Real Estate Guide

Page 1

Saturday Reporter-Herald May 22, 2010 E1

Real Estate Matters

www.realtyguide.com • Saturday, May 22, 2010 • Reporter-Herald

Lender wants to change terms on short sale

W ILD V N ALLEY

ORTH

ILYCE GLINK AND SAMUAL J. TAMKINS TRIBUNE MEDIA SERVICES

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I See GLINK/Page E6

Inside this week’s Home & Real Estate Realtor of the Week Laura Thomas, Broker Associate with The Group, Real Estate, Inc

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Hardwood Floor Care Learn the basics for caring for hardwood flooring

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Director y Page E4

RH photo/Jade Cody

Experience the beauty of Northern Colorado at Wild Valley North, where nine large lots are available starting today. premier hiking and horse trails, yet minutes from Loveland and the I-25 corridor. Lots are all well-suited for solar applications, making it perfect for homeowners interested in building a fully solar home. Wild Valley North homeowners are served by Loveland utilities, including city water, Xcel natural gas and underground REA electric. A private, off-property miRH PAID ADVERTORIAL crowave tower will provide highspeed Internet access by Skybeam, which is three times faster elcome to Wild Valley than DSL. North. With nine Currently, there are four phase five-acre lots interone permit-ready lots of five spersed with the breathtaking natural beauty of the permanent- acres each, which include lot numbers 6, 7, 8, and 9. The five ly conserved foothills, this is no subdivision. This is Northern Col- remaining phase two lots can be reserved later this summer and orado at its finest. includes two ridgeline lots with Adjacent conservation easements will ensure the landscape unparalleled views. Each lot will accommodate a walk-out basestays that way — as Wild Valley ment and naturally lends itself to North homeowners have over customized architecture. 2,000 acres of open space surDue west is Devil's Backbone rounding the development. Sewith over 80 miles of hiking trails lect builders are ready to construct a variety of house plans, as and an unending supply of natural beauty with Long’s Peak in well as architects who can custhe backdrop. In the foreground, tom design your dream home. a prairie grass meadow undulates A Grand Opening will be held in the breeze. Hidden Valley intoday and tomorrow from 1-4 cludes over 400 acres of open p.m. To get started on a tour, visit the newly constructed Wild Valley North sales center, located 1.3 miles north of the Hidden Valley entryway, which is just north of U.S. Highway 34. Each element of this magnificent estate has been meticulously designed to maximize the breathtaking views and true essence of Wild Valley North. Nestled as separate private retreats, each lot is located steps from

Attend the Grand Opening of Wild Valley North today and tomorrow

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area and Wild Valley North has 110 acres exclusively available to homeowners and maintained by the homeowners association. Wild Valley North includes several acres reserved for a barn and riding arena, which homeowners may choose to build and maintain via the homeowners association. No building or development is allowed with the exception of such a proposed equine center, and only if approved by the HOA. Furthermore, the 110 acres devoted exclusively to Wild Valley North residents is committed to an agricultural conservation reserve, which preserves the views to the Devil's Backbone and Rocky Mountains forever. Multimillion dollar properties are to the south of the development, though there will never be any through-traffic. Homes at Wild Valley North can be built with pricing starting in the midto high-$600,000s. This coupled with the breathtaking views at Wild Valley North make for an excellent real estate investment. Wild Valley North is just minutes from Marianna Buttes Golf Course and The Big Thompson

Sell Your Home with NOCOHOUSES NOC OHOUSES

If you go: What: Grand Opening at Wild Valley North When: Today and tomorrow from 1-4 p.m. Refreshments will be available River. Just a few miles farther you are in downtown Loveland, Colorado where you will find the renowned Rialto Theater, Loveland Gallery Museum and many restaurants. Wild Valley North is only 25 minutes from Estes Park, Colorado, the gateway to the incredible Rocky Mountain National Park. To visit, take Interstate 25 north to Loveland (exit 257B). From there, take U.S. Highway 34 to the west part of Loveland. From Wilson Avenue (in Loveland), continue driving west two miles along U.S. Highway 34. Turn right (north) onto Hidden Valley Drive. For more information, please call John Mathey of Premier Lifestyle Realty at 970-481-5512, e-mail him at johnm368@msn.com or visit www.wildvalleynorth.com.

For more information go to:

Save $1000s on Real Estate Commission

Dan Albracht

List Your Home for as Low as $995

Dan has over 30 years of service to Northern Colorado Residents

or call

970-214-9922

21-312338 21 1-3

uestion: I’m not sure what to do. We are buying a home that is a short sale. I have an executed contract in my hand that was signed by the seller. But the lender on the short sale now wants to come in and change the terms of our deal. They were willing to take less to close the deal. Now they want more. Can they get away with this? My Realtor and the attorney at the title office are telling the bank that they can’t change the terms, but the bank doesn’t seem to care. It’s as if the person at the bank got word from a higher-up that he could not allow the sale at the original sales price and now has to change the deal. So what do we do? If we really want this house are we stuck paying more? Is a contract not a contract? Do we just say forget it and maybe they won’t try to stick us with this extra money? We really want this house but


Saturday Reporter-Herald May 22, 2010 E2

H&RE Realtor of the Week Home & Realty Guide is produced every Saturday by the Loveland Daily Reporter-Herald.

Meet

EDITOR, Jade Cody jcody@reporter-herald.com 635-3656

DISPLAY ADVERTISING 669-5050

Laura Thomas

REPORTER, Rhema Muncy rmuncy@reporter-herald.com 635-3684

CLASSIFIED ADVERTISING 635-3650

THE GROUP, INC BROKER ASSOCIATE AND PARTNER Location: 5401 Stone Creek Circle, Loveland Contact: Call Thomas at 970-613-0700 (office) or 970-290-7544 (personal), e-mail her at lthomas@ thegroupinc.com, or visit www.laurabthomas.com.

www.realtyguide.com

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full-time residential Realtor for over 21 years, Laura Thomas Thomas has specialized in Loveland real estate for the past 15 years. She has also expanded her expertise to all of Northern Colorado, because she knows that people looking for real estate will want to compare different cities in surrounding areas and work with a Realtor who is knowledgeable in all of the areas. Thomas enjoys helping people make wise real state decisions. She is a great listener and matches people with their needs and wants. Helping people with integrity is Thomas’ calling. She loves listing real estate, marketing and working with buyers of all types. Thomas lives in Loveland with her husband Michael Thomas of 25 years and daughter Katrina who will be graduating from high school this year.

This Week’s Rates

*

Last Today Week Trend 30-Year Fixed:

4.90%

4.99%

15-Year Fixed:

4.21%

4.29%

5/1 ARM:

3.63%

3.68%

Designations, Affiliations & Accolades: Certified Residential Special, Graduate Realtor Institute, Certified Negotiator Expert, Member of LovelandBerthoud Board of Realtors Years of Experience: 21

* Rates provided by Bankrate.com. All rates are subject to change.

FEATURED PROPERTIES - VIEW PROPERTIES AT HOMEANDREALTYGUIDE.COM UP TO $199,999 OPEN HOUSE SUNDAY 1-3 PM

BANG FOR THE BUCK!

OPEN HOUSE SATURDAY 2-4

PRICE REDUCED - $152,900

OLD-TOWN BERTHOUD-$182,000

1016 Elbert • Price Reduced $185,000

360 Emerald Court, Loveland

103 Cardinal Ave.

836 Welch Avenue - Berthoud

832 6th St. - Berthoud

Motivated Seller will look at all offers. Huge lot is .47 acre, 3 bedroom, 2 bath with 2 car oversized garage. 1852 square feet with large family room with fireplace.

Inviting ranch with 3 bedrooms/2 baths! Freshly painted & ready for you! Family room in finished basement! Central air, 2 car garage, fenced yard! Price Improved! $177,900! MLS 611945

At $168,000, 2 BR 2 BA, 2 Car, 1/2 Duplex Large Yard w/redwood deck, nice kitchen with breakfast bar, 5 pc master bath, large laundry room, full unfinished basement, intersection is Boise and 1st.

Well maintained 1757 sf, 2BD, 2BA, 2 story patio home! 9’ ceilings, gas fireplace, covered front porch w/ mtn. views, breakfast bar, full pantry, separate dining area, and an unfinished bsmt.

Ranch home built in 1948 featuring arched doorways, wood flrs, some original hardware, updated kitchen & bath, and a new roof. Large private backyard & detached garage w/room for storage.

Kathy Burcham 303-775-7429 kathy@berthoudrealestate.com www.berthoudrealestate.com

Kathleen Gruman 970-290-3393 kathleen@berthoudrealestate.com www.berthoudrealestate.com

Gerrie Chapman 970-690-1265 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537 gerrie@rmfa.com

Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com

Renee Salza Keller Williams (970) 231-5082 rsalza@msn.com

$200,000 - $299,999

UP TO $199,999 OPEN HOUSE SATURDAY 2:00 - 5:00

OPEN HOUSE SATURDAY 11 - 1

ALMOST AN ACRE!

BEAUTIFUL HOME IN MEADOWBROOK HEIGHTS

OPEN HOUSE SAT. 12-2PM

325 Hawthorne Avenue, Johnstown

1607 Cleveland Ave.

4512 S Taft (CR 17), Loveland

433 Amelia Court, Loveland

2584 Anemonie

West facing 2 story w/fully finished bsmt. 3BR/3BA. Main floor laundry. Great mountain views. Deck. Full privacy fenced back yard & full sprinkler system. $180,000 Your host: Laura Leslie 970- 744-8082

$224,900, 4 BR, 3 Ba 5 level home w/heated 3 car garage. Eat-in kitchen, sunroom, fam rm w/wet bar & cabinets. 1950’s character & charm orig hdwd fl, lots storage space. Quiet, spacious 2000 sq ft finished.

Bring the horses & park the RV! Work & play here! 4 bedrooms, 2 baths, huge rec room, oversized garage with office/studio! New carpet & paint! New price $254,900! MLS 621953

Beautiful 3 bdrm, 3 ba ranch home w/open floor plan with vaulted ceilings, full master bath. Fn bsmt w/HUGE family room. 2 year Home Warranty and closing cost assistance may be available. $234,000 #628532

Stop by before grad parties, several homes in Westwood will be open! Beautiful 2-story, open floor plan, refinished wood floors, finished basement, 4 bedrooms, fenced backyard, all for only $250,000!

Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com

Maura O’Leary, Century 21 Humpal, Inc. 970-443-8733 maura.oleary@century21.com www.century21humpal.com

Deb Callies Prudential Rocky Mountain, REALTORS 970-430-0438 dcallies@prurmr.com

Betsy Burns, CRS Coldwell Banker Residential Brokerage 970-215-1776 www.BetsyBurns.com

Renee Salza Keller Williams (970) 231-5082 rsalza@msn.com

$200,000 - $299,999 NEW LISTING

PRICE REDUCED- $243,900

OPEN HOUSE SAT. 1-3

268 Medina Ct. Mariana Butte Golf Course

630 Welch Ave - Berthoud

3314 Banyan Avenue

$235,000, 4 bd/3ba/2-gar, 2-story patio home w/mn flr laundry & master w/5 pc. bath. 42” Hickory cabinets & breakfast bar. Vaulted great room lrg windows, built-in shelving & fireplace. www.kwalicia.com

3BD, 2BA, 2-story built in 1915! Original hrdwd flrs, enclosed year round back porch, main floor master, alley load 2-car garage, huge well-groomed fully fenced yard & bonus room/bath above garage!

Price reduced to 204,900. 1800 sq ft ranch all on one floor. 3bdms, 2 baths, oversized 2 car garage. Walk to sculpture park and high school. No HOA. MLS#625215

Alicia Stewart Keller Williams (970) 222-8871 kwalicia@yahoo.com

Kathy Burcham 303-775-7429 kathy@berthoudrealestate.com www.berthoudrealestate.com

$400,000 - $499,999 UNBEATABLE NEW PRICE!

OPEN HOUSE SATURDAY 1 P.M. - 3 P.M.

Sirmula Lansky Coldwell Banker (970) 691-0468 sirmulacb@aol.com www.MultiMillionDollarHomes.com/loveland/

Ready for A Different Address? Begin your search at your online and print real estate source:

homeandrealtyguide.com

$500,000 + OPEN HOUSE SAT. & SUN. 1-4 TRADES CONSIDERED

OPEN HOUSE SAT, MAY 22 11AM - 2:00PM

LAND FOR SALE GRAND OPENING SATURDAY 11AM-6PM

8258 Spinnaker Bay Dr, Windsor

5912 Long Branch Ct., Loveland

NEW CUSTOM RANCH - 288 RESERVOIR

1610 Celeste Ln.-Loveland-$589,000

South on CR9, West on CR16-Warberg Farm

Exquisite 4 bedroom/5 bath ranch with luxury features! Open & vaulted floorplan! Builder finished basement! 5 car dream garage! 1/3 acre lot on greenbelt with golf nearby! $499,950! MLS 617596

Enjoy country luxury with city conveniences. Beautifully updated 3 bd, 3 bath home with class & elegance. Detatched garage/studio. Bring your horses. all on 2.3 irrigated acres. $449,900

Walkout bsmt., open floor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.

Stunning 5836sf, 4BD, 5BA 2-story home on 4.42 acres. Finest finishes throughout, gourmet kitchen, walk-out bsmt, private guest suite and much more! Beautiful patios, balconies & decks w/gorgeous views!

OPEN WED 11AM-1:30PM • FRIDAY 8AM1:30PM • EVERY SUN 3PM-5PM. 2+ Acre lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boat docks, fishing and peace garden. FOOD AND DRINKS

Sarah Bennett RE/MAX Advanced, Inc 970-221-5995 970-227-5027 sarahbennett@frii.com

Carolyn LaMaster Prudential Rocky Mountain, REALTORS 970-690-1596 c_j_lamaster@yahoo.com

Gary Maggi 970-692-2002 gary@berthoudrealestate.com www.berthoudrealestate.com

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.allcoloradohomes.com

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

homeandrealtyguide.com Your online and print resource for residential, commercial and land for sale 21-313324


Saturday Reporter-Herald May 22, 2010 E3

Hardwood floor care

STARTING FROM THE HIGH 160’S copper

Hardwood floors shine with a little bit of maintenance

10 Open Fri.-Sat. & Sun. from 2pm-4pm The $8,000 credit does not expire here! Credit can be used towards, landscaping, frig, fence, A/C, closing costs, some basement finish.

RHEMA MUNCY SPECIAL SECTIONS

Megan Wachtman (970) 217-7977

Julie Stinson (970) 679-8590 22-312962

PatioOpenHomes 1-4 Tues - Sun

RH photos/Rhema Muncy

Top then descending, distressed Hickory pre-treated hardwood; strong layered engineered wood for and an example of a pre-finished solid hard wood floor.

Most pre-coated finishes come in planks now, and customers are installing distressed wood to get a lived-in look and help any dents or damages blend in with the rest of the HARDWOOD FLOOR TYPES floor. Layered or engineered wood Traditionally, hardwoods were incan give more stability and resistance stalled and then finished with around to water damage. Hardwood floored three layers of polyurethane finish, basements often utilize this type of according to St. Denis. Now hardwood as well as kitchens, Corbett wood floors are usually pre-finished said. in a dustless chamber where the fin“The pre-finished woods are really ish can be baked onto the wood bethe direction that we see people gofore it is installed in the home. ing because you get a great value “It gets harder and goes deeper inwith a finish with a long lasting wood to it,” St. Denis said. “They are virtuon it,” Corbett said. ally life time surfaces — not to say As for popular wood types, Corbett you can’t damage them.” sees customers choosing hickory beCindy Corbett, owner of Loveland cause of the natural distresses as well Design Carpet One, said that many as maple and birch. Oak was a longhardwood products are moving towards environmentally friendly ingre- standing trend that is being replaced by more exotic types of wood. dients such a water base.

Priced from the $300’s to the $500’s 3 Extraordinary Locations Fort Collins

Harmony Club

Harmony Road

Timnath

Windsor Highland Meadows Golf Course

Crossroads Blvd

• Centerra

Loveland

Thompson Parkway

es, Venter said. There are only a few brands available that will not contaminate the wood and finishes. A lot of hardwood floor cleaners will stay on the surface and keep building up over time. This creates problems down the road when the wood needs to be refinished and the material won’t stick to the prepped floor. If gunk-promoting cleaners have been used over the life of the wood floor, Venter suggested calling a reputable hardwood company to buff and clean the floor with a concentrated cleaner to get rid of the contaminants before refinishing. “The problem is between the floors where you can get the edge peelings,” Venter said of refinishing a contaminated floor. Oils from cooking can also contribute to hardwood floor contamination. The time between re-coats is determined by how clean floors are kept, traffic on the floor and how much pet dander and hair are in the house. Most coats will last 7-10 years, Venter said. “There is no need to go through a lot of floor cleaner,” Venter said. “Just keep your floor swept up. I use the suck portion of my vacuum cleaner. When the dogs come in from the outside, I will sparingly use it. Hardwood floors are the lowest maintenance floor there is.”

22-312960

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aring for sleek hardwood floors requires consistent awareness but not a lot of deep cleaning. Area experts shared their tips on caring for hardwood surfaces from cleaning up spills to repairing damage and preparing to reapply finish to the floor. President and majority owner of Loveland’s All About Floors Tom St. Denis commented on the upswing of hardwood flooring in houses. “People usually go to hardwood floors because they are a little too messy for carpet and they prefer the look of hard wood over tile,” St. Denis said. Hardwood can add a warm look to the house. The biggest upkeep advice to remember concerning wood floors is to police dust accumulation. “Keep it dust mopped or swept,” St. Denis said. “That removes the grit so that it won’t grind into the surface. Provide mats at the door so that grit isn’t brought into the home on feet.” Lee Venter, the Northern Colorado territory manager for Denver Hard Wood Incorporated, works with Eheart Interior Design in Loveland to help customers fully understand how to care for their wood surfaces. “Keep the dust and grit off of your floor by either sweeping or using the suck portion of your vacuum cleaner,” Venter said. “The dust is what wears out your finish from you walking on it.” Venter explained that dust particles, such as sand and grit from the outside, have very sharp edges when viewed under the microscope. People stepping on the dust and twisting on it will wear out the finish of hardwood floors. Venter recommended keeping breathable fabric rugs on a few key traditional wear spots — at all outside doors, the patio, the garage, the bottom of stair cases, in front of the refrigerator and in front of the kitchen sink. “You can walk on a hardwood floor all of the time if you have it clean and the finish won’t wear out,” Venter said. Hardwood floor cleaners should only be used sparingly to clean up mess-

Map not to scale.

Thompson Crossing

Val Schlageter 217-3464 The Group, Inc. Real Estate 223-0700

www.ThePatios.com

Open Houses This Weekend - www.thegroupinc.com PRICE REDUCED!

SATURDAY 11:00 - 1:00

SATURDAY 1:00 - 3:00

SATURDAY 12:00 - 2:00

SATURDAY/SUNDAY 12:00 - 5:00

3506 Banyan Avenue, Loveland - Appealing 4 bedroom, 3 bath, mul level home allows RV parking. Large fenced yard includes hot tub, play set and east facing pa o ideal for outdoor barbeques in summer. Recently remodeled kitchen, baths and open living area with wood burning fireplace. Vinyl siding as well as vinyl windows and is located near Loveland’s premier outdoor sculpture gardens

6 Gregg Drive, Loveland - If you love 50’s style homes and design, you will love this 4 bedroom, 2 bath ranch on desirable Gregg Drive. Wonderful original hardwood floors, lots of built-ins, large mature yard with flagstone pa o, basement game room and work shop, freshly painted interior. This home has had just one owner and has lots of 50’s charm.

2373 Forsythia Court, Loveland - Vaulted ceilings in bedrooms and cathedral ceilings increase open space feeling; finished lower level offers room to spare. Original owner designed home with focus on detail and kept home in immaculate condi on. All appliances nego able, Home Warranty, flat screen TV, and large screen TV in the basement. Passive Radon system already installed.

1002 Burrowing Owl Drive, Fort Collins - This home offers 3 bedrooms plus a study and approx. 1807 finished sq plus an unfinished basement. 2 car garage, je ed tub in master bath, three sided fireplace, hickory flooring throughout the majority of home. Trex deck, upgraded carpet, upgraded black kitchen appliances including side by side refrigerator, washer & dryer included. Front yard landscaping & rear yard fencing included. Home sides to greenbelt area. Price includes builder incen ve

$200,000

$234,000

$249,800

$310,299

MLS#628986

MLS#622098

MLS#624918

MLS#626289

Call Cathy Goza 381-9141 PRICE REDUCED!

Call Nancy Maus 213-0554

Call Rhonda Heth 566-3516 ENERGY RATED!

Call Dianne Breneman 222-8549

TUESDAY - SUNDAY 1:00 - 4:00

SATURDAY 11:00 - 2:00

4635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Pa os in Thompson Crossing. 6 ranch plans, 3 car gar op ons, garden level lots, views, low HOA dues. Convenient loca on, yet tucked away; million $ sculpture walk, trail, open space close to I-25. Low maintanence living at it’s best!

4495 Ridgway Drive, Loveland - 5 bed, 3 bath, ranch style home in desirable Kendall Brook. Kitchen features: wood floors, pantry, granite countertops, black appliances, 43” cabinets, island & breakfast bar. Covered pa o, huge deck, central air, main level master & a master suite in the basement with a 5 piece luxury bath. Bsmt with great room & a full mini kitchen, Garage is insulated, painted & textured.

SUNDAY 1:00 - 3:00

SATURDAY 11:00 - 3:00

SUNDAY 1:00 - 3:00

5258 Rangeland Avenue, Loveland - Beau ful ranch style home with all the fine quali es you will find in a Keirns Construc on home!Fabulous quality throughout!You will enter into a very open floor plan,vaulted ceilings,wonderful kitchen with Tharp cabinets,Cambria countertops,sleek black appliances including the refrigerator.This home is complete with tandem 3 car garage,front yard landscaping,A/C & covered back pa o.

4860 Wisconsin Avenue, Loveland - Dual-fuel furnace, tankless hot water heater, power humidifier, solid wood interior doors, kno y alder trim, 5-piece master bath and full stone fireplace. Kitchen features 3cm granite countertops, convec on oven, gas cooktop w/outside vent. Finished basement with 2 bedrooms, 1 bath & entertainment center w/ fireplace. Finished garage w/epoxy-sealed floor.

1650 Uncompahgre Drive, Loveland - This very well maintained home is sure to please. Features include 5 bedrooms/4bathrooms, 3 Car side load garage, Master bedroom is on the main floor, enclosed pa o room and finished basement. This home also sides to a greenbelt and has extensive landscaping. Don’t miss the views from the front porch. This home is unique and has many great features take a look today!

Priced From $324,000

$325,000

$344,900

$349,990

$400,000

MLS#607818

MLS#626597

MLS#607235

MLS#621960

MLS#624224

Call John Simmons 481-1250 AMAZING VIEWS!

Call Mark Moran 218-1891 PRICE REDUCED!

Call Tracy Wilson 567-0907

Call Kristen Specketer 290-8097

Call Val Schlageter 217-3464

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate Source SUNDAY 1:00 - 3:00 4951 Pyrenees Drive, Fort Collins - The warm & invi ng hearth room kitchen is a gourmet cook’s dream w/double ovens & a 5-burner gas range located in the large center island. Lots of gorgeous cabinets, warm hardwood floors & a fireplace. The master suite has a fireplace, his & hers separate closets w/custom built-ins & huge luxury 5-piece bath. This popular design offers a nice mix of our space and my space.

SATURDAY 12:00 - 2:00

SATURDAY 1:00 - 3:00

4270 Tarryall Court, Loveland - Ranch w/walkout lower level. Amazing views from every room. On end of cul-de-sac backing to wildlife conserva on easement & views of Horseshoe Lake to the east. Gourmet kitchen w/slab granite island, hickory floors & cabinets & a wall of windows. Master separated by his & hers offices. Boa ng on Boyd Lake.

530 Deer Meadow Drive, Loveland - Quality custom from Aus n Signature Homes. Enjoy the final opportunity for a lifestyle on Mariana Bu e Golf Course! Golf course lifestyle with no membership fees. Peaceful, quiet se ng with tranquil views that overlook golf course, water and the front range. Robert Walkowicz 377-4945.

$765,000

$899,000

MLS#598278

MLS#620531

MLS#586010

Call Denise Kloster 402-9100

Call Cindy Ku n 391-4735

Call Nancy Walkowicz 461-7136

$525,000

21-312543

The Real Estate Source is a magazine produced by The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado. Online version of publication at www.thegroupinc.com containing links to detail pages for most listings.

rado rn Colo Northe Source

tate Real Es w w w.

thegr

oupin

c.com


Saturday Reporter-Herald May 22, 2010 E4

Home sales figures continue rising along Front Range tate Services) LLC. After jumping to 126 in March from 80 in April, home sales for detached dwellings rose to 138 in April. ome sales in Loveland and The average days for a home on the Berthoud continued rising in market decreased from 123 in March to April, according to the latest re105 in April. Monthly sales volume is up port from IRES (Information and Real Es- 43.2 percent over last year, and sits at

JADE CODY SPECIAL SECTIONS EDITOR

H

Property of the Week

$34,199,536 in April, up from $23,882,898 in April of last year. Fort Collins saw similar increases, with 238 sold detached listings in April up from 190 in March. Total year-to-date listings sold are up 22.4 percent over last year at this time, from 548 in 2009 to 671 this year. Fort Collins detached year-

*

H&RE Regional Real Estate Report REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD RESIDENTIAL

OPEN HOUSE Saturday May 22, 1-3PM

Feb, 2010

March, 2010

April, 2010

1042 1010

1099 1099

1126 1069

80

126

138

$234,500 $220,000

$199,900 $183,500

Active Listings Previous Year Active Listings Number of Sold Listings Median Sales Price Previous Year Median

21-307663

221 E 50th, Loveland MECHANIC’S DREAM !!!!!!! NO HOA!!!!!!!! • 4 Bedrooms • 2 baths • 2 Oversized 2 car garages = 4+ garages (or use 1 as garage and 1 as a shop) • RV parking • Newer Windows • Newer Furnace • Newer Central Air

$192,500 $195,000

Average Days on the Market (ADOM) Previous Year ADOM

125 127

123 123

105 127

Year to Date Listings Sold Previous Year YTD Listings Sold

137 143

263 231

401 334

$19,241,626 $21,741,273

$34,334,746 $22,712,094

$34,199,536 $23,882,898

Monthly Volume Previous Year Monthly Volume

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD ATTACHED DWELLING

Great North Location Easy access to Ft. Collins Close to Crow’s Park and Horseshoe Lake ~ Outside of City Limits

March, 2010

133 96

125 115

139 124

12

16

15

$146,900 $140,000

$150,000 $125,000

$147,000 $150,000

Average Days on the Market (ADOM) Previous Year ADOM

107 97

108 102

121 107

Year to Date Listings Sold Previous Year YTD Listings Sold

20 12

36 20

51 37

Number of Sold Listings Median Sales Price Previous Year Median

Seller will also pay $4000.00 toward Buyers Closing costs Jan Krings (970) 667-2707 Business (970) 481-5535 Cell (970) 667-7007

April, 2010

Feb, 2010 Active Listings Previous Year Active Listings

New and Improved Price $194,000.00

Sirmula Lansky, CRS GRI (970) 667-2707 Business (970) 691-0468 Cell (970) 667-9126 Home

to-date sales volume is up 18.8 percent from last year, from $145,655,602 to $173,042,464. Greeley’s sold detached listings rose from 116 in March to 163 in April, and the monthly sales volume increased 44.4 percent from this time last year, from $18,553,226 to $26,796,455.

Monthly Volume Previous Year Monthly Volume

$1,868,700 $1,455,050

$2,475,100 $1,130,656

$2,202,935 $2,522,755

21-312076

* Updated statistics will be available after the 15th of each month.

saturday

sunday

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

$168,000

SE LOVELAND

103 CARDINAL AVE

2-4

KELLER WILLIAMS

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 532-5900

$180,000

JOHNSTOWN/ MILLIKEN

325 HAWTHORNE AVE

2-5

COLDWELL BANKER

$184,900*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$194,000

NE LOVELAND

221 E 50TH

1-3

COLDWELL BANKER

691-0468

$200,000

NW LOVELAND

3506 BANYAN AVE

11-1

THE GROUP, INC.

381-9141

$202,000

SE LOVELAND

1250 FINCH ST

2-5

MIRASOL MARKETING 635-5931 GROUP

$204,900

NW LOVELAND

3314 BANYAN AVE

1-3

COLDWELL BANKER

691-0468

$224,900

NE LOVELAND

1607 CLEVELAND AVE

11-1

KELLER WILLIAMS

231-5082

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$234,000

NE LOVELAND

6 GREGG DR

1-3

THE GROUP, INC.

213-0554

$249,800

SW LOVELAND

2373 FORSYTHIA CT

12-2

THE GROUP, INC.

566-3516

$250,000

SW LOVELAND

2584 ANEMONIE

12-2

PRUDENTIAL ROCKY 430-0438 MOUNTAIN REALTORS

$264,950

NW LOVELAND

4475 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$310,299

FORT COLLINS

1002 BURROWING OWL DR

12-5

THE GROUP, INC.

222-8549

$324,000

SE LOVELAND

4635 TARRAGON DRIVE

1-4

THE GROUP, INC.

217-3464

$325,000

NW LOVELAND

4495 RIDGWAY DR

11-2

THE GROUP, INC.

481-1250

$349,990

NW LOVELAND

4860 WISCONSIN AVE

11-3

THE GROUP, INC.

567-0907

$425,000

SW LOVELAND

1608 MANZANITA CT

1-4

COLDWELL BANKER

222-1139

$469,000

SW LOVELAND

5912 LONG BRANCH CT

1-3

PRUDENTIAL ROCKY 690-1596 MOUNTAIN REALTORS 692-2002

231-5082

744-8082

$589,000

SE LOVELAND

1610 CELESTE

11-2

RE/MAX TOWN & COUNTRY

$765,000

NE LOVELAND

4270 TARRYALL CT

12-2

THE GROUP, INC.

391-4735

$895,000

SW LOVELAND

288 RESERVOIR DR

1-4

PREMIER LIFESTYLE

481-5512

$899,000

SW LOVELAND

530 DEER MEADOW DRIVE

1-3

THE GROUP, INC.

461-7136

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 532-5900

$184,900*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$198,900

SW LOVELAND

1703 HILLTOP CT

12-3

NOCOHOUSES

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$264,950

NW LOVELAND

4475 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$299,900

SW LOVELAND

435 CLUBHOUSE CT

1-3

DEIS & ASSOC.

231-5050

$310,299

FORT COLLINS

1002 BURROWING OWL DR

12-5

THE GROUP, INC.

222-8549

$324,000

SE LOVELAND

4635 TARRAGON DRIVE

1-4

THE GROUP, INC.

217-3464

$344,900

NW LOVELAND

5258 RANGELAND AVE

1-3

THE GROUP, INC.

218-1891

$400,000

NE LOVELAND

1650 UNCOMPAHGRE DR

1-3

THE GROUP, INC.

290-8097

$525,000

FORT COLLINS

4951 PYRENEES DR

1-3

THE GROUP, INC.

402-9100

$895,000

SW LOVELAND

288 RESERVOIR DR

1-4

PREMIER LIFESTYLE

481-5512

214-9922

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS


Saturday Reporter-Herald May 22, 2010 E5

H&RE Transactions

• Patrick & M Travis from Burdick Duane & Brenda, 1609 Covered Wagon Ct, Loveland, $425,000, home • Jerry & Cheryl Holman from Travis Patrick J & M Theresa, 4951 Saint Andrews Ct, Loveland, $550,000, home • Richard Johnson from Thompson James Eric, 2764 Lynn Ct, Loveland, $285,000, home • Clyde & Susan Trujillo from Trujillo Jacob I, 4130 Julesberg Dr, Loveland, $180,000, home • Harvey Brockman from Davis Joshua D & Bonnie L, 190 Harrison Ave, Loveland, $156,900, home • Taylor Nicholson from Eichin Kenneth A & Michelle A, 4038 Rocky Ford Dr, Loveland, $180,000, home • Jacob & Sarah Shuler from Troshynski Jason & Amy, 1960 Arkansas St, Loveland, $336,000, home • Christopher Doiron from Thorp Christopher A & Rebecca A, 4114 Ebony Ct, Loveland, $185,000, home • Amber Cordova from Child Frederick Jj & Denece L, 2526 Hampstead Dr, Loveland, $200,000, home • Bradford & Genesis Steffens from Damborg Donald A & Sheila M, 5942 Meadow Creek Ln, Loveland, $230,900, home • Michelle Urtel from Friesen Stanley J Jr & Braunwin N, 4248 Lookout Dr, Loveland, $261,900, home • Carolynn Wamsley from Geling Frederick B Jr, 3702 Robin Ct, Loveland, $155,000, home

ble from Kypta Timothy W, 1406 S California Ave, Loveland, $144,000, home • Leslie & Mildred Peats from Kohley Jacqueline M, 578 Radiant Dr, Loveland, $187,000, home • Justin & Pamela Simpson from Lee Robert E & Sharlet R, 3389 Nederland Dr, Loveland, $328,500, home • Kathleen Scott from Lynn James Voyt & Rebecca E, 4051 La Veta Dr, Loveland, $175,000, home • Kelly Sevedge from Mason Michael Terry & Michael, 413 E 50th St, Loveland, $175,000, home • Troy & Stephanie Corcoran from Mckie Steven Eugene, 1664 Box Prairie Cir, Loveland, $196,500, home • Jessica Berg from Oak Valley Homes LLC, 235 Carina Cir Unit 103, Loveland, $147,000, condo • Patrick Morrison from Record Daniel L & Shoko T, 616 E 41st St, Loveland, $196,000, home • Don Donahue from Sadeh Esther, 1607 Oak Creek Dr, Loveland, $123,000, home • Linda Adams from Pett Marilyn G, 1919 Hillrose Dr, Loveland, $500,000, home • Charles & Muriel Peterson from Sheeler Scott O & Pamela A, 4081 Buffalo Mountain Dr, Loveland, $228,500, home • Patrick Southern from Smith Gregory, 1550 N Jefferson Ave, Loveland, $128,000, home • Donavan Dittmar from Martin Jerry A, 701 Larch Pl, Loveland, $196,000, home • Mario & Anne Quintanilla from Thompson Philip B & Eileen E, 2410 Fairplay Dr, Loveland, $199,900, home • Ryan & Karen Stillahn from Tri Betty T,

335 Sunmountain Dr, Loveland, $183,900, home • Jorge & Zaira Gutierrez from Fth Properties LLC, 2468 W 46th St, Loveland, $173,000, home • Kristina Kramer from Lariviere June, 2103 Genoa Ct, Loveland, $249,000, home • Richard Castaldo from Triton Homes Inc, 1620 Tennessee St, Loveland, $399,000, home • Spencer Stewart from Watts Jess & Lorna, 2438 Mountain View Dr, Loveland, $132,000, home • Dwayne Walker from Bolt LLC, 1428 S Dotsero Dr, Loveland, $2,650,000, home • Gary & Greta Ingmire from Clark Karen L, 3561 Florida Dr, Loveland, $370,000, home • Steven & Judith Davison from Crowder Mark & Mark James, 3420 Kyle Cir, Loveland, $635,000, home • Robin Foster from Duran Jeffrey M, 1668 Oak Creek Dr, Loveland, $128,000, home • David & Kristi Briles from Holman Cheryl P, 5178 Single Tree Dr, Loveland, $452,000, home • Scott & Lisa Raberge from Hsi Asset Securitization Corp, 4186 Monroe Ave, Loveland, $540,000, home

$250,000, home

Estes Park • Richard Sundell from Guse John M, 930 Highacres Dr, Estes Park, $198,000, home • Joshua Mcgill from Holmes Bryon L & Deborah M, 2109 Fish Creek Rd, Estes Park, $246,000, home • Mark & Susan Newendorp from Robert E Cheryl A Ross Trust, 850 Black Canyon Dr, Estes Park, $675,000, home • Gregory Nelson from Lawson Ellen N, 216 Spruce Dr Unit 1, Estes Park, $187,500, condo • Robert & Christine Winokur from Newman Shirley M, 2040 S Morris Ct, Estes Park, $347,000, home • Rick & Jacquelyn Nelson from Fannie Mae, 2450 Spruce Ave, Estes Park, $123,400, home • Robert & Linda Nelson from Saka Wajma, 1010 S Saint Vrain Ave Unit E6, Estes Park, $141,000, condo • Ann Kasper from Trandahl Edward J & Sandra M, 1519 Raven Cir Unit C, Estes Park, $250,000, condo • William & Margarete Steinhauer from Tyree James B & Catherine N, 299 Curry Dr, Estes Park, $148,000, home

stone Ln, Johnstown, $198,200, home • Cody & Kara Markham from Fannie Mae, 950 N Greeley Ave, Johnstown, $204,900, home • Petroleum Corp from Hermetz J Michael & Annette L, 20718 Weld County Road 17, Johnstown, $250,000, home • James & Elizabeth Koontz from Monaco Steve R, 438 La Costa Ln, Johnstown, $187,400, home • Elizabeth Lindeman from Oakwood Homes LLC, 3900 Blackwood Ln, Johnstown, $175,400, home • Morgan Williams from Oakwood Homes LLC, 5331 Cherrywood Ln, Johnstown, $229,300, home • Gerald & Joanne Castillo from Oakwood Homes LLC, 3626 Maplewood Ln, Johnstown, $255,800, home • Travis & Monica Daly from Lynch Michael A & Michelle, 3771 Morrison Ln, Johnstown, $200,200, home

2

E 37th St. US 287

LO VE

2

Call for appointment 970-669-0598 or Cell 970-219-9047

1

!

25

3260 Westerdoll Ave

Custom 2 story with beautiful open floor plan, 4 bed, 3-1/2 bath with master on main level. finished basement, fenced and landscaped. $365,900.

NEW NORTHERN COLORADO HOMES ST

S

E

Home Rescue Expert) designation means that an agent has received education and support from credit specialists, tax and bankruptcy attorneys and CPAs, and is ready to assist homeowners. More than 650 real estate agents have received the CHRE designation, including more than 200 Keller Williams agents in Colorado. Approximately 95 percent of the short sales handled by CHRE agents have been successful. Agents can only access the resources of the HRI program by affiliating with Keller Williams. Contact Keith Alba at 303-793-3888 for more information.

LA LO ND W ’S 30 NE 0’ W S E

W

IN BEAUTIFUL 7 LAKES

KELLER WILLIAMS DEVELOPS EXCLUSIVE PARTNERSHIP WITH HOME RESCUE INSTITUTE Colorado homeowners who may be facing a crisis with their home ownership have a new advocate. Keller Williams Realty has partnered with the Home Rescue Institute (www.homerescueinstitute.com) to offer a network of professional resources for safe, reliable information as well as a certification program for real estate professionals. In addition to providing information to homeowners, the Home Rescue Institute offers a unique certification program for real estate professionals. The CHRE (Certified

17-307586

N

E 29th St.

8 B

1 8 BUILDERS

LOW MAINTENANCE PATIO & SEMI-CUSTOM HOMES Mon-Fri 11-4 • Sat & Sun 12-3

56 287

Windsor

• Dariusz & Bogumila Czyszczon from Nolan Michael J & Penni K, 2009 Tidewater Ct, Windsor, $432,000, home • Brooke Wagner from Tarvin Landon, 1119 Fairfield Ave, Windsor, $231,000, home • Peter & Melissa Standard from Bank New York Mellon, 556 Rainbow Pl, Windsor, $375,000, home • Kristin Janus from Bernhardt Living Trust, 625 Locust St, Windsor, $155,000, home • Kevin Sundstrom from Burke Dwight & Hal, 240 Rochester Dr, Windsor, $173,000, home • Cassandra & James Hirth from Jungemann Brent S & Rita C, 1513 Walnut St, Windsor, $250,000, home • Thomas Scholand from Melody Homes Inc, 605 Wycombe Ct, Milliken • Kaleo Chung from Windsor, $311,500, Annunziata Michael J, home 201 E Lilac St, Mil• Dahn Trust from liken, $169,900, home Melody Homes Inc, • Efrain & Amber 581 Edenbridge Dr, Munozzamora from Windsor, $261,300, Lancaster Clayton D & home Krystal L, 1292 S Cora • Steven & Kathy Ave, Milliken, Bragg from Structured $125,000, home Berthoud Asset Invest Loan T, • John & Margaret • Shawn Smith from Johnstown 4281 Prairie Ct, Wind• Dustin Carre from Kacergis from Nabb Lockey Elaine Monica sor, $320,000, home Zadel Patricia K, 25 N 2008 Trust, 219 Big Kehm, 104 E Welch • Gerald & Vicki Estes Ave, Johnstown, Horn Dr, Estes Park, Ave, Berthoud, Helton from Custom $120,000, home $109,000, home $213,000, home Onsite Inc, 1981 Yon• Shannon Schnei• Robert Kjelland • John & Jenny kee Dr, Windsor, der from Braden Bob, from Bock Mary F, 118 Gunther from Mayo $418,200, home Birdie Dr, Milliken, Michael D, 246 Basher 2215 Nicholas Dr, • Chloe Helm from Johnstown, $197,900, $286,200, home Dr Unit 4, Berthoud, Melody Homes Inc, home • Janice Kent from $125,000, condo 621 Colney Ct, Wind• Robert & Jeannine Peck Bryon D, 2385 • Julie Boeckingrowell from Peach Joshua I Stacey from Twin Silos School House Dr, Mil- sor, $245,000, home • John & Barbara liken, $143,000, home & Christina M, 1220 N Llc, 3264 Ballentine Blvd, Johnstown, Burford from Strath• Linden Reustle 4th St, Berthoud, $325,000, home from Hedglin Yvonne $182,000, home more Homes I Inc, • Ricky & Kimberely J, 1131 Norma Ct, Mil- 6671 Spanish Bay Dr, • David Neckels from liken, $221,000, home Windsor, $330,000, Wurtz Alice & Eric, Herrera from Green• Erick Gonzales 830 8th St, Berthoud, berg Erik, 4325 Limehome

H&RE Real Estate Briefs WARBERG FARM CONSERVATION DEVELOPMENT WILL HAVE GRAND OPENING Tour this new development from 11 a.m. to 6 p.m. today. This recent home development has four lakefront properties, surface rights, walking paths, parks, boat docks, fishing, a gazebo and a peace garden. The grand opening will happen at 3175 Sophia Court in Loveland. For more information, contact Kurt and Ursula Albers, Broker Associates of Century 21 Humpal, Inc. at 970-663-2400, or 970-231-1224. Or log onto www.allcoloradohomes.com and www.warbergfarmatchapmanreservoir.com.

from Hsbc Mtg Services Inc, 304 S Grace Ave, Milliken, $124,200, home

Seven Lakes Dr.

New Homes Priced in the Mid 200’s in Desirable Seven Lakes Area 5 Piece Master Baths, Walk-in Closets, Air Conditioning, 3 Car Garages, Unfinished Basement, Lake Rights 4 Ranch Plans and a 2 Story with Main Floor Master to choose from

SW LOVELAND @ HWY 402 & WILSON

Marketed by Glen Marketing Lisa Moore - Connie Gliott

970-663-4522

D.E. BURNS CONSTRUCTION Quality • Integrity • Experience • Reputation

970.669.8386

18-312961

Loveland

• M Nae from Gru K, 4625 Hahns Peak Dr Unit 101, Loveland, $133,500, condo • Dennis & May Clermont from Hawley Connie Marie, 1318 Warbler St, Loveland, $185,000, home • Allison Dewaele from Hunt Randall K & Deanna D, 2302 Chama Ave, Loveland, $185,000, home • James & Catherine Rudolph from Jones Arthur F & Isabell H, 5131 Lynnwood Ct, Loveland, $645,000, home • Douglas & Linda Stotz from Kile Richard & Tiffany, 408 N County Road 29, Loveland, $176,500, home • Jimmy & Joyce Jensen from Oak Valley Homes LLC, 235 Carina Cir Unit 105, Loveland, $165,700, condo • Dean Turner from Oak Valley Homes Llc, 235 Carina Cir Unit 102, Loveland, $154,000, condo • Murray LLC from Fannie Mae, 2747 Breckenridge Pl, Loveland, $182,500, home • Chad & Catherine Eusea from Herder Jeffrey A & Tanisha L, 2730 Daffodil Pl, Loveland, $275,000, home • Ladora Murphy from Mcneal Darwin L & Cathy L, 4534 Creekwood Dr, Loveland, $228,000, home • Shawn Vanderlugt from Mcneill Catherine M, 1828 Jocelyn Dr, Loveland, $162,900, home • Momentum LLC from Mile High Banks, 473 Denver Ave, Loveland, $153,800, home • Georgia Zastrow from King Sherry A, 4168 Lost Canyon Dr, Loveland, $292,000, home • Jennifer Spahr from Kiodamkee Properties LLC, 1335 Arthur Ave, Loveland, $132,300, home • Craig & Holly Ca-

N. Madison Av.

Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.


Saturday Reporter-Herald May 22, 2010 E6

H&RE In the Garden

Plant some drama in the garden with colorful annuals of three or more. In mixed containers Red Thread adds quirky texture, but its true strength is as a unique plant that spills over rock walls. f you want to add zest to your land• Wax Begonia ‘Coco White’ is a double scape but aren’t ready for a long-term relationship with a perennial, plant an- bloomer that took first in its class. This elnuals. These one-year wonders light up the egant plant adds a formal touch with snowwhite, double blossoms over dark burgundy garden with blooms or foliage that make leaves. them the darlings of summer. Spectacular in a container by itself, this For those that do well under Colorado’s plant should be placed near your entranceharsh conditions, look for the best from way to welcome visitors with beauty. Colorado State University’s Annual Trials. • The best Calibrachoa, ‘MiniFamous Held yearly up near the campus in Fort Collins, the trials test plants in pots and in Pink,’ is a pretty in pink bloomer that covers itself in flowers. Bright, neon pink color the ground to determine which will stand glows in sunlight, transforming your borup in our heat. ders and beds into show-stoppers. Pop Here’s a top ten list of annuals for your them into containers and they’ll fill the garden this year: pot, cascading over the rim in a hot sum• Bracteantha ’Strawburst Yellow’ took Best of Show, wowing the judges with stun- mer display. • Petunias are popular choices, and ‘Suning good looks all summer long. The canary yellow, prolific blooms are very large, pertunia Vista Silverberry’ should top your list of must-haves for containers and held proudly above the foliage. But this ground covers. A spreading petunia, this strawflower is no dainty beauty queen; it was the only plant in the garden that came plant captures the eye with silvery blosthrough a devastating hailstorm while still soms streaked with dark violet. Strong in what judges refer to as “flower power,” this looking good. petunia will amaze you with its vigor and • Alternanthera ’Red Thread’ won the Novelty class, with colorful foliage of green desire to bloom. and dark red. Long, thin leaves are so • ’Velocity Blue’ salvia brings deep blue dense the compact little plant looks like a flower spikes to the garden, adding height fuzz-ball, and looks best planted in groups and texture to the planting. Early to flower, CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY

I

and spiky petals. Dark green foliage contrasts perfectly with the intense color of the flowers, making this a standout in the garden. • For the name alone, ‘Dark Angel Dracula’ is an annual dahlia that will make it into my garden. The wine colored flowers and dark foliage add drama to containers, or depth to a planting of mixed annuals. • The Best New Variety of the trials was Gomphrena ’Fireworks,’ a name well suited to this quirky flower. Like traditional gomphrenas, the blooms start out ball-shaped, CSU Extension photo then stretch clusters of small globes outGomphrena 'Fireworks’ won The Best ward to resemble an exploding firework. New Variety in CSU’s trials. Yellow anthers add accent to the purple blooms. this salvia is an easy-care plant, with no For photos of these and other annuals in need to deadhead. Plant in groups for best the trial, check out the Annual Trails display; this plant stays compact and well website at www.flowertrials.colostate.edu behaved. /csu_trial_garden_best_of_2009.html. • Hot spots can turn up the heat with the addition of ‘Profusion Coral Pink’ zinnia, a tough plant for sunny locations. Carol O’Meara is with Loaded with soft pink flowers, as the blosCSU Extension in soms age the color changes, adding several Boulder County. shades of pink for a multi-hued effect. UnContact her at like many zinnias, Profusion Coral Pink re303-678-6238 or sists powdery mildew. comeara@co .boulder.co.us. • Geraniums have a place in many gardener’s hearts, and ‘Caliente Orange’ will Front Range Gardening win yours with its vibrant orange flowers

inches of mulch that does not touch the plant. 4. Water roses deeply once a week (twice a week in the heat of the summer) and fertilize twice a year. Fertilize roses when new growth appears in the spring; not when and has good air circulation. It is important to select a SALLY WEISSER the plants are dormant. Fertilize again at peak bloom. CSU EXTENSION, LARIMER COUNTY site that has wind protection, as the wind in Larimer Do not fertilize too close to fall, as this does not give the County can be fierce. The site should also have good plant time to harden off growth for winter. drainage and room for the roots to grow, without comoses are beautiful and elegant flowers that grow 5. Prune roses in the spring when buds first start to peting for space from other tree and shrub roots. in most Colorado communities with a little care appear on the canes. Remove dead and blacken canes 3. Plant potted roses in well drained, composted soil and planning. Follow these tips for growing roses. back to green wood with clean cuts, leaving the canes 1. Purchase cold hardy, disease resistant varieties. Ros- in a hole that can accommodate the root system, usual- eight to ten inches tall. Because winters can be severe, es are sold in nurseries, retail departments and grocery ly about 18 inches wide and 12 inches deep, depending canes can be even as short as two to three inches. on the size of the container. Remove the plant from the stores. Mail order companies usually sell bare root Sally Weisser has received training through CSU Extenplants that are planted in early spring. Potted roses can pot carefully and place in the hole with the bud union at sion’s Master Gardener program and is a Master Garor slightly below ground level. Cover the plant with be planted after the last killing frost of the season. dener volunteer for Larimer County. For more informa2. Select a site that gets at lease six hours of sunshine loose, loamy, moist soil and top off with three to four tion, call 970-498-6000 or visit www.larimer.org/ext.

Follow tips for successful flower growing

R

GLINK From Page E1

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place your ad any time of the day or night. Fax: 970-635-3677…email: classifieds@reporter-herald.com

Apartments/ Duplexes 4060 Houses Unfurnished 4030 2 BDRM, 1211 Redwood, 3 Bdrm 1 ❒■❒■❒■❒■❒■ Huge 2 & 3 Bed Apts Open layout, lots of storage. Near Wilson & 34 Call Lakemont today. 970.667.1644

❒■❒■❒■❒■❒■

Apartments/ Unfurnished 4030

3 BD or 2 BD- Free rent! Pets nego. Quiet & spac. $625-$695. 970-223-1349

$695/mo. Finished bsmt rmpm.com 970-669-0842 2 BDRM, 1807 E. 16th, $530/ mo, W/D hookups, Call rmpm.com 970-669-0842

Garages/Storage Spaces 4070

4080

Ba Ranch-Style Home-NW Loveland! Hardwood floors,great fenced yard,quiet! $1195 drakemanor.com 970-493-4052

3 BDRM 2.5 ba + loft, Beautiful newer home! upgraded kitchen, 2 car, A/C, no pets, Centerra, $1250/ mo. 970-797-2518

3 bdrm 2 ba, avail early June, $1150 + util, deck, INDOOR GARAGE & fresh paint, new carpet, SW So Loveland, 2 BDRM w/ Commercial Storage Lvld, 1 block from mid sch, 1 rm, Studio+ Vintage apts gar, heat pd, no pets. Call 0 utils! On-site mgmt. W/D, Georgia at Kosmos RE 20x40 or 20x50 start at $325, 3 b l o c k s f r o m e l e m . 9x29 w/ gar door $200; 970-663-6787 or 970-430-0859 970-667-8347 DirTV $333-590 970-219-8162 10x10 $75; 12x5 $50; 10x5 $40 I-25 & Hwy-66. 970-535- 6074 1 BDRM, 604 E Eisenhower www.Longmont-storage.com 3 bdrm, Cherry Hills Home, $425.A/C, new carpet A/C, 2 car gar, fully fncd rmpm.com 970-669-0842 yd, $1250/mo 970-689-8100

Commercial Industrial 4040

1 BDRM, 713 Garfield, $410/mo, Wall A/C, new 800-6400 sf w/ offices, ba, paint, Call rmpm.com ally access, load. dock, 3phase power, 5200 sf fncd 970-669-0842 storage incl, 14x16 doors, live-in approved. $600-$3600 or purchase 303-931-1956 ✭1 BDRM apts. Clean!✭ Laundry & garage avail. Approx 700 SF, 2nd floor No smk/pets. $500/mo. Storage/Office, NW corner Call. 970-231-2566 Bunyon & 1st , Berthoud. ✭No Fri eve/Sat calls✭ $575/mo + dep 970-532-2652. 1 BDRM, clean, close to downtown, refs. $450. No Approx 800 SF, 1st floor commercial/office space. smoke/pets. 970-593-2401 Mountain Ave., Berthoud $700/mo + dep 970-532-2652. 2 BDRM, 1 bath, $665ALL utilities included! Quiet end unit, off street FOR LEASE: Loveland parking, coin-op laundry. Huge windows let in lots of Warehouse- 14,000 Sq Ft, mostly retail finished. natural light! 970-669-1375 $9,000/net per month. Call (970)535-6074 2 BDRM- 529 E. 13th, $475/ mo. Cat ok. Wall A/C. GARAGE$950/mo. 2450 Sq rmpm.com 970-669-0842 Ft, Commercial, 1 bath. rmpm.com 970-669-0842 2 BDRM, $625 + elec, free heat & basic cable, clean, pool, No pets. A/C, coin-op, pantry. 970-663-6787 or 970-430-0859

Foothills Apts 2 Bdrm Apartment Homes. ● Available Mid-June ● Newly Updated ● Includes Washer & Dryer ● Park-Like Setting ● Garages Available

1913 W. 15th St. 669-7850, Sorry no pets

Loveland WAREHOUSE3500 SF $2500 - 14,000 SF $7500. Mostly retail finished. Call 970-535-6074. Loveland warehouse/office space/storage. 1900Sq Ft. $900. 1738 W. Eisenhower Blvd. (970)635-2717

Condos/ Townhouses 4050 2 BDRM- 4039 Don Fox $1195/mo. On golf course rmpm.com 970-669-0842

Houses

4080

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. NO TAX CREDIT ~ NO WORRIES Still great reasons to buy! ~ Low fixed interest~ Home prices still low~ 100% financing~ Build equity. Quick, easy & free to qualify. Give us a call today and we´ll get you started! Ken or Tammy Western Plains Realty 970-663-5008

2 Bdrm, quiet brick 4-plex. No smk/pets. Ref, Great loc. $535+dep. 970-391-0948 3 Bdrm- 2.5 ba, 2122 SW 3rd, $950/mo. MAY FREE Unf bsmt 2 CG. 2 BDRM Townhouse Aptrmpm.com 970-669-0842 with DW, W/D hkups, patio & storage shed. 1408 S. 3 BDRM, 2 BA, 2 car, all Douty. (South of HP). Loveland, CO. No pets. ASK ABOUT BARGAIN new sunken fam rm w/ frpl + sep liv rm, lg cov deck. $535/mo. 970-667-2571 HUNTER RATES! $1200 No Pets, 970-481-0646 They’ll save you money!

Loveland

4 bdrm, 3.5 ba, 4300 sq ft, home office, exec home in Mariana Cove, no smkg, pet neg. $1695/mo 303-591-4855 4 bdrm, Cherry Hills Home, A/C, 2 car gar, fully fncd yd, $1300/mo 970-689-8100 BERTHOUD- 3+ bdrm, 2.5 ba, 2 car, theatre room, lg fncd yd. $1350 970-290-4754.

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To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

Mobile Homes/ Spaces 4090 2 BDRM, 1109 E 4th, $495/mo. Newer carpet. rmpm.com 970-669-0842

POOLSIDE Newer, nice, 2 story villa, 3 bdrm, 2.5 ba, 2 car, over 2300 SF, great kitch w/ Tharp cabs, mtn views. $195,000 970-227-3645

Johnstown

Mobile/ Manufactured Homes/ 5130 5087 Spaces

5100

✭ MOBILE HOMES ✭ NEEDED Local park needs used mob homes. We´re buying! Big Sale! Many single & dbl wides. Fin avl, auto approval on owner fin homes. Bad credit OK! Moves avl. 970-222-1473 ✭ 690-2725 or 690-3283 ✭

2 ACRE LOT, Berthoud area, $30K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.

Mobile Home Sale/Rent Platteville MH, 2 bdrm, 1 ba, new flooring. lot rent $377. Owner fin, low down, bad credit OK. 970-215-1819

BACKS TO LAKE & Greenbelt. 4 bdrm, 2 ba, frpl, a/c, open & spacious. 3 patios, 2 car gar $199,900 Cottage Realty970-532-5900

Lots & Tracts

Real Estate Real Estate 5170 Services 5109 Wanted AVOID FORECLOSURE Don´t let time run out. I can help.

Distressed? Overwhelmed by bill collectors? Facing foreclosure? We can help. Ask for Tim 970-214-9922

Sell Your House Fast! Quick Sale - Fair Price 720-962-4688 Call Penni Zelinkoff with Penni Lane Real Estate TODAY 720-935-9985

Rural

5180

Don´t Lose Your ~ HORSE PROPERTY ~ 5 bdrm, 4 ba ~ 5000 sq ft Home & Credit. ”I coulda saved that one!“ on 1.5 acre ~ Johnstown. $275K SS .shortsalesfrontrange.com Front Range RE Brokers. Western Plains Realty Ken or Tammy (970)215-1174 (970)663-5008

Loveland

5110

✭ 2 BEDROOM Home ✭ $575+dep. West Hwy 34. 970-690-9049 Move in May for $1!!!! NO JOKE Only 3 homes available, Quick & Easy Approval Look today, MOVE TODAY Call 970-482-8488 wac

5110

A picture is worth a thousand words

Eagles Extra Online

Try a classified picture ad! Call for details

970-635-3650

NEW HOMES REDUCED! Don´t miss out on this SAVINGS EVENT! Easy BANK OWNED, HUD & VA www.Foreclosures approval, quick closings & InLoveland.com affordable payments. Tax ID´s welcome. Limited to request a copy of the list! availability ACT NOW!! Julie Stinson RE/MAX Alliance 970-622-1809 Call 970-420-8488 *wac

reporterherald.com FIND A CASH BUYER for your used lawn or garden equipment by placing a classified ad in the Reporter-Herald! 635-3650

we don’t want to pay more. Answer: You’re the short sale buyer in this transaction. A short sale in residential real estate is a situation in which a buyer comes to the table and offers a certain amount of money for a home. However, that sum is not enough to allow the seller to pay the expenses of the sale and to also pay off the lender. Since the seller is short funds to close, the sale is called a short sale. But just because a seller accepts your offer to purchase a home that is going to be a short sale does not mean that the lender must accept the offer. Once the seller has an offer in hand, the seller then goes to his or her lender and asks them to approve the short sale at the amount listed in the contract. The lender usually requests a closing statement that estimates all of the closing costs relating to the short sale to determine the exact amount the bank will receive from the sale. The bank will also request information from the seller to determine whether they should or should not approve the short sale. However, the short sale process can take some time. In some cases, depending on the bank, a short sale can take three to six months, or longer. The seller of the short sale gets his or her approval for the sale when he or she receives a letter from the bank outlining the terms the bank is willing to accept for the short sale. For the most part, the payoff or demand letter from the bank should say that the bank is willing to accept a certain sum of money upon the sale of the property on or before a certain date. Some short sale lenders will try to add additional provisions to the terms of the approval for the short

sale. But the bare minimum that you would need to finalize the short sale process is a letter that tells the closing agent or title company that upon the payment of a certain amount, the short sale lender will release its lien (the mortgage or trust deed) on the property. From your letter it appears that your seller may not have received an approval from the short sale lender for your deal or that the lender reconsidered what they are willing to accept for the short sale. Your terms with the seller should remain firm. If you can’t get the home for the price you want, you should consider walking away from the deal. If the short sale lender wants more money, it may be that the lender believes that the seller has the ability to come up with that money. If that’s the case, the additional funds should come from the seller and not from you. Given these choices, you’ll have to decide whether the house is right for you and whether you are willing to pay more for the home. Only you can decide what to do. You can see if the seller is willing to put more money into the deal. In some cases, the brokers are willing to cut their commission to save the deal rather than have to start the process over, the seller can find the money to make the deal go, or you can come up with the money to get the home. You should know that it’s not unusual for lenders to look at the closing costs and other fees and then try to get more money out of the deal by pressuring the buyer, seller, title company and real estate agents. The solutions for each deal tend to be unique and vary according to the extent of the short sale, the personalities involved and how eager or desperate the parties to the transactions are to get the deal closed.


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