Real Estate Guide

Saturday Reporter-Herald May 21, 2011 E1

Inside: Carol O’Meara gives a rundown on upcoming garden shows

Page E4

www.homeandrealtyguide.com • Saturday, May 21, 2011 • Reporter-Herald

Taking

Savings

Home Homeowner savings tips: what you might not know ILYCE GLINK TRIBUNE MEDIA SERVICES

I

f you own a home, you might want to start thinking about the IRS. According to “Julian Block’s Home Sellers’ Guide to Tax Savings” (PassKey Publications, $19.95), there are ways to lighten your tax load whether you’re living in your home or selling it.

Here are some top home seller tax tips:

Mortgage and home equity interest is tax-deductible if you itemize on your federal income tax return.

GET A WEDDING GIFT FROM THE IRS Are you a newlywed, or are you getting married? If you and your new spouse (or spouse to be) each own homes, and you sell before or after your trip down the aisle, on your joint return, each of you can exclude as much as $250,000 of gain, provided each could exclude up to $250,000 if you filed separately.

Unfortunately, one spouse can’t use any part of the other’s unused exclusion, so as to exclude gain of more than $250,000 per person. (Individuals may exclude up to $250,000 in gain on their home sale, and married couples may exclude up to $500,000 when they file jointly.)

BUNDLE ORDINARY REPAIRS INTO A BIGGER JOB If you’re debating whether to save up for a major renovation but still have a few repairs around the house that need attention, think about bundling them together (if your repairs can wait). Block says your home’s adjusted basis (which consists of the property’s purchase price plus the cost of purchase, sale, structural improvements, legal fees paid to defend or to perfect title, zoning costs, and the cost of selling the property) includes only the cost of permanent improvements (including replacing a roof or building an addition), so it might pay to postpone repair projects until they can be done in connection with an extensive remodeling or restoration project.

Adding the smaller jobs into the bigger job may allow you to include some items that would otherwise be considered repairs, such as the cost of painting rooms.

DON’T FORGET TO DEDUCT POINTS PAID WHEN YOU FINANCED OR REFINANCED YOUR MORTGAGE When refinancing an existing mortgage, or if you pay off the loan early, take a deduction in the payoff year for all remaining points you were charged when you obtained the loan.

For example, if you refinanced your mortgage and paid points in the amount of $2,000 and have deducted $400 over the years, you can deduct the balance of $1,600 in the tax return for the year in which you refinance the property.

If you refinance, check on whether you need to increase or decrease the amount taken out for federal income taxes from your paychecks or to increase estimated payments.

If you will need to pay more to the IRS, you should increase your withholding or quarterly estimated payments. And if you will owe the IRS less, you can decrease those payments to the IRS. To revise your withholding, file a new Form W-4 with your employer.

you should instead take those bucks and pay down your highest interest rate debt. For someone in the 30 percent tax bracket (federal and state), an investment would have to yield a whopping 26 percent before taxes to match the benefit available from just paying off a credit card costing 18 percent.

And with mortgage interest rates near historic lows (this week, a 30-year fixed rate mortgage can be had for about 4.5 percent), paying off a credit card makes much better financial sense. And the tax tip: Mortgage and home equity interest is tax-deductible if you itemize on your federal income tax return.

There are other tax deductions and perks available for homeowners. In his book, which is available at Amazon, Block takes homeowners through foreclosure and short sale tax issues. And for more personalized information, consult with your tax preparer, accountant or enrolled agent.

For more information, call Glink’s radio show at 800-972-8255 on Sundays from 9 to 10 a.m., write to Real Estate Matters Syndicate, P.O. Box 366, Glencoe, IL 60022 or visit www.thinkglink.com.

PREPAY YOUR CREDIT CARD DEBT, NOT YOUR MORTGAGE If you find you’ve got a little extra cash on hand at the end of the month, you might be thinking about throwing a few dollars toward paying off your mortgage.

And why not? It would be great to own your home debt-free.

But if you also have credit card debt,

saturday

Real Estate Matters

sunday

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

$114,900

JOHNSTOWN / MILLIKEN

22 DENVER AVENUE

1-3

RE/MAX ALLIANCE

970-381-6764

$114,900

JOHNSTOWN / MILLIKEN

22 DENVER AVENUE

1-3

RE/MAX ALLIANCE

970-381-6764

From the $140’s*NW LOVELAND

43RD & WILSON AVENUE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY

970-532-5900

From the $140’s* NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 970-532-5900

$143,500

212 SE 3RD STREET

10-11:30

THE GROUP, INC.

970-213-0554

$140’S -$220’S SE LOVELAND

BOISE VILLAGE NORTH, ¼ MILE SOUTH OF HWY 34 ON N. BOISE AVENUE, 1899 E. 11TH

10-6

MIDTOWN HOMES

$140’S -$220’S SE LOVELAND

BOISE VILLAGE NORTH, ¼ MILE SOUTH OF HWY 34 ON N. BOISE AVENUE, 1899 E. 11TH

10-6

MIDTOWN HOMES

970-456-4600

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 970-532-5900

$169,900*

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY

970-532-5900

$184,702

SE LOVELAND

255 CARINA CIRCLE #104

1-4

THE GROUP, INC.

970-481-9801

$189,900

NW LOVELAND

3255 ADELAIDE PLACE

1-3

THE GROUP, INC.

970-412-7082

$220,000

SW LOVELAND

1501 CRESTRIDGE DRIVE

1-3

COLDWELL BANKER

970-690-5824

$224,750

SW LOVELAND

630 CRESSA DRIVE

12-3

THE GROUP, INC.

970-567-0907

$225,000

MEAD

13663 SADDLE DRIVE

1-3

THE GROUP, INC.

970-481-9444

$239,000

NW LOVELAND

4496 HAYLER AVENUE

12-5

THE COTTAGE REALTY 970-532-5900

$239,900

WINDSOR

7411 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-290-8097

$255,000

SW LOVELAND

1596 ANGORA DRIVE

1:30-3:30

RE/MAX ALLIANCE

970-679-8365

$256,500

SW LOVELAND

227 JOHNSON DRIVE

2-4

RE/MAX ALLIANCE

970-622-1809

$257,000

WINDSOR

7405 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-443-4047

$264,900

BERTHOUD

COLLINS PARK SUBDIVISION

1-3

RE/MAX ALLIANCE

970-290-1798

$265,000

NW LOVELAND

1024 W 44TH STREET

1:30-3:30

RE/MAX ALLIANCE

970-679-8265

1-4

METROBROKERS / REACTION REALTY

970-962-4690 970-218-1891

SW LOVELAND

NW LOVELAND

$180,000

SW LOVELAND

1840 JOCELYN DRIVE

2:30-4

RE/MAX ALLIANCE

970-420-5582

$183,000

NW LOVELAND

4111 CRIPPLE CREEK

1-3

THE GROUP, INC.

970-672-7212

$184,702

SE LOVELAND

255 CARINA CIRCLE #104

1-4

THE GROUP, INC.

970-481-9801

$189,900

NW LOVELAND

1805 EMPIRE AVENUE

1-3

THE GROUP, INC.

970-461-7136

$210,000

SW LOVELAND

404 W 13TH STREET

1-3

THE GROUP, INC.

970-443-9910

$232,000

NW LOVELAND

2115 GARO COURT

2-4

THE GROUP, INC.

970-215-4803

$239,000

NW LOVELAND

4496 HAYLER AVENUE

12-5

THE COTTAGE REALTY

970-532-5900

$239,900

WINDSOR

7411 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-290-8097

$255,000

SW LOVELAND

1596 ANGORA DRIVE

1:30-3:30

RE/MAX ALLIANCE

970-679-8365

$257,000

WINDSOR

7405 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-443-4047

$264,900

BERTHOUD

COLLINS PARK SUBDIVISION

1-3

RE/MAX ALLIANCE

970-290-1798

$275,900

NE LOVELAND

4987 CLEARWATER DRIVE

1-3

THE GROUP, INC.

970-581-8279

$292,000

NW LOVELAND

2457 ABEYTA COURT

1-3

COLDWELL BANKER

$298,664

NW LOVELAND

4355 RIDGWAY DRIVE

12-5

THE COTTAGE REALTY

$320,000

NE LOVELAND

1826 MONARCH CIRCLE

1-3

THE GROUP, INC.

$323,400

SW LOVELAND

¼ MILE WEST OF WILSON ON 14TH STREET SW/ 12-4 HWY 402 TO THE DAKOTA GLEN SUBDIVISION

$348,865

NW LOVELAND

4710 GEORGETOWN DRIVE

12-3

970-456-4600

$289,900

SW LOVELAND

4403 TWIN PEAKS DRIVE

970-691-0468

$298,500

NW LOVELAND

1541 DRYLAND STREET

10-12

THE GROUP, INC.

970-532-5900

$298,664

NW LOVELAND

4355 RIDGWAY DRIVE

12-5

THE COTTAGE REALTY 970-532-5900

970-381-9141

$309,000

SW LOVELAND

601 WEST 3RD STREET

1-3

RE/MAX ALLIANCE

970-443-7789

GLEN MARKETING

970-663-4522

$323,400

SW LOVELAND

¼ MILE WEST OF WILSON ON 14TH STREET SW/ 12-4 HWY 402 TO THE DAKOTA GLEN SUBDIVISION

GLEN MARKETING

970-663-4522

THE GROUP, INC.

970-567-0907

$339,500

NW LOVELAND

2010 RIDGWAY COURT

1-3

THE GROUP, INC.

970-481-2037

NW LOVELAND

4710 GEORGETOWN DRIVE

12-3

THE GROUP, INC.

970-567-0907

4743 SORREL LANE

1-4

THE GROUP, INC.

970-217-9874 970-222-9618

$350,000

NW LOVELAND

CO RD 92

12-3

THE GROUP, INC.

970-567-0907

$348,865

$369,000

SW LOVELAND

4743 SORREL LANE

1-4

THE GROUP, INC.

970-217-9874

$369,000

SW LOVELAND

$389,750

SW LOVELAND

975 PRISM CACTUS CIRCLE

12-4

GLEN MARKETING

970-663-4522

$389,000

BELLVUE

6104 RED CEDAR DRIVE

1-3

THE GROUP, INC.

970-371-2738

$389,750

SW LOVELAND

975 PRISM CACTUS CIRCLE

12-4

GLEN MARKETING

970-663-4522

SW LOVELAND

628 W 4TH STREET

1-3

THE GROUP, INC.

970-371-2738

SW LOVELAND

288 RESERVOIR DRIVE

1-4

PREMIER LIFESTYLE

970-481-5512

$399,000

SW LOVELAND

628 W 4TH STREET

1-3

THE GROUP, INC.

$475,000

NW LOVELAND

2096 VISTA DRIVE

12-2

THE GROUP, INC.

970-213-0554

$399,000

$495,000

SW LOVELAND

1012 WILLOWROCK DRIVE

11-1

RE/MAX ALLIANCE

970-581-9005

$895,000

$895,000

SW LOVELAND

288 RESERVOIR DRIVE

1-4

PREMIER LIFESTYLE

970-481-5512

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS

E2

Saturday Reporter-Herald May 21, 2011

H&RE Real Estate

Delaying repairs can haunt owners when it’s time to sell AL HEAVENS MCCLATCHY-TRIBUNE

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t is advised that homeowners keep at least $5,000 in easy-to-liquidate assets to cover emergency repairs or replacement costs. That amount is a minimum, $10,000 in the bank would be better â&#x20AC;&#x201D; though very few people, especially those on fixed incomes or who have children in college, have that much to set aside for emergencies these days.

With the economy still in disarray, there is a tendency to postpone repairs if they donâ&#x20AC;&#x2122;t disrupt day-to-day living. If a pipe bursts, you shut off the water and call the plumber immediately. But if the faucet in the bathroom sink drips a bit, you try not to think about it, even though youâ&#x20AC;&#x2122;re wasting lots of water and probably adding to your monthly bill.

Sometimes, even if there is enough money to pay for the minor repair, you postpone it â&#x20AC;&#x201D; learning to live with the situation, as Philadelphia-area real estate agent Marilou Buffum put it, until it becomes so much a part of your life you forget about it. Until you list your house for sale, that is.

In a market where there are still too few home buyers, sellers are less likely than ever to find someone as tolerant of a dripping bathroom faucet as they are, Buffum said. A recent homeseller had a five-bedroom Colonial for sale for $234,900 that prospective buyers described as â&#x20AC;&#x153;too blah,â&#x20AC;? and that even the agent had considered â&#x20AC;&#x153;boring.â&#x20AC;?

The owners had spent a lot of money trying to make the house, built and purchased in 1971, look appealing, but it spent the winter sitting empty.

Finally, an agreement of sale was ne-

$200,000 - $299,999 OPEN SUNDAY 1-3PM

gotiated with first-time buyers for $225,000, with a $5,000 sellersâ&#x20AC;&#x2122; assist at the settlement table.

The subsequent home inspection uncovered needed plumbing and electrical repairs, including bringing the septic system up to code. Then, there was the water pressure, which the owners said had always been problematically low, though the family of nine had managed to get by on it for three decades.

The repairs were not that expensive, but the angst created by the inspectorâ&#x20AC;&#x2122;s report was high, as was the concern that the best opportunity for selling the house might be lost to things that were known and left uncorrected because its owners had learned to live with them.

Noelle Barbone, broker manager of Weichert Realtors, in Media, Pa., recently sold in just two weeks her parentsâ&#x20AC;&#x2122; home of 40 years. Sure, they gave each room a coat of paint, but her father also had the roof replaced. Because they knew the house would have to pass the townshipâ&#x20AC;&#x2122;s use-and-occupancy inspection, â&#x20AC;&#x153;we had everything taken care of from that checklist,â&#x20AC;?

Barbone said.

In preparing the Colonial for sale, however, the owners of that house focused on cosmetics rather than on the systems, which were in greater need of attention.

What arenâ&#x20AC;&#x2122;t on most buyersâ&#x20AC;&#x2122; lists of desirable features are roofs in need of replacement and major plumbing and electrical issues. They want those fixed, or thereâ&#x20AC;&#x2122;s no sale.

Best advice: Deal with deferredmaintenance issues before you list your house for sale. If you canâ&#x20AC;&#x2122;t remember what they are, start at the bathroom sink.

OPEN SATURDAY 1-3PM- DONâ&#x20AC;&#x2122;T MISS IT!

OPEN HOUSE SUNDAY 1 - 4 PM

SALES OFFICE OPEN SAT 1-3PM

Time to Get Your Own Place?

Begin your search at homeandrealtyguide.com your online and print real estate source.

1501 Crestridge Drive, Loveland

2457 Abeyta Ct., Loveland, CO 80538

4403 Twin Peaks Drive, Loveland

Warberg Farm at Chapman Reservoir

The one youâ&#x20AC;&#x2122;ve been waiting for! Beautiful 5 bedroom, 3 bath sprawling 2800 plus ranch. This home boasts a remodeled kitchen, solid surface countertops, newer appliances, laminate flooring, updated bathrooms, full finished basement and 2 gas fireplaces. Gorgeous, mature landscaping includes large covered patio. Tons of room for the RV plus lots of toys. All located on a 1/3 acre corner lot with mountain views - PERFECT!

Beautiful meditterian style ranch home, 3/3 with 4000 sq. ft. Golf course across the street and walking distance to lake Loveland. Nicely landscaped, new windows, plantation shutters, wood burning fireplace, vaulted ceilings, RV parking and much more! $292,000

Beautiful wood floors in this lovely ranch home in Mariana Butte. Spacious kitchen w/ island. Large master suite, 5pc private bath.

Main level laundry. Family room fireplace.

Easy care lawn. $289,900

OPEN Saturday 1-3PM 2+Acre Lake front & horse lots starting $225,000 water tap included. Surface rights, walk paths, parks, boat docks, fishing and peace garden.

Alan Jones Coldwell Banker 970.690.5824 alan.jones@coloradohomes.com

Sirmula Lansky Coldwell Banker (970) 691-0468 sirmulacb@aol.com www.coldwellbanker.com

Patty Gutierrez MetroBrokers/ReAction Realty 970-962-4690

Ursula Albers Century 21 Humpal, Inc. 970-231-0548 Ursula.Albers@century21.com www.warbergfarmatchapmanreservoir.com

$300,000 - $399,999

Find the Home You Love Search to your heartâ&#x20AC;&#x2122;s content at homeandrealtyguide.com, your online and print real estate source.

PATIO HOME WITH 3-CAR GARAGE! OPEN HOUSE 12 TO 4-THURS.-MON.

BUILDERS MODEL FOR SALE OPEN HOUSE 12 TO 4 THURS.-MON.

OPEN HOUSE SAT & SUN 12-3

FOR SA LE

3 BD, 2 BA Ranch, ne w kit cab hardwood and flrs. Unfin bsmt, big yard, spkl back rs, privacy fence. $210,000

$500,000 OR MORE OPEN HOUSE SAT.& SUN. 1-4 < >TRADES CONSIDERED

3405 Peruvian Torch Drive, Loveland

975 Prism Cactus Circle, Loveland

3402 Creede Court, Loveland

NEW CUSTOM RANCH-288 RESERVOIR, Loveland

Open floor plan, 3 bdrm/2 bath, hardwood floors, Hickory cabinets, Alder trim, slab granite island, walk-in pantry, 3-car tandem garage. Large composite deck w/ unobstructed views. MLS#641702. $354,900

Custom 3 bdrm/2 bath ranch,open floor plan w/slab granite in kitchen, hardwood floors,alder cabinets & trim, designer tile, 3-car garage, composite deck w/amazing views. MUST SEE! MLS#613207. $389,750

NEW & SPACIOUS Ranch with walkout basement, Kitchen features knotty hickory cabinets, granite, pantry, Hardwood floors, main lvl laundry, deck. UPGRADES THUROUT built by WEINLAND HOMES INC.

Walkout bsmt., open floor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd. right

Venna Hillman ERA Herman Group Glen Marketing 970-663-4522 venna@glencompanies.com www.DakotaGlen.com

Venna Hillman ERA Herman Group Glen Marketing 970-663-4522 venna@glencompanies.com www.DakotaGlen.com

Cory Roberts Premier Lifestyle Realty (970) 613-4400 plrealty@qwestoffice.net

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

Visit our website at homeandrealtyguide.com

Online + Print = a Powerful Combination!

Saturday Reporter-Herald May 21, 2011 E3

Regional Snapshot for Loveland/Berthoud Residential March

April

881 1,042

960 1,099

966 1,126

30-year fixed

4.60%

4.59%

79

105

137

15-year fixed

3.82%

3.80 %

$207,439 $192,500

$206,025 $234,500

$212,500 $199,900

5/1 ARM

3.15%

3.15%

Average Days on the Market Previous Year ADOM

128 128

123 126

155 136

Year to Date Listings Sold Previous Year YTD Listing Sold

153 137

258 263

395 401

Active Listings Previous Year Active Listings Sold Listings Median Sales Price Previous Year Median

$1,100,000, home • Bruce Mcanally from Max Boicourt, 438 Sodalite Ct, Loveland, $210,000, home • William & Naima Pearson from Fannie Mae, 4335 Butte Rd, Loveland, $125,000, home • James & Lynn Lamb from • Claud & Jane Richmond James Gansen, 503 Eagle from Trisha Day, 2605 CourtCrest Ct, Loveland, $414,500, ney Dr, Loveland, $140,000, home home • Stephen & Vivian Dratch • James Randall from Fannie from EricGustafson, 787 Mae, 939 Nyssa Dr, Loveland, Beaver Cove Ct, Loveland, $204,900, home $660,000, home • Richard & Angela Allison • Robert & Chri Miller from from Linda Otteman, 1020 W Hj Bell Constr Inc, 801 Libra 7th St, Loveland, $180,000, Ct, Loveland, $200,000, home home • Edmund Reek from Donald • Scott & Jennifer Gerardy Homolka, 456 W 43rd St, Lovefrom Sonja Wilkinson, 3335 Atland, $249,900, home wood Dr, Loveland, $359,000, home • Burney & Melva Tate from • James Inglis from Sleepy Advantage Bank, 365 Primrose Dr, Loveland, $179,000, home Hollow Estates LLC, 4388 Beverly Dr, Berthoud, $100,000, • Thomas & Christine home Stanko from Joseph Barry, • Isaiah & Rainia Anderson 3731 Suzie Ln, Loveland,

Loveland

Berthoud

This week Last week Trend

DISPLAY ADVERTISING 669-5050

For home and real estate advice, features and information, visit www.homeandrealtyguide.com

H&RE Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 970-667-1537.

Home & Real Estate is produced every Saturday by the Loveland Daily Reporter-Herald.

Mortgage rate update

February

from Aspen Leaf Construction LLC, 1410 Mount Meeker Ave, Berthoud, $179,000, home • Joanna Kelly from Loretta Ann Holland Trust, 1214 Elm Dr, Berthoud, $150,000, home • Karen Heidelmeyer from David Shumpert, 6120 W County Road 4, Berthoud, $315,000, home • Gregory & Glenna Alexander from James White, 115 E Indiana Ave, Berthoud, $400,000, home • Brian & Isabelle Laak from Robert Bertolini, 706 7th St, Berthoud, $200,000, home • Louis & Carol Wasserman from Norma Boda, 836 Welch Ave, Berthoud, $139,500, home

Estes Park • Ronald Hartzog from Milruth U Busby Trust, 730 Summerset Ln Unit 8, Estes Park, $300,000, condo • Thomas & Margaret Hanna

from Thomas Fitzgerald, 332 Ute Ln, Estes Park, $535,000, home • Dennis & Nancy Reinke from Revocable Living Trust Kathlee, 823 University Dr, Estes Park, $160,000, home • Bobi Burney from Stanley Schaffer, 1454 Narcissus Dr, Estes Park, $310,000, home • Christopher Jones from Mark Wertheimer, 127 Alpine Dr, Estes Park, $245,000, home • Sarah Hills from Larry Sonner, 1550 Raven Cir, Estes Park, $226,000, home • Douglas & Valerie Albrecht from Richard H Wille Trust, 620 Park River Pl, Estes Park, $393,000, home

Johnstown • Cathryn & Cathryn Olson from Darryl Morison, 873 N Greeley Ave, Johnstown, $270,000, home • Casey & Chelsea Welzig from Oakwood Homes LLC, 5318 Ravenswood Ln, Johnstown, $229,500, home

CLASSIFIED ADVERTISING 635-3650

• Darryl & Daphne Morison from Ralph Downey, 20857 Northmoor Dr, Johnstown, $476,800, home • Renee Lafferty from Fed Home Loan Mtg Corp, 2031 Overland Dr, Johnstown, $151,100, home • Charles & Karen Martin from Fed Home Loan Mtg Corp, 425 Hickory Ln, Johnstown, $170,000, home • Nicholas & Ashley Garcia from Kimberely Rivera, 319 Moss Rock Way, Johnstown, $230,000, home • Clatis & Diane Adkins from Bk Am, 1802 Daytona Ln, Johnstown, $119,000, home • Dennis & Monica Lincoln from Robert Burns, 531 King Ave, Johnstown, $300,000, home • Ronald & Karen Reiners from Severo Meza, 5 Madden Ave, Johnstown, $187,500, home

Milliken • John Beck from Fannie Mae, 360 E Ilex St, Milliken,

$127,500, home • David Holmes from Stephen Alexander, 2465 Birdie Way, Milliken, $181,000, home • Clyde & Janice Hemberger from Wayne Achziger, 2095 Birdie Way, Milliken, $195,900, home • Tami Mccauley from Michael Ryan, 1967 Bobby Dr, Milliken, $190,000, home • Mary Hutto from Fed Home Loan Mtg Corp, 297 W Hawthorne St, Milliken, $148,000, home

Windsor • Kristi & Gary Greenfield from K P Devl LLC, 1414 Boardwalk Dr, Windsor, $125,000, home • Kevin Schlegel from Rebekah, 1689 Platte River Dr, Windsor, $306,500, home • Krista Judge from Daina Knuston, 104 Beacon Way Unit 6h, Windsor, $115,000, condo • Anthony Reichenbach from Winston Ludy, 108 Main St, Windsor, $116,000, home

Open Houses This Weekend - www.thegroupinc.com NEW LISTING

NEIGHBORHOOD POOL

NEW LISTING

SATURDAY 10:00-11:30

SATURDAY 1:00-3:00

FRIDAY - SUNDAY 1:00-4:00

SATURDAY 1:00-3:00

212 SE 3rd Street, Loveland Directions: Three blocks south of 1st Street, must enter from Lincoln. Old Town bungalow was remodeled in ‘07. Gorgeous leaded glass front door, big sun filled laundry, wonderful up to date paint choices, high ceilings w/ moldings, Indonesian cherry floors.

4111 Cripple Creek, Loveland Nearly new 2-story home.4 bds, 3 ba, open & spacious rms, sunlit kit w/ breakfast bar & eating area. Main flr bdrm, ba & laundry rm. Backyard w/ landscaping, sprinkler system & storage shed. 2 car att gar & A/C completes home.

255 Carina Circle #104, Loveland Granite counters, SS appl, wood flrs, vaulted ceilings, fireplace & full bsmts. They are going fast! HOA covers water, sewer, trash, exterior maintenance & insurance, landscape & snow removal, cable, clubhouse, pool & hot tub.

1805 Empire Avenue, Loveland Brick Ranch. Fenced yard; finished basement on corner lot. Sprinkler system, newer windows, newer furnace and A/C. Convenient to Shopping, Schools, Bank. No HOA fees. New roof to be installed.

$143,500

$183,000

$184,702

$189,900

MLS# 651451

MLS# 653831

MLS# 645344

MLS# 654757

Call Nancy Maus

Call Jesse Laner

Call Georgena Arnett

Call Nancy Walkowicz

213-0554

672-7212

481-9801

461-7136

INCREDIBLE LOCATION

14-MONTH BLUE RIBBON WARRANTY INCLUDED

ABSOLUTELY IMPECCABLE!

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3255 Adelaide Place, Loveland Kitchen has SS appliances, tile backsplash, wood floors, maple cabinets & pantry. 2 bedroom, 3 bath luxury end unit townhome. Loft, perfect for office or exercise room. 2 closets, huge tiled tub, double sinks & fantastic shower in master. Unfinished basement. Looks out to open space.

404 W 13th Street, Loveland Across from Webster Park w/ views of Lake Loveland. All brick ranch. New SS range/oven & refrigerator, new counters & tile backsplash. New carpet in living room w/huge picture window. Laundry w/washer & dryer included. Room off 1+ 1/2 car garage can be used as office/ studio, etc. Privacy-fenced backyard with possible RV parking.

630 Cressa Drive, Loveland Pride of ownership in this 4-level home featuring 3 bd, 3 ba,. Over 2200 Sqft. Kitchen totally updated including new kitchen floor, and appliances. Lrg family rm, w/fireplace and built-in shelving.

13663 Saddle Dr., Mead 3 BD plus loft, 3BA 2 story in Liberty Ranch! Decorator paint colors, beautiful window treatments, wood flooring & many upgrades throughout this incredible home.

Fully fenced lot with outstanding landscaping. Easy commute to Longmont and I-25.

2115 Garo Ct., Loveland Open and spacious ranch flr plan. All bedrooms, baths, kitchen and laundry are on the main level. This home features NEW- Anderson windows, slider doors, siding, driveway, gutters, fence, and updated main bath. Wonderful mountain views.

$189,900

$210,000

$224,750

$225,000

$232,000

MLS# 653469

MLS# 655371

MLS# 653225

MLS# 651175

MLS# 648987

Call Diane Iwanicki

Call Maribeth Bergan

Call Tracy Wilson

Call Doug Miller

Call Jeff Montgomery

412-7082

443-9910

567-0907

481-9444

970-215-4803

PATIO HOME IN LAKE COMMUNITY!

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SUNDAY 10:00-12:00

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7411 Pimlico Drive, Windsor Brand new, beautiful 3 bedroom, 2 1/2 bath home with loft, 2 car garage, covered patio and basement on oversized lot backing to open space. Our homes offer incredible value with high quality and energy efficiency in a serene setting. Ask about our builder incentives. Prices starting at $239,900.

7405 Pimlico Drive, Windsor Brand new, beautiful 3 bedroom, 2 1/2 bath home with loft, 2 car garage, covered patio and basement on oversized lot backing to open space. Our homes offer incredible value with high quality and energy efficiency in a serene setting. Ask about our builder incentives. Prices starting at $239,900.

4987 Clearwater Dr. Loveland 3BD 3BA 2,550 sf ranch just a block from Boyd Lake! Light & bright w/ wood floors, 10’ ceilings, upgraded cabinets, fenced courtyard & fabulous master suite! Finished daylight basement w/ 2nd kitchen is ideal for separate living quarters.

1541 Dryland Street, Loveland Great floor plan w/ full master bath, 3 bd 2 ba, ranch styled home in North Loveland location.

RV parking, oversized gar. Other floor plans and lots to choose from if this does not fit your needs. Contact listing agent for more details.

1826 Monarch Circle, Loveland Move in ready...fresh paint,carpets & refurbished hrdwd flrs in kit, nook & entry. Quiet liv backs to greenbelt & 8 mile walking trail. All appli including w/d.Include an oversized 2 1/2 car gar, new hot water heater.

Owner will consider lease option.

$239,900

$257,000

$275,900

$298,500

$320,000

MLS# 647541

MLS# 640398

MLS# 652238

MLS# 641473

MLS# 654818

Call Kristen Specketer

Call Carole Newberry

Call Barb Imes

Call Mark Moran

Call Cathy Goza

290-8097

970-443-4047

581-8279

218-1891

970-381-9141

SUNDAY 1:00-3:00

SATURDAY & SUNDAY 12:00-3:00

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SATURDAY & SUNDAY 1:00-4:00

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2010 Ridgway Ct., Loveland 5bd/3ba ranch radiates w/quality.

Knotty alder doors, wood floors, granite counters & vaulted ceilings. Included is a finished lower level w/2 beds & spacious game/media room. Main floor laundry has cabinets & storage.

Oversized garage & fenced backyard.

4710 Georgetown Drive, Loveland Energy Star Rated!

Designed & built with “synergy” for maximum living comfort.

Slab granite countertops, multi-sided fireplace, vaulted ceilings, custom tile & hardwood floors. Upgraded kitchen w/gas range, built-in microwave, dishwasher & side-by-side refrigerator.

Large bedroom & rec room in basement.

Co. Rd. 92, Loveland No covenants! Large acreage w/ nice, open home, big kitchen, 5pc master, garage/workshop, barn with tack room. Loafing sheds, corrals with auto water. Everything in excellent condition.

4743 Sorrel Lane, Loveland AVAILABLE NOW! Ranch plan backs to 100 ft of greenbelt space with evergreen trees. This 2 bdrm home with main flr study is built with 2x6 walls, 92% eff furnace & features granite kitchen counters, SS gas range, walkin pantry, 5pc master bath, 3-car garage, covered patio & more!

Please view virtual tour at 4743Sorrel.TheGroupInc.com

6104 Red Cedar Drive, Bellvue Finely appointed cedar home nestled in the Foothills w/an unparalleled view. Recently remodeled w/new trim, Hickory hardwood flrs, new carpet, new counters, new lighting fixtures, new decorative paint, delux main level master suite w/fireplace & luxurious bath! 5+ acres w/pine & rock outcroppings.

$339,500

$348,865

$350,000

$369,000

$389,000

MLS# 652726

MLS# 646034

MLS#

MLS# 649558

MLS# 645751

Call Sally Brent

Call Tracy Wilson

Call Tracy Wilson

567-0907

Call Becky Vasos

Call Debbie Hansen

567-0907

970-217-9874

222-9618

481-2037

AN EX CL USIVE SERVICE O F TH E GRO UP, INC. REAL ESTATE

SATURDAY & SUNDAY 1:00-3:00

SATURDAY 12:00-2:00

628 W 4th Street, Loveland Built in 1915 with total remodel and addition to the back of the home. Inviting covered front porch, huge deck for entertaining, fabulous landscaping w/sprinkler system.

Formal living area w/wide white baseboards. Formal dining w/French doors. Lots of amazing built-ins including 2 butler pantries. Historic District. Hosted by Diana Luthi 481-2692 (Sat.) & Mary O’Neal (Sun.)

2096 Vista, Loveland 4 bd, 3 ba, 2-story.If you love to cook & entertain, you will love the kit w/ its slab granite counter tops, lrg island, 5 burner gas range & double ovens. Main flr office, formal din & liv rm, heated shop & heated driveway. Wonderful mature yard & huge trees.

$399,000

$475,000

MLS# 645384

MLS# 644585

Call Mary O’Neal

Call Nancy Maus

970-371-2738

213-0554

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Saturday Reporter-Herald May 21, 2011

H&RE Front Range Gardening

Garden tours abound in June kids 12 and younger free (no dogs please), available at the West End Gardener, Sturtz & Copeland, Pharmaca at Alpine and Pearl Street, the Flower Bin (in Longmont), Harlequin Gare’re heading into the peak of early dens, Frederick Ian, Pedal to Properties, and the summer glory, and to celebrate, garden Boulder Bar Method. Day-of-event sales at: the tours abound. Mark your calendars and Boulder farmer’s market, the former Mapleton make time to peek behind walls and fences for Elementary School at the corner of 9th and ideas for your yard.

Mapleton; 402 Pine, all in Boulder. For more inThe 9th Annual Whittier-Mapleton Hill Gar- formation, visit whittiergardentour.com. den Tour kicks off the tour season with a selfThe Eccentric Artists’ Gardens Tour, from 11 guided stroll through one of Boulder’s historic a.m.-6 p.m. on June 12, is a don’t miss event neighborhoods from 10 a.m.-3 p.m. on June 4. that happens sporadically, that’s why they’re The nine gardens feature unique techniques, such as: traditional English garden, urban farm- “eccentric.” And looking over the map and photos of the gardens, I’m in a near-frenzy of exciteing on a rental property where tenants participate, beautifully landscaped public street medi- ment for it.

The tour takes you to 15 Boulder artist’s garans, and a rarely seen private garden of spectacdens where, over the past year, 30 painters, phoular beauty tucked behind one of Mapleton tographers and sculptors visited for inspiration.

Hill’s most distinguished homes.

The fruit of their work is on display at the BoulProceeds benefit the Whittier International der Public Library from May 31 to July 10. But School. Tickets are $15 for adults and teens, on June 12, the public can walk the gardens, meet the artist-gardeners, and talk to painters demonstrating plein-air painting in the gardens. From baroque to eclectic, from funky to elegant, these gardens span all styles and offer many ideas to gardeners searching for inspiration in their own spaces.

The map of gardens is $10. It can be purchased at Boulder Arts & Crafts Co-op, Sturtz & Copeland, Piece Love & Chocolate, and Indochine in Boulder. For more information, see EccentricArtistsGardens.com.

CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY

W

The Junior League of Fort Collins is sponsoring their 29th Annual Terrace and Garden

Photos courtesy Carol O'Meara Tour, 8 a.m.-4 p.m. on June 18. As their major fundraiser of the year, the seven-garden tour supports programs such as ABLEWomen, Lincoln Center Children’s Imagination Series, PSD Snack Program, Done-In-A-Day Projects, and Kids in the Kitchen.

Tickets are $30, and can be purchased on-line at jlfortcollins.org/fortcollins.

Longmont Symphony Orchestra Guild’s 34th Annual Festival of Flowers Garden Tour takes visitors through four outstanding gardens, 10 a.m.-4 p.m. on June 17-18. Support the orchestra while enjoying the blooms. For more information, see longmontsymphony.org.

Tickets are $15 (children 10 and under free) and are available beginning June 1. To purchase your tickets, visit Earle’s Loveland Floral & Gifts, Gateway Garden & Home Center, Loveland Garden Center, Rabbit Shadow Greenhouse, Rowe’s Flowers & Gifts in Loveland. In Fort Collins, find tickets at Bath Garden Center & Nursery, Fossil Creek Nursery, Fort Collins Nursery, Wild birds Unlimited, and Gulley Greenhouse. For more information call 970669-7182 or check lovelandyouthgardeners.org.

The seventh annual Loveland Garden Tour, from 8:30 a.m.-3:30 p.m. on June 25, showcases private gardens in downtown Loveland. Designed to please the whole family, the tour has upsized to include an art sale and silent auction of metal tulip chairs. Proceeds from the tour benefit programs of Loveland Youth Gardeners, serving at-risk and special needs youth and lowincome residents in Loveland.

Real Estate place yoUr ad:

5000

Homes for Sale

5006

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Rural Real Estate

6000

Homes for Rent

$268K 3 Bed/3 Bath w/ 10 acres, SW Berthoud, 3 2 BDRM, 1 BA, Mother-in-Law Suite bdrm ranch w/ dbl gar, lg 332 E 2nd St - $725 OPEN HOUSE shop & barn, wtr rights, Faith Property Sundays 2-4/5232 Mt. zoned agri, $437K. 970-377-1626’ Arapahoe Cr, Frederick, 970-532-2768 2 bdrm, 229 Blossom, CO Call 720-652-0934 $1075/mo, pets neg, Mobile Home Av 7/1, Call rmpm.com For Sale 970-669-0842

5007

Exquisite Crestone Retreat!

2-story Deltec home, 2.08 acres bordering greenbelt and creek.

Full views of San Luis Valley and Sangre de Cristo Mountains.

Bathed in sun light/custom wood work, large deck.

Peaceful, finished 1,400 sf home for weekends or fulltime. $339,000.

Contact Darlene 719-256-4198.

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650 Work where you live!

40x60 shop insulated & heated + 325sf office + 3BR house only $250,000 Poss OC 719-433-5095

BUYING & SELLING All types of mobile homes! (970)962-9860

2 bdrm, 4226 La Veta, $1195/mo, pets neg, Tri-Level,NICE! Call rmpm.com 970-669-0842

I WILL MOVE YOUR HOME FOR FREE! LOT RENT STARTING@ $199

3 bdrm, $975, wtr pd, avail 6/1. 447 E 4t St. No smkg. 970-613-0557

250+ communities to choose from.

Offer expires 6/25/2011 970-377-0990

NEW MOBILE HOMES AROUND $799 MONTH Payment incl. lot rent Used singles/doubles starting @$595 Great locations!

Quick Easy Credit 970-420-8488

6000

Homes for Rent

2116 LEILA DR - 5BR, 2.5BA, Sunroom, 3 Car, A/C, 2 FP, Pets Nego, $1350 970-667-3072 2402 N. Estrella 4BR, 3BA - 3500sq ft Great neighborhood! $1550/mo+ $1550 dep 970-524-4465 (Pls don’t disturb tenants)

4 bdrm, 2974 Spring Mtn, $1725/mo, 1/2 acre lot, fin. bsmt, Call rmpm.com 669-0842 5 bdrm, 2 ba, large corner lot, fncd bkyd, near schools, A/C, frpl, N Lvld. $1350/mo Call 970-214-3522 for info.

5 car garage, 4BR, 2BA, AC, laundry, corner lot, near schools. $1275 + dep. 970-988-8272 Newer Berthoud 2700 sf country home, large kitch, fam rm,3 huge bdrms, grt views $1500/mo 970-420-5757 OWN your own home for what you pay in Rent!

Lowest rates, $0 - $1000 Down Free Prequalification Western Plains Realty Ken or Tammy 970-663-5008

6001

Apartments for Rent

1 BDRM, $575/mo.

Clean, quiet, friendly complex, No pets.

Walk-in closet, storage. HT & WTR PD. 970-667-8370.

2 BDRM 1 BA ground floor unit, close to coin op laundry, huge living room with big windows, separate dining, walking distance to Chilson center, ALL UTILITIES INCLUDED! $725/mo, ready for move in 5/27!

Call 970-669-1375 today!

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650 3bdrm, spacious apt avail now! 910 Douglas.

No pets. Only $715/mo! or 970-226-5600 www.FTCRENT.com Adult Community Mobile home rental.

Monthely rent $550 includes utils.

Estate Builder 970-667-3400 Classified Ads get Results very, very fast!

Foothills Apts

6001

Apartments for Rent

DOWNTOWN LUXURY APARTMENT HOMES Studio 1, 2, 3 Bedrooms Great Amenities Pet Friendly Covered Parking Amazing Views 1 Block from downtown 4th Street Lincoln Place 325 E. 5th St., Loveland Open: Mon, Tues, Thurs.

9:00am-6:00pm Wed. & Fri. 9:00am-7:00pm Sat. 9:00am-5:00pm Sun. 12:00pm-5:00pm 970-461-8000

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

6002

Townhomes/ Condos for Rent

2 BDRM, 1 BA, 1125 Gard Pl #4 $575 Faith Property 970-377-1626 3 bdrm, 2122 SW 3rd, $1025/mo, 2CG, Unf. Bsmt, Call rmpm.com 970-669-0842

2 Bdrm Apartment Homes Incl Washer & Dryer Park-like Setting Garages Available

1913 W. 15th St. 970-669-7850 Sorry no pets

Adorable 2+2 Condo at Lakeshore at Centerra!

1 car gar, W/D, Pool/spa.

Walking distance to Lake & Shops. $925/mo.

661-414-4338.

6007

Duplexes

6017

Indust./Comm’l for Lease

2 bdrm, 1404 Capulin, lg yd, 1 one car gar, Call rmpm.com 970-669-0842

6000 SF Retail/Warehouse on Hwy 287. Overhead door. $2500.

970-593-2401/ 227-7447

Spacious 2 bdrm, 1 ba, gar, exc loc near hospital in culdesac, fenced.

970-308-7387

912 Second Street Units A, B Berthoud 6120 sq ft $3550/mo. or 4080 sq ft $2375/mo. or 2040 sq ft $1190/mo.

Plus Utilities 3 Phase Electric

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

6009

Housemates/ Roommates

NEWER HOME 1 or 2 bdrm, 1 ba, W/D, cable/ internet, incl utilities .(970)402-2131

6015

Retail Space for Lease

Turnkey Daycare For Lease Wanted-qualified operator. Greeley HWY.85&34- 9,300 sf Co. Sante Fe RE Brandi 303-466-2500

6016

Office Space for Lease

2367 W. 8th, faces Wilson Loveland 1200 sq ft $950/mo Plus Utilities Light Industrial, Office or Retail Contact Shelley 970-430-4235

6018

Storage Space for Lease

Front Range Gardening

CHOOSE NOW! NO MORE BILLS, NO CHECKS TO WRITE, NO STAMPS!

1 car garage or storage, $99/mo, Call rmpm.com 970 669-0842 Classified Ads get Results very, very fast!

6020

Mobile Home For Rent

1244 N. Lincoln, 500 sq ft, priv ba, utils inc, $500/mo, 580-795-4636

2 BEDROOM HOMES $600 - $650 + dep.

W Hwy 34 Pets on appr Se Habla Espanol 970-685-8573

Office and Retail spaces.

Starting at $150.

Utilities Included 970-613-1477

3 BDRM, 1 BATH W. Hwy 34 $700/mo + dep.

Pets on appr. Se Habla Espanol, 970-685-8573

FIND IT. DRIVE IT. FURNISH IT. OWN IT. WORK IT. SELL IT.

Carol O’Meara is with CSU Extension in Boulder County.

Contact her at 303-678-6238 or comeara@co .boulder.co.us.

Call Us at 635-3660 for more information!