Saturday Reporter-Herald September 25, 2010 E1
Real Estate Matters
www.homeandrealtyguide.com • Saturday, September 25, 2010 • Reporter-Herald
$8,000 Buyer Credit at Boise Village North The costs of retiring with a mortgage ILYCE GLINK TRIBUNE MEDIA SERVICES
A
mortgage is a mortgage, even if you’re only paying 4 percent on a 30-year fixed-rate mort-
gage. The trouble with mortgages is that they tend to last up to 30 years, unless you move, get a 15-year mortgage or figure out a way to pay down your debt on a monthly or yearly basis. If you don’t pay down your debt or sell your home, you’ll be paying your lender a monthly payment for the next 360 months in a row. That’s not such a big deal if you’re 30. If you get a 30-year mortgage you’ll pay it off by age 60, well before you hit full retirement age. Except that most people don’t live in the same place for 30 years. And if they do, odds are they don’t have the original mortgage they used to buy their property. Let me explain: While baby boomers and their parents tend to live in the same place for decades, they’ve refinanced their mortgage over and over again. As you may have heard, while property values were seemingly skyrocketing over the past decade, millions of Americans tapped into those paper values, doing cash-out refinancing in order to pay for everything from new cars to fancy vacations to high-end kitchen renovations and additions to college tuition bills. But when the housing boom turned into a bust and property values began to collapse, it became clear that millions of Americans had over-extended themselves and are now trapped in homes that were less than the amount owed on the property. But even though those homeowners still have equity in their properties, they’re saddled with 15- and 30year mortgages that are set to run for at least another decade or two. Many baby boomers, the first wave of whom were born in 1946 and will start turning 65 next year, are having trouble making monthly mortgage payments that seemed easy when priced on interest-only loans featuring below-market teaser rates. The Pew Research Center recently found that 55 percent of all Americans are earning reduced income, thanks to layoffs, forced furloughs and limited bonuses. A lot of baby boomers who ought to be in their prime earning years fall into this category. And it doesn’t help that real estate property taxes are rising even as housing prices are falling. Higher property taxes, insurance premiums and maintenance costs are squeezing homeowners who can hardly make their payments as it is. In fact, baby boomers are having trouble paying many of their living expenses, including their mortgage. According to a new survey by Generation Mortgage and Zogby International, 64 percent of baby boomers who are supporting parents and children (often known as the “Sandwich I See GLINK/Page E5
Midtown Homes Offers Phase 1 Closeout Special RH PAID ADVERTORIAL
M
idtown Homes is presenting a great opportunity for prospective home buyers: an $8,000 buyer credit as its phase one closeout special for homes in the Boise Village North subdivision. Midtown Homes and Bank of America will pay up to $3,000 towards closing costs when you use its discount lender, as well as a $5,000 credit.
HOMETOWN SERIES At Boise Village North, homes range in price from $149,900 to $214,900 with finished square footage ranging from 893 to 1,634. All homes have full or partial basements with at least two egress windows, rough-in for an extra bathroom, and blanket insulation. The Home Town Series features Phase 1 models such as The Monarch, The Granby, and The Telluride, which are eligible for the $8,000 buyer credit. Income qualified buyers on select lots may be able to purchase new homes at $10,000 off base model prices.
Photos courtesy Midtown Homes
The Granby, a 2,072 square-foot ranch priced from $174,900, offers three bedrooms, two bathrooms, an oversized two-car garage and 1,036 finished square feet, and is eligible for an $8,000 buyer credit. To see the Granby, visit www.thegranbymodel.com.
ent stain selections, stainless steel ter bathroom, master bedroom walk-in closet, a covered entry, and kitchen sink, ice maker waterline concrete patio. and PROFLO chrome kitchen faucets. Other home features inTHE KEYSTONE clude a ceramic floor tile entry, People looking for a lot of space light knockdown texture on walls and ceilings, brushed nickel hardor looking for a home for a large ter bathroom, master bedroom ware, six panel or Sonoma style family find the Keystone a good walk-in closet, desk nook, and a option. The Keystone has a double doors, brushed nickel hardware, covered front porch. deep garage to park three cars, as six-by-six-inch tile shower surrounds, elongated toilet bowls and well as extra space to finish a THE NORTH PARK PROFLO chrome bath faucets. recreation room and fourth bedThe North Park has a lot of finroom. This multi-level home, ished square footage and home ABOUT BOISE VILLAGE NORTH priced from $209,900 to THE MONARCH features for its price including an $214,900, is a 2,211 square-foot With homes prices starting in If you are looking for great value extra large covered front porch, an three-bedroom and two-and-onethe $140s, Boise Village North is a extra fourth room for a study or at an affordable price, the half bathroom home. The Keystone unique combination of affordable bedroom, a built-in fireplace, and a Monarch is an excellent option. features 1,634 finished square prices and quality construction. five-piece master bath. This twoThis ranch home, priced from feet, a partial unfinished baseThe community features more story, priced from $199,900$149,900 to $159,900, is a 1,786 ment, kitchen pantry, master bed- than eight diverse floor plans with square-foot two-bedroom and one- $202,400, is a 2,301 square-foot room walk-in closet, patio and covcustom build features, two-car bathroom home. The Monarch fea- three-bedroom and two-and-a-half ered entry. garages, beautiful yards and full bathroom home. The North Park tures 893 finished square feet, a basements. features 1,623 finished square feet MIDTOWN OFFERS QUALITY full unfinished basement, mainBoise Village North is centrally and additional features including a CONSTRUCTION floor laundry, a covered porch, and located in Loveland, just minutes master bedroom walk-in closet and master bedroom walk-in closet. All Midtown homes are designed from Interstate 25 and U.S. Highcovered patio. and built to provide energy effiway 34. The community is located THE GRANBY NEW ROCKY MOUNTAIN SERIES ciency, lower energy bills, and a close to grocery and shopping One of Midtown Homes best healthy and comfortable environMidtown Homes at Boise Village ment. Homes leverage smartly de- amenities at Wal-Mart, Centerra, selling floor plans, the Granby, is a and Downtown Loveland and has North has recently started conranch floor plan at an unbeatable signed features including Low-E struction on the new Rocky Moun- vinyl double-pane windows, insulat- immediate features access to great price. This ranch home, priced tain Series, which feature larger from $174,900 to $178,900, is a ed exterior doors, a more efficient schools, excellent medical facilities. Many parks, trails and recrehomes and lots with front loading 90 percent gas forced Hi-E Trane 2,072 square-foot three-bedroom garages and three-car garage opand two-bathroom home. The furnace and a programmable ther- ational areas in Loveland can be accessed through the walking and tions. These homes are eligible for mostat. Granby features 1,036 finished bike path that run adjacent the square feet, a full unfinished base- up to $3,000 towards closing Midtown offers higher density community. ment, an oversized two-car garage, costs. Examples of homes include: insulation products, as found in covered porch and patio, and masTo locate the Midtown Homes the Snowmass, including R-10 THE SNOWMASS ter bedroom walk-in closet. Basement Blanket insulation, R-38 sales office from U.S. Highway 34 People looking for a ranch-style Attic insulation, and R-13 Batting. (Eisenhower Boulevard), take THE TELLURIDE home with lots of square footage Whirlpool appliances are used and Boise south to 11th Street. The ofat a low price chose the SnowPeople looking for lots of finfice is located at 1899 11th St., ensure that the appliance packmass. This duplex home, priced ished square footage without the Loveland. ages guarantee low energy use from $174,900 to $176,200, is a extra price choose the Telluride. with high comfort and durability. For more information visit This multi-level home, priced from 2,400 square-foot three-bedroom www.boisevillagenorth.com or call Kitchens feature oak, alder, or and two-bathroom home. The $179,900 to 189,200, is a 1,650 maple cabinets with several differ- 970-456-4600. Snowmass features 1,200 finished square-foot three-bedroom and square feet, a full unfinished basetwo-bathroom home with a bonus ment, covered entry, a kitchen fourth room for a study or fourth pantry, main-floor laundry, and bedroom. The Telluride features master bedroom walk-in closet. All 1,375 finished square feet, a partial unfinished basement, deck off Snowmass models comes fully the back, kitchen island, and mas- landscaped and includes air conditioning. ter bedroom walk-in closet.
Models open at Boise Village North 10 a.m.-6 p.m. daily
THE CRESTED BUTTE
THE SILVERTON
For people that love to cook and entertain, the Crested Butte has an extended kitchen and living room area. This ranch, priced at $184,900, is a 2,270 square-foot two-bedroom and two-bathroom home. The Crested Butte features 1,135 finished square feet, a full unfinished basement, a large kitchen and living room/entertainment area, large kitchen pantry, main-floor laundry, four-piece mas-
One of Midtown’s favorite ranch floor plans, the Silverton is the largest ranch home and has an upgrade to a three-car garage. This ranch home, priced at $199,900204,900, is a 2,560 square-foot three-bedroom and two-bathroom home. The Silverton features 1,280 finished square feet, a full unfinished basement, an optional third car garage, kitchen pantry, main-floor laundry, five-piece mas-
The Snowmass, a 2,400 square-foot duplex priced from $174,900, offers three bedrooms, two bathrooms, a two-car garage, and 1,200 finished square feet. To see the Snowmass, visit www.thesnowmass.com.
Inside this week’s Home & Real Estate
Real Estate Transactions Listings from Front Range properties recently sold
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2010 LBAR Installation and Awards
Property of the Week 474 Arrowhead Dr., Loveland
Director y
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Page E4
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Saturday Reporter-Herald September 25, 2010 E2 Olympian Ln Unit B, Estes Park, $200,000, condo • Tina Hofmann from Berthoud, $130,000, home Forward Kenneth C & Tina • Clay & Rebecca SherC, 2201 High Dr, Estes rill from Mountain River Park, $390,000, home Ranch Estates L, 2251 • Michael & Linda Mountain River Rd, Hansen from Leigh MariBerthoud, $427,000, home anne S, 799 Heinz Pkwy, Estes Park, $484,000, home Estes Park • Joseph Dealey from • Timothy & Jill Walrath Robert F Roberta J Risch from Broady Family Trust Trust, 3001 Carriage Dr, A, 2625 Marys Lake Rd Estes Park, $325,000, Unit 19a, Estes Park, home $312,000, condo • Pedersen Trust from • Cynthia Koliski from Swann Dennis R & Mary H, Smith Justin E & Anne C, 1996 Uplands Cir, Estes 925 Elk Ridge Ct, Estes Park, $450,000, home Park, $388,000, home • George & Mollie Johnstown Wittman from Giordano • Charles Coons from Thomas A & Lois L, 1791
H&RE Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.
Loveland
Oakwood Ct, Loveland, $307,000, home • John & Patricia Graves from Menke David A & Cherie L, 6342 Sea Gull Cir, Loveland, $272,000, home • Teri & Kendra Roark from Oak Valley Homes LLC, 335 Carina Cir Unit 105, Loveland, $149,000, condo • Kathleen Gerace from Richmond Justin B, 1606 Pinyon Ct, Loveland, $158,000, home • Ciifford & Loraine Ertelt from Varble Carole S, 1843 Halfmoon Cir, Loveland, $219,900, home • Sheryl Brown from Wapiti Holdings LLC, 2421 Albany Ave, Loveland, $185,000, home • Bryan & Amy Arney from Litton Ln Servicing Lp, 1575 Wellington Ct, Loveland, $147,000, home • Roland & Patricia Schilling from Aspen Homes Colorado Inc, 3853 Fletcher St, Loveland, $253,100, home • Sheryl Johnson from Danielson Luke A & Brent, 515 E 10th St, Loveland, $144,000, home • Anthony & Caroline Staiano from Deutsche Bank National Trust C, 1305 36th St Sw, Loveland, $156,400, home • Thomas & Debra Englert from Frederick Sheryl, 925 Crabapple Dr, Loveland, $400,000, home • Otter LLC from Hangar Over LLC, 5833 Langley Ave, Loveland, $1,490,000, home • Ronald & Billie Colson from Hsbc Bank Usa, 1124 Carlene Dr, Loveland, $168,000, home • Eva Knight from J N LLC, 5278 Deer Meadow Ct, Loveland, $485,000, home • Carolyn Taylor from Obriant Kelly P & Colleen H, 530 E 4th St, Loveland, $195,000, home • Taryn & Todd Stesen from Oneil Jana Beth, 2740 W 46th St, Loveland, $168,000, home • Ultimate LLC from Us Bank, 3518 Adena Ct, Loveland, $167,500, home • Kevin Forster from Yeagle William C Jr, 6422 Sea Gull Cir, Loveland, $350,000, home
• James & Michelle Minor from Comstock Andrew S & Tammy L, 1518 Bentgrass Dr, Loveland, $281,000, home • Crystal Lamarr from Crappa Michael T & Patricia J, 4139 Rocky Ford Dr, Loveland, $162,500, home • Jeff Hulbert from Kiodamkee Properties LLC, 1020 W 8th St, Loveland, $158,000, home • Douglas Livin from Petersen Paul H, 4440 Fruita Dr, Loveland, $355,000, home • Sondra Friedrichsen from Spicka Sharon C, 3153 Crooked Wash Dr, Loveland, $321,000, home • Brian Combs from Williams Ranae R, 101 S Railroad Ave, Loveland, $175,000, home • 210 Inc from 210 Properties LLC, 210 E 29th St, Loveland, $1,211,100, home • Melissa Tubaya from Aley Susan M, 1280 22nd St Sw, Loveland, $181,500, home • Anthonie & Ashleigh Ros from Amen Clara Jean, 430 W 12th St, Loveland, $110,000, home • Robert & Suphornphit White from Berka David & Amanda, 1950 Creede Ave, Loveland, $240,000, home • Richard Ranabargar from Bishop Kenneth E, 325 Lilac Pl, Loveland, $230,000, home • Micky Buerger from Cates Clint, 2596 W 45th St, Loveland, $187,000, home • Charles & Diane Miller from Endres Thomas G, 1650 Uncompahgre Dr, Loveland, $382,300, home • Aaron Jecminek from Federal Home Ln Mortgage Corp, 4179 Peach Tree Ct, Loveland, $161,500, home • Mark & Liza Hatcher from Federal Home Ln Mortgage Corp, 267 Snow Goose Ave, Loveland, $192,000, home • Ron & Pat Griggs from Loretitsch Gary & Nancy, 605 Moose Ct, Loveland, $195,000, home • Briton Kreutzer from Berthoud Loveland Midtown Development I, 1774 E 9th St, • Patrick & June Loveland, $169,900, home Macarelli from Federal • Philip Martin from Lux Home Ln Mortgage Corp, 420 Franklin Ave, John A & Kristin R, 6318
Mortgage rate update 4.31%
4.52%
15-year fixed
3.79%
3.89%
5/1 ARM
3.30%
3.38%
dice N, 208 Kits Pl, Johnstown, $261,500, home • John & Connie Stimmel from Ryland Group Inc, 2714 S Muscovey Ln, Johnstown, $228,800, home • Lynda Miller from Ryland Group Inc, 202 Saxony Rd, Johnstown, $240,000, home • Joshua & Kendall Robinson from Bennis Karen E, 1853 Green Wing Dr, Johnstown, $223,000, home • John Howard from Fed Home Loan Mtg Corp, 1841 Wood Duck Dr, Johnstown, $214,900, home I See Transactions/Page E6
750 7 50 W W.. E Eisenhower iisenh senh howerr Loveland Lovel land
669-1234
view more properties at: www.HomesInColorado.com
Billie Myers 481-1883 billiemyers@coloradohomesale.com 721 S. St. Vrain, Estes Park Priced right! Main level living in this well kept 3 bed/2 bath ranch, w/ wood floors, formal dining, & large living room w/ cozy wood burning fireplace. Oversized heated 2 car garage offers loads of storage & workshop. Fenced yard w/ mature trees plus views of Lake Estes. MLS #633699 $269,000
PRICE REDUCED
Jea Jeannine “J9” D DiGuglielmo 689-4824 1039 10 39 77th th S Street treett Pl Place, Berthoud St
WOW! New carpet carpet, paint & more! Master SUITE + 3 additional beds. 2 baths, laminate floors, mature landscaping, water feature, backs to open space, RV/Boat parking, large lot, shed & cul-de-sac. $0 co-pay home warranty. $165,000
PRICE REDUCED
OPEN SATURDAY 1-3
Sarah Long 214-9185
2216 22 16 A Arikaree, rik ikaree, LLoveland 3bedroom 3bedroom, 3 bath 1/2 duplex duplex. Great Location! Beautifully maintained. Nice yard with patio and gazebo.. $159.900
JUST LISTED
OPEN SATURDAY 1-3
This week Last week Trend
30-year fixed
Oakwood Homes LLC, 3860 Cedarwood Ln, Johnstown, $171,500, home • Michael & Milissa Stewart from Fannie Mae, 1817 Chesapeake Cir, Johnstown, $151,000, home • Lester & Stella Bradshaw from Kufeke R Peter & Diane, 1117 Country Acres Ct, Johnstown, $240,000, home • Derrick Carey from Marks John W & Sharon, 504 Pebble Beach Ave, Johnstown, $150,000, home • Robert & Sandra Dimarco from Miller Lynda, 134 Muscovey Ln, Johnstown, $330,000, home • Richard Lemke from Robertson Scott T & Can-
Jea Jeannine “J9” DiGuglielmo D 689-4824
4033 EE.. 88th 40 th S Street, treett, Loveland St CUTE Old Town charmer Bungalow with a lot of storag storage, including easy access unfinished attic area. Large lot, with oversized one car garage and storage shed. 3 BDRM/1 BA. MLS #631486 $125,000
Home & Real Estate is produced every Saturday by the Loveland Daily Reporter-Herald.
Jea Jeannine “J9” DiGuglielmo D 689-4824 4049 40 49 Trinidad Drive, riive, Loveland Triinid idadd D
OPEN SUNDAY 1-3
Updated Clean Updated, Clean,Bright Bright,Spacious&ready!Wellmaintained Spacious & ready!Well maintained yard w/ large concrete patio & raised garden beds. South facing home for chance of less shoveling in the winter & sprinkler system for summer. 3 BD/2 BA. MLS #638083 $188,000
Brad Rowe 461-4241 www ww www.BuyandSellColorado.com w.Buya yandSellCo 2521 25 21 M Mary B Beth th D Drive, Loveland eth
PRICE REDUCED
Spacious living room with vaulted ceiling and a gas ga fireplace. The kitchen has stainless steel appliances & a gas stove. 5 Piece master bath with walk in closet. Finished basement. 2,529 sq. ft. 3 bed/4 bath. MLS #625289 $231,500
PRICE REDUCED
EDITORIAL INFORMATION 635-3656 DISPLAY ADVERTISING 669-5050
Nanci Garnand 227-1327 622-1810 www.Li www.LivingInLoveland.com LivingInLovelan
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Townhome 2 Bedrooms & Loft Townhome, Loft, 22.55 bathrooms bathrooms. Open flo floorplan, A/C & Fireplace. Oversized 2 car garage, main floor laundry. Unfinished basement. 5 piece Master bath, Kitchen open to Dining & Living areas. $192,500
Nanci G Garnand 22 227-1327 62 622-1810 www www.LivingInLoveland.com .LivingInLovelan L
OPEN SUNDAY 2 SHARP www.2128sTaft.com www.21 2128 28sTTaft ft.com
Now $200 $200,000 000 Reduced from $250 $250,000. 000 Bring an offer offer! Ranch style home on 1.57 acres. FA Zoning. Lots of updating has been done. Call to see! Separate entrance to basement. Out buildings for storage.
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Close to hospital hospital, bike trail trail, Boyd Lake and shoppping shoppping. RRanch with vaulted ceilings, kitchen island, fireplace, central air, finished basement and a nicely landscaped yard. MLS #636465 $179,900
Great Price! Super modern design design, custom upgrades upgrades, energy efficient, two master suites, full unfinished basement, bamboo flooring, tank-less water heater, two balconies & European cabinets. MLS #628847 $193,900
Saturday Reporter-Herald September 25, 2010 E3
H&RE Real Estate
Rebuilding the
American Dream was needed again. Downing spoke about her beliefs in personal property rights and a free market society and encouraged memhe theme of this year's Lovebers to protect those rights. land-Berthoud Association of “We believe every man and woman Realtors Annual Installation should have the opportunity to own and Awards Dinner held Thursday the dirt beneath their feet,” she said. evening was Rebuilding the American “Your community needed you nine Dream. years ago, and they need you again,” After being presented with the gav- she said. el, incoming president Billie Jo Down“You are the reliable source to your ing recalled how she was at the podifamily and friends in regards to real um nine years ago for the same event estate,” she said. after 9/11. Everyone was in shock, These trying times will not last forshe said. “No one was selling real esever and there will always be peaks tate.” and valleys in the industry, Downing said, and the board can work with you At that speech Downing said she in the tough times. challenged members to help people achieve homeownership and that they The outgoing president Renae had met that challenge. Now, with the Hupp reported on the events of the country in economic crisis their help past year including LBAR’s many phi-
JENNIFER LEHMAN SPECIAL SECTIONS REPORTER
T
LBAR’s Rookie of the Year JENNIFER LEHMAN SPECIAL SECTIONS REPORTER
B
ob Skillman of The Group, Inc. was named Rookie of the Year at the Loveland Berthoud Association of Realtors 2010 Annual Installation and Awards Dinner Thursday night. Last year's Rookie of the Year, Realtor, Matt Thompson also with The Group, Inc., presented the award to Skillman. “It's definitely an honor to be selected by your peers, over the past year just trying to get into
RH Photo / Jade Cody
LBAR’s legal council, Oliver Frascona, installs the incoming Board of Directors. lanthropic efforts. Hupp recognized the 2009/2010 committee chairs and board of directors. Hupp also recognized the multiple Realtors being honored for their more than 25 years of Realtor membership. Jim Deis with Deis and Associates, LLC and Don Riedel with The Group, Inc. were recognized for over 35 years of membership. Jerry Crawford with Re/MAX Action Brokers was recognized for 40 years of membership and Harold Moore at Re/MAX Alliance was recognized for 45 years of membership. Oliver Frascona, the association’s legal council, installed the board of directors for the coming year. Hupp presented the President's award to Scott McCrary of Premier
this field and working hard and to be recognized is just an awesome feeling, very humbling,” Skillman said. Thompson said Skillman's life reads like a good book, each chapter building onto the next. Throughout Skillman’s life he has continuously been connected to building and development in one way or another, working on construction in college, as an industrial arts teacher at Walt Clark Middle School Middle School, protecting homes as a firefighter and fire inspector and working as Safety and Security Manager at Poudre Valley Water Authority. In between all of this, Skillman had been working on getting certified to be a licensed Realtor and one day, long-time friend and local Realtor, Ceri Anderson, stopped him on the road in her car as Skillman was walking his dog, deciding what to do as a grown up, he joked. She asked him why he didn’t get that real estate licensed finished up, and “here I am,” he said,
Lifestyle Real Estate, the hardest decision she had made all year, she said. Hupp chose McCrary because he had been a mentor to Hupp since she first started in the business. “Without Scott McCrary, I would not be standing here as president on the way out,” Hupp said. Jack Atchison with Exodus Moving and Storage was named Affiliate Member of the Year, Bob Skillman was named Rookie of the Year and Kurt Albers was named Realtor of the Year. Realtor Cindy Kurtz, CARHOF Committee Chair, recognized 1st Choice, Realtors as the Major Supporter of Colorado Association of Realtors for Housing Opportunity Foundation or CARHOF, for the second year in a row.
“loving every minute of it.” Skillman said hard work and continued involvement in the community and with LBAR, and working to turn this business into a profession, is why he was chosen as Rookie of the Year. Skillman said he loves the work because he gets to help people. “Helping people find their dream is very gratifying.” Skillman said the tools he has learned have also allowed him to help those facing foreclosures and other issues. Skillman grew up in Fort Collins and has been in Loveland since the start of his professional career in 1984. He said he feels fortunate to be able to continue working in Loveland and a part of the Loveland and Northern Colorado community.
LBAR's CARHOF funds went to Berthoud Habitat for Humanity, Alternatives to Violence and Neighbor to Neighbor. Kurtz also presented Larimer Homeownership Program with a $10,000 check, grant money received through CAR from NAR grant funds that go to state Realtor association foundations to increase housing opportunities for working families. CAR used their $100,000 in grant funds to assist people in downpayments on their homes. Larimer Homeownership Program provides downpayment assistance to households in Loveland and Larimer County earning less than 80 percent area medium income, Kurtz said.
RH Photos / Jade Cody
Bob Skillman receives the award for Rookie of the Year from Matt Thompson.
Open Houses This Weekend - www.thegroupinc.com PLENTY OF LIVING SPACE!
SUNDAY 11:00 - 1:00
SUNDAY 1:00 - 3:00
FRIDAY-SUNDAY 1:00 - 4:00
1918 21st Avenue, Greeley - Plenty of living space in this warm and wonderful 4 bedroom brick ranch in Glenmere Park. Hardwood floors, finished basement with rec room for all your entertaining needs and a spacious, private back yard complete this well-maintained home.
743 SW 18th Street, Loveland - This Bi-level offers a recently updated kitchen w/wood floors, new apps, countertops & ligh ng. Newer hot water heater, windows, roof, huge family room w/wood burning fireplace & oversized 2-car garage. Large deck off the kitchen for backyard BBQ’s, sprinkler system & a large lot & no HOA’s!
255 Carina Circle #104, Loveland - Granite counters, SS appl, wood flrs, vaulted ceilings, fireplace & full bsmnts. They are going fast! HOA covers water, sewer, trash, exterior maintenance & insurance, landscape & snow removal, cable, clubhouse, pool & hot tub.
$150,000 MLS#637644
Call Tracy Wilson 567-0907 NEIGHBORHOOD POOL
SATURDAY/SUNDAY 1:00 - 3:00 475 Lyra Place, Loveland - Luxurious owners’ suite w/5-piece bath & large walk-in closet. 2 a/c units. Vaulted ceilings, transom windows and decora ve pillars in this sharp 2 story. Alder cabinets in the spacious kitchen. Large yard for barbecues has sprinkler system. Unfinished basement for future expansion. Oversized 2 car garage.
HUGE PRICE REDUCTION!
$179,000 MLS#639660
Call Diana Luthi 481-2692
SATURDAY 1:00 - 3:00 353 Indiana Avenue, Berthoud - Brand new carpet and kitchen flooring! Warm wood finishes adorn this spacious home. There are 3 bedrooms plus addi onal office space, 3 baths, oversized 2 car garage and detached shop/studio with 220 electric. A huge deck overlooks large mature backyard and there is boat/RV parking. Only 1 block from Ivy Stockwell.
Priced From $151,000
$189,900
MLS#624039
MLS#615783
Call Georgena Arne 481-9801
Call Cindy Kurtz 962-6832
IMMEDIATE OCCUPANCY!
SATURDAY 1:30 - 3:30
SUNDAY 1:00 - 3:00
SATURDAY/SUNDAY 12:00 - 5:00
SATURDAY/SUNDAY 12:00 - 5:00
1586 Persian Avenue, Loveland - This beau ful, 3 bdrm, 2 story is ready for your family. Oak kitchen w/cherry finished cabinets, formal dining, breakfast nook, custom deck, Huge master suite 20 x 16 adjoined by private 14 x 18 si ng area, full fenced yard/sprinkler.
1215 W 50th Street, Loveland - This lovely home is located in Alford Meadows with easy access to either Loveland or Fort Collins! Home features 3 bedrooms, 3 baths, 2 living areas plus lo ! Neighborhood features a pool and park area. This one has been well taken care of and it shows.
817 Brookedge Drive, Fort Collins - Fantas c ranch pa o home! Brand new construc on. This home offers 1,890 finished sq , 2 bdrms + a den, 2 full baths & a 2 1/2 car garage. A/C, fireplace, lots of great upgrades and standard features. All appliances, landscaping and fencing included.
939 Snowy Plain Road, Fort Collins - 2-story offers approx 2,496 finished sq + a full unfinished bsmt. 3 beds + a lo , 3 car tandem garage, Upgrades galore including all appliances, front yard landscaping & rear yard fencing! Views of Pelican Marsh open space from backyard.
$235,000
$254,000
$266,000
$297,462
$324,990
MLS#632261
MLS#624153
MLS#619637
MLS#637059
MLS#638267
Call Linda Sioux Stenson 215-9044
Call Don A. Riedel 679-8265
Call Michelle Hubbard 690-6706
Call Dianne Breneman 222-8549
Call Ma Thompson 443-9910
TUESDAY - SUNDAY 1:00 - 4:00
SUNDAY 1:00 - 3:00
SATURDAY 1:00 - 3:00
4635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Pa os in Thompson Crossing. 6 ranch plans, 3 car gar op ons, garden level lots, views, low HOA dues. Convenient loca on, yet tucked away; million $ sculpture walk, trail, open space close to I-25. Low maintanence living at it’s best!
SUNDAY 12:00 - 2:00
SATURDAY 1:00 - 3:00
104 Birdie Drive, Milliken - Ranch w/ full finished garden level basement. Main level features master suite w/ walkout to back deck. Kitchen w/ Viking gas range & oven & formal dining. Mini kitchen/wet bar in lower level. Oversized 3car garage & beau fully landscaped.
2044 Burbank Street, Berthoud - Completely updated Ranch with 4bds, 3 bths, exercise area, and more. Enjoy .45 acres with beau ful landscaping, enormous deck, and room for gardens. Oversized 3 car gar. 2 fireplaces, central AC, master suite with je ed tub, and addi onal guest retreat in basement.
459 Cape Dory Drive, Loveland - Overlooks Boedecker Lake. 2 covered decks. Hickory floors on the main level, hickory cabinets, new SS appliances, slab granite counter tops, & vaulted family room. Lo makes an ideal office/play room. Expansion of the daylight basement has begun w/a full bath.
402 Mariana Pointe Court, Loveland - 3 bedroom, 3 1/2 bath Pa o home in the gorgeous Mariana Bu e. Country Club living without the Country Club fees. 12x13 lo in the upper level. Alder cabinets, granite, huge deck for entertaining with mountain and water views. Hidden wine room.
MLS#607818
Call Val Schlageter 217-3464
$338,900 MLS#638455
Call Rich Gardiner 227-0964 MARIANA BUTTE GOLF COURSE
SUNDAY 1:00 - 3:00
SATURDAY 1:00 - 3:00
739 N Co Rd 23H, Loveland - Amazing close to town acreageNo HOA-No covs- 3 car garage + a 48x36 shop w/RV storage & a workshop- Wildlife galore-WOW! All of this AND a fabulous ranch style home w/an open floor plan including 4 beds + an office & a bright, finished walkout bsmnt w/a fam rm, rec rm&a wet bar. Surrounded by Mtn. and City Views.
530 Deer Meadow Drive, Loveland - Quality custom from Aus n Signature Homes. Enjoy the final opportunity for a lifestyle on Mariana Bu e Golf Course! Golf course lifestyle with no membership fees. Peaceful, quiet se ng with tranquil views that overlook golf course, water and the front range. Robert Walkowicz 377-4945.
$525,000
$899,000
MLS#635745
MLS#586010
Call Kathy Boeding 231-9073
Call Nancy Walkowicz 461-7136
$339,500
$419,900
MLS#639416
MLS#634847
MLS#632555
Call Jo Carney 310-1836
Call Cindy Ku n 391-4735
Call Denise Kloster 402-9100
A N EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE
Northern Colorado Real Estate Source The Real Estate Source is a magazine produced by me The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado.. (]HPSHISL MVY WPJR \W H[ V]LY KPZ[YPI\[PVU WVPU[Z PUJS\KPUN OV[LSZ NYVJLY` Z[VYLZ YLZ[H\YHU[Z JVMMLL ZOVWZ HUK .YV\W VMMPJLZ
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$485,000 39-317449
Priced From $329,000
rado rn Colo e h t r o N Source
tate s E l a e R w w w.
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Saturday Reporter-Herald September 25, 2010 E4
H&RE Property of the Week
H&RE Real Estate
Realtor of the Year
474 Arrowhead Dr., Loveland
Installation and Awards Dinner. Albers is a broker associate with Century 21, Humpal, Inc. The award, presented by 2009 Realtor of the Year Debbie Hansen, was given to Albers based on his customer service and leadership. JADE CODY SPECIAL SECTIONS EDITOR “Kurt has been a phenomenal leader in the community and the fter serving for 16 years in industr y,” Hansen said. He has served in a number of capacities the real estate industry in Colorado, Kurt Albers was in the community and held the honored as Realtor of the Year on positions of State Legislative Representative to the Colorado Sept. 23 at the LovelandBerthoud Association of Realtors Association of Realtors, and LBAR president in 2009. “It’s really a privilege — it takes your breath away that your peers determined that you’ve done a good job,” he said. “There are so many people that should have probably gotten it, people in the organization who put their heart and soul into being a Realtor. It’s a combined effort of all of us,” he said. Albers got his start in Longmont in 1994 as an unlicensed assistant RH photo/Jade Cody and began showing Kurt Albers was selected by his fellow Realtors homes in Loveland, when he as the 2010 LBAR Realtor of the Year.
Price: $325,000 MLS # 632527 Square feet: 3,842 square feet Bedrooms: Five Bathrooms: Three Contact: Visit www.474Arrowhead.com for a virtual tour, or call David Powell at 669-1234 or 481-5015.
Kurt Albers of Century 21 takes the honors
T
his spacious home, located in the Mariana Butte subdivision, has wood flooring in the master bedroom, living room and formal dining room. It has tile flooring in the entry and kitchen. The large home has a finished garden level basement with a large recreation room for entertaining. The location is ideal, as the home is close to the Mariana Butte golf course, several parks, an elementary school and several walking trails.
A
decided this is where he wanted to hang his hat. The best part of his job, he said, is handing a homeowner the keys and knowing you’ve done your job properly. “It’s all about the client.” As for the future, Albers said he’s going to continue working hard for his clients and fellow Re-
altors, including undergoing continuing education. He said there are new challenges and advantages as a Realtor today. While selling in the current market is more difficult, the technological tools afforded to Realtors has made the process more efficient. Albers will serve the coming year as LBAR treasurer and in
$200,000 - $299,999
FEATURED PROPERTIES - UP TO $199,999 NEW LISTING-OPEN HOUSE. SAT:1:00-3:00
NEW PRICE
PERFECT TOWNHOME, GREAT VALUE! | OPEN HOUSE SAT. 11-1
October will be the CAR Northeast District Vice President. He will always remember the honor of being chosen as Realtor of the Year. “This has been my biggest honor, my breath was just taken away. “Our reward is seeing a happy customer, and that’s what I believe.”
OPEN HOUSE SAT & SUN 12-3
PRICE REDUCED!
3281 McIntosh Ct.
302 Central, Severance
3754 Acacia Ct.
279 NORTH MADISON
4629 N Franklin Avenue
Precious Memories Begin Here! One owners’ home - shown with pride. Well maintained 3bd, 2ba, family rm, lg. fenced backyard, RV/ boat parking, flagstone patio, cul-de-sac. Great Buy! $183,500
Main floor master & look at the size of the bedrooms. 3 beds, 3 baths, high efficiency furnace in 2008, A/C, 3-sided fireplace in great room, new patio, open kitchen. MLS#627566 $199,000
WOW look what you can get for only $152,900!! This 3 bd/2 ba. home has been lovingly cared for and features a large back yard with patio, plum tree and gorgeous landscaping front and back. NO HOA
Most affordable new construction in Loveland. 3 bedrooms, 3 bathrooms, full basement, attached garage, wonderful kitchen w/all stainless appliances. Central air and much more. A must see at $155,800.
3 bed/3 bath home on a beautifully landscaped corner lot! Newer stainless steel appl., roof & paint. Hot tub room & sunroom. Large family room and oversized garage. MLS#634133 $214,900
Carolyn LaMaster Prudential Rocky Mountain, REALTORS 970-690-1596 c_j_lamaster@yahoo.com
Randy Moser Sears Real Estate (970)590-0935 / 330-7700 www.searsrealestate.com
Shelley Crews ERA Tradewind Real Estate 303-775-8405 shelley@shelleycrews.com www.shelleycrews.com
Ron Putlack 970-690-9880 rputlack@msn.com
Steve Baker Sears Real Estate 970-302-0879 / 970-330-7700 stevebakerrealestate.com
$200,000 - $299,999 NEW PRICE
JUST LISTED
OPEN HOUSE SAT. 2 TO 5
QUAINT & COZY BUNGALOW
1130 Black Hawk Rd, Eaton
968 Durum Ct, Windsor
Mirasol Senior Community 1294 Inca Dove Cir. - Loveland
1040 Wisteria Drive, Loveland
835 W 7th Street, Loveland
Nice open floor plan with vaulted ceilings, 5 beds, 3 baths, skylight in kitchen, pantry, breakfast bar & fireplace. Central air, insulated garage, 10x20 patio! MLS#632662 $209,900
Beautiful home that backs to Lake Osterhout. Great curb appeal, cul-de-sac & nice colors inside. Terrific backyard looking onto the lake. Vaulted ceilings & central air. MLS#639772 $209,900
2 bedroom, 2 bath ranch in lovely senior community. Model home with many extras! All stainless steel appliances included. $280K Madison & Finch St., look for flags! Office open wkdays 8-5.
Wood floors adorn the main level. Upgraded cabinets & new kitchen appliances. 4 bdrm + office, professionally finished basement. MLS# 639167. $295,000
New vinyl windows & vinyl siding. Main floor wood floors & coved ceilings. Finished basement. Water feature, gazebo, garden shed & fenced garden. RV/boat parking. MLS# 639565. $205,000
Randy Moser Sears Real Estate (970)590-0935 / 330-7700 www.searsrealestate.com
Randy Moser Sears Real Estate (970)590-0935 / 330-7700 www.searsrealestate.com
Mirasol Senior Community Mirasol Sales Team 970-635-5931 airwi@lovelandhsg.org www.mirasolseniorcommunity.com
Cindy Kurtz The Group Inc. Real Estate 970-962-6832 ckurtz@thegroupinc.com www.Cindy-Kurtz.com
Cindy Kurtz The Group Inc. Real Estate 970-962-6832 ckurtz@thegroupinc.com www.Cindy-Kurtz.com
$300,000 - $399,999 VILLAGES AT MARIANA BUTTE $327,000. OPEN HOUSE SUNDAY 1 - 4PM One of Northern Colorado’s finest Golf Course Communities. 4 bed, 3 Bath, 3-Car, 2 Story. Features include custom interior paint, granite counter tops, newer flooring, fabulous living and dinning rooms, main floor den, 2 story great room, large master 4688 Twin Peaks with bay window, fenced yard, all bordering an expanded green Rick L. Kelleher belt. This property is located on a Coldwell Banker cul-de-sac lot with island parking, Residential Brokerage 970-980-7218 plus lake and mountain views. A ricklkelleher@msn.com Must See Home at a Great Price!
$400,000 - $499,999 OPEN HOUSE SATURDAY 12PM-3PM
OPEN HOUSE SUNDAY 9/26/10 1-3 PM
PRICE REDUCED TO $399,000
6200 Becker Lane, Loveland
503 Eagle Crest Ct. - Loveland
500 1st St-Berthoud
Beautiful private setting! 5 bdrms, 3 baths. Country living close to town. Separate 2 car garage/workshop. Blacktop driveway, room for RV/boat. Great views from all windows, deck off master. $324,900 #626639
Need More Space?? Look no futher! Exceptional 4000+ sq ft home on almost 1 arce lot. 4BD, 5 BA , 3 car garage, with walkout basement. $439,000 MLS# 634744
Vintage 2-story Victorian built in 1906! 4BD, 2BA, 3284sf plus 1115sf attic w/ high ceilings & turret for extra living space. House & old barn sit on 1.56 acres. Excellent commercial potential!
Chris Rampone Century 21 Humpal, Inc. 970-430-0845 christopher.rampone@century21.com
Kim Schulz Prudential Rocky Mountain Realtors 970-481-1544 kschulz@prurmr.com
Marian Maggi 970-290-0908 marian@berthoudrealestate.com www.berthoudrealestate.com
$500,000 + OPEN HOUSE SAT. & SUN. 1-4 TRADES CONSIDERED
MILLION DOLLAR HOME INVESTMENT PRICE
NEW CUSTOM RANCH - 288 RESERVOIR
12422 W CR 18 E
Walkout bsmt., open floor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.
Paved to your driveway. 35 acres, 4bd, 4ba, 3car, 6177 sqft. Hardwoods, granite, ss app. Overlooks Flatirons Resv (lake). Walk-out basement. Huge master bath & closet. 2 main flr bedrooms. MLS#895811 Call:720-495-2481
39-317943
John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512
Karen Osborne Keller Williams Preferred 720-495-2481 okrestate@comcast.net http://12422cr18.willsellquick.com
homeandrealtyguide.com Your online and print resource for residential, commercial and land for sale
Saturday Reporter-Herald September 25, 2010 E5
H&RE Realtor of the Week
Contact: 970-962-6832, ckurtz@thegroupinc.com or www.cindy-kurtz.com
C
Designations, Affiliations & Accolades: Certified Residential Specialist, Certified New Home Specialist, Certified Negotiation Expert,
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25
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NEW NORTHERN COLORADO HOMES Enchantment Ridge
2
2
E 37th St.
STARTING IN THE $140’S*
US 287
S
Generation“) describe their financial situation as negative. Twenty-three percent of those polled have lost a job recently, and 24 percent have taken a cut in pay of benefits. Most notably, 78 percent of those polled are worried about having enough money to retire comfortably. “The Sandwich Generation is probably the most financially vulnerable demographic to result from the recession,” said Jeff Lewis, Chairman, Generation Mortgage Co., a large reverse mortgage lender. “They are unemployed or underemployed, financially supporting two generations in their family and are saddled with debt from bills and a mortgage. As this group
3 BR, 2 BA including 5 piece master, A/C, gas fireplace, granite counter tops, wood & tile floors, covered back patio & unfin bsmt $298,664
E 29th St.
OPEN HOUSE SAT. & SUN. 1PM-4PM
OPEN SAT & SUN 12 12-5 5 Available Homes:
• 4 BR, 3 BA, 2 car - $190,565* LD SO D • 3 BR, 3 BA, 2 car S O L - $198,156* • 3 BR, 5 pc bath, 3 car, D O- L 3400SSF $279,685 • 3 BR, 2 BA, 4 car - $259, 350 4496 Hayler Avenue, Loveland 4403 Elliot Place, Loveland
39-320942
56
New Homes Priced in the Mid 200’s in Desirable Seven Lakes Area 5 Piece Master Baths, Walk-in Closets, Air Conditioning, 3 Car Garages, Unfinished Basement, Lake Rights 4 Ranch Plans and a 2 Story with Main Floor Master to choose from
D.E. BURNS CONSTRUCTION Quality • Integrity • Experience • Reputation
970.669.8386
970-532-5900
(*w/ qualifying special financing)
39-316329
287
Seven Lakes Dr.
39-317636
Location: 5401 Stone Creek Circle, Loveland
W
From Page E1
with The Group, Inc. and has been Certified Distressed Property there ever Expert, National Association of Realtors, Colorado Associa- since. The above destion of Realtors, Loveland/ Berthoud Association of Real- ignations are imtors (past president 2008). portant, Years of experience: 20 but mean indy Kurtz grew up in nothing without a committhe Loveland area. She ment to the profession and began her real estate good customer service. Kurtz career in Colorado Springs be- prides herself on her referrals fore she returned to Loveland and repeat business. Life is in 1995. She went to work good in Loveland.
REALTOR WITH THE GROUP, INC.
N
Kurtz
N. Madison Av.
Meet Cindy
GLINK
looks to retire, their financial situation, coupled with the state of the economy, is not leaving them with many options.” The costs of retiring with a mortgage are steep: Making that monthly mortgage payment, even if your interest rate is priced at 4 percent, can take a huge bite out of your retirement income. If you’re refinancing your mortgage now to take advantage of new lower interest rates, you may want to try to cut the term of your loan. Every year you shave off the term will save you thousands of dollars over the life of that mortgage. For some in the Sandwich Generation, taking out a 15-year mortgage and being done with the mortgage before retirement may make the most financial sense — as long as they can afford the higher monthly mortgage payments.
saturday
sunday
PRICE
LOCATION
ADDRESS
HRS
OFFICE
$149,900*
NW LOVELAND
43RD & WILSON AVE. THE COTTAGES AT ENCHANTMENT RIDGE
12-5
$151,000
SE LOVELAND
255 CARINA CIRCLE #104
$152,900
NW LOVELAND
$169,500
PHONE
PRICE
LOCATION
ADDRESS
HRS
OFFICE
THE COTTAGE REALTY 970-532-5900
$149,900*
NW LOVELAND
43RD & WILSON AVE. THE COTTAGES AT ENCHANTMENT RIGE
12-5
THE COTTAGE REALTY 970-532-5900
1-4
THE GROUP, INC.
970-481-9801
$150,000
GREELEY
1918 21ST AVENUE
11-1
THE GROUP, INC.
970-567-0907
3754 ACACIA CT
11-1
ERA TRADEWIND REAL 303-775-8405 ESTATE
$151,000
SE LOVELAND
255 CARINA CIRCLE #104
1-4
THE GROUP, INC.
970-481-9801
BERTHOUD
1039 N. 7TH STREET
12-3
RE/MAX ALLIANCE
$169,900*
NW LOVELAND
4403 ELLIOT PLACE
12-5
THE COTTAGE REALTY 970-532-5900
$169,900*
NW LOVELAND
4403 ELLIOT PLACE
12-5
THE COTTAGE REALTY 970-532-5900
$179,000
SW LOVELAND
743 SW 18TH STREET
1-3
THE GROUP, INC.
970-481-2692
$183,500
NW LOVELAND
3281 MCINTOSH CT
1-3
PRUDENTIAL
970-690-1596
$188,000
NW LOVELAND
4049 TRINIDAD DR
1-3
RE/MAX ALLIANCE
970-689-4824
$189,900
BERTHOUD
353 INDIANA AVE
1-3
THE GROUP, INC.
970-962-6832
$190,565*
NW LOVELAND
3399 FOSTER PLACE
12-5
THE COTTAGE REALTY 970-532-5900
$190,565*
NW LOVELAND
3399 FOSTER PLACE
12-5
THE COTTAGE REALTY 970-532-5900
$200,000
SW LOVELAND
2128 S. TAFT AVE
2-4
RE/MAX ALLIANCE
$192,500
NW LOVELAND
2960 TABERNASH DR
2-4
RE/MAX ALLIANCE
$227,900
NW LOVELAND
4496 HAYLER AVE
12-5
THE COTTAGE REALTY 970-532-5900
$227,900
NW LOVELAND
4496 HAYLER AVE
12-5
THE COTTAGE REALTY 970-532-5900
$235,000
SE LOVELAND
475 LYRA PLACE
1-3
THE GROUP, INC.
970-215-9044
$235,000
SE LOVELAND
475 LYRA PLACE
1-3
THE GROUP, INC.
970-215-9044
STARTING AT NE LOVELAND THE $250’S
1563 LA JARA ST/LAKES POINT
1-4
BURNS CONSTRUCTION
970-669-8386
STARTING AT NE LOVELAND THE $250’S
1563 LA JARA ST/LAKES POINT
1-4
BURNS CONSTRUCTION
970-669-8386
$266,000
NW LOVELAND
1215 W 50TH ST
1-3
THE GROUP, INC.
970-690-6706
$254,000
SW LOVELAND
1586 PERSIAN AVE
1:30-3:30
THE GROUP, INC.
970-679-8265
$279,685
NW LOVELAND
4475 HAYLER AVE
12-5
THE COTTAGE REALTY 970-532-5900
$279,685
NW LOVELAND
4475 HAYLER AVE
12-5
THE COTTAGE REALTY 970-532-5900
$297,462
FORT COLLINS
817 BROOKEDGE DR
12-5
THE GROUP, INC.
970-222-8549
SW LOVELAND
4688 TWIN PEAKS CT
1-4
COLDWELL BANKER
970-980-7218
SE LOVELAND
1294 INCA DOVE CIR
2-5
LOVELAND HOUSING/ 970-635-5931 MIRASOL
$327,000
$280,000
$329,000
SE LOVELAND
4635 TARRAGON DR
1-4
THE GROUP, INC.
970-217-3464
$324,990
FORT COLLINS
939 SNOWY PLAIN ROAD
12-5
THE GROUP, INC.
970-443-9910
$324,990
FORT COLLINS
939 SNOWY PLAIN ROAD
12-5
THE GROUP, INC.
970-443-9910
$329,000
SE LOVELAND
4635 TARRAGON DR
1-4
THE GROUP, INC.
970-217-3464
$339,500
BERTHOUD
2044 BURBANK ST
1-3
THE GROUP, INC.
970-310-1836
$385,400
SW LOVELAND
1/4 MILE WEST OF WILSON ON 14TH ST. SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION
12-4
GLEN MARKETING TEAM, ERA
970-663-4522
$385,400
SW LOVELAND
1/4 MILE WEST OF WILSON ON 14TH ST. SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION
12-4
GLEN MARKETING TEAM, ERA
970-663-4522
$338,900
JOHNSTOWN/ MILLIKEN
104 BIRDIE DRIVE
1-3
THE GROUP, INC.
970-227-0964
SW LOVELAND
975 PRISM CACTUS CIR
12-4
975 PRISM CACTUS CIR
12-4
970-663-4522
GLEN MARKETING TEAM, ERA
970-663-4522
SW LOVELAND
GLEN MARKETING TEAM, ERA
$399,750
$399,750
$419,900
SW LOVELAND
459 CAPE DORY
12-2
THE GROUP, INC.
970-391-4735
$485,000
SW LOVELAND
402 MARIANA POINTE CT
1-3
THE GROUP, INC.
970-402-9100
970-481-1544
$895,000
SW LOVELAND
288 RESERVOIR DR
1-4
PREMIER LIFESTYLE REALTY
$899,000
SW LOVELAND
530 DEER MOUNTAIN DR
1-3
THE GROUP, INC.
970-689-4824
970-622-1810
PHONE
970-622-1810
$439,000
SW LOVELAND
503 EAGLE CREST CT
1-3
PRUDENTIAL ROCKY MTN
970-481-5512
$525,000
SW LOVELAND
739 N CO RD 23H
1-3
THE GROUP, INC.
970-231-9073
970-461-7136
$895,000
SW LOVELAND
288 RESERVOIR DR
1-4
PREMIER LIFESTYLE REALTY
970-481-5512
To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050
For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.
WWW.HOMEANDREALTYGUIDE.COM •CLICK ON
OPEN HOUSE MAPS
Saturday Reporter-Herald September 25, 2010 E6
H&RE Front Range Gardening
Tasty winter squash provides fall delight ing out the season of plenty until frost kills the plant. But no, the cucurbit family is large, and when e’ve all been there. After you’re an inquisitive gardener you all, we were rookies once eventually expand your horizons and plant winter squash. and planted a few extra Perhaps it starts with a pumpseeds because they look so small kin, the orange globe that brings in that cute little hill. Then they a smile each fall. Then it could be grew. And grew. Then they set an acorn or two, or possibly a butfruit, and the circus began. tercup, to go with a savory pork Squash for dinner, squash for lunch. Squash in breads, muffins, roast. Eventually you try spaghetti squash, delightful with a bit of pies, relishes, soups, ratatouille, pesto (if you try nothing else this and casseroles. Year after year, fall, try that). Finally, you branch memories of the “zucchini incident” are shared at family gather- out into the butternuts and delicatas, with sweet potato flavor ings until you swear that when that’s perfect mashed with a dab the day comes for them to inof butter, brown sugar and nutscribe your tombstone, they’ll meg. write “Here lies a gardener, squashed in her prime.” Then you’re hooked, and growing the mammoths: Hubbards Were it only the zucchinis and crooknecks you might be OK, rid- and banana squash that top out
CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY
W
at 25 to 30 pounds. These don’t grace your counter; they beach themselves on it. Try chopping them with a cleaver, and you’ll soon discover that the best way to open a hubbard is to climb a ladder and hurl it to the ground. Once roasted their flesh can be frozen into recipe-sized amounts and feed you until spring. If you’re growing winter squash, fall is the time to gather your harvest. Speed ripening by cutting back the water to the plant, but do this slowly over a few weeks so you don’t interrupt growth of young squash. Pluck blossoms from the plant about mid-month to allow the plant to pump energy into the larger ones on the vine, and use the blossoms stuffed, fried or sautéed for pasta. Harvest your winter squash
when the skin toughens and isn’t stand for a month or two, the dented by pressure from a finger- starches convert into sugars, nail. But before this happens the making squash more delectable skin is tender, so avoid wounding at thanksgiving than at harvest. your fruit with a clumsy nail slash But if you’re growing pie pumpby watching for other signs of ma- kins, the reverse is true: use it turity, such as the stem drying within a month, or the sugars out or the rind turning a deep convert into starch. Store squash color (some exceptions apply). in dry, cool conditions and depending on the variety, winter Cut the squash from the vine carefully, leaving at least two-and- squash will keep one-to-six a-half inches of stem attached to months. the fruit. If you’re growing petite squash and don’t have Carol O’Meara is with that much stem, do the best CSU Extension in you can and don’t worry. Boulder County. The important part is to Contact her at keep from snapping the 303-678-6238 or stem from the squash or comeara@co bruising the fruit in harvest. .boulder.co.us. When first picked, winter squash is a creamy, starchy Front Range Gardening vegetable, but if allowed to
H&RE Real Estate Briefs Real estate associates, community members, business sponsors, and a handful of very special Children's Miracle Network Champions all parRE/MAX Alliance’s an- ticipated to make this a nual Charity Golf Tourna- record-breaking year. Last year’s tournament raised ment, supporting the $64,423. Children’s Miracle Network, was held on August Participants enjoyed a 16 at the Riverdale Dunes beautiful day of golf; and Knolls Golf Club in silent auction items inBrighton, Colorado and cluding a golf foursome to raised a record breaking the Sanctuary, auto$66,718. All of the money graphed sports memoraraised is being donated to bilia, vacation getaways, Children's Hospital and and a delicious lunch Children's Miracle Netserved by Colorado-based work. Smiling Moose Deli. Each RE/MAX ALLIANCE’S 17TH ANNUAL CHARITY GOLF TOURNAMENT RAISES OVER $66,000 FOR CHILDREN’S HOSPITAL
participant also received a grab bag and had the opportunity to meet the families who brought their amazing children who have benefited from Children's Hospital. To see photos of the event and a special tournament video, visit www.facebook.com/ remaxalliance. RE/MAX Alliance would like to give a special thanks to everyone who participated by sponsoring a hole, a red wagon, playing in the tournament, purchased golf balls for the golf ball drop, provided lunch, and
volunteered to make this another successful year. For those interested in participating in next year’s event, RE/MAX Alliance is currently accepting registration for golfers and sponsors. Next year’s tentative date has been set for August 8, 2011. Please visit www.alliancegolfforkids .com or contact Kim Hawkins at 303-759-6636 for more information. For more information about RE/MAX Alliance, visit www.HomesIn Colorado.com.
To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place your ad any time of the day or night. Fax: 970-635-3677…email: classifieds@reporter-herald.com
Apartments/ Garages/Storage Houses 4080 Roommates Lots & Unfurnished 4030 Spaces 4070 3 BDRM, 2 BA, hkups, pet Wanted 4120 Tracts 2 BDRM, 1 bath $665 ALL utilities included! Clean and Quiet end unit on 2nd floor with new carpet! Coin-Op laundry, off street parking. (970)669-1375 3 BD or 2 BD- Free rent! Pets nego. Quiet & spac. $625-$695. 970-223-1349
Apartments/ Unfurnished 4030
LUXURIOUS UPSCALE APARTMENTS STUDIO, 1, 2, & 3 BEDROOMSPool, hot tub, 1 rm, Studio+ Vintage apts 24 hr. fitness center, 0 utils! On-site mgmt. W/D, business center, coffee DirTV $333-590 970-219-8162 shop, salon, pizza & deli. OPEN HOUSE, Mon-Fri 1 BDRM, 1.5 ba, hkups, $800/mo, wtr/sewer pd. 9am-6pm, Sat. 10am-5pm. 325 E. 5th St., Loveland. 1842 E 17th St, 1-888-822-9346 Faith Property 970-377-1626 1 Bdrm, 713 Garfield $395/ Large brick 2 Bdrm, 2nd mo, Wall AC, upstairs level, views, cent. loc. N/P, Call rmpm.com 669-0842 Ht/wtr pd! 970-308-7387 2 BDRM- 1716 E. 16th, $540/ Lrg 2 BDRM, no pets. $595/ mo. 2-story, large rooms. mo, wtr/sewer pd. 1717 N Cheyenne Ave. #19 & #12. Call rmpm.com 669-0842 Faith Property 970-377-1626 2 BDRM, 1 BA, bsmt apt, hkups, 1705 1/2 E 8th St, $725/mo Faith Property 970-377-1626
Commercial Industrial 4040
2 BDRM, 1 BA, garden lvl, A/C, 1707 Cheyenne Ave #24 2- 2800 SF bldgs w/bsmt, $575/mo H2O/swr/trash pd. 1 warehouse 2304 SF. ForFaith Property 970-377-1626 merly Penners Appliance, call (970)667-9983, 290-3876 2 BDRM, 1 BA, heat & water pd, A/C, storage, off st pkng, SW loc. No smk/ pets. $625, (970)217-5958
Condos/ Townhouses 4050
2 BDRM, 1 BA, lg kitchen, lndry on site, water/ 2 BDRM- 2288 Colorado sewer/ trash paid. $595. 2-story, W/D hkups. 1125 Gard Pl #1 $575/mo, Call rmpm.com 669-0842 Faith Property 970-377-1626 2 BDRM, 1 BA, sewer/ trash pd. 1147 E 5th, 3 BDRM, 2 BA Condo, $550/mo, stacked W/D, trash pd, Faith Property 970-377-1626 fenced yard, garage. 4136 Monument, $900/mo Faith Property 970-377-1626 2 BDRM, $650 + elec, free heat & basic cable, clean, pantry. No pets. Coin-op. 970-663-6787 or 970-430-0859 2 BDRM, 1 BA, hkups, H20 & sewer paid. 2305 W 18th $695/mo Foothills Apts Faith Property 970-377-1626 FALL MOVE-IN SPECIALS 2 BDRM- 2606 Gilpin, 2 Bdrm Apartment Homes $825/mo. NICE! 1 car gar. ●Party and Exercise Room Call rmpm.com 669-0842 ● Includes Washer & Dryer ● Park-Like Setting ● Garages Available 2 BDRM- 410 22nd, $850. bsmt, 1 car, newer crpt 1913 W. 15th St. Unf Call rmpm.com 669-0842 970-669-7850 - Sorry no pets
Duplexes
4060
3 BDRM- 1463 Caddoa, $925. New carpet/pt, big yd Call rmpm.com 669-0842 2 BDRM + bonus room, quiet west side loc. No smoking/pets. $550/mo. 1012 Van Buren, Lvld. 970-663-2341 or 970-667-7309
AVAIL NOW- 3 bdrm, 1 ba, 674 Starla Ct. $765 + dep. No pets. (970)667-7808
COMMERCIAL SHOP$850/mo. 1600 Sq Ft. rmpm.com. 970-669-0842 STORAGE 20 x 40 with 14´ overhead door. $325/mo. Call (970)481-5899
Houses
4080
nego. 4460 Hayler $1195/mo Faith Property 970-377-1626
LG room w/lg sitting room attached in a luxurious $950/mo + dep & HOA fee house on 3 acres. $500/mo. Call Lori, (970)566-1631 2 bdrm/2 ba patio home, 2 car gar, no pets, 311 VicSplit level, lower half avail. toria, Berthoud 970-532-2652 1 bdrm, priv. ba & liv. rm. AC, share kitchen. All amenities. Util. incl. $450/ $99 MOVE IN SPECIAL 3 bdrm, 1.5 ba, located in mo. 970-218-1340 Milliken. $995, 970-310-3855 IMMED- 3 bdrm, 2 ba, 3153 Blackberry Dr, new paintbeautiful! $1350 + dep. No/ pets/smoke. (970)667-7808
EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
OWN your own home for what you pay in Rent! Lowest rates, $0 - $1000 Down Free Prequalification. Western Plains Realty Ken or Tammy 970-663-5008
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To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.
Rooms For Rent
LAKE LOT- Lvlnd West backing walk-out lot. Exclusive recreation rights. (970)690-1732
Loveland 4130
Fully furnished large rooms. Laundry, A/C, cable, all util. incl. $325/mo. (970)227-1585
Retail Space 4135
5100
2 ACRE LOT, Berthoud area, $40K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.
5110
BANK OWNEDTri-Lvl, 3 bdrm, 3 bath w/ bsmt. New floor coverings, int paint & appliances. $179,900. Re/Max Alliance, Wanda Quaid, 970-481-3033 411 E 12 ST ✭ MLS 637797 $124,900, ranch 3 bed, 2 bath, 1067sqft, 24x16 workshop. Call Rob (970) 481-2133 At Home Real Estate Co
Hair Salon Booth Rentals & office spaces, utilities included. 970-613-1477
Wanted To Rent
4170
A picture is worth
a thousand words Farmers/Ranchers, Try a classified picture Colo Caregivers Wanted ad! Call for details Legal MMJ Caregiver Services 970-635-3650 needs to lease your old outbuildings. Top dollar leases per square foot paid. • Legal Services • Patients • Technical Support • Plants & Equipment • Modular units also avail. Confidentiality, safety & AVAILBABLE NOW security. Call the Law 3 bdrm 2 ba, $1100/mo + ✭ 2 BEDROOM HOMES ✭ Office of Stephanie Nelson $575 to $650 + dep. dep, no pets. (970)667-7708 303-440-4420 West Hwy 34. Pets nego. Se Habla Espanol 1 BDRM, carport & sm yd. 970-685-8573 ✭ MOBILE HOMES ✭ No cats, sm dog nego. $545 BUYING/SELLING elect/wtr pd. 1225-1/2 E. 4th Local park needs used mob ON ALLEY. 970-443-4072 homes. We´re buying! Big Sale! Many single & dbl 2 BDRM, 1 BA, hkups, fncd NEW HOMES REDUCED! wides. Fin avl, auto apDon´t miss out on this yard w/ patio, gar. proval on owner fin homes. 2360 Fountain Dr. $995/mo SAVINGS EVENT! Easy Bad credit OK! Moves avl. Faith Property 970-377-1626 approval, quick closings & 970-222-1473 affordable payments. ✭ 690-2725 or 690-3283 ✭ 3 BDRM- 1143 SE 2nd, $925. Tax ID´s welcome. Limited Big kitchen & yard, 1 car. availability ACT NOW!! Call 970-420-8488 *wac Call rmpm.com 669-0842 3 Bedroom, 1 3/4 baths, 55+, carport, 2 storage sheds, immaculate inside & 3 BDRM, 2 ba, 2 car, cov out, drive by 221 W. 57th, redwd deck, spnklr, new Lot A-9. 303-682-1919. carpet/paint/wd flrs & tile. $1200 No Pets, 1029 N. Redbud, Lvld. 970-481-0646 29th Street Loc, 2000 sf, tenant fin avail, 3 BDRM, 2 BA Ranch, gar, Jim (970)485-8177 or fncd yd, close to schools. ~ HORSE PROPERTY ~ Leroy (970) 481-8168 3004 White Oak Ct. $1100 5 bdrm, 4 ba ~ 5000 sq ft Faith Property 970-377-1626 1109 Yeager Dr., 3 bdrm, on 1.5 acre ~ Johnstown. 1 ba, ranch,N-central loc, $275K SS 3 BDRM- 374 Gypsum, new paint/crpt, $162,900. Western Plains Realty $1075, pets neg, Unfin bsmt Downtown corner loc, 2/3 Owner carry, $140K. Ken or Tammy offices, sep bldg, 4 car prkg 303-517-0061 No agents Call rmpm.com 669-0842 (970)663-5008 lot. $1000/mo 970-667-5145
Mobile Homes/ Spaces 4090
Mobile/ Manufactured Homes/ Spaces 5130
Office Space 4100
Rural
Longmont
5090
5180
Transactions From Page E2
• Jerry Forte from Nazarenus Virginia M, 907 N 4th St, Johnstown, $159,900, home • Joseph & Jessica Sava from Oakwood Homes LLC, 3925 Blackwood Ln, Johnstown, $207,800, home
Windsor • Abby Glaser from Cornerstone Baptist Church Win, 10 Orchid Ct, Windsor, $165,000, home • Donna Papp from Melody Homes Inc, 1557 Edenbridge Dr, Windsor, $222,100, home • John Lewis from Schaaf David N Jr & Jennifer, 1227 Crescent Dr, Windsor, $239,000, home • Felipe & Leigh Hinojosa from Finch Michael, 790 Bluegrass Way, Windsor, $220,000, home • Lee & Jennifer Freeman from Rambis Living Trust, 1591 Ridge West Dr, Windsor, $410,000, home • Patricia Sullivan from Schumacher Christopher M, 1343 Lake Cir Unit 8a, Windsor, $120,000, condo • Kenneth & Patricia Kauffman from Hsbc Mtg Services Inc, 1205 Kirkwood Ct, Windsor, $143,000, home • Ramon & Lorraine Carreon from Balsavar Rajiv S, 489 Ventana Way, Windsor, $430,000, home • Leslie & Etsuko Cunningham from Miller Ted A & Allyson H, 1854 E Seadrift Dr Unit A, Windsor, $305,000, condo • Francis Revo from Shellenbarger Andrew B & Paula R, 2 Aspen Ln, Windsor, $165,000, home • Jason Ficca from Tri County Holdings LLC, 580 Wind River Dr, Windsor, $203,000, home • Prestige LLC from Winter Farm Windsor LLC, 680 Saratoga Way, Windsor, $180,000, home • Eric Calderone from Bessire Stacy R, 1114 Hemlock Ct, Windsor, $317,000, home • Jennifer Briggs from Kness Rick J & Deborah G, 32695 Bravo Pointe, Windsor, $396,800, home • Traci & Richard Foth from Melody Homes Inc, 1577 Millfleet Dr, Windsor, $234,200, home • Jeffrey & Jennife Cobb from Murphy Adrian, 1143 Hemlock Dr, Windsor, $215,000, home • Keith & Lorraine Gallagher from Putnam Mary A, 563 Trailwood Cir, Windsor, $256,900, home
Range H&RE Front Gardening
Identify ripe tomatoes MITZI DAVIS CSU EXTENSION, LARIMER COUNTY • The ripening stages of tomatoes are immature, mature green, breaker, pink and red. Mature green stage fruits have a white to yellow star at the blossom end. Most supermarket tomatoes are picked at the mature green stage and ripened with ethylene gas. The breaker stage is when the blossom end is pink and the tomatoes at this stage will ripen naturally. Tomatoes at the breaker or pink stage will ripen in five-to-seven days at 65-68 degrees. • Oregon produces nearly all of the hazelnuts (filberts) in the United States. The trees are biennial — one year each fruit cluster will produce a single nut, and the next year the tree will have more than one nut per cluster. The nuts drop from trees in fall. In larger orchards nuts are harvested with a vacuum that picks them up and blows out any debris. Hazelnuts are eaten raw, roasted, covered in chocolate, made into hazelnut butter or gianduju — a hazelnut, chocolate spread. • Composting requires the right combination of “greens” (nitrogen-supplying material) and “browns” (dried plant material that supplies carbon). Think lasagna. The brown layer may consist of dried leaves, dried hay and straw, paper and lint. You'll need twice as much brown material as green. The green layer will have food scraps (but no meat), garden waste and grass clippings. Sprinkle on a little soil to add microorganisms and repeat the layers. Keep moist, turn after a week and then once a week until the pile freezes. By spring you should have beautiful compost to incorporate into your flower and vegetable gardens. Mitzi Davis has received training through Colorado State University Extension's Master Gardener program and is a Master Gardener volunteer for Larimer County. For more information about CSU Extension, Larimer County, call 970-498-6000 or visit www.larimer.org/ext.