Realty Guide by Loveland Reporter Herald

SATURDAY, March 20, 2010

Did You Know

Reporter-Herald

HOME & Realty Guide Look Inside: Mortgage rates ....................pg. 2 New Home Directory..........pg. 3 Transactions .........................pg. 5 Featured Home Plan ..........pg. 9 Real Estate Briefs ...............pg. 9 Open Houses .................... pg. 10 Classifieds.......................... pg. 11

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In all, 4.4 million households are expected to claim home-buying tax credits before they expire in April — National Association of Realtors

Create a restful refuge

Real Estate Matters Home buying checklist

Page 2

In the Garden Attract birds with right menu

Page 3

HGTV photo

The living space was updated and color coordinated.

Olson plays a master bedroom game changer CANDICE OLSON HGTV

Featured Proper ties Section: Pages 4 & 5

ichelle and Bryan are sporty, active, on-thego types. During the day, Michelle works as a golf pro and Bryan (a former NCAA volleyball coach) teaches physical education. In their spare time, the two attend countless sporting events, including tournaments. Oh, and they are also full-time parents to two young boys who keep them running around — in a different sort of way. Needless to say, the couple doesn’t have much time to relax.

They recently moved into a big home in the suburbs that they updated in a contemporary/traditional style. But when it came to designing their master bedroom, they were out in left field. They wanted a relaxing retreat where they could unwind after a long day, but the bright red room was gigantic, awkward and cold. So I sent Michelle and Bryan to the sidelines, brought in my own team of pros and got set to turn their dysfunctional space into a restful refuge for two. Sometimes the bigger the space, the bigger the challenge. But challenges in my line of work are par for the course. My task lay in figuring out how to use the big, unusual space to its best advantage and make it as functional — and stylish — as possible. The bedroom had a big alcove that the couple used as a sleeping nook. So I decided to take the I See Divine/Page 6

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SATURDAY, MARCH 20, 2010

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H&RG Real Estate Matters H&RG

Consult Glink’s home buying checklist

Mortgage Interest Rates

This Week’s Rates* Last Week 5.01%

ILYCE GLINK TRIBUNE MEDIA SERVICES

30-Year Fixed:

Today 5.05%

15-Year Fixed:

4.36%

5/1 ARM:

3.91%

3.93%

ing how much you can afford to spend — and want to spend — on your mortgage, property taxes and insurance each month. ouldn’t it be great to have a home Then add in all of the other expenses you buying checklist? Something you pay for each month (and don’t forget to save a few bucks for the upkeep and maincould stick in your pocket that would remind you to ask all the right ques- tenance expenses you’ll have to pay for as well). Once you’re done, figure out how tions and make a smart home buying much money you have left in your paymove? check and whether you want to spend a litAs we count down the final few weeks to tle more of it on your housing expenses take advantage of the $8,000 first-time each month. (Remember, part of the houshome buyer tax credit and $6,500 longing crisis came about because people term homeowner tax credit, it’s helpful to bought homes — and lenders that gave have a checklist all home buyers can turn them loans — that they couldn’t afford to. over the long haul.) 4. Pull a copy of your credit history and ILYCE’S HOME BUYER CHECKLIST credit score. Do this at www.annual 1. Understand the difference between creditreport.com. You’ll get a free copy of what you want in a house and what you your credit history from each of the three need. Just because you want a house with credit reporting bureaus (Equifax, Experifive bedrooms, five bathrooms and a pizza an and Trans-Union) plus, you’ll have the oven in the outdoor kitchen, that doesn’t opportunity to pay around $9 for a copy of mean you need all that. The concept is to your credit score. get everything you absolutely need in a 5. Gather your paperwork together beproperty and a few of the things you want fore you shop for a loan. You’ll need copies — without breaking your bank account. of your W2, bank account and retirement 2. Identify your neighborhood(s) of account statements, as well as tax informachoice. Write down what characteristics tion. I have a full list at ThinkGlink.com your neighborhood of choice should have (www.thinkglink.com/ and compare that list with actual neighbor- article/2008/09/11/mortgage-loanhoods in which you might want to live and applicants-need-more-documents). You’ll can afford to buy. Then spend time in that need even more documentation if you’re neighborhood, driving around during the getting a jumbo loan or if you own your day and night. Visit the local schools, see own business. who hangs out in the grocery store and cof6. Shop around for a mortgage. Talk to at fee shop, and drive the commute to your least five different types of lenders. Most office during rush hour. lenders will offer you a 15-year or 30-year 3. Figure out how much you can comfixed rate mortgage through Fannie Mae, fortably afford to spend. While lenders are Freddie Mac or FHA. more conservative in handing out loans, 7. Find an amazing real estate agent. they may offer you a bigger loan than While the information available on the Inyou’re prepared to take. Start by calculatternet makes buyers feel as though they’ve got everything they need to For more information, call negotiate a great deal, they’re actuGlink’s radio show at ally missing the key ingredient: ex800-972-8255 on Sundays perience. A great agent with years from 9 to 10 a.m., write to Real of experience negotiating for buyEstate Matters Syndicate, P.O. ers and sellers in your neighborBox 366, Glencoe, IL 60022 or hood of choice is invaluable. visit www.thinkglink.com. 8. Understand what true value means in your neighborhood(s) of

Real Estate Matters

I See GLINK/Page 8

Trend no change

* Rates provided by Bankrate.com. All rates are subject to change.

Home and Realty Guide is on the Web For home and real estate advice, features and information, visit www.homeandrealtyguide.com

Home & Realty Guide is produced every Saturday by the Loveland Daily Reporter-Herald.

EDITOR Jade Cody jcody@reporter-herald.com 635-3656 REPORTER Rhema Muncy rmuncy@reporter-herald.com 635-3684

DISPLAY ADVERTISING 669-5050 CLASSIFIED ADVERTISING 635-3650

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H&RG In the Garden

SATURDAY, MARCH 20, 2010

tant to birds’ ability to stay warm. Break the ice each day and keep fresh water in the basin. There’s no talking bird feeding unless you include squirrels. I’ve never seen such enthusiastic eaters. Squirrels launch themselves bodily at their food, something I’ve observed people do at a buffet. BeCAROL O'MEARA crack of the husk absolutely delightful. Others precause they jump high (to 6 feet) and wide — up to CSU EXTENSION, BOULDER COUNTY fer the rich, earthy flavor of sunflowers (black oil 10 feet — feeders are always under attack. and striped) along with safflower and white millet. I admit I draw the line at feeding squirrels. They Separate feeders serving each type of feed will bring annoy me, but I finally found the solution to their hese days, feeding the birds is like running a a variety of birds to the backyard. feeder raiding. A hanging baffle half way up the dining establishment. The right menu must Having grackles arrive is like watching a busy feeder pole stops them cold, provided the pole is lobe offered with unique selections, or birds evening at a trendy eatery. They’re loud, the feeder cated eleven feed from the nearest launch pad. just won’t come. You can’t possibly serve a mixed is crowded, and quieter birds just try to dine and There’s a lot of seed and feeding stations available kernel ‘hash’ to the fussy feathered flock; to be sucflee. You might as well be serving Rocky Mountain for the backyard birder. This is because not all birds cessful you must serve only the finest and freshest Oysters and beer, they way grackles go at it. Should prefer their food vertical. Some like seed spread out seed for discerning bird tastes. you wish to give the less raucous birds a chance, on a platform so they may experience food with Although birds eat like trolls, gobbling food feed safflower seeds. The big grackles don’t like it both beak and feet. They also glean the ground for quickly and conducting loud family quarrels, they and will move on. seed and especially love sunflower or millet. are more judgmental about food than any critic. One essential menu item is suet. Like a decadent Inevitably, there will be spillage from the feeders. Food critics don’t usually throw what they dislike off slice of pie, suet is pure fat (with some seed), proTo prevent seeds from sprouting and growing plants onto the floor. viding high energy in winter when birds need lots of no one recognizes, try the partially steamed mix Seed is specialized to feed very specific species, calories to keep warm. Glazed with fruit or studded that has been heated to stop germination. no doubt due to modern birds turning their beaks with insects, make suet a signature dish to attract Despite the effort going into food selection, feedup at blends that lack a nice chew. Simple, filling woodpeckers or chickadees. ing birds in winter is sure to add life to the garden. fare is out. Like great waiters, staff at local bird Appealing bird establishments will offer both wa- Just don’t take their criticism personally. feeding bistros can help you make the right selecter and food. Sources of water are critical to birds tion for finicky eaters. Carol O’Meara is with CSU Extension in Boulder in winter for drinking, but birds bathe in it as well. I County. Contact her at 303-678-6238 or Thistle is excellent for smaller birds, especially don’t remember the latest craze in restaurants including a bath with the meal. Still, baths are impor- comeara@co.boulder.co.us. finches, juncos and sparrows. They find the crisp

Attract birds with the right menu

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H&RG Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

Loveland • Robert Dupper from Allen Patrick C, 2216 Hoffman Dr, Loveland, $200,000, home • Sarah Aavang from Edsall Barbara A, 1506 N Lincoln Ave, Loveland, $120,000, home • Jack Fields from Phillips John, 4869 Harrison Ave, Loveland, $158,000, home • Mark & Sveta Thomas from

Deutsche Bank National Trust C, 4250 Cotopaxi Dr, Loveland, $207,000, home • Daniel Carson from Douglas Kathy, 3805 Panther Dr, Loveland, $220,000, home • Edward Michael from Jorgensen Mark J & Catherine C L, 1180 Flowering Almond Dr, Loveland, $360,000, home • Jennifer & Elise Archer from Loveland Habitat For Humanity, 2074 E 11th St, Loveland, $169,200, home • Leslie & Robert Leigh from Stankovic Nicholas & Lois A, 4045 Box-

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elder Dr, Loveland, $194,900, home • Wda LLC from US Bank Na Nd, 2006 Agate Ct, Loveland, $150,000, home • Robert Lindley from Braden Robert S & Margaret I, 400 Polk Dr, Loveland, $275,000, home • Ashley & Paul Mcinally from Burgueno Andres L & Janet E, 2956 Sanford Cir, Loveland, $246,500, home • Josh Linhardt from Bush Jonathan, 320 Carina Cir Unit 102, Loveland, $146,900, condo • Busby Lp from Divine Homes Denver LLC, 617 E

Eisenhower Blvd, Loveland, $650,000, home • David Sites from Dupont Richard H & Diane C, 836 E 7th St, Loveland, $135,000, home • David Mcknight from Grell Roger A & Joan M, 1540 Adams Ave, Loveland, $128,500, home • Jgc2m LLC from Jb Investments Inc, 110 12th St Sw Unit 118, Loveland, $119,500, condo • R Inc from Kendall Brook LLC, 4410 Wolcott Dr, Loveland, $174,500, home • Constance &

Donald Evenson from Martin Ryan A & Kimberly L, 3232 Malta Pl, Loveland, $177,500, home • Joshua Horwood from Arnold Sharon L, 2030 Salida Ct, Loveland, $221,500, home • Vickie Martina from Aspen Homes Colorado Inc, 3349 Hewitt St, Loveland, $190,000, home • Kathy Douglas from Carlson Michelle & Roland B, 2070 Manitou Ct Unit 104, Loveland, $160,000, condo • Eric & Kristina Peatrowsky from Choice City Properties Inc, 526 Valley View Rd, Loveland,

$350,000, home • Derek Westmoreland from Citibank, 847 N County Road 19 E, Loveland, $256,500, home • B Dev from Con W, 2236 S Del Norte Dr, Loveland, $190,000, home • Jeffery Webster from Deutsche Bank National Trust C, 789 Johnson Ave, Loveland, $145,000, home • Penny Borjas from Dorner Krista R, 5701 Norwood Ave, Loveland, $264,000, home • Donna & Dennis Sweigart from

Gonzales Ray J & Elizabeth, 2449 Dawn Ct, Loveland, $150,000, home • Brian & Brandony Lesser from Helgesen Scott D & Julie K, 1534 W 31st St, Loveland, $250,000, home • Stephanie & John Baker from Housing Authority City Lov, 1828 S Del Norte Dr, Loveland, $161,000, home • Sabrina & S Covalt from Ivkov Edward J & Kimberly K, 1548 Warbler St, Loveland, $173,300, home • Kenneth

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HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, MARCH 20, 2010

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DIVINE From Page 1

bed out of that recess, put up some walls and turn the area into a huge walk-in closet. Once I had a more practical layout, I covered the red walls with a beautiful shade of cream and divided the room into two sections: a fireside lounge and a bedroom. In the fireside lounge, I created a stunning feature wall that I painted a rich shade of butterscotch. Along this wall, I made room for a big-screen TV, a darkwood media cabinet and — for the real wow factor — a gorgeous gas fireplace. I clad the fireplace in contemporary glass and natural-stone mosaic tiles in rich amber, caramel and cognac tones, which became a jumping-off point for the color palette in the space. In front of the fireplace, I created a comfy lounge area, consisting of a big rust-colored loveseat with long tweed pillows, two beautiful slipper chairs in a soft amber hue, a coffee table, two wooden end tables and a gorgeous area rug. I then got to work on the bedroom area, which I situated at the other side of the room in a hexagonal-shaped alcove consisting of five windows. I ran angled curtain rods around the perimeter of this space, put up neutral linen floor-to-ceiling drapes and added lined Roman blinds for light control and privacy. I put the couple’s king-sized bed against the biggest of these windows, installed a new plush, caramel-colored headboard, added a few side tables and then heaped on layers of luxurious linens and plush pillows in a variety of fabrics and textures. To lighten things up, I put in a series of monopoints, a few table lamps and two gorgeous pendant lights above the two side tables in the lounge. For the piece de resistance, I put up a rustic ceiling fan/light made of wood with an oilrubbed, bronze finish. After some final finishes and accessories — artwork, candles, plants and pillows — this master bedroom was all warmed up and ready to get into the game. By reconfiguring the space, filling it with rich colors and luxurious fabrics, and strategically arranging furnishings and fixtures, this bedroom went from cold and cavernous to refined and defined. Now that’s divine.

Interior decorator Candice Olson is host of HGTV’s “Divine Design.” For more ideas, information and show times visit www.HGTV.com or www.divinedesign.tv.

Divine Design

HGTV photos

Top: Michelle and Bryan’s gigantic bright red bedroom was awkward and cold. Above: By reconfiguring the space, filling it with rich colors and luxurious fabrics, and strategically arranging furnishings and fixtures, this bedroom went from unwelcome to refined and defined.

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11. Put together the other pieces of your home buying team. Now that you have the agent, you’ll need a few other people to help you buy the right From Page 2 property. Choose your home inspector and your lender (and decide what kind of loan you want). choice. Start collecting information about the lo- Think about hiring a good real estate attorney (especially if you’re buying a foreclosure or cal housing stock. Ask your agent to walk you through each home that has recently sold, so you short sale, and even if real estate attorneys aren’t normally used to close house deals in your begin to understand the relationship between state). price, condition and value. 12. Understand the true costs of home owner9. Apply for your loan. Try not to chew your ship. You don’t want to be stressed out over the nails off while waiting to be approved. 10. Work with your agent to identify the homes monthly expenses of owning a home as well as the other unexpected surprises that come so offor sale in your neighborhood(s) of choice that meet your wants and needs. As you walk through ten with buying a home. 13. Don’t let anyone push you around. You these homes, try to decide if the homes you’re should work hard to set your own home buying seeing meet all of the needs on your list. Is the agenda. If someone demands that you make a deagent listening to you? Do you need to have another conversation to help you refine what you’re cision immediately, politely step back from the looking for? Or, is the agent showing you proper- situation. Remember, there will always be another house for you to buy — especially as we conty that meets your needs and wants better than tinue to work through the glut of homes on the what you thought you wanted originally?

GLINK

4779 Hay Wagon Ct, Loveland, $688,000, home

market after the great recession. 14. Make a smart offer. Look at how much other homes in the area have sold for, and then build an offer that gives the seller something he or she wants (mostly, that’s money, but it might be time) in exchange for whatever you really want. 15. Stay focused until the closing. Schedule the movers. Pack your boxes. Set up utility accounts at the new property and shut off your utilities as of the morning of the move. Put in a change of address notice with the post office, your financial services companies, your employer, etc. And don’t forget to buy your homeowner’s insurance policy, with enough coverage for the home and its contents. You may also need other insurance that are not generally covered in a policy, such as flood coverage, back-up sewer coverage, coverage for collectibles if you have any or jewelr y. Clip this home buying checklist and keep it in your pocket, so that you’re always making a smart move.

home • Frances Jones from Kennedy Gail, 1050 S Saint Vrain Ave Unit H1, Estes Park, $165,000, condo

home

322 N Shore Cir, Windsor, $475,000, home Milliken From Page 5 • Wesley Greene • Ryan Johnson Berthoud from Melody Homes from Fed Home Chaney from Kolk- Loveland, rose Dr, Loveland, Loan Mtg Corp, • Linda Stehle Inc, 608 Botley Dr, $175,000, home meier Jeanette A, $195,000, home 203 S Ethel Ave, from US Bank, Windsor, $295,400, 1843 Blue River Dr, • Gary Gentry Milliken, $105,000, home • Jason & Jessica 228 S 3rd St, Loveland, from Neely Jerry H, Harris from Berthoud, Johnstown home • Michael & $329,000, 2857 Snowberry Pl, Schumm Brian M, $137,000, home • Travis Brauch • Shawn FredrickTamara Zeller from home Loveland, 5707 Snow Mesa • Govert Koetsier son from Mccrack- from Fed Home Advantage Bk, 2019 • Jeff Grotenhuis $125,700, home Ct, Loveland, Loan Mtg Corp, from Grace Maren Alexandra & Seapines Ct, Windfrom Loveland City $188,000, home 9886 Weld County jorie H, 1205 Lako- Christian, 324 • Russell Miller sor, $400,000, Housing Authorit, Road 48 1/2, Milta Ridge Ct, from Olsen Robert • Neil Hilfers Ricker Ln, Johnhome 1441 E 6th St, liken, $115,000, A, 2010 S from Shannon Vita, Berthoud, stown, $285,000, • Chad Dubbe Loveland, home Colorado Ave, Love- 911 N Franklin Ave, $630,000, home home from Aspen $138,000, home land, $122,000, • Brad Whitten • Eileen Seger Loveland, • James & Homes Colo Inc, 99 from Spurr Susan J, Colleen Brown from from Perez Beth $176,000, home • Manuel Cabrera home Veronica Dr, Wind832 Gentlewind from Loveland City • Simon & • Carolyn Verderaime Joseph Danielle & Raymo, sor, $427,300, 1363 S Cora Ave, Way, Berthoud, Housing Authorit, Gretchen Brookes Matthews from A & Jeannie, 1824 home Milliken, $159,500, $180,900, home 920 21st St Sw, from Pelnar John, Talons Reach Wood Duck Dr, • Peter & Jennifer home Loveland, 2050 E 16th St, Builders LLC, 2729 Johnstown, Maroni from Carl$146,000, home Loveland, W 46th St, Love$251,000, home Estes Park son Roland B& $183,000, home land, $146,100, • Robert & MarWindsor • Martha Oneill • Kurt Johnson Diane F, 8805 garet Braden from • Erling & Helen home from Pl Model from Burbach • Gregory & Longs Peak Cir, Mannell Wesley R & Wolski from Pierce • David & Carol Home Investments Rosemary Geelan Ronald Steven, Windsor, $560,000, Hertha C, 228 David, 2621 S Bovie from Ternasky 1886 Fall River Rd, LLC, 5261 Cherry- from Melody home Acacia Dr, LoveGarfield Ave, Love- Scott J & Connie L, Estes Park, wood Ln, JohnHomes Inc, 1564 • Roland & Diane land, $164,400, land, $204,000, 3420 Red Maple Ct, $250,000, home stown, $205,000, Edenbridge Dr, home home Loveland, home Windsor, $298,000, Carlson from Tbw • David Scott 2006 1, 400 $215,000, home home • Roger & Joan • Justin Padilla • John Mcdonald from Galyon Crystal Beach Dr, Grell from Reward from US Bk, 445 from Mcdonald • Patrick Cannon Natalie, 260 Moc• Cynthia & Windsor, $394,900, Construction Serfrom Wieringa Don- cassin Cir Dr, Estes Heritage Ln, John- Bruce Witt from John C & Ruth, home stown, $168,500, vices L, 389 Primald W & Carol A, Park, $275,000, Sky Blue Bldrs LLC, 4009 Driftwood Ct,

TRANSACTIONS

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Estate H&RG Real Briefs

H&RG Featured Home Plan

MONAT RECEIVES SHORT SALE AND FORECLOSURE CERTIFICATE

Applegate a gardener’s paradise ASSOCIATED DESIGNS

he Applegate’s harmonious medley of arched openings, multiple roof lines and stucco detailing create a lasting first impression. Multi-paned windows fill most of the rear, allowing full visual enjoyment of a natural setting, be it lake, river, forest, desert, or artful landscaping. Stepped planters and a covered walkway unite the house with its detached garage. This plan is designed to please families who like a blend of formal and informal living environments. Informal spaces flow together on the left, sleeping areas fill the right wing, and formal rooms are at the center. Storage is ample throughout. Hardwood floors and high ceilings grace all of the gathering spaces, with carpeting reserved for the den and bedrooms. If needed, the den could serve as another bedroom, or be outfitted as a home office. The kitchen and nook are window rich, and the gathering room is expanded by a deep window bay. A butcher block work island adds to the plentiful work and storage space,

Michael L. Monat with RE/MAX Alliance-Loveland has earned the nationally recognized Short Sales and Foreclosure Resource certification. The National Association of Realtors offers the SFR certification to Realtors who want to help both buyers and sellers navigate these complicated transactions, as demand for professional expertise with distressed sales grows. According to a recent NAR survey, nearly onethird of all existing homes sold recently were either short sales or foreclosures. Realtors who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities. The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk, and provides resources to help Realtors stay current on national and state-specific information as the market for these distressed properties evolves. To earn the SFR certification, Realtors are required to take one core course and three Webinars.

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which also includes food and dish pantries. The built-in desk and shelves are conveniently located for managing household business. Doors on two sides open onto two covered decks and the large utility room is mere steps away. Half walls crowned by posts provide minimal separation between the naturally bright dining room and living room. The dining room boasts a built-in hutch, and the living room is warmed by a masonry fireplace nestled between bookcases. Another wide window bay expands the Applegate’s deluxe

owners’ suite. Other luxuries, in addition to a roomy walk-in closet, include twin lavs, private toilet, and a walk-in shower. For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Please specify the Applegate 10-403 and include a return address when ordering. A catalog more than 550 home plans is available for $15. For more information call 1-800634-0123, or visit www.AssociatedDesigns.com.

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Apartments/ Apartments/ Duplexes 4060 Garages/Storage Houses 4080 Office Space 4100 Loveland Unfurnished 4030 Unfurnished 4030 Spaces 4070 3 BDRM, 2.5 BA, OFFICE, RETAIL, 3 BDRM, nostalgic brick 2 BDRM- 131 Jefferson, $525/mo. 2-story, balcony rmpm.com 970-669-0842

Apartments/ Unfurnished 4030

2 BDRM, 1.5 ba 4-plex, w/d hkups, $575, avail 3/15. 2306 LOVELAND ♦ 2 BDRM, 1 S Colo. #B. (720)936-1854 ba, 135 W. 11th St., $700/ mo.; 1+ BDRM, 1 ba, 4207 2 BDRM, 1 BATHN County Rd 27, $450/mo. Clean fresh & paint! A/C, ESTES PARK ♦ 1224, 1260, heat/water paid. No pets/ 1262 Graves Ave, 2 BDRM, smoke. $590. (970)667-0365 1 ba, $750. 1st Choice Realtors, 970-669-9696

1 rm, Studio+ Vintage apts 2 BDRM- 4954 Basswood, 0 utils! On-site mgmt. W/D, $550/mo. New Lino, 900SF rmpm.com 970-669-0842 DirTV $333-590 970-219-8162 2 BDRM, 1 BA, no pets, 1121 E 5th St $550 FPI 970-663-4664 2 BDRM, 1 BA, no pets, 1125 Gard Pl #1 $550/mo FPI 970-663-4664 1 BDRM NO Pets 127 So Jefferson #3 $410/mo FPI 970-663-4664

1 BDRM, $525/mo. Clean, quiet, friendly complex, No pets. Walk-in closet, storage HEAT & WATER PD. 970-667-8370.

Large 1 Bdrm Apt in Old Town Berthoud $400/mo 303-818-4502

Commercial Industrial 4040

2 BDRM apts: $595-$650+ dep. Clean, fresh paint, sm 2650 Sq Ft Retail building, pets neg. Lvlnd 970-308-4096 3121 W. Eisenhower. Plenty of parking. (970)593-2401 FINALLY, Storage Space! Huge 2 bed apt avail at Lakemont Apartments. Will not last, call today 970.667.1644 3 BDRM, 1410 E. 16TH, $725/mo. New crpt, HUGE! Call, RMPM 970-669-0842 3 BDRM LVLD apt. 1.5 ba, W/D hkp, newly remodeled $775/mo+ sec dep. 1403 E. 7th St.#B, Roy (970)599-8312

Condos/ Townhouses 4050 1400 SF, 2 BDRM, 2.5 BA, 2+ car gar, full bsmt, A/C, upgrades, pool, patio. $1200/Mo. No Smoking. Avail 4/1. 970-420-7256 2 BDRM- 2147 Grays Peak $895/$895/dep. 1 CG, Patio rmpm.com 970-669-0842

Townhouse, A/C, 2 car gar, pet neg. 1010 Winona Cir GARAGE- $950/mo. 2450 Sq Ft, Commercial, 1 bath. $995 FPI 970-663-4664 rmpm.com 970-669-0842 1 BDRM Duplex, no pets, 207 W. 8th St. $495 INDOOR GARAGE & FPI 970-663-4664 Commercial Storage 20x40, 20x50. 2 BDRM, 1.5 bath, W/D I-25 & Hwy-66. 970-535- 6074 hkup. Large duplex! www.Longmont-storage.com $700/mo. + deposit. Avail immed. 970-481-6418 STORAGE 20 x 40 2 BDRM, 1 ba, frplc, A/C, with 14´ overhead door. w/1 car attached garage. $325/mo. Call (970)481-5899 $700/mo + dep. Available April 1st. (970)215-4512

Houses 2 BDRM, 1 car, W/D hkup. New windows/carpet. No pets, wtr pd, $700/mo. 970-667-7321 or 970-290-1672 2 BDRM- 2354 SW 10th $550. Spacious! Wall A/C. rmpm.com 970-669-0842 2 BDRM, SO Loveland, $735 gar, frpl. Call Georgia at Kosmos RE 970-667-8347 3 Bdrm- 1305.5 E 16th, $825. Fin bsmt, new crpt, lino, paint. RMPM 970-669-0842 3 bdrm, 1.5 ba, 1200 SF, new carpet/paint Lvlnd, $850 + dep + utils, 303-772-7390

3 BDRM, NO Loveland $825 Gar, frpl, sm pet cons. Call HAMILTON PARK APTS. Georgia at Kosmos RE 1406 N. 4th St., Berthoud. 2 BDRM, 2 BA, walk-in 970-667-8347 1 BDRM- 606 Eisenhower, Offers 1 bdrm for people 62 closet, deck, 1 car att gar, $425/mo. Utils incl, newer or older or disabled, with or NEWLY REMODELED! A/C, all appls. In S Ft. carpet. RMPM 970-669-0842 without children. Rent Collins. $900. 970-776-9616 or 2 bdrm, furn or unfurn, based on income. Now gar, cent loc. No smoke/ 970-690-3290. Avail April 1. 2 & 3 BDRM, cent. loc. New accepting applications pets, $700. (307)689-0203 carpet/paint. Fncd yd, N/ EHOP. 970-532-3725 or TDD P.Ht/Wtr pd! 970-308-7387 800-659-2656 Classified ads get results. Get results! 635-3650.

farmhouse, no indoor pets/ smk, $1100+dep. Utils pd. Occasional farm help in summer. (970)587-2527

WORTH $8000.00

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will now knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. 2 BDRM, 901 Charlotte, Johnstown, 1 ba, $875, 1 yr lse, no pets. (970)744-0791

”Call us” We´ll show you how to get $8000 for Buying a house with no money out of Pocket. We have until April 30, 2010 So don´t hesitate ~ let´s get started today! Ken or Tammy Western Plains Realty 970-663-5008

Rooms For Rent

Rural Property

4130

To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

$750- 2 BDRM, 1 ba, 1 car detached gar, new carpet. No pets. 4575 WCR 46, Johnstown, (970)532-2652

A picture is worth a thousand words Try a classified picture ad! Call for details

970-635-3650 BANK OWNED- 4 bdrm, 2 bath, new carpet, paint & appliances! $ 189,900. Re/Max Alliance, Wanda Quaid, 970-481-3033

Commercial 5030 BERTHOUD Warehouse with small office, 3000 SF @ 604 2nd St. $200,000 sell lease. (970)493-7775

Mobile Homes/ Spaces 4090

Loveland

Office Space 4100

Short Sale/Foreclosure Buyers/Sellers www.AnswersToRealEstate.com More information contact Debb M 970-215-8564 Re/Max Alliance

Mobile/ Condos/ Manufactured Townhouses 5040 Homes/ Spaces 5130

2 LOVELY NEW HOMES Immed occupancy, Never been lived in. No smoke ● 2 bdrm, 2 ba ranch, full bsmt, 2 car $1250/mo. $1250/dep ● 3 bdrm + ofc, ( 2 BEDROOM Home ( 3 ba, 2 car, bsmt, $1350/mo. $575+dep. W. Hwy 34. 1 SATURDAY, 1-4 $1350/dep. (970)622-7426 1539 PEACOCK PLACE Mo. FREE w/6 Mo. lease. Sunny & contemporary! 970-690-9049 Close to I25 and shop2 bdrm, 1 bath townhome in ping!!! 1009 King Dr. 3 SE Loveland. End unit. BDRM, 2 ba. New carpet/ New carpet & windows! 1 3 BDRM- 216 SW 42nd, tile flr. Gar, lrg yd, A/C, $550/mo. No pets, new crpt. car garage. $119,900. Sue patio. Just Reduced!!! Viney, Infinity Group RE rmpm.com 970-669-0842 $1,450/mo. Faith Property (970)310-0009 970-377-1626 ((((((((((( Like NEW Manufactured Homes 1402 W. 11th St. WOW, this Starting @ $599/mo house has alot to offer for 0% Financing. $1600/mo! Info Estate Price includes lot rent Builder (970)667-3400 Tax Credit applies! Quick Closings! 3 BDRM, 21⁄2 BA, hdwd flrs, 970-420-8488 A/C, 373 Pin Oak. Avail 4/1, www.aboutarc.com $1075. 970-222-5971 Get $8000 when you buy this ((((((((((( new 2 bdrm, 3 ba, 2 car townhome. $139,900 3 BDRM- 3663 Vista, $1125 Cottage Realty 970-532-5900 No pets, BEAUTIFUL! rmpm.com 970-669-0842 3 BDRM- 366 Sun Mountain, $1125. Pets nego, fncd yd 920 Sq Ft- 4 prof´l offices, recep area, high traffic, grt rmpm.com 970-669-0842 prkg. $775/mo. 970-420-5757 3 bdrm, 3 ba, all appliances, A/C. Spotless. Easy Mountain Ave., Berthoud Commercial/Retail commute Pets neg. $1150. $500/mo 970-532-2652. (970)227-1830

244 Sand Grouse Drive SATURDAY 12:00-1:30pm $234,000. 5 Bedrooms3 Baths, Full finished basement with kitchen 2920 Total Square Feet Backs up to Green Belt! Bev West, Keller Williams (970)631-7111

4140

EXECUTIVE HOME $1350 & dep. 5 bdrm, 4 ba, full use of pools & tennis courts. Pets nego, no smk. (970)984-2929, (303)915-1266 or (303)915-4331. Avail 4/1 FOR RENT OR SALE RENT this suh-WEET 4 BDRM, 2 bath home. 445 Johnson. Namaqua/ WC/TVHS. Fncd yd, sprklr, back deck, A/C. Great shape! $1200/mo. Call 970-218-9386

5110

INDUSTRIAL. UTIL´S INCLUDED. 970-667-3338

3 bdrm + study, 1.75 ba, lrg htd 2 car gar, A/C, sprklr, storage shed. No pets/smk. $995/mo. 2102 S. Custer 1 Room $500 • 2 Rooms $600 Ave. 970-663-6811 in large 3 bdrm house. Share 1.5 baths, kitchen & 4 BDRM, 3 BA, Berthoud, patio. Near McKee Medical custom 3400SF, 2 car, fncd Center. (970)980-4740 yd, $1395 + $1395 dep. NEWER HOME, 1 bdrm, 1 303-417-1290 ba, share garage, $500/mo, utils, nego (970)402-2131.

4080 A PHONE CALL

5110

Eagles Extra Online

reporterherald.com

FORECLOSED HOME Newly remodeled, 1 year warranty included. 3 bdrm, 2 bath $16,900. Financing available, and possibly receive up to 10% back for 1st time homeowners. Call Sun Homes- Ft Collins at (888)231-7903 www.4timberridge.com 0 Application Fee, hurry in offer expire 3/31/2010

2 BDRM in N Lvlnd. Quiet adult park. New flooring & paint, w/d, $5700. 970-290-4354 3 BDRM, 2 BA 2001 Highland modular, Loveland. $29,995 (303)651-1646

Real Estate Wanted 5170 Sell Your House Fast! Quick Sale - Fair Price 720-962-4688

ASK ABOUT T BARGAIN N HUNTE ER RATES! They’ll save you money!

HOME and REALTY GUIDE/Reporter-Herald

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SATURDAY, MARCH 20, 2010