Real Estate Guide

Page 1

Saturday Reporter-Herald June 26, 2010 C1

Real Estate Matters

www.homeandrealtyguide.com • Saturday, June 26, 2010 • Reporter-Herald

Take part in the ReporterHerald’s 2010 Tour of Homes from noon-3 p.m today

Senate votes to extend tax credit deadline

New and existing homes are being featured today and tomorrow from noon to 3 p.m. throughout Loveland. Follow the map on page C4 to each corresponding property.

ILYCE GLINK TRIBUNE MEDIA SERVICES

Homes start on page C2

T

he Senate this week voted 60 to 37 to extend the deadline by which buyers have to close on a new home to qualify for the homebuyer tax credits. Under the current law, those with signed, valid contracts to buy a home are required to close by June 30 to collect the $8,000 first-time home buyer tax credit or the $6,500 long-term homeowner tax credit. If the law clears the House, the new deadline to close will be September 30. Sen. Harry Reid (D-Nev.) noted that approximately 180,000 home buyers had signed valid contracts by April 30 but will not be able to close by June 30 due to outside forces. Basically, the banks, appraisers and title companies are overwhelmed by the crush of demand from home buyers and can’t keep up. The new rules of mortgage finance require lenders to doubleand triple-check documents, verify all information and pull several credit checks. Verifying income, tax returns, bank accounts and assets can be time-consuming. Meanwhile, appraisers are now booked weeks in advance in some communities, making it difficult to meet the June 30 deadline. And many title companies that had laid off workers after the real estate bubble burst don’t have enough time in the next two weeks to schedule the closings. I See GLINK/Page C5

Inside this week’s Home & Real Estate Realtor of the Week Anthony Jarmula of RE/MAX Alliance

Page C6

H&RE Real Estate Home sales rise through May REPORTER-HERALD

H

ome sales continued rising through May in Loveland, with 158 home sales, totaling 559 for the year, up from 440 at this time last

year. Monthly sales volume for May ($39,407,269) is up 58.1 percent from May last year, and year-to-date sales volume is up 29.7 percent from May of 2009. Fort Collins saw similar gains in May, with a 25.9 percent gain in year-to-date listings sold. Year-to-date sales volume, at $245,724,054, is up 20.3 percent over last year at the end of May. Mortgage rates remain at historic lows, dropping to 4.72 percent for 30-year fixed mortgages on Friday.

See Regional Real Estate Report on C6

Mortgage rate update This week Last week Trend

Director y Page C8

30-year fixed

4.72%

4.80%

15-year fixed

4.10%

5/1 ARM

3.74%

4.18% 3.78%

Historic garden to be featured in Berthoud’s Art in the Garden REPORTER-HERALD

A

rea gardening enthusiasts will have a chance to tour a historic garden as part of Art in the Garden today in Berthoud. The event will be from 4-8 p.m. at the historic Waggener home located at 980 Mountain Ave., Berthoud. The tour will feature garden talks by area experts, more than 25 artists, live acoustic music and wine tastings. Informative gardening and landscaping talks will include: • 4:30 p.m. — Xeriscaping with Jim Doyle of Imagine Green Design • 5 p.m. — Garden Tour Jane Vielehr will guide a tour through the garden and discuss her planting methods and process. • 5:30 p.m. — Heirloom Roses with Charlotte Hardy • 6 p.m. — Garden Tour Jane Vielehr will guide a tour through the garden and discuss her planting methods and process. • 6:30 p.m. — Edible Landscaping with Marlin & Barbara Ann McMonigal of leasureacre.com • 7 p.m. — Fairy Gardens with Christy Patton

If you go What: Art in the Garden When: Today from 4-8 p.m. Where: Historic Waggener Home located at 980 Mountain Ave., Berthoud. Enter the garden from Massachusetts Avenue, parking is available at Turner Middle School. Cost: $5 for adults, free for children 12 and under. For more information: Visit www.berthoudartinthegarden.com ABOUT THE GARDEN The private garden at the historic Waggener home is maintained by Chuck and Jane Vielehr. It was at one time an apple orchard and later converted to a garden by John Waggener. The Vielehrs plant a combination of vegetables and flowers and experiment with new plantings each year. The garden is a labor of love for those who take care of it, and it is appreciated by many friends, neighbors and family members throughout the summer season. 26-313725

We’re ready to GO! Please visit our new location at

2809 East Harmony Road, Suite 200 Fort Collins, Colorado (Southeast corner of Harmony and Corbett)

WHO YOU DO BUSINESS WITH.

Providing Service with Integrity

970.206.HOME (4663) | www.Colorado-Cornerstone.com Check the license status of your mortgage loan originator at www.dora.state.co.us/real-estate/index.htm. Gene Humphries • NMLS 247425 | Jim Hunter • NMLS 266865


Saturday Reporter-Herald June 26, 2010 C2

Home buying tips 1. Location counts. How far are you really willing to commute to your place of employment? How good are the local schools, shopping centers, public transportation, seniors services and other public amenities? Will your new home be next to a vacant lot or a commercial property? 2. Make a list, zeroing in on the features you must have, would like to have, definitely don’t want and would prefer not to have. 3. Do your homework. Study recent home sales prices, market trends, homes on the market, neighborhood statistics and the home-buying process. 4. Get pre-approved for a mortgage. 5. Use a checklist when touring homes. Make notes about the homes you visit. 6. Wear comfortable clothing and sturdy shoes. House-hunting can be tiring, especially if you’re relocating to a distant community and want to see a dozen homes in one day. There’s no sense in torturing your feet unnecessarily. — National Association of Realtors


Saturday Reporter-Herald June 26, 2010 C3

Did you know? Nationally, first-time homebuyers purchased 49 percent of all homes sold in April. — National Association of Realtors


26-315087

Saturday Reporter-Herald June 26, 2010 C4

Full Service Mortgage Banker, with Access to a Wide Variety of Lenders, Which Means Different Underwriting Guidelines and More Options for You Historically Low Rates Down Payment Assistance Programs

Vivian DeVoe Mortgage Analyst

Personalized Local Service 970-227-4702 970-278-1668

Shop and Compare - You Will Be Glad You Did

Let’s talk about YOUR best options for re-financing or purchasing a new home. www.dora.state.co.us Mortgage Broker License MBL #100009434

vdevoe@comcast.net TH-313868


Saturday Reporter-Herald June 26, 2010 C5

How to: Choose your neighborhood

Senior Housing

GLINK From Page C1

Another group of buyers who are running short of time are those who are hoping to buy short sales, homes that are worth less than the mortgage amount. One Realtor left a comment on my blog saying that she had three buyers who made bids on short sale properties in January and February and had yet to receive a response from the lenders. These contracts contain contingencies that allow the buyers to cancel the deals, penalty-free, if for they do not qualify for the home buyer tax credits. Despite the Obama Administration upping the fee paid to lenders who approve a short sale, approval for these deals is still taking months. One mortgage banker speculated that lenders aren’t particularly eager to write off the loss on these loans, even though taking back properties through foreclosure generally nets lenders less money. Extending the deadline for the

home buyer tax credits is bound to confuse home buyers. All they’ll hear is that the home buyer tax credit deadline has been extended, not realizing that it’s the deadline for closing only; to qualify, they must have a valid contract that was executed by April 30. But perhaps this is what the Realtors, mortgage bankers and others associated with the real estate industry is hoping for — a little confusion and a few more sales. Homebuyer demand has plummeted 40 percent since the end of April, more than most industry observers expected — all the while mortgage interest rates have dropped to a new 50year record low of 4.6 percent for a 30-year fixed rate loan. Indeed, lenders nationwide are offering 30-year fixed-rate mortgage interest rates as low as 4.58 percent, and as low as 4.42 percent in Colorado, according to Zillow’s Mortgage Rate Ticker. Zillow reports that the rate for a 15-year fixed rate loan is currently 4.03 percent. But low interest

rates aren’t enough to overcome high unemployment and a modest U.S. recovery. Still, for 180,000 buyers who would otherwise have seen their tax credits slip away, this is good news. Question: My divorce was final two years ago, and in the divorce decree I was awarded the house. But prior to my getting a spousal transfer deed, one of my ex-spouse’s creditors put a lien on the house which prevented me from completing a short-sale. If one of us or both end up filing bankruptcy, which looks inevitable, is there any way to get the lien removed so the house can be sold and prevent a foreclosure? Answer: You’d have to convince the creditor that the house is worthless and there is no cash coming out of it. The creditor might be convinced by an appraisal of the property and a report that lists what nearby homes have sold for. If you can reach a decision-maker who understands what you’re saying, there’s a chance that this might work out and

When evaluating a neighborhood you should investigate local conditions. Depending on your own particular needs and tastes, some of the following factors may be more important considerations than others: • Quality of schools • Property values • Traffic • Crime rate • Future construction • Proximity to schools, employment, hospitals, shops, public transportation, prisons, freeways, airports, beaches, parks, stadiums and cultural activities such as museums, concerts and theaters. — National Association of Realtors

the lien will be removed. Otherwise, you’re probably stuck. You are trying to sell your home as a short sale. There is no equity in the home and the creditor won’t get paid any money if the home is sold via a short sale or in foreclosure. If you can’t convince the creditor to allow you to sell the home through a short sale, your other option would be to let the home go into foreclosure. In foreclosure, the lender would wipe out the lien of the creditor and then sell the home to a buyer free of that lien. Finally, if you file for bankruptcy, your bankruptcy won’t release the lien placed on your home by your ex-spouse’s creditor. Your spouse’s bankruptcy should release the lien. If you’re worried about your credit history showing a bankruptcy and a foreclosure, don’t be. Once you have a bankruptcy on your credit history, it’s unlikely adding a foreclosure will do much additional damage.

Inherited properties • Repair problems • Job transfers Retirement • Divorce • Downsizing • Preforeclosure

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For more than 10 years, HomeVestors® representatives have been helping people out of all kinds of ugly real estate situations. Call today or go online for your free, no-obligation evaluation to find out if we can help you too!

Kirk Johanson

Each franchise office is independently owned and operated. ©

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26-314690


Saturday Reporter-Herald June 26, 2010 C6

H&RE Regional Real Estate Report REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD ATTACHED DWELLING

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD RESIDENTIAL March, 2010

March, 2010

May, 2010

April, 2010

Active Listings Previous Year Active Listings

1099 1099

1126 1069

1117 1080

Active Listings Previous Year Active Listings

Number of Sold Listings

126

138

158

Number of Sold Listings

$234,500 $220,000

$199,900 $183,500

$214,500 $198,000

Median Sales Price Previous Year Median

Median Sales Price Previous Year Median

April, 2010

May, 2010

125 115

139 124

130 118

16

15

20

$150,000 $125,000

$147,000 $150,000

$154,000 $143,500

Average Days on the Market (ADOM) Previous Year ADOM

123 123

105 127

117 125

Average Days on the Market (ADOM) Previous Year ADOM

108 102

121 107

88 102

Year to Date Listings Sold Previous Year YTD Listings Sold

263 231

401 334

559 440

Year to Date Listings Sold Previous Year YTD Listings Sold

36 20

51 37

71 52

$34,334,746 $22,712,094

$34,199,536 $23,882,898

$39,407,269 $24,919,043

$2,475,100 $1,130,656

$2,202,935 $2,522,755

$3,474,824 $2,156,524

Monthly Volume Previous Year Monthly Volume

Monthly Volume Previous Year Monthly Volume

* Updated statistics will be available after the 15th of each month.

For home and real estate advice, features and information, visit www.homeandrealtyguide.com

MOW

H&RE Realtor of the Week Meet

MOVE

Anthony Jarmula

ASSOCIATE BROKER, RE/MAX ALLIANCE Location: 750 W. Eisenhower Blvd., Loveland Contact: 970-219-6776, ajarmula1@remax.net, www.remax.com Designations, Affiliations & Accolades: Jarmula is a member of the Loveland/Berthoud Association of Realtors. Graduated with honors (Cum Laude) in 2008 from California with an Associate of Science in Real Estate with a Loan Broker Certification. He received a Subject Area Award for the field of real estate. This award was the first one given out in three years. Jarmula holds a Colorado Mortgage Broker’s License and a California Salesperson’s License. Years of Experience: Jarmula is a new real estate broker with less than three months with Re/Max.

DIG JUST ARRIVED CAT D-3 with 6 Way Dozer

2-New 13’6” 3pt. Rotary Hay Rakes New 12 Wheel H-Capacity Hay Rake 2-New MASSEY FERGUSON 1839 Balers 14x18 2-Used Hyd. Post Pounders 1-8 ft. 1-12 ft. Used Hyd Post Hole Digger w/12” Auger JD 6400 MFWD w/Cab & Loader Kioti DK55 w/Cab and Loader Like New

CLEAN USED TRACTORS JD 4020 Quad, Very Nice JD 5603 MFWD w/Cab & Loader-Nice MF4355 MFWD w/Cab & Loader CASE JX55 w/Loader-Very Nice

750 7 50 W W.. E Eisenhower issen enhow wer err e Loveland 26-314688

JUST IN!

About Realtor: “I am presently specializing in residential properties, but I would like to get into the commercial field in the future. I retired from the Aerospace Industry in 2006 from California with 34 years experience as a Technical Support Engineer at Hughes Aircraft Company and Raytheon Corporation. I enjoy working with people and solving problems. It has long been a dream of mine to be a real estate broker. I am honest, hard-working and will do my very best in any transaction that I am involved with.”

Ron’s Equipment Co., Inc. 906 North Hwy 287 Fort Collins, CO SALES: 1.877.495.9482 or 970.221.5296 Gary Brooks www.ronsequipment.com 970-302-7525

Property of the Week 1925 Park Drive Loveland, 80538

669-1234

view more properties at: www.HomesInColorado.com

Billie Myers (970) 481-1883 billiemyers@coloradohomesale.com

OPEN Sat & Sun 11-2

Lanette Spotanski La 213-3603

501 Radiant, Loveland

125 E. 15th St., Loveland

Lovely 2 bed/2 bath patio home to warm your soul! New Dream Maker Warm Floor installed in master bath, vaulted open plan, gas fireplace, skylights, large windows, breakfast nook & hardwood floors! Upgrades throughout! $189,900 MLS #626482

Great starter home or Investment Property. Close walking distance to Lake Loveland, shopping, downtown activities. Large fenced yard. 2 bd 1 bath, fridge, range, small bsmt. for laundry and storage. Short sale subject to lender approval. All necessary docs on file. $99,000 MLS #617369

Hosted by: Bogdan Kaleta 215-1067 & Kathy Mahaffey 689-5566

Nanci Garnand 227-1327 or 622-1810 Nanci@SellsRealEstate.com www.LivinginLoveland.com

459 Cape Dory Dr., Loveland

www.4568Mead.com.

Beautiful Views of lake front of Boedecker Lake. 459 Cape Dory at Marianna Cove. Custom built in 2000, two story home 4000 sq. feet, 4bd/3ba, 3 car garage. Lots of upgrades. $434,900 MLS #626976

Ranch home with wood floors in kitchen and walk way. 3 bedrooms, unfinished basement. Fenced back yard with patio for BBQ’ing (with gas line) and fenced garden space. 2 car garage. $199,000

$312,500 • Built in 1999 • 6 bedroom • 4 bath • Close to Seven Lakes Park & city bike trails • Spacious master suite with 5-piece master bath, heated tile floors in master bath • Huge Trex deck is ideal al for entertaining g

• Upgraded lighting throughout home • Main floor office/ study • Wood floors • Surround sound • Front porch • Newer exterior paint • 2774 Sq. Ft. • No HOA fees.

26-314860

For virtual tour, log on to www.1925ParkDrive.com

David D avid P Powell 9970-481-5015 70-481 REALTOR®

se enho ho howe owe werr - Lo LLoveland, Love ove vella land nd, d, CO 8 805 0537 05 37 • 9 970 70 0-669-12 750 W. Eisenhower 80537 970-669-1234

Peggy Martin 391-1745

Kathy Beadell 290-1798

9829 Prarie Way, Loveland

1618 Box Prarie Circle, Loveland

One of a Kind Property! The Carter-Kiva Ranch. Spectacular views. • 13.77 acres • 47x36 Great Room • 6139 finished sq. ft • Wine Cellar Room • 4 levels • Library • Gourmet Kitchen • Media Room • Sauna & Steam Rooms • Guest House. $1,500,000 MLS #626644

Newer 2 story. 4 bedroom, 3 bath, unfinished basement, deck, fenced yard sprinklers, a/c, new carpet included in price, 2 living areas, big kitchen. Directions: N. Taft to Georgetown, north on Box Prairie. $199,900 MLS #619104

26-314861


Saturday Reporter-Herald June 26, 2010 C7

H&RE Real Estate Transactions smith Robert S, 902 Garfield Ave, Loveland, $167,000, home • Sherry & Scott Coghlan from Love Miriam J, 4400 S Arthur Ave, Loveland, $100,000, home Loveland • Lindsey & Curtis Jacob• Douglas & Virginia Rison from Moriah Marketing ley from Advantage Bank, LLC, 1125 E 2nd St, Love4116 Avenida Del Sol Dr, Loveland, $217,500, home land, $131,400, home • Christopher Mcgilvray • Andrew & Brittany from Penfold James & Cari, Busch from Brinks Rose, 204 Sand Grouse Dr, Love1706 Diana Dr, Loveland, land, $214,500, home $122,000, home • Joanne Dobie from • Devon Dennis from Christensen Maren K, 4675 Piekenbrock Shirley L, 675 Radiant Dr, Loveland, Hahns Peak Dr Unit 102, Loveland, $124,900, condo $195,100, home • Gena & Dale Hurd from • John & Susan Strobell Pulis Clifford A Jr & Marfrom Culley Clinton L Jr & gette E, 1412 Antero Dr, Angela J L, 3017 Elevado Loveland, $245,000, home Ct, Loveland, $295,000, • Dallas & Amy Deason home from Rheam Erick L & Alia • Ann Colton from L, 1887 Twin Lakes Cir, Deutsche Bank National Trust C, 453 Lavastone Ave, Loveland, $196,000, home • Justin Cromer from RizLoveland, $205,000, home zo Robert W & Ava L, 641 • Paul & Michele Hyatt W 39th St, Loveland, from Fentiman Gary G & $195,600, home Dale D, 2318 N Garfield • William Hynes from Ave, Loveland, $160,500, Seaman Nicholas B & Erin home M, 335 42nd St Sw, Love• Christopher Rymes land, $150,000, home from Ferara Terry C, 4785 • Jennifer & John AppelHahns Peak Dr Unit 103, Loveland, $135,000, condo mann from Sims William & Sue, 3616 Otter Rd, Love• David & Candace Wieland, $350,000, home gand from Goss Ryan B & • David & Kristin Bova Angela S, 3113 Sheridan from Sonntag Shirley MarAve, Loveland, $180,000, jorie, 748 S Tyler Ave, Lovehome • Michael & Debra Dewall land, $176,400, home • Lois Muhlenbruck from from Harrington Dan A & Tormey Michael C, 1100 Donni L, 6307 N Saint Taft Ave Unit 48, Loveland, Louis Ave, Loveland, $160,000, condo $275,000, home • John & Kathleen • Kenneth & Ella AlbertCooney from Us Bank, sen from Hester Richard 8466 Golden Fields Ln, Lee Jr & Lisa Jane, 4490 Loveland, $435,000, home Fruita Dr, Loveland, $345,000, home • Jeffrey & Sheila Laguna from Williams Don F, 450 N • Patricia Mcguinn from Hollis Albert W Jr & Laurie County Road 23 E, Loveland, $270,000, home K, 2156 Seven Lakes Dr, Loveland, $470,000, home • Amy & Mary Johnston • Kelly Paulus from Huff- from Wanamaker Christina,

559 Blue Azurite Ave, Loveland, $165,000, home • Richard Neece from Wells Fargo Bank, 4064 Don Fox Cir, Loveland, $176,500, home • Tracie Graner from Wells Fargo Bank, 616 S Edinburgh Dr, Loveland, $137,900, home • Cindy Lopezellis from White Neil & Sarah J, 6560 Clearwater Dr, Loveland, $305,000, home • Kenneth & Nancee Sebenaler from Sold Already LLC, 2238 Paonia St, Loveland, $225,000, home • Crysta Statucki from Statucki Dale A & Darleen, 1815 Heather Dr, Loveland, $160,000, home • Randy & Sherra Okamura from Leigh Kathy L, 4409 Chateau Dr, Loveland, $365,300, home • Kiodamkee LLC from Morequity Inc, 1020 W 8th St, Loveland, $102,000, home • Dana Shirk from Asllani Dave & Angie, 309 W 51st St, Loveland, $234,000, home • Sandra Yacobelli from Fannie Mae, 1046 Winona Cir, Loveland, $149,000, home • Matthew Hickman from Fannie Mae, 852 Kaitlyn Cir, Loveland, $177,100, home • Howard Ray from Federal Home Ln Mortgage Corp, 1837 Grays Peak Dr Unit 101, Loveland, $127,900, condo • Ryan & Angela Goss from Bank New York Mellon, 2734 27th Ct Sw, Loveland, $233,900, home • Lynn Gordon from Lacy Linda L, 639 S County Road 29, Loveland, $230,200, home • Mercer Trust from Quarry LLC, 404 Split Rock

$325,000, home home Dr, Loveland, $325,000, home • Michael & Donna New• Aaron Barrett from ton from Hutchison Doris Estes Park Kennison Keith D & Lisa J, Jean Gilman & Lloyd, 341 • Roger Dalke from 2330 Forsythia Ct, LoveVirginia Dr, Estes Park, Hause Nancy Pike, 737 land, $236,500, home Sanborn Dr, Estes Park, I See TRANSACTIONS/Page C10 • Derek & Julie Hagelthorn from Howell Larry L & Beth A, 522 E 42nd St, Loveland, $167,000, home • Michael Young from Citimortgage Inc, 1322 Harter Pl, Loveland, 2SHQ 7XHV 6XQ $105,900, home • June Tobakos from Creekside North Properties LLC, 3633 Sheridan Ave, Loveland, $167,000, home • Tyra Kuck from Deason Dallas & Amy, 2019 Grays Peak Dr Unit 103, Loveland, $136,500, condo • Paulette Phillips from Eagan Paul M & Jeffrey T, 2610 Forsythia Dr, Loveland, $230,000, home • Susan Thornburg from Fannie Mae, 832 21st St Sw, Loveland, $135,000, home • George Gintoli from -VY[ *VSSPUZ /HYTVU` *S\I Fannie Mae, 2551 Indian Hills Dr, Loveland, /HYTVU` 9VHK $198,900, home • Doina Adam from ;PTUH[O Olteanu Dan, 1816 Kennedy Ave, Loveland, $400,000, home • John Carter from Ramon Abel R & Karen B, >PUKZVY /PNOSHUK 2309 Steamboat Springs 4LHKV^Z .VSM *V\YZL St, Loveland, $224,000, *YVZZYVHKZ )S]K home • Thomas & Susan Cham‹ *LU[LYYH berlin from Richards Gordon J & Clare S, 2613 Glen 3V]LSHUK Isle Dr, Loveland, $258,000, home 4HW UV[

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Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

Berthoud • Cynthia Crouse from Willis Judith A, 1503 Willow Dr, Berthoud, $192,000, home • Nathan Genardi from Challman Chris, 4900 Glen Dr, Berthoud, $325,000,

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822 Grant St.-Longmont

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Excellent floor plan, large yard and a large living room make this a great opportunity. Great location with schools and park nearby. Visit website for more info and all noco homes for sale.

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5200 N. Monroe-Loveland

Quiet Convenient Neighborhood. A place to relax and entertain in the spacious 3 bdrm, 3 bath home with all the amenties of quality, style, and value. Bring the toys and R.V. there’s room. $329,900

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Water-ski, fish & live on private Horseshoe Lake with over 500 acres of surface area! Nearly an acre lot with over 150ft of shoreline! 2546sf home with 6 BD, 3 BA could be remodeled or added onto!

Carolyn LaMaster Prudential Rocky Mountain, REALTORS 970-690-1596 c_j_lamaster@yahoo.com

Michelle Williams Prudential Rocky Mtn. Realtors 970-397-9604 michelletwilliams@yahoo.com www.circlepix.com/7AA4ME

Kristine Rampone Century 21 Humpal, Inc. 970-443-4913 isellhomes@lpbroadband.net

Gary Maggi 970-692-2002 gary@berthoudrealestate.com www.berthoudrealestate.com

$500,000 + PRICE REDUCED-$590,000

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OPEN WED 11AM-1:30PM • FRIDAY 8AM1:30PM • EVERY SUN 12PM-2PM. 2+Acre Lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boat docks, ďŹ shing and peace garden.

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homeandrealtyguide.com Your online and print resource for residential, commercial and land for sale


Saturday Reporter-Herald June 26, 2010 C8

H&RE Front Range Gardening

Community gardens provide food and education JENNIFER LEHMAN SPECIAL SECTIONS REPORTER

T

omatoes, lettuce, cabbage, potatoes, onions, herbs, beets and varieties of squashes and melons are growing at the High Plains Environmental Center’s volunteerbased Giving Garden in Loveland. Last year that food, all 13,000 pounds of it, was donated to House of Neighborly Service and the Loveland branch of Food Bank for Larimer County, a number HPEC plans to achieve again this year. School groups, scout groups, church groups, individuals and even businesses seeking team-building opportunities volunteer at the Giving Garden, said Sarah Fox, HPEC’s Director of Community Outreach. This summer’s volunteer count has already exceeded last year’s of 300, Fox said. “It’s a great chance to learn how to garden if you don’t know how, but also a great way to give back to the community,” Fox said. Individual plots for rent

will be available at HPEC next summer for participants so they can also grow their own food. “People who are on their second year of helping out are really interested in coming out and getting a little more hands on on their own,” Fox said. HPEC is in many ways a hub for the growing community garden scene in Loveland. HPEC works with Thompson School District to “provide opportunities for kids to experience gardening, work with plants and learn more about food,” said Susan Singley, HPEC’s Community Garden Coordinator. Third graders from three Thompson District Schools are part of an ongoing field trip experience called Every Child Plants a Seed. They will come back next year as 4th graders and teach the next set of 3rd graders what they learned about saving seeds and gardening with their plot of pumpkins from this year. The Loveland Youth Gardeners share the space with HPEC and have their youth

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that food to organizations you can feed everybody,” Fox said. “It’s our goal to give everyone fresh produce.” MORE GARDENS

“This big surging interest in growing your own food has really become quite a phenomenon that is driving the interest of gardeners and the way that people view their community,” O’Meara said. “People are reaching out

to help one another and community gardens do this,” she said. For volunteer opportunities at High Plains Environmental Center e-mail Sarah Fox at sarah@suburbitat .com or go to www.suburbitat.org.

“Community gardens are definitely on the upswing,” Carol O’Meara with CSU Extension in Boulder said. Community gardens allow individuals to have access to fresh, healthy food that they know is clean from pesticides, O’Meara said. Community gardens also offer a forum for gardeners, novice and old-school alike, to come together, learn from each other and share techniques. O’Meara likes the saying, ‘what a new gardener needs is an old gardener.’ “You can read all about it, but it’s a living thing so the best person to teach you is someone who’s been through it.” “I also think they’re becoming social gathering places as well, Fox said, “People get to know each other well and enjoy their time together and become fast friends.” The increased interest in community gardening may have something to do with the unsteady economy. “Historically speaking, a lot of people do turn to food gardening during tough times,” O’Meara said. What’s unique about the current trend, O’Meara said, is that people “not onRH photos/Jennifer Lehman ly raise their own food but Red cabbage grows at High Plains Environmental Cenraise enough to help othter’s Giving Garden ers.” 26-313246

505 5 E. 4th St Loveland 970.962.4061

garden there. As the recipient of funding from CanDo (Coalition for Activity and Nutrition to Defeat Obesity), the coordinating agency for the LiveWell Colorado initiatives in Fort Collins and Loveland, HPEC is offering financial and technical support to community gardens that have popped up around town including an education garden at Cresset Community Farm and community gardens at the Loveland Boys and Girls Club, Loveland Historical Society’s Milner Schwarz House, and at Loveland’s RV Park where one resident spearheaded a garden for the neighborhood. Organizations such as CanDo also see community gardens as an opportunity for communities to become healthier. “CanDo (focuses on community gardening) to increase physical activity and decrease obesity. You’ll try a vegetable if you grow it,” Fox said. “Community gardening provides a one stop shop for physical activity, nutrition, good food access and community building,” said Susan Singley, HPEC’s outgoing Community Garden Coordinator who will begin her new job as CanDo’s Obesity Prevention Coordinator next week. HPECs Giving Garden also demonstrates how community gardens can feed a community. “We want to encourage gardens all over Loveland and if you donate some of

PRICE

saturday

LOCATION

ADDRESS

HRS

OFFICE

SE LOVELAND

S ON CR9, WARBURG FARMS

12-2

CENTURY 21, HUMPAL 663-2400

PHONE

$99,000

NE LOVELAND

125 E 15TH ST

11-2

RE/MAX ALLIANCE

$115,000

JOHNSTOWN/ MILLIKEN

118 N 1ST ST

12-3

CENTURY 21, HUMPAL 663-2400

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

$150,000

NE LOVELAND

1991 GRAYS PEAK DR #104

2-4

THE GROUP, INC.

231-9073

$162,500

JOHNSTOWN/ MILLIKEN

691 VILLAGE DR

12-4

THE GROUP, INC.

310-8804

$169,400

NE LOVELAND

3831 HEATHERWOOD CIR “THE GILPIN”

12-3

OAKWOOD HOMES

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

$184,000

NE LOVELAND

2538 TUPELLO DR

10:30-NOON

COLDWELL BANKER PLAINS

$184,500

SW LOVELAND

1471 CATTAIL DR

3-4:30

COLDWELL BANKER

$186,665*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$199,900

JOHNSTOWN/ MILLIKEN

47 ALABASTER WAY

11-1

CENTURY 21, HUMPAL 663-2400

sunday LOCATION

ADDRESS

HRS

OFFICE

SE LOVELAND

S ON CR9, WARBURG FARMS

12-2

CENTURY 21, HUMPAL 663-2400

NE LOVELAND

125 E 15TH ST

11-2

RE/MAX ALLIANCE

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

$152,900

BERTHOUD

836 WELCH AVE

12-2

RE/MAX TOWN & COUNTRY

303-7757429

$162,500

JOHNSTOWN/ MILLIKEN

691 VILLAGE DR

1-3

THE GROUP, INC.

310-8804

669-9801

$165,000

MILLLIKEN

1274 CATTLEMAN

1-3

PRUDENTIAL RKY MTN 215-4771

THE COTTAGE REALTY 532-5900

$166,000

SE LOVELAND

103 CARDINAL AVE

11-1

KELLER WILLIAMS

231-5082

219-8741

$169,400

NE LOVELAND

3831 HEATHERWOOD CIR “THE GILPIN”

12-3

OAKWOOD HOMES

669-9801

219-8741

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 532-5900

$184,000

NE LOVELAND

2538 TUPELLO DR

10:30NOON

COLDWELL BANKER PLAINS

219-8741

$184,500

SW LOVELAND

1471 CATTAIL DR

3-4:30

COLDWELL BANKER

219-8741

$186,665*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

213-3603

PRICE

$99,000

PHONE

213-3603

$202,000

SE LOVELAND

1250 FINCH ST

10-2

MIRASOL MARKETING 635-5931 GROUP

$205,000

NW LOVELAND

3342 APPLE AVE

11-1

THE GROUP, INC.

281-1891

$213,900

SW LOVELAND

2528 MARY BETH

12-3

THE GROUP, INC.

679-8265

$213,900

SW LOVELAND

2528 MARY BETH

12-3

THE GROUP, INC.

679-8265

$220,000

SW LOVELAND

2472 ANEMONIE CT

2-4

THE GROUP, INC.

481-2692

$220,000

SW LOVELAND

2472 ANEMONIE CT

2-4

THE GROUP, INC.

481-2692

$224,900

NE LOVELAND

1607 CLEVELAND AVE

2-4

KELLER WILLIAMS

231-5082

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$249,200

NE LOVELAND

3831 HEATHERWOOD CIR “THE KENDALL”

12-3

OAKWOOD HOMES

$249,200

NE LOVELAND

3831 HEATHERWOOD CIR “THE KENDALL” 12-3

OAKWOOD HOMES

669-9801

$279,685

NW LOVELAND

4475 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$249,800

SW LOVELAND

2373 FORSYTHIA CT

2-4

THE GROUP, INC.

566-3516

$287,300

FORT COLLINS

1267 SWAINSON ROAD

1-3

THE GROUP, INC.

302-6894

$279,685

NW LOVELAND

4475 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$324,000

SE LOVELAND

4635 TARRAGON DR

1-4

THE GROUP, INC.

217-3464

$287,300

FORT COLLINS

1267 SWAINSON ROAD

1-3

THE GROUP, INC.

302-6894

$310,000

NE LOVELAND

1761 SEVEN LAKES DR

1-3

THE GROUP, INC.

222-0340

$324,000

SW LOVELAND

4276 GOLF VISTA

1-3

PREMIER LIFESTYLE

227-2256

$315,000

NW LOVELAND

4495 RIDGWAY DR

11-2

THE GROUP, INC.

481-1250

$329,900

NW LOVELAND

2952 STERLING DR

2-4

CAROLYN LAMASTER

690-1596

$319,900

SW LOVELAND

2673 AMBER DR

12-3

THE GROUP, INC.

566-4626

$330,000

NW LOVELAND

5258 RANGELAND AVE

1-3

THE GROUP, INC.

567-0816

$324,000

SW LOVELAND

4276 GOLF VISTA

11-3

PREMIER LIFESTYLE

227-2256

$385,400

SW LOVELAND

3448 PERUVIAN TORCH DR

12-3

GLEN MARKETING

663-4522

$324,000

SE LOVELAND

4635 TARRAGON DR

1-4

THE GROUP, INC.

217-3464

$425,000

NW LOVELAND

5301 LARIAT DR

12-3

THE GROUP, INC.

231-0234

$385,400

SW LOVELAND

3448 PERUVIAN TORCH DR

12-3

GLEN MARKETING

663-4522

$400,000

NE LOVELAND

1650 UNCOMPAHGRE DR

1-4

THE GROUP, INC.

215-4803

$434,900

SE LOVELAND

4618 TARRAGON DR

12-3

CENTURY 21, HUMPAL 663-2400

$425,000

NW LOVELAND

5301 LARIAT DR

12-3

THE GROUP, INC.

231-0234

$469,000

NE LOVELAND

2935 CALLENGE POINTE DR

1-4

RE/MAX ADVANCED

689-9219

$500,000

SW LOVELAND

3302 SPRING MOUNTAIN CT

11-2

THE GROUP, INC.

481-1250

$539,000

NW LOVELAND

2621 RIVERFRONT DR

12-3

RE/MAX ADVANCED

219-5570

$500,000

SW LOVELAND

3302 SPRING MOUNTAIN CT

11-2

THE GROUP, INC.

481-1250

$649,000

WINDSOR

4662 MEADOWLARK DR

11-1

KELLER WILLIAMS

231-5082

$539,000

NW LOVELAND

2621 RIVERFRONT DR

12-3

RE/MAX ADVANCED

219-5570

$895,000

SW LOVELAND

288 RESERVOIR

12-3

PREMIER LIFESTYLE

481-5512

$895,000

SW LOVELAND

288 RESERVOIR

12-3

PREMIER LIFESTYLE

481-5512

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

669-9801

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS


Saturday Reporter-Herald June 26, 2010 C9

H&RE Home Connection

Use caution when seeking foreclosed properties falsely believing they are entitled to prices may not be as good as at an aucthose items and leaving the home in tion, or the process as straightforward shambles. as in pre-foreclosure, lenders, who are not regularly in the business of There are actually three points at uestion: How do I go about buybuying and selling property, are often which you might consider purchasing ing a house or condominium highly motivated to get rid of forecloa foreclosure. If an owner is clearly that is in foreclosure? sures. Answer: Over the last two years there headed towards losing a home, he may consider a pre-foreclosure sale Finding such properties can be as easy has been a significant increase in which the owner and lender cooper- as driving neighborhoods, scanning in the number of foreclosed homes ate in selling you the home at a newspaper real estate sections and doin Colorado. Buying one of these considerable discount. A second option ing some on-line research. Contacting a properties — either as a primary Realtor is an important step in the proresidence or for investment purposes — is to attend publicly held auctions of foreclosed properties. This is a high re- cess — both to help with the search and may be tempting. However, unless you ward (good prices) and high risk (possi- to have the benefit of that person’s prohave some experience with foreclosed real estate, the complexity of the proble costs to you, less chance to inspect fessional expertise and experience. Not cess may be surprising and overwhelm- the home thoroughly ahead of time) op- all foreclosures are advertised and some ing. tion. lenders (owners) will not accept offers from unrepresented buyers, simply as a If a property is in foreclosure the legal The third option is to purchase foreowner(s) likely became unable to make closed properties after they have been means of sorting out the legitimate required payments on the mortgage, buyers. taken back by the lender. While the and the lender took the property back. While many such homes are in excellent condition, some of these properties have been neglected or even consciousWhile many such homes are in excellent ly damaged. Some unscrupulous owners may even remove plumbing, condition, some of these properties have been wiring, countertops, lighting and other neglected or even consciously damaged. fixtures as they vacate the property,

SAUL ROSENTHAL CAR

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Many of the same steps you would take in buying other kinds of property apply if you are making an offer on a foreclosed property. Tour the property carefully to be sure you know its assets and its problems. It may be worth the investment to have the property professionally inspected ahead of an offer, if the lender will allow. Have your Realtor do the research to determine what other properties in the area and of similar condition have sold for recently. With foreclosures it becomes even more important to research the legal status of the property. Are there unpaid taxes you will be asked to assume? Is there a lien of any kind on the property (e.g., for work the previous owner ordered but never paid for)? In the end, be prepared for a slow process with a considerable amount of paperwork. Engaging a Realtor with experience in buying foreclosed properties will be of considerable help throughout, as well as in introducing you to lenders who will be interested in financing your purchase.

E 29th St.

OPEN HOUSE SAT. & SUN. 1PM-4PM

4496 Hayler Avenue, Loveland 4403 Elliot Place, Loveland

56

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The Ultimate Single Family Energy Star Homes in a Foothill Setting

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New Homes Priced in the Mid 200’s in Desirable le Seven Lakes Area 5 Piece Master Baths, Walk-in Closets, Air Conditioning, Garages, tioning 3 Car Garages Unfinished Basement, Lake Rights 4 Ranch Plans and a 2 Story with Main Floor Master to choose from

D.E. BURNS CONSTRUCTION

970-532-5900

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970.669.8386

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OPEN SAT & SUN 12-5

Open Houses This Weekend - www.thegroupinc.com NEW HOMES

SATURDAY 2:00 - 4:00

SAT 12:00 - 4:00 & SUN 1:00 - 3:00

SATURDAY 11:00 - 1:00

1991 Grays Peak Drive #104, Loveland - Main level condo w/ 2bds + office. Open floor plan, master bedroom is spacious w/a private bath. Large, fenced courtyard. Garage close by. Neighborhood open space & walking trails. This loca on in popular Centerra is near I-25, great restaurants & shopping. A Home Warranty is included for your peace of mind.

691 Village Drive, Milliken - New homes star ng in the $130’s to be built! Charming ranch with 1475 finished sq. . with 3 bedrooms, 2 baths & 2 car garage. See model 810 Village Dr and pre-sale 791 Village Dr.

3342 Apple Avenue, Loveland - Full brick exterior & par ally finished bsmt. All appl incld, even the W/D + a new concrete driveway along w/ concrete slab for RV/boats or toys. Covered pa o out back w/natural gas connec on for your grill. Cozy hearth room w/brick FP adjacent to the kitchen w/new linoleum flooring & refinished cabinets & snack bar. New paint & carpet thru-out & A/C.

$150,000

$162,500

MLS#628783

MLS#629982

Call Kathy Boeding 231-9073 LAKES AND TRAILS

Call Kelli Couch & David Rand 310-8804; 430-9505 PRICE REDUCED!

SATURDAY/SUNDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00

1267 Swainson Road, Eaton - This wonderful ranch style home with a finished basement offers open living spaces that flow. 3 bedrooms plus 3 bathrooms. Features include wood flooring, gas fireplace, A/C, ceiling fans, Rinnai water heater, 5-piece bath, Traver ne le counters. Backs to open space with walk path, pond.

1761 Seven Lakes Drive, Loveland - 4 bedroom, 4 bath plus study/guest room. Hardwood flooring in the main level dining, kitchen and hearth room with fireplace. Upper level spacious master suite with large bath and walk-in closet. Finished basement with bedroom, study, rec room, storage and bath. Drive-thru garage for easy access to the back yard.

SATURDAY 2:00 - 4:00 2373 Forsythia Court, Loveland - Vaulted ceilings in bedrooms and cathedral ceilings increase open space feeling; finished lower level offers room to spare. Original owner designed home with focus on detail and kept home in immaculate condi on. All appliances nego able, Home Warranty, flat screen TV, and large screen TV in the basement. Passive Radon system already installed.

$205,000

$249,800

MLS#631675

MLS#624918

Call Mark Moran 218-1891 www.thegroupinc.com/4495

TUESDAY - SUNDAY 1:00 - 4:00

SATURDAY 11:00 - 2:00

4635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Pa os in Thompson Crossing. 6 ranch plans, 3 car gar op ons, garden level lots, views, low HOA dues. Convenient loca on, yet tucked away; million $ sculpture walk, trail, open space close to I-25. Low maintanence living at it’s best!

4495 Ridgway Drive, Loveland - 5 bed, 3 bath, ranch style home in desirable Kendall Brook. Kitchen features: wood floors, pantry, granite countertops, black appliances, 43” cabinets, island & breakfast bar. Covered pa o, huge deck, central air, main level master & a master suite in the basement with a 5 piece luxury bath. Bsmt with great room & a full mini kitchen, Garage is insulated, painted & textured.

Call Rhonda Heth 566-3516

SUNDAY 1:00 - 3:00 5258 Rangeland Avenue, Loveland - Beau ful ranch style home with all the fine quali es you will find in a Keirns Construc on home!Fabulous quality throughout!You will enter into a very open floor plan,vaulted ceilings,wonderful kitchen with Tharp cabinets,Cambria countertops,sleek black appliances including the refrigerator.This home is complete with tandem 3 car garage,front yard landscaping,A/C & covered back pa o.

$287,300

$310,000

Priced From $324,000

$315,000

$330,000

MLS# 621340

MLS# 631761

MLS#607818

MLS#626597

MLS#607235

Call John Simmons 481-1250

Call Amy Lane 567-0816

Call Layne Payant 302-6894

Call Dave Trujillo 222-0340

Call Val Schlageter 217-3464 www.thegroupinc.com/3302

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate Source SATURDAY 1:00 - 4:00 1650 Uncompahgre Drive, Loveland - Immaculate two-story former model home. Alder molding, solid panel doors, built-in bookcases, & three-sided gas fireplace. 5 BR, 4 BA home w/3 car side-load garage. Master BR w/5-pc. master bath. 2 BR/full BA plus lo upstairs AND 2 BR/ full BA plus rec room in the lower level. Check out the sunroom, private office, LARGE storeroom, and spacious kitchen.

SATURDAY/SUNDAY 12:00 - 3:00

SATURDAY/SUNDAY 11:00 - 2:00

5301 Lariat Drive, Loveland - Lovely 3,600s.f. custom-built ranch on 1.84 acres on no-thru street! Spacious, open flr plan w/living, dining, fam rm, study, laundry&3 BRs on main level. Great Sun Rm w/Mexican le flrs. Fin. bsmt incl another fam/rec rm, 4th bd&3/4 bth. A 2c gar is almost 600 s.f. plus DETACHED 2c gar. just under 700 s.f. In the county, no HOA, horses/RV/boats/trailers allowed.

3302 Spring Mountain Court, Loveland - Ranch style home with 585 sq bonus room over garage, & finished walk out basement. 6 beds or 5 with Office + 6 baths. 0.42 Acres backing and siding to 35 acres of open space. Side load south facing driveway. EVERYTHING has been updated. NEW paint, hardware, lights, granite countertops, le, flooring, appliances, etc

$425,000

$500,000

MLS#624224

MLS#628666

MLS#628770

Call Jeff Montgomery 215-4803

Call Cathy Vance 231-0234

Call John Simmons 481-1250

$400,000

The Real Estate Source is a magazine produced by The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado. Online version of publication at www.thegroupinc.com containing links to detail pages for most listings. 26-313533

rado rn Colo Northe Source

tate Real Es w w w.

thegr

oupin

c.com


Saturday Reporter-Herald June 26, 2010 C10

H&RE Front Range Gardening

Grow crops indoors with hydroponic techniques greenhouse, you’re left with a mess. “Most people buy hobby greenhouses built to go into east coast yards. They’re not sustainable in Colorado. We have to deal with heat from intense sun, wind, cold winters — the greenhouse is going to blow away or if you don’t have insulation, plants will cook,” Edmunds said. She’ll walk participants through modifications for smaller greenhouses, and provide tips for build-your-own sources of CAROL O'MEARA greenhouse kits and materials for glazing CSU EXTENSION, BOULDER COUNTY the windows. Once you’ve mastered the glass enclosure, Edmunds will take you f you’ve been itching to grow your into the wonderful world of hydroponics, own but the yard just isn’t the right a popular method for growing without uslocale, retool your thinking by exing soil. panding into glass and water. Colorado is “Colorado is the fastest growing state perfect for an alternate state of being for for hydroponic supplies; it’s a result of plants, if you have the right tools and the medical marijuana industry,” know-how. Edmunds said. “Home gardening gets At the upcoming Food Production Workshop from Colorado State University great benefits from this for food production.” Extension on July 10, you’ll learn how Setting up and making sense of all the greenhouses, hydroponics and aquaponics can become your favorite way of grow- supplies, often labeled for marijuana proing food. “Pretty much you can grow anything Carol O’Meara is with in a small greenhouse,” said Brooke CSU Extension in Edmunds, Greenhouse and Nursery Boulder County. Regional Specialist for CSU Extension. Contact her at “It’s perfect for small crops through 303-678-6238 or the winter, like spinach, kales, comeara@co greens.” .boulder.co.us. Cooking homegrown produce is fine if you’re in the kitchen, but when it crisps Front Range Gardening before you get it out of the overheated

Upcoming workshop teaches gardening with greenhouses, hydroponics and aquaponics

I

duction, can be challenging but the class will cover how to sort through the material to use it for food production. In comparison to soil-based production, hydroponics smokes the competition, turning in 20-percent greater yields per plant. This is due to plants growing faster, rolling out yields sooner and over longer time. What you grow depends upon the space you provide and the size of the system. “We’ll discuss using kits to build your own and also found materials. A simple ice chest system for hydroponic growing can be as inexpensive as $25, supporting up to four basil plants. Larger systems vary in price,” she said. But if growing plants under glass isn’t giving you the challenge you crave, don’t worry — this class is super-sized with aquaponics, where fish swim lazily in waters below the plants and their water is filtered up through the roots to feed and hydrate the crop. “We’re merging fish and plant culture in an organic, complex ecosystem,” said J.D. Sawyer, owner of Colorado Aquaponics and instructor in the class. Though relatively new to the United States, aquaponics is fairly mainstream in water-limited countries like Australia, he said. Plants and fish support one another in the system, where the aquarium water is pumped into the grow bed so roots can filter off fish waste. The clean water then drains back into the fish tank.

“You can get into this inexpensively and grow fish like perch or tilapia as a protein source, or just use pet store fish like goldfish or zebra tetras.” Tilapia take approximately 28 weeks to get big enough to harvest, he said, though how you get them from the tank is up to you. Sawyer recommends netting them out, but fishing poles might add an element of excitement to the backyard. Lids are necessary to keep predators like raccoons or squirrels out of the fish, but in general the system doesn’t draw attention to itself with odors. Check out the workshop to explore new ways of expanding your crop production.

If you go What: Food Production Workshop: Greenhouses, Hydroponics and Aquaponics When: 9 a.m.-4 p.m. on July 10 Where: Boulder County Parks and Open Space Office, 5201 Saint Vrain Road, Longmont. Cost: $40, lunch is on your own. Registration and Information: www.coloradosmallscaleagriculture.blogspot.com/.

Transactions From Page C7

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place your ad any time of the day or night. Fax: 970-635-3677…email: classifieds@reporter-herald.com

Duplexes Apartments/ Unfurnished 4030

4060 Houses

4080 Roommates Longmont Wanted 4120

Spacious 3 bdrm, $900/mo 4 BDRM, 2 BA, 2 gar, fam 1300 sq ft, Tri-lvl, 1.5 ba, rm, exc cond! Fenced, 2 BDRM, hookups, patio, fncd yd, 1c gar, $900 dep, A/C, No smk/sm pet ok. Pergo, pantry. No big dogs. 7 2 1 N y s s a , N o p e t s $1250 + dep. (970)481-2717 1507 E. 8th. $600, 223-4620 970-518-2730 4 BDRM 2 BA + 2 kitchens 3 BD or 2 BD- Free rent! w/in-law quarters $1195. Pets nego. Quiet & spac. Mo 2 Mo. 970-225-4043 $625-$695. 970-223-1349

Garages/Storage Spaces 4070

Apartments/ Furnished 4010 Kitchenettes. Weekly, monthly rates. Util. pd. Satellite TV, laundry rm. 970-663-0400

Apartments/ Unfurnished 4030 1 rm, Studio+ Vintage apts 0 utils! On-site mgmt. W/D, DirTV $333-590 970-219-8162 1 BDRM, 558 w. 10th, $425/ mo, newer crpt, Bright! Call rmpm.com 970-669-0842 1 BDRM + bonus rm, quiet west side loc. No smoking/ pets. $525/mo. Incl water & heat. 1012 Van Buren, Lvld 970-663-2341 or 970-667-7309 1 bdrm bsmt apt, new paint/flring, W/d hookup, non-smok, util pd, $675/mo 970-669-2645

All Season Comfort. Garden level 2 bdrm with frpl, W/D hkups. & Free INDOOR GARAGE & cable TV. Cats OK. Avail Commercial Storage now $600/mo. 970-690-5261 20x40 or 20x50 start at $325, 9x29 w/ gar door $200; So Loveland, 2 BDRM w/ 10x10 $75; 12x5 $50; 10x5 $40 gar, heat pd, no pets. $675 I-25 & Hwy-66. 970-535- 6074 + dep. Call Georgia at www.Longmont-storage.com Kosmos RE 970-667-8347

Commercial Industrial 4040

4080

6000 SF Retail/Warehouse on Hwy 287. Overhead door. 970-593-2401 or 970-227-7447. COMMERCIAL BLDG $950/mo. 2450 Sq Ft, 1 bath. rmpm.com 970-669-0842 FOR LEASE: Loveland Warehouse- 14,000 Sq Ft, mostly retail finished. $9,000/net per month. Call (970)535-6074

Condos/ Townhouses 4050 1400 SF, 2 BDRM, 2.5 BA, 2+ car gar, full bsmt, A/C, upgrades, pool, patio. $1100/Mo. No Smoking. Avail 7/2. 970-420-7256

✭1 BDRM. Gar w/opener, W/D, DW. No smk/pets. $600 incl. Ht, wtr, trash. 2 bdrm, 1.5 ba, S Lvld, 970-667-6199 or 231-2566 clean, hdwd flrs, newer ✭ No Fri Eve/Sat calls ✭ appl, $675/mo 970-689-2497 1 BDRM- off st prkg in front of main level entry, A/C, coin-op, walk-in closet. $480, 970-669-4382

Houses

2 BDRM- 4039 Don Fox $1175/mo. On golf course rmpm.com 970-669-0842

2 BDRM, 4695 Hahn Peak, 1 BDRM Mobile home, $895/mo, Pool! Patio, Call $550, rent includes utils. rmpm.com 970-669-0842 Estate Builder 970-667-3400 2 BDRM, 1.5 bath. Large unit! $700/mo. + utilities. Avail immed. 970-4816418

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

4060

ON LAKE LVLD, 2 bdrm, 2 ba, flexible office, private beach/boating/view $2375/ mo lease 970-669-0602 OWN your own home for what you pay in Rent! Lowest rates, $0 - $1000 Down Free Prequalification. Western Plains Realty Ken or Tammy 970-663-5008 SUPER NICE, 3 bdrm home, full fin bsmt, central air, frpl, cov patio, 2 car gar, 2nd build: lg studio work area, 1 car gar, 1402 W 11th St. $1500 Estate Builder 970-667-3400

SHARE nice house, $400/mo (970)612-0133 Split level, lower half avail. 1 bdrm, priv. ba & liv. rm. AC, share kitchen. All amenities. Util. incl. $450/ mo. 970-218-1340

Rooms For Rent

4130

Fully furnished large rooms. Laundry, A/C, cable, all util. incl. $325/mo. (970)227-1585

Million Dollar Views! Ranch style home on 10+ acres w/ waterrights, award winning grass hay, over 3000 sq ft.home w/ multiple outbuildings great for raising animals or 4H located on the NW side of Lngmt, Reduced to $725,000 Call Steve Distel PPB&R (303)775-8723

Lots & Tracts

5100

2 ACRE LOT, Berthoud area, $40K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.

Upscale rooming house, great view, incl util, phone/ cable. $385/mo. 970-622-0077 2 ACRE LOT, Berthoud area, $40K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.

Retail Space 4135 OFFICES, RETAIL, INDUSTRIAL. UTIL´S INCLUDED. 970-744-8763

Loveland

5110

BANK OWNED- 3 bdrm, 2 bath ranch, new carpet, paint, appliances, bsmnt. $179,900. Re/Max Alliance, Wanda Quaid, 970-481-3033

✔✔✔✔ To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

Very nice 3 bdrm, 3.5 ba, 2456 Mary Beth Ct. $1300/ 2974 Spring Mtn, $1595/mo, m o . P e t s n e g . C a l l 1⁄2 acre lot, fin basement. 307-214-7768 Call rmpm.com 669-0842

2 Bdrm + Loft, Beautiful 3,000 Sq. Ft. Townhome on Boyd Lake! All the extras! $1350. drakemanor.com 970-493-4052 3 bdrm, 1.5 ba, lrg fncd yd, 2 BDRM 1 ba, $525 + elect 2 car. $1095/mo.+dep. 2330 cat ok, $500 dep, 1414 E 7th W 22nd St. N/P 303-549-5715 St, Call (970)556-1558 GOLF-LEASE Turn Key, elegant end unit, 3 bdrm, 1.5 ba, ranch, 1 car sweeping views. 3 bdrm, 21⁄2 2 BDRM, 1 BA, heat paid, ba, 2 car. 2400 sf of luxury gar, NW, $850 +dep/util/ lease, 970-667-8698 lv msg A/C, no pets. living. $1250 incl. yd care. 1707 N. Cheyenne Ave #11 970-530-1017; 218-0841. Aug 1 3 Bdrm 1 Ba Ranch-Style $575 FPI 970-663-4664 Home-NW Loveland! Hardwood floors,great 2 BDRM, 1 BA, top floor, fenced yard,quiet! $1125 no pets, 1157 E 5th St drakemanor.com Check move in special. 970-493-4052 2 BDRM, 1110 Highland, $550 FPI 970-663-4664 $695/mo, 1 Car Gar, W/D i n c l , C a l l r m p m . c o m 2 BDRM, 1 BA, townhouse 3 bdrm, 2011 Leila, A/C, 2 970-669-0842 style apt. frpl, no pets. car gar, fully fncd yd, pets 1912 E 18th St. $750 ok. $1250/mo. 970-689-8100 FPI 970-663-4664 2 BDRM, 709 Nyssa, $725/ mo. 1 car gar, fncd yard. 2 BDRM- 521 E. 13th Nearly new 3 bdrm, 2 Call rmpm.com 669-0842 $475/mo. Big kitchen. ba,1350sf ranch, full Call rmpm.com 669-0842 bsmt. 2car, great SW loc. AC,sprinkler, frpl, 342 Glenda, 2br, gar, fenced No smk/no pets. 1 yr 2 BDRM Townhouse Apt- yard, W/D hookup,no pets/ lease. $1,190. 970-667-9336 with DW, W/D hkups, patio smoking, $575 970-667-9371. & storage shed. 1408 S. 3 Bdrm, 2.5 ba, 2 car gar, Douty. (South of HP). $900/mo + dep. no pets, 3 bdrm, 2 ba, 2 car, AC, Loveland, CO. No pets. 970-667-7708 frpl,basement, back walk $535/mo. 970-667-2571 path, across from park. 3 BDRM, 922 E 8th, $1195/mo. April @ $775/mo. Bright! Deck! 970-308-5459 2 bed, 1 bath $665 ALL Call rmpm.com 669-0842 utilities included! Spacious 3 BDRM, 3 ba, AC. 2 car ground level apt avail immediately! On-site laun- Newer 2 BDRM, 1 BA, gar, No cats/S 210 Morgan dry, close to library/rec $575/mo, upstrs, avail. 7/1, SW Lvld. $1150 970-222-8163 519 E 13 St. 970-689-2497 center. 970-669-1375

Duplexes

House on Cattail Pond 3 Bdrm, 2 Ba, SW Lvld. Gorgeous water views. Close to schools & all amenities. $1195/mo. Call 979-487-8800. Avail now. Open House: 12-2 pm. Sat, June 26th.

ROOM FOR RENT Pets nego, $450/month includes utils. Cable TV & Hi-speed internet. (303)548-4332

5090

Mobile Homes/ Spaces 4090 2 BDRM, 1109 E 4th, $295/mo. Newer carpet. rmpm.com 970-669-0842 ✭ 2 BEDROOM Home ✭ $575+dep. West Hwy 34. 970-690-9049

Move in July for $1!!!! NO JOKE Only 3 homes available, Quick & Easy Approval Look today, MOVE TODAY Call 970-420-8488 wac NEW HOMES REDUCED! Don´t miss out on this SAVINGS EVENT! Easy approval, quick closings & affordable payments. Tax ID´s welcome. Limited availability ACT NOW!! Call 970-420-8488 *wac

Office Space 4100 Aprox 800sq, all util inc, 320 Main St Mead, At Old post office, $750/mo 970-535-4358 or 303-651-7217

Commercial 5030 BERTHOUD Warehouse with small office, 3000 SF @ 604 2nd St. $200,000 sell lease. (970)493-7775

Condos/ Townhouses 5040 OPEN HOUSE SAT & SUN 1-4 1100 N. TAFT Unit 25, Lvld SPACIOUS brick 1560 SF ranch style TH in Westlake Vig. Den, sunroom, frpl & abundant stor, screened patio porch. Only duplex unit in complex. $167K. 303-817-8600.

A picture is worth a thousand words Try a classified picture ad! Call for details

970-635-3650 BANK OWNED, HUD & VA www.Foreclosures InLoveland.com to request a copy of the list! Julie Stinson RE/MAX Alliance 970-622-1809

Mobile/ Manufactured Homes/ Spaces 5130

Farms, Ranches, Acreages 5050

✭ MOBILE HOMES ✭ BUYING/SELLING Local park needs used mob homes. We´re buying! Big Sale! Many single & dbl Farm Residence for Sale wides. Fin avl, auto ap3 Just 7 ⁄4 miles from Akron. proval on owner fin homes. 5 bedroom home with full Bad credit OK! Moves avl. basement, large living 970-222-1473 room, large dining room, 2 ✭ 690-2725 or 690-3283 ✭ bathrooms, library room, recreation room & storage room. A new heat pump, 3 BDRM, ´03 Mobile home, heating & cooling unit was exc cond, loc in Berthoud. $30,000. (303)772-4324 installed in September of 2009. Approx 11 acres with 3 outbuildings : 40x50 steel frame with metal siding & metal roof, a 39x64 wood frame with metal siding & a metal roof & a concrete 50x28 with 3 garage doors & a storage room on the end. Sell Your House 7 Grain bins are included Fast! on the place which could be Quick Sale - Fair Price rented out if not needed 720-962-4688 personally. Call 970-345-6750 or 970-554-0603.

Real Estate Wanted 5170

$108,000, home • Michael Hollomon from Kavka Karen D, 690 Moraine Ave Unit 4, Estes Park, $150,000, condo • Mark & Jean Rissmiller from Naujokas Peter R & Rolaine K, 416 Pawnee Ln, Estes Park, $727,500, home • Christopher Thomas from Legacy Lodge LLC, 196 Olympus Ln W, Estes Park, $131,000, home • Kingswood Inc from Promontory LLC, 518 Promontory Dr, Estes Park, $125,000, home • Robert & Stephanie Catherine from Sanborn Kathleen, 1441 Bluebell Dr, Estes Park, $355,900, home • Rt Inc from Wallace Michael T, 1750 Fall River Rd, Estes Park, $850,000, home • Ronald & Carol Andersonlehman from Drahota Jeanine Kae, 1140 Fall River Ct, Estes Park, $825,000, home • Randy Trust from Beckord Mary Lou, 343 S Saint Vrain Ave Unit 1-12, Estes Park, $300,000, condo • John & Anita Leitz from Benotto Holdings LLC, 680 Park River Pl, Estes Park, $500,000, home • Rufus & Letitia Alexander from Livingston Betty, 2060 S Morris Ct, Estes Park, $350,000, home • Rod & Donna Clough from Wagner Cheryl A, 1986 Dallman Dr Unit 5, Estes Park, $535,000, condo • Timothy & Janice Talsma from Weaver Edward M Jr & Lois K, 961 Old Ranger Dr, Estes Park, $400,000, home • Patrick Dunn from Hardin Jerald D & Bea Lou, 731 S Saint Vrain Ave Unit 2, Estes Park, $187,000, condo

Johnstown • Benjamin Prather from Lighthall Mary, 3925 Arrowwood Ln, Johnstown, $172,000, home • Susan & Scott Sullivan from Zts Const Inc, 4756 Sorrel Ln, Johnstown, $380,000, home • Kristopher & Jodie Judisch from Tak Augie A & Anthony, 1103 N 3rd St, Johnstown, $249,000, home

Milliken • Christopher Nelson from Jones Catherine S, 2087 Pioneer Dr, Milliken, $168,000, home • Robert Leqve from Soundview Home Loan Trust 2007, 1494 S Growers Dr, Milliken, $137,000, home • Timothy Dalton from Us Bk, 206 S Grace Ave, Milliken, $113,000, home • Joseph & Emily Pantoja from Teeples Brandon, 281 E Lilac St, Milliken, $164,900, home • Erick Yager from Krenning Alissa R, 1498 S Dusk Dr, Milliken, $129,000, home • Susie & Isaias Vargas from Rocky Mount Invest Group LLC, 251 S Rachel Ave, Milliken, $171,900, home • Jill Baeza from Jpmorgan Chase Bk, 301 E Holly St, Milliken, $150,000, home

Windsor • Alex & Olga Kantor from Sahl William K & Janet, 917 Conifer Ct Unit 1, Windsor, $124,900, condo • Mark & Tarah Luft from Arrowhead Properties LLC, 147 Crabapple Dr, Windsor, $138,500, home • Bruce & Kristi Benningsdorf from Becker Communities LLC, 1466 Folsum Dr, Windsor, $408,000, home • Dennis & Julie Conmay from Duran Adolph L & Sharon A, 903 Vista Ct, Windsor, $311,800, home


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