Saturday Reporter-Herald July 10, 2010 E1
Real Estate Matters
www.homeandrealtyguide.com • Saturday, July 10, 2010 • Reporter-Herald
Get out of a condo in a rental building ILYCE GLINK TRIBUNE MEDIA SERVICES
Q
uestion: My daughter purchased a condominium in 2007 that had been converted from a rental apartment. Due to the climate of the real estate market the past few years, the condo complex has been through several different management and investment group companies, the last of which is determined to change the complex back to apartment rentals. This has caused the values of those units that are condos to plummet. My daughter is now stuck with an $80,000 mortgage attached to a condo property with little or no value. Do you think that she has any recourse legally? She has been advised by several realtors to walk away; however, I believe that her lender would come back at her with a judgment. Your expert advice is greatly appreciated. Answer: Instead of asking real estate agents for a legal opinion, you and your daughter should immediately find a good real estate attorney to help her review the situation and her documents and see if there is any good that can come out of it. You can find a good real estate attorney by calling your local Bar Association and asking for the head of the real estate committee. While on the phone with the chair of the committee, describe I See GLINK/Page 6
Inside this week’s Home & Real Estate
Paint to Sell Use painting tips to sell a more attractive home
Downtown
Living
Spaces catered to artists JENNIFER LEHMAN SPECIAL SECTIONS EDITOR
W
ith the number of artists in Loveland, it is not unusual to find spaces catered to artists and mixed use properties with artist studio features. Gary Hausman, local real estate investor and contractor, called his mixed-use building at E. 4th St. the Galleria in to draw attention of local artists. “Lundeen's is across the street, and it attracts a lot of artists so I kind of piggy backed on that,” he said, referring to the mixed-use property of local sculptor, George Lundeen, at 338 E 4th St. The property houses a gallery and workshop along with artist studios, three apartments and office space. The upper level of The Galleria, is home to two lofts. The vacancy of the larger, 1,700 square-foot space was filled this week by a couple, one of which is a painter. The large loft originally was on the market for $1,200 and dropped to around $1,000, after sitting vacant for 5 months. Local sculptor Dee Clements had a studio on the second floor at one point, and Hausman renovated it to include a studio, living space and loft area with Clements in mind, Hausman said. On the south wall of the apartment is a row of windows looking out onto 4th street and the ceilings are of fir timber. “I don’t think there is anything like it in the downtown area,” Hausman said. Dee Clements ended up purchasing Hausman's own home on W. 4th Street instead and Haus-
man moved to the country. The smaller loft, 700 square feet, is also rented to an artist but does not include a separate studio space. “I got my galleria-type building with artists in it, that was kind of my goal all along.” Hausman has even traded rent with for art from tenants who were artists. “Dee Clements in particular, while he was a tenant of mine, I cut a deal with him,” Hausman said, “I've collected some pieces,” Hausman said. The anchor of Hausman’s building is occupied by Colorado Heirlooms, and there is an industrial kitchen upstairs that is home to Ophelia’s Kitchen a company that makes some 2,000 burritos a week, Hausman said. The Galleria building housed JCPenny in the 60s and 70s, and then the YMCA before sitting empty for several years at which point he purchased and renovated it. Amy and Travis Erion of Loveland are looking to rent their property in August labeled on Craigslist as a live/work space that is ideal for an artist at 329 E. 3rd in downtown Loveland. The space could be used by two artists just for studio space or as a live and work space. The two main rooms are divided by a towering set of wooden Chinese double doors with metal work on the outside. The couple supports arts in Loveland and because of the layout expects that an artist (or two) will take the space. “The space has north light that's great for painters, natural light,” Amy said. The couple had the live/work situation when they were younger, and such spaces can be hard to find, Amy said. “We see a need for it.” The building was originally a
RH Photos/Jennifer Lehman
View from communal outdoor patio for tenants on 2nd floor of sculptor George Lundeen’s property downtown. Center is the penthouse of the largest apartment in the building. The property has artist studios, office space, and Lundeen’s gallery and workshop. pull barn before Travis renovated it and the barn frames are still visible. “It sits behind a really old house in Loveland that used to be a livery,” Amy said. Travis, an artist, used the place as a studio, and he and his family would stay there on the weekends. When asked why she thought artists are drawn to downtown Loveland she said, “I think because of all the amenities.” “Loveland is so receptive to the artists and the arts, the museum which is fantastically run and all the restaurants,” Amy said. Hausman has noticed a general draw to downtown recently.
“There appears to be more of a draw for living downtown,” Hausman said. “With the economy the way it is, I don’t know if too many people are rushing down here but there are people looking.” “There are more people that like to be more urban than in the past,” he said. “There’s no responsibilty of yard work.” “The lifestyle is easy, laid back, not a lot of maintenance because they are renting,” Hausman said. “I think downtown Loveland is kind of an incubator for artists,” Hausman said, “has been an incubator for quite a while.”
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Divine Design Candice Olson transforms a teen’s bedroom from boring to trendy
Page D5
Director y Page D7
Travis Erion, local artist, is renting downtown property in August as a live work space for artist or double studio space.
Loft at Hausman’s building at 333 E. 4th St. features studio space, living area and an open loft. 26-313725
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Saturday Reporter-Herald July 10, 2010
H&RE Property of the Week 832 6th St., Berthoud Price: $178,000 Built in: 1918 Bedrooms: Two Bathrooms: One
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his home has a fantastic backyard, a roomy detached garage, two large bedrooms and an updated kitchen and bathroom. There is more room for expansion in the basement. The home sits on a lovely quiet street in old town Berthoud. Contact: Kathleen Gruman 970-290-3393 Kathleen@berthoud realestate.com www.berthoudrealestate.com
Home & Real Estate is produced every Saturday by the Loveland Daily Reporter-Herald. EDITORIAL INFORMATION 635-3656
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Saturday Reporter-Herald July 10, 2010
GLINK: Condo investment likely diminished From page D1
your problem and ask for a referral to a real estate attorney who can help you and your daughter evaluate your options. On the face of it, I'd agree that your daughter's investment is likely to be lost or severely diminished. If the property hasn't sold enough units, and your daughter is a sole owner in a sea of renters, the value of her property will decline. Most buyers won't even consider her unit, as they will think of the building as a rental building not as an owneroccupied building, and they would have trouble financing the purchase. Even if she kept the unit and rented it out, she might have difficulty selling it to a real estate investor. But if the developer wants to take back the property and turn it into a rental, your daughter (with some excellent legal counsel), might be able to strike a deal that at least gets her out whole -- or nearly whole. While she wouldn't make any money on the deal, at least she wouldn't have to worry about selling the unit short and having her lender come after her down the line. Depending on where you live, you might find that attorneys in your area have some experience on this issue, having dealt with other similarly situated owners. There may be case law in your state or circumstances under state law that require the developer to take back the condominium unit and repay your daughter for her investment. There has been litigation around the country that mirrors what your daughter is going through, as owners have sued developers to force them to take
back condo units. But for more the cash you paid him separate, son is not 18, my lawyer said his information and to see whether father can move into live with my there's no reason I can think of owners are winning in your area, why he can't do what he wants son. Can I change the life interyou'll need to talk to a real estate with the money you pay each est to specify that I wish the attorney or even a litigator in property to be sold and my share month. It's the seller's money. your area who has dealt with this You need to keep track of all of be given to whom I wish if my issue. son is under 18 years of age? the payments you have made to Question: I used owner financ- the seller, but the seller is probaAnswer: If in your property seting five years ago to buy my tlement with your ex-partner you bly not required to account for home. The loan had an interest received an ownership interest in the cash you have paid in any rate of 5.46 percent and was specific manner. From your per- your home and retained the right structured as a 15-year mortgage spective, you just need to know to live in the property for the rest with 20 percent down. of your life, you should have flexihow much equity you have built bility to decide what should be Here's my question: If I chose up. Your seller financing docuto pay off this loan early or sell ments might have additional in- done with the property after your this house, do I have any equity formation on how the payments death. built up from the payments I've Let's look at two key issues: were to be applied. been making? Does the owner The first issue is your right to reTake a look at the documents, have to keep the interest part of and then you might be able to main in the property for the rest the payments in separate acof your life. During your life, you figure out where you stand in counts? And if he does not, can it terms of the amount you still can continue to live and use the be considered that he has coproperty as if it were entirely owe on the loan. mingled the funds? your own, and your ex-partner If you're planning to pay off this can't require you to move out of Answer: When you bought the loan, and have paid extra along the home. property and agreed to owner fithe way, you may have to hire an nancing, you and the owner You really need to sit down and accountant to calculate exactly should have set up an amortizareview the life estate document how much you owe the seller at tion table so you and he could and determine what benefits it this point. You should also check see how quickly you were paying gives you and what burdens it your loan documents to see off the property. may place on you. While you say whether you are allowed to pay that you and your ex-partner split You can still do this. Go online off this loan early. all expenses equally and you are to ThinkGlink.com and use the Question: I have a property both co-owners of the home, amortization calculator to figure settlement with my ex-partner your ex-partner continues to own out how quickly you have been that splits mortgage payments, a portion of the home and has all paying off your mortgage. You the rights to the home except for should be easily able to calculate maintenance and insurance expenses equally. I have a sole octhe ability to live in and use the how much principal is left. cupancy of the property in a life home. Let's say your loan was for interest in the title. If you die, your right to live in $200,000 originally. On a I have a son, and if I die and my the home would cease to exist at straight 15-year amortization that time. Your estate schedule, you would have paid off about would continue to own For more information, call $50,000 in principal at your half share interest Glink’s radio show at the end of the fifth year. in the home, and your 800-972-8255 on Sundays You would still owe about ex-partner would confrom 9 to 10 a.m., write to Real $150,000. At the end of tinue to own his half. Estate Matters Syndicate, P.O. the tenth year, you would That takes us to the Box 366, Glencoe, IL 60022 or owe about $85,000 in second issue: If you are visit www.thinkglink.com. keep principal on the loan. no longer around, what Unless you specified would happen to the that the seller had to home if your estate
Real Estate Matters
H&RE Real Estate Briefs Investment Club to host speaker July 22 The Investment Club of the Rockies, a club that is dedicated to educating and providing networking opportunities to investors, will host Robyn Thompson as a speaker at their next monthly meeting. Thompson is known the country-over for her expertise in buying, renovating and selling homes. This fix and flip expert will discuss the criteria to ensure high profits, how to find properties to fix and flip, financing programs available and pre-screening contractors. These are a few of the
many topics she will address. The meeting is 6-9 p.m. on July 22 at the Best Western in Loveland at 5542 E. U.S. Highway 34. Anyone interested in real estate investment, especially fix and flips, is encouraged to come. For more information, visit www.icorockies.com/monthlymeeting-robyn-thompson-thequeen-of-rehab/ or call ICOR at 970-449-4304. For more information about Robyn Thompson, visit www.robynthompson.com/ index.html.
H&RE Real Estate News Neighbor to Neighbor offers classes for down payment assistance
owns half of the home and your ex-partner owns the other half? You could provide in your will that your half interest in the home must be sold, but no one would buy your half interest unless they could get the entire house. Your estate could request that your ex-partner work with your estate to sell the home, and if your ex-spouse agrees, the home could be listed for sale and sold with the proceeds split between your estate and your expartner's estate. However, if there is no agreement as to the sale of the home, your options might be limited, short of going to court and forcing the sale of the home. For your own protection and peace of mind, you should sit down with an estate attorney and determine how to protect your share of the home. You might decide to put your share of the home into a living trust that is controlled after you die by a person you trust. That person would handle the affairs relating to the home and safeguard your interest in the home for the benefit of your son.
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Saturday Reporter-Herald July 10, 2010
H&RE Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.
Bank Usa, 1208 Bristlecone Pl, Loveland, $145,200, home • Ruth Peterson from Ihle Kathleen B & Gary C, 2055 Torrent Duck Ave, Loveland, $205,000, home Loveland • Kyle & Angela Bar• Margaret Tracy ton from Lopez B J & from Aspen Homes Lynelle M, 1706 RhyoColorado Inc, 3420 lite St, Loveland, Foster Pl, Loveland, $195,000, home $185,400, home • Phil & Kimberly • Brian Poe from Schler from Miller VirBank America, 4332 Hawg Hollow Ln, Love- ginia B & Donald C, 5415 Lighthouse Point land, $145,000, home • Kristopher & Jaime Ct, Loveland, Campbell from Carnes $320,000, home • Benjamin Galyardt Lee Ann, 4401 Roofrom Oliver Thomas A sevelt Ave, Loveland, & Jerri L, 408 S Saint $190,000, home Louis Ave, Loveland, • Jacqueline Cox from Fannie Mae, 2009 $357,000, home • Gary & Kathleen E 18th St, Loveland, Ihle from Peterson $169,900, home John & Ruth Alberta, • H D LLC from 2106 Frances Dr, LoveGustafson Barry G & Lynn C, 1442 Taft Ave, land, $319,000, home • Paul & Linda Kaiser Loveland, $243,000, from R R Homes Lov home • Sleeping LLC from Inc, 1675 Rhode Island St, Loveland, Haynes Phil, 638 W $420,600, home 10th St, Loveland, • Leann Beavers $190,000, home from Reeves David R & • Jodie Sabin from Jennifer, 9019 W Us Hebert Jesse P & JoHighway 34, Loveland, lene K, 4464 Cushing $390,000, home Dr, Loveland, $240,000, home • Eric & Karen Mar• Liesl & David Jaros tin from Rowley Douglas R & Gloria M, from Hobert Carter, 3505 Butternut Dr, 3735 Cheetah Dr, Loveland, $202,500, Loveland, $217,600, home home • Heather East from • Barbara Higgins from Hoffman Jeremi- Schandel Carol B, 2011 Grays Peak Dr Unit ah, 2548 W 45th St, 204, Loveland, Loveland, $168,000, $123,500, condo home • Michael & Melody • Kenneth Sauer Lidmila from Hsbc from Summers Steve K
& Nancy E, 2 Marmac Dr, Loveland, $165,000, home • James & Susan Coughenour from Adams Rodney Dee & Vicki Lee, 5111 Edgewood Ct, Loveland, $234,900, home • Ronald & Marjorie Jackson from Fannie Mae, 1166 W Eisenhower Blvd, Loveland, $231,000, home • Dennis Hovland from Loveland City Housing Authorit, 1025 21st St Sw, Loveland, $145,400, home • Robert & Patricia Scott from Oak Valley Homes LLC, 255 Carina Cir Unit 102, Loveland, $146,800, condo
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• Michael Haley from King Sondra L, 534 Redwood Cir, Berthoud, $183,000, home • Michael Dornbusch from Martin E Wilson Living Trust, 1013 Longview Ave, Berthoud, $280,000, home
Estes Park
• Ken & Cindy Covell from Jessipup Trust, 1242 S St Vrain Ave Unit A3, Estes Park, $185,000, condo • Julie Nikolai from Dudek Mary L, 614 Aspen Ave, Estes Park, $120,000, home • Teresa Schuman from Kingston Michael C Jr & Susan, 2341 Larkspur Ave, Estes
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Park, $260,000, home • Lloyd & Beverly Jenkins from Schmidt Lester, 1655 Raven Ave, Estes Park, $365,000, home • John & Nancy Gregg from Vansteenburgh Leon R & Betty G, 850 East Ln, Estes Park, $600,000, home
home • Henry & Mar Doyle from Gafford Brian, 603 Shoshone Ct, Windsor, $385,000, home • Renee Pifer from Johnson Kendal W & Valerie Je, 754 Lilac Dr, Windsor, $149,900, home • Wyngs LLC from Le Johnstown Foods Inc, 101 12th St, • Joseph & Kendra Windsor, $1,260,000, Waldbusser from Harthome ford Homes Inc, 4802 • Michael & Aileen Sorrel Ln, Johnstown, Schifo from Pfenning $400,300, home James, 570 Pine Dr, • Shaun & Teralyn Rocknak from Koniecz- Windsor, $158,500, ka Eugene E & Dorohy home A, 3745 Claycomb Ln, • Brian Cobb from Johnstown, $300,000, Melody Homes Inc, home 1539 Edenbridge Dr, • Nora Hernandez Windsor, $270,800, from Najera Adriana M, home 3762 Martin Ln, John• Richard & Cynthia stown, $180,000, home Donley from Mowers • Brian Marquardt Kirk A, 1911 Bliss Pl, from Fannie Mae, Windsor, $340,000, 20226 Northmoor Dr, home Johnstown, $290,000, • Melissa Carroll home from Zimmerman Wanda L, 706 Milner MounMilliken tain Ct, Windsor, • Jason Matter from $164,900, home Fannie Mae, 320 E Ilex • Jacob & Suzanne St, Milliken, $102,300, Einberger from Aspen home Homes Colo Inc, 102 Veronica Dr, Windsor, Windsor $284,900, home • James & Kimberly • Cloetta Schroeder Wilkerson from Hartfrom Bailey Anna V & ford Homes Inc, 7304 Lindsay D, 319 Rock Crystal Downs Dr, Bridge Dr, Windsor, Windsor, $467,300, $242,000, home home • John & Debra • Kenneth & MarCroissant from Hess jorie Reighard from Arthur P Iii & Lisa, 212 Westmark Homes Inc, Poudre Bay, Windsor, 7365 Spanish Bay Dr, $286,000, home Windsor, $383,000,
H&RE
Tax credit, flood insurance dates extended NATIONAL ASSOCIATION OF REALTORS
A
fter a close brush with the deadline, Congress has passed an extension of the Homebuyer Tax Credit closing deadline, the Homebuyer Assistance and Improvement Act (H.R. 5623). The extension applies only to transactions that have ratified contracts in place as of April 30, 2010 that have not yet closed. The legislation is designed to create a seamless extension the new closing deadline for eligible transactions is now September 30, 2010. There will not be a gap between June 30 and the date the President signs the bill into law. NAR worked closely with Congressional leaders on both sides of the aisle to enact this important legislation. Extending the Tax Credit Closing deadline will help provide additional stability to real estate markets across the nation. For additional information on the extension, visit www.realtor.org /government_affairs. Additionally, the United States Senate has passed the National Flood Insurance Program Extension Act of 2010 (H.R. 5569) an extension of the National Flood Insurance Program until September 30, 2010. This will allow transactions to move forward. The bill is retroactive and covers the lapse period from June 1, 2010 to the date of enactment of the extension. For more information on the flood insurance program, visit www.realtor.org/government_affairs.
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H&RE Divine Design
Selling your home: Use neutral colors to set the tone JADE CODY SPECIAL SECTIONS EDITOR
P
ainting is a quick and easy way to sharpen the look of a home, especially if it is being sold. Some smart choices can make a huge difference in the quality of the selling results.
1. CHOOSE COLOR WISELY When choosing colors for your home, think neutral. Schuett recommended home sellers keep colors light and fresh, making the rooms seem larger. She suggested beiges, light greens, yellow creams and light grays. “Dark colors tend to close in a room,” she said. In addition, Schuett advised sellers to stay within the same color families, especially in adjoining rooms. “The idea is to be in the same color palate,” she said. An accent wall with a more dramatic color is fine, she said, but tone it down with the rest of the wall space. “It may seem kind of boring, but it is going to appeal to more buyers and get your house sold.”
to the Rohm and Haas Paint Quality Institute, you want the paint to glide on smoothly, so be sure the surface is clean before you start painting. Remove any handprints, dirt, or scuff marks. Lightly sand any glossy spots to avoid streaks.
big job, so you want the expense and quality to show. The Rohm and Haas Paint Quality Institute, a national painting education group, recommends purchasing top-quality acrylic latex interior paint, which will go on smoothly and allow for easy soap and water cleanups.
3. DON’T GO CHEAP ON THE PAINT. It’s always tempting to save 4. CHOOSE THE RIGHT PAINT TYPE. money, but it might not be worth it on paint. Painting is a There are a variety of paint
HGTV photos
types to choose from, including flat, eggshell, satin, semi-gloss and high gloss. Semi-gloss is the best all around choice, Schuett said, because it is easily cleaned and durable. Eggshell is also a popular option. For more information, call Schuett at 970-215-5309, e-mail her at jill.applause@ comcast.net or visit http:// applausehomestaging.com. Before and charcoal — give the wall a distressedmetal look. This wall became the jumping-off point for other colors and textures in the room, from the bedding to the paint to the furniture. After Against this feature wall, I put in a sleeper room’s antiques and dusty-rose decor did not sofa in a masculine blue, two funky whitesay “teenage boy.” So Guy and Natalie called leather-and-chrome chairs and a wood-andme in and charged me with the task of turnchrome coffee table. ing their frilly old basement into a cool-teen Adjacent to the lounge, I put in a workstalounge. tion that features a curved, mottled-gray Nick loves gadgets, so I decided to make his quartz desk. I then flanked the desk with space a fun and funky gadget room, full of warm wooden cabinetry and added hip, electronics and music. But first, I needed to leather-wrapped hardware. On the other side of the room, I set up His parents, Guy and Natalie, told Nick that get rid of the granny style and get the mascuif he wanted something, he should “work for line vibe going. So I emptied the room, insu- Nick’s bedroom. I painted his old headboard a steely gray-blue, brought in a new duvet it.” So he took the message to heart and has lated the walls for heat and sound, painted with pale blue, tan and brown, and added a become the go-to guy in his neighborhood for the walls a cool blue and then laid down planks of recycled black-leather flooring. heap of throw pillows in metallic colors. I all kinds of odd jobs, including shoveling CANDICE OLSON I wanted to make the basement into three then flanked either side of the bed with cabisnow, raking leaves and cutting grass. HGTV spaces that all flowed together — a place for netry that has open, mirror-backed shelving Because his parents are so proud of Nick, lounging, a nook for sleeping and a station above and closed storage below. they agreed to give him a grown-up bedroom ick is about as close as it gets to being that will provide some independence — and a for schoolwork. For a personalized touch, I added customized artwork to the bedroom — photos of the perfect teenager. The 13-year-old is little bit of distance from his younger brothIn the lounge, the first area you see when a great student, a baby sitter and role ers. His grandmother’s old room in the base- you walk in the room, I created a feature wall grass, snow and leaves — to remind Nick of model for his twin 8-year-old brothers — and ment was the perfect space for Nick, but the of cold, rolled-steel, handmade wallpaper. The his entrepreneurial endeavors. quite the entrepreneur. colors of the paper — aluminum, gold, silver Lastly, I focused on the fun stuff — gadgets
From Granny Suite to Hip Lounge
Candice Olson designs a trendy bedroom
2. GET THE SURFACE READY. If you are painting over dark colors, it’s a good idea to use one or two coats of a primer, said Jill Schuett, owner of Applause Home Staging Light, neutral colors will make a room seem larger. in Loveland. Also, according
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for Nick. I put in a new computer and mixing station in the work area, a wall-mounted flatscreen television in the lounge and a cool light fixture in the bedroom. The fixture is comprised of 16 light bulbs on long wires that hang from a box above his bed. After some final accents and accessories — an area rug, books, a bubblegum machine and a few other widgets and thingamabobs — Nick’s space was complete. By using accents, funky furnishings and a handful of customized gadgets, I turned a granny space into a basement retreat that is as unique as the teen who’s moving in. Now that’s divine. Interior decorator Candice Olson is host of HGTV’s “Divine Design.” For more ideas, information and show times visit www.HGTV.com or www.divinedesign.tv.
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Saturday Reporter-Herald July 10, 2010
H&RE Front Range Gardening
Hot weather is hard on plants CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY
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f the heat has you pining for the chill days of January, and the hailstorms have you squalling, take a moment to have pity on your plants. Through broiling days, gale force winds and turbulent storms, they’re stuck outside braving the wild weather. “It’s tough to be green in Colorado,” said Mike Nelson, Chief Meteorologist with Denver’s Channel 7 News, “from late May through the second week of July, colder air aloft with warm temperatures underneath make the atmosphere perfect for hail.” Though the biggest threat is in June, Colorado can have hailstorms throughout the summer. “We’re pretty good forecasting out three or four days. At days six and seven, the weather’s still out in the pacific; if it changes there by 100 miles, it’s a huge shift here, ” said the 20-year veteran of Denver weather forecasting. Should your plants take a pounding, plan to recover your yard. Flowering annuals stripped of their leaves should be replanted with seedlings that show off late in summer. Release your inner designer by picking up flats of these plants on clearance, getting enough to fill your beds as well as creating matching containers. Severely shredded leaves on perennials should be cut off, leaving less damaged leaves alone. Stems of perennials that escaped heavy damage should be cut back
part way to encourage sprouting of peratures for this time of year are new leaves along the stalk. Work average. “It may seem like it’s realfertilizer in around damaged plants ly hot, but a few days of cool temto give them a boost for recovery. peratures balanced (the average) If they don't sprout new leaves on out.” existing stems, look for new growth Lawns suffer under soaring tempushing up from their roots. At this peratures, especially from poor watime, cut down the older stalks tering. Check the sprinkler coverthat were left standing after the age on your yard by conducting a storm. catch-can test to check the amount Trees and shrubs will push new of water you’re putting down. leaves if they’ve been healthy this Gather six to eight cans of the spring. Examine woody plants for same size and randomly place them wounds in the bark or torn limbs; around the area with problems, clean up the wound with a sharp then run your irrigation like norknife and let the plant heal itself. If mal. Measure the amount you’ve the wounds are severe, treat them put down. with a fungicide within 24 hours to Don’t forget to adjust the run prevent canker diseases. times on automatic sprinkler sysThe muggy days are not your tems to deliver more water to flowimagination - Nelson says we’re a ers, vegetables and trees. In generlittle more humid. But this is nor- al, bluegrass needs two inches of mal with the housing development water per week, spread out over springing up along the Front two to three waterings. Trees plantRange. “We have more houses with ed years ago with drip irrigation lawns people are watering. This should have the lines and emitters puts more evaporative water into checked to make certain they’re the air, making conditions humid.” delivering enough water for older The humidity shouldn’t cause trees. plant problems, so gardeners can Then tune in to local weather relax, as long as they have shade to forecasters for news of the next rest in. Otherwise the scorching storm. heat that’s causing your lawns to brown like toasted marshmallows will have you wilting. “The jet Carol O’Meara is with stream has been north of CSU Extension in where it typically stays, which Boulder County. is good — it’s holding off the Contact her at severe weather,” Nelson said. 303-678-6238 or But the heat that comes comeara@co along with this wasn’t thrilling .boulder.co.us. when it arrived early this year. “We’re a bit on the warm side,” he said, but overall tem- Front Range Gardening
To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place your ad any time of the day or night. Fax: 970-635-3677…email: classifieds@reporter-herald.com
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Lg 2 bdrm, lg fncd yd, exc 3 BDRM, 1-3/4 bath, lg loc, near hosp, w/d hkup, rooms. N/S/P. 1st/last mo 1147 SF Shop + Loft, OHD, gar, wtr/swr 970-308-7387 & dep. $950, (970)310-7737 3/4 bath + office. $850/mo. 3 bdrm, 1.5 ba, lrg fncd yd, 136-1/2 South Lincoln. Spacious 3 bdrm, $850/mo 2 car. $1095/mo.+dep. 2330 970-663-3493, weekdays 1300 sq ft, Tri-lvl, 1.5 ba, W 22nd St. N/P 303-549-5715 before 5pm. 970-663-3228 fncd yd, 1c gar, $850 dep, 2000 Sq Ft Beauty Shop/ 7 2 1 N y s s a , N o p e t s 3bdrm, 1ba, New Retail on 4th St. Off street 970-518-2730 Remodel-in Loveland, prkg. Call 970-593-2401 Avail immed, Lg fenced yd. No s/p $900/ 6000 SF Retail/Warehouse mo+util 970-333-9699 on Hwy 287. Overhead door. 970-593-2401 or 970-227-7447.
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Approx 700 SF 2nd floor storage/office, NW corner of Bunyan & 1st, Berthoud, $575/mo + dep 970-532-2652
ALL BILLS PAID!!! 1 BDRM/studio, Downtown Loveland. $475-$550/mo. Call 970-391-0834 Approx 800 SF 1st floor Kitchenettes. Weekly, commercial/office space, monthly rates. Util. pd. Mt Avenue, Berthoud, Satellite TV, laundry rm. $700/mo + dep 970-532-2652 970-663-0400
Apartments/ Unfurnished 4030
4060 Houses
Best location in Berthoud, 350 SF commercial/office space, 345 Mt Avenue, $500/mo + dep 970-532-2652
(2) STORAGE AREAS: 780 SF $250; 1170 SF $350 (970)635-2717
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BANK OWNED- 3 bdrm, 3 bath, 2-story, 1/2 duplex, main floor master, A/C, frplc. $227,900. Re/Max Highly Visible- Prof Office. Alliance, Wanda Quaid, 920 sf, recep area, grt prkg. 970-481-3033 3 Bdrm 1 Ba Ranch-Style $ 6 9 0 / m o . 9 7 0 - 4 2 0 - 5 7 5 7 Home-NW Loveland! Sm dwntwn office bldg w/ Hardwood floors,great reception, 3 offices, & 5 offfenced yard,quiet! $1095 strt prk sp. 970-667-5145 drakemanor.com 970-493-4052 4 bdrm, 2 ba, 2 car gar, applcs, A/C, fncd yd. Near Kroh park, 221 E 50th. No smoking. $1050/mo. Bkgrd chk, dep & 2 year lse req. Loveland. (970)292-8066 OWN your own home for what you pay in Rent! Lowest rates,
Office Space 4100
Rooms For Rent
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Fully furnished large rooms. Laundry, A/C, cable, all util. incl. $325/mo. (970)227-1585 Upscale rooming house, great view, incl util, phone/
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Clematis is a cheerful, colorful climbing vine MARGARET WOLF CSU EXTENSION, LARIMER COUNTY
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he most colorful of climbing vines, clematis will beautify a wall, fence or unattractive area in a garden. Clematis is a genus of climbing vines with showy flowers. This genus is made up mostly of woody deciduous climbing plants. Over 200 species are known with more cultivars being produced constantly. Clematis is a member of the Ranunculaceae (buttercup) family. The word clematis derives from Greek and means “vine.” These plants exhibit a great variety of flower forms, colors, bloom season, foliage effect and plant height. Clematis are hardy plants. Many are hardy to USDA zone 3 and can survive for 25 years or more. The large flowered hybrids may have blooms ranging from four to ten inches in diameter with as many as 100 blooms per plant. The species types have blooms ranging from one-half to three inches in diameter with diverse shapes and habit. The clustered true flowers are tiny. The showy parts on each bloom are actually sepals that resemble colorful flower petals. Many of the species types have fragrant blooms which is not true of most hybrids. The one fault of clematis is that they are not attractive during the winter when they are a tangle of bare stems. Clematis require at least six hours of direct sun per day to grow best. Soil should be rich and well draining with a pH close to neutral (7.0). The plant’s stems and foliage should be in sun. The roots like a cool, moist environment. Clematis do not compete well with large tree roots. Soil in the planting area should be prepared to a depth of 24 inches and approximately three feet wide. Incorporate one third by volume some compost or rotted manure to help improve aeration and drainage. Most clematis will require staking so the twining leaf petioles can cling and climb upward. For support, consider the ultimate size and vigor of the clematis being grown. Some support should be provided for vines unless they are left to scramble over walls, small trees or shrubs, or to sprawl over groundcover beds or grass. Supports must be thin and wire-like since this plant climbs by twining petioles that cannot grasp thick branches or heavy trellising. If growing clematis on a wall or fence, string galvanized or plastic coated wire to form six to twelve inch squares. Fasten these squares to the wall with eye bolts three to four inches from the wall to allow for ventilation and space for the vine to twine. Latticework or trellises can also be used if placed a few inches from the wall for ventilation — just make sure they are large enough to support the vine. Poles can also be used for supporting small, less vigorous vines. Arbors and pergolas are suitable for larger, more vigorous types of clematis. Plants are readily available in garden centers and through catalogs for spring or fall planting. Clematis are often container grown since they do not tolerate much root disturbance. The species and small-flowered hybrids have fibrous roots that are susceptible to root damage. Disturb roots as little as possible. Select plants that have multiple stems, healthy, dark green growth and a root system that fills the container. If beginning with small plants, consider growing them in gallon pots during the summer to gain some size. Fertilize these plants through the summer and plant them in the ground in the fall. Early September is a good time to plant to allow for good root es-