: King of the garden

If you go What: Colorado Dahlia Society’s annual tuber sale When: 9 a.m. until sold out, April 2 Where: Paulino’s Gardens, 6300 N. Broadway, Denver For more information: www.dahlias.net

CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY

the opportunity to collect the champions of floral royalty at the Colorado Dahlia Society’s annual tuber sale, 9 a.m. until sold out at Paulino’s Garpring, with its renewed life and dens, 6300 N. Broadway, Denver. air of bonhomie, inspires gar“I used to grow tulips and other deners to gather, rubbing elstuff, but I threw all that out and now bows and nudging each other out of I just grow dahlias,” said Tom Vonderthe way in the pursuit of the ideal saar, who plants over 200 of the draflower. We can’t help our good namatic flowers each year. “Those other tured enthusiasm; after a winter things are all ‘one-and-done’ spent staring at catalogs and garden- bloomers, but once dahlias start ing shows, we get a bit desperate to blooming in early August, you’ll have launch the season. flowers clear through frost.” This is especially true if you want Dahlias are a large group, boasting more than run of the mill blossoms, over 100,000 different types in the picked up as an afterthought with the American Dahlia Society’s Composite rest of the shopping. You deserve the Guide. To be listed in this prestigious best, the king of the garden, a dahlia. tome, a dahlia must first win a blue And on Saturday, April 2, you have ribbon in a show.

S

Shutterstock photos

“I used to grow tulips and other stuff, but I threw all that out and now I just grow dahlias.” — Tom Vondersaar

“All of the tubers are either donated by members or come from Arrowhead Dahlias, and we encourage our members to grow the most prize winning types listed in the Composite. That shows that a dahlia is consistently great, and grows well in gardens all across the country,” said Linda Quade, Tuber Sale Manager for the Society. “We usually have about 1,000 tubers for sale, but we sell out of the large ones right away.” If you’re going, make a shopping list and arrive early. With over 300 eager shoppers, finding the dahlia to light up your display can be a challenge; a list helps you focus on getting your top picks quickly. Most people love the huge, dinner plate dahlias, but connoisseurs know

that other forms offer pizzazz. “Some Dahlias put up a stem with a single are small, like a ping-pong ball, and flower; topping them encourages there are poms, cactus, laciniated, more branching and blooms. Pinch waterlily, and formal ones too,” said them back when young, nipping off Vondersaar, rattling off names of flow- large-flowered plants, those with 8er forms. inch blossoms or larger, once they’ve Not sure what to choose? Check got four sets of leaves; medium plants out the Society’s photo gallery at (6- to 8-inch blossoms) at six sets of www.dahlias.net, clicking on the Fab- leaves; and those with smaller blooms ulous Fifty link. You’ll find 118 at eight sets of leaves. dahlias listed, each garnering 50 or A month after you top the dahlia, more blue ribbons. Choosing a the first buds form. Dahlias form prizewinner will give you a flower with buds in triples, but if you leave all of more depth, form, and color, Quade them, the flowers will be small. Resaid. move the two outside buds, leaving Look for tubers that are “eyed up.” the center one to become a single, Dahlias have small buds resembling whopping-big blossom. Deadhead the eyes of a potato near the junction flowers once they’re spent to help of root and stem. Choose those with your dahlia continue the show until plump eyes and firm tubers. frost. Plant after danger of frost in a full to part-sun area, leaving the eye of the tuber pointed up. Carol O’Meara is with Stake or cage for support. Most CSU Extension in dahlias grow in well-drained Boulder County. soil, and though they need a litContact her at tle extra water just as they begin to bloom, they don’t like it 303-678-6238 or soggy. Give them high-nitrogen comeara@co fertilizer regularly through the .boulder.co.us. middle of the season. Though clipping off the growFront Range Gardening ing tip may give you shudders,

New apps for gardeners KATHY VAN MELLEK MCCLATCHY-TRIBUNE

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place your ad any time of the day or night. Fax: 970-635-3677…email: classifieds@reporter-herald.com

Apartments/ Garages/Storage Houses 4080 Roommates Loveland 5110 Unfurnished 4030 Spaces 4070 3 BDRM 923 E. 8th, $825 Wanted 4120 2628 HARTSEL CT. DOWNTOWN LUXURY APARTMENT HOMES Studio 1, 2, & 3 Bedrooms•Great Amenities •Pet Friendly •Covered Parking •Amazing Views

Apartments/ Furnished 4010

1 Block from downtown 4th Street

”0“ UTILS! 1 or 2 room studios, vintage apts. Onsite mgmt. W/D, WiFi, DirTV $335-$630 970-219-6353

Avail: spacious 2 & 3 bdrms, ht & wtr pd, central loc, fncd yd. 970-308-7387

Commercial Industrial 4040

1 BATH- Studio, 4012 W. Eisenhower. $425 Utils incl. 6000 SF Retail/Warehouse on Hwy 287. Overhead door. rmpm.com. 970-669-0842 970-593-2401 or 970-227-7447. 1 BD 606 Eisenhower $495/mo. Avail 4/1 rmpm.com. 970-669-0842 (1 BDRM apts. Clean!( Laundry & garage avail. No smk/pets. $500/mo. Call. 970-231-2566 (No Fri eve/Sat calls(

STORAGE 20 x 40 with 14´ overhead door. $325/mo. Call (970)481-5899

Houses

4080

Immediate Move-In Special 1 Month Free on our 2 bedroom Vermeer floor plan!

ALL BILLS PAID!!! 1 BDRM/studio, furnished Lincoln Place or unfurnished. Downtown 325 E. 5th St., Loveland. Loveland. $500-$625/mo. 970-461-8000 Call 970-391-0834

Apartments/ Unfurnished 4030

12´ x 24´ Cold Storage Garage, avail now. $95/mo. Call 970-219-1914

Condos/ Townhouses 4050 2 BD 1550 W. 28th, $1795 Fully finish, on golf course rmpm.com. 970-669-0842

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

2 BD- 2027 Tonopas, $1050 Unfin bsmnt, Avail 5/1 1 BDRM Executive rmpm.com. 970-669-0842 Spacious, well-appointed loft in Downtown Loveland with optional single-car ga- 2 bdrm, 1.5 ba, 2 stry, Very rage. This beautiful 1100 sq Nice, by park, hdwd Pet? ft apartment is newly ren- N/S. $775. Lvld. 970-227-7026 2 BDRM, 1040 Cleveland $850. Pets nego, sunroom ovated. $950 per month. No rmpm.com. 970-669-0842 smoking or pets. Call 2 Bdrm 2070 Manitou, $1150 970-980-6801 for application. Sm dog ok, AC, unfin bsmt rmpm.com. 970-669-0842 2 Bdrm- 925 Lincoln $995 1 CUTE Studio, 28 Idlewild NEW PRICE! Remod kit $450, fireplace, river access rmpm.com. 970-669-0842 rmpm.com. 970-669-0842 Condo, 2 bdrm, 2.5 ba, hookups, H20, sewer, trash pd, garage, pool, clubhouse 2 BDRM, 2 full ba, W/D, acces $750/mo. 3660 25th 2 BDRM 9441 WCR 18E new carpet, balcony, $830/ Street #1104 Greeley, CO. $1095, pets neg, fncd, 1800´s mo inc utils, 1043 Eagle Dr Faith Property 970-377-1626 home. rmpm.com. 669-0842 Lvld. 970-667-7000x106 3 BDRM, 2 BA, 1923 SF ranch, 3 car gar, in 2 Bdrm Apartment Homes Berthoud, No pets or smokG Includes Washer & Dryer COZY 1 bdrm, close to ers. $1450/mo (970)667-7908 G Park-Like Setting Chilson, new kitchen, pets G Garages Available neg, $575 +dep, 970-412-5649 3 BDRM, 2 BA, fncd bkyd, gar, A/C, new carpet, 1913 W. 15th St. LARGE 3 Bdrm w/gar $725 2fullcarunfin bsmt, N/S, pets 970-669-7850 - Sorry no pets No pets/smokers, water & nego. 2559 Silverton, Lvld. mowing paid, send app let- $1020/mo, Barb 303-717-5719 ter & ref to PO Box 272121 3 BDRM, 3737 S. Garfield, Ft. Collins 80527. $1595. VIEWS! Pets nego Call rmpm.com 669-0842

Foothills Apts

Ready to take the next step in your JOB SEARCH? Begin with

PerfectJobMatch.net

Duplexes

4060

Pets neg, unfin yd, Av 5/1 rmpm.com. 970-669-0842 4 Bdrm- 2090 Luvesta $3295 Custom home on 3 acres. Call rmpm.com 669-0842 Livestock OK. 522 E. Hwy 60, Lvld. 3 bdrm, 2 ba, trees. $1200/mo 970-669-9099 OWN your own home for what you pay in Rent! Lowest rates, $0 - $1000 Down Free Prequalification. Western Plains Realty Ken or Tammy 970-663-5008

To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

3 BDRM, w/bsmt, A/C, new carpet in West Lvld. $975/mo. w/12 month lease & sec dep. Pets on approval. (970)685-8573

Rooms For Rent

4130

Fully furnished large rooms in Lvld. Laundry, A/C, cable, all util. incl. $325/mo. (970)227-1585 Effiency Apartment, all utils inc, fully furnished. $450, Avail immed. 970-227-1585

Wanted To Rent

A picture is worth a thousand words Try a classified picture ad! Call for details

970-635-3650

4170

Responsible older male needs small farmhouse/apt to rent w/space for 2 mini. donkeys. 303-746-7028 For Sale By Owner $490K. Beautiful Bonnell West, 6456 Wild Plum Dr, 4 bdrm, 3 ba, 1 acre. Open Sun 1-4 970-461-5775

Mobile Homes/ Spaces 4090 ( 2 BEDROOM HOMES ( $575 to $650 + dep. W. Hwy 34. Pets on appr Se Habla Espanol (970)685-8573 IT PAYS TO BUY! $1000.00 Cash Rebate If purchase Feb. Easy Credit Low Down Starting under $699 That includes Lot Rent! 970-420-8488 I WILL MOVE YOUR MOBILE HOME FREE LOT RENT STARTING @ $199 250+Communities to choose from Offer expires 3/31/2011 970-420-8488

Office Space 4100 1244 N. Lincoln/Lvld. 500 sq. ft. Util incl. $500/mo. 580-795-4636

Berthoud

5020

BANK OWNED2-story, 3 bdrm, 4 bath, 2878 SF Fin. C/A new int paint/carpet. $239,900. Re/Max Alliance, Wanda Quaid, 970-481-3033

FIND A CASH BUYER for your used lawn or garden equipment by placing a classified ad in the Reporter-Herald! 635-3650

Sat. & Sun. 11am-5pm 3 bedroom, 2 bath, open concept, showroom condition, new paint & carpet, carport, 8X10 shed, many extras, MH 28´ X 76´ in Sunset Park, 55+ community. $79,900. Call 970-593-3281.

Mobile/ Business 5026 Manufactured Opportunities Homes/ Unique & Fun ( Profitable Spaces 5130 soda fountain, est 1921. $130K Lyons 303-709-6162

Commercial 5030

Office and Retail spaces. Starting at $150. Utilities Berthoud 1710 sf Steel bldg Included. 970-613-1477 for lease $1200. mo/purch w/poss owner carry, also Office Space ( Ft Collins/ adj vac lot. 303-888-5882 Loveland Airport. Approx 600 sqft, $500/mo. Call for details. 970-498-0260

DID YOU KNOW

over 16,500 residents are likely to purchase a used car or truck in the next year! Call today to list your used vehicle. 635-3650

MLS #648330 $259,900, 4 bed, 1 FURN bdrm, priv ba 4 ba brick ranch, 3340 sqft, & 1 furn bdrm, shared ba oversized 3 car gar w/ RV Share kitch & dining rm, Bay. Call Rob 970-203-1101 N/S, N/P. $425/mo inc util At Home Real Estate Co + $425 sec dep. 970-214-6340

Condos/ Townhouses 5040 ON THE COURSE, 3 bdrm, 3 ba, new everything, on Vista. $249,900 970-215-8212

1993 BERTHOUD mobil home, rent to own. 2 bdrm, 1 ba. (970)215-1819

BIG

HEADLINES GET THE JOB DONE! Get results today in the Classifieds

Call

303-776-7440 or 970-635-3650

dens plants at local garden centers. To get the app, visit burpeehomegardens.com wo new useful apps asSecondly, the Arbor Day sist you with plants. Foundation makes it easy to First, Burpee Home identify trees, using your Gardens introduces the iPhone or iPod Touch. Burpee Garden Coach, a free The new app is called “Arapp for gardeners who like to grow what they eat. Through bor Day Tree Identification Guide: What Tree Is That?” text messages and Webbased interaction via mobile and is based on its similar print tree ID guide. phone, you learn how to By identifying a few basic choose, grow, maintain, harcharacteristics of a tree, vest and eat backyard-grown such as leaf size and shape veggies. To get started, simand branch structure, ply text your Zip code to iPhone users will be able to 80998. determine what type of tree Features of the Burpee is in their backyard, neighGarden Coach include: borhood, city park or just • Text messages throughabout anywhere. out the gardening season One of the best features of provide planting date tips, maintenance reminders and this app is that it can be support to improve vegetable used anywhere regardless of cell phone coverage once it gardening success. is downloaded. • Access to the complete The app features advanced Burpee Home Gardens variety lineup at your fingertips. botanical illustrations of the many distinctive characteris• The ability to record, document and rate plants in tics of more than 250 tree species found in North Amera personalized garden jourica. nal. Once a tree is, the user • Get local weather forecan tag the tree at its exact casts to aid in garden mainlocation using the iPhone’s tenance. • Harvesting ideas and in- global positioning system. spirations from garden to Cost for the app is $4.95 table. and can be purchased from • Find Burpee Home Gar- your iPhone or at iTunes.

T

Upcoming home and garden events BOULDER COUNTY HOME & GARDEN SHOW

EVENTS AT DENVER BOTANIC GARDENS

When: 12-6 p.m., March 25; 10 a.m.-6 p.m. March 26; 11 a.m.-5 p.m., March 27

All events at Denver Botanic Gardens, 1007 York St., Denver •Free Day at Denver Botanic Gardens When: 9 a.m.-5 p.m, March 20 Contact: 720-865-3544 • Denver Rose Society Symposium When: 9:30 a.m.-12:30 p.m., March 26 Contact: 720-865-3544 •Colorado Cactus & Succulent Society Show & Sale When: 9 a.m.-5 p.m., March 26; 9 a.m.-4 p.m., March 27 Contact: 720-865-3544

Where: Boulder County Fairgrounds, 9595 Nelson Road, Longmont

NORTHERN COLORADO ANNUAL SPRING HOME & GARDEN SHOW When: 12-5 p.m., April 29; 10 a.m.-5 p.m., April 30 and May 1 Where: Larimer County Fairgrounds Exhibition Hall Contact: www.mile-high-pro ductions.com


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