Saturday Reporter-Herald August 20, 2011 D1
www.reporterherald.com • Saturday, August 20, 2011 • Reporter-Herald Real Estate H&RE Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.
Loveland
• Resident from Marian Bartholf, 3041 Aspen Dr, Loveland, $182,000, home • Jon & Vicki Kunkel from Bruce Campbell, 807 Foote Ct, Loveland, $154,900, home • Mark Gaboda from Eli Gabriella, 1510 Peacock Pl, Loveland, $118,000, home • Adam & Emily Lum from Jason Gage Jason, 1229 E 3rd St, Loveland, $153,900, home • Cameron & Jennifer Danielson from Barry Kelly, 2816 Sterling Dr, Loveland, $329,900, home • Kevin & Koreen Gonzales from Loveland Midtown Development I, 1132 Caelum Ct, Loveland, $214,900, home • Elizabeth Levane from David Priddy, 3408 Logan Ave, Loveland, $195,000, home • Julie Letzring from Kenneth Starlin, 421 Madison Ave, Loveland, $118,500, home • Joseph & Heidi Lyons from Clayton Hall, 628 W 4th St, Loveland, $375,000, home • Charles Zitting from Sean Hydinger, 1707 Elk Springs St, Loveland, $152,500, home • Eric Meehan from Heather Maxon, 1024 W 44th St, Loveland, $259,000, home • Rhonda Kitsmiller from Sean Dailey, 731 21st St Sw, Loveland, $140,000, home • Jacob Starks from Fannie Mae, 2420 W 22nd St, Loveland, $145,000, home • David Balsiger from Marlene Franklin, 4645 Hahns Peak Dr Unit 104, Loveland, $118,000, condo • Gloria Atteberry from Darlene Harris, 1468 Capulin Dr, Loveland, $165,000, home • Steve & Karen Koch from Home State Bank, 2319 W 8th St Unit A1, Loveland, $125,000, condo • Hung & Mitsuki Ha from Kenneth Kellum, 1814 Winchester Ct, Loveland, $193,000, home • Vincent Deely from Patricia M Roberts Trust, 1109 Westridge Dr, Loveland, $345,000, home
• Evan & Bailey Huwa from Daniel Ritsch, 1317 Arthur Ave, Loveland, $151,000, home • Resident from Charles Saunderswhite, 5901 Sacajawea Way, Loveland, $465,000, home
Berthoud
• Chris & Christy Downey from Jonathan Yapoujian, 1821 Haase Ct, Berthoud, $412,200, home
Estes Park
• Earl & Stephanie Mccrea from SK Investments LLC, 1451 Cedar Ln, Estes Park, $345,000, home • Josiane & Jonathan Edy from JDN Holdings LLC, 560 Fall River Ln, Estes Park, $575,000, home
Johnstown
• Anadda Cole from Ryland Group Inc, 2724 White Wing Rd, Johnstown, $253,900, home • Rene & Lucinda Sosa from Fannie Mae, 1619 Pintail Ct, Johnstown, $190,000, home • Audra Foust from Jonathan Martin, 425 Saint Charles Pl, Johnstown, $128,700, home • Quincie & Edward Krenkel from Jeremy Hull, 3552 Maplewood Ln, Johnstown, $298,000, home • Kirk & Patricia Witulski from Oakwood Homes LLC, 5097 Ridgewood Dr, Johnstown, $275,200, home • Patrick Hooker from Jason Scritchfield, 7591 E Cr Unit 18, Johnstown, $435,000, condo
H&RE Real Estate Matters
Beware Big Box Scam
Be on high alert when it comes to mortgage fraud ILYCE GLINK TRIBUNE MEDIA SERVICES Question: I'm confused about something. I received a notice in the mail recently that my mortgage loan with a big box lender was being modified. I have two mortgages, and neither is with that big box lender. But I wanted to find out what was happening, so I called the number in the notice I received. The man who answered the phone said he was with a law group in California and talked with me about my balances, the values and chances to lower at least one interest rate. I gave him no personal information. The man indicated he was serving as a broker for the big box lender. He said he'd email me some documents, and I should fax them back to him. I haven't received anything yet. There is a website for his group, but I'm still queasy about all this. How do I know whether this is a scam? Answer: I don't know whether the person that contacted you by mail is
Windsor
Featured Properties T GH U BO
Don A. Riedel 970.679.8265 cell
• Kevin Kerr from Melody Homes Inc, 1647 Merton Ct, Windsor, $330,900, home • John & Cheri Lohnes from Preo Belmont Ridge LLC, 4610 Pompano Dr, Windsor, $273,800, home • Eric Rice from Prestige Homes LLC, 317 Telluride Dr, Windsor, $217,600, home • Carrie Hartman from Relo Direct Inc, 1095 Ridge West Dr, Windsor, $471,500, home
Real Estate Matters
EExperience Counts, Especially Now! Ex
Milliken
• Matthew Everitt from Fed Home Loan Mtg Corp, 1550 S Haymaker Dr, Milliken, $137,500, home • Angela Cosgray from Christine Smith, 1997 Pioneer Dr, Milliken, $157,500, home
so be that this person has other ideas in mind that could harm you. You certainly can try to see if the company that this person works for is legitimate, whether the company has complaints against it with the Better Business Bureau, or whether people have filed complaints against that company in court or with the attorney general in your state or in the state where he is located. Given the potential harm that could have come to you from calling a number that was sent to you, you were wise not to reveal any personal information. You're always better off protecting your personal informaa fraud or not. What I can tell you is tion and finding people on your own that you are probably better off find- to help you refinance a loan or negoing yourself a mortgage broker or tiate a loan settlement. mortgage lender in your area to help One final thought: Some lenders you out if you're thinking about refi- are offering to modify loans for cusnancing your mortgage. tomers since interest rates have fallWith all the kinds of fraud that en to new historic lows. This sort of goes on these days, you always action comes out of the loan retenshould be on high alert when anyone tion department; these companies contacts you out of the blue with an are trying to proactively keep boroffer to save you money. Since you rowers from shopping around and did not solicit that offer and you finding a new lender. But you don't know the source, you are right wouldn't be contacted by a law firm. to view it as suspect. Instead, your lender would contact It may be that the gentleman who you directly. Since you don't have a contacted you is legitimate. But, on loan with the big box lender you the chance that he is not, you are were contacted about, there's no way better off finding your own people to they could be modifying your loan. help you out. You already know that whoever sent you the solicitation did For more information, call not actually have the Glink’s radio show at correct information for 800-972-8255 on Sundays you or your loan. from 9 to 10 a.m., write to Real it His mailing may have Estate Matters Syndicate, P.O. may been a way to entice Box 366, Glencoe, IL 60022 or alyou to call him (which visit www.thinkglink.com. you did). Innocently, he might be qualified to help you out. However,
970.669.1234 office
driedel@remax.net
3585 LEOPARD ST, LOVELAND
Blackbird Knolls ranch style with finished basement. Open floor plan with cathedral ceilings, gracious kitchen with eating bar, formal dining room, & open living room. Main floor laundry plus master with extra retreat space, 2nd bdrm includes Murphy bed. Double garage with 3rd car parking pad. $219,900 MLS #658822
T AC TRDING N COPEN
T GH U BO 1596 ANGORA DR, LOVELAND
Blackbird Knolls two story with full basement. Huge master suite with own 5 piece bath, 3 other large bedrooms on upper level. Living room with fireplace, kitchen with hardwood floor, extra large pantry, laundry on main level. Newly poured concrete “patterned” patio. Across street from large neighborhood park.
$255,000 MLS #653555
W NE
G TIN LIS
www.RiedelGroup.com 4461 ANDORRA CT, LOVELAND
2951 CULEBRA PEAK DR, LOVELAND
Curb appeal Plus on this ranch style cutie, Full finished basement, 5 total bedrooms, formal dining room and informal breakfast area with gas log fireplace, main floor laundry, vaulted ceilings. Honestly, the back yard of this home is just like a City Park! Fully fenced and sprinkled yard. Already radon mitigated. Please move fast on this one!
Rush to see!! Ranch style with full finished basement, 3 car oversize garage, a total of 5 bedrooms, two family rooms (one is 27’ x 47’), formal dining room, cherry kitchen w/granite & sunny breakfast nook, access to one of the most stunning decks in the area, and a yard that defies description!
$249,000 MLS # 662274
$525,000 MLS # 663378
Buying a home that needs work? Call the experts in FHA 203(k) renovation financing. An FHA 203(k) mortgage allows you to finance both your home purchase and renovation with a single loan. Call now to learn more. Vivian DeVoe, VP Mortgage Banker, 970-227-4702 Loans and rates subject to credit approval. FHA conditions and restrictions apply.
www.HomeStateBank.com
(970) 203-6100 Think big
Bank small