0716 Real Estate

Page 1

Saturday Reporter-Herald July 16, 2011 E1

Real Estate Matters

www.reporterherald.com • Saturday, July 16, 2011 • Reporter-Herald

Seller’s bank wants appraisal ILYCE GLINK TRIBUNE MEDIA SERVICES

Q

uestion: We are closing on a house next week. It’s a short sale in a nice neighborhood at a huge discount. All the papers are in order. The deal went smoothly but took eight weeks. The seller’s bank wants a copy of the appraisal from my lender that I paid for. The seller’s lender is not paying any closing costs or putting anything into the deal. Do I have to send them the report I paid for? Answer: You are not legally obligated to send the seller’s lender your appraisal, but then again the seller’s lender is not obligated to let the short sale go forward. If you don’t provide the appraisal, the bank may not agree to let you close on the property. If you do provide it and it shows that the value of the property is way above what you’ve agreed to pay, the lender maybe try to pressure you into paying more money. Many short sale lenders request a copy of the buyer’s appraisal. In some cases, the short sale lender may have obtained its own appraisal but wants additional verification as to the value of the home. If your appraisal is at or near the price you have agreed to pay for the home, the bank can use that information to reassure any investor that will have to take a loss on the mortgage that it should allow the short sale to proceed. However, if the appraisal is way above the purchase price for the home, the short sale lender and the investor may suspect that the buyer is taking unfair advantage, and may request that the buyer bump up the purchase price to close on the home. While you may be paying most or all of the costs to purchase the home, you need to remember that if the short sale lender and its investor are taking a big hit in allowing the short sale to proceed, they want to make sure they are getting the most out of the sale. If your appraisal is at about the purchase price and you provide the appraisal, you can only hope that the short sale lender comes back shortly with an approval on the sale. With a short sale, the seller’s lender holds all the cards. If you want to get the deal done at the price you offered for the home, you’ll have to play by the lender’s rules. For more details, consult with a real estate attorney. For more information, call Glink’s radio show at 800-9728255 on Sundays from 9 to 10 a.m., write to Real Estate Matters Syndicate, P.O. Box 366, Glencoe, IL 60022 or visit www.thinkglink.com.

Photos courtesy Midtown Homes

Midtown Homes Silverton model at Boise Village North is one of six floor plans in the Rocky Mountain Series featuring large lots, 1,100-1,920 finished square feet and two-to-four-car garages.

Free Landscaping at

Boise Village North Limited time July special on new models; larger lots, big garages, and more space PAID ADVERTORIAL

M

idtown Homes is offering a July landscaping special on several new homes through the end of next week to celebrate the opening of its new model complex. The six models in the Rocky Mountain Series range in price from $184,900 to $234,900 and for a limited time Midtown Home is giving away free front yard landscaping on select newly built Keystone, Silverton, and Ponderosa models.

848 LIBRA COURT - $219,900 The Keystone at 848 Libra Court

offers over 1,634 finished square feet with a three-car garage with four full bedrooms and three full bathrooms and an unfinished basement. The home is in a cul-de-sac and backs to a greenbelt and is eligible for free front yard landscaping. Kitchen features include wood floors, two pantries, and a bar with granite like HD laminate. The home has a large master bedroom suitable for a king size bed with a walk-in closet and has a beautiful bathroom with two sinks, a linen cabinet, and a walk-in shower with seat and upgraded tile surround.

2132 VIRGO CIRCLE - $212,400 The Silverton at 2152 Virgo Circle is a three-bedroom, two-bathroom ranch with a three-car garage and 1,280 finished square feet. The home is on a large corner lot and is eligible for the free front yard landscaping. The kitchen is equipped with 42-inch alder kitchen cabinets with a hand rubbed nutmeg stain, stainless steel appliances, and up-

graded flooring. This home has an open floor plan with vaulted ceilings in both the kitchen and great room and bay windows in the dining room. The home is well equipped with a large master bedroom and a five piece master bathroom and large second and third bedrooms.

1125 CAELUM COURT $201,900

VISIT MIDTOWN HOMES Take time to come visit the Midtown Homes sales office to find out more about the MidtownGreen program and the benefits of purchasing a Midtown Home. Hours: 10 a.m.-6 p.m. daily Address: 1899 E. 11th St., Loveland For more information: Call 970-456-4600, email info@ newmidtownhomes.com.

The Ponderosa at 1125 Caelum Court is the new single family version of the very popular duplex plan which sold out in less than a month in the fall of 2010. This three-bedroom, two-bathroom ranch is located on a quiet cul-de-sac and has vaulted ceilings, a full basement, and an extra-large two-car garage with full sized windows. The kitchen

www.newmidtownhomes.com. has wide plank wood flooring, a walkin pantry, large kitchen island, and sliding doors out to a slab patio. Additional features include a walkin shower in the master, side-by-side main-floor laundry, and a study with French doors.

Free front yard landscaping Bring in this coupon to receive free front-yard landscaping on select Keystone, Silverton and Ponderosa models at Boise Village North.

Midtown Homes Offer expires 7/24/11.

The kitchen of the new Keystone model at 848 Libra Court.

Buying a home that needs work? Call the experts in FHA 203(k) renovation financing. An FHA 203(k) mortgage allows you to finance both your home purchase and renovation with a single loan. Call now to learn more. Vivian DeVoe, VP Mortgage Banker, 970-227-4702 Loans and rates subject to credit approval. FHA conditions and restrictions apply.

www.HomeStateBank.com

(970) 203-6100 Think big

Bank small


E2

Saturday Reporter-Herald July 16, 2011

$200,000 - $299,999

FEATURED PROPERTIES - UP TO $199,999 OPEN HOUSE SATURDAY 11-3

OPEN HOUSE SAT & SUN 12-5 PM

Peakview Meadows, Berthoud

1920 New Hampshire St., Loveland KENDALL BROOK SUBDIVISION

New Construction, 4 Great floorplans and 20+ lots to choose from, all customizeable. Prices starting in the mid $190’s. eaasy access to Loveland, Fort Collins - Longmont and I-25.

OPEN SATURDAY 1 - 3 PM

OPEN HOUSE SATURDAY 11AM-1PM

SALES OFFICE OPEN SUNDAY 11-1

406 Gypsum, Johnstown, CO 80534

9500 Prairie Way, Loveland

Warberg Farm at Chapman Reservoir

FREE FRONT YARD LANDSCAPING W/ SPRINKLER SYSTEM! Gourmet kitchen w/ granite countertops & center island. Wood floors. Master w/ 5 pc bath. A/C. Full unfin bsmnt & 3-car garage on corner lot. $299,900

Well maintained 3 bedroom ranch home in the Rocksbury Ridge Subdivision. Open floor plan, two sided fireplace and luxury master bathroom. 2 ca garage, fenced yard and convenient location makes this home a must see.

Fantastic 1.80 ac property at Carter lake. Mobile home on property could be used temporarily until home is built.Less than 1/2 mile to boat ramp and store. Owner financing available $199,900 #619789

OPEN Sunday 11-1 2+Acre Lake front & horse lots starting $225,000 water tap included. Surface rights, walk paths, parks, boat docks, fishing and peace garden.

Connie Salazar Cottage Realty 970-227-3893 www.lovelandcorealestate.com

Sirmula Lansky Coldwell Banker (970) 691-0468 sirmulacb@aol.com sirmula.lansky@coloradohomes.com

Kurt Albers Century 21 Humpal, Inc. 970-321-1224 Kurt.Albers@century21.com www.allcoloradohomes.com

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.warbergfarmatchapmanreservoir.com

Chris Rampone Century 21 Humpal, Inc. 970-430-0845 Chris.Rampone@century21.com

$300,000 - $399,999 OPEN SAT & SUN 2:00-4:00 PM

OPEN HOUSE SAT & SUN 12:20-3:30

BUILDERS MODEL FOR SALE OPEN HOUSE 12 TO 4 THURS.-MON.

27847 Arikaree Rd., Loveland

3402 Creede Court, Loveland

3464 Peruvian Torch Drive, Loveland, CO

975 Prism Cactus Circle, Loveland

Great 1 acre property in Indianhead Estates on corner lot with 3 car attached garage PLUS separate 2 car/shop! Room for your RV’s! Like new home. $379,000.

A new & spacious ranch w/a WALKOUT bsmt, inviting open kit/dng area/great rm. Blt for energy savings w/ 9 ft ceilings thru out 2x6 const/8ft high garage dr. UPGRADES thru out. Built by Weinland Homes.

Looking for Maintenance-FREE* lifestyle? Open floor plan, patio home w/2 bdrms/2 baths, granite kitchen island, backs to green belt with mountain views! Convenient location. MLS#622329. $323,400

Custom 3 bdrm/2 bath ranch,open floor plan w/slab granite in kitchen, hardwood floors, alder cabinets & trim, designer tile, 3-car garage, composite deck w/amazing views. MUST SEE! MLS#613207. $389,750

Cory Roberts Premier Lifestyle Realty (970) 215-9913 plrealty@qwestoffice.net

Venna Hillman ERA Herman Group/Glen Marketing 970-663-4522 venna@glencompanies.com www.DakotaGlen.com

Venna Hillman ERA Herman Group/Glen Marketing 970-663-4522 venna@glencompanies.com www.DakotaGlen.com

Maurine Garretson Coldwell Banker Plains Real Estate, Inc. 970-396-9597 maurinegar@aol.com www.coldwellbanker.com/local/plains

$400,000 - $499,999 OPEN HOUSE SAT.& SUN. 1-4

Visit our website at

BUILDERS MODEL FOR SALE OPEN HOUSE 12 TO 4 THURS.-MON.

homeandrealtyguide.com

$500,000 +

WINDSOR ACREAGE!

OPEN SAT. 1-3PM

OPEN HOUSE SATURDAY 11-2PM

Just West of Loveland on Reservoir Drive

8799 Longs Peak Cir., Windsor

728 Beaver Court, Loveland 80537

3714 Coyote Trail, Berthoud

Introducing Pittington Ranch! Panoramic views, open floor plans, room for your horses! 90 plus acres of riding space. Model home open! 13 homesites to choose from, starting in mid $400’s.

Stunning 2 story located in one of Northern Colorado’s most desirable estate communities. Almost 3,000 sqft finished with 4 beds, 3 baths, & a TO DIE FOR kitchen!!! MLS#654768. $465,000.

New carpeting, a fully finished basement , first- floor master suit , with separate vanities, many upgrades through out home using the best of everything.

Magnificent 4 bd, 4 ba 2 story home with spectacular views. Wonderful 3.81 acre horse property with 3 stalls and heated tack room. Enjoy the views from the deck or relax by the fireplace. $699,000

John Mathey Premier Lifestyle (970) 481-5512 info@pittingtonrach.com www.pittingtonranch.com

Paula Harder Coldwell Banker Plains Real Estate,Inc. 970-539-1315 pharder@coldwellbanker.com www.coldwellbanker.com/local/plains

Gayle Schink Prudential Rocky Mountian, REALTORS 970-215-4771 gschink@prurmr.com www.prudentialrockymountain.com

Todd Murray Century 21 Humpal, Inc 970-290-8899 Todd.Murray@century21.com

saturday

Online + Print = a Powerful Combination!

sunday

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

$130,000

NE LOVELAND

4725 HAHNS PEAK DRIVE #102

1-3

THE GROUP, INC.

970-481-1250

FROM $140’S NW LOVELAND

43RD & WILSON AVE

12-5

COTTAGE REALTY

970-532-5900

STARTING $150’S

MILLIKEN

110 TRADERS LANE

12-3

THE GROUP, INC.

STARTING 970-567-0907 $150’S

$155,900

SW LOVELAND

1219 GARD PLACE

12-2

THE GROUP, INC.

720-231-7138

$164,750

NW LOVELAND

1245 BARETTA DRIVE

1-3

$169,900

NW LOVELAND

4403 ELLIOT PLACE

$189,900

NW LOVELAND

$192,500

ADDRESS

HRS

OFFICE

43RD & WILSON AVE

12-5

COTTAGE REALTY 970-532-5900

MILLIKEN

110 TRADERS LANE

12-3

THE GROUP, INC.

$169,900

NW LOVELAND

4403 ELLIOT PLACE

12-5

COTTAGE REALTY 970-215-0515

THE GROUP, INC.

970-690-9459 $182,000

SW LOVELAND

811 SOUTH VAN BUREN AVENUE

204

THE GROUP, INC.

970-222-0679

12-5

COTTAGE REALTY

970-215-0515 $189,900

NW LOVELAND

3255 ADELAIDE PLACE

1-3

THE GROUP, INC.

970-227-6489

3255 ADELAIDE PLACE

1-3

THE GROUP, INC.

970-631-2257 $219,000

WINDSOR

620 MOONGLOW DRIVE

1-4

THE GROUP, INC.

970-391-8838

NW LOVELAND

2553 STEAMBOAT SPRINGS STREET

12-2

THE GROUP, INC.

970-481-1250

$239,000

NW LOVELAND

4496 HAYLER AVE

12-5

COTTAGE REALTY 970-532-5900

$219,000

WINDSOR

620 MOONGLOW DRIVE

1-4

THE GROUP, INC.

970-391-8838 $239,900

WINDSOR

7411 PIMLICO DRIVE

12-5

THE GROUP, INC.

$235,000

SW LOVELAND

2989 8TH STREET SW

1-3

THE GROUP, INC.

970-962-6832

$239,000

NW LOVELAND

4496 HAYLER AVE

12-5

COTTAGE REALTY

970-532-5900

$264,900

BERTHOUD

COLLINS PARK SUBDIVISION

1-3

RE/MAX ALLIANCE 970-566-4627

$239,900

WINDSOR

7411 PIMLICO DRIVE

12-5

THE GROUP, INC.

970-290-8097 $269,000

NW LOVELAND

1506 FARMLAND ST

12-2

THE GROUP, INC.

970-481-1250

$264,900

BERTHOUD

COLLINS PARK SUBDIVISION

1-3

RE/MAX ALLIANCE

970-566-4627 $284,900

NW LOVELAND

1529 DRYLAND STREET

12-2

THE GROUP, INC.

970-218-1891

$269,000

NW LOVELAND

1506 FARMLAND ST

12-2

THE GROUP, INC.

NW LOVELAND

4355 RIDGWAY DR

12-5

COTTAGE REALTY 970-532-5900

$279,900

NE LOVELAND

1040 WISTERIA DR

10-12 THE GROUP, INC.

NW LOVELAND

1920 NEW HAMPSHIRE ST

12-5

COTTAGE REALTY 970-227-3893

$284,900

NW LOVELAND

1529 DRYLAND STREET

12-2

THE GROUP, INC.

$298,664

NW LOVELAND

4355 RIDGWAY DR

12-5

COTTAGE REALTY

970-481-1250 $298,664 970-218-1891 $299,900 970-218-1891 $315,000 970-532-5900

NW LOVELAND

2821 LOGAN DRIVE

1-3

THE GROUP, INC.

$299,900

NW LOVELAND

1920 NEW HAMPSHIRE ST

12-5

COTTAGE REALTY

970-227-3893 $323,400

SW LOVELAND

¼ MILE WEST OF WILSON ON 14TH STREET SW / 12-4 HWY 402 TO THE DAKOTA GLEN SUBDIVISION

GLEN MARKETING 970-663-4522 TEAM, ERA

$323,400

SW LOVELAND

¼ MILE WEST OF WILSON ON 14TH STREET SW / 12-4 HWY 402 TO THE DAKOTA GLEN SUBDIVISION

GLEN MARKETING TEAM, ERA

970-663-4522

NW LOVELAND

4445 WALDEN AVENUE

12-3

THE GROUP, INC.

$339,900

BERTHOUD

1723 WALES DRIVE

1-3

RE/MAX ALLIANCE

970-669-1234 $339,900

BERTHOUD

1723 WALES DRIVE

1-3

RE/MAX ALLIANCE 970-669-1234

$379,000

JOHNSTOWN

27847 ARIKAREE RD

2-4

NW LOVELAND

4730 GEORGETOWN DRIVE

12-3

THE GROUP, INC.

$389,750

SW LOVELAND

975 PRISM CACTUS CIRCLE

12-4

COLDWELL BANKER 970-396-9597 $389,765 GLEN MARKETING 970-663-4522 TEAM, ERA $389,750

SW LOVELAND

975 PRISM CACTUS CIRCLE

12-4

GLEN MARKETING 970-663-4522 TEAM, ERA

$389,765

NW LOVELAND

4730 GEORGETOWN DRIVE

12-3

$389,900

SW LOVELAND

4481 RIBBON COURT

10-12 THE GROUP, INC.

SW LOVELAND

PITTINGTON RANCH – RESERVOIR DRIVE

1-4

PREMIER LIFESTYLE970-481-5512

STARTING $400’S

SW LOVELAND

PITTINGTON RANCH – RESERVOIR DRIVE

1-4

PREMIER LIFESTYLE 970-481-5512 $460,000

NW LOVELAND

2096 VISTA DRIVE

1-3

THE GROUP, INC.

970-481-2692

$460,000

NW LOVELAND

2096 VISTA DRIVE

1-3

THE GROUP, INC.

970-481-2692 $519,900

SW LOVELAND

363 MEADOWSWEET CIRCLE

1-3

THE GROUP, INC.

970-631-9101

THE GROUP, INC.

PRICE

LOCATION

FROM $140’S NW LOVELAND

$338,950

PHONE

970-567-0907

970-290-8097

970-227-7742

970-567-0907

970-567-0907

970-567-0907 STARTING 970-690-1735 $400’S

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS


Saturday Reporter-Herald July 16, 2011 E3

Regional Snapshot for Loveland/Berthoud Residential

Mortgage rate update

Home & Real Estate is produced every Saturday by the Loveland Reporter-Herald.

This week Last week Trend

EDITORIAL INFORMATION 635-3656 DISPLAY ADVERTISING 669-5050 CLASSIFIED ADVERTISING 635-3650

March

April

May

30-year fixed

4.48%

4.57%

15-year fixed

3.63%

Active Listings Previous Year Active Listings

960 1099

966 1126

1004 1117

Sold Listings

105

137

126

5/1 ARM

3.05%

3.73% 3.14%

$206,025 $234,500

$212,500 $199,900

$200,000 $214,500

Average Days on the Market Previous Year ADOM

123 126

155 119

107 118

Year to Date Listings Sold Previous Year YTD Listing Sold

258 263

395 401

521 559

Median Sales Price Previous Year Median

For home and real estate advice, features and information, visit www.homeandrealtyguide.com

‘Going out of town? Don’t miss your local news.

www.reporterherald.com/e-edition w

NEW NORTHERN COLORADO HOMES Enchantment Ridge FROM THE $140’S* TO $350’S

$6,000 BUILDER INCENTIVE THIS MONTH**

750 W. Eisenhower Blvd., Loveland

669-1234

Each office independently owned & operated

view vi iew w more mo properties at:

www.HomesInColorado.com

OPEN SUNDAY 1-4 P.M. 2052 Stage Coach Dr, Milliken

OPEN SAT & SUN 1-3 P.M. 1723 Wales Dr, Berthoud

JUST LISTED 1049 Meadow Place, Loveland

Beautiful former model home. 42” cherry cab, hardwood flrs & granite countertops, stainless steel apl. Great room has tile fireplace. Fully fenced, landscaped corner lot w/a covered patio w/a fire pit. Lots of space in finished 3 car garage plus security system.

Great split style ranch with unobstructed mountain views and backs to open space. Oversized three car garage, large granite island in kitchen, plus lots of custom features. Located in Matthew Farm.

RV/Boat Pkg, no HOA, 3 Car Gar, Kit. Remodel, HUGE Patio, Fenced Yard, 10ft Vehicle Gate & Shed! NE Loveland close to shopping & schools. South facing, corner lot on a cul-desac & desirable location.

$224,900 | MLS #658868

Call Clyde Lutton 218-9160

clutton@comcast.net

$339,900 | MLS #643192

$225,000 | MLS #660458

Connie Gliott and Lisa Moore 566-4627 | 566-4629

Call Franci Wunderlich 667-1828

www.YourHouseInColorado.com

NW Corner of Wilson & 43rd St.

OPEN SAT & SUN 12-5

• 5 piece baths / • 4 car garages • Privacy fencing / • Ranch / 2-Stories • Built Green / • Energy Star • Immediate Possession **$4,400 in The Cottages. With purchase & closing of home- Offer Expires 7/31/11

4496 Hayler Avenue, Loveland 4403 Elliot Place, Loveland

970-532-5900

JUST LISTED www.1015W32nd.com

PRICE OpenREDUCED House www.4568Mead.com Loveland

www.3377Crowley.com

Beautifully landscaped, well-maintained tri-level near sculpture park; four bedrooms, finished basement, spacious kitchen, fireplace. Store card table & chairs in special slot. Cedar closet! A/C.

Cozy & Comfortable. Great light in this 3 bedroom, green built, ranch. Wood floors in kitchen, dining area & hallway; 2 bathrooms on main floor. Insulated basement, 2 car garage, Fenced Back Yard.

Gorgeous & spacious home in Hunter’s Run, backs to greenbelt, hardwood & Terraza tile floors, stainless steel appliances, 3 car, 4 bedroom, office, finished basement with exercise, media room & game area.

(*w/ qualifying special financing)

$222,500 | MLS #660546

$190,000 MLS #622656

Call Nanci Garnand

Call Nanci Garnand

www.LivingInLoveland.com

www.LivingInLoveland.com

622-1846 or 227-1327

622-1846 | 227-1327

$350,000 | MLS # 653937

Call Nanci Garnand 622-1846 | 227-1327

www.LivingInLoveland.com

Open Houses This Weekend - www.thegroupinc.com NEW LISTING

NEW CONSTRUCTION

NEW LISTING

SATURDAY 1:00-3:00

SATURDAY & SUNDAY 12:00-3:00

SATURDAY 12:00-2:00

SATURDAY 1:00-3:00

4725 Hahns Peak Drive #102, Loveland 2 bdrm, 2ba, main floor condo on the lake. Neighborhood pool/clubhouse/gym w/ spectacular views! Upgrades include storm door which leads to entry, spacious living rm w/fireplace, A/C, kitchen w/upgraded maple cabinets, hardware, colonial doors, light fixtures & mstr w/ceiling fan, walk-in closet, 2 sinks & soaking tub.

110 Traders Lane, Milliken Pick your own fixtures, carpet & colors. Wonderful ranch style & 2-story home plans to choose from. Your choice of 3 great subdivision to live in – Settlers Village – Colony Point or Centennial Farms. VALUE YOU CAN SEE… QUALITY YOU CAN COUNT ON with a WINDMILLS HOME. Visit us at 110 Traders Lane in Settlers Village.

1219 Gard Place, Loveland All brick ranch w/large family room addition. Sunny southern exposure from living room. Unfinished basement. Oversized 1 car garage & additional storage in the shed. Alley access with lots of space between this home and the homes behind. Competitively priced and being sold “as is”.

1245 Baretta Drive, Loveland South-facing spacious 4-level on a large lot. New carpet and interior paint. Pre-inspected and Blue Ribbon Home Warranty for your peace of mind. Lawn and sprinkler system will be installed.

$130,000

Prices starting in the $150’s

$155,900

$164,750

MLS# 660659

MLS#

MLS# 658522

MLS# 660226

Call John Simmons

Call Tracy Wilson

Call Emily Moore

Call Miki Roth

481-1250

567-0907

(720) 231-7183

690-9459

NEIGHBORHOOD POOL

NEW LISTING

SUNDAY 2:00-4:00

SATURDAY & SUNDAY 1:00-3:00

SATURDAY 12:00-2:00

FRIDAY - SUNDAY 1:00-4:00

SATURDAY 1:00-3:00

811 S. Van Buren Avenue, Loveland This house is an ‘over achiever’. Over-the-top- kitchen remodel. Tharp custom cabs, marmoleum floor, tile counters. Mstr suite w/huge walk-in closet. Modern master bath in bsmt. Incredible 1/4 ac. RV parking, patio, deck & no HOA

3255 Adelaide Place, Loveland Kitchen has SS appliances, tile backsplash, wood floors, maple cabinets & pantry. 2 bedroom, 3 bath luxury end unit townhome. Loft, perfect for office or exercise room. 2 closets, huge tiled tub, double sinks & fantastic shower in master. Unfinished basement. Looks out to open space.

2553 Steamboat Springs Street, Loveland Beautiful ranch style home offering an open floor plan with 3 bdrms, 2 baths and a 2 car attached garage. South-facing lot, fenced yard, vaulted ceilings, kitchen island, plenty of cabinets, custom tile and so much more. Come and see this beautiful home as it will not last!

620 Moonglow Drive, Windsor New Homes starting in $190,000s! Ranch & 2-story plans. Personalize your home from framing to finish! Miles of bike trails, open space & parks. Windmills sales office in Greenspire Sub located on SW corner of Saratoga & Moonglow!

2989 8th Street SW, Loveland Large master on the main level. Large upper level bedrooms and loft as well. Cozy main level family room and living room. Vaulted ceilings. Fireplace in living room. Private yard with relaxing deck and mature landscaping. New roof in 2011. Potential for RV/boat parking.

$182,000 MLS# 658435

Call Kathleen Hollerbach

970-222-0679

$189,900 MLS# 653469

Call Bob Skillman 631-2257 Saturday and Rob Mygatt 227-6489 Sunday

$192,500

$219,000

$235,000

MLS# 660825

MLS# 648489

MLS# 660250

Call John Simmons

Call Rita Greywood

Call Cindy Kurtz

481-1250

391-8838

962-6832

SATURDAY & SUNDAY 12:00-5:00

SATURDAY & SUNDAY 12:00-2:00

SATURDAY 10:00-12:00

SATURDAY & SUNDAY 12:00-2:00

SUNDAY 1:00-3:00

7411 Pimlico Drive, Windsor Brand new, beautiful 3 bedroom, 2 1/2 bath home with loft, 2 car garage, covered patio and basement on oversized lot backing to open space. Our homes offer incredible value with high quality and energy efficiency in a serene setting. Ask about our builder incentives. Prices starting at $239,900.

1506 Farmland Street, Loveland Beautiful universal ranch style home in Taft Farms. Open floor plan with great room, breakfast bar, and large kitchen. 36” doorways & hallways, ADA compliant baths (can convert to normal bath), low rise shower stall, high rise toilets, roll-under sinks. Basement level with caregiver/guest suite. Covered deck & entry.

1040 Wisteria Drive, Loveland All new: carpet on main & upper levels, kitchen countertops & tile backsplash, tile floors in all baths. Vaulted ceilings. Main level family room w/gas fireplace & classy built-ins. Professionally finished basement w/bedroom, office & rec room. New exterior paint. 3 car garage. Huge corner lot. Retractable awning over large patio.

1529 Dryland Street, Loveland Brand new ranch style home built in Taft Farms by Keirns Construction. 3 bedrooms, 2 baths and a 3 car garage. Several other plans and lots to choose from. Call for details.

2821 Logan Drive, Loveland Professionally 4bd/3ba, 3070 sf. remodeled home! The kitchen has travertine tile, stainless steel appliances! Wood floors throughout the main floor! Lots of special touches are found everywhere! It feels like home the minute you enter!

$239,900

$269,000

$279,900

$284,900

$315,000

MLS# 647541

MLS# 644880

MLS# 639167

MLS# 624979

MLS# 660462

Call Kristen Specketer

Call John Simmons

Call Mark Moran

Call Mark Moran

Call Sally Lee

290-8097

481-1250

218-1891

218-1891

227-7742

SUNDAY 12:00-3:00 4445 Walden Avenue, Loveland Vaulted ceilings, fireplace, wood floors in living, dining & kitchen. Custom tile work thruout. Slab granite, walk-in pantry & black appliances in kitchen. Finished basement has media room/rec room and 2 bedrooms. Oversized back patio & covered front porch. Backs to open space and recreation trail.

SATURDAY & SUNDAY 12:00-3:00

SATURDAY 10:00-12:00

SATURDAY & SUNDAY 1:00-3:00

SUNDAY 1:00-3:00

4730 Georgetown Drive, Loveland 3 car finished garage. Finished bsmt w/wet bar, entertainment center & fireplace. Energy Star Score of 71 w/dual fuel furnace, A/C, tankless water heater & power humidifier. 3cm granite countertops, convection oven, microwave, chimney vent hood & refrigerator in kitchen.

4481 Ribbon Court, Loveland Super clean 4 bedroom, 3 bath, 2 story home on .38 acre w/ mountain & water views. Wood & tile flooring on main. New kitchen w/slab granite, newer SS appliances w/GE 5-burner gas range/oven & French door refrigerator. 4 car tandem garage. Entertainment Trex deck. Fun Urban style basement.

2096 Vista Drive, Loveland Located on the 10th Fairway of the Olde Course in Loveland. 2 Offices, formal living & dining rooms, large kitchen & great room. Slab granite counters & back splash, wood floors. Mstr walk-in has custom built-ins. Jetted tub & huge shower. Mature yard. 3-car garage, workshop and heated driveway.

363 Meadowsweet Circle, Loveland Exclusive sanctuary w/ private rec trail, ponds, mtn & lake views. Master w/Travertine bath. Kitchen w/chiseled granite countertops, knotty alder cabinetry & SS appliances. Guest bedroom, den w/see-thru fireplace & great room w/skylights on main. 2 add’l bedrooms offer walk-ins. Front pergola courtyard & back deck.

$338,950

$389,765

$389,900

$460,000

$519,900

MLS# 651341

MLS# 653844

MLS# 649924

MLS# 644585

MLS# 655955

Call Tracy Wilson

Call Tracy Wilson

Call Maribeth Bergan

Call Diana Luthi

690-1735

481-2692

Call Jack Tregenza

567-0907

567-0907

631-9101


E4

Saturday Reporter-Herald July 16, 2011

H&RE Front Range Gardening

H&RE Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

Loveland • 16th LLC from Andrade Family Revocable Trust, 1707 E 16th St, Loveland, $340,000, home • David & Maria Alvarado from Fannie Mae, 1813 Agate Ct, Loveland, $174,000, home • Stephan Sparacio from Sarah Gipple, 950 Longspur St, Loveland, $292,500, home • Michelle & Cade Cropper from Scott Kilgore, 515 Mahonia Pl, Loveland, $179,800, home • A lan Jantzen from Scott Lenart, 3488 S County Road 13, Loveland, $555,000, home • Gina Lamont from Teresa Louis, 606 Adams Ave, Loveland, $162,000, home • Monty & Karla Forehand from Robert Matthews, 3810 Pregel Ct, Loveland, $514,000, home • Darrell Wilkes from Craig Novak, 2708 Valley Oak Dr, Loveland, $375,000, home • Donald Froien from Dawn Peters, 4743 Maggie Ct, Loveland, $318,000, home • Brent Eggers from Marina Plano, 3708 Verbo Rd, Loveland, $290,000, home • Robert & Mary Raynolds from John Slagle, 12024 Puma Gulch Rd, Loveland, $165,000, home • John Burke from Guy Smith, 1657 Ridgecrest Dr,

Loveland, $430,000, home • Michael Foss from Sold Already LLC, 2648 N County Road 29, Loveland, $133,500, home • Gary Brazill from Nathan Strauch, 2719 Frederick Dr, Loveland, $141,000, home • Resident from Alrry Heckel, 6825 Apache Rd, Loveland, $129,500, home • Liam Weston from Fannie Mae, 1887 Dove Creek Cir, Loveland, $137,000, home • Maynard Lee from Ronald Girton, 3010 S Lincoln Ave, Loveland, $410,000, home • Pamela Mcgill from Oak Valley Homes LLC, 2980 Aricl Dr, Loveland, $249,000, home • Scott Brown from Oliver Shields, 4421 Sunshine Cir, Loveland, $168,000, home • Kathryn Huschka from Sweat Family Trust, 268 Acacia Dr, Loveland, $150,000, home • Janice Lenga from Christina Trout, 212 3rd St Se, Loveland, $143,500, home • Brian & Suzanne Stewart from Peter Vanderheiden, 2536 Anemonie Dr, Loveland, $194,500, home

Berthoud • Ralph & Debra Payne from Dana Lord, 5101 Gary Dr, Berthoud, $405,000, home • Stacey Geist from Lee Dejmal, 502 Redwood Cir, Berthoud, $209,900, home

Estes Park • Barbara Marshall from George Hurni, 1270 Devils

Gulch Rd, Estes Park, $650,000, home • Steven & Steve Buck from Frank Whyte, 821 Alpine Dr, Estes Park, $415,000, home • Craig & Robin Lovejoy from Roger D Carol L Sims Revocable, 830 Rockwood Ln, Estes Park, $635,000, home • Michele & Brian Holaway from Steven Lane, 647 Little Prospect Rd, Estes Park, $335,000, home • Herbert & Mary Sampson from Craig Lovejoy, 633 Park River Pl, Estes Park, $345,000, home

Johnstown • Lori & Karl Eckinger from Ryland Group Inc, 51 White Wing Ct, Johnstown, $237,600, home

Windsor • Carole & Ronald Sondrup from Patricia Smylie, 34310 Weld County Road 13, Windsor, $331,800, home • James & Carolyn Albritto from Hartford Homes Inc, 7093 Crystal Downs Dr, Windsor, $449,100, home • Douglas Woods from Ronald Korngiebel, 6503 Half Moon Bay Dr, Windsor, $380,000, home • Frank & Mary Iliff from Dwain Dickey, 653 Goose Lake Ct, Windsor, $290,000, home • Leland Dutro from Melody Homes Inc, 1657 Chelms Ford Ct, Windsor, $221,000, home

Cindy’s Featured Listings

Cindy Kurtz 970-613-0700 office

1040 Wisteria Dr., Loveland

$279,900

Recent price reduction & brand new upgrades incl new carpet, new kitchen countertops, full custom backsplash, new tiled floors in 3 bathrooms, new refinished wood floors throughout the kitchen and main level. Vaulted ceilings, main level family room w/gas log fireplace & classy built-ins. New exterior paint, 3-car garage, huge corner lot, retractable awning over large patio. MLS# 639167

2916 Purgatory Creek Dr., Loveland $362,900 Gorgeous detached patio home. Hard to find heated 4-car garage. This home features many upgrades including, slab granite countertops, wood floors, knotty alder trim, doors, beautiful Tharp cabinets, full unfinished basement. Fish, bike and hike on 2 neighborhood lakes and trails. MLS#653305

Sun safe gardening ing temperatures work in our favor by driving us indoors during the heat of the day. Cool mornings and t nurtures the seeds evenings are the best time warms the soil; with it to garden and stay sun safe. the plants we love blos• Be smart when using som. But the sun that’s sunscreen. SPF rating will warm on our face is also tell you two things: how wreaking havoc on our skin, strong the sunscreen is and and gardeners need to be how long it will last. Lotion savvy about sun protection. with SPF 15 blocks 93“Sun does a lot of good; percent of UVB, SPF 30 it’s good for mental health 96-percent; beyond that and makes you feel great. there is a diminishing reAnd 10 to 15 minutes per turn on benefit versus cost, week is what you need for says Buller. “It’s impossible vitamin D,” said Mary to block a hundred percent Buller, Chair of the Skin UVB, so the higher numbers Cancer Task force of the — that often cost more — Colorado Cancer Coalition. might not be a good pur“But more people are getchase.” ting Melanoma in Colorado Better to purchase slightthan in the rest of the Unitly lower numbers and reaped States. It’s a combinaply more often, but to ention of three things: our alsure protection, know how titude, 300 sunny days per long your sunscreen lasts. year, and outdoor lifestyle.” Though that is unique to That outdoor lifestyle is each person, Buller gives a what puts gardeners at risk, simple equation for planputtering away in our yards ning reapplication. “Take under the broiling sun. That the number of minutes it we spend more time out takes for your skin to redthere once we’re older inden and multiply it by the creases the chances for skin SPF. The total is the length cancer, since cumulative exof time, in minutes, that posure over a lifetime is sunscreen will work.” For part of the risk factor. example, if you redden in 12 “Scientists had been minutes and use SPF 30, thinking that the most danyou should reapply it every gerous sun exposure you get is as a child; but a new study shows older humans can get just as much risk, or you make it worse,” she said, by heading outdoors once retirement arrives. Since gardening is a popular pastime, keep yourself safe with a few tips: • Schedule your gardening around peak UV hours of 10 a.m. to 4 p.m. Climb-

CAROL O'MEARA CSU EXTENSION

I

six hours. Not reapplying sunscreen often enough is one reason many end up sunburned, says Buller, but how you apply it is also a factor. A full ounce should be slathered on each time you apply it, using the two-finger method found on their website, sunsafecolorado.org/. Keep in mind sweating reduces the length of time between applications, sometimes as often as every 40 minutes. A combination of cover up and sunscreen is the best option for gardeners, so toss on a wide brimmed hat, slacks, and shirt with long sleeves before heading out. Inexpensive, lightweight, sun protective clothes made from wicking fabric take the heat out of covering up, and you won’t have to start spending more on your wardrobe for weeding than you do for your tools. But if your budget prevents you from purchasing new clothes, grab a long sleeve shirt from your closet; as long as the fabric is tightly woven it helps. “Hold it up to the light, and if you can’t see light coming through it, that’s best.” Darker colors absorb UV, while white is better at reflecting it.

970-679-1545 office direct

970-962-6832 mobile

1219 Gard Pl., Loveland

$155,900

Solid brick ranch with large family room addition and brand new roof. Over 1400 sq. ft on main level & unfinished basement. Upstairs bds all have wd flrs. Private back yard, oversized one car garage & additional storage in the shed. The lot also has alley access and tons of space between this home and the houses behind. This home is very competitively priced and is being sold “as is”. MLS #658522

5200 Crystal Ln., Loveland

$339,900

A mountain type get-away right in town! Access decks or balconies from nearly every room. Newer stainless steel appl & maple cabinets. Light & bright sunroom is accessible from master bedroom & kitchen. Oversized 2-car attached garage and separate 728 sq. ft. heated garage or artist’s studio. Beautiful landscaping and an in-ground pool. MLS# 657935

www.thegroupinc.com

Carol O’Meara is with CSU Extension in Boulder County. Contact her at 303-678-6238 or comeara@co .boulder.co.us.

Front Range Gardening


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